Pulaski Bank, NA Mortgage Lending & HMDA Data, 2015
In 2015, Pulaski Bank, NA of St Louis, MO reported 10,638 mortgage applications totaling $2.3 billion, up 54% from 2014. The average application was for $211,695, and applicants reported an average income of $98,723. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were St. Louis, MO-IL (3,535), Kansas City, MO-KS (1,845) and Omaha-Council Bluffs, NE-IA (1,420) (applications in parentheses).
| Mortgage Company & Address | Pulaski Bank, NA 12300 Olive Blvd St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,638 |
| Total Mortgage Loan Application Amount | $2,252,017,000 |
| Average Mortgage Loan Application Amount | $211,695 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $98,723 |
| Highest Applicant Income | $7,682,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pulaski Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 3,535 | $ 708,141,000 | $ 200,322 | $ 97,308 |
| Kansas City, MO-KS | 1,845 | $ 334,232,000 | $ 181,155 | $ 88,878 |
| Omaha-Council Bluffs, NE-IA | 1,420 | $ 252,999,000 | $ 178,168 | $ 93,355 |
| Chicago-Naperville-Arlington Heights, IL | 577 | $ 117,533,000 | $ 203,696 | $ 91,000 |
| Wichita, KS | 540 | $ 92,568,000 | $ 171,422 | $ 82,000 |
| Denver-Aurora-Lakewood, CO | 202 | $ 60,575,000 | $ 299,876 | $ 113,000 |
| Lawrence, KS | 179 | $ 31,775,000 | $ 177,513 | $ 85,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 162 | $ 65,546,000 | $ 404,604 | $ 140,641 |
| Springfield, MO | 130 | $ 18,616,000 | $ 143,200 | $ 63,000 |
| Los Angeles-Long Beach-Glendale, CA | 77 | $ 35,404,000 | $ 459,792 | $ 151,000 |
| Elgin, IL | 56 | $ 13,823,000 | $ 246,839 | $ 106,000 |
| Colorado Springs, CO | 55 | $ 16,008,000 | $ 291,054 | $ 87,000 |
| Riverside-San Bernardino-Ontario, CA | 49 | $ 13,279,000 | $ 271,000 | $ 153,000 |
| San Diego-Carlsbad, CA | 41 | $ 21,656,000 | $ 528,195 | $ 139,000 |
| Oakland-Hayward-Berkeley, CA | 39 | $ 20,714,000 | $ 531,128 | $ 165,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 38 | $ 10,604,000 | $ 279,052 | $ 98,947 |
| New Orleans-Metairie, LA | 36 | $ 8,170,000 | $ 226,944 | $ 100,000 |
| Anaheim-Santa Ana-Irvine, CA | 35 | $ 17,455,000 | $ 498,714 | $ 216,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 34 | $ 9,019,000 | $ 265,264 | $ 123,470 |
| Houston-The Woodlands-Sugar Land, TX | 32 | $ 8,213,000 | $ 256,656 | $ 146,000 |
| Lake County-Kenosha County, IL-WI | 32 | $ 8,905,000 | $ 278,281 | $ 113,031 |
| San Jose-Sunnyvale-Santa Clara, CA | 30 | $ 19,600,000 | $ 653,333 | $ 229,000 |
| Lincoln, NE | 29 | $ 6,607,000 | $ 227,827 | $ 103,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 29 | $ 9,023,000 | $ 311,137 | $ 101,000 |
| San Francisco-Redwood City-South San Francisco, CA | 29 | $ 18,601,000 | $ 641,413 | $ 223,000 |
| Richmond, VA | 24 | $ 7,025,000 | $ 292,708 | $ 105,000 |
| Milwaukee-Waukesha-West Allis, WI | 23 | $ 7,040,000 | $ 306,086 | $ 180,000 |
| Dallas-Plano-Irving, TX | 22 | $ 5,681,000 | $ 258,227 | $ 142,000 |
| Atlanta-Sandy Springs-Roswell, GA | 21 | $ 5,508,000 | $ 262,285 | $ 93,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 21 | $ 6,997,000 | $ 333,190 | $ 117,000 |
