Ing Bank, FSB / Capital One Mortgage Lending & HMDA Data, 2012

In 2012, Ing Bank, FSB / Capital One of Baton Rouge, LA reported 15,607 mortgage applications totaling $6.0 billion. The average application was for $386,435, and applicants reported an average income of $211,508. 42% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (833), Los Angeles-Long Beach-Glendale, CA (764) and Chicago-Joliet-Naperville, IL (609) (applications in parentheses).

Mortgage Company & Address Ing Bank, FSB / Capital One
11130 Industriplex Blvd
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  
Total Number of Mortgage Applications 15,607
Total Mortgage Loan Application Amount $6,031,106,000
Average Mortgage Loan Application Amount $386,435
Highest Mortgage Loan Application Amount $3,050,000
Average Applicant Income $211,508
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB / Capital One filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ing Bank, FSB / Capital One by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 764 $ 449,145,000 $ 587,886 $ 276,000
Cook, Illinois 415 $ 175,913,000 $ 423,886 $ 262,000
Orange, California 393 $ 183,618,000 $ 467,221 $ 198,000
Fairfield, Connecticut 340 $ 141,854,000 $ 417,217 $ 502,000
Fairfax, Virginia 326 $ 167,426,000 $ 513,576 $ 214,000
Santa Clara, California 321 $ 208,839,000 $ 650,588 $ 224,000
Maricopa, Arizona 314 $ 133,542,000 $ 425,292 $ 262,000
Montgomery, Maryland 278 $ 150,940,000 $ 542,949 $ 241,000
King, Washington 255 $ 165,446,000 $ 648,807 $ 304,000
New Castle, Delaware 217 $ 44,475,000 $ 204,953 $ 118,000
Fulton, Georgia 200 $ 91,742,000 $ 458,710 $ 249,000
Middlesex, Massachusetts 200 $ 74,499,000 $ 372,495 $ 174,000
Alameda, California 192 $ 91,131,000 $ 474,640 $ 191,000
San Diego, California 177 $ 109,022,000 $ 615,943 $ 225,000
District of Columbia, District Of Columbia 174 $ 88,282,000 $ 507,367 $ 228,000
Contra Costa, California 156 $ 80,605,000 $ 516,698 $ 230,000
Wake, North Carolina 136 $ 48,833,000 $ 359,066 $ 217,000
Chester, Pennsylvania 131 $ 39,793,000 $ 303,763 $ 155,000
San Mateo, California 130 $ 88,408,000 $ 680,061 $ 244,000
Suffolk, New York 130 $ 52,134,000 $ 401,030 $ 235,000
Philadelphia, Pennsylvania 128 $ 26,433,000 $ 206,507 $ 137,000
Montgomery, Pennsylvania 124 $ 38,978,000 $ 314,338 $ 169,000
Palm Beach, Florida 116 $ 64,690,000 $ 557,672 $ 373,000
Middlesex, New Jersey 113 $ 27,707,000 $ 245,194 $ 142,000
Nassau, New York 110 $ 51,140,000 $ 464,909 $ 256,000
Broward, Florida 109 $ 46,928,000 $ 430,532 $ 266,000
Bucks, Pennsylvania 109 $ 30,567,000 $ 280,431 $ 146,000
Hennepin, Minnesota 108 $ 33,001,000 $ 305,564 $ 207,000
San Francisco, California 107 $ 52,406,000 $ 489,775 $ 231,000
Miami-Dade, Florida 107 $ 63,964,000 $ 597,794 $ 380,000
Bergen, New Jersey 107 $ 49,000,000 $ 457,943 $ 258,000
Westchester, New York 107 $ 54,772,000 $ 511,887 $ 315,000
Delaware, Pennsylvania 107 $ 28,426,000 $ 265,663 $ 173,000
Hartford, Connecticut 102 $ 22,331,000 $ 218,931 $ 132,000
Loudoun, Virginia 99 $ 40,782,000 $ 411,939 $ 190,000
DuPage, Illinois 97 $ 34,230,000 $ 352,886 $ 196,000
Cobb, Georgia 94 $ 24,379,000 $ 259,351 $ 180,000
Clark, Nevada 91 $ 31,348,000 $ 344,483 $ 282,000
Monmouth, New Jersey 91 $ 32,046,000 $ 352,153 $ 191,000
Howard, Maryland 90 $ 41,246,000 $ 458,288 $ 195,000
Morris, New Jersey 87 $ 35,022,000 $ 402,551 $ 198,000
Norfolk, Massachusetts 86 $ 36,811,000 $ 428,034 $ 202,000
Denver, Colorado 84 $ 49,074,000 $ 584,214 $ 297,000
Ventura, California 83 $ 36,771,000 $ 443,024 $ 202,000
Baltimore, Maryland 82 $ 31,336,000 $ 382,146 $ 185,000
Riverside, California 81 $ 24,827,000 $ 306,506 $ 165,000
Mecklenburg, North Carolina 81 $ 37,715,000 $ 465,617 $ 212,000
Anne Arundel, Maryland 80 $ 45,792,000 $ 572,400 $ 243,000
