First National Bank of Pa Mortgage Lending & HMDA Data, 2005

In 2005, First National Bank of Pa of Greenville, PA reported 8,176 mortgage applications totaling $458.1 million, up 14% from 2004. The average application was for $56,025, and applicants reported an average income of $66,740. 60% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Pittsburgh, PA (1,906), Johnstown, PA (682) and Youngstown-Warren-Boardman, OH-PA (503) (applications in parentheses).

Mortgage Company & Address First National Bank of Pa
166 Main St
Greenville, PA 16125
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,176
Total Mortgage Loan Application Amount $458,063,000
Average Mortgage Loan Application Amount $56,025
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $66,740
Highest Applicant Income $2,743,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Pa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Pa by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mercer, Pennsylvania 833 $ 47,753,000 $ 57,326 $ 57,000
Cambria, Pennsylvania 682 $ 29,241,000 $ 42,875 $ 51,000
Somerset, Pennsylvania 595 $ 26,908,000 $ 45,223 $ 64,000
Westmoreland, Pennsylvania 582 $ 32,584,000 $ 55,986 $ 56,000
Erie, Pennsylvania 446 $ 27,432,000 $ 61,506 $ 65,000
Crawford, Pennsylvania 371 $ 20,063,000 $ 54,078 $ 51,000
Butler, Pennsylvania 348 $ 20,675,000 $ 59,410 $ 58,000
Allegheny, Pennsylvania 346 $ 26,195,000 $ 75,708 $ 85,000
Mahoning, Ohio 323 $ 23,472,000 $ 72,668 $ 64,000
Lawrence, Pennsylvania 319 $ 21,003,000 $ 65,840 $ 59,000
Venango, Pennsylvania 306 $ 15,477,000 $ 50,578 $ 53,000
Bedford, Pennsylvania 284 $ 13,790,000 $ 48,556 $ 41,000
Fayette, Pennsylvania 258 $ 11,077,000 $ 42,934 $ 55,000
Beaver, Pennsylvania 209 $ 13,642,000 $ 65,272 $ 75,000
Indiana, Pennsylvania 182 $ 8,509,000 $ 46,752 $ 43,000
Trumbull, Ohio 180 $ 12,920,000 $ 71,777 $ 99,000
Armstrong, Pennsylvania 117 $ 6,192,000 $ 52,923 $ 54,000
Greene, Pennsylvania 90 $ 2,987,000 $ 33,188 $ 43,000
Blair, Pennsylvania 77 $ 3,786,000 $ 49,168 $ 50,000
Washington, Pennsylvania 46 $ 2,479,000 $ 53,891 $ 49,000
Harris, Texas 40 $ 1,095,000 $ 27,375 $ 102,000
Maricopa, Arizona 31 $ 1,305,000 $ 42,096 $ 102,000
Bernalillo, New Mexico 24 $ 648,000 $ 27,000 $ 69,000
Cook, Illinois 20 $ 666,000 $ 33,300 $ 92,000
Clearfield, Pennsylvania 19 $ 494,000 $ 26,000 $ 46,000
King, Washington 19 $ 683,000 $ 35,947 $ 89,000
Harrison, West Virginia 19 $ 928,000 $ 48,842 $ 35,000
Los Angeles, California 18 $ 689,000 $ 38,277 $ 80,000
Oakland, Michigan 16 $ 508,000 $ 31,750 $ 57,000
Wayne, Michigan 16 $ 340,000 $ 21,250 $ 47,000
Suffolk, New York 15 $ 2,162,000 $ 144,133 $ 115,000
Hamilton, Ohio 14 $ 368,000 $ 26,285 $ 70,000
Fairfax, Virginia 14 $ 2,542,000 $ 181,571 $ 107,000
Montgomery, Pennsylvania 13 $ 593,000 $ 45,615 $ 96,000
Denton, Texas 13 $ 325,000 $ 25,000 $ 89,000
Montgomery, Texas 13 $ 347,000 $ 26,692 $ 108,000
Miami-Dade, Florida 12 $ 499,000 $ 41,583 $ 161,000
Polk, Iowa 12 $ 257,000 $ 21,416 $ 71,000
Ashtabula, Ohio 12 $ 1,207,000 $ 100,583 $ 49,000
Geauga, Ohio 12 $ 1,386,000 $ 115,500 $ 80,000
Tarrant, Texas 12 $ 296,000 $ 24,666 $ 63,000
Lee, Florida 11 $ 1,411,000 $ 128,272 $ 112,000
Macomb, Michigan 11 $ 293,000 $ 26,636 $ 51,000
Columbiana, Ohio 11 $ 667,000 $ 60,636 $ 44,000
Warren, Pennsylvania 11 $ 515,000 $ 46,818 $ 91,000
Snohomish, Washington 11 $ 454,000 $ 41,272 $ 87,000
Monongalia, West Virginia 11 $ 499,000 $ 45,363 $ 34,000
