HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2013

In 2013, HSBC Bank USA, NA of Chicago, IL reported 18,128 mortgage applications totaling $7.9 billion, down 26% from 2012. The average application was for $434,038, and applicants reported an average income of $173,096. 36% of its applications resulted in an originated loan and 13% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (5,031), Los Angeles-Long Beach-Glendale, CA (1,601) and Nassau-Suffolk, NY (932) (applications in parentheses).

Mortgage Company & Address HSBC Bank USA, NA

Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 18,128
Total Mortgage Loan Application Amount $7,868,253,000
Average Mortgage Loan Application Amount $434,038
Highest Mortgage Loan Application Amount $70,000,000
Average Applicant Income $173,096
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank USA, NA by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,601 $ 1,187,694,000 $ 741,845 $ 240,000
Queens, New York 1,167 $ 332,697,000 $ 285,087 $ 96,000
New York, New York 1,138 $ 984,894,000 $ 865,460 $ 441,000
Kings, New York 982 $ 374,331,000 $ 381,192 $ 140,000
Miami-Dade, Florida 659 $ 329,496,000 $ 499,993 $ 288,000
King, Washington 640 $ 264,488,000 $ 413,262 $ 100,000
Westchester, New York 639 $ 232,624,000 $ 364,043 $ 160,000
Nassau, New York 485 $ 197,234,000 $ 406,668 $ 188,000
Orange, California 450 $ 311,237,000 $ 691,637 $ 300,000
Suffolk, New York 447 $ 164,133,000 $ 367,187 $ 196,000
Santa Clara, California 400 $ 325,208,000 $ 813,020 $ 226,000
Philadelphia, Pennsylvania 399 $ 62,856,000 $ 157,533 $ 13,000
San Diego, California 377 $ 130,334,000 $ 345,713 $ 116,000
Erie, New York 363 $ 35,806,000 $ 98,639 $ 44,000
District of Columbia, District Of Columbia 330 $ 108,796,000 $ 329,684 $ 77,000
Alameda, California 328 $ 148,566,000 $ 452,945 $ 114,000
Bronx, New York 314 $ 77,783,000 $ 247,716 $ 56,000
Broward, Florida 271 $ 78,233,000 $ 288,682 $ 149,000
Fairfax, Virginia 255 $ 87,138,000 $ 341,717 $ 70,000
Fairfield, Connecticut 218 $ 176,836,000 $ 811,174 $ 328,000
Richmond, New York 218 $ 58,612,000 $ 268,862 $ 77,000
Bergen, New Jersey 210 $ 102,605,000 $ 488,595 $ 233,000
Palm Beach, Florida 206 $ 67,297,000 $ 326,684 $ 218,000
Monroe, New York 196 $ 17,969,000 $ 91,678 $ 33,000
San Mateo, California 177 $ 166,160,000 $ 938,757 $ 271,000
Hudson, New Jersey 167 $ 98,872,000 $ 592,047 $ 125,000
Montgomery, Maryland 154 $ 76,822,000 $ 498,844 $ 144,000
Rockland, New York 133 $ 40,299,000 $ 303,000 $ 116,000
Cook, Illinois 124 $ 35,461,000 $ 285,975 $ 132,000
San Francisco, California 105 $ 72,830,000 $ 693,619 $ 243,000
Essex, New Jersey 103 $ 44,206,000 $ 429,184 $ 261,000
Multnomah, Oregon 88 $ 15,449,000 $ 175,556 $ 7,000
Contra Costa, California 81 $ 50,595,000 $ 624,629 $ 198,000
Morris, New Jersey 81 $ 36,963,000 $ 456,333 $ 199,000
Monmouth, New Jersey 80 $ 43,392,000 $ 542,400 $ 264,000
Niagara, New York 76 $ 6,937,000 $ 91,276 $ 30,000
Riverside, California 75 $ 26,402,000 $ 352,026 $ 235,000
San Bernardino, California 69 $ 26,226,000 $ 380,086 $ 208,000
Arlington, Virginia 69 $ 23,096,000 $ 334,724 $ 63,000
Middlesex, New Jersey 67 $ 18,894,000 $ 282,000 $ 151,000
Orange, New York 65 $ 13,821,000 $ 212,630 $ 82,000
Maricopa, Arizona 63 $ 17,508,000 $ 277,904 $ 87,000
Dutchess, New York 63 $ 12,763,000 $ 202,587 $ 124,000
Harris, Texas 60 $ 18,390,000 $ 306,500 $ 210,000
Union, New Jersey 59 $ 25,048,000 $ 424,542 $ 265,000
Orange, Florida 55 $ 14,051,000 $ 255,472 $ 190,000
Alexandria, Virginia 49 $ 13,219,000 $ 269,775 $ 54,000
Ventura, California 48 $ 38,274,000 $ 797,375 $ 412,000
Sacramento, California 47 $ 12,364,000 $ 263,063 $ 80,000
