US Bank, N.A. Mortgage Lending & HMDA Data, 2019
In 2019, US Bank, N.A. of Cincinnati, OH reported 380,650 mortgage applications totaling $92.2 billion, up 3% from 2018. The average application was for $242,091, and applicants reported an average income of $147,808. 38% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (24,147), Chicago-Naperville, IL (16,360) and Phoenix-Mesa-Scottsdale, AZ (13,884) (applications in parentheses).
| Mortgage Company & Address | US Bank, N.A. 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 380,650 |
| Total Mortgage Loan Application Amount | $92,152,110,000 |
| Average Mortgage Loan Application Amount | $242,091 |
| Highest Mortgage Loan Application Amount | $48,505,000 |
| Average Applicant Income | $147,808 |
| Highest Applicant Income | $9,965,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 41,758 | $ 6,995,760,000 | $ 167,531 | $ 112,256 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24,147 | $ 4,933,045,000 | $ 204,292 | $ 137,785 |
| Chicago-Naperville, IL | 16,360 | $ 3,470,430,000 | $ 212,128 | $ 134,000 |
| Phoenix-Mesa-Scottsdale, AZ | 13,884 | $ 3,397,540,000 | $ 244,709 | $ 148,000 |
| Los Angeles-Long Beach-Glendale, CA | 11,458 | $ 5,688,050,000 | $ 496,426 | $ 226,000 |
| Denver-Aurora-Lakewood, CO | 9,838 | $ 2,672,850,000 | $ 271,686 | $ 151,000 |
| St. Louis, MO-IL | 9,194 | $ 1,548,150,000 | $ 168,386 | $ 118,809 |
| Portland-Vancouver-Hillsboro, OR-WA | 8,382 | $ 1,951,490,000 | $ 232,819 | $ 139,159 |
| Cincinnati, OH-KY-IN | 8,297 | $ 1,075,475,000 | $ 129,622 | $ 99,727 |
| Las Vegas-Henderson-Paradise, NV | 8,224 | $ 1,693,330,000 | $ 205,901 | $ 113,000 |
| Riverside-San Bernardino-Ontario, CA | 6,777 | $ 1,590,015,000 | $ 234,619 | $ 135,000 |
| Seattle-Bellevue-Everett, WA | 6,095 | $ 2,473,545,000 | $ 405,831 | $ 191,000 |
| Columbus, OH | 5,504 | $ 783,750,000 | $ 142,396 | $ 95,000 |
| San Diego-Carlsbad, CA | 5,454 | $ 2,601,760,000 | $ 477,037 | $ 230,000 |
| Anaheim-Santa Ana-Irvine, CA | 5,416 | $ 2,837,940,000 | $ 523,991 | $ 228,000 |
| Oakland-Hayward-Berkeley, CA | 5,220 | $ 2,806,990,000 | $ 537,737 | $ 221,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5,035 | $ 984,855,000 | $ 195,601 | $ 102,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5,017 | $ 1,908,525,000 | $ 380,411 | $ 174,386 |
| Kansas City, MO-KS | 4,981 | $ 787,095,000 | $ 158,019 | $ 116,900 |
| Omaha-Council Bluffs, NE-IA | 4,186 | $ 586,640,000 | $ 140,143 | $ 102,589 |
| Sacramento--Roseville--Arden-Arcade, CA | 4,147 | $ 1,186,445,000 | $ 286,097 | $ 164,000 |
| Cleveland-Elyria, OH | 3,913 | $ 470,775,000 | $ 120,310 | $ 96,000 |
| Baltimore-Columbia-Towson, MD | 3,341 | $ 816,065,000 | $ 244,257 | $ 159,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,218 | $ 550,630,000 | $ 171,109 | $ 115,000 |
| Milwaukee-Waukesha-West Allis, WI | 3,215 | $ 574,965,000 | $ 178,838 | $ 129,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3,164 | $ 2,237,240,000 | $ 707,092 | $ 259,000 |
| Jacksonville, FL | 2,891 | $ 571,715,000 | $ 197,756 | $ 131,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2,667 | $ 686,835,000 | $ 257,530 | $ 166,000 |
| Boise City, ID | 2,573 | $ 476,645,000 | $ 185,248 | $ 122,000 |
| Oklahoma City, OK | 2,553 | $ 420,185,000 | $ 164,584 | $ 114,000 |
| Tucson, AZ | 2,468 | $ 425,970,000 | $ 172,597 | $ 117,000 |
| Louisville/Jefferson County, KY-IN | 2,457 | $ 305,085,000 | $ 124,169 | $ 82,936 |
| New York-Jersey City-White Plains, NY-NJ | 2,332 | $ 986,040,000 | $ 422,830 | $ 214,822 |
| Cambridge-Newton-Framingham, MA | 2,321 | $ 1,035,605,000 | $ 446,189 | $ 227,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2,309 | $ 1,584,185,000 | $ 686,091 | $ 263,000 |
| Indianapolis-Carmel-Anderson, IN | 2,271 | $ 336,785,000 | $ 148,298 | $ 112,000 |
| Salt Lake City, UT | 2,198 | $ 516,880,000 | $ 235,159 | $ 141,000 |
| Des Moines-West Des Moines, IA | 2,083 | $ 333,365,000 | $ 160,040 | $ 118,000 |
| Reno, NV | 2,014 | $ 500,930,000 | $ 248,723 | $ 138,000 |
