Wells Fargo Bank, NA Mortgage Lending & HMDA Data, 2007
In 2007, Wells Fargo Bank, NA of Winston-Salem, NC reported 235,797 mortgage applications totaling $36.8 billion, down 8% from 2006. The average application was for $156,177, and applicants reported an average income of $102,291. 39% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (17,772), Philadelphia, PA (17,665) and Washington-Arlington-Alexandria, DC-VA-MD-WV (9,018) (applications in parentheses).
| Mortgage Company & Address | Wells Fargo Bank, NA 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 235,797 |
| Total Mortgage Loan Application Amount | $36,826,260,000 |
| Average Mortgage Loan Application Amount | $156,177 |
| Highest Mortgage Loan Application Amount | $98,000,000 |
| Average Applicant Income | $102,291 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 17,772 | $ 2,197,425,000 | $ 123,645 | $ 97,000 |
| Philadelphia, PA | 17,665 | $ 2,005,802,000 | $ 113,546 | $ 103,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 9,018 | $ 2,098,848,000 | $ 232,739 | $ 122,769 |
| New York-White Plains-Wayne, NY-NJ | 8,260 | $ 2,369,675,000 | $ 286,885 | $ 170,314 |
| Edison, NJ | 7,554 | $ 1,186,609,000 | $ 157,083 | $ 133,000 |
| Charlotte-Gastonia-Concord, NC-SC | 7,299 | $ 1,114,661,000 | $ 152,714 | $ 89,007 |
| Newark-Union, NJ-PA | 6,945 | $ 1,180,196,000 | $ 169,934 | $ 136,199 |
| Tampa-St. Petersburg-Clearwater, FL | 6,407 | $ 790,087,000 | $ 123,316 | $ 95,000 |
| Richmond, VA | 4,979 | $ 572,402,000 | $ 114,963 | $ 82,000 |
| Miami-Miami Beach-Kendall, FL | 4,883 | $ 782,609,000 | $ 160,272 | $ 136,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4,482 | $ 748,360,000 | $ 166,970 | $ 131,000 |
| Camden, NJ | 4,410 | $ 502,675,000 | $ 113,985 | $ 109,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4,401 | $ 699,644,000 | $ 158,973 | $ 123,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4,322 | $ 447,960,000 | $ 103,646 | $ 92,476 |
| Orlando-Kissimmee, FL | 4,045 | $ 618,512,000 | $ 152,907 | $ 109,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3,808 | $ 511,365,000 | $ 134,287 | $ 94,544 |
| Baltimore-Towson, MD | 3,656 | $ 520,007,000 | $ 142,233 | $ 101,000 |
| Raleigh-Cary, NC | 3,643 | $ 441,188,000 | $ 121,105 | $ 91,000 |
| Birmingham-Hoover, AL | 3,131 | $ 259,302,000 | $ 82,817 | $ 72,000 |
| Jacksonville, FL | 3,101 | $ 396,176,000 | $ 127,757 | $ 91,000 |
| Greensboro-High Point, NC | 2,507 | $ 264,627,000 | $ 105,555 | $ 96,000 |
| Lakeland, FL | 2,314 | $ 217,582,000 | $ 94,028 | $ 75,000 |
| Reading, PA | 2,124 | $ 202,085,000 | $ 95,143 | $ 85,000 |
| New Haven-Milford, CT | 2,100 | $ 243,166,000 | $ 115,793 | $ 102,000 |
| Columbia, SC | 1,976 | $ 236,482,000 | $ 119,677 | $ 79,000 |
| Cape Coral-Fort Myers, FL | 1,942 | $ 282,590,000 | $ 145,514 | $ 108,000 |
| Houston-Sugar Land-Baytown, TX | 1,935 | $ 290,121,000 | $ 149,933 | $ 105,000 |
| Augusta-Richmond County, GA-SC | 1,921 | $ 177,264,000 | $ 92,276 | $ 73,360 |
| Scranton--Wilkes-Barre, PA | 1,891 | $ 155,188,000 | $ 82,066 | $ 88,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,877 | $ 227,364,000 | $ 121,131 | $ 93,000 |
| Winston-Salem, NC | 1,750 | $ 185,904,000 | $ 106,230 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,693 | $ 383,059,000 | $ 226,260 | $ 181,000 |
