Stifel Bank & Trust Mortgage Lending & HMDA Data, 2021
In 2021, Stifel Bank & Trust of St. Louis, MO reported 11,106 mortgage applications totaling $5.1 billion, down 6% from 2020. The average application was for $457,858, and applicants reported an average income of $245,430. 90% of its applications resulted in an originated loan and 1% were denied. Its largest markets were St. Louis, MO-IL (3,552), Los Angeles-Long Beach-Glendale, CA (245) and New York-Jersey City-White Plains, NY-NJ (227) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 North Broadway St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 11,106 |
| Total Mortgage Loan Application Amount | $5,084,980,000 |
| Average Mortgage Loan Application Amount | $457,858 |
| Highest Mortgage Loan Application Amount | $10,315,000 |
| Average Applicant Income | $245,430 |
| Highest Applicant Income | $8,469,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 3,552 | $ 1,099,340,000 | $ 309,498 | $ 169,422 |
| Outside any metro area | 802 | $ 407,500,000 | $ 508,104 | $ 291,243 |
| Los Angeles-Long Beach-Glendale, CA | 245 | $ 261,715,000 | $ 1,068,224 | $ 497,000 |
| New York-Jersey City-White Plains, NY-NJ | 227 | $ 166,585,000 | $ 733,854 | $ 373,110 |
| Jacksonville, FL | 178 | $ 33,380,000 | $ 187,528 | $ 275,000 |
| Phoenix-Mesa-Scottsdale, AZ | 150 | $ 88,480,000 | $ 589,866 | $ 269,000 |
| Dallas-Plano-Irving, TX | 134 | $ 78,550,000 | $ 586,194 | $ 329,000 |
| Denver-Aurora-Lakewood, CO | 124 | $ 71,080,000 | $ 573,225 | $ 237,000 |
| Nassau County-Suffolk County, NY | 117 | $ 111,565,000 | $ 953,547 | $ 441,000 |
| Anaheim-Santa Ana-Irvine, CA | 116 | $ 132,740,000 | $ 1,144,310 | $ 491,000 |
| Atlanta-Sandy Springs-Roswell, GA | 116 | $ 63,570,000 | $ 548,017 | $ 260,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 114 | $ 40,880,000 | $ 358,596 | $ 170,789 |
| Columbus, GA-AL | 113 | $ 29,265,000 | $ 258,982 | $ 166,539 |
| New York-Newark, NY | 113 | $ 61,895,000 | $ 547,743 | $ 316,938 |
| Chicago-Naperville, IL | 110 | $ 52,590,000 | $ 478,090 | $ 295,000 |
| Cleveland-Elyria, OH | 107 | $ 14,375,000 | $ 134,345 | $ 147,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 107 | $ 89,905,000 | $ 840,233 | $ 470,000 |
| Kansas City, MO-KS | 106 | $ 25,550,000 | $ 241,037 | $ 183,613 |
| Memphis, TN-MS-AR | 101 | $ 15,875,000 | $ 157,178 | $ 194,079 |
| Houston-The Woodlands-Sugar Land, TX | 100 | $ 52,130,000 | $ 521,300 | $ 310,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 100 | $ 60,400,000 | $ 604,000 | $ 312,790 |
| Indianapolis-Carmel-Anderson, IN | 98 | $ 24,760,000 | $ 252,653 | $ 175,000 |
| Newark, NJ-PA | 91 | $ 46,855,000 | $ 514,890 | $ 238,197 |
| San Diego-Carlsbad, CA | 88 | $ 74,340,000 | $ 844,772 | $ 347,000 |
| Seattle-Bellevue-Everett, WA | 77 | $ 65,075,000 | $ 845,129 | $ 325,000 |
| Oakland-Hayward-Berkeley, CA | 75 | $ 72,695,000 | $ 969,266 | $ 348,000 |
| Montgomery County-Bucks County-Chester County, PA | 74 | $ 30,960,000 | $ 418,378 | $ 249,000 |
| San Francisco-Redwood City-South San Francisco, CA | 67 | $ 91,445,000 | $ 1,364,850 | $ 589,000 |
| Birmingham-Hoover, AL | 66 | $ 25,200,000 | $ 381,818 | $ 217,000 |
| Riverside-San Bernardino-Ontario, CA | 66 | $ 35,580,000 | $ 539,090 | $ 296,000 |
| Charlotte-Concord-Gastonia, NC-SC | 65 | $ 31,055,000 | $ 477,769 | $ 292,000 |
