E*Trade Savings Bank Mortgage Lending & HMDA Data, 2012

In 2012, E*Trade Savings Bank of Arlington, VA reported 3,770 mortgage applications totaling $952.4 million, up 106% from 2011. The average application was for $252,623, and applicants reported an average income of $140,531. 37% of its applications resulted in an originated loan and 21% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (179), Washington-Arlington-Alexandria, DC-VA-MD-WV (142) and Los Angeles-Long Beach-Glendale, CA (140) (applications in parentheses).

Mortgage Company & Address E*Trade Savings Bank
671 N. Glebe Rd 12th Floor
Arlington, VA 22203
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 3,770
Total Mortgage Loan Application Amount $952,392,000
Average Mortgage Loan Application Amount $252,623
Highest Mortgage Loan Application Amount $1,336,000
Average Applicant Income $140,531
Highest Applicant Income $3,335,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E*Trade Savings Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 140 $ 48,301,000 $ 345,007 $ 154,000
San Diego, California 107 $ 33,249,000 $ 310,738 $ 144,000
Santa Clara, California 98 $ 38,416,000 $ 392,000 $ 150,000
Cook, Illinois 79 $ 18,377,000 $ 232,620 $ 151,000
Orange, California 65 $ 21,093,000 $ 324,507 $ 180,000
Maricopa, Arizona 62 $ 12,648,000 $ 204,000 $ 104,000
Fairfax, Virginia 56 $ 16,984,000 $ 303,285 $ 156,000
King, Washington 53 $ 16,487,000 $ 311,075 $ 159,000
Alameda, California 44 $ 16,954,000 $ 385,318 $ 147,000
Middlesex, Massachusetts 39 $ 10,343,000 $ 265,205 $ 163,000
Westchester, New York 39 $ 12,852,000 $ 329,538 $ 180,000
San Mateo, California 38 $ 16,132,000 $ 424,526 $ 161,000
Wake, North Carolina 37 $ 7,473,000 $ 201,972 $ 119,000
San Francisco, California 36 $ 16,108,000 $ 447,444 $ 200,000
Harris, Texas 35 $ 7,678,000 $ 219,371 $ 120,000
Riverside, California 31 $ 6,359,000 $ 205,129 $ 95,000
Monmouth, New Jersey 31 $ 8,255,000 $ 266,290 $ 176,000
Broward, Florida 30 $ 8,118,000 $ 270,600 $ 251,000
New York, New York 30 $ 16,646,000 $ 554,866 $ 202,000
Contra Costa, California 29 $ 11,390,000 $ 392,758 $ 146,000
Nassau, New York 28 $ 10,466,000 $ 373,785 $ 209,000
Travis, Texas 28 $ 5,392,000 $ 192,571 $ 134,000
District of Columbia, District Of Columbia 26 $ 8,331,000 $ 320,423 $ 116,000
Montgomery, Pennsylvania 26 $ 5,946,000 $ 228,692 $ 134,000
Jefferson, Colorado 25 $ 5,338,000 $ 213,520 $ 95,000
Hennepin, Minnesota 25 $ 5,599,000 $ 223,960 $ 135,000
Hudson, New Jersey 25 $ 7,487,000 $ 299,480 $ 165,000
Boulder, Colorado 24 $ 7,550,000 $ 314,583 $ 117,000
Montgomery, Maryland 24 $ 6,487,000 $ 270,291 $ 228,000
Loudoun, Virginia 23 $ 7,079,000 $ 307,782 $ 243,000
Sacramento, California 22 $ 5,754,000 $ 261,545 $ 134,000
Hillsborough, Florida 22 $ 4,407,000 $ 200,318 $ 162,000
Miami-Dade, Florida 22 $ 4,496,000 $ 204,363 $ 268,000
Fulton, Georgia 22 $ 5,579,000 $ 253,590 $ 139,000
Ventura, California 21 $ 5,279,000 $ 251,380 $ 107,000
Denver, Colorado 21 $ 5,459,000 $ 259,952 $ 122,000
Cobb, Georgia 21 $ 4,734,000 $ 225,428 $ 105,000
Bergen, New Jersey 21 $ 6,746,000 $ 321,238 $ 168,000
Suffolk, New York 21 $ 6,781,000 $ 322,904 $ 188,000
Orange, Florida 20 $ 4,751,000 $ 237,550 $ 117,000
Palm Beach, Florida 20 $ 4,944,000 $ 247,200 $ 168,000
Kings, New York 20 $ 8,057,000 $ 402,850 $ 198,000
Queens, New York 20 $ 7,222,000 $ 361,100 $ 195,000
Philadelphia, Pennsylvania 20 $ 4,641,000 $ 232,050 $ 110,000
Hartford, Connecticut 19 $ 3,956,000 $ 208,210 $ 127,000
Oakland, Michigan 19 $ 3,654,000 $ 192,315 $ 124,000
Bernalillo, New Mexico 19 $ 3,389,000 $ 178,368 $ 106,000
Multnomah, Oregon 19 $ 3,597,000 $ 189,315 $ 128,000
