E*Trade Savings Bank Mortgage Lending & HMDA Data, 2012
In 2012, E*Trade Savings Bank of Arlington, VA reported 3,770 mortgage applications totaling $952.4 million, up 106% from 2011. The average application was for $252,623, and applicants reported an average income of $140,531. 37% of its applications resulted in an originated loan and 21% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (179), Washington-Arlington-Alexandria, DC-VA-MD-WV (142) and Los Angeles-Long Beach-Glendale, CA (140) (applications in parentheses).
| Mortgage Company & Address | E*Trade Savings Bank 671 N. Glebe Rd 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 3,770 |
| Total Mortgage Loan Application Amount | $952,392,000 |
| Average Mortgage Loan Application Amount | $252,623 |
| Highest Mortgage Loan Application Amount | $1,336,000 |
| Average Applicant Income | $140,531 |
| Highest Applicant Income | $3,335,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 179 | $ 65,812,000 | $ 367,664 | $ 178,162 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 142 | $ 41,698,000 | $ 293,647 | $ 153,647 |
| Los Angeles-Long Beach-Glendale, CA | 140 | $ 48,301,000 | $ 345,007 | $ 154,000 |
| Chicago-Joliet-Naperville, IL | 118 | $ 27,565,000 | $ 233,601 | $ 141,000 |
| San Diego-Carlsbad-San Marcos, CA | 107 | $ 33,249,000 | $ 310,738 | $ 144,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 99 | $ 38,804,000 | $ 391,959 | $ 149,000 |
| Denver-Aurora-Broomfield, CO | 94 | $ 21,568,000 | $ 229,446 | $ 113,000 |
| Atlanta-Sandy Springs-Marietta, GA | 90 | $ 19,156,000 | $ 212,844 | $ 119,000 |
| San Francisco-San Mateo-Redwood City, CA | 82 | $ 35,459,000 | $ 432,426 | $ 179,000 |
| Philadelphia, PA | 79 | $ 17,782,000 | $ 225,088 | $ 125,000 |
| Oakland-Fremont-Hayward, CA | 73 | $ 28,344,000 | $ 388,273 | $ 146,000 |
| Edison-New Brunswick, NJ | 71 | $ 18,632,000 | $ 262,422 | $ 168,000 |
| Phoenix-Mesa-Glendale, AZ | 68 | $ 13,331,000 | $ 196,044 | $ 98,000 |
| Santa Ana-Anaheim-Irvine, CA | 65 | $ 21,093,000 | $ 324,507 | $ 180,000 |
| Seattle-Bellevue-Everett, WA | 61 | $ 18,517,000 | $ 303,557 | $ 154,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 58 | $ 13,043,000 | $ 224,879 | $ 117,000 |
| Houston-Sugar Land-Baytown, TX | 54 | $ 12,115,000 | $ 224,351 | $ 129,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 52 | $ 13,166,000 | $ 253,192 | $ 142,000 |
| Nassau-Suffolk, NY | 49 | $ 17,247,000 | $ 351,979 | $ 200,000 |
| Riverside-San Bernardino-Ontario, CA | 49 | $ 10,878,000 | $ 222,000 | $ 132,000 |
| Baltimore-Towson, MD | 48 | $ 13,758,000 | $ 286,625 | $ 149,000 |
| Newark-Union, NJ-PA | 48 | $ 11,972,000 | $ 249,416 | $ 181,875 |
| Austin-Round Rock-San Marcos, TX | 47 | $ 8,569,000 | $ 182,319 | $ 132,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 45 | $ 8,806,000 | $ 195,688 | $ 118,088 |
| Tampa-St. Petersburg-Clearwater, FL | 42 | $ 8,608,000 | $ 204,952 | $ 128,000 |
| Cambridge-Newton-Framingham, MA | 39 | $ 10,343,000 | $ 265,205 | $ 163,000 |
