Newport County, RI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 3,715 mortgage applications in Newport County, RI totaling $1.7 billion, up 26% from 2024. The average application was for $457,000, and applicants reported an average income of $235,000. 55% of applications resulted in an originated loan and 15% were denied. The most active lender was Citizens Bank, NA, with 443 applications, followed by Banknewport and Baycoast Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,715
Total Mortgage Loan Application Amount $1,699,275,000
Average Mortgage Loan Application Amount $457,000
Highest Mortgage Loan Application Amount $16,655,000
Average Applicant Income $235,000
Highest Applicant Income $4,129,000

Mortgage Company List for Lending in Newport County, RI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 443 $ 138,295,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ n/a 360 $ 111,260,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 150 $ 68,670,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 141 $ 72,405,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 134 $ 73,910,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 118 $ 32,930,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 93 $ 61,325,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ n/a 89 $ 22,045,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 86 $ 48,720,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 81 $ 36,245,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 68 $ 50,470,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ n/a 61 $ 20,525,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 59 $ 27,825,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 50 $ 27,200,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 48 $ 20,780,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 48 $ 27,920,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ n/a 40 $ 16,360,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 39 $ 18,585,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 36 $ 14,720,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ n/a 36 $ 16,260,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 35 $ 8,425,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ n/a 32 $ 11,230,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 31 $ 16,185,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 31 $ 13,955,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ n/a 31 $ 4,405,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 29 $ 14,285,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ n/a 29 $ 15,785,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 28 $ 3,440,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 28 $ 13,340,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 26 $ 2,330,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 26 $ 11,750,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 25 $ 8,435,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 25 $ 5,755,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 24 $ 14,370,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 24 $ 5,400,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 23 $ 5,055,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 23 $ 11,165,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 23 $ 7,125,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ n/a 22 $ 4,670,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 22 $ 14,960,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 22 $ 13,530,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 21 $ 20,365,000
Somerset Federal Credit Union
740 COUNTY ST.
SOMERSET, MA 02726
* $ n/a 21 $ 3,025,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 21 $ 5,325,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 20 $ 20,120,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 19 $ 9,775,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 19 $ 17,715,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 18 $ 10,460,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 18 $ 13,000,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 18 $ 4,180,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ n/a 18 $ 12,030,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ n/a 18 $ 2,120,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 16 $ 8,490,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 16 $ 5,670,000
Beacon Bank & Trust

ALBANY, NY 12207
* $ n/a 16 $ 23,510,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ n/a 15 $ 3,255,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 15 $ 11,625,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 14 $ 1,470,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 14 $ 19,040,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 13 $ 7,215,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 12 $ 5,590,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 12 $ 5,750,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 5,830,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 11 $ 6,655,000
Fall River Municipal Credit Un
333 MILLIKEN BLVD
FALL RIVER, MA 02721
* $ n/a 11 $ 1,235,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ n/a 10 $ 5,050,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 10 $ 10,090,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 10 $ 3,560,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 10 $ 3,680,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 10 $ 5,390,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 10 $ 4,200,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 10 $ 9,670,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ n/a 9 $ 3,765,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ n/a 9 $ 4,045,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 9 $ 5,135,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 9 $ 4,505,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 7 $ 3,135,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 7 $ 1,675,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 6 $ 2,650,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 1,250,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 6 $ 4,430,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 6 $ 5,230,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 6 $ 3,100,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 1,870,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ n/a 6 $ 3,180,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 6 $ 15,240,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 5 $ 2,435,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ n/a 5 $ 5,275,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 5 $ 2,775,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 5 $ 2,055,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 2,365,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ n/a 5 $ 3,345,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 5 $ 2,105,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 5 $ 3,615,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 5 $ 4,655,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 5 $ 3,425,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 4 $ 330,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 4 $ 5,600,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 4 $ 1,960,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ n/a 4 $ 1,670,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 4 $ 2,870,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 4 $ 2,300,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 4 $ 3,470,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ n/a 4 $ 2,120,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 4 $ 4,620,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ n/a 3 $ 1,275,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 1,935,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ n/a 3 $ 365,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 3 $ 1,445,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 895,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 3 $ 2,595,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ n/a 3 $ 6,835,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 1,755,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 3 $ 2,385,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 1,275,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ n/a 3 $ 615,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 3 $ 1,825,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 3 $ 3,085,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 1,775,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 3 $ 1,505,000
Ccg Fund 1, LLC
6 LIBERTY SQ #267
BOSTON, MA 02116
* $ n/a 3 $ 5,195,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 3 $ 2,355,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 3 $ 1,805,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 3 $ 1,625,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 3 $ 495,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 2 $ 3,320,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 2 $ 1,980,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 2 $ 7,660,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 1,260,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 2 $ 380,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 1,100,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 2 $ 720,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ n/a 2 $ 3,810,000
Alltrust Credit Union
123 ALDEN RD
FAIRHAVEN, MA 02719
* $ n/a 2 $ 290,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ n/a 2 $ 1,930,000
Westport Federal Credit Union
655 STATE RD
WESTPORT, MA 02790
* $ n/a 2 $ 310,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 550,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 2 $ 5,960,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 2 $ 840,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 2 $ 970,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 2 $ 1,140,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 860,000
Direct Federal Credit Union
50 CABOT STREET
NEEDHAM, MA 02494
* $ n/a 2 $ 800,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 2 $ 710,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 2 $ 1,540,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 2 $ 820,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 2 $ 3,610,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 2 $ 490,000
Taunton Federal Credit Union
14 CHURCH GREET
TAUNTON, MA 02780
* $ n/a 2 $ 200,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 1,810,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 3,190,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 2 $ 690,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ n/a 2 $ 2,580,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 2,360,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 880,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 2 $ 1,430,000
Rnb State Bank

