Harrison County, MS Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 8,151 mortgage applications in Harrison County, MS totaling $1.6 billion, down 27% from 2022. The average application was for $201,000, and applicants reported an average income of $104,000. 47% of applications resulted in an originated loan and 19% were denied. The most active lender was Keesler Federal Credit Union, with 603 applications, followed by Cadence Bank and Navy Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,151
Total Mortgage Loan Application Amount $1,640,445,000
Average Mortgage Loan Application Amount $201,000
Highest Mortgage Loan Application Amount $28,475,000
Average Applicant Income $104,000
Highest Applicant Income $3,019,000

Mortgage Company List for Lending in Harrison County, MS for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 4,186,102,000 603 $ 70,825,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 367 $ 64,835,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 354 $ 57,630,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 333 $ 66,875,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 328 $ 80,220,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 311 $ 73,095,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 18,013,146,000 284 $ 42,340,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 268 $ 54,530,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 4,608,467,000 261 $ 55,765,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 35,158,162,000 259 $ 42,825,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 247 $ 70,775,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 202 $ 44,510,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 194 $ 23,750,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 144 $ 29,370,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ -1,000 140 $ 35,170,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 139 $ 30,925,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 133 $ 8,785,000
Gulf Coast Community Federal Credit Union
12364 HWY 49
GULFPORT, MS 39503
* $ 131,279,000 123 $ 13,645,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 117 $ 16,415,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 108 $ 23,770,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 102 $ 22,030,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 100 $ 18,610,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 98 $ 23,050,000
The First Bank
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 6,463,617,000 95 $ 19,555,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 86 $ 16,310,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 86 $ 21,600,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 86 $ 19,780,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 75 $ 15,805,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 68 $ 8,740,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 67 $ 13,775,000
The Peoples Bank
152 LAMEUSE ST
BILOXI, MS 39530
* $ 861,302,000 67 $ 9,245,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 61 $ 16,645,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 61 $ 12,345,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 57 $ 14,885,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 54 $ 9,890,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 54 $ 8,990,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 53 $ 12,215,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 51 $ 5,975,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 51 $ 6,515,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 47 $ 8,985,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 41 $ 10,155,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 40 $ 7,140,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 39 $ 7,675,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 39 $ 1,905,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 35 $ 4,755,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 34 $ 5,020,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 34 $ 6,820,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 33 $ 8,225,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 29 $ 4,945,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 27 $ 5,355,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 26 $ 6,030,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 26 $ 4,640,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 25 $ 2,325,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 25 $ 6,215,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 23 $ 4,225,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 7,028,113,000 22 $ 3,610,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 22 $ 5,240,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 21 $ 4,175,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 20 $ 1,000,000
First Federal Savings and Loan Association of Pascagoula - Moss Point
903 JACKSON AVENUE
PASCAGOULA, MS 39567
* $ 342,021,000 20 $ 4,710,000
The Citizens Bank
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 1,323,586,000 19 $ 26,755,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 19 $ 2,845,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 19 $ 2,435,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 18 $ 4,210,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 16 $ 2,050,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 15 $ 3,115,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 14 $ 3,110,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 13 $ 2,545,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 3,069,873,000 12 $ 3,630,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 12 $ 1,770,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 12 $ 2,400,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 12 $ 1,930,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 11 $ 2,855,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 11 $ 1,275,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 11 $ 1,235,000
Merchants & Marine Bank
P. O. BOX 729
PASCAGOULA, MS 39567
* $ 687,181,000 11 $ 2,465,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 11 $ 2,805,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 11 $ 2,925,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 11 $ 1,375,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 11 $ 1,105,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 11 $ 2,925,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 11 $ 2,395,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 10 $ 2,960,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 10 $ 1,980,000
Navigator Credit Union
P O BOX 1647
PASCAGOULA, MS 39568
