Wilmington Finance, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Wilmington Finance, Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wilmington Finance, Inc. 620 W Germantown Rd Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 92,874 |
| Total Mortgage Loan Application Amount | $18,625,275,000 |
| Average Mortgage Loan Application Amount | $195,500 |
| Highest Mortgage Loan Application Amount | $1,625,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $1,971,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Wilmington Finance, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Finance, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Wilmington Finance, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Finance, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wilmington Finance, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Finance, Inc.'s mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 3,283 | $ 685,050,000 | $ 208,000 | $ 84,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,676 | $ 962,853,000 | $ 359,000 | $ 120,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,671 | $ 452,659,000 | $ 169,000 | $ 84,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,200 | $ 642,835,000 | $ 270,000 | $ 100,333 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2,026 | $ 589,330,000 | $ 290,000 | $ 110,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,948 | $ 412,556,000 | $ 211,000 | $ 83,000 |
| PHILADELPHIA, PA | 1,850 | $ 348,361,000 | $ 188,000 | $ 81,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1,755 | $ 227,143,000 | $ 129,000 | $ 85,000 |
| BALTIMORE-TOWSON, MD | 1,738 | $ 377,148,000 | $ 217,000 | $ 85,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,607 | $ 602,070,000 | $ 358,000 | $ 123,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,468 | $ 263,743,000 | $ 179,000 | $ 78,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,413 | $ 325,848,000 | $ 230,000 | $ 102,000 |
| ORLANDO-KISSIMMEE, FL | 1,404 | $ 273,810,000 | $ 195,000 | $ 87,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1,323 | $ 305,287,000 | $ 225,000 | $ 96,000 |
| ST. LOUIS, MO-IL | 1,083 | $ 150,200,000 | $ 136,500 | $ 64,500 |
| LAS VEGAS-PARADISE, NV | 1,051 | $ 239,378,000 | $ 227,000 | $ 94,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,019 | $ 192,619,000 | $ 189,000 | $ 73,000 |
| NASSAU-SUFFOLK, NY | 998 | $ 327,333,000 | $ 327,000 | $ 131,000 |
| DENVER-AURORA, CO | 988 | $ 172,702,000 | $ 174,000 | $ 84,000 |
| MEMPHIS, TN-MS-AR | 975 | $ 129,245,000 | $ 142,333 | $ 76,000 |
| KANSAS CITY, MO-KS | 965 | $ 130,624,000 | $ 139,500 | $ 68,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 952 | $ 261,779,000 | $ 274,000 | $ 109,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 943 | $ 266,699,000 | $ 282,000 | $ 101,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 881 | $ 187,544,000 | $ 212,000 | $ 96,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 879 | $ 199,852,000 | $ 234,000 | $ 87,000 |
| JACKSONVILLE, FL | 820 | $ 134,827,000 | $ 164,000 | $ 70,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 814 | $ 159,235,000 | $ 195,000 | $ 79,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 748 | $ 258,148,000 | $ 345,000 | $ 121,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 743 | $ 123,076,000 | $ 165,000 | $ 70,000 |
| RICHMOND, VA | 740 | $ 130,959,000 | $ 176,000 | $ 74,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 708 | $ 264,333,000 | $ 373,000 | $ 137,000 |
| DALLAS-PLANO-IRVING, TX | 671 | $ 108,643,000 | $ 161,000 | $ 101,000 |
| BIRMINGHAM-HOOVER, AL | 656 | $ 92,580,000 | $ 141,000 | $ 66,000 |
| PITTSBURGH, PA | 621 | $ 82,720,000 | $ 133,000 | $ 67,000 |