| Warren-Troy-Farmington Hills, MI | 19 | $ 4,485,000 | $ 236,052 | $ 104,000 |
| Boulder, CO | 18 | $ 8,122,000 | $ 451,222 | $ 255,000 |
| Fort Collins, CO | 18 | $ 4,932,000 | $ 274,000 | $ 100,000 |
| Gary, IN | 17 | $ 2,911,000 | $ 171,235 | $ 89,000 |
| Indianapolis-Carmel-Anderson, IN | 17 | $ 3,942,000 | $ 231,882 | $ 106,000 |
| Jefferson City, MO | 17 | $ 2,082,000 | $ 122,470 | $ 68,000 |
| Topeka, KS | 16 | $ 2,588,000 | $ 161,750 | $ 91,000 |
| Columbus, OH | 15 | $ 4,111,000 | $ 274,066 | $ 139,000 |
| Greeley, CO | 15 | $ 3,962,000 | $ 264,133 | $ 80,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 14 | $ 3,142,000 | $ 224,428 | $ 74,285 |
| Columbia, MO | 13 | $ 2,203,000 | $ 169,461 | $ 80,000 |
| Grand Junction, CO | 12 | $ 2,527,000 | $ 210,583 | $ 129,000 |
| Little Rock-North Little Rock-Conway, AR | 12 | $ 3,078,000 | $ 256,500 | $ 123,000 |
| Baltimore-Columbia-Towson, MD | 11 | $ 4,673,000 | $ 424,818 | $ 144,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 4,229,000 | $ 384,454 | $ 128,000 |
| Cleveland-Elyria, OH | 10 | $ 2,454,000 | $ 245,400 | $ 120,000 |
| Des Moines-West Des Moines, IA | 10 | $ 1,624,000 | $ 162,400 | $ 134,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 3,357,000 | $ 335,700 | $ 241,000 |
| Madison, WI | 10 | $ 2,736,000 | $ 273,600 | $ 127,000 |
| Louisville/Jefferson County, KY-IN | 9 | $ 1,961,000 | $ 217,888 | $ 90,000 |
| Santa Rosa, CA | 9 | $ 4,632,000 | $ 514,666 | $ 144,000 |
| St. Joseph, MO-KS | 9 | $ 1,529,000 | $ 169,888 | $ 87,000 |
| Vallejo-Fairfield, CA | 9 | $ 2,815,000 | $ 312,777 | $ 112,000 |
| Lafayette, LA | 8 | $ 1,760,000 | $ 220,000 | $ 60,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 2,256,000 | $ 282,000 | $ 108,000 |
| Phoenix-Mesa-Scottsdale, AZ | 8 | $ 1,631,000 | $ 203,875 | $ 80,000 |
| San Rafael, CA | 8 | $ 4,972,000 | $ 621,500 | $ 203,000 |
| Baton Rouge, LA | 7 | $ 2,129,000 | $ 304,142 | $ 139,000 |
| Charlottesville, VA | 7 | $ 1,918,000 | $ 274,000 | $ 137,000 |
| Chattanooga, TN-GA | 7 | $ 2,263,000 | $ 323,285 | $ 180,000 |
| Cincinnati, OH-KY-IN | 7 | $ 2,253,000 | $ 321,857 | $ 151,714 |
| Memphis, TN-MS-AR | 7 | $ 2,993,000 | $ 427,571 | $ 106,000 |
| Stockton-Lodi, CA | 7 | $ 2,524,000 | $ 360,571 | $ 151,000 |
| Knoxville, TN | 6 | $ 1,586,000 | $ 264,333 | $ 100,000 |
| Salinas, CA | 6 | $ 2,269,000 | $ 378,166 | $ 116,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 3,674,000 | $ 612,333 | $ 138,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 3,080,000 | $ 513,333 | $ 96,000 |
| Ann Arbor, MI | 5 | $ 1,667,000 | $ 333,400 | $ 167,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 1,659,000 | $ 331,800 | $ 239,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 839,000 | $ 167,800 | $ 113,000 |
| Pittsburgh, PA | 5 | $ 832,000 | $ 166,400 | $ 325,000 |
| Racine, WI | 5 | $ 947,000 | $ 189,400 | $ 65,000 |
| San Antonio-New Braunfels, TX | 5 | $ 992,000 | $ 198,400 | $ 83,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,492,000 | $ 498,400 | $ 145,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 1,468,000 | $ 293,600 | $ 167,000 |
