Provident Bank Mortgage Lending & HMDA Data, 2004
In 2004, Provident Bank of Cleveland, OH reported 17,616 mortgage applications totaling $1.8 billion, up 8% from 2003. The average application was for $101,994, and applicants reported an average income of $73,388. 28% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Cincinnati-Middletown, OH-KY-IN (1,508), Chicago-Naperville-Joliet, IL (579) and Los Angeles-Long Beach-Glendale, CA (471) (applications in parentheses).
| Mortgage Company & Address | Provident Bank 1900 E 9th Street Locator 01-3013 Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 17,616 |
| Total Mortgage Loan Application Amount | $1,796,737,000 |
| Average Mortgage Loan Application Amount | $101,994 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $73,388 |
| Highest Applicant Income | $4,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton, Ohio | 1,149 | $ 80,181,000 | $ 69,783 | $ 54,000 |
| Los Angeles, California | 471 | $ 93,942,000 | $ 199,452 | $ 108,000 |
| Cook, Illinois | 390 | $ 56,822,000 | $ 145,697 | $ 72,000 |
| Wayne, Michigan | 202 | $ 14,460,000 | $ 71,584 | $ 62,000 |
| San Bernardino, California | 191 | $ 25,001,000 | $ 130,895 | $ 84,000 |
| Maricopa, Arizona | 176 | $ 15,870,000 | $ 90,170 | $ 69,000 |
| Orange, California | 175 | $ 37,851,000 | $ 216,291 | $ 170,000 |
| Clermont, Ohio | 172 | $ 15,245,000 | $ 88,633 | $ 57,000 |
| Riverside, California | 163 | $ 24,627,000 | $ 151,085 | $ 86,000 |
| Clark, Nevada | 161 | $ 19,660,000 | $ 122,111 | $ 109,000 |
| Suffolk, New York | 157 | $ 16,136,000 | $ 102,777 | $ 74,000 |
| Campbell, Kentucky | 145 | $ 9,827,000 | $ 67,772 | $ 45,000 |
| San Diego, California | 142 | $ 24,368,000 | $ 171,605 | $ 93,000 |
| Montgomery, Ohio | 140 | $ 9,672,000 | $ 69,085 | $ 58,000 |
| Milwaukee, Wisconsin | 122 | $ 8,999,000 | $ 73,762 | $ 51,000 |
| Sacramento, California | 118 | $ 16,437,000 | $ 139,296 | $ 82,000 |
| Butler, Ohio | 115 | $ 10,274,000 | $ 89,339 | $ 56,000 |
| Broward, Florida | 114 | $ 13,317,000 | $ 116,815 | $ 65,000 |
| Fulton, Georgia | 103 | $ 15,162,000 | $ 147,203 | $ 74,000 |
| Burlington, New Jersey | 101 | $ 5,848,000 | $ 57,900 | $ 118,000 |
| DeKalb, Georgia | 99 | $ 14,062,000 | $ 142,040 | $ 63,000 |
| Fairfax, Virginia | 98 | $ 11,632,000 | $ 118,693 | $ 87,000 |
| Ocean, New Jersey | 96 | $ 7,822,000 | $ 81,479 | $ 72,000 |
| Nassau, New York | 95 | $ 11,562,000 | $ 121,705 | $ 124,000 |
| Palm Beach, Florida | 92 | $ 9,808,000 | $ 106,608 | $ 88,000 |
| Bergen, New Jersey | 90 | $ 8,482,000 | $ 94,244 | $ 108,000 |
| Baltimore, Maryland | 89 | $ 8,662,000 | $ 97,325 | $ 73,000 |
| Montgomery, Pennsylvania | 89 | $ 5,276,000 | $ 59,280 | $ 88,000 |
| Hennepin, Minnesota | 85 | $ 11,288,000 | $ 132,800 | $ 97,000 |
| Bucks, Pennsylvania | 83 | $ 5,672,000 | $ 68,337 | $ 89,000 |
| New Castle, Delaware | 82 | $ 5,918,000 | $ 72,170 | $ 55,000 |
| Middlesex, New Jersey | 80 | $ 6,465,000 | $ 80,812 | $ 110,000 |
| Monmouth, New Jersey | 79 | $ 6,054,000 | $ 76,632 | $ 169,000 |
| Harris, Texas | 78 | $ 8,602,000 | $ 110,282 | $ 72,000 |
| Montgomery, Maryland | 77 | $ 11,146,000 | $ 144,753 | $ 69,000 |
| Camden, New Jersey | 77 | $ 4,651,000 | $ 60,402 | $ 73,000 |
| King, Washington | 77 | $ 7,663,000 | $ 99,519 | $ 110,000 |
| Kenton, Kentucky | 75 | $ 5,836,000 | $ 77,813 | $ 53,000 |
| Allegheny, Pennsylvania | 71 | $ 3,205,000 | $ 45,140 | $ 58,000 |
| Duval, Florida | 69 | $ 5,803,000 | $ 84,101 | $ 55,000 |
| Anne Arundel, Maryland | 67 | $ 6,458,000 | $ 96,388 | $ 93,000 |
| Oakland, Michigan | 67 | $ 7,844,000 | $ 117,074 | $ 95,000 |
| Chester, Pennsylvania | 66 | $ 3,598,000 | $ 54,515 | $ 117,000 |
| Boone, Kentucky | 65 | $ 6,927,000 | $ 106,569 | $ 63,000 |
| Prince George's, Maryland | 65 | $ 11,850,000 | $ 182,307 | $ 87,000 |
| Franklin, Ohio | 63 | $ 4,022,000 | $ 63,841 | $ 66,000 |
| Pinellas, Florida | 62 | $ 4,580,000 | $ 73,870 | $ 52,000 |
| Lake, Illinois | 62 | $ 8,142,000 | $ 131,322 | $ 118,000 |
| Prince William, Virginia | 61 | $ 8,542,000 | $ 140,032 | $ 63,000 |
| Warren, Ohio | 60 | $ 6,266,000 | $ 104,433 | $ 72,000 |
| Hillsborough, Florida | 59 | $ 4,628,000 | $ 78,440 | $ 54,000 |
| Morris, New Jersey | 58 | $ 5,219,000 | $ 89,982 | $ 139,000 |
| Denver, Colorado | 56 | $ 6,844,000 | $ 122,214 | $ 60,000 |
| Jackson, Missouri | 56 | $ 4,154,000 | $ 74,178 | $ 61,000 |
