Carbon County, PA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 3,582 mortgage applications in Carbon County, PA totaling $703.8 million, up 9% from 2024. The average application was for $196,000, and applicants reported an average income of $122,000. 53% of applications resulted in an originated loan and 15% were denied. The most active lender was PennyMac Loan Services LLC, with 158 applications, followed by Crosscountry Mortgage, LLC and First Commonwealth Federal Cre.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,582
Total Mortgage Loan Application Amount $703,810,000
Average Mortgage Loan Application Amount $196,000
Highest Mortgage Loan Application Amount $2,405,000
Average Applicant Income $122,000
Highest Applicant Income $2,905,000

Mortgage Company List for Lending in Carbon County, PA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 158 $ 37,460,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 138 $ 31,400,000
First Commonwealth Federal Cre
257 BRODHEAD ROAD
ALLENTOWN, PA 18106
* $ n/a 116 $ 9,660,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 101 $ 21,695,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 98 $ 26,470,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 79 $ 10,435,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 75 $ 14,565,000
Mauch Chunk Trust Company
1111 NORTH STREET - PO BOX 289
JIM THORPE, PA 18229
* $ n/a 73 $ 12,665,000
Mortgage America, Inc.
1100 BERKSHIRE BLVD
WHITEHALL, PA 18052
* $ n/a 72 $ 16,140,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ n/a 70 $ 10,750,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ n/a 69 $ 6,595,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 63 $ 16,225,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 62 $ 10,170,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 57 $ 15,765,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 54 $ 7,020,000
Jim Thorpe Neighborhood Bank
12 BROADWAY
JIM THORPE, PA 18229
* $ n/a 54 $ 6,930,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 46 $ 9,050,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 45 $ 10,025,000
First Northern Bank and Trust Company
P.O. BOX 217
PALMERTON, PA 18071
* $ n/a 44 $ 7,130,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 43 $ 6,045,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 39 $ 5,355,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 38 $ 8,410,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 37 $ 3,525,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 37 $ 11,995,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 36 $ 5,960,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 36 $ 7,280,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 35 $ 9,905,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 34 $ 2,110,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 34 $ 8,080,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 33 $ 4,215,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 33 $ 12,015,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 31 $ 5,395,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 30 $ 6,570,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ n/a 29 $ 2,705,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 26 $ 3,060,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 26 $ 5,190,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 25 $ 1,835,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 25 $ 4,835,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 25 $ 1,595,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 25 $ 1,395,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 24 $ 6,190,000
People First Federal Credit Union
2141 DOWNYFLAKE LANE
ALLENTOWN, PA 18101
* $ n/a 24 $ 1,920,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 23 $ 4,285,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ n/a 21 $ 3,235,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 21 $ 1,885,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ n/a 20 $ 4,370,000
First Keystone Community Bank
111 W FRONT ST
BERWICK, PA 18603
* $ n/a 19 $ 2,325,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 19 $ 2,675,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 19 $ 3,995,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 18 $ 7,490,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ n/a 17 $ 4,355,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 16 $ 4,430,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 15 $ 2,345,000
Peoples Security Bank and Trust Company
100 SOUTH BLAKLEY STREET DUNMORE
DUNMORE, PA 18512
* $ n/a 14 $ 2,330,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 13 $ 1,915,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 13 $ 3,175,000
Citadel Federal Credit Union
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ n/a 13 $ 2,825,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 13 $ 2,725,000
Fidelity Deposit & Discount Bank
101 N BLAKELY ST
SCRANTON, PA 18512
* $ n/a 12 $ 2,290,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ n/a 12 $ 1,340,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 12 $ 2,880,000
Trumark Financial Credit Union
335 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
* $ n/a 12 $ 1,950,000
The Neffs National Bank
5629 ROUTE 873
NEFFS, PA 18065
