Firstbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Firstbank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstbank 11 Channing Way Nashville, TN 38305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 42,964 |
| Total Mortgage Loan Application Amount | $8,755,840,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $9,345,000 |
| Average Applicant Income | $105,600 |
| Highest Applicant Income | $8,515,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Firstbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Firstbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstbank's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 8,201 | $ 1,087,125,000 | $ 179,063 | $ 106,266 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,370 | $ 584,440,000 | $ 246,000 | $ 110,000 |
| BIRMINGHAM-HOOVER, AL | 1,216 | $ 215,860,000 | $ 177,000 | $ 77,000 |
| HUNTSVILLE, AL | 1,057 | $ 236,025,000 | $ 223,000 | $ 106,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,019 | $ 233,435,000 | $ 229,000 | $ 113,000 |
| CHATTANOOGA, TN-GA | 834 | $ 135,160,000 | $ 153,000 | $ 85,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 752 | $ 185,340,000 | $ 246,000 | $ 113,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 620 | $ 220,890,000 | $ 358,000 | $ 155,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 537 | $ 119,095,000 | $ 221,000 | $ 109,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 532 | $ 117,580,000 | $ 221,000 | $ 124,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 514 | $ 134,060,000 | $ 260,000 | $ 120,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 506 | $ 219,350,000 | $ 433,000 | $ 154,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 493 | $ 109,195,000 | $ 221,000 | $ 130,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 487 | $ 118,085,000 | $ 237,000 | $ 109,000 |
| DALLAS-PLANO-IRVING, TX | 463 | $ 95,435,000 | $ 206,000 | $ 110,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 437 | $ 82,685,000 | $ 189,000 | $ 75,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 418 | $ 159,140,000 | $ 347,500 | $ 150,333 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 411 | $ 83,925,000 | $ 204,000 | $ 129,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 399 | $ 118,245,000 | $ 296,000 | $ 124,000 |
| KNOXVILLE, TN | 389 | $ 56,465,000 | $ 145,000 | $ 87,000 |
| TUSCALOOSA, AL | 333 | $ 48,805,000 | $ 146,000 | $ 73,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 326 | $ 66,160,000 | $ 202,000 | $ 118,000 |
| DENVER-AURORA-LAKEWOOD, CO | 302 | $ 101,000,000 | $ 334,000 | $ 127,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 296 | $ 69,980,000 | $ 236,000 | $ 100,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 287 | $ 71,745,000 | $ 276,000 | $ 138,500 |
| JACKSON, MS | 265 | $ 41,055,000 | $ 154,000 | $ 69,000 |
| MEMPHIS, TN-MS-AR | 265 | $ 41,495,000 | $ 168,333 | $ 77,333 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 265 | $ 60,035,000 | $ 226,000 | $ 104,000 |
| AUSTIN-ROUND ROCK, TX | 263 | $ 49,345,000 | $ 187,000 | $ 96,000 |
| COLUMBIA, SC | 256 | $ 45,420,000 | $ 177,000 | $ 79,000 |
| SPARTANBURG, SC | 241 | $ 40,985,000 | $ 170,000 | $ 58,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 235 | $ 51,985,000 | $ 221,000 | $ 112,000 |
| KANSAS CITY, MO-KS | 231 | $ 46,835,000 | $ 204,000 | $ 112,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 229 | $ 90,505,000 | $ 395,000 | $ 139,000 |
| CLEVELAND-ELYRIA, OH | 227 | $ 36,815,000 | $ 162,000 | $ 103,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 222 | $ 37,180,000 | $ 167,000 | $ 146,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 219 | $ 74,785,000 | $ 341,000 | $ 141,000 |
| ST. LOUIS, MO-IL | 219 | $ 46,085,000 | $ 206,000 | $ 112,500 |
| JACKSON, TN | 214 | $ 25,450,000 | $ 118,000 | $ 99,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 213 | $ 35,455,000 | $ 166,000 | $ 88,000 |
