The Cit Group/Consumer Finance Mortgage Lending & HMDA Data, 2003

In 2003, The Cit Group/Consumer Finance of Livingston, NJ reported 98,912 mortgage applications totaling $10.6 billion. The average application was for $107,623, and applicants reported an average income of $62,915. 22% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Houston, TX (4,545), Pittsburgh, PA (2,760) and Denver, CO (2,439) (applications in parentheses).

Mortgage Company & Address The Cit Group/Consumer Finance
650 Cit Drive
Livingston, NJ 07039
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 98,912
Total Mortgage Loan Application Amount $10,645,296,000
Average Mortgage Loan Application Amount $107,623
Highest Mortgage Loan Application Amount $2,655,000
Average Applicant Income $62,915
Highest Applicant Income $8,449,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Cit Group/Consumer Finance filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Cit Group/Consumer Finance by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 3,691 $ 375,762,000 $ 101,804 $ 88,000
Los Angeles, California 1,851 $ 343,742,000 $ 185,706 $ 136,000
Wayne, Michigan 1,611 $ 142,366,000 $ 88,371 $ 63,000
Cook, Illinois 1,605 $ 236,555,000 $ 147,386 $ 77,000
Maricopa, Arizona 1,549 $ 166,673,000 $ 107,600 $ 85,000
Allegheny, Pennsylvania 1,466 $ 107,481,000 $ 73,315 $ 58,000
Dallas, Texas 1,385 $ 147,410,000 $ 106,433 $ 81,000
St. Louis, Missouri 1,137 $ 98,746,000 $ 86,847 $ 56,000
Clark, Nevada 1,123 $ 135,573,000 $ 120,723 $ 93,000
Bexar, Texas 1,099 $ 87,793,000 $ 79,884 $ 66,000
Franklin, Ohio 1,077 $ 107,235,000 $ 99,568 $ 56,000
Jefferson, Kentucky 959 $ 82,081,000 $ 85,590 $ 48,000
Hamilton, Ohio 895 $ 94,719,000 $ 105,831 $ 58,000
Fulton, Georgia 880 $ 128,276,000 $ 145,768 $ 82,000
Tarrant, Texas 876 $ 89,614,000 $ 102,299 $ 73,000
San Diego, California 822 $ 156,008,000 $ 189,790 $ 142,000
St. Louis City, Missouri 809 $ 53,143,000 $ 65,689 $ 47,000
Oklahoma, Oklahoma 776 $ 56,298,000 $ 72,548 $ 42,000
Marion, Indiana 769 $ 60,179,000 $ 78,256 $ 55,000
Jackson, Missouri 752 $ 61,102,000 $ 81,252 $ 49,000
Denver, Colorado 721 $ 93,865,000 $ 130,187 $ 74,000
Lucas, Ohio 705 $ 50,613,000 $ 71,791 $ 53,000
Travis, Texas 705 $ 92,758,000 $ 131,571 $ 105,000
Hillsborough, Florida 621 $ 63,085,000 $ 101,586 $ 54,000
Tulsa, Oklahoma 607 $ 56,328,000 $ 92,797 $ 59,000
Orange, Florida 602 $ 55,825,000 $ 92,732 $ 50,000
Fort Bend, Texas 588 $ 75,180,000 $ 127,857 $ 84,000
Arapahoe, Colorado 577 $ 81,952,000 $ 142,031 $ 92,000
Alameda, California 574 $ 122,618,000 $ 213,620 $ 121,000
Contra Costa, California 573 $ 110,034,000 $ 192,031 $ 113,000
Philadelphia, Pennsylvania 566 $ 41,316,000 $ 72,996 $ 47,000
Cuyahoga, Ohio 537 $ 62,629,000 $ 116,627 $ 62,000
Summit, Ohio 533 $ 49,497,000 $ 92,864 $ 57,000
Adams, Colorado 529 $ 71,268,000 $ 134,722 $ 73,000
DeKalb, Georgia 473 $ 62,970,000 $ 133,128 $ 65,000
Montgomery, Ohio 465 $ 39,675,000 $ 85,322 $ 57,000
Wake, North Carolina 459 $ 59,077,000 $ 128,708 $ 73,000
Westmoreland, Pennsylvania 459 $ 41,088,000 $ 89,516 $ 51,000
Riverside, California 444 $ 74,304,000 $ 167,351 $ 103,000
St. Clair, Illinois 433 $ 35,405,000 $ 81,766 $ 50,000
Orange, California 428 $ 93,969,000 $ 219,553 $ 157,000
Jefferson, Colorado 422 $ 66,468,000 $ 157,507 $ 75,000
Salt Lake, Utah 417 $ 51,249,000 $ 122,899 $ 91,000
Mahoning, Ohio 412 $ 30,721,000 $ 74,565 $ 47,000
Santa Clara, California 402 $ 87,194,000 $ 216,900 $ 131,000
Madison, Illinois 399 $ 30,822,000 $ 77,248 $ 52,000
King, Washington 365 $ 57,420,000 $ 157,315 $ 98,000
San Bernardino, California 344 $ 47,452,000 $ 137,941 $ 98,000
Stark, Ohio 337 $ 27,289,000 $ 80,976 $ 39,000
