Finance America, LLC Mortgage Lending & HMDA Data, 2003

In 2003, Finance America, LLC of Irvine, CA reported 67,221 mortgage applications totaling $11.5 billion. The average application was for $170,662, and applicants reported an average income of $85,239. 31% of its applications resulted in an originated loan and 66% were denied. Its largest markets were Chicago, IL (4,162), Los Angeles-Long Beach, CA (4,033) and Riverside-San Bernardino, CA (2,914) (applications in parentheses).

Mortgage Company & Address Finance America, LLC
16802 Aston St.
Irvine, CA 92606
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 67,221
Total Mortgage Loan Application Amount $11,472,075,000
Average Mortgage Loan Application Amount $170,662
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $85,239
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finance America, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Finance America, LLC by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 4,036 $ 954,532,000 $ 236,504 $ 111,000
Maricopa, Arizona 2,821 $ 422,582,000 $ 149,798 $ 76,000
Cook, Illinois 2,724 $ 469,917,000 $ 172,509 $ 82,000
Riverside, California 1,640 $ 305,756,000 $ 186,436 $ 92,000
San Diego, California 1,629 $ 450,816,000 $ 276,744 $ 132,000
Harris, Texas 1,316 $ 156,786,000 $ 119,138 $ 108,000
San Bernardino, California 1,274 $ 201,802,000 $ 158,400 $ 73,000
Clark, Nevada 1,272 $ 209,562,000 $ 164,750 $ 86,000
Orange, California 1,174 $ 363,965,000 $ 310,021 $ 131,000
Sacramento, California 1,163 $ 211,299,000 $ 181,684 $ 82,000
Broward, Florida 1,108 $ 162,175,000 $ 146,367 $ 75,000
Miami-Dade, Florida 961 $ 139,130,000 $ 144,776 $ 78,000
Dallas, Texas 946 $ 105,757,000 $ 111,793 $ 88,000
Palm Beach, Florida 851 $ 124,082,000 $ 145,807 $ 74,000
Santa Clara, California 837 $ 277,179,000 $ 331,157 $ 134,000
Alameda, California 811 $ 233,995,000 $ 288,526 $ 116,000
Contra Costa, California 636 $ 170,648,000 $ 268,314 $ 111,000
San Joaquin, California 632 $ 119,894,000 $ 189,705 $ 89,000
Wayne, Michigan 587 $ 54,411,000 $ 92,693 $ 71,000
Tarrant, Texas 546 $ 61,813,000 $ 113,210 $ 96,000
Solano, California 408 $ 103,068,000 $ 252,617 $ 144,000
Prince George's, Maryland 407 $ 71,180,000 $ 174,889 $ 75,000
San Mateo, California 399 $ 152,278,000 $ 381,649 $ 163,000
Cuyahoga, Ohio 394 $ 36,409,000 $ 92,408 $ 76,000
Fresno, California 389 $ 56,360,000 $ 144,884 $ 87,000
Kern, California 378 $ 49,664,000 $ 131,386 $ 69,000
Bexar, Texas 368 $ 35,156,000 $ 95,532 $ 82,000
Hillsborough, Florida 365 $ 41,554,000 $ 113,846 $ 58,000
Philadelphia, Pennsylvania 365 $ 30,602,000 $ 83,841 $ 70,000
Stanislaus, California 359 $ 60,685,000 $ 169,038 $ 84,000
Denver, Colorado 351 $ 61,845,000 $ 176,196 $ 71,000
Orange, Florida 350 $ 46,474,000 $ 132,782 $ 56,000
Will, Illinois 346 $ 57,801,000 $ 167,054 $ 79,000
Pima, Arizona 343 $ 50,096,000 $ 146,052 $ 85,000
Adams, Colorado 343 $ 52,657,000 $ 153,518 $ 75,000
Arapahoe, Colorado 342 $ 63,451,000 $ 185,529 $ 82,000
DuPage, Illinois 334 $ 70,791,000 $ 211,949 $ 94,000
Shelby, Tennessee 334 $ 31,992,000 $ 95,784 $ 63,000
Lake, Illinois 308 $ 59,737,000 $ 193,951 $ 78,000
St. Louis, Missouri 294 $ 28,498,000 $ 96,931 $ 50,000
El Paso, Colorado 287 $ 42,954,000 $ 149,665 $ 78,000
Tulsa, Oklahoma 284 $ 23,553,000 $ 82,933 $ 59,000
Allegheny, Pennsylvania 282 $ 30,044,000 $ 106,539 $ 54,000
Multnomah, Oregon 280 $ 47,573,000 $ 169,903 $ 115,000
King, Washington 276 $ 57,504,000 $ 208,347 $ 92,000
Honolulu, Hawaii 272 $ 78,434,000 $ 288,360 $ 133,000
Travis, Texas 272 $ 48,810,000 $ 179,448 $ 128,000
Jefferson, Colorado 269 $ 53,102,000 $ 197,405 $ 87,000
Marion, Indiana 266 $ 24,120,000 $ 90,676 $ 52,000
Pinellas, Florida 262 $ 33,918,000 $ 129,458 $ 74,000