| SALT LAKE CITY, UT | 613 | $ 118,950,000 | $ 194,000 | $ 77,000 |
| NEW HAVEN-MILFORD, CT | 596 | $ 115,938,000 | $ 194,000 | $ 80,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 594 | $ 94,730,000 | $ 157,500 | $ 76,000 |
| TACOMA, WA | 571 | $ 133,179,000 | $ 233,000 | $ 89,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 563 | $ 113,903,000 | $ 190,000 | $ 86,500 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 544 | $ 117,382,000 | $ 215,000 | $ 99,000 |
| WILMINGTON, DE-MD-NJ | 523 | $ 102,640,000 | $ 202,666 | $ 84,333 |
| DETROIT-LIVONIA-DEARBORN, MI | 521 | $ 58,709,000 | $ 112,000 | $ 66,000 |
| NEWARK-UNION, NJ-PA | 515 | $ 149,120,000 | $ 246,500 | $ 96,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 494 | $ 83,400,000 | $ 168,000 | $ 84,000 |
| BOSTON-QUINCY, MA | 491 | $ 140,816,000 | $ 286,000 | $ 98,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 488 | $ 138,890,000 | $ 284,000 | $ 111,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 480 | $ 61,177,000 | $ 127,000 | $ 69,000 |
| ALBUQUERQUE, NM | 475 | $ 77,174,000 | $ 162,000 | $ 79,000 |
| INDIANAPOLIS-CARMEL, IN | 474 | $ 65,035,000 | $ 137,000 | $ 73,000 |
| BAKERSFIELD, CA | 473 | $ 99,153,000 | $ 209,000 | $ 80,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 460 | $ 185,796,000 | $ 403,000 | $ 139,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 428 | $ 120,022,000 | $ 280,000 | $ 112,000 |
| STOCKTON, CA | 420 | $ 112,125,000 | $ 266,000 | $ 106,000 |
| CAPE CORAL-FORT MYERS, FL | 403 | $ 78,568,000 | $ 194,000 | $ 78,000 |
| FRESNO, CA | 394 | $ 83,034,000 | $ 210,000 | $ 88,000 |
| OKLAHOMA CITY, OK | 393 | $ 50,177,000 | $ 127,000 | $ 75,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 391 | $ 54,303,000 | $ 138,666 | $ 61,666 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 374 | $ 63,521,000 | $ 169,000 | $ 83,000 |
| CAMDEN, NJ | 372 | $ 78,070,000 | $ 209,000 | $ 93,000 |
| EDISON, NJ | 367 | $ 112,447,000 | $ 306,000 | $ 118,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 365 | $ 67,320,000 | $ 217,000 | $ 91,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 360 | $ 55,674,000 | $ 154,000 | $ 68,000 |
| YORK-HANOVER, PA | 359 | $ 62,125,000 | $ 173,000 | $ 78,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 349 | $ 47,443,000 | $ 137,000 | $ 59,500 |
| CHATTANOOGA, TN-GA | 347 | $ 46,896,000 | $ 132,500 | $ 68,000 |
| KNOXVILLE, TN | 326 | $ 44,405,000 | $ 136,000 | $ 81,000 |
| LAKELAND, FL | 324 | $ 51,293,000 | $ 158,000 | $ 68,000 |
| GRAND RAPIDS-WYOMING, MI | 319 | $ 40,409,000 | $ 126,000 | $ 60,000 |
| MOBILE, AL | 310 | $ 38,420,000 | $ 123,000 | $ 59,000 |
| TULSA, OK | 309 | $ 38,296,000 | $ 123,000 | $ 68,000 |
| HARRISBURG-CARLISLE, PA | 302 | $ 46,417,000 | $ 153,000 | $ 78,000 |
| BATON ROUGE, LA | 281 | $ 38,821,000 | $ 138,000 | $ 79,000 |
| WORCESTER, MA | 278 | $ 60,932,000 | $ 219,000 | $ 94,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 276 | $ 57,491,000 | $ 208,000 | $ 86,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 264 | $ 44,069,000 | $ 166,000 | $ 70,000 |
| MODESTO, CA | 262 | $ 65,713,000 | $ 250,000 | $ 93,000 |
| SCRANTON--WILKES-BARRE, PA | 257 | $ 33,270,000 | $ 129,000 | $ 63,000 |
| ALBANY-SCHENECTADY-TROY, NY | 255 | $ 44,950,000 | $ 176,000 | $ 83,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 251 | $ 73,294,000 | $ 292,000 | $ 99,000 |
| BOISE CITY-NAMPA, ID | 249 | $ 43,315,000 | $ 173,000 | $ 90,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 248 | $ 50,322,000 | $ 191,500 | $ 79,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 247 | $ 45,110,000 | $ 182,000 | $ 73,000 |
