Billings, MT Metro Area Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 8,373 mortgage applications in Billings, MT metro area totaling $2.3 billion, up 15% from 2024. The average application was for $278,310, and applicants reported an average income of $134,000. 57% of applications resulted in an originated loan and 12% were denied. The most active lender was Stockman Bank of Montana, with 635 applications, followed by Evergreen Moneysource Mortgage Company and Glacier Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,373
Total Mortgage Loan Application Amount $2,330,295,000
Average Mortgage Loan Application Amount $278,310
Highest Mortgage Loan Application Amount $15,095,000
Average Applicant Income $134,000
Highest Applicant Income $5,880,000

Mortgage Company List for Lending in Billings, MT for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ n/a 635 $ 181,335,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 517 $ 163,805,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 439 $ 104,825,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ n/a 410 $ 58,560,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 315 $ 109,915,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ n/a 286 $ 39,890,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ n/a 261 $ 63,985,000
Yellowstone Bank
12 FIRST AVE
LAUREL, MT 59044
* $ n/a 231 $ 87,645,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 216 $ 49,930,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 214 $ 58,980,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 209 $ 66,325,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 204 $ 75,690,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 200 $ 59,130,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 197 $ 70,315,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 183 $ 32,535,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 165 $ 55,375,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 162 $ 59,740,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 159 $ 33,495,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 146 $ 15,250,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 124 $ 36,400,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 120 $ 30,700,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 113 $ 37,645,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 104 $ 15,830,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 100 $ 33,350,000
First Federal Bank & Trust

BILLINGS, MT 59106
* $ n/a 85 $ 29,965,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 85 $ 14,535,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 64 $ 19,000,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 63 $ 16,115,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 58 $ 11,290,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 55 $ 19,285,000
Little Horn State Bank
835 N CENTER AVE
HARDIN, MT 59034
* $ n/a 55 $ 16,435,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 54 $ 18,570,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 54 $ 15,010,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 52 $ 18,790,000
Billings Federal Credit Union
2522 4TH AVE N
BILLINGS, MT 59103
* $ n/a 52 $ 17,080,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 52 $ 13,970,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 51 $ 3,825,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 50 $ 4,330,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 50 $ 12,630,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 46 $ 16,120,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 46 $ 16,120,000
Bank of Bridger, N.A.
PO BOX 447, 101 SOUTH MAIN STREET
BRIDGER, MT 59014
* $ n/a 45 $ 12,415,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 45 $ 4,255,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 43 $ 3,025,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 39 $ 13,365,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 38 $ 8,050,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 36 $ 13,720,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 36 $ 10,440,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 36 $ 13,700,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 35 $ 12,505,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 35 $ 14,475,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 35 $ 11,405,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 34 $ 13,960,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 33 $ 9,515,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 32 $ 9,430,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 31 $ 11,105,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 25 $ 4,345,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 24 $ 7,230,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 23 $ 7,025,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 22 $ 5,390,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 20 $ 5,240,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 20 $ 5,020,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 18 $ 1,570,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 18 $ 6,900,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 17 $ 5,525,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 17 $ 6,795,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 16 $ 3,510,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 14 $ 4,150,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 14 $ 5,290,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 14 $ 1,990,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 13 $ 625,000
Intrepid Credit Union
915 KESSLER STREET
HELENA, MT 59601
* $ n/a 13 $ 2,295,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 13 $ 5,295,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 12 $ 1,950,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 12 $ 2,430,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 12 $ 3,610,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 11 $ 5,615,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 11 $ 4,485,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 10 $ 3,120,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 10 $ 3,990,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 10 $ 3,190,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 10 $ 4,020,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 9 $ 4,375,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 9 $ 2,705,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 9 $ 4,715,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 9 $ 3,625,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 9 $ 3,415,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 9 $ 5,365,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 9 $ 3,075,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 8 $ 7,740,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 8 $ 2,220,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 7 $ 425,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 7 $ 2,975,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 7 $ 1,055,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 7 $ 1,845,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 7 $ 1,895,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 7 $ 1,725,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 6 $ 1,610,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 5 $ 885,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 5 $ 2,485,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 1,895,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 5 $ 2,375,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 5 $ 1,575,000
Arvest Bank