New Castle, Delaware 47 $ 8,221,000 $ 174,914 $ 39,000
Clark, Nevada 46 $ 14,327,000 $ 311,456 $ 227,000
Marin, California 44 $ 43,378,000 $ 985,863 $ 325,000
Putnam, New York 44 $ 9,034,000 $ 205,318 $ 92,000
Broome, New York 43 $ 3,842,000 $ 89,348 $ 41,000
Prince George's, Maryland 42 $ 9,802,000 $ 233,380 $ 74,000
Middlesex, Massachusetts 40 $ 21,133,000 $ 528,325 $ 222,000
Ocean, New Jersey 39 $ 12,198,000 $ 312,769 $ 153,000
Monroe, Pennsylvania 39 $ 7,842,000 $ 201,076 $ 118,000
Hillsborough, Florida 36 $ 10,097,000 $ 280,472 $ 98,000
Oakland, Michigan 36 $ 7,061,000 $ 196,138 $ 117,000
Somerset, New Jersey 36 $ 16,986,000 $ 471,833 $ 320,000
Onondaga, New York 36 $ 3,298,000 $ 91,611 $ 32,000
Loudoun, Virginia 34 $ 11,087,000 $ 326,088 $ 125,000
New Haven, Connecticut 31 $ 6,779,000 $ 218,677 $ 85,000
Albany, New York 31 $ 5,043,000 $ 162,677 $ 48,000
Mecklenburg, North Carolina 31 $ 6,228,000 $ 200,903 $ 119,000
Collier, Florida 30 $ 7,901,000 $ 263,366 $ 169,000
Oneida, New York 30 $ 2,886,000 $ 96,200 $ 24,000
Lee, Florida 28 $ 4,982,000 $ 177,928 $ 231,000
Mercer, New Jersey 28 $ 14,270,000 $ 509,642 $ 236,000
Chautauqua, New York 28 $ 2,040,000 $ 72,857 $ 18,000
Saratoga, New York 27 $ 5,026,000 $ 186,148 $ 123,000
Wayne, New York 27 $ 2,383,000 $ 88,259 $ 13,000
Prince William, Virginia 27 $ 7,565,000 $ 280,185 $ 144,000
San Joaquin, California 25 $ 4,888,000 $ 195,520 $ 71,000
Osceola, Florida 25 $ 4,806,000 $ 192,240 $ 155,000
Suffolk, Massachusetts 25 $ 8,393,000 $ 335,720 $ 137,000
Fulton, Georgia 24 $ 5,271,000 $ 219,625 $ 100,000
Schenectady, New York 23 $ 3,270,000 $ 142,173 $ 32,000
Snohomish, Washington 23 $ 6,489,000 $ 282,130 $ 129,000
DuPage, Illinois 22 $ 4,773,000 $ 216,954 $ 72,000
Fort Bend, Texas 22 $ 4,772,000 $ 216,909 $ 126,000
Volusia, Florida 21 $ 3,461,000 $ 164,809 $ 111,000
Livingston, New York 21 $ 2,237,000 $ 106,523 $ 34,000
Ontario, New York 21 $ 1,928,000 $ 91,809 $ 25,000
Ulster, New York 21 $ 4,285,000 $ 204,047 $ 100,000
Baltimore, Maryland 20 $ 3,777,000 $ 188,850 $ 37,000
Bucks, Pennsylvania 20 $ 5,700,000 $ 285,000 $ 157,000
Montgomery, Pennsylvania 20 $ 6,908,000 $ 345,400 $ 109,000
Gwinnett, Georgia 19 $ 2,965,000 $ 156,052 $ 40,000
Passaic, New Jersey 19 $ 5,357,000 $ 281,947 $ 207,000
Delaware, Pennsylvania 19 $ 2,998,000 $ 157,789 $ 82,000
Pinellas, Florida 18 $ 3,806,000 $ 211,444 $ 89,000
Seminole, Florida 18 $ 3,859,000 $ 214,388 $ 278,000
Cobb, Georgia 18 $ 4,270,000 $ 237,222 $ 110,000
Anne Arundel, Maryland 18 $ 5,158,000 $ 286,555 $ 126,000
Wake, North Carolina 18 $ 3,658,000 $ 203,222 $ 98,000
Franklin, Ohio 18 $ 2,711,000 $ 150,611 $ 117,000
Norfolk, Massachusetts 17 $ 10,360,000 $ 609,411 $ 180,000
Worcester, Massachusetts 17 $ 3,791,000 $ 223,000 $ 77,000
DeKalb, Georgia 16 $ 2,896,000 $ 181,000 $ 113,000
Baltimore City, Maryland 16 $ 2,138,000 $ 133,625 $ 51,000
Plymouth, Massachusetts 16 $ 4,804,000 $ 300,250 $ 420,000
Pike, Pennsylvania 16 $ 2,757,000 $ 172,312 $ 84,000
Lake, Illinois 15 $ 13,046,000 $ 869,733 $ 237,000
Marion, Indiana 15 $ 2,339,000 $ 155,933 $ 92,000
St. Louis, Missouri 15 $ 2,848,000 $ 189,866 $ 62,000
St. Lawrence, New York 15 $ 1,442,000 $ 96,133 $ 37,000
Sullivan, New York 15 $ 2,559,000 $ 170,600 $ 81,000
Allegheny, Pennsylvania 15 $ 2,000,000 $ 133,333 $ 86,000
Horry, South Carolina 15 $ 2,370,000 $ 158,000 $ 101,000
Hartford, Connecticut 14 $ 3,254,000 $ 232,428 $ 118,000
Essex, Massachusetts 14 $ 3,687,000 $ 263,357 $ 62,000
Wayne, Michigan 14 $ 2,187,000 $ 156,214 $ 50,000
Genesee, New York 14 $ 1,332,000 $ 95,142 $ 33,000
Kitsap, Washington 14 $ 6,235,000 $ 445,357 $ 213,000
Monterey, California 13 $ 8,344,000 $ 641,846 $ 273,000