| Raleigh-Cary, NC | 38 | $ 7,628,000 | $ 200,736 | $ 117,000 |
| Dallas-Plano-Irving, TX | 30 | $ 5,399,000 | $ 179,966 | $ 123,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 30 | $ 8,118,000 | $ 270,600 | $ 251,000 |
| Bethesda-Rockville-Frederick, MD | 28 | $ 7,845,000 | $ 280,178 | $ 225,000 |
| Boston-Quincy, MA | 28 | $ 7,972,000 | $ 284,714 | $ 135,000 |
| Hartford-West Hartford-East Hartford, CT | 27 | $ 6,024,000 | $ 223,111 | $ 131,000 |
| Orlando-Kissimmee-Sanford, FL | 26 | $ 5,798,000 | $ 223,000 | $ 112,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 25 | $ 5,419,000 | $ 216,760 | $ 117,840 |
| Warren-Troy-Farmington Hills, MI | 25 | $ 5,491,000 | $ 219,640 | $ 122,000 |
| Boulder, CO | 24 | $ 7,550,000 | $ 314,583 | $ 117,000 |
| St. Louis, MO-IL | 23 | $ 4,480,000 | $ 194,782 | $ 111,869 |
| Miami-Miami Beach-Kendall, FL | 22 | $ 4,496,000 | $ 204,363 | $ 268,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 21 | $ 5,279,000 | $ 251,380 | $ 107,000 |
| Pittsburgh, PA | 21 | $ 5,090,000 | $ 242,380 | $ 204,000 |
| Albuquerque, NM | 20 | $ 3,708,000 | $ 185,400 | $ 106,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 20 | $ 4,122,000 | $ 206,100 | $ 115,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 20 | $ 4,944,000 | $ 247,200 | $ 168,000 |
| Camden, NJ | 19 | $ 4,254,000 | $ 223,894 | $ 117,000 |
| North Port-Bradenton-Sarasota, FL | 19 | $ 3,208,000 | $ 168,842 | $ 152,000 |
| Bridgeport-Stamford-Norwalk, CT | 18 | $ 6,599,000 | $ 366,611 | $ 146,000 |
| Lake County-Kenosha County, IL-WI | 18 | $ 4,618,000 | $ 256,555 | $ 225,111 |
| Cleveland-Elyria-Mentor, OH | 17 | $ 2,392,000 | $ 140,705 | $ 128,000 |
| Providence-New Bedford-Fall River, RI-MA | 17 | $ 3,109,000 | $ 182,882 | $ 100,588 |
| Salt Lake City, UT | 17 | $ 3,475,000 | $ 204,411 | $ 102,000 |
| Indianapolis-Carmel, IN | 15 | $ 2,111,000 | $ 140,733 | $ 137,000 |
| Omaha-Council Bluffs, NE-IA | 15 | $ 3,556,000 | $ 237,066 | $ 147,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 14 | $ 2,885,000 | $ 206,071 | $ 205,428 |
| Cape Coral-Fort Myers, FL | 14 | $ 2,810,000 | $ 200,714 | $ 276,000 |
| Durham-Chapel Hill, NC | 14 | $ 2,764,000 | $ 197,428 | $ 108,000 |
| Memphis, TN-MS-AR | 14 | $ 2,209,000 | $ 157,785 | $ 100,571 |
| New Haven-Milford, CT | 14 | $ 3,132,000 | $ 223,714 | $ 126,000 |
| Rockingham County-Strafford County, NH | 14 | $ 3,907,000 | $ 279,071 | $ 158,000 |
| Santa Cruz-Watsonville, CA | 14 | $ 4,661,000 | $ 332,928 | $ 149,000 |
| Columbus, OH | 13 | $ 2,307,000 | $ 177,461 | $ 123,000 |
| Las Vegas-Paradise, NV | 13 | $ 2,749,000 | $ 211,461 | $ 150,000 |
| Tucson, AZ | 13 | $ 3,253,000 | $ 250,230 | $ 137,000 |
| Kansas City, MO-KS | 12 | $ 1,650,000 | $ 137,500 | $ 111,000 |
| New Orleans-Metairie-Kenner, LA | 12 | $ 2,494,000 | $ 207,833 | $ 120,000 |
| Peabody, MA | 12 | $ 2,884,000 | $ 240,333 | $ 144,000 |
| Worcester, MA | 12 | $ 2,541,000 | $ 211,750 | $ 131,000 |
| Cincinnati-Middletown, OH-KY-IN | 11 | $ 1,840,000 | $ 167,272 | $ 144,454 |