| Alexandria, LA | 4 | $ 847,000 | $ 211,750 | $ 111,000 |
| Austin-Round Rock, TX | 4 | $ 852,000 | $ 213,000 | $ 196,000 |
| Bakersfield, CA | 4 | $ 1,039,000 | $ 259,750 | $ 72,000 |
| Columbus, GA-AL | 4 | $ 699,000 | $ 174,750 | $ 77,500 |
| Durham-Chapel Hill, NC | 4 | $ 1,349,000 | $ 337,250 | $ 87,000 |
| Fort Wayne, IN | 4 | $ 786,000 | $ 196,500 | $ 126,000 |
| Fort Worth-Arlington, TX | 4 | $ 1,275,000 | $ 318,750 | $ 201,000 |
| Grand Island, NE | 4 | $ 521,000 | $ 130,250 | $ 74,000 |
| Houma-Thibodaux, LA | 4 | $ 995,000 | $ 248,750 | $ 90,000 |
| Lexington-Fayette, KY | 4 | $ 4,731,000 | $ 1,182,750 | $ 50,000 |
| Manhattan, KS | 4 | $ 691,000 | $ 172,750 | $ 319,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 1,101,000 | $ 275,250 | $ 85,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,729,000 | $ 432,250 | $ 79,000 |
| Silver Spring-Frederick-Rockville, MD | 4 | $ 1,698,000 | $ 424,500 | $ 186,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4 | $ 869,000 | $ 217,250 | $ 94,000 |
| Wilmington, NC | 4 | $ 1,192,000 | $ 298,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 3 | $ 517,000 | $ 172,333 | $ 136,000 |
| Cedar Rapids, IA | 3 | $ 765,000 | $ 255,000 | $ 150,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 1,271,000 | $ 423,666 | $ 203,666 |
| Duluth, MN-WI | 3 | $ 637,000 | $ 212,333 | $ 73,000 |
| Hot Springs, AR | 3 | $ 557,000 | $ 185,666 | $ 110,000 |
| Jacksonville, FL | 3 | $ 618,000 | $ 206,000 | $ 141,000 |
| Joplin, MO | 3 | $ 414,000 | $ 138,000 | $ 99,000 |
| Lafayette-West Lafayette, IN | 3 | $ 608,000 | $ 202,666 | $ 49,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 739,000 | $ 246,333 | $ 86,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 526,000 | $ 175,333 | $ 72,666 |
| Nassau County-Suffolk County, NY | 3 | $ 1,178,000 | $ 392,666 | $ 59,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 934,000 | $ 311,333 | $ 108,000 |
| Redding, CA | 3 | $ 605,000 | $ 201,666 | $ 71,000 |
| Salt Lake City, UT | 3 | $ 1,045,000 | $ 348,333 | $ 130,000 |
| Sheboygan, WI | 3 | $ 648,000 | $ 216,000 | $ 95,000 |
| Staunton-Waynesboro, VA | 3 | $ 526,000 | $ 175,333 | $ 172,000 |
| Tacoma-Lakewood, WA | 3 | $ 1,191,000 | $ 397,000 | $ 94,000 |
| Tucson, AZ | 3 | $ 590,000 | $ 196,666 | $ 130,000 |
| Visalia-Porterville, CA | 3 | $ 600,000 | $ 200,000 | $ 103,000 |
| Ames, IA | 2 | $ 523,000 | $ 261,500 | $ 136,000 |
| Appleton, WI | 2 | $ 382,000 | $ 191,000 | $ 74,000 |
| Battle Creek, MI | 2 | $ 391,000 | $ 195,500 | $ 42,000 |
| Beaumont-Port Arthur, TX | 2 | $ 432,000 | $ 216,000 | $ 141,000 |
| Boise City, ID | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Cape Girardeau, MO-IL | 2 | $ 354,000 | $ 177,000 | $ 91,000 |
| Carbondale-Marion, IL | 2 | $ 279,000 | $ 139,500 | $ 110,000 |
| Charleston, WV | 2 | $ 526,000 | $ 263,000 | $ 65,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| Cleveland, TN | 2 | $ 457,000 | $ 228,500 | $ 35,000 |
