First Financial Services, Inc. Mortgage Lending & HMDA Data, 2013
In 2013, First Financial Services, Inc. of Charlotte, NC reported 6,245 mortgage applications totaling $1.7 billion, down 34% from 2012. The average application was for $269,598, and applicants reported an average income of $122,310. 58% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (366), Los Angeles-Long Beach-Glendale, CA (300) and Charlotte-Gastonia-Rock Hill, NC-SC (289) (applications in parentheses).
| Mortgage Company & Address | First Financial Services, Inc. 6230 Fairview Rd, 450 Charlotte, NC 28210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,245 |
| Total Mortgage Loan Application Amount | $1,683,644,000 |
| Average Mortgage Loan Application Amount | $269,598 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $122,310 |
| Highest Applicant Income | $1,796,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 300 | $ 102,833,000 | $ 342,776 | $ 121,000 |
| Wake, North Carolina | 171 | $ 42,408,000 | $ 248,000 | $ 116,000 |
| Mecklenburg, North Carolina | 169 | $ 36,433,000 | $ 215,579 | $ 106,000 |
| San Diego, California | 147 | $ 48,955,000 | $ 333,027 | $ 129,000 |
| Orange, California | 134 | $ 51,132,000 | $ 381,582 | $ 129,000 |
| King, Washington | 119 | $ 40,868,000 | $ 343,428 | $ 137,000 |
| Fairfax, Virginia | 111 | $ 39,116,000 | $ 352,396 | $ 149,000 |
| District of Columbia, District Of Columbia | 108 | $ 42,749,000 | $ 395,824 | $ 145,000 |
| Putnam, Tennessee | 107 | $ 14,046,000 | $ 131,271 | $ 56,000 |
| Harris, Texas | 97 | $ 24,843,000 | $ 256,113 | $ 146,000 |
| Santa Clara, California | 90 | $ 35,989,000 | $ 399,877 | $ 152,000 |
| Montgomery, Maryland | 76 | $ 26,795,000 | $ 352,565 | $ 157,000 |
| Cook, Illinois | 75 | $ 19,799,000 | $ 263,986 | $ 147,000 |
| Riverside, California | 74 | $ 19,278,000 | $ 260,513 | $ 139,000 |
| Alameda, California | 73 | $ 28,897,000 | $ 395,849 | $ 125,000 |
| Sacramento, California | 58 | $ 15,382,000 | $ 265,206 | $ 114,000 |
| Dallas, Texas | 58 | $ 14,562,000 | $ 251,068 | $ 138,000 |
| Loudoun, Virginia | 57 | $ 20,903,000 | $ 366,719 | $ 140,000 |
| Philadelphia, Pennsylvania | 55 | $ 10,468,000 | $ 190,327 | $ 86,000 |
| Union, North Carolina | 54 | $ 11,053,000 | $ 204,685 | $ 79,000 |
| Travis, Texas | 54 | $ 14,384,000 | $ 266,370 | $ 142,000 |
| San Bernardino, California | 51 | $ 14,309,000 | $ 280,568 | $ 100,000 |
| Fort Bend, Texas | 51 | $ 12,612,000 | $ 247,294 | $ 127,000 |
| Hennepin, Minnesota | 50 | $ 12,308,000 | $ 246,160 | $ 103,000 |
| Camden, New Jersey | 50 | $ 7,341,000 | $ 146,820 | $ 59,000 |
| Broward, Florida | 48 | $ 13,366,000 | $ 278,458 | $ 117,000 |
| Collin, Texas | 48 | $ 13,632,000 | $ 284,000 | $ 136,000 |
| Burlington, New Jersey | 46 | $ 10,391,000 | $ 225,891 | $ 99,000 |
| Multnomah, Oregon | 45 | $ 12,512,000 | $ 278,044 | $ 124,000 |
| Florence, South Carolina | 45 | $ 6,231,000 | $ 138,466 | $ 72,000 |
| Oakland, Michigan | 44 | $ 11,111,000 | $ 252,522 | $ 126,000 |
| Ventura, California | 42 | $ 15,714,000 | $ 374,142 | $ 137,000 |
| Monmouth, New Jersey | 42 | $ 13,954,000 | $ 332,238 | $ 160,000 |
| Denton, Texas | 42 | $ 10,676,000 | $ 254,190 | $ 122,000 |
| San Mateo, California | 40 | $ 16,727,000 | $ 418,175 | $ 183,000 |
| Montgomery, Pennsylvania | 40 | $ 10,469,000 | $ 261,725 | $ 115,000 |
| Bucks, Pennsylvania | 38 | $ 10,923,000 | $ 287,447 | $ 122,000 |
| Tarrant, Texas | 38 | $ 10,076,000 | $ 265,157 | $ 136,000 |
| Middlesex, New Jersey | 37 | $ 10,857,000 | $ 293,432 | $ 125,000 |
| Durham, North Carolina | 36 | $ 7,231,000 | $ 200,861 | $ 83,000 |
| Lancaster, South Carolina | 36 | $ 6,094,000 | $ 169,277 | $ 59,000 |
| Contra Costa, California | 35 | $ 12,994,000 | $ 371,257 | $ 138,000 |
| Buncombe, North Carolina | 34 | $ 7,256,000 | $ 213,411 | $ 114,000 |
| Placer, California | 32 | $ 10,526,000 | $ 328,937 | $ 215,000 |
| Snohomish, Washington | 32 | $ 10,116,000 | $ 316,125 | $ 129,000 |
| Palm Beach, Florida | 31 | $ 9,128,000 | $ 294,451 | $ 124,000 |
| Howard, Maryland | 30 | $ 9,595,000 | $ 319,833 | $ 145,000 |
| Williamson, Tennessee | 30 | $ 9,172,000 | $ 305,733 | $ 110,000 |
| Chester, Pennsylvania | 29 | $ 7,789,000 | $ 268,586 | $ 114,000 |
| Prince William, Virginia | 29 | $ 9,860,000 | $ 340,000 | $ 133,000 |
| Washington, Oregon | 28 | $ 7,670,000 | $ 273,928 | $ 118,000 |
| Fulton, Georgia | 27 | $ 7,089,000 | $ 262,555 | $ 134,000 |
| Denver, Colorado | 26 | $ 7,421,000 | $ 285,423 | $ 115,000 |
