Keybank National Association Mortgage Lending & HMDA Data, 2012
In 2012, Keybank National Association of Cleveland, OH reported 48,490 mortgage applications totaling $10.8 billion, up 53% from 2011. The average application was for $222,780, and applicants reported an average income of $106,985. 51% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Buffalo-Niagara Falls, NY (3,986), Cleveland-Elyria-Mentor, OH (3,701) and Portland-Vancouver-Hillsboro, OR-WA (3,038) (applications in parentheses).
| Mortgage Company & Address | Keybank National Association 127 Public Square Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 48,490 |
| Total Mortgage Loan Application Amount | $10,802,604,000 |
| Average Mortgage Loan Application Amount | $222,780 |
| Highest Mortgage Loan Application Amount | $95,565,000 |
| Average Applicant Income | $106,985 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buffalo-Niagara Falls, NY | 3,986 | $ 403,571,000 | $ 101,247 | $ 75,000 |
| Cleveland-Elyria-Mentor, OH | 3,701 | $ 526,499,000 | $ 142,258 | $ 110,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3,038 | $ 622,194,000 | $ 204,803 | $ 119,624 |
| Seattle-Bellevue-Everett, WA | 2,977 | $ 814,607,000 | $ 273,633 | $ 142,000 |
| Denver-Aurora-Broomfield, CO | 2,019 | $ 551,313,000 | $ 273,062 | $ 135,000 |
| Albany-Schenectady-Troy, NY | 1,615 | $ 275,811,000 | $ 170,780 | $ 107,000 |
| Indianapolis-Carmel, IN | 1,512 | $ 255,340,000 | $ 168,875 | $ 107,000 |
| Tacoma, WA | 1,341 | $ 279,301,000 | $ 208,278 | $ 108,000 |
| Boise City-Nampa, ID | 1,243 | $ 217,673,000 | $ 175,119 | $ 116,000 |
| Salt Lake City, UT | 1,225 | $ 283,153,000 | $ 231,145 | $ 107,000 |
| Toledo, OH | 1,152 | $ 124,375,000 | $ 107,964 | $ 83,000 |
| Syracuse, NY | 1,029 | $ 99,655,000 | $ 96,846 | $ 92,000 |
| Columbus, OH | 921 | $ 255,381,000 | $ 277,286 | $ 133,000 |
| Cincinnati-Middletown, OH-KY-IN | 864 | $ 87,377,000 | $ 101,130 | $ 100,563 |
| Rochester, NY | 859 | $ 75,994,000 | $ 88,467 | $ 75,000 |
| Portland-South Portland-Biddeford, ME | 782 | $ 149,719,000 | $ 191,456 | $ 136,000 |
| Akron, OH | 695 | $ 92,295,000 | $ 132,798 | $ 110,000 |
| Ogden-Clearfield, UT | 648 | $ 121,430,000 | $ 187,391 | $ 93,000 |
| Salem, OR | 629 | $ 103,156,000 | $ 164,000 | $ 90,000 |
| Canton-Massillon, OH | 556 | $ 70,448,000 | $ 126,705 | $ 100,000 |
| New York-White Plains-Wayne, NY-NJ | 496 | $ 151,560,000 | $ 305,564 | $ 174,830 |
| Olympia, WA | 454 | $ 75,789,000 | $ 166,936 | $ 101,000 |
| Eugene-Springfield, OR | 425 | $ 60,134,000 | $ 141,491 | $ 81,000 |
| Warren-Troy-Farmington Hills, MI | 408 | $ 144,265,000 | $ 353,590 | $ 132,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 337 | $ 78,016,000 | $ 231,501 | $ 114,000 |
| Medford, OR | 330 | $ 53,721,000 | $ 162,790 | $ 92,000 |
| Dayton, OH | 301 | $ 39,688,000 | $ 131,853 | $ 100,000 |
| South Bend-Mishawaka, IN-MI | 299 | $ 35,371,000 | $ 118,297 | $ 76,628 |
| Idaho Falls, ID | 295 | $ 39,902,000 | $ 135,261 | $ 77,000 |
| Yakima, WA | 295 | $ 41,203,000 | $ 139,671 | $ 82,000 |
| Anchorage, AK | 289 | $ 63,143,000 | $ 218,487 | $ 130,000 |
| Bremerton-Silverdale, WA | 286 | $ 58,517,000 | $ 204,604 | $ 110,000 |
| Elkhart-Goshen, IN | 279 | $ 26,943,000 | $ 96,569 | $ 63,000 |
