Vermilion Parish, LA Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 2,278 mortgage applications in Vermilion Parish, LA totaling $238.8 million, up 26% from 2013. The average application was for $104,000, and applicants reported an average income of $70,000. 55% of applications resulted in an originated loan and 20% were denied. The most active lender was Abbeville Building & Loan (A State-Chartered Savings Bank), with 179 applications, followed by 21st Mortgage and Vermilion Bank & Trust Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,278
Total Mortgage Loan Application Amount $238,782,000
Average Mortgage Loan Application Amount $104,000
Highest Mortgage Loan Application Amount $707,000
Average Applicant Income $70,000
Highest Applicant Income $2,142,000

Mortgage Company List for Lending in Vermilion Parish, LA for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Abbeville Building & Loan (A State-Chartered Savings Bank)
1212 CHARITY STREET
ABBEVILLE, LA 70510
* $ 55,861,000 179 $ 25,216,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 163 $ 9,159,000
Vermilion Bank & Trust Company
420 N CUSHING AVE
KAPLAN, LA 70548
* $ 122,402,000 146 $ 9,475,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 13,294,766,000 124 $ 5,728,000
Gulf Coast Bank
PO BOX DRAWER 490
ABBEVILLE, LA 70511
* $ 359,400,000 109 $ 7,885,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 99 $ 14,182,000
Bank of Abbeville and Trust Company
PO BOX 340
ABBEVILLE, LA 70510
* $ 171,390,000 98 $ 6,415,000
Bank of Erath
105 W. EDWARDS ST. (P.O. DRAWER B)
ERATH, LA 70533
* $ 93,459,000 96 $ 4,780,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 75 $ 11,596,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 60 $ 4,183,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 59 $ 8,908,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 58 $ 4,800,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 54 $ 8,542,000
Kaplan State Bank
201 NORTH CUSHING AVENUE
KAPLAN, LA 70548
* $ 96,255,000 52 $ 2,856,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 32 $ 3,713,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ 222,000 30 $ 4,966,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 30 $ 4,825,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 13,294,766,000 27 $ 4,280,000
Farmers-Merchants Bank and Trust
100 SOUTH MAIN STREET
BREAUX BRIDGE, LA, LA 70517
* $ 279,903,000 24 $ 1,312,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 23 $ 3,061,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 21 $ 4,676,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 21 $ 3,268,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 825,044,000 21 $ 3,519,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ 10,000,000 20 $ 2,225,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 20 $ 2,840,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 19 $ 2,311,000
St Martin Bank & Trust Company
P O BOX 199 (301 SOUTH MAIN ST)
ST MARTINVILLE, LA 70582
* $ 422,451,000 19 $ 1,041,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 18 $ 1,871,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 16 $ 2,263,000
Teche Bank & Trust Co.
606 SOUTH MAIN STREET
ST MARTINVILLE, LA 70582
* $ 102,091,000 16 $ 1,649,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 1,394,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 15 $ 1,730,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 14 $ 987,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 14 $ 2,097,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 13 $ 1,328,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 13 $ 2,419,000
Bank of Gueydan
111 MAIN ST
GUEYDAN, LA 70542
* $ 83,213,000 13 $ 560,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 12 $ 1,656,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 12 $ 327,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 11 $ 987,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 11 $ 1,407,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 11 $ 1,663,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 10 $ 213,000
Midsouth Bank, National Association
102 VERSAILLES BLVD
LAFAYETTE, LA 70501
* $ 1,848,517,000 10 $ 636,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 10 $ 1,458,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 10 $ 1,366,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 10 $ 725,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,184,373,000 9 $ 1,403,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 8 $ 981,000
Jd Bank
P O BOX 730