Dane, Wisconsin 11 $ 338,000 $ 30,727 $ 56,000
New Castle, Delaware 10 $ 324,000 $ 32,400 $ 63,000
Ada, Idaho 10 $ 229,000 $ 22,900 $ 72,000
Clarion, Pennsylvania 10 $ 851,000 $ 85,100 $ 58,000
Collin, Texas 10 $ 309,000 $ 30,900 $ 70,000
DuPage, Illinois 9 $ 233,000 $ 25,888 $ 85,000
Hennepin, Minnesota 9 $ 208,000 $ 23,111 $ 82,000
Chautauqua, New York 9 $ 1,219,000 $ 135,444 $ 94,000
Cuyahoga, Ohio 9 $ 607,000 $ 67,444 $ 45,000
Lake, Ohio 9 $ 848,000 $ 94,222 $ 158,000
Tulsa, Oklahoma 9 $ 242,000 $ 26,888 $ 86,000
Cumberland, Pennsylvania 9 $ 285,000 $ 31,666 $ 34,000
Marion, West Virginia 9 $ 405,000 $ 45,000 $ 27,000
Broward, Florida 8 $ 272,000 $ 34,000 $ 81,000
Collier, Florida 8 $ 1,425,000 $ 178,125 $ 238,000
Hillsborough, Florida 8 $ 232,000 $ 29,000 $ 113,000
Garrett, Maryland 8 $ 387,000 $ 48,375 $ 54,000
Montgomery, Maryland 8 $ 1,589,000 $ 198,625 $ 111,000
Butler, Ohio 8 $ 155,000 $ 19,375 $ 103,000
Travis, Texas 8 $ 176,000 $ 22,000 $ 79,000
Duval, Florida 7 $ 175,000 $ 25,000 $ 68,000
Pinellas, Florida 7 $ 685,000 $ 97,857 $ 282,000
Seminole, Florida 7 $ 1,459,000 $ 208,428 $ 208,000
Story, Iowa 7 $ 145,000 $ 20,714 $ 70,000
Prince George's, Maryland 7 $ 558,000 $ 79,714 $ 112,000
St. Charles, Missouri 7 $ 204,000 $ 29,142 $ 77,000
St. Louis, Missouri 7 $ 139,000 $ 19,857 $ 72,000
Clark, Nevada 7 $ 304,000 $ 43,428 $ 99,000
Franklin, Ohio 7 $ 337,000 $ 48,142 $ 58,000
Montgomery, Ohio 7 $ 100,000 $ 14,285 $ 47,000
Summit, Ohio 7 $ 134,000 $ 19,142 $ 79,000
Warren, Ohio 7 $ 133,000 $ 19,000 $ 39,000
Multnomah, Oregon 7 $ 161,000 $ 23,000 $ 40,000
Bucks, Pennsylvania 7 $ 883,000 $ 126,142 $ 83,000
Centre, Pennsylvania 7 $ 243,000 $ 34,714 $ 118,000
Jefferson, Pennsylvania 7 $ 341,000 $ 48,714 $ 40,000
Philadelphia, Pennsylvania 7 $ 217,000 $ 31,000 $ 233,000
Dallas, Texas 7 $ 229,000 $ 32,714 $ 96,000
Spokane, Washington 7 $ 158,000 $ 22,571 $ 95,000
Baldwin, Alabama 6 $ 159,000 $ 26,500 $ 279,000
Jefferson, Alabama 6 $ 152,000 $ 25,333 $ 76,000
Orange, California 6 $ 478,000 $ 79,666 $ 128,000
San Bernardino, California 6 $ 302,000 $ 50,333 $ 119,000
Kane, Illinois 6 $ 140,000 $ 23,333 $ 90,000
Dallas, Iowa 6 $ 160,000 $ 26,666 $ 75,000
Washtenaw, Michigan 6 $ 165,000 $ 27,500 $ 65,000
Lamar, Mississippi 6 $ 164,000 $ 27,333 $ 72,000
Clay, Missouri 6 $ 168,000 $ 28,000 $ 57,000
Jackson, Missouri 6 $ 102,000 $ 17,000 $ 84,000
Missoula, Montana 6 $ 305,000 $ 50,833 $ 65,000
Nassau, New York 6 $ 360,000 $ 60,000 $ 170,000
Queens, New York 6 $ 1,773,000 $ 295,500 $ 126,000
Oklahoma, Oklahoma 6 $ 232,000 $ 38,666 $ 108,000
Dauphin, Pennsylvania 6 $ 137,000 $ 22,833 $ 61,000
Delaware, Pennsylvania 6 $ 766,000 $ 127,666 $ 104,000
Fort Bend, Texas 6 $ 156,000 $ 26,000 $ 100,000
Prince William, Virginia 6 $ 1,790,000 $ 298,333 $ 123,000
Mobile, Alabama 5 $ 91,000 $ 18,200 $ 98,000
San Diego, California 5 $ 163,000 $ 32,600 $ 47,000
Brevard, Florida 5 $ 113,000 $ 22,600 $ 25,000
Orange, Florida 5 $ 478,000 $ 95,600 $ 96,000
Palm Beach, Florida 5 $ 1,164,000 $ 232,800 $ 437,000
Volusia, Florida 5 $ 278,000 $ 55,600 $ 108,000
Baltimore, Maryland 5 $ 649,000 $ 129,800 $ 61,000
Orange, New York 5 $ 163,000 $ 32,600 $ 216,000
Lane, Oregon 5 $ 103,000 $ 20,600 $ 29,000
Berks, Pennsylvania 5 $ 98,000 $ 19,600 $ 63,000
Chester, Pennsylvania 5 $ 171,000 $ 34,200 $ 56,000
York, Pennsylvania 5 $ 214,000 $ 42,800 $ 66,000
Virginia Beach, Virginia 5 $ 310,000 $ 62,000 $ 128,000