| Greenville-Mauldin-Easley, SC | 1,565 | $ 182,160,000 | $ 116,396 | $ 78,000 |
| Lancaster, PA | 1,551 | $ 144,376,000 | $ 93,085 | $ 80,000 |
| Dallas-Plano-Irving, TX | 1,516 | $ 408,112,000 | $ 269,203 | $ 141,000 |
| Sarasota-Bradenton-Venice, FL | 1,503 | $ 220,982,000 | $ 147,027 | $ 95,000 |
| Columbus, GA-AL | 1,388 | $ 110,475,000 | $ 79,592 | $ 71,851 |
| Durham, NC | 1,387 | $ 159,255,000 | $ 114,819 | $ 80,000 |
| Savannah, GA | 1,374 | $ 144,587,000 | $ 105,230 | $ 85,000 |
| Charleston-North Charleston, SC | 1,364 | $ 365,125,000 | $ 267,686 | $ 103,000 |
| Asheville, NC | 1,353 | $ 181,721,000 | $ 134,309 | $ 90,000 |
| Port St. Lucie, FL | 1,346 | $ 179,946,000 | $ 133,689 | $ 93,000 |
| Trenton-Ewing, NJ | 1,339 | $ 159,542,000 | $ 119,150 | $ 108,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,302 | $ 152,036,000 | $ 116,771 | $ 84,000 |
| Lynchburg, VA | 1,172 | $ 104,004,000 | $ 88,740 | $ 66,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1,142 | $ 256,863,000 | $ 224,923 | $ 129,000 |
| Ocala, FL | 1,141 | $ 112,657,000 | $ 98,735 | $ 75,000 |
| Hickory-Lenoir-Morganton, NC | 1,097 | $ 85,005,000 | $ 77,488 | $ 60,000 |
| Fort Worth-Arlington, TX | 1,087 | $ 182,247,000 | $ 167,660 | $ 113,000 |
| Harrisburg-Carlisle, PA | 1,083 | $ 100,127,000 | $ 92,453 | $ 85,000 |
| York-Hanover, PA | 1,047 | $ 100,120,000 | $ 95,625 | $ 82,000 |
| Roanoke, VA | 1,015 | $ 118,688,000 | $ 116,933 | $ 75,000 |
| Wilmington, NC | 1,001 | $ 161,962,000 | $ 161,800 | $ 124,000 |
| Atlantic City, NJ | 960 | $ 149,332,000 | $ 155,554 | $ 142,000 |
| Naples-Marco Island, FL | 858 | $ 166,935,000 | $ 194,562 | $ 118,000 |
| Nassau-Suffolk, NY | 818 | $ 209,903,000 | $ 256,605 | $ 181,000 |
| Lebanon, PA | 817 | $ 72,837,000 | $ 89,151 | $ 71,000 |
| Dothan, AL | 803 | $ 52,842,000 | $ 65,805 | $ 85,000 |
| Fayetteville, NC | 803 | $ 63,669,000 | $ 79,288 | $ 87,000 |
| Los Angeles-Long Beach-Glendale, CA | 773 | $ 677,195,000 | $ 876,060 | $ 120,000 |
| Pensacola-Ferry Pass-Brent, FL | 768 | $ 92,409,000 | $ 120,324 | $ 104,000 |
| Hartford-West Hartford-East Hartford, CT | 762 | $ 102,478,000 | $ 134,485 | $ 110,000 |
| Mobile, AL | 723 | $ 72,340,000 | $ 100,055 | $ 81,000 |
| San Antonio, TX | 693 | $ 173,687,000 | $ 250,630 | $ 104,000 |
| Montgomery, AL | 664 | $ 153,353,000 | $ 230,953 | $ 96,000 |
| Punta Gorda, FL | 655 | $ 74,103,000 | $ 113,134 | $ 75,000 |
| Tallahassee, FL | 641 | $ 73,056,000 | $ 113,971 | $ 96,000 |
| Greenville, NC | 627 | $ 54,719,000 | $ 87,271 | $ 87,000 |
| Florence, SC | 617 | $ 45,507,000 | $ 73,755 | $ 63,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 607 | $ 97,727,000 | $ 161,000 | $ 120,000 |
| Memphis, TN-MS-AR | 565 | $ 78,621,000 | $ 139,152 | $ 46,153 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 553 | $ 87,795,000 | $ 158,761 | $ 109,000 |
| Charlottesville, VA | 524 | $ 72,706,000 | $ 138,751 | $ 97,000 |
| Riverside-San Bernardino-Ontario, CA | 500 | $ 171,574,000 | $ 343,148 | $ 95,000 |
| Gainesville, FL | 495 | $ 72,368,000 | $ 146,197 | $ 93,000 |
| Spartanburg, SC | 495 | $ 69,016,000 | $ 139,426 | $ 75,000 |
| Chicago-Naperville-Joliet, IL | 494 | $ 234,976,000 | $ 475,659 | $ 40,000 |
| Sebastian-Vero Beach, FL | 485 | $ 59,957,000 | $ 123,622 | $ 95,000 |
