U.S. Bank National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U.S. Bank National Association 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 304,143 |
| Total Mortgage Loan Application Amount | $62,000,785,000 |
| Average Mortgage Loan Application Amount | $221,666 |
| Highest Mortgage Loan Application Amount | $62,145,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with U.S. Bank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U.S. Bank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down U.S. Bank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U.S. Bank National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by U.S. Bank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U.S. Bank National Association's mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 16,671 | $ 3,472,222,000 | $ 205,500 | $ 81,500 |
| ST. LOUIS, MO-IL | 12,469 | $ 2,179,869,000 | $ 158,500 | $ 66,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 10,740 | $ 2,687,710,000 | $ 250,000 | $ 93,000 |
| DENVER-AURORA-BROOMFIELD, CO | 6,646 | $ 1,705,450,000 | $ 256,000 | $ 89,000 |
| KANSAS CITY, MO-KS | 6,230 | $ 1,090,953,000 | $ 180,000 | $ 68,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5,276 | $ 2,105,931,000 | $ 399,000 | $ 134,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5,200 | $ 1,821,855,000 | $ 305,250 | $ 30,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4,601 | $ 1,486,741,000 | $ 323,000 | $ 104,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4,464 | $ 753,344,000 | $ 160,000 | $ 74,000 |
| PHOENIX-MESA-GLENDALE, AZ | 4,341 | $ 1,001,813,000 | $ 230,000 | $ 101,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3,952 | $ 967,284,000 | $ 237,500 | $ 94,500 |
| BOSTON-QUINCY, MA | 3,450 | $ 978,553,000 | $ 283,000 | $ 15,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 3,337 | $ 1,226,309,000 | $ 367,000 | $ 122,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3,205 | $ 470,841,000 | $ 141,000 | $ 53,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3,203 | $ 615,229,000 | $ 192,000 | $ 95,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2,707 | $ 1,053,940,000 | $ 389,000 | $ 129,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2,638 | $ 635,295,000 | $ 240,000 | $ 92,000 |
| COLUMBUS, OH | 2,636 | $ 358,298,000 | $ 135,000 | $ 35,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2,616 | $ 619,624,000 | $ 236,000 | $ 89,000 |
| DES MOINES-WEST DES MOINES, IA | 2,568 | $ 430,673,000 | $ 167,000 | $ 65,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2,553 | $ 777,593,000 | $ 304,000 | $ 21,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,539 | $ 1,145,364,000 | $ 451,000 | $ 136,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 2,461 | $ 940,154,000 | $ 382,000 | $ 110,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,457 | $ 576,011,000 | $ 234,000 | $ 74,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,375 | $ 446,259,000 | $ 187,000 | $ 47,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2,360 | $ 1,154,158,000 | $ 489,000 | $ 142,000 |
| INDIANAPOLIS-CARMEL, IN | 2,176 | $ 313,446,000 | $ 144,000 | $ 50,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2,048 | $ 324,747,000 | $ 158,000 | $ 43,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1,926 | $ 310,225,000 | $ 146,500 | $ 58,000 |
| BALTIMORE-TOWSON, MD | 1,879 | $ 517,077,000 | $ 275,000 | $ 41,000 |
| LAS VEGAS-PARADISE, NV | 1,743 | $ 340,380,000 | $ 195,000 | $ 81,000 |
| SALT LAKE CITY, UT | 1,739 | $ 450,102,000 | $ 258,000 | $ 74,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1,717 | $ 332,686,000 | $ 193,000 | $ 55,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1,712 | $ 603,677,000 | $ 352,000 | $ 32,000 |
