Flagstar Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Flagstar Bank, N.A. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank, N.A. 5151 Corporate Drive Hicksville, NY 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 275,065 |
| Total Mortgage Loan Application Amount | $65,475,440,000 |
| Average Mortgage Loan Application Amount | $231,666 |
| Highest Mortgage Loan Application Amount | $3,400,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $8,689,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 21,756 | $ 6,994,724,000 | $ 321,000 | $ 116,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 12,892 | $ 4,517,017,000 | $ 350,000 | $ 134,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9,686 | $ 1,667,835,000 | $ 172,000 | $ 82,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 7,656 | $ 2,414,961,000 | $ 315,000 | $ 110,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7,584 | $ 2,928,115,000 | $ 386,000 | $ 148,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 7,475 | $ 1,486,552,000 | $ 198,000 | $ 120,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 7,420 | $ 1,767,071,000 | $ 238,000 | $ 98,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 7,299 | $ 2,562,959,000 | $ 351,000 | $ 133,000 |
| PHOENIX-MESA-GLENDALE, AZ | 5,658 | $ 1,160,463,000 | $ 205,000 | $ 90,000 |
| DENVER-AURORA-BROOMFIELD, CO | 4,857 | $ 1,128,644,000 | $ 232,000 | $ 82,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,812 | $ 1,464,897,000 | $ 288,250 | $ 99,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 4,793 | $ 1,095,015,000 | $ 228,000 | $ 89,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4,500 | $ 1,304,316,000 | $ 289,000 | $ 111,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4,488 | $ 869,002,000 | $ 193,000 | $ 78,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3,747 | $ 1,437,457,000 | $ 383,000 | $ 136,000 |
| ST. LOUIS, MO-IL | 3,451 | $ 578,351,000 | $ 157,500 | $ 63,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 3,430 | $ 527,114,000 | $ 153,000 | $ 75,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 3,402 | $ 849,726,000 | $ 249,000 | $ 106,000 |
| BALTIMORE-TOWSON, MD | 3,310 | $ 853,967,000 | $ 257,000 | $ 94,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 3,305 | $ 727,270,000 | $ 220,000 | $ 119,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 3,208 | $ 1,026,419,000 | $ 316,500 | $ 109,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3,132 | $ 668,211,000 | $ 218,000 | $ 74,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3,085 | $ 998,915,000 | $ 323,000 | $ 118,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2,749 | $ 640,298,000 | $ 225,500 | $ 85,000 |
| DALLAS-PLANO-IRVING, TX | 2,726 | $ 543,133,000 | $ 199,000 | $ 108,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,491 | $ 525,379,000 | $ 210,000 | $ 93,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2,435 | $ 553,382,000 | $ 233,500 | $ 93,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,232 | $ 415,361,000 | $ 186,000 | $ 81,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,186 | $ 409,936,000 | $ 187,000 | $ 78,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,143 | $ 457,624,000 | $ 213,000 | $ 98,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,956 | $ 414,900,000 | $ 212,000 | $ 108,000 |
| NASSAU-SUFFOLK, NY | 1,878 | $ 574,284,000 | $ 305,000 | $ 112,000 |
| ANN ARBOR, MI | 1,850 | $ 369,628,000 | $ 199,000 | $ 105,000 |
| KANSAS CITY, MO-KS | 1,780 | $ 304,285,000 | $ 172,000 | $ 70,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1,777 | $ 543,710,000 | $ 305,000 | $ 120,000 |
| LAS VEGAS-PARADISE, NV | 1,661 | $ 297,698,000 | $ 179,000 | $ 79,000 |
| PHILADELPHIA, PA | 1,635 | $ 359,240,000 | $ 219,000 | $ 79,000 |
