Regions Bank Mortgage Lending & HMDA Data, 2007
In 2007, Regions Bank of Birmingham, AL reported 74,360 mortgage applications totaling $11.5 billion, up 20% from 2006. The average application was for $154,459, and applicants reported an average income of $95,933. 55% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (3,263), Birmingham-Hoover, AL (2,737) and St. Louis, MO-IL (2,546) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N - Albh10903b Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 74,360 |
| Total Mortgage Loan Application Amount | $11,485,634,000 |
| Average Mortgage Loan Application Amount | $154,459 |
| Highest Mortgage Loan Application Amount | $8,750,000 |
| Average Applicant Income | $95,933 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,263 | $ 584,829,000 | $ 179,230 | $ 93,000 |
| Birmingham-Hoover, AL | 2,737 | $ 452,115,000 | $ 165,186 | $ 89,000 |
| St. Louis, MO-IL | 2,546 | $ 307,661,000 | $ 120,840 | $ 72,136 |
| Memphis, TN-MS-AR | 2,233 | $ 292,440,000 | $ 130,962 | $ 85,957 |
| Atlanta-Sandy Springs-Marietta, GA | 2,215 | $ 379,449,000 | $ 171,308 | $ 88,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,114 | $ 496,546,000 | $ 234,884 | $ 141,000 |
| New Orleans-Metairie-Kenner, LA | 1,652 | $ 280,667,000 | $ 169,895 | $ 100,000 |
| Mobile, AL | 1,475 | $ 196,522,000 | $ 133,235 | $ 88,000 |
| Little Rock-North Little Rock-Conway, AR | 1,378 | $ 171,094,000 | $ 124,161 | $ 76,000 |
| Orlando-Kissimmee, FL | 1,300 | $ 338,956,000 | $ 260,735 | $ 140,000 |
| Jackson, MS | 1,255 | $ 147,693,000 | $ 117,683 | $ 80,000 |
| Chattanooga, TN-GA | 1,170 | $ 166,204,000 | $ 142,054 | $ 82,784 |
| Montgomery, AL | 1,169 | $ 155,284,000 | $ 132,834 | $ 76,000 |
| Huntsville, AL | 1,149 | $ 158,022,000 | $ 137,530 | $ 80,000 |
| Baton Rouge, LA | 1,100 | $ 165,121,000 | $ 150,110 | $ 97,000 |
| Knoxville, TN | 1,002 | $ 159,306,000 | $ 158,988 | $ 93,000 |
| Miami-Miami Beach-Kendall, FL | 956 | $ 249,992,000 | $ 261,497 | $ 190,000 |
| Indianapolis-Carmel, IN | 852 | $ 131,592,000 | $ 154,450 | $ 95,000 |
| Houston-Sugar Land-Baytown, TX | 840 | $ 130,286,000 | $ 155,102 | $ 104,000 |
| Shreveport-Bossier City, LA | 795 | $ 109,664,000 | $ 137,942 | $ 79,000 |
| Pensacola-Ferry Pass-Brent, FL | 778 | $ 144,362,000 | $ 185,555 | $ 120,000 |
| Augusta-Richmond County, GA-SC | 658 | $ 74,433,000 | $ 113,120 | $ 77,965 |
| Sarasota-Bradenton-Venice, FL | 593 | $ 180,910,000 | $ 305,075 | $ 190,000 |
| Ocala, FL | 572 | $ 126,105,000 | $ 220,463 | $ 112,000 |
| Jacksonville, FL | 522 | $ 153,918,000 | $ 294,862 | $ 197,000 |
| Panama City-Lynn Haven, FL | 502 | $ 125,461,000 | $ 249,922 | $ 226,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 475 | $ 134,526,000 | $ 283,212 | $ 167,000 |
| Gulfport-Biloxi, MS | 466 | $ 71,800,000 | $ 154,077 | $ 109,000 |
| Dothan, AL | 462 | $ 55,053,000 | $ 119,162 | $ 75,000 |
| Palm Bay-Melbourne-Titusville, FL | 420 | $ 73,964,000 | $ 176,104 | $ 81,000 |
| Tuscaloosa, AL | 405 | $ 57,292,000 | $ 141,461 | $ 102,000 |
| Dallas-Plano-Irving, TX | 402 | $ 54,141,000 | $ 134,679 | $ 75,000 |
| Jonesboro, AR | 396 | $ 39,196,000 | $ 98,979 | $ 69,000 |