Lee, Florida 260 $ 33,696,000 $ 129,600 $ 69,000
Duval, Florida 258 $ 25,234,000 $ 97,806 $ 50,000
Suffolk, New York 257 $ 64,567,000 $ 251,233 $ 99,000
Salt Lake, Utah 251 $ 40,603,000 $ 161,764 $ 74,000
Clackamas, Oregon 245 $ 46,746,000 $ 190,800 $ 97,000
Kane, Illinois 243 $ 38,192,000 $ 157,168 $ 74,000
Oklahoma, Oklahoma 241 $ 17,473,000 $ 72,502 $ 53,000
Montgomery, Maryland 239 $ 57,944,000 $ 242,443 $ 110,000
Merced, California 229 $ 36,558,000 $ 159,641 $ 75,000
District of Columbia, District Of Columbia 228 $ 48,882,000 $ 214,394 $ 92,000
Oakland, Michigan 218 $ 48,946,000 $ 224,522 $ 105,000
Fort Bend, Texas 218 $ 32,062,000 $ 147,073 $ 94,000
Ocean, New Jersey 215 $ 35,711,000 $ 166,097 $ 77,000
Pierce, Washington 214 $ 32,226,000 $ 150,588 $ 70,000
Essex, New Jersey 213 $ 39,358,000 $ 184,779 $ 91,000
Middlesex, New Jersey 211 $ 39,928,000 $ 189,232 $ 81,000
Ventura, California 208 $ 57,419,000 $ 276,052 $ 99,000
Monmouth, New Jersey 206 $ 50,685,000 $ 246,043 $ 107,000
New Haven, Connecticut 202 $ 30,294,000 $ 149,970 $ 94,000
Fairfax, Virginia 201 $ 52,318,000 $ 260,288 $ 107,000
San Francisco, California 198 $ 79,931,000 $ 403,691 $ 159,000
St. Louis City, Missouri 196 $ 16,756,000 $ 85,489 $ 53,000
Burlington, New Jersey 194 $ 28,954,000 $ 149,247 $ 82,000
Collin, Texas 194 $ 37,109,000 $ 191,283 $ 129,000
Clark, Washington 194 $ 31,338,000 $ 161,536 $ 117,000
Denton, Texas 189 $ 27,348,000 $ 144,698 $ 115,000
Volusia, Florida 188 $ 19,112,000 $ 101,659 $ 50,000
Suffolk, Massachusetts 186 $ 52,375,000 $ 281,586 $ 137,000
Camden, New Jersey 183 $ 23,719,000 $ 129,612 $ 74,000
Bucks, Pennsylvania 183 $ 34,558,000 $ 188,841 $ 100,000
Marion, Oregon 181 $ 24,331,000 $ 134,425 $ 74,000
Brevard, Florida 177 $ 20,656,000 $ 116,700 $ 66,000
Hennepin, Minnesota 175 $ 31,802,000 $ 181,725 $ 79,000
Polk, Florida 174 $ 15,981,000 $ 91,844 $ 57,000
Bergen, New Jersey 174 $ 49,834,000 $ 286,402 $ 127,000
El Paso, Texas 172 $ 15,042,000 $ 87,453 $ 93,000
Montgomery, Pennsylvania 170 $ 30,412,000 $ 178,894 $ 90,000
Tulare, California 169 $ 20,759,000 $ 122,834 $ 64,000
St. Lucie, Florida 167 $ 17,022,000 $ 101,928 $ 48,000
Middlesex, Massachusetts 167 $ 47,451,000 $ 284,137 $ 122,000
Winnebago, Illinois 166 $ 14,311,000 $ 86,210 $ 55,000
Placer, California 163 $ 41,848,000 $ 256,736 $ 111,000
Yavapai, Arizona 161 $ 25,604,000 $ 159,031 $ 81,000
Jackson, Missouri 161 $ 15,067,000 $ 93,583 $ 59,000
Mecklenburg, North Carolina 161 $ 22,617,000 $ 140,478 $ 75,000
Hartford, Connecticut 159 $ 20,493,000 $ 128,886 $ 69,000
Union, New Jersey 159 $ 34,810,000 $ 218,930 $ 71,000
Fairfield, Connecticut 157 $ 40,005,000 $ 254,808 $ 98,000
Milwaukee, Wisconsin 157 $ 11,903,000 $ 75,815 $ 59,000
Pasco, Florida 151 $ 14,617,000 $ 96,801 $ 51,000
Fulton, Georgia 150 $ 28,485,000 $ 189,900 $ 125,000
Monterey, California 149 $ 46,269,000 $ 310,530 $ 109,000
Mohave, Arizona 148 $ 15,332,000 $ 103,594 $ 61,000
Franklin, Ohio 146 $ 16,484,000 $ 112,904 $ 81,000
Prince William, Virginia 140 $ 29,136,000 $ 208,114 $ 76,000
McHenry, Illinois 137 $ 22,470,000 $ 164,014 $ 82,000
Utah, Utah 135 $ 22,003,000 $ 162,985 $ 83,000
DeKalb, Georgia 133 $ 17,859,000 $ 134,278 $ 81,000
Delaware, Pennsylvania 132 $ 16,112,000 $ 122,060 $ 74,000
Baltimore, Maryland 130 $ 18,004,000 $ 138,492 $ 74,000
Gloucester, New Jersey 130 $ 20,300,000 $ 156,153 $ 84,000
Douglas, Colorado 127 $ 31,122,000 $ 245,055 $ 119,000
Mercer, New Jersey 125 $ 18,482,000 $ 147,856 $ 73,000
Weld, Colorado 122 $ 20,278,000 $ 166,213 $ 82,000
Vanderburgh, Indiana 122 $ 8,266,000 $ 67,754 $ 59,000
Sonoma, California 121 $ 37,235,000 $ 307,727 $ 132,000
Baltimore City, Maryland 121 $ 11,102,000 $ 91,752 $ 68,000
Essex, Massachusetts 121 $ 27,547,000 $ 227,661 $ 91,000
