Chou Team Realty, LLC Mortgage Lending & HMDA Data, 2019

In 2019, Chou Team Realty, LLC of Lake Forest, CA reported 12,327 mortgage applications totaling $3.0 billion, up 125% from 2018. The average application was for $243,325, and applicants reported an average income of $62,420. 14% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (573), Riverside-San Bernardino-Ontario, CA (441) and Washington-Arlington-Alexandria, DC-VA-MD-WV (358) (applications in parentheses).

Mortgage Company & Address Chou Team Realty, LLC
25391 Commercentre Drive
Lake Forest, CA 92630
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  
Total Number of Mortgage Applications 12,327
Total Mortgage Loan Application Amount $2,999,475,000
Average Mortgage Loan Application Amount $243,325
Highest Mortgage Loan Application Amount $8,485,000
Average Applicant Income $62,420
Highest Applicant Income $1,879,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chou Team Realty, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chou Team Realty, LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 292 $ 120,570,000 $ 412,910 $ 86,000
Riverside, California 250 $ 73,350,000 $ 293,400 $ 78,000
Cook, Illinois 205 $ 43,025,000 $ 209,878 $ 63,000
San Bernardino, California 191 $ 49,615,000 $ 259,764 $ 62,000
Prince George's, Maryland 143 $ 42,225,000 $ 295,279 $ 76,000
Miami-Dade, Florida 142 $ 36,000,000 $ 253,521 $ 65,000
Sacramento, California 141 $ 43,075,000 $ 305,496 $ 66,000
Orange, Florida 135 $ 31,265,000 $ 231,592 $ 75,000
Hillsborough, Florida 134 $ 28,100,000 $ 209,701 $ 50,000
San Diego, California 132 $ 57,020,000 $ 431,969 $ 86,000
Pierce, Washington 122 $ 40,540,000 $ 332,295 $ 61,000
Broward, Florida 117 $ 33,575,000 $ 286,965 $ 96,000
Maricopa, Arizona 105 $ 25,825,000 $ 245,952 $ 57,000
Gwinnett, Georgia 102 $ 24,250,000 $ 237,745 $ 65,000
Palm Beach, Florida 99 $ 23,965,000 $ 242,070 $ 71,000
Mecklenburg, North Carolina 92 $ 19,130,000 $ 207,934 $ 61,000
Fresno, California 90 $ 19,360,000 $ 215,111 $ 63,000
Duval, Florida 87 $ 15,615,000 $ 179,482 $ 54,000
El Paso, Colorado 85 $ 20,575,000 $ 242,058 $ 51,000
Kern, California 82 $ 16,410,000 $ 200,121 $ 56,000
Orange, California 80 $ 53,430,000 $ 667,875 $ 144,000
Lee, Florida 78 $ 16,720,000 $ 214,358 $ 51,000
Polk, Florida 78 $ 15,550,000 $ 199,358 $ 57,000
Marion, Indiana 73 $ 11,255,000 $ 154,178 $ 46,000
San Joaquin, California 69 $ 19,025,000 $ 275,724 $ 71,000
Volusia, Florida 66 $ 13,000,000 $ 196,969 $ 65,000
Osceola, Florida 64 $ 13,030,000 $ 203,593 $ 55,000
Pinellas, Florida 63 $ 15,275,000 $ 242,460 $ 62,000
Hennepin, Minnesota 63 $ 15,465,000 $ 245,476 $ 55,000
St. Lucie, Florida 62 $ 11,380,000 $ 183,548 $ 56,000
Bernalillo, New Mexico 62 $ 11,770,000 $ 189,838 $ 54,000
Cobb, Georgia 61 $ 13,275,000 $ 217,622 $ 85,000
Baltimore, Maryland 60 $ 13,140,000 $ 219,000 $ 64,000
King, Washington 60 $ 28,000,000 $ 466,666 $ 80,000
Pasco, Florida 59 $ 10,815,000 $ 183,305 $ 52,000
Jefferson, Kentucky 59 $ 9,075,000 $ 153,813 $ 73,000
Contra Costa, California 58 $ 29,630,000 $ 510,862 $ 112,000
Anne Arundel, Maryland 57 $ 18,405,000 $ 322,894 $ 76,000
Oakland, Michigan 57 $ 11,805,000 $ 207,105 $ 85,000
Greenville, South Carolina 54 $ 10,190,000 $ 188,703 $ 54,000
Davidson, Tennessee 54 $ 11,160,000 $ 206,666 $ 48,000
Stanislaus, California 52 $ 12,450,000 $ 239,423 $ 73,000
DeKalb, Georgia 52 $ 9,690,000 $ 186,346 $ 54,000
Fulton, Georgia 52 $ 11,060,000 $ 212,692 $ 57,000
Adams, Colorado 51 $ 14,045,000 $ 275,392 $ 72,000
Brevard, Florida 51 $ 10,125,000 $ 198,529 $ 50,000
Macomb, Michigan 50 $ 9,060,000 $ 181,200 $ 61,000
Franklin, Ohio 50 $ 9,470,000 $ 189,400 $ 55,000
Solano, California 49 $ 16,115,000 $ 328,877 $ 82,000
Tulare, California 49 $ 9,515,000 $ 194,183 $ 60,000
