Unlock detailed Oconee County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,545 |
| Total Mortgage Loan Application Amount | $484,845,000 |
| Average Mortgage Loan Application Amount | $313,000 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $185,000 |
| Highest Applicant Income | $3,430,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SYNOVUS BANK PO BOX 120 COLUMBUS, GA 31902 |
* | $ 59,629,623,000 | 97 | $ 32,485,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 546,228,000,000 | 79 | $ 23,365,000 |
| OCONEE STATE BANK P.O. BOX 205 WATKINSVILLE, GA 30677 |
* | $ 536,503,000 | 79 | $ 15,725,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 154,203,000,000 | 68 | $ 21,990,000 |
| ROBINS FINANCIAL 803 WATSON BOULEVARD WARNER ROBINS, GA 31093 |
* | $ 4,329,298,000 | 68 | $ 6,100,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 50 | $ 19,020,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 50 | $ 17,650,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 45 | $ 17,425,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 45 | $ 5,895,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 45 | $ 4,965,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 441,843,000 | 37 | $ 14,315,000 |
| UNITED COMMUNITY BANK PO BOX 398 GREENVILLE, SC 30512 |
* | $ 23,954,627,000 | 35 | $ 19,375,000 |
| FIRST AMERICAN BANK AND TRUST COMPANY 300 COLLEGE AVE ATHENS, GA 30601 |
* | $ 870,953,000 | 31 | $ 15,425,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 27 | $ 10,335,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 26 | $ 9,970,000 |
| AMERIS BANK 300 SOUTH MAIN STREET ATLANTA, GA 31768 |
* | $ 24,967,889,000 | 25 | $ 12,655,000 |
| BANKSOUTH MORTGAGE COMPANY, LLC 3290 NORTHSIDE PARKWAY, SUITE 600 GREENSBORO, GA 30027 |
* | $ -1,000 | 24 | $ 10,370,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 23 | $ 6,895,000 |
| GEORGIA UNITED 6705 SUGARLOAF PARKWAY DULUTH, GA 30097 |
* | $ 2,035,663,000 | 22 | $ 2,420,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 22 | $ 7,440,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 21 | $ 4,525,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 48,668,073,000 | 18 | $ 4,550,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 16 | $ 1,340,000 |
| COLONY BANK 302 SOUTH MAIN ST. FITZGERALD, GA 31750 |
* | $ 2,927,951,000 | 16 | $ 7,170,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 15 | $ 5,255,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 15 | $ 5,775,000 |
| PINNACLE BANK 884 ELBERT STREET ELBERTON, GA 30635 |
* | $ 2,038,739,000 | 15 | $ 3,415,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 13 | $ 4,625,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 13 | $ 3,995,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 16,117,865,000 | 12 | $ 1,690,000 |
| DELTA COMMUNITY CREDIT UNION 3270 RIVERWOOD PKWY ATLANTA, GA 30339 |
* | $ 9,251,719,000 | 11 | $ 2,065,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 11 | $ 1,985,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ -1,000 | 11 | $ 4,935,000 |
| SPRING EQ, LLC 2929 ARCH ST WILMINGTON, DE 19104 |
* | $ -1,000 | 10 | $ 1,680,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 10 | $ 4,730,000 |
