Security Atlantic Wholesale Mortgage Lending & HMDA Data, 2007

In 2007, Security Atlantic Wholesale of Edison, NJ reported 3,475 mortgage applications totaling $710.4 million, down 9% from 2006. The average application was for $204,430, and applicants reported an average income of $70,685. 28% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Newark-Union, NJ-PA (433), Edison, NJ (315) and Camden, NJ (248) (applications in parentheses).

Mortgage Company & Address Security Atlantic Wholesale
499 Thornall St, Suite 220
Edison, NJ 08837
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,475
Total Mortgage Loan Application Amount $710,396,000
Average Mortgage Loan Application Amount $204,430
Highest Mortgage Loan Application Amount $2,400,000
Average Applicant Income $70,685
Highest Applicant Income $826,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Atlantic Wholesale filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Atlantic Wholesale by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Essex, New Jersey 231 $ 65,652,000 $ 284,207 $ 96,000
Union, New Jersey 130 $ 38,133,000 $ 293,330 $ 98,000
Middlesex, New Jersey 118 $ 31,263,000 $ 264,940 $ 86,000
Camden, New Jersey 102 $ 18,913,000 $ 185,421 $ 69,000
Philadelphia, Pennsylvania 100 $ 12,814,000 $ 128,140 $ 55,000
Burlington, New Jersey 93 $ 19,734,000 $ 212,193 $ 86,000
Monmouth, New Jersey 84 $ 24,101,000 $ 286,916 $ 97,000
Jefferson, Alabama 81 $ 8,050,000 $ 99,382 $ 38,000
Ocean, New Jersey 79 $ 18,506,000 $ 234,253 $ 75,000
Passaic, New Jersey 72 $ 23,437,000 $ 325,513 $ 94,000
Hudson, New Jersey 64 $ 21,254,000 $ 332,093 $ 104,000
Mercer, New Jersey 55 $ 10,570,000 $ 192,181 $ 70,000
Gloucester, New Jersey 53 $ 11,112,000 $ 209,660 $ 70,000
Prince George's, Maryland 51 $ 13,708,000 $ 268,784 $ 79,000
Atlantic, New Jersey 51 $ 8,840,000 $ 173,333 $ 58,000
Baltimore City, Maryland 49 $ 6,871,000 $ 140,224 $ 67,000
Bergen, New Jersey 46 $ 16,770,000 $ 364,565 $ 110,000
Cumberland, New Jersey 39 $ 6,934,000 $ 177,794 $ 62,000
Broward, Florida 38 $ 8,731,000 $ 229,763 $ 76,000
Morris, New Jersey 34 $ 10,319,000 $ 303,500 $ 97,000
Somerset, New Jersey 34 $ 10,318,000 $ 303,470 $ 96,000
Baltimore, Maryland 31 $ 6,745,000 $ 217,580 $ 65,000
Mecklenburg, North Carolina 29 $ 4,344,000 $ 149,793 $ 59,000
Fairfield, Connecticut 28 $ 6,939,000 $ 247,821 $ 86,000
Bucks, Pennsylvania 28 $ 6,843,000 $ 244,392 $ 77,000
Delaware, Pennsylvania 28 $ 4,513,000 $ 161,178 $ 64,000
Guilford, North Carolina 25 $ 3,025,000 $ 121,000 $ 43,000
Miami-Dade, Florida 24 $ 6,419,000 $ 267,458 $ 91,000
New Castle, Delaware 23 $ 4,022,000 $ 174,869 $ 56,000
Duval, Florida 22 $ 2,856,000 $ 129,818 $ 64,000
Hillsborough, Florida 22 $ 3,323,000 $ 151,045 $ 47,000
Fulton, Georgia 22 $ 3,258,000 $ 148,090 $ 45,000
Hamilton, Ohio 22 $ 2,573,000 $ 116,954 $ 44,000
Hartford, Connecticut 21 $ 4,095,000 $ 195,000 $ 63,000
Sussex, New Jersey 21 $ 6,303,000 $ 300,142 $ 71,000
Lehigh, Pennsylvania 21 $ 3,090,000 $ 147,142 $ 57,000
Northampton, Pennsylvania 21 $ 3,821,000 $ 181,952 $ 63,000
Clayton, Georgia 20 $ 2,984,000 $ 149,200 $ 52,000
Salem, New Jersey 19 $ 3,741,000 $ 196,894 $ 84,000
Gwinnett, Georgia 18 $ 2,985,000 $ 165,833 $ 53,000
Richmond, Georgia 17 $ 2,230,000 $ 131,176 $ 55,000
Orange, Florida 16 $ 2,437,000 $ 152,312 $ 46,000
Cobb, Georgia 16 $ 2,770,000 $ 173,125 $ 53,000
DeKalb, Georgia 16 $ 2,422,000 $ 151,375 $ 53,000
Anne Arundel, Maryland 16 $ 4,260,000 $ 266,250 $ 77,000
Wake, North Carolina 16 $ 2,013,000 $ 125,812 $ 44,000