JENNINGS, LA 70546
* $ 730,237,000 8 $ 294,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,132,304,000 8 $ 553,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 8 $ 849,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 8 $ 1,094,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 8 $ 1,672,000
Community First Bank
1101 EAST ADMIRAL DOYLE DRIVE
NEW IBERIA, LA 70560
* $ 294,182,000 7 $ 964,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 7 $ 980,000
Home Bank, NA
503 KALISTE SALOOM RD
LAFAYETTE, LA 70598
* $ 984,212,000 7 $ 1,056,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 7 $ 1,373,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 7 $ 995,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,032,498,000 6 $ 1,497,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 6 $ 357,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 797,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 6 $ 975,000
Home Federal Bank
222 FLORIDA STREET
SHREVEPORT, LA 71105
* $ 285,922,000 6 $ 709,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ 10,000,000 6 $ 673,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 1,043,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 6 $ 694,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 1,434,797,000 6 $ 1,011,000
The Bank
1304 N CUTTING AVENUE
JENNINGS, LA 70546
* $ 186,582,000 5 $ 672,000
Origin Bank

HOUSTON, TX 77024
* $ 3,199,260,000 5 $ 685,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 5 $ 406,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 373,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 4 $ 521,000
Evangeline Bank & Trust Company
P.O. BOX 346--497 W. MAIN STREET
VILLE PLATTE, LA 70586
* $ 567,494,000 4 $ 245,000
Investar Bank
P.O. BOX 84207
BATON ROUGE, LA 70884
* $ 634,753,000 4 $ 590,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 4 $ 278,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 4 $ 524,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 4 $ 729,000
Rayne State Bank & Trust Company
200 SOUTH ADAMS AVENUE
RAYNE, LA 70578
* $ 324,137,000 3 $ 64,000
Farmers State Bank & Trust Co.
110 W. PLAQUEMINE ST
CHURCH POINT, LA 70525
* $ 91,787,000 3 $ 450,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 3 $ 35,000
Shareplus Bank
5224 W PLANO PARKWAY
PLANO, TX 75093
* $ 303,563,000 3 $ 346,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 6,615,096,000 3 $ 211,000
Coast Capital Inc
720 SAINT JOHN STREET
LAFAYETTE, LA 70501
* $ 10,000,000 3 $ 472,000
Tri-Parish Bank
P. O. BOX 1029
EUNICE, LA 70535
* $ 204,230,000 3 $ 737,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 423,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 509,915,000 3 $ 75,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 683,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ 47,278,000 2 $ 411,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 181,000
Bank of Commerce & Trust Co.
P O BOX 246
CROWLEY, LA 70527
* $ 365,835,000 2 $ 70,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 472,650,000 2 $ 183,000
Coastland Federal Credit Union
1301 CLEARVIEW PKWY.
METAIRIE, LA 70001
* $ 119,933,000 2 $ 103,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 219,179,000 2 $ 108,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 2 $ 455,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 2 $ 297,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 982,471,000 2 $ 399,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 2 $ 312,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 343,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 409,000
Rayne Building and Loan Association
P O BOX 46
RAYNE, LA 70578
* $ 65,383,000 2 $ 321,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 40,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 105,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 117,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 174,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 74,000
American Bank & Trust Company
321 E LANDRY ST
OPELOUSAS, LA 70570
* $ 177,441,000 1 $ 5,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 207,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 180,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 182,000
First National Bank in Deridder
P.O. BOX 700
DERIDDER, LA 70634
* $ 197,883,000 1 $ 110,000
Gladewater National Bank
678 N MAIN
GLADEWATER, TX 75647
* $ 55,642,000 1 $ 348,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 185,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 146,000