| Colorado Springs, CO | 1,963 | $ 408,795,000 | $ 208,250 | $ 116,000 |
| Boston, MA | 1,845 | $ 841,295,000 | $ 455,986 | $ 242,000 |
| Dayton-Springfield-Kettering, OH | 1,788 | $ 189,080,000 | $ 105,749 | $ 85,000 |
| Akron, OH | 1,712 | $ 175,380,000 | $ 102,441 | $ 80,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,675 | $ 478,675,000 | $ 285,776 | $ 202,000 |
| Tacoma-Lakewood, WA | 1,670 | $ 375,400,000 | $ 224,790 | $ 131,000 |
| Elgin, IL | 1,638 | $ 275,070,000 | $ 167,930 | $ 113,000 |
| Orlando-Kissimmee-Sanford, FL | 1,636 | $ 330,210,000 | $ 201,839 | $ 125,000 |
| Dallas-Plano-Irving, TX | 1,579 | $ 555,805,000 | $ 351,998 | $ 213,000 |
| Salem, OR | 1,502 | $ 271,390,000 | $ 180,685 | $ 104,000 |
| Washington-Baltimore-Arlington, DC | 1,474 | $ 562,290,000 | $ 381,472 | $ 220,000 |
| Little Rock-North Little Rock-Conway, AR | 1,458 | $ 252,920,000 | $ 173,470 | $ 112,000 |
| Lincoln, NE | 1,445 | $ 189,015,000 | $ 130,806 | $ 85,000 |
| Lake County-Kenosha County, IL-WI | 1,440 | $ 346,890,000 | $ 240,895 | $ 156,576 |
| Duluth, MN-WI | 1,437 | $ 212,595,000 | $ 147,943 | $ 105,565 |
| New York-Newark, NY | 1,385 | $ 451,365,000 | $ 325,895 | $ 192,280 |
| Rockford, IL | 1,340 | $ 122,700,000 | $ 91,567 | $ 87,000 |
| Springfield, MO | 1,339 | $ 188,185,000 | $ 140,541 | $ 91,000 |
| Spokane-Spokane Valley, WA | 1,292 | $ 211,990,000 | $ 164,078 | $ 97,000 |
| Ogden-Clearfield, UT | 1,280 | $ 287,420,000 | $ 224,546 | $ 126,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,260 | $ 336,110,000 | $ 266,753 | $ 157,898 |
| Stockton-Lodi, CA | 1,205 | $ 368,695,000 | $ 305,970 | $ 134,000 |
| Newark, NJ-PA | 1,131 | $ 405,645,000 | $ 358,660 | $ 205,992 |
| Palm Bay-Melbourne-Titusville, FL | 1,122 | $ 243,350,000 | $ 216,889 | $ 136,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,104 | $ 446,390,000 | $ 404,338 | $ 213,000 |
| Warren-Troy-Farmington Hills, MI | 1,100 | $ 290,480,000 | $ 264,072 | $ 173,000 |
| Madison, WI | 1,058 | $ 220,420,000 | $ 208,336 | $ 135,000 |
| Provo-Orem, UT | 1,033 | $ 294,225,000 | $ 284,825 | $ 155,000 |
| Tulsa, OK | 992 | $ 161,060,000 | $ 162,358 | $ 109,000 |
| Albuquerque, NM | 978 | $ 155,510,000 | $ 159,008 | $ 96,000 |
| Davenport-Moline-Rock Island, IA-IL | 958 | $ 116,030,000 | $ 121,116 | $ 93,891 |
| Nassau County-Suffolk County, NY | 942 | $ 377,260,000 | $ 400,488 | $ 251,000 |
| Raleigh, NC | 940 | $ 285,170,000 | $ 303,372 | $ 141,000 |
| Eugene, OR | 902 | $ 172,760,000 | $ 191,529 | $ 106,000 |
| Knoxville, TN | 897 | $ 123,685,000 | $ 137,887 | $ 95,000 |
| Bridgeport-Stamford-Norwalk, CT | 880 | $ 504,350,000 | $ 573,125 | $ 310,000 |
| Fargo, ND-MN | 880 | $ 177,230,000 | $ 201,397 | $ 119,709 |
| Fort Collins, CO | 877 | $ 212,535,000 | $ 242,343 | $ 140,000 |
| Memphis, TN-MS-AR | 873 | $ 163,055,000 | $ 186,775 | $ 141,602 |
| Bend-Redmond, OR | 865 | $ 240,345,000 | $ 277,855 | $ 162,000 |
| Rochester, MN | 851 | $ 154,165,000 | $ 181,157 | $ 139,000 |
| Greeley, CO | 838 | $ 189,900,000 | $ 226,610 | $ 119,000 |
| St. Cloud, MN | 832 | $ 133,580,000 | $ 160,552 | $ 108,000 |
| Austin-Round Rock, TX | 828 | $ 317,460,000 | $ 383,405 | $ 275,000 |
| Fort Worth-Arlington, TX | 817 | $ 213,335,000 | $ 261,119 | $ 171,000 |
| Pittsburgh, PA | 783 | $ 148,135,000 | $ 189,189 | $ 127,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 778 | $ 288,240,000 | $ 370,488 | $ 244,000 |
| Miami-Miami Beach-Kendall, FL | 777 | $ 225,145,000 | $ 289,761 | $ 183,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 755 | $ 244,915,000 | $ 324,390 | $ 188,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 751 | $ 231,845,000 | $ 308,715 | $ 173,808 |
| Boulder, CO | 734 | $ 242,690,000 | $ 330,640 | $ 173,000 |
| Sioux Falls, SD | 729 | $ 120,315,000 | $ 165,041 | $ 133,000 |
| Montgomery County-Bucks County-Chester County, PA | 724 | $ 219,770,000 | $ 303,549 | $ 177,000 |
| Bowling Green, KY | 714 | $ 108,150,000 | $ 151,470 | $ 83,000 |
| Gary, IN | 713 | $ 111,345,000 | $ 156,164 | $ 103,000 |
