Keybank National Association Mortgage Lending & HMDA Data, 2012

In 2012, Keybank National Association of Cleveland, OH reported 48,490 mortgage applications totaling $10.8 billion, up 53% from 2011. The average application was for $222,780, and applicants reported an average income of $106,985. 51% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Buffalo-Niagara Falls, NY (3,986), Cleveland-Elyria-Mentor, OH (3,701) and Portland-Vancouver-Hillsboro, OR-WA (3,038) (applications in parentheses).

Mortgage Company & Address Keybank National Association
127 Public Square
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 48,490
Total Mortgage Loan Application Amount $10,802,604,000
Average Mortgage Loan Application Amount $222,780
Highest Mortgage Loan Application Amount $95,565,000
Average Applicant Income $106,985
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Keybank National Association by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 3,307 $ 346,336,000 $ 104,728 $ 77,000
Cuyahoga, Ohio 2,602 $ 372,318,000 $ 143,089 $ 111,000
King, Washington 2,400 $ 681,207,000 $ 283,836 $ 152,000
Pierce, Washington 1,341 $ 279,301,000 $ 208,278 $ 108,000
Multnomah, Oregon 1,052 $ 223,850,000 $ 212,785 $ 127,000
Ada, Idaho 935 $ 185,626,000 $ 198,530 $ 130,000
Salt Lake, Utah 931 $ 216,921,000 $ 232,997 $ 103,000
Clackamas, Oregon 903 $ 192,763,000 $ 213,469 $ 122,000
Lucas, Ohio 789 $ 78,181,000 $ 99,088 $ 80,000
Onondaga, New York 764 $ 78,070,000 $ 102,185 $ 97,000
Washington, Oregon 722 $ 141,768,000 $ 196,354 $ 114,000
Franklin, Ohio 693 $ 219,765,000 $ 317,121 $ 135,000
Niagara, New York 679 $ 57,235,000 $ 84,293 $ 65,000
Monroe, New York 615 $ 54,854,000 $ 89,193 $ 74,000
Marion, Indiana 580 $ 76,240,000 $ 131,448 $ 95,000
Cumberland, Maine 579 $ 111,468,000 $ 192,518 $ 133,000
Snohomish, Washington 577 $ 133,400,000 $ 231,195 $ 102,000
Albany, New York 563 $ 109,974,000 $ 195,335 $ 116,000
Stark, Ohio 532 $ 68,593,000 $ 128,934 $ 102,000
Summit, Ohio 529 $ 70,608,000 $ 133,474 $ 100,000
Marion, Oregon 511 $ 87,013,000 $ 170,279 $ 92,000
Denver, Colorado 495 $ 116,104,000 $ 234,553 $ 139,000
Arapahoe, Colorado 458 $ 164,222,000 $ 358,563 $ 141,000
Thurston, Washington 454 $ 75,789,000 $ 166,936 $ 101,000
Hamilton, Ohio 434 $ 39,807,000 $ 91,721 $ 99,000
Lane, Oregon 425 $ 60,134,000 $ 141,491 $ 81,000
Jefferson, Colorado 386 $ 98,684,000 $ 255,658 $ 136,000
Hamilton, Indiana 382 $ 75,031,000 $ 196,416 $ 146,000
Saratoga, New York 372 $ 72,907,000 $ 195,986 $ 119,000
Aroostook, Maine 364 $ 35,251,000 $ 96,843 $ 69,000
Douglas, Colorado 359 $ 76,537,000 $ 213,194 $ 156,000
Schenectady, New York 353 $ 45,447,000 $ 128,745 $ 92,000
Jackson, Oregon 330 $ 53,721,000 $ 162,790 $ 92,000
Lake, Ohio 327 $ 39,781,000 $ 121,654 $ 97,000
Weber, Utah 323 $ 52,492,000 $ 162,513 $ 75,000
Davis, Utah 315 $ 65,746,000 $ 208,717 $ 110,000
Linn, Oregon 305 $ 40,197,000 $ 131,793 $ 75,000
Lorain, Ohio 303 $ 49,238,000 $ 162,501 $ 118,000
Yakima, Washington 295 $ 41,203,000 $ 139,671 $ 82,000
Kitsap, Washington 286 $ 58,517,000 $ 204,604 $ 110,000
Jefferson, New York 285 $ 32,387,000 $ 113,638 $ 86,000
Elkhart, Indiana 279 $ 26,943,000 $ 96,569 $ 63,000
Rensselaer, New York 275 $ 40,642,000 $ 147,789 $ 95,000
Medina, Ohio 269 $ 24,641,000 $ 91,602 $ 85,000
St. Joseph, Indiana 262 $ 28,481,000 $ 108,706 $ 77,000
Wood, Ohio 254 $ 33,024,000 $ 130,015 $ 90,000
Washtenaw, Michigan 250 $ 81,177,000 $ 324,708 $ 123,000
Bonneville, Idaho 245 $ 33,183,000 $ 135,440 $ 78,000
Penobscot, Maine 244 $ 34,147,000 $ 139,946 $ 72,000
Canyon, Idaho 240 $ 24,236,000 $ 100,983 $ 72,000
Mason, Washington 231 $ 35,176,000 $ 152,277 $ 91,000