| Cobb, Georgia | 26 | $ 7,233,000 | $ 278,192 | $ 141,000 |
| Bergen, New Jersey | 25 | $ 8,340,000 | $ 333,600 | $ 151,000 |
| Anne Arundel, Maryland | 24 | $ 7,678,000 | $ 319,916 | $ 117,000 |
| Cabarrus, North Carolina | 24 | $ 5,099,000 | $ 212,458 | $ 95,000 |
| Horry, South Carolina | 24 | $ 4,008,000 | $ 167,000 | $ 91,000 |
| Davidson, Tennessee | 24 | $ 5,203,000 | $ 216,791 | $ 122,000 |
| San Francisco, California | 23 | $ 9,798,000 | $ 426,000 | $ 193,000 |
| Gaston, North Carolina | 22 | $ 3,847,000 | $ 174,863 | $ 82,000 |
| Sonoma, California | 21 | $ 7,674,000 | $ 365,428 | $ 107,000 |
| Arapahoe, Colorado | 21 | $ 5,486,000 | $ 261,238 | $ 104,000 |
| Douglas, Colorado | 21 | $ 6,419,000 | $ 305,666 | $ 124,000 |
| Miami-Dade, Florida | 21 | $ 6,271,000 | $ 298,619 | $ 150,000 |
| DeKalb, Georgia | 21 | $ 5,586,000 | $ 266,000 | $ 141,000 |
| Gwinnett, Georgia | 21 | $ 4,191,000 | $ 199,571 | $ 112,000 |
| Fairfield, Connecticut | 20 | $ 7,057,000 | $ 352,850 | $ 161,000 |
| Baltimore, Maryland | 20 | $ 5,090,000 | $ 254,500 | $ 141,000 |
| Wayne, Michigan | 20 | $ 4,743,000 | $ 237,150 | $ 123,000 |
| Somerset, New Jersey | 20 | $ 6,340,000 | $ 317,000 | $ 156,000 |
| Delaware, Pennsylvania | 20 | $ 4,050,000 | $ 202,500 | $ 113,000 |
| York, South Carolina | 20 | $ 4,272,000 | $ 213,600 | $ 78,000 |
| Shelby, Tennessee | 20 | $ 4,625,000 | $ 231,250 | $ 123,000 |
| Hillsborough, Florida | 19 | $ 4,666,000 | $ 245,578 | $ 133,000 |
| Prince George's, Maryland | 19 | $ 4,111,000 | $ 216,368 | $ 97,000 |
| Hudson, New Jersey | 19 | $ 5,905,000 | $ 310,789 | $ 168,000 |
| Charleston, South Carolina | 19 | $ 5,419,000 | $ 285,210 | $ 110,000 |
| Williamson, Texas | 19 | $ 4,578,000 | $ 240,947 | $ 119,000 |
| San Luis Obispo, California | 18 | $ 6,158,000 | $ 342,111 | $ 89,000 |
| New Castle, Delaware | 18 | $ 4,521,000 | $ 251,166 | $ 108,000 |
| Iredell, North Carolina | 18 | $ 4,560,000 | $ 253,333 | $ 163,000 |
| Jefferson, Colorado | 17 | $ 4,149,000 | $ 244,058 | $ 110,000 |
| New Haven, Connecticut | 17 | $ 3,843,000 | $ 226,058 | $ 163,000 |
| Lexington, South Carolina | 17 | $ 3,253,000 | $ 191,352 | $ 91,000 |
| Bexar, Texas | 17 | $ 4,392,000 | $ 258,352 | $ 130,000 |
| Pierce, Washington | 17 | $ 4,106,000 | $ 241,529 | $ 97,000 |
| San Joaquin, California | 16 | $ 4,308,000 | $ 269,250 | $ 103,000 |
| Essex, New Jersey | 16 | $ 5,929,000 | $ 370,562 | $ 179,000 |
| Morris, New Jersey | 16 | $ 5,691,000 | $ 355,687 | $ 144,000 |
| Guilford, North Carolina | 16 | $ 3,761,000 | $ 235,062 | $ 98,000 |
| Johnston, North Carolina | 16 | $ 3,045,000 | $ 190,312 | $ 78,000 |
| Adams, Colorado | 15 | $ 3,609,000 | $ 240,600 | $ 127,000 |
| Larimer, Colorado | 15 | $ 3,673,000 | $ 244,866 | $ 100,000 |
| Lake, Illinois | 15 | $ 4,566,000 | $ 304,400 | $ 142,000 |
| Montgomery, Texas | 15 | $ 4,439,000 | $ 295,933 | $ 170,000 |
| Arlington, Virginia | 15 | $ 6,499,000 | $ 433,266 | $ 148,000 |
| Solano, California | 14 | $ 3,472,000 | $ 248,000 | $ 129,000 |
| Yolo, California | 14 | $ 4,198,000 | $ 299,857 | $ 134,000 |
| Boulder, Colorado | 14 | $ 4,385,000 | $ 313,214 | $ 153,000 |
| Forsyth, Georgia | 14 | $ 4,051,000 | $ 289,357 | $ 141,000 |
| Frederick, Maryland | 14 | $ 3,217,000 | $ 229,785 | $ 115,000 |
| Ocean, New Jersey | 14 | $ 3,155,000 | $ 225,357 | $ 115,000 |
| Knox, Tennessee | 14 | $ 2,708,000 | $ 193,428 | $ 90,000 |
| Overton, Tennessee | 14 | $ 1,413,000 | $ 100,928 | $ 63,000 |
| White, Tennessee | 14 | $ 1,585,000 | $ 113,214 | $ 44,000 |
| Virginia Beach, Virginia | 14 | $ 3,714,000 | $ 265,285 | $ 109,000 |
| Clark, Washington | 14 | $ 3,424,000 | $ 244,571 | $ 117,000 |
| Santa Barbara, California | 13 | $ 4,796,000 | $ 368,923 | $ 111,000 |
| Duval, Florida | 13 | $ 3,426,000 | $ 263,538 | $ 128,000 |
| Orange, Florida | 13 | $ 4,527,000 | $ 348,230 | $ 160,000 |
| Baltimore City, Maryland | 13 | $ 3,402,000 | $ 261,692 | $ 130,000 |
| Gloucester, New Jersey | 13 | $ 2,782,000 | $ 214,000 | $ 105,000 |
| Orange, North Carolina | 13 | $ 3,769,000 | $ 289,923 | $ 145,000 |
| Allegheny, Pennsylvania | 13 | $ 2,837,000 | $ 218,230 | $ 116,000 |
| El Dorado, California | 12 | $ 3,685,000 | $ 307,083 | $ 117,000 |
| Santa Cruz, California | 12 | $ 4,631,000 | $ 385,916 | $ 134,000 |
| Ramsey, Minnesota | 12 | $ 2,961,000 | $ 246,750 | $ 128,000 |
| Atlantic, New Jersey | 12 | $ 2,394,000 | $ 199,500 | $ 118,000 |
| New Hanover, North Carolina | 12 | $ 2,927,000 | $ 243,916 | $ 195,000 |