| RALEIGH-CARY, NC | 242 | $ 41,414,000 | $ 171,000 | $ 84,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 240 | $ 40,008,000 | $ 166,000 | $ 81,000 |
| SPRINGFIELD, MA | 236 | $ 39,384,000 | $ 166,000 | $ 64,000 |
| GARY, IN | 226 | $ 30,550,000 | $ 135,000 | $ 72,000 |
| VALLEJO-FAIRFIELD, CA | 225 | $ 71,411,000 | $ 317,000 | $ 112,000 |
| FORT WORTH-ARLINGTON, TX | 222 | $ 29,543,000 | $ 133,000 | $ 82,000 |
| JACKSON, MS | 221 | $ 33,433,000 | $ 151,000 | $ 68,000 |
| TUCSON, AZ | 220 | $ 38,760,000 | $ 176,000 | $ 69,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 217 | $ 40,561,000 | $ 188,000 | $ 74,000 |
| PROVO-OREM, UT | 215 | $ 46,292,000 | $ 215,000 | $ 82,000 |
| OGDEN-CLEARFIELD, UT | 214 | $ 41,344,000 | $ 193,000 | $ 73,000 |
| SALEM, OR | 213 | $ 38,224,000 | $ 179,000 | $ 76,000 |
| PORT ST. LUCIE, FL | 212 | $ 41,758,000 | $ 196,000 | $ 88,000 |
| SARASOTA-BRADENTON-VENICE, FL | 212 | $ 42,594,000 | $ 200,000 | $ 84,000 |
| LANCASTER, PA | 210 | $ 35,057,000 | $ 166,000 | $ 73,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 208 | $ 90,362,000 | $ 434,000 | $ 157,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 207 | $ 80,269,000 | $ 387,000 | $ 140,000 |
| COLUMBIA, SC | 202 | $ 28,660,000 | $ 141,000 | $ 61,000 |
| COLUMBUS, GA-AL | 196 | $ 26,232,000 | $ 138,000 | $ 61,500 |
| GREENSBORO-HIGH POINT, NC | 192 | $ 28,241,000 | $ 147,000 | $ 66,000 |
| PEABODY, MA | 191 | $ 53,523,000 | $ 280,000 | $ 92,000 |
| SAN ANTONIO, TX | 190 | $ 24,877,000 | $ 130,000 | $ 82,000 |
| OCALA, FL | 188 | $ 29,701,000 | $ 157,000 | $ 67,000 |
| READING, PA | 188 | $ 33,817,000 | $ 179,000 | $ 80,000 |
| COLORADO SPRINGS, CO | 187 | $ 37,453,000 | $ 200,000 | $ 86,000 |
| AUSTIN-ROUND ROCK, TX | 186 | $ 32,662,000 | $ 175,000 | $ 94,000 |
| COLUMBUS, OH | 183 | $ 24,778,000 | $ 135,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 182 | $ 28,389,000 | $ 155,000 | $ 89,000 |
| VISALIA-PORTERVILLE, CA | 177 | $ 37,586,000 | $ 212,000 | $ 89,000 |
| NORWICH-NEW LONDON, CT | 176 | $ 37,694,000 | $ 214,000 | $ 78,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 176 | $ 21,684,000 | $ 120,500 | $ 59,500 |
| AKRON, OH | 168 | $ 20,590,000 | $ 122,000 | $ 54,000 |
| SHREVEPORT-BOSSIER CITY, LA | 164 | $ 19,252,000 | $ 117,000 | $ 57,000 |
| LEXINGTON-FAYETTE, KY | 159 | $ 26,119,000 | $ 164,000 | $ 92,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 157 | $ 20,404,000 | $ 129,000 | $ 78,000 |
| ASHEVILLE, NC | 156 | $ 26,698,000 | $ 171,000 | $ 79,000 |
| MANCHESTER-NASHUA, NH | 154 | $ 33,006,000 | $ 214,000 | $ 97,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 152 | $ 33,426,000 | $ 219,000 | $ 89,000 |
| HUNTSVILLE, AL | 148 | $ 20,887,000 | $ 141,000 | $ 62,000 |
| FORT WAYNE, IN | 144 | $ 14,839,000 | $ 103,000 | $ 51,000 |
| BANGOR, ME | 140 | $ 20,045,000 | $ 143,000 | $ 56,000 |
| EVANSVILLE, IN-KY | 140 | $ 16,047,000 | $ 119,500 | $ 58,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 137 | $ 38,730,000 | $ 282,000 | $ 99,000 |
| TOLEDO, OH | 137 | $ 15,592,000 | $ 113,000 | $ 65,000 |
| GREELEY, CO | 135 | $ 21,170,000 | $ 156,000 | $ 73,000 |
| ROCKFORD, IL | 133 | $ 16,221,000 | $ 121,000 | $ 69,000 |
| MONTGOMERY, AL | 132 | $ 16,602,000 | $ 125,000 | $ 55,000 |
| WINSTON-SALEM, NC | 132 | $ 17,622,000 | $ 133,000 | $ 68,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 131 | $ 59,175,000 | $ 451,000 | $ 143,000 |
| FLINT, MI | 129 | $ 15,242,000 | $ 118,000 | $ 64,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 128 | $ 20,536,000 | $ 170,000 | $ 58,500 |
| CANTON-MASSILLON, OH | 127 | $ 14,422,000 | $ 113,000 | $ 57,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 127 | $ 13,128,000 | $ 102,500 | $ 54,000 |