| FORT WORTH-ARLINGTON, TX | 212 | $ 36,970,000 | $ 174,000 | $ 95,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 207 | $ 43,655,000 | $ 236,000 | $ 112,500 |
| GARY, IN | 201 | $ 34,765,000 | $ 172,000 | $ 86,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 196 | $ 62,600,000 | $ 318,000 | $ 120,500 |
| NEWARK, NJ-PA | 193 | $ 58,425,000 | $ 204,000 | $ 104,000 |
| SAN DIEGO-CARLSBAD, CA | 188 | $ 77,830,000 | $ 413,000 | $ 143,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 186 | $ 44,950,000 | $ 241,000 | $ 128,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 184 | $ 62,470,000 | $ 339,000 | $ 134,000 |
| RALEIGH, NC | 183 | $ 45,345,000 | $ 247,000 | $ 122,000 |
| COLUMBUS, GA-AL | 177 | $ 19,495,000 | $ 135,000 | $ 56,000 |
| JACKSONVILLE, FL | 174 | $ 32,860,000 | $ 188,000 | $ 96,000 |
| COLUMBUS, OH | 171 | $ 35,615,000 | $ 208,000 | $ 112,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 171 | $ 34,995,000 | $ 204,000 | $ 124,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 170 | $ 41,380,000 | $ 243,000 | $ 100,000 |
| CINCINNATI, OH-KY-IN | 157 | $ 29,715,000 | $ 182,333 | $ 106,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 157 | $ 25,305,000 | $ 161,000 | $ 109,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 155 | $ 76,375,000 | $ 492,000 | $ 171,000 |
| AKRON, OH | 154 | $ 23,080,000 | $ 149,000 | $ 102,000 |
| ROME, GA | 143 | $ 23,865,000 | $ 166,000 | $ 76,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 142 | $ 30,850,000 | $ 207,000 | $ 111,000 |
| RICHMOND, VA | 139 | $ 33,105,000 | $ 238,000 | $ 102,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 136 | $ 59,520,000 | $ 437,000 | $ 153,000 |
| SALT LAKE CITY, UT | 136 | $ 42,870,000 | $ 315,000 | $ 116,000 |
| ALBANY-SCHENECTADY-TROY, NY | 135 | $ 27,165,000 | $ 201,000 | $ 124,000 |
| ROANOKE, VA | 132 | $ 26,780,000 | $ 202,000 | $ 100,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 130 | $ 37,920,000 | $ 291,000 | $ 167,000 |
| MONTGOMERY, AL | 130 | $ 21,050,000 | $ 161,000 | $ 72,000 |
| COLORADO SPRINGS, CO | 122 | $ 29,790,000 | $ 244,000 | $ 85,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 121 | $ 14,575,000 | $ 120,000 | $ 66,000 |
| MOBILE, AL | 121 | $ 11,695,000 | $ 96,000 | $ 56,000 |
| BOISE CITY, ID | 120 | $ 30,260,000 | $ 252,000 | $ 107,000 |
| ALBUQUERQUE, NM | 119 | $ 27,535,000 | $ 231,000 | $ 134,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 118 | $ 24,380,000 | $ 191,500 | $ 81,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 113 | $ 38,695,000 | $ 342,000 | $ 132,000 |
| PROVIDENCE-WARWICK, RI-MA | 113 | $ 26,325,000 | $ 239,500 | $ 106,500 |
| PITTSBURGH, PA | 110 | $ 18,200,000 | $ 165,000 | $ 122,000 |
| FLORENCE-MUSCLE SHOALS, AL | 109 | $ 19,205,000 | $ 176,000 | $ 83,000 |
| TALLAHASSEE, FL | 104 | $ 19,770,000 | $ 190,000 | $ 92,000 |
| CAPE CORAL-FORT MYERS, FL | 102 | $ 19,350,000 | $ 189,000 | $ 111,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 102 | $ 24,530,000 | $ 240,000 | $ 137,000 |
| BOSTON, MA | 101 | $ 31,945,000 | $ 316,000 | $ 141,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 101 | $ 52,175,000 | $ 516,000 | $ 194,000 |
| RENO, NV | 99 | $ 29,605,000 | $ 299,000 | $ 118,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 98 | $ 22,810,000 | $ 232,000 | $ 104,000 |
| DOTHAN, AL | 97 | $ 9,035,000 | $ 93,000 | $ 48,000 |
| OKLAHOMA CITY, OK | 97 | $ 14,855,000 | $ 153,000 | $ 92,000 |
| NEW ORLEANS-METAIRIE, LA | 94 | $ 23,210,000 | $ 246,000 | $ 136,000 |
| TACOMA-LAKEWOOD, WA | 94 | $ 30,190,000 | $ 321,000 | $ 122,000 |
| WARNER ROBINS, GA | 94 | $ 20,760,000 | $ 220,000 | $ 99,000 |
| LAKELAND-WINTER HAVEN, FL | 91 | $ 9,435,000 | $ 103,000 | $ 66,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 90 | $ 23,080,000 | $ 256,000 | $ 129,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 89 | $ 24,765,000 | $ 278,000 | $ 251,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 88 | $ 20,060,000 | $ 227,000 | $ 137,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 85 | $ 16,425,000 | $ 193,000 | $ 107,000 |