| Providence-Warwick, RI-MA | 710 | $ 194,170,000 | $ 273,478 | $ 133,538 |
| Coeur D'Alene, ID | 697 | $ 158,595,000 | $ 227,539 | $ 157,000 |
| Cape Coral-Fort Myers, FL | 689 | $ 149,885,000 | $ 217,539 | $ 175,000 |
| Clarksville, TN-KY | 687 | $ 97,365,000 | $ 141,724 | $ 80,802 |
| San Antonio-New Braunfels, TX | 674 | $ 166,380,000 | $ 246,854 | $ 160,000 |
| Hartford-West Hartford-East Hartford, CT | 671 | $ 161,025,000 | $ 239,977 | $ 130,000 |
| Lexington-Fayette, KY | 613 | $ 112,725,000 | $ 183,890 | $ 125,000 |
| Joplin, MO | 600 | $ 66,200,000 | $ 110,333 | $ 84,000 |
| North Port-Sarasota-Bradenton, FL | 565 | $ 143,305,000 | $ 253,637 | $ 193,000 |
| Richmond, VA | 557 | $ 164,845,000 | $ 295,951 | $ 147,000 |
| Lakeland-Winter Haven, FL | 555 | $ 83,935,000 | $ 151,234 | $ 112,000 |
| Worcester, MA-CT | 541 | $ 155,185,000 | $ 286,848 | $ 136,645 |
| Cedar Rapids, IA | 540 | $ 82,930,000 | $ 153,574 | $ 133,000 |
| Bakersfield, CA | 538 | $ 110,660,000 | $ 205,687 | $ 120,000 |
| Modesto, CA | 527 | $ 96,885,000 | $ 183,842 | $ 124,000 |
| Canton-Massillon, OH | 516 | $ 58,320,000 | $ 113,023 | $ 83,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 516 | $ 87,880,000 | $ 170,310 | $ 109,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 510 | $ 103,370,000 | $ 202,686 | $ 128,000 |
| Peoria, IL | 504 | $ 47,630,000 | $ 94,503 | $ 85,000 |
| Medford, OR | 501 | $ 100,685,000 | $ 200,968 | $ 122,000 |
| Pueblo, CO | 496 | $ 63,730,000 | $ 128,487 | $ 93,000 |
| Augusta-Richmond County, GA-SC | 491 | $ 81,855,000 | $ 166,710 | $ 121,780 |
| Vallejo-Fairfield, CA | 490 | $ 125,850,000 | $ 256,836 | $ 150,000 |
| Green Bay, WI | 488 | $ 72,140,000 | $ 147,827 | $ 104,000 |
| Logan, UT-ID | 488 | $ 135,510,000 | $ 277,684 | $ 115,090 |
| Toledo, OH | 470 | $ 59,350,000 | $ 126,276 | $ 93,000 |
| Owensboro, KY | 468 | $ 49,490,000 | $ 105,747 | $ 81,000 |
| Prescott Valley-Prescott, AZ | 464 | $ 126,610,000 | $ 272,866 | $ 156,000 |
| Wichita, KS | 462 | $ 63,080,000 | $ 136,536 | $ 102,000 |
| Kennewick-Richland, WA | 453 | $ 76,005,000 | $ 167,781 | $ 105,000 |
| Lake Havasu City-Kingman, AZ | 450 | $ 77,320,000 | $ 171,822 | $ 93,000 |
| Yuma, AZ | 445 | $ 63,955,000 | $ 143,719 | $ 89,000 |
| Columbia, MO | 441 | $ 111,805,000 | $ 253,526 | $ 113,000 |
| Billings, MT | 438 | $ 92,730,000 | $ 211,712 | $ 153,000 |
| Yakima, WA | 436 | $ 99,680,000 | $ 228,623 | $ 75,000 |
| Santa Rosa, CA | 433 | $ 171,585,000 | $ 396,270 | $ 224,000 |
| Topeka, KS | 427 | $ 44,805,000 | $ 104,929 | $ 80,000 |
| Eau Claire, WI | 424 | $ 68,820,000 | $ 162,311 | $ 119,000 |
| Detroit-Dearborn-Livonia, MI | 421 | $ 69,255,000 | $ 164,501 | $ 117,000 |
| Fresno, CA | 421 | $ 109,935,000 | $ 261,128 | $ 145,000 |
| Philadelphia, PA | 418 | $ 98,090,000 | $ 234,665 | $ 146,000 |
| Fond Du Lac, WI | 408 | $ 52,130,000 | $ 127,769 | $ 104,000 |
| Springfield, IL | 408 | $ 48,760,000 | $ 119,509 | $ 91,000 |
| Bellingham, WA | 404 | $ 91,820,000 | $ 227,277 | $ 134,000 |
| St. George, UT | 404 | $ 123,600,000 | $ 305,940 | $ 184,000 |
| Bremerton-Silverdale, WA | 402 | $ 107,210,000 | $ 266,691 | $ 151,000 |
| Youngstown-Warren-Boardman, OH-PA | 400 | $ 36,780,000 | $ 91,950 | $ 71,037 |
| Santa Cruz-Watsonville, CA | 391 | $ 189,905,000 | $ 485,690 | $ 218,000 |
| New Haven-Milford, CT | 388 | $ 99,270,000 | $ 255,850 | $ 165,000 |
| Grand Junction, CO | 378 | $ 60,340,000 | $ 159,629 | $ 113,000 |
| Charleston-North Charleston, SC | 373 | $ 159,745,000 | $ 428,270 | $ 255,000 |
| Columbia, SC | 373 | $ 83,365,000 | $ 223,498 | $ 146,000 |
| Port St. Lucie, FL | 373 | $ 83,505,000 | $ 223,873 | $ 130,000 |
| Sheboygan, WI | 362 | $ 46,500,000 | $ 128,453 | $ 104,000 |
| Wilmington, DE-MD-NJ | 359 | $ 83,225,000 | $ 231,824 | $ 139,292 |
| Evansville, IN-KY | 356 | $ 46,190,000 | $ 129,747 | $ 77,938 |
| Weirton-Steubenville, WV-OH | 353 | $ 28,875,000 | $ 81,798 | $ 68,172 |
| Birmingham-Hoover, AL | 352 | $ 84,810,000 | $ 240,937 | $ 173,000 |