| SANTA ROSA-PETALUMA, CA | 125 | $ 40,693,000 | $ 325,000 | $ 133,000 |
| SPOKANE, WA | 125 | $ 20,277,000 | $ 162,000 | $ 62,000 |
| OLYMPIA, WA | 117 | $ 25,253,000 | $ 215,000 | $ 98,000 |
| WICHITA, KS | 117 | $ 13,149,000 | $ 112,000 | $ 59,000 |
| DOVER, DE | 116 | $ 23,600,000 | $ 203,000 | $ 78,000 |
| MADISON, WI | 116 | $ 19,043,000 | $ 164,000 | $ 71,000 |
| NAPLES-MARCO ISLAND, FL | 114 | $ 30,840,000 | $ 270,000 | $ 114,000 |
| EUGENE-SPRINGFIELD, OR | 109 | $ 22,728,000 | $ 208,000 | $ 82,000 |
| RENO-SPARKS, NV | 109 | $ 26,703,000 | $ 244,000 | $ 94,000 |
| LANSING-EAST LANSING, MI | 108 | $ 14,563,000 | $ 134,000 | $ 64,000 |
| MACON, GA | 108 | $ 15,568,000 | $ 144,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 106 | $ 24,872,000 | $ 234,000 | $ 90,000 |
| TALLAHASSEE, FL | 105 | $ 17,992,000 | $ 171,000 | $ 79,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 101 | $ 13,312,000 | $ 129,500 | $ 59,500 |
| KALAMAZOO-PORTAGE, MI | 100 | $ 14,057,000 | $ 140,000 | $ 69,000 |
| HICKORY-LENOIR-MORGANTON, NC | 99 | $ 12,347,000 | $ 124,000 | $ 54,000 |
| DES MOINES-WEST DES MOINES, IA | 97 | $ 12,046,000 | $ 124,000 | $ 57,000 |
| EL PASO, TX | 95 | $ 11,910,000 | $ 125,000 | $ 64,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 95 | $ 12,473,000 | $ 131,000 | $ 61,000 |
| GULFPORT-BILOXI, MS | 95 | $ 13,664,000 | $ 143,000 | $ 67,000 |
| LONGVIEW, WA | 94 | $ 16,815,000 | $ 178,000 | $ 76,000 |
| SAVANNAH, GA | 93 | $ 14,556,000 | $ 156,000 | $ 71,000 |
| MERCED, CA | 92 | $ 23,197,000 | $ 252,000 | $ 89,000 |
| ROCHESTER, NY | 92 | $ 12,689,000 | $ 137,000 | $ 89,000 |
| ROANOKE, VA | 90 | $ 13,912,000 | $ 154,000 | $ 71,000 |
| LINCOLN, NE | 88 | $ 12,388,000 | $ 140,000 | $ 78,000 |
| SPRINGFIELD, MO | 88 | $ 12,439,000 | $ 141,000 | $ 70,000 |
| PASCAGOULA, MS | 87 | $ 10,385,000 | $ 119,000 | $ 60,000 |
| BUFFALO-NIAGARA FALLS, NY | 86 | $ 12,257,000 | $ 142,000 | $ 105,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 86 | $ 8,832,000 | $ 101,500 | $ 51,500 |
| WILMINGTON, NC | 86 | $ 18,816,000 | $ 218,000 | $ 100,000 |
| LAFAYETTE, LA | 84 | $ 10,928,000 | $ 130,000 | $ 71,000 |
| CLARKSVILLE, TN-KY | 83 | $ 9,878,000 | $ 108,000 | $ 64,000 |
| WINCHESTER, VA-WV | 83 | $ 19,452,000 | $ 206,500 | $ 84,500 |
| BEND, OR | 79 | $ 18,135,000 | $ 229,000 | $ 129,000 |
| FORT COLLINS-LOVELAND, CO | 77 | $ 15,349,000 | $ 199,000 | $ 85,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 77 | $ 10,330,000 | $ 134,000 | $ 66,000 |
| LEWISTON-AUBURN, ME | 77 | $ 11,940,000 | $ 155,000 | $ 65,000 |
| PUNTA GORDA, FL | 77 | $ 15,215,000 | $ 197,000 | $ 106,000 |
| GADSDEN, AL | 76 | $ 8,675,000 | $ 114,000 | $ 77,000 |
| ATLANTIC CITY, NJ | 75 | $ 17,146,000 | $ 228,000 | $ 89,000 |
| GAINESVILLE, GA | 75 | $ 12,129,000 | $ 161,000 | $ 75,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 74 | $ 13,350,000 | $ 180,000 | $ 96,000 |
| HOLLAND-GRAND HAVEN, MI | 73 | $ 11,560,000 | $ 158,000 | $ 74,000 |
| BARNSTABLE TOWN, MA | 67 | $ 20,677,000 | $ 308,000 | $ 123,000 |
| ELKHART-GOSHEN, IN | 66 | $ 7,338,000 | $ 111,000 | $ 52,000 |
| ALEXANDRIA, LA | 65 | $ 8,419,000 | $ 129,000 | $ 73,000 |
| DURHAM, NC | 65 | $ 9,796,000 | $ 150,000 | $ 64,000 |
| LEBANON, PA | 65 | $ 8,764,000 | $ 134,000 | $ 64,000 |
| MCALLEN-EDINBURG-MISSION, TX | 65 | $ 8,219,000 | $ 126,000 | $ 75,000 |
| MORRISTOWN, TN | 65 | $ 8,710,000 | $ 134,000 | $ 54,000 |
| MADERA, CA | 64 | $ 13,931,000 | $ 217,000 | $ 80,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 63 | $ 13,355,000 | $ 211,000 | $ 91,000 |
| JANESVILLE, WI | 63 | $ 8,206,000 | $ 130,000 | $ 59,000 |
| CLEVELAND, TN | 61 | $ 10,113,000 | $ 165,000 | $ 77,000 |