Pinellas, Florida 336 $ 35,211,000 $ 104,794 $ 58,000
Allen, Indiana 331 $ 28,251,000 $ 85,350 $ 52,000
Duval, Florida 326 $ 25,733,000 $ 78,935 $ 63,000
Sacramento, California 325 $ 46,258,000 $ 142,332 $ 90,000
Pierce, Washington 320 $ 41,534,000 $ 129,793 $ 89,000
Oakland, Michigan 318 $ 52,259,000 $ 164,336 $ 86,000
Butler, Ohio 317 $ 33,121,000 $ 104,482 $ 54,000
Trumbull, Ohio 293 $ 26,020,000 $ 88,805 $ 51,000
Galveston, Texas 287 $ 27,320,000 $ 95,191 $ 76,000
Montgomery, Texas 285 $ 38,197,000 $ 134,024 $ 96,000
Mecklenburg, North Carolina 283 $ 34,516,000 $ 121,964 $ 63,000
Washington, Pennsylvania 280 $ 23,577,000 $ 84,203 $ 50,000
Brazoria, Texas 279 $ 28,614,000 $ 102,559 $ 80,000
Orleans, Louisiana 278 $ 22,449,000 $ 80,751 $ 67,000
Lexington, South Carolina 278 $ 22,155,000 $ 79,694 $ 44,000
Collin, Texas 277 $ 48,026,000 $ 173,379 $ 103,000
Williamson, Texas 275 $ 32,079,000 $ 116,650 $ 109,000
San Mateo, California 264 $ 57,766,000 $ 218,810 $ 162,000
Richland, South Carolina 263 $ 22,535,000 $ 85,684 $ 48,000
Laurel, Kentucky 262 $ 18,198,000 $ 69,458 $ 35,000
Leon, Florida 258 $ 24,428,000 $ 94,682 $ 52,000
Cumberland, North Carolina 257 $ 21,828,000 $ 84,933 $ 58,000
Wyandotte, Kansas 252 $ 17,497,000 $ 69,432 $ 46,000
Denton, Texas 247 $ 37,415,000 $ 151,477 $ 76,000
San Joaquin, California 241 $ 37,508,000 $ 155,634 $ 85,000
Camden, New Jersey 241 $ 27,416,000 $ 113,759 $ 62,000
Weld, Colorado 240 $ 30,953,000 $ 128,970 $ 68,000
Volusia, Florida 240 $ 21,006,000 $ 87,525 $ 52,000
Gwinnett, Georgia 240 $ 36,123,000 $ 150,512 $ 68,000
Luzerne, Pennsylvania 234 $ 19,747,000 $ 84,388 $ 48,000
Guilford, North Carolina 232 $ 22,482,000 $ 96,905 $ 50,000
El Paso, Colorado 231 $ 31,936,000 $ 138,251 $ 65,000
Hidalgo, Texas 229 $ 18,289,000 $ 79,864 $ 79,000
Prince George's, Maryland 224 $ 32,414,000 $ 144,705 $ 67,000
Douglas, Colorado 222 $ 44,335,000 $ 199,707 $ 104,000
Beaver, Pennsylvania 222 $ 16,196,000 $ 72,954 $ 44,000
Montgomery, Pennsylvania 222 $ 34,948,000 $ 157,423 $ 72,000
Seminole, Florida 218 $ 25,125,000 $ 115,252 $ 64,000
Genesee, Michigan 218 $ 18,219,000 $ 83,573 $ 54,000
Solano, California 216 $ 40,829,000 $ 189,023 $ 92,000
Fayette, Pennsylvania 214 $ 13,267,000 $ 61,995 $ 47,000
Cobb, Georgia 213 $ 30,927,000 $ 145,197 $ 77,000
Florence, South Carolina 208 $ 15,180,000 $ 72,980 $ 37,000
Darlington, South Carolina 206 $ 14,243,000 $ 69,140 $ 36,000
Bibb, Georgia 205 $ 13,396,000 $ 65,346 $ 61,000
Clark, Indiana 205 $ 16,775,000 $ 81,829 $ 41,000
Osceola, Florida 204 $ 18,574,000 $ 91,049 $ 52,000
Pasco, Florida 203 $ 16,763,000 $ 82,576 $ 53,000
Gloucester, New Jersey 199 $ 25,916,000 $ 130,231 $ 67,000
St. Charles, Missouri 198 $ 23,116,000 $ 116,747 $ 68,000
Iredell, North Carolina 198 $ 19,449,000 $ 98,227 $ 47,000
Pulaski, Arkansas 194 $ 17,155,000 $ 88,427 $ 54,000
Fairfax, Virginia 193 $ 42,382,000 $ 219,595 $ 103,000
Douglas, Nebraska 192 $ 16,138,000 $ 84,052 $ 81,000
Columbiana, Ohio 192 $ 17,061,000 $ 88,859 $ 42,000
Robeson, North Carolina 190 $ 12,092,000 $ 63,642 $ 39,000
Butler, Pennsylvania 188 $ 18,800,000 $ 100,000 $ 62,000
Charleston, South Carolina 188 $ 20,745,000 $ 110,345 $ 58,000
Horry, South Carolina 187 $ 18,963,000 $ 101,406 $ 50,000
Johnson, Kansas 185 $ 26,309,000 $ 142,210 $ 78,000
Mercer, Pennsylvania 183 $ 14,725,000 $ 80,464 $ 44,000
Broward, Florida 182 $ 21,665,000 $ 119,038 $ 63,000
Jefferson, Louisiana 181 $ 18,257,000 $ 100,867 $ 61,000
Baltimore City, Maryland 181 $ 12,310,000 $ 68,011 $ 61,000
Clayton, Georgia 179 $ 19,416,000 $ 108,469 $ 67,000
Berkeley, South Carolina 178 $ 15,206,000 $ 85,426 $ 46,000
Macomb, Michigan 177 $ 24,570,000 $ 138,813 $ 75,000
