Flagstar Bank NA Mortgage Lending & HMDA Data, 2012

In 2012, Flagstar Bank NA of Troy, MI reported 275,065 mortgage applications totaling $65.5 billion, up 61% from 2011. The average application was for $238,036, and applicants reported an average income of $95,962. 55% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (21,756), Santa Ana-Anaheim-Irvine, CA (12,892) and Warren-Troy-Farmington Hills, MI (9,686) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 275,065
Total Mortgage Loan Application Amount $65,475,440,000
Average Mortgage Loan Application Amount $238,036
Highest Mortgage Loan Application Amount $3,400,000
Average Applicant Income $95,962
Highest Applicant Income $8,689,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 21,756 $ 6,994,724,000 $ 321,507 $ 116,000
Santa Ana-Anaheim-Irvine, CA 12,892 $ 4,517,017,000 $ 350,373 $ 134,000
Warren-Troy-Farmington Hills, MI 9,686 $ 1,667,835,000 $ 172,190 $ 82,000
San Diego-Carlsbad-San Marcos, CA 7,656 $ 2,414,961,000 $ 315,433 $ 110,000
San Jose-Sunnyvale-Santa Clara, CA 7,584 $ 2,928,115,000 $ 386,091 $ 148,000
Houston-Sugar Land-Baytown, TX 7,475 $ 1,486,552,000 $ 198,869 $ 120,000
Riverside-San Bernardino-Ontario, CA 7,420 $ 1,767,071,000 $ 238,149 $ 98,000
Oakland-Fremont-Hayward, CA 7,299 $ 2,562,959,000 $ 351,138 $ 133,000
Phoenix-Mesa-Glendale, AZ 5,658 $ 1,160,463,000 $ 205,101 $ 90,000
Denver-Aurora-Broomfield, CO 4,857 $ 1,128,644,000 $ 232,374 $ 82,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 4,812 $ 1,464,897,000 $ 304,425 $ 107,807
Chicago-Joliet-Naperville, IL 4,793 $ 1,095,015,000 $ 228,461 $ 89,000
Seattle-Bellevue-Everett, WA 4,500 $ 1,304,316,000 $ 289,848 $ 111,000
Atlanta-Sandy Springs-Marietta, GA 4,488 $ 869,002,000 $ 193,627 $ 78,000
San Francisco-San Mateo-Redwood City, CA 3,747 $ 1,437,457,000 $ 383,628 $ 136,000
St. Louis, MO-IL 3,451 $ 578,351,000 $ 167,589 $ 66,044
Detroit-Livonia-Dearborn, MI 3,430 $ 527,114,000 $ 153,677 $ 75,000
Sacramento--Arden-Arcade--Roseville, CA 3,402 $ 849,726,000 $ 249,772 $ 106,000
Baltimore-Towson, MD 3,310 $ 853,967,000 $ 257,996 $ 94,000
Austin-Round Rock-San Marcos, TX 3,305 $ 727,270,000 $ 220,051 $ 119,000
New York-White Plains-Wayne, NY-NJ 3,208 $ 1,026,419,000 $ 319,956 $ 109,593
Minneapolis-St. Paul-Bloomington, MN-WI 3,132 $ 668,211,000 $ 213,349 $ 80,672
Oxnard-Thousand Oaks-Ventura, CA 3,085 $ 998,915,000 $ 323,797 $ 118,000
Portland-Vancouver-Hillsboro, OR-WA 2,749 $ 640,298,000 $ 232,920 $ 87,518
Dallas-Plano-Irving, TX 2,726 $ 543,133,000 $ 199,241 $ 108,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 2,491 $ 525,379,000 $ 210,910 $ 93,000
Providence-New Bedford-Fall River, RI-MA 2,435 $ 553,382,000 $ 227,261 $ 94,913
Tampa-St. Petersburg-Clearwater, FL 2,232 $ 415,361,000 $ 186,093 $ 81,000
Orlando-Kissimmee-Sanford, FL 2,186 $ 409,936,000 $ 187,527 $ 78,000
Miami-Miami Beach-Kendall, FL 2,143 $ 457,624,000 $ 213,543 $ 98,000
West Palm Beach-Boca Raton-Boynton Beach, FL 1,956 $ 414,900,000 $ 212,116 $ 108,000
Nassau-Suffolk, NY 1,878 $ 574,284,000 $ 305,795 $ 112,000
Ann Arbor, MI 1,850 $ 369,628,000 $ 199,798 $ 105,000
