Franklin American Mortgage Company Mortgage Lending & HMDA Data, 2018
In 2018, Franklin American Mortgage Company of Franklin, TN reported 44,301 mortgage applications totaling $9.2 billion, down 44% from 2017. The average application was for $206,558, and applicants reported an average income of $95,716. 35% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,569), Pittsburgh, PA (834) and Houston-The Woodlands-Sugar Land, TX (826) (applications in parentheses).
| Mortgage Company & Address | Franklin American Mortgage Company 6100 Tower Circle Suite 600 Franklin, TN 37067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 44,301 |
| Total Mortgage Loan Application Amount | $9,150,735,000 |
| Average Mortgage Loan Application Amount | $206,558 |
| Highest Mortgage Loan Application Amount | $1,275,000 |
| Average Applicant Income | $95,716 |
| Highest Applicant Income | $2,928,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Franklin American Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 5,290 | $ 863,990,000 | $ 163,325 | $ 87,009 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,569 | $ 378,795,000 | $ 241,424 | $ 95,000 |
| Pittsburgh, PA | 834 | $ 129,270,000 | $ 155,000 | $ 80,000 |
| Houston-The Woodlands-Sugar Land, TX | 826 | $ 187,840,000 | $ 227,409 | $ 118,000 |
| Cincinnati, OH-KY-IN | 759 | $ 127,035,000 | $ 167,371 | $ 81,450 |
| Dallas-Plano-Irving, TX | 731 | $ 184,675,000 | $ 252,633 | $ 123,000 |
| Chicago-Naperville-Arlington Heights, IL | 680 | $ 162,730,000 | $ 239,308 | $ 115,000 |
| Sioux Falls, SD | 646 | $ 139,490,000 | $ 215,928 | $ 102,000 |
| Atlanta-Sandy Springs-Roswell, GA | 550 | $ 122,330,000 | $ 222,418 | $ 105,000 |
| Lincoln, NE | 530 | $ 101,760,000 | $ 192,000 | $ 94,000 |
| Omaha-Council Bluffs, NE-IA | 510 | $ 97,030,000 | $ 190,254 | $ 103,617 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 494 | $ 175,340,000 | $ 354,939 | $ 131,253 |
| New York-Jersey City-White Plains, NY-NJ | 479 | $ 155,255,000 | $ 324,123 | $ 128,559 |
| Indianapolis-Carmel-Anderson, IN | 474 | $ 83,580,000 | $ 176,329 | $ 83,000 |
| Memphis, TN-MS-AR | 457 | $ 86,095,000 | $ 188,391 | $ 96,794 |
| Birmingham-Hoover, AL | 440 | $ 96,940,000 | $ 220,318 | $ 97,000 |
| Denver-Aurora-Lakewood, CO | 417 | $ 118,145,000 | $ 283,321 | $ 105,000 |
| Las Vegas-Henderson-Paradise, NV | 414 | $ 96,280,000 | $ 232,560 | $ 86,000 |
| Clarksville, TN-KY | 403 | $ 72,075,000 | $ 178,846 | $ 75,880 |
| Milwaukee-Waukesha-West Allis, WI | 402 | $ 84,880,000 | $ 211,144 | $ 105,000 |
| Columbus, OH | 396 | $ 77,180,000 | $ 194,898 | $ 94,000 |
| Fort Worth-Arlington, TX | 369 | $ 79,545,000 | $ 215,569 | $ 112,000 |
| Montgomery County-Bucks County-Chester County, PA | 366 | $ 94,270,000 | $ 257,568 | $ 98,000 |
| Knoxville, TN | 358 | $ 68,360,000 | $ 190,949 | $ 85,000 |
| New Orleans-Metairie, LA | 354 | $ 70,940,000 | $ 200,395 | $ 94,000 |
| Tampa-St. Petersburg-Clearwater, FL | 354 | $ 71,400,000 | $ 201,694 | $ 101,000 |
| Warren-Troy-Farmington Hills, MI | 350 | $ 69,300,000 | $ 198,000 | $ 108,000 |
| Jacksonville, FL | 342 | $ 72,810,000 | $ 212,894 | $ 98,000 |
| Providence-Warwick, RI-MA | 338 | $ 83,900,000 | $ 248,224 | $ 103,686 |
| Rochester, NY | 330 | $ 45,420,000 | $ 137,636 | $ 84,000 |
| St. Louis, MO-IL | 324 | $ 59,950,000 | $ 185,030 | $ 99,493 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 310 | $ 45,570,000 | $ 147,000 | $ 85,000 |
| Richmond, VA | 310 | $ 71,150,000 | $ 229,516 | $ 107,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 308 | $ 69,940,000 | $ 227,077 | $ 113,178 |
| Albany-Schenectady-Troy, NY | 303 | $ 58,145,000 | $ 191,897 | $ 78,000 |
| Greenville-Anderson-Mauldin, SC | 300 | $ 52,030,000 | $ 173,433 | $ 72,000 |
| Hartford-West Hartford-East Hartford, CT | 299 | $ 63,795,000 | $ 213,361 | $ 103,000 |
| Los Angeles-Long Beach-Glendale, CA | 298 | $ 126,990,000 | $ 426,140 | $ 129,000 |