San Bernardino, California 18 $ 4,519,000 $ 251,055 $ 197,000
Fairfield, Connecticut 18 $ 6,599,000 $ 366,611 $ 146,000
Ocean, New Jersey 18 $ 3,885,000 $ 215,833 $ 164,000
Allegheny, Pennsylvania 18 $ 4,593,000 $ 255,166 $ 221,000
Lake, Illinois 17 $ 4,416,000 $ 259,764 $ 235,000
Essex, New Jersey 17 $ 4,930,000 $ 290,000 $ 234,000
Mecklenburg, North Carolina 16 $ 3,309,000 $ 206,812 $ 125,000
Douglas, Colorado 15 $ 4,220,000 $ 281,333 $ 111,000
Pinellas, Florida 15 $ 3,498,000 $ 233,200 $ 105,000
Bucks, Pennsylvania 15 $ 3,423,000 $ 228,200 $ 115,000
Salt Lake, Utah 15 $ 2,677,000 $ 178,466 $ 88,000
Santa Cruz, California 14 $ 4,661,000 $ 332,928 $ 149,000
New Haven, Connecticut 14 $ 3,132,000 $ 223,714 $ 126,000
Lee, Florida 14 $ 2,810,000 $ 200,714 $ 276,000
DuPage, Illinois 14 $ 4,125,000 $ 294,642 $ 124,000
St. Louis, Missouri 14 $ 2,949,000 $ 210,642 $ 112,000
Middlesex, New Jersey 14 $ 3,744,000 $ 267,428 $ 138,000
Williamson, Texas 14 $ 2,270,000 $ 162,142 $ 133,000
Pima, Arizona 13 $ 3,253,000 $ 250,230 $ 137,000
Placer, California 13 $ 3,110,000 $ 239,230 $ 136,000
Gwinnett, Georgia 13 $ 1,987,000 $ 152,846 $ 92,000
Baltimore, Maryland 13 $ 3,915,000 $ 301,153 $ 148,000
Clark, Nevada 13 $ 2,749,000 $ 211,461 $ 150,000
Morris, New Jersey 13 $ 2,990,000 $ 230,000 $ 183,000
Shelby, Tennessee 13 $ 2,169,000 $ 166,846 $ 107,000
Arapahoe, Colorado 12 $ 2,779,000 $ 231,583 $ 141,000
Sarasota, Florida 12 $ 1,811,000 $ 150,916 $ 168,000
DeKalb, Georgia 12 $ 2,898,000 $ 241,500 $ 155,000
Howard, Maryland 12 $ 3,914,000 $ 326,166 $ 136,000
Essex, Massachusetts 12 $ 2,884,000 $ 240,333 $ 144,000
Worcester, Massachusetts 12 $ 2,541,000 $ 211,750 $ 131,000
Chester, Pennsylvania 12 $ 2,676,000 $ 223,000 $ 141,000
Solano, California 11 $ 2,693,000 $ 244,818 $ 84,000
Sonoma, California 11 $ 2,986,000 $ 271,454 $ 165,000
Adams, Colorado 11 $ 1,554,000 $ 141,272 $ 96,000
Ramsey, Minnesota 11 $ 2,848,000 $ 258,909 $ 112,000
Washington, Oregon 11 $ 2,339,000 $ 212,636 $ 116,000
Beaufort, South Carolina 11 $ 2,951,000 $ 268,272 $ 124,000
Prince William, Virginia 11 $ 2,576,000 $ 234,181 $ 115,000
El Dorado, California 10 $ 1,811,000 $ 181,100 $ 165,000
Larimer, Colorado 10 $ 2,142,000 $ 214,200 $ 182,000
Honolulu, Hawaii 10 $ 3,452,000 $ 345,200 $ 137,000
Kane, Illinois 10 $ 1,907,000 $ 190,700 $ 103,000
Will, Illinois 10 $ 2,183,000 $ 218,300 $ 155,000
Suffolk, Massachusetts 10 $ 2,562,000 $ 256,200 $ 110,000
Douglas, Nebraska 10 $ 2,515,000 $ 251,500 $ 161,000
Mercer, New Jersey 10 $ 3,097,000 $ 309,700 $ 197,000
Richmond, New York 10 $ 2,702,000 $ 270,200 $ 129,000
Durham, North Carolina 10 $ 1,747,000 $ 174,700 $ 91,000
Cuyahoga, Ohio 10 $ 1,584,000 $ 158,400 $ 165,000
Tulsa, Oklahoma 10 $ 1,855,000 $ 185,500 $ 118,000
Deschutes, Oregon 10 $ 2,933,000 $ 293,300 $ 133,000
Denton, Texas 10 $ 1,810,000 $ 181,000 $ 131,000
San Luis Obispo, California 9 $ 2,209,000 $ 245,444 $ 99,000
Collier, Florida 9 $ 2,175,000 $ 241,666 $ 151,000
Norfolk, Massachusetts 9 $ 2,578,000 $ 286,444 $ 121,000
Plymouth, Massachusetts 9 $ 2,832,000 $ 314,666 $ 176,000
Wayne, Michigan 9 $ 1,458,000 $ 162,000 $ 87,000
Rockingham, New Hampshire 9 $ 3,204,000 $ 356,000 $ 171,000
Burlington, New Jersey 9 $ 2,142,000 $ 238,000 $ 119,000
Iredell, North Carolina 9 $ 1,872,000 $ 208,000 $ 111,000
Greenville, South Carolina 9 $ 1,828,000 $ 203,111 $ 96,000
Madison, Alabama 8 $ 1,684,000 $ 210,500 $ 141,000
Marin, California 8 $ 3,219,000 $ 402,375 $ 174,000
El Paso, Colorado 8 $ 1,948,000 $ 243,500 $ 154,000
Brevard, Florida 8 $ 1,169,000 $ 146,125 $ 120,000
Forsyth, Georgia 8 $ 1,581,000 $ 197,625 $ 112,000
