Everbank Mortgage Lending & HMDA Data, 2010

In 2010, Everbank of Jacksonville, FL reported 43,191 mortgage applications totaling $9.6 billion, down 32% from 2009. The average application was for $222,971, and applicants reported an average income of $82,699. 46% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (2,189), Seattle-Bellevue-Everett, WA (1,971) and Dallas-Plano-Irving, TX (1,587) (applications in parentheses).

Mortgage Company & Address Everbank
8100 Nations Way
Jacksonville, FL 32256
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 43,191
Total Mortgage Loan Application Amount $9,630,368,000
Average Mortgage Loan Application Amount $222,971
Highest Mortgage Loan Application Amount $2,800,000
Average Applicant Income $82,699
Highest Applicant Income $7,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Everbank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 1,508 $ 466,345,000 $ 309,247 $ 120,000
Cook, Illinois 1,268 $ 299,105,000 $ 235,887 $ 98,000
Harris, Texas 911 $ 190,350,000 $ 208,946 $ 112,000
Duval, Florida 837 $ 110,929,000 $ 132,531 $ 61,000
Dallas, Texas 592 $ 135,322,000 $ 228,584 $ 132,000
Los Angeles, California 577 $ 192,569,000 $ 333,741 $ 83,000
Honolulu, Hawaii 494 $ 192,510,000 $ 389,696 $ 116,000
Collin, Texas 483 $ 105,059,000 $ 217,513 $ 120,000
Snohomish, Washington 463 $ 119,589,000 $ 258,291 $ 96,000
Montgomery, Maryland 456 $ 147,196,000 $ 322,798 $ 124,000
Santa Clara, California 425 $ 175,223,000 $ 412,289 $ 130,000
Fairfax, Virginia 424 $ 137,205,000 $ 323,596 $ 117,000
Denton, Texas 399 $ 91,110,000 $ 228,345 $ 123,000
Alameda, California 393 $ 140,052,000 $ 356,366 $ 135,000
Travis, Texas 386 $ 98,180,000 $ 254,352 $ 123,000
Sacramento, California 372 $ 82,937,000 $ 222,948 $ 86,000
Maricopa, Arizona 335 $ 65,891,000 $ 196,689 $ 69,000
Tarrant, Texas 333 $ 68,523,000 $ 205,774 $ 110,000
Jefferson, Colorado 318 $ 69,345,000 $ 218,066 $ 80,000
Bexar, Texas 318 $ 46,826,000 $ 147,251 $ 57,000
DuPage, Illinois 315 $ 74,834,000 $ 237,568 $ 93,000
Orange, California 309 $ 108,100,000 $ 349,838 $ 96,000
Denver, Colorado 303 $ 72,850,000 $ 240,429 $ 97,000
Contra Costa, California 299 $ 104,143,000 $ 348,304 $ 116,000
Fort Bend, Texas 291 $ 60,920,000 $ 209,347 $ 110,000
Bucks, Pennsylvania 283 $ 72,376,000 $ 255,745 $ 99,000
Lake, Illinois 279 $ 68,505,000 $ 245,537 $ 111,000
Arapahoe, Colorado 278 $ 59,054,000 $ 212,424 $ 76,000
Cumberland, Pennsylvania 273 $ 52,660,000 $ 192,893 $ 88,000
Douglas, Colorado 265 $ 71,358,000 $ 269,275 $ 102,000
Will, Illinois 255 $ 56,195,000 $ 220,372 $ 103,000
Montgomery, Pennsylvania 253 $ 64,225,000 $ 253,853 $ 111,000
Boulder, Colorado 251 $ 66,358,000 $ 264,374 $ 113,000
San Mateo, California 245 $ 107,316,000 $ 438,024 $ 145,000
Middlesex, Massachusetts 240 $ 72,214,000 $ 300,891 $ 114,000
Chester, Pennsylvania 228 $ 61,292,000 $ 268,824 $ 109,000
San Diego, California 223 $ 71,292,000 $ 319,695 $ 92,000
San Francisco, California 221 $ 98,272,000 $ 444,669 $ 139,000
Dauphin, Pennsylvania 218 $ 37,859,000 $ 173,665 $ 87,000
Fairfield, Connecticut 215 $ 76,419,000 $ 355,437 $ 132,000
Pierce, Washington 206 $ 50,914,000 $ 247,155 $ 100,000
Bernalillo, New Mexico 203 $ 39,856,000 $ 196,334 $ 78,000
Nevada, California 201 $ 47,692,000 $ 237,273 $ 95,000
Hennepin, Minnesota 184 $ 39,100,000 $ 212,500 $ 80,000
Philadelphia, Pennsylvania 179 $ 28,910,000 $ 161,508 $ 68,000
Placer, California 178 $ 48,406,000 $ 271,943 $ 109,000
Fulton, Georgia 177 $ 36,055,000 $ 203,700 $ 44,000
Bergen, New Jersey 176 $ 58,374,000 $ 331,670 $ 126,000
Nassau, New York 175 $ 60,148,000 $ 343,702 $ 117,000
Adams, Colorado 174 $ 34,690,000 $ 199,367 $ 57,000
Suffolk, New York 172 $ 49,259,000 $ 286,389 $ 86,000