New Haven, Connecticut 15 $ 3,029,000 $ 201,933 $ 65,000
Warren, New Jersey 15 $ 3,939,000 $ 262,600 $ 83,000
Richmond, New York 15 $ 5,017,000 $ 334,466 $ 100,000
Monroe, New York 14 $ 1,772,000 $ 126,571 $ 74,000
Queens, New York 14 $ 4,603,000 $ 328,785 $ 99,000
Harford, Maryland 13 $ 2,782,000 $ 214,000 $ 72,000
Forsyth, North Carolina 13 $ 1,611,000 $ 123,923 $ 47,000
Allegheny, Pennsylvania 13 $ 1,877,000 $ 144,384 $ 64,000
Palm Beach, Florida 12 $ 2,640,000 $ 220,000 $ 74,000
Polk, Florida 12 $ 1,691,000 $ 140,916 $ 42,000
Muscogee, Georgia 12 $ 1,833,000 $ 152,750 $ 50,000
Monroe, Pennsylvania 12 $ 1,995,000 $ 166,250 $ 58,000
Mobile, Alabama 11 $ 1,525,000 $ 138,636 $ 52,000
Suffolk, New York 11 $ 2,905,000 $ 264,090 $ 81,000
Davidson, North Carolina 11 $ 1,397,000 $ 127,000 $ 44,000
York, Pennsylvania 11 $ 1,763,000 $ 160,272 $ 57,000
Richland, South Carolina 11 $ 1,382,000 $ 125,636 $ 58,000
Kings, New York 10 $ 3,999,000 $ 399,900 $ 103,000
Cumberland, North Carolina 10 $ 961,000 $ 96,100 $ 37,000
Rockingham, North Carolina 10 $ 1,217,000 $ 121,700 $ 48,000
Luzerne, Pennsylvania 10 $ 879,000 $ 87,900 $ 46,000
Pike, Pennsylvania 10 $ 1,921,000 $ 192,100 $ 81,000
Chester, Pennsylvania 9 $ 1,600,000 $ 177,777 $ 67,000
Montgomery, Pennsylvania 9 $ 1,904,000 $ 211,555 $ 75,000
Benton, Arkansas 8 $ 830,000 $ 103,750 $ 40,000
Manatee, Florida 8 $ 1,578,000 $ 197,250 $ 56,000
Pinellas, Florida 8 $ 1,131,000 $ 141,375 $ 53,000
Charles, Maryland 8 $ 2,243,000 $ 280,375 $ 169,000
Orange, New York 8 $ 2,031,000 $ 253,875 $ 91,000
Durham, North Carolina 8 $ 1,173,000 $ 146,625 $ 44,000
Chesterfield, Virginia 8 $ 1,448,000 $ 181,000 $ 66,000
Virginia Beach, Virginia 8 $ 1,527,000 $ 190,875 $ 64,000
Kent, Delaware 7 $ 1,629,000 $ 232,714 $ 83,000
St. Lucie, Florida 7 $ 1,465,000 $ 209,285 $ 75,000
Boone, Kentucky 7 $ 1,054,000 $ 150,571 $ 58,000
Kenton, Kentucky 7 $ 769,000 $ 109,857 $ 53,000
Hunterdon, New Jersey 7 $ 2,040,000 $ 291,428 $ 93,000
Franklin, Ohio 7 $ 797,000 $ 113,857 $ 36,000
Berks, Pennsylvania 7 $ 1,016,000 $ 145,142 $ 65,000
Davidson, Tennessee 7 $ 870,000 $ 124,285 $ 50,000
Newport News, Virginia 7 $ 1,344,000 $ 192,000 $ 72,000
Sussex, Delaware 6 $ 1,221,000 $ 203,500 $ 183,000
Brevard, Florida 6 $ 842,000 $ 140,333 $ 85,000
Clay, Florida 6 $ 1,172,000 $ 195,333 $ 74,000
Douglas, Georgia 6 $ 1,800,000 $ 300,000 $ 104,000
Henry, Georgia 6 $ 957,000 $ 159,500 $ 42,000
Newton, Georgia 6 $ 794,000 $ 132,333 $ 50,000
Marion, Indiana 6 $ 728,000 $ 121,333 $ 43,000
Wayne, Michigan 6 $ 754,000 $ 125,666 $ 53,000
Dutchess, New York 6 $ 1,762,000 $ 293,666 $ 78,000
Alamance, North Carolina 6 $ 666,000 $ 111,000 $ 46,000
Cabarrus, North Carolina 6 $ 726,000 $ 121,000 $ 36,000
Wilson, North Carolina 6 $ 697,000 $ 116,166 $ 60,000
Cuyahoga, Ohio 6 $ 746,000 $ 124,333 $ 46,000
Montgomery, Ohio 6 $ 660,000 $ 110,000 $ 36,000
Oklahoma, Oklahoma 6 $ 468,000 $ 78,000 $ 30,000
Beaver, Pennsylvania 6 $ 872,000 $ 145,333 $ 53,000
Madison, Tennessee 6 $ 575,000 $ 95,833 $ 43,000
Shelby, Tennessee 6 $ 885,000 $ 147,500 $ 61,000
Norfolk, Virginia 6 $ 910,000 $ 151,666 $ 47,000
El Paso, Colorado 5 $ 1,053,000 $ 210,600 $ 50,000
Sarasota, Florida 5 $ 1,301,000 $ 260,200 $ 91,000
Volusia, Florida 5 $ 811,000 $ 162,200 $ 49,000
Paulding, Georgia 5 $ 623,000 $ 124,600 $ 34,000
Jefferson, Kentucky 5 $ 657,000 $ 131,400 $ 42,000
Jefferson, Louisiana 5 $ 804,000 $ 160,800 $ 78,000
Frederick, Maryland 5 $ 1,384,000 $ 276,800 $ 102,000
Montgomery, Maryland 5 $ 1,411,000 $ 282,200 $ 68,000