| Richmond, VA | 11 | $ 2,408,000 | $ 218,909 | $ 111,000 |
| Santa Rosa-Petaluma, CA | 11 | $ 2,986,000 | $ 271,454 | $ 165,000 |
| Tulsa, OK | 11 | $ 2,139,000 | $ 194,454 | $ 123,000 |
| Vallejo-Fairfield, CA | 11 | $ 2,693,000 | $ 244,818 | $ 84,000 |
| Baton Rouge, LA | 10 | $ 2,012,000 | $ 201,200 | $ 102,000 |
| Bend, OR | 10 | $ 2,933,000 | $ 293,300 | $ 133,000 |
| Boise City-Nampa, ID | 10 | $ 2,295,000 | $ 229,500 | $ 124,000 |
| Fort Collins-Loveland, CO | 10 | $ 2,142,000 | $ 214,200 | $ 182,000 |
| Honolulu, HI | 10 | $ 3,452,000 | $ 345,200 | $ 137,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 2,076,000 | $ 207,600 | $ 338,000 |
| Oklahoma City, OK | 10 | $ 1,302,000 | $ 130,200 | $ 93,000 |
| San Antonio-New Braunfels, TX | 10 | $ 1,337,000 | $ 133,700 | $ 102,000 |
| Trenton-Ewing, NJ | 10 | $ 3,097,000 | $ 309,700 | $ 197,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 2,014,000 | $ 201,400 | $ 135,000 |
| Buffalo-Niagara Falls, NY | 9 | $ 1,550,000 | $ 172,222 | $ 88,000 |
| Detroit-Livonia-Dearborn, MI | 9 | $ 1,458,000 | $ 162,000 | $ 87,000 |
| Greenville-Mauldin-Easley, SC | 9 | $ 1,828,000 | $ 203,111 | $ 96,000 |
| Jacksonville, FL | 9 | $ 2,753,000 | $ 305,888 | $ 200,000 |
| Naples-Marco Island, FL | 9 | $ 2,175,000 | $ 241,666 | $ 151,000 |
| San Luis Obispo-Paso Robles, CA | 9 | $ 2,209,000 | $ 245,444 | $ 99,000 |
| Albany-Schenectady-Troy, NY | 8 | $ 1,739,000 | $ 217,375 | $ 98,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 1,638,000 | $ 204,750 | $ 168,000 |
| Colorado Springs, CO | 8 | $ 1,948,000 | $ 243,500 | $ 154,000 |
| Columbia, SC | 8 | $ 1,084,000 | $ 135,500 | $ 107,000 |
| Fort Worth-Arlington, TX | 8 | $ 1,564,000 | $ 195,500 | $ 215,000 |
| Greensboro-High Point, NC | 8 | $ 1,528,000 | $ 191,000 | $ 105,000 |
| Huntsville, AL | 8 | $ 1,684,000 | $ 210,500 | $ 141,000 |
| Manchester-Nashua, NH | 8 | $ 1,854,000 | $ 231,750 | $ 126,000 |
| Ocean City, NJ | 8 | $ 1,859,000 | $ 232,375 | $ 165,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,169,000 | $ 146,125 | $ 120,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 8 | $ 1,461,000 | $ 182,625 | $ 117,000 |
| Rochester, NY | 8 | $ 1,281,000 | $ 160,125 | $ 104,000 |
| Ann Arbor, MI | 7 | $ 1,410,000 | $ 201,428 | $ 146,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,380,000 | $ 197,142 | $ 120,285 |
| Chattanooga, TN-GA | 7 | $ 1,197,000 | $ 171,000 | $ 81,571 |
| Knoxville, TN | 7 | $ 1,810,000 | $ 258,571 | $ 129,000 |
| Lancaster, PA | 7 | $ 1,029,000 | $ 147,000 | $ 90,000 |
| Port St. Lucie, FL | 7 | $ 1,094,000 | $ 156,285 | $ 90,000 |
| Scranton--Wilkes-Barre, PA | 7 | $ 1,518,000 | $ 216,857 | $ 166,000 |
| Stockton, CA | 7 | $ 974,000 | $ 139,142 | $ 91,000 |
| Wilmington, DE-MD-NJ | 7 | $ 1,631,000 | $ 233,000 | $ 115,571 |
| Wilmington, NC | 7 | $ 1,704,000 | $ 243,428 | $ 145,000 |
| Birmingham-Hoover, AL | 6 | $ 833,000 | $ 138,833 | $ 107,000 |
| Bremerton-Silverdale, WA | 6 | $ 968,000 | $ 161,333 | $ 108,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,634,000 | $ 272,333 | $ 106,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,232,000 | $ 205,333 | $ 145,000 |