Larimer, Colorado 171 $ 37,050,000 $ 216,666 $ 83,000
Williamson, Texas 166 $ 29,071,000 $ 175,126 $ 87,000
Wayne, Michigan 164 $ 18,488,000 $ 112,731 $ 27,000
Mecklenburg, North Carolina 162 $ 30,194,000 $ 186,382 $ 73,000
Salt Lake, Utah 162 $ 34,728,000 $ 214,370 $ 74,000
Montgomery, Texas 159 $ 35,397,000 $ 222,622 $ 126,000
Allegheny, Pennsylvania 150 $ 23,249,000 $ 154,993 $ 86,000
Kane, Illinois 146 $ 33,276,000 $ 227,917 $ 88,000
Middlesex, New Jersey 145 $ 39,697,000 $ 273,772 $ 113,000
Clark, Nevada 144 $ 27,150,000 $ 188,541 $ 69,000
St. Louis, Missouri 143 $ 26,227,000 $ 183,405 $ 69,000
Northampton, Pennsylvania 141 $ 27,337,000 $ 193,879 $ 80,000
Oakland, Michigan 139 $ 25,803,000 $ 185,633 $ 82,000
Shelby, Tennessee 139 $ 15,717,000 $ 113,071 $ 25,000
St. Johns, Florida 138 $ 39,186,000 $ 283,956 $ 160,000
Gwinnett, Georgia 137 $ 21,136,000 $ 154,277 $ 19,000
Jefferson, Alabama 136 $ 15,063,000 $ 110,757 $ 13,000
Baltimore, Maryland 136 $ 36,840,000 $ 270,882 $ 104,000
McHenry, Illinois 134 $ 26,434,000 $ 197,268 $ 81,000
York, Pennsylvania 133 $ 23,653,000 $ 177,842 $ 78,000
DeKalb, Georgia 131 $ 21,345,000 $ 162,938 $ 26,000
Broward, Florida 129 $ 31,252,000 $ 242,263 $ 86,000
Palm Beach, Florida 129 $ 24,572,000 $ 190,480 $ 52,000
Riverside, California 128 $ 27,492,000 $ 214,781 $ 64,000
Norfolk, Massachusetts 126 $ 41,192,000 $ 326,920 $ 144,000
Anne Arundel, Maryland 123 $ 33,931,000 $ 275,861 $ 91,000
Morris, New Jersey 121 $ 37,675,000 $ 311,363 $ 106,000
Westchester, New York 121 $ 40,403,000 $ 333,909 $ 110,000
District of Columbia, District Of Columbia 120 $ 41,922,000 $ 349,350 $ 142,000
Howard, Maryland 118 $ 35,179,000 $ 298,127 $ 118,000
Cobb, Georgia 116 $ 22,241,000 $ 191,732 $ 40,000
Rockingham, New Hampshire 116 $ 28,424,000 $ 245,034 $ 90,000
Queens, New York 116 $ 37,582,000 $ 323,982 $ 113,000
Prince George's, Maryland 112 $ 22,716,000 $ 202,821 $ 58,000
Delaware, Pennsylvania 111 $ 25,225,000 $ 227,252 $ 81,000
Kings, New York 110 $ 35,695,000 $ 324,500 $ 98,000
East Baton Rouge, Louisiana 109 $ 20,935,000 $ 192,064 $ 106,000
Essex, Massachusetts 109 $ 29,851,000 $ 273,862 $ 91,000
Weld, Colorado 107 $ 20,623,000 $ 192,738 $ 74,000
Worcester, Massachusetts 104 $ 21,727,000 $ 208,913 $ 55,000
Monmouth, New Jersey 104 $ 33,318,000 $ 320,365 $ 131,000
Wake, North Carolina 104 $ 21,036,000 $ 202,269 $ 55,000
Oklahoma, Oklahoma 104 $ 16,700,000 $ 160,576 $ 77,000
Miami-Dade, Florida 103 $ 23,439,000 $ 227,563 $ 69,000
Clayton, Georgia 103 $ 11,816,000 $ 114,718 $ 1,000
Clark, Washington 101 $ 21,505,000 $ 212,920 $ 66,000
Ventura, California 100 $ 30,940,000 $ 309,400 $ 101,000
Hartford, Connecticut 98 $ 18,976,000 $ 193,632 $ 75,000
Loudoun, Virginia 98 $ 31,687,000 $ 323,336 $ 105,000
Montgomery, Alabama 96 $ 9,119,000 $ 94,989 $ 6,000
Lehigh, Pennsylvania 96 $ 17,035,000 $ 177,447 $ 71,000
El Paso, Colorado 95 $ 19,082,000 $ 200,863 $ 70,000
Franklin, Ohio 94 $ 14,941,000 $ 158,946 $ 43,000
Albany, Wyoming 93 $ 17,781,000 $ 191,193 $ 90,000
Marin, California 92 $ 42,739,000 $ 464,554 $ 169,000
Pima, Arizona 91 $ 15,971,000 $ 175,505 $ 53,000
Marion, Indiana 91 $ 11,332,000 $ 124,527 $ 28,000
Cuyahoga, Ohio 91 $ 13,805,000 $ 151,703 $ 64,000
Knox, Tennessee 91 $ 19,499,000 $ 214,274 $ 117,000
Hillsborough, Florida 89 $ 17,742,000 $ 199,348 $ 68,000
San Bernardino, California 88 $ 19,080,000 $ 216,818 $ 78,000
Jefferson, Kentucky 88 $ 14,963,000 $ 170,034 $ 60,000
Thurston, Washington 87 $ 20,698,000 $ 237,908 $ 101,000
Lancaster, Pennsylvania 86 $ 15,900,000 $ 184,883 $ 81,000
New Haven, Connecticut 84 $ 18,900,000 $ 225,000 $ 63,000
Multnomah, Oregon 84 $ 19,341,000 $ 230,250 $ 71,000
Maui, Hawaii 83 $ 30,064,000 $ 362,216 $ 130,000
Hillsborough, New Hampshire 83 $ 16,268,000 $ 196,000 $ 58,000