| YUBA CITY, CA | 61 | $ 13,907,000 | $ 227,000 | $ 82,000 |
| CORPUS CHRISTI, TX | 60 | $ 7,935,000 | $ 132,000 | $ 85,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 60 | $ 7,496,000 | $ 124,500 | $ 54,000 |
| SALISBURY, MD | 60 | $ 11,268,000 | $ 187,000 | $ 83,000 |
| GLENS FALLS, NY | 59 | $ 7,926,000 | $ 134,000 | $ 67,000 |
| MOUNT VERNON-ANACORTES, WA | 59 | $ 11,635,000 | $ 197,000 | $ 83,000 |
| TUSCALOOSA, AL | 59 | $ 8,741,000 | $ 148,000 | $ 70,000 |
| YAKIMA, WA | 59 | $ 9,190,000 | $ 155,000 | $ 65,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 58 | $ 19,192,000 | $ 330,000 | $ 139,000 |
| MUSKEGON-NORTON SHORES, MI | 57 | $ 6,362,000 | $ 111,000 | $ 52,000 |
| BROWNSVILLE-HARLINGEN, TX | 56 | $ 6,139,000 | $ 109,000 | $ 76,000 |
| RACINE, WI | 56 | $ 8,198,000 | $ 146,000 | $ 61,000 |
| TRENTON-EWING, NJ | 56 | $ 12,982,000 | $ 231,000 | $ 90,000 |
| CHARLOTTESVILLE, VA | 55 | $ 12,343,000 | $ 224,000 | $ 92,000 |
| ERIE, PA | 55 | $ 6,103,000 | $ 110,000 | $ 55,000 |
| FAYETTEVILLE, NC | 55 | $ 6,120,000 | $ 111,000 | $ 75,000 |
| SALINAS, CA | 55 | $ 21,024,000 | $ 382,000 | $ 141,000 |
| JACKSON, TN | 54 | $ 6,378,000 | $ 118,000 | $ 53,000 |
| PALM COAST, FL | 54 | $ 10,324,000 | $ 191,000 | $ 78,000 |
| EL CENTRO, CA | 53 | $ 12,167,000 | $ 229,000 | $ 83,000 |
| HANFORD-CORCORAN, CA | 53 | $ 10,550,000 | $ 199,000 | $ 94,000 |
| DAYTON, OH | 52 | $ 6,210,000 | $ 119,000 | $ 71,000 |
| MEDFORD, OR | 51 | $ 9,564,000 | $ 187,000 | $ 84,000 |
| SYRACUSE, NY | 51 | $ 6,987,000 | $ 137,000 | $ 69,000 |
| ALTOONA, PA | 50 | $ 5,580,000 | $ 111,000 | $ 52,000 |
| AUBURN-OPELIKA, AL | 50 | $ 7,275,000 | $ 145,000 | $ 68,000 |
| LYNCHBURG, VA | 50 | $ 7,962,000 | $ 159,000 | $ 58,000 |
| PRESCOTT, AZ | 48 | $ 11,547,000 | $ 240,000 | $ 86,000 |
| PUEBLO, CO | 47 | $ 6,567,000 | $ 139,000 | $ 67,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 45 | $ 9,072,000 | $ 201,000 | $ 93,000 |
| WENATCHEE, WA | 45 | $ 9,084,000 | $ 201,000 | $ 147,000 |
| JOHNSON CITY, TN | 44 | $ 5,195,000 | $ 118,000 | $ 58,000 |
| PANAMA CITY-LYNN HAVEN, FL | 44 | $ 8,587,000 | $ 195,000 | $ 86,000 |
| SEBASTIAN-VERO BEACH, FL | 44 | $ 10,070,000 | $ 228,000 | $ 84,000 |
| ANDERSON, SC | 43 | $ 5,330,000 | $ 123,000 | $ 80,000 |
| CHICO, CA | 43 | $ 9,205,000 | $ 214,000 | $ 70,000 |
| WARNER ROBINS, GA | 43 | $ 6,111,000 | $ 142,000 | $ 76,000 |
| ANN ARBOR, MI | 42 | $ 8,336,000 | $ 198,000 | $ 94,000 |
| BEAUMONT-PORT ARTHUR, TX | 42 | $ 4,025,000 | $ 95,000 | $ 62,000 |
| BOULDER, CO | 42 | $ 9,189,000 | $ 218,000 | $ 140,000 |
| DECATUR, AL | 40 | $ 5,058,000 | $ 126,000 | $ 64,000 |
| PEORIA, IL | 40 | $ 4,661,000 | $ 116,000 | $ 70,000 |
| ST. GEORGE, UT | 39 | $ 9,660,000 | $ 247,000 | $ 120,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 38 | $ 7,555,000 | $ 198,000 | $ 97,000 |
| DOTHAN, AL | 37 | $ 4,101,000 | $ 110,000 | $ 70,000 |
| HARRISONBURG, VA | 37 | $ 6,281,000 | $ 169,000 | $ 56,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 37 | $ 3,895,000 | $ 104,333 | $ 48,666 |
| SPARTANBURG, SC | 37 | $ 4,540,000 | $ 122,000 | $ 54,000 |
| WILLIAMSPORT, PA | 37 | $ 3,957,000 | $ 106,000 | $ 64,000 |
| CHARLESTON, WV | 36 | $ 5,166,000 | $ 143,000 | $ 74,000 |
| GAINESVILLE, FL | 36 | $ 5,508,000 | $ 153,000 | $ 65,000 |
| JACKSON, MI | 36 | $ 4,518,000 | $ 125,000 | $ 67,000 |
| KINGSTON, NY | 36 | $ 7,546,000 | $ 209,000 | $ 98,000 |
| LAS CRUCES, NM | 36 | $ 7,688,000 | $ 213,000 | $ 97,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 36 | $ 3,515,000 | $ 97,000 | $ 47,000 |
| SANTA FE, NM | 36 | $ 9,396,000 | $ 261,000 | $ 93,000 |
| BOWLING GREEN, KY | 35 | $ 5,403,000 | $ 154,000 | $ 72,000 |