| Philadelphia, Pennsylvania | 56 | $ 3,698,000 | $ 66,035 | $ 55,000 |
| Middlesex, Massachusetts | 55 | $ 5,432,000 | $ 98,763 | $ 92,000 |
| Hartford, Connecticut | 54 | $ 3,313,000 | $ 61,351 | $ 74,000 |
| San Joaquin, California | 53 | $ 7,410,000 | $ 139,811 | $ 77,000 |
| New Haven, Connecticut | 53 | $ 4,152,000 | $ 78,339 | $ 122,000 |
| DuPage, Illinois | 53 | $ 4,474,000 | $ 84,415 | $ 71,000 |
| Jefferson, Alabama | 52 | $ 4,492,000 | $ 86,384 | $ 48,000 |
| Gloucester, New Jersey | 52 | $ 3,357,000 | $ 64,557 | $ 97,000 |
| Lee, Florida | 51 | $ 4,926,000 | $ 96,588 | $ 55,000 |
| Shelby, Tennessee | 51 | $ 5,126,000 | $ 100,509 | $ 65,000 |
| Cobb, Georgia | 50 | $ 6,581,000 | $ 131,620 | $ 70,000 |
| Delaware, Pennsylvania | 50 | $ 3,002,000 | $ 60,040 | $ 72,000 |
| Fresno, California | 49 | $ 4,891,000 | $ 99,816 | $ 67,000 |
| Fairfield, Connecticut | 49 | $ 6,407,000 | $ 130,755 | $ 114,000 |
| Worcester, Massachusetts | 48 | $ 4,006,000 | $ 83,458 | $ 91,000 |
| Macomb, Michigan | 48 | $ 5,060,000 | $ 105,416 | $ 61,000 |
| Contra Costa, California | 47 | $ 6,505,000 | $ 138,404 | $ 122,000 |
| Alameda, California | 46 | $ 8,077,000 | $ 175,586 | $ 127,000 |
| Mercer, New Jersey | 46 | $ 3,443,000 | $ 74,847 | $ 275,000 |
| Queens, New York | 46 | $ 6,537,000 | $ 142,108 | $ 74,000 |
| Will, Illinois | 45 | $ 5,190,000 | $ 115,333 | $ 84,000 |
| Clark, Ohio | 45 | $ 2,573,000 | $ 57,177 | $ 54,000 |
| McHenry, Illinois | 44 | $ 5,574,000 | $ 126,681 | $ 83,000 |
| Essex, New Jersey | 44 | $ 3,829,000 | $ 87,022 | $ 80,000 |
| Ingham, Michigan | 43 | $ 3,081,000 | $ 71,651 | $ 57,000 |
| Kern, California | 42 | $ 4,725,000 | $ 112,500 | $ 53,000 |
| Essex, Massachusetts | 42 | $ 3,722,000 | $ 88,619 | $ 91,000 |
| Norfolk, Massachusetts | 42 | $ 3,504,000 | $ 83,428 | $ 136,000 |
| Snohomish, Washington | 42 | $ 5,957,000 | $ 141,833 | $ 129,000 |
| Providence, Rhode Island | 41 | $ 3,124,000 | $ 76,195 | $ 55,000 |
| Adams, Colorado | 40 | $ 4,740,000 | $ 118,500 | $ 67,000 |
| Orange, Florida | 40 | $ 2,746,000 | $ 68,650 | $ 62,000 |
| Plymouth, Massachusetts | 40 | $ 3,981,000 | $ 99,525 | $ 75,000 |
| Loudoun, Virginia | 40 | $ 5,415,000 | $ 135,375 | $ 86,000 |
| Baltimore City, Maryland | 39 | $ 3,036,000 | $ 77,846 | $ 79,000 |
| Pierce, Washington | 39 | $ 3,857,000 | $ 98,897 | $ 77,000 |
| Brevard, Florida | 38 | $ 3,078,000 | $ 81,000 | $ 65,000 |
| Kane, Illinois | 38 | $ 3,807,000 | $ 100,184 | $ 71,000 |
| Marion, Indiana | 38 | $ 2,924,000 | $ 76,947 | $ 55,000 |
| St. Louis, Missouri | 38 | $ 3,591,000 | $ 94,500 | $ 69,000 |
| Cuyahoga, Ohio | 38 | $ 2,876,000 | $ 75,684 | $ 57,000 |
| Virginia Beach, Virginia | 38 | $ 3,362,000 | $ 88,473 | $ 57,000 |
| Solano, California | 37 | $ 7,355,000 | $ 198,783 | $ 114,000 |
| Somerset, New Jersey | 37 | $ 4,868,000 | $ 131,567 | $ 161,000 |
| Westchester, New York | 37 | $ 4,976,000 | $ 134,486 | $ 103,000 |
| Pima, Arizona | 36 | $ 2,034,000 | $ 56,500 | $ 73,000 |
| Ventura, California | 36 | $ 7,292,000 | $ 202,555 | $ 124,000 |
| Gwinnett, Georgia | 36 | $ 5,502,000 | $ 152,833 | $ 70,000 |
| Union, New Jersey | 36 | $ 3,423,000 | $ 95,083 | $ 143,000 |
| Orange, New York | 36 | $ 4,119,000 | $ 114,416 | $ 69,000 |
| Mecklenburg, North Carolina | 36 | $ 4,255,000 | $ 118,194 | $ 86,000 |
| Wake, North Carolina | 36 | $ 3,477,000 | $ 96,583 | $ 87,000 |
| Kent, Michigan | 35 | $ 3,019,000 | $ 86,257 | $ 60,000 |
| Northampton, Pennsylvania | 35 | $ 2,836,000 | $ 81,028 | $ 72,000 |
| Salt Lake, Utah | 35 | $ 2,610,000 | $ 74,571 | $ 71,000 |
| Frederick, Maryland | 34 | $ 4,467,000 | $ 131,382 | $ 56,000 |
| Dallas, Texas | 34 | $ 3,782,000 | $ 111,235 | $ 85,000 |
| Santa Clara, California | 33 | $ 5,410,000 | $ 163,939 | $ 109,000 |
| Stafford, Virginia | 33 | $ 3,621,000 | $ 109,727 | $ 109,000 |
| Stanislaus, California | 32 | $ 4,000,000 | $ 125,000 | $ 79,000 |
| Carroll, Maryland | 32 | $ 3,776,000 | $ 118,000 | $ 79,000 |
| Harford, Maryland | 32 | $ 3,409,000 | $ 106,531 | $ 72,000 |
| Miami-Dade, Florida | 31 | $ 1,841,000 | $ 59,387 | $ 62,000 |
| Volusia, Florida | 31 | $ 2,540,000 | $ 81,935 | $ 58,000 |
| Rockingham, New Hampshire | 31 | $ 2,417,000 | $ 77,967 | $ 109,000 |
| Atlantic, New Jersey | 31 | $ 1,479,000 | $ 47,709 | $ 48,000 |
| Summit, Ohio | 31 | $ 2,510,000 | $ 80,967 | $ 54,000 |
| Howard, Maryland | 30 | $ 3,090,000 | $ 103,000 | $ 88,000 |
| Genesee, Michigan | 30 | $ 1,644,000 | $ 54,800 | $ 62,000 |
