Greenpoint Bank Mortgage Lending & HMDA Data, 2003

In 2003, Greenpoint Bank of Charlotte, NC reported 13,205 mortgage applications totaling $5.0 billion. The average application was for $379,216, and applicants reported an average income of $184,491. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York, NY (1,754), Los Angeles-Long Beach, CA (966) and Nassau-Suffolk, NY (762) (applications in parentheses).

Mortgage Company & Address Greenpoint Bank
5032 Parkway Plaza Blvd
Charlotte, NC 28217
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 13,205
Total Mortgage Loan Application Amount $5,007,549,000
Average Mortgage Loan Application Amount $379,216
Highest Mortgage Loan Application Amount $2,275,000
Average Applicant Income $184,491
Highest Applicant Income $9,121,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenpoint Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenpoint Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 966 $ 450,387,000 $ 466,239 $ 227,000
Kings, New York 669 $ 181,104,000 $ 270,708 $ 12,000
Orange, California 546 $ 259,927,000 $ 476,056 $ 313,000
Queens, New York 492 $ 132,800,000 $ 269,918 $ 7,000
San Diego, California 458 $ 196,383,000 $ 428,783 $ 234,000
Suffolk, New York 401 $ 117,116,000 $ 292,059 $ 191,000
Nassau, New York 361 $ 119,690,000 $ 331,551 $ 44,000
Cook, Illinois 282 $ 113,984,000 $ 404,198 $ 160,000
Westchester, New York 245 $ 100,624,000 $ 410,710 $ 152,000
Maricopa, Arizona 228 $ 77,305,000 $ 339,057 $ 213,000
King, Washington 222 $ 93,873,000 $ 422,851 $ 207,000
Fairfield, Connecticut 210 $ 98,600,000 $ 469,523 $ 240,000
Montgomery, Maryland 198 $ 93,142,000 $ 470,414 $ 234,000
Santa Clara, California 197 $ 78,810,000 $ 400,050 $ 126,000
Middlesex, Massachusetts 192 $ 78,736,000 $ 410,083 $ 91,000
Fairfax, Virginia 180 $ 84,024,000 $ 466,800 $ 245,000
Marin, California 174 $ 89,555,000 $ 514,683 $ 306,000
Fulton, Georgia 151 $ 44,431,000 $ 294,245 $ 201,000
Alameda, California 138 $ 56,493,000 $ 409,369 $ 104,000
Essex, Massachusetts 122 $ 42,273,000 $ 346,500 $ 198,000
Sonoma, California 118 $ 50,213,000 $ 425,533 $ 219,000
Bergen, New Jersey 117 $ 47,700,000 $ 407,692 $ 110,000
Ventura, California 113 $ 50,716,000 $ 448,814 $ 301,000
San Mateo, California 107 $ 49,950,000 $ 466,822 $ 94,000
Richmond, New York 106 $ 27,753,000 $ 261,820 $ 22,000
New York, New York 99 $ 55,649,000 $ 562,111 $ 37,000
Riverside, California 97 $ 33,097,000 $ 341,206 $ 233,000
Contra Costa, California 95 $ 37,745,000 $ 397,315 $ 79,000
District of Columbia, District Of Columbia 91 $ 41,062,000 $ 451,230 $ 177,000
Harris, Texas 91 $ 43,353,000 $ 476,406 $ 326,000
Palm Beach, Florida 90 $ 31,257,000 $ 347,300 $ 114,000
Hennepin, Minnesota 90 $ 44,397,000 $ 493,300 $ 198,000
Miami-Dade, Florida 89 $ 33,682,000 $ 378,449 $ 203,000
Santa Cruz, California 85 $ 37,502,000 $ 441,200 $ 131,000
Cobb, Georgia 85 $ 19,728,000 $ 232,094 $ 69,000
Norfolk, Massachusetts 85 $ 36,627,000 $ 430,905 $ 175,000
Broward, Florida 83 $ 28,124,000 $ 338,843 $ 150,000
San Francisco, California 82 $ 40,642,000 $ 495,634 $ 76,000
Philadelphia, Pennsylvania 82 $ 18,271,000 $ 222,817 $ 21,000
Sacramento, California 81 $ 23,658,000 $ 292,074 $ 93,000
Loudoun, Virginia 77 $ 30,707,000 $ 398,792 $ 247,000
Oakland, Michigan 76 $ 33,515,000 $ 440,986 $ 240,000
Bronx, New York 74 $ 19,223,000 $ 259,770 $ 2,000
Lake, Illinois 71 $ 33,729,000 $ 475,056 $ 382,000
Dallas, Texas 69 $ 33,604,000 $ 487,014 $ 219,000
Monmouth, New Jersey 68 $ 25,851,000 $ 380,161 $ 378,000
