Tuscola County, MI Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 1,565 mortgage applications in Tuscola County, MI totaling $212.1 million, down 24% from 2022. The average application was for $135,000, and applicants reported an average income of $82,000. 54% of applications resulted in an originated loan and 17% were denied. The most active lender was Frankenmuth Credit Union, with 196 applications, followed by Huntington National Bank and United Wholesale Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,565
Total Mortgage Loan Application Amount $212,065,000
Average Mortgage Loan Application Amount $135,000
Highest Mortgage Loan Application Amount $4,055,000
Average Applicant Income $82,000
Highest Applicant Income $6,132,000

Mortgage Company List for Lending in Tuscola County, MI for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Frankenmuth Credit Union
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 1,199,213,000 196 $ 19,440,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 113 $ 10,005,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 78 $ 12,470,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ 750,658,000 54 $ 5,070,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 54 $ 9,510,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,469,837,000 41 $ 3,215,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 40 $ 6,170,000
Legacy Mortgage
1537 E HILL RD SUITE 100
GRAND BLANC, MI 48439
* $ -1,000 37 $ 6,245,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 37 $ 6,205,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 4,995,759,000 34 $ 3,280,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 33 $ 5,685,000
Thumb Bank & Trust
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 379,172,000 31 $ 3,145,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ -1,000 24 $ 3,180,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 23 $ 4,755,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 23 $ 4,295,000
Elga Credit Union
2303 S. CENTER ROAD
GRAND BLANC, MI 48439
* $ 1,416,441,000 22 $ 2,010,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 20 $ 1,360,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 18 $ 1,850,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 17 $ 1,895,000
Dort Financial Credit Union
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ 1,504,358,000 17 $ 1,055,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 17 $ 2,315,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 14 $ 1,740,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 14 $ 2,450,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 13 $ 2,235,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 13 $ 1,965,000
Northstar Bank
833 S. VAN DYKE RD.
BAD AXE, MI 48413
* $ 911,313,000 12 $ 1,310,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 12 $ 2,950,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 11 $ 1,725,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 11 $ 1,975,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 10 $ 1,460,000
Security Credit Union
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ 624,657,000 10 $ 850,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 10 $ 1,350,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 9 $ 1,355,000
Financial Plus Credit Union
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 1,228,239,000 8 $ 530,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 11,908,096,000 8 $ 1,620,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 8 $ 1,400,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 931,934,000 8 $ 2,220,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 8 $ 1,400,000
Choiceone Bank
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 2,382,585,000 8 $ 760,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 8 $ 1,140,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 8 $ 520,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 8 $ 1,430,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 8 $ 1,220,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 7 $ 975,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 7 $ 535,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,758,444,000 7 $ 1,165,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 7 $ 1,075,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 1,031,864,000 7 $ 745,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 7 $ 985,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 7 $ 965,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 7 $ 755,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 6 $ 330,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 6 $ 700,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 6 $ 880,000
Tri-County Bank
4222 MAIN STREET
BROWN CITY, MI 48416
* $ 523,761,000 6 $ 980,000
Blg Holdings, LLC
2353 S. LINDEN RD. SUITE A
FLINT, MI 48507
* $ -1,000 6 $ 890,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 6 $ 1,050,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 6 $ 180,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 7,276,719,000 5 $ 485,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 545,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 975,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 5 $ 655,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 375,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 815,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 590,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 4 $ 680,000
Advia Credit Union
550 S RIVERVIEW DR
KALAMAZOO, MI 49009
* $ 2,892,338,000 4 $ 5,440,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 4 $ 520,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 4 $ 180,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 600,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 4 $ 340,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 890,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 4 $ 160,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 4 $ 680,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ 1,361,435,000 3 $ 415,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 3 $ 775,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,981,367,000 3 $ 305,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 885,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 445,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 315,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 3 $ 345,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 605,000
United Financial Credit Union
4685 STATE ST.
SAGINAW, MI 48603
* $ 320,414,000 3 $ 175,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 485,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 3 $ 655,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 3 $ 435,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 3 $ 405,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 425,000
1st State Bank
PO BOX 1468
SAGINAW, MI 48605
* $ -1,000 2 $ 240,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 110,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 2,121,428,000 2 $ 280,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 3,328,841,000 2 $ 140,000
First State Bank
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ 957,924,000 2 $ 250,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 380,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 270,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 2 $ 80,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 360,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 2 $ 430,000
Lake Huron Credit Union
1540 TITTABAWASSEE RD
SAGINAW, MI 48603
* $ 72,933,000 2 $ 110,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 2 $ 330,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 2 $ 390,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 2 $ 440,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 170,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 2 $ 290,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 2 $ 210,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 300,000