Lake, Florida 175 $ 17,705,000 $ 101,171 $ 49,000
Catawba, North Carolina 175 $ 15,918,000 $ 90,960 $ 42,000
Polk, Florida 173 $ 12,710,000 $ 73,468 $ 58,000
Licking, Ohio 171 $ 19,899,000 $ 116,368 $ 64,000
Snohomish, Washington 170 $ 25,690,000 $ 151,117 $ 91,000
Ventura, California 168 $ 33,769,000 $ 201,005 $ 145,000
Washoe, Nevada 168 $ 24,542,000 $ 146,083 $ 98,000
Jefferson, Texas 168 $ 10,247,000 $ 60,994 $ 57,000
Lorain, Ohio 167 $ 18,180,000 $ 108,862 $ 52,000
Bucks, Pennsylvania 167 $ 27,124,000 $ 162,419 $ 68,000
Orangeburg, South Carolina 166 $ 11,664,000 $ 70,265 $ 35,000
Kenton, Kentucky 164 $ 15,072,000 $ 91,902 $ 55,000
Jefferson, Missouri 163 $ 15,123,000 $ 92,779 $ 56,000
Durham, North Carolina 163 $ 16,616,000 $ 101,938 $ 60,000
Pitt, North Carolina 163 $ 12,914,000 $ 79,226 $ 49,000
Cleveland, Oklahoma 163 $ 14,083,000 $ 86,398 $ 54,000
Vigo, Indiana 162 $ 9,574,000 $ 59,098 $ 37,000
Madison, Indiana 161 $ 11,088,000 $ 68,869 $ 51,000
Buncombe, North Carolina 161 $ 16,587,000 $ 103,024 $ 60,000
San Francisco, California 159 $ 40,211,000 $ 252,899 $ 141,000
Putnam, Florida 159 $ 10,342,000 $ 65,044 $ 31,000
Catoosa, Georgia 155 $ 14,065,000 $ 90,741 $ 47,000
Utah, Utah 155 $ 17,493,000 $ 112,858 $ 89,000
Hartford, Connecticut 154 $ 16,599,000 $ 107,785 $ 68,000
Portage, Ohio 154 $ 17,796,000 $ 115,558 $ 55,000
Erie, Pennsylvania 152 $ 10,605,000 $ 69,769 $ 40,000
Prince William, Virginia 150 $ 29,724,000 $ 198,160 $ 74,000
Sumter, South Carolina 146 $ 10,614,000 $ 72,698 $ 33,000
Palm Beach, Florida 144 $ 15,257,000 $ 105,951 $ 61,000
Clermont, Ohio 144 $ 16,420,000 $ 114,027 $ 50,000
Cameron, Texas 144 $ 12,248,000 $ 85,055 $ 64,000
Fairfield, Ohio 142 $ 19,030,000 $ 134,014 $ 57,000
Johnston, North Carolina 141 $ 15,113,000 $ 107,184 $ 53,000
Clark, Ohio 141 $ 10,515,000 $ 74,574 $ 53,000
Fairfield, Connecticut 140 $ 25,234,000 $ 180,242 $ 91,000
Delaware, Pennsylvania 140 $ 13,305,000 $ 95,035 $ 51,000
Miami-Dade, Florida 139 $ 19,621,000 $ 141,158 $ 106,000
New Haven, Connecticut 136 $ 14,135,000 $ 103,933 $ 73,000
Warren, Ohio 133 $ 17,931,000 $ 134,819 $ 54,000
Lackawanna, Pennsylvania 133 $ 11,122,000 $ 83,624 $ 59,000
Baltimore, Maryland 132 $ 14,953,000 $ 113,280 $ 60,000
Whitfield, Georgia 131 $ 12,139,000 $ 92,664 $ 42,000
Weber, Utah 130 $ 14,589,000 $ 112,223 $ 59,000
Stanislaus, California 129 $ 17,363,000 $ 134,596 $ 79,000
Fayette, Kentucky 129 $ 13,187,000 $ 102,224 $ 74,000
Alamance, North Carolina 129 $ 12,185,000 $ 94,457 $ 46,000
Bell, Texas 129 $ 9,331,000 $ 72,333 $ 56,000
Richmond City, Virginia 127 $ 9,545,000 $ 75,157 $ 56,000
Hall, Georgia 126 $ 15,935,000 $ 126,468 $ 55,000
El Paso, Texas 126 $ 10,535,000 $ 83,611 $ 63,000
Vanderburgh, Indiana 124 $ 8,083,000 $ 65,185 $ 35,000
Kent, Michigan 124 $ 11,914,000 $ 96,080 $ 45,000
Wichita, Texas 124 $ 7,950,000 $ 64,112 $ 48,000
St. Joseph, Indiana 123 $ 9,629,000 $ 78,284 $ 54,000
Lehigh, Pennsylvania 123 $ 10,759,000 $ 87,471 $ 48,000
Dorchester, South Carolina 123 $ 10,805,000 $ 87,845 $ 49,000
Northampton, Pennsylvania 122 $ 14,578,000 $ 119,491 $ 53,000
Marion, Florida 121 $ 7,617,000 $ 62,950 $ 40,000
Rutherford, North Carolina 120 $ 8,269,000 $ 68,908 $ 33,000
Walker, Georgia 116 $ 8,785,000 $ 75,732 $ 46,000
Lake, Indiana 116 $ 8,946,000 $ 77,120 $ 59,000
Forsyth, North Carolina 116 $ 11,609,000 $ 100,077 $ 59,000
New Hanover, North Carolina 116 $ 11,372,000 $ 98,034 $ 58,000
Elkhart, Indiana 115 $ 10,454,000 $ 90,904 $ 51,000
Burke, North Carolina 114 $ 9,941,000 $ 87,201 $ 63,000
Nash, North Carolina 114 $ 9,955,000 $ 87,324 $ 45,000
Wakulla, Florida 113 $ 8,746,000 $ 77,398 $ 48,000
Craven, North Carolina 112 $ 10,665,000 $ 95,223 $ 58,000