| Pensacola-Ferry Pass-Brent, FL | 352 | $ 50,030,000 | $ 142,130 | $ 117,000 |
| Redding, CA | 348 | $ 65,770,000 | $ 188,994 | $ 134,000 |
| Panama City, FL | 346 | $ 65,900,000 | $ 190,462 | $ 139,000 |
| Tallahassee, FL | 346 | $ 42,240,000 | $ 122,080 | $ 113,000 |
| Mankato-North Mankato, MN | 344 | $ 60,460,000 | $ 175,755 | $ 152,000 |
| Wausau, WI | 344 | $ 60,490,000 | $ 175,843 | $ 107,000 |
| Salisbury, MD-DE | 338 | $ 85,100,000 | $ 251,775 | $ 156,615 |
| Bloomington, IL | 336 | $ 44,720,000 | $ 133,095 | $ 148,000 |
| St. Joseph, MO-KS | 335 | $ 34,115,000 | $ 101,835 | $ 76,101 |
| Chico, CA | 334 | $ 61,350,000 | $ 183,682 | $ 132,000 |
| Cleveland, TN | 331 | $ 54,515,000 | $ 164,697 | $ 106,000 |
| Crestview-Fort Walton Beach-Destin, FL | 331 | $ 160,265,000 | $ 484,184 | $ 341,000 |
| New Orleans-Metairie, LA | 322 | $ 59,510,000 | $ 184,813 | $ 141,000 |
| San Rafael, CA | 321 | $ 237,025,000 | $ 738,395 | $ 298,000 |
| Durham-Chapel Hill, NC | 316 | $ 74,500,000 | $ 235,759 | $ 146,000 |
| Iowa City, IA | 307 | $ 53,335,000 | $ 173,729 | $ 122,000 |
| Appleton, WI | 305 | $ 51,265,000 | $ 168,081 | $ 120,000 |
| Naples-Immokalee-Marco Island, FL | 304 | $ 144,310,000 | $ 474,703 | $ 357,000 |
| Greenville-Anderson-Mauldin, SC | 299 | $ 88,415,000 | $ 295,702 | $ 198,000 |
| Oshkosh-Neenah, WI | 298 | $ 40,340,000 | $ 135,369 | $ 83,000 |
| Camden, NJ | 295 | $ 62,925,000 | $ 213,305 | $ 149,000 |
| Albany, OR | 292 | $ 48,940,000 | $ 167,602 | $ 86,000 |
| Carbondale-Marion, IL | 287 | $ 33,495,000 | $ 116,707 | $ 87,000 |
| Fort Smith, AR-OK | 286 | $ 32,570,000 | $ 113,881 | $ 79,087 |
| Hagerstown-Martinsburg, MD-WV | 286 | $ 48,330,000 | $ 168,986 | $ 91,737 |
| Mount Vernon-Anacortes, WA | 286 | $ 70,480,000 | $ 246,433 | $ 121,000 |
| Grand Rapids-Wyoming, MI | 284 | $ 57,020,000 | $ 200,774 | $ 123,000 |
| Ames, IA | 279 | $ 41,455,000 | $ 148,584 | $ 100,000 |
| Salinas, CA | 278 | $ 129,410,000 | $ 465,503 | $ 229,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 278 | $ 111,700,000 | $ 401,798 | $ 198,000 |
| Hot Springs, AR | 277 | $ 31,405,000 | $ 113,375 | $ 79,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 277 | $ 63,305,000 | $ 228,537 | $ 130,584 |
| Santa Fe, NM | 277 | $ 78,875,000 | $ 284,747 | $ 157,000 |
| Rapid City, SD | 274 | $ 55,390,000 | $ 202,153 | $ 186,000 |
| Urban Honolulu, HI | 266 | $ 120,840,000 | $ 454,285 | $ 195,000 |
| Visalia-Porterville, CA | 266 | $ 54,500,000 | $ 204,887 | $ 100,000 |
| Huntington-Ashland, WV-KY-OH | 265 | $ 24,815,000 | $ 93,641 | $ 96,833 |
| Olympia-Tumwater, WA | 264 | $ 57,630,000 | $ 218,295 | $ 115,000 |
| Cape Girardeau, MO-IL | 262 | $ 31,860,000 | $ 121,603 | $ 86,725 |
| Missoula, MT | 259 | $ 46,955,000 | $ 181,293 | $ 99,000 |
| Fort Wayne, IN | 256 | $ 29,620,000 | $ 115,703 | $ 82,000 |
| Baton Rouge, LA | 254 | $ 43,730,000 | $ 172,165 | $ 94,000 |
| Charlottesville, VA | 252 | $ 76,240,000 | $ 302,539 | $ 121,000 |
| Racine, WI | 251 | $ 33,005,000 | $ 131,494 | $ 95,000 |
| Sioux City, IA-NE-SD | 249 | $ 29,995,000 | $ 120,461 | $ 82,987 |
| Hickory-Lenoir-Morganton, NC | 248 | $ 45,860,000 | $ 184,919 | $ 117,000 |
| Idaho Falls, ID | 247 | $ 44,385,000 | $ 179,696 | $ 103,000 |
| Grand Island, NE | 241 | $ 28,815,000 | $ 119,564 | $ 67,000 |
| Huntsville, AL | 237 | $ 52,725,000 | $ 222,468 | $ 134,000 |
| Amarillo, TX | 236 | $ 46,650,000 | $ 197,669 | $ 238,000 |
| Great Falls, MT | 236 | $ 30,980,000 | $ 131,271 | $ 105,000 |
| Carson City, NV | 229 | $ 39,555,000 | $ 172,729 | $ 89,000 |
| Yuba City, CA | 229 | $ 38,865,000 | $ 169,716 | $ 115,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 228 | $ 42,840,000 | $ 187,894 | $ 118,868 |
| Corpus Christi, TX | 228 | $ 46,270,000 | $ 202,938 | $ 135,000 |
| Lawrence, KS | 227 | $ 29,115,000 | $ 128,259 | $ 108,000 |
| Santa Maria-Santa Barbara, CA | 220 | $ 143,470,000 | $ 652,136 | $ 298,000 |
| Springfield, OH | 220 | $ 20,670,000 | $ 93,954 | $ 81,000 |
| Chattanooga, TN-GA | 218 | $ 44,370,000 | $ 203,532 | $ 112,477 |