| TULSA, OK | 85 | $ 15,085,000 | $ 177,000 | $ 101,000 |
| BOWLING GREEN, KY | 84 | $ 15,030,000 | $ 178,000 | $ 91,000 |
| GRAND RAPIDS-WYOMING, MI | 83 | $ 13,235,000 | $ 159,000 | $ 93,000 |
| OGDEN-CLEARFIELD, UT | 83 | $ 21,705,000 | $ 261,000 | $ 108,000 |
| HATTIESBURG, MS | 82 | $ 8,740,000 | $ 106,000 | $ 74,000 |
| ASHEVILLE, NC | 81 | $ 19,565,000 | $ 241,000 | $ 115,000 |
| AUBURN-OPELIKA, AL | 80 | $ 15,160,000 | $ 189,000 | $ 90,000 |
| FORT WAYNE, IN | 78 | $ 12,580,000 | $ 161,000 | $ 102,000 |
| CLARKSVILLE, TN-KY | 76 | $ 15,980,000 | $ 282,500 | $ 79,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 74 | $ 18,550,000 | $ 307,000 | $ 177,500 |
| WORCESTER, MA-CT | 72 | $ 16,580,000 | $ 200,000 | $ 97,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 71 | $ 14,535,000 | $ 204,000 | $ 113,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 69 | $ 12,085,000 | $ 175,000 | $ 151,000 |
| ALBANY, GA | 68 | $ 9,640,000 | $ 141,000 | $ 68,000 |
| DECATUR, AL | 68 | $ 10,320,000 | $ 151,000 | $ 90,000 |
| PORT ST. LUCIE, FL | 67 | $ 13,945,000 | $ 208,000 | $ 82,000 |
| PROVO-OREM, UT | 67 | $ 19,345,000 | $ 288,000 | $ 115,000 |
| CAMDEN, NJ | 65 | $ 12,655,000 | $ 194,000 | $ 117,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 65 | $ 14,655,000 | $ 225,000 | $ 128,000 |
| MACON-BIBB COUNTY, GA | 65 | $ 12,365,000 | $ 190,000 | $ 89,000 |
| SPOKANE-SPOKANE VALLEY, WA | 65 | $ 14,125,000 | $ 217,000 | $ 91,000 |
| GREENSBORO-HIGH POINT, NC | 64 | $ 10,010,000 | $ 156,000 | $ 78,000 |
| STOCKTON-LODI, CA | 64 | $ 19,350,000 | $ 302,000 | $ 110,000 |
| PORTLAND-SOUTH PORTLAND, ME | 63 | $ 16,355,000 | $ 259,000 | $ 128,000 |
| TUCSON, AZ | 62 | $ 12,550,000 | $ 202,000 | $ 133,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 61 | $ 7,515,000 | $ 143,000 | $ 85,500 |
| OCALA, FL | 60 | $ 9,670,000 | $ 161,000 | $ 79,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 60 | $ 20,040,000 | $ 334,000 | $ 0 |
| PANAMA CITY, FL | 59 | $ 10,145,000 | $ 171,000 | $ 93,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 58 | $ 10,870,000 | $ 184,000 | $ 111,500 |
| ELGIN, IL | 58 | $ 12,190,000 | $ 210,000 | $ 95,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 58 | $ 13,420,000 | $ 231,000 | $ 131,000 |
| OWENSBORO, KY | 58 | $ 5,280,000 | $ 91,000 | $ 60,000 |
| BATON ROUGE, LA | 57 | $ 18,495,000 | $ 324,000 | $ 116,000 |
| WILMINGTON, DE-MD-NJ | 56 | $ 13,240,000 | $ 247,000 | $ 103,000 |
| WINSTON-SALEM, NC | 55 | $ 10,155,000 | $ 184,000 | $ 113,000 |
| PHILADELPHIA, PA | 54 | $ 10,740,000 | $ 198,000 | $ 92,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 54 | $ 13,760,000 | $ 254,000 | $ 109,000 |
| ANN ARBOR, MI | 53 | $ 13,585,000 | $ 256,000 | $ 123,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 50 | $ 21,690,000 | $ 433,000 | $ 167,000 |
| MANCHESTER-NASHUA, NH | 49 | $ 11,885,000 | $ 242,000 | $ 122,000 |
| TOLEDO, OH | 49 | $ 7,035,000 | $ 143,000 | $ 86,000 |
| DAYTON, OH | 48 | $ 8,540,000 | $ 177,000 | $ 96,000 |
| LEXINGTON-FAYETTE, KY | 48 | $ 7,840,000 | $ 163,000 | $ 90,000 |
| VALLEJO-FAIRFIELD, CA | 48 | $ 17,460,000 | $ 363,000 | $ 144,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 46 | $ 8,840,000 | $ 192,000 | $ 102,000 |
| DURHAM-CHAPEL HILL, NC | 46 | $ 12,040,000 | $ 261,000 | $ 148,000 |
| CANTON-MASSILLON, OH | 45 | $ 7,955,000 | $ 176,000 | $ 132,000 |
| DES MOINES-WEST DES MOINES, IA | 45 | $ 7,575,000 | $ 168,000 | $ 110,000 |
| GADSDEN, AL | 45 | $ 6,795,000 | $ 151,000 | $ 61,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 45 | $ 22,315,000 | $ 495,000 | $ 163,000 |