Norfolk, Virginia 112 $ 9,063,000 $ 80,919 $ 62,000
Caldwell, North Carolina 111 $ 8,978,000 $ 80,882 $ 44,000
Virginia Beach, Virginia 111 $ 13,809,000 $ 124,405 $ 65,000
Boulder, Colorado 110 $ 18,677,000 $ 169,790 $ 91,000
Chester, Pennsylvania 109 $ 16,840,000 $ 154,495 $ 66,000
New Castle, Delaware 108 $ 12,272,000 $ 113,629 $ 63,000
Floyd, Indiana 107 $ 10,054,000 $ 93,962 $ 57,000
Montgomery, Maryland 107 $ 22,022,000 $ 205,813 $ 115,000
Gaston, North Carolina 107 $ 8,845,000 $ 82,663 $ 43,000
Rowan, North Carolina 107 $ 10,199,000 $ 95,317 $ 41,000
Lee, Florida 105 $ 10,281,000 $ 97,914 $ 51,000
Bullitt, Kentucky 105 $ 10,176,000 $ 96,914 $ 49,000
Monroe, Pennsylvania 105 $ 12,446,000 $ 118,533 $ 52,000
Monterey, California 104 $ 20,391,000 $ 196,067 $ 143,000
Whitley, Kentucky 103 $ 5,664,000 $ 54,990 $ 34,000
Anne Arundel, Maryland 103 $ 17,389,000 $ 168,825 $ 96,000
Sampson, North Carolina 103 $ 6,992,000 $ 67,883 $ 40,000
Providence, Rhode Island 103 $ 14,929,000 $ 144,941 $ 61,000
Will, Illinois 102 $ 16,227,000 $ 159,088 $ 100,000
Brunswick, North Carolina 102 $ 8,305,000 $ 81,421 $ 44,000
Canadian, Oklahoma 102 $ 8,747,000 $ 85,754 $ 48,000
Warren, Kentucky 101 $ 8,893,000 $ 88,049 $ 42,000
Hamilton, Indiana 100 $ 17,919,000 $ 179,190 $ 114,000
Lawrence, Ohio 100 $ 6,114,000 $ 61,140 $ 38,000
Wood, Ohio 100 $ 11,723,000 $ 117,230 $ 58,000
Sonoma, California 99 $ 16,454,000 $ 166,202 $ 156,000
Howard, Indiana 99 $ 7,487,000 $ 75,626 $ 43,000
Gadsden, Florida 98 $ 6,651,000 $ 67,867 $ 38,000
Davidson, North Carolina 98 $ 8,888,000 $ 90,693 $ 47,000
Cambria, Pennsylvania 98 $ 6,057,000 $ 61,806 $ 36,000
Ellis, Texas 98 $ 11,278,000 $ 115,081 $ 79,000
Henrico, Virginia 98 $ 11,077,000 $ 113,030 $ 75,000
Whatcom, Washington 98 $ 12,232,000 $ 124,816 $ 65,000
Berkeley, West Virginia 97 $ 10,184,000 $ 104,989 $ 50,000
Pulaski, Kentucky 95 $ 6,056,000 $ 63,747 $ 34,000
Essex, New Jersey 95 $ 18,343,000 $ 193,084 $ 100,000
Onslow, North Carolina 95 $ 7,447,000 $ 78,389 $ 50,000
Greenville, South Carolina 94 $ 9,242,000 $ 98,319 $ 51,000
Fresno, California 93 $ 11,306,000 $ 121,569 $ 71,000
Delaware, Ohio 93 $ 18,121,000 $ 194,849 $ 149,000
Marin, California 92 $ 19,192,000 $ 208,608 $ 177,000
Larimer, Colorado 92 $ 16,161,000 $ 175,663 $ 82,000
Cherokee, Georgia 91 $ 12,231,000 $ 134,406 $ 67,000
Lenoir, North Carolina 91 $ 6,253,000 $ 68,714 $ 41,000
Lincoln, North Carolina 91 $ 8,563,000 $ 94,098 $ 35,000
Ingham, Michigan 90 $ 8,049,000 $ 89,433 $ 55,000
Cabarrus, North Carolina 89 $ 8,542,000 $ 95,977 $ 56,000
Kershaw, South Carolina 89 $ 6,962,000 $ 78,224 $ 42,000
Delaware, Indiana 88 $ 5,042,000 $ 57,295 $ 40,000
Ross, Ohio 88 $ 7,685,000 $ 87,329 $ 46,000
Somerset, Pennsylvania 88 $ 6,429,000 $ 73,056 $ 46,000
Chesterfield, Virginia 88 $ 9,528,000 $ 108,272 $ 54,000
St. Johns, Florida 87 $ 8,046,000 $ 92,482 $ 95,000
Hennepin, Minnesota 87 $ 14,267,000 $ 163,988 $ 83,000
Hardin, Kentucky 86 $ 6,867,000 $ 79,848 $ 43,000
Vance, North Carolina 85 $ 7,561,000 $ 88,952 $ 54,000
Wayne, North Carolina 85 $ 6,321,000 $ 74,364 $ 63,000
Lake, Ohio 85 $ 10,291,000 $ 121,070 $ 62,000
Brevard, Florida 84 $ 7,801,000 $ 92,869 $ 61,000
Atlantic, New Jersey 84 $ 9,950,000 $ 118,452 $ 63,000
Haywood, North Carolina 84 $ 7,620,000 $ 90,714 $ 53,000
Pender, North Carolina 84 $ 6,745,000 $ 80,297 $ 45,000
Randolph, North Carolina 84 $ 6,880,000 $ 81,904 $ 53,000
Lawrence, Pennsylvania 84 $ 6,611,000 $ 78,702 $ 46,000
York, South Carolina 83 $ 7,690,000 $ 92,650 $ 43,000
Mecklenburg, Virginia 83 $ 7,344,000 $ 88,481 $ 39,000
Medina, Ohio 82 $ 10,283,000 $ 125,402 $ 56,000
Crawford, Pennsylvania 82 $ 5,247,000 $ 63,987 $ 37,000
