Modesto, CA Metro Area Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 26,650 mortgage applications in Modesto, CA metro area totaling $6.2 billion, down 3% from 2017. The average application was for $231,754, and applicants reported an average income of $95,000. 49% of applications resulted in an originated loan and 17% were denied. The most active lender was Wells Fargo Bank NA, with 2,563 applications, followed by Freedom Mortgage Corporation and Bank of America NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 26,650
Total Mortgage Loan Application Amount $6,176,250,000
Average Mortgage Loan Application Amount $231,754
Highest Mortgage Loan Application Amount $20,735,000
Average Applicant Income $95,000
Highest Applicant Income $7,501,000

Mortgage Company List for Lending in Modesto, CA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 2,563 $ 556,585,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1,052 $ 261,380,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 965 $ 126,135,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 861 $ 164,105,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 782 $ 183,260,000
Generations Home Loans, LLC
1156 SCENIC DRIVE SUITE 200
MODESTO, CA 95350
* $ -1,000 781 $ 207,195,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 773 $ 205,245,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 770 $ 197,930,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 745 $ 129,875,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 689 $ 179,425,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 681 $ 150,465,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 634 $ 105,620,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 525 $ 139,275,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 481 $ 129,245,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 460 $ 121,360,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 399 $ 90,565,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 385 $ 105,205,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 375 $ 80,775,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 334 $ 82,920,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 301 $ 72,675,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 293 $ 69,885,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 86,504,843,000 288 $ 46,000,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 251 $ 57,495,000
The Golden 1 Credit Union
8945 CAL CENTER DR
SACRAMENTO, CA 95826
* $ 11,486,761,000 246 $ 31,470,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 241 $ 63,345,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 229 $ 34,135,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 229 $ 48,795,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 226 $ 55,050,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 191 $ 42,035,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 185 $ 49,365,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ -1,000 183 $ 36,285,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 183 $ 10,115,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 169 $ 41,615,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 154 $ 34,540,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 154 $ 39,230,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 153 $ 40,315,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 152 $ 41,740,000
Tri Counties Bank
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ 4,759,594,000 150 $ 21,100,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 144 $ 31,070,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 142 $ 39,800,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 137 $ 28,175,000
Farmers & Merchants Bank of Ce
PO BOX 3000
LODI, CA 95240
* $ 3,063,820,000 136 $ 36,840,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 134 $ 36,280,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 125 $ 9,045,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 3,976,377,000 125 $ 25,865,000
Mountain West Financial, Inc.
1209 NEVADA ST. SUITE 200
REDLANDS, CA 92374
* $ -1,000 118 $ 23,490,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 116 $ 25,050,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 109 $ 29,415,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 105 $ 26,935,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 104 $ 21,860,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 98 $ 30,480,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 97 $ 12,825,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 97 $ 22,455,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 93 $ 24,045,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 118,537,345,000 93 $ 17,015,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 92 $ 24,540,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 86 $ 23,420,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 82 $ 23,120,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 80 $ 17,820,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 76 $ 15,690,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 75 $ 21,855,000
Valley First Credit Union
1005 W ORANGEBURG AVE
MODESTO, CA 95336
* $ 603,790,000 75 $ 15,285,000
Mocse Federal Credit Union
3600 COFFEE RD
MODESTO, CA 95355
* $ 288,011,000 75 $ 3,055,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 73 $ 16,405,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 73 $ 16,285,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 72 $ 10,570,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 71 $ 17,225,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 70 $ 16,880,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 25,711,323,000 68 $ 20,110,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 66 $ 15,090,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,020,511,000 61 $ 7,145,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 61 $ 14,825,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 61 $ 14,025,000
Integrity First Financial Group, Inc.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ -1,000 61 $ 12,045,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 61 $ 15,255,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 61 $ 15,095,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 60 $ 16,500,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 60 $ 16,740,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 58 $ 14,760,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 57 $ 14,155,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 57 $ 17,735,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 56 $ 11,790,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 54 $ 14,180,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,097,590,000 54 $ 11,100,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 53 $ 10,815,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,934,629,000 53 $ 3,965,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 45 $ 8,365,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 45 $ 11,105,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 44 $ 10,610,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 43 $ 10,415,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 43 $ 11,255,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 43 $ 10,555,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 43 $ 11,795,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 6,056,501,000 43 $ 6,885,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 43 $ 8,305,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 42 $ 11,340,000
