Reliance First Capital, LLC Mortgage Lending & HMDA Data, 2015
In 2015, Reliance First Capital, LLC of Melville, NY reported 41,064 mortgage applications totaling $8.2 billion, up 16% from 2014. The average application was for $199,898, and applicants reported an average income of $82,732. 10% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,601), Charlotte-Concord-Gastonia, NC-SC (1,429) and Washington-Arlington-Alexandria, DC-VA-MD-WV (1,119) (applications in parentheses).
| Mortgage Company & Address | Reliance First Capital, LLC 201 Old Country Road Suite 205 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 41,064 |
| Total Mortgage Loan Application Amount | $8,208,631,000 |
| Average Mortgage Loan Application Amount | $199,898 |
| Highest Mortgage Loan Application Amount | $2,360,000 |
| Average Applicant Income | $82,732 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliance First Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,601 | $ 312,642,000 | $ 195,279 | $ 81,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,429 | $ 284,645,000 | $ 199,191 | $ 87,152 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,119 | $ 347,457,000 | $ 310,506 | $ 106,011 |
| New York-Jersey City-White Plains, NY-NJ | 1,075 | $ 333,199,000 | $ 309,952 | $ 113,976 |
| Pittsburgh, PA | 1,018 | $ 164,122,000 | $ 161,220 | $ 82,000 |
| Montgomery County-Bucks County-Chester County, PA | 994 | $ 245,433,000 | $ 246,914 | $ 101,000 |
| Baltimore-Columbia-Towson, MD | 755 | $ 192,755,000 | $ 255,304 | $ 93,000 |
| Cleveland-Elyria, OH | 728 | $ 126,531,000 | $ 173,806 | $ 82,000 |
| Philadelphia, PA | 728 | $ 134,862,000 | $ 185,250 | $ 75,000 |
| Nassau County-Suffolk County, NY | 632 | $ 193,024,000 | $ 305,417 | $ 117,000 |
| Houston-The Woodlands-Sugar Land, TX | 626 | $ 102,523,000 | $ 163,774 | $ 98,000 |
| Cincinnati, OH-KY-IN | 608 | $ 111,055,000 | $ 182,656 | $ 86,623 |
| Columbus, OH | 575 | $ 108,104,000 | $ 188,006 | $ 89,000 |
| Raleigh, NC | 569 | $ 118,436,000 | $ 208,147 | $ 93,000 |
| Birmingham-Hoover, AL | 548 | $ 102,910,000 | $ 187,791 | $ 82,000 |
| Dallas-Plano-Irving, TX | 522 | $ 83,638,000 | $ 160,226 | $ 92,000 |
| Memphis, TN-MS-AR | 512 | $ 93,212,000 | $ 182,054 | $ 77,613 |
| Louisville/Jefferson County, KY-IN | 475 | $ 81,525,000 | $ 171,631 | $ 72,703 |
| Albuquerque, NM | 412 | $ 87,542,000 | $ 212,480 | $ 84,000 |
| Indianapolis-Carmel-Anderson, IN | 409 | $ 62,323,000 | $ 152,378 | $ 69,000 |
| New Orleans-Metairie, LA | 403 | $ 82,017,000 | $ 203,516 | $ 83,000 |
| Knoxville, TN | 390 | $ 74,407,000 | $ 190,787 | $ 80,000 |
| Silver Spring-Frederick-Rockville, MD | 368 | $ 113,921,000 | $ 309,567 | $ 111,000 |
| Charleston-North Charleston, SC | 359 | $ 83,469,000 | $ 232,504 | $ 81,000 |
| Little Rock-North Little Rock-Conway, AR | 344 | $ 60,758,000 | $ 176,622 | $ 78,000 |
| Richmond, VA | 339 | $ 67,273,000 | $ 198,445 | $ 77,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 338 | $ 72,513,000 | $ 214,535 | $ 80,210 |