| OKLAHOMA CITY, OK | 1,660 | $ 234,075,000 | $ 141,000 | $ 31,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1,658 | $ 213,621,000 | $ 128,000 | $ 43,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,559 | $ 333,861,000 | $ 217,000 | $ 16,500 |
| ALBUQUERQUE, NM | 1,547 | $ 238,835,000 | $ 154,000 | $ 21,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1,503 | $ 207,287,000 | $ 133,500 | $ 58,000 |
| JACKSONVILLE, FL | 1,442 | $ 201,180,000 | $ 139,000 | $ 24,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1,438 | $ 282,757,000 | $ 196,000 | $ 85,000 |
| MADISON, WI | 1,364 | $ 277,282,000 | $ 203,000 | $ 113,000 |
| RALEIGH-CARY, NC | 1,342 | $ 284,378,000 | $ 211,000 | $ 55,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,322 | $ 471,785,000 | $ 345,500 | $ 51,500 |
| PHILADELPHIA, PA | 1,301 | $ 327,421,000 | $ 251,000 | $ 62,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 1,298 | $ 272,558,000 | $ 197,500 | $ 36,000 |
| PITTSBURGH, PA | 1,289 | $ 186,457,000 | $ 144,000 | $ 49,000 |
| BOISE CITY-NAMPA, ID | 1,268 | $ 219,271,000 | $ 172,000 | $ 71,000 |
| SPRINGFIELD, MO | 1,267 | $ 172,527,000 | $ 136,000 | $ 38,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,252 | $ 330,439,000 | $ 228,000 | $ 109,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,232 | $ 174,013,000 | $ 141,000 | $ 28,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,213 | $ 174,886,000 | $ 144,000 | $ 36,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,210 | $ 282,422,000 | $ 274,500 | $ 38,000 |
| DAYTON, OH | 1,088 | $ 142,376,000 | $ 130,000 | $ 44,000 |
| LINCOLN, NE | 1,040 | $ 131,398,000 | $ 126,000 | $ 44,000 |
| TACOMA, WA | 1,033 | $ 240,576,000 | $ 232,000 | $ 78,000 |
| BIRMINGHAM-HOOVER, AL | 985 | $ 147,898,000 | $ 150,000 | $ 29,000 |
| CEDAR RAPIDS, IA | 982 | $ 145,896,000 | $ 148,000 | $ 69,000 |
| PEABODY, MA | 976 | $ 265,174,000 | $ 271,000 | $ 20,000 |
| DULUTH, MN-WI | 930 | $ 143,453,000 | $ 145,000 | $ 69,500 |
| COLORADO SPRINGS, CO | 924 | $ 202,601,000 | $ 219,000 | $ 52,000 |
| WORCESTER, MA | 873 | $ 204,378,000 | $ 234,000 | $ 20,000 |
| WICHITA, KS | 872 | $ 114,392,000 | $ 131,000 | $ 48,000 |
| OGDEN-CLEARFIELD, UT | 864 | $ 185,211,000 | $ 214,000 | $ 45,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 830 | $ 159,422,000 | $ 192,000 | $ 37,000 |
| EDISON-NEW BRUNSWICK, NJ | 826 | $ 237,694,000 | $ 287,000 | $ 71,000 |
| TUCSON, AZ | 823 | $ 145,245,000 | $ 176,000 | $ 44,000 |
| RICHMOND, VA | 818 | $ 180,629,000 | $ 220,000 | $ 34,000 |
| DALLAS-PLANO-IRVING, TX | 817 | $ 170,542,000 | $ 208,000 | $ 45,000 |
| PROVO-OREM, UT | 775 | $ 167,221,000 | $ 215,000 | $ 52,000 |
| FARGO, ND-MN | 767 | $ 132,826,000 | $ 162,000 | $ 46,500 |
| NASSAU-SUFFOLK, NY | 724 | $ 241,098,000 | $ 333,000 | $ 51,000 |
| ROCHESTER, NY | 719 | $ 92,939,000 | $ 129,000 | $ 32,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 711 | $ 126,408,000 | $ 177,000 | $ 39,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 698 | $ 150,515,000 | $ 215,000 | $ 33,000 |
| HONOLULU, HI | 693 | $ 268,786,000 | $ 387,000 | $ 24,000 |
| TULSA, OK | 688 | $ 83,628,000 | $ 121,000 | $ 37,000 |
| GREEN BAY, WI | 685 | $ 109,427,000 | $ 159,000 | $ 79,000 |
| COLUMBIA, SC | 681 | $ 102,026,000 | $ 149,000 | $ 40,000 |
| BOULDER, CO | 679 | $ 189,846,000 | $ 279,000 | $ 94,000 |
| SPOKANE, WA | 677 | $ 124,609,000 | $ 184,000 | $ 81,000 |
| FORT COLLINS-LOVELAND, CO | 673 | $ 149,479,000 | $ 222,000 | $ 69,000 |
| MEMPHIS, TN-MS-AR | 673 | $ 111,048,000 | $ 140,333 | $ 22,666 |
| ST. CLOUD, MN | 607 | $ 96,396,000 | $ 158,000 | $ 51,000 |
| HARRISBURG-CARLISLE, PA | 604 | $ 90,366,000 | $ 149,000 | $ 18,000 |
| ROCHESTER, MN | 599 | $ 107,618,000 | $ 179,000 | $ 86,000 |
| LEXINGTON-FAYETTE, KY | 597 | $ 119,030,000 | $ 199,000 | $ 44,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 587 | $ 122,680,000 | $ 208,000 | $ 24,000 |