| RAPID CITY, SD | 44 | $ 10,550,000 | $ 239,000 | $ 61,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 43 | $ 3,775,000 | $ 87,000 | $ 57,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 43 | $ 9,525,000 | $ 221,000 | $ 213,000 |
| NEW HAVEN-MILFORD, CT | 42 | $ 8,850,000 | $ 210,000 | $ 101,000 |
| PRESCOTT, AZ | 42 | $ 9,010,000 | $ 214,000 | $ 92,000 |
| FORT COLLINS, CO | 41 | $ 12,865,000 | $ 313,000 | $ 123,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 40 | $ 8,070,000 | $ 202,000 | $ 88,000 |
| COEUR D'ALENE, ID | 40 | $ 8,990,000 | $ 224,000 | $ 102,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 40 | $ 11,030,000 | $ 275,000 | $ 160,000 |
| MADISON, WI | 40 | $ 9,650,000 | $ 241,000 | $ 114,000 |
| VALDOSTA, GA | 40 | $ 4,410,000 | $ 110,000 | $ 75,000 |
| WICHITA, KS | 40 | $ 14,220,000 | $ 355,000 | $ 84,000 |
| SPRINGFIELD, MO | 39 | $ 6,795,000 | $ 174,000 | $ 107,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 38 | $ 12,330,000 | $ 324,000 | $ 157,000 |
| BAKERSFIELD, CA | 37 | $ 7,235,000 | $ 195,000 | $ 126,000 |
| CLEVELAND, TN | 37 | $ 6,375,000 | $ 172,000 | $ 80,000 |
| MORRISTOWN, TN | 37 | $ 3,865,000 | $ 104,000 | $ 57,000 |
| BRUNSWICK, GA | 36 | $ 9,280,000 | $ 257,000 | $ 103,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 36 | $ 5,940,000 | $ 194,000 | $ 74,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 36 | $ 9,420,000 | $ 261,000 | $ 129,000 |
| SAVANNAH, GA | 36 | $ 7,460,000 | $ 207,000 | $ 108,000 |
| FRESNO, CA | 35 | $ 8,625,000 | $ 246,000 | $ 102,000 |
| HICKORY-LENOIR-MORGANTON, NC | 35 | $ 6,055,000 | $ 173,000 | $ 68,000 |
| EL PASO, TX | 34 | $ 5,410,000 | $ 159,000 | $ 106,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 34 | $ 5,250,000 | $ 154,000 | $ 73,000 |
| GREELEY, CO | 33 | $ 8,395,000 | $ 254,000 | $ 92,000 |
| KALAMAZOO-PORTAGE, MI | 33 | $ 4,725,000 | $ 143,000 | $ 100,000 |
| MODESTO, CA | 33 | $ 9,235,000 | $ 279,000 | $ 119,000 |
| SALEM, OR | 33 | $ 8,185,000 | $ 248,000 | $ 109,000 |
| TRENTON, NJ | 33 | $ 7,415,000 | $ 224,000 | $ 115,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 32 | $ 5,050,000 | $ 133,666 | $ 68,666 |
| LINCOLN, NE | 32 | $ 6,830,000 | $ 213,000 | $ 106,000 |
| PUNTA GORDA, FL | 32 | $ 6,090,000 | $ 190,000 | $ 150,000 |
| RACINE, WI | 32 | $ 6,200,000 | $ 193,000 | $ 84,000 |
| WILMINGTON, NC | 32 | $ 8,310,000 | $ 259,000 | $ 140,000 |
| EUGENE, OR | 31 | $ 7,565,000 | $ 244,000 | $ 101,000 |
| MCALLEN-EDINBURG-MISSION, TX | 31 | $ 5,035,000 | $ 162,000 | $ 112,000 |
| ROCHESTER, NY | 30 | $ 6,300,000 | $ 210,000 | $ 146,000 |
| SPRINGFIELD, MA | 30 | $ 6,020,000 | $ 200,000 | $ 155,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 30 | $ 6,220,000 | $ 206,000 | $ 82,000 |
| COLUMBUS, IN | 29 | $ 4,405,000 | $ 151,000 | $ 71,000 |
| FLORENCE, SC | 29 | $ 3,925,000 | $ 135,000 | $ 65,000 |
| JONESBORO, AR | 29 | $ 4,615,000 | $ 159,000 | $ 168,000 |
| LAFAYETTE, LA | 29 | $ 4,735,000 | $ 163,000 | $ 94,000 |
| LANSING-EAST LANSING, MI | 28 | $ 3,920,000 | $ 140,000 | $ 67,000 |
| URBAN HONOLULU, HI | 28 | $ 12,250,000 | $ 437,000 | $ 114,000 |
| LANCASTER, PA | 27 | $ 4,935,000 | $ 182,000 | $ 84,000 |
| SHREVEPORT-BOSSIER CITY, LA | 27 | $ 8,455,000 | $ 313,000 | $ 175,000 |
| SANTA MARIA-SANTA BARBARA, CA | 26 | $ 11,950,000 | $ 459,000 | $ 157,000 |
| SANTA ROSA, CA | 26 | $ 10,570,000 | $ 406,000 | $ 140,000 |
| BURLINGTON, NC | 25 | $ 3,515,000 | $ 140,000 | $ 67,000 |
| LYNCHBURG, VA | 25 | $ 3,865,000 | $ 154,000 | $ 66,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 24 | $ 3,070,000 | $ 127,000 | $ 72,000 |
| EVANSVILLE, IN-KY | 24 | $ 3,190,000 | $ 159,500 | $ 84,500 |
| HOMOSASSA SPRINGS, FL | 24 | $ 3,430,000 | $ 142,000 | $ 75,000 |
| MERCED, CA | 24 | $ 4,150,000 | $ 172,000 | $ 161,000 |
| OLYMPIA-TUMWATER, WA | 24 | $ 6,530,000 | $ 272,000 | $ 109,000 |
| SALISBURY, MD-DE | 24 | $ 6,040,000 | $ 178,000 | $ 155,000 |
| SAN ANGELO, TX | 24 | $ 3,040,000 | $ 126,000 | $ 99,000 |