Bank of Stockton
301 E MINER AVE
STOCKTON, CA 95202
* $ 2,990,108,000 42 $ 16,040,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 39 $ 6,855,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 38 $ 7,390,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 37 $ 10,535,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 37 $ 9,765,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 37 $ 10,305,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 36 $ 1,590,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 36 $ 5,760,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 36 $ 9,420,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 13,854,593,000 35 $ 3,015,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 34 $ 2,540,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 33 $ 7,985,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 33 $ 9,235,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 33 $ 10,545,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 32 $ 8,870,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ -1,000 31 $ 9,135,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 31 $ 8,415,000
Ambeck Mortgage Associates
4265 SPYRES WAY, SUITE A
MODESTO, CA 95356
* $ -1,000 30 $ 6,490,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 29 $ 4,755,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ -1,000 28 $ 6,580,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 27 $ 6,845,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 27 $ 7,995,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 27 $ 4,085,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 27 $ 5,885,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 26 $ 3,590,000
Travis Credit Union
ONE TRAVIS WAY
VACAVILLE, CA 95687
* $ 2,970,767,000 25 $ 4,345,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 25 $ 6,305,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 25 $ 5,785,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ -1,000 24 $ 5,850,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 23 $ 5,965,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 22 $ 5,460,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 21 $ 5,355,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,908,994,000 21 $ 5,155,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 20 $ 5,460,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 20 $ 4,360,000
1st United Credit Union
5901 GIIBRALTAR DRIVE NORTH
PLEASANTON, CA 94588
* $ 1,022,881,000 20 $ 2,700,000
Oak Valley Community Bank
125 NORTH THIRD AVENUE
OAKDALE, CA 95361
* $ 1,034,666,000 20 $ 4,600,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ -1,000 20 $ 6,120,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 6,700,442,000 20 $ 8,310,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 19 $ 4,285,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 19 $ 4,855,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 19 $ 5,555,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 19 $ 4,595,000
Monterra Credit Union
350 CONVENTION WAY
REDWOOD CITY, CA 94063
* $ 1,008,960,000 19 $ 3,765,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 19 $ 4,335,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 19 $ 4,625,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 19 $ 4,605,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 18 $ 4,140,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 18 $ 2,320,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 17 $ 4,495,000
Kbhs Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 17 $ 5,585,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 17 $ 4,355,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 8,978,930,000 16 $ 3,340,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 16 $ 3,900,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 16 $ 5,480,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 16 $ 3,260,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ -1,000 16 $ 4,810,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 16 $ 3,720,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 15 $ 2,955,000
Rabobank, National Association
915 HIGHLAND POINTE DRIVE
ROSEVILLE, CA 95678
* $ 13,889,000,000 15 $ 5,455,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 15 $ 2,115,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 15 $ 5,535,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ 3,364,552,000 14 $ 2,760,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 14 $ 3,610,000
Technology Credit Union
2010 N FIRST ST, SUITE #200
SAN JOSE, CA 95131
* $ 2,486,060,000 14 $ 1,550,000
Inspire Home Loans Inc.
4695 MACARTHUR COURT SUITE 350
NEWPORT BEACH, CA 92660
* $ -1,000 13 $ 4,475,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,350,457,000 13 $ 3,185,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 13 $ 2,885,000
Meriwest Credit Union
5615 CHESBRO AVE
SAN JOSE, CA 95123
* $ 1,486,442,000 13 $ 1,045,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 1,077,902,000 13 $ 3,055,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,696,344,000 13 $ 2,515,000
Loansnap, Inc.
3070 BRISTOL STREET SUITE 200
SACRAMENTO, CA 92626
* $ -1,000 13 $ 2,815,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,122,853,000 13 $ 3,345,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 12 $ 3,840,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 12 $ 3,780,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 11,392,700,000 12 $ 1,530,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 12 $ 3,860,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 12 $ 540,000
Anchor Loans LP

THOUSAND OAKS, CA 91362
* $ -1,000 12 $ 2,120,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 12 $ 2,590,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 12 $ 3,100,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 12 $ 3,960,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 11 $ 2,335,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 11 $ 1,275,000
Vision One Mortgage, Inc.