* $ 418,418,000 10 $ 1,420,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 10 $ 1,910,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 9 $ 1,265,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 9 $ 1,595,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 9 $ 2,165,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 8 $ 1,220,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 8 $ 700,000
Priorityone Bank
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 987,478,000 7 $ 1,275,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 7 $ 795,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 7 $ 1,405,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 7 $ 1,905,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 7 $ 1,065,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,995,485,000 7 $ 1,575,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 7 $ 1,425,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 7 $ 1,665,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 7 $ 3,535,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 4,855,114,000 7 $ 1,275,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 7 $ 1,675,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 1,004,612,000 7 $ 1,835,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 7 $ 1,405,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 1,660,000
Bank of Wiggins
1115 E FRONTAGE DR
WIGGINS, MS 39577
* $ 188,435,000 6 $ 770,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 6 $ 1,710,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 43,900,126,000 6 $ 560,000
Bankfirst Financial Services
PO BOX 31
MACON, MS 39341
* $ 2,402,492,000 6 $ 1,420,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 536,388,000 6 $ 830,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ -1,000 6 $ 1,950,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ -1,000 6 $ 900,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 5 $ 745,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 5 $ 575,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 5 $ 735,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 5 $ 1,155,000
Sunbelt Federal Credit Union
1506 CONGRESS ST
HATTIESBURG, MS 39402
* $ 273,517,000 5 $ 405,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 5 $ 735,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 5 $ 1,055,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 5 $ 945,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 5 $ 1,105,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 5 $ 1,425,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 5 $ 1,185,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 5 $ 1,195,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 12,354,380,000 5 $ 18,905,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ 116,006,000 5 $ 765,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 4 $ 740,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 4 $ 500,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 4 $ 810,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 3,149,346,000 4 $ 2,300,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 24,967,889,000 4 $ 990,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 4 $ 380,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 4 $ 260,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 900,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 4 $ 1,230,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 4 $ 460,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 4 $ 1,720,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 4 $ 1,010,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 650,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 4 $ 350,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 4 $ 470,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 4 $ 750,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 4 $ 1,360,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 4 $ 650,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 4 $ 940,000
Powerco Federal Credit Union
241 RALPH MCGILL BLVD. NE
ATLANTA, GA 30308
* $ 194,583,000 4 $ 820,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 245,000
Magnolia State Bank
P O BOX 41
LAUREL, MS 39440
* $ 420,883,000 3 $ 315,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 3 $ 895,000
First Southern Bank
PO BOX 268
COLUMBIA, MS 39429
* $ 240,011,000 3 $ 735,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 3 $ 1,425,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 3,082,034,000 3 $ 1,015,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 3 $ 775,000
Fnb Picayune Bank
121 E CANAL ST
PICAYUNE, MS 39466
* $ 266,425,000 3 $ 345,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 3 $ 735,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 3 $ 335,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 795,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 3 $ 725,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 715,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 3 $ 515,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 1,881,339,000 2 $ 410,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 2 $ 410,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 560,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 310,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 2 $ 490,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 380,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 530,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 2 $ 240,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 2 $ 430,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 2 $ 500,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,678,732,000 2 $ 200,000
Home Bank National Association
PO BOX 81459, 503 KALISTE SALOOM RD.
LAFAYETTE, LA 70598
* $ 3,221,051,000 2 $ 650,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 2 $ 230,000
Onpath Federal Credit Union
5508 CITRUS BLVD
METAIRIE, LA 70002
* $ 621,262,000 2 $ 460,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 2 $ 290,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 2 $ 400,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 2 $ 520,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 2 $ 300,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 2 $ 180,000
Origin Bank

HOUSTON, TX 77024
* $ 9,631,077,000 2 $ 280,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 130,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 2 $ 320,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 2 $ 290,000
121 Financial
701 RIVERSIDE PARK PLACE
JACKSONVILLE, FL 32204
* $ 656,042,000 2 $ 790,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 2 $ 340,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 2 $ 830,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 2 $ 180,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 2 $ 130,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 534,540,000 2 $ 440,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 270,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 2 $ 630,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 2 $ 260,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 2 $ 710,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 2 $ 690,000
