U.S. Bank National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U.S. Bank National Association 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 349,835 |
| Total Mortgage Loan Application Amount | $72,905,445,000 |
| Average Mortgage Loan Application Amount | $178,666 |
| Highest Mortgage Loan Application Amount | $65,000,000 |
| Average Applicant Income | $70,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with U.S. Bank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U.S. Bank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down U.S. Bank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U.S. Bank National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by U.S. Bank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U.S. Bank National Association's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 19,910 | $ 3,981,049,000 | $ 203,500 | $ 71,500 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 14,092 | $ 2,745,510,000 | $ 194,000 | $ 73,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 10,293 | $ 2,134,295,000 | $ 207,000 | $ 52,000 |
| DENVER-AURORA-LAKEWOOD, CO | 9,787 | $ 2,270,065,000 | $ 231,000 | $ 86,000 |
| ST. LOUIS, MO-IL | 8,279 | $ 1,178,738,000 | $ 127,500 | $ 60,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 7,634 | $ 1,727,604,000 | $ 218,500 | $ 69,500 |
| CINCINNATI, OH-KY-IN | 7,450 | $ 914,756,000 | $ 117,000 | $ 66,666 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 7,012 | $ 3,099,083,000 | $ 441,000 | $ 133,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6,963 | $ 2,643,499,000 | $ 317,000 | $ 23,500 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 6,377 | $ 1,224,665,000 | $ 192,000 | $ 51,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5,491 | $ 1,220,119,000 | $ 222,000 | $ 76,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5,354 | $ 1,734,449,000 | $ 323,000 | $ 99,000 |
| KANSAS CITY, MO-KS | 4,686 | $ 742,715,000 | $ 161,000 | $ 64,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4,411 | $ 741,157,000 | $ 168,000 | $ 56,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,880 | $ 888,795,000 | $ 229,000 | $ 58,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3,812 | $ 501,651,000 | $ 121,500 | $ 56,000 |
| SAN DIEGO-CARLSBAD, CA | 3,718 | $ 1,624,062,000 | $ 436,000 | $ 131,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3,686 | $ 1,705,124,000 | $ 462,000 | $ 130,000 |
| COLUMBUS, OH | 3,620 | $ 463,025,000 | $ 127,000 | $ 46,000 |
| CLEVELAND-ELYRIA, OH | 3,467 | $ 349,806,000 | $ 100,000 | $ 60,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3,402 | $ 902,792,000 | $ 265,000 | $ 89,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3,152 | $ 1,597,986,000 | $ 506,000 | $ 163,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,121 | $ 657,376,000 | $ 210,000 | $ 47,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2,968 | $ 755,963,000 | $ 254,000 | $ 29,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2,938 | $ 467,432,000 | $ 159,000 | $ 79,000 |
| SALT LAKE CITY, UT | 2,715 | $ 610,229,000 | $ 224,000 | $ 58,000 |
| DES MOINES-WEST DES MOINES, IA | 2,674 | $ 423,429,000 | $ 158,000 | $ 67,000 |
| DALLAS-PLANO-IRVING, TX | 2,343 | $ 620,930,000 | $ 265,000 | $ 38,000 |
| OKLAHOMA CITY, OK | 2,266 | $ 342,113,000 | $ 150,000 | $ 19,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,257 | $ 1,379,712,000 | $ 611,000 | $ 176,000 |
| COLORADO SPRINGS, CO | 2,188 | $ 401,667,000 | $ 183,000 | $ 49,000 |
| RENO, NV | 2,022 | $ 424,313,000 | $ 209,000 | $ 47,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,968 | $ 263,564,000 | $ 133,000 | $ 55,000 |
| BOISE CITY, ID | 1,824 | $ 295,616,000 | $ 162,000 | $ 78,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,818 | $ 264,876,000 | $ 145,000 | $ 31,000 |
| TACOMA-LAKEWOOD, WA | 1,810 | $ 388,343,000 | $ 214,000 | $ 60,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,807 | $ 253,252,000 | $ 133,500 | $ 59,000 |
| DAYTON, OH | 1,800 | $ 213,153,000 | $ 118,000 | $ 53,000 |