| WATERLOO-CEDAR FALLS, IA | 583 | $ 76,021,000 | $ 130,000 | $ 64,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 582 | $ 221,613,000 | $ 380,000 | $ 108,000 |
| FORT WORTH-ARLINGTON, TX | 570 | $ 90,548,000 | $ 158,000 | $ 29,000 |
| BOWLING GREEN, KY | 568 | $ 91,461,000 | $ 161,000 | $ 66,000 |
| TOPEKA, KS | 555 | $ 66,094,000 | $ 119,000 | $ 44,000 |
| GREENSBORO-HIGH POINT, NC | 554 | $ 102,609,000 | $ 185,000 | $ 37,000 |
| BARNSTABLE TOWN, MA | 553 | $ 144,126,000 | $ 260,000 | $ 38,000 |
| WILMINGTON, DE-MD-NJ | 551 | $ 121,259,000 | $ 201,333 | $ 69,666 |
| RENO-SPARKS, NV | 543 | $ 125,823,000 | $ 231,000 | $ 94,000 |
| MANCHESTER-NASHUA, NH | 541 | $ 118,703,000 | $ 219,000 | $ 19,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 539 | $ 81,643,000 | $ 141,000 | $ 21,500 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 538 | $ 68,677,000 | $ 127,000 | $ 23,000 |
| BILLINGS, MT | 532 | $ 94,866,000 | $ 178,000 | $ 84,000 |
| SPRINGFIELD, IL | 526 | $ 72,188,000 | $ 137,000 | $ 57,000 |
| BELLINGHAM, WA | 524 | $ 126,876,000 | $ 242,000 | $ 44,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 522 | $ 128,647,000 | $ 246,000 | $ 23,000 |
| KNOXVILLE, TN | 515 | $ 85,592,000 | $ 166,000 | $ 31,000 |
| SALEM, OR | 513 | $ 86,698,000 | $ 169,000 | $ 77,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 510 | $ 93,687,000 | $ 183,000 | $ 42,000 |
| ANCHORAGE, AK | 509 | $ 130,318,000 | $ 256,000 | $ 17,000 |
| AKRON, OH | 507 | $ 65,504,000 | $ 129,000 | $ 42,000 |
| DURHAM-CHAPEL HILL, NC | 500 | $ 107,296,000 | $ 214,000 | $ 54,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 497 | $ 90,890,000 | $ 147,500 | $ 58,500 |
| NEWARK-UNION, NJ-PA | 497 | $ 142,364,000 | $ 253,500 | $ 52,500 |
| ROCKFORD, IL | 490 | $ 56,794,000 | $ 115,000 | $ 60,000 |
| OWENSBORO, KY | 480 | $ 56,097,000 | $ 116,000 | $ 56,000 |
| FOND DU LAC, WI | 473 | $ 63,243,000 | $ 133,000 | $ 68,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 458 | $ 52,098,000 | $ 113,000 | $ 22,000 |
| IOWA CITY, IA | 454 | $ 83,548,000 | $ 184,000 | $ 93,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 453 | $ 69,653,000 | $ 153,000 | $ 30,000 |
| YORK-HANOVER, PA | 451 | $ 69,008,000 | $ 153,000 | $ 18,000 |
| WILMINGTON, NC | 450 | $ 106,083,000 | $ 235,000 | $ 58,000 |
| CAPE CORAL-FORT MYERS, FL | 448 | $ 60,612,000 | $ 135,000 | $ 53,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 429 | $ 145,101,000 | $ 338,000 | $ 33,000 |
| EUGENE-SPRINGFIELD, OR | 426 | $ 82,233,000 | $ 193,000 | $ 83,000 |
| LOGAN, UT-ID | 426 | $ 76,697,000 | $ 183,500 | $ 17,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 412 | $ 67,606,000 | $ 164,000 | $ 83,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 411 | $ 71,228,000 | $ 173,000 | $ 23,000 |
| BATON ROUGE, LA | 406 | $ 56,799,000 | $ 139,000 | $ 42,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 404 | $ 75,375,000 | $ 186,000 | $ 37,000 |
| GARY, IN | 402 | $ 66,808,000 | $ 166,000 | $ 44,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 400 | $ 57,047,000 | $ 120,000 | $ 67,000 |
| ASHEVILLE, NC | 395 | $ 67,114,000 | $ 169,000 | $ 28,000 |
| GREELEY, CO | 392 | $ 77,139,000 | $ 196,000 | $ 53,000 |
| SHREVEPORT-BOSSIER CITY, LA | 384 | $ 56,356,000 | $ 146,000 | $ 21,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 380 | $ 71,630,000 | $ 188,000 | $ 70,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 379 | $ 63,504,000 | $ 167,000 | $ 50,000 |
| TOLEDO, OH | 374 | $ 49,380,000 | $ 132,000 | $ 53,000 |
| LYNCHBURG, VA | 373 | $ 65,415,000 | $ 175,000 | $ 6,000 |
| SANTA ROSA-PETALUMA, CA | 373 | $ 129,617,000 | $ 347,000 | $ 121,000 |
| CLARKSVILLE, TN-KY | 367 | $ 60,605,000 | $ 171,500 | $ 45,000 |
| FORT SMITH, AR-OK | 366 | $ 34,050,000 | $ 85,500 | $ 38,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 364 | $ 39,119,000 | $ 107,000 | $ 20,000 |
