Franklin First Financial, Ltd 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,084 |
| Total Mortgage Loan Application Amount | $884,062,000 |
| Average Mortgage Loan Application Amount | $295,333 |
| Highest Mortgage Loan Application Amount | $2,450,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $3,989,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 366 | $ 128,914,000 | $ 352,000 | $ 91,000 |
| Nassau County New York | 324 | $ 108,601,000 | $ 335,000 | $ 123,000 |
| Kings County New York | 254 | $ 97,101,000 | $ 382,000 | $ 98,000 |
| Suffolk County New York | 208 | $ 64,357,000 | $ 309,000 | $ 117,000 |
| Bergen County New Jersey | 141 | $ 41,619,000 | $ 295,000 | $ 113,000 |
| Hudson County New Jersey | 120 | $ 30,817,000 | $ 256,000 | $ 94,000 |
| Bronx County New York | 93 | $ 36,196,000 | $ 389,000 | $ 90,000 |
| Los Angeles County California | 88 | $ 30,533,000 | $ 346,000 | $ 83,000 |
| Passaic County New Jersey | 68 | $ 15,414,000 | $ 226,000 | $ 154,000 |
| Westchester County New York | 52 | $ 18,194,000 | $ 349,000 | $ 143,000 |
| Essex County New Jersey | 50 | $ 11,553,000 | $ 231,000 | $ 94,000 |
| Richmond County New York | 44 | $ 14,712,000 | $ 334,000 | $ 107,000 |
| Palm Beach County Florida | 28 | $ 6,695,000 | $ 239,000 | $ 125,000 |
| Middlesex County New Jersey | 24 | $ 5,793,000 | $ 241,000 | $ 76,000 |
| Union County New Jersey | 24 | $ 5,320,000 | $ 221,000 | $ 80,000 |
| Fairfield County Connecticut | 23 | $ 8,289,000 | $ 360,000 | $ 101,000 |
| Broward County Florida | 23 | $ 8,952,000 | $ 389,000 | $ 140,000 |
| Baltimore County Maryland | 23 | $ 4,409,000 | $ 191,000 | $ 59,000 |
| Monmouth County New Jersey | 20 | $ 7,988,000 | $ 399,000 | $ 254,000 |
| Ocean County New Jersey | 20 | $ 5,414,000 | $ 270,000 | $ 100,000 |
| Orange County New York | 19 | $ 4,598,000 | $ 242,000 | $ 86,000 |
| Burlington County New Jersey | 18 | $ 3,543,000 | $ 196,000 | $ 91,000 |
| Morris County New Jersey | 16 | $ 4,687,000 | $ 292,000 | $ 103,000 |
| New York County New York | 16 | $ 8,848,000 | $ 553,000 | $ 159,000 |
| Prince George's County Maryland | 15 | $ 3,207,000 | $ 213,000 | $ 37,000 |
| Montgomery County Maryland | 14 | $ 3,577,000 | $ 255,000 | $ 89,000 |
| Miami-Dade County Florida | 13 | $ 3,356,000 | $ 258,000 | $ 346,000 |
| Middlesex County Massachusetts | 13 | $ 4,536,000 | $ 348,000 | $ 102,000 |
| Pierce County Washington | 13 | $ 2,950,000 | $ 226,000 | $ 24,000 |
| Rockland County New York | 12 | $ 5,077,000 | $ 423,000 | $ 181,000 |
| Oklahoma County Oklahoma | 11 | $ 1,789,000 | $ 162,000 | $ 30,000 |
| York County Pennsylvania | 11 | $ 1,831,000 | $ 166,000 | $ 56,000 |
| Montgomery County Tennessee | 11 | $ 1,510,000 | $ 137,000 | $ 0 |
| Sacramento County California | 10 | $ 1,850,000 | $ 185,000 | $ 47,000 |
| El Paso County Colorado | 10 | $ 2,274,000 | $ 227,000 | $ 7,000 |
| Anne Arundel County Maryland | 10 | $ 2,606,000 | $ 260,000 | $ 46,000 |
| Harford County Maryland | 10 | $ 2,497,000 | $ 249,000 | $ 87,000 |
| Bexar County Texas | 10 | $ 2,105,000 | $ 210,000 | $ 52,000 |
| Gwinnett County Georgia | 9 | $ 1,726,000 | $ 191,000 | $ 48,000 |
| Charles County Maryland | 9 | $ 3,034,000 | $ 337,000 | $ 58,000 |
| Essex County Massachusetts | 9 | $ 2,341,000 | $ 260,000 | $ 87,000 |
| Dallas County Texas | 9 | $ 1,377,000 | $ 153,000 | $ 21,000 |
| Thurston County Washington | 9 | $ 2,215,000 | $ 246,000 | $ 32,000 |
| Duval County Florida | 8 | $ 1,517,000 | $ 189,000 | $ 44,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,714,000 | $ 214,000 | $ 73,000 |
| St. Lucie County Florida | 7 | $ 856,000 | $ 122,000 | $ 62,000 |
| Baltimore City County Maryland | 7 | $ 1,351,000 | $ 193,000 | $ 40,000 |
| Sussex County New Jersey | 7 | $ 1,582,000 | $ 226,000 | $ 100,000 |
| Monroe County Pennsylvania | 7 | $ 1,531,000 | $ 218,000 | $ 98,000 |
