Eaton County, MI Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 3,697 mortgage applications in Eaton County, MI totaling $609.4 million, down 28% from 2022. The average application was for $164,000, and applicants reported an average income of $92,000. 55% of applications resulted in an originated loan and 19% were denied. The most active lender was Msu Federal Credit Union, with 422 applications, followed by Dart Bank and Union Home Mortgage Corp..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,697
Total Mortgage Loan Application Amount $609,355,000
Average Mortgage Loan Application Amount $164,000
Highest Mortgage Loan Application Amount $17,185,000
Average Applicant Income $92,000
Highest Applicant Income $2,448,000

Mortgage Company List for Lending in Eaton County, MI for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 7,276,719,000 422 $ 48,490,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 931,934,000 166 $ 43,030,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 149 $ 26,275,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 142 $ 24,930,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 142 $ 6,160,000
Lafcu
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 986,595,000 112 $ 10,460,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 110 $ 12,480,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 108 $ 5,260,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 108 $ 24,180,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 106 $ 14,350,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 93 $ 11,415,000
Eaton Community Bank
236 S. COCHRAN AVENUE, P.O. BOX 219
CHARLOTTE, MI 48813
* $ 459,614,000 80 $ 8,420,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 4,995,759,000 76 $ 9,310,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 63 $ 4,875,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 2,583,731,000 63 $ 3,015,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 62 $ 11,300,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 49 $ 8,375,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 44 $ 9,400,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 41 $ 9,165,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 38 $ 5,040,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 32 $ 5,590,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 2,031,988,000 32 $ 4,500,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 31 $ 5,615,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 30 $ 5,250,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 30 $ 2,080,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 85,531,000,000 27 $ 3,255,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 6,002,039,000 27 $ 2,365,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 26 $ 4,790,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 26 $ 4,630,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 25 $ 5,455,000
Case Credit Union
PO BOX 22158 4316 SOUTH PENNSYLVANIA AVENUE
LANSING, MI 48909
* $ 398,563,000 25 $ 1,155,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 23 $ 5,725,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 23 $ 3,365,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 22 $ 3,870,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 21 $ 4,695,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 20 $ 4,030,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 20 $ 3,970,000
Astera Credit Union
5615 W SAGINAW HWY
LANSING, MI 48917
* $ 194,439,000 19 $ 785,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 19 $ 1,005,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 18 $ 3,370,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 11,908,096,000 18 $ 2,550,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 4,853,001,000 18 $ 3,090,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 18 $ 3,660,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 17 $ 3,595,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 16 $ 3,680,000
Pfcu
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 786,833,000 15 $ 2,015,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 15 $ 1,105,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 15 $ 2,905,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 15 $ 705,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 14 $ 2,860,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 14 $ 2,500,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 14 $ 450,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 14 $ 2,610,000
Michigan First Credit Union
27000 EVERGREEN
LATHRUP VILLAGE, MI 48076
* $ 1,476,814,000 13 $ 1,925,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ -1,000 13 $ 2,305,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 13 $ 1,785,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 13 $ 3,025,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 13 $ 715,000
Marshall Community Credit Union
839 W GREEN ST
MARSHALL, MI 49068
* $ 306,519,000 12 $ 1,460,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 12 $ 2,270,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 11 $ 2,025,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 11 $ 3,435,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 11 $ 2,255,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 11 $ 11,855,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 10 $ 2,940,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 10 $ 1,220,000
Consumers Professional Credit Union
525 W WILLOW STREET
LANSING, MI 48906
* $ 91,888,000 10 $ 1,350,000
Kellogg Community Credit Union
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 830,761,000 10 $ 1,110,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 10 $ 1,550,000
Omni Community Credit Union
PO BOX 1537
BATTLE CREEK, MI 49015
* $ 598,922,000 9 $ 1,075,000
Adventure Credit Union
630 32ND ST SE
GRAND RAPIDS, MI 49548
* $ 437,120,000 9 $ 505,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 8 $ 760,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 3,328,841,000 8 $ 2,520,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 882,513,000 8 $ 2,080,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 8 $ 7,620,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 8 $ 1,870,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 1,585,971,000 7 $ 565,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 7 $ 1,265,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,794,340,000 7 $ 865,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 7 $ 435,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 7 $ 1,685,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 7 $ 1,345,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 7 $ 1,155,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 7 $ 1,595,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 6 $ 850,000
Advia Credit Union
550 S RIVERVIEW DR