* $ n/a 12 $ 2,310,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 11 $ 2,695,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 11 $ 1,265,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 11 $ 2,225,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 11 $ 3,035,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ n/a 11 $ 2,375,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 11 $ 1,975,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 11 $ 2,625,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 11 $ 2,395,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 11 $ 2,825,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 10 $ 3,130,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 10 $ 1,930,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 10 $ 650,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 10 $ 1,230,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 9 $ 1,295,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 9 $ 3,485,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 9 $ 2,395,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 9 $ 2,065,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 9 $ 1,435,000
Citizens Savings Bank
538 S STATE ST
CLARKS SUMMIT, PA 18411
* $ n/a 9 $ 2,035,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 9 $ 2,675,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 8 $ 2,620,000
Essa Bank & Trust
200 PALMER STREET
STROUDSBURG, PA 18360
* $ n/a 8 $ 1,910,000
New Tripoli Bank
6748 MADISON STREET, PO BOX 468
NEW TRIPOLI, PA 18066
* $ n/a 8 $ 2,090,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 8 $ 1,130,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 7 $ 1,875,000
Allentown Federal Credit Union

ALLENTOWN, PA 18103
* $ n/a 7 $ 695,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 7 $ 1,865,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 7 $ 2,205,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 7 $ 1,895,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 7 $ 1,715,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ n/a 7 $ 1,645,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ n/a 7 $ 1,465,000
Luzerne Bank
118 MAIN STREET
LUZERNE, PA 18709
* $ n/a 7 $ 645,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 6 $ 700,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 6 $ 1,400,000
Reliant Home Funding, Inc
445 BROADHOLLOW RD SUITE 334
MELVILLE, NY 11747
* $ n/a 6 $ 1,510,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 6 $ 1,370,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ n/a 6 $ 960,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 6 $ 730,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 6 $ 2,080,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 6 $ 400,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 6 $ 860,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 6 $ 1,750,000
Embassy Bank for the Lehigh Valley
100 GATEWAY DR, SUITE 100
BETHLEHEM, PA 18017
* $ n/a 5 $ 1,135,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 5 $ 815,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 955,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 5 $ 485,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ n/a 5 $ 1,385,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ n/a 5 $ 1,085,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ n/a 5 $ 1,345,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 5 $ 1,415,000
The Honesdale National Bank
38 NORTH FRANKIN STREET
WILKES BARRE, PA 18701
* $ n/a 5 $ 1,405,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ n/a 5 $ 2,565,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 5 $ 455,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 5 $ 885,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 5 $ 1,145,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 5 $ 2,155,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 5 $ 1,025,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 5 $ 825,000
Acre Mortgage & Financial, Inc.
70 EAST MAIN STREET
MARLTON, NJ 08053
* $ n/a 5 $ 1,205,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 5 $ 675,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 855,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 5 $ 575,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 4 $ 400,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 4 $ 1,080,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ n/a 4 $ 1,330,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 4 $ 1,020,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 4 $ 1,210,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 4 $ 2,690,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ n/a 4 $ 1,850,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 4 $ 470,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ n/a 4 $ 510,000
Lehigh Valley Educators Credit Union
3720 HAMILTON BOULEVARD
ALLENTOWN, PA 18103
* $ n/a 4 $ 380,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 4 $ 1,940,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ n/a 4 $ 630,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ n/a 4 $ 1,120,000
Wayne Bank
717 MAIN STREET
HONESDALE, PA 18431
* $ n/a 4 $ 740,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ n/a 4 $ 380,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 4 $ 730,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ n/a 4 $ 760,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 710,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 4 $ 1,660,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 4 $ 1,690,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 3 $ 1,045,000
Diamond Credit Union
1600 MEDICAL DR
POTTSTOWN, PA 19464
* $ n/a 3 $ 415,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 3 $ 355,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 705,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 3 $ 445,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 3 $ 575,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ n/a 3 $ 275,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 3 $ 545,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ n/a 3 $ 335,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 3 $ 1,175,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ n/a 3 $ 405,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 3 $ 965,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 3 $ 525,000