| Richland County South Carolina | 7 | $ 1,275,000 | $ 182,000 | $ 62,000 |
| Riverside County California | 6 | $ 2,589,000 | $ 431,000 | $ 116,000 |
| Adams County Colorado | 6 | $ 1,266,000 | $ 211,000 | $ 61,000 |
| Hartford County Connecticut | 6 | $ 1,167,000 | $ 194,000 | $ 86,000 |
| New Haven County Connecticut | 6 | $ 1,905,000 | $ 317,000 | $ 110,000 |
| Orange County Florida | 6 | $ 1,042,000 | $ 173,000 | $ 112,000 |
| Plymouth County Massachusetts | 6 | $ 1,340,000 | $ 223,000 | $ 68,000 |
| Suffolk County Massachusetts | 6 | $ 2,428,000 | $ 404,000 | $ 75,000 |
| Yellowstone County Montana | 6 | $ 976,000 | $ 162,000 | $ 18,000 |
| Hunterdon County New Jersey | 6 | $ 1,326,000 | $ 221,000 | $ 71,000 |
| Cumberland County North Carolina | 6 | $ 827,000 | $ 137,000 | $ 0 |
| Onslow County North Carolina | 6 | $ 1,040,000 | $ 173,000 | $ 10,000 |
| Bucks County Pennsylvania | 6 | $ 1,861,000 | $ 310,000 | $ 106,000 |
| Montgomery County Pennsylvania | 6 | $ 775,000 | $ 129,000 | $ 76,000 |
| York County South Carolina | 6 | $ 1,034,000 | $ 172,000 | $ 29,000 |
| Shelby County Tennessee | 6 | $ 1,243,000 | $ 207,000 | $ 35,000 |
| El Paso County Texas | 6 | $ 1,079,000 | $ 179,000 | $ 0 |
| Solano County California | 5 | $ 1,659,000 | $ 331,000 | $ 33,000 |
| Hillsborough County Florida | 5 | $ 1,312,000 | $ 262,000 | $ 99,000 |
| Pinellas County Florida | 5 | $ 981,000 | $ 196,000 | $ 144,000 |
| Cook County Illinois | 5 | $ 1,806,000 | $ 361,000 | $ 150,000 |
| Macomb County Michigan | 5 | $ 1,030,000 | $ 206,000 | $ 45,000 |
| Mercer County New Jersey | 5 | $ 1,201,000 | $ 240,000 | $ 97,000 |
| Erie County New York | 5 | $ 1,217,000 | $ 243,000 | $ 173,000 |
| Guilford County North Carolina | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Cuyahoga County Ohio | 5 | $ 733,000 | $ 146,000 | $ 43,000 |
| Douglas County Oregon | 5 | $ 644,000 | $ 128,000 | $ 2,000 |
| Harris County Texas | 5 | $ 1,324,000 | $ 264,000 | $ 14,000 |
| Montgomery County Texas | 5 | $ 1,682,000 | $ 336,000 | $ 172,000 |
| Tarrant County Texas | 5 | $ 766,000 | $ 153,000 | $ 16,000 |
| Tulare County California | 4 | $ 677,000 | $ 169,000 | $ 47,000 |
| Jefferson County Colorado | 4 | $ 1,220,000 | $ 305,000 | $ 148,000 |
| New Castle County Delaware | 4 | $ 417,000 | $ 104,000 | $ 42,000 |
| District of Columbia County District Of Columbia | 4 | $ 937,000 | $ 234,000 | $ 56,000 |
| Bibb County Georgia | 4 | $ 653,000 | $ 163,000 | $ 70,000 |
| Fulton County Georgia | 4 | $ 927,000 | $ 231,000 | $ 100,000 |
| Ada County Idaho | 4 | $ 675,000 | $ 168,000 | $ 39,000 |
| Lake County Illinois | 4 | $ 929,000 | $ 232,000 | $ 19,000 |
| Marion County Indiana | 4 | $ 508,000 | $ 127,000 | $ 0 |
| Cecil County Maryland | 4 | $ 782,000 | $ 195,000 | $ 49,000 |
| Howard County Maryland | 4 | $ 1,502,000 | $ 375,000 | $ 164,000 |
| Atlantic County New Jersey | 4 | $ 564,000 | $ 141,000 | $ 77,000 |
| Camden County New Jersey | 4 | $ 851,000 | $ 212,000 | $ 98,000 |
| Niagara County New York | 4 | $ 832,000 | $ 208,000 | $ 110,000 |
| Putnam County New York | 4 | $ 1,011,000 | $ 252,000 | $ 73,000 |
| Mecklenburg County North Carolina | 4 | $ 752,000 | $ 188,000 | $ 25,000 |
| Wake County North Carolina | 4 | $ 1,319,000 | $ 329,000 | $ 92,000 |
| Franklin County Ohio | 4 | $ 677,000 | $ 169,000 | $ 28,000 |
| Tulsa County Oklahoma | 4 | $ 592,000 | $ 148,000 | $ 0 |
| Northampton County Pennsylvania | 4 | $ 645,000 | $ 161,000 | $ 22,000 |
| Anderson County South Carolina | 4 | $ 711,000 | $ 177,000 | $ 21,000 |
| Horry County South Carolina | 4 | $ 714,000 | $ 178,000 | $ 61,000 |
| Davidson County Tennessee | 4 | $ 615,000 | $ 153,000 | $ 0 |
| Hamilton County Tennessee | 4 | $ 791,000 | $ 197,000 | $ 75,000 |
| Denton County Texas | 4 | $ 1,154,000 | $ 288,000 | $ 26,000 |
| Nueces County Texas | 4 | $ 664,000 | $ 166,000 | $ 47,000 |
