South State Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South State Bank 520 Gervais Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 8,862 |
| Total Mortgage Loan Application Amount | $1,662,204,000 |
| Average Mortgage Loan Application Amount | $176,000 |
| Highest Mortgage Loan Application Amount | $3,120,000 |
| Average Applicant Income | $106,333 |
| Highest Applicant Income | $3,267,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with South State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down South State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by South State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South State Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 693 | $ 221,125,000 | $ 319,000 | $ 153,000 |
| Greenville County South Carolina | 631 | $ 153,407,000 | $ 243,000 | $ 128,000 |
| Horry County South Carolina | 600 | $ 89,850,000 | $ 149,000 | $ 91,000 |
| Beaufort County South Carolina | 395 | $ 103,612,000 | $ 262,000 | $ 128,000 |
| York County South Carolina | 371 | $ 81,740,000 | $ 220,000 | $ 104,000 |
| Mecklenburg County North Carolina | 299 | $ 130,682,000 | $ 437,000 | $ 220,000 |
| Chatham County Georgia | 284 | $ 86,309,000 | $ 303,000 | $ 158,000 |
| Anderson County South Carolina | 270 | $ 40,843,000 | $ 151,000 | $ 77,000 |
| Richland County South Carolina | 252 | $ 58,312,000 | $ 231,000 | $ 154,000 |
| Berkeley County South Carolina | 218 | $ 48,621,000 | $ 223,000 | $ 96,000 |
| Lexington County South Carolina | 194 | $ 41,458,000 | $ 213,000 | $ 148,000 |
| Orangeburg County South Carolina | 192 | $ 15,317,000 | $ 79,000 | $ 66,000 |
| Pickens County South Carolina | 179 | $ 30,659,000 | $ 171,000 | $ 100,000 |
| Florence County South Carolina | 172 | $ 23,729,000 | $ 137,000 | $ 85,000 |
| Dorchester County South Carolina | 169 | $ 22,722,000 | $ 134,000 | $ 62,000 |
| Georgetown County South Carolina | 157 | $ 36,062,000 | $ 229,000 | $ 120,000 |
| Brunswick County North Carolina | 154 | $ 40,442,000 | $ 262,000 | $ 121,000 |
| Habersham County Georgia | 125 | $ 11,621,000 | $ 92,000 | $ 54,000 |
| Spartanburg County South Carolina | 123 | $ 22,771,000 | $ 185,000 | $ 96,000 |
| Aiken County South Carolina | 85 | $ 11,064,000 | $ 130,000 | $ 72,000 |
| Oconee County South Carolina | 84 | $ 13,463,000 | $ 160,000 | $ 97,000 |
| Jasper County South Carolina | 79 | $ 7,338,000 | $ 92,000 | $ 60,000 |
| Clarke County Georgia | 73 | $ 9,026,000 | $ 123,000 | $ 66,000 |
| Jackson County Georgia | 70 | $ 5,168,000 | $ 73,000 | $ 59,000 |
| Colleton County South Carolina | 68 | $ 6,571,000 | $ 96,000 | $ 93,000 |
| New Hanover County North Carolina | 52 | $ 12,816,000 | $ 246,000 | $ 137,000 |
| Barrow County Georgia | 50 | $ 4,221,000 | $ 84,000 | $ 54,000 |
| Hall County Georgia | 48 | $ 4,561,000 | $ 95,000 | $ 53,000 |
| Laurens County Georgia | 48 | $ 7,748,000 | $ 161,000 | $ 105,000 |
| White County Georgia | 48 | $ 6,297,000 | $ 131,000 | $ 44,000 |
| Sumter County South Carolina | 40 | $ 3,001,000 | $ 75,000 | $ 58,000 |
| Bryan County Georgia | 39 | $ 8,037,000 | $ 206,000 | $ 93,000 |
| Buncombe County North Carolina | 34 | $ 9,426,000 | $ 277,000 | $ 194,000 |
| Union County North Carolina | 34 | $ 11,707,000 | $ 344,000 | $ 140,000 |
| Robeson County North Carolina | 33 | $ 2,412,000 | $ 73,000 | $ 48,000 |
| Calhoun County South Carolina | 33 | $ 4,357,000 | $ 132,000 | $ 63,000 |
| Thomas County Georgia | 31 | $ 6,559,000 | $ 211,000 | $ 115,000 |
| Stephens County Georgia | 30 | $ 1,617,000 | $ 53,000 | $ 37,000 |
| Chesterfield County South Carolina | 30 | $ 2,043,000 | $ 68,000 | $ 48,000 |
| Baldwin County Alabama | 29 | $ 2,147,000 | $ 74,000 | $ 51,000 |
| Banks County Georgia | 27 | $ 2,276,000 | $ 84,000 | $ 52,000 |
| Oconee County Georgia | 26 | $ 7,388,000 | $ 284,000 | $ 108,000 |
| Lynchburg County Virginia | 26 | $ 5,933,000 | $ 228,000 | $ 123,000 |
| Madison County Georgia | 25 | $ 2,386,000 | $ 95,000 | $ 56,000 |
| Rabun County Georgia | 25 | $ 3,376,000 | $ 135,000 | $ 35,000 |
| Clarendon County South Carolina | 25 | $ 3,245,000 | $ 129,000 | $ 129,000 |
| Lincoln County Mississippi | 24 | $ 1,394,000 | $ 58,000 | $ 58,000 |
| Glynn County Georgia | 23 | $ 6,038,000 | $ 262,000 | $ 152,000 |
| Darlington County South Carolina | 23 | $ 3,581,000 | $ 155,000 | $ 77,000 |
| Kershaw County South Carolina | 23 | $ 3,338,000 | $ 145,000 | $ 75,000 |
| Bedford County Virginia | 23 | $ 4,949,000 | $ 215,000 | $ 109,000 |
| Haywood County North Carolina | 22 | $ 2,963,000 | $ 134,000 | $ 89,000 |