| TUCSON, AZ | 1,720 | $ 255,356,000 | $ 148,000 | $ 26,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,712 | $ 543,811,000 | $ 317,000 | $ 41,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,709 | $ 269,938,000 | $ 157,000 | $ 25,000 |
| OGDEN-CLEARFIELD, UT | 1,687 | $ 339,829,000 | $ 201,000 | $ 51,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1,648 | $ 1,036,934,000 | $ 629,000 | $ 184,000 |
| BOSTON, MA | 1,619 | $ 499,890,000 | $ 308,000 | $ 34,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,602 | $ 559,658,000 | $ 349,000 | $ 35,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,504 | $ 570,871,000 | $ 397,500 | $ 99,000 |
| FARGO, ND-MN | 1,494 | $ 287,821,000 | $ 188,500 | $ 27,000 |
| FORT WORTH-ARLINGTON, TX | 1,402 | $ 238,983,000 | $ 170,000 | $ 19,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,313 | $ 294,095,000 | $ 220,000 | $ 51,500 |
| SALEM, OR | 1,312 | $ 204,766,000 | $ 156,000 | $ 52,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,302 | $ 288,776,000 | $ 189,500 | $ 80,500 |
| DULUTH, MN-WI | 1,282 | $ 182,879,000 | $ 135,500 | $ 94,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1,277 | $ 199,247,000 | $ 156,000 | $ 54,000 |
| LINCOLN, NE | 1,264 | $ 150,393,000 | $ 118,000 | $ 38,000 |
| ELGIN, IL | 1,230 | $ 219,034,000 | $ 178,000 | $ 58,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,203 | $ 217,491,000 | $ 180,000 | $ 32,000 |
| JACKSONVILLE, FL | 1,182 | $ 176,364,000 | $ 149,000 | $ 23,000 |
| SPRINGFIELD, MO | 1,172 | $ 172,241,000 | $ 146,000 | $ 38,000 |
| MEMPHIS, TN-MS-AR | 1,169 | $ 221,702,000 | $ 156,666 | $ 16,333 |
| AKRON, OH | 1,139 | $ 119,640,000 | $ 105,000 | $ 52,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1,125 | $ 135,738,000 | $ 122,000 | $ 48,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,117 | $ 181,347,000 | $ 162,000 | $ 22,000 |
| PROVO-OREM, UT | 1,116 | $ 291,997,000 | $ 261,000 | $ 69,000 |
| PROVIDENCE-WARWICK, RI-MA | 1,071 | $ 252,492,000 | $ 235,500 | $ 25,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1,066 | $ 251,442,000 | $ 235,000 | $ 88,000 |
| RALEIGH, NC | 1,024 | $ 243,591,000 | $ 237,000 | $ 51,000 |
| AUSTIN-ROUND ROCK, TX | 1,023 | $ 252,347,000 | $ 246,000 | $ 45,000 |
| WILMINGTON, DE-MD-NJ | 901 | $ 167,670,000 | $ 161,666 | $ 14,333 |
| BAKERSFIELD, CA | 898 | $ 154,401,000 | $ 171,000 | $ 26,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 850 | $ 151,229,000 | $ 173,000 | $ 6,500 |
| PEORIA, IL | 837 | $ 87,792,000 | $ 104,000 | $ 18,000 |
| GREELEY, CO | 828 | $ 172,080,000 | $ 207,000 | $ 54,000 |
| ROCHESTER, MN | 821 | $ 137,514,000 | $ 167,000 | $ 69,000 |
| KNOXVILLE, TN | 814 | $ 107,310,000 | $ 131,000 | $ 65,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 790 | $ 313,802,000 | $ 397,000 | $ 97,000 |
| BIRMINGHAM-HOOVER, AL | 775 | $ 150,239,000 | $ 193,000 | $ 20,000 |
| ALBUQUERQUE, NM | 761 | $ 117,376,000 | $ 154,000 | $ 56,000 |
| STOCKTON-LODI, CA | 757 | $ 156,752,000 | $ 207,000 | $ 52,000 |
| EUGENE, OR | 754 | $ 129,318,000 | $ 171,000 | $ 68,000 |
| RICHMOND, VA | 749 | $ 179,562,000 | $ 239,000 | $ 30,000 |
| MADISON, WI | 746 | $ 157,682,000 | $ 211,000 | $ 101,000 |
| TULSA, OK | 746 | $ 104,004,000 | $ 139,000 | $ 11,000 |
| LEXINGTON-FAYETTE, KY | 740 | $ 128,954,000 | $ 174,000 | $ 56,000 |
| CEDAR RAPIDS, IA | 737 | $ 103,192,000 | $ 140,000 | $ 70,000 |
| ROCKFORD, IL | 727 | $ 60,413,000 | $ 83,000 | $ 22,000 |
| FORT COLLINS, CO | 723 | $ 157,028,000 | $ 217,000 | $ 80,000 |
| AMARILLO, TX | 705 | $ 108,988,000 | $ 154,000 | $ 3,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 700 | $ 189,518,000 | $ 296,000 | $ 41,500 |
| BOWLING GREEN, KY | 695 | $ 95,572,000 | $ 137,000 | $ 57,000 |
| SIOUX FALLS, SD | 692 | $ 102,534,000 | $ 148,000 | $ 67,000 |
| WICHITA, KS | 689 | $ 81,248,000 | $ 117,000 | $ 37,000 |
| CLARKSVILLE, TN-KY | 684 | $ 82,319,000 | $ 114,500 | $ 53,000 |
| PUEBLO, CO | 681 | $ 79,097,000 | $ 116,000 | $ 63,000 |
