Santa Maria-Santa Barbara, CA Metro Area Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 20,872 mortgage applications in Santa Maria-Santa Barbara, CA metro area totaling $10.1 billion, up 15% from 2015. The average application was for $484,802, and applicants reported an average income of $149,000. 54% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 2,532 applications, followed by loanDepot.com LLC and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 20,872
Total Mortgage Loan Application Amount $10,118,807,000
Average Mortgage Loan Application Amount $484,802
Highest Mortgage Loan Application Amount $27,750,000
Average Applicant Income $149,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Santa Maria-Santa Barbara, CA for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 2,532 $ 1,105,146,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1,124 $ 393,616,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 1,079 $ 939,645,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 676 $ 186,651,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 562 $ 260,558,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 539 $ 468,479,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 115,383,696,000 538 $ 437,570,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 483 $ 246,014,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 451 $ 153,834,000
Broadview Mortgage Corporation
2200 W ORANGEWOOD AVE SUITE 215
ORANGE, CA 92868
* $ 10,000,000 365 $ 175,037,000
Coasthills Credit Union
P O BOX 200
SANTA MARIA, CA 93454
* $ 914,350,000 359 $ 88,558,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 294 $ 163,281,000
Resource Lenders, Inc.
7330 N PALM AVE STE 106
FRESNO, CA 93711
* $ 10,000,000 282 $ 82,581,000
Rpm Mortgage Inc.
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 62,000,000 279 $ 157,064,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 276 $ 91,586,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 274 $ 92,467,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 271 $ 92,585,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 257 $ 114,622,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 241 $ 81,576,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 238 $ 133,061,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 237 $ 80,491,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 234 $ 82,341,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 232 $ 81,086,000
Heritage Oaks Bank
1530 EAST GRAND AVENUE
ARROYO GRANDE, CA 93420
* $ 1,897,723,000 228 $ 100,063,000
Rabobank, National Association
915 HIGHLAND POINTE DRIVE
ROSEVILLE, CA 95678
* $ 14,770,000,000 227 $ 90,881,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 225 $ 74,291,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 223 $ 80,844,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 222 $ 67,579,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 203 $ 70,428,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 173 $ 46,673,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 168 $ 88,484,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 158 $ 51,919,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 154 $ 66,626,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 141 $ 53,970,000
The Mortgage House, Inc.
26901 AGOURA ROAD, SUITE 250
CALABASAS, CA 91301
* $ 10,000,000 139 $ 32,748,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 139 $ 46,712,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 132 $ 40,014,000
Community West Bank, A California Banking Corporation

FRESNO, CA 93720
* $ 620,932,000 129 $ 21,759,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 129 $ 42,947,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 128 $ 113,680,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ 1,164,383,000 127 $ 63,484,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 58,981,285,000 125 $ 143,610,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 120 $ 45,614,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 107 $ 90,136,000
Opes Advisors, Inc.
19330 STEVENS CREEK BLVD
CUPERTINO, CA 95014
* $ 2,541,000 102 $ 49,257,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 94 $ 37,251,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 91 $ 37,421,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 3,110,671,000 90 $ 36,637,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 87 $ 28,971,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 83 $ 34,577,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 76 $ 57,857,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 76 $ 57,922,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ 63,320,000 76 $ 32,126,000
Santa Barbara Teachers Federal Credit Union
3970 LA COLINA RD STE 12
SANTA BARBARA, CA 93110
* $ 224,102,000 73 $ 18,104,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 72 $ 21,664,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,998,925,000 70 $ 28,318,000
Montecito Bank and Trust
1000 STATE ST
SANTA BARBARA, CA 93101
* $ 1,243,310,000 66 $ 43,111,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 66 $ 30,152,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 65 $ 26,448,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,800,424,000 65 $ 27,646,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 60 $ 26,116,000
Dignified Home Loans LLC
1 BAXTER WAY, SUITE 120
WESTLAKE VILLAGE, CA 91362
* $ 19,457,336,000 57 $ 23,143,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 57 $ 86,740,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 57 $ 34,652,000
Rmr Financial, Inc
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 676,541,000 55 $ 35,634,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 53 $ 16,515,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 139,069,000,000 52 $ 48,149,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 52 $ 20,019,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 6,656,748,000 51 $ 93,759,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 51 $ 16,652,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 52,653,111,000 50 $ 75,847,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 50 $ 15,731,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 49 $ 27,699,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 46 $ 2,771,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 45 $ 19,892,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ 1,000,000,000 45 $ 16,216,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 45 $ 15,962,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ 408,000,000 44 $ 24,230,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ 10,000,000 43 $ 16,400,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 43 $ 27,391,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ 9,102,000 42 $ 19,189,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 41 $ 16,660,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 41 $ 30,741,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 40 $ 13,364,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 40 $ 14,047,000
American Riviera Bank
1033 ANACAPA ST
SANTA BARBARA, CA 93101
* $ 248,809,000 40 $ 35,668,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ 10,000,000 40 $ 14,381,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 39 $ 19,721,000
Del Sur Corporation
707 N. MACLAY AVE
SAN FERNANDO, CA 91340
* $ 10,000,000 39 $ 11,579,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ 7,113,654,000 38 $ 11,583,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 38 $ 12,426,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ 40,421,000 37 $ 23,494,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 7,606,000 36 $ 30,674,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 36 $ 12,130,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 36 $ 10,514,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ 1,300,000 36 $ 10,656,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 36 $ 34,968,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 34 $ 11,592,000
Avex Funding Corporation
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ 27,000,000 34 $ 13,931,000
Mountain West Financial, Inc.
