Washtenaw Mortgage Company Mortgage Lending & HMDA Data, 2005

In 2005, Washtenaw Mortgage Company of Ann Arbor, MI reported 7,105 mortgage applications totaling $950.3 million. The average application was for $133,755, and applicants reported an average income of $58,317. 47% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (443), Warren-Farmington Hills-Troy, MI (304) and Pittsburgh, PA (273) (applications in parentheses).

Mortgage Company & Address Washtenaw Mortgage Company
3767 Ranchero Drive
Ann Arbor, MI 48108
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  
Total Number of Mortgage Applications 7,105
Total Mortgage Loan Application Amount $950,335,000
Average Mortgage Loan Application Amount $133,755
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $58,317
Highest Applicant Income $1,253,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washtenaw Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Washtenaw Mortgage Company by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 319 $ 65,199,000 $ 204,385 $ 73,000
Wayne, Michigan 195 $ 22,723,000 $ 116,528 $ 61,000
Oakland, Michigan 149 $ 25,472,000 $ 170,953 $ 77,000
Allegheny, Pennsylvania 134 $ 14,848,000 $ 110,805 $ 67,000
Ingham, Michigan 118 $ 13,473,000 $ 114,177 $ 56,000
Washtenaw, Michigan 88 $ 16,075,000 $ 182,670 $ 72,000
Macomb, Michigan 86 $ 12,733,000 $ 148,058 $ 55,000
Surry, North Carolina 81 $ 8,335,000 $ 102,901 $ 47,000
Franklin, Ohio 81 $ 9,540,000 $ 117,777 $ 57,000
Los Angeles, California 76 $ 20,375,000 $ 268,092 $ 87,000
Genesee, Michigan 71 $ 9,114,000 $ 128,366 $ 62,000
Kent, Michigan 68 $ 8,072,000 $ 118,705 $ 55,000
Cuyahoga, Ohio 66 $ 6,919,000 $ 104,833 $ 57,000
Marion, Indiana 58 $ 6,515,000 $ 112,327 $ 62,000
Lake, Illinois 57 $ 12,297,000 $ 215,736 $ 78,000
Eaton, Michigan 56 $ 7,022,000 $ 125,392 $ 48,000
Miami-Dade, Florida 53 $ 8,839,000 $ 166,773 $ 67,000
Saginaw, Michigan 51 $ 4,978,000 $ 97,607 $ 50,000
Salt Lake, Utah 50 $ 7,070,000 $ 141,400 $ 59,000
Maricopa, Arizona 49 $ 8,708,000 $ 177,714 $ 91,000
Stark, Ohio 46 $ 4,690,000 $ 101,956 $ 40,000
DuPage, Illinois 45 $ 9,976,000 $ 221,688 $ 72,000
Polk, Iowa 45 $ 5,342,000 $ 118,711 $ 64,000
Butler, Pennsylvania 40 $ 5,203,000 $ 130,075 $ 61,000
Allen, Indiana 39 $ 4,331,000 $ 111,051 $ 52,000
Lake, Indiana 39 $ 4,150,000 $ 106,410 $ 51,000
Harnett, North Carolina 39 $ 3,183,000 $ 81,615 $ 42,000
Montgomery, Ohio 39 $ 4,197,000 $ 107,615 $ 66,000
Baltimore, Maryland 37 $ 7,464,000 $ 201,729 $ 84,000
Beaver, Pennsylvania 37 $ 4,104,000 $ 110,918 $ 44,000
Jackson, Michigan 36 $ 5,005,000 $ 139,027 $ 57,000
Livingston, Michigan 36 $ 7,346,000 $ 204,055 $ 102,000
Ross, Ohio 34 $ 3,379,000 $ 99,382 $ 51,000
Summit, Ohio 34 $ 3,812,000 $ 112,117 $ 40,000
Lorain, Ohio 33 $ 4,005,000 $ 121,363 $ 54,000
Westmoreland, Pennsylvania 33 $ 3,552,000 $ 107,636 $ 54,000
Will, Illinois 31 $ 6,242,000 $ 201,354 $ 75,000
Hamilton, Ohio 30 $ 3,424,000 $ 114,133 $ 59,000
Lucas, Ohio 30 $ 3,163,000 $ 105,433 $ 51,000
Dallas, Iowa 29 $ 2,805,000 $ 96,724 $ 56,000
Guilford, North Carolina 29 $ 3,586,000 $ 123,655 $ 48,000
Hennepin, Minnesota 28 $ 5,051,000 $ 180,392 $ 72,000
Lenawee, Michigan 27 $ 3,267,000 $ 121,000 $ 62,000
Monroe, Michigan 27 $ 4,195,000 $ 155,370 $ 64,000
Bay, Michigan 26 $ 2,859,000 $ 109,961 $ 41,000
Ottawa, Michigan 26 $ 4,138,000 $ 159,153 $ 67,000
Broward, Florida 25 $ 4,776,000 $ 191,040 $ 81,000
Barry, Michigan 25 $ 2,819,000 $ 112,760 $ 55,000
Clinton, Michigan 25 $ 4,058,000 $ 162,320 $ 113,000
Marquette, Michigan 25 $ 2,455,000 $ 98,200 $ 55,000
