Pine County, MN Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,358 mortgage applications in Pine County, MN totaling $267.9 million, up 11% from 2024. The average application was for $197,000, and applicants reported an average income of $115,000. 55% of applications resulted in an originated loan and 16% were denied. The most active lender was Northview Bank, with 115 applications, followed by Members Cooperative Credit Union and Blaze Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,358
Total Mortgage Loan Application Amount $267,940,000
Average Mortgage Loan Application Amount $197,000
Highest Mortgage Loan Application Amount $1,355,000
Average Applicant Income $115,000
Highest Applicant Income $7,413,000

Mortgage Company List for Lending in Pine County, MN for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ n/a 115 $ 24,605,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ n/a 99 $ 11,475,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 99 $ 12,575,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 67 $ 11,205,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 39 $ 12,095,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 37 $ 7,535,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 36 $ 3,740,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 35 $ 9,295,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 34 $ 6,860,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 32 $ 9,190,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 27 $ 5,345,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 27 $ 6,795,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 21 $ 5,285,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 21 $ 4,615,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 20 $ 3,060,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 19 $ 5,795,000
Minnco Credit Union
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ n/a 18 $ 2,570,000
Fnb Moose Lake
400 ELM AVENUE PO BOX 429
MOOSE LAKE, MN 55767
* $ n/a 16 $ 3,070,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 16 $ 3,750,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 15 $ 1,545,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 15 $ 3,175,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 15 $ 4,465,000
Northwoods Credit Union
1702 AVE B
CLOQUET, MN 55720
* $ n/a 15 $ 1,345,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 15 $ 2,115,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 13 $ 3,555,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 12 $ 1,860,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 12 $ 540,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 11 $ 2,875,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 10 $ 1,740,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 9 $ 1,415,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 9 $ 555,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 9 $ 1,035,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 8 $ 1,780,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 8 $ 530,000
Neighborhood National Bank
45 NORTH UNION
MORA, MN 55051
* $ n/a 8 $ 1,560,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 8 $ 1,450,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 8 $ 2,060,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 8 $ 1,040,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 1,935,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 7 $ 1,825,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 7 $ 1,655,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 7 $ 1,455,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 7 $ 1,785,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 6 $ 1,700,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 6 $ 1,740,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 6 $ 1,580,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 6 $ 920,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 6 $ 410,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 5 $ 2,245,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 5 $ 715,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 5 $ 995,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 5 $ 925,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ n/a 5 $ 575,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 4 $ 460,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 4 $ 440,000
Highland Bank
2100 FORD PKWY
SAINT PAUL, MN 55116
* $ n/a 4 $ 470,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 4 $ 870,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 4 $ 370,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 4 $ 730,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 1,040,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 4 $ 1,150,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 4 $ 560,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 1,550,000
Centricity Credit Union
4477 LAVAQUE RD
DULUTH, MN 55811
* $ n/a 4 $ 550,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 320,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 3 $ 445,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ n/a 3 $ 185,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 3 $ 415,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 665,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 3 $ 895,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ n/a 3 $ 1,735,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 3 $ 655,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 755,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ n/a 3 $ 655,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 3 $ 715,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 3 $ 485,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 995,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 3 $ 925,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 1,505,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 370,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ n/a 2 $ 170,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 570,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 430,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 2 $ 320,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 620,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 440,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 2 $ 110,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 110,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 2 $ 870,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 670,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 2 $ 830,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 2 $ 430,000
North Shore Bank of Commerce
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ n/a 2 $ 570,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 2 $ 610,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 2 $ 280,000
Topline Financial Credit Union
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ n/a 2 $ 330,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ n/a 2 $ 350,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 580,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 2 $ 370,000
Building Trades Federal Credit Union
12080 73RD AVENUE NORTH
OSSEO, MN 55369
* $ n/a 2 $ 190,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ n/a 2 $ 1,400,000
The First National Bank of Milaca
190 2ND AVE SW
MILACA, MN 56353
* $ n/a 2 $ 390,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 160,000
Associated Healthcare CU
360 SHERMAN ST. SUITE B-10
SAINT PAUL, MN 55102
* $ n/a 2 $ 350,000
American Heritage National Bank
