First Western Trust Bank Mortgage Lending & HMDA Data, 2016
In 2016, First Western Trust Bank of Denver, CO reported 2,621 mortgage applications totaling $744.5 million, up 123% from 2015. The average application was for $284,033, and applicants reported an average income of $55,072. 43% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Fort Collins, CO (278), Denver-Aurora-Lakewood, CO (231) and Phoenix-Mesa-Scottsdale, AZ (134) (applications in parentheses).
| Mortgage Company & Address | First Western Trust Bank 1900 16th Street Suite #500 Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,621 |
| Total Mortgage Loan Application Amount | $744,453,000 |
| Average Mortgage Loan Application Amount | $284,033 |
| Highest Mortgage Loan Application Amount | $9,923,000 |
| Average Applicant Income | $55,072 |
| Highest Applicant Income | $4,639,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Western Trust Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer, Colorado | 278 | $ 78,208,000 | $ 281,323 | $ 106,000 |
| Maricopa, Arizona | 128 | $ 44,078,000 | $ 344,359 | $ 109,000 |
| Weld, Colorado | 84 | $ 22,125,000 | $ 263,392 | $ 86,000 |
| Denver, Colorado | 68 | $ 23,653,000 | $ 347,838 | $ 116,000 |
| Los Angeles, California | 56 | $ 20,820,000 | $ 371,785 | $ 49,000 |
| Clark, Nevada | 55 | $ 12,138,000 | $ 220,690 | $ 24,000 |
| Adams, Colorado | 53 | $ 26,067,000 | $ 491,830 | $ 38,000 |
| Riverside, California | 47 | $ 11,454,000 | $ 243,702 | $ 6,000 |
| Arapahoe, Colorado | 45 | $ 19,448,000 | $ 432,177 | $ 237,000 |
| Jefferson, Colorado | 39 | $ 11,450,000 | $ 293,589 | $ 84,000 |
| San Bernardino, California | 30 | $ 7,340,000 | $ 244,666 | $ 5,000 |
| Boulder, Colorado | 29 | $ 14,455,000 | $ 498,448 | $ 245,000 |
| Cook, Illinois | 27 | $ 7,737,000 | $ 286,555 | $ 28,000 |
| Sacramento, California | 20 | $ 5,709,000 | $ 285,450 | $ 14,000 |
| El Paso, Colorado | 20 | $ 4,643,000 | $ 232,150 | $ 60,000 |
| Miami-Dade, Florida | 19 | $ 4,996,000 | $ 262,947 | $ 20,000 |
| Middlesex, Massachusetts | 19 | $ 5,883,000 | $ 309,631 | $ 18,000 |
| Salt Lake, Utah | 19 | $ 4,049,000 | $ 213,105 | $ 12,000 |
| New Castle, Delaware | 18 | $ 5,438,000 | $ 302,111 | $ 20,000 |
| Bristol, Massachusetts | 18 | $ 4,665,000 | $ 259,166 | $ 0 |
| Plymouth, Massachusetts | 17 | $ 5,015,000 | $ 295,000 | $ 22,000 |
| San Diego, California | 16 | $ 9,132,000 | $ 570,750 | $ 88,000 |
| Broward, Florida | 16 | $ 5,103,000 | $ 318,937 | $ 27,000 |
| Norfolk, Massachusetts | 15 | $ 4,879,000 | $ 325,266 | $ 3,000 |
| Worcester, Massachusetts | 15 | $ 3,791,000 | $ 252,733 | $ 55,000 |
| Harris, Texas | 15 | $ 2,885,000 | $ 192,333 | $ 52,000 |
| Tarrant, Texas | 14 | $ 2,829,000 | $ 202,071 | $ 14,000 |
| Kern, California | 13 | $ 2,862,000 | $ 220,153 | $ 20,000 |
| Douglas, Colorado | 13 | $ 3,749,000 | $ 288,384 | $ 82,000 |
| Gwinnett, Georgia | 13 | $ 2,846,000 | $ 218,923 | $ 43,000 |
| Essex, Massachusetts | 13 | $ 3,800,000 | $ 292,307 | $ 4,000 |
| Washoe, Nevada | 13 | $ 3,122,000 | $ 240,153 | $ 21,000 |
| King, Washington | 13 | $ 3,863,000 | $ 297,153 | $ 15,000 |
| Anchorage, Alaska | 12 | $ 2,875,000 | $ 239,583 | $ 10,000 |
| Honolulu, Hawaii | 12 | $ 5,916,000 | $ 493,000 | $ 34,000 |
| Providence, Rhode Island | 12 | $ 2,688,000 | $ 224,000 | $ 23,000 |
| Pierce, Washington | 12 | $ 4,869,000 | $ 405,750 | $ 73,000 |
| Duval, Florida | 11 | $ 2,608,000 | $ 237,090 | $ 14,000 |
| Palm Beach, Florida | 11 | $ 2,864,000 | $ 260,363 | $ 57,000 |
| Ada, Idaho | 11 | $ 2,489,000 | $ 226,272 | $ 12,000 |
| Snohomish, Washington | 11 | $ 2,841,000 | $ 258,272 | $ 12,000 |
| Orange, New York | 10 | $ 2,845,000 | $ 284,500 | $ 0 |
| Fairfax, Virginia | 10 | $ 3,596,000 | $ 359,600 | $ 34,000 |
| Orange, California | 9 | $ 7,334,000 | $ 814,888 | $ 388,000 |
| Santa Clara, California | 9 | $ 6,070,000 | $ 674,444 | $ 228,000 |
| Broomfield, Colorado | 9 | $ 2,184,000 | $ 242,666 | $ 66,000 |
| Pitkin, Colorado | 9 | $ 8,253,000 | $ 917,000 | $ 432,000 |
| Oakland, Michigan | 9 | $ 2,010,000 | $ 223,333 | $ 27,000 |
| Hennepin, Minnesota | 9 | $ 1,934,000 | $ 214,888 | $ 7,000 |
| Multnomah, Oregon | 9 | $ 2,217,000 | $ 246,333 | $ 23,000 |
| Utah, Utah | 9 | $ 2,096,000 | $ 232,888 | $ 6,000 |
| Fresno, California | 8 | $ 1,918,000 | $ 239,750 | $ 13,000 |
| Osceola, Florida | 8 | $ 1,875,000 | $ 234,375 | $ 0 |