Adams, Colorado 228 $ 58,438,000 $ 256,307 $ 92,000
Montgomery, Ohio 226 $ 22,598,000 $ 99,991 $ 96,000
Clark, Washington 225 $ 42,627,000 $ 189,453 $ 110,000
Rockland, New York 211 $ 47,866,000 $ 226,853 $ 158,000
El Paso, Colorado 201 $ 43,367,000 $ 215,756 $ 101,000
Geauga, Ohio 200 $ 40,521,000 $ 202,605 $ 153,000
Clinton, New York 199 $ 20,058,000 $ 100,793 $ 75,000
Chautauqua, New York 197 $ 19,792,000 $ 100,467 $ 88,000
Howard, Indiana 195 $ 15,449,000 $ 79,225 $ 69,000
Madison, Indiana 187 $ 14,295,000 $ 76,443 $ 56,000
Monroe, Michigan 186 $ 20,985,000 $ 112,822 $ 85,000
Oakland, Michigan 186 $ 85,501,000 $ 459,682 $ 152,000
Grant, Washington 186 $ 38,631,000 $ 207,693 $ 77,000
Ashtabula, Ohio 185 $ 15,597,000 $ 84,308 $ 63,000
Johnson, Indiana 184 $ 19,741,000 $ 107,288 $ 75,000
Richland, Ohio 182 $ 38,400,000 $ 210,989 $ 69,000
Anchorage, Alaska 181 $ 42,931,000 $ 237,187 $ 139,000
Erie, Ohio 172 $ 21,650,000 $ 125,872 $ 119,000
Tooele, Utah 171 $ 21,888,000 $ 128,000 $ 60,000
Twin Falls, Idaho 170 $ 22,854,000 $ 134,435 $ 78,000
Orange, New York 170 $ 28,631,000 $ 168,417 $ 106,000
Dutchess, New York 167 $ 49,385,000 $ 295,718 $ 122,000
Portage, Ohio 166 $ 21,687,000 $ 130,644 $ 144,000
Oswego, New York 164 $ 11,930,000 $ 72,743 $ 72,000
Utah, Utah 164 $ 35,206,000 $ 214,670 $ 115,000
Kennebec, Maine 159 $ 67,738,000 $ 426,025 $ 81,000
Androscoggin, Maine 158 $ 19,908,000 $ 126,000 $ 81,000
York, Maine 158 $ 30,353,000 $ 192,107 $ 157,000
Lewis, Washington 156 $ 21,750,000 $ 139,423 $ 73,000
Benton, Washington 155 $ 22,743,000 $ 146,729 $ 91,000
Larimer, Colorado 151 $ 28,337,000 $ 187,662 $ 97,000
Chittenden, Vermont 151 $ 27,941,000 $ 185,039 $ 103,000
Ulster, New York 148 $ 19,991,000 $ 135,074 $ 87,000
Macomb, Michigan 144 $ 52,714,000 $ 366,069 $ 114,000
Hancock, Ohio 143 $ 15,150,000 $ 105,944 $ 59,000
Oneida, New York 137 $ 10,305,000 $ 75,218 $ 87,000
Clallam, Washington 135 $ 21,435,000 $ 158,777 $ 72,000
Wayne, Michigan 133 $ 31,876,000 $ 239,669 $ 120,000
Lenawee, Michigan 131 $ 10,242,000 $ 78,183 $ 71,000
St. Lawrence, New York 130 $ 10,756,000 $ 82,738 $ 74,000
Westchester, New York 130 $ 34,298,000 $ 263,830 $ 157,000
Stevens, Washington 129 $ 16,678,000 $ 129,286 $ 69,000
Knox, Maine 127 $ 24,945,000 $ 196,417 $ 98,000
Boulder, Colorado 126 $ 47,508,000 $ 377,047 $ 170,000
Bingham, Idaho 126 $ 14,900,000 $ 118,253 $ 73,000
Whatcom, Washington 125 $ 30,668,000 $ 245,344 $ 150,000
Summit, Utah 123 $ 44,344,000 $ 360,520 $ 203,000
Boone, Indiana 122 $ 23,270,000 $ 190,737 $ 134,000
Bannock, Idaho 121 $ 12,832,000 $ 106,049 $ 73,000
Polk, Oregon 118 $ 16,143,000 $ 136,805 $ 82,000
Hendricks, Indiana 116 $ 48,445,000 $ 417,629 $ 92,000
Clermont, Ohio 115 $ 11,548,000 $ 100,417 $ 94,000
Mahoning, Ohio 114 $ 13,651,000 $ 119,745 $ 149,000
Butler, Ohio 113 $ 13,003,000 $ 115,070 $ 90,000
Huron, Ohio 112 $ 10,102,000 $ 90,196 $ 73,000
Matanuska-Susitna, Alaska 108 $ 20,212,000 $ 187,148 $ 115,000
Box Elder, Utah 107 $ 12,317,000 $ 115,112 $ 73,000
Yamhill, Oregon 105 $ 15,976,000 $ 152,152 $ 86,000
Delaware, Ohio 104 $ 20,349,000 $ 195,663 $ 153,000
Cayuga, New York 103 $ 9,268,000 $ 89,980 $ 74,000
Fremont, Idaho 102 $ 13,593,000 $ 133,264 $ 80,000
Madison, New York 101 $ 9,655,000 $ 95,594 $ 91,000
Pacific, Washington 101 $ 13,840,000 $ 137,029 $ 79,000
Skagit, Washington 101 $ 16,871,000 $ 167,039 $ 80,000
Oxford, Maine 100 $ 11,014,000 $ 110,140 $ 81,000
Clark, Ohio 99 $ 7,887,000 $ 79,666 $ 57,000
Columbia, New York 97 $ 21,196,000 $ 218,515 $ 133,000
Warren, Ohio 97 $ 12,209,000 $ 125,865 $ 137,000
Somerset, Maine 96 $ 6,331,000 $ 65,947 $ 65,000
Kenai Peninsula, Alaska 90 $ 14,775,000 $ 164,166 $ 97,000
