Stone County, MO Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 2,123 mortgage applications in Stone County, MO totaling $528.6 million, up 23% from 2024. The average application was for $248,000, and applicants reported an average income of $149,000. 55% of applications resulted in an originated loan and 14% were denied. The most active lender was The Central Trust Bank, with 138 applications, followed by Arvest Bank and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,123
Total Mortgage Loan Application Amount $528,625,000
Average Mortgage Loan Application Amount $248,000
Highest Mortgage Loan Application Amount $2,395,000
Average Applicant Income $149,000
Highest Applicant Income $2,800,000

Mortgage Company List for Lending in Stone County, MO for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 138 $ 27,350,000
Arvest Bank

TULSA, OK 74103
* $ n/a 117 $ 22,835,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 80 $ 23,450,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 61 $ 9,015,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 60 $ 14,820,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 60 $ 15,780,000
Table Rock Community Bank
1 WILDWOOD LANE
KIMBERLING CITY, MO 65686
* $ n/a 48 $ 11,710,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 48 $ 7,960,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ n/a 46 $ 10,900,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 45 $ 10,255,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 44 $ 12,040,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 43 $ 6,495,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 41 $ 11,485,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 36 $ 9,640,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 34 $ 11,570,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 33 $ 7,525,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 30 $ 5,210,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 29 $ 3,455,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 29 $ 5,875,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 28 $ 3,190,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 28 $ 11,550,000
Blucurrent Credit Union
1770 W SUNSET
SPRINGFIELD, MO 65810
* $ n/a 28 $ 5,470,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 26 $ 4,410,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 19 $ 4,175,000
Freedom Bank of Southern Missouri
P O BOX 309
CASSVILLE, MO 65625
* $ n/a 18 $ 3,900,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 18 $ 4,220,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 17 $ 4,685,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 16 $ 3,800,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 16 $ 5,120,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 15 $ 5,225,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 15 $ 1,735,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 15 $ 3,695,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 14 $ 3,820,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 14 $ 3,990,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 14 $ 5,160,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ n/a 13 $ 4,645,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 13 $ 3,985,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 13 $ 3,415,000
Omb Bank
3570 SOUTH NATIONAL AVENUE
SPRINGFIELD, MO 65807
* $ n/a 13 $ 3,965,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 12 $ 3,100,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 12 $ 2,410,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 12 $ 1,000,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ n/a 11 $ 4,885,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 11 $ 1,345,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 11 $ 1,205,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 11 $ 2,975,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 11 $ 3,545,000
Telcomm Credit Union
2155 E SUNSHINE
SPRINGFIELD, MO 65804
* $ n/a 10 $ 1,040,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 10 $ 2,410,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ n/a 10 $ 2,540,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 10 $ 1,190,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 9 $ 2,115,000
Mid-Missouri Bank
3546 EAST SUNSHINE
SPRINGFIELD, MO 65804
* $ n/a 9 $ 3,075,000
Guaranty Bank

ANKENY, IA 50023
* $ n/a 9 $ 2,265,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 8 $ 3,020,000
Bank of Billings
104 NE ELM ST
BILLINGS, MO 65610
* $ n/a 8 $ 1,010,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ n/a 8 $ 3,260,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 8 $ 2,120,000
Ozark Bank
PO BOX 220
OZARK, MO 65721
* $ n/a 8 $ 2,430,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 7 $ 1,215,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 7 $ 1,845,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 7 $ 2,095,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 6 $ 1,730,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 6 $ 2,500,000
Infuze Credit Union
1300 U.S. RT. 66
WAYNESVILLE, MO 65583