| King County Washington | 4 | $ 839,000 | $ 209,000 | $ 42,000 |
| Kitsap County Washington | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Spokane County Washington | 4 | $ 1,039,000 | $ 259,000 | $ 17,000 |
| Pulaski County Arkansas | 3 | $ 485,000 | $ 161,000 | $ 18,000 |
| Fresno County California | 3 | $ 449,000 | $ 149,000 | $ 0 |
| San Bernardino County California | 3 | $ 624,000 | $ 208,000 | $ 105,000 |
| Sussex County Delaware | 3 | $ 610,000 | $ 203,000 | $ 115,000 |
| Marion County Florida | 3 | $ 715,000 | $ 238,000 | $ 44,000 |
| Pasco County Florida | 3 | $ 443,000 | $ 147,000 | $ 20,000 |
| Seminole County Florida | 3 | $ 382,000 | $ 127,000 | $ 19,000 |
| Chatham County Georgia | 3 | $ 578,000 | $ 192,000 | $ 21,000 |
| Clayton County Georgia | 3 | $ 403,000 | $ 134,000 | $ 57,000 |
| Cobb County Georgia | 3 | $ 668,000 | $ 222,000 | $ 121,000 |
| DeKalb County Georgia | 3 | $ 456,000 | $ 152,000 | $ 37,000 |
| Fayette County Georgia | 3 | $ 726,000 | $ 242,000 | $ 63,000 |
| Muscogee County Georgia | 3 | $ 396,000 | $ 132,000 | $ 0 |
| Kootenai County Idaho | 3 | $ 511,000 | $ 170,000 | $ 24,000 |
| Frederick County Maryland | 3 | $ 732,000 | $ 244,000 | $ 71,000 |
| Barnstable County Massachusetts | 3 | $ 702,000 | $ 234,000 | $ 81,000 |
| Worcester County Massachusetts | 3 | $ 1,144,000 | $ 381,000 | $ 74,000 |
| Ottawa County Michigan | 3 | $ 399,000 | $ 133,000 | $ 0 |
| Anoka County Minnesota | 3 | $ 413,000 | $ 137,000 | $ 0 |
| Cascade County Montana | 3 | $ 496,000 | $ 165,000 | $ 17,000 |
| Somerset County New Jersey | 3 | $ 1,112,000 | $ 370,000 | $ 86,000 |
| Albany County New York | 3 | $ 411,000 | $ 137,000 | $ 45,000 |
| Dutchess County New York | 3 | $ 564,000 | $ 188,000 | $ 115,000 |
| Monroe County New York | 3 | $ 555,000 | $ 185,000 | $ 33,000 |
| Durham County North Carolina | 3 | $ 590,000 | $ 196,000 | $ 39,000 |
| Gaston County North Carolina | 3 | $ 368,000 | $ 122,000 | $ 38,000 |
| Harnett County North Carolina | 3 | $ 361,000 | $ 120,000 | $ 27,000 |
| Union County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 45,000 |
| Montgomery County Ohio | 3 | $ 553,000 | $ 184,000 | $ 0 |
| Wayne County Pennsylvania | 3 | $ 430,000 | $ 143,000 | $ 20,000 |
| Dorchester County South Carolina | 3 | $ 478,000 | $ 159,000 | $ 35,000 |
| Greenville County South Carolina | 3 | $ 502,000 | $ 167,000 | $ 71,000 |
| Orangeburg County South Carolina | 3 | $ 472,000 | $ 157,000 | $ 14,000 |
| Sumter County South Carolina | 3 | $ 730,000 | $ 243,000 | $ 82,000 |
| Orange County Texas | 3 | $ 358,000 | $ 119,000 | $ 16,000 |
| Randall County Texas | 3 | $ 466,000 | $ 155,000 | $ 0 |
| Benton County Arkansas | 2 | $ 329,000 | $ 164,000 | $ 40,000 |
| Contra Costa County California | 2 | $ 485,000 | $ 242,000 | $ 0 |
| Kern County California | 2 | $ 392,000 | $ 196,000 | $ 38,000 |
| San Diego County California | 2 | $ 648,000 | $ 324,000 | $ 121,000 |
| San Joaquin County California | 2 | $ 682,000 | $ 341,000 | $ 41,000 |
| Tuolumne County California | 2 | $ 432,000 | $ 216,000 | $ 31,000 |
| Arapahoe County Colorado | 2 | $ 369,000 | $ 184,000 | $ 0 |
| Douglas County Colorado | 2 | $ 502,000 | $ 251,000 | $ 89,000 |
| Middlesex County Connecticut | 2 | $ 501,000 | $ 250,000 | $ 61,000 |
| Clay County Florida | 2 | $ 437,000 | $ 218,000 | $ 0 |
| Collier County Florida | 2 | $ 536,000 | $ 268,000 | $ 560,000 |
| Gilchrist County Florida | 2 | $ 180,000 | $ 90,000 | $ 10,000 |
| Hernando County Florida | 2 | $ 352,000 | $ 176,000 | $ 48,000 |
| Jefferson County Florida | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Lake County Florida | 2 | $ 362,000 | $ 181,000 | $ 40,000 |
| Lee County Florida | 2 | $ 328,000 | $ 164,000 | $ 51,000 |
| Martin County Florida | 2 | $ 653,000 | $ 326,000 | $ 207,000 |
| Nassau County Florida | 2 | $ 359,000 | $ 179,000 | $ 0 |