Columbia, New York 13 $ 4,278,000 $ 329,076 $ 180,000
Fulton, New York 13 $ 1,255,000 $ 96,538 $ 55,000
Providence, Rhode Island 13 $ 2,191,000 $ 168,538 $ 82,000
Dallas, Texas 13 $ 6,712,000 $ 516,307 $ 241,000
Pierce, Washington 13 $ 2,402,000 $ 184,769 $ 89,000
Stanislaus, California 12 $ 2,291,000 $ 190,916 $ 138,000
Denver, Colorado 12 $ 4,100,000 $ 341,666 $ 152,000
Brevard, Florida 12 $ 3,089,000 $ 257,416 $ 219,000
Duval, Florida 12 $ 1,605,000 $ 133,750 $ 47,000
Lake, Florida 12 $ 1,841,000 $ 153,416 $ 111,000
Polk, Florida 12 $ 2,326,000 $ 193,833 $ 99,000
Sarasota, Florida 12 $ 4,500,000 $ 375,000 $ 193,000
Hillsborough, New Hampshire 12 $ 1,884,000 $ 157,000 $ 73,000
Jefferson, New York 12 $ 1,470,000 $ 122,500 $ 48,000
Travis, Texas 12 $ 6,294,000 $ 524,500 $ 262,000
Placer, California 11 $ 4,991,000 $ 453,727 $ 180,000
Santa Barbara, California 11 $ 17,291,000 $ 1,571,909 $ 1,309,000
Litchfield, Connecticut 11 $ 8,417,000 $ 765,181 $ 232,000
Martin, Florida 11 $ 10,758,000 $ 978,000 $ 1,030,000
St. Lucie, Florida 11 $ 1,571,000 $ 142,818 $ 58,000
Greene, New York 11 $ 2,347,000 $ 213,363 $ 136,000
Orleans, New York 11 $ 989,000 $ 89,909 $ 49,000
Lancaster, Pennsylvania 11 $ 1,366,000 $ 124,181 $ 112,000
Collin, Texas 11 $ 2,952,000 $ 268,363 $ 114,000
Middlesex, Connecticut 10 $ 3,989,000 $ 398,900 $ 132,000
Barnstable, Massachusetts 10 $ 5,851,000 $ 585,100 $ 391,000
Delaware, New York 10 $ 1,379,000 $ 137,900 $ 98,000
Chesterfield, Virginia 10 $ 1,950,000 $ 195,000 $ 100,000
Pitkin, Colorado 9 $ 17,097,000 $ 1,899,666 $ 615,000
Kane, Illinois 9 $ 1,749,000 $ 194,333 $ 88,000
Bristol, Massachusetts 9 $ 2,175,000 $ 241,666 $ 86,000
Washoe, Nevada 9 $ 3,428,000 $ 380,888 $ 232,000
Montgomery, New York 9 $ 607,000 $ 67,444 $ 23,000
Oswego, New York 9 $ 730,000 $ 81,111 $ 25,000
Rensselaer, New York 9 $ 1,410,000 $ 156,666 $ 11,000
Warren, New York 9 $ 1,319,000 $ 146,555 $ 48,000
Washington, New York 9 $ 929,000 $ 103,222 $ 40,000
El Dorado, California 8 $ 4,543,000 $ 567,875 $ 305,000
Solano, California 8 $ 1,982,000 $ 247,750 $ 86,000
Sonoma, California 8 $ 4,683,000 $ 585,375 $ 415,000
Pasco, Florida 8 $ 1,526,000 $ 190,750 $ 44,000
Lake, Indiana 8 $ 924,000 $ 115,500 $ 42,000
Frederick, Maryland 8 $ 2,068,000 $ 258,500 $ 122,000
Worcester, Maryland 8 $ 1,453,000 $ 181,625 $ 145,000
Hennepin, Minnesota 8 $ 5,877,000 $ 734,625 $ 225,000
Rockingham, New Hampshire 8 $ 1,949,000 $ 243,625 $ 54,000
Atlantic, New Jersey 8 $ 1,770,000 $ 221,250 $ 88,000
Burlington, New Jersey 8 $ 1,822,000 $ 227,750 $ 81,000
Sussex, New Jersey 8 $ 1,941,000 $ 242,625 $ 63,000
Cattaraugus, New York 8 $ 687,000 $ 85,875 $ 83,000
Essex, New York 8 $ 1,243,000 $ 155,375 $ 103,000
Tioga, New York 8 $ 918,000 $ 114,750 $ 55,000
Cuyahoga, Ohio 8 $ 1,590,000 $ 198,750 $ 111,000
Chester, Pennsylvania 8 $ 1,732,000 $ 216,500 $ 128,000
Lehigh, Pennsylvania 8 $ 1,218,000 $ 152,250 $ 60,000
Tarrant, Texas 8 $ 875,000 $ 109,375 $ 233,000
Pima, Arizona 7 $ 1,944,000 $ 277,714 $ 196,000
Santa Cruz, California 7 $ 3,645,000 $ 520,714 $ 176,000
Arapahoe, Colorado 7 $ 1,846,000 $ 263,714 $ 61,000
Jefferson, Colorado 7 $ 1,421,000 $ 203,000 $ 68,000
Will, Illinois 7 $ 1,110,000 $ 158,571 $ 74,000
Charles, Maryland 7 $ 1,300,000 $ 185,714 $ 56,000
Washington, Maryland 7 $ 1,522,000 $ 217,428 $ 102,000
Merrimack, New Hampshire 7 $ 1,078,000 $ 154,000 $ 44,000
Hunterdon, New Jersey 7 $ 1,631,000 $ 233,000 $ 107,000
Chemung, New York 7 $ 723,000 $ 103,285 $ 19,000
Wyoming, New York 7 $ 543,000 $ 77,571 $ 50,000
Union, North Carolina 7 $ 2,149,000 $ 307,000 $ 53,000
Jefferson, Ohio 7 $ 570,000 $ 81,428 $ 10,000
Luzerne, Pennsylvania 7 $ 513,000 $ 73,285 $ 35,000