| Erie, New York | 30 | $ 1,632,000 | $ 54,400 | $ 53,000 |
| Multnomah, Oregon | 30 | $ 2,457,000 | $ 81,900 | $ 75,000 |
| Greenville, South Carolina | 30 | $ 4,015,000 | $ 133,833 | $ 54,000 |
| Jefferson, Colorado | 29 | $ 3,086,000 | $ 106,413 | $ 67,000 |
| Richmond, New York | 29 | $ 4,165,000 | $ 143,620 | $ 155,000 |
| Rockland, New York | 29 | $ 3,581,000 | $ 123,482 | $ 98,000 |
| Hillsborough, New Hampshire | 28 | $ 2,110,000 | $ 75,357 | $ 156,000 |
| Passaic, New Jersey | 28 | $ 2,875,000 | $ 102,678 | $ 75,000 |
| Greene, Ohio | 28 | $ 2,389,000 | $ 85,321 | $ 55,000 |
| Sussex, New Jersey | 27 | $ 2,063,000 | $ 76,407 | $ 59,000 |
| Spartanburg, South Carolina | 27 | $ 3,279,000 | $ 121,444 | $ 57,000 |
| Clayton, Georgia | 26 | $ 2,797,000 | $ 107,576 | $ 52,000 |
| Jefferson, Kentucky | 26 | $ 2,353,000 | $ 90,500 | $ 85,000 |
| Dutchess, New York | 26 | $ 3,016,000 | $ 116,000 | $ 62,000 |
| Oklahoma, Oklahoma | 26 | $ 1,792,000 | $ 68,923 | $ 60,000 |
| Seminole, Florida | 25 | $ 2,295,000 | $ 91,800 | $ 78,000 |
| Johnson, Kansas | 25 | $ 2,524,000 | $ 100,960 | $ 118,000 |
| Bristol, Massachusetts | 25 | $ 1,813,000 | $ 72,520 | $ 85,000 |
| Hampden, Massachusetts | 25 | $ 1,214,000 | $ 48,560 | $ 68,000 |
| Greene, Missouri | 25 | $ 2,210,000 | $ 88,400 | $ 76,000 |
| Lehigh, Pennsylvania | 25 | $ 1,732,000 | $ 69,280 | $ 66,000 |
| Raleigh, West Virginia | 25 | $ 2,253,000 | $ 90,120 | $ 59,000 |
| Placer, California | 24 | $ 5,177,000 | $ 215,708 | $ 94,000 |
| Santa Barbara, California | 24 | $ 4,835,000 | $ 201,458 | $ 91,000 |
| Lake, Indiana | 24 | $ 1,400,000 | $ 58,333 | $ 58,000 |
| Hunterdon, New Jersey | 24 | $ 2,244,000 | $ 93,500 | $ 83,000 |
| Shelby, Ohio | 24 | $ 1,066,000 | $ 44,416 | $ 45,000 |
| Washington, Oregon | 24 | $ 2,722,000 | $ 113,416 | $ 87,000 |
| Chesapeake, Virginia | 24 | $ 2,290,000 | $ 95,416 | $ 63,000 |
| Manatee, Florida | 23 | $ 1,890,000 | $ 82,173 | $ 54,000 |
| Cumberland, Maine | 23 | $ 1,182,000 | $ 51,391 | $ 64,000 |
| Onondaga, New York | 23 | $ 1,275,000 | $ 55,434 | $ 70,000 |
| Mahoning, Ohio | 23 | $ 1,593,000 | $ 69,260 | $ 53,000 |
| Clark, Washington | 23 | $ 2,667,000 | $ 115,956 | $ 67,000 |
| Pulaski, Arkansas | 22 | $ 2,284,000 | $ 103,818 | $ 66,000 |
| Dakota, Minnesota | 22 | $ 2,349,000 | $ 106,772 | $ 87,000 |
| Washoe, Nevada | 22 | $ 2,539,000 | $ 115,409 | $ 101,000 |
| Marion, Florida | 21 | $ 1,534,000 | $ 73,047 | $ 51,000 |
| Hudson, New Jersey | 21 | $ 2,259,000 | $ 107,571 | $ 93,000 |
| Kings, New York | 21 | $ 4,502,000 | $ 214,380 | $ 74,000 |
| Waukesha, Wisconsin | 21 | $ 3,002,000 | $ 142,952 | $ 80,000 |
| Merced, California | 20 | $ 3,053,000 | $ 152,650 | $ 77,000 |
| Sonoma, California | 20 | $ 3,394,000 | $ 169,700 | $ 117,000 |
| Cherokee, Georgia | 20 | $ 3,058,000 | $ 152,900 | $ 66,000 |
| York, Maine | 20 | $ 1,362,000 | $ 68,100 | $ 51,000 |
| Suffolk, Massachusetts | 20 | $ 3,104,000 | $ 155,200 | $ 110,000 |
| Anoka, Minnesota | 20 | $ 1,523,000 | $ 76,150 | $ 67,000 |
| Westmoreland, Pennsylvania | 20 | $ 1,423,000 | $ 71,150 | $ 59,000 |
| York, Pennsylvania | 20 | $ 1,250,000 | $ 62,500 | $ 57,000 |
| Davidson, Tennessee | 20 | $ 2,866,000 | $ 143,300 | $ 73,000 |
| Chesterfield, Virginia | 20 | $ 833,000 | $ 41,650 | $ 50,000 |
| Escambia, Florida | 19 | $ 1,310,000 | $ 68,947 | $ 58,000 |
| St. Joseph, Indiana | 19 | $ 1,255,000 | $ 66,052 | $ 56,000 |
| Cecil, Maryland | 19 | $ 1,440,000 | $ 75,789 | $ 47,000 |
| Ramsey, Minnesota | 19 | $ 2,345,000 | $ 123,421 | $ 102,000 |
| Jasper, Missouri | 19 | $ 807,000 | $ 42,473 | $ 30,000 |
| Henrico, Virginia | 19 | $ 1,170,000 | $ 61,578 | $ 52,000 |
| Arapahoe, Colorado | 18 | $ 1,662,000 | $ 92,333 | $ 74,000 |
| El Paso, Colorado | 18 | $ 1,300,000 | $ 72,222 | $ 64,000 |
| Sussex, Delaware | 18 | $ 1,273,000 | $ 70,722 | $ 64,000 |
| Pasco, Florida | 18 | $ 1,579,000 | $ 87,722 | $ 41,000 |
| St. Lucie, Florida | 18 | $ 1,602,000 | $ 89,000 | $ 32,000 |
| Muskegon, Michigan | 18 | $ 1,430,000 | $ 79,444 | $ 36,000 |
| Bronx, New York | 18 | $ 3,663,000 | $ 203,500 | $ 108,000 |
| Ulster, New York | 18 | $ 1,830,000 | $ 101,666 | $ 64,000 |
| Lancaster, Pennsylvania | 18 | $ 1,127,000 | $ 62,611 | $ 57,000 |
| Luzerne, Pennsylvania | 18 | $ 775,000 | $ 43,055 | $ 69,000 |
| Utah, Utah | 18 | $ 1,491,000 | $ 82,833 | $ 73,000 |
| Etowah, Alabama | 17 | $ 2,010,000 | $ 118,235 | $ 47,000 |