United Bay Community CU
1309 N. LINCOLN AVE.
BAY CITY, MI 48708
* $ 282,562,000 2 $ 290,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 650,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 1,687,848,000 2 $ 290,000
Great Lakes Federal Credit Uni
415 WASHINGTON AVE
BAY CITY, MI 48708
* $ 58,306,000 2 $ 70,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 2 $ 190,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 2 $ 140,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 2 $ 140,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 75,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 2,583,731,000 1 $ 35,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 175,000
Family First CU
3550 TITTABAWASSEE
SAGINAW, MI 48602
* $ 88,618,000 1 $ 25,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 1 $ 25,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 1 $ 165,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 7,845,713,000 1 $ 95,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 105,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 305,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 215,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 1,101,839,000 1 $ 145,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 445,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 125,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 225,000
Members First Credit Union
PO BOX 2165
MIDLAND, MI 48640
* $ 814,372,000 1 $ 85,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 1 $ 115,000
Sunrise Family Credit Union
404 SOUTH EUCLID AVENUE
BAY CITY, MI 48706
* $ 142,997,000 1 $ 45,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 205,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 145,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 1 $ 225,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 115,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 175,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 215,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 185,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 6,002,039,000 1 $ 225,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 235,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 85,531,000,000 1 $ 105,000
Pfcu
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 786,833,000 1 $ 25,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 75,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 1 $ 85,000
Polish-Am Federal Credit Union
11905 JOSEPH CAMPAU
TROY, MI 48083
* $ 172,442,000 1 $ 125,000
Michigan First Credit Union
27000 EVERGREEN
LATHRUP VILLAGE, MI 48076
* $ 1,476,814,000 1 $ 125,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 85,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 155,000
Oak Mortgage, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ -1,000 1 $ 405,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ -1,000 1 $ 245,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 3,005,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 155,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 175,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 225,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 185,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 1 $ 405,000
Eastern Michigan Bank
65 N HOWARD AVE
CROSWELL, MI 48422
* $ 563,092,000 1 $ 35,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 45,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 165,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 55,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 115,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 4,853,001,000 1 $ 55,000

The tables below break down 2023 mortgage applications in Tuscola County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Tuscola County, MI in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 825 $139,325,000 $168,000 $4,055,000 $84,000 $6,132,000
Cash-out Refinancing 258 $33,070,000 $128,000 $485,000 $88,000 $5,283,000
Other Purpose 192 $12,140,000 $63,000 $415,000 $77,000 $328,000
Home Improvement 170 $10,910,000 $64,000 $405,000 $82,000 $296,000
Refinancing 114 $13,280,000 $116,000 $495,000 $70,000 $599,000
Not Applicable 6 $3,340,000 $556,000 $3,005,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,188 $146,380,000 $123,000 $615,000 $79,000 $6,132,000
Not Provided 183 $24,915,000 $136,000 $515,000 $104,000 $5,283,000
Not applicable 153 $33,925,000 $221,000 $4,055,000 $95,000 $95,000
Hispanic 28 $4,650,000 $166,000 $445,000 $69,000 $149,000
Black or African American 7 $1,275,000 $182,000 $335,000 $89,000 $166,000
American Indian or Alaskan Native 5 $675,000 $135,000 $175,000 $55,000 $115,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,068 $130,380,000 $122,000 $4,055,000 $89,000 $6,132,000
FHA-insured (Federal Housing Administration) 309 $47,645,000 $154,000 $485,000 $63,000 $203,000
VA-guaranteed (Veterans Administration) 114 $23,010,000 $201,000 $455,000 $74,000 $247,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $11,030,000 $149,000 $295,000 $63,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 841 $115,245,000 $137,000 $4,055,000 $85,000 $6,132,000
Application Denied By Financial Institution 262 $32,640,000 $124,000 $3,005,000 $68,000 $778,000
Application Withdrawn By Applicant 222 $29,740,000 $133,000 $405,000 $100,000 $5,283,000
Loan Purchased By The Institution 135 $22,975,000 $170,000 $455,000 $68,000 $95,000
File Closed For Incompleteness 62 $6,160,000 $99,000 $265,000 $56,000 $300,000
Application Approved But Not Accepted 27 $2,895,000 $107,000 $345,000 $70,000 $167,000
Preapproval Approved but not Accepted 14 $2,130,000 $152,000 $315,000 $64,000 $139,000
Preapproval Denied by Financial Institution 2 $280,000 $140,000 $145,000 $71,000 $90,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,255 $174,275,000 $138,000 $4,055,000 $86,000 $6,132,000
Debt-To-Income Ratio 126 $13,750,000 $109,000 $495,000 $64,000 $487,000
Credit History 78 $5,530,000 $70,000 $275,000 $64,000 $247,000
Collateral 54 $8,270,000 $153,000 $485,000 $88,000 $778,000
Credit Application Incomplete 17 $1,835,000 $107,000 $215,000 $85,000 $296,000
Other 15 $5,675,000 $378,000 $3,005,000 $105,000 $599,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,385,000 $125,000 $355,000 $46,000 $94,000
Unverifiable Information 5 $765,000 $153,000 $195,000 $75,000 $188,000
Employment History 3 $355,000 $118,000 $245,000 $61,000 $85,000
Mortgage Insurance Denied 1 $225,000 $225,000 $225,000 $98,000 $98,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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