Okanogan County, WA Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,149 mortgage applications in Okanogan County, WA totaling $176.6 million, down 31% from 2013. The average application was for $153,000, and applicants reported an average income of $71,000. 50% of applications resulted in an originated loan and 20% were denied. The most active lender was Lennar Mortgage, LLC, with 126 applications, followed by Wells Fargo Bank NA and Guild Mortgage Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,149
Total Mortgage Loan Application Amount $176,552,000
Average Mortgage Loan Application Amount $153,000
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $71,000
Highest Applicant Income $1,200,000

Mortgage Company List for Lending in Okanogan County, WA for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 126 $ 17,007,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 112 $ 14,464,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 53 $ 8,967,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 47 $ 6,816,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 38 $ 4,444,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 36 $ 4,452,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,626,502,000 34 $ 5,006,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 33 $ 5,133,000
Peoples Bank
3100 WOBURN STREET
BELLINGHAM, WA 98226
* $ 1,300,160,000 31 $ 7,155,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 10,304,811,000 26 $ 3,392,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 7,871,150,000 26 $ 5,124,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 26 $ 4,268,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 24 $ 2,933,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 11,932,556,000 16 $ 2,839,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 14 $ 2,937,000
Inspirus Credit Union
5200 SOUTHCENTER BLVD
SEATTLE, WA 98188
* $ 962,182,000 14 $ 884,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 14,408,200,000 13 $ 1,892,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 11 $ 1,455,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 10 $ 1,644,000
Podium Mortgage Capital LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 10 $ 1,782,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 1,898,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 10 $ 1,465,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 3,040,697,000 10 $ 1,629,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,165,399,000 10 $ 2,347,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 4,430,640,000 10 $ 3,044,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 9 $ 1,611,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 8 $ 864,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 7 $ 997,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 7 $ 1,069,000
Numerica Credit Union
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ 1,328,711,000 7 $ 547,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 584,109,000 7 $ 1,028,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 3,913,524,000 7 $ 846,000
Cashmere Valley Bank
PO BOX G
CASHMERE, WA 98815
* $ 1,283,278,000 7 $ 1,022,000
Alaska USA Mortgage Co., LLC
PO BOX 196850
ANCHORAGE, AK 99519
* $ 1,485,079,000 7 $ 1,200,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 7 $ 1,292,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 880,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 6 $ 867,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 720,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 939,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 6 $ 1,372,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 6 $ 838,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 5 $ 603,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 5 $ 896,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 5 $ 1,134,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 5 $ 1,143,000
1st Security Bank of Washington
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 418,966,000 5 $ 806,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ 1,922,283,000 5 $ 674,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 4 $ 700,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 4 $ 433,000
Wheatland Bank
222 N WALL SUITE 100
SPOKANE, WA 99201
* $ 318,237,000 4 $ 483,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ 1,845,569,000 4 $ 453,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 4 $ 257,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2
MURRAY, UT 84107
* $ 10,000,000 4 $ 405,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ 10,000,000 4 $ 768,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 4 $ 961,000
First Mortgage Corporation
1131 W 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 4 $ 504,000
Mortgage Master Service Corporation
20425 72ND AVENUE SOUTH, SUITE 210
KENT, WA 98032
* $ 32,037,000 3 $ 489,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 552,000
Intercap Lending Inc.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 3 $ 554,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 537,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 168,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 574,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 3 $ 444,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 586,000
Inland Northwest Bank
421 W RIVERSIDE AVE, STE 113
SPOKANE, WA 99201
* $ 393,139,000 3 $ 463,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 3 $ 547,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 959,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 3 $ 363,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 3 $ 507,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 3 $ 472,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 436,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 716,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 3 $ 663,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 3 $ 640,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 3 $ 297,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 3 $ 679,000
Heritage Bank
201 5TH AVENUE SW
OLYMPIA, WA 98501
* $ 1,657,996,000 2 $ 707,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 410,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 2 $ 286,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 2 $ 232,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 2 $ 289,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,345,180,000 2 $ 235,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 274,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 2 $ 396,000
Whatcom Educational Credit Uni
PO BOX 9750
BELLINGHAM, WA 98227
* $ 975,525,000 2 $ 165,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 266,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 307,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 301,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 347,000
Gesa Credit Union
51 GAGE BLVD
RICHLAND, WA 99352
* $ 1,297,360,000 2 $ 60,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 574,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 2 $ 413,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 2 $ 462,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 106,835,000 2 $ 348,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 68,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 274,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 105,286,470,000 1 $ 214,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 1 $ 130,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 179,771,772,000 1 $ 205,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 100,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 1 $ 264,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ 1,000,000,000 1 $ 185,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 6,533,403,000 1 $ 279,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 170,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 7,158,077,000 1 $ 188,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 25,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 64,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 1 $ 156,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 195,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 144,000
Allen Mortgage Lc
1675 S CENTRAL ST
CENTENNIAL PARK, AZ 86021
* $ 1,700,000 1 $ 122,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 253,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 172,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 1 $ 120,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 96,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 4,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 72,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 1 $ 169,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 210,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 338,000
Certusbank, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,656,164,000 1 $ 300,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 566,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 340,728,000 1 $ 275,000
Solarity Credit Union
P.O. BOX 2922
YAKIMA, WA 98902
* $ 519,870,000 1 $ 100,000
Seattle Metropolitan Credit Union
1521 1ST AVENUE S
SEATTLE, WA 98134
* $ 595,299,000 1 $ 33,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 185,000
Qualstar Credit Union
PO BOX 3050
BOTHELL, WA 98041
* $ 345,713,000 1 $ 69,000
Adair Financial Services, LLC
1101 SE TECH CENTER DRIVE, STE 140
VANCOUVER, WA 98683
* $ 68,697,000 1 $ 219,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 60,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 192,000
Penrith Home Loans