Hampden, Massachusetts 5 $ 714,000 $ 142,800 $ 62,000
Worcester, Massachusetts 5 $ 1,177,000 $ 235,400 $ 64,000
Hennepin, Minnesota 5 $ 1,128,000 $ 225,600 $ 67,000
Cape May, New Jersey 5 $ 1,352,000 $ 270,400 $ 72,000
Bronx, New York 5 $ 1,558,000 $ 311,600 $ 111,000
Nassau, New York 5 $ 1,452,000 $ 290,400 $ 118,000
Randolph, North Carolina 5 $ 549,000 $ 109,800 $ 43,000
Rutherford, North Carolina 5 $ 576,000 $ 115,200 $ 56,000
Wilkes, North Carolina 5 $ 775,000 $ 155,000 $ 54,000
Lake, Ohio 5 $ 676,000 $ 135,200 $ 54,000
Lancaster, Pennsylvania 5 $ 847,000 $ 169,400 $ 50,000
Westmoreland, Pennsylvania 5 $ 467,000 $ 93,400 $ 47,000
Berkeley, South Carolina 5 $ 860,000 $ 172,000 $ 52,000
Charleston, South Carolina 5 $ 804,000 $ 160,800 $ 55,000
Dallas, Texas 5 $ 707,000 $ 141,400 $ 71,000
Henrico, Virginia 5 $ 902,000 $ 180,400 $ 51,000
Pulaski, Arkansas 4 $ 337,000 $ 84,250 $ 41,000
Cherokee, Georgia 4 $ 749,000 $ 187,250 $ 61,000
Cook, Illinois 4 $ 740,000 $ 185,000 $ 54,000
Campbell, Kentucky 4 $ 417,000 $ 104,250 $ 34,000
Caddo, Louisiana 4 $ 520,000 $ 130,000 $ 51,000
Carroll, Maryland 4 $ 995,000 $ 248,750 $ 77,000
Plymouth, Massachusetts 4 $ 1,151,000 $ 287,750 $ 86,000
Westchester, New York 4 $ 1,494,000 $ 373,500 $ 94,000
Craven, North Carolina 4 $ 487,000 $ 121,750 $ 40,000
Gaston, North Carolina 4 $ 373,000 $ 93,250 $ 39,000
Iredell, North Carolina 4 $ 547,000 $ 136,750 $ 65,000
Carbon, Pennsylvania 4 $ 668,000 $ 167,000 $ 73,000
Dauphin, Pennsylvania 4 $ 580,000 $ 145,000 $ 57,000
Erie, Pennsylvania 4 $ 622,000 $ 155,500 $ 63,000
Fayette, Pennsylvania 4 $ 458,000 $ 114,500 $ 44,000
Lackawanna, Pennsylvania 4 $ 470,000 $ 117,500 $ 86,000
Knox, Tennessee 4 $ 475,000 $ 118,750 $ 48,000
Rutherford, Tennessee 4 $ 566,000 $ 141,500 $ 37,000
Hampton, Virginia 4 $ 513,000 $ 128,250 $ 31,000
Baldwin, Alabama 3 $ 497,000 $ 165,666 $ 71,000
Talladega, Alabama 3 $ 318,000 $ 106,000 $ 48,000
Riverside, California 3 $ 948,000 $ 316,000 $ 79,000
Middlesex, Connecticut 3 $ 760,000 $ 253,333 $ 113,000
New London, Connecticut 3 $ 482,000 $ 160,666 $ 73,000
Tolland, Connecticut 3 $ 435,000 $ 145,000 $ 56,000
Collier, Florida 3 $ 903,000 $ 301,000 $ 74,000
Leon, Florida 3 $ 534,000 $ 178,000 $ 68,000
Seminole, Florida 3 $ 338,000 $ 112,666 $ 40,000
Camden, Georgia 3 $ 594,000 $ 198,000 $ 48,000
Hall, Georgia 3 $ 521,000 $ 173,666 $ 61,000
Walker, Georgia 3 $ 394,000 $ 131,333 $ 41,000
Allen, Indiana 3 $ 301,000 $ 100,333 $ 49,000
Cumberland, Maine 3 $ 549,000 $ 183,000 $ 56,000
Penobscot, Maine 3 $ 478,000 $ 159,333 $ 84,000
Calvert, Maryland 3 $ 940,000 $ 313,333 $ 80,000
Howard, Maryland 3 $ 857,000 $ 285,666 $ 91,000
Queen Anne's, Maryland 3 $ 676,000 $ 225,333 $ 82,000
Bristol, Massachusetts 3 $ 913,000 $ 304,333 $ 82,000
Essex, Massachusetts 3 $ 644,000 $ 214,666 $ 70,000
Hillsborough, New Hampshire 3 $ 770,000 $ 256,666 $ 89,000
Erie, New York 3 $ 314,000 $ 104,666 $ 51,000
Onondaga, New York 3 $ 252,000 $ 84,000 $ 57,000
Putnam, New York 3 $ 1,126,000 $ 375,333 $ 117,000
Burke, North Carolina 3 $ 346,000 $ 115,333 $ 41,000
Franklin, North Carolina 3 $ 347,000 $ 115,666 $ 35,000
Haywood, North Carolina 3 $ 386,000 $ 128,666 $ 47,000
Johnston, North Carolina 3 $ 539,000 $ 179,666 $ 81,000
Lee, North Carolina 3 $ 368,000 $ 122,666 $ 57,000
Pitt, North Carolina 3 $ 428,000 $ 142,666 $ 53,000
Rowan, North Carolina 3 $ 293,000 $ 97,666 $ 45,000
Wayne, North Carolina 3 $ 444,000 $ 148,000 $ 81,000
Stark, Ohio 3 $ 315,000 $ 105,000 $ 32,000
Butler, Pennsylvania 3 $ 256,000 $ 85,333 $ 34,000
