United Mortgage Lenders Inc Mortgage Lending & HMDA Data, 2005

In 2005, United Mortgage Lenders Inc of Boca Raton, FL reported 3,201 mortgage applications totaling $546.6 million, down 9% from 2004. The average application was for $170,748, and applicants reported an average income of $69,234. 43% of its applications resulted in an originated loan and 54% were denied. Its largest markets were Louisville, KY-IN (148), Nashville-Davidson--Murfreesboro, TN (141) and Chicago-Naperville-Joliet, IL (98) (applications in parentheses).

Mortgage Company & Address United Mortgage Lenders Inc
5201 Congress Ave Suite C234
Boca Raton, FL 33487
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  
Total Number of Mortgage Applications 3,201
Total Mortgage Loan Application Amount $546,567,000
Average Mortgage Loan Application Amount $170,748
Highest Mortgage Loan Application Amount $1,455,000
Average Applicant Income $69,234
Highest Applicant Income $720,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Mortgage Lenders Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for United Mortgage Lenders Inc by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Kentucky 116 $ 14,025,000 $ 120,905 $ 50,000
Palm Beach, Florida 98 $ 17,697,000 $ 180,581 $ 68,000
Broward, Florida 63 $ 11,641,000 $ 184,777 $ 68,000
Davidson, Tennessee 59 $ 7,415,000 $ 125,677 $ 51,000
Los Angeles, California 54 $ 15,597,000 $ 288,833 $ 109,000
Cook, Illinois 46 $ 9,551,000 $ 207,630 $ 72,000
Middlesex, Massachusetts 37 $ 8,424,000 $ 227,675 $ 79,000
San Bernardino, California 32 $ 7,545,000 $ 235,781 $ 77,000
Hartford, Connecticut 32 $ 6,227,000 $ 194,593 $ 79,000
Miami-Dade, Florida 31 $ 4,944,000 $ 159,483 $ 65,000
Baltimore, Maryland 31 $ 4,540,000 $ 146,451 $ 57,000
Worcester, Massachusetts 31 $ 6,475,000 $ 208,870 $ 72,000
Hillsborough, Florida 30 $ 5,117,000 $ 170,566 $ 71,000
Prince George's, Maryland 29 $ 6,324,000 $ 218,068 $ 57,000
Milwaukee, Wisconsin 29 $ 4,028,000 $ 138,896 $ 57,000
New Haven, Connecticut 28 $ 5,093,000 $ 181,892 $ 76,000
Orange, Florida 28 $ 4,763,000 $ 170,107 $ 63,000
Shelby, Tennessee 28 $ 3,821,000 $ 136,464 $ 79,000
Seminole, Florida 26 $ 4,140,000 $ 159,230 $ 66,000
Pinellas, Florida 25 $ 3,926,000 $ 157,040 $ 81,000
Hampden, Massachusetts 24 $ 3,402,000 $ 141,750 $ 48,000
Tulsa, Oklahoma 24 $ 3,056,000 $ 127,333 $ 66,000
Knox, Tennessee 24 $ 3,609,000 $ 150,375 $ 72,000
Orange, California 23 $ 7,558,000 $ 328,608 $ 150,000
St. Louis, Missouri 23 $ 3,154,000 $ 137,130 $ 61,000
Wayne, Michigan 21 $ 2,921,000 $ 139,095 $ 70,000
Riverside, California 20 $ 4,608,000 $ 230,400 $ 65,000
San Diego, California 20 $ 7,169,000 $ 358,450 $ 96,000
Lee, Florida 20 $ 3,096,000 $ 154,800 $ 84,000
Volusia, Florida 20 $ 2,503,000 $ 125,150 $ 68,000
Will, Illinois 20 $ 2,968,000 $ 148,400 $ 55,000
Hillsborough, New Hampshire 20 $ 3,274,000 $ 163,700 $ 117,000
Rutherford, Tennessee 20 $ 2,404,000 $ 120,200 $ 60,000
Fairfax, Virginia 20 $ 5,490,000 $ 274,500 $ 88,000
Marion, Indiana 19 $ 2,253,000 $ 118,578 $ 52,000
Montgomery, Maryland 19 $ 6,414,000 $ 337,578 $ 117,000
Norfolk, Massachusetts 19 $ 5,309,000 $ 279,421 $ 88,000
Anne Arundel, Maryland 18 $ 3,899,000 $ 216,611 $ 66,000
Macomb, Michigan 18 $ 3,616,000 $ 200,888 $ 90,000
Oakland, Michigan 18 $ 2,771,000 $ 153,944 $ 96,000
Hamilton, Tennessee 18 $ 2,738,000 $ 152,111 $ 66,000
Sumner, Tennessee 18 $ 1,737,000 $ 96,500 $ 49,000
Chesterfield, Virginia 18 $ 3,088,000 $ 171,555 $ 70,000