Pima, Arizona 24 $ 3,234,000 $ 134,750 $ 51,000
Polk, Florida 24 $ 3,010,000 $ 125,416 $ 53,000
Mecklenburg, North Carolina 24 $ 2,907,000 $ 121,125 $ 65,000
Huron, Ohio 24 $ 2,440,000 $ 101,666 $ 57,000
Wayne, Indiana 23 $ 1,810,000 $ 78,695 $ 63,000
Black Hawk, Iowa 23 $ 1,926,000 $ 83,739 $ 46,000
Cleveland, North Carolina 23 $ 2,794,000 $ 121,478 $ 53,000
Fairfield, Ohio 23 $ 3,005,000 $ 130,652 $ 60,000
Henrico, Virginia 23 $ 3,447,000 $ 149,869 $ 55,000
McHenry, Illinois 22 $ 3,954,000 $ 179,727 $ 72,000
Johnson, Indiana 22 $ 2,957,000 $ 134,409 $ 57,000
Wake, North Carolina 22 $ 2,991,000 $ 135,954 $ 80,000
Oklahoma, Oklahoma 22 $ 2,728,000 $ 124,000 $ 55,000
DeKalb, Georgia 21 $ 2,883,000 $ 137,285 $ 37,000
Hillsborough, Florida 20 $ 2,668,000 $ 133,400 $ 53,000
Forsyth, North Carolina 20 $ 2,008,000 $ 100,400 $ 48,000
Ashtabula, Ohio 20 $ 1,906,000 $ 95,300 $ 44,000
Milwaukee, Wisconsin 20 $ 2,779,000 $ 138,950 $ 77,000
San Bernardino, California 19 $ 3,381,000 $ 177,947 $ 72,000
Porter, Indiana 19 $ 1,923,000 $ 101,210 $ 60,000
Fayette, Kentucky 19 $ 2,288,000 $ 120,421 $ 48,000
Prince George's, Maryland 19 $ 4,401,000 $ 231,631 $ 81,000
Bernalillo, New Mexico 19 $ 2,028,000 $ 106,736 $ 32,000
Davidson, North Carolina 19 $ 2,551,000 $ 134,263 $ 66,000
Mahoning, Ohio 19 $ 1,533,000 $ 80,684 $ 41,000
Arapahoe, Colorado 18 $ 3,327,000 $ 184,833 $ 83,000
Kane, Illinois 18 $ 3,589,000 $ 199,388 $ 85,000
Riverside, California 17 $ 3,734,000 $ 219,647 $ 66,000
Palm Beach, Florida 17 $ 2,670,000 $ 157,058 $ 70,000
Jefferson, Kentucky 17 $ 2,246,000 $ 132,117 $ 55,000
Ionia, Michigan 17 $ 1,783,000 $ 104,882 $ 53,000
Lapeer, Michigan 17 $ 2,257,000 $ 132,764 $ 52,000
Johnston, North Carolina 17 $ 1,936,000 $ 113,882 $ 47,000
Columbiana, Ohio 17 $ 1,335,000 $ 78,529 $ 60,000
Greenville, South Carolina 17 $ 1,886,000 $ 110,941 $ 35,000
Pennington, South Dakota 17 $ 2,203,000 $ 129,588 $ 56,000
Pasco, Florida 16 $ 1,497,000 $ 93,562 $ 41,000
St. Joseph, Indiana 16 $ 2,228,000 $ 139,250 $ 60,000
Iosco, Michigan 16 $ 1,574,000 $ 98,375 $ 64,000
St. Clair, Michigan 16 $ 2,561,000 $ 160,062 $ 81,000
Hancock, Ohio 16 $ 1,835,000 $ 114,687 $ 48,000
Richmond City, Virginia 16 $ 2,243,000 $ 140,187 $ 61,000
Muskegon, Michigan 15 $ 1,470,000 $ 98,000 $ 49,000
Medina, Ohio 15 $ 2,172,000 $ 144,800 $ 58,000
Chesterfield, Virginia 15 $ 1,831,000 $ 122,066 $ 64,000
Brevard, Florida 14 $ 2,153,000 $ 153,785 $ 64,000
Madison, Indiana 14 $ 971,000 $ 69,357 $ 72,000
Midland, Michigan 14 $ 1,568,000 $ 112,000 $ 56,000
Jackson, Missouri 14 $ 1,138,000 $ 81,285 $ 39,000
New Hanover, North Carolina 14 $ 1,611,000 $ 115,071 $ 40,000
Licking, Ohio 14 $ 2,056,000 $ 146,857 $ 54,000
Richland, Ohio 14 $ 1,187,000 $ 84,785 $ 53,000
Seneca, Ohio 14 $ 1,532,000 $ 109,428 $ 47,000
Wyandot, Ohio 14 $ 1,401,000 $ 100,071 $ 40,000
Washington, Pennsylvania 14 $ 1,254,000 $ 89,571 $ 61,000
Charleston, South Carolina 14 $ 1,986,000 $ 141,857 $ 55,000
Pinal, Arizona 13 $ 2,136,000 $ 164,307 $ 92,000
Jefferson, Colorado 13 $ 2,150,000 $ 165,384 $ 60,000
Winnebago, Illinois 13 $ 1,293,000 $ 99,461 $ 51,000
Grand Traverse, Michigan 13 $ 1,721,000 $ 132,384 $ 57,000
Kalamazoo, Michigan 13 $ 1,471,000 $ 113,153 $ 46,000
Montcalm, Michigan 13 $ 1,102,000 $ 84,769 $ 39,000
St. Charles, Missouri 13 $ 1,831,000 $ 140,846 $ 42,000
San Juan, New Mexico 13 $ 1,453,000 $ 111,769 $ 55,000
Butler, Ohio 13 $ 1,216,000 $ 93,538 $ 42,000
Wood, Ohio 13 $ 1,794,000 $ 138,000 $ 63,000
Philadelphia, Pennsylvania 13 $ 1,671,000 $ 128,538 $ 58,000