| Polk County Florida | 2 | $ 327,000 | $ 163,000 | $ 83,000 |
| Bulloch County Georgia | 2 | $ 208,000 | $ 104,000 | $ 45,000 |
| Columbia County Georgia | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Douglas County Georgia | 2 | $ 296,000 | $ 148,000 | $ 71,000 |
| Floyd County Georgia | 2 | $ 364,000 | $ 182,000 | $ 60,000 |
| Glynn County Georgia | 2 | $ 453,000 | $ 226,000 | $ 25,000 |
| Harris County Georgia | 2 | $ 386,000 | $ 193,000 | $ 75,000 |
| Henry County Georgia | 2 | $ 425,000 | $ 212,000 | $ 34,000 |
| Morgan County Georgia | 2 | $ 384,000 | $ 192,000 | $ 66,000 |
| Troup County Georgia | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| Grant County Indiana | 2 | $ 287,000 | $ 143,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 521,000 | $ 260,000 | $ 35,000 |
| Hendricks County Indiana | 2 | $ 287,000 | $ 143,000 | $ 0 |
| Muscatine County Iowa | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Winneshiek County Iowa | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Johnson County Kansas | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Cumberland County Maine | 2 | $ 526,000 | $ 263,000 | $ 123,000 |
| York County Maine | 2 | $ 289,000 | $ 144,000 | $ 57,000 |
| Washington County Maryland | 2 | $ 505,000 | $ 252,000 | $ 74,000 |
| Norfolk County Massachusetts | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Barry County Michigan | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Wayne County Michigan | 2 | $ 269,000 | $ 134,000 | $ 25,000 |
| Dakota County Minnesota | 2 | $ 572,000 | $ 286,000 | $ 0 |
| Sherburne County Minnesota | 2 | $ 322,000 | $ 161,000 | $ 26,000 |
| St. Louis County Minnesota | 2 | $ 486,000 | $ 243,000 | $ 40,000 |
| Lewis and Clark County Montana | 2 | $ 618,000 | $ 309,000 | $ 73,000 |
| Lancaster County Nebraska | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Sarpy County Nebraska | 2 | $ 397,000 | $ 198,000 | $ 48,000 |
| Warren County New Jersey | 2 | $ 443,000 | $ 221,000 | $ 81,000 |
| Broome County New York | 2 | $ 254,000 | $ 127,000 | $ 39,000 |
| Clinton County New York | 2 | $ 343,000 | $ 171,000 | $ 156,000 |
| Onondaga County New York | 2 | $ 354,000 | $ 177,000 | $ 84,000 |
| Saratoga County New York | 2 | $ 471,000 | $ 235,000 | $ 83,000 |
| Wayne County New York | 2 | $ 426,000 | $ 213,000 | $ 70,000 |
| Davidson County North Carolina | 2 | $ 694,000 | $ 347,000 | $ 124,000 |
| Johnston County North Carolina | 2 | $ 422,000 | $ 211,000 | $ 35,000 |
| Moore County North Carolina | 2 | $ 468,000 | $ 234,000 | $ 127,000 |
| Delaware County Ohio | 2 | $ 465,000 | $ 232,000 | $ 129,000 |
| Hamilton County Ohio | 2 | $ 331,000 | $ 165,000 | $ 37,000 |
| Stark County Ohio | 2 | $ 222,000 | $ 111,000 | $ 15,000 |
| Canadian County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Creek County Oklahoma | 2 | $ 263,000 | $ 131,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 383,000 | $ 191,000 | $ 0 |
| Jackson County Oregon | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Lane County Oregon | 2 | $ 382,000 | $ 191,000 | $ 33,000 |
| Marion County Oregon | 2 | $ 584,000 | $ 292,000 | $ 65,000 |
| Washington County Oregon | 2 | $ 504,000 | $ 252,000 | $ 36,000 |
| Adams County Pennsylvania | 2 | $ 395,000 | $ 197,000 | $ 84,000 |
| Allegheny County Pennsylvania | 2 | $ 299,000 | $ 149,000 | $ 82,000 |
| Berks County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| Dauphin County Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 44,000 |
| Delaware County Pennsylvania | 2 | $ 654,000 | $ 327,000 | $ 136,000 |
| Lancaster County Pennsylvania | 2 | $ 686,000 | $ 343,000 | $ 91,000 |
| Lehigh County Pennsylvania | 2 | $ 268,000 | $ 134,000 | $ 38,000 |
| Berkeley County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 405,000 | $ 202,000 | $ 33,000 |
| Lancaster County South Carolina | 2 | $ 383,000 | $ 191,000 | $ 64,000 |