13821 NEWPORT AVE. STE 110
TUSTIN, CA 92780
* $ -1,000 11 $ 2,805,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ 1,162,032,000 11 $ 3,815,000
Arvest Bank

TULSA, OK 74103
* $ 16,758,528,000 11 $ 2,415,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 11 $ 2,965,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 11 $ 2,795,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ 1,162,059,000 10 $ 2,000,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 10 $ 1,540,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 10 $ 2,630,000
Taylor Morrison Home Funding, Inc.
495 N KELLER RD
MAITLAND, FL 32751
* $ -1,000 10 $ 2,100,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,112,603,000 10 $ 710,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 10 $ 3,050,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 71,609,090,000 10 $ 1,200,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,364,710,000 10 $ 2,090,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 198,592,000,000 10 $ 2,420,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 9 $ 2,775,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 9 $ 2,735,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 21,866,592,000 9 $ 3,705,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,217,466,000 9 $ 2,955,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 118,072,176,000 9 $ 1,835,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 9 $ 2,395,000
Safe Credit Union
2295 IRON POINT RD SUITE 100
FOLSOM, CA 95630
* $ 2,711,056,000 9 $ 1,705,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ -1,000 9 $ 1,895,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 9 $ 2,705,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 9 $ 3,015,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 9 $ 2,235,000
Provident Credit Union
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ 2,385,489,000 8 $ 1,520,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 8 $ 1,400,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 8 $ 2,560,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 8 $ 1,950,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 8 $ 1,050,000
Wilmington Savings Fund Society, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 6,949,661,000 8 $ 470,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 955,028,000 8 $ 2,170,000
Iserve Residential Lending
10920 VIA FRONTERA SUITE 520
SAN DIEGO, CA 92127
* $ -1,000 8 $ 1,790,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ -1,000 8 $ 3,040,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 8 $ 2,400,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 7 $ 1,485,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 7 $ 2,485,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ -1,000 7 $ 1,855,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,528,090,000 7 $ 1,375,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 7 $ 1,885,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 629,025,000 7 $ 2,045,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 7 $ 1,455,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 7 $ 1,515,000
Winnpointe Corporation
1 CITY BLVD W SUITE 1650
ORANGE, CA 92868
* $ -1,000 7 $ 1,235,000
Home Approvals Direct, Inc.
18201 VON KARMAN AVE. SUITE 300
IRVINE, CA 92612
* $ -1,000 7 $ 1,695,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 7 $ 1,075,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 7 $ 2,245,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 6 $ 1,030,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 6 $ 1,970,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 6 $ 1,940,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 287,783,000 6 $ 120,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 3,163,380,000 6 $ 570,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 6 $ 1,960,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 6 $ 8,250,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 9,479,334,000 6 $ 8,130,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 6 $ 140,000
Royal Business Bank
660 S. FIGUEROA ST. SUITE 1888
LOS ANGELES, CA 90017
* $ 1,688,470,000 6 $ 2,350,000
Advantis Credit Union
10501 SE MAIN ST
OREGON CITY, OR 97222
* $ 1,372,658,000 6 $ 500,000
Marion & Polk Schools Credit Union
PO BOX 12398
SALEM, OR 97309
* $ 690,408,000 6 $ 670,000
Redwood Credit Union
P O BOX 6104
SANTA ROSA, CA 95406
* $ 4,046,987,000 6 $ 1,010,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 6 $ 1,820,000
Googain, Inc.
1288 KIFER RD STE 208
SUNNYVALE, CA 94086
* $ -1,000 6 $ 1,830,000
Global
1500 W 4TH AVE
SPOKANE, WA 99201
* $ 449,646,000 6 $ 680,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 6 $ 2,290,000
Val-Chris Investments Inc.
2601 MAIN ST #400
IRVINE, CA 92620
* $ -1,000 6 $ 830,000
Ubermortgage Inc.