Clay, Florida 81 $ 6,577,000 $ 81,197 $ 55,000
Harrison, Indiana 81 $ 7,248,000 $ 89,481 $ 43,000
Harnett, North Carolina 81 $ 7,818,000 $ 96,518 $ 58,000
Anderson, South Carolina 80 $ 5,971,000 $ 74,637 $ 55,000
Spartanburg, South Carolina 80 $ 6,692,000 $ 83,650 $ 41,000
Duplin, North Carolina 79 $ 5,515,000 $ 69,810 $ 39,000
Ashtabula, Ohio 79 $ 7,350,000 $ 93,037 $ 56,000
Richland, Ohio 79 $ 6,486,000 $ 82,101 $ 41,000
Dillon, South Carolina 79 $ 4,847,000 $ 61,354 $ 26,000
McLennan, Texas 79 $ 6,804,000 $ 86,126 $ 55,000
Hernando, Florida 78 $ 8,514,000 $ 109,153 $ 60,000
Henderson, North Carolina 78 $ 8,677,000 $ 111,243 $ 63,000
Berks, Pennsylvania 78 $ 7,627,000 $ 97,782 $ 66,000
Tippecanoe, Indiana 77 $ 6,755,000 $ 87,727 $ 42,000
Boone, Kentucky 77 $ 9,732,000 $ 126,389 $ 65,000
Union, North Carolina 77 $ 8,363,000 $ 108,610 $ 50,000
Cleveland, North Carolina 76 $ 6,548,000 $ 86,157 $ 41,000
Marion, Ohio 76 $ 5,891,000 $ 77,513 $ 38,000
Gregg, Texas 76 $ 5,222,000 $ 68,710 $ 57,000
Hendricks, Indiana 75 $ 7,603,000 $ 101,373 $ 59,000
Laurens, South Carolina 75 $ 4,895,000 $ 65,266 $ 34,000
Kaufman, Texas 74 $ 7,231,000 $ 97,716 $ 77,000
Pittsylvania, Virginia 74 $ 5,717,000 $ 77,256 $ 38,000
Burlington, New Jersey 73 $ 10,968,000 $ 150,246 $ 64,000
Colleton, South Carolina 73 $ 5,158,000 $ 70,657 $ 39,000
Marion, South Carolina 73 $ 4,379,000 $ 59,986 $ 32,000
Moore, North Carolina 72 $ 6,572,000 $ 91,277 $ 42,000
Beaufort, South Carolina 72 $ 7,853,000 $ 109,069 $ 60,000
Beaufort, North Carolina 71 $ 5,268,000 $ 74,197 $ 41,000
Edgecombe, North Carolina 71 $ 5,100,000 $ 71,830 $ 45,000
Clay, Missouri 70 $ 9,113,000 $ 130,185 $ 68,000
Brown, Ohio 70 $ 6,817,000 $ 97,385 $ 45,000
Wayne, Ohio 70 $ 6,721,000 $ 96,014 $ 43,000
Lake, Illinois 69 $ 13,157,000 $ 190,681 $ 86,000
Pueblo, Colorado 68 $ 7,876,000 $ 115,823 $ 50,000
Monroe, Michigan 68 $ 9,727,000 $ 143,044 $ 63,000
Greene, Ohio 68 $ 7,018,000 $ 103,205 $ 51,000
Hays, Texas 68 $ 7,628,000 $ 112,176 $ 129,000
Kern, California 67 $ 7,455,000 $ 111,268 $ 97,000
Johnson, Texas 67 $ 6,430,000 $ 95,970 $ 44,000
Johnson, Indiana 66 $ 7,344,000 $ 111,272 $ 58,000
Campbell, Kentucky 66 $ 6,000,000 $ 90,909 $ 42,000
Muskegon, Michigan 66 $ 4,489,000 $ 68,015 $ 38,000
Cumberland, New Jersey 66 $ 6,478,000 $ 98,151 $ 55,000
Jackson, Florida 65 $ 3,819,000 $ 58,753 $ 38,000
Muskingum, Ohio 65 $ 4,586,000 $ 70,553 $ 37,000
Portsmouth, Virginia 65 $ 4,164,000 $ 64,061 $ 59,000
DuPage, Illinois 64 $ 13,167,000 $ 205,734 $ 80,000
Grant, Indiana 64 $ 3,717,000 $ 58,078 $ 33,000
Bergen, New Jersey 64 $ 18,339,000 $ 286,546 $ 114,000
Ocean, New Jersey 64 $ 9,179,000 $ 143,421 $ 78,000
Fulton, Ohio 64 $ 6,933,000 $ 108,328 $ 46,000
Dauphin, Pennsylvania 64 $ 5,005,000 $ 78,203 $ 45,000
Frederick, Virginia 64 $ 8,612,000 $ 134,562 $ 62,000
Cabell, West Virginia 64 $ 3,793,000 $ 59,265 $ 34,000
Kanawha, West Virginia 64 $ 4,919,000 $ 76,859 $ 39,000
Pima, Arizona 63 $ 6,742,000 $ 107,015 $ 73,000
Henry, Indiana 63 $ 5,440,000 $ 86,349 $ 62,000
Jackson, Michigan 63 $ 5,594,000 $ 88,793 $ 67,000
Pottawatomie, Oklahoma 63 $ 3,567,000 $ 56,619 $ 35,000
Davis, Utah 63 $ 7,383,000 $ 117,190 $ 74,000
Spokane, Washington 63 $ 5,892,000 $ 93,523 $ 48,000
Manatee, Florida 62 $ 6,811,000 $ 109,854 $ 63,000
Noble, Indiana 62 $ 4,920,000 $ 79,354 $ 46,000
Boyd, Kentucky 62 $ 3,468,000 $ 55,935 $ 35,000
Aiken, South Carolina 62 $ 4,457,000 $ 71,887 $ 36,000
Jasper, South Carolina 62 $ 4,953,000 $ 79,887 $ 41,000
Daviess, Kentucky 61 $ 4,755,000 $ 77,950 $ 88,000
Lancaster, Nebraska 61 $ 6,173,000 $ 101,196 $ 56,000
Raleigh, West Virginia 61 $ 4,221,000 $ 69,196 $ 41,000