| Harrisburg-Carlisle, PA | 292 | $ 55,270,000 | $ 189,280 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 289 | $ 51,035,000 | $ 176,591 | $ 85,000 |
| Cleveland-Elyria, OH | 276 | $ 41,540,000 | $ 150,507 | $ 100,000 |
| Little Rock-North Little Rock-Conway, AR | 271 | $ 48,215,000 | $ 177,915 | $ 98,000 |
| Kansas City, MO-KS | 269 | $ 51,645,000 | $ 191,988 | $ 101,360 |
| Augusta-Richmond County, GA-SC | 267 | $ 40,975,000 | $ 153,464 | $ 79,876 |
| Louisville/Jefferson County, KY-IN | 264 | $ 48,100,000 | $ 182,196 | $ 93,712 |
| Pensacola-Ferry Pass-Brent, FL | 252 | $ 47,260,000 | $ 187,539 | $ 79,000 |
| Lakeland-Winter Haven, FL | 249 | $ 42,205,000 | $ 169,497 | $ 73,000 |
| Phoenix-Mesa-Scottsdale, AZ | 249 | $ 52,505,000 | $ 210,863 | $ 110,000 |
| Baltimore-Columbia-Towson, MD | 234 | $ 57,510,000 | $ 245,769 | $ 97,000 |
| Huntsville, AL | 234 | $ 45,100,000 | $ 192,735 | $ 98,000 |
| Lexington-Fayette, KY | 228 | $ 42,170,000 | $ 184,956 | $ 93,000 |
| Raleigh, NC | 228 | $ 51,800,000 | $ 227,192 | $ 111,000 |
| New Haven-Milford, CT | 223 | $ 48,605,000 | $ 217,959 | $ 95,000 |
| Newark, NJ-PA | 222 | $ 62,130,000 | $ 279,864 | $ 138,522 |
| Cedar Rapids, IA | 221 | $ 36,505,000 | $ 165,180 | $ 90,000 |
| Gary, IN | 220 | $ 37,130,000 | $ 168,772 | $ 77,000 |
| San Diego-Carlsbad, CA | 215 | $ 85,105,000 | $ 395,837 | $ 115,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 214 | $ 40,390,000 | $ 188,738 | $ 87,000 |
| Orlando-Kissimmee-Sanford, FL | 214 | $ 46,050,000 | $ 215,186 | $ 89,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 214 | $ 63,750,000 | $ 297,897 | $ 108,897 |
| Austin-Round Rock, TX | 213 | $ 53,635,000 | $ 251,807 | $ 115,000 |
| Lancaster, PA | 211 | $ 43,265,000 | $ 205,047 | $ 88,000 |
| Portland-South Portland, ME | 209 | $ 48,055,000 | $ 229,928 | $ 90,000 |
| Jacksonville, NC | 205 | $ 32,025,000 | $ 156,219 | $ 62,000 |
| Riverside-San Bernardino-Ontario, CA | 204 | $ 59,040,000 | $ 289,411 | $ 104,000 |
| Baton Rouge, LA | 199 | $ 42,095,000 | $ 211,532 | $ 96,000 |
| Dayton, OH | 191 | $ 30,645,000 | $ 160,445 | $ 78,000 |
| Cape Coral-Fort Myers, FL | 188 | $ 37,330,000 | $ 198,563 | $ 82,000 |
| Philadelphia, PA | 181 | $ 38,455,000 | $ 212,458 | $ 89,000 |
| Charlotte-Concord-Gastonia, NC-SC | 180 | $ 35,150,000 | $ 195,277 | $ 98,988 |
| Seattle-Bellevue-Everett, WA | 177 | $ 60,665,000 | $ 342,740 | $ 124,000 |
| Asheville, NC | 175 | $ 38,375,000 | $ 219,285 | $ 92,000 |
| North Port-Sarasota-Bradenton, FL | 174 | $ 39,320,000 | $ 225,977 | $ 106,000 |
| Chattanooga, TN-GA | 171 | $ 31,575,000 | $ 184,649 | $ 95,842 |
| Toledo, OH | 164 | $ 25,030,000 | $ 152,621 | $ 97,000 |
| Salt Lake City, UT | 163 | $ 38,055,000 | $ 233,466 | $ 80,000 |
| Lubbock, TX | 159 | $ 27,025,000 | $ 169,968 | $ 113,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 158 | $ 33,080,000 | $ 209,367 | $ 94,000 |
| San Antonio-New Braunfels, TX | 157 | $ 36,215,000 | $ 230,668 | $ 112,000 |
| Camden, NJ | 151 | $ 30,465,000 | $ 201,754 | $ 110,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 149 | $ 47,875,000 | $ 321,308 | $ 111,000 |
| Springfield, MO | 149 | $ 22,535,000 | $ 151,241 | $ 63,000 |
| Davenport-Moline-Rock Island, IA-IL | 147 | $ 22,925,000 | $ 155,952 | $ 89,639 |
| Lynchburg, VA | 140 | $ 26,970,000 | $ 192,642 | $ 85,000 |
| Tulsa, OK | 131 | $ 23,395,000 | $ 178,587 | $ 96,000 |
| Nassau County-Suffolk County, NY | 129 | $ 43,475,000 | $ 337,015 | $ 123,000 |
| Beaumont-Port Arthur, TX | 128 | $ 23,580,000 | $ 184,218 | $ 99,000 |
| Colorado Springs, CO | 128 | $ 33,130,000 | $ 258,828 | $ 92,000 |
| Cleveland, TN | 127 | $ 22,315,000 | $ 175,708 | $ 80,000 |
| Des Moines-West Des Moines, IA | 125 | $ 23,185,000 | $ 185,480 | $ 80,000 |
| Abilene, TX | 124 | $ 23,000,000 | $ 185,483 | $ 98,000 |
| Bridgeport-Stamford-Norwalk, CT | 124 | $ 35,020,000 | $ 282,419 | $ 104,000 |