| DeKalb, Georgia | 8 | $ 2,494,000 | $ 311,750 | $ 37,000 |
| Johnson, Kansas | 8 | $ 1,415,000 | $ 176,875 | $ 30,000 |
| Cumberland, Maine | 8 | $ 1,846,000 | $ 230,750 | $ 16,000 |
| Rockingham, New Hampshire | 8 | $ 2,187,000 | $ 273,375 | $ 10,000 |
| Wake, North Carolina | 8 | $ 1,575,000 | $ 196,875 | $ 10,000 |
| Cass, North Dakota | 8 | $ 1,637,000 | $ 204,625 | $ 13,000 |
| Clark, Washington | 8 | $ 1,970,000 | $ 246,250 | $ 18,000 |
| Solano, California | 7 | $ 1,694,000 | $ 242,000 | $ 0 |
| Hillsborough, Florida | 7 | $ 2,100,000 | $ 300,000 | $ 98,000 |
| Orange, Florida | 7 | $ 1,655,000 | $ 236,428 | $ 0 |
| Chatham, Georgia | 7 | $ 1,629,000 | $ 232,714 | $ 0 |
| Fulton, Georgia | 7 | $ 1,243,000 | $ 177,571 | $ 0 |
| Hawaii, Hawaii | 7 | $ 2,108,000 | $ 301,142 | $ 122,000 |
| Kent, Michigan | 7 | $ 1,317,000 | $ 188,142 | $ 42,000 |
| Hillsborough, New Hampshire | 7 | $ 1,932,000 | $ 276,000 | $ 0 |
| Bucks, Pennsylvania | 7 | $ 2,125,000 | $ 303,571 | $ 47,000 |
| Prince William, Virginia | 7 | $ 2,519,000 | $ 359,857 | $ 23,000 |
| Teton, Wyoming | 7 | $ 3,458,000 | $ 494,000 | $ 341,000 |
| Jefferson, Alabama | 6 | $ 1,209,000 | $ 201,500 | $ 16,000 |
| Pinal, Arizona | 6 | $ 1,164,000 | $ 194,000 | $ 45,000 |
| Pulaski, Arkansas | 6 | $ 1,451,000 | $ 241,833 | $ 9,000 |
| Alameda, California | 6 | $ 4,014,000 | $ 669,000 | $ 109,000 |
| Manatee, Florida | 6 | $ 1,311,000 | $ 218,500 | $ 0 |
| St. Lucie, Florida | 6 | $ 1,250,000 | $ 208,333 | $ 35,000 |
| Cobb, Georgia | 6 | $ 1,734,000 | $ 289,000 | $ 32,000 |
| McHenry, Illinois | 6 | $ 1,037,000 | $ 172,833 | $ 8,000 |
| Will, Illinois | 6 | $ 1,512,000 | $ 252,000 | $ 14,000 |
| Lake, Indiana | 6 | $ 1,203,000 | $ 200,500 | $ 51,000 |
| Cumberland, North Carolina | 6 | $ 1,733,000 | $ 288,833 | $ 22,000 |
| Oklahoma, Oklahoma | 6 | $ 1,296,000 | $ 216,000 | $ 31,000 |
| Clackamas, Oregon | 6 | $ 1,475,000 | $ 245,833 | $ 21,000 |
| Travis, Texas | 6 | $ 2,975,000 | $ 495,833 | $ 54,000 |
| Stafford, Virginia | 6 | $ 1,991,000 | $ 331,833 | $ 0 |
| Fairbanks North Star, Alaska | 5 | $ 1,152,000 | $ 230,400 | $ 14,000 |
| Cochise, Arizona | 5 | $ 717,000 | $ 143,400 | $ 45,000 |
| Yavapai, Arizona | 5 | $ 946,000 | $ 189,200 | $ 45,000 |
| Contra Costa, California | 5 | $ 1,521,000 | $ 304,200 | $ 45,000 |
| Merced, California | 5 | $ 1,183,000 | $ 236,600 | $ 5,000 |
| Stanislaus, California | 5 | $ 1,171,000 | $ 234,200 | $ 0 |
| Ventura, California | 5 | $ 2,048,000 | $ 409,600 | $ 110,000 |
| Hartford, Connecticut | 5 | $ 1,345,000 | $ 269,000 | $ 20,000 |
| New Haven, Connecticut | 5 | $ 1,184,000 | $ 236,800 | $ 27,000 |
| Kent, Delaware | 5 | $ 1,335,000 | $ 267,000 | $ 0 |
| Collier, Florida | 5 | $ 1,677,000 | $ 335,400 | $ 68,000 |
| Lee, Florida | 5 | $ 1,243,000 | $ 248,600 | $ 30,000 |
| Pinellas, Florida | 5 | $ 1,379,000 | $ 275,800 | $ 38,000 |
| Sarasota, Florida | 5 | $ 1,221,000 | $ 244,200 | $ 0 |
| Cherokee, Georgia | 5 | $ 1,291,000 | $ 258,200 | $ 35,000 |
| Forsyth, Georgia | 5 | $ 1,308,000 | $ 261,600 | $ 14,000 |
| York, Maine | 5 | $ 1,119,000 | $ 223,800 | $ 9,000 |
| Bernalillo, New Mexico | 5 | $ 1,002,000 | $ 200,400 | $ 20,000 |
| Nassau, New York | 5 | $ 1,998,000 | $ 399,600 | $ 125,000 |
| Suffolk, New York | 5 | $ 1,769,000 | $ 353,800 | $ 19,000 |
| Mecklenburg, North Carolina | 5 | $ 1,311,000 | $ 262,200 | $ 62,000 |
| Cuyahoga, Ohio | 5 | $ 1,081,000 | $ 216,200 | $ 0 |
| Lane, Oregon | 5 | $ 1,043,000 | $ 208,600 | $ 14,000 |
| Davidson, Tennessee | 5 | $ 1,108,000 | $ 221,600 | $ 18,000 |
| Shelby, Tennessee | 5 | $ 886,000 | $ 177,200 | $ 16,000 |
| Bexar, Texas | 5 | $ 887,000 | $ 177,400 | $ 15,000 |
| Hidalgo, Texas | 5 | $ 1,006,000 | $ 201,200 | $ 36,000 |
| McLennan, Texas | 5 | $ 1,064,000 | $ 212,800 | $ 145,000 |
| Chesterfield, Virginia | 5 | $ 1,524,000 | $ 304,800 | $ 0 |
| Virginia Beach, Virginia | 5 | $ 1,132,000 | $ 226,400 | $ 25,000 |
| Laramie, Wyoming | 5 | $ 1,043,000 | $ 208,600 | $ 23,000 |
| Matanuska-Susitna, Alaska | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Calaveras, California | 4 | $ 956,000 | $ 239,000 | $ 53,000 |
| San Joaquin, California | 4 | $ 1,072,000 | $ 268,000 | $ 0 |
| Tulare, California | 4 | $ 889,000 | $ 222,250 | $ 0 |
| Eagle, Colorado | 4 | $ 1,049,000 | $ 262,250 | $ 59,000 |
| Garfield, Colorado | 4 | $ 1,626,000 | $ 406,500 | $ 139,000 |