* $ n/a 6 $ 2,190,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 6 $ 2,250,000
Stockmens Bank

SPRINGFIELD, MO 65804
* $ n/a 6 $ 1,000,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ n/a 6 $ 1,700,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 6 $ 1,670,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 6 $ 1,420,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 6 $ 1,350,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 535,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 5 $ 1,085,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 5 $ 2,035,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 5 $ 1,455,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 5 $ 1,755,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 5 $ 735,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 5 $ 1,585,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 5 $ 2,455,000
Cs Bank
PO BOX 309, 152 EAST VAN BUREN
EUREKA SPRINGS, AR 72632
* $ n/a 5 $ 1,875,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 5 $ 765,000
Bank of 1889
PO 367
BERRYVILLE, AR 72616
* $ n/a 5 $ 435,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 5 $ 1,045,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 4 $ 1,740,000
Anstaff Bank
PO BOX 1900
GREEN FOREST, AR 72638
* $ n/a 4 $ 1,010,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 4 $ 780,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ n/a 4 $ 1,790,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 4 $ 800,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ n/a 4 $ 1,340,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 4 $ 1,010,000
Resmac Inc

WEST COVINA, CA 91792
* $ n/a 4 $ 790,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 1,100,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 4 $ 2,890,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 4 $ 700,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ n/a 4 $ 1,010,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 3 $ 875,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ n/a 3 $ 955,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 3 $ 1,445,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 3 $ 1,045,000
United Bank of Union
PO BOX 500
UNION, MO 63084
* $ n/a 3 $ 725,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 3 $ 935,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 995,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 3 $ 1,705,000
1nb Bank
891 FAIRFAX ST., PO BOX 280
CARLYLE, IL 62231
* $ n/a 3 $ 385,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 1,995,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ n/a 3 $ 555,000
Phelps County Bank
718 N PINE ST
ROLLA, MO 65401
* $ n/a 3 $ 1,215,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 3 $ 995,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 615,000
Peoples Community Bank
PO BOX 350
GREENVILLE, MO 63944
* $ n/a 3 $ 495,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ n/a 3 $ 585,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 3 $ 925,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 3 $ 945,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ n/a 3 $ 1,055,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 3 $ 505,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 3 $ 925,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 3 $ 1,105,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ n/a 3 $ 1,975,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 3 $ 585,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 3 $ 535,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ n/a 3 $ 695,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 3 $ 665,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 555,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 3 $ 1,795,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 640,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ n/a 2 $ 870,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 2 $ 490,000
Southwest Missouri Bank
300 WEST THIRD STREET
CARTHAGE, MO 64836
* $ n/a 2 $ 580,000
Citizens Bank of Rogersville
1001 W. CENTER ST.
ROGERSVILLE, MO 65742
* $ n/a 2 $ 320,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 2 $ 960,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 2 $ 840,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 2 $ 970,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 2 $ 410,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ n/a 2 $ 340,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 2 $ 180,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 2 $ 380,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 470,000
State Bank of Southwest Missouri
P O BOX 10828
SPRINGFIELD, MO 65808
* $ n/a 2 $ 580,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 670,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 480,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 740,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 2 $ 730,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 740,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 420,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 2 $ 540,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 940,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 2 $ 780,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 2 $ 620,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 2 $ 1,160,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 2 $ 590,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 2 $ 420,000