Pierce, Washington 5 $ 162,000 $ 32,400 $ 69,000
Yakima, Washington 5 $ 141,000 $ 28,200 $ 42,000
Preston, West Virginia 5 $ 186,000 $ 37,200 $ 39,000
Upshur, West Virginia 5 $ 297,000 $ 59,400 $ 54,000
Racine, Wisconsin 5 $ 109,000 $ 21,800 $ 68,000
Madison, Alabama 4 $ 99,000 $ 24,750 $ 28,000
Benton, Arkansas 4 $ 49,000 $ 12,250 $ 20,000
Riverside, California 4 $ 241,000 $ 60,250 $ 114,000
Douglas, Colorado 4 $ 117,000 $ 29,250 $ 76,000
Jefferson, Colorado 4 $ 126,000 $ 31,500 $ 58,000
District of Columbia, District Of Columbia 4 $ 1,110,000 $ 277,500 $ 117,000
St. Johns, Florida 4 $ 141,000 $ 35,250 $ 100,000
Warren, Iowa 4 $ 92,000 $ 23,000 $ 27,000
Johnson, Kansas 4 $ 168,000 $ 42,000 $ 111,000
Worcester, Maryland 4 $ 116,000 $ 29,000 $ 164,000
Ramsey, Minnesota 4 $ 191,000 $ 47,750 $ 110,000
Forrest, Mississippi 4 $ 79,000 $ 19,750 $ 71,000
Lorain, Ohio 4 $ 412,000 $ 103,000 $ 137,000
Stark, Ohio 4 $ 143,000 $ 35,750 $ 61,000
Clackamas, Oregon 4 $ 113,000 $ 28,250 $ 45,000
Marion, Oregon 4 $ 79,000 $ 19,750 $ 53,000
Elk, Pennsylvania 4 $ 116,000 $ 29,000 $ 65,000
Forest, Pennsylvania 4 $ 166,000 $ 41,500 $ 47,000
Galveston, Texas 4 $ 76,000 $ 19,000 $ 40,000
Utah, Utah 4 $ 125,000 $ 31,250 $ 29,000
Clark, Washington 4 $ 135,000 $ 33,750 $ 106,000
Kanawha, West Virginia 4 $ 71,000 $ 17,750 $ 40,000
Lewis, West Virginia 4 $ 143,000 $ 35,750 $ 40,000
Etowah, Alabama 3 $ 61,000 $ 20,333 $ 68,000
Shelby, Alabama 3 $ 78,000 $ 26,000 $ 62,000
Pima, Arizona 3 $ 71,000 $ 23,666 $ 92,000
Washington, Arkansas 3 $ 90,000 $ 30,000 $ 74,000
Sacramento, California 3 $ 159,000 $ 53,000 $ 123,000
Boulder, Colorado 3 $ 134,000 $ 44,666 $ 91,000
Larimer, Colorado 3 $ 86,000 $ 28,666 $ 122,000
Fairfield, Connecticut 3 $ 509,000 $ 169,666 $ 149,000
Kent, Delaware 3 $ 71,000 $ 23,666 $ 50,000
Sussex, Delaware 3 $ 84,000 $ 28,000 $ 129,000
Clay, Florida 3 $ 224,000 $ 74,666 $ 120,000
Escambia, Florida 3 $ 49,000 $ 16,333 $ 66,000
Leon, Florida 3 $ 124,000 $ 41,333 $ 57,000
Hamilton, Indiana 3 $ 78,000 $ 26,000 $ 73,000
East Baton Rouge, Louisiana 3 $ 75,000 $ 25,000 $ 76,000
Howard, Maryland 3 $ 1,147,000 $ 382,333 $ 141,000
Allegan, Michigan 3 $ 52,000 $ 17,333 $ 9,000
Genesee, Michigan 3 $ 62,000 $ 20,666 $ 32,000
Kent, Michigan 3 $ 68,000 $ 22,666 $ 33,000
Livingston, Michigan 3 $ 78,000 $ 26,000 $ 72,000
Dakota, Minnesota 3 $ 114,000 $ 38,000 $ 81,000
Rankin, Mississippi 3 $ 63,000 $ 21,000 $ 68,000
Douglas, Nebraska 3 $ 43,000 $ 14,333 $ 52,000
Washoe, Nevada 3 $ 115,000 $ 38,333 $ 61,000
Atlantic, New Jersey 3 $ 261,000 $ 87,000 $ 85,000
Bergen, New Jersey 3 $ 710,000 $ 236,666 $ 415,000
Essex, New Jersey 3 $ 1,098,000 $ 366,000 $ 135,000
Morris, New Jersey 3 $ 1,113,000 $ 371,000 $ 125,000
Sandoval, New Mexico 3 $ 93,000 $ 31,000 $ 52,000
Santa Fe, New Mexico 3 $ 71,000 $ 23,666 $ 105,000
Cattaraugus, New York 3 $ 448,000 $ 149,333 $ 62,000
New Hanover, North Carolina 3 $ 72,000 $ 24,000 $ 118,000
Miami, Ohio 3 $ 95,000 $ 31,666 $ 48,000
Lancaster, Pennsylvania 3 $ 134,000 $ 44,666 $ 78,000
Lehigh, Pennsylvania 3 $ 62,000 $ 20,666 $ 81,000
Northampton, Pennsylvania 3 $ 103,000 $ 34,333 $ 105,000
Charleston, South Carolina 3 $ 227,000 $ 75,666 $ 78,000
Hardeman, Tennessee 3 $ 25,000 $ 8,333 $ 41,000
Bexar, Texas 3 $ 76,000 $ 25,333 $ 67,000
Williamson, Texas 3 $ 66,000 $ 22,000 $ 89,000
Spotsylvania, Virginia 3 $ 97,000 $ 32,333 $ 110,000
Barbour, West Virginia 3 $ 99,000 $ 33,000 $ 31,000