Essex, New Jersey 82 $ 26,309,000 $ 320,841 $ 150,000
Davidson, Tennessee 81 $ 11,168,000 $ 137,876 $ 12,000
Galveston, Texas 81 $ 15,339,000 $ 189,370 $ 110,000
Lee, Florida 80 $ 15,607,000 $ 195,087 $ 70,000
Henry, Georgia 79 $ 10,995,000 $ 139,177 $ 4,000
Milwaukee, Wisconsin 78 $ 12,457,000 $ 159,705 $ 74,000
Jefferson, Louisiana 77 $ 13,126,000 $ 170,467 $ 73,000
New Castle, Delaware 76 $ 15,881,000 $ 208,960 $ 71,000
Orange, Florida 76 $ 14,449,000 $ 190,118 $ 72,000
Utah, Utah 76 $ 16,025,000 $ 210,855 $ 76,000
Chittenden, Vermont 76 $ 12,376,000 $ 162,842 $ 16,000
Berks, Pennsylvania 74 $ 12,948,000 $ 174,972 $ 81,000
Whatcom, Washington 74 $ 17,528,000 $ 236,864 $ 79,000
Hamilton, Indiana 73 $ 14,190,000 $ 194,383 $ 79,000
Prince William, Virginia 73 $ 18,764,000 $ 257,041 $ 81,000
Lake, Indiana 72 $ 10,642,000 $ 147,805 $ 38,000
Hudson, New Jersey 72 $ 20,861,000 $ 289,736 $ 128,000
Union, New Jersey 72 $ 21,133,000 $ 293,513 $ 132,000
Gallatin, Montana 71 $ 14,559,000 $ 205,056 $ 74,000
Pulaski, Arkansas 70 $ 7,438,000 $ 106,257 $ 10,000
Sonoma, California 70 $ 20,577,000 $ 293,957 $ 97,000
Somerset, New Jersey 70 $ 21,664,000 $ 309,485 $ 102,000
Suffolk, Massachusetts 69 $ 19,144,000 $ 277,449 $ 111,000
Pinellas, Florida 68 $ 12,717,000 $ 187,014 $ 42,000
Dakota, Minnesota 67 $ 14,116,000 $ 210,686 $ 69,000
Johnson, Kansas 66 $ 13,071,000 $ 198,045 $ 73,000
New York, New York 66 $ 25,720,000 $ 389,696 $ 156,000
Hidalgo, Texas 66 $ 7,435,000 $ 112,651 $ 18,000
Ascension, Louisiana 65 $ 11,943,000 $ 183,738 $ 80,000
Washington, Oregon 65 $ 14,884,000 $ 228,984 $ 66,000
Frederick, Maryland 64 $ 17,917,000 $ 279,953 $ 125,000
Richmond, New York 64 $ 16,661,000 $ 260,328 $ 81,000
Burlington, New Jersey 63 $ 13,651,000 $ 216,682 $ 85,000
Brazoria, Texas 63 $ 11,547,000 $ 183,285 $ 82,000
Henrico, Virginia 63 $ 13,199,000 $ 209,507 $ 81,000
Mobile, Alabama 62 $ 5,322,000 $ 85,838 $ 5,000
Paulding, Georgia 62 $ 8,431,000 $ 135,983 $ 4,000
Bristol, Massachusetts 61 $ 14,558,000 $ 238,655 $ 87,000
Shelby, Alabama 60 $ 9,571,000 $ 159,516 $ 18,000
Summit, Ohio 60 $ 9,945,000 $ 165,750 $ 69,000
Waukesha, Wisconsin 60 $ 14,576,000 $ 242,933 $ 96,000
Hays, Texas 59 $ 12,292,000 $ 208,338 $ 91,000
Dane, Wisconsin 59 $ 11,941,000 $ 202,389 $ 86,000
El Dorado, California 58 $ 17,765,000 $ 306,293 $ 105,000
St. Tammany, Louisiana 58 $ 10,526,000 $ 181,482 $ 83,000
Bell, Texas 58 $ 7,027,000 $ 121,155 $ 20,000
Madison, Alabama 57 $ 6,145,000 $ 107,807 $ 14,000
Anoka, Minnesota 57 $ 10,234,000 $ 179,543 $ 57,000
Chesterfield, Virginia 57 $ 11,141,000 $ 195,456 $ 73,000
San Joaquin, California 56 $ 11,409,000 $ 203,732 $ 64,000
Genesee, Michigan 56 $ 8,340,000 $ 148,928 $ 84,000
Seminole, Florida 55 $ 11,629,000 $ 211,436 $ 86,000
Cumberland, Maine 55 $ 12,644,000 $ 229,890 $ 74,000
Hinds, Mississippi 55 $ 3,783,000 $ 68,781 $ 5,000
Montgomery, Ohio 55 $ 6,661,000 $ 121,109 $ 31,000
Virginia Beach, Virginia 55 $ 11,457,000 $ 208,309 $ 58,000
Chatham, Georgia 54 $ 8,799,000 $ 162,944 $ 17,000
Macomb, Michigan 54 $ 7,416,000 $ 137,333 $ 33,000
Grant, Washington 54 $ 9,196,000 $ 170,296 $ 78,000
Cheshire, New Hampshire 53 $ 7,718,000 $ 145,622 $ 18,000
Stark, Ohio 53 $ 6,925,000 $ 130,660 $ 51,000
Tulsa, Oklahoma 53 $ 7,128,000 $ 134,490 $ 58,000
Rockwall, Texas 53 $ 12,334,000 $ 232,716 $ 122,000
Plymouth, Massachusetts 52 $ 14,552,000 $ 279,846 $ 78,000
Ramsey, Minnesota 52 $ 9,690,000 $ 186,346 $ 52,000
Hamilton, Ohio 52 $ 7,524,000 $ 144,692 $ 34,000
Smith, Texas 52 $ 9,466,000 $ 182,038 $ 94,000
Kitsap, Washington 52 $ 12,050,000 $ 231,730 $ 87,000
Newton, Georgia 51 $ 5,748,000 $ 112,705 $ 0
Kauai, Hawaii 51 $ 17,055,000 $ 334,411 $ 114,000