Horry, South Carolina 13 $ 2,595,000 $ 199,615 $ 113,000
Richland, South Carolina 13 $ 1,639,000 $ 126,076 $ 55,000
Bedford, Virginia 13 $ 1,496,000 $ 115,076 $ 49,000
Norfolk, Virginia 13 $ 2,126,000 $ 163,538 $ 59,000
San Diego, California 12 $ 2,427,000 $ 202,250 $ 78,000
Fayette, Indiana 12 $ 731,000 $ 60,916 $ 46,000
Berrien, Michigan 12 $ 1,963,000 $ 163,583 $ 64,000
Hillsdale, Michigan 12 $ 1,397,000 $ 116,416 $ 52,000
Shiawassee, Michigan 12 $ 1,354,000 $ 112,833 $ 68,000
Jasper, Missouri 12 $ 1,048,000 $ 87,333 $ 53,000
Chatham, North Carolina 12 $ 1,031,000 $ 85,916 $ 32,000
Gaston, North Carolina 12 $ 1,687,000 $ 140,583 $ 52,000
Iredell, North Carolina 12 $ 1,209,000 $ 100,750 $ 44,000
Ottawa, Ohio 12 $ 1,844,000 $ 153,666 $ 64,000
Portage, Ohio 12 $ 1,396,000 $ 116,333 $ 54,000
Wayne, Ohio 12 $ 1,512,000 $ 126,000 $ 63,000
Harris, Texas 12 $ 1,304,000 $ 108,666 $ 74,000
Hanover, Virginia 12 $ 2,119,000 $ 176,583 $ 70,000
Laramie, Wyoming 12 $ 1,761,000 $ 146,750 $ 60,000
Highlands, Florida 11 $ 1,242,000 $ 112,909 $ 50,000
Lee, Florida 11 $ 1,627,000 $ 147,909 $ 45,000
Orange, Florida 11 $ 1,514,000 $ 137,636 $ 75,000
Calhoun, Michigan 11 $ 1,105,000 $ 100,454 $ 50,000
Gladwin, Michigan 11 $ 815,000 $ 74,090 $ 46,000
Gratiot, Michigan 11 $ 858,000 $ 78,000 $ 31,000
Dakota, Minnesota 11 $ 2,222,000 $ 202,000 $ 74,000
St. Louis, Missouri 11 $ 1,349,000 $ 122,636 $ 65,000
Cumberland, North Carolina 11 $ 996,000 $ 90,545 $ 74,000
Nash, North Carolina 11 $ 1,241,000 $ 112,818 $ 57,000
Sandusky, Ohio 11 $ 1,163,000 $ 105,727 $ 55,000
Utah, Utah 11 $ 1,692,000 $ 153,818 $ 32,000
Orange, California 10 $ 2,435,000 $ 243,500 $ 84,000
Denver, Colorado 10 $ 1,621,000 $ 162,100 $ 53,000
Duval, Florida 10 $ 1,196,000 $ 119,600 $ 94,000
Sarasota, Florida 10 $ 1,600,000 $ 160,000 $ 61,000
Cobb, Georgia 10 $ 1,773,000 $ 177,300 $ 68,000
Champaign, Illinois 10 $ 973,000 $ 97,300 $ 87,000
Hamilton, Indiana 10 $ 1,842,000 $ 184,200 $ 67,000
LaPorte, Indiana 10 $ 878,000 $ 87,800 $ 45,000
Douglas, Kansas 10 $ 1,182,000 $ 118,200 $ 49,000
Clare, Michigan 10 $ 876,000 $ 87,600 $ 42,000
Buchanan, Missouri 10 $ 1,004,000 $ 100,400 $ 54,000
Greene, Missouri 10 $ 968,000 $ 96,800 $ 55,000
Clark, Nevada 10 $ 1,924,000 $ 192,400 $ 82,000
Sampson, North Carolina 10 $ 1,109,000 $ 110,900 $ 62,000
Scotland, North Carolina 10 $ 1,396,000 $ 139,600 $ 81,000
Stokes, North Carolina 10 $ 920,000 $ 92,000 $ 41,000
Delaware, Ohio 10 $ 2,310,000 $ 231,000 $ 102,000
Gallia, Ohio 10 $ 995,000 $ 99,500 $ 48,000
Lake, Ohio 10 $ 1,189,000 $ 118,900 $ 53,000
Cleveland, Oklahoma 10 $ 1,221,000 $ 122,100 $ 50,000
Bucks, Pennsylvania 10 $ 2,141,000 $ 214,100 $ 74,000
Davis, Utah 10 $ 1,504,000 $ 150,400 $ 41,000
Virginia Beach, Virginia 10 $ 1,663,000 $ 166,300 $ 59,000
Contra Costa, California 9 $ 2,569,000 $ 285,444 $ 92,000
Marion, Florida 9 $ 838,000 $ 93,111 $ 52,000
Fulton, Georgia 9 $ 1,987,000 $ 220,777 $ 90,000
Gwinnett, Georgia 9 $ 1,445,000 $ 160,555 $ 42,000
Habersham, Georgia 9 $ 916,000 $ 101,777 $ 46,000
Boone, Indiana 9 $ 907,000 $ 100,777 $ 29,000
Starke, Indiana 9 $ 681,000 $ 75,666 $ 39,000
Sedgwick, Kansas 9 $ 965,000 $ 107,222 $ 45,000
Meade, Kentucky 9 $ 780,000 $ 86,666 $ 38,000
Ramsey, Minnesota 9 $ 1,339,000 $ 148,777 $ 52,000
Scott, Minnesota 9 $ 1,953,000 $ 217,000 $ 50,000
Indiana, Pennsylvania 9 $ 1,075,000 $ 119,444 $ 55,000
Roanoke City, Virginia 9 $ 988,000 $ 109,777 $ 91,000
Alachua, Florida 8 $ 839,000 $ 104,875 $ 57,000
Bulloch, Georgia 8 $ 817,000 $ 102,125 $ 42,000
