Ing Bank, FSB / Capital One Mortgage Lending & HMDA Data, 2012
In 2012, Ing Bank, FSB / Capital One of Baton Rouge, LA reported 15,607 mortgage applications totaling $6.0 billion. The average application was for $386,435, and applicants reported an average income of $211,508. 42% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (833), Los Angeles-Long Beach-Glendale, CA (764) and Chicago-Joliet-Naperville, IL (609) (applications in parentheses).
| Mortgage Company & Address | Ing Bank, FSB / Capital One 11130 Industriplex Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 |
| Total Number of Mortgage Applications | 15,607 |
| Total Mortgage Loan Application Amount | $6,031,106,000 |
| Average Mortgage Loan Application Amount | $386,435 |
| Highest Mortgage Loan Application Amount | $3,050,000 |
| Average Applicant Income | $211,508 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB / Capital One filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 833 | $ 376,328,000 | $ 451,774 | $ 193,390 |
| Los Angeles-Long Beach-Glendale, CA | 764 | $ 449,145,000 | $ 587,886 | $ 276,000 |
| Chicago-Joliet-Naperville, IL | 609 | $ 231,495,000 | $ 380,123 | $ 232,000 |
| Philadelphia, PA | 599 | $ 164,197,000 | $ 274,118 | $ 156,000 |
| Atlanta-Sandy Springs-Marietta, GA | 529 | $ 172,438,000 | $ 325,969 | $ 185,000 |
| New York-White Plains-Wayne, NY-NJ | 509 | $ 230,860,000 | $ 453,555 | $ 265,872 |
| Santa Ana-Anaheim-Irvine, CA | 393 | $ 183,618,000 | $ 467,221 | $ 198,000 |
| Oakland-Fremont-Hayward, CA | 348 | $ 171,736,000 | $ 493,494 | $ 209,000 |
| Edison-New Brunswick, NJ | 347 | $ 98,565,000 | $ 284,048 | $ 163,000 |
| Bridgeport-Stamford-Norwalk, CT | 340 | $ 141,854,000 | $ 417,217 | $ 502,000 |
| Phoenix-Mesa-Glendale, AZ | 335 | $ 137,259,000 | $ 409,728 | $ 253,000 |
| Baltimore-Towson, MD | 332 | $ 141,300,000 | $ 425,602 | $ 198,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 321 | $ 208,839,000 | $ 650,588 | $ 224,000 |
| Bethesda-Rockville-Frederick, MD | 299 | $ 155,709,000 | $ 520,765 | $ 233,000 |
| Denver-Aurora-Broomfield, CO | 295 | $ 170,300,000 | $ 577,288 | $ 276,000 |
| San Francisco-San Mateo-Redwood City, CA | 289 | $ 171,955,000 | $ 595,000 | $ 237,000 |
| Seattle-Bellevue-Everett, WA | 278 | $ 173,776,000 | $ 625,093 | $ 295,000 |
| Wilmington, DE-MD-NJ | 242 | $ 49,841,000 | $ 205,954 | $ 125,685 |
| Nassau-Suffolk, NY | 240 | $ 103,274,000 | $ 430,308 | $ 245,000 |
| Newark-Union, NJ-PA | 226 | $ 81,954,000 | $ 362,628 | $ 224,292 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 225 | $ 55,545,000 | $ 246,866 | $ 166,524 |
| Boston-Quincy, MA | 205 | $ 79,164,000 | $ 386,165 | $ 190,000 |
| Cambridge-Newton-Framingham, MA | 200 | $ 74,499,000 | $ 372,495 | $ 174,000 |
| Camden, NJ | 196 | $ 35,066,000 | $ 178,908 | $ 126,000 |
| San Diego-Carlsbad-San Marcos, CA | 177 | $ 109,022,000 | $ 615,943 | $ 225,000 |
| Riverside-San Bernardino-Ontario, CA | 149 | $ 41,511,000 | $ 278,597 | $ 142,000 |
| Hartford-West Hartford-East Hartford, CT | 142 | $ 30,686,000 | $ 216,098 | $ 130,000 |
| Raleigh-Cary, NC | 138 | $ 49,845,000 | $ 361,195 | $ 217,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 118 | $ 47,185,000 | $ 399,872 | $ 187,949 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 116 | $ 64,690,000 | $ 557,672 | $ 373,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 109 | $ 46,928,000 | $ 430,532 | $ 266,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 109 | $ 44,298,000 | $ 406,403 | $ 294,853 |