| FORT SMITH, AR-OK | 35 | $ 3,978,000 | $ 125,000 | $ 54,000 |
| GREEN BAY, WI | 35 | $ 4,592,000 | $ 131,000 | $ 74,000 |
| JOHNSTOWN, PA | 35 | $ 3,584,000 | $ 102,000 | $ 52,000 |
| LAKE CHARLES, LA | 35 | $ 5,689,000 | $ 162,000 | $ 76,000 |
| ST. JOSEPH, MO-KS | 35 | $ 3,576,000 | $ 102,000 | $ 52,000 |
| TOPEKA, KS | 34 | $ 4,649,000 | $ 136,000 | $ 57,000 |
| ALBANY, GA | 33 | $ 4,803,000 | $ 145,000 | $ 70,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 33 | $ 4,167,000 | $ 125,000 | $ 86,500 |
| DULUTH, MN-WI | 33 | $ 4,189,000 | $ 131,000 | $ 54,000 |
| SIOUX FALLS, SD | 33 | $ 4,403,000 | $ 133,000 | $ 65,000 |
| YUMA, AZ | 33 | $ 5,561,000 | $ 168,000 | $ 68,000 |
| ANNISTON-OXFORD, AL | 32 | $ 3,549,000 | $ 110,000 | $ 61,000 |
| BATTLE CREEK, MI | 32 | $ 3,460,000 | $ 108,000 | $ 51,000 |
| BELLINGHAM, WA | 32 | $ 9,532,000 | $ 297,000 | $ 140,000 |
| NILES-BENTON HARBOR, MI | 31 | $ 5,957,000 | $ 192,000 | $ 69,000 |
| OCEAN CITY, NJ | 31 | $ 8,667,000 | $ 279,000 | $ 119,000 |
| ROCKY MOUNT, NC | 31 | $ 3,532,000 | $ 113,000 | $ 57,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 31 | $ 11,988,000 | $ 386,000 | $ 118,000 |
| WACO, TX | 31 | $ 2,546,000 | $ 82,000 | $ 60,000 |
| EAU CLAIRE, WI | 30 | $ 3,488,000 | $ 116,000 | $ 58,000 |
| MONROE, MI | 30 | $ 3,753,000 | $ 125,000 | $ 65,000 |
| PITTSFIELD, MA | 30 | $ 4,792,000 | $ 159,000 | $ 84,000 |
| APPLETON, WI | 29 | $ 4,259,000 | $ 146,000 | $ 62,000 |
| ELIZABETHTOWN, KY | 28 | $ 3,464,000 | $ 123,000 | $ 60,000 |
| GRAND JUNCTION, CO | 28 | $ 6,069,000 | $ 216,000 | $ 75,000 |
| HOT SPRINGS, AR | 28 | $ 3,436,000 | $ 122,000 | $ 62,000 |
| POCATELLO, ID | 28 | $ 4,334,000 | $ 154,000 | $ 104,000 |
| WATERLOO-CEDAR FALLS, IA | 28 | $ 2,575,000 | $ 91,000 | $ 48,000 |
| CUMBERLAND, MD-WV | 27 | $ 3,055,000 | $ 117,000 | $ 50,000 |
| KOKOMO, IN | 27 | $ 3,139,000 | $ 116,000 | $ 63,000 |
| UTICA-ROME, NY | 27 | $ 3,149,000 | $ 116,000 | $ 62,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 26 | $ 3,682,000 | $ 141,000 | $ 78,000 |
| LUBBOCK, TX | 26 | $ 2,462,000 | $ 94,000 | $ 59,000 |
| TERRE HAUTE, IN | 26 | $ 3,113,000 | $ 119,000 | $ 69,000 |
| MICHIGAN CITY-LA PORTE, IN | 25 | $ 3,266,000 | $ 130,000 | $ 129,000 |
| NAPA, CA | 25 | $ 9,478,000 | $ 379,000 | $ 135,000 |
| SHEBOYGAN, WI | 25 | $ 3,391,000 | $ 135,000 | $ 62,000 |
| BILLINGS, MT | 24 | $ 3,851,000 | $ 160,000 | $ 85,000 |
| BINGHAMTON, NY | 24 | $ 2,519,000 | $ 104,000 | $ 51,000 |
| BLOOMINGTON, IN | 24 | $ 3,221,000 | $ 134,000 | $ 69,000 |
| FLORENCE, SC | 24 | $ 3,553,000 | $ 148,000 | $ 74,000 |
| FLORENCE-MUSCLE SHOALS, AL | 24 | $ 3,296,000 | $ 137,000 | $ 63,000 |
| BURLINGTON, NC | 23 | $ 2,909,000 | $ 126,000 | $ 56,000 |
| DANVILLE, VA | 23 | $ 2,908,000 | $ 126,000 | $ 83,000 |
| JOPLIN, MO | 23 | $ 2,351,000 | $ 102,000 | $ 61,000 |
| MONROE, LA | 23 | $ 3,248,000 | $ 141,000 | $ 62,000 |
| OWENSBORO, KY | 23 | $ 1,994,000 | $ 86,000 | $ 42,000 |
| REDDING, CA | 23 | $ 5,382,000 | $ 234,000 | $ 65,000 |
| KANKAKEE-BRADLEY, IL | 22 | $ 2,929,000 | $ 133,000 | $ 61,000 |
| LAREDO, TX | 22 | $ 2,502,000 | $ 113,000 | $ 70,000 |
| OSHKOSH-NEENAH, WI | 22 | $ 2,671,000 | $ 121,000 | $ 57,000 |
| ST. CLOUD, MN | 22 | $ 3,067,000 | $ 139,000 | $ 68,000 |
| VALDOSTA, GA | 22 | $ 3,290,000 | $ 149,000 | $ 72,000 |
| BLOOMINGTON-NORMAL, IL | 21 | $ 2,857,000 | $ 136,000 | $ 69,000 |
| HATTIESBURG, MS | 21 | $ 2,439,000 | $ 116,000 | $ 49,000 |
| JONESBORO, AR | 21 | $ 2,196,000 | $ 104,000 | $ 62,000 |
| LOGAN, UT-ID | 21 | $ 3,032,000 | $ 144,000 | $ 58,000 |
| ROME, GA | 21 | $ 3,319,000 | $ 158,000 | $ 61,000 |
| SIOUX CITY, IA-NE-SD | 21 | $ 2,665,000 | $ 135,500 | $ 78,000 |