| TUCSON, AZ | 1,507 | $ 269,716,000 | $ 178,000 | $ 77,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,481 | $ 279,187,000 | $ 188,000 | $ 91,000 |
| EDISON-NEW BRUNSWICK, NJ | 1,471 | $ 403,028,000 | $ 273,000 | $ 103,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 1,392 | $ 274,455,000 | $ 200,000 | $ 75,500 |
| BOSTON-QUINCY, MA | 1,345 | $ 367,484,000 | $ 273,000 | $ 108,000 |
| SALT LAKE CITY, UT | 1,338 | $ 303,510,000 | $ 226,000 | $ 71,000 |
| GRAND RAPIDS-WYOMING, MI | 1,320 | $ 175,706,000 | $ 133,000 | $ 49,000 |
| JACKSONVILLE, FL | 1,247 | $ 246,444,000 | $ 197,000 | $ 81,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1,232 | $ 198,975,000 | $ 152,000 | $ 68,500 |
| FRESNO, CA | 1,231 | $ 261,106,000 | $ 212,000 | $ 84,000 |
| COLUMBUS, OH | 1,195 | $ 216,559,000 | $ 181,000 | $ 75,000 |
| NEWARK-UNION, NJ-PA | 1,121 | $ 323,218,000 | $ 236,000 | $ 97,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,088 | $ 312,981,000 | $ 287,000 | $ 109,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,066 | $ 235,350,000 | $ 220,000 | $ 89,000 |
| FORT WORTH-ARLINGTON, TX | 1,063 | $ 194,533,000 | $ 183,000 | $ 110,000 |
| INDIANAPOLIS-CARMEL, IN | 1,046 | $ 173,520,000 | $ 165,000 | $ 62,000 |
| RALEIGH-CARY, NC | 985 | $ 221,114,000 | $ 224,000 | $ 96,000 |
| PITTSBURGH, PA | 971 | $ 168,387,000 | $ 173,000 | $ 82,000 |
| SANTA ROSA-PETALUMA, CA | 965 | $ 272,121,000 | $ 281,000 | $ 103,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 924 | $ 178,702,000 | $ 183,000 | $ 68,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 920 | $ 218,489,000 | $ 234,000 | $ 77,000 |
| TACOMA, WA | 919 | $ 209,206,000 | $ 227,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 911 | $ 112,947,000 | $ 123,000 | $ 50,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 904 | $ 176,660,000 | $ 195,000 | $ 67,000 |
| ALBUQUERQUE, NM | 885 | $ 172,540,000 | $ 194,000 | $ 82,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 858 | $ 167,926,000 | $ 195,000 | $ 73,000 |
| MODESTO, CA | 844 | $ 148,476,000 | $ 175,000 | $ 61,000 |
| BIRMINGHAM-HOOVER, AL | 843 | $ 135,120,000 | $ 160,000 | $ 61,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 836 | $ 168,773,000 | $ 201,000 | $ 112,000 |
| CAMDEN, NJ | 831 | $ 169,338,000 | $ 203,000 | $ 76,000 |
| CAPE CORAL-FORT MYERS, FL | 827 | $ 161,752,000 | $ 195,000 | $ 137,000 |
| BOISE CITY-NAMPA, ID | 823 | $ 144,614,000 | $ 175,000 | $ 76,000 |
| OGDEN-CLEARFIELD, UT | 789 | $ 157,334,000 | $ 199,000 | $ 56,000 |
| PORT ST. LUCIE, FL | 781 | $ 130,451,000 | $ 167,000 | $ 89,000 |
| STOCKTON, CA | 732 | $ 155,584,000 | $ 212,000 | $ 94,000 |
| VALLEJO-FAIRFIELD, CA | 718 | $ 176,007,000 | $ 245,000 | $ 95,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 683 | $ 109,633,000 | $ 160,000 | $ 53,000 |
| RICHMOND, VA | 664 | $ 141,788,000 | $ 213,000 | $ 68,000 |
| WORCESTER, MA | 663 | $ 149,960,000 | $ 226,000 | $ 89,000 |
| WICHITA, KS | 653 | $ 94,596,000 | $ 144,000 | $ 63,000 |
| BAKERSFIELD-DELANO, CA | 626 | $ 119,334,000 | $ 190,000 | $ 81,000 |
| FORT WAYNE, IN | 626 | $ 81,406,000 | $ 130,000 | $ 62,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 611 | $ 109,576,000 | $ 179,000 | $ 92,000 |
| COLORADO SPRINGS, CO | 608 | $ 139,410,000 | $ 229,000 | $ 66,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 595 | $ 107,054,000 | $ 179,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 590 | $ 131,321,000 | $ 222,000 | $ 93,000 |
| PEABODY, MA | 566 | $ 155,360,000 | $ 274,000 | $ 107,000 |
| SPOKANE, WA | 565 | $ 104,748,000 | $ 185,000 | $ 72,000 |
| MEMPHIS, TN-MS-AR | 563 | $ 89,083,000 | $ 148,333 | $ 59,333 |
| SALEM, OR | 552 | $ 102,408,000 | $ 185,000 | $ 71,000 |
| JACKSON, MI | 539 | $ 65,606,000 | $ 121,000 | $ 44,000 |