| Cape Coral-Fort Myers, FL | 62 | $ 36,410,000 | $ 587,258 | $ 369,000 |
| Tampa-St. Petersburg-Clearwater, FL | 62 | $ 30,940,000 | $ 499,032 | $ 241,000 |
| North Port-Sarasota-Bradenton, FL | 61 | $ 40,555,000 | $ 664,836 | $ 303,000 |
| Naples-Immokalee-Marco Island, FL | 60 | $ 36,080,000 | $ 601,333 | $ 505,000 |
| Baltimore-Columbia-Towson, MD | 57 | $ 31,715,000 | $ 556,403 | $ 252,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 56 | $ 25,750,000 | $ 459,821 | $ 199,857 |
| Austin-Round Rock, TX | 54 | $ 36,090,000 | $ 668,333 | $ 328,000 |
| Bridgeport-Stamford-Norwalk, CT | 54 | $ 48,160,000 | $ 891,851 | $ 464,000 |
| Warren-Troy-Farmington Hills, MI | 51 | $ 19,625,000 | $ 384,803 | $ 227,000 |
| Milwaukee-Waukesha-West Allis, WI | 48 | $ 14,520,000 | $ 302,500 | $ 275,000 |
| Miami-Miami Beach-Kendall, FL | 47 | $ 73,145,000 | $ 1,556,276 | $ 615,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 47 | $ 24,005,000 | $ 510,744 | $ 266,000 |
| Pittsburgh, PA | 47 | $ 15,415,000 | $ 327,978 | $ 196,000 |
| Fort Worth-Arlington, TX | 46 | $ 19,530,000 | $ 424,565 | $ 278,000 |
| Santa Maria-Santa Barbara, CA | 45 | $ 46,185,000 | $ 1,026,333 | $ 433,000 |
| Montgomery, AL | 44 | $ 14,670,000 | $ 333,409 | $ 245,000 |
| Wilmington, NC | 42 | $ 25,040,000 | $ 596,190 | $ 280,000 |
| Cincinnati, OH-KY-IN | 41 | $ 11,515,000 | $ 280,853 | $ 174,219 |
| Sacramento--Roseville--Arden-Arcade, CA | 41 | $ 25,005,000 | $ 609,878 | $ 233,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 40 | $ 19,940,000 | $ 498,500 | $ 282,000 |
| Boston, MA | 39 | $ 26,665,000 | $ 683,717 | $ 274,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 39 | $ 25,865,000 | $ 663,205 | $ 293,000 |
| Philadelphia, PA | 39 | $ 13,985,000 | $ 358,589 | $ 170,000 |
| Raleigh, NC | 38 | $ 15,510,000 | $ 408,157 | $ 176,000 |
| Cambridge-Newton-Framingham, MA | 37 | $ 28,455,000 | $ 769,054 | $ 344,000 |
| Orlando-Kissimmee-Sanford, FL | 37 | $ 15,635,000 | $ 422,567 | $ 188,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 20,645,000 | $ 589,857 | $ 359,000 |
| Santa Rosa, CA | 35 | $ 20,955,000 | $ 598,714 | $ 264,000 |
| Little Rock-North Little Rock-Conway, AR | 34 | $ 6,650,000 | $ 195,588 | $ 210,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 34 | $ 37,860,000 | $ 1,113,529 | $ 395,000 |
| San Rafael, CA | 34 | $ 37,370,000 | $ 1,099,117 | $ 401,000 |
| Crestview-Fort Walton Beach-Destin, FL | 33 | $ 32,195,000 | $ 975,606 | $ 628,000 |
| Charleston-North Charleston, SC | 32 | $ 18,370,000 | $ 574,062 | $ 356,000 |
| Oklahoma City, OK | 32 | $ 7,560,000 | $ 236,250 | $ 174,000 |
| Tulsa, OK | 31 | $ 6,595,000 | $ 212,741 | $ 130,000 |
| Daphne-Fairhope-Foley, AL | 30 | $ 13,010,000 | $ 433,666 | $ 273,000 |
| Columbus, OH | 29 | $ 8,685,000 | $ 299,482 | $ 168,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 28 | $ 7,170,000 | $ 256,071 | $ 259,642 |
| Deltona-Daytona Beach-Ormond Beach, FL | 28 | $ 7,880,000 | $ 281,428 | $ 154,000 |
| Durham-Chapel Hill, NC | 28 | $ 9,140,000 | $ 326,428 | $ 160,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 28 | $ 6,300,000 | $ 225,000 | $ 134,857 |
| Auburn-Opelika, AL | 27 | $ 7,755,000 | $ 287,222 | $ 144,000 |
| Washington-Baltimore-Arlington, DC | 26 | $ 16,800,000 | $ 646,153 | $ 265,000 |