| Huntsville, AL | 468 | $ 49,392,000 | $ 105,538 | $ 98,000 |
| Dalton, GA | 449 | $ 30,085,000 | $ 67,004 | $ 57,000 |
| Tuscaloosa, AL | 417 | $ 43,941,000 | $ 105,374 | $ 101,000 |
| Rocky Mount, NC | 400 | $ 37,029,000 | $ 92,572 | $ 82,000 |
| Austin-Round Rock, TX | 390 | $ 148,042,000 | $ 379,594 | $ 103,000 |
| Anniston-Oxford, AL | 389 | $ 26,012,000 | $ 66,868 | $ 58,000 |
| Gainesville, GA | 388 | $ 52,265,000 | $ 134,703 | $ 94,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 382 | $ 124,155,000 | $ 325,013 | $ 103,000 |
| Phoenix-Mesa-Scottsdale, AZ | 380 | $ 353,825,000 | $ 931,118 | $ 40,000 |
| Goldsboro, NC | 376 | $ 25,214,000 | $ 67,058 | $ 73,000 |
| Beaumont-Port Arthur, TX | 368 | $ 38,628,000 | $ 104,967 | $ 90,000 |
| Burlington, NC | 358 | $ 31,054,000 | $ 86,743 | $ 76,000 |
| Blacksburg-Christiansburg-Radford, VA | 355 | $ 40,926,000 | $ 115,284 | $ 75,000 |
| Ocean City, NJ | 353 | $ 96,340,000 | $ 272,917 | $ 217,000 |
| Palm Coast, FL | 353 | $ 60,822,000 | $ 172,300 | $ 106,000 |
| Anderson, SC | 345 | $ 28,818,000 | $ 83,530 | $ 76,000 |
| Auburn-Opelika, AL | 345 | $ 36,986,000 | $ 107,205 | $ 94,000 |
| Kingsport-Bristol-Bristol, TN-VA | 337 | $ 28,079,000 | $ 83,320 | $ 63,703 |
| Santa Ana-Anaheim-Irvine, CA | 331 | $ 147,207,000 | $ 444,734 | $ 119,000 |
| Oakland-Fremont-Hayward, CA | 327 | $ 141,739,000 | $ 433,452 | $ 69,000 |
| Fort Walton Beach-Crestview-Destin, FL | 318 | $ 50,935,000 | $ 160,172 | $ 128,000 |
| Gadsden, AL | 317 | $ 22,105,000 | $ 69,731 | $ 68,000 |
| Harrisonburg, VA | 304 | $ 36,321,000 | $ 119,476 | $ 61,000 |
| Pascagoula, MS | 297 | $ 28,877,000 | $ 97,228 | $ 99,000 |
| Macon, GA | 283 | $ 35,056,000 | $ 123,872 | $ 86,000 |
| Panama City-Lynn Haven, FL | 264 | $ 52,770,000 | $ 199,886 | $ 184,000 |
| San Diego-Carlsbad-San Marcos, CA | 260 | $ 319,555,000 | $ 1,229,057 | $ 60,000 |
| Wilmington, DE-MD-NJ | 260 | $ 43,581,000 | $ 167,619 | $ 121,100 |
| Winchester, VA-WV | 246 | $ 30,242,000 | $ 122,934 | $ 82,552 |
| Jacksonville, NC | 243 | $ 25,189,000 | $ 103,658 | $ 94,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 231 | $ 79,676,000 | $ 344,917 | $ 69,000 |
| Denver-Aurora, CO | 228 | $ 150,120,000 | $ 658,421 | $ 85,000 |
| Gulfport-Biloxi, MS | 211 | $ 50,668,000 | $ 240,132 | $ 123,000 |
| Chattanooga, TN-GA | 193 | $ 13,700,000 | $ 70,984 | $ 48,792 |
| Athens-Clarke County, GA | 188 | $ 21,640,000 | $ 115,106 | $ 93,000 |
| Rome, GA | 186 | $ 11,192,000 | $ 60,172 | $ 70,000 |
| Decatur, AL | 180 | $ 11,533,000 | $ 64,072 | $ 64,000 |
| Sumter, SC | 177 | $ 12,774,000 | $ 72,169 | $ 68,000 |
| Danville, VA | 176 | $ 12,559,000 | $ 71,357 | $ 67,000 |
| Florence-Muscle Shoals, AL | 168 | $ 10,661,000 | $ 63,458 | $ 66,000 |
| San Francisco-San Mateo-Redwood City, CA | 163 | $ 94,023,000 | $ 576,828 | $ 127,000 |
| Jackson, MS | 161 | $ 24,661,000 | $ 153,173 | $ 97,000 |
| Kingston, NY | 143 | $ 17,590,000 | $ 123,006 | $ 99,000 |
| Hinesville-Fort Stewart, GA | 139 | $ 10,458,000 | $ 75,237 | $ 69,000 |
| Las Vegas-Paradise, NV | 131 | $ 387,812,000 | $ 2,960,396 | $ 111,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 119 | $ 56,850,000 | $ 477,731 | $ 93,000 |
| Warner Robins, GA | 118 | $ 33,504,000 | $ 283,932 | $ 75,000 |