Kansas City, MO-KS 1,780 $ 304,285,000 $ 170,946 $ 69,079
Bethesda-Rockville-Frederick, MD 1,777 $ 543,710,000 $ 305,970 $ 120,000
Las Vegas-Paradise, NV 1,661 $ 297,698,000 $ 179,228 $ 79,000
Philadelphia, PA 1,635 $ 359,240,000 $ 219,718 $ 79,000
Tucson, AZ 1,507 $ 269,716,000 $ 178,975 $ 77,000
San Antonio-New Braunfels, TX 1,481 $ 279,187,000 $ 188,512 $ 91,000
Edison-New Brunswick, NJ 1,471 $ 403,028,000 $ 273,982 $ 103,000
Charlotte-Gastonia-Rock Hill, NC-SC 1,392 $ 274,455,000 $ 197,165 $ 76,568
Boston-Quincy, MA 1,345 $ 367,484,000 $ 273,222 $ 108,000
Salt Lake City, UT 1,338 $ 303,510,000 $ 226,838 $ 71,000
Grand Rapids-Wyoming, MI 1,320 $ 175,706,000 $ 133,110 $ 49,000
Jacksonville, FL 1,247 $ 246,444,000 $ 197,629 $ 81,000
Omaha-Council Bluffs, NE-IA 1,232 $ 198,975,000 $ 161,505 $ 72,349
Fresno, CA 1,231 $ 261,106,000 $ 212,108 $ 84,000
Columbus, OH 1,195 $ 216,559,000 $ 181,220 $ 75,000
Newark-Union, NJ-PA 1,121 $ 323,218,000 $ 288,330 $ 109,330
Cambridge-Newton-Framingham, MA 1,088 $ 312,981,000 $ 287,666 $ 109,000
Hartford-West Hartford-East Hartford, CT 1,066 $ 235,350,000 $ 220,778 $ 89,000
Fort Worth-Arlington, TX 1,063 $ 194,533,000 $ 183,003 $ 110,000
Indianapolis-Carmel, IN 1,046 $ 173,520,000 $ 165,889 $ 62,000
Raleigh-Cary, NC 985 $ 221,114,000 $ 224,481 $ 96,000
Pittsburgh, PA 971 $ 168,387,000 $ 173,416 $ 82,000
Santa Rosa-Petaluma, CA 965 $ 272,121,000 $ 281,990 $ 103,000
Lake County-Kenosha County, IL-WI 924 $ 178,702,000 $ 193,400 $ 75,295
Virginia Beach-Norfolk-Newport News, VA-NC 920 $ 218,489,000 $ 237,488 $ 74,104
Tacoma, WA 919 $ 209,206,000 $ 227,645 $ 67,000
Lansing-East Lansing, MI 911 $ 112,947,000 $ 123,981 $ 50,000
Nashville-Davidson--Murfreesboro--Franklin, TN 904 $ 176,660,000 $ 195,420 $ 67,000
Albuquerque, NM 885 $ 172,540,000 $ 194,960 $ 82,000
Milwaukee-Waukesha-West Allis, WI 858 $ 167,926,000 $ 195,717 $ 73,000
Modesto, CA 844 $ 148,476,000 $ 175,919 $ 61,000
Birmingham-Hoover, AL 843 $ 135,120,000 $ 160,284 $ 61,000
North Port-Bradenton-Sarasota, FL 836 $ 168,773,000 $ 201,881 $ 112,000
Camden, NJ 831 $ 169,338,000 $ 203,776 $ 76,000
Cape Coral-Fort Myers, FL 827 $ 161,752,000 $ 195,588 $ 137,000
Boise City-Nampa, ID 823 $ 144,614,000 $ 175,715 $ 76,000
Ogden-Clearfield, UT 789 $ 157,334,000 $ 199,409 $ 56,000
Port St. Lucie, FL 781 $ 130,451,000 $ 167,030 $ 89,000
Stockton, CA 732 $ 155,584,000 $ 212,546 $ 94,000
Vallejo-Fairfield, CA 718 $ 176,007,000 $ 245,135 $ 95,000
Cleveland-Elyria-Mentor, OH 683 $ 109,633,000 $ 160,516 $ 53,000
Richmond, VA 664 $ 141,788,000 $ 213,536 $ 68,000
Worcester, MA 663 $ 149,960,000 $ 226,184 $ 89,000
Wichita, KS 653 $ 94,596,000 $ 144,863 $ 63,000
Bakersfield-Delano, CA 626 $ 119,334,000 $ 190,629 $ 81,000
Fort Wayne, IN 626 $ 81,406,000 $ 130,041 $ 62,000
Palm Bay-Melbourne-Titusville, FL 611 $ 109,576,000 $ 179,338 $ 92,000
Colorado Springs, CO 608 $ 139,410,000 $ 229,292 $ 66,000
New Orleans-Metairie-Kenner, LA 595 $ 107,054,000 $ 179,922 $ 81,000
Charleston-North Charleston-Summerville, SC 590 $ 131,321,000 $ 222,577 $ 93,000
Peabody, MA 566 $ 155,360,000 $ 274,487 $ 107,000