| Hartford-West Hartford-East Hartford, CT | 331 | $ 68,994,000 | $ 208,441 | $ 89,000 |
| Portland-South Portland, ME | 330 | $ 73,223,000 | $ 221,887 | $ 84,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 312 | $ 59,055,000 | $ 189,278 | $ 80,692 |
| Baton Rouge, LA | 294 | $ 55,168,000 | $ 187,646 | $ 80,000 |
| Fort Worth-Arlington, TX | 281 | $ 42,411,000 | $ 150,928 | $ 82,000 |
| Columbia, SC | 280 | $ 51,398,000 | $ 183,564 | $ 73,000 |
| Greensboro-High Point, NC | 278 | $ 47,872,000 | $ 172,201 | $ 89,000 |
| Bridgeport-Stamford-Norwalk, CT | 267 | $ 87,520,000 | $ 327,790 | $ 119,000 |
| Los Angeles-Long Beach-Glendale, CA | 243 | $ 89,728,000 | $ 369,251 | $ 115,000 |
| Chattanooga, TN-GA | 241 | $ 41,517,000 | $ 172,269 | $ 72,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 241 | $ 46,266,000 | $ 191,975 | $ 78,721 |
| Fayetteville-Springdale-Rogers, AR-MO | 239 | $ 45,373,000 | $ 189,845 | $ 84,000 |
| Rockingham County-Strafford County, NH | 237 | $ 52,169,000 | $ 220,122 | $ 93,000 |
| Greenville-Anderson-Mauldin, SC | 233 | $ 43,481,000 | $ 186,613 | $ 69,000 |
| Reading, PA | 223 | $ 36,866,000 | $ 165,318 | $ 65,000 |
| San Antonio-New Braunfels, TX | 223 | $ 35,900,000 | $ 160,986 | $ 79,000 |
| Akron, OH | 222 | $ 40,094,000 | $ 180,603 | $ 82,000 |
| Harrisburg-Carlisle, PA | 221 | $ 37,609,000 | $ 170,176 | $ 76,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 220 | $ 34,679,000 | $ 157,631 | $ 67,000 |
| Lexington-Fayette, KY | 218 | $ 36,612,000 | $ 167,944 | $ 69,000 |
| York-Hanover, PA | 216 | $ 40,040,000 | $ 185,370 | $ 72,000 |
| Newark, NJ-PA | 213 | $ 54,910,000 | $ 257,793 | $ 93,962 |
| Huntsville, AL | 212 | $ 42,187,000 | $ 198,995 | $ 83,000 |
| New Haven-Milford, CT | 211 | $ 46,810,000 | $ 221,848 | $ 101,000 |
| Lancaster, PA | 206 | $ 34,842,000 | $ 169,135 | $ 67,000 |
| Winston-Salem, NC | 203 | $ 34,560,000 | $ 170,246 | $ 75,000 |
| Manchester-Nashua, NH | 198 | $ 43,152,000 | $ 217,939 | $ 101,000 |
| Durham-Chapel Hill, NC | 188 | $ 40,751,000 | $ 216,760 | $ 90,000 |
| Asheville, NC | 180 | $ 38,166,000 | $ 212,033 | $ 73,000 |
| Mobile, AL | 177 | $ 29,726,000 | $ 167,943 | $ 61,000 |
| Shreveport-Bossier City, LA | 173 | $ 30,759,000 | $ 177,797 | $ 83,000 |
| Austin-Round Rock, TX | 172 | $ 29,205,000 | $ 169,796 | $ 76,000 |
| Riverside-San Bernardino-Ontario, CA | 162 | $ 39,903,000 | $ 246,314 | $ 81,000 |
| Dayton, OH | 156 | $ 26,130,000 | $ 167,500 | $ 76,000 |
| Gary, IN | 156 | $ 25,328,000 | $ 162,358 | $ 63,000 |
| Daphne-Fairhope-Foley, AL | 155 | $ 33,076,000 | $ 213,393 | $ 94,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 153 | $ 34,795,000 | $ 227,418 | $ 87,000 |
| Montgomery, AL | 151 | $ 25,347,000 | $ 167,860 | $ 81,000 |
| Clarksville, TN-KY | 149 | $ 24,147,000 | $ 162,060 | $ 66,832 |
| Wilmington, NC | 145 | $ 31,873,000 | $ 219,813 | $ 82,000 |
| Wilmington, DE-MD-NJ | 144 | $ 31,739,000 | $ 220,409 | $ 84,875 |
