Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Commerce Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,767 |
| Total Mortgage Loan Application Amount | $805,327,000 |
| Average Mortgage Loan Application Amount | $130,000 |
| Highest Mortgage Loan Application Amount | $10,240,000 |
| Average Applicant Income | $106,666 |
| Highest Applicant Income | $5,206,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 617 | $ 90,246,000 | $ 146,000 | $ 127,000 |
| Jackson County Missouri | 490 | $ 53,600,000 | $ 109,000 | $ 105,000 |
| Johnson County Kansas | 458 | $ 103,814,000 | $ 226,000 | $ 193,000 |
| St. Charles County Missouri | 256 | $ 23,154,000 | $ 90,000 | $ 93,000 |
| Jefferson County Missouri | 228 | $ 15,462,000 | $ 67,000 | $ 78,000 |
| Buchanan County Missouri | 203 | $ 17,536,000 | $ 86,000 | $ 76,000 |
| Greene County Missouri | 203 | $ 28,371,000 | $ 139,000 | $ 68,000 |
| Boone County Missouri | 202 | $ 44,289,000 | $ 219,000 | $ 130,000 |
| St. Louis City County Missouri | 181 | $ 14,088,000 | $ 77,000 | $ 84,000 |
| Clay County Missouri | 174 | $ 22,920,000 | $ 131,000 | $ 101,000 |
| Sedgwick County Kansas | 140 | $ 13,343,000 | $ 95,000 | $ 96,000 |
| Denver County Colorado | 116 | $ 35,033,000 | $ 302,000 | $ 40,000 |
| Tulsa County Oklahoma | 115 | $ 35,457,000 | $ 308,000 | $ 93,000 |
| McLean County Illinois | 105 | $ 10,430,000 | $ 99,000 | $ 108,000 |
| Peoria County Illinois | 103 | $ 9,262,000 | $ 89,000 | $ 86,000 |
| St. Clair County Illinois | 102 | $ 7,182,000 | $ 70,000 | $ 64,000 |
| Randolph County Missouri | 99 | $ 6,829,000 | $ 68,000 | $ 40,000 |
| Cape Girardeau County Missouri | 96 | $ 11,561,000 | $ 120,000 | $ 76,000 |
| Cass County Missouri | 95 | $ 10,544,000 | $ 110,000 | $ 93,000 |
| Audrain County Missouri | 83 | $ 6,622,000 | $ 79,000 | $ 59,000 |
| Platte County Missouri | 74 | $ 12,401,000 | $ 167,000 | $ 147,000 |
| Laclede County Missouri | 65 | $ 6,548,000 | $ 100,000 | $ 54,000 |
| Douglas County Kansas | 63 | $ 9,126,000 | $ 144,000 | $ 107,000 |
| St. Francois County Missouri | 62 | $ 3,413,000 | $ 55,000 | $ 88,000 |
| Jasper County Missouri | 59 | $ 9,140,000 | $ 154,000 | $ 70,000 |
| Leavenworth County Kansas | 58 | $ 4,599,000 | $ 79,000 | $ 76,000 |
| Christian County Missouri | 54 | $ 4,830,000 | $ 89,000 | $ 79,000 |
| Crawford County Kansas | 51 | $ 3,806,000 | $ 74,000 | $ 59,000 |
| Riley County Kansas | 49 | $ 7,971,000 | $ 162,000 | $ 117,000 |
| Polk County Missouri | 43 | $ 4,726,000 | $ 109,000 | $ 278,000 |
| Tazewell County Illinois | 42 | $ 3,563,000 | $ 84,000 | $ 92,000 |
| Butler County Kansas | 40 | $ 5,021,000 | $ 125,000 | $ 114,000 |
| Wyandotte County Kansas | 39 | $ 2,300,000 | $ 58,000 | $ 73,000 |
| Butler County Missouri | 39 | $ 3,832,000 | $ 98,000 | $ 59,000 |
| Andrew County Missouri | 35 | $ 4,510,000 | $ 128,000 | $ 107,000 |
| Moniteau County Missouri | 35 | $ 3,214,000 | $ 91,000 | $ 89,000 |
| Ellis County Kansas | 34 | $ 4,501,000 | $ 132,000 | $ 100,000 |
| Camden County Missouri | 33 | $ 4,110,000 | $ 124,000 | $ 119,000 |
| Marion County Missouri | 33 | $ 3,246,000 | $ 98,000 | $ 73,000 |
| Reno County Kansas | 32 | $ 1,911,000 | $ 59,000 | $ 83,000 |
| Finney County Kansas | 26 | $ 2,054,000 | $ 79,000 | $ 61,000 |