| Ann Arbor, MI | 250 | $ 81,177,000 | $ 324,708 | $ 123,000 |
| Bangor, ME | 244 | $ 34,147,000 | $ 139,946 | $ 72,000 |
| Kokomo, IN | 208 | $ 16,690,000 | $ 80,240 | $ 69,000 |
| Colorado Springs, CO | 206 | $ 44,202,000 | $ 214,572 | $ 101,000 |
| Youngstown-Warren-Boardman, OH-PA | 194 | $ 19,690,000 | $ 101,494 | $ 119,907 |
| Burlington-South Burlington, VT | 191 | $ 33,380,000 | $ 174,764 | $ 103,000 |
| Anderson, IN | 187 | $ 14,295,000 | $ 76,443 | $ 56,000 |
| Monroe, MI | 186 | $ 20,985,000 | $ 112,822 | $ 85,000 |
| Mansfield, OH | 182 | $ 38,400,000 | $ 210,989 | $ 69,000 |
| Kennewick-Pasco-Richland, WA | 181 | $ 26,318,000 | $ 145,403 | $ 92,000 |
| Sandusky, OH | 172 | $ 21,650,000 | $ 125,872 | $ 119,000 |
| Provo-Orem, UT | 164 | $ 35,206,000 | $ 214,670 | $ 115,000 |
| Lewiston-Auburn, ME | 158 | $ 19,908,000 | $ 126,000 | $ 81,000 |
| Utica-Rome, NY | 157 | $ 11,978,000 | $ 76,292 | $ 86,000 |
| Pocatello, ID | 156 | $ 16,805,000 | $ 107,724 | $ 72,000 |
| Fort Collins-Loveland, CO | 151 | $ 28,337,000 | $ 187,662 | $ 97,000 |
| Kingston, NY | 148 | $ 19,991,000 | $ 135,074 | $ 87,000 |
| Detroit-Livonia-Dearborn, MI | 133 | $ 31,876,000 | $ 239,669 | $ 120,000 |
| Boulder, CO | 126 | $ 47,508,000 | $ 377,047 | $ 170,000 |
| Bellingham, WA | 125 | $ 30,668,000 | $ 245,344 | $ 150,000 |
| Glens Falls, NY | 113 | $ 24,002,000 | $ 212,407 | $ 148,000 |
| Mount Vernon-Anacortes, WA | 101 | $ 16,871,000 | $ 167,039 | $ 80,000 |
| Springfield, OH | 99 | $ 7,887,000 | $ 79,666 | $ 57,000 |
| Wenatchee-East Wenatchee, WA | 99 | $ 17,972,000 | $ 181,535 | $ 114,000 |
| Logan, UT-ID | 86 | $ 12,187,000 | $ 141,709 | $ 74,534 |
| Fairbanks, AK | 80 | $ 10,786,000 | $ 134,825 | $ 102,000 |
| Bend, OR | 72 | $ 26,310,000 | $ 365,416 | $ 203,000 |
| Corvallis, OR | 72 | $ 14,091,000 | $ 195,708 | $ 117,000 |
| Greeley, CO | 71 | $ 10,804,000 | $ 152,169 | $ 98,000 |
| Cape Coral-Fort Myers, FL | 59 | $ 22,723,000 | $ 385,135 | $ 255,000 |
| Phoenix-Mesa-Glendale, AZ | 52 | $ 143,280,000 | $ 2,755,384 | $ 178,000 |
| Flint, MI | 46 | $ 2,206,000 | $ 47,956 | $ 110,000 |
| Longview, WA | 46 | $ 6,932,000 | $ 150,695 | $ 80,000 |
| Naples-Marco Island, FL | 41 | $ 15,807,000 | $ 385,536 | $ 288,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 33 | $ 28,979,000 | $ 878,151 | $ 461,000 |
| Jackson, MI | 32 | $ 2,416,000 | $ 75,500 | $ 105,000 |
| Nassau-Suffolk, NY | 32 | $ 6,522,000 | $ 203,812 | $ 303,000 |
| Tampa-St. Petersburg-Clearwater, FL | 32 | $ 37,486,000 | $ 1,171,437 | $ 150,000 |
| North Port-Bradenton-Sarasota, FL | 30 | $ 14,026,000 | $ 467,533 | $ 419,000 |
| Los Angeles-Long Beach-Glendale, CA | 28 | $ 203,988,000 | $ 7,285,285 | $ 427,000 |
| St. George, UT | 28 | $ 5,320,000 | $ 190,000 | $ 136,000 |
| Chicago-Joliet-Naperville, IL | 24 | $ 27,980,000 | $ 1,165,833 | $ 353,000 |
| Gary, IN | 24 | $ 3,556,000 | $ 148,166 | $ 106,000 |
| Las Vegas-Paradise, NV | 23 | $ 57,966,000 | $ 2,520,260 | $ 82,000 |
| Riverside-San Bernardino-Ontario, CA | 22 | $ 98,370,000 | $ 4,471,363 | $ 164,000 |
| Bridgeport-Stamford-Norwalk, CT | 20 | $ 5,378,000 | $ 268,900 | $ 207,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 41,397,000 | $ 2,069,850 | $ 216,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 11,680,000 | $ 687,058 | $ 360,000 |