| East Stroudsburg, PA | 138 | $ 24,047,000 | $ 174,253 | $ 88,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 133 | $ 24,361,000 | $ 183,165 | $ 128,000 |
| Youngstown-Warren-Boardman, OH-PA | 126 | $ 18,651,000 | $ 148,023 | $ 84,682 |
| Albany-Schenectady-Troy, NY | 124 | $ 23,246,000 | $ 187,467 | $ 86,000 |
| Hickory-Lenoir-Morganton, NC | 122 | $ 21,924,000 | $ 179,704 | $ 73,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 120 | $ 26,802,000 | $ 223,350 | $ 73,708 |
| Hilton Head Island-Bluffton-Beaufort, SC | 118 | $ 30,322,000 | $ 256,966 | $ 88,000 |
| Santa Fe, NM | 117 | $ 29,127,000 | $ 248,948 | $ 95,000 |
| Toledo, OH | 117 | $ 18,708,000 | $ 159,897 | $ 78,000 |
| Chicago-Naperville-Arlington Heights, IL | 116 | $ 21,595,000 | $ 186,163 | $ 56,000 |
| Canton-Massillon, OH | 112 | $ 16,992,000 | $ 151,714 | $ 68,000 |
| Lafayette, LA | 112 | $ 22,882,000 | $ 204,303 | $ 99,000 |
| Camden, NJ | 110 | $ 22,655,000 | $ 205,954 | $ 109,000 |
| Fayetteville, NC | 110 | $ 18,436,000 | $ 167,600 | $ 70,000 |
| Dutchess County-Putnam County, NY | 108 | $ 26,876,000 | $ 248,851 | $ 109,000 |
| Salisbury, MD-DE | 107 | $ 24,202,000 | $ 226,186 | $ 84,551 |
| Rochester, NY | 102 | $ 17,358,000 | $ 170,176 | $ 92,000 |
| Seattle-Bellevue-Everett, WA | 100 | $ 30,200,000 | $ 302,000 | $ 96,000 |
| Norwich-New London, CT | 97 | $ 19,304,000 | $ 199,010 | $ 91,000 |
| Spartanburg, SC | 96 | $ 17,137,000 | $ 178,510 | $ 91,000 |
| Johnson City, TN | 94 | $ 17,238,000 | $ 183,382 | $ 69,000 |
| Kingsport-Bristol-Bristol, TN-VA | 92 | $ 15,759,000 | $ 171,293 | $ 69,347 |
| Tuscaloosa, AL | 88 | $ 19,127,000 | $ 217,352 | $ 86,000 |
| El Paso, TX | 84 | $ 10,625,000 | $ 126,488 | $ 66,000 |
| Las Cruces, NM | 84 | $ 17,943,000 | $ 213,607 | $ 75,000 |
| Oakland-Hayward-Berkeley, CA | 84 | $ 32,917,000 | $ 391,869 | $ 102,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 84 | $ 20,579,000 | $ 244,988 | $ 79,000 |
| San Diego-Carlsbad, CA | 81 | $ 25,255,000 | $ 311,790 | $ 90,000 |
| Gettysburg, PA | 78 | $ 15,851,000 | $ 203,217 | $ 73,000 |
| Fort Wayne, IN | 77 | $ 11,252,000 | $ 146,129 | $ 71,000 |
| Tacoma-Lakewood, WA | 77 | $ 17,375,000 | $ 225,649 | $ 70,000 |
| Roanoke, VA | 73 | $ 13,277,000 | $ 181,876 | $ 66,000 |
| Warren-Troy-Farmington Hills, MI | 72 | $ 12,330,000 | $ 171,250 | $ 68,000 |
| Erie, PA | 70 | $ 9,015,000 | $ 128,785 | $ 58,000 |
| Chambersburg-Waynesboro, PA | 69 | $ 11,262,000 | $ 163,217 | $ 65,000 |
| Elizabethtown-Fort Knox, KY | 68 | $ 10,108,000 | $ 148,647 | $ 78,000 |
| Auburn-Opelika, AL | 67 | $ 12,226,000 | $ 182,477 | $ 66,000 |
| Fort Smith, AR-OK | 67 | $ 11,934,000 | $ 178,119 | $ 74,000 |
| Hot Springs, AR | 67 | $ 12,609,000 | $ 188,194 | $ 72,000 |
| Jacksonville, NC | 63 | $ 12,581,000 | $ 199,698 | $ 86,000 |
| Farmington, NM | 61 | $ 12,978,000 | $ 212,754 | $ 118,000 |
| Anaheim-Santa Ana-Irvine, CA | 60 | $ 25,852,000 | $ 430,866 | $ 106,000 |