Harford, Maryland 17 $ 3,149,000 $ 185,235 $ 79,000
Robertson, Tennessee 17 $ 2,028,000 $ 119,294 $ 57,000
Jefferson, Alabama 16 $ 2,018,000 $ 126,125 $ 63,000
Brevard, Florida 16 $ 2,458,000 $ 153,625 $ 61,000
Fayette, Kentucky 16 $ 2,425,000 $ 151,562 $ 105,000
Essex, Massachusetts 16 $ 3,597,000 $ 224,812 $ 70,000
Suffolk, Massachusetts 16 $ 3,775,000 $ 235,937 $ 103,000
Madison, Alabama 15 $ 2,004,000 $ 133,600 $ 81,000
Sacramento, California 15 $ 4,405,000 $ 293,666 $ 92,000
Boone, Kentucky 15 $ 2,018,000 $ 134,533 $ 58,000
Bernalillo, New Mexico 15 $ 2,048,000 $ 136,533 $ 63,000
Oklahoma, Oklahoma 15 $ 1,854,000 $ 123,600 $ 87,000
Henrico, Virginia 15 $ 2,045,000 $ 136,333 $ 60,000
Prince William, Virginia 15 $ 4,649,000 $ 309,933 $ 82,000
Bullitt, Kentucky 14 $ 1,899,000 $ 135,642 $ 47,000
Waukesha, Wisconsin 14 $ 3,855,000 $ 275,357 $ 144,000
Duval, Florida 13 $ 1,743,000 $ 134,076 $ 56,000
Plymouth, Massachusetts 13 $ 2,882,000 $ 221,692 $ 43,000
Hanover, Virginia 13 $ 2,358,000 $ 181,384 $ 63,000
Virginia Beach, Virginia 13 $ 1,889,000 $ 145,307 $ 56,000
Baldwin, Alabama 12 $ 1,875,000 $ 156,250 $ 81,000
Montgomery, Alabama 12 $ 2,293,000 $ 191,083 $ 75,000
Santa Clara, California 12 $ 4,881,000 $ 406,750 $ 110,000
Arapahoe, Colorado 12 $ 2,548,000 $ 212,333 $ 74,000
Fairfield, Connecticut 12 $ 3,332,000 $ 277,666 $ 94,000
Santa Rosa, Florida 12 $ 1,383,000 $ 115,250 $ 64,000
Lake, Illinois 12 $ 2,308,000 $ 192,333 $ 64,000
Racine, Wisconsin 12 $ 1,524,000 $ 127,000 $ 57,000
Shelby, Alabama 11 $ 1,394,000 $ 126,727 $ 56,000
San Joaquin, California 11 $ 2,318,000 $ 210,727 $ 86,000
Sarasota, Florida 11 $ 2,243,000 $ 203,909 $ 63,000
Greene, Missouri 11 $ 1,251,000 $ 113,727 $ 40,000
Jackson, Missouri 11 $ 1,469,000 $ 133,545 $ 76,000
Loudoun, Virginia 11 $ 3,211,000 $ 291,909 $ 100,000
Dane, Wisconsin 11 $ 2,119,000 $ 192,636 $ 93,000
Benton, Arkansas 10 $ 1,632,000 $ 163,200 $ 83,000
Pulaski, Arkansas 10 $ 1,494,000 $ 149,400 $ 66,000
Alameda, California 10 $ 3,941,000 $ 394,100 $ 143,000
Denver, Colorado 10 $ 1,664,000 $ 166,400 $ 76,000
El Paso, Colorado 10 $ 1,436,000 $ 143,600 $ 60,000
Middlesex, Connecticut 10 $ 1,826,000 $ 182,600 $ 63,000
New London, Connecticut 10 $ 1,684,000 $ 168,400 $ 62,000
DuPage, Illinois 10 $ 1,996,000 $ 199,600 $ 69,000
Porter, Indiana 10 $ 1,457,000 $ 145,700 $ 55,000
Baltimore City, Maryland 10 $ 1,330,000 $ 133,000 $ 78,000
Wilson, Tennessee 10 $ 1,572,000 $ 157,200 $ 53,000
Kern, California 9 $ 1,691,000 $ 187,888 $ 71,000
Jefferson, Colorado 9 $ 1,929,000 $ 214,333 $ 185,000
Lake, Florida 9 $ 1,431,000 $ 159,000 $ 65,000
Pasco, Florida 9 $ 1,390,000 $ 154,444 $ 67,000
St. Johns, Florida 9 $ 1,796,000 $ 199,555 $ 77,000
St. Lucie, Florida 9 $ 1,506,000 $ 167,333 $ 73,000
Oldham, Kentucky 9 $ 1,615,000 $ 179,444 $ 76,000
Rockingham, New Hampshire 9 $ 1,212,000 $ 134,666 $ 68,000
Santa Fe, New Mexico 9 $ 1,557,000 $ 173,000 $ 56,000
Mobile, Alabama 8 $ 609,000 $ 76,125 $ 64,000
Fresno, California 8 $ 1,388,000 $ 173,500 $ 40,000
Sonoma, California 8 $ 2,342,000 $ 292,750 $ 73,000
Ventura, California 8 $ 2,052,000 $ 256,500 $ 54,000
Boulder, Colorado 8 $ 1,210,000 $ 151,250 $ 85,000
Polk, Florida 8 $ 1,161,000 $ 145,125 $ 69,000
Allen, Indiana 8 $ 1,070,000 $ 133,750 $ 57,000
Hendricks, Indiana 8 $ 1,299,000 $ 162,375 $ 96,000
Lake, Indiana 8 $ 1,308,000 $ 163,500 $ 70,000
Kenton, Kentucky 8 $ 1,110,000 $ 138,750 $ 102,000
Washington, Maryland 8 $ 1,429,000 $ 178,625 $ 64,000
Hennepin, Minnesota 8 $ 1,606,000 $ 200,750 $ 91,000