1209 NEVADA ST. SUITE 200
REDLANDS, CA 92374
* $ 10,000,000 33 $ 10,950,000
Coastal Funding Slc, Inc.
735 TANK FARM ROAD, SUITE 210
SAN LUIS OBISPO, CA 93401
* $ 12,409,000 33 $ 15,423,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 33 $ 5,856,000
The Golden 1 Credit Union
8945 CAL CENTER DRIVE
SACRAMENTO, CA 95826
* $ 9,676,953,000 33 $ 11,333,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 32 $ 11,656,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 30 $ 10,599,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 29 $ 10,620,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 29 $ 9,463,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ 1,341,000 28 $ 12,810,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 28 $ 13,586,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 28 $ 10,621,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 4,873,033,000 27 $ 14,316,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 35,716,797,000 26 $ 62,572,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 26 $ 9,617,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 26 $ 2,002,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 25 $ 10,666,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 25 $ 7,175,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 25 $ 8,591,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ 64,596,484,000 24 $ 9,147,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 23 $ 7,924,000
Ca Lending Inc
2625 TOWNGATE ROAD #320
WESTLAKE VILLAGE, CA 91361
* $ 20,467,000 23 $ 8,837,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 22 $ 56,906,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 22 $ 2,627,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 21 $ 7,251,000
Murphy Bank
5180 N PALM #101
FRESNO, CA 93704
* $ 220,915,000 21 $ 1,357,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 21 $ 8,967,000
Sesloc Credit Union
3855 BROAD STREET
SAN LUIS OBISPO, CA 93401
* $ 705,790,000 20 $ 7,222,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ 4,230,821,000 20 $ 10,605,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 20 $ 7,533,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ 10,000,000 19 $ 7,346,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 18 $ 14,640,000
Shea Mortgage Inc.
14350 N. 87TH STREET, SUITE 350
SCOTTSDALE, AZ 85260
* $ 10,000,000 18 $ 7,013,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 18 $ 8,253,000
Luther Burbank Savings
1500 ROSECRANS AVE., SUITE 300
SANTA ROSA, CA 90266
* $ 4,360,269,000 17 $ 35,357,000
Keypoint Credit Union
2805 BOWERS AVENUE
SANTA CLARA, CA 95051
* $ 1,006,689,000 17 $ 5,677,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 17 $ 5,257,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ 10,000,000 16 $ 7,386,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 16 $ 4,420,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 16 $ 6,363,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 15 $ 4,474,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 15 $ 7,054,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ 56,337,000 14 $ 8,019,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 14 $ 6,798,000
American Interbanc Mortgage, Llc.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 14 $ 5,736,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 116,390,764,000 14 $ 16,666,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 23,381,220,000 13 $ 24,033,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 459,125,000 13 $ 4,241,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 12 $ 3,793,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 12 $ 4,766,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 12 $ 5,650,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 12 $ 903,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 12 $ 5,287,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 2,698,563,000 12 $ 10,983,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 11 $ 3,868,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 23,375,286,000 11 $ 8,973,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ 3,153,000 11 $ 5,401,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 11 $ 4,401,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 11 $ 4,827,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 11 $ 4,146,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 7,857,994,000 10 $ 4,246,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 10 $ 2,481,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 10 $ 5,671,000
Mortgage Capital Partners, Inc
12400 WILSHIRE BLVD, SUITE 900
LOS ANGELES, CA 90025
* $ 27,636,000 10 $ 7,605,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 10 $ 2,806,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 10 $ 3,561,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 2,580,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 10 $ 3,035,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 10 $ 4,710,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 10 $ 3,912,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 9 $ 2,578,000
First California Mortgage Co., Inc.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 9 $ 3,733,000
Loansnap, Inc.