| EVANSVILLE, IN-KY | 538 | $ 75,823,000 | $ 121,500 | $ 44,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 504 | $ 92,916,000 | $ 184,000 | $ 85,000 |
| FLINT, MI | 499 | $ 60,950,000 | $ 122,000 | $ 51,000 |
| GARY, IN | 495 | $ 81,678,000 | $ 165,000 | $ 54,000 |
| SHEBOYGAN, WI | 494 | $ 61,893,000 | $ 125,000 | $ 73,000 |
| DURHAM-CHAPEL HILL, NC | 490 | $ 112,160,000 | $ 228,000 | $ 115,000 |
| PROVO-OREM, UT | 485 | $ 104,029,000 | $ 214,000 | $ 76,000 |
| RAPID CITY, SD | 483 | $ 86,515,000 | $ 179,000 | $ 76,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 481 | $ 79,994,000 | $ 166,000 | $ 44,666 |
| WILMINGTON, DE-MD-NJ | 459 | $ 98,587,000 | $ 209,333 | $ 65,666 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 456 | $ 92,109,000 | $ 204,500 | $ 77,500 |
| BATON ROUGE, LA | 451 | $ 88,130,000 | $ 195,000 | $ 87,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 443 | $ 69,607,000 | $ 157,000 | $ 84,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 443 | $ 79,044,000 | $ 178,000 | $ 73,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 443 | $ 133,821,000 | $ 302,000 | $ 117,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 440 | $ 133,236,000 | $ 302,000 | $ 112,000 |
| CHATTANOOGA, TN-GA | 428 | $ 76,685,000 | $ 173,000 | $ 82,500 |
| FORT COLLINS-LOVELAND, CO | 420 | $ 94,651,000 | $ 225,000 | $ 90,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 388 | $ 63,934,000 | $ 164,000 | $ 87,000 |
| SIOUX FALLS, SD | 381 | $ 62,366,000 | $ 163,000 | $ 77,000 |
| COLUMBIA, SC | 374 | $ 64,619,000 | $ 172,000 | $ 68,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 373 | $ 56,030,000 | $ 154,000 | $ 59,000 |
| REDDING, CA | 369 | $ 78,578,000 | $ 212,000 | $ 78,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 365 | $ 84,969,000 | $ 232,000 | $ 102,000 |
| AKRON, OH | 363 | $ 58,491,000 | $ 161,000 | $ 52,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 356 | $ 67,998,000 | $ 191,000 | $ 82,000 |
| MADISON, WI | 354 | $ 77,323,000 | $ 218,000 | $ 96,000 |
| BOULDER, CO | 350 | $ 89,797,000 | $ 256,000 | $ 94,000 |
| NAPLES-MARCO ISLAND, FL | 350 | $ 83,627,000 | $ 238,000 | $ 131,000 |
| HOLLAND-GRAND HAVEN, MI | 348 | $ 50,694,000 | $ 145,000 | $ 50,000 |
| DES MOINES-WEST DES MOINES, IA | 344 | $ 59,210,000 | $ 172,000 | $ 75,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 339 | $ 108,897,000 | $ 321,000 | $ 129,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 337 | $ 78,403,000 | $ 232,000 | $ 94,000 |
| SANTA CRUZ-WATSONVILLE, CA | 329 | $ 114,386,000 | $ 347,000 | $ 128,000 |
| NEW HAVEN-MILFORD, CT | 324 | $ 68,469,000 | $ 211,000 | $ 78,000 |
| BISMARCK, ND | 311 | $ 60,077,000 | $ 193,000 | $ 93,000 |
| SANTA FE, NM | 311 | $ 71,610,000 | $ 230,000 | $ 100,000 |
| COLUMBIA, MO | 305 | $ 47,528,000 | $ 155,000 | $ 56,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 304 | $ 50,121,000 | $ 164,000 | $ 71,000 |
| EL PASO, TX | 303 | $ 45,324,000 | $ 149,000 | $ 83,000 |
| LEXINGTON-FAYETTE, KY | 289 | $ 48,754,000 | $ 168,000 | $ 59,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 286 | $ 50,746,000 | $ 166,500 | $ 62,000 |
| SPRINGFIELD, MO | 284 | $ 39,701,000 | $ 139,000 | $ 55,000 |
| KNOXVILLE, TN | 280 | $ 52,260,000 | $ 186,000 | $ 74,000 |
| LINCOLN, NE | 275 | $ 41,486,000 | $ 150,000 | $ 61,000 |
| SALINAS, CA | 275 | $ 81,927,000 | $ 297,000 | $ 103,000 |
| VISALIA-PORTERVILLE, CA | 274 | $ 52,446,000 | $ 191,000 | $ 84,000 |
| OLYMPIA, WA | 273 | $ 63,887,000 | $ 234,000 | $ 74,000 |
| BEAUMONT-PORT ARTHUR, TX | 264 | $ 36,010,000 | $ 136,000 | $ 72,000 |
| NAPA, CA | 263 | $ 82,398,000 | $ 313,000 | $ 125,000 |
| BELLINGHAM, WA | 262 | $ 62,598,000 | $ 238,000 | $ 79,000 |
| MANCHESTER-NASHUA, NH | 257 | $ 54,882,000 | $ 213,000 | $ 84,000 |