Cumberland, Pennsylvania 3 $ 517,000 $ 172,333 $ 73,000
Schuylkill, Pennsylvania 3 $ 213,000 $ 71,000 $ 29,000
Washington, Pennsylvania 3 $ 632,000 $ 210,666 $ 70,000
Aiken, South Carolina 3 $ 462,000 $ 154,000 $ 57,000
Greenville, South Carolina 3 $ 361,000 $ 120,333 $ 43,000
Spartanburg, South Carolina 3 $ 368,000 $ 122,666 $ 41,000
Robertson, Tennessee 3 $ 362,000 $ 120,666 $ 69,000
Collin, Texas 3 $ 389,000 $ 129,666 $ 55,000
Tarrant, Texas 3 $ 350,000 $ 116,666 $ 46,000
Chesapeake, Virginia 3 $ 649,000 $ 216,333 $ 84,000
Frederick, Virginia 3 $ 676,000 $ 225,333 $ 69,000
Prince William, Virginia 3 $ 820,000 $ 273,333 $ 78,000
Spotsylvania, Virginia 3 $ 781,000 $ 260,333 $ 64,000
DeKalb, Alabama 2 $ 188,000 $ 94,000 $ 58,000
Etowah, Alabama 2 $ 261,000 $ 130,500 $ 44,000
Morgan, Alabama 2 $ 284,000 $ 142,000 $ 47,000
Shelby, Alabama 2 $ 251,000 $ 125,500 $ 40,000
Tuscaloosa, Alabama 2 $ 255,000 $ 127,500 $ 56,000
Maricopa, Arizona 2 $ 591,000 $ 295,500 $ 49,000
Washington, Arkansas 2 $ 365,000 $ 182,500 $ 61,000
Kern, California 2 $ 448,000 $ 224,000 $ 45,000
Litchfield, Connecticut 2 $ 344,000 $ 172,000 $ 60,000
Windham, Connecticut 2 $ 376,000 $ 188,000 $ 67,000
Bay, Florida 2 $ 289,000 $ 144,500 $ 43,000
DeSoto, Florida 2 $ 253,000 $ 126,500 $ 35,000
Flagler, Florida 2 $ 463,000 $ 231,500 $ 62,000
Gadsden, Florida 2 $ 260,000 $ 130,000 $ 49,000
Hernando, Florida 2 $ 332,000 $ 166,000 $ 68,000
Indian River, Florida 2 $ 372,000 $ 186,000 $ 113,000
Lake, Florida 2 $ 397,000 $ 198,500 $ 36,000
Lee, Florida 2 $ 292,000 $ 146,000 $ 46,000
Nassau, Florida 2 $ 484,000 $ 242,000 $ 77,000
St. Johns, Florida 2 $ 376,000 $ 188,000 $ 65,000
Chatham, Georgia 2 $ 334,000 $ 167,000 $ 26,000
Columbia, Georgia 2 $ 239,000 $ 119,500 $ 48,000
Jackson, Georgia 2 $ 379,000 $ 189,500 $ 50,000
Pickens, Georgia 2 $ 301,000 $ 150,500 $ 55,000
Rockdale, Georgia 2 $ 276,000 $ 138,000 $ 42,000
Troup, Georgia 2 $ 209,000 $ 104,500 $ 49,000
Ripley, Indiana 2 $ 209,000 $ 104,500 $ 46,000
Grant, Kentucky 2 $ 251,000 $ 125,500 $ 54,000
Pulaski, Kentucky 2 $ 106,000 $ 53,000 $ 17,000
Orleans, Louisiana 2 $ 284,000 $ 142,000 $ 73,000
St. Tammany, Louisiana 2 $ 316,000 $ 158,000 $ 64,000
Aroostook, Maine 2 $ 254,000 $ 127,000 $ 45,000
Allegany, Maryland 2 $ 292,000 $ 146,000 $ 13,000
St. Mary's, Maryland 2 $ 390,000 $ 195,000 $ 66,000
Wicomico, Maryland 2 $ 349,000 $ 174,500 $ 59,000
Middlesex, Massachusetts 2 $ 488,000 $ 244,000 $ 62,000
Norfolk, Massachusetts 2 $ 631,000 $ 315,500 $ 108,000
Kalamazoo, Michigan 2 $ 258,000 $ 129,000 $ 46,000
Kent, Michigan 2 $ 280,000 $ 140,000 $ 41,000
Macomb, Michigan 2 $ 249,000 $ 124,500 $ 44,000
Muskegon, Michigan 2 $ 140,000 $ 70,000 $ 32,000
Sanilac, Michigan 2 $ 349,000 $ 174,500 $ 77,000
St. Charles, Missouri 2 $ 326,000 $ 163,000 $ 48,000
St. Louis, Missouri 2 $ 185,000 $ 92,500 $ 39,000
Douglas, Nebraska 2 $ 228,000 $ 114,000 $ 54,000
Clark, Nevada 2 $ 495,000 $ 247,500 $ 64,000
Albany, New York 2 $ 410,000 $ 205,000 $ 86,000
Broome, New York 2 $ 198,000 $ 99,000 $ 54,000
Delaware, New York 2 $ 397,000 $ 198,500 $ 59,000
Fulton, New York 2 $ 185,000 $ 92,500 $ 58,000
Montgomery, New York 2 $ 200,000 $ 100,000 $ 25,000
Ontario, New York 2 $ 218,000 $ 109,000 $ 64,000
Rensselaer, New York 2 $ 272,000 $ 136,000 $ 58,000
Rockland, New York 2 $ 657,000 $ 328,500 $ 109,000
Steuben, New York 2 $ 186,000 $ 93,000 $ 50,000
Ulster, New York 2 $ 402,000 $ 201,000 $ 67,000
Buncombe, North Carolina 2 $ 257,000 $ 128,500 $ 38,000