Lake, Florida 49 $ 14,835,000 $ 302,755 $ 94,000
Montgomery, Maryland 46 $ 16,400,000 $ 356,521 $ 78,000
Snohomish, Washington 46 $ 15,760,000 $ 342,608 $ 69,000
Wake, North Carolina 45 $ 9,665,000 $ 214,777 $ 55,000
Spokane, Washington 44 $ 9,320,000 $ 211,818 $ 46,000
Will, Illinois 43 $ 9,415,000 $ 218,953 $ 61,000
Cuyahoga, Ohio 43 $ 7,545,000 $ 175,465 $ 57,000
Henry, Georgia 42 $ 8,730,000 $ 207,857 $ 79,000
Ocean, New Jersey 42 $ 11,830,000 $ 281,666 $ 69,000
Fairfax, Virginia 42 $ 19,230,000 $ 457,857 $ 111,000
Rutherford, Tennessee 41 $ 9,225,000 $ 225,000 $ 58,000
Berkeley, South Carolina 40 $ 11,830,000 $ 295,750 $ 65,000
Arapahoe, Colorado 39 $ 10,615,000 $ 272,179 $ 67,000
Hartford, Connecticut 38 $ 8,070,000 $ 212,368 $ 54,000
Anoka, Minnesota 38 $ 10,260,000 $ 270,000 $ 52,000
Henrico, Virginia 38 $ 8,350,000 $ 219,736 $ 72,000
Prince William, Virginia 38 $ 14,230,000 $ 374,473 $ 89,000
Sarasota, Florida 37 $ 6,675,000 $ 180,405 $ 50,000
Dakota, Minnesota 37 $ 8,805,000 $ 237,972 $ 55,000
Union, New Jersey 37 $ 12,165,000 $ 328,783 $ 58,000
New Haven, Connecticut 36 $ 7,660,000 $ 212,777 $ 65,000
Lane, Oregon 36 $ 7,100,000 $ 197,222 $ 48,000
Richland, South Carolina 36 $ 7,020,000 $ 195,000 $ 32,000
Weld, Colorado 35 $ 10,155,000 $ 290,142 $ 59,000
Middlesex, New Jersey 35 $ 8,785,000 $ 251,000 $ 84,000
Jefferson, Colorado 34 $ 16,870,000 $ 496,176 $ 74,000
Clayton, Georgia 34 $ 5,320,000 $ 156,470 $ 50,000
DuPage, Illinois 34 $ 8,030,000 $ 236,176 $ 72,000
York, South Carolina 34 $ 7,030,000 $ 206,764 $ 57,000
Lake, Illinois 33 $ 6,255,000 $ 189,545 $ 62,000
Multnomah, Oregon 33 $ 8,875,000 $ 268,939 $ 66,000
Hamilton, Indiana 32 $ 6,720,000 $ 210,000 $ 72,000
Oklahoma, Oklahoma 32 $ 6,120,000 $ 191,250 $ 68,000
Milwaukee, Wisconsin 32 $ 5,190,000 $ 162,187 $ 52,000
Pima, Arizona 31 $ 5,975,000 $ 192,741 $ 38,000
Denver, Colorado 31 $ 9,055,000 $ 292,096 $ 71,000
Clay, Florida 31 $ 6,325,000 $ 204,032 $ 40,000
Monmouth, New Jersey 31 $ 9,285,000 $ 299,516 $ 105,000
Chesterfield, Virginia 31 $ 7,385,000 $ 238,225 $ 49,000
Thurston, Washington 31 $ 7,855,000 $ 253,387 $ 49,000
Manatee, Florida 30 $ 6,380,000 $ 212,666 $ 58,000
Wayne, Michigan 30 $ 5,450,000 $ 181,666 $ 55,000
Allegheny, Pennsylvania 30 $ 5,360,000 $ 178,666 $ 65,000
Horry, South Carolina 30 $ 5,720,000 $ 190,666 $ 29,000
Lexington, South Carolina 30 $ 6,120,000 $ 204,000 $ 42,000
Chesapeake, Virginia 30 $ 7,090,000 $ 236,333 $ 48,000
Virginia Beach, Virginia 30 $ 7,620,000 $ 254,000 $ 28,000
Kane, Illinois 29 $ 7,685,000 $ 265,000 $ 64,000
Lake, Indiana 29 $ 6,025,000 $ 207,758 $ 70,000
Gaston, North Carolina 29 $ 5,545,000 $ 191,206 $ 56,000
Tulsa, Oklahoma 29 $ 5,395,000 $ 186,034 $ 55,000
Charleston, South Carolina 29 $ 6,935,000 $ 239,137 $ 48,000
Spartanburg, South Carolina 29 $ 4,715,000 $ 162,586 $ 56,000
Jefferson, Alabama 28 $ 5,400,000 $ 192,857 $ 58,000
Alameda, California 28 $ 13,990,000 $ 499,642 $ 96,000
Hernando, Florida 28 $ 4,360,000 $ 155,714 $ 51,000
Cherokee, Georgia 28 $ 5,930,000 $ 211,785 $ 52,000
Hamilton, Ohio 28 $ 4,720,000 $ 168,571 $ 42,000
Bucks, Pennsylvania 28 $ 6,210,000 $ 221,785 $ 66,000
Ventura, California 27 $ 10,765,000 $ 398,703 $ 74,000
Pueblo, Colorado 27 $ 4,885,000 $ 180,925 $ 47,000
Paulding, Georgia 27 $ 4,855,000 $ 179,814 $ 45,000
Kent, Michigan 27 $ 4,795,000 $ 177,592 $ 43,000
Rockingham, New Hampshire 27 $ 7,825,000 $ 289,814 $ 122,000
Burlington, New Jersey 27 $ 6,425,000 $ 237,962 $ 62,000
Loudoun, Virginia 27 $ 10,965,000 $ 406,111 $ 145,000
Santa Clara, California 26 $ 14,320,000 $ 550,769 $ 123,000
Seminole, Florida 26 $ 7,730,000 $ 297,307 $ 48,000
Charles, Maryland 26 $ 9,820,000 $ 377,692 $ 80,000
Montgomery, Pennsylvania 26 $ 5,250,000 $ 201,923 $ 55,000
