Rusk County, TX Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 1,605 mortgage applications in Rusk County, TX totaling $273.2 million, down 10% from 2022. The average application was for $170,000, and applicants reported an average income of $114,000. 44% of applications resulted in an originated loan and 26% were denied. The most active lender was 21st Mortgage, with 185 applications, followed by Vanderbilt Mortgage and Finance, Inc and Verabank,N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,605
Total Mortgage Loan Application Amount $273,215,000
Average Mortgage Loan Application Amount $170,000
Highest Mortgage Loan Application Amount $1,295,000
Average Applicant Income $114,000
Highest Applicant Income $9,600,000

Mortgage Company List for Lending in Rusk County, TX for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 185 $ 21,905,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 141 $ 18,555,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 3,954,479,000 93 $ 18,125,000
Texas Bank
P O BOX 1190
HENDERSON, TX 75652
* $ 808,228,000 80 $ 10,760,000
East Texas Professional C.U.
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 1,179,208,000 63 $ 8,185,000
Henderson Federal Savings Bank
130 N MARSHALL ST.
HENDERSON, TX 75652
* $ 114,073,000 62 $ 10,930,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,481,805,000 59 $ 11,955,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 57 $ 6,955,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ 2,728,475,000 36 $ 7,380,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 36 $ 8,050,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 34 $ 6,610,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 33 $ 8,435,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 23 $ 2,765,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 23 $ 5,465,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 23 $ 5,705,000
Texas Bank and Trust
PO BOX 3188
LONGVIEW, TX 75601
* $ 4,142,065,000 22 $ 4,460,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 21 $ 1,695,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 20 $ 4,230,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 19 $ 2,615,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 19 $ 2,045,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,695,970,000 18 $ 3,380,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 17 $ 2,535,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 15 $ 1,425,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 15 $ 2,375,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 14 $ 3,160,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 13 $ 2,635,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 13 $ 2,305,000
Origin Bank

HOUSTON, TX 77024
* $ 9,631,077,000 11 $ 2,445,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 11 $ 975,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 11 $ 3,485,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 11 $ 1,115,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 10 $ 3,120,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 10 $ 2,210,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 10 $ 2,260,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 9 $ 895,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 8 $ 1,180,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 8 $ 1,440,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 8 $ 680,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 8 $ 1,820,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 8 $ 1,360,000
Spring Hill State Bank
3700 GILMER ROAD
LONGVIEW, TX 75604
* $ 234,273,000 8 $ 1,410,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 7 $ 935,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 7 $ 1,705,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 7 $ 835,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 7 $ 2,375,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 6 $ 690,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 6 $ 800,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 6 $ 1,030,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 7,554,150,000 5 $ 675,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 5 $ 1,065,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 52,953,767,000 5 $ 195,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 775,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 4 $ 690,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 4 $ 450,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 850,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 4 $ 950,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 620,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 4 $ 720,000
Community Bank
PO BOX 2232
LONGVIEW, TX 75605
* $ 299,488,000 4 $ 1,570,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,555,530,000 4 $ 640,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 600,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 265,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 3 $ 1,315,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 415,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 89,544,919,000 3 $ 375,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 3 $ 655,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 655,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 3 $ 305,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 495,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ -1,000 3 $ 415,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 3 $ 725,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 3 $ 395,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 2 $ 540,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 2 $ 520,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 2 $ 310,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 2 $ 1,340,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 2 $ 850,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 2 $ 460,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 530,000
Home Federal Bank
222 FLORIDA STREET
SHREVEPORT, LA 71105
* $ 576,756,000 2 $ 150,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 2 $ 370,000
Texas National Bank of Jacksonville
1518 E GRANDE BLVD
TYLER, TX 75703
* $ 756,138,000 2 $ 610,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 220,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ -1,000 2 $ 780,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 15,997,837,000 2 $ 190,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ -1,000 2 $ 750,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 2 $ 340,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 2 $ 410,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 2 $ 120,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,099,887,000 2 $ 620,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 350,000
First National Bank of East Texas
206 US HWY 271 N
GILMER, TX 75644
* $ 510,181,000 2 $ 240,000
Coop Teachers Credit Union
1424 WSW LOOP 323
TYLER, TX 75701
* $ 125,087,000 2 $ 250,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 610,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 2 $ 410,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ 1,715,530,000 1 $ 255,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 1 $ 195,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 285,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 295,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 85,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 195,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 215,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 965,000
Shell Federal Credit Union
301 E 13TH ST
DEER PARK, TX 77536
* $ 1,730,299,000 1 $ 95,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 215,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 205,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 1 $ 65,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 155,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 1 $ 45,000
Citizens Bank and Trust Co
PO BOX 992
VIVIAN, LA 71082
* $ 159,390,000 1 $ 245,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,725,398,000 1 $ 155,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 185,000
Cendera Bank, National Association
P.O. BOX 97 (615 E BELLS BLVD)
BELLS, TX 75414
* $ 180,579,000 1 $ 365,000
Cypress Bank State Savings Bank
120 S GREER BLVD
PITTSBURG, TX 75686
* $ 221,395,000 1 $ 175,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 195,000
Mountain West Financial, Inc.
1209 NEVADA ST. SUITE 200
REDLANDS, CA 92374
* $ -1,000 1 $ 255,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 95,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 165,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 205,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 1 $ 965,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 65,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 345,000
Texas Mortgage Lending, LLC
12515 RESEARCH BLVD BUILDING 5
AUSTIN, TX 78759
* $ -1,000 1 $ 75,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 145,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 165,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 1 $ 165,000
Gilmer National Bank
P O BOX 460
GILMER, TX 75644
* $ 311,688,000 1 $ 195,000
Telco Plus Credit Union
423 GILMER RD
LONGVIEW, TX 75604
* $ 115,957,000 1 $ 95,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 255,000
Texas Bay Area Credit Union
12611 FUQUA ST
HOUSTON, TX 77034
* $ 653,265,000 1 $ 135,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,550,980,000 1 $ 85,000
Smart Financial Credit Union
6051 NORTH COURSE DR
HOUSTON, TX 77072
* $ 858,529,000 1 $ 265,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 165,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 995,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 395,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 105,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 115,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 345,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ -1,000 1 $ 295,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 125,000
Verabank Community Development Corporation
PO BOX 1009
HENDERSON, TX 75653
* $ -1,000 1 $ 195,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 1 $ 105,000
Ab Community Investment Company
3400 W MARSHALL AVE
LONGVIEW, TX 75604
* $ -1,000 1 $ 65,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 215,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 3,944,563,000 1 $ 155,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ -1,000 1 $ 145,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,748,621,000 1 $ 85,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 2,413,243,000 1 $ 45,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 985,740,000 1 $ 145,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 1,307,150,000 1 $ 45,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 1 $ 95,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 385,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 4,855,114,000 1 $ 95,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 215,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 3,450,913,000 1 $ 135,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 1 $ 195,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 25,000
Citizens National Bank of Texas
P. O. BOX 717
WAXAHACHIE, TX 75168
* $ 1,907,275,000 1 $ 65,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 175,000
Texas Trust Credit Union
5080 W IH 20
ARLINGTON, TX 76017
* $ 2,050,277,000 1 $ 195,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 205,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 2,069,955,000 1 $ 335,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 342,115,000 1 $ 135,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 95,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 2,007,809,000 1 $ 815,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 1 $ 85,000
The First National Bank of Hughes Springs
PO BOX 188
HUGHES SPRINGS, TX 75656
* $ 331,621,000 1 $ 125,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 12,922,116,000 1 $ 205,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 1 $ 215,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 125,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,318,249,000 1 $ 145,000
Citizens 1st Bank, Tyler Tx
3010 UNIVERSITY DR
NACOGDOCHES, TX 75965
* $ 708,489,000 1 $ 145,000

