Blueleaf Lending, LLC Mortgage Lending & HMDA Data, 2016

In 2016, Blueleaf Lending, LLC of Chicago, IL reported 1,499 mortgage applications totaling $423.2 million, up 32% from 2015. The average application was for $282,347, and applicants reported an average income of $137,403. 79% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (1,280), Lake County-Kenosha County, IL-WI (66) and Elgin, IL (26) (applications in parentheses).

Mortgage Company & Address Blueleaf Lending, LLC
112 S Sangamon Street 2nd Floor
Chicago, IL 60607
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,499
Total Mortgage Loan Application Amount $423,239,000
Average Mortgage Loan Application Amount $282,347
Highest Mortgage Loan Application Amount $2,850,000
Average Applicant Income $137,403
Highest Applicant Income $2,607,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blueleaf Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Blueleaf Lending, LLC by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville-Arlington Heights, IL 1,280 $ 362,863,000 $ 283,486 $ 133,000
Lake County-Kenosha County, IL-WI 66 $ 19,805,000 $ 300,075 $ 152,621
Elgin, IL 26 $ 5,938,000 $ 228,384 $ 172,000
Denver-Aurora-Lakewood, CO 8 $ 3,018,000 $ 377,250 $ 119,000
North Port-Sarasota-Bradenton, FL 7 $ 1,506,000 $ 215,142 $ 111,000
Gary, IN 6 $ 1,037,000 $ 172,833 $ 82,000
Milwaukee-Waukesha-West Allis, WI 6 $ 1,454,000 $ 242,333 $ 118,000
Madison, WI 5 $ 1,030,000 $ 206,000 $ 104,000
Niles-Benton Harbor, MI 5 $ 1,382,000 $ 276,400 $ 237,000
Anchorage, AK 4 $ 1,727,000 $ 431,750 $ 114,000
Cape Coral-Fort Myers, FL 3 $ 594,000 $ 198,000 $ 131,000
Indianapolis-Carmel-Anderson, IN 3 $ 1,025,000 $ 341,666 $ 156,000
Austin-Round Rock, TX 2 $ 782,000 $ 391,000 $ 123,000
Charlotte-Concord-Gastonia, NC-SC 2 $ 1,177,000 $ 588,500 $ 125,000
Houston-The Woodlands-Sugar Land, TX 2 $ 570,000 $ 285,000 $ 178,000
Las Vegas-Henderson-Paradise, NV 2 $ 337,000 $ 168,500 $ 154,000
Memphis, TN-MS-AR 2 $ 745,000 $ 372,500 $ 217,000
Miami-Miami Beach-Kendall, FL 2 $ 819,000 $ 409,500 $ 180,000
Michigan City-La Porte, IN 2 $ 1,030,000 $ 515,000 $ 1,382,000
New York-Jersey City-White Plains, NY-NJ 2 $ 788,000 $ 394,000 $ 204,000
Omaha-Council Bluffs, NE-IA 2 $ 268,000 $ 134,000 $ 82,000
Anaheim-Santa Ana-Irvine, CA 1 $ 417,000 $ 417,000 $ 176,000
Ann Arbor, MI 1 $ 409,000 $ 409,000 $ 126,000
Atlanta-Sandy Springs-Roswell, GA 1 $ 240,000 $ 240,000 $ 72,000
Boston, MA 1 $ 434,000 $ 434,000 $ 240,000
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 33,000 $ 33,000 $ 45,000
Champaign-Urbana, IL 1 $ 102,000 $ 102,000 $ 0
Charleston-North Charleston, SC 1 $ 1,160,000 $ 1,160,000 $ 429,000
Charlottesville, VA 1 $ 349,000 $ 349,000 $ 198,000
College Station-Bryan, TX 1 $ 336,000 $ 336,000 $ 604,000
Colorado Springs, CO 1 $ 370,000 $ 370,000 $ 55,000
Columbus, OH 1 $ 233,000 $ 233,000 $ 533,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 148,000 $ 148,000 $ 46,000
Davenport-Moline-Rock Island, IA-IL 1 $ 360,000 $ 360,000 $ 132,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 312,000 $ 312,000 $ 136,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 177,000 $ 177,000 $ 97,000
Grand Rapids-Wyoming, MI 1 $ 124,000 $ 124,000 $ 163,000
Harrisburg-Carlisle, PA 1 $ 104,000 $ 104,000 $ 368,000
Janesville-Beloit, WI 1 $ 195,000 $ 195,000 $ 76,000
Kalamazoo-Portage, MI 1 $ 262,000 $ 262,000 $ 275,000
Kankakee, IL 1 $ 228,000 $ 228,000 $ 171,000
Killeen-Temple, TX 1 $ 113,000 $ 113,000 $ 229,000
Lincoln, NE 1 $ 121,000 $ 121,000 $ 194,000
Los Angeles-Long Beach-Glendale, CA 1 $ 360,000 $ 360,000 $ 164,000
Louisville/Jefferson County, KY-IN 1 $ 104,000 $ 104,000 $ 98,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 345,000 $ 345,000 $ 100,000
Montgomery, AL 1 $ 235,000 $ 235,000 $ 60,000
Palm Bay-Melbourne-Titusville, FL 1 $ 140,000 $ 140,000 $ 96,000
Peoria, IL 1 $ 269,000 $ 269,000 $ 114,000
Philadelphia, PA 1 $ 209,000 $ 209,000 $ 112,000
Pocatello, ID 1 $ 315,000 $ 315,000 $ 119,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 120,000 $ 120,000 $ 76,000
Punta Gorda, FL 1 $ 140,000 $ 140,000 $ 120,000
Racine, WI 1 $ 148,000 $ 148,000 $ 100,000
Reno, NV 1 $ 365,000 $ 365,000 $ 82,000
Tampa-St. Petersburg-Clearwater, FL 1 $ 604,000 $ 604,000 $ 246,000
Warren-Troy-Farmington Hills, MI 1 $ 910,000 $ 910,000 $ 517,000

Mortgage Loan Application Detail Totals for Blueleaf Lending, LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 796 $228,552,000 $287,000 $1,160,000 $147,000 $1,185,000
Home Purchase 661 $183,839,000 $278,000 $2,850,000 $126,000 $2,607,000
Home Improvement 42 $10,848,000 $258,000 $578,000 $135,000 $377,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,252 $353,607,000 $282,000 $1,160,000 $142,000 $2,607,000
Hispanic 109 $23,442,000 $215,000 $532,000 $87,000 $287,000
Black or African American 70 $17,431,000 $249,000 $968,000 $105,000 $401,000
Asian 57 $20,222,000 $354,000 $802,000 $211,000 $1,180,000
Not applicable 9 $7,961,000 $884,000 $2,850,000 $0 $0
Native Hawaiin or Other Pacific Islander 2 $576,000 $288,000 $291,000 $75,000 $77,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,332 $379,733,000 $285,000 $2,850,000 $145,000 $2,607,000
FHA-insured (Federal Housing Administration) 129 $31,224,000 $242,000 $574,000 $79,000 $194,000
VA-guaranteed (Veterans Administration) 38 $12,282,000 $323,000 $576,000 $89,000 $186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,190 $333,081,000 $279,000 $2,850,000 $136,000 $2,607,000
Application Withdrawn By Applicant 136 $41,927,000 $308,000 $1,000,000 $131,000 $428,000
Application Approved But Not Accepted 97 $28,609,000 $294,000 $991,000 $174,000 $1,185,000
Application Denied By Financial Institution 76 $19,622,000 $258,000 $870,000 $128,000 $697,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Blueleaf Lending, LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Blueleaf Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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