Clark, Washington 26 $ 7,090,000 $ 272,692 $ 52,000
Sonoma, California 25 $ 9,675,000 $ 387,000 $ 119,000
Coweta, Georgia 25 $ 5,615,000 $ 224,600 $ 65,000
Frederick, Maryland 25 $ 7,765,000 $ 310,600 $ 50,000
Harford, Maryland 25 $ 5,985,000 $ 239,400 $ 65,000
Hillsborough, New Hampshire 25 $ 5,685,000 $ 227,400 $ 61,000
Shelby, Tennessee 25 $ 4,835,000 $ 193,400 $ 54,000
Collier, Florida 24 $ 7,180,000 $ 299,166 $ 64,000
Okaloosa, Florida 24 $ 4,980,000 $ 207,500 $ 41,000
Douglas, Georgia 24 $ 4,960,000 $ 206,666 $ 73,000
Camden, New Jersey 24 $ 4,370,000 $ 182,083 $ 46,000
Guilford, North Carolina 24 $ 4,230,000 $ 176,250 $ 43,000
Jackson, Oregon 24 $ 5,940,000 $ 247,500 $ 43,000
Lehigh, Pennsylvania 24 $ 4,390,000 $ 182,916 $ 58,000
Hamilton, Tennessee 24 $ 4,410,000 $ 183,750 $ 41,000
Sumner, Tennessee 24 $ 4,850,000 $ 202,083 $ 57,000
Wilson, Tennessee 24 $ 5,810,000 $ 242,083 $ 70,000
Harris, Texas 24 $ 5,780,000 $ 240,833 $ 85,000
Merced, California 23 $ 4,705,000 $ 204,565 $ 49,000
Santa Rosa, Florida 23 $ 4,595,000 $ 199,782 $ 40,000
Passaic, New Jersey 23 $ 6,825,000 $ 296,739 $ 79,000
Cabarrus, North Carolina 23 $ 5,765,000 $ 250,652 $ 69,000
Marion, Oregon 23 $ 5,335,000 $ 231,956 $ 53,000
Washington, Oregon 23 $ 6,535,000 $ 284,130 $ 65,000
York, Pennsylvania 23 $ 4,565,000 $ 198,478 $ 76,000
Dorchester, South Carolina 23 $ 4,535,000 $ 197,173 $ 50,000
Placer, California 22 $ 8,210,000 $ 373,181 $ 90,000
Shasta, California 22 $ 4,290,000 $ 195,000 $ 52,000
Houston, Georgia 22 $ 3,870,000 $ 175,909 $ 27,000
Newton, Georgia 22 $ 8,940,000 $ 406,363 $ 54,000
Cumberland, North Carolina 22 $ 3,360,000 $ 152,727 $ 25,000
Iredell, North Carolina 22 $ 4,190,000 $ 190,454 $ 60,000
Union, North Carolina 22 $ 5,910,000 $ 268,636 $ 65,000
Clackamas, Oregon 22 $ 6,870,000 $ 312,272 $ 67,000
Berks, Pennsylvania 22 $ 3,810,000 $ 173,181 $ 59,000
Kitsap, Washington 22 $ 8,350,000 $ 379,545 $ 48,000
Forsyth, Georgia 21 $ 4,925,000 $ 234,523 $ 71,000
Brunswick, North Carolina 21 $ 3,705,000 $ 176,428 $ 47,000
Butler, Ohio 21 $ 3,605,000 $ 171,666 $ 68,000
Baldwin, Alabama 20 $ 3,770,000 $ 188,500 $ 57,000
Baltimore City, Maryland 20 $ 3,650,000 $ 182,500 $ 42,000
Benton, Washington 20 $ 4,810,000 $ 240,500 $ 40,000
Mesa, Colorado 19 $ 3,165,000 $ 166,578 $ 46,000
Charlotte, Florida 19 $ 3,625,000 $ 190,789 $ 59,000
Marion, Florida 19 $ 3,585,000 $ 188,684 $ 63,000
Allen, Indiana 19 $ 3,895,000 $ 205,000 $ 45,000
Hendricks, Indiana 19 $ 3,245,000 $ 170,789 $ 57,000
Carroll, Maryland 19 $ 8,945,000 $ 470,789 $ 70,000
Genesee, Michigan 19 $ 3,205,000 $ 168,684 $ 46,000
Washington, Minnesota 19 $ 4,105,000 $ 216,052 $ 69,000
Dona Ana, New Mexico 19 $ 3,745,000 $ 197,105 $ 44,000
Buncombe, North Carolina 19 $ 3,885,000 $ 204,473 $ 51,000
Clermont, Ohio 19 $ 3,265,000 $ 171,842 $ 68,000
Summit, Ohio 19 $ 3,665,000 $ 192,894 $ 70,000
Delaware, Pennsylvania 19 $ 5,235,000 $ 275,526 $ 87,000
Knox, Tennessee 19 $ 3,645,000 $ 191,842 $ 47,000
Montgomery, Tennessee 19 $ 3,245,000 $ 170,789 $ 24,000
Imperial, California 18 $ 3,620,000 $ 201,111 $ 62,000
Madera, California 18 $ 3,920,000 $ 217,777 $ 64,000
York, Maine 18 $ 3,680,000 $ 204,444 $ 73,000
Morris, New Jersey 18 $ 8,930,000 $ 496,111 $ 69,000
Cleveland, Oklahoma 18 $ 3,280,000 $ 182,222 $ 64,000
Bexar, Texas 18 $ 3,970,000 $ 220,555 $ 22,000
Norfolk, Virginia 18 $ 4,300,000 $ 238,888 $ 54,000
Stafford, Virginia 18 $ 7,110,000 $ 395,000 $ 89,000
Madison, Alabama 17 $ 3,065,000 $ 180,294 $ 46,000
Citrus, Florida 17 $ 2,995,000 $ 176,176 $ 46,000
Escambia, Florida 17 $ 2,935,000 $ 172,647 $ 42,000
Columbia, Georgia 17 $ 3,105,000 $ 182,647 $ 52,000
Hall, Georgia 17 $ 3,175,000 $ 186,764 $ 47,000
Rockdale, Georgia 17 $ 3,205,000 $ 188,529 $ 58,000