Cheatham, Tennessee 8 $ 951,000 $ 118,875 $ 53,000
Chesapeake, Virginia 8 $ 1,356,000 $ 169,500 $ 55,000
Chambers, Alabama 7 $ 608,000 $ 86,857 $ 47,000
Elmore, Alabama 7 $ 714,000 $ 102,000 $ 69,000
Lee, Alabama 7 $ 965,000 $ 137,857 $ 56,000
Stanislaus, California 7 $ 1,781,000 $ 254,428 $ 98,000
Manatee, Florida 7 $ 786,000 $ 112,285 $ 49,000
Kane, Illinois 7 $ 1,325,000 $ 189,285 $ 82,000
Madison, Kentucky 7 $ 869,000 $ 124,142 $ 57,000
Pulaski, Kentucky 7 $ 1,202,000 $ 171,714 $ 76,000
Carroll, Maryland 7 $ 1,143,000 $ 163,285 $ 65,000
Frederick, Maryland 7 $ 1,347,000 $ 192,428 $ 63,000
Bristol, Massachusetts 7 $ 1,517,000 $ 216,714 $ 71,000
Clay, Missouri 7 $ 969,000 $ 138,428 $ 48,000
Merrimack, New Hampshire 7 $ 1,240,000 $ 177,142 $ 78,000
Strafford, New Hampshire 7 $ 1,047,000 $ 149,571 $ 71,000
Cleveland, Oklahoma 7 $ 926,000 $ 132,285 $ 64,000
Larimer, Colorado 6 $ 901,000 $ 150,166 $ 52,000
Tolland, Connecticut 6 $ 1,091,000 $ 181,833 $ 78,000
Hernando, Florida 6 $ 756,000 $ 126,000 $ 51,000
McHenry, Illinois 6 $ 1,028,000 $ 171,333 $ 78,000
Floyd, Indiana 6 $ 601,000 $ 100,166 $ 42,000
Grant, Indiana 6 $ 601,000 $ 100,166 $ 68,000
Hamilton, Indiana 6 $ 927,000 $ 154,500 $ 77,000
Mercer, Kentucky 6 $ 597,000 $ 99,500 $ 64,000
Calvert, Maryland 6 $ 1,242,000 $ 207,000 $ 52,000
Wicomico, Maryland 6 $ 672,000 $ 112,000 $ 46,000
Washtenaw, Michigan 6 $ 760,000 $ 126,666 $ 62,000
Washington, Minnesota 6 $ 841,000 $ 140,166 $ 76,000
Dona Ana, New Mexico 6 $ 925,000 $ 154,166 $ 55,000
Montgomery, Tennessee 6 $ 650,000 $ 108,333 $ 43,000
Sullivan, Tennessee 6 $ 566,000 $ 94,333 $ 63,000
Portsmouth, Virginia 6 $ 439,000 $ 73,166 $ 61,000
Kenosha, Wisconsin 6 $ 1,402,000 $ 233,666 $ 54,000
Washington, Wisconsin 6 $ 1,040,000 $ 173,333 $ 78,000
Winnebago, Wisconsin 6 $ 1,020,000 $ 170,000 $ 72,000
Houston, Alabama 5 $ 843,000 $ 168,600 $ 95,000
Tuscaloosa, Alabama 5 $ 576,000 $ 115,200 $ 86,000
Contra Costa, California 5 $ 2,294,000 $ 458,800 $ 67,000
Tulare, California 5 $ 792,000 $ 158,400 $ 48,000
Adams, Colorado 5 $ 1,217,000 $ 243,400 $ 66,000
Weld, Colorado 5 $ 1,088,000 $ 217,600 $ 102,000
Litchfield, Connecticut 5 $ 894,000 $ 178,800 $ 70,000
Windham, Connecticut 5 $ 748,000 $ 149,600 $ 44,000
Leon, Florida 5 $ 735,000 $ 147,000 $ 57,000
Martin, Florida 5 $ 907,000 $ 181,400 $ 68,000
Osceola, Florida 5 $ 783,000 $ 156,600 $ 68,000
Kendall, Illinois 5 $ 811,000 $ 162,200 $ 65,000
Madison, Illinois 5 $ 636,000 $ 127,200 $ 78,000
Morgan, Indiana 5 $ 376,000 $ 75,200 $ 39,000
St. Joseph, Indiana 5 $ 657,000 $ 131,400 $ 75,000
Warren, Kentucky 5 $ 754,000 $ 150,800 $ 81,000
Howard, Maryland 5 $ 1,453,000 $ 290,600 $ 108,000
Berkshire, Massachusetts 5 $ 490,000 $ 98,000 $ 64,000
Genesee, Michigan 5 $ 649,000 $ 129,800 $ 68,000
Ingham, Michigan 5 $ 877,000 $ 175,400 $ 63,000
Kent, Michigan 5 $ 749,000 $ 149,800 $ 80,000
St. Clair, Michigan 5 $ 595,000 $ 119,000 $ 52,000
Dakota, Minnesota 5 $ 935,000 $ 187,000 $ 97,000
Cheshire, New Hampshire 5 $ 530,000 $ 106,000 $ 60,000
Madison, Tennessee 5 $ 550,000 $ 110,000 $ 49,000
Williamson, Tennessee 5 $ 943,000 $ 188,600 $ 97,000
Alexandria, Virginia 5 $ 1,472,000 $ 294,400 $ 79,000
Frederick, Virginia 5 $ 831,000 $ 166,200 $ 88,000
Spotsylvania, Virginia 5 $ 1,117,000 $ 223,400 $ 76,000
Warren, Virginia 5 $ 776,000 $ 155,200 $ 69,000
Columbia, Wisconsin 5 $ 678,000 $ 135,600 $ 59,000
Eau Claire, Wisconsin 5 $ 839,000 $ 167,800 $ 81,000
Jefferson, Wisconsin 5 $ 659,000 $ 131,800 $ 57,000