Boulder, Colorado 79 $ 52,796,000 $ 668,303 $ 210,000
Somerset, New Jersey 75 $ 23,624,000 $ 314,986 $ 186,000
Oakland, Michigan 73 $ 28,606,000 $ 391,863 $ 383,000
Burlington, New Jersey 73 $ 13,390,000 $ 183,424 $ 134,000
New York, New York 70 $ 61,640,000 $ 880,571 $ 558,000
New Haven, Connecticut 69 $ 17,241,000 $ 249,869 $ 261,000
Essex, New Jersey 69 $ 25,011,000 $ 362,478 $ 254,000
San Bernardino, California 68 $ 16,684,000 $ 245,352 $ 114,000
Arapahoe, Colorado 68 $ 52,298,000 $ 769,088 $ 294,000
Douglas, Colorado 68 $ 37,245,000 $ 547,720 $ 295,000
DeKalb, Georgia 68 $ 19,541,000 $ 287,367 $ 160,000
Ocean, New Jersey 68 $ 15,188,000 $ 223,352 $ 132,000
Camden, New Jersey 66 $ 12,126,000 $ 183,727 $ 128,000
Suffolk, Massachusetts 64 $ 22,190,000 $ 346,718 $ 163,000
Lake, Illinois 61 $ 25,469,000 $ 417,524 $ 329,000
Arlington, Virginia 61 $ 31,721,000 $ 520,016 $ 198,000
Mercer, New Jersey 60 $ 23,237,000 $ 387,283 $ 213,000
Gwinnett, Georgia 59 $ 14,531,000 $ 246,288 $ 154,000
Gloucester, New Jersey 57 $ 9,550,000 $ 167,543 $ 112,000
Essex, Massachusetts 55 $ 20,797,000 $ 378,127 $ 182,000
Plymouth, Massachusetts 55 $ 20,163,000 $ 366,600 $ 202,000
Kings, New York 53 $ 21,159,000 $ 399,226 $ 184,000
Pima, Arizona 52 $ 14,830,000 $ 285,192 $ 177,000
Marin, California 52 $ 31,141,000 $ 598,865 $ 234,000
St. Louis, Missouri 51 $ 20,297,000 $ 397,980 $ 212,000
Worcester, Massachusetts 50 $ 12,558,000 $ 251,160 $ 165,000
Queens, New York 48 $ 12,869,000 $ 268,104 $ 118,000
Orange, Florida 47 $ 19,410,000 $ 412,978 $ 215,000
Salt Lake, Utah 47 $ 25,374,000 $ 539,872 $ 248,000
Jefferson, Colorado 46 $ 21,811,000 $ 474,152 $ 254,000
Prince George's, Maryland 44 $ 7,764,000 $ 176,454 $ 84,000
Sacramento, California 42 $ 10,295,000 $ 245,119 $ 156,000
Sussex, Delaware 42 $ 15,145,000 $ 360,595 $ 199,000
Hillsborough, New Hampshire 41 $ 10,308,000 $ 251,414 $ 171,000
Multnomah, Oregon 41 $ 20,184,000 $ 492,292 $ 363,000
Allegheny, Pennsylvania 41 $ 9,154,000 $ 223,268 $ 153,000
Pinellas, Florida 40 $ 13,040,000 $ 326,000 $ 236,000
Honolulu, Hawaii 40 $ 17,740,000 $ 443,500 $ 163,000
Hillsborough, Florida 39 $ 10,673,000 $ 273,666 $ 172,000
Bernalillo, New Mexico 38 $ 10,916,000 $ 287,263 $ 169,000
Sonoma, California 36 $ 13,489,000 $ 374,694 $ 196,000
Collier, Florida 35 $ 15,025,000 $ 429,285 $ 320,000
Cape May, New Jersey 35 $ 10,029,000 $ 286,542 $ 167,000
Union, New Jersey 35 $ 13,441,000 $ 384,028 $ 184,000
Forsyth, Georgia 34 $ 10,838,000 $ 318,764 $ 145,000
Johnson, Kansas 34 $ 9,216,000 $ 271,058 $ 167,000
Atlantic, New Jersey 34 $ 7,797,000 $ 229,323 $ 220,000
Kane, Illinois 33 $ 8,339,000 $ 252,696 $ 148,000
Baltimore City, Maryland 33 $ 7,130,000 $ 216,060 $ 123,000
Hudson, New Jersey 33 $ 10,126,000 $ 306,848 $ 176,000
Northampton, Pennsylvania 33 $ 5,948,000 $ 180,242 $ 101,000
Charleston, South Carolina 32 $ 17,636,000 $ 551,125 $ 249,000
Prince William, Virginia 32 $ 7,764,000 $ 242,625 $ 118,000
Lee, Florida 31 $ 11,093,000 $ 357,838 $ 337,000
Ramsey, Minnesota 31 $ 5,038,000 $ 162,516 $ 99,000
Alexandria, Virginia 31 $ 15,043,000 $ 485,258 $ 192,000
Douglas, Nebraska 30 $ 6,891,000 $ 229,700 $ 130,000
Washoe, Nevada 30 $ 12,063,000 $ 402,100 $ 244,000
Beaufort, South Carolina 30 $ 18,828,000 $ 627,600 $ 521,000
Greenville, South Carolina 30 $ 6,296,000 $ 209,866 $ 124,000
Summit, Utah 29 $ 24,282,000 $ 837,310 $ 717,000
Clackamas, Oregon 28 $ 11,763,000 $ 420,107 $ 376,000
Eagle, Colorado 27 $ 29,241,000 $ 1,083,000 $ 584,000
El Paso, Colorado 27 $ 11,767,000 $ 435,814 $ 188,000
Middlesex, Connecticut 27 $ 6,031,000 $ 223,370 $ 144,000
Will, Illinois 27 $ 6,409,000 $ 237,370 $ 136,000
Barnstable, Massachusetts 27 $ 6,026,000 $ 223,185 $ 167,000
Santa Barbara, California 26 $ 17,601,000 $ 676,961 $ 175,000
Sarasota, Florida 26 $ 11,936,000 $ 459,076 $ 336,000