Caldwell, North Carolina 2 $ 186,000 $ 93,000 $ 56,000
Catawba, North Carolina 2 $ 266,000 $ 133,000 $ 79,000
Harnett, North Carolina 2 $ 138,000 $ 69,000 $ 44,000
Lincoln, North Carolina 2 $ 323,000 $ 161,500 $ 86,000
Moore, North Carolina 2 $ 242,000 $ 121,000 $ 37,000
Nash, North Carolina 2 $ 189,000 $ 94,500 $ 50,000
Onslow, North Carolina 2 $ 276,000 $ 138,000 $ 64,000
Pasquotank, North Carolina 2 $ 389,000 $ 194,500 $ 51,000
Pender, North Carolina 2 $ 262,000 $ 131,000 $ 42,000
Surry, North Carolina 2 $ 236,000 $ 118,000 $ 39,000
Union, North Carolina 2 $ 216,000 $ 108,000 $ 37,000
Columbiana, Ohio 2 $ 170,000 $ 85,000 $ 36,000
Greene, Ohio 2 $ 275,000 $ 137,500 $ 71,000
Hancock, Ohio 2 $ 222,000 $ 111,000 $ 50,000
Lorain, Ohio 2 $ 458,000 $ 229,000 $ 67,000
Summit, Ohio 2 $ 178,000 $ 89,000 $ 42,000
Beckham, Oklahoma 2 $ 176,000 $ 88,000 $ 31,000
Cleveland, Oklahoma 2 $ 195,000 $ 97,500 $ 46,000
Lincoln, Oklahoma 2 $ 150,000 $ 75,000 $ 59,000
Adams, Pennsylvania 2 $ 358,000 $ 179,000 $ 56,000
Fulton, Pennsylvania 2 $ 357,000 $ 178,500 $ 62,000
Lebanon, Pennsylvania 2 $ 367,000 $ 183,500 $ 54,000
Wayne, Pennsylvania 2 $ 315,000 $ 157,500 $ 87,000
Wyoming, Pennsylvania 2 $ 290,000 $ 145,000 $ 53,000
Providence, Rhode Island 2 $ 489,000 $ 244,500 $ 84,000
Anderson, South Carolina 2 $ 240,000 $ 120,000 $ 50,000
Beaufort, South Carolina 2 $ 536,000 $ 268,000 $ 148,000
Horry, South Carolina 2 $ 325,000 $ 162,500 $ 55,000
Marion, South Carolina 2 $ 229,000 $ 114,500 $ 40,000
Orangeburg, South Carolina 2 $ 350,000 $ 175,000 $ 99,000
Hamilton, Tennessee 2 $ 249,000 $ 124,500 $ 55,000
Hickman, Tennessee 2 $ 331,000 $ 165,500 $ 68,000
Montgomery, Tennessee 2 $ 244,000 $ 122,000 $ 42,000
Sumner, Tennessee 2 $ 149,000 $ 74,500 $ 50,000
Williamson, Tennessee 2 $ 351,000 $ 175,500 $ 62,000
Bell, Texas 2 $ 218,000 $ 109,000 $ 46,000
Fort Bend, Texas 2 $ 293,000 $ 146,500 $ 60,000
Harris, Texas 2 $ 221,000 $ 110,500 $ 57,000
Jefferson, Texas 2 $ 232,000 $ 116,000 $ 62,000
Fairfax, Virginia 2 $ 491,000 $ 245,500 $ 77,000
Louisa, Virginia 2 $ 399,000 $ 199,500 $ 71,000
Petersburg, Virginia 2 $ 272,000 $ 136,000 $ 49,000
Portsmouth, Virginia 2 $ 287,000 $ 143,500 $ 40,000
Suffolk, Virginia 2 $ 430,000 $ 215,000 $ 55,000
Warren, Virginia 2 $ 584,000 $ 292,000 $ 80,000
Berkeley, West Virginia 2 $ 379,000 $ 189,500 $ 61,000
Milwaukee, Wisconsin 2 $ 292,000 $ 146,000 $ 45,000
Bibb, Alabama 1 $ 135,000 $ 135,000 $ 80,000
Calhoun, Alabama 1 $ 82,000 $ 82,000 $ 42,000
Clay, Alabama 1 $ 85,000 $ 85,000 $ 75,000
Escambia, Alabama 1 $ 120,000 $ 120,000 $ 44,000
Hale, Alabama 1 $ 67,000 $ 67,000 $ 65,000
Houston, Alabama 1 $ 107,000 $ 107,000 $ 55,000
Lee, Alabama 1 $ 168,000 $ 168,000 $ 59,000
Pickens, Alabama 1 $ 77,000 $ 77,000 $ 31,000
Russell, Alabama 1 $ 129,000 $ 129,000 $ 79,000
St. Clair, Alabama 1 $ 110,000 $ 110,000 $ 48,000
Walker, Alabama 1 $ 134,000 $ 134,000 $ 48,000
Kodiak Island, Alaska 1 $ 145,000 $ 145,000 $ 61,000
Pima, Arizona 1 $ 217,000 $ 217,000 $ 72,000
Bradley, Arkansas 1 $ 216,000 $ 216,000 $ 118,000
Chicot, Arkansas 1 $ 73,000 $ 73,000 $ 74,000
Greene, Arkansas 1 $ 106,000 $ 106,000 $ 88,000
Fresno, California 1 $ 260,000 $ 260,000 $ 60,000
Sacramento, California 1 $ 368,000 $ 368,000 $ 109,000
San Bernardino, California 1 $ 160,000 $ 160,000 $ 135,000
Santa Barbara, California 1 $ 344,000 $ 344,000 $ 86,000
Denver, Colorado 1 $ 145,000 $ 145,000 $ 44,000
Jefferson, Colorado 1 $ 186,000 $ 186,000 $ 50,000
Weld, Colorado 1 $ 163,000 $ 163,000 $ 29,000