| Morristown, TN | 216 | $ 25,690,000 | $ 118,935 | $ 72,000 |
| Waterloo-Cedar Falls, IA | 215 | $ 36,825,000 | $ 171,279 | $ 92,000 |
| Barnstable Town, MA | 212 | $ 76,080,000 | $ 358,867 | $ 220,000 |
| Rockingham County-Strafford County, NH | 210 | $ 56,090,000 | $ 267,095 | $ 156,000 |
| Grand Forks, ND-MN | 208 | $ 36,700,000 | $ 176,442 | $ 109,278 |
| Wichita Falls, TX | 208 | $ 33,410,000 | $ 160,625 | $ 91,000 |
| Ann Arbor, MI | 206 | $ 53,090,000 | $ 257,718 | $ 152,000 |
| Lubbock, TX | 206 | $ 40,560,000 | $ 196,893 | $ 147,000 |
| California-Lexington Park, MD | 204 | $ 52,780,000 | $ 258,725 | $ 194,000 |
| South Bend-Mishawaka, IN-MI | 202 | $ 26,320,000 | $ 130,297 | $ 111,089 |
| Twin Falls, ID | 201 | $ 30,335,000 | $ 150,920 | $ 81,000 |
| Burlington-South Burlington, VT | 199 | $ 37,655,000 | $ 189,221 | $ 134,000 |
| Cheyenne, WY | 199 | $ 34,875,000 | $ 175,251 | $ 105,000 |
| Lewiston, ID-WA | 197 | $ 27,895,000 | $ 141,598 | $ 78,436 |
| Las Cruces, NM | 194 | $ 29,840,000 | $ 153,814 | $ 84,000 |
| Asheville, NC | 193 | $ 65,315,000 | $ 338,419 | $ 167,000 |
| Portland-South Portland, ME | 191 | $ 46,155,000 | $ 241,649 | $ 141,000 |
| Bismarck, ND | 189 | $ 40,905,000 | $ 216,428 | $ 109,000 |
| Sierra Vista-Douglas, AZ | 185 | $ 26,285,000 | $ 142,081 | $ 81,000 |
| Napa, CA | 184 | $ 85,380,000 | $ 464,021 | $ 231,000 |
| Jackson, MS | 178 | $ 34,940,000 | $ 196,292 | $ 117,000 |
| Manchester-Nashua, NH | 175 | $ 46,925,000 | $ 268,142 | $ 153,000 |
| Wenatchee, WA | 175 | $ 46,045,000 | $ 263,114 | $ 173,000 |
| Rochester, NY | 174 | $ 19,740,000 | $ 113,448 | $ 107,000 |
| El Paso, TX | 172 | $ 27,990,000 | $ 162,732 | $ 149,000 |
| Longview, WA | 172 | $ 33,960,000 | $ 197,441 | $ 97,000 |
| Mansfield, OH | 171 | $ 15,455,000 | $ 90,380 | $ 85,000 |
| Harrisburg-Carlisle, PA | 169 | $ 30,445,000 | $ 180,147 | $ 109,000 |
| Greensboro-High Point, NC | 168 | $ 27,520,000 | $ 163,809 | $ 109,000 |
| Chambersburg-Waynesboro, PA | 167 | $ 28,095,000 | $ 168,233 | $ 67,000 |
| Dubuque, IA | 165 | $ 22,255,000 | $ 134,878 | $ 88,000 |
| Ocala, FL | 163 | $ 22,975,000 | $ 140,950 | $ 89,000 |
| Wilmington, NC | 161 | $ 41,345,000 | $ 256,801 | $ 147,000 |
| York-Hanover, PA | 159 | $ 28,585,000 | $ 179,779 | $ 120,000 |
| Michigan City-La Porte, IN | 155 | $ 23,775,000 | $ 153,387 | $ 161,000 |
| Savannah, GA | 155 | $ 33,865,000 | $ 218,483 | $ 130,000 |
| La Crosse-Onalaska, WI-MN | 153 | $ 33,895,000 | $ 221,535 | $ 186,993 |
| Midland, TX | 153 | $ 40,825,000 | $ 266,830 | $ 143,000 |
| Winston-Salem, NC | 150 | $ 26,260,000 | $ 175,066 | $ 114,000 |
| Flagstaff, AZ | 147 | $ 50,485,000 | $ 343,435 | $ 245,000 |
| Corvallis, OR | 144 | $ 31,250,000 | $ 217,013 | $ 150,000 |
| Kingsport-Bristol-Bristol, TN-VA | 138 | $ 12,900,000 | $ 93,478 | $ 72,717 |
| Springfield, MA | 133 | $ 29,735,000 | $ 223,571 | $ 126,000 |
| Tuscaloosa, AL | 133 | $ 30,015,000 | $ 225,676 | $ 146,000 |
| Merced, CA | 132 | $ 23,840,000 | $ 180,606 | $ 114,000 |
| Killeen-Temple, TX | 128 | $ 21,860,000 | $ 170,781 | $ 103,000 |
| Shreveport-Bossier City, LA | 128 | $ 21,940,000 | $ 171,406 | $ 96,000 |
| Grants Pass, OR | 127 | $ 20,285,000 | $ 159,724 | $ 105,000 |
| Punta Gorda, FL | 127 | $ 22,565,000 | $ 177,677 | $ 111,000 |
| Sebring, FL | 126 | $ 18,160,000 | $ 144,126 | $ 52,000 |
| Janesville-Beloit, WI | 125 | $ 13,085,000 | $ 104,680 | $ 75,000 |
| Champaign-Urbana, IL | 122 | $ 17,490,000 | $ 143,360 | $ 99,000 |
| Fayetteville, NC | 122 | $ 21,080,000 | $ 172,786 | $ 91,000 |
| Jefferson City, MO | 121 | $ 16,785,000 | $ 138,719 | $ 69,000 |
| Sebastian-Vero Beach, FL | 121 | $ 41,635,000 | $ 344,090 | $ 187,000 |
| Decatur, IL | 120 | $ 9,700,000 | $ 80,833 | $ 81,000 |
| Elkhart-Goshen, IN | 116 | $ 11,980,000 | $ 103,275 | $ 68,000 |
| Lawton, OK | 116 | $ 13,130,000 | $ 113,189 | $ 80,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 114 | $ 15,420,000 | $ 135,263 | $ 105,000 |
| Roanoke, VA | 114 | $ 24,040,000 | $ 210,877 | $ 175,000 |