Autauga, Alabama 4 $ 525,000 $ 131,250 $ 57,000
Calhoun, Alabama 4 $ 513,000 $ 128,250 $ 61,000
Limestone, Alabama 4 $ 640,000 $ 160,000 $ 61,000
Crawford, Arkansas 4 $ 348,000 $ 87,000 $ 62,000
Butte, California 4 $ 945,000 $ 236,250 $ 66,000
Shasta, California 4 $ 576,000 $ 144,000 $ 65,000
Bay, Florida 4 $ 832,000 $ 208,000 $ 82,000
Charlotte, Florida 4 $ 629,000 $ 157,250 $ 41,000
Clay, Florida 4 $ 672,000 $ 168,000 $ 52,000
Collier, Florida 4 $ 768,000 $ 192,000 $ 101,000
St. Clair, Illinois 4 $ 419,000 $ 104,750 $ 45,000
Winnebago, Illinois 4 $ 453,000 $ 113,250 $ 52,000
Bartholomew, Indiana 4 $ 286,000 $ 71,500 $ 60,000
Clark, Indiana 4 $ 609,000 $ 152,250 $ 82,000
Elkhart, Indiana 4 $ 375,000 $ 93,750 $ 52,000
Clark, Kentucky 4 $ 445,000 $ 111,250 $ 99,000
Hardin, Kentucky 4 $ 320,000 $ 80,000 $ 83,000
Jessamine, Kentucky 4 $ 631,000 $ 157,750 $ 71,000
Shelby, Kentucky 4 $ 645,000 $ 161,250 $ 57,000
Cecil, Maryland 4 $ 634,000 $ 158,500 $ 71,000
Calhoun, Michigan 4 $ 959,000 $ 239,750 $ 83,000
Lapeer, Michigan 4 $ 450,000 $ 112,500 $ 58,000
St. Charles, Missouri 4 $ 436,000 $ 109,000 $ 50,000
Carroll, New Hampshire 4 $ 484,000 $ 121,000 $ 47,000
Grafton, New Hampshire 4 $ 775,000 $ 193,750 $ 68,000
Sandoval, New Mexico 4 $ 524,000 $ 131,000 $ 40,000
Creek, Oklahoma 4 $ 834,000 $ 208,500 $ 65,000
Loudon, Tennessee 4 $ 409,000 $ 102,250 $ 39,000
Maury, Tennessee 4 $ 773,000 $ 193,250 $ 60,000
Monroe, Tennessee 4 $ 646,000 $ 161,500 $ 56,000
Arlington, Virginia 4 $ 992,000 $ 248,000 $ 105,000
Fauquier, Virginia 4 $ 645,000 $ 161,250 $ 73,000
Gloucester, Virginia 4 $ 553,000 $ 138,250 $ 52,000
Manassas, Virginia 4 $ 1,085,000 $ 271,250 $ 96,000
Stafford, Virginia 4 $ 620,000 $ 155,000 $ 40,000
Fond du Lac, Wisconsin 4 $ 681,000 $ 170,250 $ 109,000
Rock, Wisconsin 4 $ 568,000 $ 142,000 $ 41,000
Blount, Alabama 3 $ 417,000 $ 139,000 $ 101,000
Cullman, Alabama 3 $ 383,000 $ 127,666 $ 77,000
Dale, Alabama 3 $ 179,000 $ 59,666 $ 85,000
Russell, Alabama 3 $ 298,000 $ 99,333 $ 71,000
Faulkner, Arkansas 3 $ 385,000 $ 128,333 $ 55,000
Monterey, California 3 $ 1,514,000 $ 504,666 $ 149,000
Santa Barbara, California 3 $ 1,275,000 $ 425,000 $ 121,000
Solano, California 3 $ 855,000 $ 285,000 $ 100,000
Mesa, Colorado 3 $ 400,000 $ 133,333 $ 89,000
Montrose, Colorado 3 $ 256,000 $ 85,333 $ 38,000
Alachua, Florida 3 $ 305,000 $ 101,666 $ 46,000
Okaloosa, Florida 3 $ 364,000 $ 121,333 $ 67,000
Walton, Florida 3 $ 752,000 $ 250,666 $ 154,000
Grundy, Illinois 3 $ 835,000 $ 278,333 $ 71,000
Jasper, Illinois 3 $ 408,000 $ 136,000 $ 48,000
LaSalle, Illinois 3 $ 371,000 $ 123,666 $ 67,000
Hancock, Indiana 3 $ 361,000 $ 120,333 $ 60,000
LaPorte, Indiana 3 $ 385,000 $ 128,333 $ 67,000
Noble, Indiana 3 $ 307,000 $ 102,333 $ 48,000
Butler, Kentucky 3 $ 219,000 $ 73,000 $ 46,000
Campbell, Kentucky 3 $ 375,000 $ 125,000 $ 43,000
Gallatin, Kentucky 3 $ 407,000 $ 135,666 $ 36,000
Marshall, Kentucky 3 $ 197,000 $ 65,666 $ 63,000
McCracken, Kentucky 3 $ 366,000 $ 122,000 $ 50,000
Perry, Kentucky 3 $ 266,000 $ 88,666 $ 38,000
Queen Anne's, Maryland 3 $ 753,000 $ 251,000 $ 99,000
Talbot, Maryland 3 $ 524,000 $ 174,666 $ 59,000
Barnstable, Massachusetts 3 $ 623,000 $ 207,666 $ 53,000
Franklin, Massachusetts 3 $ 441,000 $ 147,000 $ 68,000
Grand Traverse, Michigan 3 $ 341,000 $ 113,666 $ 54,000
Isabella, Michigan 3 $ 323,000 $ 107,666 $ 55,000
Lenawee, Michigan 3 $ 301,000 $ 100,333 $ 53,000
Monroe, Michigan 3 $ 513,000 $ 171,000 $ 46,000