District of Columbia, District Of Columbia 1 $ 203,000 $ 203,000 $ 155,000
Charlotte, Florida 1 $ 168,000 $ 168,000 $ 117,000
Citrus, Florida 1 $ 152,000 $ 152,000 $ 39,000
Columbia, Florida 1 $ 178,000 $ 178,000 $ 48,000
Dixie, Florida 1 $ 154,000 $ 154,000 $ 50,000
Hardee, Florida 1 $ 243,000 $ 243,000 $ 81,000
Jackson, Florida 1 $ 223,000 $ 223,000 $ 43,000
Marion, Florida 1 $ 153,000 $ 153,000 $ 45,000
Martin, Florida 1 $ 111,000 $ 111,000 $ 48,000
Okaloosa, Florida 1 $ 177,000 $ 177,000 $ 42,000
Osceola, Florida 1 $ 210,000 $ 210,000 $ 51,000
Pasco, Florida 1 $ 169,000 $ 169,000 $ 53,000
Taylor, Florida 1 $ 130,000 $ 130,000 $ 38,000
Baldwin, Georgia 1 $ 122,000 $ 122,000 $ 50,000
Banks, Georgia 1 $ 149,000 $ 149,000 $ 64,000
Bibb, Georgia 1 $ 182,000 $ 182,000 $ 77,000
Bulloch, Georgia 1 $ 73,000 $ 73,000 $ 27,000
Burke, Georgia 1 $ 94,000 $ 94,000 $ 44,000
Coffee, Georgia 1 $ 154,000 $ 154,000 $ 61,000
Coweta, Georgia 1 $ 114,000 $ 114,000 $ 44,000
Crisp, Georgia 1 $ 89,000 $ 89,000 $ 44,000
Dougherty, Georgia 1 $ 148,000 $ 148,000 $ 43,000
Effingham, Georgia 1 $ 135,000 $ 135,000 $ 65,000
Elbert, Georgia 1 $ 84,000 $ 84,000 $ 28,000
Fayette, Georgia 1 $ 212,000 $ 212,000 $ 110,000
Floyd, Georgia 1 $ 187,000 $ 187,000 $ 48,000
Greene, Georgia 1 $ 168,000 $ 168,000 $ 59,000
Hancock, Georgia 1 $ 91,000 $ 91,000 $ 34,000
Houston, Georgia 1 $ 212,000 $ 212,000 $ 137,000
Laurens, Georgia 1 $ 137,000 $ 137,000 $ 60,000
Lee, Georgia 1 $ 99,000 $ 99,000 $ 33,000
Lumpkin, Georgia 1 $ 196,000 $ 196,000 $ 28,000
McDuffie, Georgia 1 $ 118,000 $ 118,000 $ 52,000
Miller, Georgia 1 $ 64,000 $ 64,000 $ 48,000
Polk, Georgia 1 $ 108,000 $ 108,000 $ 31,000
Spalding, Georgia 1 $ 182,000 $ 182,000 $ 23,000
Thomas, Georgia 1 $ 256,000 $ 256,000 $ 83,000
Toombs, Georgia 1 $ 103,000 $ 103,000 $ 34,000
Walton, Georgia 1 $ 246,000 $ 246,000 $ 62,000
Washington, Georgia 1 $ 166,000 $ 166,000 $ 81,000
Whitfield, Georgia 1 $ 171,000 $ 171,000 $ 35,000
Madison, Illinois 1 $ 78,000 $ 78,000 $ 41,000
Boone, Indiana 1 $ 105,000 $ 105,000 $ 66,000
Clark, Indiana 1 $ 159,000 $ 159,000 $ 82,000
Dearborn, Indiana 1 $ 201,000 $ 201,000 $ 57,000
Elkhart, Indiana 1 $ 116,000 $ 116,000 $ 74,000
Floyd, Indiana 1 $ 293,000 $ 293,000 $ 108,000
Hancock, Indiana 1 $ 122,000 $ 122,000 $ 34,000
Hendricks, Indiana 1 $ 155,000 $ 155,000 $ 75,000
Jackson, Indiana 1 $ 107,000 $ 107,000 $ 81,000
Jefferson, Indiana 1 $ 132,000 $ 132,000 $ 42,000
Johnson, Indiana 1 $ 70,000 $ 70,000 $ 21,000
Lake, Indiana 1 $ 64,000 $ 64,000 $ 23,000
Madison, Indiana 1 $ 117,000 $ 117,000 $ 29,000
Noble, Indiana 1 $ 125,000 $ 125,000 $ 29,000
Porter, Indiana 1 $ 116,000 $ 116,000 $ 76,000
St. Joseph, Indiana 1 $ 104,000 $ 104,000 $ 45,000
Tippecanoe, Indiana 1 $ 172,000 $ 172,000 $ 77,000
Vanderburgh, Indiana 1 $ 83,000 $ 83,000 $ 47,000
Sedgwick, Kansas 1 $ 89,000 $ 89,000 $ 35,000
Laurel, Kentucky 1 $ 184,000 $ 184,000 $ 94,000
Lewis, Kentucky 1 $ 111,000 $ 111,000 $ 85,000
Madison, Kentucky 1 $ 144,000 $ 144,000 $ 58,000
McCreary, Kentucky 1 $ 157,000 $ 157,000 $ 68,000
Muhlenberg, Kentucky 1 $ 77,000 $ 77,000 $ 29,000
Oldham, Kentucky 1 $ 108,000 $ 108,000 $ 41,000
Owen, Kentucky 1 $ 159,000 $ 159,000 $ 53,000
Woodford, Kentucky 1 $ 119,000 $ 119,000 $ 47,000
Calcasieu, Louisiana 1 $ 125,000 $ 125,000 $ 29,000
East Baton Rouge, Louisiana 1 $ 203,000 $ 203,000 $ 106,000
Lafayette, Louisiana 1 $ 82,000 $ 82,000 $ 0
Rapides, Louisiana 1 $ 164,000 $ 164,000 $ 70,000
St. John the Baptist, Louisiana 1 $ 70,000 $ 70,000 $ 44,000
Somerset, Maine 1 $ 145,000 $ 145,000 $ 42,000