| El Dorado, California | 17 | $ 1,959,000 | $ 115,235 | $ 84,000 |
| Shasta, California | 17 | $ 1,366,000 | $ 80,352 | $ 73,000 |
| Kalamazoo, Michigan | 17 | $ 1,113,000 | $ 65,470 | $ 197,000 |
| Clay, Missouri | 17 | $ 1,018,000 | $ 59,882 | $ 80,000 |
| Albany, New York | 17 | $ 1,565,000 | $ 92,058 | $ 61,000 |
| Stark, Ohio | 17 | $ 1,011,000 | $ 59,470 | $ 39,000 |
| Clackamas, Oregon | 17 | $ 1,740,000 | $ 102,352 | $ 89,000 |
| Berks, Pennsylvania | 17 | $ 857,000 | $ 50,411 | $ 70,000 |
| Tarrant, Texas | 17 | $ 2,082,000 | $ 122,470 | $ 81,000 |
| San Luis Obispo, California | 16 | $ 1,850,000 | $ 115,625 | $ 76,000 |
| Yolo, California | 16 | $ 1,795,000 | $ 112,187 | $ 112,000 |
| Boulder, Colorado | 16 | $ 1,456,000 | $ 91,000 | $ 92,000 |
| Kent, Delaware | 16 | $ 1,166,000 | $ 72,875 | $ 41,000 |
| Polk, Florida | 16 | $ 1,419,000 | $ 88,687 | $ 47,000 |
| Pendleton, Kentucky | 16 | $ 1,216,000 | $ 76,000 | $ 38,000 |
| Barnstable, Massachusetts | 16 | $ 2,101,000 | $ 131,312 | $ 79,000 |
| Monroe, New York | 16 | $ 1,424,000 | $ 89,000 | $ 76,000 |
| Durham, North Carolina | 16 | $ 1,490,000 | $ 93,125 | $ 61,000 |
| Harnett, North Carolina | 16 | $ 1,157,000 | $ 72,312 | $ 50,000 |
| Charleston, South Carolina | 16 | $ 2,259,000 | $ 141,187 | $ 60,000 |
| Dane, Wisconsin | 16 | $ 1,946,000 | $ 121,625 | $ 81,000 |
| San Francisco, California | 15 | $ 4,035,000 | $ 269,000 | $ 124,000 |
| San Mateo, California | 15 | $ 3,482,000 | $ 232,133 | $ 132,000 |
| Tulare, California | 15 | $ 1,181,000 | $ 78,733 | $ 67,000 |
| New London, Connecticut | 15 | $ 1,183,000 | $ 78,866 | $ 64,000 |
| Clay, Florida | 15 | $ 1,083,000 | $ 72,200 | $ 40,000 |
| Winnebago, Illinois | 15 | $ 728,000 | $ 48,533 | $ 51,000 |
| Dearborn, Indiana | 15 | $ 1,432,000 | $ 95,466 | $ 75,000 |
| Livingston, Michigan | 15 | $ 1,697,000 | $ 113,133 | $ 74,000 |
| Washtenaw, Michigan | 15 | $ 2,081,000 | $ 138,733 | $ 104,000 |
| Cape May, New Jersey | 15 | $ 1,035,000 | $ 69,000 | $ 63,000 |
| Cumberland, New Jersey | 15 | $ 720,000 | $ 48,000 | $ 61,000 |
| Lucas, Ohio | 15 | $ 578,000 | $ 38,533 | $ 62,000 |
| Kent, Rhode Island | 15 | $ 994,000 | $ 66,266 | $ 79,000 |
| Morgan, Alabama | 14 | $ 1,387,000 | $ 99,071 | $ 57,000 |
| Monterey, California | 14 | $ 2,889,000 | $ 206,357 | $ 93,000 |
| Douglas, Colorado | 14 | $ 1,225,000 | $ 87,500 | $ 90,000 |
| Alachua, Florida | 14 | $ 999,000 | $ 71,357 | $ 43,000 |
| Sarasota, Florida | 14 | $ 1,617,000 | $ 115,500 | $ 81,000 |
| Delaware, Indiana | 14 | $ 804,000 | $ 57,428 | $ 51,000 |
| Eaton, Michigan | 14 | $ 1,702,000 | $ 121,571 | $ 79,000 |
| Ottawa, Michigan | 14 | $ 1,230,000 | $ 87,857 | $ 55,000 |
| Warren, New Jersey | 14 | $ 960,000 | $ 68,571 | $ 58,000 |
| Saratoga, New York | 14 | $ 1,028,000 | $ 73,428 | $ 100,000 |
| Lorain, Ohio | 14 | $ 1,302,000 | $ 93,000 | $ 81,000 |
| Monroe, Pennsylvania | 14 | $ 1,517,000 | $ 108,357 | $ 43,000 |
| Madison, Tennessee | 14 | $ 1,089,000 | $ 77,785 | $ 37,000 |
| Bexar, Texas | 14 | $ 1,406,000 | $ 100,428 | $ 68,000 |
| Spotsylvania, Virginia | 14 | $ 1,430,000 | $ 102,142 | $ 75,000 |
| Kitsap, Washington | 14 | $ 757,000 | $ 54,071 | $ 74,000 |
| Middlesex, Connecticut | 13 | $ 1,151,000 | $ 88,538 | $ 86,000 |
| Charlotte, Florida | 13 | $ 1,110,000 | $ 85,384 | $ 52,000 |
| Osceola, Florida | 13 | $ 1,385,000 | $ 106,538 | $ 51,000 |
| Allen, Indiana | 13 | $ 951,000 | $ 73,153 | $ 64,000 |
| Penobscot, Maine | 13 | $ 461,000 | $ 35,461 | $ 63,000 |
| Calvert, Maryland | 13 | $ 1,038,000 | $ 79,846 | $ 78,000 |
| Berrien, Michigan | 13 | $ 967,000 | $ 74,384 | $ 52,000 |
| Washington, Minnesota | 13 | $ 1,639,000 | $ 126,076 | $ 111,000 |
| Douglas, Nebraska | 13 | $ 857,000 | $ 65,923 | $ 119,000 |
| Lane, Oregon | 13 | $ 985,000 | $ 75,769 | $ 78,000 |
| Dauphin, Pennsylvania | 13 | $ 843,000 | $ 64,846 | $ 81,000 |
| Richland, South Carolina | 13 | $ 1,306,000 | $ 100,461 | $ 63,000 |
| Chittenden, Vermont | 13 | $ 669,000 | $ 51,461 | $ 145,000 |
| Alexandria, Virginia | 13 | $ 1,508,000 | $ 116,000 | $ 96,000 |
| Spokane, Washington | 13 | $ 710,000 | $ 54,615 | $ 77,000 |
| Weld, Colorado | 12 | $ 961,000 | $ 80,083 | $ 59,000 |
| Litchfield, Connecticut | 12 | $ 831,000 | $ 69,250 | $ 133,000 |
| Tolland, Connecticut | 12 | $ 967,000 | $ 80,583 | $ 75,000 |
| Lake, Florida | 12 | $ 1,355,000 | $ 112,916 | $ 44,000 |