Washington, Oregon 119 $ 21,044,000 $ 176,840 $ 77,000
Passaic, New Jersey 118 $ 22,596,000 $ 191,491 $ 116,000
Atlantic, New Jersey 117 $ 21,000,000 $ 179,487 $ 95,000
Hamilton, Ohio 117 $ 13,626,000 $ 116,461 $ 73,000
Pinal, Arizona 108 $ 12,594,000 $ 116,611 $ 59,000
Hudson, New Jersey 108 $ 22,563,000 $ 208,916 $ 83,000
Lane, Oregon 108 $ 15,010,000 $ 138,981 $ 67,000
Thurston, Washington 108 $ 15,832,000 $ 146,592 $ 68,000
Bristol, Massachusetts 106 $ 20,776,000 $ 196,000 $ 84,000
Bernalillo, New Mexico 106 $ 13,483,000 $ 127,198 $ 60,000
Macomb, Michigan 105 $ 15,651,000 $ 149,057 $ 85,000
Snohomish, Washington 103 $ 20,155,000 $ 195,679 $ 81,000
Seminole, Florida 102 $ 13,735,000 $ 134,656 $ 67,000
Plymouth, Massachusetts 98 $ 21,675,000 $ 221,173 $ 80,000
Morris, New Jersey 98 $ 26,488,000 $ 270,285 $ 126,000
Larimer, Colorado 96 $ 16,280,000 $ 169,583 $ 78,000
Escambia, Florida 96 $ 8,338,000 $ 86,854 $ 42,000
Osceola, Florida 96 $ 11,626,000 $ 121,104 $ 54,000
Nassau, New York 94 $ 25,763,000 $ 274,074 $ 108,000
Chesterfield, Virginia 94 $ 10,658,000 $ 113,382 $ 56,000
St. Clair, Illinois 93 $ 7,802,000 $ 83,892 $ 45,000
Collier, Florida 90 $ 16,631,000 $ 184,788 $ 77,000
Williamson, Texas 90 $ 12,875,000 $ 143,055 $ 97,000
Hamilton, Tennessee 88 $ 7,873,000 $ 89,465 $ 53,000
Brazoria, Texas 88 $ 10,606,000 $ 120,522 $ 112,000
Montgomery, Texas 88 $ 12,391,000 $ 140,806 $ 93,000
Shasta, California 87 $ 12,916,000 $ 148,459 $ 69,000
Kings, New York 87 $ 28,603,000 $ 328,770 $ 89,000
El Dorado, California 86 $ 21,691,000 $ 252,220 $ 114,000
Boulder, Colorado 85 $ 19,458,000 $ 228,917 $ 129,000
Madison, Illinois 85 $ 8,013,000 $ 94,270 $ 51,000
Marion, Florida 84 $ 9,428,000 $ 112,238 $ 57,000
Allen, Indiana 84 $ 5,815,000 $ 69,226 $ 53,000
Montgomery, Ohio 84 $ 7,676,000 $ 91,380 $ 51,000
Berks, Pennsylvania 83 $ 11,251,000 $ 135,554 $ 56,000
Maui, Hawaii 82 $ 26,916,000 $ 328,243 $ 110,000
Queens, New York 82 $ 22,401,000 $ 273,182 $ 90,000
Butte, California 81 $ 12,012,000 $ 148,296 $ 66,000
Hampden, Massachusetts 81 $ 8,737,000 $ 107,864 $ 63,000
Norfolk, Massachusetts 81 $ 20,068,000 $ 247,753 $ 130,000
Washoe, Nevada 81 $ 15,521,000 $ 191,617 $ 76,000
Yolo, California 79 $ 13,864,000 $ 175,493 $ 100,000
Chester, Pennsylvania 79 $ 15,876,000 $ 200,962 $ 80,000
Virginia Beach, Virginia 79 $ 10,879,000 $ 137,708 $ 68,000
Worcester, Massachusetts 78 $ 13,586,000 $ 174,179 $ 82,000
Ramsey, Minnesota 77 $ 12,753,000 $ 165,623 $ 71,000
Santa Barbara, California 76 $ 22,040,000 $ 290,000 $ 106,000
Sarasota, Florida 76 $ 11,618,000 $ 152,868 $ 94,000
Henrico, Virginia 75 $ 9,577,000 $ 127,693 $ 67,000
Madera, California 73 $ 10,803,000 $ 147,986 $ 100,000
Marin, California 73 $ 34,592,000 $ 473,863 $ 230,000
Santa Cruz, California 73 $ 28,683,000 $ 392,917 $ 133,000
Anne Arundel, Maryland 72 $ 12,546,000 $ 174,250 $ 80,000
Knox, Tennessee 72 $ 5,916,000 $ 82,166 $ 41,000
Pueblo, Colorado 71 $ 7,574,000 $ 106,676 $ 61,000
Northampton, Pennsylvania 71 $ 9,647,000 $ 135,873 $ 66,000
Summit, Ohio 70 $ 7,143,000 $ 102,042 $ 50,000
Linn, Oregon 70 $ 7,576,000 $ 108,228 $ 55,000
Davidson, Tennessee 70 $ 8,174,000 $ 116,771 $ 70,000
Sangamon, Illinois 69 $ 5,589,000 $ 81,000 $ 52,000
Somerset, New Jersey 69 $ 15,579,000 $ 225,782 $ 88,000
Lehigh, Pennsylvania 68 $ 9,325,000 $ 137,132 $ 65,000
Weber, Utah 68 $ 7,725,000 $ 113,602 $ 60,000
Spokane, Washington 68 $ 7,491,000 $ 110,161 $ 51,000
Lake, Florida 67 $ 8,942,000 $ 133,462 $ 57,000
Imperial, California 65 $ 8,004,000 $ 123,138 $ 64,000
Peoria, Illinois 65 $ 5,166,000 $ 79,476 $ 39,000
Litchfield, Connecticut 63 $ 10,826,000 $ 171,841 $ 73,000
St. Joseph, Indiana 63 $ 5,617,000 $ 89,158 $ 51,000