Walker, Georgia 8 $ 609,000 $ 76,125 $ 38,000
Whitfield, Georgia 8 $ 1,045,000 $ 130,625 $ 48,000
Kankakee, Illinois 8 $ 875,000 $ 109,375 $ 41,000
Hendricks, Indiana 8 $ 1,295,000 $ 161,875 $ 73,000
Linn, Iowa 8 $ 911,000 $ 113,875 $ 56,000
Cass, Michigan 8 $ 718,000 $ 89,750 $ 78,000
Randolph, North Carolina 8 $ 1,048,000 $ 131,000 $ 41,000
Darke, Ohio 8 $ 593,000 $ 74,125 $ 51,000
Erie, Ohio 8 $ 939,000 $ 117,375 $ 49,000
Greene, Ohio 8 $ 871,000 $ 108,875 $ 50,000
Shelby, Ohio 8 $ 755,000 $ 94,375 $ 39,000
Trumbull, Ohio 8 $ 781,000 $ 97,625 $ 45,000
Armstrong, Pennsylvania 8 $ 640,000 $ 80,000 $ 45,000
Berks, Pennsylvania 8 $ 1,242,000 $ 155,250 $ 62,000
Chester, Pennsylvania 8 $ 1,293,000 $ 161,625 $ 61,000
Berkeley, South Carolina 8 $ 987,000 $ 123,375 $ 58,000
Knox, Tennessee 8 $ 834,000 $ 104,250 $ 58,000
Iron, Utah 8 $ 1,039,000 $ 129,875 $ 38,000
Sweetwater, Wyoming 8 $ 995,000 $ 124,375 $ 83,000
Alameda, California 7 $ 1,950,000 $ 278,571 $ 90,000
Ventura, California 7 $ 2,228,000 $ 318,285 $ 104,000
Adams, Colorado 7 $ 1,232,000 $ 176,000 $ 60,000
Hernando, Florida 7 $ 748,000 $ 106,857 $ 42,000
Clayton, Georgia 7 $ 872,000 $ 124,571 $ 55,000
Paulding, Georgia 7 $ 746,000 $ 106,571 $ 26,000
Marshall, Indiana 7 $ 922,000 $ 131,714 $ 41,000
Muscatine, Iowa 7 $ 519,000 $ 74,142 $ 39,000
Scott, Iowa 7 $ 627,000 $ 89,571 $ 45,000
Laurel, Kentucky 7 $ 741,000 $ 105,857 $ 49,000
Harford, Maryland 7 $ 1,293,000 $ 184,714 $ 64,000
Montgomery, Maryland 7 $ 1,644,000 $ 234,857 $ 72,000
Allegan, Michigan 7 $ 761,000 $ 108,714 $ 96,000
Newaygo, Michigan 7 $ 629,000 $ 89,857 $ 42,000
Van Buren, Michigan 7 $ 872,000 $ 124,571 $ 42,000
Buncombe, North Carolina 7 $ 911,000 $ 130,142 $ 78,000
Henderson, North Carolina 7 $ 953,000 $ 136,142 $ 61,000
Allen, Ohio 7 $ 533,000 $ 76,142 $ 29,000
Hocking, Ohio 7 $ 608,000 $ 86,857 $ 34,000
Jefferson, Ohio 7 $ 574,000 $ 82,000 $ 49,000
Pike, Ohio 7 $ 629,000 $ 89,857 $ 44,000
Warren, Ohio 7 $ 915,000 $ 130,714 $ 54,000
Canadian, Oklahoma 7 $ 828,000 $ 118,285 $ 41,000
Rogers, Oklahoma 7 $ 779,000 $ 111,285 $ 49,000
Delaware, Pennsylvania 7 $ 1,007,000 $ 143,857 $ 48,000
Fayette, Pennsylvania 7 $ 575,000 $ 82,142 $ 53,000
Northampton, Pennsylvania 7 $ 907,000 $ 129,571 $ 52,000
Anderson, South Carolina 7 $ 707,000 $ 101,000 $ 39,000
Lexington, South Carolina 7 $ 674,000 $ 96,285 $ 30,000
Weber, Utah 7 $ 621,000 $ 88,714 $ 85,000
Bedford City, Virginia 7 $ 924,000 $ 132,000 $ 53,000
Chesapeake, Virginia 7 $ 1,220,000 $ 174,285 $ 88,000
Hampton, Virginia 7 $ 1,058,000 $ 151,142 $ 36,000
Loudoun, Virginia 7 $ 1,620,000 $ 231,428 $ 78,000
King, Washington 7 $ 1,834,000 $ 262,000 $ 92,000
Aleutians West, Alaska 6 $ 689,000 $ 114,833 $ 45,000
Weld, Colorado 6 $ 1,003,000 $ 167,166 $ 76,000
Levy, Florida 6 $ 436,000 $ 72,666 $ 61,000
Pinellas, Florida 6 $ 756,000 $ 126,000 $ 51,000
Wakulla, Florida 6 $ 484,000 $ 80,666 $ 34,000
Cass, Indiana 6 $ 473,000 $ 78,833 $ 50,000
Delaware, Indiana 6 $ 531,000 $ 88,500 $ 50,000
Elkhart, Indiana 6 $ 620,000 $ 103,333 $ 47,000
Kosciusko, Indiana 6 $ 626,000 $ 104,333 $ 46,000
Steuben, Indiana 6 $ 866,000 $ 144,333 $ 60,000
Lyon, Iowa 6 $ 492,000 $ 82,000 $ 37,000
Johnson, Kansas 6 $ 703,000 $ 117,166 $ 49,000
Madison, Kentucky 6 $ 795,000 $ 132,500 $ 56,000
Scott, Kentucky 6 $ 667,000 $ 111,166 $ 50,000
Branch, Michigan 6 $ 616,000 $ 102,666 $ 38,000
Isabella, Michigan 6 $ 606,000 $ 101,000 $ 45,000
Sanilac, Michigan 6 $ 673,000 $ 112,166 $ 57,000
St. Joseph, Michigan 6 $ 583,000 $ 97,166 $ 49,000
Tuscola, Michigan 6 $ 579,000 $ 96,500 $ 61,000