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ n/a 1 $ 155,000
Indianhead Credit Union
104 E MAPLE ST
SPOONER, WI 54801
* $ n/a 1 $ 295,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 35,000
Expedition Credit Union
1270 NORTHLAND DRIVE SUITE 350
MENDOTA HEIGHTS, MN 55120
* $ n/a 1 $ 15,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 215,000
Security State Bank of Marine
120 JUDD STREET
MARINE ON ST CROIX, MN 55047
* $ n/a 1 $ 105,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 105,000
Community Bank Mankato
300 ST ANDREWS DR
VERNON CENTER, MN 56090
* $ n/a 1 $ 505,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 1 $ 295,000
Citizens State Bank
375 STAGELINE RD
HUDSON, WI 54016
* $ n/a 1 $ 505,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 265,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ n/a 1 $ 395,000
The Bank of Elk River
630 MAIN STREET
ELK RIVER, MN 55330
* $ n/a 1 $ 165,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 105,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 345,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 335,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 1 $ 275,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ n/a 1 $ 675,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 1 $ 125,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 1 $ 105,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 1 $ 315,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 1 $ 175,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 545,000
New Market Bank
101 OLD TOWN RD
ELKO NEW MARKET, MN 55054
* $ n/a 1 $ 305,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 115,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 165,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 155,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 1 $ 35,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 1 $ 425,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 165,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 255,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 325,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ n/a 1 $ 85,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 285,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 255,000
Verus
2001 M STREET SUITE 300
WASHINGTON, DC 20036
* $ n/a 1 $ 165,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 785,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 1 $ 175,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 1 $ 175,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 145,000
Castle Rock Bank
27925 DANVILLE AVENUE , PO BOX 518
CASTLE ROCK, MN 55010
* $ n/a 1 $ 225,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 1 $ 55,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 155,000
First National Bank Minnesota
500 LONG STREET
SAINT PETER, MN 56082
* $ n/a 1 $ 55,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ n/a 1 $ 155,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 395,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 205,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 275,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 225,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 95,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 455,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 135,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 1 $ 95,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 105,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 325,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 1 $ 205,000
North Shore Federal Credit Union
85 OUTER DR
SILVER BAY, MN 55614
* $ n/a 1 $ 255,000
Bankwest
5921 MAIN ST
ROCKFORD, MN 55313
* $ n/a 1 $ 265,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 135,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 275,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 255,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 205,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 715,000
Minnesota Valley Federal Credit Union
1640 ADAMS ST
MANKATO, MN 56001
* $ n/a 1 $ 235,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ n/a 1 $ 225,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ n/a 1 $ 55,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 145,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ n/a 1 $ 65,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ n/a 1 $ 445,000
Kensington Bank
11 CENTRAL AVE N
KENSINGTON, MN 56343
* $ n/a 1 $ 65,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 1 $ 145,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 205,000

The tables below break down 2025 mortgage applications in Pine County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pine County, MN in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 579 $149,645,000 $258,000 $1,355,000 $123,000 $2,078,000
Cash-out Refinancing 282 $55,130,000 $195,000 $725,000 $88,000 $525,000
Other Purpose 176 $15,170,000 $86,000 $415,000 $139,000 $7,413,000
Refinancing 161 $35,945,000 $223,000 $1,205,000 $120,000 $1,302,000
Home Improvement 157 $11,675,000 $74,000 $475,000 $104,000 $447,000
Not Applicable 3 $375,000 $125,000 $165,000 $11,000 $11,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,047 $199,215,000 $190,000 $1,045,000 $118,000 $7,413,000
Not Provided 128 $25,970,000 $202,000 $675,000 $101,000 $525,000
Not applicable 91 $25,645,000 $281,000 $1,355,000 $93,000 $235,000
Hispanic 26 $4,560,000 $175,000 $475,000 $91,000 $215,000
American Indian or Alaskan Native 24 $4,440,000 $185,000 $335,000 $94,000 $259,000
Asian 23 $5,035,000 $218,000 $435,000 $129,000 $363,000
Black or African American 17 $2,905,000 $170,000 $345,000 $78,000 $109,000
Native Hawaiian or Other Pacific Islander 2 $170,000 $85,000 $85,000 $56,000 $58,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,031 $183,535,000 $178,000 $1,355,000 $122,000 $7,413,000
FHA-insured (Federal Housing Administration) 188 $41,520,000 $220,000 $535,000 $80,000 $216,000
VA-guaranteed (Veterans Administration) 124 $39,720,000 $320,000 $805,000 $104,000 $321,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $3,165,000 $211,000 $345,000 $76,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 750 $155,750,000 $207,000 $1,355,000 $132,000 $7,413,000
Application Denied By Financial Institution 215 $33,735,000 $156,000 $1,205,000 $74,000 $525,000
Application Withdrawn By Applicant 197 $37,445,000 $190,000 $925,000 $108,000 $1,302,000
Loan Purchased By The Institution 97 $24,275,000 $250,000 $595,000 $100,000 $360,000
File Closed For Incompleteness 65 $11,275,000 $173,000 $625,000 $80,000 $266,000
Application Approved But Not Accepted 31 $4,795,000 $154,000 $635,000 $129,000 $737,000
Preapproval Denied by Financial Institution 3 $665,000 $221,000 $285,000 $118,000 $247,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,019 $207,735,000 $203,000 $1,355,000 $119,000 $7,413,000
Debt-To-Income Ratio 198 $37,980,000 $191,000 $805,000 $115,000 $2,078,000
Credit History 47 $5,855,000 $124,000 $435,000 $77,000 $247,000
Collateral 42 $5,660,000 $134,000 $805,000 $89,000 $321,000
Credit Application Incomplete 26 $4,370,000 $168,000 $795,000 $81,000 $320,000
Other 10 $2,080,000 $208,000 $675,000 $138,000 $525,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,960,000 $370,000 $1,205,000 $61,000 $116,000
Unverifiable Information 6 $1,170,000 $195,000 $505,000 $94,000 $166,000
Employment History 2 $130,000 $65,000 $75,000 $44,000 $89,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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