MODESTO, CA 95350
* $ 8,526,000 1 $ 128,000
Sacramento 1st Mortgage, Inc
3626 FAIR OAKS BLVD, SUITE 100
SACRAMENTO, CA 95864
* $ 10,000,000 1 $ 120,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 156,000
Bank of the Pacific
300 EAST MARKET / PO BOX 1826
ABERDEEN, WA 98520
* $ 704,607,000 1 $ 85,000
CU Home Mortgage Solutions, Ll
11027 MERIDIAN AVE N, SUITE 102
SEATTLE, WA 98133
* $ 40,000,000 1 $ 95,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 119,376,000 1 $ 116,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 1 $ 110,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 180,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 186,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 86,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 119,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,664,450,000 1 $ 249,000
Sound Credit Union
1331 BROADWAY
TACOMA, WA 98402
* $ 1,085,834,000 1 $ 30,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 94,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 1 $ 192,000
US Wide Financial LLC
VIBHU GROVER
ST LOUIS, MO 63146
* $ 1,000,000,000 1 $ 100,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 180,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 58,000
Crossline Capital, Inc.
25520 COMMERCENTRE DRIVE, 2ND FLOOR
LAKE FOREST, CA 92630
* $ 40,422,000 1 $ 384,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 199,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 180,000
Directors Financial Group
11 CUSHING, STE 250
IRVINE, CA 92618
* $ 100,000,000 1 $ 112,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 1 $ 148,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 1 $ 264,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 1 $ 48,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 1 $ 284,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 1 $ 238,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 1 $ 564,000
Timberland Bank
624 SIMPSON AVE
HOQUIAM, WA 98550
* $ 727,695,000 1 $ 384,000

The tables below break down 2014 mortgage applications in Okanogan County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Okanogan County, WA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 565 $85,501,000 $151,000 $710,000 $60,000 $1,200,000
Home Purchase 511 $85,229,000 $166,000 $850,000 $84,000 $785,000
Home Improvement 73 $5,822,000 $79,000 $385,000 $69,000 $413,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 837 $128,709,000 $153,000 $710,000 $76,000 $792,000
Not Provided 122 $19,668,000 $161,000 $595,000 $93,000 $1,200,000
Not applicable 82 $14,838,000 $180,000 $850,000 $8,000 $186,000
Hispanic 56 $6,931,000 $123,000 $384,000 $51,000 $120,000
American Indian or Alaskan Native 40 $4,408,000 $110,000 $266,000 $59,000 $600,000
Asian 11 $1,797,000 $163,000 $328,000 $76,000 $200,000
Black or African American 1 $201,000 $201,000 $201,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 788 $121,217,000 $153,000 $850,000 $86,000 $1,200,000
FHA-insured (Federal Housing Administration) 174 $25,005,000 $143,000 $276,000 $43,000 $228,000
VA-guaranteed (Veterans Administration) 146 $25,308,000 $173,000 $566,000 $38,000 $201,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $5,022,000 $122,000 $185,000 $26,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 570 $89,691,000 $157,000 $850,000 $81,000 $792,000
Application Denied By Financial Institution 232 $35,111,000 $151,000 $710,000 $71,000 $1,200,000
Application Withdrawn By Applicant 153 $21,747,000 $142,000 $575,000 $66,000 $600,000
Loan Purchased By The Institution 95 $15,404,000 $162,000 $417,000 $23,000 $220,000
Application Approved But Not Accepted 53 $7,604,000 $143,000 $290,000 $70,000 $214,000
File Closed For Incompleteness 46 $6,995,000 $152,000 $564,000 $73,000 $720,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 42 $6,882,000 $163,000 $710,000 $80,000 $315,000
Credit History 34 $3,902,000 $114,000 $316,000 $74,000 $413,000
Debt-To-Income Ratio 32 $5,448,000 $170,000 $360,000 $63,000 $298,000
Credit Application Incomplete 16 $2,243,000 $140,000 $267,000 $43,000 $152,000
Other 11 $1,415,000 $128,000 $300,000 $75,000 $165,000
Unverifiable Information 8 $981,000 $122,000 $236,000 $87,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 2 $348,000 $174,000 $208,000 $80,000 $97,000
Employment History 1 $82,000 $82,000 $82,000 $31,000 $31,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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