Wayne, Pennsylvania 7 $ 945,000 $ 135,000 $ 56,000
Washington, Rhode Island 7 $ 1,480,000 $ 211,428 $ 93,000
Salt Lake, Utah 7 $ 1,376,000 $ 196,571 $ 202,000
Virginia Beach, Virginia 7 $ 1,130,000 $ 161,428 $ 57,000
Pinal, Arizona 6 $ 1,142,000 $ 190,333 $ 73,000
Kern, California 6 $ 1,453,000 $ 242,166 $ 55,000
Merced, California 6 $ 1,312,000 $ 218,666 $ 75,000
New London, Connecticut 6 $ 1,143,000 $ 190,500 $ 120,000
Manatee, Florida 6 $ 1,907,000 $ 317,833 $ 277,000
Marion, Florida 6 $ 848,000 $ 141,333 $ 60,000
Monroe, Florida 6 $ 2,382,000 $ 397,000 $ 134,000
Honolulu, Hawaii 6 $ 6,803,000 $ 1,133,833 $ 526,000
Jefferson, Kentucky 6 $ 1,512,000 $ 252,000 $ 73,000
Queen Anne's, Maryland 6 $ 1,083,000 $ 180,500 $ 71,000
Camden, Missouri 6 $ 959,000 $ 159,833 $ 74,000
Camden, New Jersey 6 $ 1,150,000 $ 191,666 $ 62,000
Warren, New Jersey 6 $ 1,436,000 $ 239,333 $ 92,000
Cayuga, New York 6 $ 511,000 $ 85,166 $ 35,000
Herkimer, New York 6 $ 338,000 $ 56,333 $ 59,000
Steuben, New York 6 $ 278,000 $ 46,333 $ 0
Durham, North Carolina 6 $ 985,000 $ 164,166 $ 97,000
Guilford, North Carolina 6 $ 1,019,000 $ 169,833 $ 74,000
Washington, Oregon 6 $ 1,327,000 $ 221,166 $ 83,000
Berks, Pennsylvania 6 $ 1,368,000 $ 228,000 $ 79,000
York, Pennsylvania 6 $ 1,153,000 $ 192,166 $ 42,000
Charleston, South Carolina 6 $ 2,532,000 $ 422,000 $ 358,000
Lexington, South Carolina 6 $ 1,584,000 $ 264,000 $ 172,000
Shelby, Tennessee 6 $ 786,000 $ 131,000 $ 74,000
Charlottesville, Virginia 6 $ 1,727,000 $ 287,833 $ 378,000
Culpeper, Virginia 6 $ 1,107,000 $ 184,500 $ 61,000
Milwaukee, Wisconsin 6 $ 937,000 $ 156,166 $ 50,000
Madera, California 5 $ 1,087,000 $ 217,400 $ 72,000
Tuolumne, California 5 $ 1,192,000 $ 238,400 $ 43,000
Eagle, Colorado 5 $ 5,231,000 $ 1,046,200 $ 893,000
Flagler, Florida 5 $ 1,223,000 $ 244,600 $ 78,000
Leon, Florida 5 $ 654,000 $ 130,800 $ 48,000
St. Johns, Florida 5 $ 1,124,000 $ 224,800 $ 132,000
Cumberland, Maine 5 $ 1,408,000 $ 281,600 $ 155,000
Kennebec, Maine 5 $ 732,000 $ 146,400 $ 44,000
York, Maine 5 $ 878,000 $ 175,600 $ 34,000
Harford, Maryland 5 $ 881,000 $ 176,200 $ 45,000
Howard, Maryland 5 $ 1,531,000 $ 306,200 $ 138,000
Hampden, Massachusetts 5 $ 688,000 $ 137,600 $ 54,000
Macomb, Michigan 5 $ 438,000 $ 87,600 $ 79,000
St. Charles, Missouri 5 $ 772,000 $ 154,400 $ 44,000
St. Louis City, Missouri 5 $ 695,000 $ 139,000 $ 133,000
Franklin, New York 5 $ 503,000 $ 100,600 $ 0
Chatham, North Carolina 5 $ 2,337,000 $ 467,400 $ 238,000
Summit, Ohio 5 $ 784,000 $ 156,800 $ 47,000
Carbon, Pennsylvania 5 $ 983,000 $ 196,600 $ 79,000
Lackawanna, Pennsylvania 5 $ 629,000 $ 125,800 $ 198,000
Kent, Rhode Island 5 $ 728,000 $ 145,600 $ 97,000
Knox, Tennessee 5 $ 579,000 $ 115,800 $ 70,000
Montgomery, Texas 5 $ 2,063,000 $ 412,600 $ 238,000
Hampton, Virginia 5 $ 687,000 $ 137,400 $ 50,000
Henrico, Virginia 5 $ 1,131,000 $ 226,200 $ 82,000
Norfolk, Virginia 5 $ 756,000 $ 151,200 $ 49,000
Stafford, Virginia 5 $ 1,406,000 $ 281,200 $ 164,000
Pulaski, Arkansas 4 $ 985,000 $ 246,250 $ 171,000
Fresno, California 4 $ 672,000 $ 168,000 $ 104,000
Tulare, California 4 $ 706,000 $ 176,500 $ 64,000
San Miguel, Colorado 4 $ 3,220,000 $ 805,000 $ 151,000
Windham, Connecticut 4 $ 785,000 $ 196,250 $ 37,000
Kent, Delaware 4 $ 834,000 $ 208,500 $ 76,000
Indian River, Florida 4 $ 2,443,000 $ 610,750 $ 798,000
Cherokee, Georgia 4 $ 786,000 $ 196,500 $ 84,000
Jefferson, Louisiana 4 $ 670,000 $ 167,500 $ 110,000
Talbot, Maryland 4 $ 1,234,000 $ 308,500 $ 123,000
Lincoln, Missouri 4 $ 479,000 $ 119,750 $ 28,000
Taney, Missouri 4 $ 564,000 $ 141,000 $ 36,000
Strafford, New Hampshire 4 $ 813,000 $ 203,250 $ 70,000
Allegany, New York 4 $ 160,000 $ 40,000 $ 19,000