Faulkner, Arkansas 60 $ 7,358,000 $ 122,633 $ 108,000
Placer, California 60 $ 11,055,000 $ 184,250 $ 112,000
Chatham, Georgia 60 $ 5,950,000 $ 99,166 $ 56,000
Henry, Georgia 60 $ 7,576,000 $ 126,266 $ 83,000
Morgan, Indiana 60 $ 6,865,000 $ 114,416 $ 50,000
Passaic, New Jersey 60 $ 11,004,000 $ 183,400 $ 69,000
Franklin, North Carolina 60 $ 5,744,000 $ 95,733 $ 64,000
Wilson, North Carolina 60 $ 4,974,000 $ 82,900 $ 49,000
Lancaster, Pennsylvania 60 $ 6,773,000 $ 112,883 $ 98,000
Shelby, Kentucky 59 $ 5,591,000 $ 94,762 $ 51,000
Calhoun, Michigan 59 $ 4,982,000 $ 84,440 $ 65,000
Middlesex, New Jersey 59 $ 11,138,000 $ 188,779 $ 66,000
Highland, Ohio 59 $ 5,529,000 $ 93,711 $ 45,000
Bedford, Virginia 59 $ 5,626,000 $ 95,355 $ 48,000
Alachua, Florida 58 $ 4,337,000 $ 74,775 $ 51,000
Georgetown, South Carolina 58 $ 4,911,000 $ 84,672 $ 39,000
Chesapeake, Virginia 58 $ 5,229,000 $ 90,155 $ 56,000
Loudoun, Virginia 58 $ 12,376,000 $ 213,379 $ 94,000
Knox, Kentucky 57 $ 3,449,000 $ 60,508 $ 33,000
Scioto, Ohio 57 $ 4,139,000 $ 72,614 $ 40,000
Tuscarawas, Ohio 57 $ 4,782,000 $ 83,894 $ 47,000
Roanoke City, Virginia 57 $ 3,365,000 $ 59,035 $ 44,000
Monroe, Indiana 56 $ 5,037,000 $ 89,946 $ 56,000
Franklin, Missouri 56 $ 5,712,000 $ 102,000 $ 55,000
Knox, Ohio 56 $ 5,217,000 $ 93,160 $ 42,000
Creek, Oklahoma 56 $ 4,051,000 $ 72,339 $ 57,000
Kitsap, Washington 56 $ 7,002,000 $ 125,035 $ 76,000
Forsyth, Georgia 55 $ 8,508,000 $ 154,690 $ 74,000
Kane, Illinois 55 $ 8,493,000 $ 154,418 $ 68,000
Indiana, Pennsylvania 55 $ 3,582,000 $ 65,127 $ 36,000
DeKalb, Indiana 54 $ 5,010,000 $ 92,777 $ 47,000
Perry, Kentucky 54 $ 3,176,000 $ 58,814 $ 41,000
Union, New Jersey 54 $ 9,218,000 $ 170,703 $ 79,000
Pickaway, Ohio 54 $ 6,050,000 $ 112,037 $ 61,000
Cass, Indiana 53 $ 3,156,000 $ 59,547 $ 33,000
Kosciusko, Indiana 53 $ 4,879,000 $ 92,056 $ 55,000
Ramsey, Minnesota 53 $ 10,801,000 $ 203,792 $ 64,000
Hudson, New Jersey 53 $ 11,736,000 $ 221,433 $ 77,000
Clarendon, South Carolina 53 $ 3,849,000 $ 72,622 $ 49,000
Orange, Texas 53 $ 3,159,000 $ 59,603 $ 67,000
Cass, Missouri 52 $ 5,917,000 $ 113,788 $ 65,000
Clinton, Ohio 52 $ 5,002,000 $ 96,192 $ 47,000
Rogers, Oklahoma 52 $ 4,899,000 $ 94,211 $ 47,000
Oconee, South Carolina 52 $ 3,579,000 $ 68,826 $ 37,000
Bell, Kentucky 51 $ 2,844,000 $ 55,764 $ 38,000
Granville, North Carolina 51 $ 4,062,000 $ 79,647 $ 37,000
Hoke, North Carolina 51 $ 3,583,000 $ 70,254 $ 45,000
Union, Ohio 51 $ 5,900,000 $ 115,686 $ 47,000
Jefferson, West Virginia 51 $ 7,215,000 $ 141,470 $ 61,000
Wayne, West Virginia 51 $ 3,529,000 $ 69,196 $ 38,000
Citrus, Florida 50 $ 3,532,000 $ 70,640 $ 42,000
Jackson, Georgia 50 $ 4,778,000 $ 95,560 $ 43,000
Murray, Georgia 50 $ 4,450,000 $ 89,000 $ 44,000
Wabash, Indiana 50 $ 3,382,000 $ 67,640 $ 50,000
Logan, Ohio 50 $ 4,768,000 $ 95,360 $ 48,000
Wagoner, Oklahoma 50 $ 4,540,000 $ 90,800 $ 43,000
Schuylkill, Pennsylvania 50 $ 2,955,000 $ 59,100 $ 37,000
Allen, Ohio 49 $ 3,452,000 $ 70,448 $ 49,000
Pike, Pennsylvania 49 $ 5,091,000 $ 103,897 $ 62,000
Parker, Texas 49 $ 5,333,000 $ 108,836 $ 76,000
LaPorte, Indiana 48 $ 4,662,000 $ 97,125 $ 96,000
Oldham, Kentucky 48 $ 7,323,000 $ 152,562 $ 77,000
Columbus, North Carolina 48 $ 4,013,000 $ 83,604 $ 43,000
Lubbock, Texas 48 $ 4,030,000 $ 83,958 $ 77,000
Rockwall, Texas 48 $ 8,524,000 $ 177,583 $ 108,000
Lenawee, Michigan 47 $ 5,112,000 $ 108,765 $ 50,000
Saginaw, Michigan 47 $ 4,008,000 $ 85,276 $ 44,000
Guernsey, Ohio 47 $ 2,853,000 $ 60,702 $ 63,000
Elbert, Colorado 46 $ 9,089,000 $ 197,586 $ 115,000
Clay, Kentucky 46 $ 2,596,000 $ 56,434 $ 26,000
Harlan, Kentucky 46 $ 2,287,000 $ 49,717 $ 40,000
Rockingham, North Carolina 46 $ 3,740,000 $ 81,304 $ 46,000