| Miami-Miami Beach-Kendall, FL | 107 | $ 63,964,000 | $ 597,794 | $ 380,000 |
| Warren-Troy-Farmington Hills, MI | 98 | $ 33,585,000 | $ 342,704 | $ 336,000 |
| Las Vegas-Paradise, NV | 91 | $ 31,348,000 | $ 344,483 | $ 282,000 |
| Tampa-St. Petersburg-Clearwater, FL | 90 | $ 25,865,000 | $ 287,388 | $ 192,000 |
| St. Louis, MO-IL | 84 | $ 26,851,000 | $ 319,654 | $ 177,214 |
| Oxnard-Thousand Oaks-Ventura, CA | 83 | $ 36,771,000 | $ 443,024 | $ 202,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 83 | $ 26,937,000 | $ 324,542 | $ 185,000 |
| Orlando-Kissimmee-Sanford, FL | 80 | $ 27,225,000 | $ 340,312 | $ 181,000 |
| Boulder, CO | 79 | $ 52,796,000 | $ 668,303 | $ 210,000 |
| Salt Lake City, UT | 76 | $ 49,656,000 | $ 653,368 | $ 427,000 |
| Kansas City, MO-KS | 73 | $ 15,794,000 | $ 216,356 | $ 165,904 |
| Allentown-Bethlehem-Easton, PA-NJ | 72 | $ 13,492,000 | $ 187,388 | $ 108,458 |
| New Haven-Milford, CT | 69 | $ 17,241,000 | $ 249,869 | $ 261,000 |
| Lake County-Kenosha County, IL-WI | 66 | $ 26,041,000 | $ 394,560 | $ 308,015 |
| Pittsburgh, PA | 64 | $ 13,087,000 | $ 204,484 | $ 138,000 |
| Trenton-Ewing, NJ | 60 | $ 23,237,000 | $ 387,283 | $ 213,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 57 | $ 18,852,000 | $ 330,736 | $ 162,789 |
| Richmond, VA | 56 | $ 15,959,000 | $ 284,982 | $ 161,000 |
| Peabody, MA | 55 | $ 20,797,000 | $ 378,127 | $ 182,000 |
| Tucson, AZ | 52 | $ 14,830,000 | $ 285,192 | $ 177,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 50 | $ 18,784,000 | $ 375,680 | $ 176,000 |
| Worcester, MA | 50 | $ 12,558,000 | $ 251,160 | $ 165,000 |
| Providence-New Bedford-Fall River, RI-MA | 48 | $ 16,732,000 | $ 348,583 | $ 213,395 |
| Indianapolis-Carmel, IN | 45 | $ 10,774,000 | $ 239,422 | $ 142,000 |
| Albuquerque, NM | 43 | $ 12,330,000 | $ 286,744 | $ 166,000 |
| Cleveland-Elyria-Mentor, OH | 43 | $ 10,733,000 | $ 249,604 | $ 203,000 |
| Charleston-North Charleston-Summerville, SC | 41 | $ 22,399,000 | $ 546,317 | $ 240,000 |
| Durham-Chapel Hill, NC | 41 | $ 14,823,000 | $ 361,536 | $ 171,000 |
| Manchester-Nashua, NH | 41 | $ 10,308,000 | $ 251,414 | $ 171,000 |
| Honolulu, HI | 40 | $ 17,740,000 | $ 443,500 | $ 163,000 |
| Cincinnati-Middletown, OH-KY-IN | 39 | $ 9,525,000 | $ 244,230 | $ 106,051 |
| Jacksonville, FL | 39 | $ 11,565,000 | $ 296,538 | $ 274,000 |
| Omaha-Council Bluffs, NE-IA | 39 | $ 8,502,000 | $ 218,000 | $ 132,307 |
| Milwaukee-Waukesha-West Allis, WI | 36 | $ 10,919,000 | $ 303,305 | $ 222,000 |
| New Orleans-Metairie-Kenner, LA | 36 | $ 9,388,000 | $ 260,777 | $ 164,000 |
| Santa Rosa-Petaluma, CA | 36 | $ 13,489,000 | $ 374,694 | $ 196,000 |
| Naples-Marco Island, FL | 35 | $ 15,025,000 | $ 429,285 | $ 320,000 |
| North Port-Bradenton-Sarasota, FL | 35 | $ 15,440,000 | $ 441,142 | $ 296,000 |
| Ocean City, NJ | 35 | $ 10,029,000 | $ 286,542 | $ 167,000 |
| Atlantic City-Hammonton, NJ | 34 | $ 7,797,000 | $ 229,323 | $ 220,000 |
| Greenville-Mauldin-Easley, SC | 34 | $ 8,125,000 | $ 238,970 | $ 132,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 33 | $ 8,550,000 | $ 259,090 | $ 153,000 |
| Dallas-Plano-Irving, TX | 32 | $ 11,013,000 | $ 344,156 | $ 180,000 |
| Cape Coral-Fort Myers, FL | 31 | $ 11,093,000 | $ 357,838 | $ 337,000 |