Chenango, New York 4 $ 310,000 $ 77,500 $ 0
Buncombe, North Carolina 4 $ 536,000 $ 134,000 $ 34,000
Gaston, North Carolina 4 $ 499,000 $ 124,750 $ 39,000
Orange, North Carolina 4 $ 1,871,000 $ 467,750 $ 173,000
Delaware, Ohio 4 $ 645,000 $ 161,250 $ 82,000
Hamilton, Ohio 4 $ 357,000 $ 89,250 $ 19,000
Montgomery, Ohio 4 $ 470,000 $ 117,500 $ 12,000
Northampton, Pennsylvania 4 $ 657,000 $ 164,250 $ 103,000
Newport, Rhode Island 4 $ 2,525,000 $ 631,250 $ 325,000
Greenville, South Carolina 4 $ 1,063,000 $ 265,750 $ 108,000
York, South Carolina 4 $ 838,000 $ 209,500 $ 95,000
Hamilton, Tennessee 4 $ 830,000 $ 207,500 $ 97,000
Bexar, Texas 4 $ 761,000 $ 190,250 $ 113,000
Chesapeake, Virginia 4 $ 767,000 $ 191,750 $ 139,000
Spotsylvania, Virginia 4 $ 789,000 $ 197,250 $ 33,000
Jefferson, Alabama 3 $ 388,000 $ 129,333 $ 32,000
Madison, Alabama 3 $ 479,000 $ 159,666 $ 35,000
Mobile, Alabama 3 $ 300,000 $ 100,000 $ 123,000
Yavapai, Arizona 3 $ 463,000 $ 154,333 $ 101,000
Napa, California 3 $ 3,936,000 $ 1,312,000 $ 1,112,000
Nevada, California 3 $ 902,000 $ 300,666 $ 276,000
Sussex, Delaware 3 $ 635,000 $ 211,666 $ 45,000
Bay, Florida 3 $ 644,000 $ 214,666 $ 73,000
Escambia, Florida 3 $ 317,000 $ 105,666 $ 71,000
Walton, Florida 3 $ 1,308,000 $ 436,000 $ 64,000
Forsyth, Georgia 3 $ 678,000 $ 226,000 $ 39,000
Henry, Georgia 3 $ 534,000 $ 178,000 $ 29,000
Paulding, Georgia 3 $ 427,000 $ 142,333 $ 56,000
Rockdale, Georgia 3 $ 799,000 $ 266,333 $ 65,000
Walker, Georgia 3 $ 240,000 $ 80,000 $ 66,000
Maui, Hawaii 3 $ 7,090,000 $ 2,363,333 $ 697,000
Kendall, Illinois 3 $ 732,000 $ 244,000 $ 33,000
McHenry, Illinois 3 $ 605,000 $ 201,666 $ 35,000
St. Clair, Illinois 3 $ 265,000 $ 88,333 $ 33,000
Monroe, Indiana 3 $ 1,291,000 $ 430,333 $ 329,000
Johnson, Kansas 3 $ 1,509,000 $ 503,000 $ 253,000
Sagadahoc, Maine 3 $ 600,000 $ 200,000 $ 38,000
St. Mary's, Maryland 3 $ 574,000 $ 191,333 $ 65,000
Berkshire, Massachusetts 3 $ 1,873,000 $ 624,333 $ 704,000
Dukes, Massachusetts 3 $ 7,666,000 $ 2,555,333 $ 1,509,000
Berrien, Michigan 3 $ 239,000 $ 79,666 $ 8,000
Genesee, Michigan 3 $ 583,000 $ 194,333 $ 264,000
Ottawa, Michigan 3 $ 1,124,000 $ 374,666 $ 100,000
Washtenaw, Michigan 3 $ 621,000 $ 207,000 $ 96,000
Sherburne, Minnesota 3 $ 436,000 $ 145,333 $ 27,000
Warren, Missouri 3 $ 310,000 $ 103,333 $ 68,000
Carson City, Nevada 3 $ 585,000 $ 195,000 $ 53,000
Belknap, New Hampshire 3 $ 2,571,000 $ 857,000 $ 36,000
Madison, New York 3 $ 315,000 $ 105,000 $ 72,000
Carteret, North Carolina 3 $ 512,000 $ 170,666 $ 181,000
Iredell, North Carolina 3 $ 398,000 $ 132,666 $ 67,000
Lucas, Ohio 3 $ 284,000 $ 94,666 $ 75,000
Clackamas, Oregon 3 $ 1,626,000 $ 542,000 $ 137,000
Beaver, Pennsylvania 3 $ 289,000 $ 96,333 $ 52,000
Cumberland, Pennsylvania 3 $ 583,000 $ 194,333 $ 88,000
Dauphin, Pennsylvania 3 $ 727,000 $ 242,333 $ 142,000
Franklin, Pennsylvania 3 $ 466,000 $ 155,333 $ 190,000
Lebanon, Pennsylvania 3 $ 237,000 $ 79,000 $ 42,000
Beaufort, South Carolina 3 $ 576,000 $ 192,000 $ 109,000
Richland, South Carolina 3 $ 531,000 $ 177,000 $ 84,000
Brazoria, Texas 3 $ 761,000 $ 253,666 $ 127,000
Denton, Texas 3 $ 684,000 $ 228,000 $ 163,000
Williamson, Texas 3 $ 403,000 $ 134,333 $ 87,000
Summit, Utah 3 $ 3,683,000 $ 1,227,666 $ 646,000
Chittenden, Vermont 3 $ 898,000 $ 299,333 $ 83,000
Accomack, Virginia 3 $ 518,000 $ 172,666 $ 138,000
Caroline, Virginia 3 $ 598,000 $ 199,333 $ 182,000
Fairfax City, Virginia 3 $ 853,000 $ 284,333 $ 68,000
Fauquier, Virginia 3 $ 869,000 $ 289,666 $ 40,000
Franklin, Virginia 3 $ 639,000 $ 213,000 $ 144,000
Frederick, Virginia 3 $ 676,000 $ 225,333 $ 62,000
Greene, Virginia 3 $ 1,293,000 $ 431,000 $ 816,000