| SAVANNAH, GA | 251 | $ 44,463,000 | $ 177,000 | $ 68,000 |
| RENO-SPARKS, NV | 250 | $ 53,287,000 | $ 213,000 | $ 100,000 |
| GREELEY, CO | 249 | $ 52,415,000 | $ 210,000 | $ 63,000 |
| BREMERTON-SILVERDALE, WA | 248 | $ 63,192,000 | $ 254,000 | $ 81,000 |
| HARRISBURG-CARLISLE, PA | 248 | $ 47,221,000 | $ 190,000 | $ 80,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 245 | $ 27,596,000 | $ 114,000 | $ 43,500 |
| MONROE, MI | 244 | $ 36,029,000 | $ 147,000 | $ 69,000 |
| ALBANY-SCHENECTADY-TROY, NY | 241 | $ 44,713,000 | $ 185,000 | $ 73,000 |
| HUNTSVILLE, AL | 241 | $ 48,912,000 | $ 202,000 | $ 60,000 |
| TOLEDO, OH | 241 | $ 33,774,000 | $ 140,000 | $ 59,000 |
| OCALA, FL | 224 | $ 35,639,000 | $ 159,000 | $ 73,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 221 | $ 44,161,000 | $ 203,000 | $ 61,500 |
| TALLAHASSEE, FL | 215 | $ 40,852,000 | $ 190,000 | $ 81,000 |
| CHICO, CA | 213 | $ 46,528,000 | $ 218,000 | $ 86,000 |
| BILLINGS, MT | 209 | $ 34,557,000 | $ 165,000 | $ 77,000 |
| KALAMAZOO-PORTAGE, MI | 207 | $ 30,950,000 | $ 149,000 | $ 55,000 |
| LAKELAND-WINTER HAVEN, FL | 204 | $ 31,990,000 | $ 156,000 | $ 55,000 |
| BARNSTABLE TOWN, MA | 200 | $ 54,530,000 | $ 272,000 | $ 146,000 |
| GREEN BAY, WI | 193 | $ 32,957,000 | $ 170,000 | $ 71,000 |
| WILMINGTON, NC | 192 | $ 42,223,000 | $ 219,000 | $ 98,000 |
| SPRINGFIELD, MA | 184 | $ 35,690,000 | $ 193,000 | $ 49,000 |
| TOPEKA, KS | 183 | $ 26,308,000 | $ 143,000 | $ 86,000 |
| LAREDO, TX | 180 | $ 26,812,000 | $ 148,000 | $ 70,000 |
| HONOLULU, HI | 178 | $ 70,142,000 | $ 394,000 | $ 100,000 |
| MISSOULA, MT | 173 | $ 35,767,000 | $ 206,000 | $ 90,000 |
| BUFFALO-NIAGARA FALLS, NY | 170 | $ 23,984,000 | $ 141,000 | $ 74,000 |
| MERCED, CA | 169 | $ 28,725,000 | $ 169,000 | $ 51,000 |
| YORK-HANOVER, PA | 169 | $ 29,879,000 | $ 176,000 | $ 55,000 |
| BEND, OR | 167 | $ 34,353,000 | $ 205,000 | $ 105,000 |
| TULSA, OK | 167 | $ 25,229,000 | $ 151,000 | $ 54,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 166 | $ 17,875,000 | $ 107,000 | $ 37,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 162 | $ 24,815,000 | $ 153,000 | $ 84,000 |
| CANTON-MASSILLON, OH | 161 | $ 24,309,000 | $ 150,000 | $ 45,000 |
| RACINE, WI | 161 | $ 24,811,000 | $ 154,000 | $ 45,000 |
| EUGENE-SPRINGFIELD, OR | 160 | $ 34,032,000 | $ 212,000 | $ 73,000 |
| MCALLEN-EDINBURG-MISSION, TX | 160 | $ 23,666,000 | $ 147,000 | $ 86,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 159 | $ 27,472,000 | $ 172,000 | $ 62,000 |
| WACO, TX | 158 | $ 28,572,000 | $ 180,000 | $ 117,000 |
| GREENSBORO-HIGH POINT, NC | 157 | $ 24,942,000 | $ 158,000 | $ 59,000 |
| MORGANTOWN, WV | 157 | $ 28,850,000 | $ 183,000 | $ 77,000 |
| LANCASTER, PA | 156 | $ 31,184,000 | $ 199,000 | $ 68,000 |
| OKLAHOMA CITY, OK | 155 | $ 26,887,000 | $ 173,000 | $ 67,000 |
| MOBILE, AL | 153 | $ 23,519,000 | $ 153,000 | $ 52,000 |
| CLARKSVILLE, TN-KY | 151 | $ 24,671,000 | $ 168,000 | $ 53,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 151 | $ 30,576,000 | $ 202,000 | $ 87,000 |
| SPRINGFIELD, IL | 150 | $ 20,086,000 | $ 133,000 | $ 45,000 |
| YAKIMA, WA | 150 | $ 24,702,000 | $ 164,000 | $ 62,000 |
| DAYTON, OH | 148 | $ 21,387,000 | $ 144,000 | $ 39,000 |
| PUNTA GORDA, FL | 146 | $ 22,710,000 | $ 155,000 | $ 80,000 |
| TUSCALOOSA, AL | 144 | $ 23,752,000 | $ 164,000 | $ 59,000 |
| MOUNT VERNON-ANACORTES, WA | 143 | $ 29,927,000 | $ 209,000 | $ 83,000 |
| MADERA-CHOWCHILLA, CA | 140 | $ 28,805,000 | $ 205,000 | $ 80,000 |
| CHARLOTTESVILLE, VA | 139 | $ 30,456,000 | $ 219,000 | $ 124,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 139 | $ 29,417,000 | $ 211,000 | $ 78,000 |
| SEBASTIAN-VERO BEACH, FL | 137 | $ 24,490,000 | $ 178,000 | $ 108,000 |
| SPARTANBURG, SC | 134 | $ 22,314,000 | $ 166,000 | $ 53,000 |