Ramsey, Minnesota 3 $ 586,000 $ 195,333 $ 106,000
St. Louis, Minnesota 3 $ 318,000 $ 106,000 $ 40,000
Wright, Minnesota 3 $ 335,000 $ 111,666 $ 33,000
Cass, Missouri 3 $ 487,000 $ 162,333 $ 57,000
Platte, Missouri 3 $ 496,000 $ 165,333 $ 77,000
Belknap, New Hampshire 3 $ 718,000 $ 239,333 $ 116,000
Otero, New Mexico 3 $ 321,000 $ 107,000 $ 60,000
San Juan, New Mexico 3 $ 648,000 $ 216,000 $ 82,000
Wagoner, Oklahoma 3 $ 414,000 $ 138,000 $ 88,000
Bedford, Tennessee 3 $ 290,000 $ 96,666 $ 36,000
Blount, Tennessee 3 $ 358,000 $ 119,333 $ 60,000
Carter, Tennessee 3 $ 270,000 $ 90,000 $ 45,000
Fayette, Tennessee 3 $ 318,000 $ 106,000 $ 63,000
Gibson, Tennessee 3 $ 414,000 $ 138,000 $ 45,000
Sevier, Tennessee 3 $ 486,000 $ 162,000 $ 41,000
Tipton, Tennessee 3 $ 286,000 $ 95,333 $ 65,000
Washington, Tennessee 3 $ 299,000 $ 99,666 $ 34,000
Bedford, Virginia 3 $ 595,000 $ 198,333 $ 79,000
Franklin, Virginia 3 $ 617,000 $ 205,666 $ 69,000
Hampton, Virginia 3 $ 424,000 $ 141,333 $ 70,000
Montgomery, Virginia 3 $ 368,000 $ 122,666 $ 37,000
Orange, Virginia 3 $ 441,000 $ 147,000 $ 69,000
Shenandoah, Virginia 3 $ 533,000 $ 177,666 $ 56,000
Bibb, Alabama 2 $ 182,000 $ 91,000 $ 54,000
Etowah, Alabama 2 $ 268,000 $ 134,000 $ 68,000
Jackson, Alabama 2 $ 370,000 $ 185,000 $ 74,000
Morgan, Alabama 2 $ 267,000 $ 133,500 $ 90,000
Randolph, Alabama 2 $ 298,000 $ 149,000 $ 62,000
Talladega, Alabama 2 $ 287,000 $ 143,500 $ 80,000
Lonoke, Arkansas 2 $ 354,000 $ 177,000 $ 70,000
El Dorado, California 2 $ 240,000 $ 120,000 $ 35,000
Marin, California 2 $ 470,000 $ 235,000 $ 158,000
San Luis Obispo, California 2 $ 833,000 $ 416,500 $ 112,000
Tehama, California 2 $ 332,000 $ 166,000 $ 29,000
Yolo, California 2 $ 1,163,000 $ 581,500 $ 102,000
Yuba, California 2 $ 433,000 $ 216,500 $ 74,000
Broomfield, Colorado 2 $ 223,000 $ 111,500 $ 77,000
Rio Grande, Colorado 2 $ 170,000 $ 85,000 $ 76,000
Flagler, Florida 2 $ 720,000 $ 360,000 $ 126,000
Holmes, Florida 2 $ 95,000 $ 47,500 $ 51,000
Putnam, Florida 2 $ 246,000 $ 123,000 $ 72,000
Champaign, Illinois 2 $ 274,000 $ 137,000 $ 47,000
Kankakee, Illinois 2 $ 204,000 $ 102,000 $ 47,000
Peoria, Illinois 2 $ 344,000 $ 172,000 $ 88,000
Sangamon, Illinois 2 $ 185,000 $ 92,500 $ 49,000
Tazewell, Illinois 2 $ 177,000 $ 88,500 $ 87,000
Cass, Indiana 2 $ 226,000 $ 113,000 $ 52,000
Howard, Indiana 2 $ 184,000 $ 92,000 $ 49,000
Johnson, Indiana 2 $ 353,000 $ 176,500 $ 106,000
Marshall, Indiana 2 $ 165,000 $ 82,500 $ 82,000
Monroe, Indiana 2 $ 262,000 $ 131,000 $ 58,000
Tippecanoe, Indiana 2 $ 308,000 $ 154,000 $ 25,000
Allen, Kentucky 2 $ 158,000 $ 79,000 $ 38,000
Boyle, Kentucky 2 $ 336,000 $ 168,000 $ 80,000
Carter, Kentucky 2 $ 158,000 $ 79,000 $ 46,000
Franklin, Kentucky 2 $ 125,000 $ 62,500 $ 44,000
Garrard, Kentucky 2 $ 240,000 $ 120,000 $ 49,000
Johnson, Kentucky 2 $ 283,000 $ 141,500 $ 77,000
Scott, Kentucky 2 $ 357,000 $ 178,500 $ 88,000
Spencer, Kentucky 2 $ 189,000 $ 94,500 $ 74,000
Trimble, Kentucky 2 $ 316,000 $ 158,000 $ 25,000
St. Mary's, Maryland 2 $ 420,000 $ 210,000 $ 63,000
Hampshire, Massachusetts 2 $ 394,000 $ 197,000 $ 53,000
Alpena, Michigan 2 $ 74,000 $ 37,000 $ 26,000
Clare, Michigan 2 $ 170,000 $ 85,000 $ 26,000
Gladwin, Michigan 2 $ 315,000 $ 157,500 $ 69,000
Houghton, Michigan 2 $ 247,000 $ 123,500 $ 49,000
Kalamazoo, Michigan 2 $ 319,000 $ 159,500 $ 56,000
Menominee, Michigan 2 $ 150,000 $ 75,000 $ 51,000
Midland, Michigan 2 $ 159,000 $ 79,500 $ 29,000
Muskegon, Michigan 2 $ 219,000 $ 109,500 $ 51,000