Ocean, New Jersey 51 $ 13,636,000 $ 267,372 $ 102,000
Kendall, Illinois 50 $ 9,687,000 $ 193,740 $ 74,000
Baltimore City, Maryland 50 $ 8,469,000 $ 169,380 $ 71,000
Passaic, New Jersey 50 $ 15,322,000 $ 306,440 $ 113,000
Spokane, Washington 50 $ 8,912,000 $ 178,240 $ 77,000
Yolo, California 49 $ 13,009,000 $ 265,489 $ 100,000
Clay, Florida 49 $ 8,384,000 $ 171,102 $ 64,000
Columbia, Georgia 49 $ 8,553,000 $ 174,551 $ 90,000
Hawaii, Hawaii 49 $ 14,459,000 $ 295,081 $ 88,000
Jackson, Missouri 49 $ 6,426,000 $ 131,142 $ 43,000
Arlington, Virginia 49 $ 15,637,000 $ 319,122 $ 128,000
Clallam, Washington 49 $ 10,775,000 $ 219,897 $ 87,000
Orleans, Louisiana 48 $ 10,091,000 $ 210,229 $ 94,000
Yellowstone, Montana 47 $ 8,926,000 $ 189,914 $ 70,000
Camden, New Jersey 47 $ 10,052,000 $ 213,872 $ 87,000
Rockland, New York 47 $ 14,533,000 $ 309,212 $ 88,000
Monroe, Pennsylvania 47 $ 9,249,000 $ 196,787 $ 95,000
Providence, Rhode Island 47 $ 9,120,000 $ 194,042 $ 88,000
Brown, Wisconsin 47 $ 7,728,000 $ 164,425 $ 92,000
Richmond, Georgia 46 $ 5,369,000 $ 116,717 $ 48,000
Polk, Iowa 46 $ 7,383,000 $ 160,500 $ 61,000
Santa Fe, New Mexico 46 $ 9,903,000 $ 215,282 $ 71,000
Guilford, North Carolina 46 $ 6,954,000 $ 151,173 $ 22,000
Washington, Minnesota 45 $ 8,941,000 $ 198,688 $ 77,000
Hamilton, Tennessee 45 $ 4,332,000 $ 96,266 $ 42,000
Muscogee, Georgia 44 $ 3,689,000 $ 83,840 $ 7,000
Mercer, New Jersey 44 $ 12,554,000 $ 285,318 $ 84,000
Santa Cruz, California 43 $ 16,996,000 $ 395,255 $ 140,000
Washoe, Nevada 43 $ 10,424,000 $ 242,418 $ 52,000
St. Charles, Missouri 42 $ 7,743,000 $ 184,357 $ 69,000
Alexandria, Virginia 42 $ 14,535,000 $ 346,071 $ 126,000
Broomfield, Colorado 41 $ 9,943,000 $ 242,512 $ 90,000
Cherokee, Georgia 41 $ 6,834,000 $ 166,682 $ 26,000
Barnstable, Massachusetts 41 $ 13,510,000 $ 329,512 $ 154,000
Washtenaw, Michigan 41 $ 7,211,000 $ 175,878 $ 57,000
Comal, Texas 41 $ 11,764,000 $ 286,926 $ 102,000
Ada, Idaho 40 $ 6,911,000 $ 172,775 $ 104,000
Windham, Vermont 40 $ 5,761,000 $ 144,025 $ 14,000
Fresno, California 39 $ 6,348,000 $ 162,769 $ 49,000
Charleston, South Carolina 39 $ 9,934,000 $ 254,717 $ 32,000
Solano, California 38 $ 8,336,000 $ 219,368 $ 79,000
Boone, Missouri 38 $ 5,779,000 $ 152,078 $ 81,000
Orange, New York 38 $ 8,417,000 $ 221,500 $ 97,000
Butler, Ohio 38 $ 5,340,000 $ 140,526 $ 61,000
Clackamas, Oregon 38 $ 8,628,000 $ 227,052 $ 45,000
Strafford, New Hampshire 37 $ 7,524,000 $ 203,351 $ 63,000
Rutland, Vermont 37 $ 5,790,000 $ 156,486 $ 8,000
Porter, Indiana 36 $ 6,435,000 $ 178,750 $ 62,000
Vanderburgh, Indiana 36 $ 3,857,000 $ 107,138 $ 23,000
Hampden, Massachusetts 36 $ 5,825,000 $ 161,805 $ 40,000
Erie, New York 36 $ 5,455,000 $ 151,527 $ 76,000
Westmoreland, Pennsylvania 36 $ 5,580,000 $ 155,000 $ 56,000
Routt, Colorado 35 $ 10,326,000 $ 295,028 $ 85,000
Sussex, Delaware 35 $ 9,104,000 $ 260,114 $ 137,000
Collier, Florida 35 $ 8,918,000 $ 254,800 $ 111,000
Forsyth, Georgia 35 $ 6,766,000 $ 193,314 $ 51,000
Liberty, Georgia 35 $ 3,797,000 $ 108,485 $ 0
Sedgwick, Kansas 35 $ 4,701,000 $ 134,314 $ 50,000
Kent, Michigan 35 $ 4,849,000 $ 138,542 $ 36,000
Douglas, Nebraska 35 $ 6,164,000 $ 176,114 $ 95,000
Brazos, Texas 35 $ 6,259,000 $ 178,828 $ 116,000
Washington, Vermont 35 $ 6,509,000 $ 185,971 $ 25,000
Butte, California 34 $ 6,942,000 $ 204,176 $ 56,000
St. Joseph, Indiana 34 $ 3,884,000 $ 114,235 $ 27,000
Carroll, Maryland 34 $ 8,897,000 $ 261,676 $ 90,000
Benton, Arkansas 33 $ 6,314,000 $ 191,333 $ 87,000
Stanislaus, California 33 $ 5,819,000 $ 176,333 $ 60,000
Sandoval, New Mexico 33 $ 5,071,000 $ 153,666 $ 61,000
Cumberland, North Carolina 33 $ 3,044,000 $ 92,242 $ 2,000
Ellis, Texas 33 $ 6,095,000 $ 184,696 $ 107,000
Windsor, Vermont 33 $ 5,060,000 $ 153,333 $ 44,000