Nueces, Texas 46 $ 4,707,000 $ 102,326 $ 70,000
Brunswick, Virginia 46 $ 3,485,000 $ 75,760 $ 37,000
Franklin, Virginia 46 $ 4,044,000 $ 87,913 $ 39,000
Pinal, Arizona 45 $ 4,262,000 $ 94,711 $ 65,000
Escambia, Florida 45 $ 3,093,000 $ 68,733 $ 66,000
Flagler, Florida 45 $ 3,798,000 $ 84,400 $ 46,000
Grayson, Kentucky 45 $ 3,356,000 $ 74,577 $ 38,000
St. Bernard, Louisiana 45 $ 3,578,000 $ 79,511 $ 46,000
Frederick, Maryland 45 $ 8,408,000 $ 186,844 $ 87,000
Monmouth, New Jersey 45 $ 9,318,000 $ 207,066 $ 81,000
Halifax, North Carolina 45 $ 3,112,000 $ 69,155 $ 52,000
Huron, Ohio 45 $ 4,150,000 $ 92,222 $ 50,000
Sandusky, Ohio 45 $ 4,135,000 $ 91,888 $ 48,000
Clearfield, Pennsylvania 45 $ 2,713,000 $ 60,288 $ 45,000
Hardin, Texas 45 $ 3,574,000 $ 79,422 $ 63,000
Yakima, Washington 45 $ 5,024,000 $ 111,644 $ 54,000
Bay, Florida 44 $ 3,586,000 $ 81,500 $ 56,000
Washington, Indiana 44 $ 3,400,000 $ 77,272 $ 33,000
Madison, Ohio 44 $ 5,439,000 $ 123,613 $ 57,000
Smith, Texas 44 $ 4,177,000 $ 94,931 $ 70,000
Sarasota, Florida 43 $ 5,276,000 $ 122,697 $ 49,000
Scott, Indiana 43 $ 3,171,000 $ 73,744 $ 55,000
McCracken, Kentucky 43 $ 2,356,000 $ 54,790 $ 40,000
Morris, New Jersey 43 $ 10,054,000 $ 233,813 $ 76,000
Champaign, Ohio 43 $ 3,842,000 $ 89,348 $ 48,000
Geauga, Ohio 43 $ 7,528,000 $ 175,069 $ 54,000
Muskogee, Oklahoma 43 $ 3,024,000 $ 70,325 $ 52,000
Armstrong, Pennsylvania 43 $ 3,247,000 $ 75,511 $ 50,000
Garland, Arkansas 42 $ 4,533,000 $ 107,928 $ 89,000
Boone, Indiana 42 $ 5,101,000 $ 121,452 $ 62,000
Hancock, Indiana 42 $ 4,514,000 $ 107,476 $ 59,000
Lawrence, Indiana 42 $ 3,142,000 $ 74,809 $ 37,000
Madison, Kentucky 42 $ 3,956,000 $ 94,190 $ 48,000
Bladen, North Carolina 42 $ 2,770,000 $ 65,952 $ 42,000
Carteret, North Carolina 42 $ 3,397,000 $ 80,880 $ 58,000
Person, North Carolina 42 $ 4,249,000 $ 101,166 $ 58,000
Multnomah, Oregon 42 $ 6,449,000 $ 153,547 $ 66,000
Newport News, Virginia 42 $ 2,947,000 $ 70,166 $ 49,000
Warren, Virginia 42 $ 4,546,000 $ 108,238 $ 46,000
St. Lucie, Florida 41 $ 3,678,000 $ 89,707 $ 45,000
Bartow, Georgia 41 $ 3,495,000 $ 85,243 $ 44,000
Miami, Indiana 41 $ 3,322,000 $ 81,024 $ 39,000
Nelson, Kentucky 41 $ 3,606,000 $ 87,951 $ 45,000
Berrien, Michigan 41 $ 3,313,000 $ 80,804 $ 64,000
Pike, Ohio 41 $ 3,229,000 $ 78,756 $ 42,000
Comanche, Oklahoma 41 $ 2,193,000 $ 53,487 $ 45,000
Bastrop, Texas 41 $ 4,104,000 $ 100,097 $ 102,000
Napa, California 40 $ 8,745,000 $ 218,625 $ 151,000
Gordon, Georgia 40 $ 3,353,000 $ 83,825 $ 71,000
Shelby, Indiana 40 $ 4,008,000 $ 100,200 $ 116,000
Wayne, Indiana 40 $ 2,575,000 $ 64,375 $ 62,000
Whitley, Indiana 40 $ 3,680,000 $ 92,000 $ 40,000
Hancock, Ohio 40 $ 4,174,000 $ 104,350 $ 47,000
York, Pennsylvania 40 $ 3,997,000 $ 99,925 $ 51,000
Comal, Texas 40 $ 5,956,000 $ 148,900 $ 75,000
Danville, Virginia 40 $ 2,142,000 $ 53,550 $ 29,000
Okaloosa, Florida 39 $ 3,237,000 $ 83,000 $ 128,000
Douglas, Georgia 39 $ 4,305,000 $ 110,384 $ 63,000
Jackson, Indiana 39 $ 2,926,000 $ 75,025 $ 39,000
Leslie, Kentucky 39 $ 2,289,000 $ 58,692 $ 41,000
Marshall, Kentucky 39 $ 2,676,000 $ 68,615 $ 73,000
St. Tammany, Louisiana 39 $ 6,012,000 $ 154,153 $ 81,000
Blair, Pennsylvania 39 $ 2,585,000 $ 66,282 $ 40,000
Greene, Pennsylvania 39 $ 2,873,000 $ 73,666 $ 62,000
Webb, Texas 39 $ 4,111,000 $ 105,410 $ 83,000
Clark, Washington 39 $ 5,063,000 $ 129,820 $ 70,000
Santa Cruz, California 38 $ 7,624,000 $ 200,631 $ 148,000
Thomas, Georgia 38 $ 2,377,000 $ 62,552 $ 35,000
Howard, Maryland 38 $ 8,931,000 $ 235,026 $ 100,000
Fayette, Ohio 38 $ 4,241,000 $ 111,605 $ 50,000
Hunt, Texas 38 $ 3,418,000 $ 89,947 $ 82,000
Thurston, Washington 38 $ 4,402,000 $ 115,842 $ 61,000