| Bowling Green, KY | 60 | $ 9,325,000 | $ 155,416 | $ 64,000 |
| Cleveland, TN | 60 | $ 9,651,000 | $ 160,850 | $ 65,000 |
| Lake Charles, LA | 60 | $ 10,498,000 | $ 174,966 | $ 95,000 |
| Florence, SC | 59 | $ 10,662,000 | $ 180,711 | $ 60,000 |
| Lebanon, PA | 59 | $ 10,521,000 | $ 178,322 | $ 77,000 |
| Tampa-St. Petersburg-Clearwater, FL | 57 | $ 9,036,000 | $ 158,526 | $ 78,000 |
| Alexandria, LA | 55 | $ 9,935,000 | $ 180,636 | $ 96,000 |
| Charlottesville, VA | 55 | $ 10,975,000 | $ 199,545 | $ 73,000 |
| Syracuse, NY | 54 | $ 8,209,000 | $ 152,018 | $ 90,000 |
| Houma-Thibodaux, LA | 53 | $ 9,123,000 | $ 172,132 | $ 68,000 |
| Jackson, TN | 52 | $ 8,966,000 | $ 172,423 | $ 74,000 |
| South Bend-Mishawaka, IN-MI | 52 | $ 6,968,000 | $ 134,000 | $ 96,192 |
| Evansville, IN-KY | 51 | $ 6,703,000 | $ 131,431 | $ 52,411 |
| McAllen-Edinburg-Mission, TX | 51 | $ 5,799,000 | $ 113,705 | $ 67,000 |
| Orlando-Kissimmee-Sanford, FL | 51 | $ 9,230,000 | $ 180,980 | $ 69,000 |
| Sumter, SC | 51 | $ 8,310,000 | $ 162,941 | $ 89,000 |
| Burlington, NC | 50 | $ 7,830,000 | $ 156,600 | $ 105,000 |
| Bangor, ME | 49 | $ 7,681,000 | $ 156,755 | $ 71,000 |
| Killeen-Temple, TX | 49 | $ 6,632,000 | $ 135,346 | $ 70,000 |
| Florence-Muscle Shoals, AL | 48 | $ 9,103,000 | $ 189,645 | $ 82,000 |
| Anniston-Oxford-Jacksonville, AL | 47 | $ 6,828,000 | $ 145,276 | $ 59,000 |
| Dover, DE | 45 | $ 9,484,000 | $ 210,755 | $ 66,000 |
| Greenville, NC | 45 | $ 7,243,000 | $ 160,955 | $ 78,000 |
| Augusta-Richmond County, GA-SC | 44 | $ 8,431,000 | $ 191,613 | $ 75,000 |
| Hagerstown-Martinsburg, MD-WV | 44 | $ 8,537,000 | $ 194,022 | $ 61,000 |
| New Bern, NC | 44 | $ 7,381,000 | $ 167,750 | $ 63,000 |
| Stockton-Lodi, CA | 44 | $ 9,869,000 | $ 224,295 | $ 58,000 |
| California-Lexington Park, MD | 43 | $ 10,992,000 | $ 255,627 | $ 116,000 |
| Decatur, AL | 43 | $ 8,593,000 | $ 199,837 | $ 92,000 |
| Monroe, LA | 43 | $ 9,125,000 | $ 212,209 | $ 81,000 |
| Hammond, LA | 42 | $ 7,045,000 | $ 167,738 | $ 85,000 |
| Huntington-Ashland, WV-KY-OH | 42 | $ 6,224,000 | $ 148,190 | $ 72,261 |
| Pine Bluff, AR | 42 | $ 6,149,000 | $ 146,404 | $ 75,000 |
| Jonesboro, AR | 41 | $ 5,840,000 | $ 142,439 | $ 60,000 |
| Worcester, MA-CT | 41 | $ 7,725,000 | $ 188,414 | $ 70,000 |
| Lewiston-Auburn, ME | 40 | $ 6,575,000 | $ 164,375 | $ 67,000 |
| Miami-Miami Beach-Kendall, FL | 39 | $ 8,568,000 | $ 219,692 | $ 78,000 |
| Spokane-Spokane Valley, WA | 39 | $ 5,986,000 | $ 153,487 | $ 72,000 |
| State College, PA | 39 | $ 7,317,000 | $ 187,615 | $ 68,000 |
| Cheyenne, WY | 36 | $ 7,758,000 | $ 215,500 | $ 81,000 |
| Corpus Christi, TX | 36 | $ 4,961,000 | $ 137,805 | $ 82,000 |
| Elkhart-Goshen, IN | 36 | $ 4,490,000 | $ 124,722 | $ 49,000 |
| Jacksonville, FL | 36 | $ 7,926,000 | $ 220,166 | $ 109,000 |
| Lynchburg, VA | 36 | $ 6,644,000 | $ 184,555 | $ 72,000 |
| Williamsport, PA | 36 | $ 6,033,000 | $ 167,583 | $ 67,000 |