5299 ALTON PARKWAY SUITE #210
IRVINE, CA 92604
* $ -1,000 6 $ 1,030,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 6 $ 1,300,000
Sterling Bank and Trust, FSB
ONE TOWNE SQUARE, SUITE 1900
SOUTHFIELD, MI 48076
* $ 2,963,376,000 5 $ 1,775,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 5 $ 1,335,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 5 $ 1,595,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ -1,000 5 $ 1,395,000
Premierone Credit Union
6640 VIA DEL ORO
SAN JOSE, CA 95119
* $ 413,301,000 5 $ 885,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 5 $ 1,075,000
5 Arch Funding Corp.
19800 MACARTHUR BLVD SUITE 1150
IRVINE, CA 92612
* $ -1,000 5 $ 1,555,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 5 $ 1,335,000
Citizens Business Bank, NA
701 N HAVEN AVE
ONTARIO, CA 91764
* $ 8,263,101,000 5 $ 3,995,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ -1,000 5 $ 2,905,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 5 $ 3,515,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 5 $ 1,505,000
California Credit Union
701 N BRAND BLVD
GLENDALE, CA 91203
* $ 3,031,295,000 5 $ 315,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 5 $ 79,155,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 5 $ 1,045,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 796,659,000 5 $ 165,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 4,250,082,000 5 $ 1,455,000
Lantzman Management Inc
11696 SORRENTO VALLEY RD SUITE 201
SAN DIEGO, CA 92121
* $ -1,000 5 $ 1,055,000
Eagle Home Mortgage of California
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ -1,000 4 $ 760,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 8,273,309,000 4 $ 1,790,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 4 $ 860,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 4 $ 1,830,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 6,681,526,000 4 $ 530,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 4 $ 1,010,000
Snapfi, Inc.
1155 MERIDIAN AVENUE, #100
SAN JOSE, CA 95125
* $ -1,000 4 $ 1,420,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ 5,383,862,000 4 $ 1,050,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 1,307,762,000 4 $ 330,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 4 $ 450,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 4 $ 1,030,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ -1,000 4 $ 1,060,000
Uncle Credit Union
2100 LAS POSITAS COURT
LIVERMORE, CA 94551
* $ 403,119,000 4 $ 870,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 4 $ 1,270,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ -1,000 4 $ 1,100,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 969,487,000 4 $ 510,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ 1,258,677,000 4 $ 610,000
Jefferson Financial Federal Credit Union

BILOXI, MS 39531
* $ 888,870,000 4 $ 270,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,811,215,000 4 $ 710,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 4 $ 850,000
5th Sreet Capital Inc.
2020 CAMINO DEL RIO N #300
SAN DIEGO, CA 92108
* $ -1,000 4 $ 1,220,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 4 $ 960,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 4 $ 820,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 4 $ 1,420,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 65,127,000,000 4 $ 3,630,000
Nmsi, Inc.
3700 WILSHIRE BLVD. STE. 330
LOS ANGELES, CA 90010
* $ -1,000 4 $ 1,130,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 4 $ 950,000
American Interbanc Mortgage, Llc.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ -1,000 3 $ 575,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 860,441,000 3 $ 535,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 3 $ 1,215,000
Mackillie Inc
7412 CYPRESS LANE
CARMEL, CA 93923
* $ -1,000 3 $ 1,715,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 3 $ 895,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ -1,000 3 $ 735,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 2,835,749,000 3 $ 265,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 3 $ 655,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 3 $ 565,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 8,144,695,000 3 $ 1,325,000
Socotra Capital, Inc.
2208 29TH STREET, SUITE 100
SACRAMENTO, CA 95817
* $ -1,000 3 $ 405,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 3 $ 475,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 499,066,000 3 $ 155,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 3 $ 835,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ 1,315,277,000 3 $ 605,000
Mid Valley Services Inc
7644 N PALM AVENUE
FRESNO, CA 93711
* $ -1,000 3 $ 195,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 9,380,854,000 3 $ 1,505,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 953,120,000 3 $ 945,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 3 $ 1,005,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 3 $ 815,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 3 $ 525,000
Fisher Financial Group, Incorporated
3303 EAST BASELINE ROAD #7-118
GILBERT, AZ 85234
* $ -1,000 3 $ 825,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 475,000
Tri-Emerald Financial Group, Inc.
85 ENTERPRISE, SUITE 100
ALISO VIEJO, CA 92656
* $ -1,000 3 $ 955,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 3 $ 675,000
Vitek Real Estate Industries Group, Inc.