DeKalb, Georgia 67 $ 14,224,000 $ 212,298 $ 97,000
Suffolk, Massachusetts 64 $ 25,119,000 $ 392,484 $ 55,000
Rockland, New York 64 $ 17,351,000 $ 271,109 $ 37,000
Essex, New Jersey 63 $ 22,662,000 $ 359,714 $ 138,000
DuPage, Illinois 61 $ 29,175,000 $ 478,278 $ 392,000
Gwinnett, Georgia 57 $ 10,624,000 $ 186,385 $ 82,000
Mecklenburg, North Carolina 55 $ 19,277,000 $ 350,490 $ 164,000
Santa Barbara, California 54 $ 24,931,000 $ 461,685 $ 764,000
St. Louis, Missouri 53 $ 25,560,000 $ 482,264 $ 272,000
Placer, California 50 $ 21,075,000 $ 421,500 $ 156,000
Douglas, Colorado 50 $ 20,075,000 $ 401,500 $ 140,000
Montgomery, Pennsylvania 50 $ 19,356,000 $ 387,120 $ 216,000
Boulder, Colorado 49 $ 17,119,000 $ 349,367 $ 373,000
Morris, New Jersey 48 $ 19,478,000 $ 405,791 $ 177,000
San Bernardino, California 47 $ 14,485,000 $ 308,191 $ 263,000
Multnomah, Oregon 47 $ 13,253,000 $ 281,978 $ 139,000
Arapahoe, Colorado 46 $ 20,535,000 $ 446,413 $ 443,000
Clark, Nevada 45 $ 14,927,000 $ 331,711 $ 197,000
Travis, Texas 44 $ 21,022,000 $ 477,772 $ 144,000
Denver, Colorado 43 $ 15,378,000 $ 357,627 $ 71,000
Hudson, New Jersey 42 $ 10,221,000 $ 243,357 $ 50,000
Wake, North Carolina 42 $ 17,461,000 $ 415,738 $ 179,000
Anne Arundel, Maryland 40 $ 16,834,000 $ 420,850 $ 398,000
Collin, Texas 40 $ 17,253,000 $ 431,325 $ 222,000
Worcester, Massachusetts 39 $ 10,831,000 $ 277,717 $ 43,000
Pinellas, Florida 38 $ 13,021,000 $ 342,657 $ 124,000
Monterey, California 37 $ 16,311,000 $ 440,837 $ 126,000
Jefferson, Colorado 37 $ 12,797,000 $ 345,864 $ 128,000
Barnstable, Massachusetts 37 $ 13,380,000 $ 361,621 $ 137,000
Snohomish, Washington 35 $ 9,796,000 $ 279,885 $ 78,000
San Luis Obispo, California 34 $ 12,894,000 $ 379,235 $ 180,000
Plymouth, Massachusetts 33 $ 12,477,000 $ 378,090 $ 134,000
Washoe, Nevada 33 $ 13,561,000 $ 410,939 $ 678,000
Middlesex, New Jersey 33 $ 9,070,000 $ 274,848 $ 378,000
Lee, Florida 32 $ 9,867,000 $ 308,343 $ 244,000
Bucks, Pennsylvania 32 $ 12,979,000 $ 405,593 $ 275,000
Napa, California 31 $ 14,456,000 $ 466,322 $ 137,000
Forsyth, Georgia 31 $ 7,173,000 $ 231,387 $ 76,000
Chester, Pennsylvania 31 $ 14,022,000 $ 452,322 $ 369,000
Pierce, Washington 31 $ 10,366,000 $ 334,387 $ 208,000
Baltimore, Maryland 30 $ 13,903,000 $ 463,433 $ 208,000
Howard, Maryland 30 $ 14,117,000 $ 470,566 $ 780,000
Union, New Jersey 30 $ 9,855,000 $ 328,500 $ 81,000
Clackamas, Oregon 30 $ 11,418,000 $ 380,600 $ 181,000
Pima, Arizona 29 $ 11,585,000 $ 399,482 $ 196,000
Solano, California 29 $ 11,502,000 $ 396,620 $ 167,000
Delaware, Pennsylvania 29 $ 11,481,000 $ 395,896 $ 175,000
Prince William, Virginia 29 $ 9,717,000 $ 335,068 $ 347,000
Arlington, Virginia 28 $ 11,156,000 $ 398,428 $ 366,000
El Dorado, California 27 $ 11,132,000 $ 412,296 $ 146,000
Collier, Florida 27 $ 10,037,000 $ 371,740 $ 229,000
Wayne, Michigan 27 $ 9,376,000 $ 347,259 $ 233,000
Somerset, New Jersey 27 $ 12,556,000 $ 465,037 $ 148,000
Allegheny, Pennsylvania 27 $ 8,844,000 $ 327,555 $ 298,000
Hamilton, Ohio 24 $ 12,186,000 $ 507,750 $ 179,000
Tarrant, Texas 24 $ 11,097,000 $ 462,375 $ 182,000
San Joaquin, California 22 $ 6,211,000 $ 282,318 $ 296,000
Prince George's, Maryland 22 $ 6,867,000 $ 312,136 $ 72,000
Washington, Minnesota 22 $ 10,639,000 $ 483,590 $ 250,000
Ocean, New Jersey 22 $ 6,977,000 $ 317,136 $ 346,000
Charleston, South Carolina 22 $ 7,601,000 $ 345,500 $ 70,000
Will, Illinois 21 $ 5,971,000 $ 284,333 $ 71,000
Orange, Florida 20 $ 5,847,000 $ 292,350 $ 151,000
Franklin, Ohio 20 $ 8,079,000 $ 403,950 $ 552,000