Cassia, Idaho 90 $ 9,689,000 $ 107,655 $ 80,000
Waldo, Maine 89 $ 12,484,000 $ 140,269 $ 82,000
Kosciusko, Indiana 86 $ 11,094,000 $ 129,000 $ 88,000
Fulton, New York 85 $ 9,487,000 $ 111,611 $ 76,000
Otsego, New York 84 $ 8,512,000 $ 101,333 $ 89,000
Fairbanks North Star, Alaska 80 $ 10,786,000 $ 134,825 $ 102,000
Cache, Utah 80 $ 11,327,000 $ 141,587 $ 76,000
Trumbull, Ohio 79 $ 5,680,000 $ 71,898 $ 78,000
Hancock, Maine 78 $ 10,535,000 $ 135,064 $ 70,000
Grays Harbor, Washington 78 $ 9,538,000 $ 122,282 $ 77,000
Madison, Idaho 74 $ 11,334,000 $ 153,162 $ 68,000
Warren, New York 73 $ 17,382,000 $ 238,109 $ 134,000
Wayne, New York 73 $ 6,295,000 $ 86,232 $ 57,000
Benton, Oregon 72 $ 14,091,000 $ 195,708 $ 117,000
Deschutes, Oregon 72 $ 26,310,000 $ 365,416 $ 203,000
San Juan, Washington 72 $ 15,934,000 $ 221,305 $ 104,000
Weld, Colorado 71 $ 10,804,000 $ 152,169 $ 98,000
St. Joseph, Michigan 68 $ 3,976,000 $ 58,470 $ 46,000
Ontario, New York 68 $ 7,837,000 $ 115,250 $ 130,000
Ottawa, Ohio 68 $ 9,127,000 $ 134,220 $ 94,000
Minidoka, Idaho 67 $ 6,349,000 $ 94,761 $ 66,000
Chelan, Washington 67 $ 13,491,000 $ 201,358 $ 132,000
Livingston, Michigan 64 $ 5,438,000 $ 84,968 $ 113,000
Lewis, New York 64 $ 6,472,000 $ 101,125 $ 85,000
Livingston, New York 64 $ 5,624,000 $ 87,875 $ 75,000
Josephine, Oregon 64 $ 9,077,000 $ 141,828 $ 63,000
Greene, New York 63 $ 9,154,000 $ 145,301 $ 106,000
Franklin, New York 61 $ 6,397,000 $ 104,868 $ 107,000
Montgomery, New York 61 $ 5,409,000 $ 88,672 $ 63,000
Starke, Indiana 60 $ 5,117,000 $ 85,283 $ 59,000
Lee, Florida 59 $ 22,723,000 $ 385,135 $ 255,000
Cattaraugus, New York 59 $ 6,550,000 $ 111,016 $ 113,000
Greene, Ohio 57 $ 14,499,000 $ 254,368 $ 112,000
Cortland, New York 55 $ 4,121,000 $ 74,927 $ 64,000
Island, Washington 55 $ 10,916,000 $ 198,472 $ 135,000
Morgan, Indiana 54 $ 4,940,000 $ 91,481 $ 73,000
Lincoln, Maine 54 $ 7,893,000 $ 146,166 $ 90,000
Seneca, Ohio 54 $ 3,371,000 $ 62,425 $ 55,000
Payette, Idaho 52 $ 5,715,000 $ 109,903 $ 82,000
Schoharie, New York 52 $ 6,841,000 $ 131,557 $ 88,000
Hood River, Oregon 52 $ 10,325,000 $ 198,557 $ 100,000
Broomfield, Colorado 51 $ 29,359,000 $ 575,666 $ 107,000
Sandusky, Ohio 51 $ 4,098,000 $ 80,352 $ 67,000
Jefferson, Idaho 50 $ 6,719,000 $ 134,380 $ 73,000
Valley, Idaho 49 $ 18,456,000 $ 376,653 $ 294,000
Putnam, New York 49 $ 10,598,000 $ 216,285 $ 116,000
Addison, Vermont 47 $ 8,407,000 $ 178,872 $ 78,000
Franklin, Maine 46 $ 5,103,000 $ 110,934 $ 80,000
Genesee, Michigan 46 $ 2,206,000 $ 47,956 $ 110,000
Cowlitz, Washington 46 $ 6,932,000 $ 150,695 $ 80,000
Sagadahoc, Maine 45 $ 7,898,000 $ 175,511 $ 104,000
Genesee, New York 43 $ 3,907,000 $ 90,860 $ 82,000
Maricopa, Arizona 41 $ 141,697,000 $ 3,456,024 $ 200,000
Collier, Florida 41 $ 15,807,000 $ 385,536 $ 288,000
Fulton, Ohio 41 $ 4,043,000 $ 98,609 $ 64,000
Washington, New York 40 $ 6,620,000 $ 165,500 $ 173,000
Orleans, New York 39 $ 1,384,000 $ 35,487 $ 33,000
Licking, Ohio 39 $ 4,754,000 $ 121,897 $ 125,000
Cass, Michigan 37 $ 6,890,000 $ 186,216 $ 74,000
Rutland, Vermont 37 $ 4,464,000 $ 120,648 $ 62,000
Gem, Idaho 35 $ 3,980,000 $ 113,714 $ 59,000
Power, Idaho 35 $ 3,973,000 $ 113,514 $ 66,000
Teton, Idaho 35 $ 5,678,000 $ 162,228 $ 75,000
Kenton, Kentucky 34 $ 4,389,000 $ 129,088 $ 114,000
Fairfield, Ohio 34 $ 4,355,000 $ 128,088 $ 80,000
Franklin, Vermont 34 $ 4,293,000 $ 126,264 $ 86,000
Palm Beach, Florida 33 $ 28,979,000 $ 878,151 $ 461,000
Juneau, Alaska 32 $ 7,410,000 $ 231,562 $ 131,000
Jerome, Idaho 32 $ 4,058,000 $ 126,812 $ 239,000
Jackson, Michigan 32 $ 2,416,000 $ 75,500 $ 105,000
Douglas, Washington 32 $ 4,481,000 $ 140,031 $ 77,000
Queens, New York 31 $ 10,119,000 $ 326,419 $ 67,000