| CAPITAL CITY HOME LOANS, LLC 1255 LAKES PARKWAY, BLDG 300, ST 200 KENNESAW, GA 30043 |
* | $ -1,000 | 10 | $ 4,610,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 10 | $ 2,210,000 |
| SOUTHSTATE BANK, NATIONAL ASSOCIATION 1101 1ST STREET SOUTH WINTER HAVEN, FL 33880 |
* | $ 43,900,126,000 | 9 | $ 2,485,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 9 | $ 5,255,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 9 | $ 3,825,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 9 | $ 2,945,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 9 | $ 2,835,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 9 | $ 2,405,000 |
| PROSPERITY HOME MORTGAGE, LLC 14501 GEORGE CARTER WAY SUITE 300 GLEN ALLEN, VA 20151 |
* | $ -1,000 | 8 | $ 2,790,000 |
| THE COMMERCIAL BANK PO BOX 306 CRAWFORD, GA 30630 |
* | $ 422,053,000 | 8 | $ 3,310,000 |
| HOMESTAR FINANCIAL CORPORATION 332 WASHINGTON STREET, NW PEACHTREE CORNERS, GA 30501 |
* | $ -1,000 | 8 | $ 2,770,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 8 | $ 3,990,000 |
| BANKSOUTH 6340 LAKE OCONEE PARKWAY GREENSBORO, GA 30642 |
* | $ 1,128,504,000 | 8 | $ 4,160,000 |
| BANK OF MADISON 133 N MAIN ST MADISON, GA 30650 |
* | $ 375,667,000 | 8 | $ 4,790,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 7 | $ 2,375,000 |
| PEACH STATE FEDERAL CREDIT UNION 1505 LAKES PARKWAY, SUITE 100 LAWRENCEVILLE, GA 30043 |
* | $ 890,884,000 | 7 | $ 845,000 |
| CAPITAL CITY BANK 1828 WEST TENNESSEE STREET TALLAHASSEE, FL 32304 |
* | $ 4,513,488,000 | 6 | $ 1,970,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 6 | $ 1,740,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 1,390,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 450,910,000 | 5 | $ 1,375,000 |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. 3575 KOGER BLVD. SUITE 400 DULUTH, GA 30096 |
* | $ -1,000 | 5 | $ 1,815,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 5 | $ 1,685,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 5 | $ 1,515,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 35,526,360,000 | 5 | $ 2,005,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 5 | $ 1,325,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 5 | $ 835,000 |
| DHI MORTGAGE COMPANY, LTD. 10700 PECAN PARK BLVD, SUITE 450 DALLAS, TX 78750 |
* | $ -1,000 | 4 | $ 1,830,000 |
| FIRST NATIONAL BANK OF PENNSYLVANIA 166 MAIN ST GREENVILLE, PA 16125 |
* | $ 43,726,588,000 | 4 | $ 2,640,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 4 | $ 890,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 4 | $ 1,360,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 4 | $ 1,410,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 176,980,258,000 | 4 | $ 1,410,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 209,664,000,000 | 4 | $ 4,320,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 4 | $ 1,090,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 4 | $ 2,260,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 4 | $ 1,330,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 16,995,485,000 | 3 | $ 1,045,000 |
| FIRST OPTION MORTGAGE, LLC 3330 CUMBERLAND BLVD SE, SUITE 800 ATLANTA, GA 30339 |
* | $ -1,000 | 3 | $ 1,205,000 |