Kings, California 62 $ 7,092,000 $ 114,387 $ 62,000
Sussex, New Jersey 62 $ 11,900,000 $ 191,935 $ 97,000
Hernando, Florida 61 $ 5,966,000 $ 97,803 $ 54,000
Erie, Pennsylvania 61 $ 4,933,000 $ 80,868 $ 49,000
Jefferson, Texas 61 $ 4,935,000 $ 80,901 $ 96,000
Yellowstone, Montana 59 $ 5,655,000 $ 95,847 $ 54,000
Davis, Utah 59 $ 9,024,000 $ 152,949 $ 101,000
Hinds, Mississippi 56 $ 4,416,000 $ 78,857 $ 60,000
Martin, Florida 55 $ 8,268,000 $ 150,327 $ 59,000
Lancaster, Pennsylvania 55 $ 7,953,000 $ 144,600 $ 60,000
Lorain, Ohio 54 $ 5,813,000 $ 107,648 $ 62,000
Loudoun, Virginia 54 $ 14,039,000 $ 259,981 $ 120,000
Napa, California 53 $ 18,850,000 $ 355,660 $ 124,000
Leon, Florida 53 $ 5,396,000 $ 101,811 $ 79,000
San Luis Obispo, California 52 $ 15,598,000 $ 299,961 $ 112,000
Richmond City, Virginia 52 $ 4,387,000 $ 84,365 $ 73,000
Okaloosa, Florida 51 $ 5,673,000 $ 111,235 $ 89,000
Genesee, Michigan 51 $ 4,399,000 $ 86,254 $ 63,000
Anoka, Minnesota 51 $ 11,045,000 $ 216,568 $ 107,000
York, Pennsylvania 51 $ 6,349,000 $ 124,490 $ 75,000
San Benito, California 50 $ 16,639,000 $ 332,780 $ 125,000
Manatee, Florida 50 $ 5,969,000 $ 119,380 $ 80,000
Flathead, Montana 50 $ 7,153,000 $ 143,060 $ 58,000
Stark, Ohio 50 $ 3,859,000 $ 77,180 $ 50,000
Monroe, Pennsylvania 50 $ 6,956,000 $ 139,120 $ 87,000
Webb, Texas 50 $ 4,578,000 $ 91,560 $ 68,000
Spotsylvania, Virginia 50 $ 9,166,000 $ 183,320 $ 77,000
New London, Connecticut 49 $ 7,455,000 $ 152,142 $ 68,000
Indian River, Florida 49 $ 6,107,000 $ 124,632 $ 67,000
Santa Rosa, Florida 49 $ 4,819,000 $ 98,346 $ 44,000
Lake, Indiana 49 $ 4,200,000 $ 85,714 $ 65,000
Richmond, New York 49 $ 13,975,000 $ 285,204 $ 116,000
Warren, New Jersey 48 $ 8,825,000 $ 183,854 $ 90,000
Galveston, Texas 48 $ 5,219,000 $ 108,729 $ 68,000
Sutter, California 47 $ 7,321,000 $ 155,765 $ 67,000
Rock Island, Illinois 46 $ 3,849,000 $ 83,673 $ 128,000
Dauphin, Pennsylvania 46 $ 6,452,000 $ 140,260 $ 74,000
Newport News, Virginia 46 $ 4,464,000 $ 97,043 $ 64,000
Mesa, Colorado 45 $ 5,936,000 $ 131,911 $ 74,000
Alachua, Florida 45 $ 4,911,000 $ 109,133 $ 56,000
Charleston, South Carolina 45 $ 5,451,000 $ 121,133 $ 80,000
Gwinnett, Georgia 44 $ 9,085,000 $ 206,477 $ 94,000
Dakota, Minnesota 44 $ 9,141,000 $ 207,750 $ 83,000
Rogers, Oklahoma 44 $ 4,270,000 $ 97,045 $ 47,000
Erie, New York 43 $ 5,021,000 $ 116,767 $ 76,000
Rockland, New York 43 $ 11,689,000 $ 271,837 $ 122,000
Westchester, New York 43 $ 16,711,000 $ 388,627 $ 132,000
Deschutes, Oregon 43 $ 7,646,000 $ 177,813 $ 93,000
Kitsap, Washington 43 $ 7,287,000 $ 169,465 $ 58,000
Coconino, Arizona 42 $ 7,156,000 $ 170,380 $ 88,000
Pulaski, Arkansas 42 $ 3,098,000 $ 73,761 $ 63,000
Luzerne, Pennsylvania 42 $ 4,123,000 $ 98,166 $ 63,000
Westmoreland, Pennsylvania 42 $ 5,789,000 $ 137,833 $ 67,000
Kenosha, Wisconsin 42 $ 5,116,000 $ 121,809 $ 82,000
Cleveland, Oklahoma 41 $ 3,721,000 $ 90,756 $ 56,000
Charlotte, Florida 40 $ 3,764,000 $ 94,100 $ 62,000
Jefferson, Kentucky 40 $ 3,712,000 $ 92,800 $ 40,000
St. Charles, Missouri 40 $ 6,400,000 $ 160,000 $ 81,000
Cape May, New Jersey 40 $ 6,983,000 $ 174,575 $ 91,000
Mahoning, Ohio 40 $ 4,176,000 $ 104,400 $ 51,000
Chesapeake, Virginia 40 $ 4,954,000 $ 123,850 $ 64,000
Yakima, Washington 40 $ 5,031,000 $ 125,775 $ 68,000
Clay, Florida 39 $ 4,810,000 $ 123,333 $ 53,000
Vigo, Indiana 39 $ 1,741,000 $ 44,641 $ 54,000
Hampton, Virginia 39 $ 4,026,000 $ 103,230 $ 52,000
Citrus, Florida 38 $ 3,230,000 $ 85,000 $ 49,000
St. Johns, Florida 38 $ 4,679,000 $ 123,131 $ 53,000
Kendall, Illinois 38 $ 7,363,000 $ 193,763 $ 74,000
Polk, Iowa 38 $ 4,572,000 $ 120,315 $ 59,000
Cameron, Texas 38 $ 3,463,000 $ 91,131 $ 95,000
Howard, Maryland 37 $ 9,326,000 $ 252,054 $ 110,000
Norfolk, Virginia 37 $ 4,008,000 $ 108,324 $ 66,000