Washington, Maine 1 $ 91,000 $ 91,000 $ 22,000
York, Maine 1 $ 203,000 $ 203,000 $ 60,000
Caroline, Maryland 1 $ 182,000 $ 182,000 $ 45,000
Cecil, Maryland 1 $ 224,000 $ 224,000 $ 65,000
Dorchester, Maryland 1 $ 203,000 $ 203,000 $ 60,000
Garrett, Maryland 1 $ 108,000 $ 108,000 $ 44,000
Somerset, Maryland 1 $ 79,000 $ 79,000 $ 34,000
Worcester, Maryland 1 $ 262,000 $ 262,000 $ 48,000
Berrien, Michigan 1 $ 100,000 $ 100,000 $ 24,000
Branch, Michigan 1 $ 135,000 $ 135,000 $ 55,000
Jackson, Michigan 1 $ 134,000 $ 134,000 $ 44,000
Livingston, Michigan 1 $ 217,000 $ 217,000 $ 86,000
Montcalm, Michigan 1 $ 76,000 $ 76,000 $ 74,000
Oakland, Michigan 1 $ 178,000 $ 178,000 $ 37,000
Saginaw, Michigan 1 $ 78,000 $ 78,000 $ 24,000
Anoka, Minnesota 1 $ 187,000 $ 187,000 $ 39,000
Rice, Minnesota 1 $ 150,000 $ 150,000 $ 45,000
Washington, Minnesota 1 $ 194,000 $ 194,000 $ 61,000
Wright, Minnesota 1 $ 249,000 $ 249,000 $ 57,000
Hinds, Mississippi 1 $ 174,000 $ 174,000 $ 65,000
Webster, Missouri 1 $ 181,000 $ 181,000 $ 78,000
Bernalillo, New Mexico 1 $ 170,000 $ 170,000 $ 33,000
Lincoln, New Mexico 1 $ 119,000 $ 119,000 $ 44,000
Los Alamos, New Mexico 1 $ 177,000 $ 177,000 $ 50,000
Otero, New Mexico 1 $ 167,000 $ 167,000 $ 57,000
Chautauqua, New York 1 $ 203,000 $ 203,000 $ 84,000
Lewis, New York 1 $ 73,000 $ 73,000 $ 48,000
Livingston, New York 1 $ 140,000 $ 140,000 $ 94,000
New York, New York 1 $ 2,400,000 $ 2,400,000 $ 660,000
Niagara, New York 1 $ 46,000 $ 46,000 $ 50,000
Oneida, New York 1 $ 124,000 $ 124,000 $ 113,000
Otsego, New York 1 $ 520,000 $ 520,000 $ 0
Schenectady, New York 1 $ 73,000 $ 73,000 $ 62,000
St. Lawrence, New York 1 $ 166,000 $ 166,000 $ 31,000
Tioga, New York 1 $ 136,000 $ 136,000 $ 94,000
Warren, New York 1 $ 203,000 $ 203,000 $ 44,000
Wayne, New York 1 $ 135,000 $ 135,000 $ 92,000
Alexander, North Carolina 1 $ 126,000 $ 126,000 $ 35,000
Alleghany, North Carolina 1 $ 137,000 $ 137,000 $ 32,000
Brunswick, North Carolina 1 $ 163,000 $ 163,000 $ 54,000
Caswell, North Carolina 1 $ 45,000 $ 45,000 $ 17,000
Chatham, North Carolina 1 $ 119,000 $ 119,000 $ 53,000
Cleveland, North Carolina 1 $ 136,000 $ 136,000 $ 57,000
Currituck, North Carolina 1 $ 264,000 $ 264,000 $ 106,000
Davie, North Carolina 1 $ 174,000 $ 174,000 $ 63,000
Edgecombe, North Carolina 1 $ 64,000 $ 64,000 $ 25,000
Lenoir, North Carolina 1 $ 154,000 $ 154,000 $ 80,000
New Hanover, North Carolina 1 $ 233,000 $ 233,000 $ 71,000
Orange, North Carolina 1 $ 125,000 $ 125,000 $ 57,000
Perquimans, North Carolina 1 $ 160,000 $ 160,000 $ 57,000
Person, North Carolina 1 $ 140,000 $ 140,000 $ 84,000
Richmond, North Carolina 1 $ 78,000 $ 78,000 $ 59,000
Robeson, North Carolina 1 $ 133,000 $ 133,000 $ 98,000
Sampson, North Carolina 1 $ 140,000 $ 140,000 $ 58,000
Transylvania, North Carolina 1 $ 125,000 $ 125,000 $ 24,000
Yancey, North Carolina 1 $ 124,000 $ 124,000 $ 72,000
Ashtabula, Ohio 1 $ 142,000 $ 142,000 $ 46,000
Butler, Ohio 1 $ 129,000 $ 129,000 $ 54,000
Clermont, Ohio 1 $ 159,000 $ 159,000 $ 44,000
Highland, Ohio 1 $ 150,000 $ 150,000 $ 50,000
Holmes, Ohio 1 $ 155,000 $ 155,000 $ 86,000
Miami, Ohio 1 $ 120,000 $ 120,000 $ 41,000
Muskingum, Ohio 1 $ 147,000 $ 147,000 $ 53,000
Pickaway, Ohio 1 $ 151,000 $ 151,000 $ 57,000
Scioto, Ohio 1 $ 203,000 $ 203,000 $ 94,000
Trumbull, Ohio 1 $ 130,000 $ 130,000 $ 46,000
Tuscarawas, Ohio 1 $ 56,000 $ 56,000 $ 27,000
Union, Ohio 1 $ 136,000 $ 136,000 $ 42,000
Washington, Ohio 1 $ 121,000 $ 121,000 $ 47,000
Wayne, Ohio 1 $ 148,000 $ 148,000 $ 51,000