Hancock, Indiana 29 $ 2,840,000 $ 97,931 $ 66,000
Lincoln, Oregon 29 $ 5,804,000 $ 200,137 $ 150,000
Kodiak Island, Alaska 28 $ 5,005,000 $ 178,750 $ 102,000
Los Angeles, California 28 $ 203,988,000 $ 7,285,285 $ 427,000
Columbia, Oregon 28 $ 3,926,000 $ 140,214 $ 89,000
Washington, Utah 28 $ 5,320,000 $ 190,000 $ 136,000
Marshall, Indiana 27 $ 3,961,000 $ 146,703 $ 197,000
Shelby, Indiana 27 $ 1,986,000 $ 73,555 $ 62,000
Franklin, Washington 26 $ 3,575,000 $ 137,500 $ 98,000
Boone, Kentucky 25 $ 1,772,000 $ 70,880 $ 79,000
Tillamook, Oregon 25 $ 5,888,000 $ 235,520 $ 441,000
Summit, Colorado 24 $ 7,831,000 $ 326,291 $ 148,000
Boise, Idaho 24 $ 3,078,000 $ 128,250 $ 69,000
Carroll, Ohio 24 $ 1,855,000 $ 77,291 $ 66,000
Blaine, Idaho 23 $ 7,714,000 $ 335,391 $ 261,000
LaGrange, Indiana 23 $ 1,419,000 $ 61,695 $ 62,000
Clark, Nevada 23 $ 57,966,000 $ 2,520,260 $ 82,000
New York, New York 23 $ 23,692,000 $ 1,030,086 $ 732,000
Elbert, Colorado 22 $ 4,516,000 $ 205,272 $ 122,000
Logan, Colorado 22 $ 1,999,000 $ 90,863 $ 51,000
Kings, New York 22 $ 14,034,000 $ 637,909 $ 136,000
Jefferson, Washington 22 $ 4,025,000 $ 182,954 $ 106,000
Kittitas, Washington 22 $ 5,362,000 $ 243,727 $ 169,000
Riverside, California 21 $ 98,305,000 $ 4,681,190 $ 152,000
Cook, Illinois 21 $ 9,434,000 $ 449,238 $ 394,000
Essex, New York 21 $ 2,406,000 $ 114,571 $ 94,000
Clatsop, Oregon 21 $ 3,881,000 $ 184,809 $ 134,000
Fairfield, Connecticut 20 $ 5,378,000 $ 268,900 $ 207,000
Herkimer, New York 20 $ 1,673,000 $ 83,650 $ 81,000
Sarasota, Florida 19 $ 6,435,000 $ 338,684 $ 510,000
Piscataquis, Maine 19 $ 1,304,000 $ 68,631 $ 70,000
Sullivan, New York 19 $ 1,891,000 $ 99,526 $ 66,000
Columbiana, Ohio 19 $ 1,296,000 $ 68,210 $ 63,000
Morrow, Ohio 19 $ 1,612,000 $ 84,842 $ 70,000
Wayne, Ohio 19 $ 1,858,000 $ 97,789 $ 72,000
Douglas, Oregon 19 $ 2,773,000 $ 145,947 $ 82,000
Steuben, Indiana 18 $ 3,404,000 $ 189,111 $ 206,000
Suffolk, New York 18 $ 3,622,000 $ 201,222 $ 266,000
Washington, Vermont 18 $ 2,881,000 $ 160,055 $ 120,000
Windham, Vermont 18 $ 2,890,000 $ 160,555 $ 103,000
Ketchikan Gateway, Alaska 17 $ 2,930,000 $ 172,352 $ 70,000
Broward, Florida 17 $ 11,680,000 $ 687,058 $ 360,000
Defiance, Ohio 17 $ 1,266,000 $ 74,470 $ 57,000
Pinellas, Florida 16 $ 17,050,000 $ 1,065,625 $ 178,000
Lincoln, Idaho 16 $ 1,407,000 $ 87,937 $ 51,000
Bartholomew, Indiana 16 $ 5,133,000 $ 320,812 $ 96,000
Delaware, Indiana 16 $ 1,317,000 $ 82,312 $ 57,000
Campbell, Kentucky 16 $ 1,765,000 $ 110,312 $ 95,000
Berrien, Michigan 16 $ 1,890,000 $ 118,125 $ 111,000
Allegany, New York 16 $ 1,354,000 $ 84,625 $ 131,000
Spokane, Washington 16 $ 2,447,000 $ 152,937 $ 110,000
Grand, Colorado 15 $ 2,968,000 $ 197,866 $ 203,000
Gooding, Idaho 15 $ 1,219,000 $ 81,266 $ 59,000
Miami, Indiana 15 $ 1,107,000 $ 73,800 $ 43,000
Delaware, New York 15 $ 1,649,000 $ 109,933 $ 99,000
Wyoming, New York 15 $ 1,331,000 $ 88,733 $ 108,000
Lincoln, Washington 15 $ 2,063,000 $ 137,533 $ 101,000
Aleutians West, Alaska 14 $ 2,592,000 $ 185,142 $ 136,000
Orange, Florida 14 $ 33,594,000 $ 2,399,571 $ 261,000
Allen, Indiana 14 $ 1,489,000 $ 106,357 $ 108,000
Dearborn, Indiana 14 $ 2,109,000 $ 150,642 $ 91,000
Henry, Indiana 14 $ 1,216,000 $ 86,857 $ 108,000
Nassau, New York 14 $ 2,900,000 $ 207,142 $ 351,000
Tompkins, New York 14 $ 353,000 $ 25,214 $ 77,000
Beaufort, South Carolina 14 $ 4,967,000 $ 354,785 $ 278,000
Wasatch, Utah 14 $ 3,990,000 $ 285,000 $ 147,000
Park, Colorado 13 $ 2,498,000 $ 192,153 $ 143,000
Tipton, Indiana 13 $ 1,241,000 $ 95,461 $ 66,000
Kent, Michigan 13 $ 1,707,000 $ 131,307 $ 129,000
Marion, Ohio 13 $ 22,822,000 $ 1,755,538 $ 122,000