TULSA, OK 74103
* $ n/a 5 $ 2,055,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 5 $ 2,845,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 5 $ 1,415,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 4 $ 190,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 4 $ 2,230,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 4 $ 1,410,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 4 $ 2,020,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 4 $ 2,110,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 4 $ 1,300,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 4 $ 1,490,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 4 $ 1,900,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 4 $ 2,470,000
Clearwater Federal Credit Union
3600 BROOKS ST
MISSOULA, MT 59801
* $ n/a 4 $ 1,240,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 4 $ 1,450,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 4 $ 1,570,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 4 $ 1,790,000
Re Investment Loans LLC

GREENWOOD VILLAGE, CO 80112
* $ n/a 3 $ 1,065,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 3 $ 1,035,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ n/a 3 $ 1,245,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 3 $ 725,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 3 $ 1,555,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 3 $ 1,305,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 3 $ 1,055,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 3 $ 765,000
Jonah Bank of Wyoming
777 WEST 1ST STREET
CASPER, WY 82601
* $ n/a 3 $ 955,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 3 $ 365,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 545,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 3 $ 1,545,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 3 $ 1,495,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 3 $ 225,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 2 $ 980,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 2 $ 810,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 2 $ 520,000
Trailwest Bank
PO BOX 9
LOLO, MT 59847
* $ n/a 2 $ 1,040,000
Smartfi Home Loans

SAN DIEGO, CA 92122
* $ n/a 2 $ 290,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 430,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 2 $ 1,310,000
Meridian Trust Federal Credit Union
PO BOX 548
CHEYENNE, WY 82003
* $ n/a 2 $ 380,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 2 $ 840,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 2 $ 580,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 2 $ 450,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 2 $ 1,380,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ n/a 2 $ 1,760,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ n/a 2 $ 90,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 2 $ 870,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 440,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 2 $ 750,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 770,000
Independence Bank
435 3RD ST
HAVRE, MT 59501
* $ n/a 2 $ 1,200,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 350,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 2 $ 720,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ n/a 2 $ 1,020,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 2 $ 600,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 850,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 1,710,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 1,130,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 360,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 2 $ 590,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 950,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 810,000
Russell Country FCU
810 1ST AVE S
GREAT FALLS, MT 59401
* $ n/a 2 $ 90,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 2 $ 840,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 820,000
Anb Bank
3033 E 1ST AVENUE
DENVER, CO 80206
* $ n/a 2 $ 200,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 2 $ 820,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 2 $ 5,400,000
Ahl Funding
4 PARK PLAZA SUITE 730
IRVINE, CA 92614
* $ n/a 2 $ 330,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 2 $ 580,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 2 $ 1,450,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 215,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ n/a 1 $ 1,505,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ n/a 1 $ 255,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 85,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ n/a 1 $ 325,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ n/a 1 $ 105,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 105,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 1 $ 345,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 205,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 215,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 1,635,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 95,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 245,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 305,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 1 $ 435,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 255,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 165,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 1 $ 945,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 35,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 125,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 1 $ 405,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 335,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 75,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 335,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 1 $ 385,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 1 $ 375,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 1 $ 305,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 255,000
Freedom Northwest Credit Union
303 MAIN ST
KAMIAH, ID 83536
* $ n/a 1 $ 115,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 375,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ n/a 1 $ 75,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ n/a 1 $ 485,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ n/a 1 $ 405,000
First Security Bank
PO BOX 938
SEARCY, AR 72143
* $ n/a 1 $ 2,005,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 1 $ 415,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 395,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 555,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ n/a 1 $ 375,000
Verus
2001 M STREET SUITE 300
WASHINGTON, DC 20036
* $ n/a 1 $ 505,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 325,000
Ml Mortgage Corp.
8270 ASPEN AVE
RANCHO CUCAMONGA, CA 91730
* $ n/a 1 $ 385,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 345,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ n/a 1 $ 15,095,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 175,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 305,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ n/a 1 $ 255,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 45,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 305,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 455,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ n/a 1 $ 105,000
Stockmens Bank