2882 PROSPECT PARK DRIVE, SUITE 100
RANCHO CORDOVA, CA 95670
* $ -1,000 3 $ 705,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 2,764,317,000 3 $ 765,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 865,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ -1,000 3 $ 675,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ -1,000 3 $ 865,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
REDONDO BEACH, CA 90278
* $ -1,000 3 $ 655,000
Luther Burbank Savings
1500 ROSECRANS AVE., SUITE 300
SANTA ROSA, CA 90266
* $ 5,702,726,000 3 $ 1,705,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 3 $ 565,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 520,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 7,947,930,000 2 $ 370,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,248,026,000 2 $ 800,000
Excite Credit Union
3315 ALMADEN EXPY, SUITE 55
SAN JOSE, CA 95119
* $ 475,924,000 2 $ 360,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 673,797,000 2 $ 150,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 725,571,000 2 $ 900,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 2 $ 440,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ -1,000 2 $ 540,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 2,355,786,000 2 $ 470,000
Meriwest Mortgage Company
5615 CHESBRO AVE SUITE 110
SAN JOSE, CA 95123
* $ -1,000 2 $ 340,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 2 $ 480,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 124,488,000 2 $ 190,000
Country Club Mortgage, Inc.
3400 WEST MINERAL KING AVE STE A
VISALIA, CA 93291
* $ -1,000 2 $ 490,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 450,000
Mission City Federal Credit Union
1391 FRANKLIN ST
SANTA CLARA, CA 95050
* $ 100,374,000 2 $ 410,000
Lending 3, Inc
17220 NEWHOPE ST. SUITE 213
FOUNTAIN VALLEY, CA 92708
* $ -1,000 2 $ 600,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 133,225,000 2 $ 410,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 2 $ 30,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 14,014,053,000 2 $ 140,000
First Northern Bank of Dixon
195 NORTH FIRST STREET
DIXON, CA 95620
* $ 1,217,658,000 2 $ 290,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 602,549,000 2 $ 260,000
The Police Credit Union of California
2550 IRVING STREET
SAN BRUNO, CA 94066
* $ 878,875,000 2 $ 350,000
Mk Lending Corp
11023 MCCORMICK ST #100
NORTH HOLLYWOOD, CA 91601
* $ -1,000 2 $ 330,000
San Joaquin Power Employees Credit Union
1080 W SHAW AVENUE, SUITE 109
FRESNO, CA 93711
* $ 138,848,000 2 $ 290,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ -1,000 2 $ 500,000
Equity Wave Lending, Inc.
2355 MAIN ST #230
IRVINE, CA 92614
* $ -1,000 2 $ 1,510,000
Siwell, Inc., dba Capital Mortgage Services of Tex
4210 50TH ST
LUBBOCK, TX 79413
* $ -1,000 2 $ 310,000
Western Alliance Bank
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 20,404,038,000 2 $ 1,060,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 260,106,000 2 $ 580,000
Resource Lenders, Inc.
7330 N PALM AVE STE 106
FRESNO, CA 93711
* $ -1,000 2 $ 490,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 2 $ 570,000
Choice Lending Corp.
12640 HESPERIA ROAD SUITE D
VICTORVILLE, CA 92395
* $ -1,000 2 $ 480,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 2 $ 380,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 700,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 2 $ 430,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 2 $ 430,000
Loan Cabin Inc
1910 S. HIGHLAND AVENUE, SUITE 300
LOMBARD, IL 60148
* $ -1,000 2 $ 720,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 410,000
Safeamerica Credit Union
6001 GIBRALTAR DRIVE
PLEASANTON, CA 94588
* $ 419,559,000 2 $ 230,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 2 $ 490,000
North Coast Financial, Inc.
2424 VISTA WAY #202
CARLSBAD, CA 92018
* $ -1,000 2 $ 270,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 2 $ 470,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 15,622,324,000 2 $ 830,000
International City Mortgage, Inc.
333 S ANITA DR, STE 300
ORANGE, CA 92868
* $ -1,000 2 $ 390,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 410,000
Schoolsfirst
2115 NORTH BROADWAY
SANTA ANA, CA 92706
* $ 14,118,975,000 2 $ 600,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,112,397,000 1 $ 175,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,271,868,000 1 $ 355,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 245,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,964,992,000 1 $ 65,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 290,651,177,000 1 $ 2,055,000
Gardner Financial Services, Ltd.