| Gary, IN | 31 | $ 4,409,000 | $ 142,225 | $ 77,000 |
| Birmingham-Hoover, AL | 30 | $ 9,961,000 | $ 332,033 | $ 148,000 |
| Columbus, OH | 30 | $ 7,023,000 | $ 234,100 | $ 202,000 |
| Houston-Sugar Land-Baytown, TX | 30 | $ 9,635,000 | $ 321,166 | $ 206,000 |
| Reno-Sparks, NV | 30 | $ 12,063,000 | $ 402,100 | $ 244,000 |
| Colorado Springs, CO | 29 | $ 12,461,000 | $ 429,689 | $ 185,000 |
| Portland-South Portland-Biddeford, ME | 29 | $ 8,138,000 | $ 280,620 | $ 203,000 |
| Barnstable Town, MA | 27 | $ 6,026,000 | $ 223,185 | $ 167,000 |
| Des Moines-West Des Moines, IA | 27 | $ 4,111,000 | $ 152,259 | $ 98,000 |
| Springfield, MA | 27 | $ 4,928,000 | $ 182,518 | $ 84,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 26 | $ 17,601,000 | $ 676,961 | $ 175,000 |
| Wilmington, NC | 26 | $ 8,506,000 | $ 327,153 | $ 219,000 |
| Columbia, SC | 25 | $ 9,328,000 | $ 373,120 | $ 301,000 |
| Memphis, TN-MS-AR | 25 | $ 6,372,000 | $ 254,880 | $ 130,200 |
| Lancaster, PA | 24 | $ 3,318,000 | $ 138,250 | $ 90,000 |
| Norwich-New London, CT | 24 | $ 4,608,000 | $ 192,000 | $ 128,000 |
| St. Cloud, MN | 24 | $ 2,575,000 | $ 107,291 | $ 86,000 |
| Fort Collins-Loveland, CO | 23 | $ 9,837,000 | $ 427,695 | $ 265,000 |
| Rockingham County-Strafford County, NH | 23 | $ 6,464,000 | $ 281,043 | $ 120,000 |
| Santa Fe, NM | 23 | $ 12,955,000 | $ 563,260 | $ 207,000 |
| Detroit-Livonia-Dearborn, MI | 22 | $ 5,704,000 | $ 259,272 | $ 281,000 |
| Reading, PA | 22 | $ 3,570,000 | $ 162,272 | $ 117,000 |
| Bremerton-Silverdale, WA | 21 | $ 9,966,000 | $ 474,571 | $ 158,000 |
| Harrisburg-Carlisle, PA | 21 | $ 3,063,000 | $ 145,857 | $ 111,000 |
| Huntsville, AL | 21 | $ 3,485,000 | $ 165,952 | $ 116,000 |
| Louisville/Jefferson County, KY-IN | 21 | $ 4,619,000 | $ 219,952 | $ 123,000 |
| Ogden-Clearfield, UT | 21 | $ 8,572,000 | $ 408,190 | $ 149,000 |
| Salinas, CA | 21 | $ 13,504,000 | $ 643,047 | $ 204,000 |
| Tacoma, WA | 21 | $ 10,894,000 | $ 518,761 | $ 247,000 |
| Santa Cruz-Watsonville, CA | 20 | $ 9,854,000 | $ 492,700 | $ 167,000 |
| Charlottesville, VA | 19 | $ 6,274,000 | $ 330,210 | $ 199,000 |
| Little Rock-North Little Rock-Conway, AR | 19 | $ 5,164,000 | $ 271,789 | $ 222,000 |
| Oklahoma City, OK | 19 | $ 4,735,000 | $ 249,210 | $ 168,000 |
| Port St. Lucie, FL | 19 | $ 9,762,000 | $ 513,789 | $ 286,000 |
| Albany-Schenectady-Troy, NY | 18 | $ 2,455,000 | $ 136,388 | $ 103,000 |
| Asheville, NC | 18 | $ 6,077,000 | $ 337,611 | $ 243,000 |
| Dover, DE | 18 | $ 3,147,000 | $ 174,833 | $ 86,000 |
| Madison, WI | 18 | $ 5,768,000 | $ 320,444 | $ 249,000 |
| Prescott, AZ | 18 | $ 7,442,000 | $ 413,444 | $ 204,000 |
| Augusta-Richmond County, GA-SC | 16 | $ 1,916,000 | $ 119,750 | $ 74,875 |
| Austin-Round Rock-San Marcos, TX | 16 | $ 4,599,000 | $ 287,437 | $ 154,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 16 | $ 3,474,000 | $ 217,125 | $ 149,000 |
| Provo-Orem, UT | 16 | $ 3,147,000 | $ 196,687 | $ 80,000 |
| Rochester, NY | 16 | $ 1,897,000 | $ 118,562 | $ 112,000 |
| Akron, OH | 15 | $ 4,393,000 | $ 292,866 | $ 155,000 |
| Ann Arbor, MI | 15 | $ 2,851,000 | $ 190,066 | $ 137,000 |
| Baton Rouge, LA | 15 | $ 4,441,000 | $ 296,066 | $ 144,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 6,017,000 | $ 401,133 | $ 255,000 |
| Knoxville, TN | 15 | $ 3,046,000 | $ 203,066 | $ 108,000 |
| Fresno, CA | 14 | $ 4,492,000 | $ 320,857 | $ 518,000 |