LONGMONT, CO 80501
* $ n/a 2 $ 1,440,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ n/a 2 $ 940,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 1,430,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ n/a 2 $ 3,420,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 2 $ 50,000
1st Advantage Federal Credit U
110 CYBERNETICS WAY
YORKTOWN, VA 23693
* $ n/a 1 $ 1,175,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ n/a 1 $ 65,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ n/a 1 $ 3,005,000
Holy Rosary Regional Credit Union
133 BROCK ST
ROCHESTER, NH 03867
* $ n/a 1 $ 105,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ n/a 1 $ 485,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ n/a 1 $ 1,225,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 235,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 1,115,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 455,000
Athol Savings Bank
388 MAIN STREET
ATHOL, MA 01331
* $ n/a 1 $ 485,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 1,425,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ n/a 1 $ 565,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 1 $ 455,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 1 $ 405,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 1,105,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 1 $ 265,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ n/a 1 $ 105,000
Trunorth Bank
248 ANDOVER STREET
PEABODY, MA 01960
* $ n/a 1 $ 605,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 815,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 1,645,000
Cornerstone Bank
176 MAIN STREET
SPENCER, MA 01562
* $ n/a 1 $ 205,000
Onelocal Bank
11 CENTRAL STREET
NORWOOD, MA 02062
* $ n/a 1 $ 905,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 855,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ n/a 1 $ 255,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ n/a 1 $ 305,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 135,000
Savers Cooperative Bank
PO BOX 250
SOUTHBRIDGE, MA 01550
* $ n/a 1 $ 385,000
Liberty Bay Credit Union
300 GRANITE STREET
BRAINTREE, MA 02184
* $ n/a 1 $ 25,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 585,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 5,505,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ n/a 1 $ 2,095,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 505,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 355,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ n/a 1 $ 2,285,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 435,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 475,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 135,000
Sharon & Crescent United Credit Union
30 POND ST
SHARON, MA 02067
* $ n/a 1 $ 55,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 1 $ 555,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 1,335,000
Bay State Savings Bank
28 FRANKLIN STREET
WORCESTER, MA 01608
* $ n/a 1 $ 1,405,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ n/a 1 $ 425,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ n/a 1 $ 385,000
United Bank VA