Spokane, WA 565 $ 104,748,000 $ 185,394 $ 72,000
Memphis, TN-MS-AR 563 $ 89,083,000 $ 158,229 $ 68,147
Salem, OR 552 $ 102,408,000 $ 185,521 $ 71,000
Jackson, MI 539 $ 65,606,000 $ 121,717 $ 44,000
Evansville, IN-KY 538 $ 75,823,000 $ 140,934 $ 67,018
Kennewick-Pasco-Richland, WA 504 $ 92,916,000 $ 184,357 $ 85,000
Flint, MI 499 $ 60,950,000 $ 122,144 $ 51,000
Gary, IN 495 $ 81,678,000 $ 165,006 $ 54,000
Sheboygan, WI 494 $ 61,893,000 $ 125,289 $ 73,000
Durham-Chapel Hill, NC 490 $ 112,160,000 $ 228,897 $ 115,000
Provo-Orem, UT 485 $ 104,029,000 $ 214,492 $ 76,000
Rapid City, SD 483 $ 86,515,000 $ 179,120 $ 76,000
Cincinnati-Middletown, OH-KY-IN 481 $ 79,994,000 $ 166,307 $ 48,340
Wilmington, DE-MD-NJ 459 $ 98,587,000 $ 214,786 $ 66,840
Allentown-Bethlehem-Easton, PA-NJ 456 $ 92,109,000 $ 201,993 $ 78,657
Baton Rouge, LA 451 $ 88,130,000 $ 195,410 $ 87,000
Deltona-Daytona Beach-Ormond Beach, FL 443 $ 69,607,000 $ 157,126 $ 84,000
Greenville-Mauldin-Easley, SC 443 $ 79,044,000 $ 178,428 $ 73,000
San Luis Obispo-Paso Robles, CA 443 $ 133,821,000 $ 302,079 $ 117,000
Santa Barbara-Santa Maria-Goleta, CA 440 $ 133,236,000 $ 302,809 $ 112,000
Chattanooga, TN-GA 428 $ 76,685,000 $ 179,170 $ 87,663
Fort Collins-Loveland, CO 420 $ 94,651,000 $ 225,359 $ 90,000
Lake Havasu City-Kingman, AZ 388 $ 63,934,000 $ 164,778 $ 87,000
Sioux Falls, SD 381 $ 62,366,000 $ 163,690 $ 77,000
Columbia, SC 374 $ 64,619,000 $ 172,778 $ 68,000
Augusta-Richmond County, GA-SC 373 $ 56,030,000 $ 150,214 $ 59,603
Redding, CA 369 $ 78,578,000 $ 212,948 $ 78,000
Poughkeepsie-Newburgh-Middletown, NY 365 $ 84,969,000 $ 232,791 $ 102,000
Akron, OH 363 $ 58,491,000 $ 161,132 $ 52,000
Pensacola-Ferry Pass-Brent, FL 356 $ 67,998,000 $ 191,005 $ 82,000
Madison, WI 354 $ 77,323,000 $ 218,426 $ 96,000
Boulder, CO 350 $ 89,797,000 $ 256,562 $ 94,000
Naples-Marco Island, FL 350 $ 83,627,000 $ 238,934 $ 131,000
Holland-Grand Haven, MI 348 $ 50,694,000 $ 145,672 $ 50,000
Des Moines-West Des Moines, IA 344 $ 59,210,000 $ 172,122 $ 75,000
Bridgeport-Stamford-Norwalk, CT 339 $ 108,897,000 $ 321,230 $ 129,000
Rockingham County-Strafford County, NH 337 $ 78,403,000 $ 232,649 $ 94,000
Santa Cruz-Watsonville, CA 329 $ 114,386,000 $ 347,677 $ 128,000
New Haven-Milford, CT 324 $ 68,469,000 $ 211,324 $ 78,000
Bismarck, ND 311 $ 60,077,000 $ 193,173 $ 93,000
Santa Fe, NM 311 $ 71,610,000 $ 230,257 $ 100,000
Columbia, MO 305 $ 47,528,000 $ 155,829 $ 56,000
Myrtle Beach-North Myrtle Beach-Conway, SC 304 $ 50,121,000 $ 164,871 $ 71,000
El Paso, TX 303 $ 45,324,000 $ 149,584 $ 83,000
Lexington-Fayette, KY 289 $ 48,754,000 $ 168,698 $ 59,000
Louisville/Jefferson County, KY-IN 286 $ 50,746,000 $ 177,433 $ 70,000
Springfield, MO 284 $ 39,701,000 $ 139,792 $ 55,000
Knoxville, TN 280 $ 52,260,000 $ 186,642 $ 74,000
Lincoln, NE 275 $ 41,486,000 $ 150,858 $ 61,000
Salinas, CA 275 $ 81,927,000 $ 297,916 $ 103,000
Visalia-Porterville, CA 274 $ 52,446,000 $ 191,408 $ 84,000
Olympia, WA 273 $ 63,887,000 $ 234,018 $ 74,000
Beaumont-Port Arthur, TX 264 $ 36,010,000 $ 136,401 $ 72,000
Napa, CA 263 $ 82,398,000 $ 313,300 $ 125,000