Wood, Ohio 1 $ 67,000 $ 67,000 $ 44,000
Bryan, Oklahoma 1 $ 61,000 $ 61,000 $ 38,000
Garvin, Oklahoma 1 $ 123,000 $ 123,000 $ 58,000
Grady, Oklahoma 1 $ 66,000 $ 66,000 $ 29,000
Jackson, Oklahoma 1 $ 55,000 $ 55,000 $ 25,000
Kiowa, Oklahoma 1 $ 98,000 $ 98,000 $ 95,000
Latimer, Oklahoma 1 $ 68,000 $ 68,000 $ 72,000
Ottawa, Oklahoma 1 $ 84,000 $ 84,000 $ 65,000
Pittsburg, Oklahoma 1 $ 77,000 $ 77,000 $ 61,000
Tulsa, Oklahoma 1 $ 133,000 $ 133,000 $ 41,000
Washington, Oklahoma 1 $ 73,000 $ 73,000 $ 31,000
Washita, Oklahoma 1 $ 89,000 $ 89,000 $ 56,000
Lake, Oregon 1 $ 130,000 $ 130,000 $ 51,000
Lane, Oregon 1 $ 162,000 $ 162,000 $ 41,000
Malheur, Oregon 1 $ 193,000 $ 193,000 $ 40,000
Armstrong, Pennsylvania 1 $ 120,000 $ 120,000 $ 82,000
Bedford, Pennsylvania 1 $ 195,000 $ 195,000 $ 66,000
Blair, Pennsylvania 1 $ 166,000 $ 166,000 $ 47,000
Huntingdon, Pennsylvania 1 $ 86,000 $ 86,000 $ 33,000
Indiana, Pennsylvania 1 $ 167,000 $ 167,000 $ 62,000
Mercer, Pennsylvania 1 $ 125,000 $ 125,000 $ 45,000
Mifflin, Pennsylvania 1 $ 69,000 $ 69,000 $ 21,000
Perry, Pennsylvania 1 $ 134,000 $ 134,000 $ 27,000
Snyder, Pennsylvania 1 $ 118,000 $ 118,000 $ 30,000
Union, Pennsylvania 1 $ 118,000 $ 118,000 $ 27,000
Warren, Pennsylvania 1 $ 108,000 $ 108,000 $ 53,000
Kent, Rhode Island 1 $ 212,000 $ 212,000 $ 46,000
Newport, Rhode Island 1 $ 317,000 $ 317,000 $ 69,000
Darlington, South Carolina 1 $ 161,000 $ 161,000 $ 48,000
Dorchester, South Carolina 1 $ 253,000 $ 253,000 $ 44,000
Kershaw, South Carolina 1 $ 52,000 $ 52,000 $ 51,000
Lancaster, South Carolina 1 $ 69,000 $ 69,000 $ 25,000
Laurens, South Carolina 1 $ 173,000 $ 173,000 $ 46,000
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Mortgage Loan Application Detail Totals for Security Atlantic Wholesale in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,381 $493,299,000 $207,000 $2,400,000 $71,000 $826,000
Home Purchase 1,094 $217,097,000 $198,000 $966,000 $70,000 $550,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,522 $305,579,000 $200,000 $2,400,000 $72,000 $826,000
Black or African American 1,074 $197,583,000 $183,000 $612,000 $65,000 $670,000
Hispanic 443 $114,159,000 $257,000 $710,000 $82,000 $548,000
Not Provided 377 $78,394,000 $207,000 $780,000 $68,000 $258,000
Asian 38 $10,765,000 $283,000 $523,000 $94,000 $240,000
American Indian or Alaskan Native 15 $2,481,000 $165,000 $277,000 $63,000 $113,000
Native Hawaiian or Other Pacific Islander 6 $1,435,000 $239,000 $289,000 $75,000 $113,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,977 $589,481,000 $198,000 $597,000 $66,000 $550,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 498 $120,915,000 $242,000 $2,400,000 $98,000 $826,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 2,030 $418,866,000 $206,000 $2,400,000 $69,000 $660,000
Loan Originated 967 $191,517,000 $198,000 $563,000 $71,000 $433,000
Application Approved But Not Accepted 256 $51,408,000 $200,000 $715,000 $74,000 $352,000
Application Denied By Financial Institution 219 $48,220,000 $220,000 $1,750,000 $87,000 $826,000
Loan Purchased By The Institution 2 $324,000 $162,000 $237,000 $141,000 $168,000
File Closed For Incompleteness 1 $61,000 $61,000 $61,000 $25,000 $25,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $253,000 $126,000 $133,000 $48,000 $49,000
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Atlantic Wholesale's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Atlantic Wholesale's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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