Pickaway, Ohio 13 $ 1,477,000 $ 113,615 $ 111,000
Klickitat, Washington 13 $ 2,097,000 $ 161,307 $ 90,000
Orange, California 12 $ 4,470,000 $ 372,500 $ 346,000
Eagle, Colorado 12 $ 7,762,000 $ 646,833 $ 405,000
Brevard, Florida 12 $ 5,083,000 $ 423,583 $ 86,000
Monroe, Indiana 12 $ 2,560,000 $ 213,333 $ 184,000
Bergen, New Jersey 12 $ 4,158,000 $ 346,500 $ 182,000
Ashland, Ohio 12 $ 1,155,000 $ 96,250 $ 58,000
Brown, Ohio 12 $ 501,000 $ 41,750 $ 76,000
Miami, Ohio 12 $ 1,210,000 $ 100,833 $ 101,000
Union, Ohio 12 $ 2,132,000 $ 177,666 $ 162,000
Jefferson, Oregon 12 $ 1,769,000 $ 147,416 $ 120,000
Pinal, Arizona 11 $ 1,583,000 $ 143,909 $ 95,000
Manatee, Florida 11 $ 7,591,000 $ 690,090 $ 262,000
Elmore, Idaho 11 $ 1,169,000 $ 106,272 $ 94,000
Tippecanoe, Indiana 11 $ 715,000 $ 65,000 $ 84,000
Henry, Ohio 11 $ 1,159,000 $ 105,363 $ 70,000
Wasco, Oregon 11 $ 1,193,000 $ 108,454 $ 59,000
Bennington, Vermont 11 $ 1,626,000 $ 147,818 $ 67,000
Morgan, Colorado 10 $ 1,171,000 $ 117,100 $ 76,000
Lake, Indiana 10 $ 1,342,000 $ 134,200 $ 96,000
Hillsdale, Michigan 10 $ 1,034,000 $ 103,400 $ 74,000
St. Clair, Michigan 10 $ 442,000 $ 44,200 $ 146,000
Mecklenburg, North Carolina 10 $ 15,541,000 $ 1,554,100 $ 128,000
Harris, Texas 10 $ 117,080,000 $ 11,708,000 $ 0
Morgan, Utah 10 $ 3,192,000 $ 319,200 $ 165,000
Lamoille, Vermont 10 $ 2,079,000 $ 207,900 $ 124,000
Ferry, Washington 10 $ 823,000 $ 82,300 $ 71,000
Okanogan, Washington 10 $ 1,946,000 $ 194,600 $ 103,000
Owyhee, Idaho 9 $ 753,000 $ 83,666 $ 79,000
Brown, Indiana 9 $ 2,121,000 $ 235,666 $ 155,000
LaPorte, Indiana 9 $ 656,000 $ 72,888 $ 85,000
Porter, Indiana 9 $ 1,631,000 $ 181,222 $ 127,000
Putnam, Indiana 9 $ 726,000 $ 80,666 $ 66,000
Bronx, New York 9 $ 4,947,000 $ 549,666 $ 231,000
Chenango, New York 9 $ 647,000 $ 71,888 $ 80,000
Hamilton, New York 9 $ 1,748,000 $ 194,222 $ 110,000
Yates, New York 9 $ 2,797,000 $ 310,777 $ 515,000
Logan, Ohio 9 $ 1,125,000 $ 125,000 $ 60,000
Malheur, Oregon 9 $ 787,000 $ 87,444 $ 102,000
Umatilla, Oregon 9 $ 972,000 $ 108,000 $ 79,000
Horry, South Carolina 9 $ 1,531,000 $ 170,111 $ 342,000
Walla Walla, Washington 9 $ 1,131,000 $ 125,666 $ 122,000
Pima, Arizona 8 $ 3,302,000 $ 412,750 $ 431,000
San Diego, California 8 $ 4,152,000 $ 519,000 $ 332,000
New Haven, Connecticut 8 $ 1,842,000 $ 230,250 $ 271,000
Hillsborough, Florida 8 $ 19,925,000 $ 2,490,625 $ 140,000
Fulton, Georgia 8 $ 82,728,000 $ 10,341,000 $ 71,000
Grant, Indiana 8 $ 477,000 $ 59,625 $ 60,000
Middlesex, Massachusetts 8 $ 47,848,000 $ 5,981,000 $ 85,000
Steuben, New York 8 $ 469,000 $ 58,625 $ 58,000
Champaign, Ohio 8 $ 554,000 $ 69,250 $ 64,000
Fayette, Ohio 8 $ 920,000 $ 115,000 $ 319,000
Jefferson, Alabama 7 $ 76,655,000 $ 10,950,714 $ 0
Garfield, Colorado 7 $ 1,499,000 $ 214,142 $ 116,000
Routt, Colorado 7 $ 1,514,000 $ 216,285 $ 372,000
Hartford, Connecticut 7 $ 2,112,000 $ 301,714 $ 295,000
St. Lucie, Florida 7 $ 1,292,000 $ 184,571 $ 302,000
Clinton, Indiana 7 $ 428,000 $ 61,142 $ 55,000
Washington, Maine 7 $ 1,258,000 $ 179,714 $ 64,000
Branch, Michigan 7 $ 793,000 $ 113,285 $ 80,000
Rockingham, New Hampshire 7 $ 1,490,000 $ 212,857 $ 92,000
Richmond, New York 7 $ 1,371,000 $ 195,857 $ 143,000
Allen, Ohio 7 $ 10,537,000 $ 1,505,285 $ 63,000
Clinton, Ohio 7 $ 638,000 $ 91,142 $ 68,000
Crawford, Ohio 7 $ 454,000 $ 64,857 $ 57,000
Madison, Ohio 7 $ 937,000 $ 133,857 $ 68,000
Tuscarawas, Ohio 7 $ 1,222,000 $ 174,571 $ 257,000
Pasco, Florida 6 $ 438,000 $ 73,000 $ 82,000
Adams, Idaho 6 $ 937,000 $ 156,166 $ 171,000
Franklin, Idaho 6 $ 860,000 $ 143,333 $ 55,000
Washington, Idaho 6 $ 664,000 $ 110,666 $ 75,000
Pulaski, Indiana 6 $ 315,000 $ 52,500 $ 80,000
Ingham, Michigan 6 $ 172,000 $ 28,666 $ 131,000