Bellingham, WA 262 $ 62,598,000 $ 238,923 $ 79,000
Manchester-Nashua, NH 257 $ 54,882,000 $ 213,548 $ 84,000
Savannah, GA 251 $ 44,463,000 $ 177,143 $ 68,000
Reno-Sparks, NV 250 $ 53,287,000 $ 213,148 $ 100,000
Greeley, CO 249 $ 52,415,000 $ 210,502 $ 63,000
Bremerton-Silverdale, WA 248 $ 63,192,000 $ 254,806 $ 81,000
Harrisburg-Carlisle, PA 248 $ 47,221,000 $ 190,407 $ 80,000
Parkersburg-Marietta-Vienna, WV-OH 245 $ 27,596,000 $ 112,636 $ 45,685
Monroe, MI 244 $ 36,029,000 $ 147,659 $ 69,000
Albany-Schenectady-Troy, NY 241 $ 44,713,000 $ 185,531 $ 73,000
Huntsville, AL 241 $ 48,912,000 $ 202,954 $ 60,000
Toledo, OH 241 $ 33,774,000 $ 140,141 $ 59,000
Ocala, FL 224 $ 35,639,000 $ 159,102 $ 73,000
Hagerstown-Martinsburg, MD-WV 221 $ 44,161,000 $ 199,823 $ 59,366
Tallahassee, FL 215 $ 40,852,000 $ 190,009 $ 81,000
Chico, CA 213 $ 46,528,000 $ 218,441 $ 86,000
Billings, MT 209 $ 34,557,000 $ 165,344 $ 77,000
Kalamazoo-Portage, MI 207 $ 30,950,000 $ 149,516 $ 55,000
Lakeland-Winter Haven, FL 204 $ 31,990,000 $ 156,813 $ 55,000
Barnstable Town, MA 200 $ 54,530,000 $ 272,650 $ 146,000
Green Bay, WI 193 $ 32,957,000 $ 170,761 $ 71,000
Wilmington, NC 192 $ 42,223,000 $ 219,911 $ 98,000
Springfield, MA 184 $ 35,690,000 $ 193,967 $ 49,000
Topeka, KS 183 $ 26,308,000 $ 143,759 $ 86,000
Laredo, TX 180 $ 26,812,000 $ 148,955 $ 70,000
Honolulu, HI 178 $ 70,142,000 $ 394,056 $ 100,000
Missoula, MT 173 $ 35,767,000 $ 206,745 $ 90,000
Buffalo-Niagara Falls, NY 170 $ 23,984,000 $ 141,082 $ 74,000
Merced, CA 169 $ 28,725,000 $ 169,970 $ 51,000
York-Hanover, PA 169 $ 29,879,000 $ 176,798 $ 55,000
Bend, OR 167 $ 34,353,000 $ 205,706 $ 105,000
Tulsa, OK 167 $ 25,229,000 $ 151,071 $ 54,000
Saginaw-Saginaw Township North, MI 166 $ 17,875,000 $ 107,680 $ 37,000
Killeen-Temple-Fort Hood, TX 162 $ 24,815,000 $ 153,179 $ 84,000
Canton-Massillon, OH 161 $ 24,309,000 $ 150,987 $ 45,000
Racine, WI 161 $ 24,811,000 $ 154,105 $ 45,000
Eugene-Springfield, OR 160 $ 34,032,000 $ 212,700 $ 73,000
McAllen-Edinburg-Mission, TX 160 $ 23,666,000 $ 147,912 $ 86,000
Little Rock-North Little Rock-Conway, AR 159 $ 27,472,000 $ 172,779 $ 62,000
Waco, TX 158 $ 28,572,000 $ 180,835 $ 117,000
Greensboro-High Point, NC 157 $ 24,942,000 $ 158,866 $ 59,000
Morgantown, WV 157 $ 28,850,000 $ 183,757 $ 77,000
Lancaster, PA 156 $ 31,184,000 $ 199,897 $ 68,000
Oklahoma City, OK 155 $ 26,887,000 $ 173,464 $ 67,000
Mobile, AL 153 $ 23,519,000 $ 153,718 $ 52,000
Clarksville, TN-KY 151 $ 24,671,000 $ 163,384 $ 58,198
Crestview-Fort Walton Beach-Destin, FL 151 $ 30,576,000 $ 202,490 $ 87,000
Springfield, IL 150 $ 20,086,000 $ 133,906 $ 45,000
Yakima, WA 150 $ 24,702,000 $ 164,680 $ 62,000
Dayton, OH 148 $ 21,387,000 $ 144,506 $ 39,000
Punta Gorda, FL 146 $ 22,710,000 $ 155,547 $ 80,000
Tuscaloosa, AL 144 $ 23,752,000 $ 164,944 $ 59,000
Mount Vernon-Anacortes, WA 143 $ 29,927,000 $ 209,279 $ 83,000
Madera-Chowchilla, CA 140 $ 28,805,000 $ 205,750 $ 80,000
Charlottesville, VA 139 $ 30,456,000 $ 219,107 $ 124,000
Portland-South Portland-Biddeford, ME 139 $ 29,417,000 $ 211,633 $ 78,000