| Dothan, AL | 35 | $ 6,698,000 | $ 191,371 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 8,281,000 | $ 236,600 | $ 119,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 35 | $ 15,030,000 | $ 429,428 | $ 123,000 |
| Johnstown, PA | 34 | $ 5,329,000 | $ 156,735 | $ 52,000 |
| Springfield, OH | 33 | $ 6,177,000 | $ 187,181 | $ 118,000 |
| Atlantic City-Hammonton, NJ | 32 | $ 5,759,000 | $ 179,968 | $ 80,000 |
| Beaumont-Port Arthur, TX | 32 | $ 4,695,000 | $ 146,718 | $ 186,000 |
| Bloomsburg-Berwick, PA | 32 | $ 5,667,000 | $ 177,093 | $ 71,000 |
| Morristown, TN | 32 | $ 5,373,000 | $ 167,906 | $ 57,000 |
| Casper, WY | 31 | $ 5,846,000 | $ 188,580 | $ 78,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 31 | $ 10,326,000 | $ 333,096 | $ 87,000 |
| Waco, TX | 31 | $ 4,225,000 | $ 136,290 | $ 73,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 31 | $ 6,568,000 | $ 211,870 | $ 90,000 |
| Michigan City-La Porte, IN | 30 | $ 3,997,000 | $ 133,233 | $ 61,000 |
| Vallejo-Fairfield, CA | 30 | $ 7,807,000 | $ 260,233 | $ 88,000 |
| Blacksburg-Christiansburg-Radford, VA | 29 | $ 4,295,000 | $ 148,103 | $ 60,000 |
| Gadsden, AL | 29 | $ 4,869,000 | $ 167,896 | $ 68,000 |
| Altoona, PA | 28 | $ 4,236,000 | $ 151,285 | $ 53,000 |
| Kokomo, IN | 28 | $ 3,188,000 | $ 113,857 | $ 54,000 |
| Terre Haute, IN | 28 | $ 4,346,000 | $ 155,214 | $ 48,000 |
| Bakersfield, CA | 27 | $ 5,173,000 | $ 191,592 | $ 79,000 |
| Fresno, CA | 27 | $ 4,808,000 | $ 178,074 | $ 56,000 |
| Kingston, NY | 27 | $ 4,846,000 | $ 179,481 | $ 94,000 |
| Owensboro, KY | 27 | $ 4,349,000 | $ 161,074 | $ 65,000 |
| Brownsville-Harlingen, TX | 26 | $ 3,410,000 | $ 131,153 | $ 119,000 |
| Detroit-Dearborn-Livonia, MI | 26 | $ 4,363,000 | $ 167,807 | $ 69,000 |
| Grand Rapids-Wyoming, MI | 26 | $ 3,516,000 | $ 135,230 | $ 59,000 |
| Glens Falls, NY | 25 | $ 4,614,000 | $ 184,560 | $ 72,000 |
| Trenton, NJ | 25 | $ 4,665,000 | $ 186,600 | $ 100,000 |
| Goldsboro, NC | 24 | $ 3,609,000 | $ 150,375 | $ 63,000 |
| Winchester, VA-WV | 24 | $ 5,611,000 | $ 233,791 | $ 71,000 |
| Columbus, GA-AL | 23 | $ 3,753,000 | $ 163,173 | $ 48,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 23 | $ 3,494,000 | $ 151,913 | $ 54,000 |
| Texarkana, TX-AR | 23 | $ 3,036,000 | $ 132,000 | $ 71,217 |
| Tyler, TX | 23 | $ 3,420,000 | $ 148,695 | $ 63,000 |
| Laredo, TX | 22 | $ 3,066,000 | $ 139,363 | $ 73,000 |
| Longview, TX | 22 | $ 3,143,000 | $ 142,863 | $ 65,000 |
| Modesto, CA | 22 | $ 4,366,000 | $ 198,454 | $ 49,000 |
| Rocky Mount, NC | 22 | $ 3,345,000 | $ 152,045 | $ 63,000 |
| Utica-Rome, NY | 22 | $ 3,391,000 | $ 154,136 | $ 66,000 |
| Vineland-Bridgeton, NJ | 22 | $ 3,319,000 | $ 150,863 | $ 66,000 |
| Bellingham, WA | 21 | $ 5,213,000 | $ 248,238 | $ 63,000 |
| Bloomington, IN | 21 | $ 3,085,000 | $ 146,904 | $ 72,000 |
| Harrisonburg, VA | 21 | $ 3,831,000 | $ 182,428 | $ 65,000 |
| Mansfield, OH | 21 | $ 2,997,000 | $ 142,714 | $ 57,000 |
| Ocean City, NJ | 21 | $ 4,810,000 | $ 229,047 | $ 113,000 |
| Staunton-Waynesboro, VA | 20 | $ 3,699,000 | $ 184,950 | $ 53,000 |