Ada, Idaho 8 $ 2,065,000 $ 258,125 $ 132,000
East Baton Rouge, Louisiana 8 $ 1,414,000 $ 176,750 $ 92,000
Anne Arundel, Maryland 8 $ 1,739,000 $ 217,375 $ 163,000
Dakota, Minnesota 8 $ 1,612,000 $ 201,500 $ 100,000
Hillsborough, New Hampshire 8 $ 1,854,000 $ 231,750 $ 126,000
Atlantic, New Jersey 8 $ 1,638,000 $ 204,750 $ 168,000
Cape May, New Jersey 8 $ 1,859,000 $ 232,375 $ 165,000
Somerset, New Jersey 8 $ 2,748,000 $ 343,500 $ 197,000
Union, New Jersey 8 $ 2,477,000 $ 309,625 $ 156,000
Erie, New York 8 $ 1,374,000 $ 171,750 $ 85,000
Guilford, North Carolina 8 $ 1,528,000 $ 191,000 $ 105,000
Franklin, Ohio 8 $ 1,214,000 $ 151,750 $ 110,000
Northampton, Pennsylvania 8 $ 1,665,000 $ 208,125 $ 172,000
Davidson, Tennessee 8 $ 1,457,000 $ 182,125 $ 146,000
Williamson, Tennessee 8 $ 2,132,000 $ 266,500 $ 102,000
Collin, Texas 8 $ 1,778,000 $ 222,250 $ 126,000
Dallas, Texas 8 $ 1,203,000 $ 150,375 $ 118,000
Tarrant, Texas 8 $ 1,564,000 $ 195,500 $ 215,000
Arlington, Virginia 8 $ 2,815,000 $ 351,875 $ 152,000
Snohomish, Washington 8 $ 2,030,000 $ 253,750 $ 121,000
Baldwin, Alabama 7 $ 2,269,000 $ 324,142 $ 219,000
San Joaquin, California 7 $ 974,000 $ 139,142 $ 91,000
Yolo, California 7 $ 2,491,000 $ 355,857 $ 142,000
Manatee, Florida 7 $ 1,397,000 $ 199,571 $ 126,000
Carroll, Maryland 7 $ 2,096,000 $ 299,428 $ 145,000
Washtenaw, Michigan 7 $ 1,410,000 $ 201,428 $ 146,000
Monroe, New York 7 $ 1,165,000 $ 166,428 $ 103,000
Clackamas, Oregon 7 $ 1,089,000 $ 155,571 $ 136,000
Lancaster, Pennsylvania 7 $ 1,029,000 $ 147,000 $ 90,000
Fort Bend, Texas 7 $ 1,485,000 $ 212,142 $ 153,000
Montgomery, Alabama 6 $ 955,000 $ 159,166 $ 149,000
Pinal, Arizona 6 $ 683,000 $ 113,833 $ 45,000
Humboldt, California 6 $ 965,000 $ 160,833 $ 62,000
New Castle, Delaware 6 $ 1,485,000 $ 247,500 $ 119,000
Walton, Florida 6 $ 1,882,000 $ 313,666 $ 190,000
Marion, Indiana 6 $ 880,000 $ 146,666 $ 136,000
Johnson, Kansas 6 $ 915,000 $ 152,500 $ 135,000
Camden, New Jersey 6 $ 1,065,000 $ 177,500 $ 103,000
Ulster, New York 6 $ 1,288,000 $ 214,666 $ 123,000
Hamilton, Ohio 6 $ 996,000 $ 166,000 $ 101,000
Oklahoma, Oklahoma 6 $ 931,000 $ 155,166 $ 125,000
Delaware, Pennsylvania 6 $ 1,096,000 $ 182,666 $ 127,000
Providence, Rhode Island 6 $ 884,000 $ 147,333 $ 93,000
Virginia Beach, Virginia 6 $ 1,430,000 $ 238,333 $ 161,000
Clark, Washington 6 $ 1,429,000 $ 238,166 $ 78,000
Kitsap, Washington 6 $ 968,000 $ 161,333 $ 108,000
Fresno, California 5 $ 811,000 $ 162,200 $ 101,000
Kern, California 5 $ 770,000 $ 154,000 $ 101,000
Santa Barbara, California 5 $ 1,523,000 $ 304,600 $ 108,000
Tulare, California 5 $ 1,202,000 $ 240,400 $ 125,000
Broomfield, Colorado 5 $ 1,075,000 $ 215,000 $ 145,000
Summit, Colorado 5 $ 833,000 $ 166,600 $ 124,000
Middlesex, Connecticut 5 $ 1,536,000 $ 307,200 $ 201,000
New London, Connecticut 5 $ 1,598,000 $ 319,600 $ 116,000
Sussex, Delaware 5 $ 1,374,000 $ 274,800 $ 184,000
Bay, Florida 5 $ 903,000 $ 180,600 $ 118,000
Martin, Florida 5 $ 920,000 $ 184,000 $ 92,000
St. Tammany, Louisiana 5 $ 1,253,000 $ 250,600 $ 118,000
Baltimore City, Maryland 5 $ 1,121,000 $ 224,200 $ 122,000
Prince George's, Maryland 5 $ 841,000 $ 168,200 $ 44,000
Strafford, New Hampshire 5 $ 703,000 $ 140,600 $ 136,000
Passaic, New Jersey 5 $ 1,042,000 $ 208,400 $ 110,000
Santa Fe, New Mexico 5 $ 1,727,000 $ 345,400 $ 122,000
Rockland, New York 5 $ 2,059,000 $ 411,800 $ 180,000
Delaware, Ohio 5 $ 1,093,000 $ 218,600 $ 143,000
Lane, Oregon 5 $ 1,095,000 $ 219,000 $ 165,000
Luzerne, Pennsylvania 5 $ 1,143,000 $ 228,600 $ 176,000
Richland, South Carolina 5 $ 717,000 $ 143,400 $ 130,000
Bexar, Texas 5 $ 683,000 $ 136,600 $ 84,000