| Pittsburgh, PA | 116 | $ 14,512,000 | $ 125,103 | $ 69,000 |
| Boston-Quincy, MA | 109 | $ 83,506,000 | $ 766,110 | $ 107,000 |
| Providence-New Bedford-Fall River, RI-MA | 102 | $ 15,227,000 | $ 149,284 | $ 81,705 |
| Vineland-Millville-Bridgeton, NJ | 95 | $ 9,955,000 | $ 104,789 | $ 94,000 |
| Seattle-Bellevue-Everett, WA | 93 | $ 207,105,000 | $ 2,226,935 | $ 55,000 |
| Hattiesburg, MS | 90 | $ 24,456,000 | $ 271,733 | $ 101,000 |
| St. Louis, MO-IL | 84 | $ 60,907,000 | $ 725,083 | $ 7,202 |
| Cambridge-Newton-Framingham, MA | 72 | $ 71,909,000 | $ 998,736 | $ 73,000 |
| Buffalo-Niagara Falls, NY | 68 | $ 13,443,000 | $ 197,691 | $ 76,000 |
| Cincinnati-Middletown, OH-KY-IN | 66 | $ 28,560,000 | $ 432,727 | $ 10,090 |
| Norwich-New London, CT | 58 | $ 8,325,000 | $ 143,534 | $ 137,000 |
| Hagerstown-Martinsburg, MD-WV | 57 | $ 8,587,000 | $ 150,649 | $ 91,491 |
| Salt Lake City, UT | 53 | $ 71,367,000 | $ 1,346,547 | $ 237,000 |
| Worcester, MA | 53 | $ 6,560,000 | $ 123,773 | $ 71,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 52 | $ 29,935,000 | $ 575,673 | $ 132,000 |
| Portland-Vancouver-Beaverton, OR-WA | 51 | $ 33,336,000 | $ 653,647 | $ 18,647 |
| Albany-Schenectady-Troy, NY | 50 | $ 6,414,000 | $ 128,280 | $ 83,000 |
| Brunswick, GA | 49 | $ 16,291,000 | $ 332,469 | $ 127,000 |
| Kansas City, MO-KS | 49 | $ 30,859,000 | $ 629,775 | $ 40,448 |
| Columbus, OH | 48 | $ 38,812,000 | $ 808,583 | $ 22,000 |
| Stockton, CA | 47 | $ 12,263,000 | $ 260,914 | $ 60,000 |
| Warren-Troy-Farmington Hills, MI | 45 | $ 38,086,000 | $ 846,355 | $ 49,000 |
| Vallejo-Fairfield, CA | 42 | $ 11,796,000 | $ 280,857 | $ 117,000 |
| Knoxville, TN | 40 | $ 19,094,000 | $ 477,350 | $ 123,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 40 | $ 23,737,000 | $ 593,425 | $ 40,950 |
| Modesto, CA | 40 | $ 9,412,000 | $ 235,300 | $ 69,000 |
| Lake County-Kenosha County, IL-WI | 39 | $ 67,888,000 | $ 1,740,717 | $ 26,384 |
| Tucson, AZ | 39 | $ 8,504,000 | $ 218,051 | $ 48,000 |
| Rochester, NY | 38 | $ 3,074,000 | $ 80,894 | $ 66,000 |
| Indianapolis-Carmel, IN | 37 | $ 15,450,000 | $ 417,567 | $ 48,000 |
| Detroit-Livonia-Dearborn, MI | 36 | $ 5,582,000 | $ 155,055 | $ 11,000 |
| Santa Rosa-Petaluma, CA | 36 | $ 30,850,000 | $ 856,944 | $ 59,000 |
| Albany, GA | 35 | $ 3,088,000 | $ 88,228 | $ 60,000 |
| Syracuse, NY | 35 | $ 10,048,000 | $ 287,085 | $ 82,000 |
| Bakersfield, CA | 34 | $ 6,133,000 | $ 180,382 | $ 63,000 |
| Colorado Springs, CO | 34 | $ 9,661,000 | $ 284,147 | $ 49,000 |
| El Paso, TX | 34 | $ 18,805,000 | $ 553,088 | $ 36,000 |
| Louisville-Jefferson County, KY-IN | 34 | $ 82,740,000 | $ 2,433,529 | $ 19,117 |
| Cleveland-Elyria-Mentor, OH | 31 | $ 10,634,000 | $ 343,032 | $ 60,000 |
| New Orleans-Metairie-Kenner, LA | 28 | $ 30,350,000 | $ 1,083,928 | $ 383,000 |
| Tacoma, WA | 28 | $ 8,415,000 | $ 300,535 | $ 0 |
| Corpus Christi, TX | 27 | $ 25,768,000 | $ 954,370 | $ 129,000 |
| Glens Falls, NY | 27 | $ 4,012,000 | $ 148,592 | $ 135,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 27 | $ 20,420,000 | $ 756,296 | $ 278,000 |
| Fresno, CA | 25 | $ 4,014,000 | $ 160,560 | $ 71,000 |
| Honolulu, HI | 25 | $ 9,330,000 | $ 373,200 | $ 15,000 |
| Killeen-Temple-Fort Hood, TX | 25 | $ 2,275,000 | $ 91,000 | $ 52,000 |