El Paso, Colorado 19 $ 7,739,000 $ 407,315 $ 194,000
Larimer, Colorado 19 $ 5,207,000 $ 274,052 $ 65,000
Cherokee, Georgia 19 $ 3,057,000 $ 160,894 $ 63,000
Washington, Oregon 19 $ 5,065,000 $ 266,578 $ 57,000
Adams, Colorado 18 $ 6,934,000 $ 385,222 $ 154,000
Denton, Texas 18 $ 7,409,000 $ 411,611 $ 247,000
Salt Lake, Utah 18 $ 4,606,000 $ 255,888 $ 162,000
Alexandria, Virginia 18 $ 7,754,000 $ 430,777 $ 118,000
Nevada, California 17 $ 4,909,000 $ 288,764 $ 72,000
Hillsborough, Florida 17 $ 5,730,000 $ 337,058 $ 912,000
Martin, Florida 17 $ 5,348,000 $ 314,588 $ 289,000
Sarasota, Florida 17 $ 6,246,000 $ 367,411 $ 304,000
Kane, Illinois 17 $ 7,582,000 $ 446,000 $ 414,000
Passaic, New Jersey 17 $ 4,385,000 $ 257,941 $ 74,000
Hartford, Connecticut 16 $ 5,943,000 $ 371,437 $ 348,000
Bristol, Massachusetts 16 $ 4,088,000 $ 255,500 $ 91,000
Hillsborough, New Hampshire 16 $ 5,069,000 $ 316,812 $ 82,000
Rockingham, New Hampshire 16 $ 6,441,000 $ 402,562 $ 58,000
Cuyahoga, Ohio 16 $ 7,648,000 $ 478,000 $ 324,000
Deschutes, Oregon 16 $ 3,776,000 $ 236,000 $ 268,000
Eagle, Colorado 15 $ 7,356,000 $ 490,400 $ 152,000
New Haven, Connecticut 15 $ 5,459,000 $ 363,933 $ 116,000
Fayette, Georgia 15 $ 3,789,000 $ 252,600 $ 93,000
Henry, Georgia 15 $ 3,056,000 $ 203,733 $ 70,000
Hamilton, Indiana 15 $ 7,345,000 $ 489,666 $ 695,000
Johnson, Kansas 15 $ 8,030,000 $ 535,333 $ 296,000
Orange, New York 15 $ 3,837,000 $ 255,800 $ 1,113,000
Providence, Rhode Island 15 $ 3,540,000 $ 236,000 $ 37,000
Montgomery, Texas 15 $ 7,375,000 $ 491,666 $ 134,000
Fresno, California 14 $ 5,214,000 $ 372,428 $ 436,000
Kern, California 14 $ 4,239,000 $ 302,785 $ 148,000
Waukesha, Wisconsin 14 $ 6,917,000 $ 494,071 $ 198,000
Hall, Georgia 13 $ 2,599,000 $ 199,923 $ 72,000
Jackson, Oregon 13 $ 2,411,000 $ 185,461 $ 37,000
Clark, Washington 13 $ 3,146,000 $ 242,000 $ 89,000
Brevard, Florida 12 $ 1,973,000 $ 164,416 $ 12,000
Dukes, Massachusetts 12 $ 4,347,000 $ 362,250 $ 140,000
Douglas, Nevada 12 $ 4,817,000 $ 401,416 $ 199,000
Mercer, New Jersey 12 $ 5,371,000 $ 447,583 $ 101,000
Montgomery, Ohio 12 $ 5,731,000 $ 477,583 $ 302,000
New Castle, Delaware 11 $ 5,423,000 $ 493,000 $ 210,000
Sussex, Delaware 11 $ 4,422,000 $ 402,000 $ 313,000
Monroe, Florida 11 $ 3,635,000 $ 330,454 $ 93,000
Clayton, Georgia 11 $ 1,081,000 $ 98,272 $ 62,000
Dakota, Minnesota 11 $ 5,588,000 $ 508,000 $ 325,000
Dutchess, New York 11 $ 1,877,000 $ 170,636 $ 95,000
New Hanover, North Carolina 11 $ 3,380,000 $ 307,272 $ 105,000
Fauquier, Virginia 11 $ 5,178,000 $ 470,727 $ 199,000
Humboldt, California 10 $ 1,937,000 $ 193,700 $ 44,000
Stanislaus, California 10 $ 3,423,000 $ 342,300 $ 113,000
Pitkin, Colorado 10 $ 6,629,000 $ 662,900 $ 186,000
St. Johns, Florida 10 $ 3,723,000 $ 372,300 $ 101,000
Marion, Indiana 10 $ 5,069,000 $ 506,900 $ 219,000
Josephine, Oregon 10 $ 2,464,000 $ 246,400 $ 53,000
Davidson, Tennessee 10 $ 3,160,000 $ 316,000 $ 174,000
Utah, Utah 10 $ 2,874,000 $ 287,400 $ 54,000
Kitsap, Washington 10 $ 3,996,000 $ 399,600 $ 233,000
Yolo, California 9 $ 3,063,000 $ 340,333 $ 64,000
Summit, Colorado 9 $ 3,978,000 $ 442,000 $ 110,000
Weld, Colorado 9 $ 2,728,000 $ 303,111 $ 92,000
Volusia, Florida 9 $ 2,751,000 $ 305,666 $ 105,000
McHenry, Illinois 9 $ 2,221,000 $ 246,777 $ 134,000
Flathead, Montana 9 $ 1,684,000 $ 187,111 $ 140,000
Burlington, New Jersey 9 $ 2,748,000 $ 305,333 $ 175,000
Camden, New Jersey 9 $ 2,737,000 $ 304,111 $ 396,000
Bernalillo, New Mexico 9 $ 4,587,000 $ 509,666 $ 189,000
Greenville, South Carolina 9 $ 3,935,000 $ 437,222 $ 408,000