St. Joseph, Michigan 2 $ 108,000 $ 54,000 $ 53,000
Anoka, Minnesota 2 $ 254,000 $ 127,000 $ 60,000
Chisago, Minnesota 2 $ 451,000 $ 225,500 $ 71,000
Olmsted, Minnesota 2 $ 232,000 $ 116,000 $ 60,000
Franklin, Missouri 2 $ 201,000 $ 100,500 $ 47,000
New Madrid, Missouri 2 $ 205,000 $ 102,500 $ 57,000
Pulaski, Missouri 2 $ 133,000 $ 66,500 $ 57,000
St. Louis City, Missouri 2 $ 273,000 $ 136,500 $ 38,000
Stoddard, Missouri 2 $ 109,000 $ 54,500 $ 67,000
Curry, New Mexico 2 $ 170,000 $ 85,000 $ 53,000
Rio Arriba, New Mexico 2 $ 401,000 $ 200,500 $ 109,000
Taos, New Mexico 2 $ 261,000 $ 130,500 $ 60,000
Valencia, New Mexico 2 $ 410,000 $ 205,000 $ 120,000
Le Flore, Oklahoma 2 $ 174,000 $ 87,000 $ 23,000
Mayes, Oklahoma 2 $ 233,000 $ 116,500 $ 67,000
Pottawatomie, Oklahoma 2 $ 280,000 $ 140,000 $ 71,000
Rogers, Oklahoma 2 $ 232,000 $ 116,000 $ 77,000
Bradley, Tennessee 2 $ 275,000 $ 137,500 $ 77,000
Coffee, Tennessee 2 $ 208,000 $ 104,000 $ 30,000
Dickson, Tennessee 2 $ 301,000 $ 150,500 $ 54,000
Grainger, Tennessee 2 $ 199,000 $ 99,500 $ 33,000
Hawkins, Tennessee 2 $ 209,000 $ 104,500 $ 31,000
Humphreys, Tennessee 2 $ 251,000 $ 125,500 $ 105,000
Accomack, Virginia 2 $ 130,000 $ 65,000 $ 30,000
Albemarle, Virginia 2 $ 303,000 $ 151,500 $ 35,000
Carroll, Virginia 2 $ 186,000 $ 93,000 $ 67,000
Charlottesville, Virginia 2 $ 376,000 $ 188,000 $ 55,000
Floyd, Virginia 2 $ 216,000 $ 108,000 $ 72,000
Fredericksburg, Virginia 2 $ 448,000 $ 224,000 $ 62,000
Halifax, Virginia 2 $ 198,000 $ 99,000 $ 103,000
James City, Virginia 2 $ 296,000 $ 148,000 $ 48,000
King George, Virginia 2 $ 438,000 $ 219,000 $ 72,000
King William, Virginia 2 $ 412,000 $ 206,000 $ 70,000
Lancaster, Virginia 2 $ 175,000 $ 87,500 $ 95,000
Newport News, Virginia 2 $ 415,000 $ 207,500 $ 61,000
Roanoke, Virginia 2 $ 495,000 $ 247,500 $ 79,000
Brown, Wisconsin 2 $ 242,000 $ 121,000 $ 44,000
Calumet, Wisconsin 2 $ 210,000 $ 105,000 $ 55,000
Chippewa, Wisconsin 2 $ 220,000 $ 110,000 $ 45,000
Green Lake, Wisconsin 2 $ 195,000 $ 97,500 $ 44,000
La Crosse, Wisconsin 2 $ 275,000 $ 137,500 $ 76,000
Manitowoc, Wisconsin 2 $ 100,000 $ 50,000 $ 29,000
Marathon, Wisconsin 2 $ 304,000 $ 152,000 $ 55,000
Ozaukee, Wisconsin 2 $ 1,150,000 $ 575,000 $ 146,000
Polk, Wisconsin 2 $ 279,000 $ 139,500 $ 44,000
Sauk, Wisconsin 2 $ 262,000 $ 131,000 $ 55,000
Sheboygan, Wisconsin 2 $ 258,000 $ 129,000 $ 18,000
Waupaca, Wisconsin 2 $ 224,000 $ 112,000 $ 70,000
Butler, Alabama 1 $ 130,000 $ 130,000 $ 77,000
Cherokee, Alabama 1 $ 124,000 $ 124,000 $ 48,000
Cleburne, Alabama 1 $ 100,000 $ 100,000 $ 50,000
Colbert, Alabama 1 $ 170,000 $ 170,000 $ 37,000
Covington, Alabama 1 $ 115,000 $ 115,000 $ 89,000
DeKalb, Alabama 1 $ 103,000 $ 103,000 $ 61,000
Lauderdale, Alabama 1 $ 132,000 $ 132,000 $ 102,000
Lawrence, Alabama 1 $ 96,000 $ 96,000 $ 62,000
Marion, Alabama 1 $ 234,000 $ 234,000 $ 65,000
Marshall, Alabama 1 $ 177,000 $ 177,000 $ 77,000
Pickens, Alabama 1 $ 84,000 $ 84,000 $ 48,000
St. Clair, Alabama 1 $ 186,000 $ 186,000 $ 59,000
Washington, Alabama 1 $ 122,000 $ 122,000 $ 83,000
Carroll, Arkansas 1 $ 384,000 $ 384,000 $ 63,000
Chicot, Arkansas 1 $ 165,000 $ 165,000 $ 108,000
Cleburne, Arkansas 1 $ 130,000 $ 130,000 $ 24,000
Craighead, Arkansas 1 $ 123,000 $ 123,000 $ 69,000
Crittenden, Arkansas 1 $ 148,000 $ 148,000 $ 75,000
Grant, Arkansas 1 $ 261,000 $ 261,000 $ 100,000
Ouachita, Arkansas 1 $ 125,000 $ 125,000 $ 86,000
Saline, Arkansas 1 $ 165,000 $ 165,000 $ 120,000
Scott, Arkansas 1 $ 180,000 $ 180,000 $ 76,000