Sebastian-Vero Beach, FL 137 $ 24,490,000 $ 178,759 $ 108,000
Spartanburg, SC 134 $ 22,314,000 $ 166,522 $ 53,000
Idaho Falls, ID 133 $ 21,394,000 $ 160,857 $ 67,000
Asheville, NC 132 $ 27,421,000 $ 207,734 $ 83,000
Yuba City, CA 132 $ 23,754,000 $ 179,954 $ 73,000
Trenton-Ewing, NJ 131 $ 32,932,000 $ 251,389 $ 95,000
Davenport-Moline-Rock Island, IA-IL 130 $ 19,746,000 $ 151,892 $ 83,876
Gainesville, FL 124 $ 20,307,000 $ 163,766 $ 70,000
College Station-Bryan, TX 123 $ 20,745,000 $ 168,658 $ 151,000
Appleton, WI 122 $ 20,366,000 $ 166,934 $ 64,000
Scranton--Wilkes-Barre, PA 121 $ 17,086,000 $ 141,206 $ 54,000
Winston-Salem, NC 117 $ 21,731,000 $ 185,735 $ 74,000
Montgomery, AL 116 $ 18,378,000 $ 158,431 $ 54,000
Winchester, VA-WV 116 $ 25,480,000 $ 219,655 $ 73,120
St. George, UT 114 $ 23,520,000 $ 206,315 $ 86,000
Gainesville, GA 113 $ 20,333,000 $ 179,938 $ 83,000
Roanoke, VA 113 $ 21,537,000 $ 190,592 $ 58,000
Atlantic City-Hammonton, NJ 112 $ 24,239,000 $ 216,419 $ 82,000
Yuma, AZ 112 $ 17,490,000 $ 156,160 $ 47,000
Anchorage, AK 111 $ 30,025,000 $ 270,495 $ 75,000
Corpus Christi, TX 109 $ 17,964,000 $ 164,807 $ 121,000
Muskegon-Norton Shores, MI 108 $ 12,656,000 $ 117,185 $ 39,000
Great Falls, MT 106 $ 19,274,000 $ 181,830 $ 81,000
Fayetteville, NC 105 $ 17,381,000 $ 165,533 $ 60,000
Wheeling, WV-OH 105 $ 14,466,000 $ 137,771 $ 68,914
Auburn-Opelika, AL 104 $ 18,250,000 $ 175,480 $ 71,000
Duluth, MN-WI 104 $ 17,564,000 $ 168,884 $ 75,048
Norwich-New London, CT 103 $ 23,835,000 $ 231,407 $ 65,000
Prescott, AZ 103 $ 21,717,000 $ 210,844 $ 75,000
Panama City-Lynn Haven-Panama City Beach, FL 101 $ 20,453,000 $ 202,504 $ 69,000
Reading, PA 100 $ 18,013,000 $ 180,130 $ 64,000
Niles-Benton Harbor, MI 98 $ 15,878,000 $ 162,020 $ 69,000
Rochester, NY 96 $ 13,565,000 $ 141,302 $ 72,000
Sioux City, IA-NE-SD 96 $ 12,639,000 $ 131,656 $ 65,916
Brownsville-Harlingen, TX 94 $ 14,407,000 $ 153,265 $ 94,000
Coeur D'Alene, ID 93 $ 17,626,000 $ 189,526 $ 70,000
Fargo, ND-MN 93 $ 15,297,000 $ 164,483 $ 79,591
Pocatello, ID 91 $ 12,665,000 $ 139,175 $ 63,000
South Bend-Mishawaka, IN-MI 91 $ 11,932,000 $ 131,120 $ 49,472
Dover, DE 90 $ 18,592,000 $ 206,577 $ 44,000
Jackson, MS 89 $ 14,668,000 $ 164,808 $ 61,000
Albany, GA 88 $ 13,771,000 $ 156,488 $ 70,000
Youngstown-Warren-Boardman, OH-PA 88 $ 12,416,000 $ 141,090 $ 56,000
Houma-Bayou Cane-Thibodaux, LA 87 $ 14,071,000 $ 161,735 $ 41,000
Medford, OR 86 $ 18,772,000 $ 218,279 $ 75,000
Greenville, NC 83 $ 14,783,000 $ 178,108 $ 55,000
Sherman-Denison, TX 83 $ 12,711,000 $ 153,144 $ 77,000
Flagstaff, AZ 82 $ 19,083,000 $ 232,719 $ 90,000
Hanford-Corcoran, CA 82 $ 15,625,000 $ 190,548 $ 61,000
Palm Coast, FL 82 $ 12,121,000 $ 147,817 $ 80,000
Grand Junction, CO 81 $ 17,813,000 $ 219,913 $ 57,000
Lafayette, LA 81 $ 14,632,000 $ 180,641 $ 75,000
Pueblo, CO 81 $ 12,276,000 $ 151,555 $ 51,000
Amarillo, TX 80 $ 11,572,000 $ 144,650 $ 70,000
Battle Creek, MI 80 $ 9,046,000 $ 113,075 $ 45,000
Logan, UT-ID 80 $ 14,087,000 $ 176,087 $ 60,812
Bloomington, IN 77 $ 12,368,000 $ 160,623 $ 49,000
Huntington-Ashland, WV-KY-OH 76 $ 8,785,000 $ 115,592 $ 27,907