Elmore, Alabama 32 $ 3,797,000 $ 118,656 $ 12,000
Eagle, Colorado 32 $ 11,669,000 $ 364,656 $ 162,000
Winnebago, Illinois 32 $ 3,197,000 $ 99,906 $ 34,000
Harford, Maryland 32 $ 7,455,000 $ 232,968 $ 82,000
Durham, North Carolina 32 $ 5,190,000 $ 162,187 $ 43,000
Rutherford, Tennessee 32 $ 4,267,000 $ 133,343 $ 10,000
Nueces, Texas 32 $ 4,280,000 $ 133,750 $ 75,000
Morgan, Alabama 31 $ 3,054,000 $ 98,516 $ 4,000
Douglas, Georgia 31 $ 3,957,000 $ 127,645 $ 12,000
Pasco, Florida 30 $ 3,858,000 $ 128,600 $ 32,000
Sarasota, Florida 30 $ 7,049,000 $ 234,966 $ 74,000
Penobscot, Maine 30 $ 4,214,000 $ 140,466 $ 6,000
DeSoto, Mississippi 30 $ 2,998,000 $ 99,933 $ 3,000
St. Louis City, Missouri 30 $ 4,176,000 $ 139,200 $ 44,000
Hunterdon, New Jersey 30 $ 9,537,000 $ 317,900 $ 120,000
Albemarle, Virginia 30 $ 8,034,000 $ 267,800 $ 51,000
York, Maine 29 $ 6,956,000 $ 239,862 $ 65,000
Scott, Minnesota 29 $ 7,343,000 $ 253,206 $ 102,000
Jefferson, Missouri 29 $ 3,685,000 $ 127,068 $ 26,000
Merrimack, New Hampshire 29 $ 5,882,000 $ 202,827 $ 66,000
Horry, South Carolina 29 $ 5,452,000 $ 188,000 $ 97,000
Guadalupe, Texas 29 $ 4,421,000 $ 152,448 $ 84,000
Davis, Utah 29 $ 8,182,000 $ 282,137 $ 69,000
Island, Washington 29 $ 7,672,000 $ 264,551 $ 111,000
Escambia, Florida 28 $ 4,812,000 $ 171,857 $ 55,000
Volusia, Florida 28 $ 4,189,000 $ 149,607 $ 55,000
Floyd, Georgia 28 $ 4,113,000 $ 146,892 $ 10,000
Clark, Indiana 28 $ 4,580,000 $ 163,571 $ 61,000
Sussex, New Jersey 28 $ 5,863,000 $ 209,392 $ 58,000
Curry, Oregon 28 $ 6,171,000 $ 220,392 $ 75,000
Lebanon, Pennsylvania 28 $ 4,578,000 $ 163,500 $ 86,000
Chelan, Washington 28 $ 6,442,000 $ 230,071 $ 93,000
Manatee, Florida 27 $ 7,261,000 $ 268,925 $ 150,000
Washington, Maryland 27 $ 5,393,000 $ 199,740 $ 86,000
Harrison, Mississippi 27 $ 2,386,000 $ 88,370 $ 20,000
Union, North Carolina 27 $ 6,103,000 $ 226,037 $ 93,000
Butler, Pennsylvania 27 $ 5,928,000 $ 219,555 $ 112,000
El Paso, Texas 27 $ 3,303,000 $ 122,333 $ 69,000
Laramie, Wyoming 27 $ 4,382,000 $ 162,296 $ 74,000
Monterey, California 26 $ 7,569,000 $ 291,115 $ 95,000
Allen, Indiana 26 $ 2,802,000 $ 107,769 $ 19,000
Wright, Minnesota 26 $ 4,992,000 $ 192,000 $ 67,000
Lane, Oregon 26 $ 5,135,000 $ 197,500 $ 118,000
Lackawanna, Pennsylvania 26 $ 4,302,000 $ 165,461 $ 73,000
Saline, Arkansas 25 $ 2,889,000 $ 115,560 $ 17,000
Moffat, Colorado 25 $ 4,583,000 $ 183,320 $ 78,000
Summit, Colorado 25 $ 8,491,000 $ 339,640 $ 204,000
Brevard, Florida 25 $ 3,823,000 $ 152,920 $ 45,000
Jackson, Mississippi 25 $ 1,958,000 $ 78,320 $ 4,000
Greene, Missouri 25 $ 2,894,000 $ 115,760 $ 8,000
Dutchess, New York 25 $ 5,661,000 $ 226,440 $ 90,000
Lucas, Ohio 25 $ 3,098,000 $ 123,920 $ 37,000
Marion, Oregon 25 $ 5,083,000 $ 203,320 $ 70,000
Perry, Pennsylvania 25 $ 4,041,000 $ 161,640 $ 79,000
Sumner, Tennessee 25 $ 3,365,000 $ 134,600 $ 19,000
Cameron, Texas 25 $ 1,619,000 $ 64,760 $ 15,000
Garland, Arkansas 24 $ 3,197,000 $ 133,208 $ 32,000
Kern, California 24 $ 3,211,000 $ 133,791 $ 32,000
San Luis Obispo, California 24 $ 7,449,000 $ 310,375 $ 26,000
Coweta, Georgia 24 $ 3,057,000 $ 127,375 $ 12,000
Elkhart, Indiana 24 $ 2,637,000 $ 109,875 $ 15,000
Gloucester, New Jersey 24 $ 4,237,000 $ 176,541 $ 91,000
Warren, Ohio 24 $ 4,588,000 $ 191,166 $ 46,000
Cleveland, Oklahoma 24 $ 3,997,000 $ 166,541 $ 77,000
Tolland, Connecticut 23 $ 5,623,000 $ 244,478 $ 52,000
Bibb, Georgia 23 $ 1,564,000 $ 68,000 $ 0
Hall, Georgia 23 $ 3,962,000 $ 172,260 $ 37,000
Rockdale, Georgia 23 $ 3,512,000 $ 152,695 $ 3,000
Hendricks, Indiana 23 $ 3,282,000 $ 142,695 $ 29,000
Hill, Montana 23 $ 3,437,000 $ 149,434 $ 78,000
Delaware, Ohio 23 $ 5,594,000 $ 243,217 $ 58,000
Lexington, South Carolina 23 $ 3,672,000 $ 159,652 $ 25,000