Henrico, Virginia 5 $ 738,000 $ 147,600 $ 120,000
Waukesha, Wisconsin 5 $ 1,214,000 $ 242,800 $ 615,000
Jefferson, Alabama 4 $ 608,000 $ 152,000 $ 99,000
Pulaski, Arkansas 4 $ 568,000 $ 142,000 $ 113,000
Nevada, California 4 $ 1,454,000 $ 363,500 $ 122,000
Eagle, Colorado 4 $ 1,012,000 $ 253,000 $ 113,000
Weld, Colorado 4 $ 776,000 $ 194,000 $ 164,000
Duval, Florida 4 $ 647,000 $ 161,750 $ 51,000
Polk, Florida 4 $ 1,192,000 $ 298,000 $ 193,000
St. Johns, Florida 4 $ 845,000 $ 211,250 $ 99,000
Sumter, Florida 4 $ 790,000 $ 197,500 $ 91,000
Madison, Illinois 4 $ 822,000 $ 205,500 $ 145,000
Polk, Iowa 4 $ 1,089,000 $ 272,250 $ 108,000
Jefferson, Louisiana 4 $ 526,000 $ 131,500 $ 82,000
Frederick, Maryland 4 $ 1,358,000 $ 339,500 $ 205,000
Hampden, Massachusetts 4 $ 539,000 $ 134,750 $ 64,000
Carver, Minnesota 4 $ 1,042,000 $ 260,500 $ 132,000
Sarpy, Nebraska 4 $ 809,000 $ 202,250 $ 120,000
Merrimack, New Hampshire 4 $ 928,000 $ 232,000 $ 147,000
Gloucester, New Jersey 4 $ 1,047,000 $ 261,750 $ 134,000
Sussex, New Jersey 4 $ 387,000 $ 96,750 $ 84,000
Dutchess, New York 4 $ 836,000 $ 209,000 $ 90,000
Orange, New York 4 $ 625,000 $ 156,250 $ 144,000
Buncombe, North Carolina 4 $ 764,000 $ 191,000 $ 76,000
New Hanover, North Carolina 4 $ 1,270,000 $ 317,500 $ 155,000
Lorain, Ohio 4 $ 503,000 $ 125,750 $ 71,000
Dauphin, Pennsylvania 4 $ 795,000 $ 198,750 $ 157,000
York, Pennsylvania 4 $ 838,000 $ 209,500 $ 178,000
Horry, South Carolina 4 $ 546,000 $ 136,500 $ 41,000
Hamilton, Tennessee 4 $ 907,000 $ 226,750 $ 79,000
Knox, Tennessee 4 $ 750,000 $ 187,500 $ 129,000
Brazoria, Texas 4 $ 748,000 $ 187,000 $ 181,000
Montgomery, Texas 4 $ 1,301,000 $ 325,250 $ 159,000
Utah, Utah 4 $ 499,000 $ 124,750 $ 70,000
Pierce, Washington 4 $ 742,000 $ 185,500 $ 81,000
Spokane, Washington 4 $ 681,000 $ 170,250 $ 121,000
Thurston, Washington 4 $ 963,000 $ 240,750 $ 104,000
Whatcom, Washington 4 $ 780,000 $ 195,000 $ 121,000
Dane, Wisconsin 4 $ 751,000 $ 187,750 $ 140,000
Mobile, Alabama 3 $ 310,000 $ 103,333 $ 56,000
Coconino, Arizona 3 $ 543,000 $ 181,000 $ 166,000
Benton, Arkansas 3 $ 1,090,000 $ 363,333 $ 138,000
Washington, Arkansas 3 $ 544,000 $ 181,333 $ 74,000
Mendocino, California 3 $ 906,000 $ 302,000 $ 287,000
Elbert, Colorado 3 $ 753,000 $ 251,000 $ 117,000
La Plata, Colorado 3 $ 1,006,000 $ 335,333 $ 99,000
Tolland, Connecticut 3 $ 532,000 $ 177,333 $ 42,000
Flagler, Florida 3 $ 698,000 $ 232,666 $ 72,000
Hernando, Florida 3 $ 337,000 $ 112,333 $ 25,000
Seminole, Florida 3 $ 651,000 $ 217,000 $ 96,000
Cherokee, Georgia 3 $ 561,000 $ 187,000 $ 112,000
Columbia, Georgia 3 $ 762,000 $ 254,000 $ 174,000
Hamilton, Indiana 3 $ 465,000 $ 155,000 $ 129,000
Lake, Indiana 3 $ 503,000 $ 167,666 $ 111,000
Sedgwick, Kansas 3 $ 273,000 $ 91,000 $ 62,000
Jefferson, Kentucky 3 $ 514,000 $ 171,333 $ 108,000
Orleans, Louisiana 3 $ 715,000 $ 238,333 $ 175,000
Tangipahoa, Louisiana 3 $ 491,000 $ 163,666 $ 65,000
Harford, Maryland 3 $ 973,000 $ 324,333 $ 222,000
Berrien, Michigan 3 $ 328,000 $ 109,333 $ 86,000
Ingham, Michigan 3 $ 445,000 $ 148,333 $ 85,000
Macomb, Michigan 3 $ 822,000 $ 274,000 $ 89,000
St. Louis, Minnesota 3 $ 694,000 $ 231,333 $ 60,000
Washington, Minnesota 3 $ 564,000 $ 188,000 $ 74,000
St. Charles, Missouri 3 $ 470,000 $ 156,666 $ 103,000
Washoe, Nevada 3 $ 1,056,000 $ 352,000 $ 142,000
Grafton, New Hampshire 3 $ 352,000 $ 117,333 $ 120,000
Hunterdon, New Jersey 3 $ 739,000 $ 246,333 $ 183,000
Albany, New York 3 $ 661,000 $ 220,333 $ 73,000
Saratoga, New York 3 $ 577,000 $ 192,333 $ 82,000
Brunswick, North Carolina 3 $ 434,000 $ 144,666 $ 132,000
Catawba, North Carolina 3 $ 827,000 $ 275,666 $ 232,000
Craven, North Carolina 3 $ 266,000 $ 88,666 $ 123,000