| Fort Wayne, IN | 17 | $ 1,814,000 | $ 106,705 | $ 99,000 |
| Columbus, IN | 16 | $ 5,133,000 | $ 320,812 | $ 96,000 |
| Muncie, IN | 16 | $ 1,317,000 | $ 82,312 | $ 57,000 |
| Niles-Benton Harbor, MI | 16 | $ 1,890,000 | $ 118,125 | $ 111,000 |
| Spokane, WA | 16 | $ 2,447,000 | $ 152,937 | $ 110,000 |
| Bloomington, IN | 15 | $ 2,814,000 | $ 187,600 | $ 157,000 |
| Grand Rapids-Wyoming, MI | 15 | $ 1,838,000 | $ 122,533 | $ 119,000 |
| Ithaca, NY | 14 | $ 353,000 | $ 25,214 | $ 77,000 |
| Lafayette, IN | 14 | $ 963,000 | $ 68,785 | $ 80,000 |
| Lansing-East Lansing, MI | 13 | $ 804,000 | $ 61,846 | $ 122,000 |
| Atlanta-Sandy Springs-Marietta, GA | 12 | $ 171,915,000 | $ 14,326,250 | $ 81,000 |
| Louisville/Jefferson County, KY-IN | 12 | $ 27,257,000 | $ 2,271,416 | $ 86,500 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 5,083,000 | $ 423,583 | $ 86,000 |
| Santa Ana-Anaheim-Irvine, CA | 12 | $ 4,470,000 | $ 372,500 | $ 346,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 11 | $ 15,958,000 | $ 1,450,727 | $ 151,000 |
| Dallas-Plano-Irving, TX | 11 | $ 225,201,000 | $ 20,472,818 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 11 | $ 136,143,000 | $ 12,376,636 | $ 0 |
| Boston-Quincy, MA | 10 | $ 3,763,000 | $ 376,300 | $ 308,000 |
| Port St. Lucie, FL | 10 | $ 1,798,000 | $ 179,800 | $ 295,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 176,316,000 | $ 17,631,600 | $ 231,300 |
| Michigan City-La Porte, IN | 9 | $ 656,000 | $ 72,888 | $ 85,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 9 | $ 1,531,000 | $ 170,111 | $ 342,000 |
| Rockingham County-Strafford County, NH | 9 | $ 1,836,000 | $ 204,000 | $ 85,000 |
| Cambridge-Newton-Framingham, MA | 8 | $ 47,848,000 | $ 5,981,000 | $ 85,000 |
| Edison-New Brunswick, NJ | 8 | $ 3,154,000 | $ 394,250 | $ 510,000 |
| New Haven-Milford, CT | 8 | $ 1,842,000 | $ 230,250 | $ 271,000 |
| Philadelphia, PA | 8 | $ 45,681,000 | $ 5,710,125 | $ 2,152,000 |
| San Diego-Carlsbad-San Marcos, CA | 8 | $ 4,152,000 | $ 519,000 | $ 332,000 |
| Tucson, AZ | 8 | $ 3,302,000 | $ 412,750 | $ 431,000 |
| Birmingham-Hoover, AL | 7 | $ 76,655,000 | $ 10,950,714 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 2,112,000 | $ 301,714 | $ 295,000 |
| Lima, OH | 7 | $ 10,537,000 | $ 1,505,285 | $ 63,000 |
| Kalamazoo-Portage, MI | 6 | $ 992,000 | $ 165,333 | $ 353,000 |
| Binghamton, NY | 5 | $ 230,000 | $ 46,000 | $ 100,000 |
| Coeur D'Alene, ID | 5 | $ 1,088,000 | $ 217,600 | $ 176,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 1,520,000 | $ 304,000 | $ 136,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 751,000 | $ 150,200 | $ 231,000 |
| Jacksonville, FL | 5 | $ 20,774,000 | $ 4,154,800 | $ 57,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 615,000 | $ 123,000 | $ 131,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 65,123,000 | $ 13,024,600 | $ 181,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5 | $ 31,516,000 | $ 6,303,200 | $ 221,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 1,121,000 | $ 224,200 | $ 1,070,000 |
| Ocala, FL | 5 | $ 454,000 | $ 90,800 | $ 104,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,049,000 | $ 209,800 | $ 197,000 |