| Lexington County South Carolina | 2 | $ 461,000 | $ 230,000 | $ 0 |
| Robertson County Tennessee | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Sumner County Tennessee | 2 | $ 557,000 | $ 278,000 | $ 0 |
| Wilson County Tennessee | 2 | $ 408,000 | $ 204,000 | $ 42,000 |
| Bell County Texas | 2 | $ 366,000 | $ 183,000 | $ 0 |
| Cameron County Texas | 2 | $ 213,000 | $ 106,000 | $ 0 |
| Collin County Texas | 2 | $ 237,000 | $ 118,000 | $ 81,000 |
| Comal County Texas | 2 | $ 581,000 | $ 290,000 | $ 121,000 |
| Fort Bend County Texas | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Travis County Texas | 2 | $ 247,000 | $ 123,000 | $ 0 |
| Benton County Washington | 2 | $ 318,000 | $ 159,000 | $ 57,000 |
| Clark County Washington | 2 | $ 291,000 | $ 145,000 | $ 0 |
| Jefferson County West Virginia | 2 | $ 423,000 | $ 211,000 | $ 84,000 |
| Campbell County Wyoming | 2 | $ 351,000 | $ 175,000 | $ 46,000 |
| Drew County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Garland County Arkansas | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Grant County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Alameda County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Monterey County California | 1 | $ 310,000 | $ 310,000 | $ 43,000 |
| Orange County California | 1 | $ 433,000 | $ 433,000 | $ 0 |
| San Mateo County California | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Santa Clara County California | 1 | $ 626,000 | $ 626,000 | $ 126,000 |
| Stanislaus County California | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Ventura County California | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Yolo County California | 1 | $ 417,000 | $ 417,000 | $ 122,000 |
| Boulder County Colorado | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Denver County Colorado | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Fremont County Colorado | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Larimer County Colorado | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Mesa County Colorado | 1 | $ 159,000 | $ 159,000 | $ 54,000 |
| Pueblo County Colorado | 1 | $ 162,000 | $ 162,000 | $ 34,000 |
| Weld County Colorado | 1 | $ 125,000 | $ 125,000 | $ 0 |
| New London County Connecticut | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
| Alachua County Florida | 1 | $ 141,000 | $ 141,000 | $ 38,000 |
| Charlotte County Florida | 1 | $ 214,000 | $ 214,000 | $ 112,000 |
| Escambia County Florida | 1 | $ 182,000 | $ 182,000 | $ 97,000 |
| Flagler County Florida | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Indian River County Florida | 1 | $ 137,000 | $ 137,000 | $ 66,000 |
| Manatee County Florida | 1 | $ 174,000 | $ 174,000 | $ 57,000 |
| Monroe County Florida | 1 | $ 306,000 | $ 306,000 | $ 100,000 |
| Okaloosa County Florida | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Osceola County Florida | 1 | $ 118,000 | $ 118,000 | $ 77,000 |
| Santa Rosa County Florida | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Volusia County Florida | 1 | $ 168,000 | $ 168,000 | $ 66,000 |
| Carroll County Georgia | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Hall County Georgia | 1 | $ 124,000 | $ 124,000 | $ 75,000 |
| Houston County Georgia | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Jackson County Georgia | 1 | $ 193,000 | $ 193,000 | $ 108,000 |
| Liberty County Georgia | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Peach County Georgia | 1 | $ 167,000 | $ 167,000 | $ 70,000 |
| Pike County Georgia | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Richmond County Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Walker County Georgia | 1 | $ 118,000 | $ 118,000 | $ 103,000 |