Tazewell, Illinois 36 $ 3,022,000 $ 83,944 $ 42,000
Harford, Maryland 36 $ 7,113,000 $ 197,583 $ 81,000
Polk, Oregon 36 $ 5,637,000 $ 156,583 $ 78,000
Nevada, California 35 $ 7,694,000 $ 219,828 $ 83,000
Hawaii, Hawaii 35 $ 8,023,000 $ 229,228 $ 115,000
Frederick, Maryland 35 $ 6,063,000 $ 173,228 $ 90,000
Ottawa, Michigan 35 $ 4,146,000 $ 118,457 $ 62,000
Orange, New York 35 $ 6,742,000 $ 192,628 $ 86,000
Guilford, North Carolina 35 $ 4,189,000 $ 119,685 $ 76,000
Wake, North Carolina 35 $ 6,192,000 $ 176,914 $ 92,000
Hays, Texas 35 $ 5,365,000 $ 153,285 $ 130,000
Benton, Washington 35 $ 4,515,000 $ 129,000 $ 51,000
Tuolumne, California 34 $ 5,471,000 $ 160,911 $ 94,000
Orleans, Louisiana 34 $ 4,174,000 $ 122,764 $ 112,000
Hunterdon, New Jersey 34 $ 9,363,000 $ 275,382 $ 166,000
San Juan, New Mexico 34 $ 3,008,000 $ 88,470 $ 51,000
Richland, South Carolina 34 $ 3,517,000 $ 103,441 $ 48,000
Cowlitz, Washington 34 $ 3,154,000 $ 92,764 $ 55,000
Warrick, Indiana 33 $ 3,096,000 $ 93,818 $ 53,000
Johnson, Kansas 33 $ 7,066,000 $ 214,121 $ 98,000
Bronx, New York 33 $ 8,993,000 $ 272,515 $ 86,000
Yuba, California 32 $ 3,809,000 $ 119,031 $ 114,000
Santa Fe, New Mexico 32 $ 7,426,000 $ 232,062 $ 80,000
Gaston, North Carolina 32 $ 3,113,000 $ 97,281 $ 56,000
Yuma, Arizona 31 $ 4,793,000 $ 154,612 $ 98,000
Lake, California 31 $ 4,619,000 $ 149,000 $ 120,000
Copiah, Mississippi 31 $ 2,085,000 $ 67,258 $ 67,000
Parker, Texas 31 $ 4,416,000 $ 142,451 $ 83,000
Washtenaw, Michigan 30 $ 5,722,000 $ 190,733 $ 90,000
DeSoto, Mississippi 30 $ 3,891,000 $ 129,700 $ 63,000
Jackson, Oregon 30 $ 5,134,000 $ 171,133 $ 86,000
Spartanburg, South Carolina 30 $ 2,539,000 $ 84,633 $ 60,000
Randall, Texas 30 $ 3,001,000 $ 100,033 $ 76,000
Jefferson, Alabama 29 $ 2,241,000 $ 77,275 $ 74,000
Mendocino, California 29 $ 6,317,000 $ 217,827 $ 76,000
Monroe, Florida 29 $ 8,944,000 $ 308,413 $ 315,000
Clayton, Georgia 29 $ 2,965,000 $ 102,241 $ 54,000
Daviess, Kentucky 29 $ 2,237,000 $ 77,137 $ 42,000
Johnson, Texas 29 $ 3,190,000 $ 110,000 $ 67,000
Racine, Wisconsin 29 $ 2,894,000 $ 99,793 $ 52,000
Bay, Florida 28 $ 3,124,000 $ 111,571 $ 140,000
Barnstable, Massachusetts 28 $ 6,952,000 $ 248,285 $ 130,000
Lauderdale, Mississippi 28 $ 2,374,000 $ 84,785 $ 87,000
Providence, Rhode Island 28 $ 5,159,000 $ 184,250 $ 82,000
DeKalb, Illinois 27 $ 3,714,000 $ 137,555 $ 67,000
Missoula, Montana 27 $ 5,611,000 $ 207,814 $ 96,000
Beaver, Pennsylvania 27 $ 2,221,000 $ 82,259 $ 47,000
Elbert, Colorado 26 $ 7,048,000 $ 271,076 $ 101,000
Cobb, Georgia 26 $ 4,022,000 $ 154,692 $ 79,000
East Baton Rouge, Louisiana 26 $ 1,932,000 $ 74,307 $ 49,000
Charles, Maryland 26 $ 5,103,000 $ 196,269 $ 77,000
Cumberland, New Jersey 26 $ 2,336,000 $ 89,846 $ 48,000
Forsyth, North Carolina 26 $ 2,815,000 $ 108,269 $ 65,000
Potter, Texas 26 $ 1,833,000 $ 70,500 $ 58,000
Washington, Utah 26 $ 2,476,000 $ 95,230 $ 51,000
Jefferson, Arkansas 25 $ 1,744,000 $ 69,760 $ 62,000
Tehama, California 25 $ 3,460,000 $ 138,400 $ 64,000
Highlands, Florida 25 $ 1,834,000 $ 73,360 $ 40,000
Salem, New Jersey 25 $ 3,542,000 $ 141,680 $ 58,000
Wagoner, Oklahoma 25 $ 2,701,000 $ 108,040 $ 64,000
Humboldt, California 24 $ 3,551,000 $ 147,958 $ 58,000
Kent, Michigan 24 $ 2,177,000 $ 90,708 $ 37,000
Lake, Ohio 24 $ 2,830,000 $ 117,916 $ 92,000
Yamhill, Oregon 24 $ 3,451,000 $ 143,791 $ 70,000
Butler, Pennsylvania 24 $ 3,562,000 $ 148,416 $ 78,000
Kaufman, Texas 24 $ 2,705,000 $ 112,708 $ 95,000
Grays Harbor, Washington 24 $ 2,514,000 $ 104,750 $ 56,000
Walworth, Wisconsin 24 $ 4,021,000 $ 167,541 $ 89,000
New Castle, Delaware 23 $ 2,630,000 $ 114,347 $ 66,000
Jefferson, Missouri 23 $ 3,129,000 $ 136,043 $ 77,000
Richland, Ohio 23 $ 1,805,000 $ 78,478 $ 62,000