| HUNTSVILLE, AL | 356 | $ 62,693,000 | $ 176,000 | $ 20,000 |
| GREAT FALLS, MT | 355 | $ 61,703,000 | $ 173,000 | $ 79,000 |
| APPLETON, WI | 354 | $ 59,262,000 | $ 167,000 | $ 96,000 |
| NEW HAVEN-MILFORD, CT | 354 | $ 76,354,000 | $ 215,000 | $ 37,000 |
| BLOOMINGTON-NORMAL, IL | 353 | $ 70,734,000 | $ 200,000 | $ 53,000 |
| MISSOULA, MT | 351 | $ 69,261,000 | $ 197,000 | $ 87,000 |
| SIOUX CITY, IA-NE-SD | 350 | $ 39,758,000 | $ 135,666 | $ 176,000 |
| CAMDEN, NJ | 347 | $ 73,860,000 | $ 212,000 | $ 52,000 |
| JOPLIN, MO | 346 | $ 38,696,000 | $ 111,000 | $ 51,000 |
| ST. GEORGE, UT | 344 | $ 71,483,000 | $ 207,000 | $ 43,000 |
| BEND, OR | 342 | $ 88,040,000 | $ 257,000 | $ 142,000 |
| CANTON-MASSILLON, OH | 341 | $ 38,508,000 | $ 112,000 | $ 39,000 |
| ANN ARBOR, MI | 338 | $ 66,020,000 | $ 195,000 | $ 83,000 |
| MANHATTAN, KS | 330 | $ 53,408,000 | $ 161,000 | $ 21,000 |
| COLUMBIA, MO | 329 | $ 53,390,000 | $ 162,000 | $ 64,000 |
| BREMERTON-SILVERDALE, WA | 323 | $ 86,011,000 | $ 266,000 | $ 75,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 319 | $ 75,611,000 | $ 237,000 | $ 70,000 |
| OSHKOSH-NEENAH, WI | 317 | $ 48,890,000 | $ 154,000 | $ 85,000 |
| PEORIA, IL | 316 | $ 41,859,000 | $ 132,000 | $ 18,000 |
| WINSTON-SALEM, NC | 313 | $ 61,046,000 | $ 195,000 | $ 22,000 |
| COEUR D'ALENE, ID | 311 | $ 60,694,000 | $ 195,000 | $ 105,000 |
| SIOUX FALLS, SD | 311 | $ 55,091,000 | $ 177,000 | $ 94,000 |
| DUBUQUE, IA | 308 | $ 41,120,000 | $ 133,000 | $ 58,000 |
| HICKORY-LENOIR-MORGANTON, NC | 307 | $ 51,332,000 | $ 167,000 | $ 42,000 |
| LAS CRUCES, NM | 303 | $ 43,400,000 | $ 143,000 | $ 24,000 |
| ROANOKE, VA | 301 | $ 54,289,000 | $ 180,000 | $ 8,000 |
| MANKATO-NORTH MANKATO, MN | 296 | $ 54,305,000 | $ 183,000 | $ 103,000 |
| JACKSON, MS | 295 | $ 32,902,000 | $ 111,000 | $ 31,000 |
| LAWRENCE, KS | 295 | $ 53,905,000 | $ 182,000 | $ 78,000 |
| TALLAHASSEE, FL | 293 | $ 35,911,000 | $ 122,000 | $ 22,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 283 | $ 28,219,000 | $ 122,000 | $ 49,000 |
| OLYMPIA, WA | 282 | $ 75,157,000 | $ 266,000 | $ 54,000 |
| SHEBOYGAN, WI | 279 | $ 42,252,000 | $ 151,000 | $ 96,000 |
| JONESBORO, AR | 276 | $ 43,050,000 | $ 155,000 | $ 10,000 |
| LAKELAND-WINTER HAVEN, FL | 273 | $ 27,816,000 | $ 101,000 | $ 14,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 272 | $ 44,250,000 | $ 162,000 | $ 48,000 |
| SPRINGFIELD, MA | 271 | $ 53,944,000 | $ 199,000 | $ 27,000 |
| GRAND FORKS, ND-MN | 268 | $ 47,035,000 | $ 166,500 | $ 57,500 |
| GRAND JUNCTION, CO | 265 | $ 46,768,000 | $ 176,000 | $ 77,000 |
| CLEVELAND, TN | 261 | $ 36,820,000 | $ 141,000 | $ 16,000 |
| SANTA CRUZ-WATSONVILLE, CA | 260 | $ 90,719,000 | $ 348,000 | $ 105,000 |
| GRAND RAPIDS-WYOMING, MI | 258 | $ 33,886,000 | $ 131,000 | $ 33,000 |
| FORT WAYNE, IN | 256 | $ 28,173,000 | $ 110,000 | $ 32,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 256 | $ 35,598,000 | $ 139,000 | $ 64,000 |
| VALLEJO-FAIRFIELD, CA | 256 | $ 62,864,000 | $ 245,000 | $ 83,000 |
| CHEYENNE, WY | 251 | $ 50,218,000 | $ 200,000 | $ 64,000 |
| MIDLAND, TX | 251 | $ 43,474,000 | $ 173,000 | $ 15,000 |
| PRESCOTT, AZ | 248 | $ 49,545,000 | $ 199,000 | $ 88,000 |
| AMES, IA | 246 | $ 43,782,000 | $ 177,000 | $ 47,000 |
| LANCASTER, PA | 246 | $ 40,611,000 | $ 165,000 | $ 18,000 |
| CORPUS CHRISTI, TX | 244 | $ 37,919,000 | $ 155,000 | $ 18,000 |
| HOT SPRINGS, AR | 235 | $ 37,917,000 | $ 161,000 | $ 73,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 233 | $ 93,383,000 | $ 400,000 | $ 82,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 232 | $ 71,630,000 | $ 308,000 | $ 121,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 230 | $ 38,388,000 | $ 166,000 | $ 67,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 229 | $ 45,010,000 | $ 196,000 | $ 26,000 |
| CHICO, CA | 228 | $ 40,583,000 | $ 177,000 | $ 83,000 |