| Lancaster County South Carolina | 21 | $ 4,087,000 | $ 194,000 | $ 67,000 |
| Marion County South Carolina | 21 | $ 1,892,000 | $ 90,000 | $ 116,000 |
| Williamsburg County South Carolina | 21 | $ 1,584,000 | $ 75,000 | $ 47,000 |
| Duplin County North Carolina | 20 | $ 1,270,000 | $ 63,000 | $ 59,000 |
| Newberry County South Carolina | 20 | $ 1,673,000 | $ 83,000 | $ 92,000 |
| Jackson County Mississippi | 19 | $ 972,000 | $ 51,000 | $ 56,000 |
| Henderson County North Carolina | 19 | $ 3,453,000 | $ 181,000 | $ 106,000 |
| Bamberg County South Carolina | 19 | $ 1,585,000 | $ 83,000 | $ 76,000 |
| Marlboro County South Carolina | 19 | $ 1,671,000 | $ 87,000 | $ 57,000 |
| Polk County Florida | 18 | $ 1,222,000 | $ 67,000 | $ 71,000 |
| Smyth County Virginia | 18 | $ 2,080,000 | $ 115,000 | $ 51,000 |
| Baker County Florida | 16 | $ 1,095,000 | $ 68,000 | $ 45,000 |
| Cobb County Georgia | 16 | $ 6,647,000 | $ 415,000 | $ 31,000 |
| Fulton County Georgia | 16 | $ 8,147,000 | $ 509,000 | $ 359,000 |
| Jones County Georgia | 16 | $ 1,803,000 | $ 112,000 | $ 74,000 |
| Columbus County North Carolina | 16 | $ 993,000 | $ 62,000 | $ 52,000 |
| Chester County South Carolina | 16 | $ 2,721,000 | $ 170,000 | $ 71,000 |
| Mobile County Alabama | 15 | $ 981,000 | $ 65,000 | $ 73,000 |
| Gilchrist County Florida | 15 | $ 873,000 | $ 58,000 | $ 59,000 |
| Suwannee County Florida | 15 | $ 870,000 | $ 58,000 | $ 43,000 |
| Brantley County Georgia | 15 | $ 984,000 | $ 65,000 | $ 47,000 |
| Pender County North Carolina | 15 | $ 2,651,000 | $ 176,000 | $ 100,000 |
| Wake County North Carolina | 15 | $ 3,901,000 | $ 260,000 | $ 139,000 |
| Marion County Florida | 14 | $ 735,000 | $ 52,000 | $ 50,000 |
| Ware County Georgia | 14 | $ 929,000 | $ 66,000 | $ 41,000 |
| Edgefield County South Carolina | 14 | $ 1,401,000 | $ 100,000 | $ 60,000 |
| Hampton County South Carolina | 14 | $ 855,000 | $ 61,000 | $ 47,000 |
| Laurens County South Carolina | 14 | $ 1,730,000 | $ 123,000 | $ 69,000 |
| Franklin County Georgia | 13 | $ 1,110,000 | $ 85,000 | $ 61,000 |
| Union County Georgia | 13 | $ 2,028,000 | $ 156,000 | $ 83,000 |
| Alachua County Florida | 12 | $ 653,000 | $ 54,000 | $ 38,000 |
| Gwinnett County Georgia | 12 | $ 2,357,000 | $ 196,000 | $ 74,000 |
| Liberty County Georgia | 12 | $ 1,789,000 | $ 149,000 | $ 59,000 |
| George County Mississippi | 12 | $ 611,000 | $ 50,000 | $ 58,000 |
| Carteret County North Carolina | 12 | $ 1,260,000 | $ 105,000 | $ 117,000 |
| Johnston County North Carolina | 12 | $ 696,000 | $ 58,000 | $ 63,000 |
| Barnwell County South Carolina | 12 | $ 582,000 | $ 48,000 | $ 61,000 |
| Fairfield County South Carolina | 12 | $ 2,674,000 | $ 222,000 | $ 107,000 |
| Campbell County Virginia | 12 | $ 2,283,000 | $ 190,000 | $ 69,000 |
| Randolph County Alabama | 11 | $ 542,000 | $ 49,000 | $ 43,000 |
| Talladega County Alabama | 11 | $ 820,000 | $ 74,000 | $ 56,000 |
| Columbia County Florida | 11 | $ 650,000 | $ 59,000 | $ 43,000 |
| Duval County Florida | 11 | $ 635,000 | $ 57,000 | $ 53,000 |
| Levy County Florida | 11 | $ 695,000 | $ 63,000 | $ 45,000 |
| Appling County Georgia | 11 | $ 652,000 | $ 59,000 | $ 47,000 |
| Wayne County Georgia | 11 | $ 726,000 | $ 66,000 | $ 62,000 |
| Bladen County North Carolina | 11 | $ 711,000 | $ 64,000 | $ 39,000 |
| Cabarrus County North Carolina | 11 | $ 4,378,000 | $ 398,000 | $ 174,000 |
| Gaston County North Carolina | 11 | $ 2,941,000 | $ 267,000 | $ 117,000 |
| Abbeville County South Carolina | 11 | $ 1,054,000 | $ 95,000 | $ 45,000 |
| Bulloch County Georgia | 10 | $ 743,000 | $ 74,000 | $ 71,000 |
| Effingham County Georgia | 10 | $ 3,149,000 | $ 314,000 | $ 141,000 |
| Towns County Georgia | 10 | $ 1,757,000 | $ 175,000 | $ 57,000 |
| Copiah County Mississippi | 10 | $ 738,000 | $ 73,000 | $ 60,000 |
| Newton County Mississippi | 10 | $ 646,000 | $ 64,000 | $ 58,000 |
| Wayne County North Carolina | 10 | $ 946,000 | $ 94,000 | $ 61,000 |
| Cherokee County South Carolina | 10 | $ 736,000 | $ 73,000 | $ 49,000 |
| Dillon County South Carolina | 10 | $ 679,000 | $ 67,000 | $ 38,000 |
| Amherst County Virginia | 10 | $ 1,959,000 | $ 195,000 | $ 72,000 |
| Walker County Alabama | 9 | $ 510,000 | $ 56,000 | $ 35,000 |
| Cherokee County Georgia | 9 | $ 1,094,000 | $ 121,000 | $ 65,000 |
| Houston County Georgia | 9 | $ 1,742,000 | $ 193,000 | $ 77,000 |
| Jones County Mississippi | 9 | $ 459,000 | $ 51,000 | $ 52,000 |
| Lamar County Mississippi | 9 | $ 462,000 | $ 51,000 | $ 31,000 |
| Lauderdale County Mississippi | 9 | $ 581,000 | $ 64,000 | $ 67,000 |