| Tulsa, OK | 14 | $ 3,136,000 | $ 224,000 | $ 141,000 |
| Boise City-Nampa, ID | 13 | $ 2,321,000 | $ 178,538 | $ 95,000 |
| Buffalo-Niagara Falls, NY | 13 | $ 1,496,000 | $ 115,076 | $ 87,000 |
| Chattanooga, TN-GA | 13 | $ 2,863,000 | $ 220,230 | $ 106,692 |
| Greensboro-High Point, NC | 13 | $ 4,979,000 | $ 383,000 | $ 183,000 |
| Scranton--Wilkes-Barre, PA | 13 | $ 1,824,000 | $ 140,307 | $ 96,000 |
| York-Hanover, PA | 13 | $ 2,145,000 | $ 165,000 | $ 95,000 |
| Bakersfield-Delano, CA | 12 | $ 2,209,000 | $ 184,083 | $ 208,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 2,440,000 | $ 203,333 | $ 380,000 |
| Jackson, MS | 12 | $ 3,252,000 | $ 271,000 | $ 156,000 |
| Roanoke, VA | 12 | $ 3,919,000 | $ 326,583 | $ 182,000 |
| San Luis Obispo-Paso Robles, CA | 12 | $ 5,939,000 | $ 494,916 | $ 163,000 |
| Sebastian-Vero Beach, FL | 12 | $ 1,719,000 | $ 143,250 | $ 91,000 |
| Spokane, WA | 12 | $ 2,223,000 | $ 185,250 | $ 97,000 |
| Anderson, SC | 11 | $ 1,634,000 | $ 148,545 | $ 148,000 |
| Charleston, WV | 11 | $ 984,000 | $ 89,454 | $ 112,000 |
| Duluth, MN-WI | 11 | $ 1,015,000 | $ 92,272 | $ 88,000 |
| Fort Worth-Arlington, TX | 11 | $ 3,586,000 | $ 326,000 | $ 206,000 |
| Gainesville, FL | 11 | $ 1,491,000 | $ 135,545 | $ 119,000 |
| Greeley, CO | 11 | $ 2,833,000 | $ 257,545 | $ 177,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 3,513,000 | $ 319,363 | $ 157,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 3,416,000 | $ 310,545 | $ 139,000 |
| Bellingham, WA | 10 | $ 4,594,000 | $ 459,400 | $ 137,000 |
| Kingston, NY | 10 | $ 1,939,000 | $ 193,900 | $ 218,000 |
| Tallahassee, FL | 10 | $ 1,261,000 | $ 126,100 | $ 61,000 |
| Wichita, KS | 10 | $ 1,619,000 | $ 161,900 | $ 130,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 4,249,000 | $ 472,111 | $ 204,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 1,181,000 | $ 131,222 | $ 93,000 |
| Iowa City, IA | 9 | $ 1,875,000 | $ 208,333 | $ 89,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,243,000 | $ 138,111 | $ 115,000 |
| Medford, OR | 9 | $ 2,433,000 | $ 270,333 | $ 128,000 |
| Mobile, AL | 9 | $ 2,945,000 | $ 327,222 | $ 233,000 |
| Palm Coast, FL | 9 | $ 1,502,000 | $ 166,888 | $ 125,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 9 | $ 3,076,000 | $ 341,777 | $ 147,000 |
| Savannah, GA | 9 | $ 1,880,000 | $ 208,888 | $ 131,000 |
| Toledo, OH | 9 | $ 1,632,000 | $ 181,333 | $ 145,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 1,422,000 | $ 158,000 | $ 114,333 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,410,000 | $ 176,250 | $ 100,000 |
| Lafayette, LA | 8 | $ 2,448,000 | $ 306,000 | $ 130,000 |
| Lakeland-Winter Haven, FL | 8 | $ 1,002,000 | $ 125,250 | $ 94,000 |
| Lexington-Fayette, KY | 8 | $ 1,424,000 | $ 178,000 | $ 104,000 |
| Ocala, FL | 8 | $ 968,000 | $ 121,000 | $ 100,000 |
| Salem, OR | 8 | $ 768,000 | $ 96,000 | $ 87,000 |
| Sioux Falls, SD | 8 | $ 3,909,000 | $ 488,625 | $ 190,000 |
| Spartanburg, SC | 8 | $ 1,542,000 | $ 192,750 | $ 76,000 |
| Stockton, CA | 8 | $ 1,401,000 | $ 175,125 | $ 85,000 |
| Vallejo-Fairfield, CA | 8 | $ 1,263,000 | $ 157,875 | $ 71,000 |
| Vineland-Millville-Bridgeton, NJ | 8 | $ 1,490,000 | $ 186,250 | $ 106,000 |
| Winston-Salem, NC | 8 | $ 2,121,000 | $ 265,125 | $ 111,000 |
| Bend, OR | 7 | $ 2,460,000 | $ 351,428 | $ 423,000 |
| Canton-Massillon, OH | 7 | $ 1,519,000 | $ 217,000 | $ 197,000 |