| Leon, Florida | 12 | $ 1,098,000 | $ 91,500 | $ 72,000 |
| Forsyth, Georgia | 12 | $ 2,118,000 | $ 176,500 | $ 50,000 |
| Henry, Georgia | 12 | $ 1,621,000 | $ 135,083 | $ 59,000 |
| Paulding, Georgia | 12 | $ 1,470,000 | $ 122,500 | $ 64,000 |
| Sedgwick, Kansas | 12 | $ 521,000 | $ 43,416 | $ 49,000 |
| Jackson, Michigan | 12 | $ 1,780,000 | $ 148,333 | $ 59,000 |
| Brown, Ohio | 12 | $ 786,000 | $ 65,500 | $ 67,000 |
| Cleveland, Oklahoma | 12 | $ 618,000 | $ 51,500 | $ 57,000 |
| Tulsa, Oklahoma | 12 | $ 795,000 | $ 66,250 | $ 52,000 |
| Montgomery, Texas | 12 | $ 1,652,000 | $ 137,666 | $ 67,000 |
| Arlington, Virginia | 12 | $ 1,635,000 | $ 136,250 | $ 107,000 |
| Richmond City, Virginia | 12 | $ 552,000 | $ 46,000 | $ 62,000 |
| Kenosha, Wisconsin | 12 | $ 1,009,000 | $ 84,083 | $ 59,000 |
| Racine, Wisconsin | 12 | $ 1,153,000 | $ 96,083 | $ 58,000 |
| Indian River, Florida | 11 | $ 772,000 | $ 70,181 | $ 64,000 |
| Douglas, Georgia | 11 | $ 1,716,000 | $ 156,000 | $ 85,000 |
| Worcester, Maryland | 11 | $ 1,367,000 | $ 124,272 | $ 81,000 |
| Wright, Minnesota | 11 | $ 1,897,000 | $ 172,454 | $ 138,000 |
| Lancaster, Nebraska | 11 | $ 943,000 | $ 85,727 | $ 87,000 |
| Schenectady, New York | 11 | $ 558,000 | $ 50,727 | $ 49,000 |
| Guilford, North Carolina | 11 | $ 742,000 | $ 67,454 | $ 88,000 |
| Miami, Ohio | 11 | $ 984,000 | $ 89,454 | $ 67,000 |
| Jackson, Oregon | 11 | $ 1,273,000 | $ 115,727 | $ 56,000 |
| Anderson, South Carolina | 11 | $ 843,000 | $ 76,636 | $ 49,000 |
| Davis, Utah | 11 | $ 1,321,000 | $ 120,090 | $ 73,000 |
| Baldwin, Alabama | 10 | $ 964,000 | $ 96,400 | $ 53,000 |
| Mohave, Arizona | 10 | $ 735,000 | $ 73,500 | $ 49,000 |
| Benton, Arkansas | 10 | $ 823,000 | $ 82,300 | $ 54,000 |
| Butte, California | 10 | $ 1,209,000 | $ 120,900 | $ 81,000 |
| Marin, California | 10 | $ 1,215,000 | $ 121,500 | $ 125,000 |
| Napa, California | 10 | $ 931,000 | $ 93,100 | $ 99,000 |
| Larimer, Colorado | 10 | $ 1,561,000 | $ 156,100 | $ 132,000 |
| Collier, Florida | 10 | $ 1,256,000 | $ 125,600 | $ 98,000 |
| Martin, Florida | 10 | $ 648,000 | $ 64,800 | $ 50,000 |
| Santa Rosa, Florida | 10 | $ 831,000 | $ 83,100 | $ 50,000 |
| Ada, Idaho | 10 | $ 770,000 | $ 77,000 | $ 85,000 |
| Shawnee, Kansas | 10 | $ 719,000 | $ 71,900 | $ 50,000 |
| Charles, Maryland | 10 | $ 1,217,000 | $ 121,700 | $ 53,000 |
| Washington, Maryland | 10 | $ 844,000 | $ 84,400 | $ 49,000 |
| Calhoun, Michigan | 10 | $ 720,000 | $ 72,000 | $ 55,000 |
| Saginaw, Michigan | 10 | $ 423,000 | $ 42,300 | $ 56,000 |
| St. Louis, Minnesota | 10 | $ 367,000 | $ 36,700 | $ 58,000 |
| St. Charles, Missouri | 10 | $ 242,000 | $ 24,200 | $ 93,000 |
| Rensselaer, New York | 10 | $ 734,000 | $ 73,400 | $ 66,000 |
| Fairfield, Ohio | 10 | $ 1,189,000 | $ 118,900 | $ 71,000 |
| Marion, Oregon | 10 | $ 904,000 | $ 90,400 | $ 55,000 |
| Butler, Pennsylvania | 10 | $ 304,000 | $ 30,400 | $ 60,000 |
| Erie, Pennsylvania | 10 | $ 725,000 | $ 72,500 | $ 132,000 |
| Washington, Pennsylvania | 10 | $ 551,000 | $ 55,100 | $ 67,000 |
| Newport, Rhode Island | 10 | $ 798,000 | $ 79,800 | $ 60,000 |
| Travis, Texas | 10 | $ 1,452,000 | $ 145,200 | $ 47,000 |
| Walworth, Wisconsin | 10 | $ 848,000 | $ 84,800 | $ 67,000 |
| Washington, Wisconsin | 10 | $ 1,484,000 | $ 148,400 | $ 84,000 |
| Winnebago, Wisconsin | 10 | $ 974,000 | $ 97,400 | $ 58,000 |
| Mobile, Alabama | 9 | $ 887,000 | $ 98,555 | $ 99,000 |
| Montgomery, Alabama | 9 | $ 542,000 | $ 60,222 | $ 36,000 |
| Madera, California | 9 | $ 874,000 | $ 97,111 | $ 67,000 |
| Hernando, Florida | 9 | $ 779,000 | $ 86,555 | $ 51,000 |
| St. Johns, Florida | 9 | $ 812,000 | $ 90,222 | $ 52,000 |
| Madison, Illinois | 9 | $ 626,000 | $ 69,555 | $ 59,000 |
| Madison, Indiana | 9 | $ 507,000 | $ 56,333 | $ 39,000 |
| Polk, Iowa | 9 | $ 1,048,000 | $ 116,444 | $ 96,000 |
| Wyandotte, Kansas | 9 | $ 514,000 | $ 57,111 | $ 37,000 |
| Queen Anne's, Maryland | 9 | $ 677,000 | $ 75,222 | $ 26,000 |
| St. Louis City, Missouri | 9 | $ 506,000 | $ 56,222 | $ 50,000 |
| Merrimack, New Hampshire | 9 | $ 445,000 | $ 49,444 | $ 57,000 |
| Strafford, New Hampshire | 9 | $ 602,000 | $ 66,888 | $ 65,000 |
| Salem, New Jersey | 9 | $ 530,000 | $ 58,888 | $ 42,000 |
| Franklin, Pennsylvania | 9 | $ 571,000 | $ 63,444 | $ 69,000 |
| Lackawanna, Pennsylvania | 9 | $ 363,000 | $ 40,333 | $ 53,000 |
| James City, Virginia | 9 | $ 604,000 | $ 67,111 | $ 70,000 |