| Scott County Mississippi | 9 | $ 403,000 | $ 44,000 | $ 36,000 |
| Moore County North Carolina | 9 | $ 1,142,000 | $ 126,000 | $ 55,000 |
| Greenwood County South Carolina | 9 | $ 1,521,000 | $ 169,000 | $ 88,000 |
| Mecklenburg County Virginia | 9 | $ 2,354,000 | $ 261,000 | $ 113,000 |
| St. Clair County Alabama | 8 | $ 469,000 | $ 58,000 | $ 64,000 |
| Hillsborough County Florida | 8 | $ 558,000 | $ 69,000 | $ 64,000 |
| Okeechobee County Florida | 8 | $ 529,000 | $ 66,000 | $ 59,000 |
| Long County Georgia | 8 | $ 538,000 | $ 67,000 | $ 62,000 |
| Lee County Mississippi | 8 | $ 384,000 | $ 48,000 | $ 50,000 |
| Iredell County North Carolina | 8 | $ 3,081,000 | $ 385,000 | $ 139,000 |
| Lenoir County North Carolina | 8 | $ 469,000 | $ 58,000 | $ 47,000 |
| Watauga County North Carolina | 8 | $ 1,786,000 | $ 223,000 | $ 370,000 |
| Clarke County Alabama | 7 | $ 426,000 | $ 60,000 | $ 87,000 |
| Bay County Florida | 7 | $ 445,000 | $ 63,000 | $ 35,000 |
| Lake County Florida | 7 | $ 387,000 | $ 55,000 | $ 53,000 |
| Madison County Florida | 7 | $ 432,000 | $ 61,000 | $ 44,000 |
| Union County Florida | 7 | $ 435,000 | $ 62,000 | $ 42,000 |
| Bacon County Georgia | 7 | $ 348,000 | $ 49,000 | $ 44,000 |
| Oglethorpe County Georgia | 7 | $ 1,026,000 | $ 146,000 | $ 63,000 |
| Worth County Georgia | 7 | $ 389,000 | $ 55,000 | $ 46,000 |
| Beaufort County North Carolina | 7 | $ 335,000 | $ 47,000 | $ 37,000 |
| Clay County North Carolina | 7 | $ 1,343,000 | $ 191,000 | $ 104,000 |
| Cumberland County North Carolina | 7 | $ 541,000 | $ 77,000 | $ 53,000 |
| Onslow County North Carolina | 7 | $ 3,483,000 | $ 497,000 | $ 254,000 |
| Pitt County North Carolina | 7 | $ 279,000 | $ 39,000 | $ 41,000 |
| Randolph County North Carolina | 7 | $ 346,000 | $ 49,000 | $ 44,000 |
| Sampson County North Carolina | 7 | $ 369,000 | $ 52,000 | $ 54,000 |
| Scotland County North Carolina | 7 | $ 788,000 | $ 112,000 | $ 82,000 |
| Lee County South Carolina | 7 | $ 565,000 | $ 80,000 | $ 32,000 |
| Roanoke City County Virginia | 7 | $ 766,000 | $ 109,000 | $ 114,000 |
| Virginia Beach County Virginia | 7 | $ 303,000 | $ 43,000 | $ 46,000 |
| Colbert County Alabama | 6 | $ 329,000 | $ 54,000 | $ 53,000 |
| Etowah County Alabama | 6 | $ 312,000 | $ 52,000 | $ 47,000 |
| Lauderdale County Alabama | 6 | $ 335,000 | $ 55,000 | $ 62,000 |
| Sumter County Florida | 6 | $ 378,000 | $ 63,000 | $ 73,000 |
| DeKalb County Georgia | 6 | $ 1,063,000 | $ 177,000 | $ 100,000 |
| Hart County Georgia | 6 | $ 685,000 | $ 114,000 | $ 81,000 |
| McIntosh County Georgia | 6 | $ 883,000 | $ 147,000 | $ 136,000 |
| Pierce County Georgia | 6 | $ 288,000 | $ 48,000 | $ 83,000 |
| Walton County Georgia | 6 | $ 380,000 | $ 63,000 | $ 39,000 |
| Amite County Mississippi | 6 | $ 379,000 | $ 63,000 | $ 54,000 |
| Edgecombe County North Carolina | 6 | $ 705,000 | $ 117,000 | $ 76,000 |
| Guilford County North Carolina | 6 | $ 973,000 | $ 162,000 | $ 83,000 |
| Jackson County North Carolina | 6 | $ 2,618,000 | $ 436,000 | $ 97,000 |
| Richmond County North Carolina | 6 | $ 366,000 | $ 61,000 | $ 42,000 |
| Rutherford County North Carolina | 6 | $ 726,000 | $ 121,000 | $ 206,000 |
| Washington County Virginia | 6 | $ 655,000 | $ 109,000 | $ 45,000 |
| Barbour County Alabama | 5 | $ 329,000 | $ 65,000 | $ 52,000 |
| Cleburne County Alabama | 5 | $ 326,000 | $ 65,000 | $ 58,000 |
| Covington County Alabama | 5 | $ 286,000 | $ 57,000 | $ 56,000 |
| Dale County Alabama | 5 | $ 322,000 | $ 64,000 | $ 74,000 |
| Fayette County Alabama | 5 | $ 259,000 | $ 51,000 | $ 73,000 |
| Houston County Alabama | 5 | $ 334,000 | $ 66,000 | $ 59,000 |
| Madison County Alabama | 5 | $ 255,000 | $ 51,000 | $ 41,000 |
| Marshall County Alabama | 5 | $ 253,000 | $ 50,000 | $ 44,000 |
| Shelby County Alabama | 5 | $ 243,000 | $ 48,000 | $ 44,000 |
| Hamilton County Florida | 5 | $ 202,000 | $ 40,000 | $ 60,000 |
| Jefferson County Florida | 5 | $ 447,000 | $ 89,000 | $ 70,000 |
| Leon County Florida | 5 | $ 362,000 | $ 72,000 | $ 29,000 |
| Burke County Georgia | 5 | $ 259,000 | $ 51,000 | $ 44,000 |
| Coffee County Georgia | 5 | $ 279,000 | $ 55,000 | $ 28,000 |
| Colquitt County Georgia | 5 | $ 275,000 | $ 55,000 | $ 41,000 |
| Lowndes County Georgia | 5 | $ 353,000 | $ 70,000 | $ 105,000 |
| Monroe County Georgia | 5 | $ 572,000 | $ 114,000 | $ 66,000 |
| Tattnall County Georgia | 5 | $ 266,000 | $ 53,000 | $ 71,000 |
| Tift County Georgia | 5 | $ 353,000 | $ 70,000 | $ 44,000 |
| Forrest County Mississippi | 5 | $ 193,000 | $ 38,000 | $ 40,000 |