| Spokane, WA | 25 | $ 22,441,000 | $ 897,640 | $ 0 |
| Redding, CA | 24 | $ 4,456,000 | $ 185,666 | $ 20,000 |
| Valdosta, GA | 24 | $ 2,136,000 | $ 89,000 | $ 84,000 |
| Albuquerque, NM | 23 | $ 73,708,000 | $ 3,204,695 | $ 6,000 |
| Milwaukee-Waukesha-West Allis, WI | 23 | $ 11,145,000 | $ 484,565 | $ 73,000 |
| Peabody, MA | 23 | $ 12,091,000 | $ 525,695 | $ 40,000 |
| Visalia-Porterville, CA | 21 | $ 3,861,000 | $ 183,857 | $ 116,000 |
| Baton Rouge, LA | 20 | $ 86,210,000 | $ 4,310,500 | $ 12,000 |
| Dover, DE | 20 | $ 3,223,000 | $ 161,150 | $ 142,000 |
| Johnson City, TN | 20 | $ 1,865,000 | $ 93,250 | $ 60,000 |
| Provo-Orem, UT | 20 | $ 5,913,000 | $ 295,650 | $ 0 |
| McAllen-Edinburg-Mission, TX | 19 | $ 4,976,000 | $ 261,894 | $ 84,000 |
| Boulder, CO | 18 | $ 7,528,000 | $ 418,222 | $ 112,000 |
| Chico, CA | 18 | $ 2,847,000 | $ 158,166 | $ 89,000 |
| Salinas, CA | 18 | $ 4,562,000 | $ 253,444 | $ 70,000 |
| Oklahoma City, OK | 17 | $ 22,040,000 | $ 1,296,470 | $ 10,000 |
| Reno-Sparks, NV | 17 | $ 85,937,000 | $ 5,055,117 | $ 67,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 8,146,000 | $ 479,176 | $ 136,000 |
| Tulsa, OK | 17 | $ 5,689,000 | $ 334,647 | $ 54,000 |
| Fort Collins-Loveland, CO | 16 | $ 65,770,000 | $ 4,110,625 | $ 107,000 |
| Madera, CA | 16 | $ 2,150,000 | $ 134,375 | $ 50,000 |
| Salisbury, MD | 16 | $ 1,805,000 | $ 112,812 | $ 77,000 |
| San Luis Obispo-Paso Robles, CA | 16 | $ 7,544,000 | $ 471,500 | $ 143,000 |
| Waco, TX | 16 | $ 1,724,000 | $ 107,750 | $ 663,000 |
| Binghamton, NY | 15 | $ 1,028,000 | $ 68,533 | $ 45,000 |
| Pueblo, CO | 15 | $ 2,447,000 | $ 163,133 | $ 51,000 |
| Wichita, KS | 15 | $ 1,585,000 | $ 105,666 | $ 47,000 |
| Barnstable Town, MA | 14 | $ 9,723,000 | $ 694,500 | $ 328,000 |
| State College, PA | 14 | $ 1,676,000 | $ 119,714 | $ 118,000 |
| Tyler, TX | 14 | $ 7,566,000 | $ 540,428 | $ 128,000 |
| Utica-Rome, NY | 14 | $ 1,049,000 | $ 74,928 | $ 90,000 |
| Grand Rapids-Wyoming, MI | 13 | $ 5,595,000 | $ 430,384 | $ 12,000 |
| Lexington-Fayette, KY | 13 | $ 8,846,000 | $ 680,461 | $ 10,000 |
| Portland-South Portland-Biddeford, ME | 13 | $ 5,009,000 | $ 385,307 | $ 10,000 |
| Springfield, MO | 13 | $ 3,636,000 | $ 279,692 | $ 1,000 |
| Youngstown-Warren-Boardman, OH-PA | 13 | $ 1,627,000 | $ 125,153 | $ 32,769 |
| Cumberland, MD-WV | 12 | $ 1,595,000 | $ 132,916 | $ 95,750 |
| Des Moines-West Des Moines, IA | 12 | $ 20,009,000 | $ 1,667,416 | $ 92,000 |
| Elmira, NY | 12 | $ 823,000 | $ 68,583 | $ 81,000 |
| Lansing-East Lansing, MI | 12 | $ 1,944,000 | $ 162,000 | $ 12,000 |
| Williamsport, PA | 12 | $ 871,000 | $ 72,583 | $ 119,000 |
| Brownsville-Harlingen, TX | 11 | $ 1,947,000 | $ 177,000 | $ 99,000 |
| Greeley, CO | 11 | $ 16,228,000 | $ 1,475,272 | $ 149,000 |
| Napa, CA | 11 | $ 4,911,000 | $ 446,454 | $ 140,000 |
| Boise City-Nampa, ID | 10 | $ 1,848,000 | $ 184,800 | $ 5,000 |
| College Station-Bryan, TX | 10 | $ 1,299,000 | $ 129,900 | $ 154,000 |
| El Centro, CA | 10 | $ 1,544,000 | $ 154,400 | $ 59,000 |
| Ogden-Clearfield, UT | 10 | $ 2,617,000 | $ 261,700 | $ 113,000 |
| Springfield, MA | 10 | $ 2,081,000 | $ 208,100 | $ 48,000 |
| Yuma, AZ | 10 | $ 1,359,000 | $ 135,900 | $ 4,000 |
| Akron, OH | 9 | $ 1,729,000 | $ 192,111 | $ 51,000 |
| Coeur D'Alene, ID | 9 | $ 2,403,000 | $ 267,000 | $ 0 |