3070 BRISTOL STREET SUITE 200
SACRAMENTO, CA 92626
* $ 112,324,000 9 $ 3,218,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ 9,774,230,000 9 $ 3,682,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ 10,000,000 9 $ 5,511,000
Ojai Community Bank
402 W. OJAI AVENUE
OJAI, CA 93023
* $ 213,272,000 9 $ 8,597,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 8 $ 2,286,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 8 $ 3,190,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 8 $ 2,621,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 183,138,215,000 8 $ 8,693,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 8 $ 4,191,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ 93,834,000 8 $ 1,832,000
Oaktree Funding Corp
1298 WEST 7TH STREET
UPLAND, CA 91786
* $ 10,000,000 8 $ 4,569,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 8 $ 209,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 8 $ 2,271,000
Kings Mortgage Services, Inc.
4244 W MINERAL KING AVE
VISALIA, CA 93291
* $ 534,000 8 $ 2,669,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 8 $ 3,070,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 7 $ 2,851,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 7 $ 2,018,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 14,678,000 7 $ 1,994,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 10,000,000 7 $ 2,427,000
Integrity First Financial Group, Inc.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ 26,494,000 7 $ 3,620,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ 3,007,815,000 7 $ 2,589,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 7 $ 2,864,000
Taylor Morrison Home Funding, Inc.
495 N KELLER RD
MAITLAND, FL 32751
* $ 10,000,000 7 $ 1,855,000
Fisher Financial Group, Incorporated
3303 EAST BASELINE ROAD #7-118
GILBERT, AZ 85234
* $ 3,129,000,000 7 $ 2,667,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 7 $ 2,279,000
Crestline Funding Corporation
18851 BARDEEN AVE
IRVINE, CA 92612
* $ 20,800,000,000 7 $ 3,143,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 104,109,000 7 $ 2,252,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 7 $ 1,677,000
Ventura County Credit Union
2575 VISTA DEL MAR SUITE 100
VENTURA, CA 93001
* $ 732,979,000 6 $ 733,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 7,025,122,000 6 $ 7,040,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 340,713,000 6 $ 2,170,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 6 $ 4,254,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 6 $ 1,477,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 6 $ 5,157,000
California Coast Credit Union
9201 SPECTRUM CENTER BLVD. 3RD FLOOR
SAN DIEGO, CA 92150
* $ 2,015,035,000 6 $ 1,252,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ 20,000,000 6 $ 2,545,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 6 $ 6,879,000
Mount Olympus Mortgage Company
2600 MICHELSON DR., #250
IRVINE, CA 92612
* $ 10,000,000 6 $ 1,549,000
Western Bancorp
5671 SANTA TERESA BLVD STE 100
SAN JOSE, CA 95123
* $ 5,236,000 5 $ 1,556,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 1,813,000
California Credit Union
701 N BRAND BLVD
GLENDALE, CA 91203
* $ 1,463,533,000 5 $ 2,700,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 5 $ 1,588,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 5 $ 3,365,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 5 $ 3,427,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 5 $ 2,911,000
Silicon Valley Bank
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 44,055,239,000 5 $ 14,280,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 5 $ 7,062,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 59,401,875,000 5 $ 10,910,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ 2,800,000,000 5 $ 1,514,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ 10,000,000 5 $ 1,862,000
Mega Capital Funding, Inc.
5000 N PARKWAY CALABASAS
SUITE 100, CA 91302
* $ 10,000,000 5 $ 2,239,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 5 $ 1,584,000
Preferred Bank
601 S FIGUEROA ST., 29TH FLOOR
LOS ANGELES, CA 90017
* $ 2,599,000,000 5 $ 12,271,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,251,539,000 5 $ 3,642,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 5 $ 2,934,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ 10,000,000 5 $ 65,400,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ 41,332,772,000 5 $ 2,861,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ 3,777,000 4 $ 3,458,000
Usc Credit Union
3720 SOUTH FLOWER STREET
LOS ANGELES, CA 90007
* $ 431,140,000 4 $ 2,022,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 954,670,000 4 $ 7,238,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 4 $ 1,435,000
Bank of Hope
3731 WILSHIRE BOULEVARD, SUITE 200
LOS ANGELES, CA 90010
* $ 7,910,324,000 4 $ 2,831,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 4 $ 2,438,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 4 $ 106,000
Oceanair Federal Credit Union
2151 E GONZALES RD
OXNARD, CA 93036
* $ 440,790,000 4 $ 645,000
Mechanics Bank
1111 CIVIC DR
WALNUT CREEK, CA 94596
* $ 3,577,152,000 4 $ 6,614,000
Schoolsfirst
2115 NORTH BROADWAY
SANTA ANA, CA 92706
* $ 11,745,352,000 4 $ 1,649,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 43,804,359,000 4 $ 4,968,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,673,604,000 4 $ 3,975,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 9,524,019,000 4 $ 8,396,000
Mission Loans, LLC

IRVINE, CA 92612
* $ 26,491,000 4 $ 3,777,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 4 $ 2,328,000
Googain, Inc.