Davidson, North Carolina 3 $ 773,000 $ 257,666 $ 57,000
Gaston, North Carolina 3 $ 591,000 $ 197,000 $ 118,000
Orange, North Carolina 3 $ 782,000 $ 260,666 $ 147,000
Summit, Ohio 3 $ 341,000 $ 113,666 $ 81,000
Benton, Oregon 3 $ 825,000 $ 275,000 $ 139,000
Douglas, Oregon 3 $ 503,000 $ 167,666 $ 92,000
Marion, Oregon 3 $ 430,000 $ 143,333 $ 50,000
Berks, Pennsylvania 3 $ 626,000 $ 208,666 $ 121,000
Lehigh, Pennsylvania 3 $ 720,000 $ 240,000 $ 401,000
Pike, Pennsylvania 3 $ 449,000 $ 149,666 $ 75,000
Somerset, Pennsylvania 3 $ 593,000 $ 197,666 $ 164,000
Kent, Rhode Island 3 $ 398,000 $ 132,666 $ 67,000
Washington, Rhode Island 3 $ 732,000 $ 244,000 $ 69,000
Aiken, South Carolina 3 $ 483,000 $ 161,000 $ 99,000
Charleston, South Carolina 3 $ 573,000 $ 191,000 $ 84,000
Lexington, South Carolina 3 $ 367,000 $ 122,333 $ 69,000
York, South Carolina 3 $ 669,000 $ 223,000 $ 80,000
Loudon, Tennessee 3 $ 1,060,000 $ 353,333 $ 130,000
Madison, Tennessee 3 $ 443,000 $ 147,666 $ 58,000
Maury, Tennessee 3 $ 358,000 $ 119,333 $ 73,000
Sumner, Tennessee 3 $ 465,000 $ 155,000 $ 98,000
Galveston, Texas 3 $ 606,000 $ 202,000 $ 55,000
Hays, Texas 3 $ 373,000 $ 124,333 $ 111,000
Alexandria, Virginia 3 $ 713,000 $ 237,666 $ 91,000
Louisa, Virginia 3 $ 1,245,000 $ 415,000 $ 122,000
Island, Washington 3 $ 778,000 $ 259,333 $ 107,000
Milwaukee, Wisconsin 3 $ 449,000 $ 149,666 $ 63,000
Cullman, Alabama 2 $ 368,000 $ 184,000 $ 198,000
Cochise, Arizona 2 $ 278,000 $ 139,000 $ 125,000
Gila, Arizona 2 $ 315,000 $ 157,500 $ 29,000
Alpine, California 2 $ 206,000 $ 103,000 $ 265,000
Amador, California 2 $ 453,000 $ 226,500 $ 79,000
Del Norte, California 2 $ 278,000 $ 139,000 $ 115,000
Inyo, California 2 $ 676,000 $ 338,000 $ 92,000
Kings, California 2 $ 354,000 $ 177,000 $ 207,000
Merced, California 2 $ 140,000 $ 70,000 $ 38,000
Stanislaus, California 2 $ 834,000 $ 417,000 $ 44,000
Tuolumne, California 2 $ 546,000 $ 273,000 $ 104,000
Delta, Colorado 2 $ 318,000 $ 159,000 $ 35,000
Gilpin, Colorado 2 $ 390,000 $ 195,000 $ 96,000
Ouray, Colorado 2 $ 463,000 $ 231,500 $ 82,000
Litchfield, Connecticut 2 $ 541,000 $ 270,500 $ 149,000
Indian River, Florida 2 $ 407,000 $ 203,500 $ 91,000
Lake, Florida 2 $ 117,000 $ 58,500 $ 86,000
Leon, Florida 2 $ 151,000 $ 75,500 $ 34,000
Okaloosa, Florida 2 $ 323,000 $ 161,500 $ 191,000
Pasco, Florida 2 $ 366,000 $ 183,000 $ 87,000
St. Lucie, Florida 2 $ 174,000 $ 87,000 $ 85,000
Volusia, Florida 2 $ 192,000 $ 96,000 $ 62,000
Fayette, Georgia 2 $ 393,000 $ 196,500 $ 179,000
Hall, Georgia 2 $ 574,000 $ 287,000 $ 155,000
Henry, Georgia 2 $ 200,000 $ 100,000 $ 54,000
Rockdale, Georgia 2 $ 243,000 $ 121,500 $ 34,000
Canyon, Idaho 2 $ 230,000 $ 115,000 $ 91,000
Grundy, Illinois 2 $ 298,000 $ 149,000 $ 82,000
McHenry, Illinois 2 $ 535,000 $ 267,500 $ 67,000
Winnebago, Illinois 2 $ 250,000 $ 125,000 $ 96,000
Elkhart, Indiana 2 $ 166,000 $ 83,000 $ 97,000
Hancock, Indiana 2 $ 269,000 $ 134,500 $ 85,000
Linn, Iowa 2 $ 298,000 $ 149,000 $ 124,000
Fayette, Kentucky 2 $ 223,000 $ 111,500 $ 67,000
Kenton, Kentucky 2 $ 311,000 $ 155,500 $ 117,000
Oldham, Kentucky 2 $ 394,000 $ 197,000 $ 121,000
Ascension, Louisiana 2 $ 598,000 $ 299,000 $ 144,000
Ouachita, Louisiana 2 $ 669,000 $ 334,500 $ 147,000
Penobscot, Maine 2 $ 320,000 $ 160,000 $ 138,000
York, Maine 2 $ 393,000 $ 196,500 $ 149,000
Charles, Maryland 2 $ 449,000 $ 224,500 $ 134,000
Barnstable, Massachusetts 2 $ 629,000 $ 314,500 $ 185,000
Bristol, Massachusetts 2 $ 210,000 $ 105,000 $ 30,000
Houghton, Michigan 2 $ 171,000 $ 85,500 $ 130,000
Ottawa, Michigan 2 $ 260,000 $ 130,000 $ 178,000
Scott, Minnesota 2 $ 400,000 $ 200,000 $ 72,000
