Sioux City, IA-NE-SD Metro Area Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 4,393 mortgage applications in Sioux City, IA-NE-SD metro area totaling $887.2 million, up 6% from 2024. The average application was for $201,947, and applicants reported an average income of $104,399. 63% of applications resulted in an originated loan and 14% were denied. The most active lender was Central Bank, with 274 applications, followed by The Security National Bank of Sioux City, Iowa and Northwest Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,393
Total Mortgage Loan Application Amount $887,155,000
Average Mortgage Loan Application Amount $201,947
Highest Mortgage Loan Application Amount $32,175,000
Average Applicant Income $104,399
Highest Applicant Income $1,511,000

Mortgage Company List for Lending in Sioux City, IA-NE-SD for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 274 $ 52,550,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ n/a 234 $ 34,760,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 194 $ 29,180,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 191 $ 31,215,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ n/a 180 $ 37,900,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ n/a 159 $ 19,095,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 133 $ 6,565,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 130 $ 27,460,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 91 $ 13,395,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ n/a 69 $ 10,025,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 65 $ 5,105,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 63 $ 13,965,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ n/a 63 $ 7,575,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 60 $ 12,710,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 60 $ 13,190,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 55 $ 6,195,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 54 $ 10,920,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ n/a 52 $ 9,040,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 51 $ 7,865,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 51 $ 11,515,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 40 $ 9,280,000
Pioneer Bank
4700 SINGING HILLS BLVD.
SERGEANT BLUFF, IA 51054
* $ n/a 37 $ 11,365,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 37 $ 1,645,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ n/a 36 $ 6,320,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 35 $ 7,345,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ n/a 34 $ 3,020,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 34 $ 8,200,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 33 $ 5,055,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 33 $ 10,315,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 31 $ 9,125,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ n/a 31 $ 8,355,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ n/a 30 $ 8,880,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 29 $ 3,975,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 28 $ 3,540,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ n/a 28 $ 4,780,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ n/a 27 $ 4,745,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 26 $ 3,270,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 26 $ 4,580,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 26 $ 4,870,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 25 $ 2,935,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ n/a 25 $ 9,695,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 24 $ 3,650,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 21 $ 4,005,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ n/a 21 $ 6,515,000
Telco Triad Community CU Hmda 2025
1420 TRI VIEW AVE
SIOUX CITY, IA 51108
* $ n/a 21 $ 1,495,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 20 $ 2,610,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 20 $ 5,920,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 20 $ 1,280,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ n/a 20 $ 2,150,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 19 $ 3,875,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 19 $ 3,345,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 18 $ 5,050,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 18 $ 3,840,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 17 $ 3,175,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 17 $ 5,265,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 16 $ 4,760,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 16 $ 3,370,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 16 $ 3,740,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 15 $ 3,175,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ n/a 15 $ 3,675,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 15 $ 4,325,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 15 $ 835,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 14 $ 3,800,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 14 $ 3,210,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ n/a 13 $ 3,305,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 13 $ 3,815,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 13 $ 3,605,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ n/a 13 $ 1,095,000
F&M Bank
204 NORTH MAIN STREET
WEST POINT, NE 68788
* $ n/a 13 $ 1,445,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 13 $ 1,735,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 12 $ 3,520,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 12 $ 1,460,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ n/a 12 $ 2,040,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 1,280,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 12 $ 2,530,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ n/a 11 $ 2,265,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 11 $ 385,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 10 $ 2,150,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 10 $ 1,910,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 10 $ 2,070,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 10 $ 1,740,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 10 $ 1,590,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ n/a 10 $ 1,510,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 9 $ 1,765,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 9 $ 2,315,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 8 $ 1,410,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 8 $ 2,770,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 8 $ 670,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ n/a 8 $ 1,410,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 8 $ 1,450,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ n/a 8 $ 2,030,000
Fnb Bank
101 MAIN STREET
MASSENA, IA 50853
* $ n/a 8 $ 720,000
Shelby County State Bank
508 COURT ST
HARLAN, IA 51537
* $ n/a 8 $ 1,000,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ n/a 8 $ 15,160,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ n/a 8 $ 1,570,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 7 $ 2,095,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 1,535,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 7 $ 1,145,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 7 $ 495,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 7 $ 1,915,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 7 $ 1,645,000
Security National Bank of Sd
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ n/a 7 $ 2,095,000
Security National Bank of Sd
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ n/a 6 $ 900,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 2,220,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 6 $ 1,210,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 6 $ 340,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 6 $ 1,650,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 6 $ 1,030,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 2,760,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 1,610,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 6 $ 1,390,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ n/a 6 $ 420,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 6 $ 1,640,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 6 $ 1,530,000
First Community Bank
201 MAIN ST
BEEMER, NE 68716
* $ n/a 6 $ 1,760,000
Voyage Federal Credit Union
3823 KIWANIS CIR
SIOUX FALLS, SD 57105
* $ n/a 6 $ 640,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 6 $ 1,690,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 5 $ 1,005,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ n/a 5 $ 2,215,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ n/a 5 $ 885,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 5 $ 905,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ n/a 5 $ 21,835,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 5 $ 365,000
F&M Bank
204 NORTH MAIN STREET
WEST POINT, NE 68788
* $ n/a 5 $ 585,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 5 $ 275,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ n/a 5 $ 1,015,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 5 $ 595,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 5 $ 1,345,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 5 $ 545,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 5 $ 1,005,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 5 $ 1,025,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 425,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 200,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 4 $ 860,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 930,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 4 $ 1,660,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 1,010,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 690,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 4 $ 910,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 4 $ 220,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ n/a 4 $ 1,120,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 4 $ 640,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 390,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 850,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 4 $ 840,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 4 $ 620,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 4 $ 730,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 630,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 4 $ 210,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ n/a 4 $ 220,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 4 $ 460,000