Richmond City, Virginia 3 $ 853,000 $ 284,333 $ 46,000
Shenandoah, Virginia 3 $ 652,000 $ 217,333 $ 99,000
Suffolk, Virginia 3 $ 333,000 $ 111,000 $ 40,000
Teton, Wyoming 3 $ 2,295,000 $ 765,000 $ 265,000
Baldwin, Alabama 2 $ 385,000 $ 192,500 $ 110,000
Elmore, Alabama 2 $ 315,000 $ 157,500 $ 54,000
Shelby, Alabama 2 $ 295,000 $ 147,500 $ 50,000
Benton, Arkansas 2 $ 610,000 $ 305,000 $ 157,000
Humboldt, California 2 $ 460,000 $ 230,000 $ 80,000
Mariposa, California 2 $ 327,000 $ 163,500 $ 56,000
Mendocino, California 2 $ 1,820,000 $ 910,000 $ 360,000
Shasta, California 2 $ 360,000 $ 180,000 $ 123,000
Yolo, California 2 $ 267,000 $ 133,500 $ 1,342,000
Boulder, Colorado 2 $ 894,000 $ 447,000 $ 307,000
Douglas, Colorado 2 $ 903,000 $ 451,500 $ 93,000
El Paso, Colorado 2 $ 261,000 $ 130,500 $ 173,000
Gunnison, Colorado 2 $ 1,065,000 $ 532,500 $ 549,000
Sedgwick, Colorado 2 $ 130,000 $ 65,000 $ 57,000
Summit, Colorado 2 $ 677,000 $ 338,500 $ 126,000
Alachua, Florida 2 $ 257,000 $ 128,500 $ 60,000
Charlotte, Florida 2 $ 395,000 $ 197,500 $ 25,000
Citrus, Florida 2 $ 387,000 $ 193,500 $ 33,000
Sumter, Florida 2 $ 271,000 $ 135,500 $ 61,000
Barrow, Georgia 2 $ 255,000 $ 127,500 $ 74,000
Bartow, Georgia 2 $ 209,000 $ 104,500 $ 49,000
Clarke, Georgia 2 $ 266,000 $ 133,000 $ 196,000
Clayton, Georgia 2 $ 284,000 $ 142,000 $ 80,000
Muscogee, Georgia 2 $ 338,000 $ 169,000 $ 159,000
Richmond, Georgia 2 $ 123,000 $ 61,500 $ 90,000
Walton, Georgia 2 $ 355,000 $ 177,500 $ 84,000
Ada, Idaho 2 $ 469,000 $ 234,500 $ 65,000
Champaign, Illinois 2 $ 140,000 $ 70,000 $ 16,000
DeKalb, Illinois 2 $ 241,000 $ 120,500 $ 112,000
Bartholomew, Indiana 2 $ 458,000 $ 229,000 $ 91,000
Boone, Indiana 2 $ 829,000 $ 414,500 $ 202,000
Hamilton, Indiana 2 $ 1,616,000 $ 808,000 $ 973,000
Henry, Indiana 2 $ 88,000 $ 44,000 $ 21,000
St. Joseph, Indiana 2 $ 204,000 $ 102,000 $ 50,000
Anderson, Kentucky 2 $ 187,000 $ 93,500 $ 66,000
Orleans, Louisiana 2 $ 1,030,000 $ 515,000 $ 163,000
Androscoggin, Maine 2 $ 347,000 $ 173,500 $ 48,000
Lincoln, Maine 2 $ 335,000 $ 167,500 $ 72,000
Caroline, Maryland 2 $ 288,000 $ 144,000 $ 50,000
Carroll, Maryland 2 $ 545,000 $ 272,500 $ 42,000
Wicomico, Maryland 2 $ 261,000 $ 130,500 $ 20,000
Nantucket, Massachusetts 2 $ 1,373,000 $ 686,500 $ 773,000
Ingham, Michigan 2 $ 431,000 $ 215,500 $ 83,000
Jackson, Michigan 2 $ 425,000 $ 212,500 $ 76,000
Kalamazoo, Michigan 2 $ 211,000 $ 105,500 $ 89,000
Lenawee, Michigan 2 $ 170,000 $ 85,000 $ 58,000
Livingston, Michigan 2 $ 353,000 $ 176,500 $ 116,000
Monroe, Michigan 2 $ 295,000 $ 147,500 $ 0
Anoka, Minnesota 2 $ 428,000 $ 214,000 $ 61,000
Jackson, Missouri 2 $ 394,000 $ 197,000 $ 196,000
Johnson, Missouri 2 $ 269,000 $ 134,500 $ 29,000
Cape May, New Jersey 2 $ 423,000 $ 211,500 $ 112,000
Clinton, New York 2 $ 159,000 $ 79,500 $ 58,000
Cortland, New York 2 $ 201,000 $ 100,500 $ 0
Hamilton, New York 2 $ 161,000 $ 80,500 $ 27,000
Schoharie, New York 2 $ 199,000 $ 99,500 $ 0
Schuyler, New York 2 $ 212,000 $ 106,000 $ 60,000
Yates, New York 2 $ 258,000 $ 129,000 $ 32,000
Cumberland, North Carolina 2 $ 151,000 $ 75,500 $ 36,000
Forsyth, North Carolina 2 $ 269,000 $ 134,500 $ 54,000
Perquimans, North Carolina 2 $ 408,000 $ 204,000 $ 0
Pitt, North Carolina 2 $ 237,000 $ 118,500 $ 220,000
Scotland, North Carolina 2 $ 485,000 $ 242,500 $ 6,000
Butler, Ohio 2 $ 393,000 $ 196,500 $ 37,000
Huron, Ohio 2 $ 211,000 $ 105,500 $ 15,000
Knox, Ohio 2 $ 318,000 $ 159,000 $ 38,000
Licking, Ohio 2 $ 319,000 $ 159,500 $ 82,000
Deschutes, Oregon 2 $ 691,000 $ 345,500 $ 210,000
Linn, Oregon 2 $ 320,000 $ 160,000 $ 26,000
Adams, Pennsylvania 2 $ 307,000 $ 153,500 $ 5,000
Butler, Pennsylvania 2 $ 397,000 $ 198,500 $ 48,000