| Fairfield, Connecticut | 4 | $ 1,199,000 | $ 299,750 | $ 46,000 |
| St. Johns, Florida | 4 | $ 1,083,000 | $ 270,750 | $ 10,000 |
| Henry, Georgia | 4 | $ 1,133,000 | $ 283,250 | $ 0 |
| Kauai, Hawaii | 4 | $ 1,733,000 | $ 433,250 | $ 45,000 |
| Marion, Indiana | 4 | $ 867,000 | $ 216,750 | $ 0 |
| Hampden, Massachusetts | 4 | $ 900,000 | $ 225,000 | $ 0 |
| Suffolk, Massachusetts | 4 | $ 1,052,000 | $ 263,000 | $ 34,000 |
| Washington, Minnesota | 4 | $ 1,031,000 | $ 257,750 | $ 23,000 |
| Jackson, Missouri | 4 | $ 737,000 | $ 184,250 | $ 47,000 |
| St. Charles, Missouri | 4 | $ 703,000 | $ 175,750 | $ 9,000 |
| Flathead, Montana | 4 | $ 896,000 | $ 224,000 | $ 0 |
| Guilford, North Carolina | 4 | $ 885,000 | $ 221,250 | $ 41,000 |
| Hoke, North Carolina | 4 | $ 885,000 | $ 221,250 | $ 0 |
| Onslow, North Carolina | 4 | $ 827,000 | $ 206,750 | $ 47,000 |
| Union, North Carolina | 4 | $ 758,000 | $ 189,500 | $ 6,000 |
| Washington, Oregon | 4 | $ 1,147,000 | $ 286,750 | $ 10,000 |
| Berkeley, South Carolina | 4 | $ 803,000 | $ 200,750 | $ 0 |
| Bell, Texas | 4 | $ 633,000 | $ 158,250 | $ 0 |
| Denton, Texas | 4 | $ 667,000 | $ 166,750 | $ 72,000 |
| El Paso, Texas | 4 | $ 708,000 | $ 177,000 | $ 0 |
| Chesapeake, Virginia | 4 | $ 916,000 | $ 229,000 | $ 43,000 |
| Newport News, Virginia | 4 | $ 794,000 | $ 198,500 | $ 36,000 |
| Dane, Wisconsin | 4 | $ 990,000 | $ 247,500 | $ 0 |
| Mobile, Alabama | 3 | $ 633,000 | $ 211,000 | $ 26,000 |
| Shelby, Alabama | 3 | $ 647,000 | $ 215,666 | $ 22,000 |
| Winston, Alabama | 3 | $ 696,000 | $ 232,000 | $ 0 |
| Mohave, Arizona | 3 | $ 693,000 | $ 231,000 | $ 56,000 |
| Navajo, Arizona | 3 | $ 877,000 | $ 292,333 | $ 68,000 |
| Pima, Arizona | 3 | $ 624,000 | $ 208,000 | $ 0 |
| Benton, Arkansas | 3 | $ 462,000 | $ 154,000 | $ 0 |
| Napa, California | 3 | $ 815,000 | $ 271,666 | $ 0 |
| Nevada, California | 3 | $ 654,000 | $ 218,000 | $ 0 |
| Placer, California | 3 | $ 980,000 | $ 326,666 | $ 0 |
| Santa Barbara, California | 3 | $ 848,000 | $ 282,666 | $ 54,000 |
| Sonoma, California | 3 | $ 928,000 | $ 309,333 | $ 24,000 |
| Middlesex, Connecticut | 3 | $ 699,000 | $ 233,000 | $ 56,000 |
| Sussex, Delaware | 3 | $ 672,000 | $ 224,000 | $ 7,000 |
| District of Columbia, District Of Columbia | 3 | $ 1,324,000 | $ 441,333 | $ 0 |
| Brevard, Florida | 3 | $ 562,000 | $ 187,333 | $ 29,000 |
| Clay, Florida | 3 | $ 565,000 | $ 188,333 | $ 24,000 |
| Lake, Florida | 3 | $ 721,000 | $ 240,333 | $ 0 |
| Walton, Florida | 3 | $ 813,000 | $ 271,000 | $ 0 |
| Clayton, Georgia | 3 | $ 446,000 | $ 148,666 | $ 16,000 |
| Richmond, Georgia | 3 | $ 573,000 | $ 191,000 | $ 0 |
| Kootenai, Idaho | 3 | $ 579,000 | $ 193,000 | $ 14,000 |
| Sangamon, Illinois | 3 | $ 675,000 | $ 225,000 | $ 48,000 |
| Polk, Iowa | 3 | $ 572,000 | $ 190,666 | $ 0 |
| Jefferson, Kentucky | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Barnstable, Massachusetts | 3 | $ 778,000 | $ 259,333 | $ 0 |
| Macomb, Michigan | 3 | $ 550,000 | $ 183,333 | $ 38,000 |
| Wayne, Michigan | 3 | $ 520,000 | $ 173,333 | $ 52,000 |
| Ramsey, Minnesota | 3 | $ 625,000 | $ 208,333 | $ 41,000 |
| St. Louis, Minnesota | 3 | $ 434,000 | $ 144,666 | $ 67,000 |
| Rankin, Mississippi | 3 | $ 621,000 | $ 207,000 | $ 0 |
| Douglas, Nebraska | 3 | $ 663,000 | $ 221,000 | $ 0 |
| Carson City, Nevada | 3 | $ 668,000 | $ 222,666 | $ 0 |
| Douglas, Nevada | 3 | $ 786,000 | $ 262,000 | $ 0 |
| Merrimack, New Hampshire | 3 | $ 733,000 | $ 244,333 | $ 0 |
| Hudson, New Jersey | 3 | $ 561,000 | $ 187,000 | $ 70,000 |
| Middlesex, New Jersey | 3 | $ 743,000 | $ 247,666 | $ 48,000 |
| Sandoval, New Mexico | 3 | $ 741,000 | $ 247,000 | $ 24,000 |
| Santa Fe, New Mexico | 3 | $ 593,000 | $ 197,666 | $ 30,000 |
| Bronx, New York | 3 | $ 871,000 | $ 290,333 | $ 55,000 |
| Queens, New York | 3 | $ 1,012,000 | $ 337,333 | $ 129,000 |
| Richmond, New York | 3 | $ 1,065,000 | $ 355,000 | $ 69,000 |
| Westchester, New York | 3 | $ 852,000 | $ 284,000 | $ 84,000 |
| Currituck, North Carolina | 3 | $ 648,000 | $ 216,000 | $ 33,000 |
| Durham, North Carolina | 3 | $ 623,000 | $ 207,666 | $ 30,000 |
| Lincoln, North Carolina | 3 | $ 589,000 | $ 196,333 | $ 0 |
| Nash, North Carolina | 3 | $ 708,000 | $ 236,000 | $ 0 |
| Burleigh, North Dakota | 3 | $ 515,000 | $ 171,666 | $ 15,000 |
| Stark, North Dakota | 3 | $ 733,000 | $ 244,333 | $ 0 |
| Lake, Ohio | 3 | $ 651,000 | $ 217,000 | $ 22,000 |