Pioneer Bank
4700 SINGING HILLS BLVD.
SERGEANT BLUFF, IA 51054
* $ n/a 3 $ 1,505,000
Telco Triad Community CU Hmda 2025
1420 TRI VIEW AVE
SIOUX CITY, IA 51108
* $ n/a 3 $ 355,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 3 $ 425,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 795,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 575,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 405,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ n/a 3 $ 85,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ n/a 3 $ 515,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ n/a 3 $ 745,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 485,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 3 $ 1,705,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 3 $ 515,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ n/a 3 $ 1,015,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 3 $ 725,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 3 $ 2,155,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 185,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 825,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 1,085,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 725,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 3 $ 955,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 3 $ 475,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 3 $ 485,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 875,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 575,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 3 $ 635,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 215,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 3 $ 305,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 650,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 2 $ 1,020,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 330,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 2 $ 260,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 2 $ 250,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 480,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 2 $ 960,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 600,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 550,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 120,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 490,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 2 $ 670,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 2 $ 130,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 170,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 2 $ 70,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 440,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 2 $ 160,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 120,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 2 $ 620,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ n/a 2 $ 210,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 510,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ n/a 2 $ 110,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 300,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 2 $ 130,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 160,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 330,000
First Community Bank
201 MAIN ST
BEEMER, NE 68716
* $ n/a 2 $ 220,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 2 $ 200,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 2 $ 850,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 2 $ 600,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 2 $ 310,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 2 $ 40,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 360,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 2 $ 220,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 430,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 310,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 2 $ 690,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 550,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 2 $ 530,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 2 $ 440,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 165,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 305,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ n/a 1 $ 245,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 105,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ n/a 1 $ 7,925,000
Telco Triad Community CU Hmda 2025
1420 TRI VIEW AVE
SIOUX CITY, IA 51108
* $ n/a 1 $ 45,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ n/a 1 $ 1,745,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 135,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ n/a 1 $ 1,205,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 35,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 225,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 365,000
Pioneer Bank
4700 SINGING HILLS BLVD.
SERGEANT BLUFF, IA 51054
* $ n/a 1 $ 125,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 1 $ 285,000
South Story Bank & Trust
501 LINN ST
SLATER, IA 50244
* $ n/a 1 $ 175,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 1 $ 45,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 1 $ 145,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 1 $ 695,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 1 $ 215,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 305,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 445,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 1 $ 205,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 1 $ 165,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 95,000
Shelby County State Bank
508 COURT ST
HARLAN, IA 51537
* $ n/a 1 $ 965,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 235,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 1 $ 85,000
549300k04zgwyv7ldx511190891
2051 WESTOWN PARKWAY
WEST DES MOINES, IA 50265
* $ n/a 1 $ 55,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ n/a 1 $ 165,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ n/a 1 $ 345,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 1 $ 305,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 285,000
Security State Bank
109 W 2ND ST
SUTHERLAND, IA 51058
* $ n/a 1 $ 125,000
Bluestone Federal Credit Union
5010 S SOLBERG AVE
SIOUX FALLS, SD 57109
* $ n/a 1 $ 155,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 1 $ 855,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 1 $ 225,000
Park Lane Finance Solutionsllc
1228 CEDARS CT STE 201
CHARLOTTESVILLE, VA 22903
* $ n/a 1 $ 55,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 55,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ n/a 1 $ 375,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ n/a 1 $ 275,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 1 $ 45,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 1 $ 45,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 85,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 1 $ 85,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 195,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 1 $ 205,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ n/a 1 $ 145,000
F&M Bank
204 NORTH MAIN STREET
WEST POINT, NE 68788
* $ n/a 1 $ 185,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 145,000
Bank of Dixon County
117 E 3RD ST
PONCA, NE 68770
* $ n/a 1 $ 135,000
Bank of Dixon County
117 E 3RD ST
PONCA, NE 68770
* $ n/a 1 $ 55,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 55,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ n/a 1 $ 105,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ n/a 1 $ 32,175,000
Rvr Bank
1005 E 23RD ST #1
FREMONT, NE 68025
* $ n/a 1 $ 15,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ n/a 1 $ 275,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ n/a 1 $ 115,000
Premier Lending Alliance
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ n/a 1 $ 215,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 1 $ 405,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 275,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ n/a 1 $ 65,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ n/a 1 $ 325,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 325,000
Northmarq Capital Finance, L.L.C.