| Norfolk, Virginia | 9 | $ 788,000 | $ 87,555 | $ 51,000 |
| Portsmouth, Virginia | 9 | $ 537,000 | $ 59,666 | $ 42,000 |
| Fond du Lac, Wisconsin | 9 | $ 665,000 | $ 73,888 | $ 55,000 |
| Coconino, Arizona | 8 | $ 926,000 | $ 115,750 | $ 61,000 |
| Pinal, Arizona | 8 | $ 577,000 | $ 72,125 | $ 48,000 |
| Santa Cruz, California | 8 | $ 1,659,000 | $ 207,375 | $ 106,000 |
| Sutter, California | 8 | $ 820,000 | $ 102,500 | $ 63,000 |
| Tuolumne, California | 8 | $ 537,000 | $ 67,125 | $ 112,000 |
| Bibb, Georgia | 8 | $ 805,000 | $ 100,625 | $ 54,000 |
| Fayette, Georgia | 8 | $ 987,000 | $ 123,375 | $ 70,000 |
| Spalding, Georgia | 8 | $ 956,000 | $ 119,500 | $ 49,000 |
| Champaign, Illinois | 8 | $ 254,000 | $ 31,750 | $ 68,000 |
| Elkhart, Indiana | 8 | $ 915,000 | $ 114,375 | $ 46,000 |
| Hamilton, Indiana | 8 | $ 969,000 | $ 121,125 | $ 73,000 |
| Hendricks, Indiana | 8 | $ 422,000 | $ 52,750 | $ 65,000 |
| Grant, Kentucky | 8 | $ 664,000 | $ 83,000 | $ 43,000 |
| Bay, Michigan | 8 | $ 450,000 | $ 56,250 | $ 34,000 |
| Monroe, Michigan | 8 | $ 1,297,000 | $ 162,125 | $ 88,000 |
| Lewis and Clark, Montana | 8 | $ 264,000 | $ 33,000 | $ 51,000 |
| Broome, New York | 8 | $ 388,000 | $ 48,500 | $ 76,000 |
| Chautauqua, New York | 8 | $ 339,000 | $ 42,375 | $ 51,000 |
| Chemung, New York | 8 | $ 432,000 | $ 54,000 | $ 47,000 |
| Buncombe, North Carolina | 8 | $ 975,000 | $ 121,875 | $ 58,000 |
| Cumberland, North Carolina | 8 | $ 773,000 | $ 96,625 | $ 72,000 |
| New Hanover, North Carolina | 8 | $ 882,000 | $ 110,250 | $ 57,000 |
| Ashtabula, Ohio | 8 | $ 623,000 | $ 77,875 | $ 61,000 |
| Lake, Ohio | 8 | $ 805,000 | $ 100,625 | $ 59,000 |
| Beaver, Pennsylvania | 8 | $ 404,000 | $ 50,500 | $ 64,000 |
| Carbon, Pennsylvania | 8 | $ 770,000 | $ 96,250 | $ 106,000 |
| Laurens, South Carolina | 8 | $ 764,000 | $ 95,500 | $ 67,000 |
| Culpeper, Virginia | 8 | $ 1,032,000 | $ 129,000 | $ 57,000 |
| Newport News, Virginia | 8 | $ 602,000 | $ 75,250 | $ 57,000 |
| Thurston, Washington | 8 | $ 537,000 | $ 67,125 | $ 70,000 |
| Whatcom, Washington | 8 | $ 549,000 | $ 68,625 | $ 57,000 |
| Cabell, West Virginia | 8 | $ 455,000 | $ 56,875 | $ 30,000 |
| Dodge, Wisconsin | 8 | $ 717,000 | $ 89,625 | $ 51,000 |
| Rock, Wisconsin | 8 | $ 691,000 | $ 86,375 | $ 136,000 |
| Cullman, Alabama | 7 | $ 880,000 | $ 125,714 | $ 36,000 |
| Marshall, Alabama | 7 | $ 641,000 | $ 91,571 | $ 40,000 |
| Yuma, Arizona | 7 | $ 255,000 | $ 36,428 | $ 71,000 |
| Faulkner, Arkansas | 7 | $ 259,000 | $ 37,000 | $ 70,000 |
| Saline, Arkansas | 7 | $ 263,000 | $ 37,571 | $ 55,000 |
| Washington, Arkansas | 7 | $ 356,000 | $ 50,857 | $ 62,000 |
| Bay, Florida | 7 | $ 392,000 | $ 56,000 | $ 59,000 |
| Flagler, Florida | 7 | $ 436,000 | $ 62,285 | $ 58,000 |
| Okaloosa, Florida | 7 | $ 531,000 | $ 75,857 | $ 58,000 |
| Lumpkin, Georgia | 7 | $ 780,000 | $ 111,428 | $ 53,000 |
| Rockdale, Georgia | 7 | $ 1,047,000 | $ 149,571 | $ 58,000 |
| Fayette, Kentucky | 7 | $ 498,000 | $ 71,142 | $ 81,000 |
| East Baton Rouge, Louisiana | 7 | $ 517,000 | $ 73,857 | $ 63,000 |
| St. Mary's, Maryland | 7 | $ 560,000 | $ 80,000 | $ 54,000 |
| Barry, Michigan | 7 | $ 968,000 | $ 138,285 | $ 53,000 |
| Lapeer, Michigan | 7 | $ 729,000 | $ 104,142 | $ 72,000 |
| Midland, Michigan | 7 | $ 688,000 | $ 98,285 | $ 78,000 |
| Scott, Minnesota | 7 | $ 1,457,000 | $ 208,142 | $ 128,000 |
| Franklin, Missouri | 7 | $ 541,000 | $ 77,285 | $ 55,000 |
| Jefferson, Missouri | 7 | $ 465,000 | $ 66,428 | $ 49,000 |
| Sarpy, Nebraska | 7 | $ 378,000 | $ 54,000 | $ 83,000 |
| Cheshire, New Hampshire | 7 | $ 624,000 | $ 89,142 | $ 63,000 |
| Santa Fe, New Mexico | 7 | $ 1,598,000 | $ 228,285 | $ 172,000 |
| Putnam, New York | 7 | $ 685,000 | $ 97,857 | $ 127,000 |
| Johnston, North Carolina | 7 | $ 486,000 | $ 69,428 | $ 78,000 |
| Sampson, North Carolina | 7 | $ 719,000 | $ 102,714 | $ 74,000 |
| Delaware, Ohio | 7 | $ 1,187,000 | $ 169,571 | $ 62,000 |
| Medina, Ohio | 7 | $ 320,000 | $ 45,714 | $ 64,000 |
| Portage, Ohio | 7 | $ 771,000 | $ 110,142 | $ 45,000 |
| Adams, Pennsylvania | 7 | $ 583,000 | $ 83,285 | $ 48,000 |
| Cumberland, Pennsylvania | 7 | $ 574,000 | $ 82,000 | $ 114,000 |
| Lycoming, Pennsylvania | 7 | $ 333,000 | $ 47,571 | $ 29,000 |
| Bristol, Rhode Island | 7 | $ 341,000 | $ 48,714 | $ 96,000 |
| Horry, South Carolina | 7 | $ 883,000 | $ 126,142 | $ 75,000 |
| McNairy, Tennessee | 7 | $ 421,000 | $ 60,142 | $ 39,000 |