| Gary, IN | 9 | $ 1,527,000 | $ 169,666 | $ 15,000 |
| Kalamazoo-Portage, MI | 9 | $ 2,782,000 | $ 309,111 | $ 16,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,337,000 | $ 148,555 | $ 78,000 |
| Morristown, TN | 9 | $ 1,338,000 | $ 148,666 | $ 86,000 |
| Anchorage, AK | 8 | $ 2,633,000 | $ 329,125 | $ 42,000 |
| Burlington-South Burlington, VT | 8 | $ 1,808,000 | $ 226,000 | $ 185,000 |
| Charleston, WV | 8 | $ 1,388,000 | $ 173,500 | $ 146,000 |
| Erie, PA | 8 | $ 759,000 | $ 94,875 | $ 73,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,394,000 | $ 174,250 | $ 195,000 |
| Ithaca, NY | 8 | $ 627,000 | $ 78,375 | $ 112,000 |
| Niles-Benton Harbor, MI | 8 | $ 3,496,000 | $ 437,000 | $ 19,000 |
| Santa Fe, NM | 8 | $ 5,577,000 | $ 697,125 | $ 0 |
| Sherman-Denison, TX | 8 | $ 1,110,000 | $ 138,750 | $ 172,000 |
| Abilene, TX | 7 | $ 15,883,000 | $ 2,269,000 | $ 64,000 |
| Amarillo, TX | 7 | $ 7,385,000 | $ 1,055,000 | $ 53,000 |
| Ann Arbor, MI | 7 | $ 3,114,000 | $ 444,857 | $ 56,000 |
| Canton-Massillon, OH | 7 | $ 798,000 | $ 114,000 | $ 39,000 |
| Dayton, OH | 7 | $ 1,117,000 | $ 159,571 | $ 12,000 |
| Laredo, TX | 7 | $ 620,000 | $ 88,571 | $ 63,000 |
| Las Cruces, NM | 7 | $ 1,627,000 | $ 232,428 | $ 66,000 |
| Manchester-Nashua, NH | 7 | $ 1,054,000 | $ 150,571 | $ 71,000 |
| Morgantown, WV | 7 | $ 882,000 | $ 126,000 | $ 63,000 |
| Pittsfield, MA | 7 | $ 2,205,000 | $ 315,000 | $ 196,000 |
| Rockingham County-Strafford County, NH | 7 | $ 17,266,000 | $ 2,466,571 | $ 12,000 |
| Battle Creek, MI | 6 | $ 610,000 | $ 101,666 | $ 26,000 |
| Bremerton-Silverdale, WA | 6 | $ 2,736,000 | $ 456,000 | $ 17,000 |
| Cleveland, TN | 6 | $ 407,000 | $ 67,833 | $ 50,000 |
| Flint, MI | 6 | $ 675,000 | $ 112,500 | $ 7,000 |
| Fort Wayne, IN | 6 | $ 524,000 | $ 87,333 | $ 10,000 |
| Grand Junction, CO | 6 | $ 5,200,000 | $ 866,666 | $ 769,000 |
| Holland-Grand Haven, MI | 6 | $ 3,921,000 | $ 653,500 | $ 0 |
| Longview, TX | 6 | $ 2,309,000 | $ 384,833 | $ 21,000 |
| Madison, WI | 6 | $ 2,049,000 | $ 341,500 | $ 10,000 |
| Medford, OR | 6 | $ 3,110,000 | $ 518,333 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 950,000 | $ 158,333 | $ 6,666 |
| St. George, UT | 6 | $ 2,594,000 | $ 432,333 | $ 24,000 |
| Toledo, OH | 6 | $ 1,278,000 | $ 213,000 | $ 31,000 |
| Bellingham, WA | 5 | $ 2,505,000 | $ 501,000 | $ 0 |
| Clarksville, TN-KY | 5 | $ 290,000 | $ 58,000 | $ 88,000 |
| Eugene-Springfield, OR | 5 | $ 1,100,000 | $ 220,000 | $ 9,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 890,000 | $ 178,000 | $ 40,000 |
| Kankakee-Bradley, IL | 5 | $ 1,074,000 | $ 214,800 | $ 50,000 |
| Lafayette, LA | 5 | $ 17,180,000 | $ 3,436,000 | $ 12,000 |
| Lubbock, TX | 5 | $ 345,000 | $ 69,000 | $ 47,000 |
| Merced, CA | 5 | $ 1,389,000 | $ 277,800 | $ 46,000 |
| Prescott, AZ | 5 | $ 923,000 | $ 184,600 | $ 19,000 |
| Altoona, PA | 4 | $ 247,000 | $ 61,750 | $ 35,000 |
| Bend, OR | 4 | $ 2,193,000 | $ 548,250 | $ 0 |
| Carson City, NV | 4 | $ 11,242,000 | $ 2,810,500 | $ 621,000 |
| Jackson, TN | 4 | $ 76,000 | $ 19,000 | $ 56,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 379,000 | $ 94,750 | $ 92,000 |
| Victoria, TX | 4 | $ 284,000 | $ 71,000 | $ 56,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 226,000 | $ 56,500 | $ 33,000 |