| Lawrence County Mississippi | 5 | $ 323,000 | $ 64,000 | $ 41,000 |
| Neshoba County Mississippi | 5 | $ 280,000 | $ 56,000 | $ 51,000 |
| Pike County Mississippi | 5 | $ 273,000 | $ 54,000 | $ 48,000 |
| Simpson County Mississippi | 5 | $ 458,000 | $ 91,000 | $ 69,000 |
| Franklin County North Carolina | 5 | $ 657,000 | $ 131,000 | $ 56,000 |
| Franklin County Virginia | 5 | $ 734,000 | $ 146,000 | $ 81,000 |
| Calhoun County Alabama | 4 | $ 269,000 | $ 67,000 | $ 56,000 |
| Escambia County Alabama | 4 | $ 245,000 | $ 61,000 | $ 59,000 |
| Jefferson County Alabama | 4 | $ 257,000 | $ 64,000 | $ 52,000 |
| Lawrence County Alabama | 4 | $ 164,000 | $ 41,000 | $ 35,000 |
| Marion County Alabama | 4 | $ 161,000 | $ 40,000 | $ 37,000 |
| Winston County Alabama | 4 | $ 355,000 | $ 88,000 | $ 70,000 |
| Citrus County Florida | 4 | $ 344,000 | $ 86,000 | $ 59,000 |
| Clay County Florida | 4 | $ 281,000 | $ 70,000 | $ 74,000 |
| Gulf County Florida | 4 | $ 206,000 | $ 51,000 | $ 46,000 |
| Nassau County Florida | 4 | $ 381,000 | $ 95,000 | $ 64,000 |
| Osceola County Florida | 4 | $ 227,000 | $ 56,000 | $ 38,000 |
| Santa Rosa County Florida | 4 | $ 363,000 | $ 90,000 | $ 114,000 |
| Bibb County Georgia | 4 | $ 608,000 | $ 152,000 | $ 110,000 |
| Charlton County Georgia | 4 | $ 225,000 | $ 56,000 | $ 35,000 |
| Columbia County Georgia | 4 | $ 293,000 | $ 73,000 | $ 72,000 |
| Cook County Georgia | 4 | $ 234,000 | $ 58,000 | $ 72,000 |
| Elbert County Georgia | 4 | $ 493,000 | $ 123,000 | $ 53,000 |
| Newton County Georgia | 4 | $ 6,161,000 | $ 1,540,000 | $ 62,000 |
| Putnam County Georgia | 4 | $ 906,000 | $ 226,000 | $ 252,000 |
| Toombs County Georgia | 4 | $ 284,000 | $ 71,000 | $ 75,000 |
| Jefferson County Mississippi | 4 | $ 205,000 | $ 51,000 | $ 29,000 |
| Wilkinson County Mississippi | 4 | $ 262,000 | $ 65,000 | $ 52,000 |
| Alamance County North Carolina | 4 | $ 258,000 | $ 64,000 | $ 34,000 |
| Craven County North Carolina | 4 | $ 256,000 | $ 64,000 | $ 67,000 |
| Lincoln County North Carolina | 4 | $ 1,069,000 | $ 267,000 | $ 113,000 |
| Polk County North Carolina | 4 | $ 1,308,000 | $ 327,000 | $ 141,000 |
| Transylvania County North Carolina | 4 | $ 663,000 | $ 165,000 | $ 171,000 |
| Saluda County South Carolina | 4 | $ 454,000 | $ 113,000 | $ 90,000 |
| Grundy County Tennessee | 4 | $ 217,000 | $ 54,000 | $ 34,000 |
| Blount County Alabama | 3 | $ 305,000 | $ 101,000 | $ 88,000 |
| Choctaw County Alabama | 3 | $ 161,000 | $ 53,000 | $ 61,000 |
| Clay County Alabama | 3 | $ 180,000 | $ 60,000 | $ 50,000 |
| Franklin County Alabama | 3 | $ 179,000 | $ 59,000 | $ 87,000 |
| Monroe County Alabama | 3 | $ 165,000 | $ 55,000 | $ 38,000 |
| Russell County Alabama | 3 | $ 202,000 | $ 67,000 | $ 40,000 |
| Tuscaloosa County Alabama | 3 | $ 195,000 | $ 65,000 | $ 43,000 |
| Washington County Alabama | 3 | $ 214,000 | $ 71,000 | $ 106,000 |
| Wilcox County Alabama | 3 | $ 110,000 | $ 36,000 | $ 155,000 |
| Putnam County Florida | 3 | $ 154,000 | $ 51,000 | $ 44,000 |
| Walton County Florida | 3 | $ 164,000 | $ 54,000 | $ 33,000 |
| Atkinson County Georgia | 3 | $ 187,000 | $ 62,000 | $ 70,000 |
| Evans County Georgia | 3 | $ 160,000 | $ 53,000 | $ 49,000 |
| Glascock County Georgia | 3 | $ 109,000 | $ 36,000 | $ 35,000 |
| Hancock County Georgia | 3 | $ 350,000 | $ 116,000 | $ 98,000 |
| Lincoln County Georgia | 3 | $ 326,000 | $ 108,000 | $ 30,000 |
| Lumpkin County Georgia | 3 | $ 150,000 | $ 50,000 | $ 37,000 |
| Mitchell County Georgia | 3 | $ 213,000 | $ 71,000 | $ 36,000 |
| Screven County Georgia | 3 | $ 196,000 | $ 65,000 | $ 54,000 |
| Franklin County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 41,000 |
| Greene County Mississippi | 3 | $ 121,000 | $ 40,000 | $ 54,000 |
| Harrison County Mississippi | 3 | $ 252,000 | $ 84,000 | $ 48,000 |
| Hinds County Mississippi | 3 | $ 292,000 | $ 97,000 | $ 71,000 |
| Marion County Mississippi | 3 | $ 125,000 | $ 41,000 | $ 59,000 |
| Tippah County Mississippi | 3 | $ 188,000 | $ 62,000 | $ 56,000 |
| Avery County North Carolina | 3 | $ 1,864,000 | $ 621,000 | $ 346,000 |
| Cleveland County North Carolina | 3 | $ 158,000 | $ 52,000 | $ 37,000 |
| Durham County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 86,000 |
| Madison County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 52,000 |
| Montgomery County North Carolina | 3 | $ 166,000 | $ 55,000 | $ 63,000 |
| Swain County North Carolina | 3 | $ 267,000 | $ 89,000 | $ 113,000 |
| Yancey County North Carolina | 3 | $ 488,000 | $ 162,000 | $ 147,000 |