Stone, Arkansas 1 $ 132,000 $ 132,000 $ 24,000
Van Buren, Arkansas 1 $ 153,000 $ 153,000 $ 84,000
Washington, Arkansas 1 $ 107,000 $ 107,000 $ 23,000
Calaveras, California 1 $ 360,000 $ 360,000 $ 420,000
Glenn, California 1 $ 161,000 $ 161,000 $ 48,000
Humboldt, California 1 $ 62,000 $ 62,000 $ 35,000
Madera, California 1 $ 250,000 $ 250,000 $ 33,000
Merced, California 1 $ 130,000 $ 130,000 $ 54,000
Napa, California 1 $ 180,000 $ 180,000 $ 26,000
San Francisco, California 1 $ 458,000 $ 458,000 $ 128,000
Alamosa, Colorado 1 $ 95,000 $ 95,000 $ 25,000
Eagle, Colorado 1 $ 532,000 $ 532,000 $ 120,000
Grand, Colorado 1 $ 192,000 $ 192,000 $ 50,000
La Plata, Colorado 1 $ 195,000 $ 195,000 $ 42,000
Morgan, Colorado 1 $ 108,000 $ 108,000 $ 35,000
Prowers, Colorado 1 $ 129,000 $ 129,000 $ 107,000
Summit, Colorado 1 $ 396,000 $ 396,000 $ 95,000
Teller, Colorado 1 $ 143,000 $ 143,000 $ 77,000
Citrus, Florida 1 $ 45,000 $ 45,000 $ 17,000
Dixie, Florida 1 $ 175,000 $ 175,000 $ 105,000
Escambia, Florida 1 $ 125,000 $ 125,000 $ 90,000
Hardee, Florida 1 $ 114,000 $ 114,000 $ 46,000
Highlands, Florida 1 $ 124,000 $ 124,000 $ 63,000
Levy, Florida 1 $ 260,000 $ 260,000 $ 120,000
Monroe, Florida 1 $ 356,000 $ 356,000 $ 160,000
Nassau, Florida 1 $ 166,000 $ 166,000 $ 54,000
Adams, Illinois 1 $ 92,000 $ 92,000 $ 66,000
Coles, Illinois 1 $ 175,000 $ 175,000 $ 64,000
DeKalb, Illinois 1 $ 112,000 $ 112,000 $ 27,000
Douglas, Illinois 1 $ 69,000 $ 69,000 $ 58,000
Greene, Illinois 1 $ 126,000 $ 126,000 $ 72,000
Macon, Illinois 1 $ 134,000 $ 134,000 $ 48,000
McLean, Illinois 1 $ 136,000 $ 136,000 $ 55,000
Menard, Illinois 1 $ 120,000 $ 120,000 $ 50,000
Morgan, Illinois 1 $ 83,000 $ 83,000 $ 58,000
Rock Island, Illinois 1 $ 92,000 $ 92,000 $ 59,000
Saline, Illinois 1 $ 149,000 $ 149,000 $ 51,000
Woodford, Illinois 1 $ 106,000 $ 106,000 $ 69,000
Boone, Indiana 1 $ 83,000 $ 83,000 $ 63,000
Dearborn, Indiana 1 $ 383,000 $ 383,000 $ 76,000
DeKalb, Indiana 1 $ 175,000 $ 175,000 $ 69,000
Dubois, Indiana 1 $ 128,000 $ 128,000 $ 47,000
Harrison, Indiana 1 $ 129,000 $ 129,000 $ 121,000
Huntington, Indiana 1 $ 88,000 $ 88,000 $ 33,000
Jackson, Indiana 1 $ 185,000 $ 185,000 $ 114,000
Jennings, Indiana 1 $ 98,000 $ 98,000 $ 60,000
Spencer, Indiana 1 $ 90,000 $ 90,000 $ 49,000
Sullivan, Indiana 1 $ 170,000 $ 170,000 $ 43,000
Washington, Indiana 1 $ 80,000 $ 80,000 $ 27,000
Wayne, Indiana 1 $ 92,000 $ 92,000 $ 48,000
White, Indiana 1 $ 90,000 $ 90,000 $ 28,000
Scott, Iowa 1 $ 55,000 $ 55,000 $ 15,000
Bourbon, Kentucky 1 $ 180,000 $ 180,000 $ 54,000
Boyd, Kentucky 1 $ 177,000 $ 177,000 $ 90,000
Caldwell, Kentucky 1 $ 72,000 $ 72,000 $ 41,000
Calloway, Kentucky 1 $ 207,000 $ 207,000 $ 48,000
Carroll, Kentucky 1 $ 91,000 $ 91,000 $ 69,000
Christian, Kentucky 1 $ 110,000 $ 110,000 $ 54,000
Cumberland, Kentucky 1 $ 254,000 $ 254,000 $ 124,000
Daviess, Kentucky 1 $ 177,000 $ 177,000 $ 61,000
Estill, Kentucky 1 $ 85,000 $ 85,000 $ 65,000
Greenup, Kentucky 1 $ 79,000 $ 79,000 $ 68,000
Henderson, Kentucky 1 $ 90,000 $ 90,000 $ 24,000
Knox, Kentucky 1 $ 144,000 $ 144,000 $ 63,000
Lincoln, Kentucky 1 $ 102,000 $ 102,000 $ 35,000
Magoffin, Kentucky 1 $ 165,000 $ 165,000 $ 99,000
Nelson, Kentucky 1 $ 145,000 $ 145,000 $ 19,000
Taylor, Kentucky 1 $ 140,000 $ 140,000 $ 84,000
Trigg, Kentucky 1 $ 94,000 $ 94,000 $ 115,000
Whitley, Kentucky 1 $ 130,000 $ 130,000 $ 43,000
Allegany, Maryland 1 $ 91,000 $ 91,000 $ 34,000
Caroline, Maryland 1 $ 140,000 $ 140,000 $ 60,000
Charles, Maryland 1 $ 254,000 $ 254,000 $ 132,000