| ST. CLOUD, MN | 681 | $ 107,843,000 | $ 158,000 | $ 63,000 |
| BEND-REDMOND, OR | 654 | $ 149,708,000 | $ 228,000 | $ 84,000 |
| FRESNO, CA | 615 | $ 124,884,000 | $ 203,000 | $ 30,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 599 | $ 160,715,000 | $ 268,000 | $ 46,000 |
| MODESTO, CA | 598 | $ 109,837,000 | $ 183,000 | $ 50,000 |
| PITTSBURGH, PA | 571 | $ 92,983,000 | $ 162,000 | $ 52,000 |
| SPRINGFIELD, IL | 570 | $ 61,521,000 | $ 107,000 | $ 39,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 558 | $ 80,564,000 | $ 144,000 | $ 23,000 |
| COEUR D'ALENE, ID | 557 | $ 109,101,000 | $ 195,000 | $ 87,000 |
| EL PASO, TX | 552 | $ 66,465,000 | $ 120,000 | $ 2,000 |
| HUNTSVILLE, AL | 541 | $ 97,649,000 | $ 180,000 | $ 10,000 |
| HARRISBURG-CARLISLE, PA | 533 | $ 91,462,000 | $ 171,000 | $ 14,000 |
| CANTON-MASSILLON, OH | 525 | $ 54,169,000 | $ 103,000 | $ 58,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 525 | $ 164,419,000 | $ 313,000 | $ 87,000 |
| VALLEJO-FAIRFIELD, CA | 519 | $ 137,498,000 | $ 264,000 | $ 77,000 |
| CAPE CORAL-FORT MYERS, FL | 508 | $ 85,935,000 | $ 169,000 | $ 43,000 |
| KENNEWICK-RICHLAND, WA | 508 | $ 77,348,000 | $ 152,000 | $ 55,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 495 | $ 109,950,000 | $ 222,000 | $ 42,000 |
| TOPEKA, KS | 491 | $ 47,460,000 | $ 96,000 | $ 42,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 485 | $ 96,649,000 | $ 199,000 | $ 49,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 482 | $ 123,780,000 | $ 256,000 | $ 84,000 |
| JOPLIN, MO | 478 | $ 46,985,000 | $ 98,000 | $ 59,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 474 | $ 80,358,000 | $ 141,000 | $ 50,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 472 | $ 73,272,000 | $ 155,000 | $ 11,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 468 | $ 206,537,000 | $ 441,000 | $ 107,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 465 | $ 179,945,000 | $ 386,000 | $ 102,000 |
| BOULDER, CO | 464 | $ 130,451,000 | $ 281,000 | $ 109,000 |
| ANCHORAGE, AK | 458 | $ 134,986,000 | $ 294,000 | $ 16,000 |
| LUBBOCK, TX | 453 | $ 76,351,000 | $ 168,000 | $ 7,000 |
| OWENSBORO, KY | 451 | $ 58,366,000 | $ 129,000 | $ 56,000 |
| MEDFORD, OR | 446 | $ 76,559,000 | $ 171,000 | $ 47,000 |
| CORPUS CHRISTI, TX | 441 | $ 84,566,000 | $ 191,000 | $ 15,000 |
| GREEN BAY, WI | 437 | $ 69,857,000 | $ 159,000 | $ 78,000 |
| GRAND JUNCTION, CO | 435 | $ 74,325,000 | $ 170,000 | $ 40,000 |
| ROCHESTER, NY | 434 | $ 59,789,000 | $ 137,000 | $ 46,000 |
| SALISBURY, MD-DE | 434 | $ 83,253,000 | $ 186,500 | $ 21,000 |
| LOGAN, UT-ID | 432 | $ 80,604,000 | $ 153,000 | $ 45,500 |
| GREENSBORO-HIGH POINT, NC | 429 | $ 76,197,000 | $ 177,000 | $ 22,000 |
| BREMERTON-SILVERDALE, WA | 428 | $ 104,287,000 | $ 243,000 | $ 91,000 |
| BILLINGS, MT | 414 | $ 75,844,000 | $ 183,000 | $ 79,000 |
| YAKIMA, WA | 410 | $ 44,478,000 | $ 108,000 | $ 63,000 |
| SANTA ROSA, CA | 406 | $ 157,590,000 | $ 388,000 | $ 125,000 |
| NEWARK, NJ-PA | 404 | $ 144,386,000 | $ 264,000 | $ 76,500 |
| WORCESTER, MA-CT | 401 | $ 99,638,000 | $ 213,500 | $ 35,500 |
| PHILADELPHIA, PA | 397 | $ 75,234,000 | $ 189,000 | $ 33,000 |
| BLOOMINGTON, IL | 392 | $ 49,492,000 | $ 126,000 | $ 18,000 |
| CHARLOTTESVILLE, VA | 392 | $ 89,567,000 | $ 228,000 | $ 59,000 |
| BATON ROUGE, LA | 391 | $ 62,362,000 | $ 159,000 | $ 18,000 |
| COLUMBIA, SC | 386 | $ 70,250,000 | $ 181,000 | $ 46,000 |
| WATERLOO-CEDAR FALLS, IA | 383 | $ 42,183,000 | $ 110,000 | $ 60,000 |
| WINSTON-SALEM, NC | 382 | $ 69,349,000 | $ 181,000 | $ 23,000 |
| BELLINGHAM, WA | 380 | $ 87,842,000 | $ 231,000 | $ 45,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 380 | $ 111,849,000 | $ 294,000 | $ 112,000 |
| GARY, IN | 374 | $ 53,937,000 | $ 144,000 | $ 39,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 372 | $ 56,060,000 | $ 150,000 | $ 57,000 |
| IOWA CITY, IA | 354 | $ 59,385,000 | $ 167,000 | $ 103,000 |
| FOND DU LAC, WI | 352 | $ 43,453,000 | $ 123,000 | $ 67,000 |