| Newton County Missouri | 26 | $ 4,554,000 | $ 175,000 | $ 103,000 |
| Arapahoe County Colorado | 22 | $ 4,834,000 | $ 219,000 | $ 90,000 |
| Barry County Missouri | 22 | $ 1,921,000 | $ 87,000 | $ 67,000 |
| Stone County Missouri | 22 | $ 3,814,000 | $ 173,000 | $ 175,000 |
| Cherokee County Kansas | 21 | $ 1,406,000 | $ 66,000 | $ 71,000 |
| Woodford County Illinois | 18 | $ 1,272,000 | $ 70,000 | $ 71,000 |
| Lincoln County Missouri | 17 | $ 1,701,000 | $ 100,000 | $ 105,000 |
| Champaign County Illinois | 16 | $ 8,593,000 | $ 537,000 | $ 134,000 |
| Taney County Missouri | 15 | $ 1,791,000 | $ 119,000 | $ 109,000 |
| Madison County Illinois | 14 | $ 1,221,000 | $ 87,000 | $ 83,000 |
| Warren County Missouri | 14 | $ 831,000 | $ 59,000 | $ 121,000 |
| Adams County Colorado | 13 | $ 1,748,000 | $ 134,000 | $ 27,000 |
| Jefferson County Colorado | 13 | $ 4,583,000 | $ 352,000 | $ 11,000 |
| Morgan County Missouri | 12 | $ 2,002,000 | $ 166,000 | $ 166,000 |
| Ste. Genevieve County Missouri | 12 | $ 561,000 | $ 46,000 | $ 70,000 |
| Douglas County Colorado | 11 | $ 2,623,000 | $ 238,000 | $ 116,000 |
| Dallas County Missouri | 11 | $ 2,568,000 | $ 233,000 | $ 224,000 |
| Ralls County Missouri | 11 | $ 975,000 | $ 88,000 | $ 62,000 |
| Oklahoma County Oklahoma | 11 | $ 2,211,000 | $ 201,000 | $ 69,000 |
| Monroe County Illinois | 10 | $ 1,459,000 | $ 145,000 | $ 197,000 |
| Franklin County Missouri | 9 | $ 848,000 | $ 94,000 | $ 80,000 |
| Cole County Missouri | 8 | $ 387,000 | $ 48,000 | $ 106,000 |
| Lafayette County Missouri | 8 | $ 608,000 | $ 76,000 | $ 71,000 |
| Eagle County Colorado | 7 | $ 7,461,000 | $ 1,065,000 | $ 432,000 |
| Clinton County Missouri | 7 | $ 443,000 | $ 63,000 | $ 42,000 |
| Cooper County Missouri | 7 | $ 755,000 | $ 107,000 | $ 31,000 |
| Lee County Florida | 6 | $ 3,865,000 | $ 644,000 | $ 387,000 |
| Clinton County Illinois | 6 | $ 681,000 | $ 113,000 | $ 90,000 |
| Callaway County Missouri | 6 | $ 2,386,000 | $ 397,000 | $ 72,000 |
| Johnson County Missouri | 6 | $ 280,000 | $ 46,000 | $ 75,000 |
| Pike County Missouri | 6 | $ 1,008,000 | $ 168,000 | $ 265,000 |
| Scott County Missouri | 6 | $ 500,000 | $ 83,000 | $ 45,000 |
| Washington County Missouri | 6 | $ 491,000 | $ 81,000 | $ 56,000 |
| Summit County Colorado | 5 | $ 1,355,000 | $ 271,000 | $ 327,000 |
| Mason County Illinois | 5 | $ 353,000 | $ 70,000 | $ 76,000 |
| Geary County Kansas | 5 | $ 453,000 | $ 90,000 | $ 59,000 |
| Pottawatomie County Kansas | 5 | $ 855,000 | $ 171,000 | $ 82,000 |
| Crawford County Missouri | 5 | $ 370,000 | $ 74,000 | $ 76,000 |
| Hickory County Missouri | 5 | $ 680,000 | $ 136,000 | $ 45,000 |
| Ray County Missouri | 5 | $ 431,000 | $ 86,000 | $ 63,000 |
| Webster County Missouri | 5 | $ 288,000 | $ 57,000 | $ 119,000 |
| Wagoner County Oklahoma | 5 | $ 427,000 | $ 85,000 | $ 103,000 |
| Maricopa County Arizona | 4 | $ 1,597,000 | $ 399,000 | $ 487,000 |
| Atchison County Kansas | 4 | $ 107,000 | $ 26,000 | $ 72,000 |
| Ford County Kansas | 4 | $ 739,000 | $ 184,000 | $ 25,000 |
| Caldwell County Missouri | 4 | $ 127,000 | $ 31,000 | $ 82,000 |
| Gasconade County Missouri | 4 | $ 468,000 | $ 117,000 | $ 83,000 |
| Madison County Missouri | 4 | $ 341,000 | $ 85,000 | $ 129,000 |
| Vernon County Missouri | 4 | $ 209,000 | $ 52,000 | $ 51,000 |