| McCormick County South Carolina | 3 | $ 383,000 | $ 127,000 | $ 34,000 |
| DeKalb County Tennessee | 3 | $ 181,000 | $ 60,000 | $ 56,000 |
| Brunswick County Virginia | 3 | $ 301,000 | $ 100,000 | $ 126,000 |
| Halifax County Virginia | 3 | $ 220,000 | $ 73,000 | $ 52,000 |
| Montgomery County Virginia | 3 | $ 360,000 | $ 120,000 | $ 58,000 |
| Roanoke County Virginia | 3 | $ 715,000 | $ 238,000 | $ 65,000 |
| Russell County Virginia | 3 | $ 256,000 | $ 85,000 | $ 56,000 |
| Butler County Alabama | 2 | $ 88,000 | $ 44,000 | $ 47,000 |
| Chilton County Alabama | 2 | $ 98,000 | $ 49,000 | $ 48,000 |
| Conecuh County Alabama | 2 | $ 141,000 | $ 70,000 | $ 47,000 |
| DeKalb County Alabama | 2 | $ 106,000 | $ 53,000 | $ 36,000 |
| Geneva County Alabama | 2 | $ 92,000 | $ 46,000 | $ 36,000 |
| Henry County Alabama | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Jackson County Alabama | 2 | $ 124,000 | $ 62,000 | $ 98,000 |
| Montgomery County Alabama | 2 | $ 148,000 | $ 74,000 | $ 43,000 |
| Pike County Alabama | 2 | $ 136,000 | $ 68,000 | $ 47,000 |
| Tallapoosa County Alabama | 2 | $ 87,000 | $ 43,000 | $ 25,000 |
| Calhoun County Florida | 2 | $ 152,000 | $ 76,000 | $ 50,000 |
| Dixie County Florida | 2 | $ 115,000 | $ 57,000 | $ 45,000 |
| Escambia County Florida | 2 | $ 191,000 | $ 95,000 | $ 47,000 |
| Gadsden County Florida | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Hendry County Florida | 2 | $ 100,000 | $ 50,000 | $ 64,000 |
| Hernando County Florida | 2 | $ 153,000 | $ 76,000 | $ 32,000 |
| Holmes County Florida | 2 | $ 103,000 | $ 51,000 | $ 70,000 |
| Lafayette County Florida | 2 | $ 181,000 | $ 90,000 | $ 82,000 |
| Lee County Florida | 2 | $ 179,000 | $ 89,000 | $ 82,000 |
| Manatee County Florida | 2 | $ 123,000 | $ 61,000 | $ 46,000 |
| Orange County Florida | 2 | $ 74,000 | $ 37,000 | $ 30,000 |
| Pasco County Florida | 2 | $ 97,000 | $ 48,000 | $ 48,000 |
| Pinellas County Florida | 2 | $ 152,000 | $ 76,000 | $ 78,000 |
| Sarasota County Florida | 2 | $ 161,000 | $ 80,000 | $ 305,000 |
| St. Johns County Florida | 2 | $ 114,000 | $ 57,000 | $ 92,000 |
| St. Lucie County Florida | 2 | $ 144,000 | $ 72,000 | $ 66,000 |
| Taylor County Florida | 2 | $ 139,000 | $ 69,000 | $ 49,000 |
| Wakulla County Florida | 2 | $ 158,000 | $ 79,000 | $ 31,000 |
| Washington County Florida | 2 | $ 180,000 | $ 90,000 | $ 67,000 |
| Baldwin County Georgia | 2 | $ 143,000 | $ 71,000 | $ 14,000 |
| Brooks County Georgia | 2 | $ 98,000 | $ 49,000 | $ 73,000 |
| Camden County Georgia | 2 | $ 171,000 | $ 85,000 | $ 39,000 |
| Carroll County Georgia | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Catoosa County Georgia | 2 | $ 260,000 | $ 130,000 | $ 76,000 |
| Clinch County Georgia | 2 | $ 111,000 | $ 55,000 | $ 42,000 |
| Coweta County Georgia | 2 | $ 244,000 | $ 122,000 | $ 192,000 |
| Dawson County Georgia | 2 | $ 385,000 | $ 192,000 | $ 188,000 |
| Echols County Georgia | 2 | $ 99,000 | $ 49,000 | $ 24,000 |
| Emanuel County Georgia | 2 | $ 177,000 | $ 88,000 | $ 62,000 |
| Forsyth County Georgia | 2 | $ 236,000 | $ 118,000 | $ 43,000 |
| Gilmer County Georgia | 2 | $ 166,000 | $ 83,000 | $ 88,000 |
| Grady County Georgia | 2 | $ 207,000 | $ 103,000 | $ 42,000 |
| Greene County Georgia | 2 | $ 275,000 | $ 137,000 | $ 86,000 |
| Heard County Georgia | 2 | $ 163,000 | $ 81,000 | $ 53,000 |
| Lamar County Georgia | 2 | $ 428,000 | $ 214,000 | $ 88,000 |
| Marion County Georgia | 2 | $ 166,000 | $ 83,000 | $ 36,000 |
| McDuffie County Georgia | 2 | $ 126,000 | $ 63,000 | $ 46,000 |
| Randolph County Georgia | 2 | $ 145,000 | $ 72,000 | $ 44,000 |
| Sumter County Georgia | 2 | $ 99,000 | $ 49,000 | $ 44,000 |
| Talbot County Georgia | 2 | $ 161,000 | $ 80,000 | $ 57,000 |
| Taylor County Georgia | 2 | $ 125,000 | $ 62,000 | $ 52,000 |
| Telfair County Georgia | 2 | $ 97,000 | $ 48,000 | $ 63,000 |
| Treutlen County Georgia | 2 | $ 362,000 | $ 181,000 | $ 142,000 |
| Wheeler County Georgia | 2 | $ 104,000 | $ 52,000 | $ 30,000 |
| Adams County Mississippi | 2 | $ 84,000 | $ 42,000 | $ 37,000 |
| Clarke County Mississippi | 2 | $ 103,000 | $ 51,000 | $ 51,000 |
| Hancock County Mississippi | 2 | $ 134,000 | $ 67,000 | $ 137,000 |
| Monroe County Mississippi | 2 | $ 147,000 | $ 73,000 | $ 45,000 |
| Oktibbeha County Mississippi | 2 | $ 91,000 | $ 45,000 | $ 29,000 |
| Panola County Mississippi | 2 | $ 115,000 | $ 57,000 | $ 37,000 |
| Pearl River County Mississippi | 2 | $ 141,000 | $ 70,000 | $ 58,000 |
| Smith County Mississippi | 2 | $ 83,000 | $ 41,000 | $ 54,000 |
| Stone County Mississippi | 2 | $ 101,000 | $ 50,000 | $ 46,000 |