| Whitfield County Georgia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Bannock County Idaho | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Fremont County Idaho | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Jefferson County Idaho | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Jerome County Idaho | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Washington County Idaho | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Clinton County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DuPage County Illinois | 1 | $ 159,000 | $ 159,000 | $ 134,000 |
| LaSalle County Illinois | 1 | $ 248,000 | $ 248,000 | $ 0 |
| McLean County Illinois | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Woodford County Illinois | 1 | $ 189,000 | $ 189,000 | $ 48,000 |
| Allen County Indiana | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Howard County Indiana | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Johnson County Indiana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Porter County Indiana | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Randolph County Indiana | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Scott County Indiana | 1 | $ 88,000 | $ 88,000 | $ 59,000 |
| Black Hawk County Iowa | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Emmet County Iowa | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Polk County Iowa | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Hancock County Maine | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Allegany County Maryland | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Calvert County Maryland | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Carroll County Maryland | 1 | $ 151,000 | $ 151,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Bristol County Massachusetts | 1 | $ 256,000 | $ 256,000 | $ 58,000 |
| Dukes County Massachusetts | 1 | $ 457,000 | $ 457,000 | $ 91,000 |
| Allegan County Michigan | 1 | $ 171,000 | $ 171,000 | $ 76,000 |
| Calhoun County Michigan | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Cass County Michigan | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Genesee County Michigan | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Kent County Michigan | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Lapeer County Michigan | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Oakland County Michigan | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Lyon County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 163,000 |
| Gallatin County Montana | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 230,000 | $ 230,000 | $ 57,000 |
| Cape May County New Jersey | 1 | $ 107,000 | $ 107,000 | $ 22,000 |
| Gloucester County New Jersey | 1 | $ 251,000 | $ 251,000 | $ 62,000 |
| Dona Ana County New Mexico | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Valencia County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
| Cayuga County New York | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Columbia County New York | 1 | $ 206,000 | $ 206,000 | $ 131,000 |
| Cortland County New York | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Ontario County New York | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Otsego County New York | 1 | $ 147,000 | $ 147,000 | $ 116,000 |
| Schenectady County New York | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Schoharie County New York | 1 | $ 61,000 | $ 61,000 | $ 91,000 |
| Sullivan County New York | 1 | $ 352,000 | $ 352,000 | $ 179,000 |
| Ulster County New York | 1 | $ 142,000 | $ 142,000 | $ 33,000 |
| Warren County New York | 1 | $ 136,000 | $ 136,000 | $ 110,000 |
| Bertie County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 185,000 |
| Brunswick County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 52,000 |
| Cabarrus County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Craven County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 284,000 | $ 284,000 | $ 192,000 |