| Delaware County Oklahoma | 4 | $ 298,000 | $ 74,000 | $ 76,000 |
| Contra Costa County California | 3 | $ 1,856,000 | $ 618,000 | $ 427,000 |
| Boulder County Colorado | 3 | $ 998,000 | $ 332,000 | $ 89,000 |
| Weld County Colorado | 3 | $ 851,000 | $ 283,000 | $ 66,000 |
| Pinellas County Florida | 3 | $ 1,098,000 | $ 366,000 | $ 121,000 |
| Sarasota County Florida | 3 | $ 2,113,000 | $ 704,000 | $ 284,000 |
| Walton County Florida | 3 | $ 1,345,000 | $ 448,000 | $ 454,000 |
| Cook County Illinois | 3 | $ 457,000 | $ 152,000 | $ 132,000 |
| Macoupin County Illinois | 3 | $ 194,000 | $ 64,000 | $ 103,000 |
| Marshall County Illinois | 3 | $ 189,000 | $ 63,000 | $ 73,000 |
| Doniphan County Kansas | 3 | $ 73,000 | $ 24,000 | $ 66,000 |
| Jefferson County Kansas | 3 | $ 288,000 | $ 96,000 | $ 105,000 |
| Linn County Kansas | 3 | $ 740,000 | $ 246,000 | $ 78,000 |
| Miami County Kansas | 3 | $ 372,000 | $ 124,000 | $ 93,000 |
| Shawnee County Kansas | 3 | $ 67,000 | $ 22,000 | $ 20,000 |
| Cedar County Missouri | 3 | $ 138,000 | $ 46,000 | $ 27,000 |
| Dade County Missouri | 3 | $ 125,000 | $ 41,000 | $ 64,000 |
| Daviess County Missouri | 3 | $ 632,000 | $ 210,000 | $ 90,000 |
| DeKalb County Missouri | 3 | $ 336,000 | $ 112,000 | $ 102,000 |
| Henry County Missouri | 3 | $ 196,000 | $ 65,000 | $ 61,000 |
| Miller County Missouri | 3 | $ 338,000 | $ 112,000 | $ 121,000 |
| Monroe County Missouri | 3 | $ 131,000 | $ 43,000 | $ 79,000 |
| Ripley County Missouri | 3 | $ 800,000 | $ 266,000 | $ 170,000 |
| St. Clair County Missouri | 3 | $ 310,000 | $ 103,000 | $ 55,000 |
| Wayne County Missouri | 3 | $ 95,000 | $ 31,000 | $ 33,000 |
| Creek County Oklahoma | 3 | $ 777,000 | $ 259,000 | $ 85,000 |
| Rogers County Oklahoma | 3 | $ 881,000 | $ 293,000 | $ 143,000 |
| Wilson County Tennessee | 3 | $ 1,148,000 | $ 382,000 | $ 0 |
| King County Washington | 3 | $ 1,914,000 | $ 638,000 | $ 334,000 |
| Los Angeles County California | 2 | $ 1,721,000 | $ 860,000 | $ 508,000 |
| Orange County California | 2 | $ 1,000,000 | $ 500,000 | $ 493,000 |
| Riverside County California | 2 | $ 3,550,000 | $ 1,775,000 | $ 905,000 |
| San Diego County California | 2 | $ 1,500,000 | $ 750,000 | $ 248,000 |
| Elbert County Colorado | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| Larimer County Colorado | 2 | $ 189,000 | $ 94,000 | $ 532,000 |
| Teller County Colorado | 2 | $ 293,000 | $ 146,000 | $ 87,000 |
| Fairfield County Connecticut | 2 | $ 1,290,000 | $ 645,000 | $ 243,000 |
| Hillsborough County Florida | 2 | $ 771,000 | $ 385,000 | $ 144,000 |
| Manatee County Florida | 2 | $ 384,000 | $ 192,000 | $ 430,000 |
| Honolulu County Hawaii | 2 | $ 624,000 | $ 312,000 | $ 453,000 |
| Bond County Illinois | 2 | $ 181,000 | $ 90,000 | $ 110,000 |
| Livingston County Illinois | 2 | $ 202,000 | $ 101,000 | $ 64,000 |
| Stark County Illinois | 2 | $ 236,000 | $ 118,000 | $ 64,000 |
| Vermilion County Illinois | 2 | $ 14,000 | $ 7,000 | $ 27,000 |
| Franklin County Kansas | 2 | $ 12,000 | $ 6,000 | $ 42,000 |
| Harvey County Kansas | 2 | $ 356,000 | $ 178,000 | $ 112,000 |
| Kearny County Kansas | 2 | $ 157,000 | $ 78,000 | $ 274,000 |
| Marion County Kansas | 2 | $ 24,000 | $ 12,000 | $ 59,000 |
| Osage County Kansas | 2 | $ 289,000 | $ 144,000 | $ 118,000 |