| Kern, California | 11 | $ 2,779,000 | $ 252,636 | $ 125,000 |
| Marin, California | 11 | $ 4,809,000 | $ 437,181 | $ 135,000 |
| El Paso, Colorado | 11 | $ 2,030,000 | $ 184,545 | $ 91,000 |
| Hartford, Connecticut | 11 | $ 2,732,000 | $ 248,363 | $ 110,000 |
| Lee, Florida | 11 | $ 1,669,000 | $ 151,727 | $ 114,000 |
| DuPage, Illinois | 11 | $ 2,924,000 | $ 265,818 | $ 136,000 |
| Hamilton, Indiana | 11 | $ 3,287,000 | $ 298,818 | $ 133,000 |
| Dakota, Minnesota | 11 | $ 2,628,000 | $ 238,909 | $ 113,000 |
| Forsyth, North Carolina | 11 | $ 1,786,000 | $ 162,363 | $ 133,000 |
| Beaufort, South Carolina | 11 | $ 2,791,000 | $ 253,727 | $ 86,000 |
| Rutherford, Tennessee | 11 | $ 2,246,000 | $ 204,181 | $ 72,000 |
| Alexandria, Virginia | 11 | $ 4,116,000 | $ 374,181 | $ 148,000 |
| Thurston, Washington | 11 | $ 2,993,000 | $ 272,090 | $ 110,000 |
| Fresno, California | 10 | $ 2,494,000 | $ 249,400 | $ 107,000 |
| Sarasota, Florida | 10 | $ 2,098,000 | $ 209,800 | $ 86,000 |
| East Baton Rouge, Louisiana | 10 | $ 2,065,000 | $ 206,500 | $ 127,000 |
| Union, New Jersey | 10 | $ 3,363,000 | $ 336,300 | $ 160,000 |
| Pitt, North Carolina | 10 | $ 1,235,000 | $ 123,500 | $ 84,000 |
| Greenville, South Carolina | 10 | $ 2,115,000 | $ 211,500 | $ 119,000 |
| Spartanburg, South Carolina | 10 | $ 1,957,000 | $ 195,700 | $ 84,000 |
| Pinellas, Florida | 9 | $ 2,382,000 | $ 264,666 | $ 104,000 |
| Jefferson, Kentucky | 9 | $ 2,015,000 | $ 223,888 | $ 117,000 |
| Carroll, Maryland | 9 | $ 2,314,000 | $ 257,111 | $ 221,000 |
| Macomb, Michigan | 9 | $ 1,780,000 | $ 197,777 | $ 107,000 |
| Franklin, Ohio | 9 | $ 1,981,000 | $ 220,111 | $ 140,000 |
| Clackamas, Oregon | 9 | $ 2,297,000 | $ 255,222 | $ 93,000 |
| Wilson, Tennessee | 9 | $ 1,606,000 | $ 178,444 | $ 67,000 |
| Chesterfield, Virginia | 9 | $ 2,461,000 | $ 273,444 | $ 121,000 |
| Benton, Arkansas | 8 | $ 1,888,000 | $ 236,000 | $ 108,000 |
| Brevard, Florida | 8 | $ 2,009,000 | $ 251,125 | $ 158,000 |
| Collier, Florida | 8 | $ 2,280,000 | $ 285,000 | $ 117,000 |
| Seminole, Florida | 8 | $ 1,858,000 | $ 232,250 | $ 93,000 |
| Cherokee, Georgia | 8 | $ 1,738,000 | $ 217,250 | $ 91,000 |
| Fayette, Georgia | 8 | $ 1,753,000 | $ 219,125 | $ 121,000 |
| Washington, Minnesota | 8 | $ 2,452,000 | $ 306,500 | $ 152,000 |
| Passaic, New Jersey | 8 | $ 2,516,000 | $ 314,500 | $ 146,000 |
| Cumberland, North Carolina | 8 | $ 1,222,000 | $ 152,750 | $ 89,000 |
| Hamilton, Ohio | 8 | $ 1,444,000 | $ 180,500 | $ 85,000 |
| Warren, Ohio | 8 | $ 1,808,000 | $ 226,000 | $ 87,000 |
| Richland, South Carolina | 8 | $ 1,570,000 | $ 196,250 | $ 76,000 |
| Jackson, Tennessee | 8 | $ 779,000 | $ 97,375 | $ 58,000 |
| Sumner, Tennessee | 8 | $ 2,344,000 | $ 293,000 | $ 107,000 |
| Ellis, Texas | 8 | $ 1,674,000 | $ 209,250 | $ 80,000 |
| Henrico, Virginia | 8 | $ 2,302,000 | $ 287,750 | $ 100,000 |
| Spokane, Washington | 8 | $ 1,792,000 | $ 224,000 | $ 98,000 |
| Kent, Delaware | 7 | $ 1,519,000 | $ 217,000 | $ 92,000 |
| Sussex, Delaware | 7 | $ 1,619,000 | $ 231,285 | $ 148,000 |
| Alachua, Florida | 7 | $ 1,577,000 | $ 225,285 | $ 108,000 |
| Okaloosa, Florida | 7 | $ 1,803,000 | $ 257,571 | $ 95,000 |
| St. Johns, Florida | 7 | $ 1,867,000 | $ 266,714 | $ 125,000 |
| Kane, Illinois | 7 | $ 1,951,000 | $ 278,714 | $ 134,000 |
| Kent, Michigan | 7 | $ 1,704,000 | $ 243,428 | $ 106,000 |
| Mercer, New Jersey | 7 | $ 2,086,000 | $ 298,000 | $ 123,000 |
| Brunswick, North Carolina | 7 | $ 1,681,000 | $ 240,142 | $ 143,000 |
| Catawba, North Carolina | 7 | $ 1,924,000 | $ 274,857 | $ 148,000 |
| Davidson, North Carolina | 7 | $ 1,220,000 | $ 174,285 | $ 54,000 |
| Moore, North Carolina | 7 | $ 1,220,000 | $ 174,285 | $ 65,000 |
| Cumberland, Pennsylvania | 7 | $ 1,829,000 | $ 261,285 | $ 79,000 |
| Kitsap, Washington | 7 | $ 2,333,000 | $ 333,285 | $ 204,000 |
| Manatee, Florida | 6 | $ 1,659,000 | $ 276,500 | $ 156,000 |
| Volusia, Florida | 6 | $ 1,562,000 | $ 260,333 | $ 142,000 |
| Will, Illinois | 6 | $ 1,809,000 | $ 301,500 | $ 116,000 |
| Jefferson, Louisiana | 6 | $ 1,254,000 | $ 209,000 | $ 167,000 |
| St. Tammany, Louisiana | 6 | $ 1,310,000 | $ 218,333 | $ 115,000 |
| Harford, Maryland | 6 | $ 1,457,000 | $ 242,833 | $ 101,000 |
| Washtenaw, Michigan | 6 | $ 1,340,000 | $ 223,333 | $ 110,000 |
| Warren, New Jersey | 6 | $ 1,642,000 | $ 273,666 | $ 118,000 |
| Bernalillo, New Mexico | 6 | $ 1,455,000 | $ 242,500 | $ 154,000 |