| Walthall County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Winston County Mississippi | 2 | $ 107,000 | $ 53,000 | $ 50,000 |
| Anson County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Ashe County North Carolina | 2 | $ 243,000 | $ 121,000 | $ 77,000 |
| Bertie County North Carolina | 2 | $ 81,000 | $ 40,000 | $ 28,000 |
| Burke County North Carolina | 2 | $ 504,000 | $ 252,000 | $ 414,000 |
| Cherokee County North Carolina | 2 | $ 189,000 | $ 94,000 | $ 71,000 |
| Hoke County North Carolina | 2 | $ 138,000 | $ 69,000 | $ 37,000 |
| Nash County North Carolina | 2 | $ 158,000 | $ 79,000 | $ 171,000 |
| Northampton County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 19,000 |
| Pamlico County North Carolina | 2 | $ 94,000 | $ 47,000 | $ 31,000 |
| Person County North Carolina | 2 | $ 86,000 | $ 43,000 | $ 27,000 |
| Stanly County North Carolina | 2 | $ 435,000 | $ 217,000 | $ 84,000 |
| Surry County North Carolina | 2 | $ 183,000 | $ 91,000 | $ 30,000 |
| Warren County North Carolina | 2 | $ 479,000 | $ 239,000 | $ 180,000 |
| Wilkes County North Carolina | 2 | $ 228,000 | $ 114,000 | $ 113,000 |
| Wilson County North Carolina | 2 | $ 104,000 | $ 52,000 | $ 29,000 |
| Yadkin County North Carolina | 2 | $ 242,000 | $ 121,000 | $ 85,000 |
| Bedford County Tennessee | 2 | $ 152,000 | $ 76,000 | $ 37,000 |
| Cannon County Tennessee | 2 | $ 106,000 | $ 53,000 | $ 36,000 |
| Davidson County Tennessee | 2 | $ 272,000 | $ 136,000 | $ 279,000 |
| Hamilton County Tennessee | 2 | $ 116,000 | $ 58,000 | $ 141,000 |
| Rutherford County Tennessee | 2 | $ 73,000 | $ 36,000 | $ 23,000 |
| Van Buren County Tennessee | 2 | $ 121,000 | $ 60,000 | $ 32,000 |
| Appomattox County Virginia | 2 | $ 349,000 | $ 174,000 | $ 110,000 |
| Botetourt County Virginia | 2 | $ 268,000 | $ 134,000 | $ 62,000 |
| Bristol County Virginia | 2 | $ 142,000 | $ 71,000 | $ 37,000 |
| Charlotte County Virginia | 2 | $ 151,000 | $ 75,000 | $ 60,000 |
| Chesapeake County Virginia | 2 | $ 98,000 | $ 49,000 | $ 76,000 |
| Frederick County Virginia | 2 | $ 95,000 | $ 47,000 | $ 57,000 |
| Greensville County Virginia | 2 | $ 85,000 | $ 42,000 | $ 26,000 |
| Nottoway County Virginia | 2 | $ 330,000 | $ 165,000 | $ 93,000 |
| Southampton County Virginia | 2 | $ 93,000 | $ 46,000 | $ 59,000 |
| Sussex County Virginia | 2 | $ 99,000 | $ 49,000 | $ 61,000 |
| Wythe County Virginia | 2 | $ 228,000 | $ 114,000 | $ 43,000 |
| Autauga County Alabama | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Bibb County Alabama | 1 | $ 123,000 | $ 123,000 | $ 85,000 |
| Chambers County Alabama | 1 | $ 52,000 | $ 52,000 | $ 90,000 |
| Cherokee County Alabama | 1 | $ 53,000 | $ 53,000 | $ 44,000 |
| Coffee County Alabama | 1 | $ 42,000 | $ 42,000 | $ 17,000 |
| Crenshaw County Alabama | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Cullman County Alabama | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Dallas County Alabama | 1 | $ 51,000 | $ 51,000 | $ 134,000 |
| Elmore County Alabama | 1 | $ 34,000 | $ 34,000 | $ 45,000 |
| Lamar County Alabama | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Lee County Alabama | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Marengo County Alabama | 1 | $ 57,000 | $ 57,000 | $ 46,000 |
| Morgan County Alabama | 1 | $ 46,000 | $ 46,000 | $ 37,000 |
| Sumter County Alabama | 1 | $ 138,000 | $ 138,000 | $ 150,000 |
| Maricopa County Arizona | 1 | $ 90,000 | $ 90,000 | $ 208,000 |
| Bradford County Florida | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Charlotte County Florida | 1 | $ 34,000 | $ 34,000 | $ 83,000 |
| Franklin County Florida | 1 | $ 81,000 | $ 81,000 | $ 32,000 |
| Glades County Florida | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| Highlands County Florida | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Okaloosa County Florida | 1 | $ 74,000 | $ 74,000 | $ 85,000 |
| Palm Beach County Florida | 1 | $ 112,000 | $ 112,000 | $ 168,000 |
| Seminole County Florida | 1 | $ 38,000 | $ 38,000 | $ 111,000 |
| Volusia County Florida | 1 | $ 68,000 | $ 68,000 | $ 76,000 |
| Baker County Georgia | 1 | $ 41,000 | $ 41,000 | $ 17,000 |
| Ben Hill County Georgia | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Candler County Georgia | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Chattahoochee County Georgia | 1 | $ 106,000 | $ 106,000 | $ 89,000 |
| Crisp County Georgia | 1 | $ 87,000 | $ 87,000 | $ 86,000 |
| Decatur County Georgia | 1 | $ 242,000 | $ 242,000 | $ 65,000 |