Jackson, Missouri 2 $ 277,000 $ 138,500 $ 71,000
Gallatin, Montana 2 $ 535,000 $ 267,500 $ 169,000
Lancaster, Nebraska 2 $ 187,000 $ 93,500 $ 89,000
Carson City, Nevada 2 $ 451,000 $ 225,500 $ 87,000
Douglas, Nevada 2 $ 267,000 $ 133,500 $ 138,000
Belknap, New Hampshire 2 $ 385,000 $ 192,500 $ 92,000
Warren, New Jersey 2 $ 338,000 $ 169,000 $ 94,000
Bronx, New York 2 $ 506,000 $ 253,000 $ 121,000
Columbia, New York 2 $ 804,000 $ 402,000 $ 325,000
Putnam, New York 2 $ 493,000 $ 246,500 $ 116,000
Alexander, North Carolina 2 $ 324,000 $ 162,000 $ 81,000
Cabarrus, North Carolina 2 $ 633,000 $ 316,500 $ 102,000
Carteret, North Carolina 2 $ 517,000 $ 258,500 $ 96,000
Forsyth, North Carolina 2 $ 229,000 $ 114,500 $ 60,000
Moore, North Carolina 2 $ 513,000 $ 256,500 $ 149,000
Erie, Ohio 2 $ 276,000 $ 138,000 $ 57,000
Greene, Ohio 2 $ 276,000 $ 138,000 $ 118,000
Lake, Ohio 2 $ 194,000 $ 97,000 $ 81,000
Lucas, Ohio 2 $ 244,000 $ 122,000 $ 92,000
Cleveland, Oklahoma 2 $ 165,000 $ 82,500 $ 53,000
Payne, Oklahoma 2 $ 272,000 $ 136,000 $ 76,000
Clatsop, Oregon 2 $ 610,000 $ 305,000 $ 102,000
Cambria, Pennsylvania 2 $ 368,000 $ 184,000 $ 106,000
Centre, Pennsylvania 2 $ 424,000 $ 212,000 $ 113,000
Cumberland, Pennsylvania 2 $ 437,000 $ 218,500 $ 120,000
Franklin, Pennsylvania 2 $ 455,000 $ 227,500 $ 86,000
Lackawanna, Pennsylvania 2 $ 375,000 $ 187,500 $ 143,000
Lawrence, Pennsylvania 2 $ 96,000 $ 48,000 $ 27,000
Monroe, Pennsylvania 2 $ 250,000 $ 125,000 $ 106,000
Newport, Rhode Island 2 $ 685,000 $ 342,500 $ 190,000
Jasper, South Carolina 2 $ 580,000 $ 290,000 $ 163,000
Cumberland, Tennessee 2 $ 203,000 $ 101,500 $ 48,000
Sevier, Tennessee 2 $ 214,000 $ 107,000 $ 95,000
Stewart, Tennessee 2 $ 271,000 $ 135,500 $ 161,000
Bastrop, Texas 2 $ 534,000 $ 267,000 $ 119,000
Bell, Texas 2 $ 325,000 $ 162,500 $ 91,000
Comal, Texas 2 $ 245,000 $ 122,500 $ 99,000
El Paso, Texas 2 $ 216,000 $ 108,000 $ 118,000
Kaufman, Texas 2 $ 213,000 $ 106,500 $ 40,000
Davis, Utah 2 $ 504,000 $ 252,000 $ 111,000
Summit, Utah 2 $ 798,000 $ 399,000 $ 208,000
Washington, Utah 2 $ 240,000 $ 120,000 $ 54,000
Bedford, Virginia 2 $ 241,000 $ 120,500 $ 88,000
Charlottesville, Virginia 2 $ 218,000 $ 109,000 $ 96,000
Chesapeake, Virginia 2 $ 275,000 $ 137,500 $ 65,000
Fauquier, Virginia 2 $ 372,000 $ 186,000 $ 147,000
Hanover, Virginia 2 $ 350,000 $ 175,000 $ 85,000
Roanoke City, Virginia 2 $ 247,000 $ 123,500 $ 82,000
Spotsylvania, Virginia 2 $ 336,000 $ 168,000 $ 154,000
Stafford, Virginia 2 $ 548,000 $ 274,000 $ 121,000
Westmoreland, Virginia 2 $ 640,000 $ 320,000 $ 222,000
Benton, Washington 2 $ 532,000 $ 266,000 $ 137,000
Kittitas, Washington 2 $ 785,000 $ 392,500 $ 298,000
San Juan, Washington 2 $ 600,000 $ 300,000 $ 57,000
Barron, Wisconsin 2 $ 310,000 $ 155,000 $ 130,000
Brown, Wisconsin 2 $ 303,000 $ 151,500 $ 115,000
Outagamie, Wisconsin 2 $ 271,000 $ 135,500 $ 73,000
St. Croix, Wisconsin 2 $ 476,000 $ 238,000 $ 117,000
Albany, Wyoming 2 $ 170,000 $ 85,000 $ 125,000
Fremont, Wyoming 2 $ 411,000 $ 205,500 $ 121,000
Etowah, Alabama 1 $ 189,000 $ 189,000 $ 140,000
Lee, Alabama 1 $ 253,000 $ 253,000 $ 86,000
Shelby, Alabama 1 $ 135,000 $ 135,000 $ 196,000
St. Clair, Alabama 1 $ 90,000 $ 90,000 $ 50,000
Tuscaloosa, Alabama 1 $ 136,000 $ 136,000 $ 78,000
Anchorage, Alaska 1 $ 131,000 $ 131,000 $ 250,000
Juneau, Alaska 1 $ 257,000 $ 257,000 $ 83,000
Yuma, Arizona 1 $ 71,000 $ 71,000 $ 75,000
Cleburne, Arkansas 1 $ 53,000 $ 53,000 $ 113,000
Lonoke, Arkansas 1 $ 221,000 $ 221,000 $ 61,000
Saline, Arkansas 1 $ 163,000 $ 163,000 $ 49,000
Sebastian, Arkansas 1 $ 202,000 $ 202,000 $ 95,000
Calaveras, California 1 $ 100,000 $ 100,000 $ 135,000