Le Sueur, Minnesota 6 $ 682,000 $ 113,666 $ 91,000
Bladen, North Carolina 6 $ 789,000 $ 131,500 $ 68,000
Catawba, North Carolina 6 $ 830,000 $ 138,333 $ 59,000
Robeson, North Carolina 6 $ 322,000 $ 53,666 $ 126,000
Watauga, North Carolina 6 $ 816,000 $ 136,000 $ 43,000
Defiance, Ohio 6 $ 614,000 $ 102,333 $ 59,000
Geauga, Ohio 6 $ 1,269,000 $ 211,500 $ 73,000
Madison, Ohio 6 $ 762,000 $ 127,000 $ 50,000
Meigs, Ohio 6 $ 490,000 $ 81,666 $ 41,000
Pottawatomie, Oklahoma 6 $ 498,000 $ 83,000 $ 52,000
Tulsa, Oklahoma 6 $ 663,000 $ 110,500 $ 46,000
Dauphin, Pennsylvania 6 $ 1,000,000 $ 166,666 $ 69,000
Somerset, Pennsylvania 6 $ 972,000 $ 162,000 $ 72,000
York, Pennsylvania 6 $ 782,000 $ 130,333 $ 64,000
Dorchester, South Carolina 6 $ 613,000 $ 102,166 $ 55,000
Spartanburg, South Carolina 6 $ 671,000 $ 111,833 $ 36,000
Brazoria, Texas 6 $ 409,000 $ 68,166 $ 46,000
Harrison, Texas 6 $ 324,000 $ 54,000 $ 27,000
Tarrant, Texas 6 $ 918,000 $ 153,000 $ 28,000
Fairfax, Virginia 6 $ 1,810,000 $ 301,666 $ 74,000
Patrick, Virginia 6 $ 638,000 $ 106,333 $ 60,000
Roanoke, Virginia 6 $ 1,081,000 $ 180,166 $ 60,000
Kern, California 5 $ 815,000 $ 163,000 $ 85,000
San Joaquin, California 5 $ 1,281,000 $ 256,200 $ 361,000
New Haven, Connecticut 5 $ 1,134,000 $ 226,800 $ 68,000
Lake, Florida 5 $ 511,000 $ 102,200 $ 60,000
St. Johns, Florida 5 $ 626,000 $ 125,200 $ 55,000
St. Lucie, Florida 5 $ 625,000 $ 125,000 $ 53,000
Henry, Georgia 5 $ 630,000 $ 126,000 $ 74,000
Kendall, Illinois 5 $ 1,136,000 $ 227,200 $ 64,000
Sangamon, Illinois 5 $ 441,000 $ 88,200 $ 50,000
DeKalb, Indiana 5 $ 471,000 $ 94,200 $ 47,000
Howard, Indiana 5 $ 365,000 $ 73,000 $ 51,000
Morgan, Indiana 5 $ 667,000 $ 133,400 $ 48,000
Newton, Indiana 5 $ 616,000 $ 123,200 $ 60,000
Noble, Indiana 5 $ 600,000 $ 120,000 $ 55,000
Bremer, Iowa 5 $ 602,000 $ 120,400 $ 53,000
Butler, Kansas 5 $ 452,000 $ 90,400 $ 56,000
Reno, Kansas 5 $ 514,000 $ 102,800 $ 56,000
Hardin, Kentucky 5 $ 364,000 $ 72,800 $ 38,000
Warren, Kentucky 5 $ 462,000 $ 92,400 $ 33,000
Cheboygan, Michigan 5 $ 536,000 $ 107,200 $ 44,000
Crawford, Michigan 5 $ 485,000 $ 97,000 $ 73,000
Delta, Michigan 5 $ 476,000 $ 95,200 $ 102,000
Osceola, Michigan 5 $ 442,000 $ 88,400 $ 33,000
Wexford, Michigan 5 $ 404,000 $ 80,800 $ 52,000
Anoka, Minnesota 5 $ 1,223,000 $ 244,600 $ 67,000
Cass, Missouri 5 $ 617,000 $ 123,400 $ 33,000
Marion, Missouri 5 $ 284,000 $ 56,800 $ 29,000
Burke, North Carolina 5 $ 417,000 $ 83,400 $ 34,000
Cabarrus, North Carolina 5 $ 609,000 $ 121,800 $ 51,000
Durham, North Carolina 5 $ 597,000 $ 119,400 $ 67,000
Yadkin, North Carolina 5 $ 360,000 $ 72,000 $ 32,000
Clark, Ohio 5 $ 451,000 $ 90,200 $ 48,000
Jackson, Ohio 5 $ 592,000 $ 118,400 $ 47,000
Marion, Ohio 5 $ 469,000 $ 93,800 $ 54,000
Perry, Ohio 5 $ 358,000 $ 71,600 $ 44,000
Scioto, Ohio 5 $ 457,000 $ 91,400 $ 43,000
Tuscarawas, Ohio 5 $ 374,000 $ 74,800 $ 34,000
Multnomah, Oregon 5 $ 730,000 $ 146,000 $ 67,000
Franklin, Pennsylvania 5 $ 527,000 $ 105,400 $ 42,000
Lawrence, Pennsylvania 5 $ 511,000 $ 102,200 $ 47,000
Mercer, Pennsylvania 5 $ 502,000 $ 100,400 $ 46,000
Montgomery, Pennsylvania 5 $ 889,000 $ 177,800 $ 50,000
Washington, Tennessee 5 $ 670,000 $ 134,000 $ 68,000
Montgomery, Texas 5 $ 463,000 $ 92,600 $ 79,000
Franklin, Virginia 5 $ 590,000 $ 118,000 $ 43,000
Frederick, Virginia 5 $ 1,028,000 $ 205,600 $ 63,000
Portsmouth, Virginia 5 $ 681,000 $ 136,200 $ 58,000
La Crosse, Wisconsin 5 $ 689,000 $ 137,800 $ 70,000
Waukesha, Wisconsin 5 $ 1,159,000 $ 231,800 $ 92,000
Natrona, Wyoming 5 $ 571,000 $ 114,200 $ 60,000