| IDAHO FALLS, ID | 133 | $ 21,394,000 | $ 160,000 | $ 67,000 |
| ASHEVILLE, NC | 132 | $ 27,421,000 | $ 207,000 | $ 83,000 |
| YUBA CITY, CA | 132 | $ 23,754,000 | $ 179,000 | $ 73,000 |
| TRENTON-EWING, NJ | 131 | $ 32,932,000 | $ 251,000 | $ 95,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 130 | $ 19,746,000 | $ 147,000 | $ 76,000 |
| GAINESVILLE, FL | 124 | $ 20,307,000 | $ 163,000 | $ 70,000 |
| COLLEGE STATION-BRYAN, TX | 123 | $ 20,745,000 | $ 168,000 | $ 151,000 |
| APPLETON, WI | 122 | $ 20,366,000 | $ 166,000 | $ 64,000 |
| SCRANTON--WILKES-BARRE, PA | 121 | $ 17,086,000 | $ 141,000 | $ 54,000 |
| WINSTON-SALEM, NC | 117 | $ 21,731,000 | $ 185,000 | $ 74,000 |
| MONTGOMERY, AL | 116 | $ 18,378,000 | $ 158,000 | $ 54,000 |
| WINCHESTER, VA-WV | 116 | $ 25,480,000 | $ 215,000 | $ 78,500 |
| ST. GEORGE, UT | 114 | $ 23,520,000 | $ 206,000 | $ 86,000 |
| GAINESVILLE, GA | 113 | $ 20,333,000 | $ 179,000 | $ 83,000 |
| ROANOKE, VA | 113 | $ 21,537,000 | $ 190,000 | $ 58,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 112 | $ 24,239,000 | $ 216,000 | $ 82,000 |
| YUMA, AZ | 112 | $ 17,490,000 | $ 156,000 | $ 47,000 |
| ANCHORAGE, AK | 111 | $ 30,025,000 | $ 270,000 | $ 75,000 |
| CORPUS CHRISTI, TX | 109 | $ 17,964,000 | $ 164,000 | $ 121,000 |
| MUSKEGON-NORTON SHORES, MI | 108 | $ 12,656,000 | $ 117,000 | $ 39,000 |
| GREAT FALLS, MT | 106 | $ 19,274,000 | $ 181,000 | $ 81,000 |
| FAYETTEVILLE, NC | 105 | $ 17,381,000 | $ 165,000 | $ 60,000 |
| WHEELING, WV-OH | 105 | $ 14,466,000 | $ 133,500 | $ 66,500 |
| AUBURN-OPELIKA, AL | 104 | $ 18,250,000 | $ 175,000 | $ 71,000 |
| DULUTH, MN-WI | 104 | $ 17,564,000 | $ 151,500 | $ 75,500 |
| NORWICH-NEW LONDON, CT | 103 | $ 23,835,000 | $ 231,000 | $ 65,000 |
| PRESCOTT, AZ | 103 | $ 21,717,000 | $ 210,000 | $ 75,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 101 | $ 20,453,000 | $ 202,000 | $ 69,000 |
| READING, PA | 100 | $ 18,013,000 | $ 180,000 | $ 64,000 |
| NILES-BENTON HARBOR, MI | 98 | $ 15,878,000 | $ 162,000 | $ 69,000 |
| ROCHESTER, NY | 96 | $ 13,565,000 | $ 141,000 | $ 72,000 |
| SIOUX CITY, IA-NE-SD | 96 | $ 12,639,000 | $ 135,000 | $ 69,333 |
| BROWNSVILLE-HARLINGEN, TX | 94 | $ 14,407,000 | $ 153,000 | $ 94,000 |
| COEUR D'ALENE, ID | 93 | $ 17,626,000 | $ 189,000 | $ 70,000 |
| FARGO, ND-MN | 93 | $ 15,297,000 | $ 161,000 | $ 76,500 |
| POCATELLO, ID | 91 | $ 12,665,000 | $ 139,000 | $ 63,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 91 | $ 11,932,000 | $ 132,000 | $ 51,500 |
| DOVER, DE | 90 | $ 18,592,000 | $ 206,000 | $ 44,000 |
| JACKSON, MS | 89 | $ 14,668,000 | $ 164,000 | $ 61,000 |
| ALBANY, GA | 88 | $ 13,771,000 | $ 156,000 | $ 70,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 88 | $ 12,416,000 | $ 134,000 | $ 56,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 87 | $ 14,071,000 | $ 161,000 | $ 41,000 |
| MEDFORD, OR | 86 | $ 18,772,000 | $ 218,000 | $ 75,000 |
| GREENVILLE, NC | 83 | $ 14,783,000 | $ 178,000 | $ 55,000 |
| SHERMAN-DENISON, TX | 83 | $ 12,711,000 | $ 153,000 | $ 77,000 |
| FLAGSTAFF, AZ | 82 | $ 19,083,000 | $ 232,000 | $ 90,000 |
| HANFORD-CORCORAN, CA | 82 | $ 15,625,000 | $ 190,000 | $ 61,000 |
| PALM COAST, FL | 82 | $ 12,121,000 | $ 147,000 | $ 80,000 |
| GRAND JUNCTION, CO | 81 | $ 17,813,000 | $ 219,000 | $ 57,000 |
| LAFAYETTE, LA | 81 | $ 14,632,000 | $ 180,000 | $ 75,000 |
| PUEBLO, CO | 81 | $ 12,276,000 | $ 151,000 | $ 51,000 |
| AMARILLO, TX | 80 | $ 11,572,000 | $ 144,000 | $ 70,000 |
| BATTLE CREEK, MI | 80 | $ 9,046,000 | $ 113,000 | $ 45,000 |
| LOGAN, UT-ID | 80 | $ 14,087,000 | $ 167,500 | $ 62,500 |
| BLOOMINGTON, IN | 77 | $ 12,368,000 | $ 160,000 | $ 49,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 76 | $ 8,785,000 | $ 117,000 | $ 31,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 76 | $ 10,811,000 | $ 148,500 | $ 66,500 |