Doddridge, West Virginia 3 $ 112,000 $ 37,333 $ 21,000
Calumet, Wisconsin 3 $ 74,000 $ 24,666 $ 86,000
Eau Claire, Wisconsin 3 $ 62,000 $ 20,666 $ 48,000
Rock, Wisconsin 3 $ 49,000 $ 16,333 $ 52,000
Pinal, Arizona 2 $ 43,000 $ 21,500 $ 81,000
Contra Costa, California 2 $ 67,000 $ 33,500 $ 31,000
Fresno, California 2 $ 69,000 $ 34,500 $ 92,000
Kern, California 2 $ 48,000 $ 24,000 $ 68,000
Placer, California 2 $ 87,000 $ 43,500 $ 48,000
Solano, California 2 $ 126,000 $ 63,000 $ 140,000
Ventura, California 2 $ 76,000 $ 38,000 $ 82,000
Adams, Colorado 2 $ 70,000 $ 35,000 $ 68,000
Arapahoe, Colorado 2 $ 69,000 $ 34,500 $ 35,000
Broomfield, Colorado 2 $ 106,000 $ 53,000 $ 105,000
Denver, Colorado 2 $ 77,000 $ 38,500 $ 60,000
El Paso, Colorado 2 $ 58,000 $ 29,000 $ 106,000
Lake, Florida 2 $ 425,000 $ 212,500 $ 185,000
Sarasota, Florida 2 $ 5,251,000 $ 2,625,500 $ 85,000
Carroll, Georgia 2 $ 47,000 $ 23,500 $ 48,000
Cherokee, Georgia 2 $ 47,000 $ 23,500 $ 39,000
Cobb, Georgia 2 $ 40,000 $ 20,000 $ 79,000
DeKalb, Georgia 2 $ 53,000 $ 26,500 $ 61,000
Gwinnett, Georgia 2 $ 59,000 $ 29,500 $ 65,000
Newton, Georgia 2 $ 24,000 $ 12,000 $ 41,000
Champaign, Illinois 2 $ 40,000 $ 20,000 $ 59,000
Lake, Illinois 2 $ 100,000 $ 50,000 $ 92,000
Peoria, Illinois 2 $ 51,000 $ 25,500 $ 37,000
Clark, Indiana 2 $ 38,000 $ 19,000 $ 37,000
Hancock, Indiana 2 $ 35,000 $ 17,500 $ 66,000
Marion, Indiana 2 $ 39,000 $ 19,500 $ 24,000
Black Hawk, Iowa 2 $ 37,000 $ 18,500 $ 59,000
Boone, Kentucky 2 $ 50,000 $ 25,000 $ 105,000
Fayette, Kentucky 2 $ 23,000 $ 11,500 $ 79,000
Jefferson, Kentucky 2 $ 65,000 $ 32,500 $ 95,000
Kenton, Kentucky 2 $ 39,000 $ 19,500 $ 58,000
Oldham, Kentucky 2 $ 59,000 $ 29,500 $ 84,000
Allegany, Maryland 2 $ 15,000 $ 7,500 $ 35,000
Anne Arundel, Maryland 2 $ 45,000 $ 22,500 $ 72,000
Carroll, Maryland 2 $ 57,000 $ 28,500 $ 41,000
Cecil, Maryland 2 $ 48,000 $ 24,000 $ 108,000
Jackson, Michigan 2 $ 34,000 $ 17,000 $ 40,000
Anoka, Minnesota 2 $ 50,000 $ 25,000 $ 54,000
Blue Earth, Minnesota 2 $ 33,000 $ 16,500 $ 32,000
Nobles, Minnesota 2 $ 29,000 $ 14,500 $ 41,000
Scott, Minnesota 2 $ 48,000 $ 24,000 $ 109,000
Clinton, Missouri 2 $ 26,000 $ 13,000 $ 43,000
Jefferson, Missouri 2 $ 28,000 $ 14,000 $ 22,000
Taney, Missouri 2 $ 28,000 $ 14,000 $ 44,000
Flathead, Montana 2 $ 71,000 $ 35,500 $ 74,000
Douglas, Nevada 2 $ 82,000 $ 41,000 $ 85,000
Lyon, Nevada 2 $ 53,000 $ 26,500 $ 31,000
Cape May, New Jersey 2 $ 433,000 $ 216,500 $ 140,000
Gloucester, New Jersey 2 $ 97,000 $ 48,500 $ 110,000
Union, New Jersey 2 $ 396,000 $ 198,000 $ 159,000
Albany, New York 2 $ 39,000 $ 19,500 $ 58,000
Bronx, New York 2 $ 266,000 $ 133,000 $ 102,000
Erie, New York 2 $ 30,000 $ 15,000 $ 71,000
Fulton, New York 2 $ 32,000 $ 16,000 $ 61,000
Kings, New York 2 $ 752,000 $ 376,000 $ 145,000
Clermont, Ohio 2 $ 73,000 $ 36,500 $ 93,000
Greene, Ohio 2 $ 41,000 $ 20,500 $ 68,000
Tuscarawas, Ohio 2 $ 36,000 $ 18,000 $ 42,000
Wayne, Ohio 2 $ 35,000 $ 17,500 $ 25,000
Benton, Oregon 2 $ 76,000 $ 38,000 $ 71,000
Clatsop, Oregon 2 $ 92,000 $ 46,000 $ 80,000
Deschutes, Oregon 2 $ 31,000 $ 15,500 $ 68,000
Klamath, Oregon 2 $ 44,000 $ 22,000 $ 38,000
Polk, Oregon 2 $ 49,000 $ 24,500 $ 0
Adams, Pennsylvania 2 $ 46,000 $ 23,000 $ 76,000
Franklin, Pennsylvania 2 $ 175,000 $ 87,500 $ 38,000
Fulton, Pennsylvania 2 $ 70,000 $ 35,000 $ 51,000
McKean, Pennsylvania 2 $ 207,000 $ 103,500 $ 480,000
Knox, Tennessee 2 $ 39,000 $ 19,500 $ 84,000