| Dayton, OH | 2 | $ 455,000 | $ 227,500 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Fargo, ND-MN | 2 | $ 484,000 | $ 242,000 | $ 88,500 |
| Fayetteville, NC | 2 | $ 476,000 | $ 238,000 | $ 0 |
| Flint, MI | 2 | $ 537,000 | $ 268,500 | $ 162,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 1,117,000 | $ 558,500 | $ 167,000 |
| Fresno, CA | 2 | $ 539,000 | $ 269,500 | $ 73,000 |
| Green Bay, WI | 2 | $ 388,000 | $ 194,000 | $ 44,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 314,000 | $ 157,000 | $ 55,000 |
| Iowa City, IA | 2 | $ 372,000 | $ 186,000 | $ 87,000 |
| Jacksonville, NC | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Killeen-Temple, TX | 2 | $ 338,000 | $ 169,000 | $ 31,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 415,000 | $ 207,500 | $ 65,000 |
| Lansing-East Lansing, MI | 2 | $ 313,000 | $ 156,500 | $ 125,000 |
| Modesto, CA | 2 | $ 405,000 | $ 202,500 | $ 45,000 |
| Monroe, LA | 2 | $ 518,000 | $ 259,000 | $ 208,000 |
| Monroe, MI | 2 | $ 348,000 | $ 174,000 | $ 69,000 |
| Niles-Benton Harbor, MI | 2 | $ 357,000 | $ 178,500 | $ 131,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Peoria, IL | 2 | $ 279,000 | $ 139,500 | $ 70,000 |
| Pueblo, CO | 2 | $ 512,000 | $ 256,000 | $ 94,000 |
| Roanoke, VA | 2 | $ 330,000 | $ 165,000 | $ 126,000 |
| Rockingham County-Strafford County, NH | 2 | $ 2,208,000 | $ 1,104,000 | $ 3,874,000 |
| Sioux City, IA-NE-SD | 2 | $ 283,000 | $ 141,500 | $ 65,000 |
| Sioux Falls, SD | 2 | $ 381,000 | $ 190,500 | $ 49,000 |
| Spokane-Spokane Valley, WA | 2 | $ 880,000 | $ 440,000 | $ 76,000 |
| Springfield, IL | 2 | $ 660,000 | $ 330,000 | $ 127,000 |
| Urban Honolulu, HI | 2 | $ 843,000 | $ 421,500 | $ 63,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 431,000 | $ 215,500 | $ 137,000 |
| Abilene, TX | 1 | $ 212,000 | $ 212,000 | $ 65,000 |
| Akron, OH | 1 | $ 340,000 | $ 340,000 | $ 129,000 |
| Albuquerque, NM | 1 | $ 380,000 | $ 380,000 | $ 41,000 |
| Asheville, NC | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Bellingham, WA | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 341,000 | $ 341,000 | $ 186,000 |
| Bloomington, IN | 1 | $ 217,000 | $ 217,000 | $ 43,000 |
| Brownsville-Harlingen, TX | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| California-Lexington Park, MD | 1 | $ 220,000 | $ 220,000 | $ 156,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 492,000 | $ 492,000 | $ 122,000 |
| Casper, WY | 1 | $ 274,000 | $ 274,000 | $ 72,000 |
| Champaign-Urbana, IL | 1 | $ 341,000 | $ 341,000 | $ 205,000 |
| Charleston-North Charleston, SC | 1 | $ 351,000 | $ 351,000 | $ 111,000 |
| Cheyenne, WY | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Chico, CA | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Coeur D'Alene, ID | 1 | $ 1,508,000 | $ 1,508,000 | $ 577,000 |
| Columbia, SC | 1 | $ 154,000 | $ 154,000 | $ 95,000 |
| Columbus, IN | 1 | $ 310,000 | $ 310,000 | $ 156,000 |
| Danville, IL | 1 | $ 167,000 | $ 167,000 | $ 66,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 473,000 | $ 473,000 | $ 141,000 |
| Decatur, AL | 1 | $ 115,000 | $ 115,000 | $ 133,000 |
| Eau Claire, WI | 1 | $ 246,000 | $ 246,000 | $ 178,000 |