| Tallahassee, FL | 386 | $ 70,589,000 | $ 182,873 | $ 88,000 |
| Decatur, IL | 360 | $ 41,638,000 | $ 115,661 | $ 79,000 |
| Springfield, MO | 354 | $ 42,764,000 | $ 120,802 | $ 79,000 |
| Anniston-Oxford, AL | 347 | $ 31,714,000 | $ 91,394 | $ 56,000 |
| Fort Walton Beach-Crestview-Destin, FL | 341 | $ 128,725,000 | $ 377,492 | $ 289,000 |
| Kingsport-Bristol-Bristol, TN-VA | 339 | $ 39,612,000 | $ 116,849 | $ 61,280 |
| Cape Coral-Fort Myers, FL | 324 | $ 93,407,000 | $ 288,293 | $ 191,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 319 | $ 68,812,000 | $ 215,711 | $ 181,000 |
| Hattiesburg, MS | 310 | $ 36,606,000 | $ 118,083 | $ 63,000 |
| Jackson, TN | 304 | $ 29,121,000 | $ 95,792 | $ 61,000 |
| Clarksville, TN-KY | 300 | $ 26,927,000 | $ 89,756 | $ 63,346 |
| Austin-Round Rock, TX | 292 | $ 58,648,000 | $ 200,849 | $ 121,000 |
| Chicago-Naperville-Joliet, IL | 287 | $ 55,626,000 | $ 193,818 | $ 68,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 285 | $ 51,616,000 | $ 181,108 | $ 100,094 |
| Gainesville, GA | 282 | $ 50,110,000 | $ 177,695 | $ 88,000 |
| Dalton, GA | 279 | $ 29,063,000 | $ 104,168 | $ 65,000 |
| Fort Smith, AR-OK | 279 | $ 28,294,000 | $ 101,412 | $ 72,494 |
| Hot Springs, AR | 276 | $ 35,941,000 | $ 130,221 | $ 79,000 |
| Decatur, AL | 274 | $ 26,328,000 | $ 96,087 | $ 65,000 |
| Johnson City, TN | 272 | $ 35,109,000 | $ 129,077 | $ 88,000 |
| Bloomington, IN | 263 | $ 34,321,000 | $ 130,498 | $ 89,000 |
| Monroe, LA | 245 | $ 24,154,000 | $ 98,587 | $ 72,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 244 | $ 105,838,000 | $ 433,762 | $ 293,000 |
| Lafayette, IN | 240 | $ 31,844,000 | $ 132,683 | $ 90,000 |
| Houma-Bayou Cane-Thibodaux, LA | 237 | $ 21,763,000 | $ 91,827 | $ 78,000 |
| Florence-Muscle Shoals, AL | 233 | $ 29,634,000 | $ 127,184 | $ 91,000 |
| Lakeland, FL | 227 | $ 42,107,000 | $ 185,493 | $ 94,000 |
| Naples-Marco Island, FL | 227 | $ 117,400,000 | $ 517,180 | $ 280,000 |
| Gadsden, AL | 224 | $ 22,047,000 | $ 98,424 | $ 69,000 |
| Cleveland, TN | 214 | $ 25,323,000 | $ 118,331 | $ 60,000 |
| Phoenix-Mesa-Scottsdale, AZ | 213 | $ 51,989,000 | $ 244,079 | $ 84,000 |
| Auburn-Opelika, AL | 206 | $ 32,562,000 | $ 158,067 | $ 102,000 |
| Charleston-North Charleston, SC | 205 | $ 74,984,000 | $ 365,775 | $ 180,000 |
| Louisville-Jefferson County, KY-IN | 202 | $ 25,850,000 | $ 127,970 | $ 102,475 |
| Fort Worth-Arlington, TX | 201 | $ 36,357,000 | $ 180,880 | $ 131,000 |
| Charlotte-Gastonia-Concord, NC-SC | 199 | $ 50,677,000 | $ 254,658 | $ 162,788 |
| Texarkana, Tx-Texarkana, AR | 192 | $ 11,871,000 | $ 61,828 | $ 88,375 |
| Pascagoula, MS | 188 | $ 22,332,000 | $ 118,787 | $ 81,000 |
| Columbus, GA-AL | 186 | $ 20,683,000 | $ 111,198 | $ 75,763 |
| Kansas City, MO-KS | 179 | $ 30,144,000 | $ 168,402 | $ 96,888 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 168 | $ 35,969,000 | $ 214,101 | $ 42,535 |
| Rome, GA | 159 | $ 17,930,000 | $ 112,767 | $ 88,000 |
| Tyler, TX | 157 | $ 21,223,000 | $ 135,178 | $ 105,000 |
| Morristown, TN | 154 | $ 17,363,000 | $ 112,746 | $ 64,000 |
| Peoria, IL | 149 | $ 14,383,000 | $ 96,530 | $ 64,000 |