Williamson, Tennessee 23 $ 7,514,000 $ 326,695 $ 84,000
Addison, Vermont 23 $ 3,799,000 $ 165,173 $ 6,000
Franklin, Vermont 23 $ 3,557,000 $ 154,652 $ 3,000
Benton, Washington 23 $ 3,776,000 $ 164,173 $ 66,000
Skagit, Washington 23 $ 5,365,000 $ 233,260 $ 87,000
Pinal, Arizona 22 $ 2,990,000 $ 135,909 $ 25,000
Litchfield, Connecticut 22 $ 4,932,000 $ 224,181 $ 66,000
Nassau, Florida 22 $ 3,831,000 $ 174,136 $ 61,000
Canyon, Idaho 22 $ 2,633,000 $ 119,681 $ 8,000
Fayette, Kentucky 22 $ 3,259,000 $ 148,136 $ 56,000
Charles, Maryland 22 $ 4,550,000 $ 206,818 $ 68,000
Carver, Minnesota 22 $ 4,721,000 $ 214,590 $ 63,000
Madison, Mississippi 22 $ 3,198,000 $ 145,363 $ 40,000
Blount, Tennessee 22 $ 4,547,000 $ 206,681 $ 91,000
Parker, Texas 22 $ 4,133,000 $ 187,863 $ 87,000
Summit, Utah 22 $ 7,107,000 $ 323,045 $ 185,000
Chesapeake, Virginia 22 $ 4,237,000 $ 192,590 $ 55,000
Hampton, Virginia 22 $ 2,737,000 $ 124,409 $ 15,000
Tuscaloosa, Alabama 21 $ 3,044,000 $ 144,952 $ 13,000
Sebastian, Arkansas 21 $ 2,178,000 $ 103,714 $ 0
Elbert, Colorado 21 $ 5,493,000 $ 261,571 $ 67,000
St. Lucie, Florida 21 $ 2,447,000 $ 116,523 $ 39,000
Sarpy, Nebraska 21 $ 3,836,000 $ 182,666 $ 60,000
Saratoga, New York 21 $ 4,654,000 $ 221,619 $ 90,000
Cabarrus, North Carolina 21 $ 3,749,000 $ 178,523 $ 48,000
Lorain, Ohio 21 $ 3,217,000 $ 153,190 $ 36,000
Canadian, Oklahoma 21 $ 2,824,000 $ 134,476 $ 51,000
Aiken, South Carolina 21 $ 2,552,000 $ 121,523 $ 45,000
Beaufort, South Carolina 21 $ 5,252,000 $ 250,095 $ 74,000
Richland, South Carolina 21 $ 3,583,000 $ 170,619 $ 12,000
Stafford, Virginia 21 $ 5,155,000 $ 245,476 $ 75,000
Baldwin, Alabama 20 $ 6,630,000 $ 331,500 $ 315,000
Polk, Florida 20 $ 3,083,000 $ 154,150 $ 64,000
Delaware, Indiana 20 $ 2,209,000 $ 110,450 $ 25,000
Stearns, Minnesota 20 $ 3,228,000 $ 161,400 $ 62,000
Cape May, New Jersey 20 $ 6,168,000 $ 308,400 $ 285,000
Buncombe, North Carolina 20 $ 4,588,000 $ 229,400 $ 60,000
Luzerne, Pennsylvania 20 $ 2,483,000 $ 124,150 $ 39,000
Kent, Rhode Island 20 $ 4,248,000 $ 212,400 $ 90,000
Santa Barbara, California 19 $ 7,110,000 $ 374,210 $ 86,000
Middlesex, Connecticut 19 $ 4,079,000 $ 214,684 $ 55,000
Lake, Florida 19 $ 3,084,000 $ 162,315 $ 47,000
Carroll, Georgia 19 $ 2,256,000 $ 118,736 $ 17,000
Walton, Georgia 19 $ 2,702,000 $ 142,210 $ 12,000
Livingston, Louisiana 19 $ 2,583,000 $ 135,947 $ 47,000
Deschutes, Oregon 19 $ 4,262,000 $ 224,315 $ 100,000
Franklin, Pennsylvania 19 $ 2,844,000 $ 149,684 $ 68,000
Greenville, South Carolina 19 $ 2,801,000 $ 147,421 $ 17,000
Kaufman, Texas 19 $ 2,761,000 $ 145,315 $ 88,000
Lamoille, Vermont 19 $ 3,688,000 $ 194,105 $ 27,000
Hanover, Virginia 19 $ 4,228,000 $ 222,526 $ 81,000
Douglas, Washington 19 $ 3,702,000 $ 194,842 $ 73,000
Alachua, Florida 18 $ 2,038,000 $ 113,222 $ 29,000
Bartow, Georgia 18 $ 1,476,000 $ 82,000 $ 4,000
Spalding, Georgia 18 $ 2,011,000 $ 111,722 $ 0
Whitfield, Georgia 18 $ 1,711,000 $ 95,055 $ 0
Madison, Illinois 18 $ 2,205,000 $ 122,500 $ 36,000
Floyd, Indiana 18 $ 2,536,000 $ 140,888 $ 55,000
Johnson, Indiana 18 $ 3,099,000 $ 172,166 $ 16,000
Terrebonne, Louisiana 18 $ 3,102,000 $ 172,333 $ 44,000
Ingham, Michigan 18 $ 2,655,000 $ 147,500 $ 82,000
Ottawa, Michigan 18 $ 3,730,000 $ 207,222 $ 71,000
Olmsted, Minnesota 18 $ 2,519,000 $ 139,944 $ 76,000
Rankin, Mississippi 18 $ 1,904,000 $ 105,777 $ 21,000
Beaver, Pennsylvania 18 $ 2,550,000 $ 141,666 $ 53,000
Montgomery, Tennessee 18 $ 1,984,000 $ 110,222 $ 28,000
Wilson, Tennessee 18 $ 2,983,000 $ 165,722 $ 23,000
Jefferson, Texas 18 $ 1,967,000 $ 109,277 $ 41,000
McLennan, Texas 18 $ 2,336,000 $ 129,777 $ 62,000
Bennington, Vermont 18 $ 3,292,000 $ 182,888 $ 22,000
Newport News, Virginia 18 $ 2,454,000 $ 136,333 $ 24,000
Cullman, Alabama 17 $ 1,637,000 $ 96,294 $ 0