Cochise, Arizona 4 $ 278,000 $ 69,500 $ 18,000
Yavapai, Arizona 4 $ 588,000 $ 147,000 $ 66,000
Amador, California 4 $ 677,000 $ 169,250 $ 77,000
Bay, Florida 4 $ 511,000 $ 127,750 $ 62,000
Leon, Florida 4 $ 494,000 $ 123,500 $ 83,000
Osceola, Florida 4 $ 611,000 $ 152,750 $ 44,000
Thomas, Georgia 4 $ 314,000 $ 78,500 $ 39,000
White, Georgia 4 $ 558,000 $ 139,500 $ 36,000
Bannock, Idaho 4 $ 591,000 $ 147,750 $ 97,000
Grant, Indiana 4 $ 240,000 $ 60,000 $ 33,000
Hancock, Indiana 4 $ 414,000 $ 103,500 $ 30,000
Henry, Indiana 4 $ 519,000 $ 129,750 $ 53,000
Shelby, Indiana 4 $ 1,013,000 $ 253,250 $ 63,000
Whitley, Indiana 4 $ 429,000 $ 107,250 $ 59,000
Buchanan, Iowa 4 $ 522,000 $ 130,500 $ 68,000
Wyandotte, Kansas 4 $ 342,000 $ 85,500 $ 35,000
Calloway, Kentucky 4 $ 462,000 $ 115,500 $ 30,000
Oldham, Kentucky 4 $ 932,000 $ 233,000 $ 236,000
Cecil, Maryland 4 $ 932,000 $ 233,000 $ 71,000
Howard, Maryland 4 $ 778,000 $ 194,500 $ 78,000
Alpena, Michigan 4 $ 257,000 $ 64,250 $ 72,000
Antrim, Michigan 4 $ 734,000 $ 183,500 $ 98,000
Arenac, Michigan 4 $ 384,000 $ 96,000 $ 44,000
Charlevoix, Michigan 4 $ 712,000 $ 178,000 $ 92,000
Chippewa, Michigan 4 $ 492,000 $ 123,000 $ 70,000
Houghton, Michigan 4 $ 301,000 $ 75,250 $ 36,000
Otsego, Michigan 4 $ 696,000 $ 174,000 $ 100,000
Roscommon, Michigan 4 $ 734,000 $ 183,500 $ 87,000
Clay, Missouri 4 $ 589,000 $ 147,250 $ 41,000
Lawrence, Missouri 4 $ 624,000 $ 156,000 $ 37,000
Valencia, New Mexico 4 $ 432,000 $ 108,000 $ 53,000
Alexander, North Carolina 4 $ 625,000 $ 156,250 $ 77,000
Brunswick, North Carolina 4 $ 884,000 $ 221,000 $ 162,000
Pitt, North Carolina 4 $ 247,000 $ 61,750 $ 60,000
Ashland, Ohio 4 $ 386,000 $ 96,500 $ 48,000
Auglaize, Ohio 4 $ 387,000 $ 96,750 $ 35,000
Clermont, Ohio 4 $ 486,000 $ 121,500 $ 74,000
Knox, Ohio 4 $ 272,000 $ 68,000 $ 42,000
Lawrence, Ohio 4 $ 302,000 $ 75,500 $ 29,000
Pickaway, Ohio 4 $ 396,000 $ 99,000 $ 24,000
Union, Ohio 4 $ 382,000 $ 95,500 $ 38,000
Wagoner, Oklahoma 4 $ 377,000 $ 94,250 $ 44,000
Clarion, Pennsylvania 4 $ 345,000 $ 86,250 $ 66,000
Erie, Pennsylvania 4 $ 370,000 $ 92,500 $ 49,000
Lancaster, Pennsylvania 4 $ 425,000 $ 106,250 $ 65,000
Meade, South Dakota 4 $ 461,000 $ 115,250 $ 47,000
Sevier, Tennessee 4 $ 437,000 $ 109,250 $ 44,000
White, Tennessee 4 $ 297,000 $ 74,250 $ 46,000
Dallas, Texas 4 $ 414,000 $ 103,500 $ 86,000
Fort Bend, Texas 4 $ 638,000 $ 159,500 $ 83,000
Washington, Utah 4 $ 399,000 $ 99,750 $ 68,000
Carroll, Virginia 4 $ 459,000 $ 114,750 $ 58,000
Lynchburg, Virginia 4 $ 349,000 $ 87,250 $ 24,000
York, Virginia 4 $ 840,000 $ 210,000 $ 73,000
Clark, Washington 4 $ 498,000 $ 124,500 $ 14,000
Ozaukee, Wisconsin 4 $ 630,000 $ 157,500 $ 118,000
Mohave, Arizona 3 $ 599,000 $ 199,666 $ 49,000
Navajo, Arizona 3 $ 384,000 $ 128,000 $ 49,000
Fresno, California 3 $ 392,000 $ 130,666 $ 57,000
Sacramento, California 3 $ 689,000 $ 229,666 $ 65,000
Santa Clara, California 3 $ 874,000 $ 291,333 $ 111,000
Solano, California 3 $ 744,000 $ 248,000 $ 86,000
New Castle, Delaware 3 $ 445,000 $ 148,333 $ 38,000
Santa Rosa, Florida 3 $ 338,000 $ 112,666 $ 35,000
Chattooga, Georgia 3 $ 279,000 $ 93,000 $ 27,000
Cherokee, Georgia 3 $ 335,000 $ 111,666 $ 61,000
Coweta, Georgia 3 $ 272,000 $ 90,666 $ 50,000
Decatur, Georgia 3 $ 229,000 $ 76,333 $ 37,000
Douglas, Georgia 3 $ 340,000 $ 113,333 $ 46,000
Hall, Georgia 3 $ 248,000 $ 82,666 $ 35,000
Pickens, Georgia 3 $ 683,000 $ 227,666 $ 50,000
Polk, Georgia 3 $ 192,000 $ 64,000 $ 53,000
Richmond, Georgia 3 $ 189,000 $ 63,000 $ 43,000