| Pensacola-Ferry Pass-Brent, FL | 25 | $ 9,755,000 | $ 390,200 | $ 207,000 |
| Rochester, NY | 25 | $ 9,465,000 | $ 378,600 | $ 210,000 |
| Camden, NJ | 24 | $ 5,910,000 | $ 246,250 | $ 120,000 |
| Richmond, VA | 24 | $ 8,440,000 | $ 351,666 | $ 246,000 |
| Bend-Redmond, OR | 23 | $ 11,165,000 | $ 485,434 | $ 250,000 |
| Lake County-Kenosha County, IL-WI | 23 | $ 13,265,000 | $ 576,739 | $ 414,565 |
| Port St. Lucie, FL | 23 | $ 8,095,000 | $ 351,956 | $ 178,000 |
| Chico, CA | 22 | $ 9,030,000 | $ 410,454 | $ 182,000 |
| Davenport-Moline-Rock Island, IA-IL | 22 | $ 2,140,000 | $ 97,272 | $ 166,227 |
| Gary, IN | 22 | $ 5,340,000 | $ 242,727 | $ 126,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 22 | $ 8,790,000 | $ 399,545 | $ 251,000 |
| Boise City, ID | 20 | $ 8,250,000 | $ 412,500 | $ 186,000 |
| Grand Rapids-Wyoming, MI | 20 | $ 6,660,000 | $ 333,000 | $ 200,000 |
| Savannah, GA | 20 | $ 6,410,000 | $ 320,500 | $ 175,000 |
| Tacoma-Lakewood, WA | 20 | $ 9,950,000 | $ 497,500 | $ 249,000 |
| Louisville/Jefferson County, KY-IN | 19 | $ 3,915,000 | $ 206,052 | $ 145,263 |
| Reno, NV | 19 | $ 14,935,000 | $ 786,052 | $ 381,000 |
| Charlottesville, VA | 18 | $ 6,420,000 | $ 356,666 | $ 197,000 |
| Ocean City, NJ | 18 | $ 11,130,000 | $ 618,333 | $ 320,000 |
| Redding, CA | 18 | $ 5,120,000 | $ 284,444 | $ 139,000 |
| San Antonio-New Braunfels, TX | 18 | $ 5,410,000 | $ 300,555 | $ 197,000 |
| Trenton, NJ | 18 | $ 9,330,000 | $ 518,333 | $ 240,000 |
| Augusta-Richmond County, GA-SC | 17 | $ 3,255,000 | $ 191,470 | $ 102,352 |
| Colorado Springs, CO | 17 | $ 6,295,000 | $ 370,294 | $ 138,000 |
| Salem, OR | 17 | $ 5,445,000 | $ 320,294 | $ 97,000 |
| Spokane-Spokane Valley, WA | 17 | $ 5,765,000 | $ 339,117 | $ 153,000 |
| Jackson, MS | 16 | $ 3,670,000 | $ 229,375 | $ 92,000 |
| Las Vegas-Henderson-Paradise, NV | 16 | $ 9,180,000 | $ 573,750 | $ 277,000 |
| New Orleans-Metairie, LA | 16 | $ 6,490,000 | $ 405,625 | $ 253,000 |
| Portland-South Portland, ME | 16 | $ 12,670,000 | $ 791,875 | $ 373,000 |
| Salisbury, MD-DE | 16 | $ 7,900,000 | $ 493,750 | $ 277,500 |
| Columbia, MO | 15 | $ 3,985,000 | $ 265,666 | $ 168,000 |
| Dayton-Springfield-Kettering, OH | 15 | $ 3,305,000 | $ 220,333 | $ 84,000 |
| El Paso, TX | 15 | $ 3,055,000 | $ 203,666 | $ 135,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 15 | $ 12,465,000 | $ 831,000 | $ 459,000 |
| Kahului-Wailuku-Lahaina, HI | 15 | $ 8,595,000 | $ 573,000 | $ 199,000 |
| Salt Lake City, UT | 15 | $ 9,445,000 | $ 629,666 | $ 591,000 |
| Akron, OH | 14 | $ 1,430,000 | $ 102,142 | $ 173,000 |
| Asheville, NC | 14 | $ 6,460,000 | $ 461,428 | $ 287,000 |
| Boulder, CO | 14 | $ 7,430,000 | $ 530,714 | $ 222,000 |
| Fort Collins, CO | 14 | $ 5,920,000 | $ 422,857 | $ 170,000 |
| Modesto, CA | 14 | $ 6,620,000 | $ 472,857 | $ 215,000 |
| Billings, MT | 13 | $ 2,765,000 | $ 212,692 | $ 85,000 |
| Bismarck, ND | 13 | $ 4,685,000 | $ 360,384 | $ 167,000 |
| Huntsville, AL | 13 | $ 1,995,000 | $ 153,461 | $ 210,000 |
| Mobile, AL | 13 | $ 5,445,000 | $ 418,846 | $ 229,000 |
| New Haven-Milford, CT | 13 | $ 4,105,000 | $ 315,769 | $ 137,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 2,965,000 | $ 228,076 | $ 146,692 |
| Salinas, CA | 13 | $ 10,845,000 | $ 834,230 | $ 296,000 |
| Tucson, AZ | 13 | $ 4,725,000 | $ 363,461 | $ 285,000 |