| SHEBOYGAN, WI | 352 | $ 41,879,000 | $ 118,000 | $ 71,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 351 | $ 101,074,000 | $ 287,000 | $ 80,000 |
| SAN RAFAEL, CA | 338 | $ 234,154,000 | $ 692,000 | $ 249,000 |
| CHEYENNE, WY | 337 | $ 61,480,000 | $ 182,000 | $ 33,000 |
| TALLAHASSEE, FL | 333 | $ 43,150,000 | $ 129,000 | $ 11,000 |
| JACKSON, MS | 327 | $ 65,712,000 | $ 200,000 | $ 8,000 |
| FORT WAYNE, IN | 324 | $ 30,193,000 | $ 93,000 | $ 17,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 318 | $ 43,691,000 | $ 137,000 | $ 28,000 |
| CLEVELAND, TN | 316 | $ 48,392,000 | $ 153,000 | $ 10,000 |
| HOT SPRINGS, AR | 316 | $ 34,843,000 | $ 110,000 | $ 58,000 |
| SIOUX CITY, IA-NE-SD | 315 | $ 35,626,000 | $ 134,000 | $ 66,000 |
| WAUSAU, WI | 314 | $ 44,312,000 | $ 141,000 | $ 88,000 |
| FORT SMITH, AR-OK | 313 | $ 31,436,000 | $ 100,500 | $ 35,500 |
| SHREVEPORT-BOSSIER CITY, LA | 313 | $ 59,739,000 | $ 190,000 | $ 5,000 |
| EAU CLAIRE, WI | 310 | $ 45,648,000 | $ 147,000 | $ 80,000 |
| ST. GEORGE, UT | 310 | $ 70,522,000 | $ 227,000 | $ 67,000 |
| REDDING, CA | 307 | $ 51,341,000 | $ 167,000 | $ 70,000 |
| SANTA MARIA-SANTA BARBARA, CA | 307 | $ 132,860,000 | $ 432,000 | $ 92,000 |
| LAKELAND-WINTER HAVEN, FL | 306 | $ 40,092,000 | $ 131,000 | $ 18,000 |
| GRAND FORKS, ND-MN | 304 | $ 49,274,000 | $ 157,000 | $ 61,000 |
| MANKATO-NORTH MANKATO, MN | 304 | $ 55,423,000 | $ 182,000 | $ 77,000 |
| DURHAM-CHAPEL HILL, NC | 302 | $ 71,383,000 | $ 236,000 | $ 56,000 |
| RAPID CITY, SD | 302 | $ 54,451,000 | $ 180,000 | $ 90,000 |
| ST. JOSEPH, MO-KS | 302 | $ 42,769,000 | $ 193,500 | $ 107,500 |
| CHICO, CA | 299 | $ 50,791,000 | $ 169,000 | $ 65,000 |
| PRESCOTT, AZ | 299 | $ 50,339,000 | $ 168,000 | $ 48,000 |
| GRAND RAPIDS-WYOMING, MI | 296 | $ 58,803,000 | $ 198,000 | $ 36,000 |
| NEW HAVEN-MILFORD, CT | 295 | $ 67,422,000 | $ 228,000 | $ 53,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 294 | $ 58,016,000 | $ 199,000 | $ 48,000 |
| EVANSVILLE, IN-KY | 289 | $ 37,055,000 | $ 119,500 | $ 30,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 289 | $ 110,622,000 | $ 382,000 | $ 121,000 |
| GRAND ISLAND, NE | 287 | $ 31,019,000 | $ 108,000 | $ 26,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 287 | $ 23,761,000 | $ 95,000 | $ 72,000 |
| ALBANY, OR | 286 | $ 39,941,000 | $ 139,000 | $ 49,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 284 | $ 22,202,000 | $ 93,000 | $ 31,500 |
| BISMARCK, ND | 280 | $ 53,984,000 | $ 192,000 | $ 68,000 |
| GREAT FALLS, MT | 280 | $ 33,241,000 | $ 118,000 | $ 85,000 |
| VISALIA-PORTERVILLE, CA | 280 | $ 49,443,000 | $ 176,000 | $ 17,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 275 | $ 42,720,000 | $ 155,000 | $ 83,000 |
| URBAN HONOLULU, HI | 273 | $ 111,795,000 | $ 409,000 | $ 54,000 |
| YORK-HANOVER, PA | 273 | $ 45,136,000 | $ 165,000 | $ 20,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 272 | $ 57,567,000 | $ 211,000 | $ 61,000 |
| PORT ST. LUCIE, FL | 271 | $ 44,881,000 | $ 165,000 | $ 30,000 |
| PORTLAND-SOUTH PORTLAND, ME | 270 | $ 64,372,000 | $ 238,000 | $ 55,000 |
| KILLEEN-TEMPLE, TX | 267 | $ 34,008,000 | $ 127,000 | $ 21,000 |
| CASPER, WY | 263 | $ 46,864,000 | $ 178,000 | $ 38,000 |
| MOUNT VERNON-ANACORTES, WA | 263 | $ 53,558,000 | $ 203,000 | $ 59,000 |
| OSHKOSH-NEENAH, WI | 261 | $ 30,891,000 | $ 118,000 | $ 74,000 |
| SAVANNAH, GA | 261 | $ 47,356,000 | $ 181,000 | $ 17,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 260 | $ 22,120,000 | $ 96,666 | $ 60,333 |
| MIDLAND, TX | 260 | $ 55,063,000 | $ 211,000 | $ 11,000 |
| ASHEVILLE, NC | 256 | $ 52,984,000 | $ 206,000 | $ 48,000 |
| LAWRENCE, KS | 256 | $ 38,638,000 | $ 150,000 | $ 84,000 |
| SANTA CRUZ-WATSONVILLE, CA | 256 | $ 131,632,000 | $ 514,000 | $ 149,000 |
| CHAMPAIGN-URBANA, IL | 255 | $ 30,858,000 | $ 121,000 | $ 17,000 |
| OLYMPIA-TUMWATER, WA | 254 | $ 58,933,000 | $ 232,000 | $ 58,000 |
| SPRINGFIELD, OH | 254 | $ 24,344,000 | $ 95,000 | $ 47,000 |