Brazoria, Texas 2 $ 50,000 $ 25,000 $ 96,000
Brazos, Texas 2 $ 32,000 $ 16,000 $ 23,000
El Paso, Texas 2 $ 24,000 $ 12,000 $ 46,000
Hays, Texas 2 $ 26,000 $ 13,000 $ 138,000
Kendall, Texas 2 $ 58,000 $ 29,000 $ 198,000
Nueces, Texas 2 $ 46,000 $ 23,000 $ 102,000
Chittenden, Vermont 2 $ 58,000 $ 29,000 $ 45,000
Arlington, Virginia 2 $ 126,000 $ 63,000 $ 87,000
Bedford, Virginia 2 $ 72,000 $ 36,000 $ 89,000
Loudoun, Virginia 2 $ 877,000 $ 438,500 $ 179,000
Nelson, Virginia 2 $ 56,000 $ 28,000 $ 143,000
Island, Washington 2 $ 149,000 $ 74,500 $ 103,000
Braxton, West Virginia 2 $ 71,000 $ 35,500 $ 53,000
Ritchie, West Virginia 2 $ 86,000 $ 43,000 $ 18,000
Wetzel, West Virginia 2 $ 94,000 $ 47,000 $ 89,000
Brown, Wisconsin 2 $ 32,000 $ 16,000 $ 37,000
Calhoun, Alabama 1 $ 33,000 $ 33,000 $ 46,000
Cherokee, Alabama 1 $ 25,000 $ 25,000 $ 52,000
Clarke, Alabama 1 $ 17,000 $ 17,000 $ 42,000
Marengo, Alabama 1 $ 37,000 $ 37,000 $ 76,000
Talladega, Alabama 1 $ 14,000 $ 14,000 $ 0
Tuscaloosa, Alabama 1 $ 34,000 $ 34,000 $ 118,000
Winston, Alabama 1 $ 32,000 $ 32,000 $ 116,000
Anchorage, Alaska 1 $ 21,000 $ 21,000 $ 67,000
Mohave, Arizona 1 $ 65,000 $ 65,000 $ 330,000
Pulaski, Arkansas 1 $ 17,000 $ 17,000 $ 87,000
Alameda, California 1 $ 10,000 $ 10,000 $ 200,000
Amador, California 1 $ 35,000 $ 35,000 $ 62,000
Calaveras, California 1 $ 51,000 $ 51,000 $ 162,000
Kings, California 1 $ 25,000 $ 25,000 $ 53,000
Lassen, California 1 $ 15,000 $ 15,000 $ 156,000
San Luis Obispo, California 1 $ 16,000 $ 16,000 $ 94,000
Santa Clara, California 1 $ 42,000 $ 42,000 $ 80,000
Shasta, California 1 $ 23,000 $ 23,000 $ 68,000
Siskiyou, California 1 $ 55,000 $ 55,000 $ 66,000
Yolo, California 1 $ 45,000 $ 45,000 $ 0
La Plata, Colorado 1 $ 39,000 $ 39,000 $ 0
Summit, Colorado 1 $ 40,000 $ 40,000 $ 341,000
Weld, Colorado 1 $ 32,000 $ 32,000 $ 94,000
Litchfield, Connecticut 1 $ 323,000 $ 323,000 $ 94,000
New Haven, Connecticut 1 $ 132,000 $ 132,000 $ 55,000
Windham, Connecticut 1 $ 373,000 $ 373,000 $ 240,000
Bay, Florida 1 $ 55,000 $ 55,000 $ 325,000
Flagler, Florida 1 $ 16,000 $ 16,000 $ 43,000
Manatee, Florida 1 $ 464,000 $ 464,000 $ 104,000
Monroe, Florida 1 $ 4,650,000 $ 4,650,000 $ 0
Okaloosa, Florida 1 $ 40,000 $ 40,000 $ 249,000
Osceola, Florida 1 $ 30,000 $ 30,000 $ 81,000
Pasco, Florida 1 $ 29,000 $ 29,000 $ 84,000
Santa Rosa, Florida 1 $ 25,000 $ 25,000 $ 80,000
St. Lucie, Florida 1 $ 31,000 $ 31,000 $ 360,000
Sumter, Florida 1 $ 100,000 $ 100,000 $ 87,000
Walton, Florida 1 $ 208,000 $ 208,000 $ 287,000
Bibb, Georgia 1 $ 16,000 $ 16,000 $ 48,000
Coweta, Georgia 1 $ 31,000 $ 31,000 $ 128,000
Douglas, Georgia 1 $ 44,000 $ 44,000 $ 101,000
Fannin, Georgia 1 $ 26,000 $ 26,000 $ 177,000
Fulton, Georgia 1 $ 33,000 $ 33,000 $ 175,000
Hall, Georgia 1 $ 41,000 $ 41,000 $ 268,000
Houston, Georgia 1 $ 21,000 $ 21,000 $ 75,000
Morgan, Georgia 1 $ 17,000 $ 17,000 $ 0
Rockdale, Georgia 1 $ 8,000 $ 8,000 $ 29,000
Upson, Georgia 1 $ 18,000 $ 18,000 $ 70,000
Walker, Georgia 1 $ 16,000 $ 16,000 $ 0
Honolulu, Hawaii 1 $ 49,000 $ 49,000 $ 143,000
Maui, Hawaii 1 $ 63,000 $ 63,000 $ 240,000
Bonneville, Idaho 1 $ 17,000 $ 17,000 $ 34,000
Fremont, Idaho 1 $ 25,000 $ 25,000 $ 144,000
Nez Perce, Idaho 1 $ 5,000 $ 5,000 $ 41,000
Grundy, Illinois 1 $ 27,000 $ 27,000 $ 138,000
Jersey, Illinois 1 $ 20,000 $ 20,000 $ 50,000
Madison, Illinois 1 $ 11,000 $ 11,000 $ 32,000
McHenry, Illinois 1 $ 27,000 $ 27,000 $ 70,000
St. Clair, Illinois 1 $ 34,000 $ 34,000 $ 103,000