| Barnstable Town, MA | 12 | $ 6,930,000 | $ 577,500 | $ 276,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 5,270,000 | $ 439,166 | $ 268,000 |
| Ocala, FL | 12 | $ 1,820,000 | $ 151,666 | $ 274,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 4,020,000 | $ 335,000 | $ 172,000 |
| Rochester, MN | 12 | $ 3,530,000 | $ 294,166 | $ 160,000 |
| Tuscaloosa, AL | 12 | $ 2,230,000 | $ 185,833 | $ 141,000 |
| Detroit-Dearborn-Livonia, MI | 11 | $ 4,965,000 | $ 451,363 | $ 170,000 |
| Elgin, IL | 11 | $ 3,935,000 | $ 357,727 | $ 219,000 |
| Greensboro-High Point, NC | 11 | $ 2,935,000 | $ 266,818 | $ 188,000 |
| Hartford-West Hartford-East Hartford, CT | 11 | $ 3,745,000 | $ 340,454 | $ 312,000 |
| Macon-Bibb County, GA | 11 | $ 2,535,000 | $ 230,454 | $ 148,000 |
| Providence-Warwick, RI-MA | 11 | $ 5,755,000 | $ 523,181 | $ 253,636 |
| Punta Gorda, FL | 11 | $ 2,865,000 | $ 260,454 | $ 217,000 |
| Springfield, MO | 11 | $ 2,475,000 | $ 225,000 | $ 89,000 |
| Valdosta, GA | 11 | $ 2,325,000 | $ 211,363 | $ 121,000 |
| Wenatchee, WA | 11 | $ 4,905,000 | $ 445,909 | $ 230,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 3,120,000 | $ 312,000 | $ 145,000 |
| Napa, CA | 10 | $ 15,600,000 | $ 1,560,000 | $ 574,000 |
| Santa Fe, NM | 10 | $ 6,110,000 | $ 611,000 | $ 274,000 |
| St. George, UT | 10 | $ 4,010,000 | $ 401,000 | $ 217,000 |
| Urban Honolulu, HI | 10 | $ 7,470,000 | $ 747,000 | $ 320,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 2,140,000 | $ 214,000 | $ 120,600 |
| Coeur D'Alene, ID | 9 | $ 4,955,000 | $ 550,555 | $ 254,000 |
| Des Moines-West Des Moines, IA | 9 | $ 2,435,000 | $ 270,555 | $ 115,000 |
| Florence, SC | 9 | $ 1,915,000 | $ 212,777 | $ 80,000 |
| Killeen-Temple, TX | 9 | $ 1,785,000 | $ 198,333 | $ 97,000 |
| Lawton, OK | 9 | $ 1,785,000 | $ 198,333 | $ 111,000 |
| Rockingham County-Strafford County, NH | 9 | $ 3,605,000 | $ 400,555 | $ 210,000 |
| Sebastian-Vero Beach, FL | 9 | $ 5,255,000 | $ 583,888 | $ 721,000 |
| Sioux City, IA-NE-SD | 9 | $ 1,615,000 | $ 179,444 | $ 102,111 |
| Brunswick, GA | 8 | $ 3,400,000 | $ 425,000 | $ 179,000 |
| Duluth, MN-WI | 8 | $ 1,510,000 | $ 188,750 | $ 135,000 |
| Eugene, OR | 8 | $ 3,620,000 | $ 452,500 | $ 313,000 |
| Greeley, CO | 8 | $ 2,350,000 | $ 293,750 | $ 182,000 |
| Gulfport-Biloxi-Pascagoula, MS | 8 | $ 1,760,000 | $ 220,000 | $ 228,000 |
| Knoxville, TN | 8 | $ 2,590,000 | $ 323,750 | $ 120,000 |
| Mankato-North Mankato, MN | 8 | $ 2,390,000 | $ 298,750 | $ 200,000 |
| Medford, OR | 8 | $ 2,230,000 | $ 278,750 | $ 89,000 |
| Oshkosh-Neenah, WI | 8 | $ 2,810,000 | $ 351,250 | $ 176,000 |
| Prescott Valley-Prescott, AZ | 8 | $ 2,940,000 | $ 367,500 | $ 181,000 |
| Abilene, TX | 7 | $ 1,445,000 | $ 206,428 | $ 131,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 2,705,000 | $ 386,428 | $ 230,000 |
| Canton-Massillon, OH | 7 | $ 1,985,000 | $ 283,571 | $ 217,000 |
| Gainesville, GA | 7 | $ 2,695,000 | $ 385,000 | $ 196,000 |
| Green Bay, WI | 7 | $ 1,235,000 | $ 176,428 | $ 125,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,765,000 | $ 252,142 | $ 149,000 |
| Joplin, MO | 7 | $ 1,805,000 | $ 257,857 | $ 216,000 |
| Lebanon, PA | 7 | $ 1,125,000 | $ 160,714 | $ 109,000 |
| St. Joseph, MO-KS | 7 | $ 965,000 | $ 137,857 | $ 97,714 |
| Ann Arbor, MI | 6 | $ 3,270,000 | $ 545,000 | $ 430,000 |