| Tacoma-Lakewood, WA | 124 | $ 33,540,000 | $ 270,483 | $ 95,000 |
| Anaheim-Santa Ana-Irvine, CA | 123 | $ 53,205,000 | $ 432,560 | $ 149,000 |
| Wilmington, NC | 123 | $ 24,925,000 | $ 202,642 | $ 112,000 |
| Crestview-Fort Walton Beach-Destin, FL | 121 | $ 29,505,000 | $ 243,842 | $ 99,000 |
| Grand Rapids-Wyoming, MI | 121 | $ 20,485,000 | $ 169,297 | $ 78,000 |
| Wichita Falls, TX | 121 | $ 19,775,000 | $ 163,429 | $ 91,000 |
| Worcester, MA-CT | 120 | $ 27,340,000 | $ 227,833 | $ 81,000 |
| Detroit-Dearborn-Livonia, MI | 117 | $ 18,075,000 | $ 154,487 | $ 83,000 |
| Oakland-Hayward-Berkeley, CA | 117 | $ 56,615,000 | $ 483,888 | $ 148,000 |
| Port St. Lucie, FL | 117 | $ 22,005,000 | $ 188,076 | $ 76,000 |
| Gulfport-Biloxi-Pascagoula, MS | 116 | $ 19,410,000 | $ 167,327 | $ 85,000 |
| Syracuse, NY | 115 | $ 15,615,000 | $ 135,782 | $ 77,000 |
| Bowling Green, KY | 114 | $ 21,960,000 | $ 192,631 | $ 93,000 |
| Hagerstown-Martinsburg, MD-WV | 110 | $ 18,670,000 | $ 169,727 | $ 77,318 |
| Kingsport-Bristol-Bristol, TN-VA | 107 | $ 15,905,000 | $ 148,644 | $ 63,700 |
| Rapid City, SD | 107 | $ 24,685,000 | $ 230,700 | $ 105,000 |
| Sioux City, IA-NE-SD | 107 | $ 18,675,000 | $ 174,532 | $ 87,813 |
| El Paso, TX | 106 | $ 15,300,000 | $ 144,339 | $ 101,000 |
| Fort Wayne, IN | 105 | $ 14,125,000 | $ 134,523 | $ 63,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 104 | $ 27,720,000 | $ 266,538 | $ 111,000 |
| Madison, WI | 104 | $ 25,660,000 | $ 246,730 | $ 114,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 104 | $ 20,400,000 | $ 196,153 | $ 102,673 |
| Silver Spring-Frederick-Rockville, MD | 102 | $ 31,700,000 | $ 310,784 | $ 133,000 |
| Youngstown-Warren-Boardman, OH-PA | 101 | $ 10,685,000 | $ 105,792 | $ 65,069 |
| Morristown, TN | 100 | $ 14,190,000 | $ 141,900 | $ 64,000 |
| Boise City, ID | 98 | $ 22,810,000 | $ 232,755 | $ 100,000 |
| Spokane-Spokane Valley, WA | 98 | $ 19,790,000 | $ 201,938 | $ 99,000 |
| Lafayette, LA | 97 | $ 17,655,000 | $ 182,010 | $ 106,000 |
| Green Bay, WI | 96 | $ 18,690,000 | $ 194,687 | $ 117,000 |
| Tuscaloosa, AL | 95 | $ 18,585,000 | $ 195,631 | $ 91,000 |
| Cambridge-Newton-Framingham, MA | 94 | $ 29,600,000 | $ 314,893 | $ 110,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 93 | $ 20,255,000 | $ 217,795 | $ 108,731 |
| Bismarck, ND | 89 | $ 20,565,000 | $ 231,067 | $ 111,000 |
| Houma-Thibodaux, LA | 89 | $ 16,405,000 | $ 184,325 | $ 87,000 |
| Oklahoma City, OK | 88 | $ 14,050,000 | $ 159,659 | $ 83,000 |
| Boston, MA | 87 | $ 26,425,000 | $ 303,735 | $ 122,000 |
| Jackson, TN | 87 | $ 13,045,000 | $ 149,942 | $ 72,000 |
| Johnson City, TN | 87 | $ 11,995,000 | $ 137,873 | $ 61,000 |
| Lake Charles, LA | 86 | $ 17,710,000 | $ 205,930 | $ 92,000 |
| Fargo, ND-MN | 85 | $ 16,015,000 | $ 188,411 | $ 96,941 |
| Jackson, MS | 78 | $ 16,480,000 | $ 211,282 | $ 99,000 |
| Flint, MI | 77 | $ 9,495,000 | $ 123,311 | $ 70,000 |
| Jonesboro, AR | 76 | $ 11,150,000 | $ 146,710 | $ 84,000 |
| Akron, OH | 74 | $ 11,450,000 | $ 154,729 | $ 83,000 |
| Provo-Orem, UT | 73 | $ 18,635,000 | $ 255,273 | $ 86,000 |
| Ogden-Clearfield, UT | 72 | $ 17,350,000 | $ 240,972 | $ 96,000 |
| Shreveport-Bossier City, LA | 71 | $ 16,345,000 | $ 230,211 | $ 112,000 |
| Roanoke, VA | 70 | $ 13,290,000 | $ 189,857 | $ 79,000 |
| Charleston-North Charleston, SC | 69 | $ 13,975,000 | $ 202,536 | $ 126,000 |
| Cumberland, MD-WV | 69 | $ 7,895,000 | $ 114,420 | $ 61,521 |
| Daphne-Fairhope-Foley, AL | 69 | $ 14,615,000 | $ 211,811 | $ 124,000 |
| Hot Springs, AR | 68 | $ 11,810,000 | $ 173,676 | $ 95,000 |
| Mobile, AL | 68 | $ 10,630,000 | $ 156,323 | $ 85,000 |
| Durham-Chapel Hill, NC | 67 | $ 14,775,000 | $ 220,522 | $ 127,000 |
| Reading, PA | 67 | $ 12,615,000 | $ 188,283 | $ 92,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 66 | $ 13,340,000 | $ 202,121 | $ 102,333 |
| Elgin, IL | 66 | $ 14,480,000 | $ 219,393 | $ 97,000 |