Johnson, Indiana 17 $ 3,125,000 $ 183,823 $ 59,000
Porter, Indiana 17 $ 2,955,000 $ 173,823 $ 59,000
Ramsey, Minnesota 17 $ 7,775,000 $ 457,352 $ 58,000
Essex, New Jersey 17 $ 8,095,000 $ 476,176 $ 86,000
Johnston, North Carolina 17 $ 3,305,000 $ 194,411 $ 75,000
Fairfield, Ohio 17 $ 6,195,000 $ 364,411 $ 50,000
Montgomery, Ohio 17 $ 3,905,000 $ 229,705 $ 123,000
Northampton, Pennsylvania 17 $ 3,265,000 $ 192,058 $ 77,000
Anderson, South Carolina 17 $ 3,115,000 $ 183,235 $ 60,000
Shelby, Alabama 16 $ 2,940,000 $ 183,750 $ 63,000
Pinal, Arizona 16 $ 3,110,000 $ 194,375 $ 62,000
Monterey, California 16 $ 6,170,000 $ 385,625 $ 86,000
Fairfield, Connecticut 16 $ 5,270,000 $ 329,375 $ 87,000
Flagler, Florida 16 $ 5,110,000 $ 319,375 $ 53,000
Durham, North Carolina 16 $ 3,120,000 $ 195,000 $ 55,000
New Hanover, North Carolina 16 $ 3,190,000 $ 199,375 $ 53,000
Portage, Ohio 16 $ 2,600,000 $ 162,500 $ 69,000
Canadian, Oklahoma 16 $ 2,950,000 $ 184,375 $ 64,000
Philadelphia, Pennsylvania 16 $ 3,200,000 $ 200,000 $ 56,000
Tarrant, Texas 16 $ 5,340,000 $ 333,750 $ 90,000
Dane, Wisconsin 16 $ 3,640,000 $ 227,500 $ 65,000
Kings, California 15 $ 3,465,000 $ 231,000 $ 63,000
St. Johns, Florida 15 $ 3,595,000 $ 239,666 $ 66,000
Ada, Idaho 15 $ 3,545,000 $ 236,333 $ 40,000
Atlantic, New Jersey 15 $ 2,375,000 $ 158,333 $ 40,000
Onslow, North Carolina 15 $ 3,995,000 $ 266,333 $ 36,000
Lorain, Ohio 15 $ 2,265,000 $ 151,000 $ 57,000
Dauphin, Pennsylvania 15 $ 2,485,000 $ 165,666 $ 71,000
Aiken, South Carolina 15 $ 2,725,000 $ 181,666 $ 46,000
Suffolk, Virginia 15 $ 3,865,000 $ 257,666 $ 24,000
Mobile, Alabama 14 $ 2,530,000 $ 180,714 $ 131,000
Santa Barbara, California 14 $ 4,470,000 $ 319,285 $ 60,000
Douglas, Colorado 14 $ 8,420,000 $ 601,428 $ 62,000
Barrow, Georgia 14 $ 2,030,000 $ 145,000 $ 66,000
Boone, Kentucky 14 $ 2,590,000 $ 185,000 $ 78,000
Ottawa, Michigan 14 $ 2,730,000 $ 195,000 $ 50,000
Forsyth, North Carolina 14 $ 2,420,000 $ 172,857 $ 33,000
Rowan, North Carolina 14 $ 2,220,000 $ 158,571 $ 60,000
Deschutes, Oregon 14 $ 3,380,000 $ 241,428 $ 62,000
Lancaster, Pennsylvania 14 $ 2,780,000 $ 198,571 $ 52,000
Washington, Pennsylvania 14 $ 2,190,000 $ 156,428 $ 51,000
Cowlitz, Washington 14 $ 3,020,000 $ 215,714 $ 45,000
Yakima, Washington 14 $ 2,620,000 $ 187,142 $ 30,000
Washington, Wisconsin 14 $ 2,830,000 $ 202,142 $ 67,000
El Dorado, California 13 $ 6,555,000 $ 504,230 $ 93,000
Indian River, Florida 13 $ 3,285,000 $ 252,692 $ 42,000
McHenry, Illinois 13 $ 2,575,000 $ 198,076 $ 89,000
Cumberland, Maine 13 $ 2,595,000 $ 199,615 $ 71,000
Bergen, New Jersey 13 $ 3,895,000 $ 299,615 $ 67,000
Gloucester, New Jersey 13 $ 2,445,000 $ 188,076 $ 57,000
Mercer, New Jersey 13 $ 3,125,000 $ 240,384 $ 55,000
San Juan, New Mexico 13 $ 2,595,000 $ 199,615 $ 72,000
Davidson, North Carolina 13 $ 2,245,000 $ 172,692 $ 55,000
Stark, Ohio 13 $ 2,165,000 $ 166,538 $ 30,000
Chester, Pennsylvania 13 $ 3,855,000 $ 296,538 $ 72,000
Lancaster, South Carolina 13 $ 3,265,000 $ 251,153 $ 59,000
Maury, Tennessee 13 $ 2,565,000 $ 197,307 $ 63,000
Spotsylvania, Virginia 13 $ 3,675,000 $ 282,692 $ 91,000
San Mateo, California 12 $ 5,730,000 $ 477,500 $ 91,000
Tehama, California 12 $ 2,370,000 $ 197,500 $ 42,000
Kendall, Illinois 12 $ 2,440,000 $ 203,333 $ 80,000
Elkhart, Indiana 12 $ 1,880,000 $ 156,666 $ 60,000
Tippecanoe, Indiana 12 $ 1,850,000 $ 154,166 $ 68,000
Olmsted, Minnesota 12 $ 2,240,000 $ 186,666 $ 38,000
Lucas, Ohio 12 $ 1,950,000 $ 162,500 $ 47,000
Trumbull, Ohio 12 $ 1,780,000 $ 148,333 $ 39,000
Warren, Ohio 12 $ 2,010,000 $ 167,500 $ 66,000
Linn, Oregon 12 $ 1,770,000 $ 147,500 $ 54,000
Beaufort, South Carolina 12 $ 2,630,000 $ 219,166 $ 55,000
Pickens, South Carolina 12 $ 2,140,000 $ 178,333 $ 49,000
Denton, Texas 12 $ 3,350,000 $ 279,166 $ 129,000