Gibsland Bank & Trust
1246 3RD STREET
GIBSLAND, LA 71028
* $ 294,698,000 1 $ 500,000
M C Bank & Trust Company
1201 BRASHEAR AVE.
MORGAN CITY, LA 70380
* $ 331,258,000 1 $ 123,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 62,915,596,000 1 $ 43,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 2,352,853,000 1 $ 10,000
Eagle Louisiana FCU
PO BOX 64630
BATON ROUGE, LA 70896
* $ 103,083,000 1 $ 40,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 185,000
Homebuyer's Resource Group LLC
2133 SILVERSIDE DR STE B
BATON ROUGE, LA 70808
* $ 10,000,000 1 $ 180,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 192,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 79,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 800,870,000 1 $ 105,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 1,300,718,000 1 $ 90,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,573,160,000 1 $ 25,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 195,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 227,465,000 1 $ 135,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 1 $ 75,000
La Capitol Federal Credit Union
P.O. BOX 3398
BATON ROUGE, LA 70802
* $ 445,892,000 1 $ 18,000
Citizens Bank and Trust Co
PO BOX 992
VIVIAN, LA 71082
* $ 145,887,000 1 $ 133,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 574,021,000 1 $ 50,000
Meritus Federal Credit Union
515 GUILBEAU ROAD
LAFAYETTE, LA 70506
* $ 165,567,000 1 $ 210,000
Bayou Federal Credit Union
5880 FLORIDA BLVD
BATON ROUGE, LA 70806
* $ 67,355,000 1 $ 6,000
Bank of Sunset and Trust Company
863 NAPOLEON AVE
SUNSET, LA 70584
* $ 122,875,000 1 $ 104,000
The First National Bank of Jeanerette
P.O. BOX 151
JEANERETTE, LA 70544
* $ 210,235,000 1 $ 246,000
First National Bank of Louisiana
128 N PARKERSON AVENUE
CROWLEY, LA 70526
* $ 306,803,000 1 $ 30,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 1 $ 190,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 232,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 1 $ 253,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 1 $ 82,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 37,576,781,000 1 $ 3,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 1 $ 244,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 44,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 31,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 213,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 183,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 108,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 116,000

The tables below break down 2014 mortgage applications in Vermilion Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Vermilion Parish, LA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,216 $149,050,000 $122,000 $707,000 $66,000 $743,000
Refinancing 779 $80,360,000 $103,000 $500,000 $76,000 $2,142,000
Home Improvement 283 $9,372,000 $33,000 $285,000 $74,000 $642,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,765 $187,193,000 $106,000 $707,000 $79,000 $2,142,000
Not applicable 170 $21,731,000 $127,000 $500,000 $3,000 $204,000
Black or African American 167 $11,111,000 $66,000 $340,000 $43,000 $153,000
Not Provided 98 $10,523,000 $107,000 $397,000 $76,000 $340,000
Asian 43 $3,918,000 $91,000 $330,000 $60,000 $276,000
Hispanic 32 $4,041,000 $126,000 $334,000 $60,000 $179,000
American Indian or Alaskan Native 2 $60,000 $30,000 $59,000 $58,000 $59,000
Native Hawaiian or Other Pacific Islander 1 $205,000 $205,000 $205,000 $62,000 $62,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,743 $165,042,000 $94,000 $707,000 $77,000 $2,142,000
FHA-insured (Federal Housing Administration) 252 $33,090,000 $131,000 $276,000 $54,000 $234,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 198 $25,738,000 $129,000 $286,000 $34,000 $96,000
VA-guaranteed (Veterans Administration) 85 $14,912,000 $175,000 $397,000 $53,000 $147,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,254 $130,416,000 $104,000 $707,000 $79,000 $2,142,000
Application Denied By Financial Institution 454 $40,394,000 $88,000 $401,000 $63,000 $1,093,000
Loan Purchased By The Institution 193 $27,657,000 $143,000 $355,000 $29,000 $204,000
Application Approved But Not Accepted 183 $14,474,000 $79,000 $332,000 $68,000 $642,000
Application Withdrawn By Applicant 159 $21,489,000 $135,000 $550,000 $77,000 $328,000
File Closed For Incompleteness 35 $4,352,000 $124,000 $373,000 $72,000 $202,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 93 $6,483,000 $69,000 $280,000 $75,000 $1,093,000
Debt-To-Income Ratio 37 $4,498,000 $121,000 $348,000 $54,000 $229,000
Collateral 26 $3,663,000 $140,000 $401,000 $95,000 $299,000
Other 16 $1,666,000 $104,000 $253,000 $77,000 $264,000
Credit Application Incomplete 9 $1,358,000 $150,000 $317,000 $53,000 $120,000
Unverifiable Information 7 $1,253,000 $179,000 $275,000 $109,000 $258,000
Insufficient Cash (Downpayment, Closing Cost) 4 $284,000 $71,000 $136,000 $111,000 $340,000
Employment History 2 $180,000 $90,000 $112,000 $29,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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