| BEND-REDMOND, OR | 23 | $ 6,745,000 | $ 293,000 | $ 112,000 |
| BOULDER, CO | 23 | $ 8,375,000 | $ 364,000 | $ 167,000 |
| DALTON, GA | 23 | $ 3,885,000 | $ 168,000 | $ 82,000 |
| ELKHART-GOSHEN, IN | 23 | $ 3,395,000 | $ 147,000 | $ 100,000 |
| VISALIA-PORTERVILLE, CA | 23 | $ 5,435,000 | $ 236,000 | $ 101,000 |
| ATHENS-CLARKE COUNTY, GA | 22 | $ 6,950,000 | $ 315,000 | $ 144,000 |
| CHEYENNE, WY | 22 | $ 5,810,000 | $ 264,000 | $ 107,000 |
| GAINESVILLE, GA | 22 | $ 5,720,000 | $ 260,000 | $ 106,000 |
| MICHIGAN CITY-LA PORTE, IN | 22 | $ 3,290,000 | $ 149,000 | $ 128,000 |
| BREMERTON-SILVERDALE, WA | 21 | $ 6,855,000 | $ 326,000 | $ 119,000 |
| HARRISBURG-CARLISLE, PA | 21 | $ 4,305,000 | $ 205,000 | $ 103,000 |
| HARRISONBURG, VA | 21 | $ 3,785,000 | $ 180,000 | $ 91,000 |
| KENNEWICK-RICHLAND, WA | 21 | $ 4,775,000 | $ 227,000 | $ 91,000 |
| LAS CRUCES, NM | 21 | $ 2,765,000 | $ 131,000 | $ 71,000 |
| PUEBLO, CO | 21 | $ 3,375,000 | $ 160,000 | $ 95,000 |
| DULUTH, MN-WI | 20 | $ 2,680,000 | $ 136,000 | $ 98,500 |
| FORT SMITH, AR-OK | 20 | $ 3,320,000 | $ 161,000 | $ 121,500 |
| BARNSTABLE TOWN, MA | 19 | $ 5,975,000 | $ 314,000 | $ 169,000 |
| BLOOMINGTON, IN | 19 | $ 3,465,000 | $ 182,000 | $ 97,000 |
| BROWNSVILLE-HARLINGEN, TX | 19 | $ 2,625,000 | $ 138,000 | $ 93,000 |
| CHICO, CA | 19 | $ 4,475,000 | $ 235,000 | $ 72,000 |
| CORPUS CHRISTI, TX | 19 | $ 3,155,000 | $ 166,000 | $ 113,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 19 | $ 2,585,000 | $ 124,000 | $ 106,500 |
| MUSKEGON, MI | 19 | $ 2,225,000 | $ 117,000 | $ 152,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 18 | $ 1,760,000 | $ 112,500 | $ 63,000 |
| FLINT, MI | 18 | $ 2,940,000 | $ 163,000 | $ 106,000 |
| MEDFORD, OR | 18 | $ 5,070,000 | $ 281,000 | $ 82,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 18 | $ 6,690,000 | $ 371,000 | $ 131,000 |
| ST. CLOUD, MN | 18 | $ 3,580,000 | $ 198,000 | $ 197,000 |
| CHARLESTON, WV | 17 | $ 2,025,000 | $ 119,000 | $ 124,000 |
| FAYETTEVILLE, NC | 17 | $ 3,005,000 | $ 176,000 | $ 86,000 |
| GAINESVILLE, FL | 17 | $ 2,295,000 | $ 135,000 | $ 85,000 |
| KILLEEN-TEMPLE, TX | 17 | $ 2,455,000 | $ 144,000 | $ 81,000 |
| SALINAS, CA | 17 | $ 7,365,000 | $ 433,000 | $ 180,000 |
| SANTA FE, NM | 17 | $ 4,275,000 | $ 251,000 | $ 99,000 |
| CHARLOTTESVILLE, VA | 16 | $ 3,490,000 | $ 218,000 | $ 101,000 |
| GREENVILLE, NC | 16 | $ 5,930,000 | $ 370,000 | $ 129,000 |
| JOHNSON CITY, TN | 16 | $ 1,830,000 | $ 114,000 | $ 85,000 |
| MONROE, MI | 16 | $ 2,620,000 | $ 163,000 | $ 102,000 |
| THE VILLAGES, FL | 16 | $ 2,960,000 | $ 185,000 | $ 71,000 |
| DOVER, DE | 15 | $ 3,065,000 | $ 204,000 | $ 68,000 |
| EAST STROUDSBURG, PA | 15 | $ 2,155,000 | $ 143,000 | $ 96,000 |
| MISSOULA, MT | 15 | $ 4,085,000 | $ 272,000 | $ 96,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 15 | $ 2,065,000 | $ 137,000 | $ 81,000 |
| ST. GEORGE, UT | 15 | $ 4,465,000 | $ 297,000 | $ 94,000 |
| ANCHORAGE, AK | 14 | $ 4,960,000 | $ 354,000 | $ 131,000 |
| LAKE CHARLES, LA | 14 | $ 17,920,000 | $ 1,280,000 | $ 111,000 |
| OCEAN CITY, NJ | 14 | $ 3,460,000 | $ 247,000 | $ 147,000 |
| SYRACUSE, NY | 14 | $ 2,930,000 | $ 209,000 | $ 137,000 |
| APPLETON, WI | 13 | $ 2,445,000 | $ 188,000 | $ 139,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 13 | $ 2,145,000 | $ 165,000 | $ 142,000 |
| BELLINGHAM, WA | 13 | $ 3,315,000 | $ 255,000 | $ 193,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 13 | $ 2,585,000 | $ 198,000 | $ 99,000 |
| COLLEGE STATION-BRYAN, TX | 13 | $ 2,845,000 | $ 218,000 | $ 103,000 |
| FARMINGTON, NM | 13 | $ 1,965,000 | $ 151,000 | $ 99,000 |
| SEBASTIAN-VERO BEACH, FL | 13 | $ 2,695,000 | $ 207,000 | $ 75,000 |
| BILLINGS, MT | 12 | $ 3,430,000 | $ 285,000 | $ 220,000 |
| CASPER, WY | 12 | $ 2,830,000 | $ 235,000 | $ 0 |
| GRAND JUNCTION, CO | 12 | $ 2,670,000 | $ 222,000 | $ 104,000 |