| Alamance, North Carolina | 6 | $ 950,000 | $ 158,333 | $ 80,000 |
| Cleveland, North Carolina | 6 | $ 1,050,000 | $ 175,000 | $ 66,000 |
| Currituck, North Carolina | 6 | $ 1,638,000 | $ 273,000 | $ 145,000 |
| Onslow, North Carolina | 6 | $ 1,527,000 | $ 254,500 | $ 93,000 |
| Cuyahoga, Ohio | 6 | $ 1,568,000 | $ 261,333 | $ 141,000 |
| Summit, Ohio | 6 | $ 1,340,000 | $ 223,333 | $ 108,000 |
| Oklahoma, Oklahoma | 6 | $ 1,584,000 | $ 264,000 | $ 195,000 |
| Tulsa, Oklahoma | 6 | $ 1,180,000 | $ 196,666 | $ 123,000 |
| Lane, Oregon | 6 | $ 1,512,000 | $ 252,000 | $ 162,000 |
| Lancaster, Pennsylvania | 6 | $ 1,529,000 | $ 254,833 | $ 591,000 |
| Luzerne, Pennsylvania | 6 | $ 1,228,000 | $ 204,666 | $ 105,000 |
| Chester, South Carolina | 6 | $ 611,000 | $ 101,833 | $ 40,000 |
| Oconee, South Carolina | 6 | $ 1,561,000 | $ 260,166 | $ 125,000 |
| Milwaukee, Wisconsin | 6 | $ 1,318,000 | $ 219,666 | $ 133,000 |
| Merced, California | 5 | $ 1,177,000 | $ 235,400 | $ 98,000 |
| Napa, California | 5 | $ 1,835,000 | $ 367,000 | $ 151,000 |
| Stanislaus, California | 5 | $ 1,346,000 | $ 269,200 | $ 80,000 |
| Middlesex, Connecticut | 5 | $ 1,275,000 | $ 255,000 | $ 75,000 |
| Clay, Florida | 5 | $ 1,072,000 | $ 214,400 | $ 100,000 |
| Osceola, Florida | 5 | $ 1,062,000 | $ 212,400 | $ 129,000 |
| Chatham, Georgia | 5 | $ 1,710,000 | $ 342,000 | $ 287,000 |
| Marion, Indiana | 5 | $ 1,049,000 | $ 209,800 | $ 142,000 |
| Polk, Iowa | 5 | $ 867,000 | $ 173,400 | $ 90,000 |
| Johnson, Kansas | 5 | $ 1,000,000 | $ 200,000 | $ 118,000 |
| Cape May, New Jersey | 5 | $ 1,446,000 | $ 289,200 | $ 191,000 |
| Dare, North Carolina | 5 | $ 1,153,000 | $ 230,600 | $ 116,000 |
| Harnett, North Carolina | 5 | $ 505,000 | $ 101,000 | $ 38,000 |
| Delaware, Ohio | 5 | $ 1,196,000 | $ 239,200 | $ 133,000 |
| Polk, Oregon | 5 | $ 991,000 | $ 198,200 | $ 70,000 |
| Adams, Pennsylvania | 5 | $ 1,150,000 | $ 230,000 | $ 135,000 |
| Monroe, Pennsylvania | 5 | $ 701,000 | $ 140,200 | $ 86,000 |
| Northampton, Pennsylvania | 5 | $ 1,254,000 | $ 250,800 | $ 157,000 |
| Darlington, South Carolina | 5 | $ 603,000 | $ 120,600 | $ 51,000 |
| Bradley, Tennessee | 5 | $ 851,000 | $ 170,200 | $ 57,000 |
| Hamilton, Tennessee | 5 | $ 864,000 | $ 172,800 | $ 150,000 |
| Bell, Texas | 5 | $ 1,072,000 | $ 214,400 | $ 140,000 |
| Brazoria, Texas | 5 | $ 896,000 | $ 179,200 | $ 108,000 |
| El Paso, Texas | 5 | $ 1,069,000 | $ 213,800 | $ 101,000 |
| Galveston, Texas | 5 | $ 866,000 | $ 173,200 | $ 112,000 |
| Fauquier, Virginia | 5 | $ 1,635,000 | $ 327,000 | $ 128,000 |
| Stafford, Virginia | 5 | $ 1,299,000 | $ 259,800 | $ 102,000 |
| Whatcom, Washington | 5 | $ 1,165,000 | $ 233,000 | $ 96,000 |
| Dane, Wisconsin | 5 | $ 1,541,000 | $ 308,200 | $ 142,000 |
| Butte, California | 4 | $ 992,000 | $ 248,000 | $ 112,000 |
| Nevada, California | 4 | $ 959,000 | $ 239,750 | $ 107,000 |
| Tulare, California | 4 | $ 1,359,000 | $ 339,750 | $ 145,000 |
| Weld, Colorado | 4 | $ 1,011,000 | $ 252,750 | $ 109,000 |
| Tolland, Connecticut | 4 | $ 570,000 | $ 142,500 | $ 82,000 |
| Charlotte, Florida | 4 | $ 1,168,000 | $ 292,000 | $ 142,000 |
| Flagler, Florida | 4 | $ 695,000 | $ 173,750 | $ 136,000 |
| Columbia, Georgia | 4 | $ 764,000 | $ 191,000 | $ 77,000 |
| Muscogee, Georgia | 4 | $ 886,000 | $ 221,500 | $ 141,000 |
| Champaign, Illinois | 4 | $ 930,000 | $ 232,500 | $ 137,000 |
| Sedgwick, Kansas | 4 | $ 910,000 | $ 227,500 | $ 143,000 |
| Fayette, Kentucky | 4 | $ 695,000 | $ 173,750 | $ 74,000 |
| Ascension, Louisiana | 4 | $ 846,000 | $ 211,500 | $ 119,000 |
| Lafayette, Louisiana | 4 | $ 961,000 | $ 240,250 | $ 107,000 |
| Orleans, Louisiana | 4 | $ 1,034,000 | $ 258,500 | $ 85,000 |
| Livingston, Michigan | 4 | $ 762,000 | $ 190,500 | $ 124,000 |
| Anoka, Minnesota | 4 | $ 836,000 | $ 209,000 | $ 120,000 |
| Carver, Minnesota | 4 | $ 874,000 | $ 218,500 | $ 84,000 |
| Scott, Minnesota | 4 | $ 1,131,000 | $ 282,750 | $ 107,000 |
| Chatham, North Carolina | 4 | $ 1,248,000 | $ 312,000 | $ 144,000 |
| Franklin, North Carolina | 4 | $ 796,000 | $ 199,000 | $ 73,000 |
| Henderson, North Carolina | 4 | $ 1,057,000 | $ 264,250 | $ 73,000 |
| Jackson, North Carolina | 4 | $ 1,309,000 | $ 327,250 | $ 393,000 |
| Lincoln, North Carolina | 4 | $ 1,373,000 | $ 343,250 | $ 125,000 |
| Rowan, North Carolina | 4 | $ 888,000 | $ 222,000 | $ 79,000 |
| Butler, Ohio | 4 | $ 961,000 | $ 240,250 | $ 147,000 |
| Lorain, Ohio | 4 | $ 791,000 | $ 197,750 | $ 98,000 |
| Medina, Ohio | 4 | $ 1,049,000 | $ 262,250 | $ 116,000 |