| RACINE, WI | 248 | $ 34,446,000 | $ 138,000 | $ 65,000 |
| APPLETON, WI | 247 | $ 37,180,000 | $ 150,000 | $ 76,000 |
| AMES, IA | 239 | $ 36,380,000 | $ 152,000 | $ 70,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 239 | $ 64,182,000 | $ 268,000 | $ 38,000 |
| CARSON CITY, NV | 238 | $ 38,122,000 | $ 160,000 | $ 52,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 237 | $ 56,036,000 | $ 236,000 | $ 57,000 |
| IDAHO FALLS, ID | 236 | $ 31,929,000 | $ 135,000 | $ 55,000 |
| CARBONDALE-MARION, IL | 234 | $ 25,516,000 | $ 109,000 | $ 64,000 |
| YUMA, AZ | 232 | $ 29,624,000 | $ 127,000 | $ 14,000 |
| LEWISTON, ID-WA | 230 | $ 37,742,000 | $ 156,500 | $ 70,500 |
| NEW ORLEANS-METAIRIE, LA | 229 | $ 36,598,000 | $ 159,000 | $ 33,000 |
| COLUMBIA, MO | 227 | $ 35,739,000 | $ 157,000 | $ 71,000 |
| SALINAS, CA | 225 | $ 89,184,000 | $ 396,000 | $ 103,000 |
| HICKORY-LENOIR-MORGANTON, NC | 222 | $ 36,206,000 | $ 163,000 | $ 21,000 |
| CAPE GIRARDEAU, MO-IL | 221 | $ 25,097,000 | $ 82,000 | $ 45,500 |
| ROANOKE, VA | 221 | $ 39,911,000 | $ 180,000 | $ 14,000 |
| EL CENTRO, CA | 219 | $ 38,061,000 | $ 173,000 | $ 8,000 |
| TUSCALOOSA, AL | 219 | $ 41,350,000 | $ 188,000 | $ 11,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 218 | $ 21,738,000 | $ 118,000 | $ 57,500 |
| LYNCHBURG, VA | 216 | $ 38,805,000 | $ 179,000 | $ 26,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 215 | $ 48,427,000 | $ 225,000 | $ 31,000 |
| TOLEDO, OH | 213 | $ 28,134,000 | $ 132,000 | $ 57,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 212 | $ 35,191,000 | $ 170,500 | $ 18,000 |
| WILMINGTON, NC | 210 | $ 43,999,000 | $ 209,000 | $ 47,000 |
| FLINT, MI | 207 | $ 26,856,000 | $ 129,000 | $ 11,000 |
| YUBA CITY, CA | 201 | $ 35,513,000 | $ 176,000 | $ 40,000 |
| BARNSTABLE TOWN, MA | 195 | $ 53,947,000 | $ 276,000 | $ 77,000 |
| COLUMBUS, GA-AL | 194 | $ 28,923,000 | $ 142,500 | $ 10,500 |
| WICHITA FALLS, TX | 194 | $ 22,592,000 | $ 116,000 | $ 1,000 |
| CAMDEN, NJ | 193 | $ 43,808,000 | $ 226,000 | $ 68,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 190 | $ 65,421,000 | $ 344,000 | $ 235,000 |
| COLLEGE STATION-BRYAN, TX | 189 | $ 37,214,000 | $ 196,000 | $ 7,000 |
| MORRISTOWN, TN | 189 | $ 18,151,000 | $ 96,000 | $ 58,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 188 | $ 47,269,000 | $ 251,000 | $ 22,000 |
| CORVALLIS, OR | 187 | $ 37,860,000 | $ 202,000 | $ 105,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 186 | $ 35,968,000 | $ 193,000 | $ 22,000 |
| DOVER, DE | 185 | $ 32,034,000 | $ 173,000 | $ 9,000 |
| MANCHESTER-NASHUA, NH | 184 | $ 46,549,000 | $ 252,000 | $ 51,000 |
| WENATCHEE, WA | 181 | $ 44,892,000 | $ 248,000 | $ 63,000 |
| ABILENE, TX | 177 | $ 30,031,000 | $ 169,000 | $ 3,000 |
| LONGVIEW, WA | 177 | $ 30,382,000 | $ 171,000 | $ 51,000 |
| SIERRA VISTA-DOUGLAS, AZ | 175 | $ 24,004,000 | $ 137,000 | $ 46,000 |
| JONESBORO, AR | 174 | $ 26,894,000 | $ 154,000 | $ 8,000 |
| SANTA FE, NM | 169 | $ 45,604,000 | $ 269,000 | $ 104,000 |
| LAS CRUCES, NM | 164 | $ 24,381,000 | $ 148,000 | $ 36,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 163 | $ 17,566,000 | $ 123,000 | $ 33,000 |
| LANCASTER, PA | 158 | $ 28,793,000 | $ 182,000 | $ 20,000 |
| DECATUR, IL | 153 | $ 11,842,000 | $ 77,000 | $ 17,000 |
| FLAGSTAFF, AZ | 152 | $ 42,839,000 | $ 281,000 | $ 96,000 |
| PANAMA CITY, FL | 151 | $ 22,124,000 | $ 146,000 | $ 53,000 |
| NAPA, CA | 149 | $ 64,979,000 | $ 436,000 | $ 158,000 |
| WHEELING, WV-OH | 147 | $ 19,161,000 | $ 128,500 | $ 17,000 |
| CHATTANOOGA, TN-GA | 145 | $ 25,212,000 | $ 155,500 | $ 35,500 |
| AUBURN-OPELIKA, AL | 144 | $ 30,492,000 | $ 211,000 | $ 55,000 |
| MADERA, CA | 137 | $ 24,784,000 | $ 180,000 | $ 8,000 |
| MERCED, CA | 137 | $ 24,501,000 | $ 178,000 | $ 27,000 |
| BURLINGTON, NC | 136 | $ 24,515,000 | $ 180,000 | $ 16,000 |
| ELKHART-GOSHEN, IN | 132 | $ 14,161,000 | $ 107,000 | $ 9,000 |
| SAN ANGELO, TX | 132 | $ 25,775,000 | $ 195,000 | $ 9,000 |