Kingsport-Bristol-Bristol, TN-VA 76 $ 10,811,000 $ 142,250 $ 63,750
Macon, GA 76 $ 11,711,000 $ 154,092 $ 62,000
Cleveland, TN 74 $ 10,716,000 $ 144,810 $ 66,000
Columbus, GA-AL 74 $ 12,381,000 $ 167,310 $ 53,540
Fayetteville-Springdale-Rogers, AR-MO 74 $ 10,986,000 $ 148,459 $ 52,027
Lubbock, TX 73 $ 10,202,000 $ 139,753 $ 100,000
Shreveport-Bossier City, LA 73 $ 12,798,000 $ 175,315 $ 46,000
Hattiesburg, MS 71 $ 12,102,000 $ 170,450 $ 71,000
Anderson, SC 70 $ 11,751,000 $ 167,871 $ 72,000
Rockford, IL 70 $ 9,603,000 $ 137,185 $ 45,000
Charleston, WV 69 $ 10,247,000 $ 148,507 $ 64,000
Hickory-Lenoir-Morganton, NC 66 $ 11,013,000 $ 166,863 $ 58,000
St. Cloud, MN 65 $ 10,314,000 $ 158,676 $ 68,000
Cape Girardeau-Jackson, MO-IL 61 $ 8,810,000 $ 144,426 $ 70,901
Johnson City, TN 60 $ 10,314,000 $ 171,900 $ 77,000
Longview, WA 60 $ 12,415,000 $ 206,916 $ 65,000
El Centro, CA 59 $ 10,943,000 $ 185,474 $ 74,000
Joplin, MO 59 $ 8,500,000 $ 144,067 $ 65,000
Michigan City-La Porte, IN 59 $ 8,372,000 $ 141,898 $ 45,000
Peoria, IL 59 $ 9,386,000 $ 159,084 $ 52,000
Lynchburg, VA 57 $ 11,344,000 $ 199,017 $ 62,000
Athens-Clarke County, GA 56 $ 9,735,000 $ 173,839 $ 51,000
Tyler, TX 55 $ 9,085,000 $ 165,181 $ 83,000
Vineland-Millville-Bridgeton, NJ 55 $ 9,700,000 $ 176,363 $ 40,000
Wenatchee-East Wenatchee, WA 54 $ 12,787,000 $ 236,796 $ 160,000
Ocean City, NJ 53 $ 14,805,000 $ 279,339 $ 131,000
Las Cruces, NM 52 $ 9,515,000 $ 182,980 $ 64,000
Anniston-Oxford, AL 51 $ 5,988,000 $ 117,411 $ 62,000
Lawrence, KS 51 $ 9,616,000 $ 188,549 $ 98,000
Janesville, WI 50 $ 7,675,000 $ 153,500 $ 63,000
Ames, IA 49 $ 7,505,000 $ 153,163 $ 61,000
Bay City, MI 49 $ 4,952,000 $ 101,061 $ 41,000
Jefferson City, MO 48 $ 7,579,000 $ 157,895 $ 45,000
Midland, TX 48 $ 8,044,000 $ 167,583 $ 85,000
Erie, PA 47 $ 7,022,000 $ 149,404 $ 74,000
Kingston, NY 47 $ 9,698,000 $ 206,340 $ 80,000
Jacksonville, NC 46 $ 8,555,000 $ 185,978 $ 51,000
Springfield, OH 45 $ 5,371,000 $ 119,355 $ 52,000
Dothan, AL 44 $ 6,981,000 $ 158,659 $ 57,000
Lawton, OK 44 $ 6,897,000 $ 156,750 $ 57,000
St. Joseph, MO-KS 44 $ 6,185,000 $ 140,568 $ 60,000
Brunswick, GA 43 $ 7,624,000 $ 177,302 $ 60,000
Warner Robins, GA 43 $ 8,026,000 $ 186,651 $ 68,000
Decatur, AL 42 $ 5,808,000 $ 138,285 $ 54,000
Anderson, IN 41 $ 4,625,000 $ 112,804 $ 44,000
Corvallis, OR 41 $ 9,227,000 $ 225,048 $ 134,000
La Crosse, WI-MN 41 $ 6,824,000 $ 166,439 $ 63,121
Lebanon, PA 41 $ 7,283,000 $ 177,634 $ 53,000
Oshkosh-Neenah, WI 40 $ 6,185,000 $ 154,625 $ 51,000
Syracuse, NY 40 $ 7,442,000 $ 186,050 $ 89,000
Burlington-South Burlington, VT 39 $ 9,072,000 $ 232,615 $ 194,000
Florence-Muscle Shoals, AL 38 $ 5,658,000 $ 148,894 $ 61,000
Gadsden, AL 38 $ 5,891,000 $ 155,026 $ 65,000
Salisbury, MD 37 $ 6,605,000 $ 178,513 $ 72,000
Altoona, PA 36 $ 4,603,000 $ 127,861 $ 64,000
Cedar Rapids, IA 36 $ 5,971,000 $ 165,861 $ 59,000
State College, PA 36 $ 6,770,000 $ 188,055 $ 82,000
Binghamton, NY 35 $ 4,490,000 $ 128,285 $ 54,000
Fond Du Lac, WI 35 $ 5,508,000 $ 157,371 $ 62,000
Lafayette, IN 35 $ 4,952,000 $ 141,485 $ 45,000
Longview, TX 35 $ 5,216,000 $ 149,028 $ 73,000