Kalamazoo, Michigan 6 $ 992,000 $ 165,333 $ 353,000
Seneca, New York 6 $ 483,000 $ 80,500 $ 72,000
Preble, Ohio 6 $ 1,381,000 $ 230,166 $ 147,000
Putnam, Ohio 6 $ 840,000 $ 140,000 $ 28,000
Klamath, Oregon 6 $ 850,000 $ 141,666 $ 145,000
Campbell, Tennessee 6 $ 1,518,000 $ 253,000 $ 303,000
Carbon, Utah 6 $ 557,000 $ 92,833 $ 51,000
Grand Isle, Vermont 6 $ 1,146,000 $ 191,000 $ 209,000
Wahkiakum, Washington 6 $ 1,061,000 $ 176,833 $ 73,000
Mohave, Arizona 5 $ 615,000 $ 123,000 $ 131,000
Ventura, California 5 $ 1,049,000 $ 209,800 $ 197,000
Gilpin, Colorado 5 $ 508,000 $ 101,600 $ 81,000
Gunnison, Colorado 5 $ 1,532,000 $ 306,400 $ 311,000
Pueblo, Colorado 5 $ 534,000 $ 106,800 $ 67,000
Teller, Colorado 5 $ 835,000 $ 167,000 $ 79,000
Litchfield, Connecticut 5 $ 690,000 $ 138,000 $ 106,000
Marion, Florida 5 $ 454,000 $ 90,800 $ 104,000
Miami-Dade, Florida 5 $ 65,123,000 $ 13,024,600 $ 181,000
Okaloosa, Florida 5 $ 1,520,000 $ 304,000 $ 136,000
Volusia, Florida 5 $ 751,000 $ 150,200 $ 231,000
Hawaii, Hawaii 5 $ 1,442,000 $ 288,400 $ 94,000
Bonner, Idaho 5 $ 1,805,000 $ 361,000 $ 781,000
Kootenai, Idaho 5 $ 1,088,000 $ 217,600 $ 176,000
Oneida, Idaho 5 $ 486,000 $ 97,200 $ 76,000
Noble, Indiana 5 $ 459,000 $ 91,800 $ 34,000
Jefferson, Kentucky 5 $ 15,271,000 $ 3,054,200 $ 123,000
Essex, Massachusetts 5 $ 18,198,000 $ 3,639,600 $ 384,000
Saginaw, Michigan 5 $ 3,215,000 $ 643,000 $ 69,000
Coos, New Hampshire 5 $ 718,000 $ 143,600 $ 130,000
Broome, New York 5 $ 230,000 $ 46,000 $ 100,000
Wyandot, Ohio 5 $ 399,000 $ 79,800 $ 98,000
Coos, Oregon 5 $ 2,438,000 $ 487,600 $ 140,000
Curry, Oregon 5 $ 1,645,000 $ 329,000 $ 184,000
Bexar, Texas 5 $ 73,937,000 $ 14,787,400 $ 0
Dallas, Texas 5 $ 150,087,000 $ 30,017,400 $ 0
Emery, Utah 5 $ 189,000 $ 37,800 $ 51,000
Lincoln, Wyoming 5 $ 1,798,000 $ 359,600 $ 587,000
Santa Barbara, California 4 $ 3,077,000 $ 769,250 $ 2,879,000
Santa Cruz, California 4 $ 2,093,000 $ 523,250 $ 249,000
La Plata, Colorado 4 $ 2,123,000 $ 530,750 $ 173,000
Las Animas, Colorado 4 $ 524,000 $ 131,000 $ 92,000
Charlotte, Florida 4 $ 620,000 $ 155,000 $ 154,000
Citrus, Florida 4 $ 179,000 $ 44,750 $ 71,000
Indian River, Florida 4 $ 655,000 $ 163,750 $ 180,000
Polk, Florida 4 $ 402,000 $ 100,500 $ 95,000
Bear Lake, Idaho 4 $ 523,000 $ 130,750 $ 100,000
Jasper, Indiana 4 $ 558,000 $ 139,500 $ 102,000
Wayne, Indiana 4 $ 362,000 $ 90,500 $ 73,000
Montgomery, Maryland 4 $ 97,406,000 $ 24,351,500 $ 226,000
Barnstable, Massachusetts 4 $ 1,625,000 $ 406,250 $ 229,000
Norfolk, Massachusetts 4 $ 1,321,000 $ 330,250 $ 351,000
Suffolk, Massachusetts 4 $ 1,445,000 $ 361,250 $ 247,000
Bay, Michigan 4 $ 133,000 $ 33,250 $ 99,000
Clinton, Michigan 4 $ 452,000 $ 113,000 $ 124,000
Lapeer, Michigan 4 $ 170,000 $ 42,500 $ 131,000
Ravalli, Montana 4 $ 496,000 $ 124,000 $ 63,000
Ross, Ohio 4 $ 207,000 $ 51,750 $ 55,000
Crook, Oregon 4 $ 396,000 $ 99,000 $ 133,000
Union, Oregon 4 $ 413,000 $ 103,250 $ 151,000
Philadelphia, Pennsylvania 4 $ 38,743,000 $ 9,685,750 $ 93,000
Shelby, Tennessee 4 $ 53,000,000 $ 13,250,000 $ 30,000
Tarrant, Texas 4 $ 20,946,000 $ 5,236,500 $ 0
Stafford, Virginia 4 $ 129,240,000 $ 32,310,000 $ 0
Natrona, Wyoming 4 $ 24,168,000 $ 6,042,000 $ 12,000
Fresno, California 3 $ 155,000 $ 51,666 $ 104,000
Monterey, California 3 $ 725,000 $ 241,666 $ 82,000
Santa Clara, California 3 $ 29,664,000 $ 9,888,000 $ 67,000
Chaffee, Colorado 3 $ 629,000 $ 209,666 $ 69,000
Custer, Colorado 3 $ 437,000 $ 145,666 $ 69,000
Huerfano, Colorado 3 $ 2,935,000 $ 978,333 $ 403,000
Ouray, Colorado 3 $ 416,000 $ 138,666 $ 152,000
Sussex, Delaware 3 $ 824,000 $ 274,666 $ 749,000
Alachua, Florida 3 $ 647,000 $ 215,666 $ 87,000