Lee, Alabama 17 $ 2,470,000 $ 145,294 $ 22,000
Napa, California 17 $ 5,929,000 $ 348,764 $ 169,000
Clarke, Georgia 17 $ 1,915,000 $ 112,647 $ 42,000
Fayette, Georgia 17 $ 3,490,000 $ 205,294 $ 51,000
St. Clair, Illinois 17 $ 2,124,000 $ 124,941 $ 39,000
Bossier, Louisiana 17 $ 2,169,000 $ 127,588 $ 34,000
Ouachita, Louisiana 17 $ 1,620,000 $ 95,294 $ 14,000
Douglas, Minnesota 17 $ 2,723,000 $ 160,176 $ 64,000
Atlantic, New Jersey 17 $ 3,679,000 $ 216,411 $ 162,000
Valencia, New Mexico 17 $ 2,729,000 $ 160,529 $ 54,000
Gaston, North Carolina 17 $ 3,083,000 $ 181,352 $ 66,000
Iredell, North Carolina 17 $ 3,791,000 $ 223,000 $ 52,000
Portage, Ohio 17 $ 2,575,000 $ 151,470 $ 48,000
Richmond City, Virginia 17 $ 3,390,000 $ 199,411 $ 77,000
Racine, Wisconsin 17 $ 2,854,000 $ 167,882 $ 63,000
Autauga, Alabama 16 $ 2,325,000 $ 145,312 $ 40,000
Calhoun, Alabama 16 $ 1,639,000 $ 102,437 $ 0
Jefferson, Arkansas 16 $ 629,000 $ 39,312 $ 4,000
Calaveras, California 16 $ 4,101,000 $ 256,312 $ 137,000
Custer, Colorado 16 $ 2,389,000 $ 149,312 $ 74,000
Caddo, Louisiana 16 $ 2,093,000 $ 130,812 $ 89,000
Lafayette, Louisiana 16 $ 3,272,000 $ 204,500 $ 55,000
Worcester, Maryland 16 $ 3,513,000 $ 219,562 $ 150,000
Butler, Missouri 16 $ 2,057,000 $ 128,562 $ 65,000
Flathead, Montana 16 $ 3,307,000 $ 206,687 $ 78,000
Dona Ana, New Mexico 16 $ 4,324,000 $ 270,250 $ 123,000
Bronx, New York 16 $ 3,969,000 $ 248,062 $ 67,000
Forsyth, North Carolina 16 $ 2,474,000 $ 154,625 $ 43,000
Robertson, Tennessee 16 $ 2,154,000 $ 134,625 $ 10,000
Lauderdale, Alabama 15 $ 1,435,000 $ 95,666 $ 41,000
Limestone, Alabama 15 $ 1,798,000 $ 119,866 $ 6,000
Marshall, Alabama 15 $ 3,154,000 $ 210,266 $ 90,000
Tulare, California 15 $ 2,016,000 $ 134,400 $ 14,000
Osceola, Florida 15 $ 2,339,000 $ 155,933 $ 23,000
Bartholomew, Indiana 15 $ 1,497,000 $ 99,800 $ 17,000
Livingston, Michigan 15 $ 2,903,000 $ 193,533 $ 57,000
Albany, New York 15 $ 3,215,000 $ 214,333 $ 126,000
Monroe, New York 15 $ 1,300,000 $ 86,666 $ 28,000
Putnam, New York 15 $ 3,281,000 $ 218,733 $ 63,000
Catawba, North Carolina 15 $ 2,667,000 $ 177,800 $ 41,000
Jackson, Oregon 15 $ 3,904,000 $ 260,266 $ 40,000
Sevier, Tennessee 15 $ 2,762,000 $ 184,133 $ 64,000
Yakima, Washington 15 $ 2,840,000 $ 189,333 $ 79,000
Houston, Alabama 14 $ 1,298,000 $ 92,714 $ 7,000
Yavapai, Arizona 14 $ 2,449,000 $ 174,928 $ 26,000
White, Arkansas 14 $ 1,365,000 $ 97,500 $ 4,000
Mesa, Colorado 14 $ 2,455,000 $ 175,357 $ 51,000
New London, Connecticut 14 $ 2,546,000 $ 181,857 $ 44,000
Barrow, Georgia 14 $ 1,774,000 $ 126,714 $ 9,000
Linn, Iowa 14 $ 2,513,000 $ 179,500 $ 62,000
Franklin, Kentucky 14 $ 1,677,000 $ 119,785 $ 21,000
Kenton, Kentucky 14 $ 1,927,000 $ 137,642 $ 47,000
Oldham, Kentucky 14 $ 3,787,000 $ 270,500 $ 86,000
Onondaga, New York 14 $ 2,381,000 $ 170,071 $ 63,000
Brunswick, North Carolina 14 $ 3,232,000 $ 230,857 $ 74,000
New Hanover, North Carolina 14 $ 2,216,000 $ 158,285 $ 42,000
Fairfield, Ohio 14 $ 2,031,000 $ 145,071 $ 55,000
Licking, Ohio 14 $ 2,299,000 $ 164,214 $ 46,000
Linn, Oregon 14 $ 2,018,000 $ 144,142 $ 20,000
Adams, Pennsylvania 14 $ 2,494,000 $ 178,142 $ 49,000
Washington, Pennsylvania 14 $ 2,508,000 $ 179,142 $ 85,000
Washington, Rhode Island 14 $ 4,199,000 $ 299,928 $ 176,000
Spartanburg, South Carolina 14 $ 2,506,000 $ 179,000 $ 35,000
Ozaukee, Wisconsin 14 $ 2,705,000 $ 193,214 $ 110,000
Washington, Wisconsin 14 $ 2,996,000 $ 214,000 $ 73,000
Craighead, Arkansas 13 $ 1,120,000 $ 86,153 $ 0
Kings, California 13 $ 2,658,000 $ 204,461 $ 80,000
La Plata, Colorado 13 $ 3,461,000 $ 266,230 $ 91,000
Leon, Florida 13 $ 2,304,000 $ 177,230 $ 31,000
Marion, Florida 13 $ 1,231,000 $ 94,692 $ 18,000
Santa Rosa, Florida 13 $ 2,028,000 $ 156,000 $ 24,000