Virginia Beach, Virginia 9 $ 3,560,000 $ 395,555 $ 319,000
Mendocino, California 8 $ 2,890,000 $ 361,250 $ 48,000
Duval, Florida 8 $ 3,014,000 $ 376,750 $ 366,000
Pasco, Florida 8 $ 788,000 $ 98,500 $ 21,000
Paulding, Georgia 8 $ 1,156,000 $ 144,500 $ 13,000
Blaine, Idaho 8 $ 5,121,000 $ 640,125 $ 362,000
Jefferson, Kentucky 8 $ 3,180,000 $ 397,500 $ 257,000
Frederick, Maryland 8 $ 2,442,000 $ 305,250 $ 79,000
Carver, Minnesota 8 $ 5,041,000 $ 630,125 $ 2,084,000
Ramsey, Minnesota 8 $ 3,628,000 $ 453,500 $ 137,000
Gallatin, Montana 8 $ 3,218,000 $ 402,250 $ 36,000
Atlantic, New Jersey 8 $ 2,680,000 $ 335,000 $ 58,000
Cape May, New Jersey 8 $ 3,065,000 $ 383,125 $ 132,000
Monroe, New York 8 $ 1,749,000 $ 218,625 $ 89,000
Forsyth, North Carolina 8 $ 2,689,000 $ 336,125 $ 180,000
Beaufort, South Carolina 8 $ 3,189,000 $ 398,625 $ 66,000
Milwaukee, Wisconsin 8 $ 3,416,000 $ 427,000 $ 741,000
Ozaukee, Wisconsin 8 $ 3,837,000 $ 479,625 $ 222,000
Yavapai, Arizona 7 $ 1,516,000 $ 216,571 $ 47,000
Calaveras, California 7 $ 1,559,000 $ 222,714 $ 780,000
Manatee, Florida 7 $ 2,271,000 $ 324,428 $ 136,000
Osceola, Florida 7 $ 2,514,000 $ 359,142 $ 78,000
Seminole, Florida 7 $ 2,543,000 $ 363,285 $ 254,000
St. Lucie, Florida 7 $ 940,000 $ 134,285 $ 12,000
Walton, Florida 7 $ 3,580,000 $ 511,428 $ 327,000
Ada, Idaho 7 $ 2,404,000 $ 343,428 $ 180,000
Polk, Iowa 7 $ 3,197,000 $ 456,714 $ 414,000
Hunterdon, New Jersey 7 $ 2,870,000 $ 410,000 $ 156,000
Santa Fe, New Mexico 7 $ 2,849,000 $ 407,000 $ 150,000
Dare, North Carolina 7 $ 3,591,000 $ 513,000 $ 109,000
Fort Bend, Texas 7 $ 3,465,000 $ 495,000 $ 370,000
Henrico, Virginia 7 $ 2,944,000 $ 420,571 $ 98,000
Spokane, Washington 7 $ 1,598,000 $ 228,285 $ 191,000
Pinal, Arizona 6 $ 1,303,000 $ 217,166 $ 113,000
Park, Colorado 6 $ 1,703,000 $ 283,833 $ 68,000
Douglas, Georgia 6 $ 876,000 $ 146,000 $ 43,000
Baltimore City, Maryland 6 $ 2,527,000 $ 421,166 $ 15,000
Genesee, Michigan 6 $ 2,810,000 $ 468,333 $ 367,000
Scott, Minnesota 6 $ 2,168,000 $ 361,333 $ 107,000
Gloucester, New Jersey 6 $ 992,000 $ 165,333 $ 47,000
Brunswick, North Carolina 6 $ 1,633,000 $ 272,166 $ 20,000
Delaware, Ohio 6 $ 2,208,000 $ 368,000 $ 688,000
Oklahoma, Oklahoma 6 $ 3,024,000 $ 504,000 $ 487,000
Lane, Oregon 6 $ 2,088,000 $ 348,000 $ 212,000
Marion, Oregon 6 $ 782,000 $ 130,333 $ 99,000
Newport, Rhode Island 6 $ 3,010,000 $ 501,666 $ 138,000
Williamson, Tennessee 6 $ 1,895,000 $ 315,833 $ 160,000
Summit, Utah 6 $ 2,570,000 $ 428,333 $ 127,000
Chesterfield, Virginia 6 $ 1,765,000 $ 294,166 $ 84,000
Clallam, Washington 6 $ 1,012,000 $ 168,666 $ 0
Dane, Wisconsin 6 $ 2,572,000 $ 428,666 $ 239,000
Merced, California 5 $ 1,711,000 $ 342,200 $ 184,000
Charlotte, Florida 5 $ 2,247,000 $ 449,400 $ 134,000
Flagler, Florida 5 $ 1,171,000 $ 234,200 $ 207,000
Okaloosa, Florida 5 $ 2,591,000 $ 518,200 $ 668,000
Bartow, Georgia 5 $ 217,000 $ 43,400 $ 4,000
Dawson, Georgia 5 $ 1,009,000 $ 201,800 $ 51,000
Rockdale, Georgia 5 $ 726,000 $ 145,200 $ 80,000
Kootenai, Idaho 5 $ 489,000 $ 97,800 $ 15,000
Peoria, Illinois 5 $ 2,251,000 $ 450,200 $ 332,000
Harford, Maryland 5 $ 1,914,000 $ 382,800 $ 842,000
Worcester, Maryland 5 $ 1,689,000 $ 337,800 $ 109,000
Putnam, New York 5 $ 1,343,000 $ 268,600 $ 87,000
Buncombe, North Carolina 5 $ 776,000 $ 155,200 $ 40,000
Union, North Carolina 5 $ 1,406,000 $ 281,200 $ 150,000
Norfolk, Virginia 5 $ 1,892,000 $ 378,400 $ 167,000
Island, Washington 5 $ 1,134,000 $ 226,800 $ 37,000
Skagit, Washington 5 $ 1,132,000 $ 226,400 $ 72,000