Boone, Illinois 3 $ 429,000 $ 143,000 $ 48,000
McLean, Illinois 3 $ 410,000 $ 136,666 $ 54,000
Ogle, Illinois 3 $ 513,000 $ 171,000 $ 89,000
Peoria, Illinois 3 $ 397,000 $ 132,333 $ 48,000
Tazewell, Illinois 3 $ 487,000 $ 162,333 $ 62,000
Jasper, Indiana 3 $ 406,000 $ 135,333 $ 55,000
Miami, Indiana 3 $ 236,000 $ 78,666 $ 43,000
Scott, Indiana 3 $ 262,000 $ 87,333 $ 49,000
Chickasaw, Iowa 3 $ 191,000 $ 63,666 $ 35,000
Winneshiek, Iowa 3 $ 333,000 $ 111,000 $ 54,000
Shawnee, Kansas 3 $ 151,000 $ 50,333 $ 50,000
Bullitt, Kentucky 3 $ 575,000 $ 191,666 $ 69,000
Anne Arundel, Maryland 3 $ 812,000 $ 270,666 $ 75,000
Baltimore City, Maryland 3 $ 555,000 $ 185,000 $ 75,000
Charles, Maryland 3 $ 782,000 $ 260,666 $ 74,000
Washington, Maryland 3 $ 651,000 $ 217,000 $ 67,000
Alcona, Michigan 3 $ 294,000 $ 98,000 $ 68,000
Lake, Michigan 3 $ 219,000 $ 73,000 $ 30,000
Manistee, Michigan 3 $ 271,000 $ 90,333 $ 146,000
Mecosta, Michigan 3 $ 383,000 $ 127,666 $ 58,000
Ogemaw, Michigan 3 $ 169,000 $ 56,333 $ 39,000
Wright, Minnesota 3 $ 554,000 $ 184,666 $ 93,000
Franklin, Missouri 3 $ 481,000 $ 160,333 $ 47,000
Newton, Missouri 3 $ 405,000 $ 135,000 $ 47,000
St. Louis City, Missouri 3 $ 476,000 $ 158,666 $ 65,000
Taney, Missouri 3 $ 485,000 $ 161,666 $ 61,000
Washoe, Nevada 3 $ 418,000 $ 139,333 $ 68,000
Caldwell, North Carolina 3 $ 293,000 $ 97,666 $ 30,000
Edgecombe, North Carolina 3 $ 201,000 $ 67,000 $ 83,000
Pender, North Carolina 3 $ 958,000 $ 319,333 $ 94,000
Rowan, North Carolina 3 $ 397,000 $ 132,333 $ 78,000
Union, North Carolina 3 $ 495,000 $ 165,000 $ 77,000
Wayne, North Carolina 3 $ 325,000 $ 108,333 $ 60,000
Wilkes, North Carolina 3 $ 284,000 $ 94,666 $ 35,000
Athens, Ohio 3 $ 569,000 $ 189,666 $ 70,000
Belmont, Ohio 3 $ 185,000 $ 61,666 $ 33,000
Fulton, Ohio 3 $ 355,000 $ 118,333 $ 45,000
Guernsey, Ohio 3 $ 201,000 $ 67,000 $ 38,000
Holmes, Ohio 3 $ 269,000 $ 89,666 $ 44,000
Miami, Ohio 3 $ 555,000 $ 185,000 $ 65,000
Putnam, Ohio 3 $ 263,000 $ 87,666 $ 44,000
Washington, Ohio 3 $ 267,000 $ 89,000 $ 47,000
Comanche, Oklahoma 3 $ 238,000 $ 79,333 $ 79,000
Logan, Oklahoma 3 $ 295,000 $ 98,333 $ 55,000
Ottawa, Oklahoma 3 $ 274,000 $ 91,333 $ 63,000
Washington, Oregon 3 $ 471,000 $ 157,000 $ 50,000
Cambria, Pennsylvania 3 $ 372,000 $ 124,000 $ 57,000
Lackawanna, Pennsylvania 3 $ 424,000 $ 141,333 $ 47,000
Lehigh, Pennsylvania 3 $ 457,000 $ 152,333 $ 51,000
Luzerne, Pennsylvania 3 $ 554,000 $ 184,666 $ 73,000
Pickens, South Carolina 3 $ 345,000 $ 115,000 $ 57,000
York, South Carolina 3 $ 290,000 $ 96,666 $ 22,000
Ellis, Texas 3 $ 191,000 $ 63,666 $ 47,000
Albemarle, Virginia 3 $ 453,000 $ 151,000 $ 31,000
Fauquier, Virginia 3 $ 660,000 $ 220,000 $ 85,000
Montgomery, Virginia 3 $ 580,000 $ 193,333 $ 95,000
Petersburg, Virginia 3 $ 244,000 $ 81,333 $ 43,000
Salem, Virginia 3 $ 364,000 $ 121,333 $ 68,000
Stafford, Virginia 3 $ 596,000 $ 198,666 $ 84,000
Outagamie, Wisconsin 3 $ 382,000 $ 127,333 $ 49,000
Richland, Wisconsin 3 $ 422,000 $ 140,666 $ 38,000
Vilas, Wisconsin 3 $ 422,000 $ 140,666 $ 86,000
Walworth, Wisconsin 3 $ 631,000 $ 210,333 $ 125,000
Barbour, Alabama 2 $ 218,000 $ 109,000 $ 51,000
Greenlee, Arizona 2 $ 220,000 $ 110,000 $ 34,000
Santa Cruz, Arizona 2 $ 213,000 $ 106,500 $ 46,000
Ashley, Arkansas 2 $ 237,000 $ 118,500 $ 152,000
El Dorado, California 2 $ 600,000 $ 300,000 $ 157,000
San Mateo, California 2 $ 765,000 $ 382,500 $ 273,000
Sutter, California 2 $ 350,000 $ 175,000 $ 53,000
Boulder, Colorado 2 $ 452,000 $ 226,000 $ 69,000
El Paso, Colorado 2 $ 300,000 $ 150,000 $ 33,000