| Hattiesburg, MS | 66 | $ 10,650,000 | $ 161,363 | $ 79,000 |
| Billings, MT | 65 | $ 11,235,000 | $ 172,846 | $ 75,000 |
| Columbia, SC | 65 | $ 12,595,000 | $ 193,769 | $ 103,000 |
| Miami-Miami Beach-Kendall, FL | 65 | $ 15,025,000 | $ 231,153 | $ 100,000 |
| Greensboro-High Point, NC | 64 | $ 9,570,000 | $ 149,531 | $ 76,000 |
| Lake County-Kenosha County, IL-WI | 63 | $ 15,145,000 | $ 240,396 | $ 138,888 |
| Las Cruces, NM | 63 | $ 9,915,000 | $ 157,380 | $ 96,000 |
| Spartanburg, SC | 62 | $ 10,250,000 | $ 165,322 | $ 61,000 |
| York-Hanover, PA | 59 | $ 11,185,000 | $ 189,576 | $ 83,000 |
| Morgantown, WV | 57 | $ 10,825,000 | $ 189,912 | $ 94,000 |
| College Station-Bryan, TX | 55 | $ 12,825,000 | $ 233,181 | $ 113,000 |
| St. Cloud, MN | 53 | $ 8,275,000 | $ 156,132 | $ 83,000 |
| Albuquerque, NM | 52 | $ 10,890,000 | $ 209,423 | $ 94,000 |
| Peoria, IL | 52 | $ 7,220,000 | $ 138,846 | $ 68,000 |
| Tucson, AZ | 52 | $ 9,680,000 | $ 186,153 | $ 97,000 |
| Erie, PA | 51 | $ 7,305,000 | $ 143,235 | $ 72,000 |
| Topeka, KS | 51 | $ 7,085,000 | $ 138,921 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 50 | $ 10,130,000 | $ 202,600 | $ 90,000 |
| Lafayette-West Lafayette, IN | 48 | $ 6,810,000 | $ 141,875 | $ 78,000 |
| Olympia-Tumwater, WA | 48 | $ 12,890,000 | $ 268,541 | $ 91,000 |
| Utica-Rome, NY | 47 | $ 6,115,000 | $ 130,106 | $ 67,000 |
| Rockingham County-Strafford County, NH | 46 | $ 12,550,000 | $ 272,826 | $ 106,000 |
| Duluth, MN-WI | 45 | $ 7,535,000 | $ 167,444 | $ 83,600 |
| Hammond, LA | 45 | $ 7,545,000 | $ 167,666 | $ 75,000 |
| Appleton, WI | 44 | $ 8,430,000 | $ 191,590 | $ 96,000 |
| Elizabethtown-Fort Knox, KY | 41 | $ 7,175,000 | $ 175,000 | $ 80,000 |
| Norwich-New London, CT | 41 | $ 9,255,000 | $ 225,731 | $ 95,000 |
| Odessa, TX | 41 | $ 7,445,000 | $ 181,585 | $ 96,000 |
| Rochester, MN | 41 | $ 7,195,000 | $ 175,487 | $ 72,000 |
| Joplin, MO | 39 | $ 4,925,000 | $ 126,282 | $ 74,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 39 | $ 18,405,000 | $ 471,923 | $ 193,000 |
| Great Falls, MT | 38 | $ 6,580,000 | $ 173,157 | $ 72,000 |
| Naples-Immokalee-Marco Island, FL | 38 | $ 10,100,000 | $ 265,789 | $ 140,000 |
| Athens-Clarke County, GA | 37 | $ 7,065,000 | $ 190,945 | $ 107,000 |
| McAllen-Edinburg-Mission, TX | 37 | $ 5,075,000 | $ 137,162 | $ 74,000 |
| Midland, TX | 37 | $ 7,855,000 | $ 212,297 | $ 130,000 |
| Missoula, MT | 37 | $ 8,685,000 | $ 234,729 | $ 126,000 |
| Texarkana, TX-AR | 37 | $ 5,795,000 | $ 156,621 | $ 76,864 |
| Fort Smith, AR-OK | 36 | $ 5,310,000 | $ 147,500 | $ 72,000 |
| Greeley, CO | 36 | $ 7,880,000 | $ 218,888 | $ 81,000 |
| Idaho Falls, ID | 35 | $ 7,285,000 | $ 208,142 | $ 94,000 |
| Lebanon, PA | 35 | $ 6,715,000 | $ 191,857 | $ 93,000 |
| Sebring, FL | 35 | $ 4,475,000 | $ 127,857 | $ 74,000 |
| Watertown-Fort Drum, NY | 35 | $ 5,235,000 | $ 149,571 | $ 82,000 |
| Winston-Salem, NC | 35 | $ 5,315,000 | $ 151,857 | $ 81,000 |
| Decatur, AL | 34 | $ 4,850,000 | $ 142,647 | $ 62,000 |
| Fort Collins, CO | 34 | $ 8,800,000 | $ 258,823 | $ 101,000 |
| Rockford, IL | 34 | $ 4,840,000 | $ 142,352 | $ 74,000 |
| Florence-Muscle Shoals, AL | 33 | $ 4,995,000 | $ 151,363 | $ 117,000 |
| Charlottesville, VA | 32 | $ 10,160,000 | $ 317,500 | $ 157,000 |
| Canton-Massillon, OH | 31 | $ 5,165,000 | $ 166,612 | $ 91,000 |
| Cheyenne, WY | 31 | $ 7,055,000 | $ 227,580 | $ 94,000 |
| Fayetteville, NC | 31 | $ 4,255,000 | $ 137,258 | $ 62,000 |
| Coeur D'Alene, ID | 30 | $ 6,240,000 | $ 208,000 | $ 109,000 |
| Grand Island, NE | 30 | $ 4,140,000 | $ 138,000 | $ 83,000 |
| Harrisonburg, VA | 30 | $ 6,450,000 | $ 215,000 | $ 98,000 |
| Killeen-Temple, TX | 30 | $ 4,750,000 | $ 158,333 | $ 80,000 |
| Lawrence, KS | 30 | $ 5,700,000 | $ 190,000 | $ 106,000 |
| Dubuque, IA | 29 | $ 4,275,000 | $ 147,413 | $ 66,000 |
| Iowa City, IA | 29 | $ 6,755,000 | $ 232,931 | $ 107,000 |