Whatcom, Washington 5 $ 1,253,000 $ 250,600 $ 57,000
Siskiyou, California 4 $ 407,000 $ 101,750 $ 0
Archuleta, Colorado 4 $ 850,000 $ 212,500 $ 16,000
Garfield, Colorado 4 $ 1,758,000 $ 439,500 $ 186,000
La Plata, Colorado 4 $ 1,971,000 $ 492,750 $ 240,000
Escambia, Florida 4 $ 1,996,000 $ 499,000 $ 397,000
Indian River, Florida 4 $ 1,305,000 $ 326,250 $ 1,049,000
Leon, Florida 4 $ 1,142,000 $ 285,500 $ 81,000
Lumpkin, Georgia 4 $ 1,456,000 $ 364,000 $ 202,000
Walton, Georgia 4 $ 772,000 $ 193,000 $ 90,000
Sedgwick, Kansas 4 $ 1,042,000 $ 260,500 $ 108,000
York, Maine 4 $ 1,980,000 $ 495,000 $ 117,000
Queen Anne's, Maryland 4 $ 1,522,000 $ 380,500 $ 195,000
Hampden, Massachusetts 4 $ 406,000 $ 101,500 $ 14,000
Nantucket, Massachusetts 4 $ 2,425,000 $ 606,250 $ 320,000
Macomb, Michigan 4 $ 1,139,000 $ 284,750 $ 0
Anoka, Minnesota 4 $ 1,549,000 $ 387,250 $ 221,000
Jackson, Missouri 4 $ 2,072,000 $ 518,000 $ 324,000
Sussex, New Jersey 4 $ 1,601,000 $ 400,250 $ 248,000
Currituck, North Carolina 4 $ 1,870,000 $ 467,500 $ 457,000
Greene, Ohio 4 $ 1,989,000 $ 497,250 $ 1,021,000
Summit, Ohio 4 $ 1,467,000 $ 366,750 $ 204,000
Warren, Ohio 4 $ 1,402,000 $ 350,500 $ 103,000
Berks, Pennsylvania 4 $ 1,189,000 $ 297,250 $ 151,000
Butler, Pennsylvania 4 $ 1,217,000 $ 304,250 $ 162,000
Kent, Rhode Island 4 $ 936,000 $ 234,000 $ 22,000
Dorchester, South Carolina 4 $ 1,570,000 $ 392,500 $ 28,000
Horry, South Carolina 4 $ 946,000 $ 236,500 $ 99,000
York, South Carolina 4 $ 1,451,000 $ 362,750 $ 49,000
Knox, Tennessee 4 $ 1,559,000 $ 389,750 $ 102,000
Loudon, Tennessee 4 $ 1,826,000 $ 456,500 $ 336,000
Shelby, Tennessee 4 $ 1,006,000 $ 251,500 $ 285,000
Bexar, Texas 4 $ 1,337,000 $ 334,250 $ 206,000
Parker, Texas 4 $ 1,690,000 $ 422,500 $ 137,000
Rockwall, Texas 4 $ 1,654,000 $ 413,500 $ 121,000
Roanoke City, Virginia 4 $ 1,593,000 $ 398,250 $ 254,000
Coconino, Arizona 3 $ 808,000 $ 269,333 $ 0
Lake, California 3 $ 615,000 $ 205,000 $ 97,000
Plumas, California 3 $ 1,514,000 $ 504,666 $ 258,000
Shasta, California 3 $ 1,054,000 $ 351,333 $ 60,000
Tehama, California 3 $ 354,000 $ 118,000 $ 18,000
Tulare, California 3 $ 562,000 $ 187,333 $ 100,000
Gunnison, Colorado 3 $ 1,163,000 $ 387,666 $ 272,000
San Miguel, Colorado 3 $ 882,000 $ 294,000 $ 202,000
Litchfield, Connecticut 3 $ 415,000 $ 138,333 $ 21,000
New London, Connecticut 3 $ 820,000 $ 273,333 $ 150,000
Lake, Florida 3 $ 1,165,000 $ 388,333 $ 198,000
Marion, Florida 3 $ 874,000 $ 291,333 $ 0
Barrow, Georgia 3 $ 282,000 $ 94,000 $ 72,000
Haralson, Georgia 3 $ 363,000 $ 121,000 $ 60,000
Newton, Georgia 3 $ 521,000 $ 173,666 $ 44,000
Bonner, Idaho 3 $ 424,000 $ 141,333 $ 92,000
Latah, Idaho 3 $ 310,000 $ 103,333 $ 0
Allen, Indiana 3 $ 1,410,000 $ 470,000 $ 141,000
Boone, Indiana 3 $ 1,549,000 $ 516,333 $ 263,000
Lake, Indiana 3 $ 240,000 $ 80,000 $ 0
East Baton Rouge, Louisiana 3 $ 1,680,000 $ 560,000 $ 430,000
Calvert, Maryland 3 $ 1,055,000 $ 351,666 $ 1,288,000
Carroll, Maryland 3 $ 917,000 $ 305,666 $ 45,000
Charles, Maryland 3 $ 1,006,000 $ 335,333 $ 160,000
Dorchester, Maryland 3 $ 912,000 $ 304,000 $ 1,024,000
Garrett, Maryland 3 $ 1,025,000 $ 341,666 $ 170,000
Grand Traverse, Michigan 3 $ 876,000 $ 292,000 $ 148,000
Livingston, Michigan 3 $ 590,000 $ 196,666 $ 56,000
St. Clair, Michigan 3 $ 988,000 $ 329,333 $ 165,000
Washtenaw, Michigan 3 $ 1,292,000 $ 430,666 $ 112,000
Olmsted, Minnesota 3 $ 1,326,000 $ 442,000 $ 430,000
Wright, Minnesota 3 $ 1,288,000 $ 429,333 $ 39,000
Missoula, Montana 3 $ 309,000 $ 103,000 $ 28,000
Yellowstone, Montana 3 $ 685,000 $ 228,333 $ 23,000