The tables below break down 2023 mortgage applications in Rusk County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Rusk County, TX in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,212 $227,730,000 $187,000 $1,295,000 $112,000 $9,600,000
Cash-out Refinancing 127 $17,605,000 $138,000 $685,000 $100,000 $660,000
Home Improvement 107 $7,865,000 $73,000 $405,000 $169,000 $7,755,000
Refinancing 92 $14,290,000 $155,000 $805,000 $93,000 $326,000
Other Purpose 60 $5,330,000 $88,000 $795,000 $107,000 $800,000
Not Applicable 7 $395,000 $56,000 $95,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 901 $164,205,000 $182,000 $1,295,000 $134,000 $9,600,000
Hispanic 226 $33,260,000 $147,000 $555,000 $78,000 $397,000
Black or African American 213 $29,655,000 $139,000 $905,000 $72,000 $215,000
Not applicable 129 $24,345,000 $188,000 $695,000 $147,000 $182,000
Not Provided 121 $19,205,000 $158,000 $535,000 $97,000 $600,000
American Indian or Alaskan Native 9 $1,595,000 $177,000 $325,000 $91,000 $167,000
Asian 3 $705,000 $235,000 $405,000 $400,000 $984,000
Native Hawaiian or Other Pacific Islander 1 $65,000 $65,000 $65,000 $48,000 $48,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,311 $208,935,000 $159,000 $1,295,000 $118,000 $9,600,000
FHA-insured (Federal Housing Administration) 189 $39,925,000 $211,000 $465,000 $89,000 $1,142,000
VA-guaranteed (Veterans Administration) 83 $21,855,000 $263,000 $575,000 $94,000 $392,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $2,500,000 $113,000 $205,000 $71,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 708 $132,430,000 $187,000 $1,295,000 $125,000 $7,755,000
Application Denied By Financial Institution 417 $58,145,000 $139,000 $995,000 $82,000 $1,382,000
Application Withdrawn By Applicant 158 $31,160,000 $197,000 $965,000 $178,000 $9,600,000
File Closed For Incompleteness 152 $20,380,000 $134,000 $435,000 $84,000 $392,000
Loan Purchased By The Institution 103 $20,515,000 $199,000 $695,000 $150,000 $221,000
Application Approved But Not Accepted 65 $10,385,000 $159,000 $535,000 $113,000 $720,000
Preapproval Denied by Financial Institution 2 $200,000 $100,000 $195,000 $55,000 $55,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,112 $203,690,000 $183,000 $1,295,000 $119,000 $9,600,000
Debt-To-Income Ratio 201 $31,145,000 $154,000 $905,000 $126,000 $7,755,000
Credit History 172 $20,470,000 $119,000 $335,000 $71,000 $430,000
Collateral 40 $7,820,000 $195,000 $995,000 $121,000 $1,382,000
Other 23 $2,835,000 $123,000 $305,000 $190,000 $1,374,000
Unverifiable Information 21 $2,455,000 $116,000 $275,000 $78,000 $198,000
Credit Application Incomplete 18 $2,410,000 $133,000 $315,000 $98,000 $181,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,515,000 $137,000 $295,000 $80,000 $120,000
Employment History 7 $875,000 $125,000 $175,000 $37,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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