3503 PAESANOS PKWY
SAN ANTONIO, TX 78231
* $ -1,000 1 $ 265,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 1,016,191,000 1 $ 455,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 125,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 66,080,511,000 1 $ 405,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ -1,000 1 $ 185,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 917,333,000 1 $ 55,000
State Bank of Arizona
1771 MCCULLOCH BLVD
LAKE HAVASU CITY, AZ 86403
* $ 620,595,000 1 $ 185,000
Marquette Bank
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ 1,548,887,000 1 $ 195,000
F&A Federal Credit Union
2625 CORPORATE PLACE
MONTEREY PARK, CA 91754
* $ 1,596,135,000 1 $ 25,000
San Francisco Federal Credit Union
770 GOLDEN GATE AVENUE
SAN FRANCISCO, CA 94102
* $ 1,096,378,000 1 $ 105,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 4,764,985,000 1 $ 465,000
Educational Employees Credit Union
P.O. BOX 5242
FRESNO, CA 93755
* $ 2,916,277,000 1 $ 25,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ -1,000 1 $ 185,000
Merco Credit Union
1911 M STREET
MERCED, CA 95340
* $ 108,754,000 1 $ 15,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 1 $ 215,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 255,000
Utah First Credit Union
200 E SOUTH TEMPLE
SALT LAKE CITY, UT 84111
* $ 350,014,000 1 $ 95,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 125,000
Gain Federal Credit Union
1800 W. MAGNOLIA BLVD
BURBANK, CA 91506
* $ 323,477,000 1 $ 255,000
Louie Loans
350 11TH AVE #134
SAN DIEGO, CA 92110
* $ -1,000 1 $ 135,000
Winprime Lending
320 ARDEN AVE
LOS ANGELES, CA 90005
* $ -1,000 1 $ 235,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,395,305,000 1 $ 45,000
Boston Private Bank & Trust Company
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 8,167,632,000 1 $ 335,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 1 $ 205,000
Community West Bank, A California Banking Corporation
7100 N FINANCIAL DRIVE SUITE 101
FRESNO, CA 93720
* $ 1,660,750,000 1 $ 255,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 345,000
Central State Credit Union
919 N. CENTER STREET
STOCKTON, CA 95202
* $ 193,346,000 1 $ 95,000
Woodland Hills Mortgage Corporation
21777 VENTURA BLVD
WOODLAND HILLS, CA 91364
* $ -1,000 1 $ 155,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ -1,000 1 $ 205,000
Anchor Ira Fund, LLC
23586 CALABASAS RD
CALABASAS, CA 91302
* $ -1,000 1 $ 125,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 125,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 175,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ 3,243,627,000 1 $ 55,000
All Western Mortgage Inc
8345 W SUNSET RD SUITE 380
LAS VGEAS, NV 89113
* $ -1,000 1 $ 305,000
Aurora Financial, LLC
8150 LEESBURG PIKE #410
VIENNA, VA 22182
* $ -1,000 1 $ 435,000
Leading Mortage Solutions, Inc.
891 KUHN DR # 200
SAN DIEGO, CA 92108
* $ -1,000 1 $ 235,000
Hunt Mortgage Capital, LLC
230 PARK AVE FL 19
NEW YORK, NY 10169
* $ -1,000 1 $ 2,225,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 9,631,485,000 1 $ 475,000
Sierra Lending Corporation
4550 POST OAK PL DR SUITE 244
HOUSTON, TX 77027
* $ -1,000 1 $ 685,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 40,746,561,000 1 $ 20,005,000
Jtf Rose Inc.
2811 E. KATELLA AVE STE 100
NEWPORT BEACH, CA 92663
* $ -1,000 1 $ 75,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 284,719,000 1 $ 325,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,948,023,000 1 $ 245,000
Fjm Private Mortgage Fund, LLC
1372 N MCDOWELL BLVD
PETALUMA, CA 94954
* $ -1,000 1 $ 1,305,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 265,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 245,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 1,325,000
Orange County's FCU
1701 E. ST. ANDREW PLACE
SANTA ANA, CA 92705
* $ 1,561,285,000 1 $ 175,000
Greater Nevada LLC
4070 SILVER SAGE DRIVE
CARSON CITY, NV 89701
* $ -1,000 1 $ 345,000
Augusta Financial, Inc.