| Bakersfield, CA | 6 | $ 1,100,000 | $ 183,333 | $ 125,000 |
| Evansville, IN-KY | 6 | $ 1,320,000 | $ 220,000 | $ 134,000 |
| Harrisburg-Carlisle, PA | 6 | $ 990,000 | $ 165,000 | $ 141,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,870,000 | $ 311,666 | $ 108,000 |
| Lancaster, PA | 6 | $ 1,600,000 | $ 266,666 | $ 141,000 |
| Panama City, FL | 6 | $ 2,160,000 | $ 360,000 | $ 330,000 |
| Pittsfield, MA | 6 | $ 2,420,000 | $ 403,333 | $ 231,000 |
| Sioux Falls, SD | 6 | $ 1,380,000 | $ 230,000 | $ 131,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 1,210,000 | $ 201,666 | $ 149,000 |
| Syracuse, NY | 6 | $ 1,480,000 | $ 246,666 | $ 174,000 |
| The Villages, FL | 6 | $ 2,030,000 | $ 338,333 | $ 150,000 |
| York-Hanover, PA | 6 | $ 1,120,000 | $ 186,666 | $ 122,000 |
| Albuquerque, NM | 5 | $ 1,585,000 | $ 317,000 | $ 265,000 |
| Bremerton-Silverdale, WA | 5 | $ 2,475,000 | $ 495,000 | $ 117,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 1,795,000 | $ 359,000 | $ 443,000 |
| Columbia, SC | 5 | $ 2,535,000 | $ 507,000 | $ 198,000 |
| Fresno, CA | 5 | $ 2,195,000 | $ 439,000 | $ 208,000 |
| Jefferson City, MO | 5 | $ 1,155,000 | $ 231,000 | $ 92,000 |
| Kankakee, IL | 5 | $ 1,415,000 | $ 283,000 | $ 206,000 |
| Kingston, NY | 5 | $ 2,365,000 | $ 473,000 | $ 276,000 |
| Lafayette-West Lafayette, IN | 5 | $ 1,805,000 | $ 361,000 | $ 421,000 |
| Niles-Benton Harbor, MI | 5 | $ 2,055,000 | $ 411,000 | $ 209,000 |
| Norwich-New London, CT | 5 | $ 2,185,000 | $ 437,000 | $ 228,000 |
| Provo-Orem, UT | 5 | $ 2,795,000 | $ 559,000 | $ 329,000 |
| Stockton-Lodi, CA | 5 | $ 1,675,000 | $ 335,000 | $ 171,000 |
| Baton Rouge, LA | 4 | $ 840,000 | $ 210,000 | $ 124,000 |
| Bloomington, IN | 4 | $ 1,080,000 | $ 270,000 | $ 109,000 |
| Chattanooga, TN-GA | 4 | $ 1,430,000 | $ 357,500 | $ 427,000 |
| College Station-Bryan, TX | 4 | $ 2,110,000 | $ 527,500 | $ 225,000 |
| Corpus Christi, TX | 4 | $ 910,000 | $ 227,500 | $ 965,000 |
| Flint, MI | 4 | $ 910,000 | $ 227,500 | $ 156,000 |
| Fort Wayne, IN | 4 | $ 800,000 | $ 200,000 | $ 107,000 |
| Jacksonville, NC | 4 | $ 1,200,000 | $ 300,000 | $ 217,000 |
| Lansing-East Lansing, MI | 4 | $ 1,150,000 | $ 287,500 | $ 120,000 |
| Madison, WI | 4 | $ 1,020,000 | $ 255,000 | $ 143,000 |
| Ogden-Clearfield, UT | 4 | $ 2,210,000 | $ 552,500 | $ 171,000 |
| Peoria, IL | 4 | $ 540,000 | $ 135,000 | $ 96,000 |
| Roanoke, VA | 4 | $ 1,320,000 | $ 330,000 | $ 128,000 |
| Sherman-Denison, TX | 4 | $ 760,000 | $ 190,000 | $ 177,000 |
| Toledo, OH | 4 | $ 830,000 | $ 207,500 | $ 238,000 |
| Visalia-Porterville, CA | 4 | $ 1,890,000 | $ 472,500 | $ 666,000 |
| Wausau, WI | 4 | $ 670,000 | $ 167,500 | $ 72,000 |
| Wichita, KS | 4 | $ 2,790,000 | $ 697,500 | $ 543,000 |
| Wilmington, DE-MD-NJ | 4 | $ 700,000 | $ 175,000 | $ 132,500 |
| Albany-Schenectady-Troy, NY | 3 | $ 1,125,000 | $ 375,000 | $ 303,000 |
| Appleton, WI | 3 | $ 485,000 | $ 161,666 | $ 232,000 |
| Casper, WY | 3 | $ 2,615,000 | $ 871,666 | $ 268,000 |
| Decatur, IL | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| Elkhart-Goshen, IN | 3 | $ 805,000 | $ 268,333 | $ 163,000 |
| Fayetteville, NC | 3 | $ 485,000 | $ 161,666 | $ 165,000 |
| Florence-Muscle Shoals, AL | 3 | $ 685,000 | $ 228,333 | $ 102,000 |
| Homosassa Springs, FL | 3 | $ 1,315,000 | $ 438,333 | $ 132,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 665,000 | $ 221,666 | $ 99,000 |