| Kalamazoo-Portage, MI | 29 | $ 4,295,000 | $ 148,103 | $ 71,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 29 | $ 15,785,000 | $ 544,310 | $ 176,000 |
| State College, PA | 29 | $ 6,855,000 | $ 236,379 | $ 91,000 |
| Binghamton, NY | 28 | $ 3,840,000 | $ 137,142 | $ 70,000 |
| Huntington-Ashland, WV-KY-OH | 28 | $ 4,450,000 | $ 158,928 | $ 114,250 |
| Dothan, AL | 27 | $ 3,285,000 | $ 121,666 | $ 62,000 |
| New Bern, NC | 27 | $ 3,965,000 | $ 146,851 | $ 81,000 |
| Punta Gorda, FL | 27 | $ 4,665,000 | $ 172,777 | $ 69,000 |
| Bend-Redmond, OR | 26 | $ 8,040,000 | $ 309,230 | $ 117,000 |
| Hinesville, GA | 26 | $ 4,380,000 | $ 168,461 | $ 66,000 |
| Monroe, MI | 26 | $ 4,730,000 | $ 181,923 | $ 89,000 |
| Ocean City, NJ | 26 | $ 6,760,000 | $ 260,000 | $ 152,000 |
| Oshkosh-Neenah, WI | 26 | $ 4,730,000 | $ 181,923 | $ 93,000 |
| Stockton-Lodi, CA | 26 | $ 7,850,000 | $ 301,923 | $ 102,000 |
| Anniston-Oxford-Jacksonville, AL | 25 | $ 3,365,000 | $ 134,600 | $ 59,000 |
| Boulder, CO | 25 | $ 8,075,000 | $ 323,000 | $ 107,000 |
| Chambersburg-Waynesboro, PA | 25 | $ 3,645,000 | $ 145,800 | $ 64,000 |
| Monroe, LA | 25 | $ 5,775,000 | $ 231,000 | $ 90,000 |
| San Francisco-Redwood City-South San Francisco, CA | 25 | $ 13,695,000 | $ 547,800 | $ 153,000 |
| Waterloo-Cedar Falls, IA | 25 | $ 3,855,000 | $ 154,200 | $ 74,000 |
| Corpus Christi, TX | 24 | $ 5,440,000 | $ 226,666 | $ 108,000 |
| Tallahassee, FL | 24 | $ 5,640,000 | $ 235,000 | $ 110,000 |
| Altoona, PA | 23 | $ 2,445,000 | $ 106,304 | $ 55,000 |
| Gadsden, AL | 23 | $ 3,115,000 | $ 135,434 | $ 69,000 |
| Hickory-Lenoir-Morganton, NC | 23 | $ 3,575,000 | $ 155,434 | $ 82,000 |
| Montgomery, AL | 23 | $ 3,325,000 | $ 144,565 | $ 79,000 |
| Salisbury, MD-DE | 23 | $ 4,885,000 | $ 212,391 | $ 133,608 |
| Santa Rosa, CA | 23 | $ 9,125,000 | $ 396,739 | $ 149,000 |
| Wheeling, WV-OH | 23 | $ 3,075,000 | $ 133,695 | $ 90,826 |
| Amarillo, TX | 22 | $ 3,400,000 | $ 154,545 | $ 93,000 |
| Dalton, GA | 22 | $ 3,600,000 | $ 163,636 | $ 84,000 |
| Elmira, NY | 22 | $ 2,570,000 | $ 116,818 | $ 60,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 22 | $ 6,040,000 | $ 274,545 | $ 172,000 |
| Lewiston-Auburn, ME | 22 | $ 4,140,000 | $ 188,181 | $ 84,000 |
| Muncie, IN | 22 | $ 2,940,000 | $ 133,636 | $ 75,000 |
| Ocala, FL | 22 | $ 3,060,000 | $ 139,090 | $ 90,000 |
| Ann Arbor, MI | 21 | $ 4,215,000 | $ 200,714 | $ 113,000 |
| Atlantic City-Hammonton, NJ | 21 | $ 3,895,000 | $ 185,476 | $ 98,000 |
| Bloomington, IN | 21 | $ 4,285,000 | $ 204,047 | $ 102,000 |
| Burlington, NC | 21 | $ 3,555,000 | $ 169,285 | $ 95,000 |
| Charleston, WV | 21 | $ 3,205,000 | $ 152,619 | $ 73,000 |
| Pine Bluff, AR | 21 | $ 3,185,000 | $ 151,666 | $ 83,000 |
| Savannah, GA | 21 | $ 3,775,000 | $ 179,761 | $ 72,000 |
| Champaign-Urbana, IL | 20 | $ 2,670,000 | $ 133,500 | $ 79,000 |
| Columbus, GA-AL | 20 | $ 3,750,000 | $ 187,500 | $ 127,250 |
| Dutchess County-Putnam County, NY | 20 | $ 5,370,000 | $ 268,500 | $ 108,000 |
| Glens Falls, NY | 20 | $ 3,430,000 | $ 171,500 | $ 67,000 |
| Johnstown, PA | 20 | $ 2,080,000 | $ 104,000 | $ 51,000 |
| Lansing-East Lansing, MI | 20 | $ 2,920,000 | $ 146,000 | $ 79,000 |
| Longview, TX | 20 | $ 3,460,000 | $ 173,000 | $ 72,000 |
| Salem, OR | 20 | $ 4,790,000 | $ 239,500 | $ 77,000 |
| Sebastian-Vero Beach, FL | 20 | $ 3,940,000 | $ 197,000 | $ 82,000 |
| Staunton-Waynesboro, VA | 20 | $ 2,870,000 | $ 143,500 | $ 61,000 |
| Wausau, WI | 20 | $ 3,320,000 | $ 166,000 | $ 101,000 |
| Wilmington, DE-MD-NJ | 20 | $ 4,320,000 | $ 216,000 | $ 92,900 |
| Ames, IA | 19 | $ 3,205,000 | $ 168,684 | $ 82,000 |
| Bakersfield, CA | 19 | $ 3,295,000 | $ 173,421 | $ 92,000 |
| Eau Claire, WI | 19 | $ 3,265,000 | $ 171,842 | $ 71,000 |
| Grand Junction, CO | 19 | $ 3,445,000 | $ 181,315 | $ 93,000 |
| Manchester-Nashua, NH | 19 | $ 4,075,000 | $ 214,473 | $ 98,000 |
| Michigan City-La Porte, IN | 19 | $ 2,795,000 | $ 147,105 | $ 60,000 |