Columbia, Oregon 23 $ 2,818,000 $ 122,521 $ 55,000
Washington, Pennsylvania 23 $ 2,892,000 $ 125,739 $ 56,000
Alexandria, Virginia 23 $ 5,519,000 $ 239,956 $ 94,000
Stafford, Virginia 23 $ 5,249,000 $ 228,217 $ 80,000
Navajo, Arizona 22 $ 2,007,000 $ 91,227 $ 70,000
Putnam, Florida 22 $ 1,807,000 $ 82,136 $ 37,000
Tippecanoe, Indiana 22 $ 1,993,000 $ 90,590 $ 44,000
St. Clair, Michigan 22 $ 2,792,000 $ 126,909 $ 69,000
Washington, Minnesota 22 $ 5,160,000 $ 234,545 $ 105,000
Pitt, North Carolina 22 $ 1,751,000 $ 79,590 $ 52,000
Robeson, North Carolina 22 $ 1,608,000 $ 73,090 $ 88,000
Lucas, Ohio 22 $ 2,556,000 $ 116,181 $ 53,000
Cumberland, Pennsylvania 22 $ 2,331,000 $ 105,954 $ 52,000
Pike, Pennsylvania 22 $ 3,025,000 $ 137,500 $ 81,000
Dorchester, South Carolina 22 $ 2,019,000 $ 91,772 $ 46,000
Bell, Texas 22 $ 1,904,000 $ 86,545 $ 83,000
Roanoke, Virginia 22 $ 3,090,000 $ 140,454 $ 65,000
Cochise, Arizona 21 $ 2,804,000 $ 133,523 $ 73,000
Flagler, Florida 21 $ 2,993,000 $ 142,523 $ 95,000
Henry, Georgia 21 $ 2,520,000 $ 120,000 $ 68,000
Johnson, Indiana 21 $ 3,507,000 $ 167,000 $ 92,000
Wyandotte, Kansas 21 $ 1,625,000 $ 77,380 $ 53,000
Cumberland, North Carolina 21 $ 1,451,000 $ 69,095 $ 46,000
Butler, Ohio 21 $ 2,997,000 $ 142,714 $ 65,000
Wood, Ohio 21 $ 2,434,000 $ 115,904 $ 60,000
Lackawanna, Pennsylvania 21 $ 1,912,000 $ 91,047 $ 59,000
Hidalgo, Texas 21 $ 3,120,000 $ 148,571 $ 188,000
Lubbock, Texas 21 $ 2,404,000 $ 114,476 $ 113,000
Roanoke City, Virginia 21 $ 1,695,000 $ 80,714 $ 41,000
Baldwin, Alabama 20 $ 3,221,000 $ 161,050 $ 63,000
Middlesex, Connecticut 20 $ 3,471,000 $ 173,550 $ 101,000
Windham, Connecticut 20 $ 2,581,000 $ 129,050 $ 58,000
LaSalle, Illinois 20 $ 2,128,000 $ 106,400 $ 120,000
Hamilton, Indiana 20 $ 5,126,000 $ 256,300 $ 101,000
Henderson, Kentucky 20 $ 2,114,000 $ 105,700 $ 53,000
Valencia, New Mexico 20 $ 2,080,000 $ 104,000 $ 45,000
Ulster, New York 20 $ 3,049,000 $ 152,450 $ 68,000
Craven, North Carolina 20 $ 2,299,000 $ 114,950 $ 58,000
Portage, Ohio 20 $ 2,686,000 $ 134,300 $ 54,000
York, South Carolina 20 $ 1,871,000 $ 93,550 $ 54,000
Skagit, Washington 20 $ 3,196,000 $ 159,800 $ 110,000
Champaign, Illinois 19 $ 1,674,000 $ 88,105 $ 70,000
Harrison, Mississippi 19 $ 1,403,000 $ 73,842 $ 34,000
Hillsborough, New Hampshire 19 $ 3,728,000 $ 196,210 $ 79,000
Creek, Oklahoma 19 $ 1,299,000 $ 68,368 $ 60,000
Sullivan, Tennessee 19 $ 1,159,000 $ 61,000 $ 41,000
Manassas, Virginia 19 $ 3,547,000 $ 186,684 $ 63,000
Teller, Colorado 18 $ 2,707,000 $ 150,388 $ 63,000
Greene, Missouri 18 $ 1,473,000 $ 81,833 $ 52,000
Sandoval, New Mexico 18 $ 3,135,000 $ 174,166 $ 79,000
Union, North Carolina 18 $ 2,369,000 $ 131,611 $ 65,000
Warren, Ohio 18 $ 2,675,000 $ 148,611 $ 71,000
Arlington, Virginia 18 $ 4,410,000 $ 245,000 $ 120,000
Amador, California 17 $ 3,209,000 $ 188,764 $ 76,000
Garfield, Colorado 17 $ 4,154,000 $ 244,352 $ 84,000
Elkhart, Indiana 17 $ 1,723,000 $ 101,352 $ 47,000
Wayne, Indiana 17 $ 1,320,000 $ 77,647 $ 53,000
Kalamazoo, Michigan 17 $ 1,550,000 $ 91,176 $ 62,000
Livingston, Michigan 17 $ 4,480,000 $ 263,529 $ 114,000
Dutchess, New York 17 $ 4,648,000 $ 273,411 $ 131,000
Cleveland, North Carolina 17 $ 1,453,000 $ 85,470 $ 46,000
Trumbull, Ohio 17 $ 1,638,000 $ 96,352 $ 45,000
Fayette, Pennsylvania 17 $ 1,519,000 $ 89,352 $ 69,000
Berkeley, South Carolina 17 $ 1,607,000 $ 94,529 $ 53,000
Comal, Texas 17 $ 2,292,000 $ 134,823 $ 98,000
Fauquier, Virginia 17 $ 3,173,000 $ 186,647 $ 113,000
Hanover, Virginia 17 $ 2,733,000 $ 160,764 $ 64,000
Portsmouth, Virginia 17 $ 1,529,000 $ 89,941 $ 47,000
Grant, Washington 17 $ 2,191,000 $ 128,882 $ 104,000
Lewis, Washington 17 $ 2,150,000 $ 126,470 $ 55,000
Dane, Wisconsin 17 $ 3,703,000 $ 217,823 $ 162,000