| Lincoln, NE | 3 | $ 1,465,000 | $ 488,333 | $ 143,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 705,000 | $ 235,000 | $ 172,000 |
| Missoula, MT | 3 | $ 925,000 | $ 308,333 | $ 88,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,665,000 | $ 555,000 | $ 354,000 |
| New Bern, NC | 3 | $ 995,000 | $ 331,666 | $ 199,000 |
| Rocky Mount, NC | 3 | $ 945,000 | $ 315,000 | $ 101,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 665,000 | $ 221,666 | $ 161,000 |
| Springfield, IL | 3 | $ 725,000 | $ 241,666 | $ 139,000 |
| Twin Falls, ID | 3 | $ 775,000 | $ 258,333 | $ 100,000 |
| Albany, OR | 2 | $ 520,000 | $ 260,000 | $ 78,000 |
| Anchorage, AK | 2 | $ 560,000 | $ 280,000 | $ 85,000 |
| Bay City, MI | 2 | $ 720,000 | $ 360,000 | $ 565,000 |
| Bellingham, WA | 2 | $ 1,840,000 | $ 920,000 | $ 303,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 380,000 | $ 190,000 | $ 131,000 |
| Bloomington, IL | 2 | $ 1,160,000 | $ 580,000 | $ 281,000 |
| Bowling Green, KY | 2 | $ 480,000 | $ 240,000 | $ 188,000 |
| Burlington-South Burlington, VT | 2 | $ 260,000 | $ 130,000 | $ 183,000 |
| California-Lexington Park, MD | 2 | $ 750,000 | $ 375,000 | $ 210,000 |
| Cape Girardeau, MO-IL | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Carbondale-Marion, IL | 2 | $ 260,000 | $ 130,000 | $ 95,000 |
| Charleston, WV | 2 | $ 430,000 | $ 215,000 | $ 125,000 |
| Clarksville, TN-KY | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Columbus, IN | 2 | $ 1,120,000 | $ 560,000 | $ 172,000 |
| Eau Claire, WI | 2 | $ 800,000 | $ 400,000 | $ 218,000 |
| Fargo, ND-MN | 2 | $ 1,010,000 | $ 505,000 | $ 265,000 |
| Flagstaff, AZ | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| Fort Smith, AR-OK | 2 | $ 620,000 | $ 310,000 | $ 185,000 |
| Gainesville, FL | 2 | $ 720,000 | $ 360,000 | $ 128,000 |
| Great Falls, MT | 2 | $ 730,000 | $ 365,000 | $ 201,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 440,000 | $ 220,000 | $ 107,500 |
| Harrisonburg, VA | 2 | $ 530,000 | $ 265,000 | $ 58,000 |
| Hattiesburg, MS | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| Iowa City, IA | 2 | $ 390,000 | $ 195,000 | $ 56,000 |
| Kalamazoo-Portage, MI | 2 | $ 680,000 | $ 340,000 | $ 123,000 |
| Lafayette, LA | 2 | $ 360,000 | $ 180,000 | $ 106,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 850,000 | $ 425,000 | $ 172,000 |
| Las Cruces, NM | 2 | $ 740,000 | $ 370,000 | $ 200,000 |
| Lawrence, KS | 2 | $ 1,330,000 | $ 665,000 | $ 348,000 |
| Lexington-Fayette, KY | 2 | $ 1,120,000 | $ 560,000 | $ 509,000 |
| Longview, TX | 2 | $ 510,000 | $ 255,000 | $ 158,000 |
| Lynchburg, VA | 2 | $ 490,000 | $ 245,000 | $ 143,000 |
| Madera, CA | 2 | $ 760,000 | $ 380,000 | $ 166,000 |
| Midland, MI | 2 | $ 340,000 | $ 170,000 | $ 347,000 |
| Morgantown, WV | 2 | $ 750,000 | $ 375,000 | $ 160,000 |
| Muskegon, MI | 2 | $ 490,000 | $ 245,000 | $ 110,000 |
| Olympia-Tumwater, WA | 2 | $ 530,000 | $ 265,000 | $ 172,000 |
| Rockford, IL | 2 | $ 470,000 | $ 235,000 | $ 111,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 2,330,000 | $ 1,165,000 | $ 320,000 |
| Spartanburg, SC | 2 | $ 600,000 | $ 300,000 | $ 86,000 |
| Tallahassee, FL | 2 | $ 1,680,000 | $ 840,000 | $ 712,000 |
| Terre Haute, IN | 2 | $ 190,000 | $ 95,000 | $ 166,000 |