| St. George, UT | 19 | $ 4,025,000 | $ 211,842 | $ 104,000 |
| Vallejo-Fairfield, CA | 19 | $ 6,335,000 | $ 333,421 | $ 124,000 |
| Weirton-Steubenville, WV-OH | 19 | $ 2,025,000 | $ 106,578 | $ 58,684 |
| Bangor, ME | 18 | $ 2,810,000 | $ 156,111 | $ 76,000 |
| Springfield, MA | 18 | $ 3,510,000 | $ 195,000 | $ 77,000 |
| Wichita, KS | 18 | $ 2,160,000 | $ 120,000 | $ 102,000 |
| Winchester, VA-WV | 18 | $ 3,760,000 | $ 208,888 | $ 93,944 |
| Blacksburg-Christiansburg-Radford, VA | 17 | $ 3,055,000 | $ 179,705 | $ 85,000 |
| Eugene, OR | 17 | $ 4,185,000 | $ 246,176 | $ 94,000 |
| Fresno, CA | 17 | $ 3,665,000 | $ 215,588 | $ 94,000 |
| Gainesville, GA | 17 | $ 3,695,000 | $ 217,352 | $ 76,000 |
| Medford, OR | 17 | $ 3,705,000 | $ 217,941 | $ 77,000 |
| Pueblo, CO | 17 | $ 2,625,000 | $ 154,411 | $ 73,000 |
| Racine, WI | 17 | $ 2,455,000 | $ 144,411 | $ 65,000 |
| Springfield, OH | 17 | $ 2,065,000 | $ 121,470 | $ 49,000 |
| Bloomington, IL | 16 | $ 2,430,000 | $ 151,875 | $ 110,000 |
| Macon-Bibb County, GA | 16 | $ 2,950,000 | $ 184,375 | $ 158,000 |
| Mankato-North Mankato, MN | 16 | $ 2,240,000 | $ 140,000 | $ 100,000 |
| Modesto, CA | 16 | $ 3,720,000 | $ 232,500 | $ 97,000 |
| Santa Maria-Santa Barbara, CA | 16 | $ 6,590,000 | $ 411,875 | $ 189,000 |
| Trenton, NJ | 16 | $ 3,410,000 | $ 213,125 | $ 107,000 |
| Bremerton-Silverdale, WA | 15 | $ 4,875,000 | $ 325,000 | $ 107,000 |
| Evansville, IN-KY | 15 | $ 1,975,000 | $ 131,666 | $ 65,333 |
| La Crosse-Onalaska, WI-MN | 15 | $ 2,385,000 | $ 159,000 | $ 71,600 |
| Prescott, AZ | 15 | $ 2,925,000 | $ 195,000 | $ 84,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 15 | $ 2,045,000 | $ 136,333 | $ 68,000 |
| South Bend-Mishawaka, IN-MI | 15 | $ 2,185,000 | $ 145,666 | $ 59,866 |
| Waco, TX | 15 | $ 2,105,000 | $ 140,333 | $ 102,000 |
| Bellingham, WA | 14 | $ 3,040,000 | $ 217,142 | $ 93,000 |
| Corvallis, OR | 14 | $ 2,860,000 | $ 204,285 | $ 123,000 |
| Jackson, MI | 14 | $ 1,950,000 | $ 139,285 | $ 82,000 |
| Janesville-Beloit, WI | 14 | $ 1,790,000 | $ 127,857 | $ 66,000 |
| Reno, NV | 14 | $ 4,140,000 | $ 295,714 | $ 110,000 |
| Rome, GA | 14 | $ 1,530,000 | $ 109,285 | $ 64,000 |
| Sherman-Denison, TX | 14 | $ 3,130,000 | $ 223,571 | $ 112,000 |
| Urban Honolulu, HI | 14 | $ 6,410,000 | $ 457,857 | $ 114,000 |
| Casper, WY | 13 | $ 2,725,000 | $ 209,615 | $ 100,000 |
| Panama City, FL | 13 | $ 3,055,000 | $ 235,000 | $ 116,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 13 | $ 5,125,000 | $ 394,230 | $ 186,000 |
| Beckley, WV | 12 | $ 1,750,000 | $ 145,833 | $ 99,000 |
| Florence, SC | 12 | $ 2,160,000 | $ 180,000 | $ 67,000 |
| Greenville, NC | 12 | $ 1,880,000 | $ 156,666 | $ 122,000 |
| Pocatello, ID | 12 | $ 2,250,000 | $ 187,500 | $ 91,000 |
| Albany, GA | 11 | $ 1,695,000 | $ 154,090 | $ 76,000 |
| Dover, DE | 11 | $ 2,645,000 | $ 240,454 | $ 75,000 |
| Gainesville, FL | 11 | $ 2,205,000 | $ 200,454 | $ 123,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,655,000 | $ 150,454 | $ 78,000 |
| Salinas, CA | 11 | $ 4,505,000 | $ 409,545 | $ 175,000 |
| Tyler, TX | 11 | $ 2,035,000 | $ 185,000 | $ 79,000 |
| Valdosta, GA | 11 | $ 1,285,000 | $ 116,818 | $ 78,000 |
| Wenatchee, WA | 11 | $ 3,385,000 | $ 307,727 | $ 125,000 |
| Grand Forks, ND-MN | 10 | $ 1,800,000 | $ 180,000 | $ 111,400 |
| Kankakee, IL | 10 | $ 1,690,000 | $ 169,000 | $ 71,000 |
| Laredo, TX | 10 | $ 2,210,000 | $ 221,000 | $ 95,000 |
| Logan, UT-ID | 10 | $ 2,190,000 | $ 219,000 | $ 64,800 |
| Visalia-Porterville, CA | 10 | $ 2,130,000 | $ 213,000 | $ 102,000 |
| Chico, CA | 9 | $ 2,155,000 | $ 239,444 | $ 77,000 |
| Columbus, IN | 9 | $ 1,445,000 | $ 160,555 | $ 71,000 |
| Mount Vernon-Anacortes, WA | 9 | $ 2,255,000 | $ 250,555 | $ 75,000 |
| Owensboro, KY | 9 | $ 1,505,000 | $ 167,222 | $ 91,000 |
| Terre Haute, IN | 9 | $ 825,000 | $ 91,666 | $ 60,000 |
| Victoria, TX | 9 | $ 1,505,000 | $ 167,222 | $ 106,000 |