| Lorain, Ohio | 3 | $ 628,000 | $ 209,333 | $ 28,000 |
| Cleveland, Oklahoma | 3 | $ 600,000 | $ 200,000 | $ 0 |
| Coos, Oregon | 3 | $ 616,000 | $ 205,333 | $ 57,000 |
| Deschutes, Oregon | 3 | $ 724,000 | $ 241,333 | $ 34,000 |
| Jackson, Oregon | 3 | $ 656,000 | $ 218,666 | $ 15,000 |
| Charleston, South Carolina | 3 | $ 590,000 | $ 196,666 | $ 0 |
| Lexington, South Carolina | 3 | $ 677,000 | $ 225,666 | $ 57,000 |
| Hamilton, Tennessee | 3 | $ 616,000 | $ 205,333 | $ 0 |
| Brazoria, Texas | 3 | $ 572,000 | $ 190,666 | $ 0 |
| Guadalupe, Texas | 3 | $ 501,000 | $ 167,000 | $ 126,000 |
| Box Elder, Utah | 3 | $ 558,000 | $ 186,000 | $ 39,000 |
| Cache, Utah | 3 | $ 597,000 | $ 199,000 | $ 0 |
| Wasatch, Utah | 3 | $ 869,000 | $ 289,666 | $ 0 |
| Washington, Utah | 3 | $ 724,000 | $ 241,333 | $ 0 |
| Weber, Utah | 3 | $ 750,000 | $ 250,000 | $ 20,000 |
| Hampton, Virginia | 3 | $ 920,000 | $ 306,666 | $ 23,000 |
| Portsmouth, Virginia | 3 | $ 831,000 | $ 277,000 | $ 0 |
| Spotsylvania, Virginia | 3 | $ 1,034,000 | $ 344,666 | $ 57,000 |
| Jefferson, West Virginia | 3 | $ 771,000 | $ 257,000 | $ 0 |
| Sweetwater, Wyoming | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Madison, Alabama | 2 | $ 405,000 | $ 202,500 | $ 0 |
| St. Clair, Alabama | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Tuscaloosa, Alabama | 2 | $ 453,000 | $ 226,500 | $ 39,000 |
| Faulkner, Arkansas | 2 | $ 403,000 | $ 201,500 | $ 0 |
| Garland, Arkansas | 2 | $ 396,000 | $ 198,000 | $ 0 |
| Butte, California | 2 | $ 428,000 | $ 214,000 | $ 0 |
| El Dorado, California | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Humboldt, California | 2 | $ 501,000 | $ 250,500 | $ 89,000 |
| Imperial, California | 2 | $ 485,000 | $ 242,500 | $ 0 |
| Lake, California | 2 | $ 502,000 | $ 251,000 | $ 0 |
| Marin, California | 2 | $ 1,658,000 | $ 829,000 | $ 132,000 |
| San Luis Obispo, California | 2 | $ 1,004,000 | $ 502,000 | $ 75,000 |
| Santa Cruz, California | 2 | $ 1,277,000 | $ 638,500 | $ 157,000 |
| Clear Creek, Colorado | 2 | $ 694,000 | $ 347,000 | $ 65,000 |
| Park, Colorado | 2 | $ 472,000 | $ 236,000 | $ 84,000 |
| Summit, Colorado | 2 | $ 520,000 | $ 260,000 | $ 162,000 |
| Litchfield, Connecticut | 2 | $ 410,000 | $ 205,000 | $ 40,000 |
| Tolland, Connecticut | 2 | $ 538,000 | $ 269,000 | $ 0 |
| Hernando, Florida | 2 | $ 451,000 | $ 225,500 | $ 0 |
| Okeechobee, Florida | 2 | $ 453,000 | $ 226,500 | $ 55,000 |
| Volusia, Florida | 2 | $ 414,000 | $ 207,000 | $ 27,000 |
| Columbia, Georgia | 2 | $ 367,000 | $ 183,500 | $ 94,000 |
| Rockdale, Georgia | 2 | $ 439,000 | $ 219,500 | $ 46,000 |
| Maui, Hawaii | 2 | $ 1,075,000 | $ 537,500 | $ 70,000 |
| Bonneville, Idaho | 2 | $ 357,000 | $ 178,500 | $ 95,000 |
| Teton, Idaho | 2 | $ 608,000 | $ 304,000 | $ 0 |
| DuPage, Illinois | 2 | $ 496,000 | $ 248,000 | $ 0 |
| Lake, Illinois | 2 | $ 462,000 | $ 231,000 | $ 53,000 |
| Hancock, Indiana | 2 | $ 361,000 | $ 180,500 | $ 0 |
| Bossier, Louisiana | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Lafayette, Louisiana | 2 | $ 526,000 | $ 263,000 | $ 0 |
| Androscoggin, Maine | 2 | $ 310,000 | $ 155,000 | $ 25,000 |
| Knox, Maine | 2 | $ 389,000 | $ 194,500 | $ 0 |
| Genesee, Michigan | 2 | $ 467,000 | $ 233,500 | $ 0 |
| Washtenaw, Michigan | 2 | $ 376,000 | $ 188,000 | $ 0 |
| Carver, Minnesota | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Crow Wing, Minnesota | 2 | $ 457,000 | $ 228,500 | $ 0 |
| Scott, Minnesota | 2 | $ 568,000 | $ 284,000 | $ 0 |
| DeSoto, Mississippi | 2 | $ 405,000 | $ 202,500 | $ 0 |
| Lamar, Mississippi | 2 | $ 397,000 | $ 198,500 | $ 0 |
| Pearl River, Mississippi | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| St. Louis City, Missouri | 2 | $ 416,000 | $ 208,000 | $ 64,000 |
| Cascade, Montana | 2 | $ 477,000 | $ 238,500 | $ 121,000 |
| Lewis and Clark, Montana | 2 | $ 391,000 | $ 195,500 | $ 0 |
| Missoula, Montana | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Yellowstone, Montana | 2 | $ 407,000 | $ 203,500 | $ 0 |
| Elko, Nevada | 2 | $ 438,000 | $ 219,000 | $ 0 |
| Humboldt, Nevada | 2 | $ 487,000 | $ 243,500 | $ 0 |
| Morris, New Jersey | 2 | $ 1,147,000 | $ 573,500 | $ 240,000 |
| Somerset, New Jersey | 2 | $ 658,000 | $ 329,000 | $ 101,000 |
| Union, New Jersey | 2 | $ 462,000 | $ 231,000 | $ 0 |
| New York, New York | 2 | $ 1,139,000 | $ 569,500 | $ 155,000 |