Rockland, New York 26 $ 5,913,000 $ 227,423 $ 156,000
Cuyahoga, Ohio 26 $ 7,178,000 $ 276,076 $ 207,000
Lehigh, Pennsylvania 26 $ 5,672,000 $ 218,153 $ 120,000
New London, Connecticut 24 $ 4,608,000 $ 192,000 $ 128,000
Richmond, New York 24 $ 5,756,000 $ 239,833 $ 110,000
Washington, Oregon 24 $ 7,060,000 $ 294,166 $ 138,000
Lancaster, Pennsylvania 24 $ 3,318,000 $ 138,250 $ 90,000
Larimer, Colorado 23 $ 9,837,000 $ 427,695 $ 265,000
Anoka, Minnesota 23 $ 2,839,000 $ 123,434 $ 106,000
Santa Fe, New Mexico 23 $ 12,955,000 $ 563,260 $ 207,000
Snohomish, Washington 23 $ 8,330,000 $ 362,173 $ 198,000
McHenry, Illinois 22 $ 3,911,000 $ 177,772 $ 148,000
Wayne, Michigan 22 $ 5,704,000 $ 259,272 $ 281,000
Berks, Pennsylvania 22 $ 3,570,000 $ 162,272 $ 117,000
Pinal, Arizona 21 $ 3,717,000 $ 177,000 $ 115,000
Monterey, California 21 $ 13,504,000 $ 643,047 $ 204,000
Placer, California 21 $ 9,002,000 $ 428,666 $ 245,000
Frederick, Maryland 21 $ 4,769,000 $ 227,095 $ 120,000
Union, North Carolina 21 $ 6,749,000 $ 321,380 $ 161,000
Kitsap, Washington 21 $ 9,966,000 $ 474,571 $ 158,000
Pierce, Washington 21 $ 10,894,000 $ 518,761 $ 247,000
Jefferson, Alabama 20 $ 7,476,000 $ 373,800 $ 143,000
Santa Cruz, California 20 $ 9,854,000 $ 492,700 $ 167,000
Marion, Indiana 20 $ 2,726,000 $ 136,300 $ 117,000
Jackson, Missouri 20 $ 4,008,000 $ 200,400 $ 225,000
Rockingham, New Hampshire 20 $ 5,909,000 $ 295,450 $ 124,000
Orange, New York 20 $ 5,138,000 $ 256,900 $ 184,000
Davidson, Tennessee 20 $ 6,927,000 $ 346,350 $ 124,000
Williamson, Tennessee 20 $ 9,919,000 $ 495,950 $ 265,000
Litchfield, Connecticut 19 $ 4,355,000 $ 229,210 $ 228,000
Cumberland, Maine 19 $ 4,928,000 $ 259,368 $ 185,000
Harford, Maryland 19 $ 4,909,000 $ 258,368 $ 273,000
Dakota, Minnesota 19 $ 5,117,000 $ 269,315 $ 201,000
Orange, North Carolina 19 $ 8,309,000 $ 437,315 $ 175,000
Franklin, Ohio 19 $ 4,474,000 $ 235,473 $ 201,000
Harris, Texas 19 $ 5,803,000 $ 305,421 $ 199,000
Davis, Utah 19 $ 7,642,000 $ 402,210 $ 151,000
Chesterfield, Virginia 19 $ 4,734,000 $ 249,157 $ 148,000
Yavapai, Arizona 18 $ 7,442,000 $ 413,444 $ 204,000
Pitkin, Colorado 18 $ 21,311,000 $ 1,183,944 $ 452,000
Kent, Delaware 18 $ 3,147,000 $ 174,833 $ 86,000
Duval, Florida 18 $ 5,343,000 $ 296,833 $ 277,000
St. Johns, Florida 18 $ 4,891,000 $ 271,722 $ 243,000
Lake, Indiana 18 $ 2,546,000 $ 141,444 $ 78,000
Queen Anne's, Maryland 18 $ 8,760,000 $ 486,666 $ 167,000
Stearns, Minnesota 18 $ 1,924,000 $ 106,888 $ 92,000
Hunterdon, New Jersey 18 $ 4,887,000 $ 271,500 $ 344,000
New Hanover, North Carolina 18 $ 7,101,000 $ 394,500 $ 272,000
Shelby, Tennessee 18 $ 5,127,000 $ 284,833 $ 152,000
Dane, Wisconsin 18 $ 5,768,000 $ 320,444 $ 249,000
Waukesha, Wisconsin 18 $ 6,022,000 $ 334,555 $ 186,000
Madison, Alabama 17 $ 3,100,000 $ 182,352 $ 122,000
Pulaski, Arkansas 17 $ 4,834,000 $ 284,352 $ 239,000
Martin, Florida 16 $ 9,353,000 $ 584,562 $ 312,000
Seminole, Florida 16 $ 5,040,000 $ 315,000 $ 169,000
Polk, Iowa 16 $ 2,200,000 $ 137,500 $ 89,000
Hampden, Massachusetts 16 $ 2,951,000 $ 184,437 $ 92,000
Monroe, New York 16 $ 1,897,000 $ 118,562 $ 112,000
Durham, North Carolina 16 $ 2,592,000 $ 162,000 $ 108,000
Hamilton, Ohio 16 $ 5,590,000 $ 349,375 $ 130,000
Horry, South Carolina 16 $ 3,474,000 $ 217,125 $ 149,000
Henrico, Virginia 16 $ 4,622,000 $ 288,875 $ 170,000
Virginia Beach, Virginia 16 $ 6,075,000 $ 379,687 $ 240,000
Sumter, Florida 15 $ 2,626,000 $ 175,066 $ 110,000
Volusia, Florida 15 $ 6,017,000 $ 401,133 $ 255,000
Cecil, Maryland 15 $ 3,322,000 $ 221,466 $ 238,000
Washtenaw, Michigan 15 $ 2,851,000 $ 190,066 $ 137,000
Buncombe, North Carolina 15 $ 4,666,000 $ 311,066 $ 255,000
Utah, Utah 15 $ 2,912,000 $ 194,133 $ 78,000
El Dorado, California 14 $ 6,232,000 $ 445,142 $ 210,000
Fresno, California 14 $ 4,492,000 $ 320,857 $ 518,000