| Dayton, OH | 7 | $ 712,000 | $ 101,714 | $ 98,000 |
| Eugene-Springfield, OR | 7 | $ 1,484,000 | $ 212,000 | $ 84,000 |
| Evansville, IN-KY | 7 | $ 1,210,000 | $ 172,857 | $ 108,000 |
| Fargo, ND-MN | 7 | $ 845,000 | $ 120,714 | $ 63,571 |
| Fayetteville, NC | 7 | $ 1,404,000 | $ 200,571 | $ 121,000 |
| Flagstaff, AZ | 7 | $ 2,783,000 | $ 397,571 | $ 152,000 |
| Fort Wayne, IN | 7 | $ 733,000 | $ 104,714 | $ 128,000 |
| Gainesville, GA | 7 | $ 1,684,000 | $ 240,571 | $ 206,000 |
| Gulfport-Biloxi, MS | 7 | $ 1,014,000 | $ 144,857 | $ 123,000 |
| Las Cruces, NM | 7 | $ 1,063,000 | $ 151,857 | $ 88,000 |
| Modesto, CA | 7 | $ 1,291,000 | $ 184,428 | $ 93,000 |
| Montgomery, AL | 7 | $ 1,959,000 | $ 279,857 | $ 119,000 |
| Napa, CA | 7 | $ 5,413,000 | $ 773,285 | $ 256,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 2,042,000 | $ 291,714 | $ 185,000 |
| San Antonio-New Braunfels, TX | 7 | $ 2,349,000 | $ 335,571 | $ 150,000 |
| St. George, UT | 7 | $ 2,217,000 | $ 316,714 | $ 211,000 |
| Winchester, VA-WV | 7 | $ 1,625,000 | $ 232,142 | $ 158,571 |
| Billings, MT | 6 | $ 991,000 | $ 165,166 | $ 119,000 |
| Cedar Rapids, IA | 6 | $ 709,000 | $ 118,166 | $ 119,000 |
| Chico, CA | 6 | $ 2,089,000 | $ 348,166 | $ 166,000 |
| Columbia, MO | 6 | $ 1,764,000 | $ 294,000 | $ 164,000 |
| Elkhart-Goshen, IN | 6 | $ 805,000 | $ 134,166 | $ 97,000 |
| Joplin, MO | 6 | $ 786,000 | $ 131,000 | $ 125,000 |
| Lafayette, IN | 6 | $ 1,052,000 | $ 175,333 | $ 134,000 |
| Lake Charles, LA | 6 | $ 1,248,000 | $ 208,000 | $ 139,000 |
| Missoula, MT | 6 | $ 1,314,000 | $ 219,000 | $ 174,000 |
| Niles-Benton Harbor, MI | 6 | $ 1,338,000 | $ 223,000 | $ 150,000 |
| Rochester, MN | 6 | $ 922,000 | $ 153,666 | $ 110,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 961,000 | $ 160,166 | $ 100,000 |
| Ames, IA | 5 | $ 770,000 | $ 154,000 | $ 81,000 |
| Anchorage, AK | 5 | $ 1,606,000 | $ 321,200 | $ 157,000 |
| Athens-Clarke County, GA | 5 | $ 651,000 | $ 130,200 | $ 66,000 |
| Bloomington, IN | 5 | $ 1,097,000 | $ 219,400 | $ 144,000 |
| Bloomington-Normal, IL | 5 | $ 761,000 | $ 152,200 | $ 134,000 |
| Champaign-Urbana, IL | 5 | $ 892,000 | $ 178,400 | $ 104,000 |
| Danville, VA | 5 | $ 610,000 | $ 122,000 | $ 251,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 1,453,000 | $ 290,600 | $ 182,000 |
| Dothan, AL | 5 | $ 895,000 | $ 179,000 | $ 70,000 |
| Kalamazoo-Portage, MI | 5 | $ 822,000 | $ 164,400 | $ 164,000 |
| Lansing-East Lansing, MI | 5 | $ 669,000 | $ 133,800 | $ 91,000 |
| Morgantown, WV | 5 | $ 1,331,000 | $ 266,200 | $ 136,000 |
| Olympia, WA | 5 | $ 1,794,000 | $ 358,800 | $ 259,000 |
| Punta Gorda, FL | 5 | $ 973,000 | $ 194,600 | $ 105,000 |
| Rapid City, SD | 5 | $ 1,547,000 | $ 309,400 | $ 130,000 |
| Rocky Mount, NC | 5 | $ 871,000 | $ 174,200 | $ 102,000 |
| Sioux City, IA-NE-SD | 5 | $ 354,000 | $ 70,800 | $ 63,600 |
| St. Joseph, MO-KS | 5 | $ 2,084,000 | $ 416,800 | $ 165,000 |
| Syracuse, NY | 5 | $ 444,000 | $ 88,800 | $ 93,000 |
| Auburn-Opelika, AL | 4 | $ 986,000 | $ 246,500 | $ 117,000 |
| Bismarck, ND | 4 | $ 680,000 | $ 170,000 | $ 92,000 |
| Brunswick, GA | 4 | $ 1,588,000 | $ 397,000 | $ 412,000 |
| Burlington-South Burlington, VT | 4 | $ 1,378,000 | $ 344,500 | $ 149,000 |
| Carson City, NV | 4 | $ 579,000 | $ 144,750 | $ 108,000 |
| Columbus, IN | 4 | $ 1,015,000 | $ 253,750 | $ 152,000 |
| Farmington, NM | 4 | $ 513,000 | $ 128,250 | $ 98,000 |