| Russell County Kansas | 2 | $ 85,000 | $ 42,000 | $ 18,000 |
| Sumner County Kansas | 2 | $ 289,000 | $ 144,000 | $ 91,000 |
| Middlesex County Massachusetts | 2 | $ 616,000 | $ 308,000 | $ 89,000 |
| Benton County Missouri | 2 | $ 212,000 | $ 106,000 | $ 77,000 |
| Bollinger County Missouri | 2 | $ 188,000 | $ 94,000 | $ 76,000 |
| Gentry County Missouri | 2 | $ 254,000 | $ 127,000 | $ 87,000 |
| Iron County Missouri | 2 | $ 120,000 | $ 60,000 | $ 83,000 |
| Lawrence County Missouri | 2 | $ 86,000 | $ 43,000 | $ 36,000 |
| Lewis County Missouri | 2 | $ 125,000 | $ 62,000 | $ 12,000 |
| Nodaway County Missouri | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| Perry County Missouri | 2 | $ 204,000 | $ 102,000 | $ 81,000 |
| Pettis County Missouri | 2 | $ 151,000 | $ 75,000 | $ 28,000 |
| Pulaski County Missouri | 2 | $ 323,000 | $ 161,000 | $ 129,000 |
| Wright County Missouri | 2 | $ 202,000 | $ 101,000 | $ 39,000 |
| Hudson County New Jersey | 2 | $ 1,715,000 | $ 857,000 | $ 1,583,000 |
| Cleveland County Oklahoma | 2 | $ 427,000 | $ 213,000 | $ 180,000 |
| Kay County Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 27,000 |
| Logan County Oklahoma | 2 | $ 10,000 | $ 5,000 | $ 57,000 |
| Ottawa County Oklahoma | 2 | $ 136,000 | $ 68,000 | $ 49,000 |
| Payne County Oklahoma | 2 | $ 283,000 | $ 141,000 | $ 76,000 |
| Baldwin County Alabama | 1 | $ 152,000 | $ 152,000 | $ 475,000 |
| Pinal County Arizona | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Yavapai County Arizona | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| Benton County Arkansas | 1 | $ 1,396,000 | $ 1,396,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 168,000 |
| Pulaski County Arkansas | 1 | $ 410,000 | $ 410,000 | $ 450,000 |
| Alameda County California | 1 | $ 806,000 | $ 806,000 | $ 200,000 |
| Napa County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Custer County Colorado | 1 | $ 315,000 | $ 315,000 | $ 266,000 |
| Lincoln County Colorado | 1 | $ 101,000 | $ 101,000 | $ 55,000 |
| Routt County Colorado | 1 | $ 7,000 | $ 7,000 | $ 107,000 |
| Broward County Florida | 1 | $ 303,000 | $ 303,000 | $ 121,000 |
| Collier County Florida | 1 | $ 750,000 | $ 750,000 | $ 699,000 |
| Marion County Florida | 1 | $ 330,000 | $ 330,000 | $ 251,000 |
| Monroe County Florida | 1 | $ 360,000 | $ 360,000 | $ 503,000 |
| Nassau County Florida | 1 | $ 158,000 | $ 158,000 | $ 1,203,000 |
| Palm Beach County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 453,000 |
| Maui County Hawaii | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Blaine County Idaho | 1 | $ 1,620,000 | $ 1,620,000 | $ 2,181,000 |
| Cumberland County Illinois | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| DuPage County Illinois | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Effingham County Illinois | 1 | $ 7,000 | $ 7,000 | $ 32,000 |
| Henry County Illinois | 1 | $ 100,000 | $ 100,000 | $ 118,000 |
| Jackson County Illinois | 1 | $ 7,000 | $ 7,000 | $ 18,000 |
| Jersey County Illinois | 1 | $ 13,000 | $ 13,000 | $ 63,000 |
| Johnson County Illinois | 1 | $ 131,000 | $ 131,000 | $ 134,000 |
| Knox County Illinois | 1 | $ 38,000 | $ 38,000 | $ 21,000 |
| LaSalle County Illinois | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Morgan County Illinois | 1 | $ 17,000 | $ 17,000 | $ 36,000 |