| Amarillo, TX | 19 | $ 2,975,000 | $ 156,578 | $ 87,000 |
| Kennewick-Richland, WA | 19 | $ 3,137,000 | $ 165,105 | $ 52,000 |
| Lubbock, TX | 19 | $ 2,250,000 | $ 118,421 | $ 82,000 |
| Olympia-Tumwater, WA | 19 | $ 4,172,000 | $ 219,578 | $ 102,000 |
| Bremerton-Silverdale, WA | 18 | $ 4,181,000 | $ 232,277 | $ 54,000 |
| Elgin, IL | 18 | $ 3,027,000 | $ 168,166 | $ 62,000 |
| Eugene, OR | 18 | $ 3,109,000 | $ 172,722 | $ 64,000 |
| Lansing-East Lansing, MI | 18 | $ 2,606,000 | $ 144,777 | $ 125,000 |
| North Port-Sarasota-Bradenton, FL | 18 | $ 2,952,000 | $ 164,000 | $ 58,000 |
| San Francisco-Redwood City-South San Francisco, CA | 18 | $ 8,567,000 | $ 475,944 | $ 113,000 |
| Binghamton, NY | 17 | $ 2,329,000 | $ 137,000 | $ 87,000 |
| College Station-Bryan, TX | 17 | $ 2,804,000 | $ 164,941 | $ 86,000 |
| Lafayette-West Lafayette, IN | 17 | $ 2,810,000 | $ 165,294 | $ 64,000 |
| Sherman-Denison, TX | 17 | $ 2,139,000 | $ 125,823 | $ 81,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 2,789,000 | $ 174,312 | $ 113,000 |
| Abilene, TX | 15 | $ 2,096,000 | $ 139,733 | $ 79,000 |
| Cumberland, MD-WV | 15 | $ 2,334,000 | $ 155,600 | $ 53,000 |
| Medford, OR | 15 | $ 2,600,000 | $ 173,333 | $ 48,000 |
| Visalia-Porterville, CA | 15 | $ 2,987,000 | $ 199,133 | $ 121,000 |
| Wheeling, WV-OH | 15 | $ 2,790,000 | $ 186,000 | $ 79,000 |
| Duluth, MN-WI | 14 | $ 2,415,000 | $ 172,500 | $ 70,000 |
| Salem, OR | 14 | $ 2,486,000 | $ 177,571 | $ 57,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 1,173,000 | $ 90,230 | $ 32,000 |
| Longview, WA | 12 | $ 1,562,000 | $ 130,166 | $ 50,000 |
| Midland, TX | 12 | $ 2,115,000 | $ 176,250 | $ 110,000 |
| Mount Vernon-Anacortes, WA | 12 | $ 2,153,000 | $ 179,416 | $ 57,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 1,499,000 | $ 124,916 | $ 50,000 |
| St. Cloud, MN | 12 | $ 2,025,000 | $ 168,750 | $ 66,000 |
| St. Louis, MO-IL | 12 | $ 1,329,000 | $ 110,750 | $ 35,000 |
| Yakima, WA | 12 | $ 1,757,000 | $ 146,416 | $ 61,000 |
| Flint, MI | 11 | $ 1,724,000 | $ 156,727 | $ 87,000 |
| Kalamazoo-Portage, MI | 11 | $ 1,459,000 | $ 132,636 | $ 47,000 |
| Muncie, IN | 11 | $ 1,349,000 | $ 122,636 | $ 59,000 |
| Odessa, TX | 11 | $ 1,495,000 | $ 135,909 | $ 86,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 1,705,000 | $ 155,000 | $ 58,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 4,111,000 | $ 373,727 | $ 82,000 |
| Santa Rosa, CA | 11 | $ 3,802,000 | $ 345,636 | $ 104,000 |
| Lakeland-Winter Haven, FL | 10 | $ 1,393,000 | $ 139,300 | $ 46,000 |
| Lima, OH | 10 | $ 1,703,000 | $ 170,300 | $ 81,000 |
| Punta Gorda, FL | 10 | $ 1,342,000 | $ 134,200 | $ 53,000 |
| Rochester, MN | 10 | $ 1,978,000 | $ 197,800 | $ 118,000 |
| San Rafael, CA | 10 | $ 3,469,000 | $ 346,900 | $ 82,000 |
| Weirton-Steubenville, WV-OH | 10 | $ 1,759,000 | $ 175,900 | $ 65,000 |
| Columbus, IN | 9 | $ 984,000 | $ 109,333 | $ 53,000 |
| Madera, CA | 9 | $ 2,407,000 | $ 267,444 | $ 74,000 |