| Glens Falls, NY | 4 | $ 2,580,000 | $ 645,000 | $ 371,000 |
| Greenville, NC | 4 | $ 408,000 | $ 102,000 | $ 134,000 |
| Holland-Grand Haven, MI | 4 | $ 634,000 | $ 158,500 | $ 92,000 |
| Jacksonville, NC | 4 | $ 1,843,000 | $ 460,750 | $ 212,000 |
| Johnson City, TN | 4 | $ 808,000 | $ 202,000 | $ 138,000 |
| Lincoln, NE | 4 | $ 563,000 | $ 140,750 | $ 89,000 |
| Muskegon-Norton Shores, MI | 4 | $ 386,000 | $ 96,500 | $ 93,000 |
| Shreveport-Bossier City, LA | 4 | $ 533,000 | $ 133,250 | $ 82,000 |
| Springfield, IL | 4 | $ 634,000 | $ 158,500 | $ 66,000 |
| Springfield, MO | 4 | $ 1,899,000 | $ 474,750 | $ 197,000 |
| Wenatchee-East Wenatchee, WA | 4 | $ 1,510,000 | $ 377,500 | $ 200,000 |
| Williamsport, PA | 4 | $ 466,000 | $ 116,500 | $ 127,000 |
| Altoona, PA | 3 | $ 306,000 | $ 102,000 | $ 90,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 641,000 | $ 213,666 | $ 93,000 |
| Columbus, GA-AL | 3 | $ 402,000 | $ 134,000 | $ 113,000 |
| Erie, PA | 3 | $ 763,000 | $ 254,333 | $ 155,000 |
| Flint, MI | 3 | $ 1,031,000 | $ 343,666 | $ 119,000 |
| Fort Smith, AR-OK | 3 | $ 270,000 | $ 90,000 | $ 156,333 |
| Green Bay, WI | 3 | $ 522,000 | $ 174,000 | $ 55,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 528,000 | $ 176,000 | $ 65,000 |
| Idaho Falls, ID | 3 | $ 812,000 | $ 270,666 | $ 313,000 |
| Ithaca, NY | 3 | $ 417,000 | $ 139,000 | $ 88,000 |
| Janesville, WI | 3 | $ 262,000 | $ 87,333 | $ 78,000 |
| Kennewick-Pasco-Richland, WA | 3 | $ 382,000 | $ 127,333 | $ 107,000 |
| La Crosse, WI-MN | 3 | $ 340,000 | $ 113,333 | $ 49,000 |
| Lawrence, KS | 3 | $ 271,000 | $ 90,333 | $ 69,000 |
| Lewiston, ID-WA | 3 | $ 558,000 | $ 186,000 | $ 165,333 |
| Lima, OH | 3 | $ 391,000 | $ 130,333 | $ 128,000 |
| Lynchburg, VA | 3 | $ 517,000 | $ 172,333 | $ 43,000 |
| Macon, GA | 3 | $ 858,000 | $ 286,000 | $ 76,000 |
| Mankato-North Mankato, MN | 3 | $ 414,000 | $ 138,000 | $ 121,000 |
| State College, PA | 3 | $ 401,000 | $ 133,666 | $ 57,000 |
| Sumter, SC | 3 | $ 505,000 | $ 168,333 | $ 70,000 |
| Terre Haute, IN | 3 | $ 375,000 | $ 125,000 | $ 83,000 |
| Topeka, KS | 3 | $ 423,000 | $ 141,000 | $ 42,000 |
| Tuscaloosa, AL | 3 | $ 1,290,000 | $ 430,000 | $ 250,000 |
| Valdosta, GA | 3 | $ 708,000 | $ 236,000 | $ 208,000 |
| Visalia-Porterville, CA | 3 | $ 521,000 | $ 173,666 | $ 72,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 320,000 | $ 106,666 | $ 55,000 |
| Appleton, WI | 2 | $ 196,000 | $ 98,000 | $ 48,000 |
| Binghamton, NY | 2 | $ 105,000 | $ 52,500 | $ 79,000 |
| Bowling Green, KY | 2 | $ 169,000 | $ 84,500 | $ 56,000 |
| Burlington, NC | 2 | $ 338,000 | $ 169,000 | $ 151,000 |
| Coeur D'Alene, ID | 2 | $ 1,694,000 | $ 847,000 | $ 321,000 |
| Danville, IL | 2 | $ 55,000 | $ 27,500 | $ 60,000 |
| Decatur, IL | 2 | $ 123,000 | $ 61,500 | $ 41,000 |
| Elizabethtown, KY | 2 | $ 209,000 | $ 104,500 | $ 65,000 |
| Fairbanks, AK | 2 | $ 280,000 | $ 140,000 | $ 120,000 |
| Florence, SC | 2 | $ 303,000 | $ 151,500 | $ 66,000 |
| Grand Forks, ND-MN | 2 | $ 1,252,000 | $ 626,000 | $ 319,000 |
| Grand Junction, CO | 2 | $ 838,000 | $ 419,000 | $ 280,000 |
| Harrisonburg, VA | 2 | $ 346,000 | $ 173,000 | $ 195,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 1,454,000 | $ 727,000 | $ 399,000 |
| Jackson, MI | 2 | $ 589,000 | $ 294,500 | $ 482,000 |
| Jackson, TN | 2 | $ 158,000 | $ 79,000 | $ 64,000 |