| TOWER FEDERAL CREDIT UNION 7901 SANDY SPRING ROAD LAUREL, MD 20707 |
* | $ 4,087,397,000 | 3 | $ 705,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 3 | $ 1,075,000 |
| GEORGIA'S OWN 1155 PEACHTREE STREET, SUITE 100 ATLANTA, GA 30309 |
* | $ 4,739,869,000 | 3 | $ 225,000 |
| NEXBANK 2515 MCKINNEY AVENUE, SUITE 1100 DALLAS, TX 75201 |
* | $ 14,304,653,000 | 3 | $ 1,855,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 3,765,448,000 | 3 | $ 1,565,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 365,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 425,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 3 | $ 575,000 |
| TEACHERS FEDERAL CREDIT UNION 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 9,280,218,000 | 3 | $ 185,000 |
| MILEND, INC. 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30350 |
* | $ -1,000 | 3 | $ 765,000 |
| ALLIANT CREDIT UNION 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 18,739,008,000 | 3 | $ 395,000 |
| SOUTHPOINT FINANCIAL SERVICES, INC. 5955 SHILOH ROAD EAST, SUITE 200 LAWRENCEVILLE, GA 30005 |
* | $ -1,000 | 3 | $ 1,115,000 |
| BANK OZK PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 27,656,568,000 | 2 | $ 170,000 |
| FBC MORTGAGE, LLC 189 S ORANGE AVE STE 970 TALLAHASSEE, FL 32801 |
* | $ -1,000 | 2 | $ 740,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 1,054,618,000 | 2 | $ 830,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ -1,000 | 2 | $ 480,000 |
| PRESIDENTIAL BANK, FSB 4600 EAST WEST HIGHWAY, SUITE 400 BETHESDA, MD 20814 |
* | $ 800,304,000 | 2 | $ 970,000 |
| FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 109,180,139,000 | 2 | $ 950,000 |
| ATLANTA POSTAL 1605 BOGGS ROAD ATLANTA, GA 30096 |
* | $ 2,508,761,000 | 2 | $ 620,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 1,340,000 |
| LENDAGE, LLC 1875 S GRANT ST SAN MATEO, CA 84402 |
* | $ -1,000 | 2 | $ 110,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 2 | $ 740,000 |
| STG MORTGAGE INC 2401 E KATELLA AVE #550 ORANGE, CA 92806 |
* | $ -1,000 | 2 | $ 670,000 |
| FILO MORTGAGE, L.L.C. 555 E NORTH LN #6125 DOVER, DE 19428 |
* | $ -1,000 | 2 | $ 680,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 2 | $ 740,000 |
| UNITED BANK 11185 FAIRFAX BLVD FAIRFAX, VA 22030 |
* | $ 29,430,409,000 | 2 | $ 1,570,000 |
| STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ -1,000 | 2 | $ 1,490,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 2 | $ 720,000 |
| SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 9,123,708,000 | 2 | $ 680,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 480,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 2 | $ 570,000 |
| SUCCESS MORTGAGE PARTNERS, INC. 1200 S. SHELDON RD. PLYMOUTH, MI 48170 |
* | $ -1,000 | 2 | $ 370,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 460,000 |
| CREDIT UNION OF GEORGIA 3048 EAGLE DRIVE WOODSTOCK, GA 30189 |
* | $ 609,217,000 | 2 | $ 110,000 |
| QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE HARRISON, NY 10577 |
* | $ 1,154,561,000 | 1 | $ 105,000 |
| KWIK MORTGAGE CORPORATION 959 ROUTE 46 EAST, #401 PARSIPPANY, NJ 07054 |
* | $ -1,000 | 1 | $ 515,000 |
| ANDREWS FEDERAL CREDIT UNION 5711 ALLENTOWN ROAD SUITLAND, MD 20746 |