| Alexandria, LA | 3 | $ 293,000 | $ 97,666 | $ 0 |
| Bangor, ME | 3 | $ 230,000 | $ 76,666 | $ 57,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 442,000 | $ 147,333 | $ 106,666 |
| Evansville, IN-KY | 3 | $ 1,341,000 | $ 447,000 | $ 0 |
| Fort Smith, AR-OK | 3 | $ 213,000 | $ 71,000 | $ 32,333 |
| Hanford-Corcoran, CA | 3 | $ 392,000 | $ 130,666 | $ 42,000 |
| Janesville, WI | 3 | $ 248,000 | $ 82,666 | $ 66,000 |
| Johnstown, PA | 3 | $ 320,000 | $ 106,666 | $ 69,000 |
| Kennewick-Richland-Pasco, WA | 3 | $ 2,693,000 | $ 897,666 | $ 16,000 |
| Longview, WA | 3 | $ 790,000 | $ 263,333 | $ 0 |
| Olympia, WA | 3 | $ 506,000 | $ 168,666 | $ 0 |
| Peoria, IL | 3 | $ 8,377,000 | $ 2,792,333 | $ 38,000 |
| Rockford, IL | 3 | $ 234,000 | $ 78,000 | $ 48,000 |
| Salem, OR | 3 | $ 1,182,000 | $ 394,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 29,570,000 | $ 9,856,666 | $ 0 |
| Anderson, IN | 2 | $ 118,000 | $ 59,000 | $ 14,000 |
| Farmington, NM | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 871,000 | $ 435,500 | $ 0 |
| Green Bay, WI | 2 | $ 332,000 | $ 166,000 | $ 37,000 |
| Hot Springs, AR | 2 | $ 396,000 | $ 198,000 | $ 84,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Jackson, MI | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Lafayette, IN | 2 | $ 5,715,000 | $ 2,857,500 | $ 0 |
| Lake Charles, LA | 2 | $ 127,000 | $ 63,500 | $ 75,000 |
| Lawrence, KS | 2 | $ 617,000 | $ 308,500 | $ 180,000 |
| Lawton, OK | 2 | $ 81,000 | $ 40,500 | $ 164,000 |
| Logan, UT-ID | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 1,362,000 | $ 681,000 | $ 0 |
| Missoula, MT | 2 | $ 315,000 | $ 157,500 | $ 12,000 |
| Monroe, MI | 2 | $ 229,000 | $ 114,500 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 744,000 | $ 372,000 | $ 0 |
| Muskegon-Norton Shores, MI | 2 | $ 1,568,000 | $ 784,000 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 148,000 | $ 74,000 | $ 195,000 |
| Racine, WI | 2 | $ 206,000 | $ 103,000 | $ 60,000 |
| Rochester, MN | 2 | $ 1,705,000 | $ 852,500 | $ 0 |
| Shreveport-Bossier City, LA | 2 | $ 55,000 | $ 27,500 | $ 55,000 |
| St. Joseph, MO-KS | 2 | $ 203,000 | $ 101,500 | $ 0 |
| Terre Haute, IN | 2 | $ 186,000 | $ 93,000 | $ 0 |
| Wausau, WI | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Wheeling, WV-OH | 2 | $ 226,000 | $ 113,000 | $ 27,000 |
| Wichita Falls, TX | 2 | $ 94,000 | $ 47,000 | $ 40,000 |
| Appleton, WI | 1 | $ 3,840,000 | $ 3,840,000 | $ 0 |
| Bay City, MI | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Bismarck, ND | 1 | $ 60,000 | $ 60,000 | $ 157,000 |
| Casper, WY | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Columbia, MO | 1 | $ 200,000 | $ 200,000 | $ 127,000 |
| Columbus, IN | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Dubuque, IA | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Jefferson City, MO | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Kokomo, IN | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lima, OH | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Midland, TX | 1 | $ 160,000 | $ 160,000 | $ 327,000 |
| Monroe, LA | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Odessa, TX | 1 | $ 37,000 | $ 37,000 | $ 55,000 |
| Pine Bluff, AR | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Sandusky, OH | 1 | $ 714,000 | $ 714,000 | $ 0 |