| Jefferson City, MO | 2 | $ 174,000 | $ 87,000 | $ 126,000 |
| Johnstown, PA | 2 | $ 172,000 | $ 86,000 | $ 71,000 |
| Jonesboro, AR | 2 | $ 898,000 | $ 449,000 | $ 194,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 237,000 | $ 118,500 | $ 109,000 |
| Lebanon, PA | 2 | $ 463,000 | $ 231,500 | $ 200,000 |
| Logan, UT-ID | 2 | $ 895,000 | $ 447,500 | $ 122,000 |
| Madera-Chowchilla, CA | 2 | $ 967,000 | $ 483,500 | $ 440,000 |
| Manhattan, KS | 2 | $ 155,000 | $ 77,500 | $ 73,000 |
| Mansfield, OH | 2 | $ 658,000 | $ 329,000 | $ 65,000 |
| Monroe, LA | 2 | $ 311,000 | $ 155,500 | $ 28,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 299,000 | $ 149,500 | $ 57,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 305,000 | $ 152,500 | $ 65,500 |
| Pascagoula, MS | 2 | $ 2,038,000 | $ 1,019,000 | $ 303,000 |
| Peoria, IL | 2 | $ 276,000 | $ 138,000 | $ 65,000 |
| Pittsfield, MA | 2 | $ 268,000 | $ 134,000 | $ 219,000 |
| Pueblo, CO | 2 | $ 173,000 | $ 86,500 | $ 62,000 |
| Rockford, IL | 2 | $ 351,000 | $ 175,500 | $ 159,000 |
| Salisbury, MD | 2 | $ 449,000 | $ 224,500 | $ 187,000 |
| Steubenville-Weirton, OH-WV | 2 | $ 194,000 | $ 97,000 | $ 111,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 322,000 | $ 161,000 | $ 159,000 |
| Utica-Rome, NY | 2 | $ 188,000 | $ 94,000 | $ 67,000 |
| Warner Robins, GA | 2 | $ 416,000 | $ 208,000 | $ 70,000 |
| Wheeling, WV-OH | 2 | $ 112,000 | $ 56,000 | $ 49,000 |
| Yakima, WA | 2 | $ 400,000 | $ 200,000 | $ 138,000 |
| Yuba City, CA | 2 | $ 462,000 | $ 231,000 | $ 231,000 |
| Albany, GA | 1 | $ 170,000 | $ 170,000 | $ 140,000 |
| Alexandria, LA | 1 | $ 179,000 | $ 179,000 | $ 47,000 |
| Amarillo, TX | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Anniston-Oxford, AL | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Beaumont-Port Arthur, TX | 1 | $ 160,000 | $ 160,000 | $ 125,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Cheyenne, WY | 1 | $ 180,000 | $ 180,000 | $ 227,000 |
| Clarksville, TN-KY | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Cleveland, TN | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Corpus Christi, TX | 1 | $ 124,000 | $ 124,000 | $ 175,000 |
| Corvallis, OR | 1 | $ 114,000 | $ 114,000 | $ 148,000 |
| Cumberland, MD-WV | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Eau Claire, WI | 1 | $ 550,000 | $ 550,000 | $ 275,000 |
| El Paso, TX | 1 | $ 68,000 | $ 68,000 | $ 112,000 |
| Elmira, NY | 1 | $ 55,000 | $ 55,000 | $ 171,000 |
| Fond Du Lac, WI | 1 | $ 761,000 | $ 761,000 | $ 727,000 |
| Gadsden, AL | 1 | $ 106,000 | $ 106,000 | $ 74,000 |
| Kankakee-Bradley, IL | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Kokomo, IN | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Longview, WA | 1 | $ 488,000 | $ 488,000 | $ 271,000 |
| Lubbock, TX | 1 | $ 49,000 | $ 49,000 | $ 100,000 |
| Merced, CA | 1 | $ 108,000 | $ 108,000 | $ 122,000 |
| Michigan City-La Porte, IN | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Midland, TX | 1 | $ 439,000 | $ 439,000 | $ 950,000 |
| Monroe, MI | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Oshkosh-Neenah, WI | 1 | $ 550,000 | $ 550,000 | $ 166,000 |
| Owensboro, KY | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Pine Bluff, AR | 1 | $ 40,000 | $ 40,000 | $ 79,000 |
| Pocatello, ID | 1 | $ 70,000 | $ 70,000 | $ 154,000 |
| Racine, WI | 1 | $ 345,000 | $ 345,000 | $ 106,000 |