Douglas, Nebraska 3 $ 2,067,000 $ 689,000 $ 710,000
Lancaster, Nebraska 3 $ 1,228,000 $ 409,333 $ 789,000
Warren, New Jersey 3 $ 683,000 $ 227,666 $ 24,000
Taos, New Mexico 3 $ 1,511,000 $ 503,666 $ 137,000
Albany, New York 3 $ 282,000 $ 94,000 $ 17,000
Erie, New York 3 $ 228,000 $ 76,000 $ 45,000
Onondaga, New York 3 $ 591,000 $ 197,000 $ 240,000
Cabarrus, North Carolina 3 $ 1,046,000 $ 348,666 $ 207,000
Guilford, North Carolina 3 $ 771,000 $ 257,000 $ 292,000
Henderson, North Carolina 3 $ 382,000 $ 127,333 $ 0
Johnston, North Carolina 3 $ 517,000 $ 172,333 $ 0
Macon, North Carolina 3 $ 1,845,000 $ 615,000 $ 459,000
Moore, North Carolina 3 $ 1,299,000 $ 433,000 $ 494,000
Orange, North Carolina 3 $ 1,200,000 $ 400,000 $ 66,000
Lake, Ohio 3 $ 1,073,000 $ 357,666 $ 214,000
Lucas, Ohio 3 $ 1,524,000 $ 508,000 $ 368,000
Medina, Ohio 3 $ 1,366,000 $ 455,333 $ 123,000
Portage, Ohio 3 $ 1,282,000 $ 427,333 $ 73,000
Stark, Ohio 3 $ 880,000 $ 293,333 $ 151,000
Cleveland, Oklahoma 3 $ 1,309,000 $ 436,333 $ 233,000
Tulsa, Oklahoma 3 $ 1,203,000 $ 401,000 $ 99,000
Hood River, Oregon 3 $ 699,000 $ 233,000 $ 213,000
Tillamook, Oregon 3 $ 1,240,000 $ 413,333 $ 72,000
Yamhill, Oregon 3 $ 1,024,000 $ 341,333 $ 65,000
Dauphin, Pennsylvania 3 $ 882,000 $ 294,000 $ 199,000
Lehigh, Pennsylvania 3 $ 847,000 $ 282,333 $ 101,000
Northampton, Pennsylvania 3 $ 1,305,000 $ 435,000 $ 139,000
York, Pennsylvania 3 $ 939,000 $ 313,000 $ 311,000
Bristol, Rhode Island 3 $ 1,071,000 $ 357,000 $ 28,000
Washington, Rhode Island 3 $ 1,602,000 $ 534,000 $ 229,000
Williamson, Texas 3 $ 383,000 $ 127,666 $ 46,000
Albemarle, Virginia 3 $ 938,000 $ 312,666 $ 172,000
Roanoke, Virginia 3 $ 1,419,000 $ 473,000 $ 239,000
Spotsylvania, Virginia 3 $ 988,000 $ 329,333 $ 84,000
Thurston, Washington 3 $ 358,000 $ 119,333 $ 45,000
Brown, Wisconsin 3 $ 1,705,000 $ 568,333 $ 397,000
Walworth, Wisconsin 3 $ 1,214,000 $ 404,666 $ 386,000
Teton, Wyoming 3 $ 2,584,000 $ 861,333 $ 574,000
Gila, Arizona 2 $ 1,093,000 $ 546,500 $ 327,000
Pulaski, Arkansas 2 $ 947,000 $ 473,500 $ 2,064,000
Madera, California 2 $ 800,000 $ 400,000 $ 107,000
Mono, California 2 $ 1,092,000 $ 546,000 $ 410,000
Mesa, Colorado 2 $ 768,000 $ 384,000 $ 209,000
Montrose, Colorado 2 $ 798,000 $ 399,000 $ 210,000
Routt, Colorado 2 $ 1,369,000 $ 684,500 $ 238,000
Middlesex, Connecticut 2 $ 343,000 $ 171,500 $ 33,000
Tolland, Connecticut 2 $ 159,000 $ 79,500 $ 30,000
Hernando, Florida 2 $ 250,000 $ 125,000 $ 0
Polk, Florida 2 $ 698,000 $ 349,000 $ 189,000
Carroll, Georgia 2 $ 375,000 $ 187,500 $ 120,000
Clarke, Georgia 2 $ 432,000 $ 216,000 $ 113,000
Coweta, Georgia 2 $ 250,000 $ 125,000 $ 34,000
Gordon, Georgia 2 $ 177,000 $ 88,500 $ 19,000
Habersham, Georgia 2 $ 389,000 $ 194,500 $ 67,000
Jackson, Georgia 2 $ 349,000 $ 174,500 $ 89,000
Pickens, Georgia 2 $ 578,000 $ 289,000 $ 319,000
Valley, Idaho 2 $ 616,000 $ 308,000 $ 137,000
Kendall, Illinois 2 $ 434,000 $ 217,000 $ 0
Bartholomew, Indiana 2 $ 874,000 $ 437,000 $ 147,000
Hendricks, Indiana 2 $ 1,290,000 $ 645,000 $ 308,000
Dallas, Iowa 2 $ 913,000 $ 456,500 $ 177,000
Oldham, Kentucky 2 $ 937,000 $ 468,500 $ 0
Caddo, Louisiana 2 $ 1,016,000 $ 508,000 $ 337,000
Orleans, Louisiana 2 $ 795,000 $ 397,500 $ 222,000
Cumberland, Maine 2 $ 676,000 $ 338,000 $ 127,000
Talbot, Maryland 2 $ 1,190,000 $ 595,000 $ 0
Berrien, Michigan 2 $ 1,032,000 $ 516,000 $ 210,000
Emmet, Michigan 2 $ 470,000 $ 235,000 $ 662,000
Jackson, Michigan 2 $ 547,000 $ 273,500 $ 454,000
Kalamazoo, Michigan 2 $ 594,000 $ 297,000 $ 306,000