Park, Colorado 16 $ 2,399,000 $ 149,937 $ 80,000
Nassau, Florida 16 $ 1,710,000 $ 106,875 $ 59,000
Newton, Georgia 16 $ 1,575,000 $ 98,437 $ 48,000
Macon, Illinois 16 $ 848,000 $ 53,000 $ 49,000
Delaware, Indiana 16 $ 907,000 $ 56,687 $ 40,000
Gibson, Indiana 16 $ 950,000 $ 59,375 $ 40,000
Madison, Indiana 16 $ 1,349,000 $ 84,312 $ 47,000
Saginaw, Michigan 16 $ 1,842,000 $ 115,125 $ 200,000
Greene, Ohio 16 $ 1,509,000 $ 94,312 $ 73,000
Grady, Oklahoma 16 $ 942,000 $ 58,875 $ 39,000
Aiken, South Carolina 16 $ 911,000 $ 56,937 $ 38,000
Blount, Tennessee 16 $ 1,624,000 $ 101,500 $ 40,000
Washington, Tennessee 16 $ 1,569,000 $ 98,062 $ 42,000
Guadalupe, Texas 16 $ 1,917,000 $ 119,812 $ 153,000
Benton, Arkansas 15 $ 1,244,000 $ 82,933 $ 58,000
Saline, Arkansas 15 $ 2,364,000 $ 157,600 $ 147,000
Morgan, Colorado 15 $ 1,625,000 $ 108,333 $ 57,000
Summit, Colorado 15 $ 4,846,000 $ 323,066 $ 127,000
Tolland, Connecticut 15 $ 2,403,000 $ 160,200 $ 66,000
Rockdale, Georgia 15 $ 1,918,000 $ 127,866 $ 72,000
Canyon, Idaho 15 $ 1,156,000 $ 77,066 $ 71,000
Grundy, Illinois 15 $ 2,330,000 $ 155,333 $ 64,000
Carroll, Maryland 15 $ 3,302,000 $ 220,133 $ 89,000
Berkshire, Massachusetts 15 $ 1,625,000 $ 108,333 $ 61,000
Rockingham, New Hampshire 15 $ 3,520,000 $ 234,666 $ 83,000
Dona Ana, New Mexico 15 $ 1,607,000 $ 107,133 $ 57,000
Monroe, New York 15 $ 1,625,000 $ 108,333 $ 69,000
Ashtabula, Ohio 15 $ 1,421,000 $ 94,733 $ 48,000
Fairfield, Ohio 15 $ 2,606,000 $ 173,733 $ 75,000
Canadian, Oklahoma 15 $ 1,288,000 $ 85,866 $ 42,000
Bradley, Tennessee 15 $ 1,612,000 $ 107,466 $ 41,000
Madison, Tennessee 15 $ 861,000 $ 57,400 $ 29,000
Ellis, Texas 15 $ 2,207,000 $ 147,133 $ 76,000
Nueces, Texas 15 $ 1,633,000 $ 108,866 $ 85,000
Bedford, Virginia 15 $ 4,748,000 $ 316,533 $ 65,000
Berkeley, West Virginia 15 $ 1,835,000 $ 122,333 $ 94,000
Waukesha, Wisconsin 15 $ 3,010,000 $ 200,666 $ 85,000
Calaveras, California 14 $ 3,378,000 $ 241,285 $ 93,000
Archuleta, Colorado 14 $ 2,278,000 $ 162,714 $ 67,000
Boone, Illinois 14 $ 1,929,000 $ 137,785 $ 55,000
Posey, Indiana 14 $ 1,731,000 $ 123,642 $ 61,000
Scott, Minnesota 14 $ 4,693,000 $ 335,214 $ 184,000
Douglas, Nebraska 14 $ 1,000,000 $ 71,428 $ 54,000
Clermont, Ohio 14 $ 1,548,000 $ 110,571 $ 53,000
Licking, Ohio 14 $ 2,156,000 $ 154,000 $ 59,000
Bastrop, Texas 14 $ 1,175,000 $ 83,928 $ 72,000
Whatcom, Washington 14 $ 2,699,000 $ 192,785 $ 82,000
Gila, Arizona 13 $ 1,866,000 $ 143,538 $ 124,000
Santa Cruz, Arizona 13 $ 2,320,000 $ 178,461 $ 83,000
Siskiyou, California 13 $ 1,563,000 $ 120,230 $ 63,000
Eagle, Colorado 13 $ 4,444,000 $ 341,846 $ 161,000
Sedgwick, Kansas 13 $ 884,000 $ 68,000 $ 48,000
Washington, Maryland 13 $ 3,428,000 $ 263,692 $ 64,000
Allegan, Michigan 13 $ 1,512,000 $ 116,307 $ 46,000
Jackson, Mississippi 13 $ 887,000 $ 68,230 $ 43,000
Lawrence, Missouri 13 $ 596,000 $ 45,846 $ 24,000
Clark, Ohio 13 $ 1,134,000 $ 87,230 $ 37,000
Medina, Ohio 13 $ 1,923,000 $ 147,923 $ 61,000
Garfield, Oklahoma 13 $ 935,000 $ 71,923 $ 82,000
Muskogee, Oklahoma 13 $ 883,000 $ 67,923 $ 55,000
Lycoming, Pennsylvania 13 $ 1,499,000 $ 115,307 $ 84,000
Orangeburg, South Carolina 13 $ 763,000 $ 58,692 $ 35,000
Gregg, Texas 13 $ 708,000 $ 54,461 $ 34,000
Summit, Utah 13 $ 4,813,000 $ 370,230 $ 198,000
Hancock, West Virginia 13 $ 1,032,000 $ 79,384 $ 51,000
Montgomery, Alabama 12 $ 923,000 $ 76,916 $ 51,000
Colusa, California 12 $ 1,940,000 $ 161,666 $ 73,000
Fremont, Colorado 12 $ 1,084,000 $ 90,333 $ 51,000
Okeechobee, Florida 12 $ 964,000 $ 80,333 $ 50,000
Bibb, Georgia 12 $ 813,000 $ 67,750 $ 53,000
Williamson, Illinois 12 $ 1,158,000 $ 96,500 $ 54,000
York, Maine 12 $ 1,807,000 $ 150,583 $ 66,000
Lapeer, Michigan 12 $ 2,087,000 $ 173,916 $ 98,000