| Anchorage, AK | 112 | $ 30,010,000 | $ 267,946 | $ 159,000 |
| Casper, WY | 106 | $ 20,460,000 | $ 193,018 | $ 119,000 |
| Pocatello, ID | 105 | $ 15,255,000 | $ 145,285 | $ 78,000 |
| Odessa, TX | 104 | $ 22,520,000 | $ 216,538 | $ 376,000 |
| Spartanburg, SC | 103 | $ 21,575,000 | $ 209,466 | $ 144,000 |
| Niles-Benton Harbor, MI | 99 | $ 19,545,000 | $ 197,424 | $ 146,000 |
| Lafayette-West Lafayette, IN | 98 | $ 13,300,000 | $ 135,714 | $ 82,000 |
| Homosassa Springs, FL | 96 | $ 16,380,000 | $ 170,625 | $ 88,000 |
| Pine Bluff, AR | 95 | $ 7,535,000 | $ 79,315 | $ 66,000 |
| Enid, OK | 94 | $ 10,270,000 | $ 109,255 | $ 78,000 |
| Sherman-Denison, TX | 93 | $ 20,595,000 | $ 221,451 | $ 176,000 |
| El Centro, CA | 92 | $ 15,550,000 | $ 169,021 | $ 99,000 |
| Gainesville, FL | 92 | $ 13,730,000 | $ 149,239 | $ 117,000 |
| McAllen-Edinburg-Mission, TX | 92 | $ 19,170,000 | $ 208,369 | $ 192,000 |
| Daphne-Fairhope-Foley, AL | 91 | $ 23,515,000 | $ 258,406 | $ 118,000 |
| Gainesville, GA | 91 | $ 19,045,000 | $ 209,285 | $ 120,000 |
| Flint, MI | 88 | $ 9,980,000 | $ 113,409 | $ 94,000 |
| Walla Walla, WA | 88 | $ 15,830,000 | $ 179,886 | $ 113,000 |
| Kahului-Wailuku-Lahaina, HI | 87 | $ 46,695,000 | $ 536,724 | $ 247,000 |
| Florence, SC | 86 | $ 14,780,000 | $ 171,860 | $ 92,000 |
| Terre Haute, IN | 85 | $ 7,225,000 | $ 85,000 | $ 102,000 |
| Norwich-New London, CT | 84 | $ 20,380,000 | $ 242,619 | $ 138,000 |
| Trenton, NJ | 82 | $ 24,470,000 | $ 298,414 | $ 206,000 |
| Monroe, MI | 81 | $ 13,555,000 | $ 167,345 | $ 95,000 |
| Lima, OH | 79 | $ 6,605,000 | $ 83,607 | $ 70,000 |
| Lynchburg, VA | 78 | $ 14,380,000 | $ 184,358 | $ 118,000 |
| Syracuse, NY | 78 | $ 8,860,000 | $ 113,589 | $ 139,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 74 | $ 32,400,000 | $ 437,837 | $ 303,000 |
| Kankakee, IL | 72 | $ 8,680,000 | $ 120,555 | $ 91,000 |
| Columbus, GA-AL | 71 | $ 14,565,000 | $ 205,140 | $ 130,901 |
| Lansing-East Lansing, MI | 71 | $ 8,935,000 | $ 125,845 | $ 113,000 |
| Bloomington, IN | 70 | $ 14,360,000 | $ 205,142 | $ 171,000 |
| Lancaster, PA | 69 | $ 12,415,000 | $ 179,927 | $ 132,000 |
| Auburn-Opelika, AL | 68 | $ 15,970,000 | $ 234,852 | $ 114,000 |
| Kalamazoo-Portage, MI | 68 | $ 10,020,000 | $ 147,352 | $ 106,000 |
| Victoria, TX | 68 | $ 12,540,000 | $ 184,411 | $ 140,000 |
| Manhattan, KS | 67 | $ 9,375,000 | $ 139,925 | $ 126,000 |
| Dover, DE | 66 | $ 13,110,000 | $ 198,636 | $ 101,000 |
| Jackson, TN | 66 | $ 10,360,000 | $ 156,969 | $ 108,000 |
| Elizabethtown-Fort Knox, KY | 65 | $ 9,915,000 | $ 152,538 | $ 72,000 |
| Montgomery, AL | 65 | $ 10,835,000 | $ 166,692 | $ 158,000 |
| Jacksonville, NC | 64 | $ 13,900,000 | $ 217,187 | $ 146,000 |
| Albany-Schenectady-Troy, NY | 63 | $ 12,165,000 | $ 193,095 | $ 159,000 |
| Gulfport-Biloxi-Pascagoula, MS | 63 | $ 8,445,000 | $ 134,047 | $ 85,000 |
| Burlington, NC | 62 | $ 9,810,000 | $ 158,225 | $ 87,000 |
| Florence-Muscle Shoals, AL | 62 | $ 10,480,000 | $ 169,032 | $ 93,000 |
| Jonesboro, AR | 62 | $ 7,000,000 | $ 112,903 | $ 104,000 |
| Mobile, AL | 62 | $ 8,440,000 | $ 136,129 | $ 92,000 |
| Reading, PA | 61 | $ 9,375,000 | $ 153,688 | $ 114,000 |
| Winchester, VA-WV | 61 | $ 15,825,000 | $ 259,426 | $ 130,967 |
| Morgantown, WV | 60 | $ 13,820,000 | $ 230,333 | $ 134,000 |
| Harrisonburg, VA | 59 | $ 11,625,000 | $ 197,033 | $ 114,000 |
| Abilene, TX | 58 | $ 12,230,000 | $ 210,862 | $ 128,000 |
| Hanford-Corcoran, CA | 57 | $ 12,995,000 | $ 227,982 | $ 120,000 |
| Madera, CA | 55 | $ 11,315,000 | $ 205,727 | $ 119,000 |
| Wheeling, WV-OH | 54 | $ 6,410,000 | $ 118,703 | $ 100,888 |
| Atlantic City-Hammonton, NJ | 53 | $ 13,115,000 | $ 247,452 | $ 159,000 |
| Brownsville-Harlingen, TX | 48 | $ 7,290,000 | $ 151,875 | $ 120,000 |
| Lafayette, LA | 48 | $ 9,370,000 | $ 195,208 | $ 137,000 |
| East Stroudsburg, PA | 47 | $ 7,395,000 | $ 157,340 | $ 179,000 |
| Laredo, TX | 47 | $ 6,185,000 | $ 131,595 | $ 67,000 |
| Muncie, IN | 46 | $ 4,380,000 | $ 95,217 | $ 54,000 |