1288 KIFER RD STE 208
SUNNYVALE, CA 94086
* $ 12,852,000 4 $ 1,807,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 21,559,176,000 4 $ 2,361,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 8,649,723,000 4 $ 1,135,000
First Foundation Bank
18101 VON KARMAN AVENUE, SUITE 750
IRVINE, CA 92612
* $ 2,588,762,000 4 $ 11,615,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ 1,376,641,000 4 $ 1,514,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ 10,000,000 4 $ 1,543,000
Genequity Mortgage, Inc.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ 40,000,000 4 $ 1,119,000
Vision One Mortgage, Inc.
13821 NEWPORT AVE. STE 110
TUSTIN, CA 92780
* $ 1,000,000,000 4 $ 1,641,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 4 $ 633,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 1,015,000
Redwood Credit Union
P O BOX 6104
SANTA ROSA, CA 95406
* $ 2,827,950,000 3 $ 684,000
Blupeak Credit Union
10120 PACIFIC HEIGHTS BLVD, SUITE 100
SAN DIEGO, CA 92121
* $ 832,475,000 3 $ 759,000
Guaranty Bank and Trust Company
1331 17TH STREET
DENVER, CO 80202
* $ 2,365,816,000 3 $ 2,109,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ 2,793,758,000 3 $ 7,315,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 3 $ 1,550,000
United Community Mortgage Corp
40750 SYMPHONEY PARK LANE, STE 102
MURRIETA, CA 92562
* $ 21,660,000 3 $ 1,550,000
Homexpress Mortgage Corp.
4675 MACARTHUR CT. SUITE 1450
NEWPORT BEACH, CA 92660
* $ 15,569,000 3 $ 1,646,000
Tri-Emerald Financial Group, Inc.
85 ENTERPRISE, SUITE 100
ALISO VIEJO, CA 92656
* $ 20,434,000 3 $ 1,356,000
Forethought Life Insurance Co
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ 100,000,000 3 $ 1,464,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ 5,178,038,000 3 $ 1,511,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 13,219,796,000 3 $ 1,721,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ 4,609,426,188,000 3 $ 2,057,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 3 $ 1,340,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 3 $ 1,009,000
Mortgage Management Consultants, Inc.
1008 W. AVENUE M-4, STE. H
PALMDALE, CA 93551
* $ 1,012,848,000 3 $ 1,350,000
Iserve Residential Lending
10920 VIA FRONTERA SUITE 520
SAN DIEGO, CA 92127
* $ 35,257,000 3 $ 2,024,000
As Is Lending Incorporated
23332 MILL CREEK DRIVE #235
LAGUNA HILLS, CA 92653
* $ 697,000 3 $ 1,206,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ 214,531,000 3 $ 411,000
Eagle Home Mortgage of California
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ 10,000,000 3 $ 541,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ 1,118,482,000 3 $ 471,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 15,972,565,000 3 $ 2,914,000
Sterling Bank and Trust, FSB
ONE TOWNE SQUARE, SUITE 1900
SOUTHFIELD, MI 48076
* $ 1,710,430,000 3 $ 895,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 2,748,259,000 3 $ 1,387,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 4,216,262,000 3 $ 1,758,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 3 $ 848,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 3 $ 1,015,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 3 $ 721,000
Universal Mortgage & Finance, Inc
3158 BRAVERTON STREET SUITE 204
EDGEWATER, MD 21037
* $ 10,000,000 3 $ 722,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 4,741,982,000 3 $ 1,233,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 3 $ 1,366,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 3 $ 874,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ 23,726,000 3 $ 1,143,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 1,177,985,000 3 $ 1,199,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 2 $ 1,244,000
BNC National Bank

BISMARCK, ND 58501
* $ 903,318,000 2 $ 555,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 3,272,942,000 2 $ 2,274,000
Bank of the Cascades
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 2,462,298,000 2 $ 1,468,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 493,000
Astoria Federal Mortgage Corp.