| Topeka, KS | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| Tyler, TX | 2 | $ 580,000 | $ 290,000 | $ 153,000 |
| Vallejo-Fairfield, CA | 2 | $ 930,000 | $ 465,000 | $ 129,000 |
| Wichita Falls, TX | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Winston-Salem, NC | 2 | $ 730,000 | $ 365,000 | $ 147,000 |
| Amarillo, TX | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Ames, IA | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 115,000 | $ 115,000 | $ 187,000 |
| Athens-Clarke County, GA | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Bangor, ME | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Bloomsburg-Berwick, PA | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Brownsville-Harlingen, TX | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Burlington, NC | 1 | $ 205,000 | $ 205,000 | $ 220,000 |
| Cheyenne, WY | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| East Stroudsburg, PA | 1 | $ 95,000 | $ 95,000 | $ 297,000 |
| El Centro, CA | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 335,000 | $ 335,000 | $ 164,000 |
| Gadsden, AL | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Glens Falls, NY | 1 | $ 425,000 | $ 425,000 | $ 265,000 |
| Grand Junction, CO | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Greenville, NC | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| Hammond, LA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hot Springs, AR | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| Idaho Falls, ID | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Jackson, TN | 1 | $ 645,000 | $ 645,000 | $ 242,000 |
| Janesville-Beloit, WI | 1 | $ 105,000 | $ 105,000 | $ 240,000 |
| Kennewick-Richland, WA | 1 | $ 415,000 | $ 415,000 | $ 167,000 |
| Lewiston-Auburn, ME | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Lubbock, TX | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Manchester-Nashua, NH | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Manhattan, KS | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Midland, TX | 1 | $ 845,000 | $ 845,000 | $ 318,000 |
| Odessa, TX | 1 | $ 185,000 | $ 185,000 | $ 200,000 |
| Pine Bluff, AR | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Pocatello, ID | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Pueblo, CO | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Racine, WI | 1 | $ 545,000 | $ 545,000 | $ 1,320,000 |
| Rapid City, SD | 1 | $ 285,000 | $ 285,000 | $ 52,000 |
| Reading, PA | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Rome, GA | 1 | $ 175,000 | $ 175,000 | $ 121,000 |
| Saginaw, MI | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Sebring, FL | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Shreveport-Bossier City, LA | 1 | $ 335,000 | $ 335,000 | $ 428,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 515,000 | $ 515,000 | $ 164,000 |
| Springfield, MA | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| St. Cloud, MN | 1 | $ 405,000 | $ 405,000 | $ 218,000 |
| State College, PA | 1 | $ 1,045,000 | $ 1,045,000 | $ 500,000 |
| Utica-Rome, NY | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Victoria, TX | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Waco, TX | 1 | $ 355,000 | $ 355,000 | $ 189,000 |
| Walla Walla, WA | 1 | $ 405,000 | $ 405,000 | $ 361,000 |