Glenn, California 1 $ 152,000 $ 152,000 $ 56,000
Madera, California 1 $ 173,000 $ 173,000 $ 71,000
Mono, California 1 $ 119,000 $ 119,000 $ 119,000
Napa, California 1 $ 591,000 $ 591,000 $ 166,000
San Benito, California 1 $ 388,000 $ 388,000 $ 111,000
Shasta, California 1 $ 109,000 $ 109,000 $ 290,000
Yuba, California 1 $ 150,000 $ 150,000 $ 61,000
Fremont, Colorado 1 $ 385,000 $ 385,000 $ 475,000
Mesa, Colorado 1 $ 300,000 $ 300,000 $ 120,000
San Miguel, Colorado 1 $ 467,000 $ 467,000 $ 75,000
Alachua, Florida 1 $ 70,000 $ 70,000 $ 31,000
Charlotte, Florida 1 $ 202,000 $ 202,000 $ 43,000
Citrus, Florida 1 $ 176,000 $ 176,000 $ 55,000
Escambia, Florida 1 $ 84,000 $ 84,000 $ 16,000
Marion, Florida 1 $ 78,000 $ 78,000 $ 31,000
Monroe, Florida 1 $ 382,000 $ 382,000 $ 127,000
Nassau, Florida 1 $ 1,261,000 $ 1,261,000 $ 1,200,000
Osceola, Florida 1 $ 279,000 $ 279,000 $ 125,000
Santa Rosa, Florida 1 $ 164,000 $ 164,000 $ 88,000
Bartow, Georgia 1 $ 183,000 $ 183,000 $ 121,000
Camden, Georgia 1 $ 233,000 $ 233,000 $ 118,000
Clarke, Georgia 1 $ 60,000 $ 60,000 $ 250,000
Coweta, Georgia 1 $ 134,000 $ 134,000 $ 41,000
Dade, Georgia 1 $ 185,000 $ 185,000 $ 175,000
Dougherty, Georgia 1 $ 58,000 $ 58,000 $ 100,000
Douglas, Georgia 1 $ 250,000 $ 250,000 $ 119,000
Floyd, Georgia 1 $ 56,000 $ 56,000 $ 71,000
Glynn, Georgia 1 $ 138,000 $ 138,000 $ 36,000
Habersham, Georgia 1 $ 104,000 $ 104,000 $ 48,000
Lumpkin, Georgia 1 $ 110,000 $ 110,000 $ 72,000
Pickens, Georgia 1 $ 320,000 $ 320,000 $ 304,000
Stephens, Georgia 1 $ 289,000 $ 289,000 $ 96,000
Walker, Georgia 1 $ 58,000 $ 58,000 $ 42,000
Walton, Georgia 1 $ 93,000 $ 93,000 $ 23,000
White, Georgia 1 $ 65,000 $ 65,000 $ 244,000
Kauai, Hawaii 1 $ 335,000 $ 335,000 $ 120,000
Maui, Hawaii 1 $ 296,000 $ 296,000 $ 4,000
Blaine, Idaho 1 $ 211,000 $ 211,000 $ 79,000
Kootenai, Idaho 1 $ 411,000 $ 411,000 $ 0
Nez Perce, Idaho 1 $ 170,000 $ 170,000 $ 52,000
Champaign, Illinois 1 $ 390,000 $ 390,000 $ 135,000
Clinton, Illinois 1 $ 140,000 $ 140,000 $ 87,000
Kendall, Illinois 1 $ 140,000 $ 140,000 $ 137,000
Lawrence, Illinois 1 $ 158,000 $ 158,000 $ 78,000
Livingston, Illinois 1 $ 92,000 $ 92,000 $ 64,000
Ogle, Illinois 1 $ 280,000 $ 280,000 $ 131,000
Peoria, Illinois 1 $ 49,000 $ 49,000 $ 92,000
Rock Island, Illinois 1 $ 125,000 $ 125,000 $ 90,000
Fulton, Indiana 1 $ 82,000 $ 82,000 $ 71,000
Hendricks, Indiana 1 $ 111,000 $ 111,000 $ 134,000
Johnson, Indiana 1 $ 62,000 $ 62,000 $ 121,000
Marshall, Indiana 1 $ 640,000 $ 640,000 $ 300,000
Montgomery, Indiana 1 $ 97,000 $ 97,000 $ 96,000
Morgan, Indiana 1 $ 240,000 $ 240,000 $ 166,000
Porter, Indiana 1 $ 142,000 $ 142,000 $ 60,000
Shelby, Indiana 1 $ 84,000 $ 84,000 $ 268,000
Union, Indiana 1 $ 90,000 $ 90,000 $ 143,000
Vanderburgh, Indiana 1 $ 78,000 $ 78,000 $ 20,000
Warrick, Indiana 1 $ 263,000 $ 263,000 $ 85,000
Black Hawk, Iowa 1 $ 200,000 $ 200,000 $ 67,000
Dallas, Iowa 1 $ 160,000 $ 160,000 $ 50,000
Jasper, Iowa 1 $ 73,000 $ 73,000 $ 55,000
Johnson, Iowa 1 $ 94,000 $ 94,000 $ 39,000
Marshall, Iowa 1 $ 122,000 $ 122,000 $ 125,000
Leavenworth, Kansas 1 $ 218,000 $ 218,000 $ 114,000
Miami, Kansas 1 $ 51,000 $ 51,000 $ 123,000
Shawnee, Kansas 1 $ 160,000 $ 160,000 $ 109,000
Sherman, Kansas 1 $ 92,000 $ 92,000 $ 139,000
Wyandotte, Kansas 1 $ 92,000 $ 92,000 $ 55,000
Allen, Kentucky 1 $ 137,000 $ 137,000 $ 100,000
Boone, Kentucky 1 $ 97,000 $ 97,000 $ 50,000
Carroll, Kentucky 1 $ 67,000 $ 67,000 $ 122,000
Logan, Kentucky 1 $ 114,000 $ 114,000 $ 24,000
Jefferson Davis, Louisiana 1 $ 174,000 $ 174,000 $ 122,000
Lafourche, Louisiana 1 $ 207,000 $ 207,000 $ 286,000
Androscoggin, Maine 1 $ 76,000 $ 76,000 $ 49,000