KALAMAZOO, MI 49009
* $ 2,892,338,000 6 $ 260,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 6 $ 820,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 6 $ 750,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,469,837,000 6 $ 1,290,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 5 $ 1,125,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,758,444,000 5 $ 655,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ -1,000 5 $ 845,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 5 $ 1,165,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 5 $ 725,000
Highpoint Community Bank
150 W COURT ST
HASTINGS, MI 49058
* $ 472,144,000 5 $ 535,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 1,095,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 5 $ 815,000
Union Bank
670 CASCADE WEST PARKWAY SE
CASCADE, MI 49546
* $ 340,547,000 5 $ 445,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 5 $ 1,255,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 4 $ 750,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 4 $ 740,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 4 $ 470,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 1,531,732,000 4 $ 330,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ -1,000 4 $ 930,000
Oak Mortgage, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ -1,000 4 $ 710,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ -1,000 4 $ 640,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 4 $ 710,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 4 $ 550,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 4 $ 730,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 4 $ 1,060,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 4 $ 650,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 4 $ 800,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 4 $ 730,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 3 $ 205,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 3 $ 195,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 3 $ 775,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 335,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 815,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 3 $ 945,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 415,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ 1,361,435,000 3 $ 625,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 605,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 3 $ 735,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 3 $ 655,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 3 $ 65,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 3 $ 3,625,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 3 $ 875,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 3 $ 605,000
Homestead Savings Bank
415 S SUPERIOR ST
ALBION, MI 49224
* $ 78,697,000 3 $ 255,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 3 $ 525,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 605,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 345,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 485,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 3 $ 615,000
United Bank of Michigan
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 902,322,000 2 $ 140,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 2 $ 420,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 2 $ 280,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 2 $ 390,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 2 $ 300,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 2 $ 100,000
Specialized Loan Servicing LLC
6200 S QUEBEC ST
WILMINGTON, DE 80111
* $ -1,000 2 $ 230,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 2 $ 110,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 2 $ 400,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 320,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 2 $ 70,000
West Michigan Community Bank
5367 SCHOOL AVE.
HUDSONVILLE, MI 49426
* $ 903,424,000 2 $ 780,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 2 $ 530,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 2 $ 370,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 2 $ 360,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 2 $ 270,000
Legacy Mortgage
1537 E HILL RD SUITE 100
GRAND BLANC, MI 48439
* $ -1,000 2 $ 430,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 2,121,428,000 2 $ 450,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 2 $ 570,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 2 $ 420,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 300,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 470,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 2 $ 150,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 2 $ 450,000
County National Bank
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 1,165,269,000 2 $ 360,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 340,000
Tlc Community Credit Union
3030 S ADRIAN HWY
ADRIAN, MI 49221
* $ 686,921,000 2 $ 360,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 2 $ 590,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 2 $ 80,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 2 $ 330,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 2 $ 450,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 2 $ 430,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 2 $ 2,120,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 2 $ 530,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ -1,000 1 $ 35,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,981,367,000 1 $ 95,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ 575,105,000 1 $ 55,000
American 1 Credit Union
718 E. MICHIGAN AVE.
JACKSON, MI 49201
* $ 586,031,000 1 $ 45,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 165,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 195,000
Merchants Capital Corp.
11555 NORTH MERIDIAN STREET, SUITE 400
CARMEL, IN 46032
* $ -1,000 1 $ 9,715,000
Choiceone Bank
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 2,382,585,000 1 $ 95,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 165,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 355,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 4,004,477,000 1 $ 1,865,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 3,450,913,000 1 $ 185,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 165,000
Whitaker Bank Inc
PO BOX 55439
LEXINGTON, KY 40505
* $ 2,018,525,000 1 $ 365,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 1 $ 315,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 1,367,031,000 1 $ 35,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 1 $ 105,000
Aeroquip Credit Union
901 PLYMOUTH ST
JACKSON, MI 49201
* $ 54,122,000 1 $ 65,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 315,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 95,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 792,493,000 1 $ 85,000