Erie, Pennsylvania 2 $ 242,000 $ 121,000 $ 21,000
Susquehanna, Pennsylvania 2 $ 301,000 $ 150,500 $ 49,000
Washington, Pennsylvania 2 $ 284,000 $ 142,000 $ 0
Dorchester, South Carolina 2 $ 231,000 $ 115,500 $ 15,000
Kershaw, South Carolina 2 $ 371,000 $ 185,500 $ 0
Oconee, South Carolina 2 $ 1,713,000 $ 856,500 $ 192,000
Pickens, South Carolina 2 $ 302,000 $ 151,000 $ 258,000
Davidson, Tennessee 2 $ 1,055,000 $ 527,500 $ 250,000
Kendall, Texas 2 $ 640,000 $ 320,000 $ 127,000
Lamoille, Vermont 2 $ 2,656,000 $ 1,328,000 $ 98,000
Windham, Vermont 2 $ 540,000 $ 270,000 $ 302,000
Albemarle, Virginia 2 $ 748,000 $ 374,000 $ 88,000
Cumberland, Virginia 2 $ 397,000 $ 198,500 $ 79,000
James City, Virginia 2 $ 325,000 $ 162,500 $ 42,000
Manassas, Virginia 2 $ 278,000 $ 139,000 $ 27,000
Portsmouth, Virginia 2 $ 287,000 $ 143,500 $ 38,000
Roanoke, Virginia 2 $ 335,000 $ 167,500 $ 34,000
Staunton, Virginia 2 $ 149,000 $ 74,500 $ 34,000
Winchester, Virginia 2 $ 318,000 $ 159,000 $ 61,000
York, Virginia 2 $ 416,000 $ 208,000 $ 35,000
Clark, Washington 2 $ 259,000 $ 129,500 $ 53,000
Douglas, Washington 2 $ 250,000 $ 125,000 $ 63,000
San Juan, Washington 2 $ 534,000 $ 267,000 $ 64,000
Whatcom, Washington 2 $ 482,000 $ 241,000 $ 96,000
Berkeley, West Virginia 2 $ 252,000 $ 126,000 $ 0
Dane, Wisconsin 2 $ 340,000 $ 170,000 $ 294,000
Autauga, Alabama 1 $ 115,000 $ 115,000 $ 55,000
Chambers, Alabama 1 $ 144,000 $ 144,000 $ 36,000
Chilton, Alabama 1 $ 39,000 $ 39,000 $ 64,000
Lee, Alabama 1 $ 140,000 $ 140,000 $ 23,000
Marshall, Alabama 1 $ 137,000 $ 137,000 $ 0
Russell, Alabama 1 $ 91,000 $ 91,000 $ 97,000
Coconino, Arizona 1 $ 229,000 $ 229,000 $ 83,000
Gila, Arizona 1 $ 398,000 $ 398,000 $ 155,000
Mohave, Arizona 1 $ 96,000 $ 96,000 $ 122,000
Faulkner, Arkansas 1 $ 103,000 $ 103,000 $ 0
Amador, California 1 $ 272,000 $ 272,000 $ 70,000
Butte, California 1 $ 239,000 $ 239,000 $ 81,000
Calaveras, California 1 $ 224,000 $ 224,000 $ 20,000
Colusa, California 1 $ 65,000 $ 65,000 $ 158,000
Imperial, California 1 $ 165,000 $ 165,000 $ 47,000
Inyo, California 1 $ 118,000 $ 118,000 $ 15,000
Kings, California 1 $ 121,000 $ 121,000 $ 48,000
Lassen, California 1 $ 132,000 $ 132,000 $ 0
Mono, California 1 $ 900,000 $ 900,000 $ 480,000
San Luis Obispo, California 1 $ 323,000 $ 323,000 $ 200,000
Siskiyou, California 1 $ 228,000 $ 228,000 $ 10,000
Sutter, California 1 $ 245,000 $ 245,000 $ 118,000
Tehama, California 1 $ 190,000 $ 190,000 $ 0
Yuba, California 1 $ 122,000 $ 122,000 $ 19,000
Adams, Colorado 1 $ 396,000 $ 396,000 $ 105,000
Broomfield, Colorado 1 $ 171,000 $ 171,000 $ 108,000
Kit Carson, Colorado 1 $ 100,000 $ 100,000 $ 0
Larimer, Colorado 1 $ 191,000 $ 191,000 $ 0
Mesa, Colorado 1 $ 145,000 $ 145,000 $ 29,000
Park, Colorado 1 $ 129,000 $ 129,000 $ 46,000
Tolland, Connecticut 1 $ 326,000 $ 326,000 $ 0
Columbia, Florida 1 $ 56,000 $ 56,000 $ 43,000
Hernando, Florida 1 $ 73,000 $ 73,000 $ 36,000
Okaloosa, Florida 1 $ 221,000 $ 221,000 $ 86,000
Catoosa, Georgia 1 $ 57,000 $ 57,000 $ 0
Cook, Georgia 1 $ 30,000 $ 30,000 $ 13,000
Coweta, Georgia 1 $ 137,000 $ 137,000 $ 59,000
Dawson, Georgia 1 $ 188,000 $ 188,000 $ 75,000
Douglas, Georgia 1 $ 116,000 $ 116,000 $ 48,000
Fayette, Georgia 1 $ 180,000 $ 180,000 $ 60,000
Glynn, Georgia 1 $ 1,925,000 $ 1,925,000 $ 554,000
Jackson, Georgia 1 $ 109,000 $ 109,000 $ 50,000
Lowndes, Georgia 1 $ 80,000 $ 80,000 $ 52,000
Lumpkin, Georgia 1 $ 118,000 $ 118,000 $ 36,000
Mitchell, Georgia 1 $ 111,000 $ 111,000 $ 77,000
Peach, Georgia 1 $ 72,000 $ 72,000 $ 33,000
Pickens, Georgia 1 $ 244,000 $ 244,000 $ 58,000
Union, Georgia 1 $ 209,000 $ 209,000 $ 465,000
Hawaii, Hawaii 1 $ 2,870,000 $ 2,870,000 $ 963,000