Adams, Colorado 14 $ 3,370,000 $ 240,714 $ 139,000
Jefferson, Kentucky 14 $ 3,898,000 $ 278,428 $ 148,000
Passaic, New Jersey 14 $ 2,988,000 $ 213,428 $ 153,000
Bronx, New York 14 $ 3,537,000 $ 252,642 $ 198,000
Iredell, North Carolina 14 $ 8,673,000 $ 619,500 $ 285,000
Richland, South Carolina 14 $ 5,835,000 $ 416,785 $ 382,000
Clark, Washington 14 $ 4,920,000 $ 351,428 $ 226,000
Summit, Colorado 13 $ 8,012,000 $ 616,307 $ 299,000
Tolland, Connecticut 13 $ 2,324,000 $ 178,769 $ 88,000
Lake, Florida 13 $ 2,302,000 $ 177,076 $ 91,000
Porter, Indiana 13 $ 1,863,000 $ 143,307 $ 75,000
Bristol, Massachusetts 13 $ 2,528,000 $ 194,461 $ 96,000
Dutchess, New York 13 $ 3,412,000 $ 262,461 $ 104,000
Putnam, New York 13 $ 3,100,000 $ 238,461 $ 153,000
Guilford, North Carolina 13 $ 4,979,000 $ 383,000 $ 183,000
Dauphin, Pennsylvania 13 $ 1,555,000 $ 119,615 $ 79,000
York, Pennsylvania 13 $ 2,145,000 $ 165,000 $ 95,000
Dallas, Texas 13 $ 5,553,000 $ 427,153 $ 178,000
Travis, Texas 13 $ 3,630,000 $ 279,230 $ 162,000
Spotsylvania, Virginia 13 $ 3,277,000 $ 252,076 $ 116,000
Kern, California 12 $ 2,209,000 $ 184,083 $ 208,000
San Luis Obispo, California 12 $ 5,939,000 $ 494,916 $ 163,000
Indian River, Florida 12 $ 1,719,000 $ 143,250 $ 91,000
Charles, Maryland 12 $ 2,735,000 $ 227,916 $ 99,000
Washington, Minnesota 12 $ 2,350,000 $ 195,833 $ 91,000
St. Louis City, Missouri 12 $ 2,632,000 $ 219,333 $ 149,000
Carroll, New Hampshire 12 $ 5,261,000 $ 438,416 $ 164,000
Erie, New York 12 $ 1,314,000 $ 109,500 $ 88,000
Moore, North Carolina 12 $ 3,539,000 $ 294,916 $ 164,000
Summit, Ohio 12 $ 3,401,000 $ 283,416 $ 159,000
Oklahoma, Oklahoma 12 $ 3,797,000 $ 316,416 $ 191,000
Washington, Rhode Island 12 $ 4,770,000 $ 397,500 $ 323,000
Collin, Texas 12 $ 3,114,000 $ 259,500 $ 138,000
Stafford, Virginia 12 $ 2,828,000 $ 235,666 $ 90,000
Spokane, Washington 12 $ 2,223,000 $ 185,250 $ 97,000
Broomfield, Colorado 11 $ 4,640,000 $ 421,818 $ 184,000
Weld, Colorado 11 $ 2,833,000 $ 257,545 $ 177,000
Alachua, Florida 11 $ 1,491,000 $ 135,545 $ 119,000
Brevard, Florida 11 $ 3,416,000 $ 310,545 $ 139,000
Pasco, Florida 11 $ 2,152,000 $ 195,636 $ 103,000
Hamilton, Indiana 11 $ 4,548,000 $ 413,454 $ 200,000
Jefferson, Louisiana 11 $ 1,937,000 $ 176,090 $ 153,000
St. Tammany, Louisiana 11 $ 2,885,000 $ 262,272 $ 151,000
St. Louis, Minnesota 11 $ 1,015,000 $ 92,272 $ 88,000
Sussex, New Jersey 11 $ 2,101,000 $ 191,000 $ 176,000
Anderson, South Carolina 11 $ 1,634,000 $ 148,545 $ 148,000
Hamilton, Tennessee 11 $ 2,738,000 $ 248,909 $ 109,000
James City, Virginia 11 $ 4,289,000 $ 389,909 $ 108,000
Washington, Arkansas 10 $ 2,125,000 $ 212,500 $ 428,000
Cherokee, Georgia 10 $ 3,305,000 $ 330,500 $ 109,000
Ada, Idaho 10 $ 1,869,000 $ 186,900 $ 96,000
East Baton Rouge, Louisiana 10 $ 2,825,000 $ 282,500 $ 111,000
Orleans, Louisiana 10 $ 3,402,000 $ 340,200 $ 188,000
Carroll, Maryland 10 $ 2,127,000 $ 212,700 $ 131,000
Livingston, Michigan 10 $ 2,104,000 $ 210,400 $ 116,000
Macomb, Michigan 10 $ 1,086,000 $ 108,600 $ 83,000
Carver, Minnesota 10 $ 3,160,000 $ 316,000 $ 264,000
Salem, New Jersey 10 $ 2,044,000 $ 204,400 $ 124,000
Ulster, New York 10 $ 1,939,000 $ 193,900 $ 218,000
Tulsa, Oklahoma 10 $ 2,551,000 $ 255,100 $ 160,000
Lexington, South Carolina 10 $ 3,309,000 $ 330,900 $ 208,000
Knox, Tennessee 10 $ 2,120,000 $ 212,000 $ 112,000
Albemarle, Virginia 10 $ 4,005,000 $ 400,500 $ 214,000
Whatcom, Washington 10 $ 4,594,000 $ 459,400 $ 137,000
Milwaukee, Wisconsin 10 $ 2,843,000 $ 284,300 $ 323,000
Mobile, Alabama 9 $ 2,945,000 $ 327,222 $ 233,000
Mohave, Arizona 9 $ 1,243,000 $ 138,111 $ 115,000
Routt, Colorado 9 $ 5,892,000 $ 654,666 $ 249,000
Bay, Florida 9 $ 3,076,000 $ 341,777 $ 147,000
Flagler, Florida 9 $ 1,502,000 $ 166,888 $ 125,000