| Elkhart-Goshen, IN | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Florence, SC | 1 | $ 42,000 | $ 42,000 | $ 13,000 |
| Fond Du Lac, WI | 1 | $ 121,000 | $ 121,000 | $ 111,000 |
| Fort Smith, AR-OK | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Gainesville, GA | 1 | $ 400,000 | $ 400,000 | $ 74,000 |
| Goldsboro, NC | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 262,000 | $ 262,000 | $ 80,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 362,000 | $ 362,000 | $ 120,000 |
| Hammond, LA | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 268,000 | $ 268,000 | $ 57,000 |
| Hattiesburg, MS | 1 | $ 568,000 | $ 568,000 | $ 350,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 365,000 | $ 365,000 | $ 352,000 |
| Homosassa Springs, FL | 1 | $ 323,000 | $ 323,000 | $ 84,000 |
| Huntsville, AL | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Jackson, MI | 1 | $ 201,000 | $ 201,000 | $ 95,000 |
| Johnson City, TN | 1 | $ 252,000 | $ 252,000 | $ 49,000 |
| Jonesboro, AR | 1 | $ 228,000 | $ 228,000 | $ 37,000 |
| Kankakee, IL | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Kokomo, IN | 1 | $ 219,000 | $ 219,000 | $ 187,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Lakeland-Winter Haven, FL | 1 | $ 206,000 | $ 206,000 | $ 102,000 |
| Lancaster, PA | 1 | $ 116,000 | $ 116,000 | $ 56,000 |
| Manchester-Nashua, NH | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Mansfield, OH | 1 | $ 238,000 | $ 238,000 | $ 120,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Montgomery, AL | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Morristown, TN | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Muskegon, MI | 1 | $ 199,000 | $ 199,000 | $ 62,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 210,000 | $ 210,000 | $ 125,000 |
| Newark, NJ-PA | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Oklahoma City, OK | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Philadelphia, PA | 1 | $ 247,000 | $ 247,000 | $ 130,000 |
| Port St. Lucie, FL | 1 | $ 547,000 | $ 547,000 | $ 238,000 |
| Portland-South Portland, ME | 1 | $ 623,000 | $ 623,000 | $ 165,000 |
| Prescott, AZ | 1 | $ 187,000 | $ 187,000 | $ 45,000 |
| Provo-Orem, UT | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Reno, NV | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Saginaw, MI | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Salisbury, MD-DE | 1 | $ 223,000 | $ 223,000 | $ 191,000 |
| Santa Fe, NM | 1 | $ 328,000 | $ 328,000 | $ 141,000 |
| Savannah, GA | 1 | $ 240,000 | $ 240,000 | $ 125,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 298,000 | $ 298,000 | $ 99,000 |
| Sherman-Denison, TX | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Shreveport-Bossier City, LA | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 172,000 | $ 172,000 | $ 67,000 |
| Terre Haute, IN | 1 | $ 249,000 | $ 249,000 | $ 67,000 |
| The Villages, FL | 1 | $ 228,000 | $ 228,000 | $ 189,000 |
| Tulsa, OK | 1 | $ 188,000 | $ 188,000 | $ 96,000 |
| Victoria, TX | 1 | $ 194,000 | $ 194,000 | $ 98,000 |
| Waco, TX | 1 | $ 137,000 | $ 137,000 | $ 73,000 |