Troup, Georgia 13 $ 1,381,000 $ 106,230 $ 4,000
DeKalb, Illinois 13 $ 2,295,000 $ 176,538 $ 92,000
Warrick, Indiana 13 $ 2,704,000 $ 208,000 $ 47,000
Kalamazoo, Michigan 13 $ 2,202,000 $ 169,384 $ 94,000
Todd, Minnesota 13 $ 1,881,000 $ 144,692 $ 56,000
Lauderdale, Mississippi 13 $ 802,000 $ 61,692 $ 0
Clay, Missouri 13 $ 2,112,000 $ 162,461 $ 33,000
Ulster, New York 13 $ 2,474,000 $ 190,307 $ 58,000
Clermont, Ohio 13 $ 1,597,000 $ 122,846 $ 21,000
Lake, Ohio 13 $ 1,823,000 $ 140,230 $ 37,000
Mahoning, Ohio 13 $ 1,242,000 $ 95,538 $ 32,000
Newport, Rhode Island 13 $ 3,110,000 $ 239,230 $ 83,000
Chambers, Texas 13 $ 2,482,000 $ 190,923 $ 93,000
Kerr, Texas 13 $ 2,164,000 $ 166,461 $ 105,000
Lubbock, Texas 13 $ 1,835,000 $ 141,153 $ 90,000
Cache, Utah 13 $ 1,795,000 $ 138,076 $ 37,000
Washington, Utah 13 $ 3,276,000 $ 252,000 $ 68,000
James City, Virginia 13 $ 3,874,000 $ 298,000 $ 90,000
Spotsylvania, Virginia 13 $ 2,946,000 $ 226,615 $ 63,000
Franklin, Washington 13 $ 2,653,000 $ 204,076 $ 110,000
Kenosha, Wisconsin 13 $ 2,000,000 $ 153,846 $ 66,000
Walworth, Wisconsin 13 $ 2,479,000 $ 190,692 $ 135,000
Yuma, Arizona 12 $ 2,207,000 $ 183,916 $ 24,000
Crawford, Arkansas 12 $ 1,199,000 $ 99,916 $ 13,000
Shasta, California 12 $ 2,290,000 $ 190,833 $ 67,000
Page:

Mortgage Loan Application Detail Totals for Everbank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 31,350 $7,498,566,000 $239,000 $2,800,000 $89,000 $3,000,000
Home Purchase 11,767 $2,119,992,000 $180,000 $2,320,000 $66,000 $7,000,000
Home Improvement 74 $11,810,000 $159,000 $570,000 $69,000 $1,104,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 24,127 $5,752,703,000 $238,000 $2,320,000 $101,000 $3,000,000
Not Provided 6,907 $1,565,320,000 $226,000 $2,800,000 $77,000 $2,958,000
Not applicable 5,624 $760,344,000 $135,000 $883,000 $0 $0
Asian 3,520 $994,582,000 $282,000 $1,080,000 $115,000 $1,009,000
Hispanic 1,415 $297,940,000 $210,000 $1,620,000 $78,000 $803,000
Black or African American 1,292 $193,909,000 $150,000 $1,000,000 $58,000 $7,000,000
Native Hawaiian or Other Pacific Islander 228 $50,654,000 $222,000 $1,500,000 $63,000 $1,800,000
American Indian or Alaskan Native 78 $14,916,000 $191,000 $474,000 $67,000 $233,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33,874 $8,320,666,000 $245,000 $2,800,000 $99,000 $7,000,000
FHA-insured (Federal Housing Administration) 7,898 $1,167,712,000 $147,000 $944,000 $28,000 $1,182,000
VA-guaranteed (Veterans Administration) 1,419 $141,990,000 $100,000 $409,000 $3,000 $189,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,885 $4,949,235,000 $248,000 $2,320,000 $118,000 $2,194,000
Loan Purchased By The Institution 12,751 $1,963,611,000 $153,000 $883,000 $0 $0
Application Denied By Financial Institution 7,482 $1,981,929,000 $264,000 $2,800,000 $112,000 $7,000,000
Application Withdrawn By Applicant 1,807 $437,640,000 $242,000 $1,500,000 $129,000 $1,906,000
File Closed For Incompleteness 803 $192,939,000 $240,000 $1,700,000 $137,000 $3,000,000
Application Approved But Not Accepted 463 $105,014,000 $226,000 $927,000 $102,000 $670,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 1,961 $533,096,000 $271,000 $1,080,000 $114,000 $2,194,000
Collateral 1,778 $454,513,000 $255,000 $1,500,000 $121,000 $2,650,000
Debt-To-Income Ratio 1,446 $389,033,000 $269,000 $1,620,000 $74,000 $1,182,000
Other 1,050 $314,112,000 $299,000 $2,800,000 $147,000 $3,000,000
Credit History 638 $142,016,000 $222,000 $2,200,000 $114,000 $7,000,000
Unverifiable Information 510 $125,871,000 $246,000 $1,443,000 $114,000 $1,200,000
Employment History 99 $23,288,000 $235,000 $940,000 $99,000 $808,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everbank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List