Citizens Bank
814 MAIN STREET
COLUMBIA, MS 39429
* $ 449,244,000 2 $ 450,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 2 $ 580,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 280,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 320,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 2,258,187,000 2 $ 480,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 2 $ 270,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ -1,000 2 $ 370,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 467,010,000 2 $ 370,000
Century Bank
P O BOX 647
LUCEDALE, MS 39452
* $ 459,339,000 2 $ 1,400,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ -1,000 2 $ 530,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 2 $ 50,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 2 $ 310,000
Citizens Savings Bank
1725 SULLIVAN DR
BOGALUSA, LA 70427
* $ 278,738,000 2 $ 750,000
Family Savings Credit Union
711 E MEIGHAN BLVD
RAINBOW CITY, AL 35906
* $ 756,762,000 1 $ 145,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 145,000
Edifi Credit Union
621 BEVERLY RANCOCAS RD STE 1H
RANCOCAS, NJ 08046
* $ 255,564,000 1 $ 35,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 195,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 1 $ 345,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 245,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 235,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 2,123,114,000 1 $ 325,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 165,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 245,000
Jefferson Financial Federal Credit Union

BILOXI, MS 39531
* $ 863,493,000 1 $ 95,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 135,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ 2,613,205,000 1 $ 65,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 195,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 115,000
America's Mortgage Resource
3317 N I-10 SERVICE RD
METAIRIE, LA 70002
* $ -1,000 1 $ 185,000
Rayne State Bank & Trust Co
200 S ADAMS AVE
RAYNE, LA 70578
* $ 469,126,000 1 $ 535,000
Citizens State Bank
329 W. HARRIS
SAN ANGELO, TX 76903
* $ 221,078,000 1 $ 205,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 875,403,000 1 $ 185,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 401,943,000 1 $ 155,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 2,202,960,000 1 $ 225,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ -1,000 1 $ 115,000
Space Coast Credit Union
8045 N. WICKHAM RD
MELBOURNE, FL 32940
* $ 8,543,984,000 1 $ 25,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 165,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 1 $ 175,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ 2,702,968,000 1 $ 145,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,087,397,000 1 $ 75,000
Bonvenu Bank, NA
2711 E. TEXAS STREET
BOSSIER CITY, LA 71111
* $ 1,466,260,000 1 $ 495,000
American Security Mortgage Cor
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28207
* $ -1,000 1 $ 265,000
Louisiana Federal Credit Union
805 ROBIN STREET
LAPLACE, LA 70068
* $ 419,605,000 1 $ 415,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 4,112,771,000 1 $ 55,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 355,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 95,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 225,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 1 $ 405,000
Gsb Mortgage, Inc.
201 N. MAIN STREET
GRAPEVINE, TX 76051
* $ -1,000 1 $ 145,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 95,000
River Bank & Trust
2611 LEGENDS DRIVE
PRATTVILLE, AL 36066
* $ 2,833,353,000 1 $ 435,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 365,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 495,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 4,012,786,000 1 $ 145,000
Western Alliance Bank
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 67,683,841,000 1 $ 285,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 1 $ 205,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 135,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 2,304,453,000 1 $ 255,000
First Nation Bank and Trust
111 S MAIN ST
ATMORE, AL 36502
* $ -1,000 1 $ 125,000
First Bank
100 S BROADWAY
MCCOMB, MS 39648
* $ 557,066,000 1 $ 515,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ 3,121,954,000 1 $ 5,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 115,000
Jll Real Estate Capital, LLC
2177 YOUNGMAN AVE W SUITE 300
ST. PAUL, MN 55116
* $ -1,000 1 $ 28,475,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 145,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 9,523,916,000 1 $ 265,000
Metairie Bank and Trust Company
3344 METAIRIE ROAD
METAIRIE, LA 70001
* $ 590,392,000 1 $ 455,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ -1,000 1 $ 365,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ -1,000 1 $ 345,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 595,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 165,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 1 $ 205,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 315,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 4,464,686,000 1 $ 25,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 5,999,106,000 1 $ 1,005,000
Feliciana Bank and Trust Company
10926 HIGHWAY 67 P. O. BOX 247
CLINTON, LA 70722
* $ 135,207,000 1 $ 125,000
Texas First Bank
3232 PALMER HWY
TEXAS CITY, TX 77590
* $ 2,146,224,000 1 $ 305,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 85,000
Southpoint Bank
3501 GRANDVIEW PARKWAY
BIRMINGHAM, AL 35243
* $ 1,366,149,000 1 $ 185,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 205,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 371,482,000 1 $ 175,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,097,782,000 1 $ 235,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ -1,000 1 $ 275,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 41,842,515,000 1 $ 375,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 445,000
Churchill Funding I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28203
* $ -1,000 1 $ 135,000
Citizens Tri County Bank
P.O. BOX, 15699
DUNLAP, TN 37327
* $ 1,249,213,000 1 $ 125,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 185,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 115,000
Plaquemine Bank and Trust Company
24025 EDEN STREET, PO BOX 626
PLAQUEMINE, LA 70764
* $ 203,421,000 1 $ 125,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ -1,000 1 $ 185,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 18,252,788,000 1 $ 255,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 315,000
Amerant Bank, N.A.