| Warner Robins, GA | 46 | $ 9,140,000 | $ 198,695 | $ 103,000 |
| Ocean City, NJ | 45 | $ 18,775,000 | $ 417,222 | $ 334,000 |
| Athens-Clarke County, GA | 44 | $ 9,840,000 | $ 223,636 | $ 128,000 |
| Staunton-Waynesboro, VA | 44 | $ 8,580,000 | $ 195,000 | $ 143,000 |
| Tyler, TX | 44 | $ 9,350,000 | $ 212,500 | $ 118,000 |
| Johnson City, TN | 43 | $ 7,225,000 | $ 168,023 | $ 97,000 |
| Beaumont-Port Arthur, TX | 42 | $ 8,910,000 | $ 212,142 | $ 128,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 42 | $ 5,020,000 | $ 119,523 | $ 201,000 |
| The Villages, FL | 42 | $ 8,250,000 | $ 196,428 | $ 181,000 |
| Blacksburg-Christiansburg-Radford, VA | 41 | $ 7,515,000 | $ 183,292 | $ 107,000 |
| Decatur, AL | 41 | $ 6,455,000 | $ 157,439 | $ 79,000 |
| Jackson, MI | 41 | $ 8,025,000 | $ 195,731 | $ 365,000 |
| Muskegon, MI | 41 | $ 6,055,000 | $ 147,682 | $ 76,000 |
| San Angelo, TX | 41 | $ 8,965,000 | $ 218,658 | $ 81,000 |
| Greenville, NC | 40 | $ 8,130,000 | $ 203,250 | $ 118,000 |
| Lebanon, PA | 40 | $ 6,260,000 | $ 156,500 | $ 124,000 |
| Waco, TX | 40 | $ 7,030,000 | $ 175,750 | $ 142,000 |
| College Station-Bryan, TX | 39 | $ 10,645,000 | $ 272,948 | $ 170,000 |
| Gettysburg, PA | 39 | $ 7,705,000 | $ 197,564 | $ 159,000 |
| Kokomo, IN | 39 | $ 3,885,000 | $ 99,615 | $ 63,000 |
| Texarkana, TX-AR | 39 | $ 13,745,000 | $ 352,435 | $ 68,333 |
| Williamsport, PA | 39 | $ 6,375,000 | $ 163,461 | $ 85,000 |
| Alexandria, LA | 37 | $ 6,415,000 | $ 173,378 | $ 116,000 |
| Battle Creek, MI | 37 | $ 4,165,000 | $ 112,567 | $ 76,000 |
| Cumberland, MD-WV | 36 | $ 4,900,000 | $ 136,111 | $ 166,111 |
| Altoona, PA | 32 | $ 4,990,000 | $ 155,937 | $ 81,000 |
| Columbus, IN | 32 | $ 4,480,000 | $ 140,000 | $ 116,000 |
| Lewiston-Auburn, ME | 32 | $ 4,970,000 | $ 155,312 | $ 89,000 |
| Saginaw, MI | 32 | $ 2,950,000 | $ 92,187 | $ 176,000 |
| Sumter, SC | 32 | $ 5,370,000 | $ 167,812 | $ 82,000 |
| Charleston, WV | 31 | $ 3,105,000 | $ 100,161 | $ 70,000 |
| Longview, TX | 31 | $ 6,755,000 | $ 217,903 | $ 379,000 |
| Pittsfield, MA | 31 | $ 8,255,000 | $ 266,290 | $ 216,000 |
| Rocky Mount, NC | 31 | $ 4,735,000 | $ 152,741 | $ 73,000 |
| Hinesville, GA | 29 | $ 4,625,000 | $ 159,482 | $ 118,000 |
| Macon-Bibb County, GA | 29 | $ 3,855,000 | $ 132,931 | $ 107,000 |
| Brunswick, GA | 28 | $ 8,650,000 | $ 308,928 | $ 165,000 |
| Danville, IL | 27 | $ 1,885,000 | $ 69,814 | $ 71,000 |
| Monroe, LA | 27 | $ 4,705,000 | $ 174,259 | $ 196,000 |
| Gadsden, AL | 26 | $ 3,410,000 | $ 131,153 | $ 98,000 |
| Houma-Thibodaux, LA | 26 | $ 5,500,000 | $ 211,538 | $ 110,000 |
| Albany, GA | 25 | $ 3,315,000 | $ 132,600 | $ 98,000 |
| Bangor, ME | 25 | $ 3,595,000 | $ 143,800 | $ 121,000 |
| Bay City, MI | 25 | $ 2,785,000 | $ 111,400 | $ 125,000 |
| Erie, PA | 24 | $ 3,010,000 | $ 125,416 | $ 88,000 |
| Goldsboro, NC | 24 | $ 3,950,000 | $ 164,583 | $ 84,000 |
| Hammond, LA | 24 | $ 4,770,000 | $ 198,750 | $ 101,000 |
| Fairbanks, AK | 23 | $ 5,175,000 | $ 225,000 | $ 56,000 |
| New Bern, NC | 23 | $ 3,875,000 | $ 168,478 | $ 95,000 |
| Hattiesburg, MS | 22 | $ 3,130,000 | $ 142,272 | $ 83,000 |
| Rome, GA | 21 | $ 4,195,000 | $ 199,761 | $ 119,000 |
| Utica-Rome, NY | 21 | $ 2,025,000 | $ 96,428 | $ 107,000 |
| Lake Charles, LA | 20 | $ 4,250,000 | $ 212,500 | $ 135,000 |
| Glens Falls, NY | 19 | $ 5,255,000 | $ 276,578 | $ 146,000 |
| Farmington, NM | 18 | $ 3,220,000 | $ 178,888 | $ 122,000 |
| Kingston, NY | 18 | $ 5,650,000 | $ 313,888 | $ 367,000 |
| Midland, MI | 18 | $ 1,980,000 | $ 110,000 | $ 53,000 |
| Vineland-Bridgeton, NJ | 18 | $ 2,020,000 | $ 112,222 | $ 73,000 |
| Valdosta, GA | 17 | $ 2,315,000 | $ 136,176 | $ 112,000 |
| Anniston-Oxford-Jacksonville, AL | 16 | $ 1,890,000 | $ 118,125 | $ 74,000 |
| State College, PA | 16 | $ 3,980,000 | $ 248,750 | $ 142,000 |
| Dalton, GA | 15 | $ 2,145,000 | $ 143,000 | $ 75,000 |
| Elmira, NY | 13 | $ 1,785,000 | $ 137,307 | $ 84,000 |
| Johnstown, PA | 13 | $ 1,175,000 | $ 90,384 | $ 76,000 |
| Parkersburg-Vienna, WV | 10 | $ 1,480,000 | $ 148,000 | $ 66,000 |