* | $ 2,502,081,000 | 1 | $ 365,000 |
| CITIZENS EQUITY FIRST 5401 W DIRKSEN PKWY PEORIA, IL 61607 |
* | $ 7,677,655,000 | 1 | $ 75,000 |
| AURORA FINANCIAL, LLC 8150 LEESBURG PIKE #410 MECHANICSVILLE, VA 22182 |
* | $ -1,000 | 1 | $ 365,000 |
| HOMEOWNERS FINANCIAL GROUP USA, LLC 16427 N. SCOTTSDALE ROAD, SUITE 145 SCOTTSDALE, AZ 85264 |
* | $ -1,000 | 1 | $ 275,000 |
| WILMINGTON SAVINGS FUND SOCIETY, FSB 500 DELAWARE AVENUE WILMINGTON, DE 19801 |
* | $ 19,808,858,000 | 1 | $ 115,000 |
| ASSOCIATED CREDIT UNION P.O. BOX 923028 NORCROSS, GA 30092 |
* | $ 2,127,930,000 | 1 | $ 565,000 |
| ASPIRE FINANCIAL, INC. 4100 ALPHA ROAD SUITE 400 DALLAS, TX 75244 |
* | $ -1,000 | 1 | $ 95,000 |
| NEWREZ VENTURES LLC 4000 W. BROWN DEER ROAD SPRINGFIELD, IL 53209 |
* | $ -1,000 | 1 | $ 205,000 |
| VALLEY NATIONAL BANK 1460 VALLEY ROAD PASSAIC, NJ 07470 |
* | $ 57,451,653,000 | 1 | $ 405,000 |
| AMERICAN PRIDE BANK 4740 LOG CABIN DRIVE MACON, GA 31204 |
* | $ 250,115,000 | 1 | $ 315,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 1 | $ 375,000 |
| CONNEXUS CREDIT UNION 2600 PINE RIDGE WAUSAU, WI 54401 |
* | $ 5,264,106,000 | 1 | $ 55,000 |
| THE MORTGAGE FIRM, INC. 921 DOUGLAS AVENUE, SUITE 200 TALLAHASSEE, FL 32714 |
* | $ -1,000 | 1 | $ 885,000 |
| TRULIANT FEDERAL CREDIT UNION 3200 TRULIANT WAY WINSTON-SALEM, NC 27103 |
* | $ 4,131,234,000 | 1 | $ 85,000 |
| CONTOUR MORTGAGE CORPORATION 990 STEWART AVENUE STE#660 DOVER, DE 11530 |
* | $ -1,000 | 1 | $ 665,000 |
| LIBERTY HOME MORTGAGE CORPORATION 4401 ROCKSIDE RD 310 STRONGSVILLE, OH 44131 |
* | $ -1,000 | 1 | $ 455,000 |
| GREENWAY MORTGAGE FUNDING CORP. 107 TINDALL ROAD MIDDLETOWN, NJ 07748 |
* | $ -1,000 | 1 | $ 375,000 |
| THE CITIZENS BANK OF GEORGIA 651 VETERANS MEMORIAL BLVD CUMMING, GA 30040 |
* | $ 506,951,000 | 1 | $ 1,305,000 |
| CLASSIC CITY BANK 3280 PEACHTREE RD SUITE 150 ATLANTA, GA 30305 |
* | $ 219,890,000 | 1 | $ 55,000 |
| CREDIT UNION 1 200 E CHAMPAIGN AVENUE RANTOUL, IL 61866 |
* | $ 1,579,286,000 | 1 | $ 135,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ -1,000 | 1 | $ 255,000 |
| ACOPIA, LLC 306 NORTHCREEK BOULEVARD SUITE 100 NASHVILLE, TN 37072 |
* | $ -1,000 | 1 | $ 595,000 |
| OCMBC, INC. 19000 MACARTHUR BLVD, SUITE 200 GLENDALE, CA 92612 |
* | $ -1,000 | 1 | $ 1,435,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ -1,000 | 1 | $ 175,000 |
| FIRST HERITAGE MORTGAGE, LLC 3201 JERMANTOWN ROAD, SUITE 500 RESTON, VA 22303 |
* | $ -1,000 | 1 | $ 605,000 |
| MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO LITTLETON, CO 80918 |
* | $ -1,000 | 1 | $ 75,000 |
| ISERVE RESIDENTIAL LENDING, LLC 15015 AVENUE OF SCIENCE PHOENIX, AZ 92128 |
* | $ -1,000 | 1 | $ 245,000 |
| TJC MORTGAGE, INC. 1 PERIMETER PARK S, STE 230 S WETUMPKA, AL 35243 |
* | $ -1,000 | 1 | $ 375,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 4,401,730,000 | 1 | $ 1,415,000 |
| COMMERCE HOME MORTGAGE, INC. 3130 CANYON PLACE SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 285,000 |
| FUNDLOANS CAPITAL 662 ENCINITAS BLVD SUITE 270 ENCINITAS, CA 92024 |
* | $ -1,000 | 1 | $ 645,000 |
| FIDELITY BANK, NATIONAL ASSOCIATION 100 E ENGLISH WICHITA, KS 67202 |