Hampton, Virginia 12 $ 1,920,000 $ 160,000 $ 44,000
Newport News, Virginia 12 $ 2,600,000 $ 216,666 $ 42,000
Island, Washington 12 $ 5,470,000 $ 455,833 $ 48,000
Kenosha, Wisconsin 12 $ 2,310,000 $ 192,500 $ 59,000
St. Croix, Wisconsin 12 $ 3,130,000 $ 260,833 $ 41,000
Limestone, Alabama 11 $ 2,315,000 $ 210,454 $ 44,000
Tuscaloosa, Alabama 11 $ 1,975,000 $ 179,545 $ 43,000
Mohave, Arizona 11 $ 1,835,000 $ 166,818 $ 25,000
Butte, California 11 $ 2,125,000 $ 193,181 $ 60,000
San Benito, California 11 $ 4,715,000 $ 428,636 $ 91,000
Chatham, Georgia 11 $ 2,315,000 $ 210,454 $ 60,000
St. Clair, Illinois 11 $ 2,145,000 $ 195,000 $ 54,000
Calvert, Maryland 11 $ 3,825,000 $ 347,727 $ 88,000
Washington, Maryland 11 $ 2,255,000 $ 205,000 $ 43,000
Monroe, Michigan 11 $ 1,965,000 $ 178,636 $ 48,000
Somerset, New Jersey 11 $ 3,225,000 $ 293,181 $ 87,000
Sandoval, New Mexico 11 $ 1,975,000 $ 179,545 $ 54,000
Santa Fe, New Mexico 11 $ 2,685,000 $ 244,090 $ 67,000
Lake, Ohio 11 $ 2,275,000 $ 206,818 $ 40,000
Monroe, Pennsylvania 11 $ 1,845,000 $ 167,727 $ 59,000
Westmoreland, Pennsylvania 11 $ 1,795,000 $ 163,181 $ 46,000
Williamson, Tennessee 11 $ 4,035,000 $ 366,818 $ 94,000
Whatcom, Washington 11 $ 2,605,000 $ 236,818 $ 51,000
Montgomery, Alabama 10 $ 1,770,000 $ 177,000 $ 48,000
Yavapai, Arizona 10 $ 2,280,000 $ 228,000 $ 64,000
Yolo, California 10 $ 3,570,000 $ 357,000 $ 58,000
Garfield, Colorado 10 $ 2,850,000 $ 285,000 $ 66,000
Fayette, Georgia 10 $ 2,480,000 $ 248,000 $ 79,000
Muscogee, Georgia 10 $ 2,310,000 $ 231,000 $ 39,000
Whitfield, Georgia 10 $ 1,680,000 $ 168,000 $ 63,000
Morgan, Indiana 10 $ 1,520,000 $ 152,000 $ 64,000
Hardin, Kentucky 10 $ 2,020,000 $ 202,000 $ 35,000
Kenton, Kentucky 10 $ 1,810,000 $ 181,000 $ 66,000
Madison, Kentucky 10 $ 1,550,000 $ 155,000 $ 56,000
Howard, Maryland 10 $ 3,490,000 $ 349,000 $ 96,000
Kalamazoo, Michigan 10 $ 1,320,000 $ 132,000 $ 37,000
Scott, Minnesota 10 $ 2,530,000 $ 253,000 $ 46,000
Wright, Minnesota 10 $ 2,280,000 $ 228,000 $ 67,000
Hudson, New Jersey 10 $ 3,070,000 $ 307,000 $ 71,000
Cleveland, North Carolina 10 $ 1,800,000 $ 180,000 $ 74,000
Harnett, North Carolina 10 $ 1,630,000 $ 163,000 $ 63,000
Nash, North Carolina 10 $ 1,960,000 $ 196,000 $ 47,000
Josephine, Oregon 10 $ 2,060,000 $ 206,000 $ 46,000
Polk, Oregon 10 $ 2,490,000 $ 249,000 $ 96,000
Cumberland, Pennsylvania 10 $ 1,710,000 $ 171,000 $ 54,000
Bradley, Tennessee 10 $ 1,790,000 $ 179,000 $ 56,000
Collin, Texas 10 $ 2,950,000 $ 295,000 $ 67,000
Travis, Texas 10 $ 3,200,000 $ 320,000 $ 29,000
Fauquier, Virginia 10 $ 3,590,000 $ 359,000 $ 82,000
Douglas, Washington 10 $ 2,260,000 $ 226,000 $ 46,000
Racine, Wisconsin 10 $ 1,630,000 $ 163,000 $ 55,000
Walworth, Wisconsin 10 $ 2,050,000 $ 205,000 $ 41,000
San Luis Obispo, California 9 $ 2,835,000 $ 315,000 $ 84,000
Alachua, Florida 9 $ 1,925,000 $ 213,888 $ 80,000
Nassau, Florida 9 $ 1,465,000 $ 162,777 $ 43,000
Sumter, Florida 9 $ 2,355,000 $ 261,666 $ 63,000
Bartow, Georgia 9 $ 1,655,000 $ 183,888 $ 58,000
Effingham, Georgia 9 $ 1,915,000 $ 212,777 $ 47,000
Jackson, Georgia 9 $ 2,025,000 $ 225,000 $ 84,000
Vanderburgh, Indiana 9 $ 1,525,000 $ 169,444 $ 79,000
Cecil, Maryland 9 $ 2,045,000 $ 227,222 $ 44,000
Sherburne, Minnesota 9 $ 1,915,000 $ 212,777 $ 41,000
Lincoln, North Carolina 9 $ 1,865,000 $ 207,222 $ 65,000
Coos, Oregon 9 $ 1,525,000 $ 169,444 $ 31,000
Yamhill, Oregon 9 $ 2,275,000 $ 252,777 $ 83,000
Erie, Pennsylvania 9 $ 1,375,000 $ 152,777 $ 31,000
Franklin, Pennsylvania 9 $ 1,975,000 $ 219,444 $ 81,000
Luzerne, Pennsylvania 9 $ 1,675,000 $ 186,111 $ 63,000
Waukesha, Wisconsin 9 $ 2,305,000 $ 256,111 $ 52,000
Amador, California 8 $ 1,730,000 $ 216,250 $ 46,000
Boulder, Colorado 8 $ 2,070,000 $ 258,750 $ 46,000