Manatee, Florida 9 $ 3,504,000 $ 389,333 $ 180,000
Okaloosa, Florida 9 $ 4,249,000 $ 472,111 $ 204,000
Johnson, Iowa 9 $ 1,875,000 $ 208,333 $ 89,000
York, Maine 9 $ 3,120,000 $ 346,666 $ 256,000
Worcester, Maryland 9 $ 3,278,000 $ 364,222 $ 268,000
Clay, Missouri 9 $ 1,194,000 $ 132,666 $ 102,000
Merrimack, New Hampshire 9 $ 1,368,000 $ 152,000 $ 108,000
Jackson, Oregon 9 $ 2,433,000 $ 270,333 $ 128,000
Aiken, South Carolina 9 $ 1,081,000 $ 120,111 $ 71,000
Tarrant, Texas 9 $ 3,461,000 $ 384,555 $ 246,000
Kanawha, West Virginia 9 $ 765,000 $ 85,000 $ 112,000
Baldwin, Alabama 8 $ 2,379,000 $ 297,375 $ 230,000
San Joaquin, California 8 $ 1,401,000 $ 175,125 $ 85,000
Solano, California 8 $ 1,263,000 $ 157,875 $ 71,000
Garfield, Colorado 8 $ 3,519,000 $ 439,875 $ 247,000
Grand, Colorado 8 $ 2,965,000 $ 370,625 $ 287,000
Leon, Florida 8 $ 986,000 $ 123,250 $ 64,000
Marion, Florida 8 $ 968,000 $ 121,000 $ 100,000
Monroe, Florida 8 $ 2,258,000 $ 282,250 $ 164,000
Polk, Florida 8 $ 1,002,000 $ 125,250 $ 94,000
Fayette, Georgia 8 $ 1,452,000 $ 181,500 $ 79,000
Greene, Georgia 8 $ 3,119,000 $ 389,875 $ 160,000
Hawaii, Hawaii 8 $ 2,763,000 $ 345,375 $ 130,000
DeKalb, Illinois 8 $ 1,361,000 $ 170,125 $ 129,000
Hampshire, Massachusetts 8 $ 1,469,000 $ 183,625 $ 76,000
Kent, Michigan 8 $ 1,410,000 $ 176,250 $ 100,000
St. Charles, Missouri 8 $ 1,365,000 $ 170,625 $ 111,000
Cheshire, New Hampshire 8 $ 1,833,000 $ 229,125 $ 109,000
Cumberland, New Jersey 8 $ 1,490,000 $ 186,250 $ 106,000
Saratoga, New York 8 $ 1,475,000 $ 184,375 $ 120,000
Delaware, Ohio 8 $ 2,093,000 $ 261,625 $ 250,000
Warren, Ohio 8 $ 1,283,000 $ 160,375 $ 90,000
Carbon, Pennsylvania 8 $ 1,029,000 $ 128,625 $ 85,000
Cumberland, Pennsylvania 8 $ 1,508,000 $ 188,500 $ 164,000
Monroe, Pennsylvania 8 $ 836,000 $ 104,500 $ 153,000
Westmoreland, Pennsylvania 8 $ 830,000 $ 103,750 $ 103,000
Providence, Rhode Island 8 $ 1,897,000 $ 237,125 $ 132,000
Oconee, South Carolina 8 $ 5,009,000 $ 626,125 $ 197,000
Spartanburg, South Carolina 8 $ 1,542,000 $ 192,750 $ 76,000
York, South Carolina 8 $ 1,004,000 $ 125,500 $ 91,000
Shelby, Alabama 7 $ 2,099,000 $ 299,857 $ 189,000
Coconino, Arizona 7 $ 2,783,000 $ 397,571 $ 152,000
Napa, California 7 $ 5,413,000 $ 773,285 $ 256,000
Stanislaus, California 7 $ 1,291,000 $ 184,428 $ 93,000
Walton, Florida 7 $ 5,145,000 $ 735,000 $ 272,000
Hall, Georgia 7 $ 1,684,000 $ 240,571 $ 206,000
Maui, Hawaii 7 $ 4,653,000 $ 664,714 $ 209,000
Allen, Indiana 7 $ 733,000 $ 104,714 $ 128,000
Sedgwick, Kansas 7 $ 1,297,000 $ 185,285 $ 150,000
Fayette, Kentucky 7 $ 1,164,000 $ 166,285 $ 109,000
Madison, Mississippi 7 $ 2,758,000 $ 394,000 $ 228,000
Belknap, New Hampshire 7 $ 1,546,000 $ 220,857 $ 101,000
Dona Ana, New Mexico 7 $ 1,063,000 $ 151,857 $ 88,000
Brunswick, North Carolina 7 $ 1,296,000 $ 185,142 $ 106,000
Catawba, North Carolina 7 $ 1,769,000 $ 252,714 $ 135,000
Forsyth, North Carolina 7 $ 1,410,000 $ 201,428 $ 105,000
Deschutes, Oregon 7 $ 2,460,000 $ 351,428 $ 423,000
Lane, Oregon 7 $ 1,484,000 $ 212,000 $ 84,000
Lackawanna, Pennsylvania 7 $ 795,000 $ 113,571 $ 101,000
Denton, Texas 7 $ 2,346,000 $ 335,142 $ 256,000
Fort Bend, Texas 7 $ 2,282,000 $ 326,000 $ 226,000
Washington, Utah 7 $ 2,217,000 $ 316,714 $ 211,000
Franklin, Virginia 7 $ 2,808,000 $ 401,142 $ 242,000
Montgomery, Alabama 6 $ 1,109,000 $ 184,833 $ 119,000
Butte, California 6 $ 2,089,000 $ 348,166 $ 166,000
Nevada, California 6 $ 1,655,000 $ 275,833 $ 166,000
Yolo, California 6 $ 1,408,000 $ 234,666 $ 117,000
Chatham, Georgia 6 $ 1,498,000 $ 249,666 $ 144,000
Clayton, Georgia 6 $ 731,000 $ 121,833 $ 101,000
Coweta, Georgia 6 $ 624,000 $ 104,000 $ 91,000
Henry, Georgia 6 $ 637,000 $ 106,166 $ 75,000
Paulding, Georgia 6 $ 669,000 $ 111,500 $ 103,000
Kauai, Hawaii 6 $ 2,317,000 $ 386,166 $ 211,000
Elkhart, Indiana 6 $ 805,000 $ 134,166 $ 97,000