400 RELLA BOULEVARD
MONTEBELLO, NY 10901
* $ 10,504,295,000 2 $ 1,495,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 2 $ 1,165,000
Country Club Mortgage, Inc.
3400 WEST MINERAL KING AVE STE A
VISALIA, CA 93291
* $ 0 2 $ 360,000
Damascus Community Bank
1525 POINTER RIDGE PLACE
BOWIE, MD 20716
* $ 293,929,000 2 $ 1,619,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 3,821,567,000 2 $ 1,277,000
Malaga Bank, FSB
2514 VIA TEJON
PALOS VERDES ESTATES, CA 90274
* $ 983,556,000 2 $ 1,716,000
Universal Bank
3455 NOGALES STREET
WEST COVINA, CA 91792
* $ 337,295,000 2 $ 4,901,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 134,695,000,000 2 $ 3,100,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 2 $ 1,293,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 35,170,905,000 2 $ 1,008,000
Opus Bank
19900 MACARTHUR BLVD 12TH FL
IRVINE, CA 92612
* $ 6,649,977,000 2 $ 4,939,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 2 $ 502,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 2 $ 540,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 2 $ 888,000
St Fin Corp dba Star Financial
23330 MILL CREEK SUITE 250
LAGUNA HILLS, CA 92653
* $ 13,187,000 2 $ 293,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ 989,711,000 2 $ 801,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 2 $ 823,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 646,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 2 $ 976,000
First Nations Home Finance Corporation
7330 ENGINEER ROAD, STE. #A
SAN DIEGO, CA 92111
* $ 85,350,000 2 $ 471,000
Jmj Financial Group Inc.
26800 ALISO VIEJO PARKWAY STE 200
ALISO VIEJO, CA 92656
* $ 37,008,700,000 2 $ 1,033,000
Redwood Mortgage Corp.
177 BOVET RD., SUITE 520
SAN MATEO, CA 94402
* $ 10,000,000 2 $ 4,550,000
Sre Mortgage Alliance Inc.
2245 CAMPUS DRIVE
EL SEGUNDO, CA 90245
* $ 1,000,000 2 $ 657,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 2 $ 421,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 2 $ 1,555,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 2 $ 1,497,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 104,121,677,000 2 $ 16,822,000
Augusta Financial, Inc.
25129 THE OLD ROAD, SUITE 350
SANTA CLARITA, CA 91381
* $ 10,000,000 2 $ 846,000
Summit Mortgage Bankers, Inc.
3660 MAIN STREET, 3RD FLOOR
FLUSHING, NY 11354
* $ 1,400,000 2 $ 662,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 2 $ 708,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ 10,000,000 2 $ 1,118,000
Bridgelock Capital dba Peak Finance Company
5900 CANOGA AVENUE SUITE 200
WOODLAND HILLS, CA 91367
* $ 2,495,000 2 $ 481,000
Capstone Direct, Inc.
3285 OLD CONEJO RD
THOUSAND OAKS, CA 91320
* $ 750,000 2 $ 790,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 2 $ 1,200,000
Directors Financial Group
11 CUSHING, STE 250
IRVINE, CA 92618
* $ 100,000,000 2 $ 740,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 2 $ 1,370,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 1,135,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 2 $ 731,000
Farmers and Merchants Bank of Long Beach
302 PINE AVENUE
LONG BEACH, CA 90802
* $ 6,153,600,000 2 $ 6,900,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 822,000
Rushmore Loan Management Servi
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ 100,000,000,000 2 $ 578,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 448,000
American Ken, Inc.
22632 GOLDEN SPRINGS DRIVE, SUITE 180
DIAMOND BAR, CA 91765
* $ 1,800,000 1 $ 625,000
Premier Business Bank
700 SOUTH FLOWER STREET SUITE 2000
LOS ANGELES, CA 90017
* $ 275,047,000 1 $ 1,219,000
Private Bank of Buckhead
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 280,450,000 1 $ 278,000
Mega Bank
245 W VALLEY BLVD
SAN GABRIEL, CA 91776
* $ 294,402,000 1 $ 536,000
Catalyst Lending, Inc.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 1 $ 337,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 324,000
Mid Valley Services Inc
7644 N PALM AVENUE
FRESNO, CA 93711
* $ 12,222,000 1 $ 417,000
Noble Federal Credit Union
PO BOX 8027
FRESNO, CA 93747
* $ 616,287,000 1 $ 35,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ 830,408,000 1 $ 177,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 476,220,000 1 $ 36,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 719,563,000 1 $ 668,000
Educational Employees Credit Union
P.O. BOX 5242
FRESNO, CA 93755
* $ 2,500,851,000 1 $ 300,000
San Diego County Credit Union
6545 SEQUENCE DRIVE
SAN DIEGO, CA 92121
* $ 7,168,553,000 1 $ 682,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 352,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ 10,000,000 1 $ 636,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 412,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 222,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 410,000
Chu & Associates, Inc.