| Portage, Ohio | 4 | $ 402,000 | $ 100,500 | $ 64,000 |
| Berks, Pennsylvania | 4 | $ 704,000 | $ 176,000 | $ 55,000 |
| Dauphin, Pennsylvania | 4 | $ 787,000 | $ 196,750 | $ 79,000 |
| Franklin, Pennsylvania | 4 | $ 946,000 | $ 236,500 | $ 90,000 |
| York, Pennsylvania | 4 | $ 703,000 | $ 175,750 | $ 87,000 |
| Dorchester, South Carolina | 4 | $ 903,000 | $ 225,750 | $ 188,000 |
| Cumberland, Tennessee | 4 | $ 684,000 | $ 171,000 | $ 51,000 |
| Robertson, Tennessee | 4 | $ 464,000 | $ 116,000 | $ 38,000 |
| Washington, Tennessee | 4 | $ 1,066,000 | $ 266,500 | $ 175,000 |
| Bowie, Texas | 4 | $ 807,000 | $ 201,750 | $ 88,000 |
| Hidalgo, Texas | 4 | $ 864,000 | $ 216,000 | $ 73,000 |
| Nueces, Texas | 4 | $ 1,085,000 | $ 271,250 | $ 104,000 |
| Albemarle, Virginia | 4 | $ 1,188,000 | $ 297,000 | $ 111,000 |
| Chesapeake, Virginia | 4 | $ 1,149,000 | $ 287,250 | $ 150,000 |
| Hanover, Virginia | 4 | $ 1,008,000 | $ 252,000 | $ 83,000 |
| Baldwin, Alabama | 3 | $ 896,000 | $ 298,666 | $ 169,000 |
| Jefferson, Alabama | 3 | $ 976,000 | $ 325,333 | $ 139,000 |
| Washington, Arkansas | 3 | $ 473,000 | $ 157,666 | $ 94,000 |
| Calaveras, California | 3 | $ 865,000 | $ 288,333 | $ 99,000 |
| Madera, California | 3 | $ 594,000 | $ 198,000 | $ 116,000 |
| Broomfield, Colorado | 3 | $ 745,000 | $ 248,333 | $ 70,000 |
| Chaffee, Colorado | 3 | $ 748,000 | $ 249,333 | $ 128,000 |
| Elbert, Colorado | 3 | $ 856,000 | $ 285,333 | $ 71,000 |
| La Plata, Colorado | 3 | $ 1,007,000 | $ 335,666 | $ 110,000 |
| Mesa, Colorado | 3 | $ 780,000 | $ 260,000 | $ 76,000 |
| Pueblo, Colorado | 3 | $ 729,000 | $ 243,000 | $ 134,000 |
| Litchfield, Connecticut | 3 | $ 880,000 | $ 293,333 | $ 201,000 |
| New London, Connecticut | 3 | $ 888,000 | $ 296,000 | $ 506,000 |
| Windham, Connecticut | 3 | $ 554,000 | $ 184,666 | $ 65,000 |
| Bay, Florida | 3 | $ 869,000 | $ 289,666 | $ 216,000 |
| Indian River, Florida | 3 | $ 552,000 | $ 184,000 | $ 90,000 |
| Lake, Florida | 3 | $ 588,000 | $ 196,000 | $ 101,000 |
| Leon, Florida | 3 | $ 575,000 | $ 191,666 | $ 118,000 |
| Martin, Florida | 3 | $ 608,000 | $ 202,666 | $ 81,000 |
| St. Lucie, Florida | 3 | $ 655,000 | $ 218,333 | $ 75,000 |
| Clarke, Georgia | 3 | $ 596,000 | $ 198,666 | $ 172,000 |
| Henry, Georgia | 3 | $ 702,000 | $ 234,000 | $ 74,000 |
| Winnebago, Illinois | 3 | $ 578,000 | $ 192,666 | $ 108,000 |
| Allen, Indiana | 3 | $ 894,000 | $ 298,000 | $ 258,000 |
| Lake, Indiana | 3 | $ 431,000 | $ 143,666 | $ 128,000 |
| Porter, Indiana | 3 | $ 514,000 | $ 171,333 | $ 99,000 |
| St. Joseph, Indiana | 3 | $ 504,000 | $ 168,000 | $ 86,000 |
| Oldham, Kentucky | 3 | $ 921,000 | $ 307,000 | $ 161,000 |
| Ouachita, Louisiana | 3 | $ 604,000 | $ 201,333 | $ 118,000 |
| Cecil, Maryland | 3 | $ 1,011,000 | $ 337,000 | $ 138,000 |
| Queen Anne's, Maryland | 3 | $ 755,000 | $ 251,666 | $ 83,000 |
| Washington, Maryland | 3 | $ 576,000 | $ 192,000 | $ 109,000 |
| Clinton, Michigan | 3 | $ 549,000 | $ 183,000 | $ 103,000 |
| Ottawa, Michigan | 3 | $ 1,041,000 | $ 347,000 | $ 282,000 |
| Hunterdon, New Jersey | 3 | $ 1,197,000 | $ 399,000 | $ 198,000 |
| Santa Fe, New Mexico | 3 | $ 544,000 | $ 181,333 | $ 107,000 |
| Alexander, North Carolina | 3 | $ 427,000 | $ 142,333 | $ 56,000 |
| Carteret, North Carolina | 3 | $ 820,000 | $ 273,333 | $ 111,000 |
| Craven, North Carolina | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Pender, North Carolina | 3 | $ 614,000 | $ 204,666 | $ 91,000 |
| Randolph, North Carolina | 3 | $ 318,000 | $ 106,000 | $ 67,000 |
| Licking, Ohio | 3 | $ 930,000 | $ 310,000 | $ 171,000 |
| Lucas, Ohio | 3 | $ 440,000 | $ 146,666 | $ 74,000 |
| Deschutes, Oregon | 3 | $ 848,000 | $ 282,666 | $ 159,000 |
| Jackson, Oregon | 3 | $ 655,000 | $ 218,333 | $ 110,000 |
| Lehigh, Pennsylvania | 3 | $ 657,000 | $ 219,000 | $ 77,000 |
| Westmoreland, Pennsylvania | 3 | $ 621,000 | $ 207,000 | $ 110,000 |
| Berkeley, South Carolina | 3 | $ 980,000 | $ 326,666 | $ 187,000 |
| Dillon, South Carolina | 3 | $ 449,000 | $ 149,666 | $ 106,000 |
| Blount, Tennessee | 3 | $ 518,000 | $ 172,666 | $ 72,000 |
| Fayette, Tennessee | 3 | $ 534,000 | $ 178,000 | $ 60,000 |
| Johnson, Tennessee | 3 | $ 493,000 | $ 164,333 | $ 52,000 |
| Madison, Tennessee | 3 | $ 379,000 | $ 126,333 | $ 203,000 |
| Warren, Tennessee | 3 | $ 428,000 | $ 142,666 | $ 116,000 |
| Comal, Texas | 3 | $ 880,000 | $ 293,333 | $ 89,000 |
| Lubbock, Texas | 3 | $ 560,000 | $ 186,666 | $ 107,000 |