Merck Sharp and Dohme FCU
335 W BUTLER AVE
CHALFONT, PA 18914
* $ n/a 3 $ 515,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ n/a 3 $ 1,125,000
Verus
2001 M STREET SUITE 300
WASHINGTON, DC 20036
* $ n/a 3 $ 945,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 3 $ 655,000
Mid Penn Bank
349 UNION STREET
MILLERSBURG, PA 17061
* $ n/a 3 $ 775,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 3 $ 645,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 3 $ 195,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ n/a 3 $ 505,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 3 $ 2,435,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 3 $ 315,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 3 $ 1,075,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 3 $ 425,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 3 $ 475,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ n/a 3 $ 435,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ n/a 3 $ 715,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 2 $ 920,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ n/a 2 $ 170,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 1,260,000
Educational Systems FCU
PO BOX 179
GREENBELT, MD 20768
* $ n/a 2 $ 180,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 150,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 2 $ 580,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 360,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 2 $ 670,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 350,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 2 $ 560,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 2 $ 760,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 2 $ 390,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ n/a 2 $ 340,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 2 $ 500,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 2 $ 830,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 2 $ 120,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 2 $ 400,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 2 $ 750,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 2 $ 540,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 2 $ 640,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 760,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 530,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 2 $ 650,000
Jet Direct Funding Corp.
111 WEST MAIN STREET SUITE 110
BAY SHORE, NY 11706
* $ n/a 2 $ 850,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 420,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ n/a 2 $ 560,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ n/a 2 $ 320,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ n/a 2 $ 380,000
Lending Capital Group, Inc
260 KNOWLES AVE UNIT 330
SOUTHAMPTON, PA 18966
* $ n/a 2 $ 280,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ n/a 2 $ 230,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ n/a 2 $ 1,270,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 210,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 840,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 2 $ 840,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 2 $ 410,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 2 $ 290,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 2 $ 1,250,000
Homesale Mortgage
215 S. CENTERVILLE ROAD
LANCASTER, PA 17603
* $ n/a 2 $ 610,000
Ardent Federal Credit Union
1500 SPRING GARDEN ST. SUITE 500
PHILADELPHIA, PA 19102
* $ n/a 2 $ 180,000
Phoenixville Federal Bank & Trust
P.O. BOX 629 564 NUTT RD
PHOENIXVILLE, PA 19460
* $ n/a 2 $ 210,000
First Citizens Community Bank
15 S. MAIN STREET
MANSFIELD, PA 16933
* $ n/a 2 $ 580,000
Philadelphia Federal Credit Un
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ n/a 2 $ 70,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 940,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 2 $ 650,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ n/a 2 $ 310,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 460,000
Ps Bank
42621 ROUTE 6
WYALUSING, PA 18853
* $ n/a 2 $ 850,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 550,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 2 $ 590,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ n/a 1 $ 355,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 415,000
Irco Community Federal Credit Union
450 HILLCREST BLVD.
PHILLIPSBURG, NJ 08865
* $ n/a 1 $ 55,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ n/a 1 $ 185,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 95,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 355,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 1 $ 125,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 185,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 375,000
First Resource Bank
1 E. UWCHLAN AVENUE, SUITE 410
EXTON, PA 19341
* $ n/a 1 $ 315,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 455,000
1st Colonial Community Bank
210 LAKE DR EAST SUITE 300
COLLINGSWOOD, NJ 08108
* $ n/a 1 $ 155,000
Farmers and Merchants Trust Company of Chambersburg
20 SOUTH MAIN STREET
CHAMBERSBURG, PA 17201
* $ n/a 1 $ 295,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 1 $ 205,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 285,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 155,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 1 $ 175,000
State Financial Network LLC
5 HILLMAN DR
CHADDS FORD, PA 19317
* $ n/a 1 $ 245,000
Philadelphia Mortgage Advisors, Inc.