3452 EAST FOOTHILL BLVD SUITE 410
PASADENA, CA 91107
* $ 150,000,000 1 $ 268,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 321,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 1 $ 175,000
Kwik Mortgage Corporation
1 CRAGWOOD ROAD, SUITE 103A
SOUTH PLAINFIELD, NJ 07080
* $ 2,500,000,000 1 $ 301,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 1 $ 223,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 244,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ 5,324,994,000 1 $ 1,438,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 1 $ 340,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 1 $ 81,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 211,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 339,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 213,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 1 $ 626,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 370,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ 10,000,000 1 $ 370,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 334,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 1,124,847,000 1 $ 361,000
Meriwest Mortgage Company
5615 CHESBRO AVE SUITE 110
SAN JOSE, CA 95123
* $ 912,428,000 1 $ 298,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 276,000
Sun American Mortgage Company
4140 E. BASELINE RD., #206
MESA, AZ 85206
* $ 10,000,000 1 $ 1,120,000
American Heritage Capital, L.P.
4100 SPRING VALLEY ROAD SUITE 770
DALLAS, TX 75244
* $ 3,808,982,000 1 $ 213,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 1 $ 441,000
Valley Republic Bank
5000 CALIFORNIA AVE. SUITE 110
BAKERSFIELD, CA 93309
* $ 490,502,000 1 $ 335,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 667,544,000 1 $ 140,000
Marion & Polk Schools Credit Union
PO BOX 12398
SALEM, OR 97309
* $ 551,478,000 1 $ 79,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 213,000
Cs Financial, Inc.
9595 WILSHIRE BLVD., SUITE 801
BEVERLY HILLS, CA 90212
* $ 10,000,000 1 $ 1,700,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 414,179,000 1 $ 55,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 1 $ 574,000
Partners Federal Credit Union
13705 INTERNATIONAL DRIVE SOUTH
ORLANDO, FL 32821
* $ 1,415,713,000 1 $ 200,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ 32,243,782,000 1 $ 206,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 24,483,687,000 1 $ 1,080,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 85,426,845,000 1 $ 645,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 1 $ 610,000
Moria Development Inc
3215 W RAY RD
CHANDLER, AZ 85266
* $ 91,862,717,000 1 $ 369,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ 96,267,000 1 $ 614,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ 10,000,000 1 $ 170,000
Home Funding Corporation
10718 CIVIC CENTER DRIVE
RANCHO CUCAMONGA, CA 91730
* $ 4,000,000,000 1 $ 243,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 1,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 160,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ 500,000,000 1 $ 564,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 1 $ 280,000
T. J. Financial, Inc.
101 E. HUNTINGTON DR. # 102
ARCADIA, CA 91006
* $ 25,000,000 1 $ 234,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ 5,000,000 1 $ 507,000
Cornerstone Mortgage Providers, L.P.