* | $ 3,078,918,000 | 1 | $ 105,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 11,283,366,000 | 1 | $ 565,000 |
| SHELTER HOME MORTGAGE, LLC 1770 INDIAN TRAIL RD, SUITE 400 WILMINGTON, DE 30093 |
* | $ -1,000 | 1 | $ 215,000 |
| NATIONS DIRECT MORTGAGE, LLC 5 HUTTON CENTRE DRIVE, SUITE 200 SACRAMENTO, CA 92707 |
* | $ -1,000 | 1 | $ 255,000 |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3777 WEST ROAD EAST LANSING, MI 48823 |
* | $ 7,276,719,000 | 1 | $ 415,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 135,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY SAINT LOUIS, MO 63141 |
* | $ 21,228,609,000 | 1 | $ 155,000 |
| CLEARPATH LENDING 15615 ALTON PARKWAY SUITE 300 IRVINE, CA 92618 |
* | $ -1,000 | 1 | $ 355,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 1 | $ 455,000 |
| SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 397,701,000 | 1 | $ 185,000 |
| REPUBLIC BANK & TRUST COMPANY 601 W MARKET ST LOUISVILLE, KY 40202 |
* | $ 5,825,549,000 | 1 | $ 195,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 181,890,000,000 | 1 | $ 225,000 |
| THE CENTRAL TRUST BANK 238 MADISON ST. JEFFERSON CITY, MO 65101 |
* | $ 19,309,880,000 | 1 | $ 435,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 1,052,701,000 | 1 | $ 665,000 |
| PROMISEONE BANK 2385 PLEASANT HILL RD DULUTH, GA 30096 |
* | $ 700,124,000 | 1 | $ 405,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,766,752,000,000 | 1 | $ 265,000 |
| MORTGAGE INVESTORS GROUP, INC. 8320 E. WALKER SPRINGS LANE NASHVILLE, TN 37923 |
* | $ -1,000 | 1 | $ 305,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ -1,000 | 1 | $ 195,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 1 | $ 385,000 |
| SANCTUARY HOME MORTGAGE LLC 500 W OFFICE CENTER DR #400 WILMINGTON, DE 19034 |
* | $ -1,000 | 1 | $ 205,000 |
| ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ -1,000 | 1 | $ 505,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 942,438,000 | 1 | $ 505,000 |
| ANGEL OAK MORTGAGE SOLUTIONS LLC 980 HAMMOND DRIVE, SUITE 850 WILMINGTON, DE 30328 |
* | $ -1,000 | 1 | $ 365,000 |
| F&M BANK 911 EAST ROBERT TOOMBS AVE WASHINGTON, GA 30673 |
* | $ 357,772,000 | 1 | $ 465,000 |
| UNITED BANK PO BOX 1337 ZEBULON, GA 30295 |
* | $ 2,419,852,000 | 1 | $ 25,000 |
| SPERO FINANCIAL PO BOX 10708 GREENVILLE, SC 29603 |
* | $ 685,097,000 | 1 | $ 175,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ -1,000 | 1 | $ 255,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 11,943,023,000 | 1 | $ 195,000 |
| FARMERS BANK & TRUST 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 977,048,000 | 1 | $ 505,000 |
| WOLFE FINANCIAL, INC 191 H NC HIGHWAY 42 NORTH RALEIGH, NC 27203 |
* | $ -1,000 | 1 | $ 195,000 |
| QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY 3617 WALTON WAY EXT. LOUISVILLE, GA 30909 |
* | $ 1,897,811,000 | 1 | $ 255,000 |
| PINNACLE BANK 150 3RD AVE SOUTH NASHVILLE, TN 37201 |
* | $ 41,842,515,000 | 1 | $ 175,000 |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION ONE BELVEDERE PLACE WILMINGTON, DE 94941 |
* | $ -1,000 | 1 | $ 1,205,000 |
| FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 4,534,480,000 | 1 | $ 165,000 |
| TOP FLITE FINANCIAL, INC. 123 E GRAND RIVER AVE PLYMOUTH, MI 48895 |