Hinesville-Fort Stewart, GA 34 $ 5,170,000 $ 152,058 $ 57,000
Elkhart-Goshen, IN 33 $ 4,600,000 $ 139,393 $ 30,000
Gulfport-Biloxi, MS 33 $ 5,196,000 $ 157,454 $ 51,000
Manhattan, KS 33 $ 5,596,000 $ 169,575 $ 62,000
Morristown, TN 33 $ 5,957,000 $ 180,515 $ 66,000
Blacksburg-Christiansburg-Radford, VA 31 $ 5,555,000 $ 179,193 $ 58,000
Lake Charles, LA 30 $ 5,323,000 $ 177,433 $ 85,000
Odessa, TX 30 $ 3,789,000 $ 126,300 $ 55,000
San Angelo, TX 30 $ 5,426,000 $ 180,866 $ 91,000
Florence, SC 28 $ 4,959,000 $ 177,107 $ 41,000
Rochester, MN 28 $ 5,364,000 $ 191,571 $ 65,000
Steubenville-Weirton, OH-WV 28 $ 2,803,000 $ 100,107 $ 40,500
Victoria, TX 28 $ 4,752,000 $ 169,714 $ 106,000
Bloomington-Normal, IL 27 $ 4,430,000 $ 164,074 $ 56,000
Cheyenne, WY 27 $ 5,284,000 $ 195,703 $ 48,000
Eau Claire, WI 27 $ 4,319,000 $ 159,962 $ 63,000
Abilene, TX 25 $ 3,257,000 $ 130,280 $ 68,000
Dalton, GA 25 $ 3,201,000 $ 128,040 $ 37,000
Farmington, NM 25 $ 4,459,000 $ 178,360 $ 50,000
Mansfield, OH 25 $ 3,400,000 $ 136,000 $ 36,000
Elizabethtown, KY 24 $ 4,061,000 $ 169,208 $ 38,000
Harrisonburg, VA 24 $ 4,164,000 $ 173,500 $ 59,000
Kankakee-Bradley, IL 24 $ 3,999,000 $ 166,625 $ 49,000
Mankato-North Mankato, MN 24 $ 4,062,000 $ 169,250 $ 53,000
Monroe, LA 24 $ 3,788,000 $ 157,833 $ 51,000
Danville, VA 23 $ 3,160,000 $ 137,391 $ 51,000
Glens Falls, NY 23 $ 3,960,000 $ 172,173 $ 69,000
Burlington, NC 22 $ 3,212,000 $ 146,000 $ 45,000
Champaign-Urbana, IL 22 $ 3,501,000 $ 159,136 $ 70,000
Cumberland, MD-WV 22 $ 3,482,000 $ 158,272 $ 45,000
Hot Springs, AR 22 $ 3,956,000 $ 179,818 $ 61,000
Owensboro, KY 22 $ 3,096,000 $ 140,727 $ 55,000
Wichita Falls, TX 22 $ 3,071,000 $ 139,590 $ 67,000
Muncie, IN 21 $ 3,007,000 $ 143,190 $ 58,000
Valdosta, GA 21 $ 3,552,000 $ 169,142 $ 52,000
Wausau, WI 21 $ 3,581,000 $ 170,523 $ 66,000
Pittsfield, MA 20 $ 4,612,000 $ 230,600 $ 122,000
Rome, GA 20 $ 3,630,000 $ 181,500 $ 53,000
Utica-Rome, NY 20 $ 2,658,000 $ 132,900 $ 54,000
Carson City, NV 19 $ 4,715,000 $ 248,157 $ 79,000
Lewiston, ID-WA 19 $ 2,907,000 $ 153,000 $ 56,684
Lima, OH 18 $ 2,120,000 $ 117,777 $ 20,000
Terre Haute, IN 18 $ 2,439,000 $ 135,500 $ 51,000
Columbus, IN 17 $ 2,378,000 $ 139,882 $ 52,000
Johnstown, PA 17 $ 2,438,000 $ 143,411 $ 65,000
Lewiston-Auburn, ME 17 $ 2,605,000 $ 153,235 $ 45,000
Sumter, SC 17 $ 2,789,000 $ 164,058 $ 55,000
Texarkana, Tx-Texarkana, AR 17 $ 2,795,000 $ 164,411 $ 78,941
Dubuque, IA 16 $ 2,164,000 $ 135,250 $ 50,000
Goldsboro, NC 16 $ 2,489,000 $ 155,562 $ 51,000
Jackson, TN 16 $ 2,530,000 $ 158,125 $ 79,000
Pascagoula, MS 16 $ 2,085,000 $ 130,312 $ 27,000
Rocky Mount, NC 16 $ 2,581,000 $ 161,312 $ 36,000
Casper, WY 15 $ 2,919,000 $ 194,600 $ 54,000
Fort Smith, AR-OK 15 $ 2,551,000 $ 170,066 $ 41,800
Williamsport, PA 14 $ 2,109,000 $ 150,642 $ 103,000
Sandusky, OH 13 $ 1,619,000 $ 124,538 $ 39,000
Bowling Green, KY 12 $ 1,922,000 $ 160,166 $ 56,000
Waterloo-Cedar Falls, IA 12 $ 1,945,000 $ 162,083 $ 100,000
Bangor, ME 11 $ 1,776,000 $ 161,454 $ 37,000
Danville, IL 10 $ 993,000 $ 99,300 $ 27,000
Fairbanks, AK 9 $ 2,057,000 $ 228,555 $ 55,000