1177 WEST LOOP SOUTH, STE. 200
HOUSTON, TX 77027
* $ 10,000,000 1 $ 350,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ 10,000,000 1 $ 626,000
Ideal Home Loans LLC
2679 WEST MAIN STREET SUITE 300-338
LITTLETON, CO 80120
* $ 7,717,000 1 $ 251,000
Generations Home Loans, LLC
1156 SCENIC DRIVE SUITE 200
MODESTO, CA 95350
* $ 582,000 1 $ 240,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 226,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,652,711,000 1 $ 948,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 22,000,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 4,441,234,000 1 $ 370,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 1,088,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 125,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 1,579,046,000 1 $ 426,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 2,269,290,000 1 $ 479,000
Exchange Bank
444 AVIATION BLVD
SANTA ROSA, CA 95401
* $ 2,059,957,000 1 $ 460,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 23,777,883,000 1 $ 1,815,000
Orange County's FCU
1701 E. ST. ANDREW PLACE
SANTA ANA, CA 92705
* $ 1,311,908,000 1 $ 363,000
Premier America Credit Union
19867 PRAIRIE STREET
CHATSWORTH, CA 91311
* $ 2,147,551,000 1 $ 222,000
Travis Credit Union
ONE TRAVIS WAY
VACAVILLE, CA 95687
* $ 2,518,249,000 1 $ 377,000
North Island Financial Credit Union
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 1,182,284,000 1 $ 200,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ 1,081,461,000 1 $ 215,000
Global
1500 W 4TH AVE
SPOKANE, WA 99201
* $ 394,113,000 1 $ 85,000
First Entertainment CU
6735 FOREST LAWN DR
HOLLYWOOD, CA 90068
* $ 1,237,810,000 1 $ 710,000
Technology Credit Union
2010 N FIRST ST, SUITE #200
SAN JOSE, CA 95131
* $ 2,065,690,000 1 $ 335,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 14,474,228,000 1 $ 258,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 1 $ 197,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 3,153,899,000 1 $ 253,000
Foothill Federal Credit Union
30 S. FIRST AVENUE
ARCADIA, CA 91066
* $ 345,279,000 1 $ 603,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 1,894,472,000 1 $ 172,000
Beehive Federal Credit Union
PO BOX 40
REXBURG, ID 83440
* $ 212,185,000 1 $ 50,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 2,173,990,000 1 $ 250,000
Certified Federal Credit Union
4455 ARDEN DRIVE
EL MONTE, CA 91731
* $ 452,728,000 1 $ 535,000
Bopti Federal Credit Union
1451 S SEASIDE AVE
TERMINAL ISLAND, CA 90731
* $ 66,412,000 1 $ 135,000
Eaglebank
11931 TECH RD
SILVER SPRING, MD 20904
* $ 6,063,726,000 1 $ 1,230,000
Broadway Federal Bank, F.S.B.
5055 WILSHIRE BOULEVARD, SUITE 500
LOS ANGELES, CA 90036
* $ 402,902,000 1 $ 1,050,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 767,869,000 1 $ 375,000
Bank 34
500 EAST TENTH STREET
ALAMOGORDO, NM 88310
* $ 271,624,000 1 $ 350,000
Los Angeles Federal Credit Union
300 S. GLENDALE AVE.
GLENDALE, CA 91205
* $ 837,886,000 1 $ 495,000
Gain Federal Credit Union
1800 W. MAGNOLIA BLVD
BURBANK, CA 91506
* $ 279,502,000 1 $ 209,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,961,680,000 1 $ 1,100,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 471,967,000 1 $ 370,000
Monterra Credit Union
350 CONVENTION WAY
REDWOOD CITY, CA 94063
* $ 868,069,000 1 $ 164,000
Lakeside Bank
55 W. WACKER DR
CHICAGO, IL 60601
* $ 1,220,484,000 1 $ 400,000
Bank Leumi USA
579 FIFTH AVENUE
NEW YORK, NY 10017
* $ 6,073,386,000 1 $ 3,256,000
1st Constitution Bank
1246 S. RIVER RD
CRANBURY, NJ 08512
* $ 967,992,000 1 $ 751,000
People's Bank of Commerce
1311 E. BARNETT ROAD
MEDFORD, OR 97504
* $ 250,369,000 1 $ 300,000
American Business Bank
523 W. 6TH ST., SUITE 900
LOS ANGELES, CA 90014
* $ 1,673,770,000 1 $ 3,500,000
Finance Factors Limited
1164 BISHOP STREET, SUITE 300
HONOLULU, HI 96813
* $ 527,022,000 1 $ 157,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 384,114,000 1 $ 86,000
Tolleson Private Bank
5550 PRESTON ROAD STE B
DALLAS, TX 75205
* $ 538,695,000 1 $ 1,280,000
Citylights Financial Express
29134 ROADSIDE DR. STE 106
AGOURA HILLS, CA 91306
* $ 45,566,000 1 $ 716,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 225,000
Mortgage Brokers Services, Inc.
604 OAKESDALE AVENUE SW #B-103
RENTON, WA 98057
* $ 10,000,000 1 $ 635,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 61,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ 6,692,283,000 1 $ 221,000
First Choice Bank
17785 CENTER COURT DRIVE, SUITE 750
CERRITOS, CA 90703
* $ 812,086,000 1 $ 1,666,000
Lbs Financial Credit Union
5505 GARDEN GROVE BLVD
WESTMINSTER, CA 92683
* $ 1,218,616,000 1 $ 485,000
American First Credit Union
6 POINTE DRIVE, STE 400
BREA, CA 92821
* $ 557,237,000 1 $ 2,730,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 398,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 347,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 1 $ 668,000
Pacific Premier Bank
17901 VON KARMAN AVENUE, SUITE 1200
IRVINE, CA 92614
* $ 2,782,144,000 1 $ 1,765,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ 8,000,000,000 1 $ 220,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,064,155,000 1 $ 289,000
Bankers Xpress LLC
20750 VENTURA BLVD., STE 430
WOODLAND HILLS, CA 91364
* $ 4,696,000 1 $ 236,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
REDONDO BEACH, CA 90278
* $ 8,000,000 1 $ 277,000
Direct Mortgage Loans, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ 0 1 $ 507,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 1 $ 212,000