| Yates, New York | 2 | $ 306,000 | $ 153,000 | $ 65,000 |
| Moore, North Carolina | 2 | $ 579,000 | $ 289,500 | $ 0 |
| Pasquotank, North Carolina | 2 | $ 475,000 | $ 237,500 | $ 45,000 |
| Person, North Carolina | 2 | $ 378,000 | $ 189,000 | $ 33,000 |
| Grand Forks, North Dakota | 2 | $ 456,000 | $ 228,000 | $ 0 |
| Ward, North Dakota | 2 | $ 512,000 | $ 256,000 | $ 43,000 |
| Butler, Ohio | 2 | $ 407,000 | $ 203,500 | $ 0 |
| Summit, Ohio | 2 | $ 366,000 | $ 183,000 | $ 0 |
| Columbia, Oregon | 2 | $ 484,000 | $ 242,000 | $ 30,000 |
| Douglas, Oregon | 2 | $ 427,000 | $ 213,500 | $ 0 |
| Linn, Oregon | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Marion, Oregon | 2 | $ 406,000 | $ 203,000 | $ 0 |
| Yamhill, Oregon | 2 | $ 507,000 | $ 253,500 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 405,000 | $ 202,500 | $ 27,000 |
| Beaver, Pennsylvania | 2 | $ 534,000 | $ 267,000 | $ 35,000 |
| Chester, Pennsylvania | 2 | $ 555,000 | $ 277,500 | $ 0 |
| Lancaster, Pennsylvania | 2 | $ 392,000 | $ 196,000 | $ 32,000 |
| Luzerne, Pennsylvania | 2 | $ 549,000 | $ 274,500 | $ 0 |
| Westmoreland, Pennsylvania | 2 | $ 395,000 | $ 197,500 | $ 35,000 |
| Kent, Rhode Island | 2 | $ 376,000 | $ 188,000 | $ 0 |
| Washington, Rhode Island | 2 | $ 484,000 | $ 242,000 | $ 22,000 |
| Richland, South Carolina | 2 | $ 373,000 | $ 186,500 | $ 65,000 |
| Unicoi, Tennessee | 2 | $ 369,000 | $ 184,500 | $ 52,000 |
| Collin, Texas | 2 | $ 377,000 | $ 188,500 | $ 30,000 |
| Dallas, Texas | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Fort Bend, Texas | 2 | $ 380,000 | $ 190,000 | $ 68,000 |
| Liberty, Texas | 2 | $ 485,000 | $ 242,500 | $ 0 |
| Montgomery, Texas | 2 | $ 444,000 | $ 222,000 | $ 69,000 |
| Nueces, Texas | 2 | $ 373,000 | $ 186,500 | $ 30,000 |
| Smith, Texas | 2 | $ 396,000 | $ 198,000 | $ 79,000 |
| Taylor, Texas | 2 | $ 364,000 | $ 182,000 | $ 115,000 |
| Val Verde, Texas | 2 | $ 406,000 | $ 203,000 | $ 0 |
| Albemarle, Virginia | 2 | $ 689,000 | $ 344,500 | $ 0 |
| James City, Virginia | 2 | $ 762,000 | $ 381,000 | $ 84,000 |
| King George, Virginia | 2 | $ 662,000 | $ 331,000 | $ 64,000 |
| Loudoun, Virginia | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Benton, Washington | 2 | $ 529,000 | $ 264,500 | $ 67,000 |
| Island, Washington | 2 | $ 576,000 | $ 288,000 | $ 65,000 |
| Thurston, Washington | 2 | $ 504,000 | $ 252,000 | $ 28,000 |
| Whatcom, Washington | 2 | $ 409,000 | $ 204,500 | $ 0 |
| Berkeley, West Virginia | 2 | $ 252,000 | $ 126,000 | $ 0 |
| Milwaukee, Wisconsin | 2 | $ 373,000 | $ 186,500 | $ 0 |
| Racine, Wisconsin | 2 | $ 451,000 | $ 225,500 | $ 0 |
| Rock, Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 28,000 |
| Sheboygan, Wisconsin | 2 | $ 256,000 | $ 128,000 | $ 31,000 |
| Waukesha, Wisconsin | 2 | $ 424,000 | $ 212,000 | $ 34,000 |
| Natrona, Wyoming | 2 | $ 436,000 | $ 218,000 | $ 49,000 |
| Sheridan, Wyoming | 2 | $ 599,000 | $ 299,500 | $ 0 |
| Autauga, Alabama | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Baldwin, Alabama | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Lauderdale, Alabama | 1 | $ 114,000 | $ 114,000 | $ 10,000 |
| Pike, Alabama | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Talladega, Alabama | 1 | $ 205,000 | $ 205,000 | $ 14,000 |
| Juneau, Alaska | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Kenai Peninsula, Alaska | 1 | $ 187,000 | $ 187,000 | $ 45,000 |
| Kodiak Island, Alaska | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
| Sitka, Alaska | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Valdez-Cordova, Alaska | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| Coconino, Arizona | 1 | $ 188,000 | $ 188,000 | $ 211,000 |
| Yuma, Arizona | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Crawford, Arkansas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Izard, Arkansas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Saline, Arkansas | 1 | $ 230,000 | $ 230,000 | $ 0 |
| White, Arkansas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Kings, California | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Monterey, California | 1 | $ 278,000 | $ 278,000 | $ 0 |
| San Benito, California | 1 | $ 311,000 | $ 311,000 | $ 0 |
| San Francisco, California | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Shasta, California | 1 | $ 209,000 | $ 209,000 | $ 53,000 |