| ANCHORAGE, AK | 19 | $ 4,749,000 | $ 249,000 | $ 95,000 |
| ATHENS-CLARKE COUNTY, GA | 19 | $ 2,723,000 | $ 143,000 | $ 63,000 |
| IDAHO FALLS, ID | 19 | $ 3,226,000 | $ 169,000 | $ 68,000 |
| BAY CITY, MI | 18 | $ 2,062,000 | $ 114,000 | $ 40,000 |
| DALTON, GA | 18 | $ 2,887,000 | $ 160,000 | $ 65,000 |
| FARGO, ND-MN | 18 | $ 2,299,000 | $ 132,000 | $ 55,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 18 | $ 2,284,000 | $ 126,000 | $ 83,000 |
| LAWTON, OK | 18 | $ 1,949,000 | $ 108,000 | $ 57,000 |
| MANSFIELD, OH | 18 | $ 2,371,000 | $ 131,000 | $ 58,000 |
| SPRINGFIELD, OH | 18 | $ 2,150,000 | $ 119,000 | $ 73,000 |
| STATE COLLEGE, PA | 18 | $ 2,655,000 | $ 147,000 | $ 55,000 |
| WAUSAU, WI | 18 | $ 2,399,000 | $ 133,000 | $ 75,000 |
| ANDERSON, IN | 17 | $ 1,453,000 | $ 85,000 | $ 45,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 17 | $ 2,703,000 | $ 159,000 | $ 68,000 |
| COLUMBUS, IN | 17 | $ 1,995,000 | $ 117,000 | $ 88,000 |
| GREENVILLE, NC | 17 | $ 2,463,000 | $ 144,000 | $ 70,000 |
| LAWRENCE, KS | 17 | $ 2,293,000 | $ 134,000 | $ 61,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 17 | $ 1,902,000 | $ 134,000 | $ 62,000 |
| ROCHESTER, MN | 17 | $ 2,676,000 | $ 157,000 | $ 63,000 |
| SAN ANGELO, TX | 17 | $ 1,663,000 | $ 97,000 | $ 53,000 |
| GOLDSBORO, NC | 16 | $ 1,494,000 | $ 93,000 | $ 47,000 |
| SANDUSKY, OH | 16 | $ 1,806,000 | $ 112,000 | $ 55,000 |
| TYLER, TX | 16 | $ 2,235,000 | $ 139,000 | $ 86,000 |
| JEFFERSON CITY, MO | 15 | $ 1,558,000 | $ 103,000 | $ 57,000 |
| MUNCIE, IN | 15 | $ 1,659,000 | $ 110,000 | $ 50,000 |
| CASPER, WY | 14 | $ 3,089,000 | $ 220,000 | $ 85,000 |
| CEDAR RAPIDS, IA | 14 | $ 1,563,000 | $ 111,000 | $ 57,000 |
| CHAMPAIGN-URBANA, IL | 14 | $ 1,895,000 | $ 135,000 | $ 64,000 |
| JACKSONVILLE, NC | 14 | $ 1,664,000 | $ 118,000 | $ 72,000 |
| SPRINGFIELD, IL | 14 | $ 1,457,000 | $ 104,000 | $ 60,000 |
| COLUMBIA, MO | 13 | $ 1,944,000 | $ 149,000 | $ 63,000 |
| FARMINGTON, NM | 13 | $ 2,050,000 | $ 157,000 | $ 91,000 |
| RAPID CITY, SD | 13 | $ 1,868,000 | $ 143,000 | $ 61,000 |
| SANTA CRUZ-WATSONVILLE, CA | 13 | $ 5,809,000 | $ 446,000 | $ 143,000 |
| FOND DU LAC, WI | 12 | $ 1,956,000 | $ 163,000 | $ 63,000 |
| HONOLULU, HI | 12 | $ 4,019,000 | $ 334,000 | $ 87,000 |
| LAFAYETTE, IN | 12 | $ 1,261,000 | $ 105,000 | $ 46,000 |
| BRUNSWICK, GA | 11 | $ 1,493,000 | $ 135,000 | $ 59,000 |
| CHEYENNE, WY | 11 | $ 1,923,000 | $ 174,000 | $ 69,000 |
| COEUR D'ALENE, ID | 11 | $ 2,882,000 | $ 262,000 | $ 104,000 |
| MORGANTOWN, WV | 11 | $ 1,593,000 | $ 144,000 | $ 59,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 11 | $ 863,000 | $ 80,500 | $ 49,500 |
| FLAGSTAFF, AZ | 10 | $ 2,965,000 | $ 296,000 | $ 129,000 |
| LEWISTON, ID-WA | 10 | $ 1,212,000 | $ 119,500 | $ 69,500 |
| LONGVIEW, TX | 10 | $ 1,109,000 | $ 110,000 | $ 65,000 |
| MISSOULA, MT | 10 | $ 1,520,000 | $ 152,000 | $ 94,000 |
| WHEELING, WV-OH | 10 | $ 973,000 | $ 96,500 | $ 64,000 |
| ABILENE, TX | 9 | $ 893,000 | $ 99,000 | $ 85,000 |
| GREAT FALLS, MT | 9 | $ 1,033,000 | $ 114,000 | $ 56,000 |
| LA CROSSE, WI-MN | 9 | $ 1,279,000 | $ 156,500 | $ 56,000 |
| PINE BLUFF, AR | 9 | $ 1,085,000 | $ 120,000 | $ 53,000 |
| SHERMAN-DENISON, TX | 9 | $ 1,081,000 | $ 120,000 | $ 98,000 |
| ELMIRA, NY | 8 | $ 753,000 | $ 94,000 | $ 58,000 |
| MIDLAND, TX | 8 | $ 793,000 | $ 99,000 | $ 53,000 |
| AMARILLO, TX | 7 | $ 732,000 | $ 104,000 | $ 72,000 |
| AMES, IA | 7 | $ 767,000 | $ 109,000 | $ 45,000 |
| SUMTER, SC | 7 | $ 753,000 | $ 107,000 | $ 66,000 |
| CARSON CITY, NV | 6 | $ 1,139,000 | $ 189,000 | $ 63,000 |
| CORVALLIS, OR | 6 | $ 1,580,000 | $ 263,000 | $ 95,000 |
| DECATUR, IL | 6 | $ 685,000 | $ 114,000 | $ 76,000 |