Johnson, Indiana 6 $ 1,982,000 $ 330,333 $ 172,000
St. Joseph, Indiana 6 $ 961,000 $ 160,166 $ 100,000
Tippecanoe, Indiana 6 $ 1,052,000 $ 175,333 $ 134,000
Vanderburgh, Indiana 6 $ 621,000 $ 103,500 $ 69,000
Warren, Iowa 6 $ 908,000 $ 151,333 $ 101,000
Calcasieu, Louisiana 6 $ 1,248,000 $ 208,000 $ 139,000
Lafayette, Louisiana 6 $ 2,044,000 $ 340,666 $ 117,000
Talbot, Maryland 6 $ 4,967,000 $ 827,833 $ 461,000
Dukes, Massachusetts 6 $ 4,233,000 $ 705,500 $ 496,000
Allegan, Michigan 6 $ 840,000 $ 140,000 $ 84,000
Berrien, Michigan 6 $ 1,338,000 $ 223,000 $ 150,000
Benton, Minnesota 6 $ 651,000 $ 108,500 $ 68,000
Boone, Missouri 6 $ 1,764,000 $ 294,000 $ 164,000
Platte, Missouri 6 $ 937,000 $ 156,166 $ 115,000
Flathead, Montana 6 $ 4,473,000 $ 745,500 $ 235,000
Missoula, Montana 6 $ 1,314,000 $ 219,000 $ 174,000
Yellowstone, Montana 6 $ 991,000 $ 165,166 $ 119,000
Sullivan, New York 6 $ 765,000 $ 127,500 $ 74,000
Chatham, North Carolina 6 $ 3,922,000 $ 653,666 $ 327,000
Cass, North Dakota 6 $ 707,000 $ 117,833 $ 67,000
Butler, Ohio 6 $ 1,029,000 $ 171,500 $ 124,000
Lake, Ohio 6 $ 684,000 $ 114,000 $ 98,000
Lucas, Ohio 6 $ 1,096,000 $ 182,666 $ 171,000
Marion, Oregon 6 $ 623,000 $ 103,833 $ 88,000
Luzerne, Pennsylvania 6 $ 1,029,000 $ 171,500 $ 90,000
Pike, Pennsylvania 6 $ 1,492,000 $ 248,666 $ 235,000
Newport, Rhode Island 6 $ 4,277,000 $ 712,833 $ 376,000
Berkeley, South Carolina 6 $ 4,296,000 $ 716,000 $ 281,000
Bexar, Texas 6 $ 1,577,000 $ 262,833 $ 148,000
Hampton, Virginia 6 $ 1,695,000 $ 282,500 $ 232,000
Hanover, Virginia 6 $ 1,548,000 $ 258,000 $ 172,000
Louisa, Virginia 6 $ 1,710,000 $ 285,000 $ 112,000
Newport News, Virginia 6 $ 2,148,000 $ 358,000 $ 115,000
Richmond City, Virginia 6 $ 1,970,000 $ 328,333 $ 198,000
Ozaukee, Wisconsin 6 $ 1,837,000 $ 306,166 $ 205,000
Teton, Wyoming 6 $ 6,497,000 $ 1,082,833 $ 519,000
Houston, Alabama 5 $ 895,000 $ 179,000 $ 70,000
Lake, California 5 $ 975,000 $ 195,000 $ 102,000
Charlotte, Florida 5 $ 973,000 $ 194,600 $ 105,000
Bartow, Georgia 5 $ 606,000 $ 121,200 $ 95,000
Douglas, Georgia 5 $ 327,000 $ 65,400 $ 50,000
Newton, Georgia 5 $ 559,000 $ 111,800 $ 56,000
Champaign, Illinois 5 $ 892,000 $ 178,400 $ 104,000
Kendall, Illinois 5 $ 1,114,000 $ 222,800 $ 110,000
McLean, Illinois 5 $ 761,000 $ 152,200 $ 134,000
Monroe, Indiana 5 $ 1,097,000 $ 219,400 $ 144,000
Dallas, Iowa 5 $ 1,003,000 $ 200,600 $ 121,000
Linn, Iowa 5 $ 454,000 $ 90,800 $ 86,000
Story, Iowa 5 $ 770,000 $ 154,000 $ 81,000
Calvert, Maryland 5 $ 1,396,000 $ 279,200 $ 223,000
Grand Traverse, Michigan 5 $ 1,887,000 $ 377,400 $ 186,000
Olmsted, Minnesota 5 $ 807,000 $ 161,400 $ 113,000
Scott, Minnesota 5 $ 821,000 $ 164,200 $ 76,000
Sherburne, Minnesota 5 $ 1,035,000 $ 207,000 $ 116,000
Harrison, Mississippi 5 $ 659,000 $ 131,800 $ 132,000
Newton, Missouri 5 $ 703,000 $ 140,600 $ 135,000
Gallatin, Montana 5 $ 657,000 $ 131,400 $ 83,000
Warren, New Jersey 5 $ 843,000 $ 168,600 $ 128,000
Sandoval, New Mexico 5 $ 1,414,000 $ 282,800 $ 142,000
Cabarrus, North Carolina 5 $ 890,000 $ 178,000 $ 80,000
Cumberland, North Carolina 5 $ 1,159,000 $ 231,800 $ 134,000
Macon, North Carolina 5 $ 2,805,000 $ 561,000 $ 345,000
Wilson, North Carolina 5 $ 644,000 $ 128,800 $ 119,000
Medina, Ohio 5 $ 1,074,000 $ 214,800 $ 234,000
Montgomery, Ohio 5 $ 566,000 $ 113,200 $ 119,000
Stark, Ohio 5 $ 1,087,000 $ 217,400 $ 237,000
Cleveland, Oklahoma 5 $ 651,000 $ 130,200 $ 116,000
Butler, Pennsylvania 5 $ 1,397,000 $ 279,400 $ 127,000
Washington, Pennsylvania 5 $ 1,145,000 $ 229,000 $ 115,000
Bristol, Rhode Island 5 $ 2,103,000 $ 420,600 $ 239,000
Lincoln, South Dakota 5 $ 2,465,000 $ 493,000 $ 120,000
Pennington, South Dakota 5 $ 1,547,000 $ 309,400 $ 130,000
Windham, Vermont 5 $ 902,000 $ 180,400 $ 192,000
Manassas, Virginia 5 $ 1,057,000 $ 211,400 $ 83,000