| Redding, CA | 1 | $ 238,000 | $ 238,000 | $ 49,000 |
| Rome, GA | 1 | $ 340,000 | $ 340,000 | $ 542,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 1,000,000 | $ 1,000,000 | $ 288,000 |
| Sheboygan, WI | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Yuma, AZ | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Ing Bank, FSB / Capital One in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,448 | $4,948,964,000 | $397,000 | $3,050,000 | $208,000 | $9,999,000 |
| Home Purchase | 2,491 | $879,122,000 | $352,000 | $3,000,000 | $245,000 | $8,000,000 |
| Home Improvement | 668 | $203,020,000 | $303,000 | $1,950,000 | $152,000 | $1,542,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,600 | $3,924,587,000 | $408,000 | $3,050,000 | $219,000 | $9,740,000 |
| Not Provided | 3,074 | $1,126,627,000 | $366,000 | $3,000,000 | $241,000 | $8,000,000 |
| Asian | 1,442 | $588,691,000 | $408,000 | $2,950,000 | $198,000 | $9,999,000 |
| Not applicable | 558 | $102,232,000 | $183,000 | $417,000 | $55,000 | $465,000 |
| Hispanic | 453 | $148,799,000 | $328,000 | $3,000,000 | $158,000 | $1,232,000 |
| Black or African American | 352 | $96,539,000 | $274,000 | $3,000,000 | $146,000 | $3,000,000 |
| American Indian or Alaskan Native | 84 | $26,341,000 | $313,000 | $1,330,000 | $170,000 | $764,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $17,290,000 | $392,000 | $2,460,000 | $226,000 | $4,697,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,422 | $6,001,167,000 | $389,000 | $3,050,000 | $214,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 146 | $22,565,000 | $154,000 | $556,000 | $49,000 | $376,000 |
| VA-guaranteed (Veterans Administration) | 38 | $7,236,000 | $190,000 | $378,000 | $44,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $138,000 | $138,000 | $138,000 | $150,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,566 | $2,815,809,000 | $428,000 | $2,987,000 | $226,000 | $9,999,000 |
| Application Denied By Financial Institution | 4,766 | $1,841,797,000 | $386,000 | $3,050,000 | $204,000 | $8,000,000 |
| Application Approved But Not Accepted | 3,682 | $1,259,721,000 | $342,000 | $3,000,000 | $221,000 | $5,060,000 |
| Loan Purchased By The Institution | 558 | $102,232,000 | $183,000 | $417,000 | $55,000 | $465,000 |
| Application Withdrawn By Applicant | 35 | $11,547,000 | $329,000 | $1,394,000 | $212,000 | $1,257,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,455 | $660,347,000 | $453,000 | $3,000,000 | $228,000 | $5,701,000 |
| Credit History | 1,330 | $388,415,000 | $292,000 | $3,050,000 | $244,000 | $8,000,000 |
| Debt-To-Income Ratio | 1,071 | $492,990,000 | $460,000 | $3,000,000 | $113,000 | $2,040,000 |
| Other | 653 | $205,659,000 | $314,000 | $2,500,000 | $225,000 | $6,562,000 |
| Employment History | 119 | $33,263,000 | $279,000 | $1,145,000 | $128,000 | $2,350,000 |
| Unverifiable Information | 84 | $41,742,000 | $496,000 | $3,000,000 | $269,000 | $1,281,000 |
| Credit Application Incomplete | 43 | $14,647,000 | $340,000 | $1,882,000 | $214,000 | $1,514,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $4,734,000 | $430,000 | $2,100,000 | $146,000 | $463,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB / Capital One's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ing Bank, FSB / Capital One's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
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