| Sutter, California | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Tuolumne, California | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Archuleta, Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Chaffee, Colorado | 1 | $ 212,000 | $ 212,000 | $ 76,000 |
| Grand, Colorado | 1 | $ 139,000 | $ 139,000 | $ 46,000 |
| Mesa, Colorado | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Montezuma, Colorado | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Routt, Colorado | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| San Miguel, Colorado | 1 | $ 1,905,000 | $ 1,905,000 | $ 345,000 |
| Charlotte, Florida | 1 | $ 264,000 | $ 264,000 | $ 0 |
| DeSoto, Florida | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Flagler, Florida | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Indian River, Florida | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Marion, Florida | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Nassau, Florida | 1 | $ 160,000 | $ 160,000 | $ 28,000 |
| Polk, Florida | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Seminole, Florida | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Bibb, Georgia | 1 | $ 260,000 | $ 260,000 | $ 62,000 |
| Gilmer, Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Glynn, Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Harris, Georgia | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Houston, Georgia | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Long, Georgia | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Oconee, Georgia | 1 | $ 377,000 | $ 377,000 | $ 127,000 |
| Talbot, Georgia | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Troup, Georgia | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Union, Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Walton, Georgia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Bingham, Idaho | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Blaine, Idaho | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Bonner, Idaho | 1 | $ 204,000 | $ 204,000 | $ 40,000 |
| Canyon, Idaho | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Fremont, Idaho | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Nez Perce, Idaho | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Owyhee, Idaho | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Washington, Idaho | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Grundy, Illinois | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Kane, Illinois | 1 | $ 417,000 | $ 417,000 | $ 210,000 |
| Macon, Illinois | 1 | $ 254,000 | $ 254,000 | $ 0 |
| St. Clair, Illinois | 1 | $ 161,000 | $ 161,000 | $ 34,000 |
| Elkhart, Indiana | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Floyd, Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Hendricks, Indiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Jasper, Indiana | 1 | $ 166,000 | $ 166,000 | $ 54,000 |
| Johnson, Indiana | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Madison, Indiana | 1 | $ 152,000 | $ 152,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cedar, Iowa | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Dallas, Iowa | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Davis, Iowa | 1 | $ 173,000 | $ 173,000 | $ 97,000 |
| Linn, Iowa | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Marshall, Iowa | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Scott, Iowa | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Wapello, Iowa | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Warren, Iowa | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
| Finney, Kansas | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Boone, Kentucky | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Campbell, Kentucky | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Carter, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Christian, Kentucky | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Hardin, Kentucky | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Oldham, Kentucky | 1 | $ 382,000 | $ 382,000 | $ 108,000 |
| Trigg, Kentucky | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Caddo, Louisiana | 1 | $ 198,000 | $ 198,000 | $ 0 |
| East Baton Rouge, Louisiana | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Evangeline, Louisiana | 1 | $ 463,000 | $ 463,000 | $ 138,000 |