| ST. JOSEPH, MO-KS | 226 | $ 27,300,000 | $ 135,000 | $ 67,000 |
| YAKIMA, WA | 224 | $ 38,661,000 | $ 172,000 | $ 66,000 |
| REDDING, CA | 223 | $ 38,209,000 | $ 171,000 | $ 72,000 |
| MOUNT VERNON-ANACORTES, WA | 221 | $ 53,943,000 | $ 244,000 | $ 65,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 218 | $ 39,228,000 | $ 179,000 | $ 22,000 |
| STOCKTON, CA | 216 | $ 40,496,000 | $ 187,000 | $ 80,000 |
| MONTGOMERY, AL | 215 | $ 28,620,000 | $ 133,000 | $ 29,000 |
| CHATTANOOGA, TN-GA | 208 | $ 46,350,000 | $ 175,500 | $ 43,500 |
| EAU CLAIRE, WI | 205 | $ 31,793,000 | $ 155,000 | $ 85,000 |
| FAYETTEVILLE, NC | 203 | $ 30,330,000 | $ 149,000 | $ 20,000 |
| LUBBOCK, TX | 203 | $ 32,112,000 | $ 158,000 | $ 13,000 |
| FLORENCE, SC | 200 | $ 24,594,000 | $ 122,000 | $ 54,000 |
| LANSING-EAST LANSING, MI | 197 | $ 22,982,000 | $ 116,000 | $ 42,000 |
| RAPID CITY, SD | 190 | $ 39,428,000 | $ 207,000 | $ 151,000 |
| RACINE, WI | 189 | $ 35,312,000 | $ 186,000 | $ 73,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 187 | $ 37,275,000 | $ 205,000 | $ 63,500 |
| BURLINGTON, NC | 187 | $ 27,946,000 | $ 149,000 | $ 34,000 |
| FRESNO, CA | 183 | $ 35,708,000 | $ 195,000 | $ 56,000 |
| WAUSAU, WI | 182 | $ 33,368,000 | $ 183,000 | $ 86,000 |
| SANTA FE, NM | 181 | $ 40,398,000 | $ 223,000 | $ 56,000 |
| BAKERSFIELD-DELANO, CA | 180 | $ 27,375,000 | $ 152,000 | $ 38,000 |
| JEFFERSON CITY, MO | 176 | $ 19,101,000 | $ 108,000 | $ 38,000 |
| MEDFORD, OR | 175 | $ 34,537,000 | $ 197,000 | $ 72,000 |
| MONROE, MI | 175 | $ 22,422,000 | $ 128,000 | $ 49,000 |
| TUSCALOOSA, AL | 170 | $ 22,640,000 | $ 133,000 | $ 42,000 |
| WHEELING, WV-OH | 170 | $ 19,284,000 | $ 112,000 | $ 18,000 |
| AMARILLO, TX | 166 | $ 23,051,000 | $ 138,000 | $ 14,000 |
| MODESTO, CA | 166 | $ 28,622,000 | $ 172,000 | $ 76,000 |
| CHARLOTTESVILLE, VA | 165 | $ 40,810,000 | $ 247,000 | $ 42,000 |
| PUEBLO, CO | 162 | $ 24,118,000 | $ 148,000 | $ 57,000 |
| NAPLES-MARCO ISLAND, FL | 161 | $ 37,920,000 | $ 235,000 | $ 121,000 |
| PINE BLUFF, AR | 161 | $ 12,580,000 | $ 78,000 | $ 34,000 |
| ALEXANDRIA, LA | 160 | $ 18,146,000 | $ 113,000 | $ 62,000 |
| GAINESVILLE, FL | 159 | $ 19,508,000 | $ 122,000 | $ 48,000 |
| PORT ST. LUCIE, FL | 159 | $ 23,693,000 | $ 149,000 | $ 43,000 |
| IDAHO FALLS, ID | 158 | $ 26,372,000 | $ 166,000 | $ 50,000 |
| SALINAS, CA | 158 | $ 74,120,000 | $ 469,000 | $ 116,000 |
| SAVANNAH, GA | 158 | $ 28,112,000 | $ 177,000 | $ 55,000 |
| LAFAYETTE, LA | 157 | $ 15,183,000 | $ 96,000 | $ 37,000 |
| CORVALLIS, OR | 154 | $ 31,101,000 | $ 201,000 | $ 96,000 |
| MOBILE, AL | 154 | $ 19,134,000 | $ 124,000 | $ 26,000 |
| KALAMAZOO-PORTAGE, MI | 152 | $ 25,228,000 | $ 165,000 | $ 40,000 |
| NORWICH-NEW LONDON, CT | 151 | $ 32,393,000 | $ 214,000 | $ 32,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 151 | $ 12,724,000 | $ 84,000 | $ 32,000 |
| EL PASO, TX | 149 | $ 17,419,000 | $ 116,000 | $ 34,000 |
| ELIZABETHTOWN, KY | 149 | $ 23,645,000 | $ 158,000 | $ 54,000 |
| WACO, TX | 149 | $ 16,615,000 | $ 111,000 | $ 10,000 |
| YUMA, AZ | 149 | $ 20,475,000 | $ 137,000 | $ 23,000 |
| WICHITA FALLS, TX | 148 | $ 14,015,000 | $ 94,000 | $ 7,000 |
| LAWTON, OK | 147 | $ 15,672,000 | $ 106,000 | $ 9,000 |
| ODESSA, TX | 145 | $ 15,513,000 | $ 106,000 | $ 28,000 |
| FLAGSTAFF, AZ | 143 | $ 28,228,000 | $ 197,000 | $ 84,000 |
| WENATCHEE-EAST WENATCHEE, WA | 143 | $ 36,029,000 | $ 251,000 | $ 119,000 |
| SPARTANBURG, SC | 141 | $ 17,191,000 | $ 121,000 | $ 28,000 |
| ABILENE, TX | 139 | $ 19,346,000 | $ 139,000 | $ 14,000 |
| DOTHAN, AL | 135 | $ 10,118,000 | $ 74,000 | $ 41,000 |
| ALBANY-SCHENECTADY-TROY, NY | 134 | $ 13,517,000 | $ 100,000 | $ 55,000 |
| BANGOR, ME | 131 | $ 18,429,000 | $ 140,000 | $ 10,000 |
| CHAMPAIGN-URBANA, IL | 129 | $ 17,416,000 | $ 135,000 | $ 30,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 128 | $ 14,544,000 | $ 146,000 | $ 45,500 |