| MISSOULA, MT | 129 | $ 22,853,000 | $ 177,000 | $ 89,000 |
| LA CROSSE-ONALASKA, WI-MN | 124 | $ 18,803,000 | $ 149,500 | $ 105,500 |
| ANN ARBOR, MI | 120 | $ 25,810,000 | $ 215,000 | $ 89,000 |
| DUBUQUE, IA | 118 | $ 16,514,000 | $ 139,000 | $ 62,000 |
| LAWTON, OK | 118 | $ 11,921,000 | $ 101,000 | $ 9,000 |
| GAINESVILLE, GA | 117 | $ 21,670,000 | $ 185,000 | $ 23,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 116 | $ 22,629,000 | $ 182,500 | $ 46,000 |
| JEFFERSON CITY, MO | 114 | $ 15,710,000 | $ 137,000 | $ 53,000 |
| MCALLEN-EDINBURG-MISSION, TX | 113 | $ 13,975,000 | $ 123,000 | $ 14,000 |
| MANSFIELD, OH | 112 | $ 7,996,000 | $ 71,000 | $ 48,000 |
| SPRINGFIELD, MA | 112 | $ 22,261,000 | $ 198,000 | $ 34,000 |
| MANHATTAN, KS | 111 | $ 17,450,000 | $ 157,000 | $ 40,000 |
| SYRACUSE, NY | 111 | $ 16,788,000 | $ 151,000 | $ 6,000 |
| JOHNSON CITY, TN | 109 | $ 14,825,000 | $ 136,000 | $ 27,000 |
| GRANTS PASS, OR | 107 | $ 17,516,000 | $ 163,000 | $ 45,000 |
| WALLA WALLA, WA | 107 | $ 16,493,000 | $ 154,000 | $ 48,000 |
| PINE BLUFF, AR | 95 | $ 8,319,000 | $ 87,000 | $ 27,000 |
| WACO, TX | 94 | $ 16,032,000 | $ 170,000 | $ 19,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 93 | $ 15,738,000 | $ 169,000 | $ 21,000 |
| NORWICH-NEW LONDON, CT | 92 | $ 18,553,000 | $ 201,000 | $ 30,000 |
| MICHIGAN CITY-LA PORTE, IN | 91 | $ 10,652,000 | $ 117,000 | $ 34,000 |
| BROWNSVILLE-HARLINGEN, TX | 90 | $ 9,829,000 | $ 109,000 | $ 8,000 |
| SHERMAN-DENISON, TX | 90 | $ 12,496,000 | $ 138,000 | $ 13,000 |
| MOBILE, AL | 89 | $ 14,079,000 | $ 158,000 | $ 25,000 |
| JANESVILLE-BELOIT, WI | 88 | $ 11,036,000 | $ 125,000 | $ 62,000 |
| MACON, GA | 87 | $ 15,408,000 | $ 177,000 | $ 47,000 |
| HARRISONBURG, VA | 86 | $ 18,020,000 | $ 209,000 | $ 21,000 |
| POCATELLO, ID | 86 | $ 11,234,000 | $ 130,000 | $ 51,000 |
| MORGANTOWN, WV | 85 | $ 17,528,000 | $ 206,000 | $ 17,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 83 | $ 13,950,000 | $ 168,000 | $ 13,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 83 | $ 12,473,000 | $ 150,000 | $ 6,000 |
| FAYETTEVILLE, NC | 83 | $ 12,110,000 | $ 145,000 | $ 41,000 |
| ODESSA, TX | 83 | $ 15,112,000 | $ 182,000 | $ 39,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 82 | $ 11,534,000 | $ 140,000 | $ 46,000 |
| FLORENCE, SC | 81 | $ 11,842,000 | $ 146,000 | $ 42,000 |
| LEBANON, PA | 80 | $ 13,272,000 | $ 165,000 | $ 5,000 |
| BANGOR, ME | 79 | $ 12,244,000 | $ 154,000 | $ 44,000 |
| GAINESVILLE, FL | 79 | $ 14,099,000 | $ 178,000 | $ 72,000 |
| MONROE, MI | 78 | $ 11,857,000 | $ 152,000 | $ 61,000 |
| NILES-BENTON HARBOR, MI | 78 | $ 12,629,000 | $ 161,000 | $ 53,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 77 | $ 12,769,000 | $ 165,000 | $ 33,000 |
| WARNER ROBINS, GA | 77 | $ 11,208,000 | $ 145,000 | $ 21,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 74 | $ 10,765,000 | $ 145,000 | $ 25,000 |
| FAIRBANKS, AK | 73 | $ 15,079,000 | $ 206,000 | $ 12,000 |
| JACKSON, TN | 73 | $ 9,279,000 | $ 127,000 | $ 7,000 |
| SEBASTIAN-VERO BEACH, FL | 72 | $ 14,141,000 | $ 196,000 | $ 27,000 |
| KALAMAZOO-PORTAGE, MI | 71 | $ 10,610,000 | $ 149,000 | $ 58,000 |
| SPARTANBURG, SC | 68 | $ 10,732,000 | $ 157,000 | $ 20,000 |
| OCALA, FL | 67 | $ 10,471,000 | $ 156,000 | $ 44,000 |
| FLORENCE-MUSCLE SHOALS, AL | 64 | $ 9,333,000 | $ 145,000 | $ 13,000 |
| MONTGOMERY, AL | 64 | $ 11,901,000 | $ 185,000 | $ 50,000 |
| TERRE HAUTE, IN | 64 | $ 5,687,000 | $ 88,000 | $ 32,000 |
| GETTYSBURG, PA | 63 | $ 10,998,000 | $ 174,000 | $ 13,000 |
| WINCHESTER, VA-WV | 63 | $ 13,576,000 | $ 167,500 | $ 23,000 |
| BEAUMONT-PORT ARTHUR, TX | 62 | $ 9,294,000 | $ 149,000 | $ 17,000 |
| KANKAKEE, IL | 62 | $ 7,259,000 | $ 117,000 | $ 26,000 |
| PUNTA GORDA, FL | 62 | $ 8,293,000 | $ 133,000 | $ 48,000 |
| DECATUR, AL | 61 | $ 8,259,000 | $ 135,000 | $ 22,000 |
| BLOOMINGTON, IN | 59 | $ 8,445,000 | $ 143,000 | $ 34,000 |
| HANFORD-CORCORAN, CA | 59 | $ 12,390,000 | $ 210,000 | $ 56,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 59 | $ 16,630,000 | $ 281,000 | $ 74,000 |