La Plata, Colorado 2 $ 355,000 $ 177,500 $ 43,000
Mesa, Colorado 2 $ 209,000 $ 104,500 $ 0
Sussex, Delaware 2 $ 195,000 $ 97,500 $ 33,000
Citrus, Florida 2 $ 172,000 $ 86,000 $ 52,000
Collier, Florida 2 $ 555,000 $ 277,500 $ 76,000
Flagler, Florida 2 $ 226,000 $ 113,000 $ 42,000
Indian River, Florida 2 $ 399,000 $ 199,500 $ 82,000
Nassau, Florida 2 $ 117,000 $ 58,500 $ 26,000
Putnam, Florida 2 $ 241,000 $ 120,500 $ 28,000
Seminole, Florida 2 $ 204,000 $ 102,000 $ 48,000
Volusia, Florida 2 $ 243,000 $ 121,500 $ 37,000
Camden, Georgia 2 $ 162,000 $ 81,000 $ 36,000
Catoosa, Georgia 2 $ 244,000 $ 122,000 $ 21,000
Chatham, Georgia 2 $ 202,000 $ 101,000 $ 17,000
Evans, Georgia 2 $ 137,000 $ 68,500 $ 40,000
Gordon, Georgia 2 $ 163,000 $ 81,500 $ 43,000
Houston, Georgia 2 $ 880,000 $ 440,000 $ 255,000
Lee, Georgia 2 $ 214,000 $ 107,000 $ 26,000
Lumpkin, Georgia 2 $ 262,000 $ 131,000 $ 81,000
Mitchell, Georgia 2 $ 123,000 $ 61,500 $ 76,000
Monroe, Georgia 2 $ 145,000 $ 72,500 $ 34,000
Morgan, Georgia 2 $ 237,000 $ 118,500 $ 22,000
Newton, Georgia 2 $ 254,000 $ 127,000 $ 61,000
Rockdale, Georgia 2 $ 342,000 $ 171,000 $ 60,000
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Mortgage Loan Application Detail Totals for Washtenaw Mortgage Company in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,211 $574,061,000 $134,794 $650,000 $56,923 $960,000
Home Purchase 2,894 $376,274,000 $135,825 $2,600,000 $61,125 $1,253,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,498 $595,972,000 $136,761 $650,000 $60,214 $1,253,000
Not Provided 1,490 $193,499,000 $130,238 $2,600,000 $58,500 $611,000
Black or African American 500 $60,919,000 $115,535 $450,000 $54,571 $476,000
Hispanic 374 $53,217,000 $119,750 $526,000 $45,428 $200,000
Asian 182 $36,221,000 $164,423 $360,000 $66,153 $360,000
Native Hawaiian or Other Pacific Islander 33 $6,783,000 $187,333 $323,000 $60,000 $127,000
American Indian or Alaskan Native 28 $3,724,000 $135,928 $261,000 $59,500 $205,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,580 $894,299,000 $136,883 $2,600,000 $62,069 $1,253,000
FHA-insured (Federal Housing Administration) 525 $56,036,000 $108,352 $290,000 $31,794 $339,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,363 $464,254,000 $141,810 $450,000 $55,081 $1,222,000
Application Denied By Financial Institution 1,684 $207,700,000 $128,906 $2,600,000 $59,116 $611,000
Application Approved But Not Accepted 1,651 $226,340,000 $141,789 $560,000 $62,342 $1,253,000
Loan Purchased By The Institution 262 $33,042,000 $133,708 $650,000 $57,416 $264,000
File Closed For Incompleteness 143 $18,775,000 $147,846 $334,000 $60,423 $253,000
Application Withdrawn By Applicant 2 $224,000 $112,000 $130,000 $34,000 $68,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 561 $65,081,000 $119,285 $650,000 $50,342 $186,000
Other 521 $65,342,000 $127,789 $2,600,000 $65,894 $611,000
Collateral 358 $43,029,000 $123,771 $526,000 $60,085 $514,000
Debt-To-Income Ratio 183 $26,954,000 $143,250 $500,000 $47,500 $212,000
Unverifiable Information 33 $3,696,000 $110,538 $354,000 $68,461 $330,000
Employment History 18 $2,262,000 $143,000 $310,000 $62,076 $136,000
Insufficient Cash (Downpayment, Closing Cost) 6 $780,000 $148,600 $458,000 $52,800 $107,000
Credit Application Incomplete 4 $556,000 $144,000 $280,000 $68,000 $94,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washtenaw Mortgage Company's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washtenaw Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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