Sherburne, Minnesota 2 $ 564,000 $ 282,000 $ 36,000
Jackson, Mississippi 2 $ 189,000 $ 94,500 $ 0
Rankin, Mississippi 2 $ 494,000 $ 247,000 $ 74,000
Boone, Missouri 2 $ 798,000 $ 399,000 $ 391,000
Camden, Missouri 2 $ 864,000 $ 432,000 $ 294,000
St. Louis City, Missouri 2 $ 1,217,000 $ 608,500 $ 304,000
Ravalli, Montana 2 $ 560,000 $ 280,000 $ 105,000
Belknap, New Hampshire 2 $ 800,000 $ 400,000 $ 210,000
Strafford, New Hampshire 2 $ 185,000 $ 92,500 $ 42,000
Colfax, New Mexico 2 $ 511,000 $ 255,500 $ 164,000
Los Alamos, New Mexico 2 $ 911,000 $ 455,500 $ 186,000
Niagara, New York 2 $ 87,000 $ 43,500 $ 0
Sullivan, New York 2 $ 456,000 $ 228,000 $ 60,000
Ulster, New York 2 $ 277,000 $ 138,500 $ 65,000
Catawba, North Carolina 2 $ 672,000 $ 336,000 $ 36,000
Chatham, North Carolina 2 $ 382,000 $ 191,000 $ 32,000
Harnett, North Carolina 2 $ 180,000 $ 90,000 $ 0
Iredell, North Carolina 2 $ 856,000 $ 428,000 $ 138,000
Jackson, North Carolina 2 $ 625,000 $ 312,500 $ 54,000
Pitt, North Carolina 2 $ 231,000 $ 115,500 $ 85,000
Watauga, North Carolina 2 $ 613,000 $ 306,500 $ 153,000
Lorain, Ohio 2 $ 538,000 $ 269,000 $ 131,000
Columbia, Oregon 2 $ 436,000 $ 218,000 $ 48,000
Jefferson, Oregon 2 $ 190,000 $ 95,000 $ 73,000
Lincoln, Oregon 2 $ 747,000 $ 373,500 $ 68,000
Cumberland, Pennsylvania 2 $ 813,000 $ 406,500 $ 288,000
Lancaster, Pennsylvania 2 $ 208,000 $ 104,000 $ 24,000
Mercer, Pennsylvania 2 $ 443,000 $ 221,500 $ 164,000
Mifflin, Pennsylvania 2 $ 175,000 $ 87,500 $ 0
Monroe, Pennsylvania 2 $ 150,000 $ 75,000 $ 22,000
Anderson, South Carolina 2 $ 885,000 $ 442,500 $ 123,000
Georgetown, South Carolina 2 $ 759,000 $ 379,500 $ 450,000
Lexington, South Carolina 2 $ 169,000 $ 84,500 $ 0
Pickens, South Carolina 2 $ 800,000 $ 400,000 $ 184,000
El Paso, Texas 2 $ 1,228,000 $ 614,000 $ 459,000
Galveston, Texas 2 $ 949,000 $ 474,500 $ 189,000
Hidalgo, Texas 2 $ 458,000 $ 229,000 $ 197,000
Nueces, Texas 2 $ 444,000 $ 222,000 $ 129,000
Smith, Texas 2 $ 1,040,000 $ 520,000 $ 108,000
Webb, Texas 2 $ 466,000 $ 233,000 $ 102,000
Weber, Utah 2 $ 537,000 $ 268,500 $ 169,000
James City, Virginia 2 $ 650,000 $ 325,000 $ 111,000
Manassas, Virginia 2 $ 748,000 $ 374,000 $ 804,000
Middlesex, Virginia 2 $ 813,000 $ 406,500 $ 247,000
Orange, Virginia 2 $ 310,000 $ 155,000 $ 49,000
Stafford, Virginia 2 $ 630,000 $ 315,000 $ 157,000
Yakima, Washington 2 $ 479,000 $ 239,500 $ 104,000
Fond du Lac, Wisconsin 2 $ 804,000 $ 402,000 $ 138,000
St. Croix, Wisconsin 2 $ 624,000 $ 312,000 $ 67,000
Mobile, Alabama 1 $ 768,000 $ 768,000 $ 0
Mohave, Arizona 1 $ 79,000 $ 79,000 $ 0
Santa Cruz, Arizona 1 $ 375,000 $ 375,000 $ 74,000
Benton, Arkansas 1 $ 56,000 $ 56,000 $ 0
Alpine, California 1 $ 200,000 $ 200,000 $ 60,000
Amador, California 1 $ 277,000 $ 277,000 $ 0
Butte, California 1 $ 231,000 $ 231,000 $ 0
Imperial, California 1 $ 131,000 $ 131,000 $ 93,000
San Benito, California 1 $ 329,000 $ 329,000 $ 198,000
Tuolumne, California 1 $ 174,000 $ 174,000 $ 174,000
Yuba, California 1 $ 75,000 $ 75,000 $ 0
Chaffee, Colorado 1 $ 88,000 $ 88,000 $ 0
Clear Creek, Colorado 1 $ 129,000 $ 129,000 $ 0
Custer, Colorado 1 $ 400,000 $ 400,000 $ 123,000
Elbert, Colorado 1 $ 312,000 $ 312,000 $ 108,000
Grand, Colorado 1 $ 71,000 $ 71,000 $ 0
Pueblo, Colorado 1 $ 40,000 $ 40,000 $ 18,000
Teller, Colorado 1 $ 110,000 $ 110,000 $ 53,000
Windham, Connecticut 1 $ 90,000 $ 90,000 $ 0
Alachua, Florida 1 $ 384,000 $ 384,000 $ 226,000
Citrus, Florida 1 $ 114,000 $ 114,000 $ 42,000
Highlands, Florida 1 $ 199,000 $ 199,000 $ 0