| Evansville, IN-KY | 147 | $ 15,740,000 | $ 107,074 | $ 67,333 |
| San Antonio, TX | 147 | $ 20,874,000 | $ 142,000 | $ 52,000 |
| Albany, GA | 142 | $ 14,922,000 | $ 105,084 | $ 83,000 |
| Punta Gorda, FL | 140 | $ 37,277,000 | $ 266,264 | $ 157,000 |
| Lafayette, LA | 134 | $ 15,113,000 | $ 112,783 | $ 80,000 |
| Longview, TX | 121 | $ 11,889,000 | $ 98,256 | $ 83,000 |
| Alexandria, LA | 118 | $ 13,780,000 | $ 116,779 | $ 80,000 |
| Jefferson City, MO | 118 | $ 8,418,000 | $ 71,338 | $ 66,000 |
| Greenville-Mauldin-Easley, SC | 117 | $ 19,778,000 | $ 169,042 | $ 97,000 |
| Savannah, GA | 115 | $ 27,728,000 | $ 241,113 | $ 124,000 |
| Des Moines-West Des Moines, IA | 110 | $ 11,276,000 | $ 102,509 | $ 87,000 |
| Wilmington, NC | 109 | $ 45,182,000 | $ 414,513 | $ 308,000 |
| Cincinnati-Middletown, OH-KY-IN | 102 | $ 14,744,000 | $ 144,549 | $ 43,725 |
| Spartanburg, SC | 96 | $ 10,922,000 | $ 113,770 | $ 63,000 |
| Columbia, MO | 95 | $ 11,905,000 | $ 125,315 | $ 99,000 |
| Raleigh-Cary, NC | 92 | $ 23,311,000 | $ 253,380 | $ 104,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 89 | $ 24,610,000 | $ 276,516 | $ 79,191 |
| Columbia, SC | 88 | $ 12,013,000 | $ 136,511 | $ 85,000 |
| Valdosta, GA | 86 | $ 10,936,000 | $ 127,162 | $ 75,000 |
| Gainesville, FL | 85 | $ 19,406,000 | $ 228,305 | $ 116,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 85 | $ 22,369,000 | $ 263,164 | $ 276,000 |
| Terre Haute, IN | 82 | $ 7,122,000 | $ 86,853 | $ 65,000 |
| Springfield, IL | 77 | $ 6,751,000 | $ 87,675 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 73 | $ 7,329,000 | $ 100,397 | $ 67,000 |
| Las Vegas-Paradise, NV | 69 | $ 23,715,000 | $ 343,695 | $ 179,000 |
| Bloomington-Normal, IL | 68 | $ 8,081,000 | $ 118,838 | $ 69,000 |
| Salt Lake City, UT | 68 | $ 18,338,000 | $ 269,676 | $ 91,000 |
| Athens-Clarke County, GA | 66 | $ 9,943,000 | $ 150,651 | $ 170,000 |
| Champaign-Urbana, IL | 65 | $ 6,456,000 | $ 99,323 | $ 67,000 |
| Palm Coast, FL | 64 | $ 25,415,000 | $ 397,109 | $ 364,000 |
| Richmond, VA | 55 | $ 12,443,000 | $ 226,236 | $ 108,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 52 | $ 8,716,000 | $ 167,615 | $ 38,384 |
| Anderson, SC | 47 | $ 7,935,000 | $ 168,829 | $ 107,000 |
| Columbus, OH | 46 | $ 8,657,000 | $ 188,195 | $ 80,000 |
| Denver-Aurora, CO | 44 | $ 7,973,000 | $ 181,204 | $ 69,000 |
| Los Angeles-Long Beach-Glendale, CA | 42 | $ 6,416,000 | $ 152,761 | $ 4,000 |
| Port St. Lucie, FL | 42 | $ 10,600,000 | $ 252,380 | $ 207,000 |
| Tucson, AZ | 42 | $ 8,777,000 | $ 208,976 | $ 50,000 |
| Providence-New Bedford-Fall River, RI-MA | 35 | $ 7,629,000 | $ 217,971 | $ 29,828 |
| Pine Bluff, AR | 33 | $ 1,786,000 | $ 54,121 | $ 58,000 |
| Riverside-San Bernardino-Ontario, CA | 33 | $ 3,217,000 | $ 97,484 | $ 0 |
| Baltimore-Towson, MD | 31 | $ 3,884,000 | $ 125,290 | $ 27,000 |
| New York-White Plains-Wayne, NY-NJ | 31 | $ 10,676,000 | $ 344,387 | $ 75,548 |
| Elizabethtown, KY | 28 | $ 4,520,000 | $ 161,428 | $ 101,000 |
| Greensboro-High Point, NC | 28 | $ 5,113,000 | $ 182,607 | $ 246,000 |
| Kokomo, IN | 28 | $ 2,284,000 | $ 81,571 | $ 51,000 |
| Asheville, NC | 26 | $ 9,206,000 | $ 354,076 | $ 156,000 |