Grand Forks, ND-MN 9 $ 1,238,000 $ 137,555 $ 88,333
Jonesboro, AR 9 $ 1,177,000 $ 130,777 $ 48,000
Kokomo, IN 8 $ 1,150,000 $ 143,750 $ 78,000
Pine Bluff, AR 7 $ 874,000 $ 124,857 $ 34,000
Alexandria, LA 6 $ 933,000 $ 155,500 $ 56,000
Decatur, IL 5 $ 646,000 $ 129,200 $ 64,000
Elmira, NY 4 $ 429,000 $ 107,250 $ 58,000
Iowa City, IA 3 $ 876,000 $ 292,000 $ 191,000
Ithaca, NY 1 $ 345,000 $ 345,000 $ 75,000

Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 199,317 $49,655,176,000 $249,000 $3,375,000 $97,000 $8,689,000
Home Purchase 71,509 $14,804,421,000 $207,000 $3,400,000 $92,000 $6,691,000
Home Improvement 4,239 $1,015,843,000 $239,000 $1,085,000 $114,000 $1,900,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 181,326 $41,427,055,000 $228,000 $2,400,000 $97,000 $8,689,000
Asian 36,997 $11,471,877,000 $310,000 $2,000,000 $127,000 $4,333,000
Not Provided 29,315 $6,840,080,000 $233,000 $1,693,000 $75,000 $3,420,000
Hispanic 17,048 $3,644,778,000 $213,000 $1,525,000 $73,000 $1,800,000
Black or African American 9,104 $1,772,403,000 $194,000 $962,000 $59,000 $3,000,000
Native Hawaiian or Other Pacific Islander 704 $182,242,000 $258,000 $719,000 $84,000 $601,000
American Indian or Alaskan Native 562 $128,669,000 $228,000 $757,000 $96,000 $2,180,000
Not applicable 9 $8,336,000 $926,000 $3,400,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 194,475 $49,271,021,000 $253,000 $3,400,000 $119,000 $8,689,000
FHA-insured (Federal Housing Administration) 61,472 $11,806,904,000 $192,000 $951,000 $35,000 $1,997,000
VA-guaranteed (Veterans Administration) 16,967 $4,114,306,000 $242,000 $1,071,000 $60,000 $1,400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,151 $283,209,000 $131,000 $421,000 $39,000 $117,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 151,947 $38,152,149,000 $251,000 $3,400,000 $106,000 $5,746,000
Loan Purchased By The Institution 75,769 $16,475,025,000 $217,000 $913,000 $78,000 $3,452,000
Application Denied By Financial Institution 19,841 $4,712,594,000 $237,000 $2,400,000 $99,000 $6,691,000
Application Approved But Not Accepted 18,166 $4,329,343,000 $238,000 $2,000,000 $104,000 $8,689,000
Application Withdrawn By Applicant 9,328 $1,803,349,000 $193,000 $2,000,000 $57,000 $3,300,000
File Closed For Incompleteness 14 $2,980,000 $212,000 $706,000 $50,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 6,717 $1,626,520,000 $242,000 $2,400,000 $117,000 $3,000,000
Debt-To-Income Ratio 5,658 $1,404,504,000 $248,000 $1,750,000 $67,000 $1,821,000
Other 3,364 $769,166,000 $228,000 $1,405,000 $133,000 $6,691,000
Credit History 2,501 $540,801,000 $216,000 $1,990,000 $75,000 $5,280,000
Unverifiable Information 721 $168,995,000 $234,000 $1,118,000 $100,000 $963,000
Mortgage Insurance Denied 481 $109,650,000 $227,000 $626,000 $101,000 $420,000
Employment History 255 $56,341,000 $220,000 $975,000 $79,000 $582,000
Insufficient Cash (Downpayment, Closing Cost) 132 $33,710,000 $255,000 $1,705,000 $123,000 $609,000
Credit Application Incomplete 12 $2,907,000 $242,000 $660,000 $109,000 $255,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List