| Sheboygan, WI | 1 | $ 153,000 | $ 153,000 | $ 104,000 |
| Sioux City, IA-NE-SD | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Topeka, KS | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Yakima, WA | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Yuba City, CA | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank, NA in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 167,940 | $24,993,247,000 | $148,000 | $93,000,000 | $104,000 | $9,999,000 |
| Home Improvement | 36,045 | $2,044,264,000 | $56,000 | $80,000,000 | $99,000 | $9,999,000 |
| Home Purchase | 31,812 | $9,788,749,000 | $307,000 | $98,000,000 | $97,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 132,221 | $15,177,278,000 | $114,000 | $14,438,000 | $112,000 | $9,999,000 |
| Black or African American | 31,061 | $2,996,624,000 | $96,000 | $5,625,000 | $83,000 | $8,400,000 |
| Not Provided | 23,579 | $3,444,760,000 | $146,000 | $24,195,000 | $129,000 | $9,999,000 |
| Hispanic | 21,738 | $2,716,874,000 | $124,000 | $18,000,000 | $105,000 | $9,999,000 |
| Not applicable | 18,151 | $11,233,328,000 | $618,000 | $98,000,000 | $6,000 | $1,834,000 |
| Asian | 5,689 | $836,497,000 | $147,000 | $2,000,000 | $137,000 | $2,540,000 |
| American Indian or Alaskan Native | 2,429 | $295,503,000 | $121,000 | $2,500,000 | $122,000 | $3,000,000 |
| Native Hawaiian or Other Pacific Islander | 929 | $125,396,000 | $134,000 | $3,500,000 | $123,000 | $1,725,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 235,797 | $36,826,260,000 | $156,000 | $98,000,000 | $102,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 92,305 | $16,096,895,000 | $174,000 | $98,000,000 | $116,000 | $9,999,000 |
| Application Approved But Not Accepted | 64,326 | $8,200,521,000 | $127,000 | $14,800,000 | $125,000 | $9,999,000 |
| Application Denied By Financial Institution | 61,528 | $7,148,176,000 | $116,000 | $14,169,000 | $84,000 | $9,165,000 |
| Loan Purchased By The Institution | 17,278 | $5,289,683,000 | $306,000 | $4,000,000 | $3,000 | $83,000 |
| Application Withdrawn By Applicant | 219 | $74,471,000 | $340,000 | $2,645,000 | $189,000 | $1,834,000 |
| File Closed For Incompleteness | 141 | $16,514,000 | $117,000 | $572,000 | $125,000 | $1,500,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26,870 | $2,414,458,000 | $89,000 | $12,000,000 | $71,000 | $9,165,000 |
| Debt-To-Income Ratio | 19,007 | $2,723,566,000 | $143,000 | $14,169,000 | $73,000 | $3,569,000 |
| Collateral | 13,353 | $1,662,525,000 | $124,000 | $3,500,000 | $118,000 | $3,108,000 |
| Other | 2,035 | $293,699,000 | $144,000 | $5,625,000 | $135,000 | $3,000,000 |
| Unverifiable Information | 230 | $37,071,000 | $161,000 | $2,800,000 | $137,000 | $1,868,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $7,989,000 | $499,000 | $1,550,000 | $142,000 | $406,000 |
| Credit Application Incomplete | 10 | $5,489,000 | $548,000 | $2,000,000 | $93,000 | $290,000 |
| Employment History | 6 | $2,636,000 | $439,000 | $1,495,000 | $152,000 | $600,000 |
| Mortgage Insurance Denied | 1 | $743,000 | $743,000 | $743,000 | $261,000 | $261,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, NA's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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