| Parker, Texas | 3 | $ 465,000 | $ 155,000 | $ 83,000 |
| Botetourt, Virginia | 3 | $ 698,000 | $ 232,666 | $ 133,000 |
| Norfolk, Virginia | 3 | $ 579,000 | $ 193,000 | $ 53,000 |
| Richmond City, Virginia | 3 | $ 893,000 | $ 297,666 | $ 148,000 |
| Roanoke, Virginia | 3 | $ 423,000 | $ 141,000 | $ 54,000 |
| York, Virginia | 3 | $ 953,000 | $ 317,666 | $ 100,000 |
| Benton, Washington | 3 | $ 793,000 | $ 264,333 | $ 130,000 |
| Jefferson, Washington | 3 | $ 565,000 | $ 188,333 | $ 57,000 |
| Ozaukee, Wisconsin | 3 | $ 710,000 | $ 236,666 | $ 138,000 |
| Waukesha, Wisconsin | 3 | $ 733,000 | $ 244,333 | $ 128,000 |
| Madison, Alabama | 2 | $ 693,000 | $ 346,500 | $ 98,000 |
| Pulaski, Arkansas | 2 | $ 448,000 | $ 224,000 | $ 70,000 |
| Randolph, Arkansas | 2 | $ 272,000 | $ 136,000 | $ 60,000 |
| Kings, California | 2 | $ 443,000 | $ 221,500 | $ 77,000 |
| Mendocino, California | 2 | $ 464,000 | $ 232,000 | $ 91,000 |
| Mono, California | 2 | $ 527,000 | $ 263,500 | $ 408,000 |
| Shasta, California | 2 | $ 500,000 | $ 250,000 | $ 84,000 |
| Siskiyou, California | 2 | $ 541,000 | $ 270,500 | $ 145,000 |
| Sutter, California | 2 | $ 330,000 | $ 165,000 | $ 106,000 |
| Garfield, Colorado | 2 | $ 522,000 | $ 261,000 | $ 595,000 |
| Escambia, Florida | 2 | $ 457,000 | $ 228,500 | $ 167,000 |
| Hernando, Florida | 2 | $ 267,000 | $ 133,500 | $ 100,000 |
| Marion, Florida | 2 | $ 269,000 | $ 134,500 | $ 79,000 |
| Monroe, Florida | 2 | $ 658,000 | $ 329,000 | $ 111,000 |
| Pasco, Florida | 2 | $ 305,000 | $ 152,500 | $ 70,000 |
| Sumter, Florida | 2 | $ 456,000 | $ 228,000 | $ 143,000 |
| Barrow, Georgia | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Floyd, Georgia | 2 | $ 230,000 | $ 115,000 | $ 356,000 |
| Gordon, Georgia | 2 | $ 259,000 | $ 129,500 | $ 61,000 |
| Harris, Georgia | 2 | $ 530,000 | $ 265,000 | $ 149,000 |
| Walton, Georgia | 2 | $ 814,000 | $ 407,000 | $ 132,000 |
| Boone, Illinois | 2 | $ 504,000 | $ 252,000 | $ 128,000 |
| Tazewell, Illinois | 2 | $ 202,000 | $ 101,000 | $ 32,000 |
| Dearborn, Indiana | 2 | $ 335,000 | $ 167,500 | $ 47,000 |
| Marshall, Indiana | 2 | $ 269,000 | $ 134,500 | $ 39,000 |
| Morgan, Indiana | 2 | $ 268,000 | $ 134,000 | $ 85,000 |
| Tippecanoe, Indiana | 2 | $ 656,000 | $ 328,000 | $ 90,000 |
| Vanderburgh, Indiana | 2 | $ 446,000 | $ 223,000 | $ 760,000 |
| Cerro Gordo, Iowa | 2 | $ 536,000 | $ 268,000 | $ 105,000 |
| Dubuque, Iowa | 2 | $ 530,000 | $ 265,000 | $ 151,000 |
| Butler, Kansas | 2 | $ 379,000 | $ 189,500 | $ 73,000 |
| Boone, Kentucky | 2 | $ 419,000 | $ 209,500 | $ 119,000 |
| Jessamine, Kentucky | 2 | $ 335,000 | $ 167,500 | $ 116,000 |
| Bossier, Louisiana | 2 | $ 398,000 | $ 199,000 | $ 80,000 |
| Calcasieu, Louisiana | 2 | $ 610,000 | $ 305,000 | $ 107,000 |
| St. Charles, Louisiana | 2 | $ 497,000 | $ 248,500 | $ 105,000 |
| Terrebonne, Louisiana | 2 | $ 428,000 | $ 214,000 | $ 90,000 |
| Cumberland, Maine | 2 | $ 481,000 | $ 240,500 | $ 99,000 |
| Dorchester, Maryland | 2 | $ 581,000 | $ 290,500 | $ 168,000 |
| Berrien, Michigan | 2 | $ 591,000 | $ 295,500 | $ 106,000 |
| Grand Traverse, Michigan | 2 | $ 348,000 | $ 174,000 | $ 104,000 |
| Hillsdale, Michigan | 2 | $ 475,000 | $ 237,500 | $ 118,000 |
| Kalamazoo, Michigan | 2 | $ 497,000 | $ 248,500 | $ 176,000 |
| Goodhue, Minnesota | 2 | $ 346,000 | $ 173,000 | $ 68,000 |
| Rice, Minnesota | 2 | $ 347,000 | $ 173,500 | $ 70,000 |
| St. Louis, Minnesota | 2 | $ 330,000 | $ 165,000 | $ 113,000 |
| Cumberland, New Jersey | 2 | $ 348,000 | $ 174,000 | $ 49,000 |
| Sussex, New Jersey | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Ashe, North Carolina | 2 | $ 429,000 | $ 214,500 | $ 86,000 |
| Avery, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 137,000 |
| Lee, North Carolina | 2 | $ 296,000 | $ 148,000 | $ 60,000 |
| Lenoir, North Carolina | 2 | $ 123,000 | $ 61,500 | $ 79,000 |
| Nash, North Carolina | 2 | $ 507,000 | $ 253,500 | $ 53,000 |
| Perquimans, North Carolina | 2 | $ 401,000 | $ 200,500 | $ 47,000 |
| Polk, North Carolina | 2 | $ 477,000 | $ 238,500 | $ 72,000 |
| Robeson, North Carolina | 2 | $ 172,000 | $ 86,000 | $ 50,000 |
| Rockingham, North Carolina | 2 | $ 300,000 | $ 150,000 | $ 40,000 |
| Rutherford, North Carolina | 2 | $ 516,000 | $ 258,000 | $ 968,000 |
| Sampson, North Carolina | 2 | $ 341,000 | $ 170,500 | $ 68,000 |
| Stanly, North Carolina | 2 | $ 460,000 | $ 230,000 | $ 162,000 |
| Swain, North Carolina | 2 | $ 620,000 | $ 310,000 | $ 132,000 |