| Peabody, MA | 5 | $ 18,198,000 | $ 3,639,600 | $ 384,000 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 38,325,000 | $ 7,665,000 | $ 208,200 |
| Pueblo, CO | 5 | $ 534,000 | $ 106,800 | $ 67,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 5 | $ 1,341,000 | $ 268,200 | $ 404,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 3,215,000 | $ 643,000 | $ 69,000 |
| San Antonio-New Braunfels, TX | 5 | $ 73,937,000 | $ 14,787,400 | $ 0 |
| Barnstable Town, MA | 4 | $ 1,625,000 | $ 406,250 | $ 229,000 |
| Bay City, MI | 4 | $ 133,000 | $ 33,250 | $ 99,000 |
| Bethesda-Rockville-Frederick, MD | 4 | $ 97,406,000 | $ 24,351,500 | $ 226,000 |
| Casper, WY | 4 | $ 24,168,000 | $ 6,042,000 | $ 12,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 1,426,000 | $ 356,500 | $ 327,000 |
| Fort Worth-Arlington, TX | 4 | $ 20,946,000 | $ 5,236,500 | $ 0 |
| Lakeland-Winter Haven, FL | 4 | $ 402,000 | $ 100,500 | $ 95,000 |
| Lexington-Fayette, KY | 4 | $ 374,000 | $ 93,500 | $ 46,000 |
| Memphis, TN-MS-AR | 4 | $ 53,000,000 | $ 13,250,000 | $ 30,000 |
| Newark-Union, NJ-PA | 4 | $ 1,069,000 | $ 267,250 | $ 250,000 |
| Pittsburgh, PA | 4 | $ 673,000 | $ 168,250 | $ 81,000 |
| Punta Gorda, FL | 4 | $ 620,000 | $ 155,000 | $ 154,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 3,077,000 | $ 769,250 | $ 2,879,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 2,093,000 | $ 523,250 | $ 249,000 |
| Sebastian-Vero Beach, FL | 4 | $ 655,000 | $ 163,750 | $ 180,000 |
| Baltimore-Towson, MD | 3 | $ 490,000 | $ 163,333 | $ 111,000 |
| Cheyenne, WY | 3 | $ 298,000 | $ 99,333 | $ 87,000 |
| Columbia, SC | 3 | $ 10,102,000 | $ 3,367,333 | $ 69,000 |
| Fresno, CA | 3 | $ 155,000 | $ 51,666 | $ 104,000 |
| Gainesville, FL | 3 | $ 647,000 | $ 215,666 | $ 87,000 |
| Honolulu, HI | 3 | $ 1,003,000 | $ 334,333 | $ 182,000 |
| Kansas City, MO-KS | 3 | $ 17,276,000 | $ 5,758,666 | $ 232,000 |
| Oakland-Fremont-Hayward, CA | 3 | $ 1,080,000 | $ 360,000 | $ 188,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 17,995,000 | $ 5,998,333 | $ 26,000 |
| Pittsfield, MA | 3 | $ 662,000 | $ 220,666 | $ 141,000 |
| Reno-Sparks, NV | 3 | $ 8,646,000 | $ 2,882,000 | $ 120,000 |
| Richmond, VA | 3 | $ 190,000 | $ 63,333 | $ 246,000 |
| Salinas, CA | 3 | $ 725,000 | $ 241,666 | $ 82,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 29,664,000 | $ 9,888,000 | $ 67,000 |
| Santa Fe, NM | 3 | $ 1,895,000 | $ 631,666 | $ 904,000 |
| St. Louis, MO-IL | 3 | $ 12,873,000 | $ 4,291,000 | $ 93,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,074,000 | $ 358,000 | $ 196,000 |
| Battle Creek, MI | 2 | $ 70,000 | $ 35,000 | $ 99,000 |
| Billings, MT | 2 | $ 22,311,000 | $ 11,155,500 | $ 0 |
| Camden, NJ | 2 | $ 22,959,000 | $ 11,479,500 | $ 38,000 |
| Cedar Rapids, IA | 2 | $ 4,179,000 | $ 2,089,500 | $ 39,000 |
| Chattanooga, TN-GA | 2 | $ 8,874,000 | $ 4,437,000 | $ 83,000 |
| Elmira, NY | 2 | $ 109,000 | $ 54,500 | $ 52,000 |
| Jacksonville, NC | 2 | $ 194,000 | $ 97,000 | $ 63,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 541,000 | $ 270,500 | $ 63,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 14,818,000 | $ 7,409,000 | $ 0 |
| Lubbock, TX | 2 | $ 37,500,000 | $ 18,750,000 | $ 0 |
| Midland, TX | 2 | $ 25,130,000 | $ 12,565,000 | $ 0 |
| Muskegon-Norton Shores, MI | 2 | $ 15,000 | $ 7,500 | $ 44,000 |