SPRINGFIELD, MO 65804
* $ n/a 1 $ 1,365,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 415,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 505,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 95,000
Canvas Credit Union
PO BOX 5238
ENGLEWOOD, CO 80155
* $ n/a 1 $ 15,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 1 $ 555,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ n/a 1 $ 875,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 345,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 395,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 1 $ 295,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 1 $ 555,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 635,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 285,000
Schaumburg Bank & Trust Company, N.A.
1180 EAST HIGGINS ROAD SCHAUMBURG
SCHAUMBURG, IL 60173
* $ n/a 1 $ 455,000
Hinsdale Bank & Trust Company, N.A
25 EAST FIRST STREET
HINSDALE, IL 60521
* $ n/a 1 $ 1,255,000
Northbrook Bank & Trust Company, N.A.
1100 WAUKEGAN ROAD
NORTHBROOK, IL 60062
* $ n/a 1 $ 395,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 395,000
Eclipse Bank Inc
3827 SHELBYVILLE RD
LOUISVILLE, KY 40245
* $ n/a 1 $ 565,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 495,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 475,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 305,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 505,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 1 $ 65,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 205,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ n/a 1 $ 85,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 1 $ 405,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 1 $ 185,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ n/a 1 $ 585,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 175,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 535,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ n/a 1 $ 355,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 205,000

The tables below break down 2025 mortgage applications in Billings, MT metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Billings, MT in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,310 $1,418,260,000 $329,000 $5,295,000 $141,000 $5,880,000
Cash-out Refinancing 1,390 $340,650,000 $245,000 $1,875,000 $115,000 $976,000
Refinancing 1,237 $409,495,000 $331,000 $14,505,000 $148,000 $1,190,000
Other Purpose 755 $97,495,000 $129,000 $15,095,000 $123,000 $1,639,000
Home Improvement 666 $60,940,000 $91,000 $805,000 $131,000 $1,100,000
Not Applicable 15 $3,455,000 $230,000 $565,000 $123,000 $234,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,981 $1,581,435,000 $264,000 $3,165,000 $134,000 $5,880,000
Not applicable 952 $358,790,000 $376,000 $15,095,000 $150,000 $750,000
Not Provided 872 $241,890,000 $277,000 $1,875,000 $131,000 $1,787,000
Hispanic 285 $75,835,000 $266,000 $1,215,000 $136,000 $1,136,000
American Indian or Alaskan Native 145 $32,125,000 $221,000 $955,000 $119,000 $976,000
Asian 73 $23,415,000 $320,000 $1,365,000 $177,000 $600,000
Black or African American 51 $13,695,000 $268,000 $1,075,000 $117,000 $297,000
Native Hawaiian or Other Pacific Islander 13 $2,795,000 $215,000 $475,000 $79,000 $117,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,062 $1,502,450,000 $247,000 $14,505,000 $143,000 $5,880,000
FHA-insured (Federal Housing Administration) 1,357 $451,865,000 $332,000 $15,095,000 $101,000 $1,237,000
VA-guaranteed (Veterans Administration) 928 $369,820,000 $398,000 $1,635,000 $117,000 $724,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $6,160,000 $236,000 $415,000 $87,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,793 $1,347,945,000 $281,000 $15,095,000 $140,000 $1,787,000
Application Withdrawn By Applicant 1,122 $352,270,000 $313,000 $2,085,000 $143,000 $5,880,000
Application Denied By Financial Institution 1,027 $209,165,000 $203,000 $1,635,000 $106,000 $1,142,000
Loan Purchased By The Institution 874 $278,730,000 $318,000 $1,415,000 $135,000 $786,000
File Closed For Incompleteness 336 $84,960,000 $252,000 $1,585,000 $116,000 $650,000
Application Approved But Not Accepted 207 $53,015,000 $256,000 $1,805,000 $119,000 $770,000
Preapproval Approved but not Accepted 11 $3,715,000 $337,000 $705,000 $157,000 $276,000
Preapproval Denied by Financial Institution 3 $495,000 $165,000 $395,000 $69,000 $150,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,926 $1,969,920,000 $284,000 $15,095,000 $136,000 $5,880,000
Debt-To-Income Ratio 779 $223,985,000 $287,000 $2,155,000 $129,000 $1,382,000
Credit History 236 $37,400,000 $158,000 $1,105,000 $111,000 $1,050,000
Collateral 158 $36,710,000 $232,000 $1,105,000 $130,000 $1,100,000
Credit Application Incomplete 102 $21,060,000 $206,000 $1,165,000 $115,000 $877,000
Other 76 $18,940,000 $249,000 $1,635,000 $147,000 $1,142,000
Insufficient Cash (Downpayment, Closing Cost) 43 $9,995,000 $232,000 $625,000 $98,000 $550,000
Unverifiable Information 34 $8,900,000 $261,000 $675,000 $152,000 $550,000
Employment History 19 $3,385,000 $178,000 $465,000 $81,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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