| HINESVILLE-FORT STEWART, GA | 6 | $ 699,000 | $ 116,000 | $ 62,000 |
| IOWA CITY, IA | 6 | $ 1,162,000 | $ 193,000 | $ 66,000 |
| LIMA, OH | 6 | $ 725,000 | $ 120,000 | $ 50,000 |
| TEXARKANA, TX-TEXARKANA, AR | 6 | $ 595,000 | $ 144,000 | $ 69,500 |
| BISMARCK, ND | 5 | $ 678,000 | $ 135,000 | $ 54,000 |
| VICTORIA, TX | 5 | $ 427,000 | $ 85,000 | $ 49,000 |
| WICHITA FALLS, TX | 5 | $ 329,000 | $ 65,000 | $ 48,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 517,000 | $ 129,000 | $ 81,000 |
| DANVILLE, IL | 4 | $ 398,000 | $ 99,000 | $ 135,000 |
| GRAND FORKS, ND-MN | 4 | $ 607,000 | $ 156,500 | $ 59,500 |
| DUBUQUE, IA | 3 | $ 344,000 | $ 114,000 | $ 50,000 |
| FAIRBANKS, AK | 3 | $ 527,000 | $ 175,000 | $ 62,000 |
| ITHACA, NY | 3 | $ 324,000 | $ 108,000 | $ 76,000 |
| ODESSA, TX | 2 | $ 232,000 | $ 116,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Wilmington Finance, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 70,082 | $14,380,682,000 | $205,000 | $1,625,000 | $81,000 | $1,971,000 |
| Home Purchase | 22,792 | $4,244,593,000 | $186,000 | $1,275,000 | $97,000 | $1,934,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 40,016 | $7,670,111,000 | $191,000 | $1,625,000 | $86,000 | $1,971,000 |
| Not Provided | 21,850 | $4,923,998,000 | $225,000 | $1,275,000 | $88,000 | $1,924,000 |
| Black or African American | 15,754 | $2,843,734,000 | $180,000 | $1,000,000 | $75,000 | $1,727,000 |
| Hispanic | 11,805 | $2,411,350,000 | $204,000 | $1,035,000 | $86,000 | $1,823,000 |
| Asian | 1,488 | $385,319,000 | $258,000 | $900,000 | $117,000 | $1,956,000 |
| Not applicable | 1,370 | $251,800,000 | $183,000 | $800,000 | $85,000 | $1,758,000 |
| Native Hawaiian or Other Pacific Islander | 302 | $76,025,000 | $251,000 | $812,000 | $90,000 | $913,000 |
| American Indian or Alaskan Native | 289 | $62,938,000 | $217,000 | $720,000 | $94,000 | $1,066,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 92,874 | $18,625,275,000 | $200,000 | $1,625,000 | $85,000 | $1,971,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 43,742 | $9,047,460,000 | $206,000 | $1,625,000 | $88,000 | $1,971,000 |
| Loan Originated | 28,022 | $5,266,791,000 | $187,000 | $1,000,000 | $80,000 | $1,934,000 |
| Application Approved But Not Accepted | 18,630 | $3,830,056,000 | $205,000 | $1,150,000 | $85,000 | $1,924,000 |
| Loan Purchased By The Institution | 1,588 | $291,670,000 | $183,000 | $800,000 | $85,000 | $1,758,000 |
| Application Withdrawn By Applicant | 890 | $189,044,000 | $212,000 | $845,000 | $90,000 | $1,200,000 |
| File Closed For Incompleteness | 2 | $254,000 | $127,000 | $178,000 | $92,000 | $92,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12,645 | $2,384,527,000 | $188,000 | $1,070,000 | $81,000 | $1,971,000 |
| Other | 11,537 | $2,589,922,000 | $224,000 | $1,625,000 | $99,000 | $1,827,000 |
| Collateral | 7,991 | $1,538,949,000 | $192,000 | $1,120,000 | $88,000 | $1,883,000 |
| Debt-To-Income Ratio | 6,577 | $1,423,832,000 | $216,000 | $1,260,000 | $73,000 | $1,678,000 |
| Unverifiable Information | 2,853 | $683,343,000 | $239,000 | $1,000,000 | $111,000 | $1,956,000 |
| Employment History | 1,301 | $270,124,000 | $207,000 | $820,000 | $96,000 | $1,262,000 |
| Credit Application Incomplete | 505 | $100,589,000 | $199,000 | $960,000 | $80,000 | $550,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 329 | $55,030,000 | $167,000 | $850,000 | $74,000 | $969,000 |
| Mortgage Insurance Denied | 4 | $1,144,000 | $286,000 | $473,000 | $91,000 | $124,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Finance, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Finance, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.