Larimer, Colorado 8 $ 2,210,000 $ 276,250 $ 51,000
Litchfield, Connecticut 8 $ 1,600,000 $ 200,000 $ 50,000
Clarke, Georgia 8 $ 1,710,000 $ 213,750 $ 69,000
Troup, Georgia 8 $ 1,140,000 $ 142,500 $ 64,000
Canyon, Idaho 8 $ 1,770,000 $ 221,250 $ 44,000
Hancock, Indiana 8 $ 1,710,000 $ 213,750 $ 87,000
Monroe, Indiana 8 $ 1,140,000 $ 142,500 $ 61,000
St. Joseph, Indiana 8 $ 1,230,000 $ 153,750 $ 67,000
Oldham, Kentucky 8 $ 1,810,000 $ 226,250 $ 60,000
Shelby, Kentucky 8 $ 1,670,000 $ 208,750 $ 82,000
Carver, Minnesota 8 $ 1,640,000 $ 205,000 $ 46,000
Cumberland, New Jersey 8 $ 1,510,000 $ 188,750 $ 37,000
Alamance, North Carolina 8 $ 1,700,000 $ 212,500 $ 34,000
Licking, Ohio 8 $ 1,780,000 $ 222,500 $ 59,000
Crook, Oregon 8 $ 1,810,000 $ 226,250 $ 86,000
Douglas, Oregon 8 $ 1,370,000 $ 171,250 $ 26,000
Lebanon, Pennsylvania 8 $ 1,460,000 $ 182,500 $ 49,000
Clarendon, South Carolina 8 $ 1,230,000 $ 153,750 $ 33,000
Kershaw, South Carolina 8 $ 1,710,000 $ 213,750 $ 46,000
Blount, Tennessee 8 $ 1,670,000 $ 208,750 $ 74,000
Hamblen, Tennessee 8 $ 1,180,000 $ 147,500 $ 39,000
Guadalupe, Texas 8 $ 2,140,000 $ 267,500 $ 9,000
Augusta, Virginia 8 $ 1,580,000 $ 197,500 $ 33,000
Caroline, Virginia 8 $ 1,570,000 $ 196,250 $ 28,000
Mason, Washington 8 $ 1,410,000 $ 176,250 $ 55,000
Skagit, Washington 8 $ 2,000,000 $ 250,000 $ 64,000
Brown, Wisconsin 8 $ 1,320,000 $ 165,000 $ 49,000
Fremont, Colorado 7 $ 1,425,000 $ 203,571 $ 60,000
New London, Connecticut 7 $ 1,285,000 $ 183,571 $ 66,000
Highlands, Florida 7 $ 1,295,000 $ 185,000 $ 36,000
Bibb, Georgia 7 $ 1,425,000 $ 203,571 $ 60,000
Carroll, Georgia 7 $ 1,315,000 $ 187,857 $ 55,000
Madison, Illinois 7 $ 1,075,000 $ 153,571 $ 63,000
LaPorte, Indiana 7 $ 1,385,000 $ 197,857 $ 111,000
Shelby, Indiana 7 $ 925,000 $ 132,142 $ 51,000
Fayette, Kentucky 7 $ 1,665,000 $ 237,857 $ 78,000
St. Mary's, Maryland 7 $ 1,785,000 $ 255,000 $ 90,000
Jackson, Michigan 7 $ 1,235,000 $ 176,428 $ 28,000
Livingston, Michigan 7 $ 2,015,000 $ 287,857 $ 82,000
Yellowstone, Montana 7 $ 1,605,000 $ 229,285 $ 55,000
Strafford, New Hampshire 7 $ 1,695,000 $ 242,142 $ 83,000
Sussex, New Jersey 7 $ 1,885,000 $ 269,285 $ 101,000
Warren, New Jersey 7 $ 1,705,000 $ 243,571 $ 89,000
Franklin, North Carolina 7 $ 1,465,000 $ 209,285 $ 52,000
Henderson, North Carolina 7 $ 1,205,000 $ 172,142 $ 48,000
Delaware, Ohio 7 $ 1,705,000 $ 243,571 $ 70,000
Wood, Ohio 7 $ 1,475,000 $ 210,714 $ 62,000
Klamath, Oregon 7 $ 875,000 $ 125,000 $ 47,000
Sumter, South Carolina 7 $ 1,625,000 $ 232,142 $ 241,000
Sullivan, Tennessee 7 $ 1,365,000 $ 195,000 $ 48,000
Richmond City, Virginia 7 $ 1,425,000 $ 203,571 $ 68,000
Rockingham, Virginia 7 $ 1,145,000 $ 163,571 $ 32,000
York, Virginia 7 $ 2,135,000 $ 305,000 $ 62,000
Franklin, Washington 7 $ 1,975,000 $ 282,142 $ 15,000
Grant, Washington 7 $ 1,335,000 $ 190,714 $ 34,000
Rock, Wisconsin 7 $ 1,345,000 $ 192,142 $ 70,000
Morgan, Alabama 6 $ 990,000 $ 165,000 $ 41,000
Calaveras, California 6 $ 1,310,000 $ 218,333 $ 91,000
Lake, California 6 $ 1,120,000 $ 186,666 $ 65,000
Lassen, California 6 $ 1,120,000 $ 186,666 $ 68,000
Marin, California 6 $ 2,690,000 $ 448,333 $ 140,000
Napa, California 6 $ 3,090,000 $ 515,000 $ 179,000
Santa Cruz, California 6 $ 2,910,000 $ 485,000 $ 119,000
Windham, Connecticut 6 $ 1,040,000 $ 173,333 $ 25,000
Walton, Florida 6 $ 1,250,000 $ 208,333 $ 63,000
Butts, Georgia 6 $ 1,130,000 $ 188,333 $ 85,000
Catoosa, Georgia 6 $ 940,000 $ 156,666 $ 66,000
Spalding, Georgia 6 $ 1,040,000 $ 173,333 $ 46,000
Walton, Georgia 6 $ 1,250,000 $ 208,333 $ 58,000
Bonneville, Idaho 6 $ 1,130,000 $ 188,333 $ 33,000
Floyd, Indiana 6 $ 920,000 $ 153,333 $ 54,000
Madison, Indiana 6 $ 860,000 $ 143,333 $ 42,000
Androscoggin, Maine 6 $ 1,100,000 $ 183,333 $ 49,000