| STAUNTON-WAYNESBORO, VA | 59 | $ 10,832,000 | $ 183,000 | $ 36,000 |
| LANSING-EAST LANSING, MI | 58 | $ 7,924,000 | $ 136,000 | $ 53,000 |
| READING, PA | 58 | $ 8,786,000 | $ 151,000 | $ 24,000 |
| LIMA, OH | 56 | $ 5,002,000 | $ 89,000 | $ 44,000 |
| ATHENS-CLARKE COUNTY, GA | 55 | $ 9,656,000 | $ 175,000 | $ 30,000 |
| JACKSONVILLE, NC | 53 | $ 10,811,000 | $ 203,000 | $ 38,000 |
| LAREDO, TX | 51 | $ 6,627,000 | $ 129,000 | $ 9,000 |
| LEWISTON-AUBURN, ME | 49 | $ 7,619,000 | $ 155,000 | $ 24,000 |
| LONGVIEW, TX | 49 | $ 6,499,000 | $ 132,000 | $ 14,000 |
| VALDOSTA, GA | 49 | $ 6,560,000 | $ 133,000 | $ 20,000 |
| CHARLESTON, WV | 48 | $ 5,317,000 | $ 110,000 | $ 19,000 |
| DANVILLE, IL | 47 | $ 3,793,000 | $ 80,000 | $ 22,000 |
| TRENTON, NJ | 47 | $ 12,540,000 | $ 266,000 | $ 80,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 45 | $ 12,947,000 | $ 287,000 | $ 37,000 |
| BRUNSWICK, GA | 44 | $ 7,230,000 | $ 164,000 | $ 27,000 |
| GADSDEN, AL | 44 | $ 6,407,000 | $ 145,000 | $ 21,000 |
| MUNCIE, IN | 44 | $ 3,480,000 | $ 79,000 | $ 34,000 |
| TYLER, TX | 42 | $ 6,224,000 | $ 148,000 | $ 8,000 |
| VICTORIA, TX | 41 | $ 6,072,000 | $ 148,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 40 | $ 9,715,000 | $ 242,000 | $ 70,000 |
| OCEAN CITY, NJ | 40 | $ 14,683,000 | $ 367,000 | $ 123,000 |
| DOTHAN, AL | 39 | $ 7,710,000 | $ 197,000 | $ 30,000 |
| ROME, GA | 38 | $ 5,774,000 | $ 151,000 | $ 11,000 |
| LAFAYETTE, LA | 35 | $ 6,582,000 | $ 188,000 | $ 31,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 35 | $ 4,470,000 | $ 127,000 | $ 42,000 |
| SUMTER, SC | 35 | $ 5,260,000 | $ 150,000 | $ 20,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 34 | $ 8,751,000 | $ 257,000 | $ 83,000 |
| GREENVILLE, NC | 33 | $ 6,395,000 | $ 193,000 | $ 34,000 |
| HINESVILLE, GA | 33 | $ 4,723,000 | $ 143,000 | $ 19,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 33 | $ 12,960,000 | $ 392,000 | $ 257,000 |
| PARKERSBURG-VIENNA, WV | 32 | $ 3,968,000 | $ 124,000 | $ 5,000 |
| HOMOSASSA SPRINGS, FL | 31 | $ 3,792,000 | $ 122,000 | $ 64,000 |
| JOHNSTOWN, PA | 31 | $ 3,393,000 | $ 109,000 | $ 8,000 |
| SAGINAW, MI | 31 | $ 3,441,000 | $ 111,000 | $ 29,000 |
| COLUMBUS, IN | 29 | $ 4,274,000 | $ 147,000 | $ 55,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 28 | $ 4,486,000 | $ 160,000 | $ 51,000 |
| BATTLE CREEK, MI | 28 | $ 2,648,000 | $ 94,000 | $ 36,000 |
| JACKSON, MI | 28 | $ 3,075,000 | $ 109,000 | $ 48,000 |
| SEBRING, FL | 23 | $ 2,756,000 | $ 119,000 | $ 49,000 |
| ALEXANDRIA, LA | 21 | $ 3,484,000 | $ 165,000 | $ 61,000 |
| BAY CITY, MI | 20 | $ 1,755,000 | $ 87,000 | $ 26,000 |
| EAST STROUDSBURG, PA | 20 | $ 4,149,000 | $ 207,000 | $ 135,000 |
| ERIE, PA | 20 | $ 2,706,000 | $ 135,000 | $ 58,000 |
| MUSKEGON, MI | 20 | $ 3,200,000 | $ 160,000 | $ 42,000 |
| KOKOMO, IN | 19 | $ 1,639,000 | $ 86,000 | $ 8,000 |
| MIDLAND, MI | 18 | $ 1,855,000 | $ 103,000 | $ 17,000 |
| TEXARKANA, TX-AR | 18 | $ 4,591,000 | $ 254,000 | $ 11,000 |
| LAKE CHARLES, LA | 17 | $ 3,101,000 | $ 182,000 | $ 131,000 |
| CUMBERLAND, MD-WV | 16 | $ 1,462,000 | $ 85,000 | $ 12,000 |
| GOLDSBORO, NC | 16 | $ 1,778,000 | $ 111,000 | $ 44,000 |
| NEW BERN, NC | 16 | $ 2,327,000 | $ 145,000 | $ 50,000 |
| BLOOMSBURG-BERWICK, PA | 15 | $ 1,712,000 | $ 114,000 | $ 49,000 |
| FARMINGTON, NM | 15 | $ 2,801,000 | $ 186,000 | $ 35,000 |
| PITTSFIELD, MA | 15 | $ 5,148,000 | $ 343,000 | $ 81,000 |
| ROCKY MOUNT, NC | 15 | $ 2,017,000 | $ 134,000 | $ 50,000 |
| THE VILLAGES, FL | 15 | $ 2,871,000 | $ 191,000 | $ 30,000 |
| BECKLEY, WV | 14 | $ 1,955,000 | $ 139,000 | $ 61,000 |
| HATTIESBURG, MS | 14 | $ 2,351,000 | $ 167,000 | $ 42,000 |
| WILLIAMSPORT, PA | 14 | $ 2,365,000 | $ 168,000 | $ 65,000 |
| STATE COLLEGE, PA | 13 | $ 2,267,000 | $ 174,000 | $ 46,000 |
| DALTON, GA | 12 | $ 1,806,000 | $ 150,000 | $ 57,000 |
| HAMMOND, LA | 11 | $ 1,477,000 | $ 134,000 | $ 56,000 |