Winnebago, Illinois 1 $ 26,000 $ 26,000 $ 144,000
Hendricks, Indiana 1 $ 53,000 $ 53,000 $ 110,000
Henry, Indiana 1 $ 20,000 $ 20,000 $ 26,000
Monroe, Indiana 1 $ 17,000 $ 17,000 $ 295,000
Cedar, Iowa 1 $ 14,000 $ 14,000 $ 36,000
Dubuque, Iowa 1 $ 24,000 $ 24,000 $ 56,000
Madison, Iowa 1 $ 21,000 $ 21,000 $ 0
Pottawattamie, Iowa 1 $ 9,000 $ 9,000 $ 17,000
Poweshiek, Iowa 1 $ 8,000 $ 8,000 $ 24,000
Miami, Kansas 1 $ 10,000 $ 10,000 $ 29,000
Sedgwick, Kansas 1 $ 11,000 $ 11,000 $ 75,000
Hardin, Kentucky 1 $ 10,000 $ 10,000 $ 20,000
Marshall, Kentucky 1 $ 21,000 $ 21,000 $ 32,000
Montgomery, Kentucky 1 $ 17,000 $ 17,000 $ 53,000
Calcasieu, Louisiana 1 $ 17,000 $ 17,000 $ 48,000
Lafayette, Louisiana 1 $ 18,000 $ 18,000 $ 34,000
Orleans, Louisiana 1 $ 39,000 $ 39,000 $ 85,000
Plaquemines, Louisiana 1 $ 15,000 $ 15,000 $ 83,000
Cumberland, Maine 1 $ 26,000 $ 26,000 $ 65,000
York, Maine 1 $ 18,000 $ 18,000 $ 97,000
Baltimore City, Maryland 1 $ 36,000 $ 36,000 $ 96,000
Charles, Maryland 1 $ 72,000 $ 72,000 $ 124,000
Harford, Maryland 1 $ 22,000 $ 22,000 $ 110,000
Queen Anne's, Maryland 1 $ 10,000 $ 10,000 $ 37,000
Washington, Maryland 1 $ 453,000 $ 453,000 $ 250,000
Middlesex, Massachusetts 1 $ 50,000 $ 50,000 $ 0
Norfolk, Massachusetts 1 $ 48,000 $ 48,000 $ 96,000
Alger, Michigan 1 $ 14,000 $ 14,000 $ 129,000
Berrien, Michigan 1 $ 43,000 $ 43,000 $ 140,000
Chippewa, Michigan 1 $ 31,000 $ 31,000 $ 51,000
Eaton, Michigan 1 $ 19,000 $ 19,000 $ 69,000
Emmet, Michigan 1 $ 12,000 $ 12,000 $ 55,000
Kalamazoo, Michigan 1 $ 24,000 $ 24,000 $ 46,000
Manistee, Michigan 1 $ 21,000 $ 21,000 $ 68,000
Monroe, Michigan 1 $ 21,000 $ 21,000 $ 64,000
Ottawa, Michigan 1 $ 21,000 $ 21,000 $ 29,000
St. Clair, Michigan 1 $ 16,000 $ 16,000 $ 44,000
Crow Wing, Minnesota 1 $ 40,000 $ 40,000 $ 128,000
Martin, Minnesota 1 $ 11,000 $ 11,000 $ 32,000
McLeod, Minnesota 1 $ 34,000 $ 34,000 $ 54,000
Mille Lacs, Minnesota 1 $ 32,000 $ 32,000 $ 75,000
Otter Tail, Minnesota 1 $ 22,000 $ 22,000 $ 38,000
Rock, Minnesota 1 $ 12,000 $ 12,000 $ 41,000
Roseau, Minnesota 1 $ 24,000 $ 24,000 $ 47,000
Steele, Minnesota 1 $ 21,000 $ 21,000 $ 87,000
Wright, Minnesota 1 $ 45,000 $ 45,000 $ 62,000
Grenada, Mississippi 1 $ 29,000 $ 29,000 $ 105,000
Harrison, Mississippi 1 $ 15,000 $ 15,000 $ 153,000
Stone, Mississippi 1 $ 22,000 $ 22,000 $ 62,000
Washington, Mississippi 1 $ 15,000 $ 15,000 $ 81,000
Andrew, Missouri 1 $ 16,000 $ 16,000 $ 64,000
Benton, Missouri 1 $ 15,000 $ 15,000 $ 21,000
Buchanan, Missouri 1 $ 17,000 $ 17,000 $ 35,000
Franklin, Missouri 1 $ 42,000 $ 42,000 $ 76,000
Greene, Missouri 1 $ 8,000 $ 8,000 $ 186,000
Johnson, Missouri 1 $ 10,000 $ 10,000 $ 20,000
Platte, Missouri 1 $ 66,000 $ 66,000 $ 115,000
Gallatin, Montana 1 $ 26,000 $ 26,000 $ 63,000
Lake, Montana 1 $ 84,000 $ 84,000 $ 469,000
Ravalli, Montana 1 $ 118,000 $ 118,000 $ 143,000
Fillmore, Nebraska 1 $ 9,000 $ 9,000 $ 26,000
Pierce, Nebraska 1 $ 11,000 $ 11,000 $ 22,000
Sarpy, Nebraska 1 $ 21,000 $ 21,000 $ 38,000
Washington, Nebraska 1 $ 12,000 $ 12,000 $ 76,000
Wayne, Nebraska 1 $ 17,000 $ 17,000 $ 48,000
Carson City, Nevada 1 $ 32,000 $ 32,000 $ 0
Hillsborough, New Hampshire 1 $ 32,000 $ 32,000 $ 61,000
Strafford, New Hampshire 1 $ 36,000 $ 36,000 $ 250,000
Burlington, New Jersey 1 $ 25,000 $ 25,000 $ 66,000
Camden, New Jersey 1 $ 127,000 $ 127,000 $ 51,000
Hudson, New Jersey 1 $ 170,000 $ 170,000 $ 0
Mercer, New Jersey 1 $ 385,000 $ 385,000 $ 156,000