Penobscot, Maine 6 $ 1,010,000 $ 168,333 $ 41,000
Allegan, Michigan 6 $ 1,100,000 $ 183,333 $ 26,000
Blue Earth, Minnesota 6 $ 1,480,000 $ 246,666 $ 43,000
Gallatin, Montana 6 $ 1,910,000 $ 318,333 $ 52,000
Cheshire, New Hampshire 6 $ 1,070,000 $ 178,333 $ 63,000
Merrimack, New Hampshire 6 $ 1,100,000 $ 183,333 $ 61,000
Catawba, North Carolina 6 $ 960,000 $ 160,000 $ 37,000
Craven, North Carolina 6 $ 1,090,000 $ 181,666 $ 21,000
Hoke, North Carolina 6 $ 910,000 $ 151,666 $ 41,000
Moore, North Carolina 6 $ 1,410,000 $ 235,000 $ 36,000
Randolph, North Carolina 6 $ 1,060,000 $ 176,666 $ 38,000
Wayne, North Carolina 6 $ 1,300,000 $ 216,666 $ 38,000
Clark, Ohio 6 $ 970,000 $ 161,666 $ 53,000
Pickaway, Ohio 6 $ 990,000 $ 165,000 $ 55,000
Ross, Ohio 6 $ 830,000 $ 138,333 $ 60,000
Wayne, Ohio 6 $ 840,000 $ 140,000 $ 56,000
Creek, Oklahoma 6 $ 1,030,000 $ 171,666 $ 38,000
Logan, Oklahoma 6 $ 1,320,000 $ 220,000 $ 53,000
Rogers, Oklahoma 6 $ 1,100,000 $ 183,333 $ 102,000
Lincoln, Oregon 6 $ 1,370,000 $ 228,333 $ 55,000
Umatilla, Oregon 6 $ 1,280,000 $ 213,333 $ 35,000
Fayette, Pennsylvania 6 $ 1,050,000 $ 175,000 $ 66,000
Pike, Pennsylvania 6 $ 1,220,000 $ 203,333 $ 83,000
Georgetown, South Carolina 6 $ 1,400,000 $ 233,333 $ 73,000
Greenwood, South Carolina 6 $ 1,030,000 $ 171,666 $ 54,000
Sevier, Tennessee 6 $ 1,250,000 $ 208,333 $ 46,000
Montgomery, Texas 6 $ 1,110,000 $ 185,000 $ 42,000
Arlington, Virginia 6 $ 2,960,000 $ 493,333 $ 37,000
Bedford, Virginia 6 $ 1,090,000 $ 181,666 $ 36,000
Frederick, Virginia 6 $ 1,260,000 $ 210,000 $ 62,000
Fredericksburg, Virginia 6 $ 2,120,000 $ 353,333 $ 78,000
Marathon, Wisconsin 6 $ 940,000 $ 156,666 $ 43,000
Lee, Alabama 5 $ 1,115,000 $ 223,000 $ 57,000
St. Clair, Alabama 5 $ 895,000 $ 179,000 $ 47,000
Siskiyou, California 5 $ 865,000 $ 173,000 $ 72,000
Yuba, California 5 $ 875,000 $ 175,000 $ 39,000
Elbert, Colorado 5 $ 2,215,000 $ 443,000 $ 61,000
Bay, Florida 5 $ 905,000 $ 181,000 $ 43,000
Martin, Florida 5 $ 995,000 $ 199,000 $ 53,000
Glynn, Georgia 5 $ 1,905,000 $ 381,000 $ 57,000
Liberty, Georgia 5 $ 1,105,000 $ 221,000 $ 35,000
Lumpkin, Georgia 5 $ 925,000 $ 185,000 $ 50,000
Kootenai, Idaho 5 $ 1,185,000 $ 237,000 $ 89,000
DeKalb, Illinois 5 $ 835,000 $ 167,000 $ 45,000
Grundy, Illinois 5 $ 955,000 $ 191,000 $ 64,000
LaSalle, Illinois 5 $ 795,000 $ 159,000 $ 68,000
Boone, Indiana 5 $ 835,000 $ 167,000 $ 54,000
Jessamine, Kentucky 5 $ 2,245,000 $ 449,000 $ 137,000
Warren, Kentucky 5 $ 855,000 $ 171,000 $ 8,000
Queen Anne's, Maryland 5 $ 1,355,000 $ 271,000 $ 78,000
Muskegon, Michigan 5 $ 845,000 $ 169,000 $ 67,000
Chisago, Minnesota 5 $ 1,195,000 $ 239,000 $ 59,000
Kandiyohi, Minnesota 5 $ 1,115,000 $ 223,000 $ 33,000
St. Louis, Minnesota 5 $ 1,125,000 $ 225,000 $ 59,000
Burke, North Carolina 5 $ 685,000 $ 137,000 $ 64,000
Carteret, North Carolina 5 $ 885,000 $ 177,000 $ 43,000
Allen, Ohio 5 $ 765,000 $ 153,000 $ 42,000
Ashtabula, Ohio 5 $ 675,000 $ 135,000 $ 40,000
Medina, Ohio 5 $ 1,085,000 $ 217,000 $ 70,000
Muskingum, Ohio 5 $ 745,000 $ 149,000 $ 58,000
Comanche, Oklahoma 5 $ 895,000 $ 179,000 $ 76,000
Mayes, Oklahoma 5 $ 1,125,000 $ 225,000 $ 92,000
Adams, Pennsylvania 5 $ 1,035,000 $ 207,000 $ 62,000
Blair, Pennsylvania 5 $ 745,000 $ 149,000 $ 51,000
Butler, Pennsylvania 5 $ 825,000 $ 165,000 $ 72,000
Centre, Pennsylvania 5 $ 945,000 $ 189,000 $ 63,000
Lackawanna, Pennsylvania 5 $ 845,000 $ 169,000 $ 84,000
Oconee, South Carolina 5 $ 955,000 $ 191,000 $ 80,000
Bedford, Tennessee 5 $ 885,000 $ 177,000 $ 54,000
Robertson, Tennessee 5 $ 1,335,000 $ 267,000 $ 96,000
Tipton, Tennessee 5 $ 565,000 $ 113,000 $ 40,000
Dallas, Texas 5 $ 1,345,000 $ 269,000 $ 28,000
Williamson, Texas 5 $ 1,405,000 $ 281,000 $ 41,000
Franklin, Virginia 5 $ 935,000 $ 187,000 $ 37,000