| Lafourche, Louisiana | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Livingston, Louisiana | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| St. Charles, Louisiana | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| St. Martin, Louisiana | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Terrebonne, Louisiana | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Penobscot, Maine | 1 | $ 162,000 | $ 162,000 | $ 51,000 |
| Howard, Maryland | 1 | $ 356,000 | $ 356,000 | $ 104,000 |
| Prince George's, Maryland | 1 | $ 247,000 | $ 247,000 | $ 75,000 |
| Calhoun, Michigan | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 226,000 | $ 226,000 | $ 186,000 |
| Monroe, Michigan | 1 | $ 196,000 | $ 196,000 | $ 82,000 |
| Saginaw, Michigan | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Van Buren, Michigan | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Becker, Minnesota | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Benton, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Blue Earth, Minnesota | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Clay, Minnesota | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Olmsted, Minnesota | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Renville, Minnesota | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Todd, Minnesota | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Harrison, Mississippi | 1 | $ 363,000 | $ 363,000 | $ 50,000 |
| Hinds, Mississippi | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Pike, Mississippi | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Yalobusha, Mississippi | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Cass, Missouri | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Clay, Missouri | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Jasper, Missouri | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
| Jefferson, Missouri | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Johnson, Missouri | 1 | $ 236,000 | $ 236,000 | $ 0 |
| St. Louis, Missouri | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Taney, Missouri | 1 | $ 292,000 | $ 292,000 | $ 153,000 |
| Lake, Montana | 1 | $ 333,000 | $ 333,000 | $ 56,000 |
| Lincoln, Montana | 1 | $ 201,000 | $ 201,000 | $ 26,000 |
| Wheatland, Montana | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| Lancaster, Nebraska | 1 | $ 228,000 | $ 228,000 | $ 78,000 |
| Merrick, Nebraska | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Sarpy, Nebraska | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Belknap, New Hampshire | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Bergen, New Jersey | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Camden, New Jersey | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Essex, New Jersey | 1 | $ 272,000 | $ 272,000 | $ 62,000 |
| Ocean, New Jersey | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Chaves, New Mexico | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Dona Ana, New Mexico | 1 | $ 193,000 | $ 193,000 | $ 52,000 |
| Otero, New Mexico | 1 | $ 164,000 | $ 164,000 | $ 0 |
| San Juan, New Mexico | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Valencia, New Mexico | 1 | $ 273,000 | $ 273,000 | $ 62,000 |
| Albany, New York | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Cortland, New York | 1 | $ 270,000 | $ 270,000 | $ 95,000 |
| Kings, New York | 1 | $ 766,000 | $ 766,000 | $ 76,000 |
| Monroe, New York | 1 | $ 347,000 | $ 347,000 | $ 118,000 |
| Niagara, New York | 1 | $ 184,000 | $ 184,000 | $ 111,000 |
| Putnam, New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rockland, New York | 1 | $ 260,000 | $ 260,000 | $ 46,000 |
| Saratoga, New York | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Tioga, New York | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Beaufort, North Carolina | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Gates, North Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Harnett, North Carolina | 1 | $ 314,000 | $ 314,000 | $ 75,000 |
| McDowell, North Carolina | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Pitt, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Rowan, North Carolina | 1 | $ 289,000 | $ 289,000 | $ 95,000 |