25129 THE OLD ROAD, SUITE 350
SANTA CLARITA, CA 91381
* $ -1,000 1 $ 125,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 215,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,661,974,000 1 $ 55,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 3,394,682,000 1 $ 215,000
Best Capital Funding
21540 PLUMMER STREET, SUITE A
CHATSWORTH, CA 91311
* $ -1,000 1 $ 275,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 47,934,212,000 1 $ 105,000
Altaone Federal Credit Union
P. O. BOX 1209
RIDGECREST, CA 93556
* $ 628,452,000 1 $ 265,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 1,685,749,000 1 $ 65,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 4,050,714,000 1 $ 405,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 87,780,507,000 1 $ 2,255,000
Stock Yards Bank & Trust Company
1040 EAST MAIN STREET
LOUISVILLE, KY 40223
* $ 3,234,045,000 1 $ 2,855,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 43,025,000 1 $ 185,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 653,286,000 1 $ 235,000
St Fin Corp dba Star Financial
23330 MILL CREEK SUITE 250
LAGUNA HILLS, CA 92653
* $ -1,000 1 $ 255,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 1 $ 405,000
Sre Mortgage Alliance Inc.
2245 CAMPUS DRIVE
EL SEGUNDO, CA 90245
* $ -1,000 1 $ 305,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 417,436,000 1 $ 285,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 816,684,000 1 $ 245,000
1st Reliant Home Loans, Inc.
575 ANTON BLVD #800
COSTA MESA, CA 92626
* $ -1,000 1 $ 245,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 85,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ -1,000 1 $ 17,115,000
All Reverse Mortgage, Inc
2019 W CHAPMAN AVENUE
ORANGE, CA 92868
* $ -1,000 1 $ 275,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 1 $ 505,000
Fidelity Lending Solutions Inc
2650 E. IMPERIAL HWY. SUITE 110
BREA, CA 92821
* $ -1,000 1 $ 305,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 1 $ 255,000
Private Mortgage Advisors, LLC
390 DIABLO ROAD SUITE 100
DANVILLE, CA 94526
* $ -1,000 1 $ 455,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 165,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 5,235,000
Coast 2 Coast Funding Group, Inc
1 ORCHARD ROAD, SUITE 235
LAKER FOREST, CA 92630
* $ -1,000 1 $ 225,000
Barings Multifamily Capital LLC
5800 TENNYSON PARKWAY, SUITE 200
PLANO, TX 75024
* $ -1,000 1 $ 19,355,000
Pcb Bank
3701 WILSHIRE BLVD, #402
LOS ANGELES, CA 90010
* $ 1,441,998,000 1 $ 305,000
Bank of Hope
3200 WILSHIRE BLVD
LOS ANGELES, CA 90010
* $ 14,201,986,000 1 $ 245,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ -1,000 1 $ 165,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 6,286,552,000 1 $ 165,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 125,000
American Savings Bank
P O BOX 2300
HONOLULU, HI 96804
* $ 6,798,659,000 1 $ 205,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ 793,669,000 1 $ 285,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 17,840,297,000 1 $ 55,000
Mirastar Federal Credit Union
1641 NORTH FIRST STREET, SUITE 170
SAN JOSE, CA 95103
* $ 725,735,000 1 $ 245,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 225,000
Shea Mortgage Inc.