| Dodge County Georgia | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Dougherty County Georgia | 1 | $ 72,000 | $ 72,000 | $ 23,000 |
| Douglas County Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Fannin County Georgia | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Haralson County Georgia | 1 | $ 24,000 | $ 24,000 | $ 34,000 |
| Harris County Georgia | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Jeff Davis County Georgia | 1 | $ 16,000 | $ 16,000 | $ 58,000 |
| Lanier County Georgia | 1 | $ 66,000 | $ 66,000 | $ 61,000 |
| Lee County Georgia | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Meriwether County Georgia | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Montgomery County Georgia | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Muscogee County Georgia | 1 | $ 47,000 | $ 47,000 | $ 21,000 |
| Peach County Georgia | 1 | $ 111,000 | $ 111,000 | $ 68,000 |
| Pickens County Georgia | 1 | $ 270,000 | $ 270,000 | $ 114,000 |
| Quitman County Georgia | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Richmond County Georgia | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Stewart County Georgia | 1 | $ 69,000 | $ 69,000 | $ 31,000 |
| Washington County Georgia | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Wilkinson County Georgia | 1 | $ 78,000 | $ 78,000 | $ 63,000 |
| Essex County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Attala County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Calhoun County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 96,000 |
| Clay County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Covington County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 61,000 |
| Itawamba County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 20,000 |
| Jasper County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Lafayette County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 78,000 |
| Leake County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 55,000 |
| Marshall County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Noxubee County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Perry County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Pontotoc County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 75,000 |
| Tallahatchie County Mississippi | 1 | $ 44,000 | $ 44,000 | $ 32,000 |
| Tishomingo County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 28,000 |
| Union County Mississippi | 1 | $ 24,000 | $ 24,000 | $ 37,000 |
| Washington County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Yazoo County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 56,000 |
| St. Louis City County Missouri | 1 | $ 34,000 | $ 34,000 | $ 12,000 |
| Ocean County New Jersey | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Orange County New York | 1 | $ 9,000 | $ 9,000 | $ 133,000 |
| Caswell County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 37,000 |
| Catawba County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 366,000 |
| Chowan County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 27,000 |
| Currituck County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 52,000 |
| Halifax County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Hyde County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 73,000 |
| Jones County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Lee County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 19,000 |
| Macon County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Martin County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 16,000 |
| McDowell County North Carolina | 1 | $ 363,000 | $ 363,000 | $ 786,000 |
| Orange County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 459,000 |
| Washington County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 21,000 |
| Allendale County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Union County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Bledsoe County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 14,000 |
| Coffee County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 72,000 |
| Dickson County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| Henderson County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 73,000 |
| Humphreys County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| Knox County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 88,000 |
| Lincoln County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Marion County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Maury County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Overton County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 73,000 |