El Dorado, California 37 $ 9,447,000 $ 255,324 $ 109,000
Nassau, Florida 37 $ 4,063,000 $ 109,810 $ 72,000
Santa Rosa, Florida 37 $ 2,518,000 $ 68,054 $ 38,000
Sumter, Florida 37 $ 2,542,000 $ 68,702 $ 46,000
Clinton, Indiana 37 $ 3,366,000 $ 90,972 $ 67,000
Knox, Indiana 37 $ 2,017,000 $ 54,513 $ 51,000
Warrick, Indiana 37 $ 3,592,000 $ 97,081 $ 43,000
Meade, Kentucky 37 $ 2,788,000 $ 75,351 $ 46,000
Sarpy, Nebraska 37 $ 4,009,000 $ 108,351 $ 79,000
Belmont, Ohio 37 $ 2,289,000 $ 61,864 $ 42,000
Erie, Ohio 37 $ 5,010,000 $ 135,405 $ 73,000
Grady, Oklahoma 37 $ 2,473,000 $ 66,837 $ 36,000
Newberry, South Carolina 37 $ 2,849,000 $ 77,000 $ 34,000
Pickens, South Carolina 37 $ 2,833,000 $ 76,567 $ 35,000
Brown, Texas 37 $ 1,546,000 $ 41,783 $ 49,000
Merced, California 36 $ 5,759,000 $ 159,972 $ 68,000
Winnebago, Illinois 36 $ 3,364,000 $ 93,444 $ 53,000
Muhlenberg, Kentucky 36 $ 2,485,000 $ 69,027 $ 42,000
East Baton Rouge, Louisiana 36 $ 3,264,000 $ 90,666 $ 40,000
Lee, North Carolina 36 $ 2,914,000 $ 80,944 $ 49,000
Hamilton, Tennessee 36 $ 2,860,000 $ 79,444 $ 33,000
Liberty, Texas 36 $ 2,480,000 $ 68,888 $ 49,000
Petersburg, Virginia 36 $ 2,345,000 $ 65,138 $ 59,000
Santa Barbara, California 35 $ 7,381,000 $ 210,885 $ 224,000
Mercer, New Jersey 35 $ 5,729,000 $ 163,685 $ 65,000
Chatham, North Carolina 35 $ 3,308,000 $ 94,514 $ 60,000
Crawford, Ohio 35 $ 3,447,000 $ 98,485 $ 60,000
Preble, Ohio 35 $ 3,422,000 $ 97,771 $ 68,000
Henderson, Texas 35 $ 3,439,000 $ 98,257 $ 93,000
Saline, Arkansas 34 $ 3,502,000 $ 103,000 $ 69,000
Sussex, Delaware 34 $ 3,790,000 $ 111,470 $ 46,000
Barrow, Georgia 34 $ 3,648,000 $ 107,294 $ 74,000
Paulding, Georgia 34 $ 4,029,000 $ 118,500 $ 94,000
McHenry, Illinois 34 $ 4,617,000 $ 135,794 $ 71,000
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Mortgage Loan Application Detail Totals for The Cit Group/Consumer Finance in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 62,172 $6,918,372,000 $124,000 $2,275,000 $51,510 $8,449,000
Home Purchase (one-to-four family) 23,093 $2,268,719,000 $101,250 $2,655,000 $73,863 $2,880,000
Home Improvement (one-to-four family) 13,647 $1,458,205,000 $114,697 $1,721,000 $72,581 $3,600,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 39,249 $4,228,760,000 $126,466 $2,655,000 $63,600 $8,449,000
Information not provided by applicant in mail or telephone application 36,828 $3,882,199,000 $116,244 $2,275,000 $60,326 $4,800,000
Black 12,347 $1,172,595,000 $101,025 $1,431,000 $55,475 $1,880,000
Hispanic 6,874 $812,960,000 $110,075 $1,750,000 $53,750 $2,100,000
Asian or Pacific Islander 1,516 $260,261,000 $153,187 $1,440,000 $82,906 $2,292,000
Other 1,036 $135,049,000 $123,794 $1,032,000 $67,264 $960,000
Not applicable 843 $131,186,000 $129,595 $721,000 $309 $138,000
American Indian or Alaskan Native 219 $22,286,000 $111,153 $694,000 $63,692 $448,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 98,912 $10,645,296,000 $119,551 $2,655,000 $57,836 $8,449,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 36,906 $3,661,577,000 $104,674 $739,000 $66,441 $2,011,000
Loan Originated 22,122 $2,320,766,000 $106,904 $925,000 $69,214 $2,088,000
Application Denied By Financial Institution 18,662 $1,906,933,000 $114,711 $2,655,000 $66,044 $4,200,000
Application Withdrawn By Applicant 17,088 $2,085,356,000 $128,702 $2,275,000 $76,085 $8,449,000
Loan Purchased By The Institution 4,134 $670,664,000 $135,782 $721,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Cit Group/Consumer Finance's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Cit Group/Consumer Finance's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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