600 W GERMANTOWN PIKE, STE 270
PLYMOUTH MEETING, PA 19462
* $ n/a 1 $ 475,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ n/a 1 $ 205,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ n/a 1 $ 305,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ n/a 1 $ 125,000
The Ephrata National Bank
31 EAST MAIN STREET PO BOX 457
EPHRATA, PA 17522
* $ n/a 1 $ 355,000
Horizon Farm Credit, Aca
45 AILERON CT.
MECHANICSBURG, PA 17050
* $ n/a 1 $ 305,000
Kearny Bank
120 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ n/a 1 $ 375,000
National Cooperative Bank, N.A.
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ n/a 1 $ 65,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 225,000
Bank of Bird in Hand
309 NORTH RONKS ROAD
BIRD IN HAND, PA 17505
* $ n/a 1 $ 365,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ n/a 1 $ 205,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ n/a 1 $ 295,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 305,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 575,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 1 $ 185,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ n/a 1 $ 285,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ n/a 1 $ 595,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 15,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 95,000
Journey Bank
232 EAST ST. PO BOX 240
BLOOMSBURG, PA 17815
* $ n/a 1 $ 205,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ n/a 1 $ 155,000
Penn Community Bank
219 SOUTH NINTH STREET PO BOX 176
PERKASIE, PA 18944
* $ n/a 1 $ 105,000
Choice One Community FCU
101 HAZLE STREET
WILKES BARRE, PA 18702
* $ n/a 1 $ 45,000
Fay Servicing LLC

TAMPA, FL 33609
* $ n/a 1 $ 85,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 1 $ 165,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 295,000
Linkbank
32 W MARKET STREET
CAMP HILL, PA 17011
* $ n/a 1 $ 165,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ n/a 1 $ 445,000
Cross Valley Federal Credit Union
640 BALTIMORE DR
WILKES BARRE, PA 18702
* $ n/a 1 $ 115,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 725,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 165,000
American Bank
4029 W TILGHMAN STREET
ALLENTOWN, PA 18102
* $ n/a 1 $ 405,000
Picatinny Federal Credit Union
100 MINERAL SPRINGS DRIVE
DOVER, NJ 07801
* $ n/a 1 $ 165,000
Freedom Credit Uniton
626 JACKSONVILLE ROAD #250
WARMINSTER, PA 18974
* $ n/a 1 $ 35,000
Federated Mortgage Corp
1301 GRANDVIEW AVE SUITE #100
PITTSBURGH, PA 15211
* $ n/a 1 $ 295,000
Bhcu D/B/A Propell Credit Union
501 INDUSTRIAL HWY
RIDLEY PARK, PA 19078
* $ n/a 1 $ 515,000
Nation One Mortgage Corporatio
701 ROUTE 73 N SUITE 2
MARLTON, NJ 08053
* $ n/a 1 $ 175,000
Net Credit Union
119 MULBERRY STREET
SCRANTON, PA 18503
* $ n/a 1 $ 55,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ n/a 1 $ 175,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 1 $ 125,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ n/a 1 $ 185,000
Palco Federal Credit Union
191 CHAD ROAD, PO BOX 330
MUNCY, PA 17756
* $ n/a 1 $ 125,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 175,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 1 $ 55,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 1 $ 195,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 245,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 1 $ 205,000
Qnb Bank
P.O. BOX 9005
QUAKERTOWN, PA 18951
* $ n/a 1 $ 2,165,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 1 $ 785,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 225,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 1 $ 215,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 275,000
Texas Capital Bank
2000 MCKINNEY AVENUE SUITE 700
DALLAS, TX 75201
* $ n/a 1 $ 395,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 225,000
Orrstown Bank
4750 LINDLE RD
HARRISBURG, PA 17111
* $ n/a 1 $ 725,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 1 $ 375,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 315,000