Neighbors Credit Union
6300 S LINDBERGH BLVD
SAINT LOUIS, MO 63123
* $ n/a 2 $ 650,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 2 $ 690,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 2 $ 250,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 950,000
Signature Bank of Arkansas
3878 N CROSSOVER ROAD STE 20
FAYETTEVILLE, AR 72703
* $ n/a 2 $ 530,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 430,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ n/a 2 $ 1,060,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 2 $ 760,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 2 $ 990,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 2 $ 670,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 530,000
Churchill Funding I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28203
* $ n/a 2 $ 730,000
Lindell Bank & Trust Company
6900 CLAYTON AVENUE
SAINT LOUIS, MO 63139
* $ n/a 2 $ 490,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ n/a 2 $ 610,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 1,005,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 105,000
Verus
2001 M STREET SUITE 300
WASHINGTON, DC 20036
* $ n/a 1 $ 305,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 125,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 2,395,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 525,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 1 $ 535,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 345,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ n/a 1 $ 185,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 1 $ 55,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 265,000
Dieterich Bank
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ n/a 1 $ 1,065,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 405,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 175,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 1 $ 105,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 375,000
Grand Savings Bank
P O BOX 451809, 1022 SOUTH MAIN
GROVE, OK 74344
* $ n/a 1 $ 355,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 1 $ 195,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 325,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 105,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 85,000
Cache Valley Bank
101 NORTH MAIN
LOGAN, UT 84321
* $ n/a 1 $ 465,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 465,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 35,000
Foundation Credit Union
1726 W ELFINDALE ST
SPRINGFIELD, MO 65807
* $ n/a 1 $ 585,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 1 $ 575,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ n/a 1 $ 85,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 1 $ 215,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ n/a 1 $ 355,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ n/a 1 $ 215,000
First Bank of Owasso
PO BOX 1800
OWASSO, OK 74055
* $ n/a 1 $ 255,000
Legacy Bank & Trust
1500 N MAIN ST
MOUNTAIN GROVE, MO 65711
* $ n/a 1 $ 605,000
First Midwest Bank of Dexter
819 WEST BUSINESS HIGHWAY 60
DEXTER, MO 63841
* $ n/a 1 $ 375,000
Ynb
P.O BOX 851700
YUKON, OK 73099
* $ n/a 1 $ 115,000
Citizens Bank
P.O. BOX 197
NEW HAVEN, MO 63068
* $ n/a 1 $ 95,000
Bank of Washington
P.O. BOX 377
WASHINGTON, MO 63090
* $ n/a 1 $ 445,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ n/a 1 $ 455,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ n/a 1 $ 135,000
Sovereign Bank
130 E MACARTHUR
SHAWNEE, OK 74804
* $ n/a 1 $ 265,000
Homepride Bank
P.O. BOX 138
MANSFIELD, MO 65704
* $ n/a 1 $ 335,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 275,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 1 $ 175,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 1 $ 505,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 185,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 235,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 295,000
Bank of Commerce
101 W MAIN
CHANUTE, KS 66720
* $ n/a 1 $ 515,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 665,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 135,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ n/a 1 $ 805,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 145,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 455,000
Community Bank
5431 SW 29TH ST
TOPEKA, KS 66614
* $ n/a 1 $ 285,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 585,000
Worthington Bank
200 W MAIN STREET
ARLINGTON, TX 76010
* $ n/a 1 $ 2,255,000
First Option Bank
702 BAPTISTE DR.
PAOLA, KS 66071
* $ n/a 1 $ 365,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 145,000
State Bank of De Kalb
102 S RUNNELS
DE KALB, TX 75559