| Merced, CA | 9 | $ 1,677,000 | $ 186,333 | $ 81,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 5,529,000 | $ 614,333 | $ 234,000 |
| Panama City, FL | 9 | $ 1,524,000 | $ 169,333 | $ 70,000 |
| Port St. Lucie, FL | 9 | $ 1,209,000 | $ 134,333 | $ 37,000 |
| Redding, CA | 9 | $ 1,080,000 | $ 120,000 | $ 48,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 1,236,000 | $ 154,500 | $ 85,000 |
| Jackson, MI | 8 | $ 1,081,000 | $ 135,125 | $ 58,000 |
| Ocala, FL | 8 | $ 1,161,000 | $ 145,125 | $ 226,000 |
| Watertown-Fort Drum, NY | 8 | $ 1,264,000 | $ 158,000 | $ 76,000 |
| Bend-Redmond, OR | 7 | $ 1,138,000 | $ 162,571 | $ 48,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,621,000 | $ 231,571 | $ 62,000 |
| Salinas, CA | 7 | $ 1,937,000 | $ 276,714 | $ 149,000 |
| Walla Walla, WA | 7 | $ 1,020,000 | $ 145,714 | $ 85,000 |
| Wenatchee, WA | 7 | $ 861,000 | $ 123,000 | $ 48,000 |
| Wichita Falls, TX | 7 | $ 719,000 | $ 102,714 | $ 57,000 |
| Albany, OR | 6 | $ 1,033,000 | $ 172,166 | $ 55,000 |
| Chico, CA | 6 | $ 1,207,000 | $ 201,166 | $ 56,000 |
| Elmira, NY | 6 | $ 891,000 | $ 148,500 | $ 92,000 |
| Ithaca, NY | 6 | $ 1,063,000 | $ 177,166 | $ 50,000 |
| Lincoln, NE | 6 | $ 639,000 | $ 106,500 | $ 60,000 |
| Mankato-North Mankato, MN | 6 | $ 760,000 | $ 126,666 | $ 43,000 |
| Monroe, MI | 6 | $ 1,092,000 | $ 182,000 | $ 61,000 |
| Napa, CA | 6 | $ 2,218,000 | $ 369,666 | $ 101,000 |
| Niles-Benton Harbor, MI | 6 | $ 910,000 | $ 151,666 | $ 71,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 1,933,000 | $ 322,166 | $ 93,000 |
| Sebring, FL | 6 | $ 843,000 | $ 140,500 | $ 53,000 |
| Hanford-Corcoran, CA | 5 | $ 1,521,000 | $ 304,200 | $ 78,000 |
| Homosassa Springs, FL | 5 | $ 929,000 | $ 185,800 | $ 100,000 |
| Rockford, IL | 5 | $ 902,000 | $ 180,400 | $ 72,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 1,076,000 | $ 215,200 | $ 61,000 |
| Tallahassee, FL | 5 | $ 983,000 | $ 196,600 | $ 70,000 |
| Ann Arbor, MI | 4 | $ 563,000 | $ 140,750 | $ 64,000 |
| Carbondale-Marion, IL | 4 | $ 454,000 | $ 113,500 | $ 67,000 |
| Corvallis, OR | 4 | $ 839,000 | $ 209,750 | $ 74,000 |
| El Centro, CA | 4 | $ 592,000 | $ 148,000 | $ 37,000 |
| Muskegon, MI | 4 | $ 565,000 | $ 141,250 | $ 64,000 |
| Peoria, IL | 4 | $ 788,000 | $ 197,000 | $ 101,000 |
| San Angelo, TX | 4 | $ 593,000 | $ 148,250 | $ 94,000 |
| The Villages, FL | 4 | $ 777,000 | $ 194,250 | $ 59,000 |
| Victoria, TX | 4 | $ 413,000 | $ 103,250 | $ 46,000 |
| Yuba City, CA | 4 | $ 600,000 | $ 150,000 | $ 74,000 |
| Gainesville, FL | 3 | $ 375,000 | $ 125,000 | $ 51,000 |
| Grants Pass, OR | 3 | $ 1,723,000 | $ 574,333 | $ 62,000 |
| Kankakee, IL | 3 | $ 453,000 | $ 151,000 | $ 41,000 |
| Saginaw, MI | 3 | $ 421,000 | $ 140,333 | $ 94,000 |
| Sebastian-Vero Beach, FL | 3 | $ 388,000 | $ 129,333 | $ 68,000 |
| Fargo, ND-MN | 2 | $ 231,000 | $ 115,500 | $ 54,000 |
| Grand Island, NE | 2 | $ 160,000 | $ 80,000 | $ 30,000 |