| Transylvania, North Carolina | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Adams, North Dakota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Morton, North Dakota | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Williams, North Dakota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Franklin, Ohio | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Lucas, Ohio | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Marion, Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Portage, Ohio | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Preble, Ohio | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Richland, Ohio | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Beckham, Oklahoma | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Canadian, Oklahoma | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Comanche, Oklahoma | 1 | $ 198,000 | $ 198,000 | $ 62,000 |
| Garfield, Oklahoma | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Grady, Oklahoma | 1 | $ 251,000 | $ 251,000 | $ 92,000 |
| Logan, Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Rogers, Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Tulsa, Oklahoma | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Woodward, Oklahoma | 1 | $ 186,000 | $ 186,000 | $ 168,000 |
| Grant, Oregon | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Klamath, Oregon | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Umatilla, Oregon | 1 | $ 186,000 | $ 186,000 | $ 73,000 |
| Berks, Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Lackawanna, Pennsylvania | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Monroe, Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Montgomery, Pennsylvania | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Northampton, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for First Western Trust Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,172 | $582,076,000 | $267,000 | $4,665,000 | $39,000 | $4,639,000 |
| Home Purchase | 415 | $151,807,000 | $365,000 | $9,923,000 | $136,000 | $1,654,000 |
| Home Improvement | 34 | $10,570,000 | $310,000 | $1,905,000 | $94,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,443 | $418,198,000 | $289,000 | $4,665,000 | $74,000 | $4,639,000 |
| Not Provided | 426 | $116,934,000 | $274,000 | $2,300,000 | $44,000 | $713,000 |
| Hispanic | 317 | $79,924,000 | $252,000 | $840,000 | $24,000 | $360,000 |
| Black or African American | 231 | $57,900,000 | $250,000 | $766,000 | $14,000 | $225,000 |
| Asian | 154 | $39,336,000 | $255,000 | $633,000 | $43,000 | $296,000 |
| Native Hawaiin or Other Pacific Islander | 24 | $8,034,000 | $334,000 | $605,000 | $56,000 | $312,000 |
| American Indian or Alaskan Native | 16 | $3,715,000 | $232,000 | $300,000 | $35,000 | $317,000 |
| Not applicable | 10 | $20,412,000 | $2,041,000 | $9,923,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,269 | $313,952,000 | $247,000 | $673,000 | $7,000 | $432,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 833 | $298,748,000 | $358,000 | $9,923,000 | $144,000 | $4,639,000 |
| VA-guaranteed (Veterans Administration) | 513 | $130,165,000 | $253,000 | $1,020,000 | $29,000 | $326,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,588,000 | $264,000 | $336,000 | $50,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,123 | $343,511,000 | $305,000 | $9,923,000 | $84,000 | $4,639,000 |
| Application Denied By Financial Institution | 549 | $148,704,000 | $270,000 | $2,060,000 | $28,000 | $651,000 |
| Application Withdrawn By Applicant | 505 | $134,979,000 | $267,000 | $2,300,000 | $31,000 | $775,000 |
| Application Approved But Not Accepted | 255 | $72,089,000 | $282,000 | $2,370,000 | $63,000 | $600,000 |
| File Closed For Incompleteness | 189 | $45,170,000 | $238,000 | $668,000 | $16,000 | $343,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 247 | $64,192,000 | $259,000 | $1,580,000 | $26,000 | $550,000 |
| Credit Application Incomplete | 180 | $48,478,000 | $269,000 | $628,000 | $6,000 | $341,000 |
| Other | 44 | $12,082,000 | $274,000 | $1,020,000 | $44,000 | $300,000 |
| Debt-To-Income Ratio | 33 | $12,382,000 | $375,000 | $2,060,000 | $78,000 | $651,000 |
| Collateral | 28 | $6,729,000 | $240,000 | $614,000 | $80,000 | $340,000 |
| Unverifiable Information | 9 | $2,587,000 | $287,000 | $476,000 | $110,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,560,000 | $260,000 | $459,000 | $50,000 | $131,000 |
| Employment History | 2 | $694,000 | $347,000 | $410,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Trust Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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