| Kingston, NY | 6 | $ 1,288,000 | $ 214,666 | $ 123,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 952,000 | $ 158,666 | $ 94,000 |
| Montgomery, AL | 6 | $ 955,000 | $ 159,166 | $ 149,000 |
| Bakersfield-Delano, CA | 5 | $ 770,000 | $ 154,000 | $ 101,000 |
| Des Moines-West Des Moines, IA | 5 | $ 1,249,000 | $ 249,800 | $ 96,000 |
| Eugene-Springfield, OR | 5 | $ 1,095,000 | $ 219,000 | $ 165,000 |
| Fresno, CA | 5 | $ 811,000 | $ 162,200 | $ 101,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,151,000 | $ 230,200 | $ 172,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 908,000 | $ 181,600 | $ 113,000 |
| Norwich-New London, CT | 5 | $ 1,598,000 | $ 319,600 | $ 116,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 5 | $ 903,000 | $ 180,600 | $ 118,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 1,523,000 | $ 304,600 | $ 108,000 |
| Santa Fe, NM | 5 | $ 1,727,000 | $ 345,400 | $ 122,000 |
| Springfield, MA | 5 | $ 741,000 | $ 148,200 | $ 63,000 |
| Visalia-Porterville, CA | 5 | $ 1,202,000 | $ 240,400 | $ 125,000 |
| Akron, OH | 4 | $ 622,000 | $ 155,500 | $ 88,000 |
| Asheville, NC | 4 | $ 764,000 | $ 191,000 | $ 76,000 |
| Bellingham, WA | 4 | $ 780,000 | $ 195,000 | $ 121,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 725,000 | $ 181,250 | $ 82,000 |
| Charlottesville, VA | 4 | $ 816,000 | $ 204,000 | $ 168,000 |
| Duluth, MN-WI | 4 | $ 798,000 | $ 199,500 | $ 53,000 |
| Gary, IN | 4 | $ 645,000 | $ 161,250 | $ 98,000 |
| Greeley, CO | 4 | $ 776,000 | $ 194,000 | $ 164,000 |
| Lakeland-Winter Haven, FL | 4 | $ 1,192,000 | $ 298,000 | $ 193,000 |
| Lansing-East Lansing, MI | 4 | $ 794,000 | $ 198,500 | $ 90,000 |
| Madison, WI | 4 | $ 751,000 | $ 187,750 | $ 140,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 546,000 | $ 136,500 | $ 41,000 |
| Olympia, WA | 4 | $ 963,000 | $ 240,750 | $ 104,000 |
| Provo-Orem, UT | 4 | $ 499,000 | $ 124,750 | $ 70,000 |
| Salem, OR | 4 | $ 760,000 | $ 190,000 | $ 64,000 |
| Spokane, WA | 4 | $ 681,000 | $ 170,250 | $ 121,000 |
| Tacoma, WA | 4 | $ 742,000 | $ 185,500 | $ 81,000 |
| York-Hanover, PA | 4 | $ 838,000 | $ 209,500 | $ 178,000 |
| Clarksville, TN-KY | 3 | $ 378,000 | $ 126,000 | $ 126,000 |
| Corvallis, OR | 3 | $ 825,000 | $ 275,000 | $ 139,000 |
| Dayton, OH | 3 | $ 430,000 | $ 143,333 | $ 134,000 |
| Flagstaff, AZ | 3 | $ 543,000 | $ 181,000 | $ 166,000 |
| Jackson, TN | 3 | $ 443,000 | $ 147,666 | $ 58,000 |
| Lynchburg, VA | 3 | $ 330,000 | $ 110,000 | $ 76,000 |
| Mobile, AL | 3 | $ 310,000 | $ 103,333 | $ 56,000 |
| Niles-Benton Harbor, MI | 3 | $ 328,000 | $ 109,333 | $ 86,000 |
| Palm Coast, FL | 3 | $ 698,000 | $ 232,666 | $ 72,000 |
| Portland-South Portland-Biddeford, ME | 3 | $ 695,000 | $ 231,666 | $ 165,000 |
| Reading, PA | 3 | $ 626,000 | $ 208,666 | $ 121,000 |
| Reno-Sparks, NV | 3 | $ 1,056,000 | $ 352,000 | $ 142,000 |
| Wichita, KS | 3 | $ 273,000 | $ 91,000 | $ 62,000 |