| Norwich-New London, CT | 2 | $ 23,000 | $ 11,500 | $ 130,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 27,937,000 | $ 13,968,500 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 5,825,000 | $ 2,912,500 | $ 60,000 |
| Prescott, AZ | 2 | $ 391,000 | $ 195,500 | $ 129,000 |
| Savannah, GA | 2 | $ 423,000 | $ 211,500 | $ 141,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 350,000 | $ 175,000 | $ 72,000 |
| Springfield, MO | 2 | $ 155,000 | $ 77,500 | $ 106,000 |
| Steubenville-Weirton, OH-WV | 2 | $ 37,000 | $ 18,500 | $ 50,000 |
| Tallahassee, FL | 2 | $ 32,337,000 | $ 16,168,500 | $ 48,000 |
| Trenton-Ewing, NJ | 2 | $ 676,000 | $ 338,000 | $ 175,000 |
| Valdosta, GA | 2 | $ 172,000 | $ 86,000 | $ 88,000 |
| Wichita, KS | 2 | $ 11,213,000 | $ 5,606,500 | $ 0 |
| Wilmington, NC | 2 | $ 552,000 | $ 276,000 | $ 362,000 |
| Worcester, MA | 2 | $ 396,000 | $ 198,000 | $ 54,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Ames, IA | 1 | $ 4,127,000 | $ 4,127,000 | $ 0 |
| Asheville, NC | 1 | $ 360,000 | $ 360,000 | $ 184,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 100,000 | $ 100,000 | $ 472,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 14,025,000 | $ 14,025,000 | $ 0 |
| Bakersfield-Delano, CA | 1 | $ 124,000 | $ 124,000 | $ 248,000 |
| Baton Rouge, LA | 1 | $ 24,000,000 | $ 24,000,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Charlottesville, VA | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Cumberland, MD-WV | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Decatur, IL | 1 | $ 9,937,000 | $ 9,937,000 | $ 0 |
| Dover, DE | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Erie, PA | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 7,915,000 | $ 7,915,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 13,680,000 | $ 13,680,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 313,000 | $ 313,000 | $ 211,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 800,000 | $ 800,000 | $ 308,000 |
| Harrisonburg, VA | 1 | $ 246,000 | $ 246,000 | $ 133,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Joplin, MO | 1 | $ 378,000 | $ 378,000 | $ 173,000 |
| Las Cruces, NM | 1 | $ 50,000 | $ 50,000 | $ 161,000 |
| Madison, WI | 1 | $ 136,000 | $ 136,000 | $ 35,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 22,600,000 | $ 22,600,000 | $ 0 |
| Missoula, MT | 1 | $ 27,000 | $ 27,000 | $ 43,000 |
| Mobile, AL | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Modesto, CA | 1 | $ 10,500,000 | $ 10,500,000 | $ 0 |
| Ocean City, NJ | 1 | $ 177,000 | $ 177,000 | $ 239,000 |
| Oklahoma City, OK | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Racine, WI | 1 | $ 68,000 | $ 68,000 | $ 75,000 |
| Raleigh-Cary, NC | 1 | $ 384,000 | $ 384,000 | $ 103,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 860,000 | $ 860,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 900,000 | $ 900,000 | $ 282,000 |
| Terre Haute, IN | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Tuscaloosa, AL | 1 | $ 10,529,000 | $ 10,529,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Wheeling, WV-OH | 1 | $ 116,000 | $ 116,000 | $ 31,000 |
| Winston-Salem, NC | 1 | $ 83,000 | $ 83,000 | $ 72,000 |