Jasper, Missouri 12 $ 980,000 $ 81,666 $ 62,000
New York, New York 12 $ 4,893,000 $ 407,750 $ 152,000
Durham, North Carolina 12 $ 1,562,000 $ 130,166 $ 80,000
Columbiana, Ohio 12 $ 1,067,000 $ 88,916 $ 53,000
Erie, Ohio 12 $ 2,136,000 $ 178,000 $ 171,000
Comanche, Oklahoma 12 $ 1,040,000 $ 86,666 $ 40,000
Osage, Oklahoma 12 $ 1,615,000 $ 134,583 $ 66,000
Lincoln, Oregon 12 $ 1,631,000 $ 135,916 $ 77,000
Greenville, South Carolina 12 $ 1,525,000 $ 127,083 $ 43,000
Lexington, South Carolina 12 $ 2,139,000 $ 178,250 $ 74,000
Sumter, South Carolina 12 $ 767,000 $ 63,916 $ 32,000
Hood, Texas 12 $ 1,626,000 $ 135,500 $ 87,000
Rockwall, Texas 12 $ 1,715,000 $ 142,916 $ 149,000
Frederick, Virginia 12 $ 2,149,000 $ 179,083 $ 318,000
Glenn, California 11 $ 1,329,000 $ 120,818 $ 46,000
Alamosa, Colorado 11 $ 1,108,000 $ 100,727 $ 53,000
Kauai, Hawaii 11 $ 3,227,000 $ 293,363 $ 136,000
Kankakee, Illinois 11 $ 1,441,000 $ 131,000 $ 55,000
Shelby, Indiana 11 $ 1,180,000 $ 107,272 $ 191,000
Lafayette, Louisiana 11 $ 890,000 $ 80,909 $ 86,000
Ingham, Michigan 11 $ 1,467,000 $ 133,363 $ 105,000
Jackson, Michigan 11 $ 919,000 $ 83,545 $ 71,000
Muskegon, Michigan 11 $ 838,000 $ 76,181 $ 43,000
Warren, Mississippi 11 $ 754,000 $ 68,545 $ 28,000
Clay, Missouri 11 $ 1,196,000 $ 108,727 $ 149,000
Gallatin, Montana 11 $ 2,179,000 $ 198,090 $ 82,000
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Mortgage Loan Application Detail Totals for Finance America, LLC in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 44,049 $7,792,225,000 $151,448 $3,500,000 $76,714 $6,000,000
Home Purchase (one-to-four family) 23,163 $3,678,331,000 $130,240 $2,100,000 $68,920 $5,952,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 9 $1,519,000 $173,000 $441,000 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 27,591 $4,617,801,000 $159,836 $3,500,000 $72,285 $4,200,000
White 19,211 $3,385,182,000 $152,460 $2,800,000 $80,160 $3,192,000
Black 7,947 $1,070,423,000 $116,214 $1,000,000 $60,547 $1,908,000
Hispanic 7,820 $1,326,399,000 $133,750 $1,400,000 $64,431 $6,000,000
Asian or Pacific Islander 2,180 $552,443,000 $168,694 $2,300,000 $79,972 $1,800,000
Not applicable 1,925 $406,791,000 $152,904 $2,438,000 $76,285 $4,800,000
Other 547 $113,036,000 $170,090 $1,300,000 $86,969 $2,400,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 67,221 $11,472,075,000 $143,800 $3,500,000 $73,760 $6,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 44,242 $7,427,621,000 $143,469 $3,500,000 $75,469 $6,000,000
Loan Originated 20,860 $3,713,012,000 $142,395 $1,238,000 $70,312 $4,662,000
Application Withdrawn By Applicant 1,194 $188,108,000 $151,275 $1,300,000 $83,775 $1,656,000
Loan Purchased By The Institution 563 $77,190,000 $191,480 $650,000 $86,520 $428,000
Application Approved But Not Accepted 362 $66,144,000 $161,297 $1,000,000 $80,594 $872,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 22,800 $3,942,602,000 $145,714 $3,500,000 $76,020 $5,952,000
Other 7,801 $1,258,294,000 $136,937 $2,057,000 $73,958 $6,000,000
Collateral 4,955 $766,932,000 $161,520 $2,625,000 $81,687 $2,400,000
Credit History 4,788 $756,087,000 $136,541 $2,300,000 $72,125 $2,280,000
Debt-To-Income Ratio 1,567 $255,533,000 $142,500 $2,438,000 $67,142 $1,405,000
Unverifiable Information 1,217 $255,091,000 $172,000 $2,600,000 $98,302 $2,876,000
Employment History 769 $135,581,000 $140,102 $2,500,000 $70,794 $1,536,000
Insufficient Cash (Downpayment, Closing Cost) 343 $56,997,000 $135,083 $767,000 $65,083 $364,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Finance America, LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Finance America, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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