Lake, Florida 3 $ 325,000 $ 108,333 $ 109,000
Martin, Florida 3 $ 506,000 $ 168,666 $ 277,000
Sumter, Florida 3 $ 364,000 $ 121,333 $ 161,000
Honolulu, Hawaii 3 $ 1,003,000 $ 334,333 $ 182,000
Caribou, Idaho 3 $ 444,000 $ 148,000 $ 435,000
Latah, Idaho 3 $ 406,000 $ 135,333 $ 65,000
Cass, Indiana 3 $ 200,000 $ 66,666 $ 48,000
Clark, Indiana 3 $ 11,737,000 $ 3,912,333 $ 44,000
Decatur, Indiana 3 $ 158,000 $ 52,666 $ 31,000
Jackson, Indiana 3 $ 215,000 $ 71,666 $ 83,000
Montgomery, Indiana 3 $ 92,000 $ 30,666 $ 76,000
Whitley, Indiana 3 $ 325,000 $ 108,333 $ 59,000
Fayette, Kentucky 3 $ 369,000 $ 123,000 $ 40,000
Berkshire, Massachusetts 3 $ 662,000 $ 220,666 $ 141,000
Eaton, Michigan 3 $ 180,000 $ 60,000 $ 101,000
Hennepin, Minnesota 3 $ 1,206,000 $ 402,000 $ 369,000
St. Louis, Missouri 3 $ 12,873,000 $ 4,291,000 $ 93,000
Flathead, Montana 3 $ 659,000 $ 219,666 $ 76,000
Gallatin, Montana 3 $ 984,000 $ 328,000 $ 526,000
Washoe, Nevada 3 $ 8,646,000 $ 2,882,000 $ 120,000
Ocean, New Jersey 3 $ 641,000 $ 213,666 $ 84,000
Santa Fe, New Mexico 3 $ 1,895,000 $ 631,666 $ 904,000
Knox, Ohio 3 $ 241,000 $ 80,333 $ 86,000
Muskingum, Ohio 3 $ 9,997,000 $ 3,332,333 $ 42,000
Williams, Ohio 3 $ 293,000 $ 97,666 $ 77,000
Wheeler, Oregon 3 $ 201,000 $ 67,000 $ 73,000
Montgomery, Pennsylvania 3 $ 438,000 $ 146,000 $ 5,616,000
Charleston, South Carolina 3 $ 1,313,000 $ 437,666 $ 172,000
Davidson, Tennessee 3 $ 441,000 $ 147,000 $ 1,062,000
Denton, Texas 3 $ 18,363,000 $ 6,121,000 $ 0
Uintah, Utah 3 $ 700,000 $ 233,333 $ 71,000
Orange, Vermont 3 $ 447,000 $ 149,000 $ 40,000
Skamania, Washington 3 $ 1,284,000 $ 428,000 $ 444,000
Laramie, Wyoming 3 $ 298,000 $ 99,333 $ 87,000
Teton, Wyoming 3 $ 482,000 $ 160,666 $ 173,000
Southeast Fairbanks, Alaska 2 $ 302,000 $ 151,000 $ 86,000
Yakutat, Alaska 2 $ 135,000 $ 67,500 $ 94,000
Yavapai, Arizona 2 $ 391,000 $ 195,500 $ 129,000
Pulaski, Arkansas 2 $ 14,818,000 $ 7,409,000 $ 0
Contra Costa, California 2 $ 750,000 $ 375,000 $ 142,000
El Dorado, California 2 $ 429,000 $ 214,500 $ 105,000
Sacramento, California 2 $ 562,000 $ 281,000 $ 656,000
Clear Creek, Colorado 2 $ 447,000 $ 223,500 $ 186,000
Conejos, Colorado 2 $ 183,000 $ 91,500 $ 62,000
Montrose, Colorado 2 $ 308,000 $ 154,000 $ 125,000
New London, Connecticut 2 $ 23,000 $ 11,500 $ 130,000
Bay, Florida 2 $ 5,825,000 $ 2,912,500 $ 60,000
Duval, Florida 2 $ 19,886,000 $ 9,943,000 $ 0
Hernando, Florida 2 $ 73,000 $ 36,500 $ 173,000
Leon, Florida 2 $ 32,337,000 $ 16,168,500 $ 48,000
Monroe, Florida 2 $ 1,444,000 $ 722,000 $ 564,000
Santa Rosa, Florida 2 $ 17,907,000 $ 8,953,500 $ 18,000
Seminole, Florida 2 $ 7,198,000 $ 3,599,000 $ 59,000
Walton, Florida 2 $ 227,000 $ 113,500 $ 143,000
Chatham, Georgia 2 $ 423,000 $ 211,500 $ 141,000
Greene, Georgia 2 $ 2,301,000 $ 1,150,500 $ 695,000
Lowndes, Georgia 2 $ 172,000 $ 86,000 $ 88,000
Kauai, Hawaii 2 $ 752,000 $ 376,000 $ 303,000
Idaho, Idaho 2 $ 320,000 $ 160,000 $ 82,000
Lake, Illinois 2 $ 541,000 $ 270,500 $ 63,000
Will, Illinois 2 $ 18,384,000 $ 9,192,000 $ 48,000
Blackford, Indiana 2 $ 98,000 $ 49,000 $ 21,000
Carroll, Indiana 2 $ 166,000 $ 83,000 $ 59,000
Fulton, Indiana 2 $ 263,000 $ 131,500 $ 72,000
Owen, Indiana 2 $ 214,000 $ 107,000 $ 42,000
Parke, Indiana 2 $ 437,000 $ 218,500 $ 78,000
Randolph, Indiana 2 $ 55,000 $ 27,500 $ 60,000
Ripley, Indiana 2 $ 124,000 $ 62,000 $ 57,000
Rush, Indiana 2 $ 65,000 $ 32,500 $ 75,000
White, Indiana 2 $ 140,000 $ 70,000 $ 88,000
Grant, Kentucky 2 $ 203,000 $ 101,500 $ 76,000
Oldham, Kentucky 2 $ 226,000 $ 113,000 $ 110,000
Baltimore City, Maryland 2 $ 324,000 $ 162,000 $ 134,000
Bristol, Massachusetts 2 $ 1,096,000 $ 548,000 $ 165,000
Plymouth, Massachusetts 2 $ 997,000 $ 498,500 $ 342,000