| MACON, GA | 76 | $ 11,711,000 | $ 154,000 | $ 62,000 |
| CLEVELAND, TN | 74 | $ 10,716,000 | $ 144,000 | $ 66,000 |
| COLUMBUS, GA-AL | 74 | $ 12,381,000 | $ 160,500 | $ 53,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 74 | $ 10,986,000 | $ 136,000 | $ 41,000 |
| LUBBOCK, TX | 73 | $ 10,202,000 | $ 139,000 | $ 100,000 |
| SHREVEPORT-BOSSIER CITY, LA | 73 | $ 12,798,000 | $ 175,000 | $ 46,000 |
| HATTIESBURG, MS | 71 | $ 12,102,000 | $ 170,000 | $ 71,000 |
| ANDERSON, SC | 70 | $ 11,751,000 | $ 167,000 | $ 72,000 |
| ROCKFORD, IL | 70 | $ 9,603,000 | $ 137,000 | $ 45,000 |
| CHARLESTON, WV | 69 | $ 10,247,000 | $ 148,000 | $ 64,000 |
| HICKORY-LENOIR-MORGANTON, NC | 66 | $ 11,013,000 | $ 166,000 | $ 58,000 |
| ST. CLOUD, MN | 65 | $ 10,314,000 | $ 158,000 | $ 68,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 61 | $ 8,810,000 | $ 161,000 | $ 68,000 |
| JOHNSON CITY, TN | 60 | $ 10,314,000 | $ 171,000 | $ 77,000 |
| LONGVIEW, WA | 60 | $ 12,415,000 | $ 206,000 | $ 65,000 |
| EL CENTRO, CA | 59 | $ 10,943,000 | $ 185,000 | $ 74,000 |
| JOPLIN, MO | 59 | $ 8,500,000 | $ 144,000 | $ 65,000 |
| MICHIGAN CITY-LA PORTE, IN | 59 | $ 8,372,000 | $ 141,000 | $ 45,000 |
| PEORIA, IL | 59 | $ 9,386,000 | $ 159,000 | $ 52,000 |
| LYNCHBURG, VA | 57 | $ 11,344,000 | $ 199,000 | $ 62,000 |
| ATHENS-CLARKE COUNTY, GA | 56 | $ 9,735,000 | $ 173,000 | $ 51,000 |
| TYLER, TX | 55 | $ 9,085,000 | $ 165,000 | $ 83,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 55 | $ 9,700,000 | $ 176,000 | $ 40,000 |
| WENATCHEE-EAST WENATCHEE, WA | 54 | $ 12,787,000 | $ 236,000 | $ 160,000 |
| OCEAN CITY, NJ | 53 | $ 14,805,000 | $ 279,000 | $ 131,000 |
| LAS CRUCES, NM | 52 | $ 9,515,000 | $ 182,000 | $ 64,000 |
| ANNISTON-OXFORD, AL | 51 | $ 5,988,000 | $ 117,000 | $ 62,000 |
| LAWRENCE, KS | 51 | $ 9,616,000 | $ 188,000 | $ 98,000 |
| JANESVILLE, WI | 50 | $ 7,675,000 | $ 153,000 | $ 63,000 |
| AMES, IA | 49 | $ 7,505,000 | $ 153,000 | $ 61,000 |
| BAY CITY, MI | 49 | $ 4,952,000 | $ 101,000 | $ 41,000 |
| JEFFERSON CITY, MO | 48 | $ 7,579,000 | $ 157,000 | $ 45,000 |
| MIDLAND, TX | 48 | $ 8,044,000 | $ 167,000 | $ 85,000 |
| ERIE, PA | 47 | $ 7,022,000 | $ 149,000 | $ 74,000 |
| KINGSTON, NY | 47 | $ 9,698,000 | $ 206,000 | $ 80,000 |
| JACKSONVILLE, NC | 46 | $ 8,555,000 | $ 185,000 | $ 51,000 |
| SPRINGFIELD, OH | 45 | $ 5,371,000 | $ 119,000 | $ 52,000 |
| DOTHAN, AL | 44 | $ 6,981,000 | $ 158,000 | $ 57,000 |
| LAWTON, OK | 44 | $ 6,897,000 | $ 156,000 | $ 57,000 |
| ST. JOSEPH, MO-KS | 44 | $ 6,185,000 | $ 140,000 | $ 60,000 |
| BRUNSWICK, GA | 43 | $ 7,624,000 | $ 177,000 | $ 60,000 |
| WARNER ROBINS, GA | 43 | $ 8,026,000 | $ 186,000 | $ 68,000 |
| DECATUR, AL | 42 | $ 5,808,000 | $ 138,000 | $ 54,000 |
| ANDERSON, IN | 41 | $ 4,625,000 | $ 112,000 | $ 44,000 |
| CORVALLIS, OR | 41 | $ 9,227,000 | $ 225,000 | $ 134,000 |
| LA CROSSE, WI-MN | 41 | $ 6,824,000 | $ 183,000 | $ 73,500 |
| LEBANON, PA | 41 | $ 7,283,000 | $ 177,000 | $ 53,000 |
| OSHKOSH-NEENAH, WI | 40 | $ 6,185,000 | $ 154,000 | $ 51,000 |
| SYRACUSE, NY | 40 | $ 7,442,000 | $ 186,000 | $ 89,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 39 | $ 9,072,000 | $ 232,000 | $ 194,000 |
| FLORENCE-MUSCLE SHOALS, AL | 38 | $ 5,658,000 | $ 148,000 | $ 61,000 |
| GADSDEN, AL | 38 | $ 5,891,000 | $ 155,000 | $ 65,000 |
| SALISBURY, MD | 37 | $ 6,605,000 | $ 178,000 | $ 72,000 |
| ALTOONA, PA | 36 | $ 4,603,000 | $ 127,000 | $ 64,000 |
| CEDAR RAPIDS, IA | 36 | $ 5,971,000 | $ 165,000 | $ 59,000 |
| STATE COLLEGE, PA | 36 | $ 6,770,000 | $ 188,000 | $ 82,000 |
| BINGHAMTON, NY | 35 | $ 4,490,000 | $ 128,000 | $ 54,000 |
| FOND DU LAC, WI | 35 | $ 5,508,000 | $ 157,000 | $ 62,000 |