| Milwaukee-Waukesha-West Allis, WI | 26 | $ 3,455,000 | $ 132,884 | $ 26,000 |
| Brunswick, GA | 25 | $ 11,934,000 | $ 477,360 | $ 243,000 |
| Warren-Troy-Farmington Hills, MI | 25 | $ 4,477,000 | $ 179,080 | $ 91,000 |
| Gary, IN | 24 | $ 2,163,000 | $ 90,125 | $ 70,000 |
| Lexington-Fayette, KY | 24 | $ 3,911,000 | $ 162,958 | $ 82,000 |
| Macon, GA | 24 | $ 2,556,000 | $ 106,500 | $ 39,000 |
| Albuquerque, NM | 23 | $ 4,570,000 | $ 198,695 | $ 44,000 |
| Philadelphia, PA | 22 | $ 4,825,000 | $ 219,318 | $ 37,000 |
| Cleveland-Elyria-Mentor, OH | 21 | $ 3,091,000 | $ 147,190 | $ 37,000 |
| Oklahoma City, OK | 20 | $ 2,506,000 | $ 125,300 | $ 56,000 |
| Grand Junction, CO | 19 | $ 6,559,000 | $ 345,210 | $ 201,000 |
| Hickory-Lenoir-Morganton, NC | 19 | $ 4,194,000 | $ 220,736 | $ 91,000 |
| Lima, OH | 19 | $ 1,819,000 | $ 95,736 | $ 22,000 |
| Ogden-Clearfield, UT | 19 | $ 2,706,000 | $ 142,421 | $ 23,000 |
| Hinesville-Fort Stewart, GA | 18 | $ 1,757,000 | $ 97,611 | $ 47,000 |
| Cedar Rapids, IA | 17 | $ 1,378,000 | $ 81,058 | $ 54,000 |
| Durham, NC | 17 | $ 4,125,000 | $ 242,647 | $ 122,000 |
| Lake County-Kenosha County, IL-WI | 17 | $ 3,430,000 | $ 201,764 | $ 43,352 |
| Tulsa, OK | 16 | $ 1,886,000 | $ 117,875 | $ 55,000 |
| Boston-Quincy, MA | 15 | $ 5,113,000 | $ 340,866 | $ 104,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 2,648,000 | $ 176,533 | $ 40,000 |
| Edison, NJ | 15 | $ 3,733,000 | $ 248,866 | $ 49,000 |
| Joplin, MO | 15 | $ 3,202,000 | $ 213,466 | $ 152,000 |
| Provo-Orem, UT | 15 | $ 3,933,000 | $ 262,200 | $ 85,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 3,361,000 | $ 224,066 | $ 39,000 |
| Detroit-Livonia-Dearborn, MI | 14 | $ 1,811,000 | $ 129,357 | $ 37,000 |
| Nassau-Suffolk, NY | 14 | $ 2,849,000 | $ 203,500 | $ 57,000 |
| Sebastian-Vero Beach, FL | 14 | $ 4,987,000 | $ 356,214 | $ 197,000 |
| Waco, TX | 14 | $ 1,810,000 | $ 129,285 | $ 30,000 |
| Wilmington, DE-MD-NJ | 14 | $ 2,777,000 | $ 198,357 | $ 14,000 |
| Portland-Vancouver-Beaverton, OR-WA | 13 | $ 3,341,000 | $ 257,000 | $ 65,538 |
| Victoria, TX | 13 | $ 974,000 | $ 74,923 | $ 57,000 |
| Winston-Salem, NC | 13 | $ 1,451,000 | $ 111,615 | $ 92,000 |
| Camden, NJ | 12 | $ 2,253,000 | $ 187,750 | $ 93,000 |
| Corpus Christi, TX | 11 | $ 1,896,000 | $ 172,363 | $ 122,000 |
| Iowa City, IA | 11 | $ 1,280,000 | $ 116,363 | $ 42,000 |
| Killeen-Temple-Fort Hood, TX | 11 | $ 1,576,000 | $ 143,272 | $ 101,000 |
| Lubbock, TX | 11 | $ 1,492,000 | $ 135,636 | $ 48,000 |
| Newark-Union, NJ-PA | 11 | $ 1,790,000 | $ 162,727 | $ 32,000 |
| Pittsburgh, PA | 11 | $ 1,437,000 | $ 130,636 | $ 68,000 |
| Rockford, IL | 11 | $ 1,565,000 | $ 142,272 | $ 35,000 |
| Warner Robins, GA | 11 | $ 1,008,000 | $ 91,636 | $ 42,000 |
| Beaumont-Port Arthur, TX | 10 | $ 913,000 | $ 91,300 | $ 62,000 |
| Bethesda-Gaithersburg-Frederick, MD | 10 | $ 2,300,000 | $ 230,000 | $ 57,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 1,174,000 | $ 117,400 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 10 | $ 1,747,000 | $ 174,700 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 10 | $ 1,804,000 | $ 180,400 | $ 0 |