MORGANTOWN, WV 26505
* $ n/a 1 $ 1,215,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ n/a 1 $ 185,000
Flyhomes Mortgage LLC
711 CAPITOL WAY S STE 204
OLYMPIA, WA 98501
* $ n/a 1 $ 345,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 545,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 155,000
Citadel Federal Credit Union
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ n/a 1 $ 1,845,000
Main Street Bank
81 GRANGER BOULEVARD
MARLBOROUGH, MA 01432
* $ n/a 1 $ 805,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 345,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 525,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 505,000
Dedham Institution for Savings
55 ELM STREET
DEDHAM, MA 02026
* $ n/a 1 $ 675,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ n/a 1 $ 565,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 1 $ 965,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ n/a 1 $ 255,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 1 $ 135,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 425,000
Wrentham Cooperative Bank
102 SOUTH STREET
WRENTHAM, MA 02093
* $ n/a 1 $ 875,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 105,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 275,000
City National Bank of Florida
25 WEST FLAGLER STREET
MIAMI, FL 33131
* $ n/a 1 $ 605,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ n/a 1 $ 945,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 1 $ 625,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 375,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 815,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 255,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 1,495,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 185,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 1 $ 2,415,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 1,265,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 625,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 5,475,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 25,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 165,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 615,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 275,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 135,000
Reliant Home Funding, Inc
445 BROADHOLLOW RD SUITE 334
MELVILLE, NY 11747
* $ n/a 1 $ 705,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 1 $ 205,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ n/a 1 $ 635,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 1 $ 855,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 575,000

The tables below break down 2025 mortgage applications in Newport County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Newport County, RI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,240 $827,620,000 $667,000 $16,655,000 $299,000 $4,129,000
Refinancing 732 $347,480,000 $474,000 $4,455,000 $232,000 $2,951,000
Cash-out Refinancing 714 $283,890,000 $397,000 $5,725,000 $191,000 $3,660,000
Home Improvement 600 $125,180,000 $208,000 $1,855,000 $198,000 $3,572,000
Other Purpose 424 $113,180,000 $266,000 $9,945,000 $204,000 $2,695,000
Not Applicable 5 $1,925,000 $385,000 $1,495,000 $133,000 $133,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,724 $1,111,860,000 $408,000 $7,005,000 $227,000 $4,129,000
Not Provided 381 $165,705,000 $434,000 $3,905,000 $262,000 $2,951,000
Not applicable 363 $307,875,000 $848,000 $16,655,000 $234,000 $1,244,000
Hispanic 109 $45,425,000 $416,000 $1,195,000 $222,000 $2,466,000
Black or African American 63 $26,205,000 $415,000 $1,165,000 $270,000 $2,250,000
Asian 62 $35,400,000 $570,000 $2,635,000 $407,000 $2,400,000
American Indian or Alaskan Native 11 $4,425,000 $402,000 $1,285,000 $162,000 $476,000
Native Hawaiian or Other Pacific Islander 2 $2,380,000 $1,190,000 $1,725,000 $853,000 $1,507,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,343 $1,507,335,000 $450,000 $16,655,000 $244,000 $4,129,000
VA-guaranteed (Veterans Administration) 202 $123,520,000 $611,000 $1,515,000 $162,000 $892,000
FHA-insured (Federal Housing Administration) 167 $68,355,000 $409,000 $805,000 $110,000 $450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $65,000 $21,000 $25,000 $134,000 $173,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,026 $969,590,000 $478,000 $16,655,000 $254,000 $4,129,000
Application Denied By Financial Institution 575 $167,455,000 $291,000 $7,005,000 $155,000 $1,500,000
Application Withdrawn By Applicant 450 $215,910,000 $479,000 $5,725,000 $266,000 $3,660,000
Loan Purchased By The Institution 382 $232,410,000 $608,000 $2,975,000 $261,000 $1,244,000
File Closed For Incompleteness 208 $81,750,000 $393,000 $5,505,000 $210,000 $4,000,000
Application Approved But Not Accepted 68 $29,400,000 $432,000 $5,475,000 $201,000 $1,324,000
Preapproval Approved but not Accepted 6 $2,760,000 $460,000 $615,000 $158,000 $292,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,107 $1,511,645,000 $486,000 $16,655,000 $249,000 $4,129,000
Debt-To-Income Ratio 302 $104,660,000 $346,000 $7,005,000 $146,000 $2,862,000
Collateral 98 $29,790,000 $303,000 $1,195,000 $224,000 $1,500,000
Credit History 98 $23,100,000 $235,000 $805,000 $200,000 $1,464,000
Credit Application Incomplete 52 $13,740,000 $264,000 $1,425,000 $165,000 $720,000
Other 39 $8,855,000 $227,000 $855,000 $148,000 $518,000
Unverifiable Information 11 $3,345,000 $304,000 $775,000 $263,000 $900,000
Insufficient Cash (Downpayment, Closing Cost) 6 $3,150,000 $525,000 $745,000 $128,000 $187,000
Employment History 2 $990,000 $495,000 $785,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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