| Appleton, WI | 2 | $ 271,000 | $ 135,500 | $ 73,000 |
| Bangor, ME | 2 | $ 320,000 | $ 160,000 | $ 138,000 |
| Barnstable Town, MA | 2 | $ 629,000 | $ 314,500 | $ 185,000 |
| Binghamton, NY | 2 | $ 152,000 | $ 76,000 | $ 37,000 |
| Carson City, NV | 2 | $ 451,000 | $ 225,500 | $ 87,000 |
| Cedar Rapids, IA | 2 | $ 298,000 | $ 149,000 | $ 124,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 323,000 | $ 161,500 | $ 191,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 192,000 | $ 96,000 | $ 62,000 |
| El Paso, TX | 2 | $ 216,000 | $ 108,000 | $ 118,000 |
| Elkhart-Goshen, IN | 2 | $ 166,000 | $ 83,000 | $ 97,000 |
| Evansville, IN-KY | 2 | $ 341,000 | $ 170,500 | $ 52,000 |
| Gainesville, GA | 2 | $ 574,000 | $ 287,000 | $ 155,000 |
| Green Bay, WI | 2 | $ 303,000 | $ 151,500 | $ 115,000 |
| Hanford-Corcoran, CA | 2 | $ 354,000 | $ 177,000 | $ 207,000 |
| Holland-Grand Haven, MI | 2 | $ 260,000 | $ 130,000 | $ 178,000 |
| Johnstown, PA | 2 | $ 368,000 | $ 184,000 | $ 106,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 532,000 | $ 266,000 | $ 137,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 325,000 | $ 162,500 | $ 91,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 433,000 | $ 216,500 | $ 139,500 |
| Lexington-Fayette, KY | 2 | $ 223,000 | $ 111,500 | $ 67,000 |
| Lincoln, NE | 2 | $ 187,000 | $ 93,500 | $ 89,000 |
| Merced, CA | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Modesto, CA | 2 | $ 834,000 | $ 417,000 | $ 44,000 |
| Monroe, LA | 2 | $ 669,000 | $ 334,500 | $ 147,000 |
| Ogden-Clearfield, UT | 2 | $ 504,000 | $ 252,000 | $ 111,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 248,000 | $ 124,000 | $ 52,000 |
| Roanoke, VA | 2 | $ 247,000 | $ 123,500 | $ 82,000 |
| Rochester, MN | 2 | $ 225,000 | $ 112,500 | $ 93,000 |
| Rockford, IL | 2 | $ 250,000 | $ 125,000 | $ 96,000 |
| Sandusky, OH | 2 | $ 276,000 | $ 138,000 | $ 57,000 |
| Sebastian-Vero Beach, FL | 2 | $ 407,000 | $ 203,500 | $ 91,000 |
| St. George, UT | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| State College, PA | 2 | $ 424,000 | $ 212,000 | $ 113,000 |
| Tallahassee, FL | 2 | $ 151,000 | $ 75,500 | $ 34,000 |
| Toledo, OH | 2 | $ 244,000 | $ 122,000 | $ 92,000 |
| Winston-Salem, NC | 2 | $ 229,000 | $ 114,500 | $ 60,000 |
| Abilene, TX | 1 | $ 81,000 | $ 81,000 | $ 191,000 |
| Albany, GA | 1 | $ 58,000 | $ 58,000 | $ 100,000 |
| Anchorage, AK | 1 | $ 131,000 | $ 131,000 | $ 250,000 |
| Athens-Clarke County, GA | 1 | $ 60,000 | $ 60,000 | $ 250,000 |
| Auburn-Opelika, AL | 1 | $ 253,000 | $ 253,000 | $ 86,000 |
| Battle Creek, MI | 1 | $ 101,000 | $ 101,000 | $ 76,000 |
| Bay City, MI | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| Bismarck, ND | 1 | $ 246,000 | $ 246,000 | $ 45,000 |
| Brunswick, GA | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 164,000 | $ 164,000 | $ 77,000 |
| Champaign-Urbana, IL | 1 | $ 390,000 | $ 390,000 | $ 135,000 |
| Charleston, WV | 1 | $ 269,000 | $ 269,000 | $ 432,000 |