Nassau, Florida 1 $ 480,000 $ 480,000 $ 573,000
Sumter, Florida 1 $ 404,000 $ 404,000 $ 121,000
Banks, Georgia 1 $ 140,000 $ 140,000 $ 99,000
Bryan, Georgia 1 $ 648,000 $ 648,000 $ 206,000
Burke, Georgia 1 $ 68,000 $ 68,000 $ 44,000
Chatham, Georgia 1 $ 320,000 $ 320,000 $ 108,000
Decatur, Georgia 1 $ 30,000 $ 30,000 $ 18,000
Effingham, Georgia 1 $ 234,000 $ 234,000 $ 90,000
Elbert, Georgia 1 $ 86,000 $ 86,000 $ 58,000
Gilmer, Georgia 1 $ 190,000 $ 190,000 $ 71,000
Greene, Georgia 1 $ 441,000 $ 441,000 $ 361,000
Hart, Georgia 1 $ 165,000 $ 165,000 $ 108,000
Jeff Davis, Georgia 1 $ 39,000 $ 39,000 $ 42,000
Laurens, Georgia 1 $ 52,000 $ 52,000 $ 0
Long, Georgia 1 $ 50,000 $ 50,000 $ 0
Murray, Georgia 1 $ 71,000 $ 71,000 $ 47,000
Oconee, Georgia 1 $ 424,000 $ 424,000 $ 168,000
Oglethorpe, Georgia 1 $ 73,000 $ 73,000 $ 44,000
Putnam, Georgia 1 $ 267,000 $ 267,000 $ 72,000
Richmond, Georgia 1 $ 83,000 $ 83,000 $ 29,000
Spalding, Georgia 1 $ 144,000 $ 144,000 $ 77,000
Stephens, Georgia 1 $ 152,000 $ 152,000 $ 97,000
Tattnall, Georgia 1 $ 45,000 $ 45,000 $ 0
Union, Georgia 1 $ 123,000 $ 123,000 $ 100,000
Whitfield, Georgia 1 $ 48,000 $ 48,000 $ 58,000
Adams, Idaho 1 $ 265,000 $ 265,000 $ 173,000
Fremont, Idaho 1 $ 788,000 $ 788,000 $ 306,000
Madison, Idaho 1 $ 59,000 $ 59,000 $ 67,000
DeKalb, Illinois 1 $ 93,000 $ 93,000 $ 0
McLean, Illinois 1 $ 347,000 $ 347,000 $ 171,000
Sangamon, Illinois 1 $ 507,000 $ 507,000 $ 557,000
Tazewell, Illinois 1 $ 140,000 $ 140,000 $ 36,000
Williamson, Illinois 1 $ 60,000 $ 60,000 $ 0
Winnebago, Illinois 1 $ 635,000 $ 635,000 $ 225,000
Huntington, Indiana 1 $ 461,000 $ 461,000 $ 337,000
Johnson, Indiana 1 $ 343,000 $ 343,000 $ 0
LaPorte, Indiana 1 $ 346,000 $ 346,000 $ 341,000
Vanderburgh, Indiana 1 $ 471,000 $ 471,000 $ 0
Boone, Iowa 1 $ 510,000 $ 510,000 $ 153,000
Bremer, Iowa 1 $ 93,000 $ 93,000 $ 38,000
Johnson, Iowa 1 $ 390,000 $ 390,000 $ 0
Pottawattamie, Iowa 1 $ 119,000 $ 119,000 $ 138,000
Scott, Iowa 1 $ 360,000 $ 360,000 $ 125,000
Douglas, Kansas 1 $ 460,000 $ 460,000 $ 317,000
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Mortgage Loan Application Detail Totals for Greenpoint Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 9,439 $3,660,141,000 $409,687 $2,275,000 $249,291 $9,121,000
Home Purchase (one-to-four family) 3,206 $1,146,168,000 $356,975 $1,400,000 $309,512 $8,319,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 560 $201,240,000 $340,750 $1,500,000 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,238 $3,228,071,000 $398,744 $1,700,000 $320,489 $9,121,000
Information not provided by applicant in mail or telephone application 2,116 $830,367,000 $428,409 $1,479,000 $213,750 $7,200,000
Asian or Pacific Islander 777 $306,790,000 $397,548 $1,200,000 $201,580 $4,917,000
Hispanic 671 $189,823,000 $304,785 $1,000,000 $136,178 $2,678,000
Not applicable 500 $158,075,000 $364,666 $2,275,000 $333 $3,303,000
Other 499 $196,263,000 $422,250 $1,000,000 $369,333 $4,579,000
Black 380 $87,984,000 $295,750 $1,000,000 $201,375 $2,853,000
American Indian or Alaskan Native 24 $10,176,000 $468,200 $975,000 $185,100 $864,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,205 $5,007,549,000 $403,041 $2,275,000 $303,979 $9,121,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 13,205 $5,007,549,000 $403,041 $2,275,000 $303,979 $9,121,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenpoint Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenpoint Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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