| NAPA, CA | 127 | $ 43,013,000 | $ 338,000 | $ 135,000 |
| MICHIGAN CITY-LA PORTE, IN | 126 | $ 16,103,000 | $ 127,000 | $ 29,000 |
| MONROE, LA | 124 | $ 15,504,000 | $ 125,000 | $ 26,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 124 | $ 14,567,000 | $ 117,000 | $ 33,000 |
| DECATUR, IL | 123 | $ 11,065,000 | $ 89,000 | $ 27,000 |
| ELKHART-GOSHEN, IN | 123 | $ 13,032,000 | $ 105,000 | $ 17,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 123 | $ 18,507,000 | $ 151,000 | $ 33,500 |
| YUBA CITY, CA | 119 | $ 19,274,000 | $ 161,000 | $ 67,000 |
| BISMARCK, ND | 115 | $ 19,788,000 | $ 172,000 | $ 58,000 |
| HOLLAND-GRAND HAVEN, MI | 114 | $ 16,979,000 | $ 148,000 | $ 55,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 113 | $ 12,857,000 | $ 114,333 | $ 48,666 |
| BEAUMONT-PORT ARTHUR, TX | 112 | $ 7,725,000 | $ 68,000 | $ 52,000 |
| COLLEGE STATION-BRYAN, TX | 110 | $ 31,367,000 | $ 285,000 | $ 38,000 |
| JANESVILLE, WI | 109 | $ 15,967,000 | $ 146,000 | $ 83,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 107 | $ 22,839,000 | $ 213,000 | $ 52,000 |
| CHARLESTON, WV | 106 | $ 10,940,000 | $ 103,000 | $ 36,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 106 | $ 18,544,000 | $ 174,000 | $ 91,000 |
| LEWISTON, ID-WA | 105 | $ 16,529,000 | $ 155,000 | $ 56,000 |
| HARRISONBURG, VA | 101 | $ 18,637,000 | $ 184,000 | $ 8,000 |
| COLUMBUS, GA-AL | 100 | $ 15,195,000 | $ 126,500 | $ 34,000 |
| BUFFALO-NIAGARA FALLS, NY | 98 | $ 13,201,000 | $ 134,000 | $ 42,000 |
| GREENVILLE, NC | 98 | $ 15,800,000 | $ 161,000 | $ 14,000 |
| SAN ANGELO, TX | 96 | $ 13,827,000 | $ 144,000 | $ 8,000 |
| BLOOMINGTON, IN | 95 | $ 18,030,000 | $ 189,000 | $ 69,000 |
| CASPER, WY | 95 | $ 16,776,000 | $ 176,000 | $ 77,000 |
| SUMTER, SC | 95 | $ 12,394,000 | $ 130,000 | $ 16,000 |
| EVANSVILLE, IN-KY | 91 | $ 11,986,000 | $ 131,000 | $ 42,500 |
| NILES-BENTON HARBOR, MI | 91 | $ 17,071,000 | $ 187,000 | $ 61,000 |
| SPRINGFIELD, OH | 91 | $ 8,272,000 | $ 90,000 | $ 20,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 89 | $ 9,992,000 | $ 103,500 | $ 53,000 |
| LAFAYETTE, IN | 89 | $ 10,401,000 | $ 116,000 | $ 17,000 |
| LA CROSSE, WI-MN | 88 | $ 15,218,000 | $ 165,000 | $ 81,000 |
| TRENTON-EWING, NJ | 87 | $ 22,236,000 | $ 255,000 | $ 59,000 |
| ANDERSON, SC | 86 | $ 12,132,000 | $ 141,000 | $ 25,000 |
| LONGVIEW, WA | 85 | $ 17,236,000 | $ 202,000 | $ 88,000 |
| LAKE CHARLES, LA | 84 | $ 6,389,000 | $ 76,000 | $ 68,000 |
| OCALA, FL | 84 | $ 8,983,000 | $ 106,000 | $ 38,000 |
| DECATUR, AL | 82 | $ 9,094,000 | $ 110,000 | $ 31,000 |
| LONGVIEW, TX | 82 | $ 6,882,000 | $ 83,000 | $ 53,000 |
| POCATELLO, ID | 82 | $ 10,707,000 | $ 130,000 | $ 46,000 |
| SCRANTON--WILKES-BARRE, PA | 82 | $ 11,723,000 | $ 142,000 | $ 61,000 |
| CARSON CITY, NV | 81 | $ 13,416,000 | $ 165,000 | $ 47,000 |
| JACKSONVILLE, NC | 81 | $ 13,431,000 | $ 165,000 | $ 81,000 |
| FLINT, MI | 79 | $ 8,786,000 | $ 111,000 | $ 42,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 78 | $ 17,989,000 | $ 230,000 | $ 60,000 |
| DOVER, DE | 78 | $ 12,575,000 | $ 161,000 | $ 54,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 77 | $ 12,275,000 | $ 159,000 | $ 21,000 |
| AUBURN-OPELIKA, AL | 76 | $ 14,745,000 | $ 194,000 | $ 65,000 |
| HATTIESBURG, MS | 75 | $ 8,450,000 | $ 112,000 | $ 44,000 |
| READING, PA | 75 | $ 12,711,000 | $ 169,000 | $ 45,000 |
| TYLER, TX | 74 | $ 8,512,000 | $ 115,000 | $ 48,000 |
| LEBANON, PA | 73 | $ 10,033,000 | $ 137,000 | $ 17,000 |
| MCALLEN-EDINBURG-MISSION, TX | 73 | $ 5,543,000 | $ 75,000 | $ 42,000 |
| WARNER ROBINS, GA | 73 | $ 12,468,000 | $ 170,000 | $ 35,000 |
| BRUNSWICK, GA | 70 | $ 10,357,000 | $ 147,000 | $ 70,000 |
| GAINESVILLE, GA | 70 | $ 13,069,000 | $ 186,000 | $ 71,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 70 | $ 6,190,000 | $ 88,000 | $ 54,000 |