| LAFAYETTE, IN | 35 | $ 4,952,000 | $ 141,000 | $ 45,000 |
| LONGVIEW, TX | 35 | $ 5,216,000 | $ 149,000 | $ 73,000 |
| HINESVILLE-FORT STEWART, GA | 34 | $ 5,170,000 | $ 152,000 | $ 57,000 |
| ELKHART-GOSHEN, IN | 33 | $ 4,600,000 | $ 139,000 | $ 30,000 |
| GULFPORT-BILOXI, MS | 33 | $ 5,196,000 | $ 157,000 | $ 51,000 |
| MANHATTAN, KS | 33 | $ 5,596,000 | $ 169,000 | $ 62,000 |
| MORRISTOWN, TN | 33 | $ 5,957,000 | $ 180,000 | $ 66,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 31 | $ 5,555,000 | $ 179,000 | $ 58,000 |
| LAKE CHARLES, LA | 30 | $ 5,323,000 | $ 177,000 | $ 85,000 |
| ODESSA, TX | 30 | $ 3,789,000 | $ 126,000 | $ 55,000 |
| SAN ANGELO, TX | 30 | $ 5,426,000 | $ 180,000 | $ 91,000 |
| FLORENCE, SC | 28 | $ 4,959,000 | $ 177,000 | $ 41,000 |
| ROCHESTER, MN | 28 | $ 5,364,000 | $ 191,000 | $ 65,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 28 | $ 2,803,000 | $ 104,500 | $ 42,000 |
| VICTORIA, TX | 28 | $ 4,752,000 | $ 169,000 | $ 106,000 |
| BLOOMINGTON-NORMAL, IL | 27 | $ 4,430,000 | $ 164,000 | $ 56,000 |
| CHEYENNE, WY | 27 | $ 5,284,000 | $ 195,000 | $ 48,000 |
| EAU CLAIRE, WI | 27 | $ 4,319,000 | $ 159,000 | $ 63,000 |
| ABILENE, TX | 25 | $ 3,257,000 | $ 130,000 | $ 68,000 |
| DALTON, GA | 25 | $ 3,201,000 | $ 128,000 | $ 37,000 |
| FARMINGTON, NM | 25 | $ 4,459,000 | $ 178,000 | $ 50,000 |
| MANSFIELD, OH | 25 | $ 3,400,000 | $ 136,000 | $ 36,000 |
| ELIZABETHTOWN, KY | 24 | $ 4,061,000 | $ 169,000 | $ 38,000 |
| HARRISONBURG, VA | 24 | $ 4,164,000 | $ 173,000 | $ 59,000 |
| KANKAKEE-BRADLEY, IL | 24 | $ 3,999,000 | $ 166,000 | $ 49,000 |
| MANKATO-NORTH MANKATO, MN | 24 | $ 4,062,000 | $ 169,000 | $ 53,000 |
| MONROE, LA | 24 | $ 3,788,000 | $ 157,000 | $ 51,000 |
| DANVILLE, VA | 23 | $ 3,160,000 | $ 137,000 | $ 51,000 |
| GLENS FALLS, NY | 23 | $ 3,960,000 | $ 172,000 | $ 69,000 |
| BURLINGTON, NC | 22 | $ 3,212,000 | $ 146,000 | $ 45,000 |
| CHAMPAIGN-URBANA, IL | 22 | $ 3,501,000 | $ 159,000 | $ 70,000 |
| CUMBERLAND, MD-WV | 22 | $ 3,482,000 | $ 157,500 | $ 45,000 |
| HOT SPRINGS, AR | 22 | $ 3,956,000 | $ 179,000 | $ 61,000 |
| OWENSBORO, KY | 22 | $ 3,096,000 | $ 140,000 | $ 55,000 |
| WICHITA FALLS, TX | 22 | $ 3,071,000 | $ 139,000 | $ 67,000 |
| MUNCIE, IN | 21 | $ 3,007,000 | $ 143,000 | $ 58,000 |
| VALDOSTA, GA | 21 | $ 3,552,000 | $ 169,000 | $ 52,000 |
| WAUSAU, WI | 21 | $ 3,581,000 | $ 170,000 | $ 66,000 |
| PITTSFIELD, MA | 20 | $ 4,612,000 | $ 230,000 | $ 122,000 |
| ROME, GA | 20 | $ 3,630,000 | $ 181,000 | $ 53,000 |
| UTICA-ROME, NY | 20 | $ 2,658,000 | $ 132,000 | $ 54,000 |
| CARSON CITY, NV | 19 | $ 4,715,000 | $ 248,000 | $ 79,000 |
| LEWISTON, ID-WA | 19 | $ 2,907,000 | $ 153,000 | $ 60,000 |
| LIMA, OH | 18 | $ 2,120,000 | $ 117,000 | $ 20,000 |
| TERRE HAUTE, IN | 18 | $ 2,439,000 | $ 135,000 | $ 51,000 |
| COLUMBUS, IN | 17 | $ 2,378,000 | $ 139,000 | $ 52,000 |
| JOHNSTOWN, PA | 17 | $ 2,438,000 | $ 143,000 | $ 65,000 |
| LEWISTON-AUBURN, ME | 17 | $ 2,605,000 | $ 153,000 | $ 45,000 |
| SUMTER, SC | 17 | $ 2,789,000 | $ 164,000 | $ 55,000 |
| TEXARKANA, TX-TEXARKANA, AR | 17 | $ 2,795,000 | $ 156,500 | $ 70,500 |
| DUBUQUE, IA | 16 | $ 2,164,000 | $ 135,000 | $ 50,000 |
| GOLDSBORO, NC | 16 | $ 2,489,000 | $ 155,000 | $ 51,000 |
| JACKSON, TN | 16 | $ 2,530,000 | $ 158,000 | $ 79,000 |
| PASCAGOULA, MS | 16 | $ 2,085,000 | $ 130,000 | $ 27,000 |
| ROCKY MOUNT, NC | 16 | $ 2,581,000 | $ 161,000 | $ 36,000 |
| CASPER, WY | 15 | $ 2,919,000 | $ 194,000 | $ 54,000 |
| FORT SMITH, AR-OK | 15 | $ 2,551,000 | $ 161,500 | $ 32,500 |
| WILLIAMSPORT, PA | 14 | $ 2,109,000 | $ 150,000 | $ 103,000 |
| SANDUSKY, OH | 13 | $ 1,619,000 | $ 124,000 | $ 39,000 |
| BOWLING GREEN, KY | 12 | $ 1,922,000 | $ 160,000 | $ 56,000 |
| WATERLOO-CEDAR FALLS, IA | 12 | $ 1,945,000 | $ 162,000 | $ 100,000 |