| Warner Robins, GA | 9 | $ 1,325,000 | $ 147,222 | $ 81,000 |
| Anchorage, AK | 8 | $ 2,480,000 | $ 310,000 | $ 94,000 |
| Auburn-Opelika, AL | 8 | $ 2,410,000 | $ 301,250 | $ 102,000 |
| Fond Du Lac, WI | 8 | $ 1,200,000 | $ 150,000 | $ 68,000 |
| Muskegon, MI | 8 | $ 1,270,000 | $ 158,750 | $ 61,000 |
| St. Joseph, MO-KS | 8 | $ 660,000 | $ 82,500 | $ 49,000 |
| Sumter, SC | 8 | $ 1,390,000 | $ 173,750 | $ 78,000 |
| Williamsport, PA | 8 | $ 1,620,000 | $ 202,500 | $ 87,000 |
| California-Lexington Park, MD | 7 | $ 1,545,000 | $ 220,714 | $ 99,000 |
| East Stroudsburg, PA | 7 | $ 1,215,000 | $ 173,571 | $ 74,000 |
| Fairbanks, AK | 7 | $ 1,705,000 | $ 243,571 | $ 96,000 |
| Gettysburg, PA | 7 | $ 1,125,000 | $ 160,714 | $ 64,000 |
| Lima, OH | 7 | $ 1,125,000 | $ 160,714 | $ 76,000 |
| Merced, CA | 7 | $ 1,195,000 | $ 170,714 | $ 71,000 |
| San Angelo, TX | 7 | $ 905,000 | $ 129,285 | $ 121,000 |
| The Villages, FL | 7 | $ 1,385,000 | $ 197,857 | $ 148,000 |
| Albany, OR | 6 | $ 1,190,000 | $ 198,333 | $ 61,000 |
| Barnstable Town, MA | 6 | $ 1,820,000 | $ 303,333 | $ 93,000 |
| Brownsville-Harlingen, TX | 6 | $ 820,000 | $ 136,666 | $ 92,000 |
| Columbia, MO | 6 | $ 960,000 | $ 160,000 | $ 111,000 |
| Homosassa Springs, FL | 6 | $ 800,000 | $ 133,333 | $ 40,000 |
| Lawton, OK | 6 | $ 810,000 | $ 135,000 | $ 105,000 |
| Saginaw, MI | 6 | $ 800,000 | $ 133,333 | $ 71,000 |
| Sheboygan, WI | 6 | $ 1,030,000 | $ 171,666 | $ 75,000 |
| Decatur, IL | 5 | $ 755,000 | $ 151,000 | $ 98,000 |
| El Centro, CA | 5 | $ 795,000 | $ 159,000 | $ 86,000 |
| Flagstaff, AZ | 5 | $ 1,425,000 | $ 285,000 | $ 138,000 |
| Kingston, NY | 5 | $ 1,255,000 | $ 251,000 | $ 92,000 |
| Madera, CA | 5 | $ 715,000 | $ 143,000 | $ 50,000 |
| Mansfield, OH | 5 | $ 685,000 | $ 137,000 | $ 81,000 |
| Napa, CA | 5 | $ 2,625,000 | $ 525,000 | $ 120,000 |
| Pittsfield, MA | 5 | $ 775,000 | $ 155,000 | $ 59,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,555,000 | $ 511,000 | $ 205,000 |
| Santa Fe, NM | 5 | $ 1,515,000 | $ 303,000 | $ 104,000 |
| Springfield, IL | 5 | $ 935,000 | $ 187,000 | $ 104,000 |
| Cape Girardeau, MO-IL | 4 | $ 490,000 | $ 122,500 | $ 63,000 |
| Goldsboro, NC | 4 | $ 580,000 | $ 145,000 | $ 59,000 |
| Hanford-Corcoran, CA | 4 | $ 480,000 | $ 120,000 | $ 50,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 2,330,000 | $ 582,500 | $ 120,000 |
| Kennewick-Richland, WA | 4 | $ 660,000 | $ 165,000 | $ 79,000 |
| Parkersburg-Vienna, WV | 4 | $ 880,000 | $ 220,000 | $ 117,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 320,000 | $ 80,000 | $ 34,000 |
| Twin Falls, ID | 4 | $ 1,040,000 | $ 260,000 | $ 123,000 |
| Walla Walla, WA | 4 | $ 800,000 | $ 200,000 | $ 80,000 |
| Yuba City, CA | 4 | $ 1,090,000 | $ 272,500 | $ 115,000 |
| Battle Creek, MI | 3 | $ 245,000 | $ 81,666 | $ 46,000 |
| Bloomsburg-Berwick, PA | 3 | $ 445,000 | $ 148,333 | $ 60,000 |
| Rocky Mount, NC | 3 | $ 505,000 | $ 168,333 | $ 51,000 |
| Alexandria, LA | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Brunswick, GA | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Elkhart-Goshen, IN | 2 | $ 380,000 | $ 190,000 | $ 96,000 |
| Grants Pass, OR | 2 | $ 490,000 | $ 245,000 | $ 44,000 |
| Kokomo, IN | 2 | $ 170,000 | $ 85,000 | $ 82,000 |
| Lewiston, ID-WA | 2 | $ 260,000 | $ 130,000 | $ 96,000 |
| Manhattan, KS | 2 | $ 440,000 | $ 220,000 | $ 135,000 |
| Midland, MI | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Niles-Benton Harbor, MI | 2 | $ 540,000 | $ 270,000 | $ 748,000 |
| Yuma, AZ | 2 | $ 260,000 | $ 130,000 | $ 79,000 |
| Burlington-South Burlington, VT | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Carbondale-Marion, IL | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Enid, OK | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Farmington, NM | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Ithaca, NY | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Jefferson City, MO | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Longview, WA | 1 | $ 325,000 | $ 325,000 | $ 48,000 |