| Wichita, KS | 10 | $ 1,192,000 | $ 119,200 | $ 49,000 |
| Boulder, CO | 9 | $ 2,445,000 | $ 271,666 | $ 168,000 |
| El Paso, TX | 9 | $ 1,012,000 | $ 112,444 | $ 64,000 |
| Fort Wayne, IN | 9 | $ 1,019,000 | $ 113,222 | $ 57,000 |
| Kankakee-Bradley, IL | 9 | $ 2,275,000 | $ 252,777 | $ 45,000 |
| New Haven-Milford, CT | 9 | $ 1,249,000 | $ 138,777 | $ 29,000 |
| Roanoke, VA | 9 | $ 2,929,000 | $ 325,444 | $ 77,000 |
| Abilene, TX | 8 | $ 937,000 | $ 117,125 | $ 118,000 |
| Dayton, OH | 8 | $ 729,000 | $ 91,125 | $ 51,000 |
| La Crosse, WI-MN | 8 | $ 1,070,000 | $ 133,750 | $ 20,000 |
| Lake Charles, LA | 8 | $ 899,000 | $ 112,375 | $ 135,000 |
| Oakland-Fremont-Hayward, CA | 8 | $ 1,722,000 | $ 215,250 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 820,000 | $ 102,500 | $ 24,250 |
| Sumter, SC | 8 | $ 947,000 | $ 118,375 | $ 46,000 |
| Worcester, MA | 8 | $ 1,967,000 | $ 245,875 | $ 45,000 |
| Akron, OH | 7 | $ 722,000 | $ 103,142 | $ 22,000 |
| Anderson, IN | 7 | $ 670,000 | $ 95,714 | $ 84,000 |
| Charlottesville, VA | 7 | $ 2,673,000 | $ 381,857 | $ 274,000 |
| Fresno, CA | 7 | $ 709,000 | $ 101,285 | $ 0 |
| Springfield, MA | 7 | $ 823,000 | $ 117,571 | $ 9,000 |
| Tacoma, WA | 7 | $ 1,114,000 | $ 159,142 | $ 10,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 542,000 | $ 90,333 | $ 31,000 |
| Bowling Green, KY | 6 | $ 863,000 | $ 143,833 | $ 94,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 349,000 | $ 58,166 | $ 85,000 |
| Fayetteville, NC | 6 | $ 1,055,000 | $ 175,833 | $ 88,000 |
| Jacksonville, NC | 6 | $ 1,056,000 | $ 176,000 | $ 86,000 |
| Madison, WI | 6 | $ 1,882,000 | $ 313,666 | $ 119,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 721,000 | $ 120,166 | $ 42,000 |
| Peabody, MA | 6 | $ 1,107,000 | $ 184,500 | $ 18,000 |
| Reading, PA | 6 | $ 411,000 | $ 68,500 | $ 11,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 6 | $ 521,000 | $ 86,833 | $ 0 |
| Yuma, AZ | 6 | $ 872,000 | $ 145,333 | $ 41,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 265,000 | $ 53,000 | $ 0 |
| Columbus, IN | 5 | $ 2,421,000 | $ 484,200 | $ 184,000 |
| Dubuque, IA | 5 | $ 595,000 | $ 119,000 | $ 18,000 |
| Flagstaff, AZ | 5 | $ 1,350,000 | $ 270,000 | $ 257,000 |
| Green Bay, WI | 5 | $ 479,000 | $ 95,800 | $ 35,000 |
| Reno-Sparks, NV | 5 | $ 799,000 | $ 159,800 | $ 51,000 |
| Rochester, MN | 5 | $ 1,417,000 | $ 283,400 | $ 58,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 859,000 | $ 171,800 | $ 16,000 |
| Santa Fe, NM | 5 | $ 923,000 | $ 184,600 | $ 78,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 351,000 | $ 70,200 | $ 3,000 |
| Toledo, OH | 5 | $ 695,000 | $ 139,000 | $ 27,000 |
| Ann Arbor, MI | 4 | $ 583,000 | $ 145,750 | $ 26,000 |
| Bakersfield, CA | 4 | $ 233,000 | $ 58,250 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,249,000 | $ 312,250 | $ 288,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 410,000 | $ 102,500 | $ 0 |
| College Station-Bryan, TX | 4 | $ 547,000 | $ 136,750 | $ 81,000 |
| Colorado Springs, CO | 4 | $ 647,000 | $ 161,750 | $ 97,000 |
| Farmington, NM | 4 | $ 616,000 | $ 154,000 | $ 43,000 |
| Flint, MI | 4 | $ 357,000 | $ 89,250 | $ 34,000 |