Middlesex, New Jersey 1 $ 51,000 $ 51,000 $ 86,000
Ocean, New Jersey 1 $ 182,000 $ 182,000 $ 72,000
Somerset, New Jersey 1 $ 351,000 $ 351,000 $ 131,000
Sussex, New Jersey 1 $ 118,000 $ 118,000 $ 0
Warren, New Jersey 1 $ 34,000 $ 34,000 $ 78,000
San Juan, New Mexico 1 $ 29,000 $ 29,000 $ 90,000
Taos, New Mexico 1 $ 57,000 $ 57,000 $ 90,000
Clinton, New York 1 $ 69,000 $ 69,000 $ 85,000
Columbia, New York 1 $ 34,000 $ 34,000 $ 118,000
Monroe, New York 1 $ 40,000 $ 40,000 $ 92,000
New York, New York 1 $ 394,000 $ 394,000 $ 154,000
Niagara, New York 1 $ 11,000 $ 11,000 $ 49,000
Oneida, New York 1 $ 50,000 $ 50,000 $ 128,000
Onondaga, New York 1 $ 32,000 $ 32,000 $ 225,000
Ontario, New York 1 $ 31,000 $ 31,000 $ 90,000
Rensselaer, New York 1 $ 18,000 $ 18,000 $ 76,000
Saratoga, New York 1 $ 19,000 $ 19,000 $ 60,000
Schenectady, New York 1 $ 21,000 $ 21,000 $ 65,000
Sullivan, New York 1 $ 26,000 $ 26,000 $ 51,000
Ashe, North Carolina 1 $ 17,000 $ 17,000 $ 70,000
Brunswick, North Carolina 1 $ 492,000 $ 492,000 $ 468,000
Buncombe, North Carolina 1 $ 99,000 $ 99,000 $ 61,000
Mecklenburg, North Carolina 1 $ 22,000 $ 22,000 $ 70,000
Transylvania, North Carolina 1 $ 25,000 $ 25,000 $ 47,000
Union, North Carolina 1 $ 83,000 $ 83,000 $ 189,000
Wake, North Carolina 1 $ 55,000 $ 55,000 $ 160,000
Burleigh, North Dakota 1 $ 11,000 $ 11,000 $ 68,000
Cass, North Dakota 1 $ 13,000 $ 13,000 $ 64,000
Traill, North Dakota 1 $ 18,000 $ 18,000 $ 53,000
Ward, North Dakota 1 $ 9,000 $ 9,000 $ 25,000
Belmont, Ohio 1 $ 21,000 $ 21,000 $ 50,000
Champaign, Ohio 1 $ 18,000 $ 18,000 $ 29,000
Erie, Ohio 1 $ 30,000 $ 30,000 $ 120,000
Lucas, Ohio 1 $ 22,000 $ 22,000 $ 40,000
Preble, Ohio 1 $ 18,000 $ 18,000 $ 60,000
Richland, Ohio 1 $ 33,000 $ 33,000 $ 272,000
Ross, Ohio 1 $ 30,000 $ 30,000 $ 32,000
Union, Ohio 1 $ 23,000 $ 23,000 $ 82,000
Cleveland, Oklahoma 1 $ 26,000 $ 26,000 $ 70,000
Comanche, Oklahoma 1 $ 18,000 $ 18,000 $ 32,000
Garfield, Oklahoma 1 $ 17,000 $ 17,000 $ 60,000
Logan, Oklahoma 1 $ 22,000 $ 22,000 $ 79,000
Pontotoc, Oklahoma 1 $ 10,000 $ 10,000 $ 71,000
Columbia, Oregon 1 $ 18,000 $ 18,000 $ 67,000
Lincoln, Oregon 1 $ 21,000 $ 21,000 $ 235,000
Washington, Oregon 1 $ 26,000 $ 26,000 $ 51,000
Carbon, Pennsylvania 1 $ 74,000 $ 74,000 $ 151,000
Luzerne, Pennsylvania 1 $ 8,000 $ 8,000 $ 116,000
Mifflin, Pennsylvania 1 $ 12,000 $ 12,000 $ 19,000
Perry, Pennsylvania 1 $ 10,000 $ 10,000 $ 30,000
Potter, Pennsylvania 1 $ 39,000 $ 39,000 $ 138,000
Union, Pennsylvania 1 $ 152,000 $ 152,000 $ 95,000
Berkeley, South Carolina 1 $ 11,000 $ 11,000 $ 41,000
Horry, South Carolina 1 $ 42,000 $ 42,000 $ 192,000
Richland, South Carolina 1 $ 17,000 $ 17,000 $ 29,000
Lake, South Dakota 1 $ 29,000 $ 29,000 $ 27,000
Pennington, South Dakota 1 $ 35,000 $ 35,000 $ 62,000
Yankton, South Dakota 1 $ 31,000 $ 31,000 $ 62,000
Hamilton, Tennessee 1 $ 32,000 $ 32,000 $ 68,000
Putnam, Tennessee 1 $ 24,000 $ 24,000 $ 62,000
Shelby, Tennessee 1 $ 34,000 $ 34,000 $ 0
Aransas, Texas 1 $ 19,000 $ 19,000 $ 154,000
Austin, Texas 1 $ 13,000 $ 13,000 $ 127,000
Cameron, Texas 1 $ 37,000 $ 37,000 $ 117,000
Chambers, Texas 1 $ 12,000 $ 12,000 $ 57,000
Comal, Texas 1 $ 19,000 $ 19,000 $ 51,000
Cooke, Texas 1 $ 11,000 $ 11,000 $ 58,000
Franklin, Texas 1 $ 29,000 $ 29,000 $ 0
Grimes, Texas 1 $ 25,000 $ 25,000 $ 109,000
Harrison, Texas 1 $ 22,000 $ 22,000 $ 78,000
Hidalgo, Texas 1 $ 40,000 $ 40,000 $ 75,000
Kaufman, Texas 1 $ 14,000 $ 14,000 $ 46,000