Dorchester, Maryland 1 $ 179,000 $ 179,000 $ 31,000
Garrett, Maryland 1 $ 120,000 $ 120,000 $ 20,000
Allegan, Michigan 1 $ 80,000 $ 80,000 $ 11,000
Antrim, Michigan 1 $ 280,000 $ 280,000 $ 105,000
Barry, Michigan 1 $ 120,000 $ 120,000 $ 19,000
Berrien, Michigan 1 $ 176,000 $ 176,000 $ 82,000
Eaton, Michigan 1 $ 187,000 $ 187,000 $ 95,000
Emmet, Michigan 1 $ 149,000 $ 149,000 $ 82,000
Iosco, Michigan 1 $ 85,000 $ 85,000 $ 96,000
Jackson, Michigan 1 $ 160,000 $ 160,000 $ 60,000
Livingston, Michigan 1 $ 174,000 $ 174,000 $ 72,000
Montmorency, Michigan 1 $ 96,000 $ 96,000 $ 54,000
Ottawa, Michigan 1 $ 160,000 $ 160,000 $ 52,000
Saginaw, Michigan 1 $ 82,000 $ 82,000 $ 44,000
Sanilac, Michigan 1 $ 130,000 $ 130,000 $ 55,000
Beltrami, Minnesota 1 $ 140,000 $ 140,000 $ 51,000
Carver, Minnesota 1 $ 162,000 $ 162,000 $ 78,000
Cass, Minnesota 1 $ 132,000 $ 132,000 $ 31,000
Douglas, Minnesota 1 $ 163,000 $ 163,000 $ 37,000
Kandiyohi, Minnesota 1 $ 150,000 $ 150,000 $ 81,000
Lyon, Minnesota 1 $ 125,000 $ 125,000 $ 74,000
Nicollet, Minnesota 1 $ 140,000 $ 140,000 $ 36,000
Polk, Minnesota 1 $ 108,000 $ 108,000 $ 72,000
Rice, Minnesota 1 $ 110,000 $ 110,000 $ 41,000
Scott, Minnesota 1 $ 183,000 $ 183,000 $ 80,000
Sherburne, Minnesota 1 $ 260,000 $ 260,000 $ 84,000
Adair, Missouri 1 $ 165,000 $ 165,000 $ 72,000
Andrew, Missouri 1 $ 257,000 $ 257,000 $ 85,000
Barton, Missouri 1 $ 62,000 $ 62,000 $ 31,000
Boone, Missouri 1 $ 170,000 $ 170,000 $ 128,000
Buchanan, Missouri 1 $ 88,000 $ 88,000 $ 34,000
Chariton, Missouri 1 $ 170,000 $ 170,000 $ 86,000
Clark, Missouri 1 $ 50,000 $ 50,000 $ 20,000
Cooper, Missouri 1 $ 88,000 $ 88,000 $ 48,000
Dallas, Missouri 1 $ 97,000 $ 97,000 $ 50,000
Dunklin, Missouri 1 $ 101,000 $ 101,000 $ 75,000
Jasper, Missouri 1 $ 77,000 $ 77,000 $ 38,000
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Mortgage Loan Application Detail Totals for United Mortgage Lenders Inc in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,051 $364,308,000 $163,954 $1,455,000 $66,954 $720,000
Home Purchase 1,150 $182,259,000 $154,523 $700,000 $67,380 $415,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,348 $400,580,000 $156,478 $1,455,000 $65,434 $602,000
Not Provided 530 $90,568,000 $158,473 $800,000 $68,789 $720,000
Black or African American 130 $19,994,000 $146,789 $590,000 $57,631 $165,000
Hispanic 111 $18,962,000 $170,800 $407,000 $68,400 $180,000
Asian 55 $10,798,000 $169,066 $499,000 $73,066 $220,000
Native Hawaiian or Other Pacific Islander 17 $3,845,000 $179,875 $770,000 $63,500 $240,000
American Indian or Alaskan Native 10 $1,820,000 $195,000 $360,000 $68,571 $165,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,199 $546,212,000 $155,565 $1,455,000 $64,782 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $355,000 $177,000 $205,000 $56,000 $58,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,722 $308,065,000 $166,818 $1,455,000 $67,000 $720,000
Loan Originated 1,364 $219,177,000 $153,523 $943,000 $68,190 $425,000
Application Withdrawn By Applicant 95 $15,470,000 $151,750 $460,000 $54,750 $360,000
File Closed For Incompleteness 17 $3,332,000 $165,500 $512,000 $74,500 $172,000
Application Approved But Not Accepted 3 $523,000 $190,500 $240,000 $94,500 $125,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Mortgage Lenders Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Mortgage Lenders Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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