Clallam, Washington 5 $ 998,000 $ 199,600 $ 132,000
Island, Washington 5 $ 803,000 $ 160,600 $ 58,000
Thurston, Washington 5 $ 1,794,000 $ 358,800 $ 259,000
Berkeley, West Virginia 5 $ 580,000 $ 116,000 $ 119,000
Monongalia, West Virginia 5 $ 1,331,000 $ 266,200 $ 136,000
Kenosha, Wisconsin 5 $ 572,000 $ 114,400 $ 52,000
Lee, Alabama 4 $ 986,000 $ 246,500 $ 117,000
Limestone, Alabama 4 $ 385,000 $ 96,250 $ 86,000
Anchorage, Alaska 4 $ 1,433,000 $ 358,250 $ 168,000
Navajo, Arizona 4 $ 762,000 $ 190,500 $ 133,000
Mendocino, California 4 $ 982,000 $ 245,500 $ 245,000
La Plata, Colorado 4 $ 1,401,000 $ 350,250 $ 282,000
San Miguel, Colorado 4 $ 3,287,000 $ 821,750 $ 481,000
Windham, Connecticut 4 $ 743,000 $ 185,750 $ 66,000
Osceola, Florida 4 $ 473,000 $ 118,250 $ 124,000
Santa Rosa, Florida 4 $ 1,453,000 $ 363,250 $ 157,000
Glynn, Georgia 4 $ 1,588,000 $ 397,000 $ 412,000
Jackson, Georgia 4 $ 1,125,000 $ 281,250 $ 108,000
Putnam, Georgia 4 $ 702,000 $ 175,500 $ 129,000
Richmond, Georgia 4 $ 359,000 $ 89,750 $ 74,000
Rockdale, Georgia 4 $ 543,000 $ 135,750 $ 81,000
Blaine, Idaho 4 $ 818,000 $ 204,500 $ 197,000
Sangamon, Illinois 4 $ 634,000 $ 158,500 $ 66,000
Bartholomew, Indiana 4 $ 1,015,000 $ 253,750 $ 152,000
Boone, Indiana 4 $ 722,000 $ 180,500 $ 121,000
Woodbury, Iowa 4 $ 272,000 $ 68,000 $ 50,000
Kenton, Kentucky 4 $ 682,000 $ 170,500 $ 53,000
Knox, Maine 4 $ 565,000 $ 141,250 $ 158,000
St. Mary's, Maryland 4 $ 957,000 $ 239,250 $ 85,000
Kalamazoo, Michigan 4 $ 672,000 $ 168,000 $ 185,000
Muskegon, Michigan 4 $ 386,000 $ 96,500 $ 93,000
Ottawa, Michigan 4 $ 634,000 $ 158,500 $ 92,000
Chisago, Minnesota 4 $ 607,000 $ 151,750 $ 89,000
Itasca, Minnesota 4 $ 540,000 $ 135,000 $ 62,000
Meeker, Minnesota 4 $ 707,000 $ 176,750 $ 103,000
Wright, Minnesota 4 $ 536,000 $ 134,000 $ 88,000
Buchanan, Missouri 4 $ 1,387,000 $ 346,750 $ 127,000
Camden, Missouri 4 $ 3,043,000 $ 760,750 $ 345,000
Greene, Missouri 4 $ 1,899,000 $ 474,750 $ 197,000
Jefferson, Missouri 4 $ 443,000 $ 110,750 $ 72,000
Lancaster, Nebraska 4 $ 563,000 $ 140,750 $ 89,000
Sarpy, Nebraska 4 $ 1,086,000 $ 271,500 $ 227,000
Carson City, Nevada 4 $ 579,000 $ 144,750 $ 108,000
Grafton, New Hampshire 4 $ 1,182,000 $ 295,500 $ 457,000
San Juan, New Mexico 4 $ 513,000 $ 128,250 $ 98,000
Greene, New York 4 $ 906,000 $ 226,500 $ 264,000
Onondaga, New York 4 $ 364,000 $ 91,000 $ 100,000
Rensselaer, New York 4 $ 328,000 $ 82,000 $ 84,000
Beaufort, North Carolina 4 $ 587,000 $ 146,750 $ 88,000
Craven, North Carolina 4 $ 1,157,000 $ 289,250 $ 208,000
Lincoln, North Carolina 4 $ 1,293,000 $ 323,250 $ 123,000
Nash, North Carolina 4 $ 781,000 $ 195,250 $ 122,000
Onslow, North Carolina 4 $ 1,843,000 $ 460,750 $ 212,000
Pitt, North Carolina 4 $ 408,000 $ 102,000 $ 134,000
Watauga, North Carolina 4 $ 616,000 $ 154,000 $ 156,000
Lincoln, Oregon 4 $ 1,126,000 $ 281,500 $ 114,000
Beaver, Pennsylvania 4 $ 523,000 $ 130,750 $ 124,000
Lycoming, Pennsylvania 4 $ 466,000 $ 116,500 $ 127,000
Schuylkill, Pennsylvania 4 $ 348,000 $ 87,000 $ 136,000
Kent, Rhode Island 4 $ 1,157,000 $ 289,250 $ 152,000
Pickens, South Carolina 4 $ 1,829,000 $ 457,250 $ 195,000
Windsor, Vermont 4 $ 662,000 $ 165,500 $ 231,000
Chesapeake, Virginia 4 $ 1,578,000 $ 394,500 $ 121,000
Danville, Virginia 4 $ 522,000 $ 130,500 $ 305,000
Falls Church, Virginia 4 $ 1,898,000 $ 474,500 $ 167,000
Fauquier, Virginia 4 $ 1,340,000 $ 335,000 $ 105,000
Frederick, Virginia 4 $ 780,000 $ 195,000 $ 75,000
Nelson, Virginia 4 $ 800,000 $ 200,000 $ 156,000
Orange, Virginia 4 $ 545,000 $ 136,250 $ 56,000
Shenandoah, Virginia 4 $ 895,000 $ 223,750 $ 128,000
Jefferson, West Virginia 4 $ 610,000 $ 152,500 $ 52,000
Walworth, Wisconsin 4 $ 1,861,000 $ 465,250 $ 302,000
Tuscaloosa, Alabama 3 $ 1,290,000 $ 430,000 $ 250,000