| York-Hanover, PA | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Yuma, AZ | 1 | $ 248,000 | $ 248,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Keybank National Association in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 33,222 | $8,475,596,000 | $255,000 | $95,565,000 | $111,000 | $9,999,000 |
| Home Purchase | 8,238 | $2,002,294,000 | $243,000 | $50,175,000 | $107,000 | $9,999,000 |
| Home Improvement | 7,030 | $324,714,000 | $46,000 | $1,680,000 | $88,000 | $5,749,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 34,867 | $5,163,477,000 | $148,000 | $17,105,000 | $108,000 | $9,999,000 |
| Not Provided | 8,381 | $1,583,256,000 | $188,000 | $6,912,000 | $126,000 | $7,119,000 |
| Asian | 1,431 | $285,396,000 | $199,000 | $2,100,000 | $127,000 | $1,877,000 |
| Hispanic | 1,354 | $156,989,000 | $115,000 | $1,078,000 | $68,000 | $1,200,000 |
| Black or African American | 1,230 | $100,497,000 | $81,000 | $2,550,000 | $78,000 | $9,999,000 |
| Not applicable | 969 | $3,479,345,000 | $3,590,000 | $95,565,000 | $0 | $0 |
| American Indian or Alaskan Native | 176 | $19,844,000 | $112,000 | $582,000 | $78,000 | $570,000 |
| Native Hawaiian or Other Pacific Islander | 82 | $13,800,000 | $168,000 | $618,000 | $104,000 | $612,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 44,865 | $10,146,723,000 | $226,000 | $95,565,000 | $111,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,837 | $515,220,000 | $181,000 | $17,591,000 | $63,000 | $919,000 |
| VA-guaranteed (Veterans Administration) | 663 | $124,854,000 | $188,000 | $839,000 | $78,000 | $585,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $15,807,000 | $126,000 | $359,000 | $48,000 | $631,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,735 | $6,903,228,000 | $279,000 | $95,565,000 | $113,000 | $9,999,000 |
| Application Denied By Financial Institution | 15,820 | $2,326,529,000 | $147,000 | $29,958,000 | $93,000 | $7,099,000 |
| Application Approved But Not Accepted | 6,350 | $1,114,767,000 | $175,000 | $17,105,000 | $124,000 | $9,999,000 |
| Application Withdrawn By Applicant | 757 | $393,991,000 | $520,000 | $80,000,000 | $160,000 | $9,999,000 |
| Loan Purchased By The Institution | 742 | $46,769,000 | $63,000 | $918,000 | $0 | $0 |
| File Closed For Incompleteness | 86 | $17,320,000 | $201,000 | $1,198,000 | $116,000 | $440,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 4,697 | $772,285,000 | $164,000 | $11,784,000 | $108,000 | $7,099,000 |
| Debt-To-Income Ratio | 4,060 | $671,289,000 | $165,000 | $3,900,000 | $64,000 | $1,720,000 |
| Credit History | 3,709 | $286,402,000 | $77,000 | $2,471,000 | $77,000 | $5,749,000 |
| Unverifiable Information | 1,413 | $175,771,000 | $124,000 | $2,100,000 | $118,000 | $4,081,000 |
| Other | 1,208 | $186,131,000 | $154,000 | $3,353,000 | $130,000 | $5,617,000 |
| Credit Application Incomplete | 468 | $184,267,000 | $393,000 | $29,958,000 | $156,000 | $2,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 155 | $32,985,000 | $212,000 | $2,000,000 | $138,000 | $1,102,000 |
| Employment History | 106 | $17,009,000 | $160,000 | $1,000,000 | $74,000 | $600,000 |
| Mortgage Insurance Denied | 4 | $390,000 | $97,000 | $159,000 | $129,000 | $324,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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