| Wausau, WI | 1 | $ 144,000 | $ 144,000 | $ 15,000 |
| Winchester, VA-WV | 1 | $ 315,000 | $ 315,000 | $ 240,000 |
Mortgage Loan Application Detail Totals for Pulaski Bank, NA in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,503 | $1,235,582,000 | $190,000 | $12,000,000 | $91,000 | $7,682,000 |
| Refinancing | 4,028 | $993,771,000 | $246,000 | $2,600,000 | $111,000 | $2,280,000 |
| Home Improvement | 107 | $22,664,000 | $211,000 | $980,000 | $106,000 | $439,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,645 | $1,783,483,000 | $206,000 | $1,950,000 | $99,000 | $2,624,000 |
| Not Provided | 706 | $168,545,000 | $238,000 | $2,000,000 | $121,000 | $7,682,000 |
| Black or African American | 455 | $77,965,000 | $171,000 | $850,000 | $72,000 | $430,000 |
| Hispanic | 433 | $82,630,000 | $190,000 | $975,000 | $73,000 | $549,000 |
| Asian | 313 | $93,398,000 | $298,000 | $1,400,000 | $129,000 | $750,000 |
| American Indian or Alaskan Native | 33 | $7,227,000 | $219,000 | $640,000 | $83,000 | $170,000 |
| Not applicable | 28 | $33,549,000 | $1,198,000 | $12,000,000 | $6,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $5,220,000 | $208,000 | $417,000 | $98,000 | $486,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,820 | $1,562,228,000 | $229,000 | $12,000,000 | $119,000 | $7,682,000 |
| FHA-insured (Federal Housing Administration) | 2,364 | $358,876,000 | $151,000 | $580,000 | $59,000 | $686,000 |
| VA-guaranteed (Veterans Administration) | 1,239 | $301,909,000 | $243,000 | $1,299,000 | $77,000 | $505,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 215 | $29,004,000 | $134,000 | $310,000 | $48,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,852 | $1,597,928,000 | $203,000 | $3,794,000 | $98,000 | $7,682,000 |
| Application Withdrawn By Applicant | 1,565 | $396,137,000 | $253,000 | $12,000,000 | $113,000 | $2,376,000 |
| Application Denied By Financial Institution | 680 | $132,475,000 | $194,000 | $1,000,000 | $74,000 | $2,280,000 |
| Application Approved But Not Accepted | 289 | $59,158,000 | $204,000 | $1,000,000 | $101,000 | $1,641,000 |
| File Closed For Incompleteness | 252 | $66,319,000 | $263,000 | $1,490,000 | $112,000 | $657,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 224 | $43,719,000 | $195,000 | $700,000 | $92,000 | $2,280,000 |
| Debt-To-Income Ratio | 203 | $45,028,000 | $221,000 | $950,000 | $54,000 | $218,000 |
| Collateral | 88 | $16,373,000 | $186,000 | $1,000,000 | $96,000 | $1,800,000 |
| Other | 88 | $14,218,000 | $161,000 | $764,000 | $79,000 | $344,000 |
| Employment History | 35 | $6,069,000 | $173,000 | $410,000 | $42,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $3,884,000 | $138,000 | $377,000 | $49,000 | $124,000 |
| Unverifiable Information | 11 | $2,919,000 | $265,000 | $620,000 | $61,000 | $178,000 |
| Credit Application Incomplete | 3 | $265,000 | $88,000 | $137,000 | $29,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank, NA's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pulaski Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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