Parker, Texas 1 $ 27,000 $ 27,000 $ 73,000
Taylor, Texas 1 $ 33,000 $ 33,000 $ 123,000
Titus, Texas 1 $ 24,000 $ 24,000 $ 88,000
Wichita, Texas 1 $ 19,000 $ 19,000 $ 115,000
Wilson, Texas 1 $ 30,000 $ 30,000 $ 82,000
Kane, Utah 1 $ 33,000 $ 33,000 $ 196,000
Salt Lake, Utah 1 $ 26,000 $ 26,000 $ 92,000
Sanpete, Utah 1 $ 30,000 $ 30,000 $ 91,000
Tooele, Utah 1 $ 25,000 $ 25,000 $ 70,000
Washington, Utah 1 $ 26,000 $ 26,000 $ 102,000
Weber, Utah 1 $ 34,000 $ 34,000 $ 62,000
Franklin, Vermont 1 $ 30,000 $ 30,000 $ 66,000
Alexandria, Virginia 1 $ 37,000 $ 37,000 $ 66,000
Charlottesville, Virginia 1 $ 27,000 $ 27,000 $ 81,000
Chesterfield, Virginia 1 $ 53,000 $ 53,000 $ 109,000
Henrico, Virginia 1 $ 27,000 $ 27,000 $ 51,000
Lynchburg, Virginia 1 $ 76,000 $ 76,000 $ 69,000
Manassas Park, Virginia 1 $ 26,000 $ 26,000 $ 83,000
Montgomery, Virginia 1 $ 14,000 $ 14,000 $ 100,000
Newport News, Virginia 1 $ 31,000 $ 31,000 $ 90,000
Richmond City, Virginia 1 $ 55,000 $ 55,000 $ 75,000
Salem, Virginia 1 $ 99,000 $ 99,000 $ 36,000
Page:

Mortgage Loan Application Detail Totals for First National Bank of Pa in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,199 $202,421,000 $68,545 $810,000 $74,477 $1,320,000
Home Improvement 2,527 $84,650,000 $31,166 $2,700,000 $68,500 $1,326,000
Home Purchase 2,450 $170,992,000 $42,240 $5,000,000 $89,160 $2,743,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,631 $416,923,000 $54,900 $4,650,000 $86,520 $2,743,000
Not Provided 236 $8,584,000 $46,853 $399,000 $73,682 $576,000
Black or African American 102 $4,583,000 $62,058 $475,000 $110,529 $558,000
Hispanic 71 $3,259,000 $66,533 $323,000 $93,466 $190,000
Not applicable 62 $16,377,000 $1,392,750 $5,000,000 $79,750 $1,194,000
Asian 61 $7,930,000 $95,523 $637,000 $95,809 $630,000
American Indian or Alaskan Native 8 $211,000 $32,500 $68,000 $41,000 $77,000
Native Hawaiian or Other Pacific Islander 5 $196,000 $39,200 $57,000 $99,400 $312,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,176 $458,063,000 $52,360 $5,000,000 $83,720 $2,743,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,937 $300,894,000 $211,625 $5,000,000 $133,250 $2,743,000
Application Denied By Financial Institution 1,397 $64,517,000 $58,833 $1,300,000 $85,333 $558,000
Loan Purchased By The Institution 1,345 $59,035,000 $46,300 $673,000 $82,320 $1,451,000
Application Approved But Not Accepted 377 $17,389,000 $46,000 $305,000 $60,000 $1,326,000
Application Withdrawn By Applicant 117 $15,799,000 $205,333 $1,250,000 $111,333 $823,000
File Closed For Incompleteness 3 $429,000 $143,000 $250,000 $46,000 $80,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 766 $28,271,000 $43,000 $300,000 $45,250 $558,000
Debt-To-Income Ratio 289 $17,263,000 $96,000 $1,300,000 $40,750 $365,000
Collateral 266 $14,812,000 $38,600 $233,000 $97,800 $300,000
Other 34 $2,412,000 $84,500 $325,000 $57,500 $270,000
Unverifiable Information 17 $743,000 $42,500 $144,000 $43,000 $239,000
Credit Application Incomplete 16 $513,000 $27,000 $80,000 $31,333 $50,000
Employment History 6 $268,000 $59,000 $80,000 $32,666 $43,000
Insufficient Cash (Downpayment, Closing Cost) 3 $235,000 $73,500 $108,000 $29,500 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Pa's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Pa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet with aggregated HMDA statistics today.

Download the Pennsylvania Lender List