Worcester, Massachusetts 2 $ 396,000 $ 198,000 $ 54,000
Allegan, Michigan 2 $ 319,000 $ 159,500 $ 84,000
Benzie, Michigan 2 $ 196,000 $ 98,000 $ 115,000
Calhoun, Michigan 2 $ 70,000 $ 35,000 $ 99,000
Charlevoix, Michigan 2 $ 276,000 $ 138,000 $ 249,000
Crawford, Michigan 2 $ 96,000 $ 48,000 $ 33,000
Muskegon, Michigan 2 $ 15,000 $ 7,500 $ 44,000
Ramsey, Minnesota 2 $ 30,310,000 $ 15,155,000 $ 0
Jackson, Missouri 2 $ 228,000 $ 114,000 $ 348,000
Polk, Missouri 2 $ 155,000 $ 77,500 $ 106,000
Yellowstone, Montana 2 $ 22,311,000 $ 11,155,500 $ 0
Hall, Nebraska 2 $ 20,280,000 $ 10,140,000 $ 0
Elko, Nevada 2 $ 189,000 $ 94,500 $ 39,000
Strafford, New Hampshire 2 $ 346,000 $ 173,000 $ 61,000
Essex, New Jersey 2 $ 776,000 $ 388,000 $ 189,000
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Mortgage Loan Application Detail Totals for Keybank National Association in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 33,222 $8,475,596,000 $255,000 $95,565,000 $111,000 $9,999,000
Home Purchase 8,238 $2,002,294,000 $243,000 $50,175,000 $107,000 $9,999,000
Home Improvement 7,030 $324,714,000 $46,000 $1,680,000 $88,000 $5,749,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 34,867 $5,163,477,000 $148,000 $17,105,000 $108,000 $9,999,000
Not Provided 8,381 $1,583,256,000 $188,000 $6,912,000 $126,000 $7,119,000
Asian 1,431 $285,396,000 $199,000 $2,100,000 $127,000 $1,877,000
Hispanic 1,354 $156,989,000 $115,000 $1,078,000 $68,000 $1,200,000
Black or African American 1,230 $100,497,000 $81,000 $2,550,000 $78,000 $9,999,000
Not applicable 969 $3,479,345,000 $3,590,000 $95,565,000 $0 $0
American Indian or Alaskan Native 176 $19,844,000 $112,000 $582,000 $78,000 $570,000
Native Hawaiian or Other Pacific Islander 82 $13,800,000 $168,000 $618,000 $104,000 $612,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 44,865 $10,146,723,000 $226,000 $95,565,000 $111,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,837 $515,220,000 $181,000 $17,591,000 $63,000 $919,000
VA-guaranteed (Veterans Administration) 663 $124,854,000 $188,000 $839,000 $78,000 $585,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 125 $15,807,000 $126,000 $359,000 $48,000 $631,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 24,735 $6,903,228,000 $279,000 $95,565,000 $113,000 $9,999,000
Application Denied By Financial Institution 15,820 $2,326,529,000 $147,000 $29,958,000 $93,000 $7,099,000
Application Approved But Not Accepted 6,350 $1,114,767,000 $175,000 $17,105,000 $124,000 $9,999,000
Application Withdrawn By Applicant 757 $393,991,000 $520,000 $80,000,000 $160,000 $9,999,000
Loan Purchased By The Institution 742 $46,769,000 $63,000 $918,000 $0 $0
File Closed For Incompleteness 86 $17,320,000 $201,000 $1,198,000 $116,000 $440,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 4,697 $772,285,000 $164,000 $11,784,000 $108,000 $7,099,000
Debt-To-Income Ratio 4,060 $671,289,000 $165,000 $3,900,000 $64,000 $1,720,000
Credit History 3,709 $286,402,000 $77,000 $2,471,000 $77,000 $5,749,000
Unverifiable Information 1,413 $175,771,000 $124,000 $2,100,000 $118,000 $4,081,000
Other 1,208 $186,131,000 $154,000 $3,353,000 $130,000 $5,617,000
Credit Application Incomplete 468 $184,267,000 $393,000 $29,958,000 $156,000 $2,000,000
Insufficient Cash (Downpayment, Closing Cost) 155 $32,985,000 $212,000 $2,000,000 $138,000 $1,102,000
Employment History 106 $17,009,000 $160,000 $1,000,000 $74,000 $600,000
Mortgage Insurance Denied 4 $390,000 $97,000 $159,000 $129,000 $324,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Keybank National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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