| Pulaski County Illinois | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Randolph County Illinois | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Rock Island County Illinois | 1 | $ 35,000 | $ 35,000 | $ 132,000 |
| Sangamon County Illinois | 1 | $ 24,000 | $ 24,000 | $ 70,000 |
| Union County Illinois | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Winnebago County Illinois | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Buchanan County Iowa | 1 | $ 7,000 | $ 7,000 | $ 45,000 |
| Linn County Iowa | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Bourbon County Kansas | 1 | $ 109,000 | $ 109,000 | $ 8,000 |
| Clay County Kansas | 1 | $ 7,000 | $ 7,000 | $ 86,000 |
| Coffey County Kansas | 1 | $ 213,000 | $ 213,000 | $ 120,000 |
| Dickinson County Kansas | 1 | $ 42,000 | $ 42,000 | $ 12,000 |
| Harper County Kansas | 1 | $ 8,000 | $ 8,000 | $ 59,000 |
| Haskell County Kansas | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Labette County Kansas | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Lyon County Kansas | 1 | $ 187,000 | $ 187,000 | $ 59,000 |
| Marshall County Kansas | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Meade County Kansas | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Montgomery County Kansas | 1 | $ 7,000 | $ 7,000 | $ 12,000 |
| Neosho County Kansas | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Pawnee County Kansas | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Saline County Kansas | 1 | $ 28,000 | $ 28,000 | $ 68,000 |
| Seward County Kansas | 1 | $ 113,000 | $ 113,000 | $ 36,000 |
| Sherman County Kansas | 1 | $ 57,000 | $ 57,000 | $ 83,000 |
| Thomas County Kansas | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Wabaunsee County Kansas | 1 | $ 142,000 | $ 142,000 | $ 98,000 |
| Wallace County Kansas | 1 | $ 64,000 | $ 64,000 | $ 61,000 |
| Wichita County Kansas | 1 | $ 71,000 | $ 71,000 | $ 44,000 |
| Calloway County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 181,000 |
| Jefferson County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 220,000 |
| Nantucket County Massachusetts | 1 | $ 2,000,000 | $ 2,000,000 | $ 703,000 |
| Suffolk County Massachusetts | 1 | $ 312,000 | $ 312,000 | $ 89,000 |
| Adair County Missouri | 1 | $ 49,000 | $ 49,000 | $ 86,000 |
| Atchison County Missouri | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Barton County Missouri | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Bates County Missouri | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Clark County Missouri | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Howard County Missouri | 1 | $ 83,000 | $ 83,000 | $ 61,000 |
| Howell County Missouri | 1 | $ 13,000 | $ 13,000 | $ 33,000 |
| Livingston County Missouri | 1 | $ 245,000 | $ 245,000 | $ 273,000 |
| Macon County Missouri | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Montgomery County Missouri | 1 | $ 34,000 | $ 34,000 | $ 520,000 |
| Phelps County Missouri | 1 | $ 301,000 | $ 301,000 | $ 44,000 |
| Reynolds County Missouri | 1 | $ 42,000 | $ 42,000 | $ 71,000 |
| Stoddard County Missouri | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Clark County Nevada | 1 | $ 1,103,000 | $ 1,103,000 | $ 1,126,000 |