Kauai, Hawaii 1 $ 633,000 $ 633,000 $ 100,000
Blaine, Idaho 1 $ 390,000 $ 390,000 $ 564,000
Canyon, Idaho 1 $ 145,000 $ 145,000 $ 91,000
Kootenai, Idaho 1 $ 184,000 $ 184,000 $ 60,000
Valley, Idaho 1 $ 403,000 $ 403,000 $ 796,000
Bond, Illinois 1 $ 122,000 $ 122,000 $ 0
Franklin, Illinois 1 $ 117,000 $ 117,000 $ 0
Grundy, Illinois 1 $ 126,000 $ 126,000 $ 87,000
Henry, Illinois 1 $ 102,000 $ 102,000 $ 84,000
Jackson, Illinois 1 $ 41,000 $ 41,000 $ 111,000
McLean, Illinois 1 $ 74,000 $ 74,000 $ 0
Peoria, Illinois 1 $ 56,000 $ 56,000 $ 0
Union, Illinois 1 $ 258,000 $ 258,000 $ 68,000
Williamson, Illinois 1 $ 124,000 $ 124,000 $ 150,000
Winnebago, Illinois 1 $ 126,000 $ 126,000 $ 127,000
Cass, Indiana 1 $ 59,000 $ 59,000 $ 57,000
Clinton, Indiana 1 $ 69,000 $ 69,000 $ 35,000
Elkhart, Indiana 1 $ 160,000 $ 160,000 $ 11,000
Hancock, Indiana 1 $ 90,000 $ 90,000 $ 0
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Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,103 $4,212,069,000 $379,000 $30,500,000 $159,000 $9,999,000
Home Purchase 6,835 $3,588,388,000 $525,000 $70,000,000 $197,000 $9,999,000
Home Improvement 190 $67,796,000 $356,000 $3,480,000 $137,000 $1,541,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,824 $2,559,813,000 $439,000 $7,000,000 $205,000 $9,999,000
Not applicable 4,534 $1,301,423,000 $287,000 $70,000,000 $2,000 $6,594,000
Not Provided 2,962 $1,738,325,000 $586,000 $10,100,000 $326,000 $9,999,000
Asian 2,953 $1,733,130,000 $586,000 $7,500,000 $236,000 $9,999,000
Hispanic 1,102 $354,558,000 $321,000 $3,000,000 $174,000 $9,367,000
Black or African American 647 $137,046,000 $211,000 $902,000 $100,000 $6,192,000
Native Hawaiian or Other Pacific Islander 60 $28,426,000 $473,000 $2,000,000 $186,000 $999,000
American Indian or Alaskan Native 46 $15,532,000 $337,000 $2,810,000 $113,000 $592,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,498 $7,586,615,000 $459,000 $70,000,000 $188,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,487 $258,092,000 $173,000 $1,102,000 $23,000 $1,752,000
VA-guaranteed (Veterans Administration) 143 $23,546,000 $164,000 $629,000 $22,000 $325,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,448 $3,741,127,000 $580,000 $70,000,000 $248,000 $9,999,000
Loan Purchased By The Institution 4,429 $902,369,000 $203,000 $691,000 $0 $0
Application Denied By Financial Institution 2,384 $1,015,169,000 $425,000 $7,500,000 $170,000 $9,367,000
File Closed For Incompleteness 2,134 $951,575,000 $445,000 $9,000,000 $226,000 $9,999,000
Application Approved But Not Accepted 1,687 $725,068,000 $429,000 $8,050,000 $228,000 $9,999,000
Application Withdrawn By Applicant 780 $355,692,000 $456,000 $6,300,000 $280,000 $9,240,000
Preapproval Denied by Financial Institution 266 $177,253,000 $666,000 $3,900,000 $184,000 $2,132,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 803 $408,452,000 $508,000 $4,845,000 $122,000 $6,240,000
Other 644 $260,005,000 $403,000 $7,500,000 $177,000 $3,460,000
Collateral 583 $228,431,000 $391,000 $7,200,000 $192,000 $3,371,000
Credit History 239 $73,765,000 $308,000 $2,800,000 $118,000 $763,000
Unverifiable Information 166 $115,121,000 $693,000 $3,425,000 $330,000 $9,367,000
Credit Application Incomplete 96 $46,272,000 $482,000 $4,200,000 $271,000 $3,816,000
Insufficient Cash (Downpayment, Closing Cost) 79 $39,086,000 $494,000 $3,885,000 $174,000 $1,170,000
Employment History 31 $19,678,000 $634,000 $2,625,000 $205,000 $572,000
Mortgage Insurance Denied 9 $1,612,000 $179,000 $417,000 $110,000 $216,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank USA, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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