| Franklin County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Granville County North Carolina | 1 | $ 273,000 | $ 273,000 | $ 72,000 |
| Iredell County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 150,000 |
| Lee County North Carolina | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Nash County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Grand Forks County North Dakota | 1 | $ 259,000 | $ 259,000 | $ 63,000 |
| Ashtabula County Ohio | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Butler County Ohio | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 137,000 | $ 137,000 | $ 29,000 |
| Fairfield County Ohio | 1 | $ 154,000 | $ 154,000 | $ 52,000 |
| Licking County Ohio | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Lorain County Ohio | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Lucas County Ohio | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Portage County Ohio | 1 | $ 254,000 | $ 254,000 | $ 125,000 |
| Trumbull County Ohio | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Washington County Ohio | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Wayne County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 178,000 | $ 178,000 | $ 52,000 |
| Comanche County Oklahoma | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Kay County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| McClain County Oklahoma | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Pontotoc County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Crook County Oregon | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Klamath County Oregon | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Linn County Oregon | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Malheur County Oregon | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Wasco County Oregon | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 61,000 |
| Centre County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 57,000 |
| Clinton County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 88,000 |
| Cumberland County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 127,000 |
| Lackawanna County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 178,000 |
| Lebanon County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| Mercer County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 27,000 |
| Pike County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Westmoreland County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 57,000 |
| Kent County Rhode Island | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 209,000 | $ 209,000 | $ 181,000 |
| Aiken County South Carolina | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Cherokee County South Carolina | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Hampton County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 243,000 | $ 243,000 | $ 71,000 |
| Cheatham County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Franklin County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Gibson County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Giles County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 129,000 |
| Henderson County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Henry County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Hickman County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Knox County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Maury County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 120,000 |
| Putnam County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Rutherford County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Washington County Tennessee | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 135,000 |
| Bosque County Texas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Coryell County Texas | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