| Florence, SC | 4 | $ 1,288,000 | $ 322,000 | $ 105,000 |
| Fort Collins-Loveland, CO | 4 | $ 670,000 | $ 167,500 | $ 83,000 |
| Harrisburg-Carlisle, PA | 4 | $ 521,000 | $ 130,250 | $ 36,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 1,023,000 | $ 255,750 | $ 85,000 |
| Lincoln, NE | 4 | $ 418,000 | $ 104,500 | $ 65,000 |
| Lynchburg, VA | 4 | $ 489,000 | $ 122,250 | $ 56,000 |
| Manchester-Nashua, NH | 4 | $ 245,000 | $ 61,250 | $ 0 |
| Modesto, CA | 4 | $ 763,000 | $ 190,750 | $ 0 |
| Portland-South Portland-Biddeford, ME | 4 | $ 1,065,000 | $ 266,250 | $ 102,000 |
| Prescott, AZ | 4 | $ 596,000 | $ 149,000 | $ 12,000 |
| Rochester, NY | 4 | $ 229,000 | $ 57,250 | $ 24,000 |
| St. George, UT | 4 | $ 588,000 | $ 147,000 | $ 52,000 |
| Vallejo-Fairfield, CA | 4 | $ 430,000 | $ 107,500 | $ 0 |
| Visalia-Porterville, CA | 4 | $ 215,000 | $ 53,750 | $ 0 |
| Altoona, PA | 3 | $ 226,000 | $ 75,333 | $ 0 |
| Brownsville-Harlingen, TX | 3 | $ 321,000 | $ 107,000 | $ 142,000 |
| Burlington, NC | 3 | $ 507,000 | $ 169,000 | $ 55,000 |
| Danville, VA | 3 | $ 483,000 | $ 161,000 | $ 54,000 |
| Eau Claire, WI | 3 | $ 364,000 | $ 121,333 | $ 21,000 |
| Elkhart-Goshen, IN | 3 | $ 507,000 | $ 169,000 | $ 140,000 |
| Erie, PA | 3 | $ 213,000 | $ 71,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 3 | $ 365,000 | $ 121,666 | $ 41,000 |
| Janesville, WI | 3 | $ 665,000 | $ 221,666 | $ 67,000 |
| Lewiston-Auburn, ME | 3 | $ 343,000 | $ 114,333 | $ 15,000 |
| Muncie, IN | 3 | $ 472,000 | $ 157,333 | $ 101,000 |
| Niles-Benton Harbor, MI | 3 | $ 510,000 | $ 170,000 | $ 160,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 336,000 | $ 112,000 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 627,000 | $ 209,000 | $ 35,000 |
| Salinas, CA | 3 | $ 271,000 | $ 90,333 | $ 0 |
| Sandusky, OH | 3 | $ 1,376,000 | $ 458,666 | $ 165,000 |
| Stockton, CA | 3 | $ 622,000 | $ 207,333 | $ 22,000 |
| Syracuse, NY | 3 | $ 223,000 | $ 74,333 | $ 22,000 |
| Appleton, WI | 2 | $ 286,000 | $ 143,000 | $ 23,000 |
| Barnstable Town, MA | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 261,000 | $ 130,500 | $ 48,000 |
| Coeur D'Alene, ID | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Danville, IL | 2 | $ 79,000 | $ 39,500 | $ 30,000 |
| Fond Du Lac, WI | 2 | $ 239,000 | $ 119,500 | $ 0 |
| Goldsboro, NC | 2 | $ 426,000 | $ 213,000 | $ 103,000 |
| Grand Forks, ND-MN | 2 | $ 133,000 | $ 66,500 | $ 49,000 |
| Greeley, CO | 2 | $ 1,355,000 | $ 677,500 | $ 180,000 |
| Hanford-Corcoran, CA | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 102,000 | $ 51,000 | $ 16,500 |
| Kalamazoo-Portage, MI | 2 | $ 435,000 | $ 217,500 | $ 148,000 |
| Laredo, TX | 2 | $ 260,000 | $ 130,000 | $ 57,000 |
| Lawrence, KS | 2 | $ 141,000 | $ 70,500 | $ 24,000 |
| Lawton, OK | 2 | $ 192,000 | $ 96,000 | $ 48,000 |
| Lebanon, PA | 2 | $ 53,000 | $ 26,500 | $ 0 |
| Monroe, MI | 2 | $ 307,000 | $ 153,500 | $ 60,000 |
| Muskegon-Norton Shores, MI | 2 | $ 102,000 | $ 51,000 | $ 0 |
| Norwich-New London, CT | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Ocean City, NJ | 2 | $ 649,000 | $ 324,500 | $ 275,000 |