| Sevier County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 158,000 |
| Smith County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 42,000 |
| Tipton County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| Warren County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Williamson County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 111,000 |
| Accomack County Virginia | 1 | $ 49,000 | $ 49,000 | $ 57,000 |
| Alleghany County Virginia | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Amelia County Virginia | 1 | $ 236,000 | $ 236,000 | $ 77,000 |
| Carroll County Virginia | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Charlottesville County Virginia | 1 | $ 244,000 | $ 244,000 | $ 93,000 |
| Cumberland County Virginia | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Greene County Virginia | 1 | $ 417,000 | $ 417,000 | $ 527,000 |
| Henrico County Virginia | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| Henry County Virginia | 1 | $ 114,000 | $ 114,000 | $ 55,000 |
| Isle of Wight County Virginia | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| King George County Virginia | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Lexington County Virginia | 1 | $ 141,000 | $ 141,000 | $ 75,000 |
| Lunenburg County Virginia | 1 | $ 208,000 | $ 208,000 | $ 182,000 |
| Nelson County Virginia | 1 | $ 60,000 | $ 60,000 | $ 12,000 |
| Rockbridge County Virginia | 1 | $ 200,000 | $ 200,000 | $ 270,000 |
| Salem County Virginia | 1 | $ 79,000 | $ 79,000 | $ 51,000 |
| Scott County Virginia | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Suffolk County Virginia | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,035 | $1,051,426,000 | $174,000 | $3,120,000 | $97,000 | $3,267,000 |
| Refinancing | 2,391 | $557,791,000 | $233,000 | $2,724,000 | $119,000 | $2,816,000 |
| Home Improvement | 436 | $52,987,000 | $121,000 | $1,500,000 | $103,000 | $1,459,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,099 | $1,368,627,000 | $192,000 | $3,120,000 | $111,000 | $3,267,000 |
| Black or African American | 716 | $68,185,000 | $95,000 | $1,480,000 | $58,000 | $1,321,000 |
| Not Provided | 460 | $112,427,000 | $244,000 | $2,300,000 | $132,000 | $2,166,000 |
| Not applicable | 290 | $70,650,000 | $243,000 | $2,724,000 | $0 | $0 |
| Hispanic | 160 | $18,784,000 | $117,000 | $840,000 | $66,000 | $677,000 |
| Asian | 82 | $18,068,000 | $220,000 | $1,235,000 | $126,000 | $727,000 |
| American Indian or Alaskan Native | 50 | $3,742,000 | $74,000 | $245,000 | $48,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,721,000 | $344,000 | $1,250,000 | $161,000 | $346,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,375 | $1,580,798,000 | $188,000 | $3,120,000 | $105,000 | $3,267,000 |
| VA-guaranteed (Veterans Administration) | 176 | $40,752,000 | $231,000 | $682,000 | $84,000 | $332,000 |
| FHA-insured (Federal Housing Administration) | 158 | $22,773,000 | $144,000 | $326,000 | $61,000 | $561,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 153 | $17,881,000 | $116,000 | $265,000 | $41,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,034 | $1,286,452,000 | $213,000 | $2,724,000 | $116,000 | $3,267,000 |
| Application Denied By Financial Institution | 1,986 | $235,271,000 | $118,000 | $2,300,000 | $67,000 | $2,166,000 |
| Application Approved But Not Accepted | 451 | $52,980,000 | $117,000 | $1,280,000 | $82,000 | $1,643,000 |
| Application Withdrawn By Applicant | 332 | $74,987,000 | $225,000 | $3,120,000 | $111,000 | $1,241,000 |
| File Closed For Incompleteness | 59 | $12,514,000 | $212,000 | $775,000 | $120,000 | $1,027,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 805 | $57,211,000 | $71,000 | $1,000,000 | $55,000 | $750,000 |
| Debt-To-Income Ratio | 640 | $65,815,000 | $102,000 | $1,160,000 | $44,000 | $442,000 |
| Credit Application Incomplete | 164 | $53,901,000 | $328,000 | $2,300,000 | $168,000 | $2,166,000 |
| Collateral | 144 | $36,401,000 | $252,000 | $1,500,000 | $129,000 | $960,000 |
| Employment History | 144 | $9,580,000 | $66,000 | $342,000 | $49,000 | $224,000 |
| Other | 31 | $4,308,000 | $138,000 | $521,000 | $72,000 | $236,000 |
| Unverifiable Information | 27 | $4,058,000 | $150,000 | $417,000 | $75,000 | $271,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $3,629,000 | $134,000 | $533,000 | $86,000 | $408,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South State Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.