* | $ -1,000 | 1 | $ 185,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 12,826,414,000 | 1 | $ 565,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 685 | $319,945,000 | $467,000 | $12,005,000 | $215,000 | $3,430,000 |
| Other Purpose | 252 | $32,930,000 | $130,000 | $1,905,000 | $153,000 | $1,500,000 |
| Cash-out Refinancing | 223 | $58,385,000 | $261,000 | $1,705,000 | $121,000 | $629,000 |
| Home Improvement | 207 | $24,395,000 | $117,000 | $805,000 | $175,000 | $2,296,000 |
| Refinancing | 176 | $49,140,000 | $279,000 | $1,625,000 | $209,000 | $2,929,000 |
| Not Applicable | 2 | $50,000 | $25,000 | $45,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,033 | $304,355,000 | $294,000 | $2,885,000 | $188,000 | $3,430,000 |
| Not Provided | 212 | $66,970,000 | $315,000 | $1,415,000 | $173,000 | $2,929,000 |
| Not applicable | 154 | $66,980,000 | $434,000 | $12,005,000 | $171,000 | $402,000 |
| Black or African American | 49 | $13,515,000 | $275,000 | $895,000 | $134,000 | $840,000 |
| Asian | 41 | $16,725,000 | $407,000 | $725,000 | $181,000 | $1,050,000 |
| Hispanic | 30 | $9,940,000 | $331,000 | $855,000 | $273,000 | $1,538,000 |
| American Indian or Alaskan Native | 8 | $1,860,000 | $232,000 | $395,000 | $90,000 | $117,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,372 | $421,030,000 | $306,000 | $12,005,000 | $194,000 | $3,430,000 |
| FHA-insured (Federal Housing Administration) | 101 | $29,975,000 | $296,000 | $525,000 | $93,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 69 | $32,895,000 | $476,000 | $1,335,000 | $133,000 | $304,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $945,000 | $315,000 | $385,000 | $95,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 870 | $283,820,000 | $326,000 | $12,005,000 | $196,000 | $3,430,000 |
| Application Denied By Financial Institution | 219 | $44,175,000 | $201,000 | $1,335,000 | $133,000 | $811,000 |
| Application Withdrawn By Applicant | 195 | $69,735,000 | $357,000 | $1,625,000 | $185,000 | $2,352,000 |
| Loan Purchased By The Institution | 155 | $58,515,000 | $377,000 | $1,395,000 | $208,000 | $1,538,000 |
| File Closed For Incompleteness | 70 | $15,490,000 | $221,000 | $855,000 | $137,000 | $564,000 |
| Application Approved But Not Accepted | 36 | $13,110,000 | $364,000 | $1,465,000 | $269,000 | $2,296,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,208 | $409,320,000 | $338,000 | $12,005,000 | $190,000 | $3,430,000 |
| Debt-To-Income Ratio | 199 | $48,635,000 | $244,000 | $1,625,000 | $174,000 | $2,929,000 |
| Credit History | 49 | $7,105,000 | $145,000 | $525,000 | $131,000 | $450,000 |
| Credit Application Incomplete | 33 | $6,175,000 | $187,000 | $1,105,000 | $131,000 | $317,000 |
| Collateral | 26 | $5,570,000 | $214,000 | $1,335,000 | $166,000 | $666,000 |
| Other | 19 | $5,035,000 | $265,000 | $725,000 | $231,000 | $811,000 |
| Unverifiable Information | 6 | $1,650,000 | $275,000 | $475,000 | $197,000 | $384,000 |
| Employment History | 3 | $665,000 | $221,000 | $405,000 | $33,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $690,000 | $345,000 | $355,000 | $243,000 | $255,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.