| MOUNT VERNON-ANACORTES, WA | 12 | $ 4,160,000 | $ 346,000 | $ 132,000 |
| NORWICH-NEW LONDON, CT | 12 | $ 2,380,000 | $ 198,000 | $ 102,000 |
| SANTA CRUZ-WATSONVILLE, CA | 12 | $ 6,070,000 | $ 505,000 | $ 167,000 |
| TYLER, TX | 12 | $ 1,750,000 | $ 145,000 | $ 129,000 |
| WHEELING, WV-OH | 12 | $ 1,320,000 | $ 125,000 | $ 54,000 |
| WINCHESTER, VA-WV | 12 | $ 2,780,000 | $ 215,000 | $ 85,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 11 | $ 2,425,000 | $ 220,000 | $ 103,000 |
| GREEN BAY, WI | 11 | $ 2,295,000 | $ 208,000 | $ 101,000 |
| JOPLIN, MO | 11 | $ 1,765,000 | $ 160,000 | $ 58,000 |
| LONGVIEW, WA | 11 | $ 2,925,000 | $ 265,000 | $ 117,000 |
| READING, PA | 11 | $ 1,525,000 | $ 138,000 | $ 80,000 |
| SHERMAN-DENISON, TX | 11 | $ 1,435,000 | $ 130,000 | $ 74,000 |
| STAUNTON-WAYNESBORO, VA | 11 | $ 1,765,000 | $ 160,000 | $ 54,000 |
| ALBANY, OR | 10 | $ 2,180,000 | $ 218,000 | $ 47,000 |
| GRANTS PASS, OR | 10 | $ 2,810,000 | $ 281,000 | $ 109,000 |
| HANFORD-CORCORAN, CA | 10 | $ 2,000,000 | $ 200,000 | $ 82,000 |
| LUBBOCK, TX | 10 | $ 1,430,000 | $ 143,000 | $ 77,000 |
| MONROE, LA | 10 | $ 1,830,000 | $ 183,000 | $ 82,000 |
| YORK-HANOVER, PA | 10 | $ 1,210,000 | $ 121,000 | $ 106,000 |
| BEAUMONT-PORT ARTHUR, TX | 9 | $ 745,000 | $ 82,000 | $ 59,000 |
| GOLDSBORO, NC | 9 | $ 1,315,000 | $ 146,000 | $ 55,000 |
| HOT SPRINGS, AR | 9 | $ 2,725,000 | $ 302,000 | $ 285,000 |
| KOKOMO, IN | 9 | $ 1,305,000 | $ 145,000 | $ 63,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 9 | $ 1,815,000 | $ 201,000 | $ 103,000 |
| LAWTON, OK | 9 | $ 1,275,000 | $ 141,000 | $ 69,000 |
| NEW BERN, NC | 9 | $ 1,335,000 | $ 148,000 | $ 66,000 |
| NILES-BENTON HARBOR, MI | 9 | $ 1,325,000 | $ 147,000 | $ 71,000 |
| OSHKOSH-NEENAH, WI | 9 | $ 1,315,000 | $ 146,000 | $ 87,000 |
| ST. JOSEPH, MO-KS | 9 | $ 1,145,000 | $ 86,500 | $ 87,000 |
| SUMTER, SC | 9 | $ 1,795,000 | $ 199,000 | $ 83,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 1,430,000 | $ 178,000 | $ 108,000 |
| HAMMOND, LA | 8 | $ 1,550,000 | $ 193,000 | $ 90,000 |
| HINESVILLE, GA | 8 | $ 1,730,000 | $ 216,000 | $ 80,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 8 | $ 4,320,000 | $ 540,000 | $ 113,000 |
| MIDLAND, TX | 8 | $ 1,890,000 | $ 236,000 | $ 120,000 |
| ODESSA, TX | 8 | $ 1,620,000 | $ 202,000 | $ 103,000 |
| PINE BLUFF, AR | 8 | $ 870,000 | $ 108,000 | $ 46,000 |
| POCATELLO, ID | 8 | $ 1,170,000 | $ 146,000 | $ 78,000 |
| ROCHESTER, MN | 8 | $ 2,220,000 | $ 277,000 | $ 99,000 |
| SAN RAFAEL, CA | 8 | $ 5,220,000 | $ 652,000 | $ 338,000 |
| SPRINGFIELD, IL | 8 | $ 1,360,000 | $ 170,000 | $ 82,000 |
| WACO, TX | 8 | $ 1,530,000 | $ 191,000 | $ 132,000 |
| AMARILLO, TX | 7 | $ 885,000 | $ 126,000 | $ 68,000 |
| CARBONDALE-MARION, IL | 7 | $ 1,265,000 | $ 180,000 | $ 130,000 |
| COLUMBIA, MO | 7 | $ 1,145,000 | $ 163,000 | $ 72,000 |
| CORVALLIS, OR | 7 | $ 1,825,000 | $ 260,000 | $ 115,000 |
| EL CENTRO, CA | 7 | $ 1,335,000 | $ 190,000 | $ 94,000 |
| FLAGSTAFF, AZ | 7 | $ 1,675,000 | $ 239,000 | $ 91,000 |
| JACKSON, MI | 7 | $ 1,145,000 | $ 163,000 | $ 77,000 |
| JACKSONVILLE, NC | 7 | $ 1,095,000 | $ 156,000 | $ 79,000 |
| JANESVILLE-BELOIT, WI | 7 | $ 775,000 | $ 110,000 | $ 104,000 |
| LAWRENCE, KS | 7 | $ 2,615,000 | $ 373,000 | $ 342,000 |
| LIMA, OH | 7 | $ 725,000 | $ 103,000 | $ 87,000 |
| LOGAN, UT-ID | 7 | $ 2,015,000 | $ 282,500 | $ 74,000 |
| MANHATTAN, KS | 7 | $ 1,245,000 | $ 177,000 | $ 107,000 |
| PARKERSBURG-VIENNA, WV | 7 | $ 985,000 | $ 140,000 | $ 73,000 |
| PEORIA, IL | 7 | $ 625,000 | $ 89,000 | $ 42,000 |
| REDDING, CA | 7 | $ 1,415,000 | $ 202,000 | $ 79,000 |
| SIOUX CITY, IA-NE-SD | 7 | $ 865,000 | $ 121,500 | $ 47,000 |
| WAUSAU, WI | 7 | $ 1,205,000 | $ 172,000 | $ 88,000 |
| WENATCHEE, WA | 7 | $ 1,925,000 | $ 275,000 | $ 146,000 |
| YAKIMA, WA | 7 | $ 1,365,000 | $ 195,000 | $ 96,000 |
| YUMA, AZ | 7 | $ 1,165,000 | $ 166,000 | $ 89,000 |