| Lewiston, ID-WA | 2 | $ 254,000 | $ 127,000 | $ 50,000 |
| Battle Creek, MI | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 103,000 | $ 103,000 | $ 19,000 |
| Danville, IL | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
| Springfield, IL | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Reliance First Capital, LLC in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 39,967 | $8,017,267,000 | $200,000 | $2,360,000 | $83,000 | $3,000,000 |
| Home Purchase | 1,097 | $191,364,000 | $174,000 | $1,200,000 | $73,000 | $1,010,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,713 | $5,728,488,000 | $199,000 | $2,000,000 | $85,000 | $3,000,000 |
| Not Provided | 4,798 | $995,083,000 | $207,000 | $1,600,000 | $83,000 | $1,590,000 |
| Black or African American | 4,308 | $777,690,000 | $180,000 | $1,525,000 | $69,000 | $1,836,000 |
| Hispanic | 2,032 | $411,231,000 | $202,000 | $2,360,000 | $80,000 | $2,500,000 |
| Asian | 855 | $229,033,000 | $267,000 | $1,750,000 | $106,000 | $1,440,000 |
| American Indian or Alaskan Native | 284 | $51,443,000 | $181,000 | $880,000 | $70,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 74 | $15,663,000 | $211,000 | $625,000 | $108,000 | $1,640,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,532 | $4,577,558,000 | $212,000 | $2,360,000 | $96,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 14,199 | $2,547,312,000 | $179,000 | $1,709,000 | $67,000 | $2,118,000 |
| VA-guaranteed (Veterans Administration) | 5,140 | $1,053,432,000 | $204,000 | $1,808,000 | $73,000 | $1,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 193 | $30,329,000 | $157,000 | $1,148,000 | $59,000 | $1,000,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 30,294 | $6,103,854,000 | $201,000 | $2,360,000 | $87,000 | $3,000,000 |
| Application Denied By Financial Institution | 6,597 | $1,291,012,000 | $195,000 | $1,808,000 | $69,000 | $1,974,000 |
| Loan Originated | 4,009 | $786,596,000 | $196,000 | $1,525,000 | $80,000 | $894,000 |
| Application Withdrawn By Applicant | 164 | $27,169,000 | $165,000 | $475,000 | $2,000 | $184,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,085 | $374,687,000 | $179,000 | $1,808,000 | $62,000 | $1,248,000 |
| Collateral | 1,669 | $330,165,000 | $197,000 | $1,411,000 | $76,000 | $1,200,000 |
| Other | 987 | $196,609,000 | $199,000 | $1,280,000 | $84,000 | $1,500,000 |
| Debt-To-Income Ratio | 795 | $171,162,000 | $215,000 | $1,450,000 | $56,000 | $1,275,000 |
| Credit Application Incomplete | 569 | $111,711,000 | $196,000 | $1,120,000 | $77,000 | $1,974,000 |
| Employment History | 321 | $71,275,000 | $222,000 | $1,195,000 | $54,000 | $750,000 |
| Unverifiable Information | 171 | $35,403,000 | $207,000 | $1,700,000 | $60,000 | $618,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliance First Capital, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliance First Capital, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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