California Mortgage Advisors
4304 REDWOOD HWY. STE 100
SAN RAFAEL, CA 94903
* $ 500,000 1 $ 1,434,000
Plumas Bank
35 S. LINDAN AVE.
QUINCY, CA 95971
* $ 598,734,000 1 $ 1,470,000
Citizens Business Bank, NA
701 N HAVEN AVE
ONTARIO, CA 91764
* $ 7,664,519,000 1 $ 1,000,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 5,592,561,000 1 $ 2,026,000
Byline Bank
180 N LASALLE STREET, SUITE 300
CHICAGO, IL 60601
* $ 2,479,906,000 1 $ 746,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 729,014,000 1 $ 350,000
Peoples National Bank
5175 N ACADEMY BLVD
COLORADO SPRINGS, CO 80918
* $ 353,555,000 1 $ 309,000
Cornerstone National Bank & Trust Company
1 WEST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 509,152,000 1 $ 219,000

The tables below break down 2016 mortgage applications in Santa Maria-Santa Barbara, CA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Santa Maria-Santa Barbara, CA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,946 $6,512,640,000 $466,000 $23,000,000 $140,000 $9,999,000
Home Purchase 6,073 $3,229,475,000 $531,000 $27,750,000 $169,000 $9,999,000
Home Improvement 853 $376,692,000 $441,000 $16,178,000 $144,000 $2,734,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,801 $5,671,872,000 $525,000 $16,000,000 $189,000 $9,999,000
Hispanic 4,478 $1,342,072,000 $299,000 $3,300,000 $81,000 $1,500,000
Not Provided 2,777 $1,362,640,000 $490,000 $14,250,000 $187,000 $9,999,000
Not applicable 1,706 $1,317,473,000 $772,000 $27,750,000 $23,000 $3,895,000
Asian 686 $278,459,000 $405,000 $2,730,000 $139,000 $1,880,000
Black or African American 226 $78,742,000 $348,000 $1,238,000 $95,000 $1,433,000
Native Hawaiin or Other Pacific Islander 108 $36,341,000 $336,000 $975,000 $106,000 $2,205,000
American Indian or Alaskan Native 90 $31,208,000 $346,000 $1,400,000 $122,000 $715,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,483 $8,556,523,000 $519,000 $27,750,000 $172,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,348 $765,187,000 $325,000 $947,000 $62,000 $1,305,000
VA-guaranteed (Veterans Administration) 2,030 $794,269,000 $391,000 $2,247,000 $58,000 $3,895,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $2,828,000 $257,000 $448,000 $64,000 $193,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,350 $5,704,300,000 $502,000 $27,750,000 $166,000 $9,999,000
Application Denied By Financial Institution 3,062 $1,415,797,000 $462,000 $16,500,000 $130,000 $9,999,000
Loan Purchased By The Institution 2,610 $1,095,393,000 $419,000 $4,425,000 $76,000 $3,895,000
Application Withdrawn By Applicant 2,558 $1,283,399,000 $501,000 $22,000,000 $168,000 $6,034,000
File Closed For Incompleteness 825 $395,810,000 $479,000 $23,000,000 $141,000 $5,191,000
Application Approved But Not Accepted 466 $223,642,000 $479,000 $7,200,000 $156,000 $8,409,000
Preapproval Approved but not Accepted 1 $466,000 $466,000 $466,000 $117,000 $117,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 631 $373,243,000 $591,000 $10,100,000 $107,000 $911,000
Credit History 310 $127,170,000 $410,000 $16,500,000 $132,000 $3,010,000
Credit Application Incomplete 278 $108,788,000 $391,000 $3,000,000 $138,000 $1,920,000
Collateral 241 $156,106,000 $647,000 $14,000,000 $246,000 $9,999,000
Other 185 $95,494,000 $516,000 $8,500,000 $156,000 $1,236,000
Unverifiable Information 88 $46,882,000 $532,000 $3,500,000 $166,000 $1,716,000
Insufficient Cash (Downpayment, Closing Cost) 73 $41,438,000 $567,000 $3,500,000 $166,000 $865,000
Employment History 14 $6,474,000 $462,000 $1,720,000 $153,000 $518,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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