| BATTLE CREEK, MI | 6 | $ 640,000 | $ 106,000 | $ 100,000 |
| CEDAR RAPIDS, IA | 6 | $ 940,000 | $ 156,000 | $ 108,000 |
| GLENS FALLS, NY | 6 | $ 1,040,000 | $ 173,000 | $ 50,000 |
| GREAT FALLS, MT | 6 | $ 1,380,000 | $ 230,000 | $ 99,000 |
| IDAHO FALLS, ID | 6 | $ 1,330,000 | $ 221,000 | $ 95,000 |
| LAREDO, TX | 6 | $ 500,000 | $ 83,000 | $ 62,000 |
| LONGVIEW, TX | 6 | $ 2,670,000 | $ 445,000 | $ 32,000 |
| MORGANTOWN, WV | 6 | $ 1,140,000 | $ 190,000 | $ 122,000 |
| PITTSFIELD, MA | 6 | $ 1,150,000 | $ 191,000 | $ 160,000 |
| SIERRA VISTA-DOUGLAS, AZ | 6 | $ 1,150,000 | $ 191,000 | $ 103,000 |
| TEXARKANA, TX-AR | 6 | $ 630,000 | $ 104,500 | $ 75,000 |
| BANGOR, ME | 5 | $ 875,000 | $ 175,000 | $ 99,000 |
| BECKLEY, WV | 5 | $ 485,000 | $ 97,000 | $ 52,000 |
| CARSON CITY, NV | 5 | $ 1,175,000 | $ 235,000 | $ 135,000 |
| FARGO, ND-MN | 5 | $ 945,000 | $ 189,000 | $ 70,000 |
| GETTYSBURG, PA | 5 | $ 1,145,000 | $ 229,000 | $ 90,000 |
| KANKAKEE, IL | 5 | $ 805,000 | $ 161,000 | $ 94,000 |
| KINGSTON, NY | 5 | $ 1,795,000 | $ 359,000 | $ 173,000 |
| LEWISTON-AUBURN, ME | 5 | $ 805,000 | $ 161,000 | $ 87,000 |
| MADERA, CA | 5 | $ 1,545,000 | $ 309,000 | $ 89,000 |
| MANKATO-NORTH MANKATO, MN | 5 | $ 945,000 | $ 189,000 | $ 141,000 |
| MANSFIELD, OH | 5 | $ 535,000 | $ 107,000 | $ 37,000 |
| ROCKFORD, IL | 5 | $ 795,000 | $ 159,000 | $ 76,000 |
| SHEBOYGAN, WI | 5 | $ 1,015,000 | $ 203,000 | $ 101,000 |
| TERRE HAUTE, IN | 5 | $ 435,000 | $ 87,000 | $ 0 |
| VICTORIA, TX | 5 | $ 775,000 | $ 155,000 | $ 127,000 |
| VINELAND-BRIDGETON, NJ | 5 | $ 695,000 | $ 139,000 | $ 94,000 |
| YUBA CITY, CA | 5 | $ 1,125,000 | $ 225,000 | $ 88,000 |
| ABILENE, TX | 4 | $ 740,000 | $ 185,000 | $ 112,000 |
| ALEXANDRIA, LA | 4 | $ 980,000 | $ 245,000 | $ 141,000 |
| AMES, IA | 4 | $ 820,000 | $ 205,000 | $ 90,000 |
| BINGHAMTON, NY | 4 | $ 660,000 | $ 165,000 | $ 142,000 |
| BLOOMINGTON, IL | 4 | $ 520,000 | $ 130,000 | $ 82,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 530,000 | $ 103,000 | $ 80,000 |
| DUBUQUE, IA | 4 | $ 230,000 | $ 57,000 | $ 43,000 |
| EAU CLAIRE, WI | 4 | $ 630,000 | $ 157,000 | $ 66,000 |
| ENID, OK | 4 | $ 1,050,000 | $ 262,000 | $ 122,000 |
| FAIRBANKS, AK | 4 | $ 970,000 | $ 242,000 | $ 75,000 |
| FOND DU LAC, WI | 4 | $ 690,000 | $ 172,000 | $ 98,000 |
| HOUMA-THIBODAUX, LA | 4 | $ 690,000 | $ 172,000 | $ 43,000 |
| MUNCIE, IN | 4 | $ 330,000 | $ 82,000 | $ 38,000 |
| NAPA, CA | 4 | $ 1,340,000 | $ 335,000 | $ 97,000 |
| ROCKY MOUNT, NC | 4 | $ 810,000 | $ 202,000 | $ 52,000 |
| SAGINAW, MI | 4 | $ 370,000 | $ 92,000 | $ 47,000 |
| SEBRING, FL | 4 | $ 390,000 | $ 97,000 | $ 51,000 |
| TOPEKA, KS | 4 | $ 730,000 | $ 182,000 | $ 117,000 |
| TWIN FALLS, ID | 4 | $ 720,000 | $ 180,000 | $ 75,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 520,000 | $ 141,500 | $ 72,500 |
| ALTOONA, PA | 3 | $ 555,000 | $ 185,000 | $ 54,000 |
| ELMIRA, NY | 3 | $ 395,000 | $ 131,000 | $ 125,000 |
| ERIE, PA | 3 | $ 365,000 | $ 121,000 | $ 49,000 |
| LEBANON, PA | 3 | $ 445,000 | $ 148,000 | $ 44,000 |
| SIOUX FALLS, SD | 3 | $ 225,000 | $ 75,000 | $ 75,000 |
| UTICA-ROME, NY | 3 | $ 575,000 | $ 191,000 | $ 119,000 |
| BAY CITY, MI | 2 | $ 260,000 | $ 130,000 | $ 161,000 |
| BISMARCK, ND | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 510,000 | $ 255,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| DANVILLE, IL | 2 | $ 190,000 | $ 95,000 | $ 21,000 |
| DECATUR, IL | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| GRAND ISLAND, NE | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| ITHACA, NY | 2 | $ 520,000 | $ 260,000 | $ 276,000 |
| JEFFERSON CITY, MO | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| MIDLAND, MI | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| SPRINGFIELD, OH | 2 | $ 210,000 | $ 105,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 490,000 | $ 245,000 | $ 102,000 |