Loc Credit Union
6246 CHASE ROAD
FARMINGTON, MI 48336
* $ -1,000 1 $ 15,000
Security Credit Union
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ 624,657,000 1 $ 235,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 45,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 125,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 415,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 135,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ -1,000 1 $ 425,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 345,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 245,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 165,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 1 $ 305,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ -1,000 1 $ 175,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 165,000
First State Bank
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ 957,924,000 1 $ 265,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 295,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 385,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 1 $ 295,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 1,101,839,000 1 $ 25,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 175,000
Coast One Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 165,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 145,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ -1,000 1 $ 285,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 170,957,000 1 $ 45,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 17,923,519,000 1 $ 165,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 295,000
Superior National Bank
235 QUINCY ST
HANCOCK, MI 49930
* $ 1,043,951,000 1 $ 135,000
First Fed Bank
105 W 8TH ST
PORT ANGELES, WA 98362
* $ 2,019,046,000 1 $ 155,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 1,687,848,000 1 $ 125,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 6,405,000
Elga Credit Union
2303 S. CENTER ROAD
GRAND BLANC, MI 48439
* $ 1,416,441,000 1 $ 165,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 235,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 255,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 85,000
Thumb Bank & Trust
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 379,172,000 1 $ 185,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ -1,000 1 $ 245,000
Americhoice Federal Credit Union
2175 BUMBLE BEE HOLLOW ROAD
MECHANICSBURG, PA 17055
* $ 234,587,000 1 $ 15,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 55,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ -1,000 1 $ 105,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ 750,658,000 1 $ 45,000
Frankenmuth Credit Union
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 1,199,213,000 1 $ 25,000
Blg Holdings, LLC
2353 S. LINDEN RD. SUITE A
FLINT, MI 48507
* $ -1,000 1 $ 175,000
Meijer Credit Union
2410 GAYNOR AVE. NW
GRAND RAPIDS, MI 49544
* $ 85,975,000 1 $ 15,000
St. James Mortgage Corporation
42676 WOODWARD AVE
BLOOMFIELD HILLS, MI 48304
* $ -1,000 1 $ 85,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 3,533,305,000 1 $ 17,185,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ -1,000 1 $ 3,805,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 155,000
Preferred Credit Union
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 259,946,000 1 $ 155,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 3,016,741,000 1 $ 4,505,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 1 $ 95,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 8,422,113,000 1 $ 55,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 165,000

The tables below break down 2023 mortgage applications in Eaton County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Eaton County, MI in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,931 $377,855,000 $195,000 $9,715,000 $89,000 $924,000
Other Purpose 596 $40,280,000 $67,000 $805,000 $98,000 $1,406,000
Cash-out Refinancing 588 $98,670,000 $167,000 $4,605,000 $87,000 $585,000
Home Improvement 345 $24,385,000 $70,000 $2,765,000 $101,000 $1,980,000
Refinancing 220 $60,730,000 $276,000 $17,185,000 $102,000 $2,448,000
Not Applicable 17 $7,435,000 $437,000 $6,405,000 $48,000 $48,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,608 $372,080,000 $142,000 $1,705,000 $91,000 $1,406,000
Not Provided 413 $64,635,000 $156,000 $3,805,000 $93,000 $1,980,000
Not applicable 243 $103,445,000 $425,000 $17,185,000 $101,000 $170,000
Black or African American 185 $28,885,000 $156,000 $725,000 $100,000 $2,448,000
Hispanic 156 $21,430,000 $137,000 $655,000 $89,000 $300,000
Asian 55 $14,335,000 $260,000 $565,000 $123,000 $424,000
American Indian or Alaskan Native 24 $2,680,000 $111,000 $305,000 $81,000 $509,000
Native Hawaiian or Other Pacific Islander 3 $265,000 $88,000 $145,000 $74,000 $110,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,877 $440,215,000 $153,000 $17,185,000 $94,000 $2,448,000
FHA-insured (Federal Housing Administration) 531 $97,745,000 $184,000 $455,000 $74,000 $293,000
VA-guaranteed (Veterans Administration) 241 $63,465,000 $263,000 $1,705,000 $104,000 $924,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $7,930,000 $165,000 $275,000 $66,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,034 $351,330,000 $172,000 $10,005,000 $96,000 $1,406,000
Application Denied By Financial Institution 704 $87,960,000 $124,000 $5,025,000 $76,000 $797,000
Application Withdrawn By Applicant 420 $79,720,000 $189,000 $4,505,000 $104,000 $2,448,000
Loan Purchased By The Institution 207 $35,355,000 $170,000 $1,705,000 $166,000 $924,000
File Closed For Incompleteness 175 $21,205,000 $121,000 $515,000 $87,000 $346,000
Application Approved But Not Accepted 137 $30,015,000 $219,000 $17,185,000 $82,000 $585,000
Preapproval Approved but not Accepted 17 $3,385,000 $199,000 $355,000 $78,000 $129,000
Preapproval Denied by Financial Institution 3 $385,000 $128,000 $235,000 $57,000 $110,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,953 $507,805,000 $171,000 $17,185,000 $96,000 $2,448,000
Debt-To-Income Ratio 270 $39,140,000 $144,000 $9,715,000 $63,000 $527,000
Credit History 227 $18,675,000 $82,000 $505,000 $74,000 $363,000
Credit Application Incomplete 97 $12,345,000 $127,000 $475,000 $86,000 $250,000
Collateral 91 $16,515,000 $181,000 $3,805,000 $91,000 $276,000
Other 29 $10,185,000 $351,000 $5,025,000 $126,000 $797,000
Unverifiable Information 14 $2,090,000 $149,000 $415,000 $95,000 $509,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,010,000 $201,000 $455,000 $87,000 $172,000
Employment History 5 $355,000 $71,000 $165,000 $47,000 $94,000
Mortgage Insurance Denied 1 $235,000 $235,000 $235,000 $85,000 $85,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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