| Warner Robins, GA | 1 | $ 345,000 | $ 345,000 | $ 322,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 605,000 | $ 605,000 | $ 269,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Winchester, VA-WV | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,750 | $1,993,520,000 | $419,000 | $10,315,000 | $227,000 | $8,469,000 |
| Refinancing | 3,610 | $1,561,320,000 | $432,000 | $5,005,000 | $244,000 | $5,695,000 |
| Cash-out Refinancing | 2,223 | $1,160,515,000 | $522,000 | $10,005,000 | $243,000 | $3,161,000 |
| Other Purpose | 507 | $363,705,000 | $717,000 | $8,605,000 | $441,000 | $8,377,000 |
| Home Improvement | 16 | $5,920,000 | $370,000 | $905,000 | $180,000 | $507,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,911 | $4,091,585,000 | $459,000 | $10,315,000 | $245,000 | $8,469,000 |
| Not Provided | 1,263 | $680,225,000 | $538,000 | $8,005,000 | $289,000 | $4,252,000 |
| Asian | 325 | $131,005,000 | $403,000 | $5,005,000 | $245,000 | $2,012,000 |
| Black or African American | 282 | $61,640,000 | $218,000 | $1,505,000 | $116,000 | $3,951,000 |
| Hispanic | 248 | $95,000,000 | $383,000 | $4,835,000 | $192,000 | $2,934,000 |
| American Indian or Alaskan Native | 39 | $8,895,000 | $228,000 | $655,000 | $147,000 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $4,430,000 | $369,000 | $705,000 | $137,000 | $242,000 |
| Not applicable | 3 | $265,000 | $88,000 | $155,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,670 | $4,974,180,000 | $466,000 | $10,315,000 | $251,000 | $8,469,000 |
| FHA-insured (Federal Housing Administration) | 248 | $50,520,000 | $203,000 | $1,265,000 | $69,000 | $486,000 |
| VA-guaranteed (Veterans Administration) | 180 | $58,570,000 | $325,000 | $1,625,000 | $113,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,710,000 | $213,000 | $355,000 | $67,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,993 | $4,580,595,000 | $458,000 | $10,315,000 | $246,000 | $8,469,000 |
| Application Withdrawn By Applicant | 836 | $377,410,000 | $451,000 | $10,005,000 | $258,000 | $4,831,000 |
| Application Denied By Financial Institution | 163 | $74,095,000 | $454,000 | $4,005,000 | $161,000 | $1,415,000 |
| Application Approved But Not Accepted | 88 | $47,420,000 | $538,000 | $2,005,000 | $265,000 | $1,836,000 |
| File Closed For Incompleteness | 23 | $5,195,000 | $225,000 | $1,005,000 | $178,000 | $962,000 |
| Loan Purchased By The Institution | 3 | $265,000 | $88,000 | $155,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,943 | $5,010,885,000 | $457,000 | $10,315,000 | $247,000 | $8,469,000 |
| Debt-To-Income Ratio | 57 | $26,415,000 | $463,000 | $1,565,000 | $94,000 | $493,000 |
| Collateral | 52 | $30,220,000 | $581,000 | $4,005,000 | $264,000 | $1,160,000 |
| Credit History | 25 | $7,855,000 | $314,000 | $1,525,000 | $110,000 | $557,000 |
| Unverifiable Information | 8 | $1,560,000 | $195,000 | $535,000 | $160,000 | $800,000 |
| Credit Application Incomplete | 8 | $2,190,000 | $273,000 | $505,000 | $91,000 | $135,000 |
| Other | 6 | $1,890,000 | $315,000 | $1,265,000 | $106,000 | $255,000 |
| Employment History | 4 | $680,000 | $170,000 | $235,000 | $70,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $3,285,000 | $1,095,000 | $3,005,000 | $495,000 | $1,415,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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