| Cleveland, TN | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Coeur D'Alene, ID | 1 | $ 411,000 | $ 411,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 123,000 | $ 123,000 | $ 190,000 |
| Columbia, MO | 1 | $ 237,000 | $ 237,000 | $ 200,000 |
| Corpus Christi, TX | 1 | $ 179,000 | $ 179,000 | $ 120,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Fargo, ND-MN | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Fayetteville, NC | 1 | $ 62,000 | $ 62,000 | $ 103,000 |
| Florence, SC | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Fort Smith, AR-OK | 1 | $ 202,000 | $ 202,000 | $ 95,000 |
| Gadsden, AL | 1 | $ 189,000 | $ 189,000 | $ 140,000 |
| Gainesville, FL | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Glens Falls, NY | 1 | $ 300,000 | $ 300,000 | $ 181,000 |
| Grand Junction, CO | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Greenville, NC | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 230,000 | $ 230,000 | $ 98,000 |
| Hattiesburg, MS | 1 | $ 402,000 | $ 402,000 | $ 187,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 207,000 | $ 207,000 | $ 286,000 |
| Iowa City, IA | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| Jackson, MI | 1 | $ 219,000 | $ 219,000 | $ 149,000 |
| Jackson, MS | 1 | $ 236,000 | $ 236,000 | $ 37,000 |
| Johnson City, TN | 1 | $ 137,000 | $ 137,000 | $ 124,000 |
| Kalamazoo-Portage, MI | 1 | $ 219,000 | $ 219,000 | $ 165,000 |
| Lewiston, ID-WA | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Lewiston-Auburn, ME | 1 | $ 76,000 | $ 76,000 | $ 49,000 |
| Longview, WA | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Madera-Chowchilla, CA | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 221,000 | $ 221,000 | $ 97,000 |
| Medford, OR | 1 | $ 203,000 | $ 203,000 | $ 61,000 |
| Midland, TX | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Missoula, MT | 1 | $ 96,000 | $ 96,000 | $ 19,000 |
| Monroe, MI | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Napa, CA | 1 | $ 591,000 | $ 591,000 | $ 166,000 |
| Ocala, FL | 1 | $ 78,000 | $ 78,000 | $ 31,000 |
| Oshkosh-Neenah, WI | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Peoria, IL | 1 | $ 49,000 | $ 49,000 | $ 92,000 |
| Pittsfield, MA | 1 | $ 215,000 | $ 215,000 | $ 156,000 |
| Punta Gorda, FL | 1 | $ 202,000 | $ 202,000 | $ 43,000 |
| Racine, WI | 1 | $ 150,000 | $ 150,000 | $ 81,000 |
| Redding, CA | 1 | $ 109,000 | $ 109,000 | $ 290,000 |
| Rome, GA | 1 | $ 56,000 | $ 56,000 | $ 71,000 |
| Salisbury, MD | 1 | $ 102,000 | $ 102,000 | $ 111,000 |
| Sheboygan, WI | 1 | $ 823,000 | $ 823,000 | $ 200,000 |
| Spartanburg, SC | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Springfield, MO | 1 | $ 102,000 | $ 102,000 | $ 87,000 |
| St. Joseph, MO-KS | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Syracuse, NY | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| Topeka, KS | 1 | $ 160,000 | $ 160,000 | $ 109,000 |