Cumberland, Maine 1 $ 302,000 $ 302,000 $ 196,000
Hancock, Maine 1 $ 185,000 $ 185,000 $ 152,000
Kennebec, Maine 1 $ 177,000 $ 177,000 $ 70,000
Knox, Maine 1 $ 213,000 $ 213,000 $ 138,000
Oxford, Maine 1 $ 128,000 $ 128,000 $ 228,000
Cecil, Maryland 1 $ 146,000 $ 146,000 $ 95,000
Washington, Maryland 1 $ 230,000 $ 230,000 $ 98,000
Wicomico, Maryland 1 $ 102,000 $ 102,000 $ 111,000
Worcester, Maryland 1 $ 203,000 $ 203,000 $ 147,000
Berkshire, Massachusetts 1 $ 215,000 $ 215,000 $ 156,000
Franklin, Massachusetts 1 $ 202,000 $ 202,000 $ 61,000
Allegan, Michigan 1 $ 508,000 $ 508,000 $ 240,000
Antrim, Michigan 1 $ 361,000 $ 361,000 $ 162,000
Bay, Michigan 1 $ 143,000 $ 143,000 $ 58,000
Calhoun, Michigan 1 $ 101,000 $ 101,000 $ 76,000
Clinton, Michigan 1 $ 349,000 $ 349,000 $ 104,000
Dickinson, Michigan 1 $ 75,000 $ 75,000 $ 58,000
Grand Traverse, Michigan 1 $ 129,000 $ 129,000 $ 51,000
Isabella, Michigan 1 $ 131,000 $ 131,000 $ 170,000
Jackson, Michigan 1 $ 219,000 $ 219,000 $ 149,000
Lapeer, Michigan 1 $ 404,000 $ 404,000 $ 64,000
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Mortgage Loan Application Detail Totals for E*Trade Savings Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,237 $807,124,000 $249,000 $1,336,000 $137,000 $3,335,000
Home Purchase 487 $133,775,000 $274,000 $1,261,000 $165,000 $3,200,000
Home Improvement 46 $11,493,000 $249,000 $1,000,000 $130,000 $326,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,564 $643,803,000 $251,000 $1,336,000 $146,000 $3,335,000
Not Provided 569 $144,861,000 $254,000 $1,096,000 $134,000 $620,000
Asian 336 $100,516,000 $299,000 $1,279,000 $143,000 $875,000
Hispanic 141 $32,870,000 $233,000 $1,080,000 $147,000 $3,200,000
Not applicable 98 $16,429,000 $167,000 $390,000 $36,000 $110,000
Black or African American 42 $8,328,000 $198,000 $466,000 $123,000 $500,000
Native Hawaiian or Other Pacific Islander 10 $3,051,000 $305,000 $601,000 $117,000 $272,000
American Indian or Alaskan Native 10 $2,534,000 $253,000 $426,000 $225,000 $1,371,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,768 $952,117,000 $252,000 $1,336,000 $141,000 $3,335,000
FHA-insured (Federal Housing Administration) 1 $171,000 $171,000 $171,000 $53,000 $53,000
VA-guaranteed (Veterans Administration) 1 $104,000 $104,000 $104,000 $21,000 $21,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,397 $309,544,000 $221,000 $1,279,000 $136,000 $2,520,000
Application Approved But Not Accepted 1,317 $341,081,000 $258,000 $1,225,000 $152,000 $3,335,000
Application Denied By Financial Institution 810 $233,552,000 $288,000 $1,336,000 $143,000 $3,200,000
Application Withdrawn By Applicant 111 $41,819,000 $376,000 $1,306,000 $149,000 $1,200,000
Loan Purchased By The Institution 98 $16,429,000 $167,000 $390,000 $36,000 $110,000
File Closed For Incompleteness 37 $9,967,000 $269,000 $675,000 $146,000 $375,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 292 $81,552,000 $279,000 $1,336,000 $174,000 $2,100,000
Debt-To-Income Ratio 276 $81,974,000 $297,000 $1,200,000 $81,000 $493,000
Other 74 $17,548,000 $237,000 $700,000 $134,000 $470,000
Credit Application Incomplete 72 $22,600,000 $313,000 $936,000 $176,000 $848,000
Credit History 58 $19,635,000 $338,000 $1,080,000 $213,000 $3,200,000
Unverifiable Information 14 $3,574,000 $255,000 $626,000 $177,000 $587,000
Insufficient Cash (Downpayment, Closing Cost) 13 $4,501,000 $346,000 $1,000,000 $320,000 $2,340,000
Employment History 11 $2,168,000 $197,000 $548,000 $70,000 $191,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E*Trade Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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