220 ALHAMBRA CIRCLE
MIAMI, FL 33134
* $ 9,101,588,000 1 $ 145,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 2,069,955,000 1 $ 145,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 59,629,623,000 1 $ 1,305,000
Proponent FCU
536 WASHINGTON AVE.
NUTLEY, NJ 07110
* $ 515,394,000 1 $ 115,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 1 $ 325,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 205,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 13,705,000
First Farmers Bank & Trust
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ 2,738,488,000 1 $ 105,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 1 $ 25,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 653,519,000 1 $ 235,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 185,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 1 $ 275,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 1,231,629,000 1 $ 17,005,000
Concordia Bank & Trust Co.
904 CARTER ST
VIDALIA, LA 71373
* $ 686,658,000 1 $ 155,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 285,000
Synergy Bank
210 SYNERGY CENTER BOULEVARD
HOUMA, LA 70360
* $ 811,027,000 1 $ 95,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,725,398,000 1 $ 95,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,950,802,000 1 $ 405,000
BNC National Bank

BISMARCK, ND 58501
* $ 942,438,000 1 $ 245,000
Bank3
766 S WHITE STATION RD STE 5
MEMPHIS, TN 38119
* $ 444,357,000 1 $ 45,000

The tables below break down 2023 mortgage applications in Harrison County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Harrison County, MS in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,971 $1,164,645,000 $234,000 $19,505,000 $103,000 $2,197,000
Cash-out Refinancing 1,412 $256,840,000 $181,000 $28,475,000 $86,000 $972,000
Other Purpose 704 $57,440,000 $81,000 $965,000 $122,000 $3,019,000
Refinancing 657 $125,325,000 $190,000 $13,705,000 $130,000 $1,543,000
Home Improvement 390 $34,680,000 $88,000 $2,355,000 $111,000 $1,116,000
Not Applicable 17 $1,515,000 $89,000 $235,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,621 $827,525,000 $179,000 $1,525,000 $107,000 $1,850,000
Black or African American 1,108 $198,900,000 $179,000 $1,455,000 $90,000 $2,197,000
Not Provided 957 $184,665,000 $192,000 $1,355,000 $105,000 $3,019,000
Not applicable 904 $325,990,000 $360,000 $28,475,000 $73,000 $86,000
Hispanic 292 $54,990,000 $188,000 $825,000 $98,000 $522,000
Asian 189 $36,095,000 $190,000 $715,000 $111,000 $774,000
American Indian or Alaskan Native 42 $6,770,000 $161,000 $355,000 $107,000 $1,264,000
Native Hawaiian or Other Pacific Islander 5 $565,000 $113,000 $205,000 $107,000 $165,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,749 $861,855,000 $181,000 $28,475,000 $117,000 $3,019,000
VA-guaranteed (Veterans Administration) 1,833 $471,355,000 $257,000 $1,105,000 $95,000 $1,318,000
FHA-insured (Federal Housing Administration) 1,474 $290,650,000 $197,000 $475,000 $75,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 95 $16,585,000 $174,000 $325,000 $70,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,829 $871,975,000 $227,000 $28,475,000 $114,000 $3,019,000
Application Denied By Financial Institution 1,579 $214,815,000 $136,000 $3,505,000 $84,000 $1,850,000
Application Withdrawn By Applicant 1,368 $280,340,000 $204,000 $1,525,000 $102,000 $1,795,000
Loan Purchased By The Institution 732 $166,970,000 $228,000 $725,000 $114,000 $441,000
File Closed For Incompleteness 398 $66,470,000 $167,000 $685,000 $92,000 $518,000
Application Approved But Not Accepted 240 $38,780,000 $161,000 $525,000 $101,000 $800,000
Preapproval Approved but not Accepted 5 $1,095,000 $219,000 $605,000 $124,000 $291,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,446 $1,380,530,000 $214,000 $28,475,000 $109,000 $3,019,000
Debt-To-Income Ratio 550 $106,620,000 $193,000 $15,955,000 $78,000 $862,000
Credit History 526 $60,530,000 $115,000 $545,000 $90,000 $1,116,000
Credit Application Incomplete 190 $25,790,000 $135,000 $485,000 $86,000 $700,000
Collateral 165 $26,675,000 $161,000 $1,455,000 $119,000 $1,850,000
Other 158 $18,690,000 $118,000 $555,000 $91,000 $460,000
Unverifiable Information 61 $9,485,000 $155,000 $485,000 $64,000 $167,000
Insufficient Cash (Downpayment, Closing Cost) 39 $9,185,000 $235,000 $1,345,000 $93,000 $584,000
Employment History 16 $2,940,000 $183,000 $1,035,000 $75,000 $431,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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