14350 N. 87TH STREET, SUITE 350
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 225,000
Nw Preferred Federal Credit Union
8950 SW BURNHAM ST
TIGARD, OR 97223
* $ 123,887,000 1 $ 105,000
Sunstreet Mortgage, LLC
SUNSTREET MORTGAGE, LLC
1725 E. SKYLINE DRIVE, AZ 85718
* $ -1,000 1 $ 205,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 251,259,000 1 $ 415,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 485,000
Bay Federal Credit Union
3333 CLARES STREET
CAPITOLA, CA 95010
* $ 935,349,000 1 $ 175,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 1,210,221,000 1 $ 195,000
Inova Federal Credit Union
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 348,515,000 1 $ 315,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 715,160,000 1 $ 45,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 255,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,787,790,000 1 $ 335,000
Tulare County Federal Credit Union
300 NORTH K ST
TULARE, CA 93274
* $ 94,325,000 1 $ 185,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,569,402,000 1 $ 245,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 715,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ -1,000 1 $ 265,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 1 $ 285,000

The tables below break down 2018 mortgage applications in Modesto, CA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Modesto, CA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,455 $3,111,945,000 $271,000 $20,735,000 $101,000 $7,501,000
Cash-out Refinancing 7,268 $1,706,340,000 $234,000 $1,955,000 $85,000 $4,560,000
Refinancing 4,035 $971,845,000 $240,000 $20,005,000 $91,000 $1,555,000
Home Improvement 1,915 $180,265,000 $94,000 $945,000 $99,000 $3,600,000
Other Purpose 1,650 $157,770,000 $95,000 $1,025,000 $107,000 $5,178,000
Not Applicable 327 $48,085,000 $147,000 $925,000 $98,000 $720,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,313 $2,605,285,000 $230,000 $1,615,000 $102,000 $7,501,000
Hispanic 7,176 $1,464,320,000 $204,000 $1,085,000 $77,000 $1,249,000
Not Provided 3,264 $749,540,000 $229,000 $2,225,000 $105,000 $6,711,000
Not applicable 2,224 $722,840,000 $325,000 $20,735,000 $81,000 $720,000
Asian 1,343 $338,455,000 $252,000 $1,005,000 $122,000 $2,040,000
Black or African American 676 $167,460,000 $247,000 $905,000 $91,000 $2,500,000
Native Hawaiian or Other Pacific Islander 198 $43,300,000 $218,000 $785,000 $84,000 $444,000
American Indian or Alaskan Native 188 $35,780,000 $190,000 $645,000 $78,000 $375,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,322 $4,238,210,000 $219,000 $20,735,000 $102,000 $7,501,000
FHA-insured (Federal Housing Administration) 5,375 $1,337,475,000 $248,000 $19,355,000 $71,000 $630,000
VA-guaranteed (Veterans Administration) 1,854 $576,060,000 $310,000 $855,000 $83,000 $1,008,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 99 $24,505,000 $247,000 $455,000 $67,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,940 $3,128,540,000 $241,000 $20,735,000 $98,000 $5,245,000
Application Denied By Financial Institution 4,619 $816,635,000 $176,000 $2,225,000 $85,000 $1,679,000
Loan Purchased By The Institution 4,148 $1,050,560,000 $253,000 $1,305,000 $98,000 $1,647,000
Application Withdrawn By Applicant 3,408 $843,420,000 $247,000 $19,355,000 $96,000 $6,711,000
File Closed For Incompleteness 1,015 $215,885,000 $212,000 $1,355,000 $105,000 $7,501,000
Application Approved But Not Accepted 514 $119,520,000 $232,000 $885,000 $97,000 $2,500,000
Preapproval Approved but not Accepted 4 $1,140,000 $285,000 $365,000 $85,000 $119,000
Preapproval Denied by Financial Institution 2 $550,000 $275,000 $355,000 $44,000 $53,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 21,935 $5,311,875,000 $242,000 $20,735,000 $97,000 $7,501,000
Credit History 1,343 $171,835,000 $127,000 $685,000 $90,000 $1,140,000
Debt-To-Income Ratio 1,325 $260,765,000 $196,000 $17,115,000 $66,000 $870,000
Collateral 682 $137,190,000 $201,000 $2,165,000 $114,000 $1,666,000
Credit Application Incomplete 588 $132,370,000 $225,000 $1,035,000 $80,000 $1,679,000
Other 446 $90,910,000 $203,000 $1,115,000 $86,000 $720,000
Unverifiable Information 221 $44,425,000 $201,000 $1,285,000 $107,000 $691,000
Insufficient Cash (Downpayment, Closing Cost) 77 $20,005,000 $259,000 $1,955,000 $91,000 $365,000
Employment History 32 $6,580,000 $205,000 $605,000 $57,000 $187,000
Mortgage Insurance Denied 1 $295,000 $295,000 $295,000 $65,000 $65,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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