| WILLIAMSPORT, PA | 2 | $ 350,000 | $ 175,000 | $ 49,000 |
| CUMBERLAND, MD-WV | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| GRAND FORKS, ND-MN | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| IOWA CITY, IA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| LEWISTON, ID-WA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| WALLA WALLA, WA | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| WICHITA FALLS, TX | 1 | $ 215,000 | $ 215,000 | $ 225,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 29,151 | $5,713,945,000 | $196,000 | $9,345,000 | $92,000 | $8,515,000 |
| Refinancing | 6,915 | $1,546,475,000 | $223,000 | $4,005,000 | $105,000 | $6,500,000 |
| Cash-out Refinancing | 5,981 | $1,391,505,000 | $232,000 | $1,825,000 | $109,000 | $984,000 |
| Other Purpose | 704 | $72,610,000 | $103,000 | $1,905,000 | $110,000 | $1,080,000 |
| Home Improvement | 213 | $31,305,000 | $146,000 | $765,000 | $112,000 | $2,473,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,068 | $4,535,000,000 | $196,000 | $3,005,000 | $95,000 | $8,515,000 |
| Not applicable | 10,228 | $2,195,820,000 | $214,000 | $9,345,000 | $943,000 | $943,000 |
| Not Provided | 3,374 | $826,340,000 | $244,000 | $2,805,000 | $124,000 | $6,500,000 |
| Black or African American | 3,194 | $402,990,000 | $126,000 | $2,875,000 | $60,000 | $1,512,000 |
| Asian | 1,459 | $459,805,000 | $315,000 | $1,425,000 | $135,000 | $1,320,000 |
| Hispanic | 1,426 | $292,140,000 | $204,000 | $1,715,000 | $92,000 | $850,000 |
| American Indian or Alaskan Native | 127 | $20,985,000 | $165,000 | $585,000 | $81,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $12,660,000 | $253,000 | $665,000 | $108,000 | $606,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,929 | $6,978,085,000 | $205,000 | $9,345,000 | $104,000 | $8,515,000 |
| FHA-insured (Federal Housing Administration) | 4,663 | $785,535,000 | $168,000 | $795,000 | $59,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 2,979 | $813,245,000 | $272,000 | $1,125,000 | $94,000 | $513,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,393 | $178,975,000 | $128,000 | $365,000 | $47,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,340 | $4,253,870,000 | $219,000 | $9,345,000 | $105,000 | $8,515,000 |
| Loan Purchased By The Institution | 10,136 | $2,099,360,000 | $207,000 | $955,000 | $112,000 | $317,000 |
| Application Withdrawn By Applicant | 5,281 | $1,320,735,000 | $250,000 | $2,455,000 | $116,000 | $6,500,000 |
| Application Denied By Financial Institution | 3,786 | $475,960,000 | $125,000 | $2,945,000 | $62,000 | $996,000 |
| Application Approved But Not Accepted | 2,041 | $355,165,000 | $174,000 | $1,505,000 | $84,000 | $926,000 |
| Preapproval Denied by Financial Institution | 1,932 | $152,230,000 | $78,000 | $265,000 | $46,000 | $270,000 |
| File Closed For Incompleteness | 422 | $96,860,000 | $229,000 | $1,795,000 | $91,000 | $542,000 |
| Preapproval Approved but not Accepted | 26 | $1,660,000 | $63,000 | $135,000 | $55,000 | $107,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 37,246 | $8,127,650,000 | $218,000 | $9,345,000 | $105,000 | $8,515,000 |
| Credit History | 3,600 | $300,960,000 | $83,000 | $1,575,000 | $50,000 | $468,000 |
| Debt-To-Income Ratio | 1,154 | $179,420,000 | $155,000 | $2,625,000 | $55,000 | $582,000 |
| Other | 500 | $48,280,000 | $96,000 | $935,000 | $59,000 | $594,000 |
| Collateral | 287 | $64,335,000 | $224,000 | $2,945,000 | $120,000 | $867,000 |
| Employment History | 75 | $7,725,000 | $103,000 | $555,000 | $48,000 | $271,000 |
| Unverifiable Information | 48 | $9,110,000 | $189,000 | $905,000 | $101,000 | $444,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 34 | $7,240,000 | $212,000 | $1,045,000 | $76,000 | $495,000 |
| Credit Application Incomplete | 20 | $11,120,000 | $556,000 | $1,665,000 | $216,000 | $996,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.