| Hidalgo, Texas | 7 | $ 556,000 | $ 79,428 | $ 52,000 |
| Webb, Texas | 7 | $ 624,000 | $ 89,142 | $ 51,000 |
| Albemarle, Virginia | 7 | $ 720,000 | $ 102,857 | $ 66,000 |
| Hanover, Virginia | 7 | $ 521,000 | $ 74,428 | $ 37,000 |
| Manassas, Virginia | 7 | $ 545,000 | $ 77,857 | $ 50,000 |
| Manassas Park, Virginia | 7 | $ 999,000 | $ 142,714 | $ 100,000 |
| Roanoke, Virginia | 7 | $ 565,000 | $ 80,714 | $ 21,000 |
| Suffolk, Virginia | 7 | $ 468,000 | $ 66,857 | $ 51,000 |
| Douglas, Wisconsin | 7 | $ 492,000 | $ 70,285 | $ 43,000 |
| Outagamie, Wisconsin | 7 | $ 939,000 | $ 134,142 | $ 48,000 |
| St. Croix, Wisconsin | 7 | $ 219,000 | $ 31,285 | $ 79,000 |
| Calhoun, Alabama | 6 | $ 662,000 | $ 110,333 | $ 58,000 |
| Navajo, Arizona | 6 | $ 473,000 | $ 78,833 | $ 46,000 |
| Humboldt, California | 6 | $ 711,000 | $ 118,500 | $ 67,000 |
| Mesa, Colorado | 6 | $ 469,000 | $ 78,166 | $ 90,000 |
| Barrow, Georgia | 6 | $ 788,000 | $ 131,333 | $ 61,000 |
| Carroll, Georgia | 6 | $ 710,000 | $ 118,333 | $ 55,000 |
| Chatham, Georgia | 6 | $ 418,000 | $ 69,666 | $ 46,000 |
| Hall, Georgia | 6 | $ 692,000 | $ 115,333 | $ 40,000 |
| Houston, Georgia | 6 | $ 530,000 | $ 88,333 | $ 57,000 |
| Sangamon, Illinois | 6 | $ 286,000 | $ 47,666 | $ 60,000 |
| Whiteside, Illinois | 6 | $ 388,000 | $ 64,666 | $ 39,000 |
| Porter, Indiana | 6 | $ 365,000 | $ 60,833 | $ 120,000 |
| Woodbury, Iowa | 6 | $ 336,000 | $ 56,000 | $ 44,000 |
| Miami, Kansas | 6 | $ 807,000 | $ 134,500 | $ 75,000 |
| Bracken, Kentucky | 6 | $ 302,000 | $ 50,333 | $ 30,000 |
| Clinton, Michigan | 6 | $ 569,000 | $ 94,833 | $ 64,000 |
| St. Clair, Michigan | 6 | $ 304,000 | $ 50,666 | $ 44,000 |
| Tuscola, Michigan | 6 | $ 446,000 | $ 74,333 | $ 39,000 |
| Cass, Missouri | 6 | $ 665,000 | $ 110,833 | $ 56,000 |
| Hall, Nebraska | 6 | $ 535,000 | $ 89,166 | $ 56,000 |
| Niagara, New York | 6 | $ 227,000 | $ 37,833 | $ 49,000 |
| Steuben, New York | 6 | $ 270,000 | $ 45,000 | $ 34,000 |
| Sullivan, New York | 6 | $ 490,000 | $ 81,666 | $ 74,000 |
| Carteret, North Carolina | 6 | $ 579,000 | $ 96,500 | $ 75,000 |
| Forsyth, North Carolina | 6 | $ 995,000 | $ 165,833 | $ 59,000 |
| Onslow, North Carolina | 6 | $ 275,000 | $ 45,833 | $ 52,000 |
| Pender, North Carolina | 6 | $ 1,115,000 | $ 185,833 | $ 136,000 |
| Union, North Carolina | 6 | $ 665,000 | $ 110,833 | $ 99,000 |
| Trumbull, Ohio | 6 | $ 363,000 | $ 60,500 | $ 43,000 |
| Linn, Oregon | 6 | $ 355,000 | $ 59,166 | $ 72,000 |
| Blair, Pennsylvania | 6 | $ 489,000 | $ 81,500 | $ 66,000 |
| Centre, Pennsylvania | 6 | $ 182,000 | $ 30,333 | $ 71,000 |
| Lexington, South Carolina | 6 | $ 481,000 | $ 80,166 | $ 53,000 |
| Pickens, South Carolina | 6 | $ 626,000 | $ 104,333 | $ 42,000 |
| Hamilton, Tennessee | 6 | $ 1,089,000 | $ 181,500 | $ 84,000 |
| Rutherford, Tennessee | 6 | $ 853,000 | $ 142,166 | $ 57,000 |
| Collin, Texas | 6 | $ 809,000 | $ 134,833 | $ 75,000 |
| Denton, Texas | 6 | $ 973,000 | $ 162,166 | $ 117,000 |
| Fort Bend, Texas | 6 | $ 1,052,000 | $ 175,333 | $ 107,000 |
| Williamson, Texas | 6 | $ 679,000 | $ 113,166 | $ 62,000 |
| Franklin, Vermont | 6 | $ 188,000 | $ 31,333 | $ 62,000 |
| Rutland, Vermont | 6 | $ 280,000 | $ 46,666 | $ 33,000 |
| Windsor, Vermont | 6 | $ 308,000 | $ 51,333 | $ 49,000 |
| Charlottesville, Virginia | 6 | $ 519,000 | $ 86,500 | $ 82,000 |
| Island, Washington | 6 | $ 562,000 | $ 93,666 | $ 63,000 |
| Skagit, Washington | 6 | $ 556,000 | $ 92,666 | $ 82,000 |
| Chilton, Alabama | 5 | $ 314,000 | $ 62,800 | $ 55,000 |
| Colbert, Alabama | 5 | $ 467,000 | $ 93,400 | $ 50,000 |
| DeKalb, Alabama | 5 | $ 651,000 | $ 130,200 | $ 59,000 |
| Lee, Alabama | 5 | $ 434,000 | $ 86,800 | $ 53,000 |
| Madison, Alabama | 5 | $ 419,000 | $ 83,800 | $ 53,000 |
| Crittenden, Arkansas | 5 | $ 339,000 | $ 67,800 | $ 39,000 |
| St. Francis, Arkansas | 5 | $ 232,000 | $ 46,400 | $ 37,000 |
| Kings, California | 5 | $ 505,000 | $ 101,000 | $ 56,000 |
| Windham, Connecticut | 5 | $ 318,000 | $ 63,600 | $ 65,000 |
| Citrus, Florida | 5 | $ 365,000 | $ 73,000 | $ 39,000 |
| Monroe, Florida | 5 | $ 1,238,000 | $ 247,600 | $ 67,000 |
| Putnam, Florida | 5 | $ 412,000 | $ 82,400 | $ 37,000 |
| Bartow, Georgia | 5 | $ 628,000 | $ 125,600 | $ 63,000 |
| Kankakee, Illinois | 5 | $ 396,000 | $ 79,200 | $ 60,000 |
| Vanderburgh, Indiana | 5 | $ 560,000 | $ 112,000 | $ 91,000 |
| Crawford, Kansas | 5 | $ 388,000 | $ 77,600 | $ 52,000 |