| Ector County Texas | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Galveston County Texas | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Gregg County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Hardin County Texas | 1 | $ 182,000 | $ 182,000 | $ 120,000 |
| Harrison County Texas | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Hays County Texas | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Johnson County Texas | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Llano County Texas | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Lubbock County Texas | 1 | $ 181,000 | $ 181,000 | $ 0 |
| McLennan County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Parker County Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Smith County Texas | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Williamson County Texas | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Franklin County Washington | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Grant County Washington | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Kittitas County Washington | 1 | $ 236,000 | $ 236,000 | $ 73,000 |
| Whatcom County Washington | 1 | $ 216,000 | $ 216,000 | $ 53,000 |
| Yakima County Washington | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 133,000 | $ 133,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,606 | $511,638,000 | $318,000 | $1,948,000 | $106,000 | $1,393,000 |
| Refinancing | 1,454 | $364,787,000 | $250,000 | $2,450,000 | $73,000 | $3,989,000 |
| Home Improvement | 24 | $7,637,000 | $318,000 | $574,000 | $107,000 | $264,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,346 | $360,677,000 | $267,000 | $2,450,000 | $93,000 | $1,959,000 |
| Hispanic | 632 | $180,152,000 | $285,000 | $980,000 | $82,000 | $847,000 |
| Black or African American | 609 | $185,773,000 | $305,000 | $1,088,000 | $74,000 | $270,000 |
| Not Provided | 252 | $71,563,000 | $283,000 | $1,948,000 | $131,000 | $3,989,000 |
| Asian | 229 | $81,324,000 | $355,000 | $1,505,000 | $102,000 | $482,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,669,000 | $296,000 | $433,000 | $75,000 | $319,000 |
| American Indian or Alaskan Native | 7 | $1,904,000 | $272,000 | $491,000 | $49,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,372 | $416,454,000 | $303,000 | $2,450,000 | $119,000 | $3,989,000 |
| FHA-insured (Federal Housing Administration) | 1,120 | $348,702,000 | $311,000 | $866,000 | $89,000 | $847,000 |
| VA-guaranteed (Veterans Administration) | 585 | $117,605,000 | $201,000 | $678,000 | $25,000 | $473,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,301,000 | $185,000 | $284,000 | $57,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,661 | $477,098,000 | $287,000 | $1,948,000 | $87,000 | $3,989,000 |
| File Closed For Incompleteness | 770 | $220,112,000 | $285,000 | $2,450,000 | $94,000 | $1,108,000 |
| Application Denied By Financial Institution | 289 | $81,880,000 | $283,000 | $1,260,000 | $91,000 | $1,393,000 |
| Application Approved But Not Accepted | 240 | $69,689,000 | $290,000 | $1,320,000 | $99,000 | $1,959,000 |
| Application Withdrawn By Applicant | 124 | $35,283,000 | $284,000 | $999,000 | $88,000 | $1,015,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 108 | $34,643,000 | $320,000 | $1,200,000 | $86,000 | $617,000 |
| Credit History | 52 | $12,296,000 | $236,000 | $481,000 | $76,000 | $227,000 |
| Collateral | 49 | $12,310,000 | $251,000 | $711,000 | $87,000 | $225,000 |
| Other | 48 | $12,897,000 | $268,000 | $1,260,000 | $121,000 | $1,393,000 |
| Unverifiable Information | 13 | $4,308,000 | $331,000 | $593,000 | $90,000 | $148,000 |
| Employment History | 8 | $2,374,000 | $296,000 | $474,000 | $97,000 | $164,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,722,000 | $287,000 | $385,000 | $85,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.