| MANSFIELD, OH | 70 | $ 7,166,000 | $ 102,000 | $ 25,000 |
| GADSDEN, AL | 69 | $ 8,028,000 | $ 116,000 | $ 17,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 69 | $ 6,653,000 | $ 96,000 | $ 28,000 |
| SYRACUSE, NY | 69 | $ 5,458,000 | $ 79,000 | $ 25,000 |
| VALDOSTA, GA | 69 | $ 6,194,000 | $ 89,000 | $ 30,000 |
| FLORENCE-MUSCLE SHOALS, AL | 68 | $ 8,477,000 | $ 124,000 | $ 19,000 |
| BAY CITY, MI | 63 | $ 5,532,000 | $ 87,000 | $ 14,000 |
| GULFPORT-BILOXI, MS | 61 | $ 7,048,000 | $ 115,000 | $ 25,000 |
| LEWISTON-AUBURN, ME | 61 | $ 8,429,000 | $ 138,000 | $ 24,000 |
| MORGANTOWN, WV | 60 | $ 8,352,000 | $ 139,000 | $ 27,000 |
| BATTLE CREEK, MI | 58 | $ 6,402,000 | $ 110,000 | $ 37,000 |
| JOHNSON CITY, TN | 58 | $ 7,640,000 | $ 131,000 | $ 50,000 |
| SANDUSKY, OH | 57 | $ 6,803,000 | $ 119,000 | $ 46,000 |
| OCEAN CITY, NJ | 55 | $ 14,945,000 | $ 271,000 | $ 80,000 |
| TEXARKANA, TX-TEXARKANA, AR | 55 | $ 5,149,000 | $ 98,500 | $ 40,000 |
| WINCHESTER, VA-WV | 55 | $ 11,843,000 | $ 193,500 | $ 36,500 |
| ATHENS-CLARKE COUNTY, GA | 54 | $ 9,782,000 | $ 181,000 | $ 53,000 |
| VISALIA-PORTERVILLE, CA | 54 | $ 9,770,000 | $ 180,000 | $ 57,000 |
| FARMINGTON, NM | 53 | $ 6,670,000 | $ 125,000 | $ 35,000 |
| MACON, GA | 53 | $ 7,466,000 | $ 140,000 | $ 52,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 53 | $ 5,986,000 | $ 110,500 | $ 20,000 |
| MUSKEGON-NORTON SHORES, MI | 52 | $ 5,476,000 | $ 105,000 | $ 27,000 |
| ANDERSON, IN | 51 | $ 6,037,000 | $ 118,000 | $ 39,000 |
| ANNISTON-OXFORD, AL | 51 | $ 4,546,000 | $ 89,000 | $ 36,000 |
| MERCED, CA | 50 | $ 9,771,000 | $ 195,000 | $ 46,000 |
| SEBASTIAN-VERO BEACH, FL | 47 | $ 5,695,000 | $ 121,000 | $ 25,000 |
| COLUMBUS, IN | 45 | $ 9,142,000 | $ 203,000 | $ 28,000 |
| ALBANY, GA | 44 | $ 4,445,000 | $ 101,000 | $ 60,000 |
| ERIE, PA | 44 | $ 5,431,000 | $ 123,000 | $ 31,000 |
| GOLDSBORO, NC | 44 | $ 5,913,000 | $ 134,000 | $ 25,000 |
| MORRISTOWN, TN | 43 | $ 6,366,000 | $ 148,000 | $ 67,000 |
| VICTORIA, TX | 42 | $ 2,891,000 | $ 68,000 | $ 59,000 |
| JACKSON, TN | 41 | $ 6,557,000 | $ 159,000 | $ 11,000 |
| FAIRBANKS, AK | 40 | $ 10,114,000 | $ 252,000 | $ 5,000 |
| PASCAGOULA, MS | 40 | $ 3,198,000 | $ 79,000 | $ 47,000 |
| ROCKY MOUNT, NC | 40 | $ 5,966,000 | $ 149,000 | $ 38,000 |
| ROME, GA | 40 | $ 5,374,000 | $ 134,000 | $ 27,000 |
| BROWNSVILLE-HARLINGEN, TX | 39 | $ 4,313,000 | $ 110,000 | $ 69,000 |
| PUNTA GORDA, FL | 38 | $ 4,552,000 | $ 119,000 | $ 61,000 |
| DALTON, GA | 37 | $ 3,169,000 | $ 85,000 | $ 27,000 |
| HINESVILLE-FORT STEWART, GA | 37 | $ 4,368,000 | $ 118,000 | $ 17,000 |
| MADERA-CHOWCHILLA, CA | 37 | $ 6,497,000 | $ 175,000 | $ 47,000 |
| SALISBURY, MD | 37 | $ 6,028,000 | $ 162,000 | $ 46,000 |
| SHERMAN-DENISON, TX | 35 | $ 2,905,000 | $ 83,000 | $ 83,000 |
| TERRE HAUTE, IN | 35 | $ 4,370,000 | $ 124,000 | $ 43,000 |
| JACKSON, MI | 34 | $ 4,191,000 | $ 123,000 | $ 49,000 |
| PALM COAST, FL | 34 | $ 4,147,000 | $ 121,000 | $ 36,000 |
| STATE COLLEGE, PA | 34 | $ 6,494,000 | $ 191,000 | $ 47,000 |
| PITTSFIELD, MA | 33 | $ 7,456,000 | $ 225,000 | $ 75,000 |
| KANKAKEE-BRADLEY, IL | 31 | $ 4,482,000 | $ 144,000 | $ 44,000 |
| EL CENTRO, CA | 30 | $ 4,157,000 | $ 138,000 | $ 44,000 |
| LIMA, OH | 30 | $ 2,899,000 | $ 96,000 | $ 19,000 |
| UTICA-ROME, NY | 30 | $ 2,282,000 | $ 76,000 | $ 48,000 |
| DANVILLE, VA | 29 | $ 3,706,000 | $ 127,000 | $ 20,000 |
| GLENS FALLS, NY | 28 | $ 3,639,000 | $ 129,000 | $ 63,000 |
| MUNCIE, IN | 27 | $ 6,339,000 | $ 234,000 | $ 36,000 |
| ALTOONA, PA | 23 | $ 2,288,000 | $ 99,000 | $ 36,000 |
| BINGHAMTON, NY | 22 | $ 1,262,000 | $ 57,000 | $ 32,000 |
| HANFORD-CORCORAN, CA | 22 | $ 3,691,000 | $ 167,000 | $ 63,000 |
| LAREDO, TX | 21 | $ 3,120,000 | $ 148,000 | $ 54,000 |
| KOKOMO, IN | 18 | $ 2,462,000 | $ 136,000 | $ 81,000 |