Fairway Consumer Discount Co
8 MARION ST
LUZERNE, PA 18709
* $ n/a 1 $ 25,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 235,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 255,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ n/a 1 $ 155,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 1 $ 135,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 1 $ 365,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 185,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 145,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 245,000
Mde Home Loans LLC
766 SHREWSBURY AVENUE
TINTON FALLS, NJ 07724
* $ n/a 1 $ 375,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 115,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 465,000
Sun East Federal Credit Union
4500 PENNELL ROAD
ASTON, PA 19014
* $ n/a 1 $ 255,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 155,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ n/a 1 $ 155,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 1 $ 185,000

The tables below break down 2025 mortgage applications in Carbon County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Carbon County, PA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,653 $427,825,000 $258,000 $2,405,000 $142,000 $2,905,000
Cash-out Refinancing 668 $117,410,000 $175,000 $1,335,000 $95,000 $1,594,000
Refinancing 455 $94,835,000 $208,000 $2,165,000 $126,000 $1,250,000
Other Purpose 412 $30,840,000 $74,000 $425,000 $102,000 $1,345,000
Home Improvement 386 $32,130,000 $83,000 $675,000 $110,000 $852,000
Not Applicable 8 $770,000 $96,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,212 $404,780,000 $182,000 $2,405,000 $123,000 $2,905,000
Not applicable 536 $120,220,000 $224,000 $2,165,000 $109,000 $708,000
Not Provided 427 $89,865,000 $210,000 $1,205,000 $114,000 $1,593,000
Hispanic 249 $46,275,000 $185,000 $595,000 $92,000 $517,000
Black or African American 82 $13,530,000 $165,000 $495,000 $87,000 $375,000
Asian 63 $26,285,000 $417,000 $1,455,000 $307,000 $1,594,000
American Indian or Alaskan Native 8 $1,940,000 $242,000 $355,000 $191,000 $810,000
Native Hawaiian or Other Pacific Islander 5 $915,000 $183,000 $385,000 $149,000 $473,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,707 $502,835,000 $185,000 $2,405,000 $132,000 $2,905,000
FHA-insured (Federal Housing Administration) 594 $126,110,000 $212,000 $525,000 $82,000 $271,000
VA-guaranteed (Veterans Administration) 239 $67,265,000 $281,000 $575,000 $96,000 $237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $7,600,000 $180,000 $385,000 $80,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,898 $380,130,000 $200,000 $2,405,000 $130,000 $2,905,000
Application Denied By Financial Institution 549 $84,605,000 $154,000 $1,335,000 $90,000 $1,138,000
Application Withdrawn By Applicant 432 $94,850,000 $219,000 $1,455,000 $134,000 $1,594,000
Loan Purchased By The Institution 417 $96,145,000 $230,000 $1,125,000 $118,000 $1,060,000
File Closed For Incompleteness 164 $27,420,000 $167,000 $725,000 $96,000 $473,000
Application Approved But Not Accepted 118 $19,610,000 $166,000 $875,000 $131,000 $1,440,000
Preapproval Approved but not Accepted 4 $1,050,000 $262,000 $395,000 $94,000 $135,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,847 $585,715,000 $205,000 $2,405,000 $129,000 $2,905,000
Debt-To-Income Ratio 372 $62,140,000 $167,000 $2,165,000 $97,000 $663,000
Credit History 134 $19,140,000 $142,000 $875,000 $90,000 $413,000
Collateral 84 $15,230,000 $181,000 $1,145,000 $129,000 $1,138,000
Credit Application Incomplete 73 $9,185,000 $125,000 $475,000 $87,000 $283,000
Other 33 $5,465,000 $165,000 $415,000 $111,000 $247,000
Unverifiable Information 18 $2,910,000 $161,000 $535,000 $87,000 $295,000
Insufficient Cash (Downpayment, Closing Cost) 17 $3,485,000 $205,000 $505,000 $84,000 $276,000
Employment History 4 $540,000 $135,000 $185,000 $87,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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