Cochise, Arizona 3 $ 750,000 $ 250,000 $ 106,000
Tulare, California 3 $ 521,000 $ 173,666 $ 72,000
Gunnison, Colorado 3 $ 898,000 $ 299,333 $ 188,000
Citrus, Florida 3 $ 273,000 $ 91,000 $ 69,000
Escambia, Florida 3 $ 589,000 $ 196,333 $ 222,000
St. Lucie, Florida 3 $ 409,000 $ 136,333 $ 148,000
Bulloch, Georgia 3 $ 154,000 $ 51,333 $ 43,000
Effingham, Georgia 3 $ 382,000 $ 127,333 $ 106,000
Muscogee, Georgia 3 $ 402,000 $ 134,000 $ 113,000
Turner, Georgia 3 $ 214,000 $ 71,333 $ 76,000
Walton, Georgia 3 $ 235,000 $ 78,333 $ 74,000
Bonneville, Idaho 3 $ 812,000 $ 270,666 $ 313,000
St. Clair, Illinois 3 $ 435,000 $ 145,000 $ 113,000
Clark, Indiana 3 $ 363,000 $ 121,000 $ 35,000
Vigo, Indiana 3 $ 375,000 $ 125,000 $ 83,000
Marion, Iowa 3 $ 660,000 $ 220,000 $ 141,000
Scott, Iowa 3 $ 783,000 $ 261,000 $ 216,000
Butler, Kansas 3 $ 322,000 $ 107,333 $ 85,000
Douglas, Kansas 3 $ 271,000 $ 90,333 $ 69,000
Shawnee, Kansas 3 $ 423,000 $ 141,000 $ 42,000
Ascension, Louisiana 3 $ 1,080,000 $ 360,000 $ 219,000
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Mortgage Loan Application Detail Totals for Ing Bank, FSB / Capital One in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,448 $4,948,964,000 $397,000 $3,050,000 $208,000 $9,999,000
Home Purchase 2,491 $879,122,000 $352,000 $3,000,000 $245,000 $8,000,000
Home Improvement 668 $203,020,000 $303,000 $1,950,000 $152,000 $1,542,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,600 $3,924,587,000 $408,000 $3,050,000 $219,000 $9,740,000
Not Provided 3,074 $1,126,627,000 $366,000 $3,000,000 $241,000 $8,000,000
Asian 1,442 $588,691,000 $408,000 $2,950,000 $198,000 $9,999,000
Not applicable 558 $102,232,000 $183,000 $417,000 $55,000 $465,000
Hispanic 453 $148,799,000 $328,000 $3,000,000 $158,000 $1,232,000
Black or African American 352 $96,539,000 $274,000 $3,000,000 $146,000 $3,000,000
American Indian or Alaskan Native 84 $26,341,000 $313,000 $1,330,000 $170,000 $764,000
Native Hawaiian or Other Pacific Islander 44 $17,290,000 $392,000 $2,460,000 $226,000 $4,697,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,422 $6,001,167,000 $389,000 $3,050,000 $214,000 $9,999,000
FHA-insured (Federal Housing Administration) 146 $22,565,000 $154,000 $556,000 $49,000 $376,000
VA-guaranteed (Veterans Administration) 38 $7,236,000 $190,000 $378,000 $44,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $138,000 $138,000 $138,000 $150,000 $150,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,566 $2,815,809,000 $428,000 $2,987,000 $226,000 $9,999,000
Application Denied By Financial Institution 4,766 $1,841,797,000 $386,000 $3,050,000 $204,000 $8,000,000
Application Approved But Not Accepted 3,682 $1,259,721,000 $342,000 $3,000,000 $221,000 $5,060,000
Loan Purchased By The Institution 558 $102,232,000 $183,000 $417,000 $55,000 $465,000
Application Withdrawn By Applicant 35 $11,547,000 $329,000 $1,394,000 $212,000 $1,257,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,455 $660,347,000 $453,000 $3,000,000 $228,000 $5,701,000
Credit History 1,330 $388,415,000 $292,000 $3,050,000 $244,000 $8,000,000
Debt-To-Income Ratio 1,071 $492,990,000 $460,000 $3,000,000 $113,000 $2,040,000
Other 653 $205,659,000 $314,000 $2,500,000 $225,000 $6,562,000
Employment History 119 $33,263,000 $279,000 $1,145,000 $128,000 $2,350,000
Unverifiable Information 84 $41,742,000 $496,000 $3,000,000 $269,000 $1,281,000
Credit Application Incomplete 43 $14,647,000 $340,000 $1,882,000 $214,000 $1,514,000
Insufficient Cash (Downpayment, Closing Cost) 11 $4,734,000 $430,000 $2,100,000 $146,000 $463,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB / Capital One's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ing Bank, FSB / Capital One's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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