| Transylvania, North Carolina | 2 | $ 576,000 | $ 288,000 | $ 212,000 |
| Washington, North Carolina | 2 | $ 843,000 | $ 421,500 | $ 78,000 |
| Watauga, North Carolina | 2 | $ 1,122,000 | $ 561,000 | $ 119,000 |
| Wayne, North Carolina | 2 | $ 187,000 | $ 93,500 | $ 67,000 |
| Wilkes, North Carolina | 2 | $ 501,000 | $ 250,500 | $ 48,000 |
| Wilson, North Carolina | 2 | $ 687,000 | $ 343,500 | $ 70,000 |
| Belmont, Ohio | 2 | $ 227,000 | $ 113,500 | $ 70,000 |
| Clermont, Ohio | 2 | $ 462,000 | $ 231,000 | $ 86,000 |
| Geauga, Ohio | 2 | $ 530,000 | $ 265,000 | $ 149,000 |
| Greene, Ohio | 2 | $ 306,000 | $ 153,000 | $ 93,000 |
| Lake, Ohio | 2 | $ 456,000 | $ 228,000 | $ 130,000 |
| Cleveland, Oklahoma | 2 | $ 289,000 | $ 144,500 | $ 46,000 |
| Curry, Oregon | 2 | $ 549,000 | $ 274,500 | $ 86,000 |
| Lincoln, Oregon | 2 | $ 490,000 | $ 245,000 | $ 111,000 |
| Marion, Oregon | 2 | $ 458,000 | $ 229,000 | $ 86,000 |
| Butler, Pennsylvania | 2 | $ 656,000 | $ 328,000 | $ 166,000 |
| Carbon, Pennsylvania | 2 | $ 337,000 | $ 168,500 | $ 132,000 |
| Columbia, Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 76,000 |
| Lackawanna, Pennsylvania | 2 | $ 404,000 | $ 202,000 | $ 56,000 |
| Lebanon, Pennsylvania | 2 | $ 303,000 | $ 151,500 | $ 78,000 |
| Schuylkill, Pennsylvania | 2 | $ 473,000 | $ 236,500 | $ 50,000 |
| Anderson, South Carolina | 2 | $ 439,000 | $ 219,500 | $ 80,000 |
| Marion, South Carolina | 2 | $ 294,000 | $ 147,000 | $ 108,000 |
| Williamsburg, South Carolina | 2 | $ 205,000 | $ 102,500 | $ 87,000 |
| Cheatham, Tennessee | 2 | $ 203,000 | $ 101,500 | $ 114,000 |
| Clay, Tennessee | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Lincoln, Tennessee | 2 | $ 409,000 | $ 204,500 | $ 84,000 |
| Maury, Tennessee | 2 | $ 426,000 | $ 213,000 | $ 67,000 |
| Pickett, Tennessee | 2 | $ 218,000 | $ 109,000 | $ 92,000 |
| Sevier, Tennessee | 2 | $ 430,000 | $ 215,000 | $ 103,000 |
| Sullivan, Tennessee | 2 | $ 504,000 | $ 252,000 | $ 37,000 |
| Tipton, Tennessee | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Van Buren, Tennessee | 2 | $ 206,000 | $ 103,000 | $ 81,000 |
| Aransas, Texas | 2 | $ 397,000 | $ 198,500 | $ 112,000 |
| Brazos, Texas | 2 | $ 423,000 | $ 211,500 | $ 86,000 |
| Cameron, Texas | 2 | $ 294,000 | $ 147,000 | $ 213,000 |
| Chambers, Texas | 2 | $ 411,000 | $ 205,500 | $ 98,000 |
| Hunt, Texas | 2 | $ 596,000 | $ 298,000 | $ 115,000 |
| Jefferson, Texas | 2 | $ 277,000 | $ 138,500 | $ 144,000 |
| Johnson, Texas | 2 | $ 521,000 | $ 260,500 | $ 95,000 |
| Wise, Texas | 2 | $ 224,000 | $ 112,000 | $ 70,000 |
| Clarke, Virginia | 2 | $ 682,000 | $ 341,000 | $ 99,000 |
| Fairfax City, Virginia | 2 | $ 629,000 | $ 314,500 | $ 155,000 |
| James City, Virginia | 2 | $ 715,000 | $ 357,500 | $ 148,000 |
| Louisa, Virginia | 2 | $ 447,000 | $ 223,500 | $ 87,000 |
| Pulaski, Virginia | 2 | $ 630,000 | $ 315,000 | $ 152,000 |
| Shenandoah, Virginia | 2 | $ 554,000 | $ 277,000 | $ 72,000 |
| Island, Washington | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| Klickitat, Washington | 2 | $ 646,000 | $ 323,000 | $ 121,000 |
| San Juan, Washington | 2 | $ 645,000 | $ 322,500 | $ 118,000 |
| Outagamie, Wisconsin | 2 | $ 535,000 | $ 267,500 | $ 96,000 |
| Walworth, Wisconsin | 2 | $ 411,000 | $ 205,500 | $ 72,000 |
| Colbert, Alabama | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Cullman, Alabama | 1 | $ 382,000 | $ 382,000 | $ 168,000 |
| Lawrence, Alabama | 1 | $ 385,000 | $ 385,000 | $ 117,000 |
| Lee, Alabama | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Shelby, Alabama | 1 | $ 238,000 | $ 238,000 | $ 83,000 |
| Craighead, Arkansas | 1 | $ 323,000 | $ 323,000 | $ 380,000 |
| Lonoke, Arkansas | 1 | $ 217,000 | $ 217,000 | $ 124,000 |
| Nevada, Arkansas | 1 | $ 174,000 | $ 174,000 | $ 73,000 |
| Saline, Arkansas | 1 | $ 172,000 | $ 172,000 | $ 173,000 |
| Sharp, Arkansas | 1 | $ 154,000 | $ 154,000 | $ 191,000 |
| Humboldt, California | 1 | $ 383,000 | $ 383,000 | $ 174,000 |
| Lake, California | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Monterey, California | 1 | $ 390,000 | $ 390,000 | $ 111,000 |
| San Benito, California | 1 | $ 241,000 | $ 241,000 | $ 214,000 |
| Tehama, California | 1 | $ 237,000 | $ 237,000 | $ 52,000 |
| Yuba, California | 1 | $ 173,000 | $ 173,000 | $ 33,000 |
| Baca, Colorado | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Delta, Colorado | 1 | $ 137,000 | $ 137,000 | $ 66,000 |
| Eagle, Colorado | 1 | $ 385,000 | $ 385,000 | $ 190,000 |