| Binghamton, NY | 9 | $ 595,000 | $ 66,111 | $ 63,000 |
| Dothan, AL | 9 | $ 1,115,000 | $ 123,888 | $ 60,000 |
| Watertown-Fort Drum, NY | 7 | $ 715,000 | $ 102,142 | $ 78,000 |
| Beckley, WV | 6 | $ 510,000 | $ 85,000 | $ 102,000 |
| Ithaca, NY | 6 | $ 1,390,000 | $ 231,666 | $ 180,000 |
| Bloomsburg-Berwick, PA | 5 | $ 615,000 | $ 123,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for US Bank, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 141,561 | $40,951,505,000 | $289,000 | $47,525,000 | $161,000 | $9,840,000 |
| Refinancing | 86,701 | $26,157,575,000 | $301,000 | $48,505,000 | $158,000 | $9,572,000 |
| Other Purpose | 62,501 | $6,721,865,000 | $107,000 | $10,005,000 | $124,000 | $9,768,000 |
| Cash-out Refinancing | 39,266 | $12,965,170,000 | $330,000 | $16,005,000 | $140,000 | $8,659,000 |
| Home Improvement | 38,550 | $3,819,450,000 | $99,000 | $17,505,000 | $123,000 | $9,965,000 |
| Not Applicable | 12,071 | $1,536,545,000 | $127,000 | $845,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 182,734 | $42,480,780,000 | $232,000 | $23,005,000 | $144,000 | $9,840,000 |
| Not applicable | 110,293 | $26,004,235,000 | $235,000 | $48,505,000 | $0 | $0 |
| Not Provided | 31,009 | $9,306,225,000 | $300,000 | $16,005,000 | $171,000 | $9,088,000 |
| Hispanic | 22,256 | $3,829,240,000 | $172,000 | $9,995,000 | $100,000 | $9,965,000 |
| Asian | 18,006 | $7,327,260,000 | $406,000 | $8,255,000 | $175,000 | $5,700,000 |
| Black or African American | 11,038 | $1,573,910,000 | $142,000 | $8,905,000 | $95,000 | $4,972,000 |
| American Indian or Alaskan Native | 1,450 | $235,370,000 | $162,000 | $2,105,000 | $114,000 | $5,048,000 |
| Native Hawaiian or Other Pacific Islander | 406 | $69,970,000 | $172,000 | $1,615,000 | $105,000 | $913,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 315,816 | $79,313,290,000 | $251,000 | $48,505,000 | $146,000 | $9,965,000 |
| FHA-insured (Federal Housing Administration) | 48,177 | $8,707,005,000 | $180,000 | $945,000 | $72,000 | $877,000 |
| VA-guaranteed (Veterans Administration) | 13,335 | $3,668,775,000 | $275,000 | $1,225,000 | $91,000 | $1,029,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,322 | $463,040,000 | $139,000 | $485,000 | $48,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 145,086 | $41,283,200,000 | $284,000 | $48,505,000 | $159,000 | $9,088,000 |
| Loan Purchased By The Institution | 108,986 | $24,804,560,000 | $227,000 | $1,225,000 | $0 | $0 |
| Application Denied By Financial Institution | 88,624 | $16,030,880,000 | $180,000 | $16,005,000 | $112,000 | $9,965,000 |
| Application Withdrawn By Applicant | 24,435 | $7,209,365,000 | $295,000 | $23,005,000 | $163,000 | $9,840,000 |
| File Closed For Incompleteness | 9,156 | $1,804,950,000 | $197,000 | $17,505,000 | $150,000 | $5,700,000 |
| Application Approved But Not Accepted | 4,363 | $1,019,155,000 | $233,000 | $7,005,000 | $149,000 | $5,132,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 292,026 | $76,121,230,000 | $260,000 | $48,505,000 | $159,000 | $9,840,000 |
| Credit History | 26,784 | $2,657,050,000 | $99,000 | $9,005,000 | $105,000 | $9,088,000 |
| Debt-To-Income Ratio | 24,423 | $5,686,935,000 | $232,000 | $15,005,000 | $80,000 | $4,652,000 |
| Collateral | 17,518 | $3,301,710,000 | $188,000 | $16,005,000 | $149,000 | $9,768,000 |
| Other | 11,235 | $1,779,785,000 | $158,000 | $9,995,000 | $116,000 | $9,965,000 |
| Unverifiable Information | 3,251 | $1,007,005,000 | $309,000 | $10,455,000 | $177,000 | $9,600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3,078 | $1,103,270,000 | $358,000 | $8,845,000 | $147,000 | $2,675,000 |
| Credit Application Incomplete | 2,017 | $427,105,000 | $211,000 | $3,005,000 | $101,000 | $3,852,000 |
| Employment History | 317 | $67,155,000 | $211,000 | $1,735,000 | $97,000 | $975,000 |
| Mortgage Insurance Denied | 1 | $865,000 | $865,000 | $865,000 | $227,000 | $227,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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