| Lyon County Nevada | 1 | $ 49,000 | $ 49,000 | $ 80,000 |
| Monmouth County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 405,000 |
| Ulster County New York | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| Guilford County North Carolina | 1 | $ 363,000 | $ 363,000 | $ 271,000 |
| Henderson County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 121,000 |
| Macon County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 127,000 |
| Mecklenburg County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 188,000 |
| Cuyahoga County Ohio | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Carter County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Garfield County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 77,000 |
| Major County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Lincoln County Oregon | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 488,000 |
| Sumner County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Aransas County Texas | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Dallas County Texas | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Gregg County Texas | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Travis County Texas | 1 | $ 2,935,000 | $ 2,935,000 | $ 2,060,000 |
| Summit County Utah | 1 | $ 270,000 | $ 270,000 | $ 157,000 |
| Milwaukee County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,601 | $371,137,000 | $142,000 | $8,000,000 | $98,000 | $3,400,000 |
| Home Purchase | 1,803 | $388,585,000 | $215,000 | $10,240,000 | $137,000 | $5,206,000 |
| Home Improvement | 1,363 | $45,605,000 | $33,000 | $1,900,000 | $85,000 | $1,024,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,309 | $498,938,000 | $115,000 | $3,000,000 | $106,000 | $3,400,000 |
| Not Provided | 625 | $129,273,000 | $206,000 | $3,520,000 | $194,000 | $5,206,000 |
| Not applicable | 353 | $137,474,000 | $389,000 | $10,240,000 | $0 | $0 |
| Black or African American | 223 | $11,657,000 | $52,000 | $540,000 | $65,000 | $423,000 |
| Hispanic | 136 | $16,626,000 | $122,000 | $806,000 | $95,000 | $867,000 |
| Asian | 73 | $8,204,000 | $112,000 | $880,000 | $108,000 | $746,000 |
| American Indian or Alaskan Native | 42 | $2,985,000 | $71,000 | $335,000 | $72,000 | $399,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $170,000 | $28,000 | $81,000 | $107,000 | $362,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,663 | $792,137,000 | $139,000 | $10,240,000 | $108,000 | $5,206,000 |
| FHA-insured (Federal Housing Administration) | 82 | $9,545,000 | $116,000 | $270,000 | $70,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 22 | $3,645,000 | $165,000 | $431,000 | $80,000 | $253,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,661 | $610,088,000 | $166,000 | $10,240,000 | $114,000 | $5,206,000 |
| Application Denied By Financial Institution | 1,468 | $89,396,000 | $60,000 | $1,900,000 | $76,000 | $1,172,000 |
| Application Withdrawn By Applicant | 394 | $71,432,000 | $181,000 | $1,200,000 | $139,000 | $1,866,000 |
| Application Approved But Not Accepted | 133 | $9,310,000 | $70,000 | $711,000 | $122,000 | $1,040,000 |
| File Closed For Incompleteness | 111 | $25,101,000 | $226,000 | $2,935,000 | $158,000 | $2,060,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.