| Redding, CA | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| San Rafael, CA | 1 | $ 625,000 | $ 625,000 | $ 265,000 |
| Vineland-Bridgeton, NJ | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Yakima, WA | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
Mortgage Loan Application Detail Totals for Franklin American Mortgage Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 31,537 | $6,526,935,000 | $206,000 | $1,225,000 | $94,000 | $2,878,000 |
| Cash-out Refinancing | 7,029 | $1,401,745,000 | $199,000 | $1,275,000 | $95,000 | $2,928,000 |
| Refinancing | 4,931 | $1,064,075,000 | $215,000 | $1,205,000 | $108,000 | $2,652,000 |
| Home Improvement | 804 | $157,980,000 | $196,000 | $785,000 | $94,000 | $550,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 34,290 | $6,933,380,000 | $202,000 | $1,205,000 | $96,000 | $2,928,000 |
| Not Provided | 2,989 | $678,095,000 | $226,000 | $1,275,000 | $105,000 | $1,082,000 |
| Hispanic | 2,885 | $618,185,000 | $214,000 | $865,000 | $81,000 | $1,180,000 |
| Black or African American | 2,288 | $459,140,000 | $200,000 | $925,000 | $80,000 | $1,384,000 |
| Asian | 1,639 | $418,295,000 | $255,000 | $1,225,000 | $110,000 | $850,000 |
| American Indian or Alaskan Native | 145 | $27,855,000 | $192,000 | $575,000 | $83,000 | $357,000 |
| Native Hawaiian or Other Pacific Islander | 60 | $14,680,000 | $244,000 | $595,000 | $97,000 | $377,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,252 | $6,529,180,000 | $208,000 | $1,275,000 | $105,000 | $2,928,000 |
| FHA-insured (Federal Housing Administration) | 8,029 | $1,515,025,000 | $188,000 | $795,000 | $70,000 | $1,322,000 |
| VA-guaranteed (Veterans Administration) | 3,774 | $933,010,000 | $247,000 | $925,000 | $86,000 | $785,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,246 | $173,520,000 | $139,000 | $365,000 | $49,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 24,408 | $4,943,550,000 | $202,000 | $925,000 | $98,000 | $2,928,000 |
| Loan Originated | 15,376 | $3,243,120,000 | $210,000 | $1,275,000 | $94,000 | $1,612,000 |
| Application Denied By Financial Institution | 2,292 | $470,280,000 | $205,000 | $1,205,000 | $84,000 | $1,278,000 |
| Application Withdrawn By Applicant | 1,349 | $300,465,000 | $222,000 | $985,000 | $96,000 | $2,292,000 |
| File Closed For Incompleteness | 353 | $74,065,000 | $209,000 | $665,000 | $87,000 | $413,000 |
| Preapproval Denied by Financial Institution | 303 | $75,465,000 | $249,000 | $1,205,000 | $75,000 | $444,000 |
| Application Approved But Not Accepted | 220 | $43,790,000 | $199,000 | $475,000 | $91,000 | $625,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 41,706 | $8,604,990,000 | $206,000 | $1,275,000 | $96,000 | $2,928,000 |
| Credit Application Incomplete | 933 | $203,895,000 | $218,000 | $915,000 | $90,000 | $875,000 |
| Debt-To-Income Ratio | 553 | $124,375,000 | $224,000 | $1,205,000 | $61,000 | $375,000 |
| Credit History | 347 | $63,765,000 | $183,000 | $785,000 | $78,000 | $785,000 |
| Collateral | 269 | $52,605,000 | $195,000 | $1,205,000 | $96,000 | $1,180,000 |
| Unverifiable Information | 204 | $43,540,000 | $213,000 | $715,000 | $110,000 | $1,278,000 |
| Other | 163 | $31,335,000 | $192,000 | $995,000 | $84,000 | $807,000 |
| Employment History | 68 | $15,600,000 | $229,000 | $685,000 | $69,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 54 | $10,000,000 | $185,000 | $455,000 | $79,000 | $492,000 |
| Mortgage Insurance Denied | 4 | $630,000 | $157,000 | $315,000 | $55,000 | $110,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin American Mortgage Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin American Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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