| BANGOR, ME | 11 | $ 1,776,000 | $ 161,000 | $ 37,000 |
| DANVILLE, IL | 10 | $ 993,000 | $ 99,000 | $ 27,000 |
| FAIRBANKS, AK | 9 | $ 2,057,000 | $ 228,000 | $ 55,000 |
| GRAND FORKS, ND-MN | 9 | $ 1,238,000 | $ 140,500 | $ 97,500 |
| JONESBORO, AR | 9 | $ 1,177,000 | $ 130,000 | $ 48,000 |
| KOKOMO, IN | 8 | $ 1,150,000 | $ 143,000 | $ 78,000 |
| PINE BLUFF, AR | 7 | $ 874,000 | $ 124,000 | $ 34,000 |
| ALEXANDRIA, LA | 6 | $ 933,000 | $ 155,000 | $ 56,000 |
| DECATUR, IL | 5 | $ 646,000 | $ 129,000 | $ 64,000 |
| ELMIRA, NY | 4 | $ 429,000 | $ 107,000 | $ 58,000 |
| IOWA CITY, IA | 3 | $ 876,000 | $ 292,000 | $ 191,000 |
| ITHACA, NY | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 199,317 | $49,655,176,000 | $249,000 | $3,375,000 | $97,000 | $8,689,000 |
| Home Purchase | 71,509 | $14,804,421,000 | $207,000 | $3,400,000 | $92,000 | $6,691,000 |
| Home Improvement | 4,239 | $1,015,843,000 | $239,000 | $1,085,000 | $114,000 | $1,900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 181,326 | $41,427,055,000 | $228,000 | $2,400,000 | $97,000 | $8,689,000 |
| Asian | 36,997 | $11,471,877,000 | $310,000 | $2,000,000 | $127,000 | $4,333,000 |
| Not Provided | 29,315 | $6,840,080,000 | $233,000 | $1,693,000 | $75,000 | $3,420,000 |
| Hispanic | 17,048 | $3,644,778,000 | $213,000 | $1,525,000 | $73,000 | $1,800,000 |
| Black or African American | 9,104 | $1,772,403,000 | $194,000 | $962,000 | $59,000 | $3,000,000 |
| Native Hawaiian or Other Pacific Islander | 704 | $182,242,000 | $258,000 | $719,000 | $84,000 | $601,000 |
| American Indian or Alaskan Native | 562 | $128,669,000 | $228,000 | $757,000 | $96,000 | $2,180,000 |
| Not applicable | 9 | $8,336,000 | $926,000 | $3,400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 194,475 | $49,271,021,000 | $253,000 | $3,400,000 | $119,000 | $8,689,000 |
| FHA-insured (Federal Housing Administration) | 61,472 | $11,806,904,000 | $192,000 | $951,000 | $35,000 | $1,997,000 |
| VA-guaranteed (Veterans Administration) | 16,967 | $4,114,306,000 | $242,000 | $1,071,000 | $60,000 | $1,400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,151 | $283,209,000 | $131,000 | $421,000 | $39,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 151,947 | $38,152,149,000 | $251,000 | $3,400,000 | $106,000 | $5,746,000 |
| Loan Purchased By The Institution | 75,769 | $16,475,025,000 | $217,000 | $913,000 | $78,000 | $3,452,000 |
| Application Denied By Financial Institution | 19,841 | $4,712,594,000 | $237,000 | $2,400,000 | $99,000 | $6,691,000 |
| Application Approved But Not Accepted | 18,166 | $4,329,343,000 | $238,000 | $2,000,000 | $104,000 | $8,689,000 |
| Application Withdrawn By Applicant | 9,328 | $1,803,349,000 | $193,000 | $2,000,000 | $57,000 | $3,300,000 |
| File Closed For Incompleteness | 14 | $2,980,000 | $212,000 | $706,000 | $50,000 | $180,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6,717 | $1,626,520,000 | $242,000 | $2,400,000 | $117,000 | $3,000,000 |
| Debt-To-Income Ratio | 5,658 | $1,404,504,000 | $248,000 | $1,750,000 | $67,000 | $1,821,000 |
| Other | 3,364 | $769,166,000 | $228,000 | $1,405,000 | $133,000 | $6,691,000 |
| Credit History | 2,501 | $540,801,000 | $216,000 | $1,990,000 | $75,000 | $5,280,000 |
| Unverifiable Information | 721 | $168,995,000 | $234,000 | $1,118,000 | $100,000 | $963,000 |
| Mortgage Insurance Denied | 481 | $109,650,000 | $227,000 | $626,000 | $101,000 | $420,000 |
| Employment History | 255 | $56,341,000 | $220,000 | $975,000 | $79,000 | $582,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 132 | $33,710,000 | $255,000 | $1,705,000 | $123,000 | $609,000 |
| Credit Application Incomplete | 12 | $2,907,000 | $242,000 | $660,000 | $109,000 | $255,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.