* $ n/a 1 $ 205,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ n/a 1 $ 935,000
Bellco Credit Union
7600 E. ORCHARD ROAD #400N
GREENWOOD VILLAGE, CO 80111
* $ n/a 1 $ 85,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ n/a 1 $ 485,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 415,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 345,000
Community Bank and Trust
100 SOUTH WOOD ST
NEOSHO, MO 64850
* $ n/a 1 $ 135,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 1 $ 605,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ n/a 1 $ 275,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ n/a 1 $ 335,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 535,000
Vantage Credit Union
19 RESEARCH PARK CT
ST CHARLES, MO 63304
* $ n/a 1 $ 425,000
Shelby County State Bank
508 COURT ST
HARLAN, IA 51537
* $ n/a 1 $ 205,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 285,000
Connections Bank
PO BOX 380
PLATTE CITY, MO 64079
* $ n/a 1 $ 115,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 315,000
Bank of Franklin County
900 EAST EIGHTH STREET
WASHINGTON, MO 63090
* $ n/a 1 $ 705,000
Glenwood State Bank
32 N WALNUT ST/PO BOX 431
GLENWOOD, IA 51534
* $ n/a 1 $ 285,000
West Community Credit Union
4161 STATE HWY K
O'FALLON, MO 63368
* $ n/a 1 $ 185,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ n/a 1 $ 365,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ n/a 1 $ 105,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ n/a 1 $ 135,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ n/a 1 $ 505,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ n/a 1 $ 235,000
Peoples Bank and Trust Co
101 S MAIN ST
MCPHERSON, KS 67460
* $ n/a 1 $ 135,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 545,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 265,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ n/a 1 $ 275,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ n/a 1 $ 145,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ n/a 1 $ 175,000
Pony Express Bank
215 NORTH 291 HIGHWAY
LIBERTY, MO 64068
* $ n/a 1 $ 155,000

The tables below break down 2025 mortgage applications in Stone County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Stone County, MO in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,065 $305,275,000 $286,000 $2,395,000 $165,000 $1,892,000
Cash-out Refinancing 347 $73,905,000 $212,000 $1,355,000 $110,000 $1,019,000
Refinancing 343 $111,275,000 $324,000 $2,255,000 $173,000 $2,800,000
Other Purpose 215 $22,785,000 $105,000 $805,000 $124,000 $1,450,000
Home Improvement 151 $15,005,000 $99,000 $635,000 $125,000 $600,000
Not Applicable 2 $380,000 $190,000 $275,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,599 $397,845,000 $248,000 $2,395,000 $152,000 $2,800,000
Not applicable 267 $71,715,000 $268,000 $2,255,000 $112,000 $211,000
Not Provided 174 $39,190,000 $225,000 $1,015,000 $136,000 $1,892,000
Hispanic 50 $10,600,000 $212,000 $785,000 $124,000 $648,000
American Indian or Alaskan Native 13 $3,075,000 $236,000 $595,000 $126,000 $329,000
Asian 13 $4,095,000 $315,000 $575,000 $183,000 $450,000
Native Hawaiian or Other Pacific Islander 4 $690,000 $172,000 $255,000 $61,000 $63,000
Black or African American 3 $1,415,000 $471,000 $795,000 $132,000 $188,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,703 $417,685,000 $245,000 $2,395,000 $161,000 $2,800,000
FHA-insured (Federal Housing Administration) 208 $44,570,000 $214,000 $535,000 $71,000 $200,000
VA-guaranteed (Veterans Administration) 190 $62,350,000 $328,000 $1,005,000 $113,000 $407,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $4,020,000 $182,000 $295,000 $59,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,172 $301,830,000 $257,000 $2,255,000 $162,000 $2,800,000
Application Withdrawn By Applicant 292 $79,420,000 $271,000 $1,815,000 $156,000 $1,890,000
Application Denied By Financial Institution 287 $57,415,000 $200,000 $1,815,000 $108,000 $1,219,000
Loan Purchased By The Institution 211 $53,535,000 $253,000 $955,000 $115,000 $382,000
File Closed For Incompleteness 102 $23,070,000 $226,000 $2,395,000 $106,000 $1,074,000
Application Approved But Not Accepted 53 $12,375,000 $233,000 $635,000 $161,000 $737,000
Preapproval Approved but not Accepted 4 $720,000 $180,000 $295,000 $110,000 $200,000
Preapproval Denied by Financial Institution 2 $260,000 $130,000 $185,000 $70,000 $94,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,692 $430,490,000 $254,000 $2,395,000 $153,000 $1,890,000
Debt-To-Income Ratio 238 $64,690,000 $271,000 $2,255,000 $143,000 $2,800,000
Credit History 70 $10,240,000 $146,000 $665,000 $91,000 $600,000
Collateral 57 $10,035,000 $176,000 $545,000 $164,000 $1,219,000
Credit Application Incomplete 27 $4,115,000 $152,000 $365,000 $103,000 $358,000
Other 16 $4,390,000 $274,000 $975,000 $140,000 $540,000
Unverifiable Information 15 $2,755,000 $183,000 $1,355,000 $142,000 $987,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,875,000 $267,000 $485,000 $106,000 $282,000
Employment History 1 $35,000 $35,000 $35,000 $120,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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