| Tuscaloosa, AL | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Tyler, TX | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Yakima, WA | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Yuba City, CA | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Yuma, AZ | 1 | $ 71,000 | $ 71,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for E*Trade Savings Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,237 | $807,124,000 | $249,000 | $1,336,000 | $137,000 | $3,335,000 |
| Home Purchase | 487 | $133,775,000 | $274,000 | $1,261,000 | $165,000 | $3,200,000 |
| Home Improvement | 46 | $11,493,000 | $249,000 | $1,000,000 | $130,000 | $326,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,564 | $643,803,000 | $251,000 | $1,336,000 | $146,000 | $3,335,000 |
| Not Provided | 569 | $144,861,000 | $254,000 | $1,096,000 | $134,000 | $620,000 |
| Asian | 336 | $100,516,000 | $299,000 | $1,279,000 | $143,000 | $875,000 |
| Hispanic | 141 | $32,870,000 | $233,000 | $1,080,000 | $147,000 | $3,200,000 |
| Not applicable | 98 | $16,429,000 | $167,000 | $390,000 | $36,000 | $110,000 |
| Black or African American | 42 | $8,328,000 | $198,000 | $466,000 | $123,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,051,000 | $305,000 | $601,000 | $117,000 | $272,000 |
| American Indian or Alaskan Native | 10 | $2,534,000 | $253,000 | $426,000 | $225,000 | $1,371,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,768 | $952,117,000 | $252,000 | $1,336,000 | $141,000 | $3,335,000 |
| FHA-insured (Federal Housing Administration) | 1 | $171,000 | $171,000 | $171,000 | $53,000 | $53,000 |
| VA-guaranteed (Veterans Administration) | 1 | $104,000 | $104,000 | $104,000 | $21,000 | $21,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,397 | $309,544,000 | $221,000 | $1,279,000 | $136,000 | $2,520,000 |
| Application Approved But Not Accepted | 1,317 | $341,081,000 | $258,000 | $1,225,000 | $152,000 | $3,335,000 |
| Application Denied By Financial Institution | 810 | $233,552,000 | $288,000 | $1,336,000 | $143,000 | $3,200,000 |
| Application Withdrawn By Applicant | 111 | $41,819,000 | $376,000 | $1,306,000 | $149,000 | $1,200,000 |
| Loan Purchased By The Institution | 98 | $16,429,000 | $167,000 | $390,000 | $36,000 | $110,000 |
| File Closed For Incompleteness | 37 | $9,967,000 | $269,000 | $675,000 | $146,000 | $375,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 292 | $81,552,000 | $279,000 | $1,336,000 | $174,000 | $2,100,000 |
| Debt-To-Income Ratio | 276 | $81,974,000 | $297,000 | $1,200,000 | $81,000 | $493,000 |
| Other | 74 | $17,548,000 | $237,000 | $700,000 | $134,000 | $470,000 |
| Credit Application Incomplete | 72 | $22,600,000 | $313,000 | $936,000 | $176,000 | $848,000 |
| Credit History | 58 | $19,635,000 | $338,000 | $1,080,000 | $213,000 | $3,200,000 |
| Unverifiable Information | 14 | $3,574,000 | $255,000 | $626,000 | $177,000 | $587,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,501,000 | $346,000 | $1,000,000 | $320,000 | $2,340,000 |
| Employment History | 11 | $2,168,000 | $197,000 | $548,000 | $70,000 | $191,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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