| HOUMA-THIBODAUX, LA | 10 | $ 1,648,000 | $ 164,000 | $ 96,000 |
| ALBANY, GA | 9 | $ 1,229,000 | $ 136,000 | $ 33,000 |
| MONROE, LA | 9 | $ 1,154,000 | $ 128,000 | $ 67,000 |
| UTICA-ROME, NY | 9 | $ 2,030,000 | $ 225,000 | $ 20,000 |
| VINELAND-BRIDGETON, NJ | 9 | $ 1,397,000 | $ 155,000 | $ 66,000 |
| ALTOONA, PA | 8 | $ 1,523,000 | $ 190,000 | $ 6,000 |
| GLENS FALLS, NY | 8 | $ 1,447,000 | $ 180,000 | $ 48,000 |
| WATERTOWN-FORT DRUM, NY | 6 | $ 1,053,000 | $ 175,000 | $ 74,000 |
| KINGSTON, NY | 5 | $ 894,000 | $ 178,000 | $ 68,000 |
| BINGHAMTON, NY | 4 | $ 500,000 | $ 125,000 | $ 9,000 |
| ITHACA, NY | 1 | $ 260,000 | $ 260,000 | $ 112,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 174,714 | $38,244,372,000 | $218,000 | $22,350,000 | $39,000 | $9,999,000 |
| Refinancing | 150,593 | $32,042,597,000 | $212,000 | $65,000,000 | $87,000 | $9,999,000 |
| Home Improvement | 24,528 | $2,618,476,000 | $106,000 | $13,050,000 | $85,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 144,500 | $29,578,176,000 | $204,000 | $65,000,000 | $0 | $0 |
| White | 126,501 | $27,077,942,000 | $214,000 | $14,950,000 | $110,000 | $9,999,000 |
| Not Provided | 45,883 | $9,264,261,000 | $201,000 | $11,625,000 | $110,000 | $9,999,000 |
| Hispanic | 14,143 | $2,312,254,000 | $163,000 | $5,000,000 | $76,000 | $5,000,000 |
| Asian | 9,811 | $3,396,014,000 | $346,000 | $7,350,000 | $137,000 | $3,000,000 |
| Black or African American | 7,917 | $1,069,033,000 | $135,000 | $1,500,000 | $72,000 | $2,086,000 |
| Native Hawaiian or Other Pacific Islander | 590 | $130,713,000 | $221,000 | $1,295,000 | $106,000 | $2,630,000 |
| American Indian or Alaskan Native | 490 | $77,052,000 | $157,000 | $1,995,000 | $86,000 | $1,008,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 252,693 | $55,863,481,000 | $221,000 | $65,000,000 | $83,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 77,786 | $12,713,256,000 | $163,000 | $943,000 | $8,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 14,943 | $3,760,217,000 | $251,000 | $1,000,000 | $23,000 | $1,283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4,413 | $568,491,000 | $128,000 | $417,000 | $9,000 | $644,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 143,031 | $28,621,365,000 | $200,000 | $1,590,000 | $0 | $0 |
| Loan Originated | 113,465 | $27,216,835,000 | $239,000 | $65,000,000 | $116,000 | $9,999,000 |
| Application Denied By Financial Institution | 61,471 | $10,530,939,000 | $171,000 | $13,025,000 | $88,000 | $9,999,000 |
| File Closed For Incompleteness | 15,527 | $3,029,333,000 | $195,000 | $13,025,000 | $114,000 | $6,120,000 |
| Application Withdrawn By Applicant | 6,412 | $1,568,451,000 | $244,000 | $19,200,000 | $125,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 5,090 | $1,177,676,000 | $231,000 | $3,900,000 | $83,000 | $1,734,000 |
| Application Approved But Not Accepted | 4,839 | $760,846,000 | $157,000 | $7,500,000 | $92,000 | $1,915,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23,972 | $2,912,228,000 | $121,000 | $5,000,000 | $81,000 | $9,999,000 |
| Debt-To-Income Ratio | 15,180 | $2,925,639,000 | $192,000 | $5,000,000 | $59,000 | $1,332,000 |
| Collateral | 13,229 | $2,702,380,000 | $204,000 | $6,305,000 | $110,000 | $3,154,000 |
| Unverifiable Information | 7,456 | $1,847,527,000 | $247,000 | $13,025,000 | $115,000 | $5,379,000 |
| Other | 3,526 | $601,445,000 | $170,000 | $5,000,000 | $99,000 | $3,145,000 |
| Credit Application Incomplete | 1,917 | $428,192,000 | $223,000 | $5,000,000 | $97,000 | $6,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 757 | $186,208,000 | $245,000 | $2,500,000 | $108,000 | $1,782,000 |
| Employment History | 521 | $104,457,000 | $200,000 | $1,515,000 | $104,000 | $9,999,000 |
| Mortgage Insurance Denied | 3 | $539,000 | $179,000 | $356,000 | $61,000 | $93,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U.S. Bank National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U.S. Bank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.