| Odessa, TX | 2 | $ 345,000 | $ 172,500 | $ 91,000 |
| Pueblo, CO | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Racine, WI | 2 | $ 256,000 | $ 128,000 | $ 65,000 |
| Rockingham County-Strafford County, NH | 2 | $ 546,000 | $ 273,000 | $ 49,000 |
| Rocky Mount, NC | 2 | $ 13,000 | $ 6,500 | $ 55,000 |
| Salisbury, MD | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Sherman-Denison, TX | 2 | $ 148,000 | $ 74,000 | $ 58,000 |
| Sioux City, IA-NE-SD | 2 | $ 290,000 | $ 145,000 | $ 62,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 92,000 | $ 46,000 | $ 0 |
| St. Cloud, MN | 2 | $ 222,000 | $ 111,000 | $ 0 |
| St. Joseph, MO-KS | 2 | $ 203,000 | $ 101,500 | $ 41,000 |
| Wichita Falls, TX | 2 | $ 236,000 | $ 118,000 | $ 31,000 |
| York-Hanover, PA | 2 | $ 496,000 | $ 248,000 | $ 98,000 |
| Amarillo, TX | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Ames, IA | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Bangor, ME | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Bend, OR | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Boise City-Nampa, ID | 1 | $ 232,000 | $ 232,000 | $ 96,000 |
| Burlington-South Burlington, VT | 1 | $ 318,000 | $ 318,000 | $ 102,000 |
| Charleston, WV | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Chico, CA | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Duluth, MN-WI | 1 | $ 153,000 | $ 153,000 | $ 0 |
| El Centro, CA | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Eugene-Springfield, OR | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Greenville, NC | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Harrisonburg, VA | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Lancaster, PA | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Las Cruces, NM | 1 | $ 379,000 | $ 379,000 | $ 100,000 |
| Lewiston, ID-WA | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Logan, UT-ID | 1 | $ 1,500,000 | $ 1,500,000 | $ 967,000 |
| Mansfield, OH | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Medford, OR | 1 | $ 260,000 | $ 260,000 | $ 38,000 |
| Merced, CA | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Midland, TX | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Napa, CA | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Olympia, WA | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 158,000 | $ 158,000 | $ 250,000 |
| Pocatello, ID | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Rapid City, SD | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 20,000 | $ 20,000 | $ 0 |
| San Angelo, TX | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Spokane, WA | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Springfield, OH | 1 | $ 650,000 | $ 650,000 | $ 301,000 |
| State College, PA | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Topeka, KS | 1 | $ 48,000 | $ 48,000 | $ 75,000 |
| Wausau, WI | 1 | $ 113,000 | $ 113,000 | $ 36,000 |
| Wheeling, WV-OH | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Winchester, VA-WV | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Yuba City, CA | 1 | $ 48,000 | $ 48,000 | $ 0 |
Mortgage Loan Application Detail Totals for Regions Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 34,929 | $6,314,464,000 | $180,000 | $8,750,000 | $106,000 | $9,999,000 |