| Fremont, Colorado | 1 | $ 229,000 | $ 229,000 | $ 33,000 |
| Montezuma, Colorado | 1 | $ 393,000 | $ 393,000 | $ 53,000 |
| Montrose, Colorado | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Park, Colorado | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Teller, Colorado | 1 | $ 293,000 | $ 293,000 | $ 115,000 |
| Highlands, Florida | 1 | $ 123,000 | $ 123,000 | $ 25,000 |
| Polk, Florida | 1 | $ 250,000 | $ 250,000 | $ 52,000 |
| Putnam, Florida | 1 | $ 250,000 | $ 250,000 | $ 218,000 |
| Colquitt, Georgia | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
| Cook, Georgia | 1 | $ 234,000 | $ 234,000 | $ 48,000 |
| Coweta, Georgia | 1 | $ 304,000 | $ 304,000 | $ 116,000 |
| Crawford, Georgia | 1 | $ 180,000 | $ 180,000 | $ 91,000 |
| Dawson, Georgia | 1 | $ 238,000 | $ 238,000 | $ 67,000 |
| Douglas, Georgia | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Evans, Georgia | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Fannin, Georgia | 1 | $ 229,000 | $ 229,000 | $ 357,000 |
| Gilmer, Georgia | 1 | $ 230,000 | $ 230,000 | $ 75,000 |
| Glynn, Georgia | 1 | $ 253,000 | $ 253,000 | $ 165,000 |
| Jackson, Georgia | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Newton, Georgia | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Walker, Georgia | 1 | $ 242,000 | $ 242,000 | $ 75,000 |
| Carroll, Illinois | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Kendall, Illinois | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
| Madison, Illinois | 1 | $ 154,000 | $ 154,000 | $ 73,000 |
| Mason, Illinois | 1 | $ 101,000 | $ 101,000 | $ 105,000 |
| McLean, Illinois | 1 | $ 343,000 | $ 343,000 | $ 124,000 |
| Menard, Illinois | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Monroe, Illinois | 1 | $ 223,000 | $ 223,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for First Financial Services, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,486 | $1,219,393,000 | $271,000 | $1,500,000 | $124,000 | $1,766,000 |
| Home Purchase | 1,759 | $464,251,000 | $263,000 | $1,200,000 | $118,000 | $1,796,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,442 | $899,285,000 | $261,000 | $1,500,000 | $122,000 | $1,796,000 |
| Not Provided | 1,700 | $478,712,000 | $281,000 | $1,200,000 | $123,000 | $1,440,000 |
| Asian | 699 | $213,720,000 | $305,000 | $660,000 | $131,000 | $1,320,000 |
| Hispanic | 195 | $49,163,000 | $252,000 | $744,000 | $112,000 | $500,000 |
| Black or African American | 187 | $37,425,000 | $200,000 | $513,000 | $92,000 | $904,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,389,000 | $242,000 | $417,000 | $91,000 | $190,000 |
| American Indian or Alaskan Native | 8 | $1,950,000 | $243,000 | $435,000 | $98,000 | $295,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,459 | $1,531,157,000 | $280,000 | $1,500,000 | $129,000 | $1,796,000 |
| FHA-insured (Federal Housing Administration) | 539 | $105,631,000 | $195,000 | $743,000 | $77,000 | $435,000 |
| VA-guaranteed (Veterans Administration) | 147 | $34,318,000 | $233,000 | $735,000 | $86,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $12,538,000 | $125,000 | $291,000 | $43,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,649 | $1,023,249,000 | $280,000 | $1,155,000 | $125,000 | $1,773,000 |
| Application Withdrawn By Applicant | 1,703 | $440,298,000 | $258,000 | $1,500,000 | $120,000 | $1,766,000 |
| Application Denied By Financial Institution | 798 | $196,434,000 | $246,000 | $925,000 | $113,000 | $1,796,000 |
| File Closed For Incompleteness | 95 | $23,663,000 | $249,000 | $625,000 | $114,000 | $575,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 203 | $39,826,000 | $196,000 | $540,000 | $119,000 | $1,320,000 |
| Debt-To-Income Ratio | 190 | $51,963,000 | $273,000 | $712,000 | $82,000 | $429,000 |
| Credit Application Incomplete | 146 | $36,179,000 | $247,000 | $830,000 | $127,000 | $1,796,000 |
| Collateral | 131 | $36,346,000 | $277,000 | $925,000 | $138,000 | $508,000 |
| Other | 76 | $17,935,000 | $235,000 | $620,000 | $100,000 | $367,000 |
| Unverifiable Information | 31 | $9,513,000 | $306,000 | $600,000 | $130,000 | $312,000 |
| Employment History | 13 | $2,795,000 | $215,000 | $396,000 | $111,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,333,000 | $333,000 | $520,000 | $93,000 | $116,000 |
| Mortgage Insurance Denied | 3 | $350,000 | $116,000 | $143,000 | $54,000 | $62,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Services, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About