| KINGSTON, NY | 17 | $ 2,618,000 | $ 154,000 | $ 53,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 17 | $ 1,946,000 | $ 114,000 | $ 58,000 |
| JOHNSTOWN, PA | 14 | $ 2,331,000 | $ 166,000 | $ 31,000 |
| WILLIAMSPORT, PA | 14 | $ 1,933,000 | $ 138,000 | $ 37,000 |
| CUMBERLAND, MD-WV | 12 | $ 1,644,000 | $ 176,500 | $ 43,000 |
| ITHACA, NY | 11 | $ 1,148,000 | $ 104,000 | $ 83,000 |
| DANVILLE, IL | 8 | $ 674,000 | $ 84,000 | $ 38,000 |
| ELMIRA, NY | 5 | $ 380,000 | $ 76,000 | $ 52,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 167,309 | $38,710,409,000 | $231,000 | $21,000,000 | $79,000 | $9,999,000 |
| Home Purchase | 133,913 | $22,512,994,000 | $168,000 | $15,270,000 | $45,000 | $9,999,000 |
| Home Improvement | 2,921 | $777,382,000 | $266,000 | $62,145,000 | $92,000 | $1,950,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 140,130 | $27,405,572,000 | $195,000 | $62,145,000 | $103,000 | $9,999,000 |
| Not applicable | 115,264 | $23,836,779,000 | $206,000 | $23,450,000 | $0 | $0 |
| Not Provided | 23,679 | $5,576,859,000 | $235,000 | $10,606,000 | $119,000 | $9,999,000 |
| Asian | 9,246 | $2,860,727,000 | $309,000 | $2,978,000 | $130,000 | $2,719,000 |
| Hispanic | 8,483 | $1,322,077,000 | $155,000 | $8,000,000 | $72,000 | $5,700,000 |
| Black or African American | 6,246 | $821,483,000 | $131,000 | $7,196,000 | $66,000 | $5,200,000 |
| American Indian or Alaskan Native | 642 | $82,326,000 | $128,000 | $1,945,000 | $73,000 | $983,000 |
| Native Hawaiian or Other Pacific Islander | 453 | $94,962,000 | $209,000 | $998,000 | $88,000 | $1,000,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 224,728 | $50,090,279,000 | $222,000 | $62,145,000 | $78,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 61,380 | $8,719,832,000 | $142,000 | $2,262,000 | $25,000 | $2,200,000 |
| VA-guaranteed (Veterans Administration) | 14,277 | $2,780,184,000 | $194,000 | $1,057,000 | $24,000 | $4,444,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,758 | $410,490,000 | $109,000 | $355,000 | $15,000 | $431,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 124,954 | $26,853,590,000 | $214,000 | $23,450,000 | $109,000 | $9,999,000 |
| Loan Purchased By The Institution | 114,128 | $22,864,874,000 | $200,000 | $1,878,000 | $0 | $0 |
| Application Denied By Financial Institution | 36,920 | $6,393,496,000 | $173,000 | $62,145,000 | $83,000 | $7,200,000 |
| File Closed For Incompleteness | 9,415 | $1,607,303,000 | $170,000 | $7,998,000 | $98,000 | $9,999,000 |
| Application Approved But Not Accepted | 9,288 | $2,319,238,000 | $249,000 | $8,000,000 | $120,000 | $9,999,000 |
| Application Withdrawn By Applicant | 7,263 | $1,640,188,000 | $225,000 | $12,160,000 | $118,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 2,175 | $322,096,000 | $148,000 | $1,300,000 | $55,000 | $1,379,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12,870 | $1,151,426,000 | $89,000 | $7,196,000 | $58,000 | $4,550,000 |
| Collateral | 10,101 | $2,329,517,000 | $230,000 | $4,550,000 | $120,000 | $7,200,000 |
| Debt-To-Income Ratio | 9,202 | $1,901,319,000 | $206,000 | $9,773,000 | $60,000 | $2,030,000 |
| Other | 2,202 | $334,073,000 | $151,000 | $7,150,000 | $85,000 | $3,600,000 |
| Unverifiable Information | 1,937 | $418,639,000 | $216,000 | $1,610,000 | $116,000 | $4,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,455 | $206,565,000 | $141,000 | $4,500,000 | $70,000 | $1,554,000 |
| Credit Application Incomplete | 715 | $275,361,000 | $385,000 | $62,145,000 | $142,000 | $3,754,000 |
| Employment History | 598 | $95,939,000 | $160,000 | $1,032,000 | $62,000 | $756,000 |
| Mortgage Insurance Denied | 15 | $2,753,000 | $183,000 | $538,000 | $116,000 | $438,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U.S. Bank National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U.S. Bank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.