| Refinancing | 32,290 | $4,964,303,000 | $153,000 | $5,458,000 | $91,000 | $9,999,000 |
| Home Improvement | 7,141 | $206,867,000 | $28,000 | $3,000,000 | $69,000 | $4,680,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 51,521 | $8,256,910,000 | $160,000 | $8,000,000 | $104,000 | $9,999,000 |
| Black or African American | 7,765 | $797,550,000 | $102,000 | $2,700,000 | $62,000 | $3,000,000 |
| Not Provided | 6,380 | $976,740,000 | $153,000 | $4,830,000 | $109,000 | $8,910,000 |
| Not applicable | 4,563 | $707,932,000 | $155,000 | $5,458,000 | $37,000 | $9,999,000 |
| Hispanic | 2,837 | $511,371,000 | $180,000 | $8,750,000 | $100,000 | $9,999,000 |
| Asian | 930 | $171,375,000 | $184,000 | $3,500,000 | $125,000 | $4,768,000 |
| American Indian or Alaskan Native | 217 | $33,771,000 | $155,000 | $2,750,000 | $141,000 | $2,000,000 |
| Native Hawaiian or Other Pacific Islander | 147 | $29,985,000 | $203,000 | $1,600,000 | $117,000 | $1,576,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 67,807 | $10,651,693,000 | $157,000 | $8,750,000 | $101,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 5,200 | $640,386,000 | $123,000 | $417,000 | $46,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 982 | $157,013,000 | $159,000 | $417,000 | $52,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 371 | $36,542,000 | $98,000 | $237,000 | $39,000 | $158,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 40,768 | $6,634,988,000 | $162,000 | $5,458,000 | $108,000 | $9,999,000 |
| Application Denied By Financial Institution | 14,555 | $1,541,734,000 | $105,000 | $8,000,000 | $74,000 | $8,139,000 |
| File Closed For Incompleteness | 6,482 | $1,411,845,000 | $217,000 | $8,750,000 | $114,000 | $9,999,000 |
| Application Withdrawn By Applicant | 4,197 | $839,096,000 | $199,000 | $5,000,000 | $111,000 | $3,748,000 |
| Loan Purchased By The Institution | 4,045 | $591,682,000 | $146,000 | $1,500,000 | $27,000 | $1,079,000 |
| Application Approved But Not Accepted | 3,330 | $348,890,000 | $104,000 | $4,000,000 | $96,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 981 | $116,982,000 | $119,000 | $800,000 | $44,000 | $1,068,000 |
| Preapproval Approved but not Accepted | 2 | $417,000 | $208,000 | $285,000 | $81,000 | $120,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,101 | $101,332,000 | $32,000 | $300,000 | $58,000 | $4,680,000 |
| Debt-To-Income Ratio | 984 | $45,674,000 | $46,000 | $525,000 | $52,000 | $846,000 |
| Other | 347 | $16,622,000 | $47,000 | $340,000 | $76,000 | $1,200,000 |
| Collateral | 292 | $12,173,000 | $41,000 | $368,000 | $68,000 | $1,400,000 |
| Unverifiable Information | 55 | $5,261,000 | $95,000 | $600,000 | $124,000 | $740,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $10,190,000 | $318,000 | $3,120,000 | $80,000 | $472,000 |
| Employment History | 24 | $817,000 | $34,000 | $125,000 | $88,000 | $600,000 |
| Credit Application Incomplete | 14 | $682,000 | $48,000 | $180,000 | $75,000 | $220,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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