| Pulaski, Kentucky | 5 | $ 268,000 | $ 53,600 | $ 151,000 |
| Avoyelles, Louisiana | 5 | $ 346,000 | $ 69,200 | $ 55,000 |
| Jefferson, Louisiana | 5 | $ 697,000 | $ 139,400 | $ 56,000 |
| Orleans, Louisiana | 5 | $ 590,000 | $ 118,000 | $ 45,000 |
| Androscoggin, Maine | 5 | $ 533,000 | $ 106,600 | $ 54,000 |
| Dorchester, Maryland | 5 | $ 470,000 | $ 94,000 | $ 37,000 |
| Wicomico, Maryland | 5 | $ 388,000 | $ 77,600 | $ 84,000 |
| Franklin, Massachusetts | 5 | $ 285,000 | $ 57,000 | $ 86,000 |
| Lenawee, Michigan | 5 | $ 406,000 | $ 81,200 | $ 43,000 |
| Montcalm, Michigan | 5 | $ 343,000 | $ 68,600 | $ 35,000 |
| Van Buren, Michigan | 5 | $ 355,000 | $ 71,000 | $ 57,000 |
| Chisago, Minnesota | 5 | $ 627,000 | $ 125,400 | $ 57,000 |
| Olmsted, Minnesota | 5 | $ 193,000 | $ 38,600 | $ 92,000 |
| Platte, Missouri | 5 | $ 372,000 | $ 74,400 | $ 89,000 |
| Belknap, New Hampshire | 5 | $ 175,000 | $ 35,000 | $ 50,000 |
| Carroll, New Hampshire | 5 | $ 612,000 | $ 122,400 | $ 71,000 |
| Brunswick, North Carolina | 5 | $ 785,000 | $ 157,000 | $ 79,000 |
| Gaston, North Carolina | 5 | $ 266,000 | $ 53,200 | $ 58,000 |
| Lenoir, North Carolina | 5 | $ 264,000 | $ 52,800 | $ 49,000 |
| Rowan, North Carolina | 5 | $ 483,000 | $ 96,600 | $ 120,000 |
| Columbiana, Ohio | 5 | $ 288,000 | $ 57,600 | $ 61,000 |
| Geauga, Ohio | 5 | $ 440,000 | $ 88,000 | $ 39,000 |
| Richland, Ohio | 5 | $ 290,000 | $ 58,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Provident Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,212 | $1,090,475,000 | $116,062 | $1,000,000 | $62,041 | $2,280,000 |
| Home Improvement | 6,709 | $364,352,000 | $57,638 | $675,000 | $75,680 | $4,700,000 |
| Home Purchase | 2,695 | $341,910,000 | $114,086 | $1,000,000 | $70,021 | $1,267,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,577 | $1,009,503,000 | $88,367 | $908,000 | $70,816 | $4,700,000 |
| Not Provided | 3,242 | $304,190,000 | $81,812 | $712,000 | $72,041 | $2,088,000 |
| Black or African American | 2,157 | $250,956,000 | $112,833 | $1,000,000 | $60,250 | $1,024,000 |
| Hispanic | 1,042 | $149,626,000 | $102,552 | $980,000 | $68,684 | $1,812,000 |
| Asian | 358 | $51,060,000 | $114,935 | $1,000,000 | $79,806 | $1,038,000 |
| Native Hawaiian or Other Pacific Islander | 138 | $19,895,000 | $109,296 | $650,000 | $58,962 | $320,000 |
| American Indian or Alaskan Native | 88 | $8,959,000 | $81,035 | $950,000 | $72,714 | $288,000 |
| Not applicable | 14 | $2,548,000 | $186,727 | $526,000 | $127,909 | $420,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,595 | $1,794,486,000 | $88,020 | $1,000,000 | $70,061 | $4,700,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,274,000 | $84,666 | $312,000 | $50,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 9 | $977,000 | $108,000 | $171,000 | $45,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 5,252 | $420,580,000 | $72,382 | $1,000,000 | $66,702 | $2,088,000 |
| Loan Originated | 4,976 | $687,343,000 | $133,511 | $875,000 | $64,155 | $884,000 |
| Application Denied By Financial Institution | 4,029 | $380,391,000 | $89,812 | $908,000 | $73,583 | $4,700,000 |
| Preapproval Denied by Financial Institution | 1,291 | $171,445,000 | $132,000 | $1,000,000 | $68,000 | $710,000 |
| Application Withdrawn By Applicant | 1,270 | $66,471,000 | $78,111 | $525,000 | $89,259 | $3,551,000 |
| File Closed For Incompleteness | 698 | $53,994,000 | $83,187 | $495,000 | $75,750 | $1,200,000 |
| Loan Purchased By The Institution | 100 | $16,513,000 | $147,187 | $544,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,556 | $308,099,000 | $103,086 | $1,000,000 | $74,391 | $2,280,000 |
| Credit History | 1,444 | $98,319,000 | $66,638 | $908,000 | $83,787 | $3,852,000 |
| Collateral | 563 | $74,309,000 | $125,191 | $803,000 | $75,255 | $1,267,000 |
| Debt-To-Income Ratio | 558 | $52,358,000 | $88,534 | $775,000 | $48,883 | $521,000 |
| Employment History | 82 | $7,054,000 | $81,760 | $519,000 | $59,240 | $175,000 |
| Unverifiable Information | 57 | $6,716,000 | $136,571 | $690,000 | $90,047 | $1,300,000 |
| Credit Application Incomplete | 29 | $2,183,000 | $76,153 | $188,000 | $403,461 | $4,700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,124,000 | $126,000 | $321,000 | $58,333 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Provident Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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