Hanover, Virginia 5 $ 905,000 $ 181,000 $ 24,000
James City, Virginia 5 $ 1,155,000 $ 231,000 $ 62,000
Winnebago, Wisconsin 5 $ 915,000 $ 183,000 $ 65,000
Cochise, Arizona 4 $ 1,060,000 $ 265,000 $ 36,000
Humboldt, California 4 $ 970,000 $ 242,500 $ 48,000
Sutter, California 4 $ 880,000 $ 220,000 $ 32,000
Broomfield, Colorado 4 $ 1,060,000 $ 265,000 $ 80,000
Moffat, Colorado 4 $ 2,030,000 $ 507,500 $ 33,000
Montrose, Colorado 4 $ 800,000 $ 200,000 $ 56,000
Middlesex, Connecticut 4 $ 830,000 $ 207,500 $ 55,000
Columbia, Florida 4 $ 670,000 $ 167,500 $ 48,000
DeSoto, Florida 4 $ 600,000 $ 150,000 $ 51,000
Gadsden, Florida 4 $ 750,000 $ 187,500 $ 28,000
Leon, Florida 4 $ 690,000 $ 172,500 $ 67,000
Okeechobee, Florida 4 $ 580,000 $ 145,000 $ 75,000
Putnam, Florida 4 $ 640,000 $ 160,000 $ 83,000
Wakulla, Florida 4 $ 610,000 $ 152,500 $ 37,000
Floyd, Georgia 4 $ 580,000 $ 145,000 $ 37,000
Lowndes, Georgia 4 $ 690,000 $ 172,500 $ 51,000
Richmond, Georgia 4 $ 580,000 $ 145,000 $ 31,000
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Mortgage Loan Application Detail Totals for Chou Team Realty, LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,174 $2,943,890,000 $241,000 $5,565,000 $62,000 $1,879,000
Home Purchase 136 $52,040,000 $382,000 $8,485,000 $105,000 $555,000
Cash-out Refinancing 17 $3,545,000 $208,000 $355,000 $23,000 $92,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,964 $1,184,550,000 $238,000 $8,485,000 $63,000 $1,879,000
Not Provided 4,077 $983,025,000 $241,000 $5,565,000 $63,000 $1,274,000
Black or African American 1,345 $316,115,000 $235,000 $3,005,000 $57,000 $330,000
Hispanic 1,313 $339,555,000 $258,000 $5,005,000 $65,000 $424,000
Asian 378 $112,750,000 $298,000 $3,055,000 $79,000 $800,000
Native Hawaiian or Other Pacific Islander 139 $37,795,000 $271,000 $2,635,000 $63,000 $250,000
American Indian or Alaskan Native 111 $25,685,000 $231,000 $725,000 $65,000 $421,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 5,408 $1,210,490,000 $223,000 $3,805,000 $64,000 $1,200,000
VA-guaranteed (Veterans Administration) 3,629 $941,335,000 $259,000 $4,845,000 $39,000 $1,274,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,289 $847,435,000 $257,000 $8,485,000 $88,000 $1,879,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $215,000 $215,000 $215,000 $78,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 5,445 $1,345,955,000 $247,000 $8,485,000 $65,000 $1,879,000
File Closed For Incompleteness 3,213 $784,155,000 $244,000 $5,565,000 $72,000 $1,800,000
Application Denied By Financial Institution 1,771 $389,595,000 $219,000 $3,805,000 $47,000 $1,101,000
Loan Originated 1,741 $439,345,000 $252,000 $1,315,000 $54,000 $513,000
Application Approved But Not Accepted 157 $40,425,000 $257,000 $2,755,000 $71,000 $350,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,556 $2,609,880,000 $247,000 $8,485,000 $66,000 $1,879,000
Credit History 1,023 $198,295,000 $193,000 $3,655,000 $37,000 $360,000
Debt-To-Income Ratio 437 $114,605,000 $262,000 $3,805,000 $49,000 $246,000
Collateral 205 $50,875,000 $248,000 $1,405,000 $80,000 $1,101,000
Unverifiable Information 39 $9,885,000 $253,000 $525,000 $69,000 $219,000
Other 21 $5,375,000 $255,000 $555,000 $60,000 $300,000
Employment History 18 $3,950,000 $219,000 $375,000 $58,000 $180,000
Credit Application Incomplete 15 $3,145,000 $209,000 $385,000 $51,000 $107,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,170,000 $264,000 $705,000 $50,000 $190,000
Mortgage Insurance Denied 1 $295,000 $295,000 $295,000 $167,000 $167,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chou Team Realty, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chou Team Realty, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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