WASHINGTON, DC 20005
* $ n/a 1 $ 21,915,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 335,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 245,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ n/a 1 $ 245,000
First National Bank of Middle Tennessee
200 E MAIN ST
MCMINNVILLE, TN 37110
* $ n/a 1 $ 95,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ n/a 1 $ 245,000
Guthrie County State Bank
505 E MAIN ST
PANORA, IA 50216
* $ n/a 1 $ 45,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ n/a 1 $ 135,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 1 $ 385,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 255,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 265,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 1 $ 35,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 1 $ 165,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 1 $ 295,000
Rivers Edge Bank
211 N BROADWAY
MARION, SD 57043
* $ n/a 1 $ 85,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 155,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 115,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 245,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 345,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 105,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 855,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ n/a 1 $ 415,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 265,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 165,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 435,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 125,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 265,000
Citizens State Bank
921 AVENUE E
WISNER, NE 68791
* $ n/a 1 $ 25,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 245,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 1 $ 465,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 485,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 205,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 275,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ n/a 1 $ 295,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 85,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 245,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 215,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 75,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 205,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 1 $ 265,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 215,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 375,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ n/a 1 $ 215,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 45,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ n/a 1 $ 195,000
Twin Cedars Bank
402 MERRILL ST
BUSSEY, IA 50044
* $ n/a 1 $ 35,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 135,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 45,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 105,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 335,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 395,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 335,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 245,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 1 $ 135,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 155,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 195,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 95,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 185,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ n/a 1 $ 475,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ n/a 1 $ 325,000
Sovereign Bank
130 E MACARTHUR
SHAWNEE, OK 74804
* $ n/a 1 $ 1,795,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 165,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 435,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ n/a 1 $ 235,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 195,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 255,000

The tables below break down 2025 mortgage applications in Sioux City, IA-NE-SD metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sioux City, IA-NE-SD in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,261 $516,885,000 $228,000 $20,505,000 $104,000 $1,413,000
Refinancing 819 $183,045,000 $223,000 $21,915,000 $112,000 $1,080,000
Cash-out Refinancing 699 $111,685,000 $159,000 $955,000 $95,000 $1,462,000
Other Purpose 362 $58,970,000 $162,000 $32,175,000 $111,000 $1,511,000
Home Improvement 247 $15,905,000 $64,000 $245,000 $108,000 $629,000
Not Applicable 5 $665,000 $133,000 $195,000 $38,000 $38,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,477 $449,315,000 $181,000 $1,325,000 $114,000 $1,511,000
Hispanic 803 $119,475,000 $148,000 $585,000 $82,000 $920,000
Not applicable 592 $229,610,000 $387,000 $32,175,000 $161,000 $603,000
Not Provided 266 $44,730,000 $168,000 $925,000 $95,000 $823,000
Black or African American 122 $21,050,000 $172,000 $455,000 $75,000 $208,000
Asian 89 $16,995,000 $190,000 $675,000 $98,000 $311,000
American Indian or Alaskan Native 36 $4,990,000 $138,000 $375,000 $101,000 $369,000
Native Hawaiian or Other Pacific Islander 8 $990,000 $123,000 $265,000 $76,000 $119,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,458 $671,970,000 $194,000 $32,175,000 $108,000 $1,511,000
FHA-insured (Federal Housing Administration) 604 $127,290,000 $210,000 $535,000 $80,000 $372,000
VA-guaranteed (Veterans Administration) 313 $85,885,000 $274,000 $955,000 $106,000 $393,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,010,000 $111,000 $315,000 $59,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,751 $611,995,000 $222,000 $32,175,000 $110,000 $1,462,000
Application Denied By Financial Institution 626 $81,140,000 $129,000 $955,000 $81,000 $1,511,000
Application Withdrawn By Applicant 493 $92,405,000 $187,000 $1,205,000 $109,000 $1,080,000
Loan Purchased By The Institution 291 $67,585,000 $232,000 $855,000 $127,000 $603,000
File Closed For Incompleteness 152 $22,150,000 $145,000 $685,000 $84,000 $478,000
Application Approved But Not Accepted 78 $11,310,000 $145,000 $855,000 $104,000 $382,000
Preapproval Approved but not Accepted 2 $570,000 $285,000 $305,000 $110,000 $133,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,207 $682,315,000 $212,000 $32,175,000 $108,000 $1,462,000
Debt-To-Income Ratio 755 $148,995,000 $197,000 $14,255,000 $99,000 $1,413,000
Credit History 190 $20,360,000 $107,000 $555,000 $83,000 $948,000
Collateral 91 $13,515,000 $148,000 $865,000 $90,000 $706,000
Credit Application Incomplete 80 $10,960,000 $137,000 $435,000 $88,000 $340,000
Other 30 $4,110,000 $137,000 $495,000 $87,000 $333,000
Unverifiable Information 19 $3,045,000 $160,000 $375,000 $140,000 $1,511,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,880,000 $205,000 $425,000 $98,000 $163,000
Employment History 7 $975,000 $139,000 $245,000 $59,000 $148,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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